CN109493212A - Reference management method, device, electronic equipment and computer readable storage medium - Google Patents
Reference management method, device, electronic equipment and computer readable storage medium Download PDFInfo
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- CN109493212A CN109493212A CN201811261541.4A CN201811261541A CN109493212A CN 109493212 A CN109493212 A CN 109493212A CN 201811261541 A CN201811261541 A CN 201811261541A CN 109493212 A CN109493212 A CN 109493212A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/018—Certifying business or products
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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Abstract
The embodiment of the present application provides a kind of reference management method, device, electronic equipment and computer readable storage medium, wherein, this method comprises: the user's collage-credit data prestored based on credit information service, collage-credit data block is generated, the collage-credit data block includes the identifier and user's collage-credit data of the credit information service；The collage-credit data block chain is entered in the block chain safeguarded to each credit information service；And the collage-credit data that processing target credit information service sends updates request, and/or, the collage-credit data read requests that process demand side is sent.The embodiment of the present application improves the safety of reference management.
Description
Technical field
This application involves reference technical field, in particular to a kind of reference management method, device, electronic equipment and
Computer readable storage medium.
Background technique
Reference is to collect, arrange in accordance with the law, saving, processing the credit information of natural person, legal person and its hetero-organization, and externally mentioning
For services such as credit report, credit evaluation, credit information consultings, client's judgement, control credit risk are helped, credit management is carried out
Activity.Reference plays important basic role in promoting credit economy development and the establishment of social credit system: first is that anti-
Model credit risk；Second is that easy credit is traded；Third is that improving efficiency of economic operations；Fourth is that pushing the establishment of social credit system.
Currently, You Duojia credit information service, the country, respectively possesses the reference method of oneself, and for same user, each sign
Believe that mechanism is not fully identical about the reference report of the user, such user, which can select, oneself advantageous credit information service
Have reference report, or illegally distorts the reference report that some credit information service provides.
As it can be seen that in the prior art, reference management and disunity cause collage-credit data to be easy to be tampered, i.e., current reference pipe
It manages dangerous.
Summary of the invention
In view of this, the application be designed to provide a kind of reference management method, device, electronic equipment and computer can
Storage medium is read, to improve the safety of reference management.
In a first aspect, the embodiment of the present application provides a kind of reference management method, comprising:
Based on user's collage-credit data that credit information service prestores, collage-credit data block is generated, the collage-credit data block includes
The identifier of the credit information service and user's collage-credit data；
The collage-credit data block chain is entered in the block chain safeguarded to each credit information service；And
The collage-credit data that processing target credit information service sends updates request, and/or, the collage-credit data that process demand side is sent
Read requests.
Optionally, the collage-credit data that the processing target credit information service sends updates request, comprising:
Request is updated to the collage-credit data to verify；；
If being verified, the write-in data carried in request are updated according to the collage-credit data, change the target reference
Corresponding collage-credit data block in the block chain that mechanism is safeguarded, and broadcasted to other credit information services, to update other signs
Corresponding collage-credit data block in the block chain that letter mechanism is safeguarded.
Optionally, user's collage-credit data includes user identifier and user credit information.
Optionally, the collage-credit data read requests that the process demand side is sent, comprising:
Corresponding collage-credit data block is searched based on the user identifier that carries in the collage-credit data read requests, and by institute
The user credit information stated in corresponding collage-credit data block is sent to the party in request.
Optionally, the user credit information includes subscriber blacklist information and/or user's white list information.
Second aspect, the embodiment of the present application provide a kind of reference managing device, comprising:
Generation module, user's collage-credit data for being prestored based on credit information service generate collage-credit data block, the reference
Data block includes the identifier and user's collage-credit data of the credit information service；
Memory module, for entering the collage-credit data block chain in the block chain safeguarded to each credit information service；
Processing module, the collage-credit data that processing target credit information service sends update request, and/or, process demand side is sent
Collage-credit data read requests.
