CN110428239A - A kind of cross-border clearing technology - Google Patents
A kind of cross-border clearing technology Download PDFInfo
- Publication number
- CN110428239A CN110428239A CN201910547683.5A CN201910547683A CN110428239A CN 110428239 A CN110428239 A CN 110428239A CN 201910547683 A CN201910547683 A CN 201910547683A CN 110428239 A CN110428239 A CN 110428239A
- Authority
- CN
- China
- Prior art keywords
- customs
- mounting plate
- upper mounting
- banking system
- money transfer
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000005516 engineering process Methods 0.000 title claims abstract description 14
- 238000012546 transfer Methods 0.000 claims abstract description 21
- 238000012550 audit Methods 0.000 claims abstract description 13
- 238000007689 inspection Methods 0.000 claims description 3
- 238000000034 method Methods 0.000 abstract description 4
- 238000004891 communication Methods 0.000 abstract description 3
- 238000012545 processing Methods 0.000 description 2
- 238000012790 confirmation Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 238000012360 testing method Methods 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
Abstract
The invention discloses a kind of cross-border clearing technologies, are operated using platform one-stop on line, so that bank and customs are efficiently convenient in the communication of declaration form, with the method for remittance by sorting, money transfer request is packaged to bank, greatly reduces audit time, money transfer transactions are rapidly and efficiently.
Description
Technical field
The present invention relates to capital settlement field, specifically a kind of cross-border clearing technology.
Background technique
In border trade, domestic buyer needs after taking the declaration form of customs, to handle to bank to customs declaration cargo
International remittance business, remittance to seller's account overseas.
Bank is when handling international remittance business, due to exchange control relevant regulations, it is necessary to and have customs declares document,
Meeting just allows to beat money after audit requires.And with the fast development of border trade, carry out major test to customs supervision work belt,
Customs officer carries huge workload and pressure, declares flow path efficiency and is affected, therefore at the money transfer transactions of bank
It is also slack-off to manage efficiency.Since there are the demands that multiple buyers remit money to the same seller overseas, so that bank faces repetition audit
The case where, money transfer transactions efficiency is impacted more so.
Summary of the invention
The identical remittance of inefficient and bank processing is linked up with customs in order to solve the problems, such as bank when handling foreign currency operation
The problem of auditing repeatedly, the present invention provides a kind of cross-border clearing technologies.
To achieve the above object, the present invention adopts the following technical scheme that:
A kind of cross-border clearing technology, which is characterized in that comprising steps of
(1) buyer provides payment for goods and seller's account to line upper mounting plate；
(2) the line upper mounting plate docks customs and banking system simultaneously, and the line upper mounting plate is provided according to the customs
Interface uniformly declare cargo to customs, provide customs declaration form to the line upper mounting plate after customs's audit is errorless；It is described
The customs declaration form and money transfer request are submitted to banking system after the line upper mounting plate acquisition customs declaration form；The bank
System is remitted money according to the money transfer request；
(3) beneficiary, which receives, arranges delivery after fund and acts on behalf via the customs is unified, the customs inspection cargo without
It supplies after accidentally to the line upper mounting plate, the line upper mounting plate receives and provides cargo to buyer after cargo.
Further, the money transfer request includes total amount, beneficiary account and transferor information.
Further, in shown step (2), the banking system needs whether to audit the customs declaration form before remittance
It meets the requirements, remits money if meeting the requirements, without remittance if not meeting.
Further, after the customs declaration form meets the requirements, the banking system is when audit is to there is multiple remittances to ask
Ask to the same external account remit money when, multiple money transfer requests can be combined to a money transfer request automatically by the banking system,
It can add by a sorting detail simultaneously.
The cross-border clearing technology of the present invention is using platform operation one-stop on line, so that the communication of bank and customs in declaration form
It is upper efficiently convenient, with the method for remittance by sorting, money transfer request is packaged to bank, greatly reduces audit time, industry of remitting money
Business is rapidly and efficiently.
Detailed description of the invention
A kind of Fig. 1: clearing schematic diagram of cross-border clearing technology of the present invention.
Specific embodiment
Below with reference to embodiment and attached drawing, the present invention is described in detail.
As shown in Figure 1, a kind of cross-border clearing technology, firstly, buyer provides payment for goods and seller's account to line upper mounting plate；Its
Secondary, the line upper mounting plate docks customs and middle side's banking system simultaneously, and the line upper mounting plate is connect according to what the customs provided
Mouth uniformly declares cargo to customs, provides customs declaration form to the line upper mounting plate after customs's audit is errorless；On the line
Xiang Zhongfang banking system submits the customs declaration form and money transfer request after platform obtains the customs declaration form；Money transfer request
It mainly include total amount, beneficiary account and transferor information；The present embodiment beneficiary is Laos's banking system；Again, middle side
Banking system is received a remittance after request, verifies customs declaration form, confirmation meets foreign currency supervision requirement, in every if meeting the requirements
Set time day, which is uniformly processed, beats money；Finally, Laos's banking system remits money to seller overseas after receiving fund, overseas seller is received
Delivery is arranged after fund and is acted on behalf via the customs is unified, and the errorless backward line upper mounting plate of the customs inspection cargo supplies
Goods, the line upper mounting plate receive and provide cargo to buyer after cargo.The present invention solves the communication problem of bank and customs, accelerates
The speed of foreign currency operation processing.Customs officer is alleviated to the supervision pressure of border trade cargo simultaneously, realizes entire inlet and outlet
Process it is with no paper.
Preferably scheme, after the customs declaration form meets the requirements, middle side's banking system is when audit is to having
When multiple money transfer requests are remitted money to the same external account, multiple money transfer requests can be combined to by middle side's banking system automatically
One money transfer request, while can add by a sorting detail.This to be advantageous in that, it is scattered that middle side's banking system combines multinomial small pen
Remittance becomes single wholesale lump-sum payment, while by additional by a sorting detail, it is convenient in square banking system audit and across
Border remittance.
Finally, it should be noted that above embodiments are only to illustrate the present invention and not limit technology described in the invention
Scheme；Therefore, although this specification is referring to above-mentioned each embodiment, the present invention has been described in detail, this
Field it is to be appreciated by one skilled in the art that still can modify to the present invention or equivalent replacement；And all do not depart from this
The technical solution and its improvement of the spirit and scope of invention, should all cover within the scope of the claims of the present invention.
Claims (4)
1. a kind of cross-border clearing technology, which is characterized in that comprising steps of
(1) buyer provides payment for goods and seller's account to line upper mounting plate；
(2) the line upper mounting plate docks customs and banking system simultaneously, and the line upper mounting plate is connect according to what the customs provided
Mouth uniformly declares cargo to customs, provides customs declaration form to the line upper mounting plate after customs's audit is errorless；On the line
The customs declaration form and money transfer request are submitted to banking system after the platform acquisition customs declaration form；The banking system
It is remitted money according to the money transfer request；
(3) beneficiary arranges delivery after receiving fund and acts on behalf via the customs is unified, after the customs inspection cargo is errorless
It supplies to the line upper mounting plate, the line upper mounting plate receives and provides cargo to buyer after cargo.
2. cross-border clearing technology according to claim 1, it is characterised in that: the money transfer request includes total amount, gathering
Square account and transferor information.
3. cross-border clearing technology according to claim 1, it is characterised in that: in shown step (2), the banking system exists
Need to audit whether the customs declaration form meets the requirements before remittance