Optionally, the processing module, is specifically used for:
Request is updated to the collage-credit data to verify；
If being verified, the write-in data carried in request are updated according to the collage-credit data, change the target reference
Corresponding collage-credit data block in the block chain that mechanism is safeguarded, and broadcasted to other credit information services, to update other signs
Corresponding collage-credit data block in the block chain that letter mechanism is safeguarded.
Optionally, user's collage-credit data includes user identifier and user credit information, the processing module, specifically
For:
Corresponding collage-credit data block is searched based on the user identifier that carries in the collage-credit data read requests, and by institute
The user credit information stated in corresponding collage-credit data block is sent to the party in request.
The third aspect, the embodiment of the present application provide a kind of electronic equipment, comprising: processor, memory and bus, it is described
Memory is stored with the executable machine readable instructions of the processor, when electronic equipment operation, the processor with it is described
By bus communication between memory, the machine readable instructions execute any in above-described embodiment when being executed by the processor
The step of described reference management method.
Fourth aspect, the embodiment of the present application provide a kind of computer readable storage medium, the computer-readable storage medium
Computer program is stored in matter, which executes any reference in above-described embodiment when being run by processor
The step of management method.
Reference management method in the embodiment of the present application is the user's collage-credit data prestored based on each credit information service, is generated
Then collage-credit data block enters collage-credit data block chain in the block chain safeguarded jointly to these credit information services, and according to this
The collage-credit data that block Lian Lai processing target credit information service sends updates request, and/or, the collage-credit data that process demand side is sent
Read requests, compared in the prior art, the embodiment of the present application, by block chain technology, so that user's reference in block chain
Data can not modify privately user's collage-credit data by the common maintenance management of all credit information services, each credit information service, this
Sample ensures that the safety of reference management.
To enable the above objects, features, and advantages of the application to be clearer and more comprehensible, preferred embodiment is cited below particularly, and cooperate
Appended attached drawing, is described in detail below.
Detailed description of the invention
Technical solution in ord to more clearly illustrate embodiments of the present application, below will be to needed in the embodiment attached
Figure is briefly described, it should be understood that the following drawings illustrates only some embodiments of the application, therefore is not construed as pair
The restriction of range for those of ordinary skill in the art without creative efforts, can also be according to this
A little attached drawings obtain other relevant attached drawings.
Fig. 1 shows a kind of reference management method flow diagram provided by the embodiment of the present application；
Fig. 2 shows the collage-credit datas that processing target credit information service provided by the embodiment of the present application sends to update request
Method flow diagram；
Fig. 3 shows the structural representation of n-th collage-credit data block on a kind of block chain provided by the embodiment of the present application
Figure；
Fig. 4 shows a kind of structural schematic diagram of reference managing device provided by the embodiment of the present application；
Fig. 5 shows the structural schematic diagram of a kind of electronic equipment provided by the embodiment of the present application.
Specific embodiment
To keep the purposes, technical schemes and advantages of the embodiment of the present application clearer, below in conjunction with the embodiment of the present application
Middle attached drawing, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described embodiment is only
It is some embodiments of the present application, instead of all the embodiments.The application being usually described and illustrated herein in the accompanying drawings is real
The component for applying example can be arranged and be designed with a variety of different configurations.Therefore, below to the application's provided in the accompanying drawings
The detailed description of embodiment is not intended to limit claimed scope of the present application, but is merely representative of the selected reality of the application
Apply example.Based on embodiments herein, those skilled in the art institute obtained without making creative work
There are other embodiments, shall fall in the protection scope of this application.
The embodiment of the present application provides a kind of reference management method, can be applied to the system comprising each credit information service
In, credit information service refers to the mechanism or platform for being engaged in the data such as collection, arrangement, processing and analysis enterprises and individuals' credit information,
Including bank, internet credit information service etc..Equipment corresponding to credit information service can be server, computer, mobile terminal,
Handheld device etc., system realize the communication connection of distinct device in system.The above equipment, the communication connection mode of system can be with
It is configured, adjusted based on application, actual needs, is not specifically limited herein, specifically, as shown in Figure 1, the reference pipe
Reason method specifically includes following steps S100~S102:
S100 generates collage-credit data block, wherein collage-credit data area based on user's collage-credit data that credit information service prestores
Block includes the identifier and user's collage-credit data of credit information service.
Wherein, user's collage-credit data include data, the user identifiers such as user identifier, user credit information and address name can
Think the unique certificate information of user, such as ID card No., passport number or social security number, is also possible to user in reference machine
The identification information etc. that the login banner of structure or credit information service distribute to user.User credit information include black list information and/or
User's white list information, here, user credit information is either only include black list information, or only include white list letter
Breath, can also be both including black list information or including white list information.Black list information, including corresponding to user to user not
Credit information, the record etc. of benefit, such as: bad creditor-debtor entry, bad refund record, promise breaking record, punishment record, record of breaking one's promise
Etc..White list information, then may include " benign " credit information, record etc. corresponding to user, such as: note of refunding in time
Record, prize record etc..
Optionally, when the reference management method is applied to the server of main strategies management organization, server may be used also
To get that each credit information service for participating in alliance prestores for collage-credit data, because of user's sign that each credit information service prestores
The format of user identifier and user credit information in letter data may not be identical, for the ease of unified management, can will acquire
The collage-credit data that prestores of each credit information service in user identifier and the format of user credit information carry out unification, for example will use
Family mark is unified to be indicated with ID card No., and user credit information is indicated according to unified standard.
It is which reference machine for the ease of checking when one of credit information service will be modified user credit information
Structure is modified user information, need user's collage-credit data is associated with the identifier of affiliated credit information service, in this way
Collage-credit data block is obtained.
Preferably, the identifier of credit information service here is also used as the public key of the block chain of credit information service maintenance,
When the later period credit information service wants the collage-credit data block being updated in block chain, can by the credit information service carry with
The private key of the public key match is verified, and renewal authority is obtained.
Preferably, in order to prevent after the leakage of user's collage-credit data, the leakage of the privacy of user identifier and address name,
In obtained collage-credit data block, user identifier and address name are obtained after mask is handled.
S101 enters collage-credit data block chain in the block chain safeguarded to each credit information service.
In the block chain that server safeguards collage-credit data block Lian Ruge credit information service obtained above, for example it is sent to
Block chain is formed in the server of each credit information service, each node in block chain corresponds to the server of each credit information service,
Here each credit information service just becomes the block chain member of the block chain.
S102, the collage-credit data that processing target credit information service sends update request, and/or, the sign that process demand side is sent
Letter data read requests.
Each credit information service can request to be updated the collage-credit data block in block chain by node, party in request
It can be to the reading of the server request collage-credit data of the server or one of credit information service of main strategies management organization
It takes.
It, can be corresponding for the configuration of block chain in order to only receive to be added to the update processing of each credit information service in block chain
Key, such as: by the way of asymmetric encryption, corresponding public key is arranged in the block chain safeguarded by each credit information service,
Such as: public key can be the identifier of corresponding credit information service, and each credit information service can only grasp public key corresponding to its block chain
Private key, credit information service each in this way can only modify oneself maintenance block chain on collage-credit data block.In addition to this, may be used
So that credit information service grasps key corresponding to other credit information services, in this way, a certain credit information service is safeguarded in addition to updating itself
Block chain, the block chain that other credit information services are safeguarded can also be updated.
Specifically, in step S101, the collage-credit data that processing target credit information service sends updates request, as shown in Fig. 2, tool
Body includes the following steps S200~S201:
S200 updates request to the collage-credit data and verifies.
Optionally, collage-credit data updates in request and carries private key here, and verification method may determine that entrained in request
Whether private key matches with the public key prestored, specifically, when the collage-credit data for receiving the transmission of target credit information service updates request,
It first obtains the collage-credit data and updates the private key carried in request, then compare the public key whether the private key configures with block chain
Match, if matching, is verified.It is technology known in the art by way of being decrypted, being authenticated key, it is right herein
This is simultaneously not specially limited.
Optionally, which updates the unique identity that request carries target credit information service, the identity
It can be the identifier of target credit information service, it can be by verifying the identifier of the target credit information service come the true target reference machine
Whether structure is block chain member, if block chain member, then be verified.
S201 updates the write-in data carried in request according to collage-credit data if being verified, and changes target credit information service
Corresponding collage-credit data block in the block chain safeguarded, and broadcasted to other credit information services, to update other reference machines
Corresponding collage-credit data block in the block chain that structure is safeguarded.
Here write-in data can be the data such as new user identifier, user credit information and address name, can also be with
It is the corresponding new user information of existing user identifier, after receiving these write-in data, in the institute, target credit information service
It is modified in corresponding collage-credit data block in the block chain of maintenance, it is then that the content after change is wide to other credit information services
It broadcasts.
Preferably, broadcast mode here can take PBFT algorithm to be broadcasted, to improve the safety of broadcast.
The particular content of broadcast should include the data for the identifier and change for being modified the target credit information service of data,
When the data of change are user credit, the content of broadcast further includes the origin of user credit information, for example, user credit integrates
B is become from A, then other than broadcast credit score is changed to B, the reason of credit score becomes B from A can also be broadcasted.
Specifically, in step S101, the collage-credit data read requests of process demand side's transmission, comprising:
Corresponding collage-credit data block is searched based on the user identifier carried in collage-credit data read requests, and will be corresponding
User credit information in collage-credit data block is sent to party in request.
Here party in request refers to the client for needing to check the collage-credit data recorded in collage-credit data block, and client can be with
It is the terminal devices such as the mobile phone, plate or computer of personal user, is also possible to certain enterprises for having and checking collage-credit data permission
Industry terminal, such as the terminal (such as ATM machine) of bank or certain non-profit organizations.
After receiving the collage-credit data read requests of client transmission, the use of collage-credit data read requests carrying is obtained
Then family mark, such as the ID card No. of user are searched user credit corresponding with the user identifier according to user identifier and are believed
Breath, is then sent to client for the user credit information found.
It is described in detail below with a kind of specific embodiment:
As shown in figure 3, being the collage-credit data area safeguarded by n-th block chain member in the embodiment of the present application on block chain
Block records the identifier of all members in this block chain, i.e., the identifier of each credit information service in the block；Recite user
ID, i.e. user identifier；Recite user information and the credit information of user, user information here may include address name and
The calculation method of user credit information, the credit information of user include that credit grade or credit score of user etc. can express
The index of user credit.
When n-th credit information service needs to update the collage-credit data block of its maintenance, block chain server should by verifying
Whether the private key of n-th credit information service matches with the public key in block chain, if so, allowing n-th credit information service to the reference
User's collage-credit data in data block is modified, for example to modify the collage-credit data of user 1001, by the sign of user 1001
Believe that grade is changed to grade A by grade B, then broadcasts the reference change of rank situation of the user 1001, so that other
The collage-credit data block that credit information service is safeguarded also is updated.
The embodiment of the present application provides a kind of reference managing device 400, as shown in Figure 4, comprising:
Generation module 401, user's collage-credit data for being prestored based on credit information service generate collage-credit data block, wherein
Collage-credit data block includes the identifier and user's collage-credit data of credit information service.
Memory module 402, for entering collage-credit data block chain in the block chain safeguarded to each credit information service；
Processing module 403, the collage-credit data that processing target credit information service sends update request, and/or, process demand side's hair
The collage-credit data read requests sent.
Optionally, processing module 403 are specifically used for:
Request is updated to the collage-credit data to verify.
If being verified, the write-in data carried in request are updated according to collage-credit data, change target credit information service is tieed up
Corresponding collage-credit data block in the block chain of shield, and broadcasted to other credit information services, to update other institutes, credit information service
Corresponding collage-credit data block in the block chain of maintenance.
Optionally, user's collage-credit data includes user identifier and user credit information；Processing module 403, is specifically used for:
Corresponding collage-credit data block is searched based on the user identifier carried in collage-credit data read requests, and will be corresponding
User credit information in collage-credit data block is sent to party in request.
Optionally, user credit information includes subscriber blacklist information and/or user's white list information.
As shown in figure 5, the embodiment of the present application also provides a kind of electronic equipment 500, comprising: processor 501, memory
502 and bus 503, memory 502 is stored with the executable machine readable instructions of processor 501, when electronic equipment operation, place
It manages and passes through bus communication between device 501 and memory 502, stored in the execution memory 502 of processor 501 following machine readable
Instruction:
Based on user's collage-credit data that credit information service prestores, collage-credit data block is generated, wherein collage-credit data block includes
The identifier and user's collage-credit data of credit information service.
Collage-credit data block chain is entered in the block chain safeguarded to each credit information service.
The collage-credit data that processing target credit information service sends updates request, and/or, the collage-credit data that process demand side is sent
Read requests.
Optionally, the machine readable instructions that processor 501 executes specifically include:
Request is updated to the collage-credit data to verify.
If being verified, the write-in data carried in request are updated according to collage-credit data, change target credit information service is tieed up
Corresponding collage-credit data block in the block chain of shield, and broadcasted to other credit information services, to update other institutes, credit information service
Corresponding collage-credit data block in the block chain of maintenance.
Wherein, user's collage-credit data includes user identifier and user credit information.
Optionally, the machine readable instructions that processor 501 executes specifically include:
Corresponding collage-credit data block is searched based on the user identifier carried in collage-credit data read requests, and will be corresponding
User credit information in collage-credit data block is sent to party in request.
Wherein, user credit information includes subscriber blacklist information and/or user's white list information.
Corresponding to the generation method of government data catalogue of the Fig. 1 into Fig. 2, the embodiment of the present application also provides a kind of calculating
Machine readable storage medium storing program for executing is stored with computer program on the computer readable storage medium, which is transported by processor
The step of above-mentioned reference management method is executed when row.
Reference management method in the embodiment of the present application is the user's collage-credit data prestored based on each credit information service, is generated
Then collage-credit data block enters collage-credit data block chain in the block chain safeguarded jointly to these credit information services, and according to this
The collage-credit data that block Lian Lai processing target credit information service sends updates request, and/or, the collage-credit data that process demand side is sent
Read requests, compared in the prior art, the embodiment of the present application, by block chain technology, so that user's reference in block chain
Data can not modify privately user's collage-credit data by the common maintenance management of all credit information services, each credit information service, this
Sample ensures that the safety of reference management.
In addition, collage-credit data is written in data-link, a kind of reference management method for capableing of decentralization, block are provided
Chain member safeguards collage-credit data jointly, substantially increases the accuracy rate of credit evaluation, while this based on the progress of block chain technology
Reference management method, safeguarded together by then passing through each credit information service for carrying out alliance, promote trade information total
It enjoys, reduces financial risks and data procurement cost, credit checking industry is promoted to develop in a healthy way.
The computer program product of reference management method is carried out provided by the embodiment of the present application, including stores program generation
The computer readable storage medium of code, the instruction that said program code includes can be used for executing previous methods as described in the examples
Method, specific implementation can be found in embodiment of the method, and details are not described herein.
Reference managing device provided by the embodiment of the present application for the specific hardware in equipment or can be installed on equipment
On software or firmware etc..The technical effect of device provided by the embodiment of the present application, realization principle and generation and aforementioned side
Method embodiment is identical, and to briefly describe, Installation practice part does not refer to place, can refer in corresponding in preceding method embodiment
Hold.It is apparent to those skilled in the art that for convenience and simplicity of description, the system of foregoing description, device
With the specific work process of unit, the corresponding process during reference can be made to the above method embodiment, details are not described herein.
In embodiment provided herein, it should be understood that disclosed device and method, it can be by others side
Formula is realized.The apparatus embodiments described above are merely exemplary, for example, the division of the unit, only one kind are patrolled
Function division is collected, there may be another division manner in actual implementation, in another example, multiple units or components can combine or can
To be integrated into another system, or some features can be ignored or not executed.Another point, shown or discussed is mutual
Coupling, direct-coupling or communication connection can be INDIRECT COUPLING or communication link by some communication interfaces, device or unit
It connects, can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
In addition, each functional unit in embodiment provided by the present application can integrate in one processing unit, it can also
To be that each unit physically exists alone, can also be integrated in one unit with two or more units.
It, can be with if the function is realized in the form of SFU software functional unit and when sold or used as an independent product
It is stored in a computer readable storage medium.Based on this understanding, the technical solution of the application is substantially in other words
The part of the part that contributes to existing technology or the technical solution can be embodied in the form of software products, the meter
Calculation machine software product is stored in a storage medium, including some instructions are used so that a computer equipment (can be a
People's computer, server or network equipment etc.) execute each embodiment the method for the application all or part of the steps.
And storage medium above-mentioned includes: that USB flash disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), arbitrary access are deposited
The various media that can store program code such as reservoir (RAM, Random Access Memory), magnetic or disk.
It should also be noted that similar label and letter indicate similar terms in following attached drawing, therefore, once a certain Xiang Yi
It is defined in a attached drawing, does not then need that it is further defined and explained in subsequent attached drawing, in addition, term " the
One ", " second ", " third " etc. are only used for distinguishing description, are not understood to indicate or imply relative importance.
Finally, it should be noted that embodiment described above, the only specific embodiment of the application, to illustrate the application
Technical solution, rather than its limitations, the protection scope of the application is not limited thereto, although with reference to the foregoing embodiments to this Shen
It please be described in detail, those skilled in the art should understand that: anyone skilled in the art
Within the technical scope of the present application, it can still modify to technical solution documented by previous embodiment or can be light
It is readily conceivable that variation or equivalent replacement of some of the technical features；And these modifications, variation or replacement, do not make
The essence of corresponding technical solution is detached from the spirit and scope of the embodiment of the present application technical solution.The protection in the application should all be covered
Within the scope of.Therefore, the protection scope of the application shall be subject to the protection scope of the claim.
Claims (10)
1. a kind of reference management method characterized by comprising
Based on user's collage-credit data that credit information service prestores, collage-credit data block is generated, the collage-credit data block includes described
The identifier of credit information service and user's collage-credit data；
The collage-credit data block chain is entered in the block chain safeguarded to each credit information service；And
The collage-credit data that processing target credit information service sends updates request, and/or, the collage-credit data that process demand side is sent is read
Request.
2. the method according to claim 1, wherein the collage-credit data that the processing target credit information service sends is more
New request, comprising:
Request is updated to the collage-credit data to verify；
If being verified, the write-in data carried in request are updated according to the collage-credit data, change the target credit information service
Corresponding collage-credit data block in the block chain safeguarded, and broadcasted to other credit information services, to update other reference machines
Corresponding collage-credit data block in the block chain that structure is safeguarded.
3. the method according to claim 1, wherein user's collage-credit data includes user identifier and user
Credit information.
4. according to the method described in claim 3, it is characterized in that, the collage-credit data reading that the process demand side is sent is asked
It asks, comprising:
Corresponding collage-credit data block is searched based on the user identifier carried in the collage-credit data read requests, and will be described right
The user credit information in collage-credit data block answered is sent to the party in request.
5. the method according to claim 3 or 4, which is characterized in that the user credit information includes subscriber blacklist letter
Breath and/or user's white list information.
6. a kind of reference managing device characterized by comprising
Generation module, user's collage-credit data for being prestored based on credit information service generate collage-credit data block, the collage-credit data
Block includes the identifier and user's collage-credit data of the credit information service；
Memory module, for entering the collage-credit data block chain in the block chain safeguarded to each credit information service；
Processing module, the collage-credit data that processing target credit information service sends update request, and/or, the sign that process demand side is sent
Letter data read requests.
7. device according to claim 6, which is characterized in that the processing module is specifically used for:
Request is updated to the collage-credit data to verify；
If being verified, the write-in data carried in request are updated according to the collage-credit data, change the target credit information service
Corresponding collage-credit data block in the block chain safeguarded, and broadcasted to other credit information services, to update other reference machines
Corresponding collage-credit data block in the block chain that structure is safeguarded.
8. device according to claim 6, which is characterized in that user's collage-credit data includes user identifier and user
Credit information, the processing module, is specifically used for:
Corresponding collage-credit data block is searched based on the user identifier carried in the collage-credit data read requests, and will be described right
The user credit information in collage-credit data block answered is sent to the party in request.
9. a kind of electronic equipment characterized by comprising processor, memory and bus, the memory are stored with the place
The executable machine readable instructions of device are managed, when electronic equipment operation, pass through bus between the processor and the memory
Communication, the machine readable instructions execute reference manager as claimed in claim 1 to 5 when being executed by the processor
The step of method.
10. a kind of computer readable storage medium, which is characterized in that be stored with computer journey on the computer readable storage medium
Sequence executes the step of the reference management method as described in claim 1 to 5 any one when the computer program is run by processor
Suddenly.
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| CN201811261541.4A CN109493212A (en) | 2018-10-26 | 2018-10-26 | Reference management method, device, electronic equipment and computer readable storage medium |
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| CN201811261541.4A CN109493212A (en) | 2018-10-26 | 2018-10-26 | Reference management method, device, electronic equipment and computer readable storage medium |
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| CN201811261541.4A Pending CN109493212A (en) | 2018-10-26 | 2018-10-26 | Reference management method, device, electronic equipment and computer readable storage medium |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN110533286A (en) * | 2019-07-23 | 2019-12-03 | 平安科技（深圳）有限公司 | Allied member's management method, device and computer equipment based on block chain |
| CN110674222A (en) * | 2019-10-08 | 2020-01-10 | 腾讯科技（深圳）有限公司 | Data sharing method, device, equipment and medium |
| CN110730078A (en) * | 2019-10-10 | 2020-01-24 | 重庆特斯联智慧科技股份有限公司 | Data information processing method and system |
| CN113269571A (en) * | 2021-06-25 | 2021-08-17 | 中国银行股份有限公司 | Enterprise credit investigation information processing method and device based on block chain |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN110533286A (en) * | 2019-07-23 | 2019-12-03 | 平安科技（深圳）有限公司 | Allied member's management method, device and computer equipment based on block chain |
| CN110533286B (en) * | 2019-07-23 | 2023-04-18 | 平安科技（深圳）有限公司 | Block chain-based coalition member management method and device and computer equipment |
| CN110674222A (en) * | 2019-10-08 | 2020-01-10 | 腾讯科技（深圳）有限公司 | Data sharing method, device, equipment and medium |
| CN110674222B (en) * | 2019-10-08 | 2021-08-13 | 腾讯科技（深圳）有限公司 | Data sharing method, device, equipment and medium |
| CN110730078A (en) * | 2019-10-10 | 2020-01-24 | 重庆特斯联智慧科技股份有限公司 | Data information processing method and system |
| CN113269571A (en) * | 2021-06-25 | 2021-08-17 | 中国银行股份有限公司 | Enterprise credit investigation information processing method and device based on block chain |
| CN113269571B (en) * | 2021-06-25 | 2024-02-27 | 中国银行股份有限公司 | Enterprise credit information processing method and device based on block chain |
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Address after: 101-8, 1st floor, building 31, area 1, 188 South Fourth Ring Road West, Fengtai District, Beijing Applicant after: Guoxin Youyi Data Co., Ltd Address before: 100070, No. 188, building 31, headquarters square, South Fourth Ring Road West, Fengtai District, Beijing Applicant before: SIC YOUE DATA Co.,Ltd. |
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Application publication date: 20190319 |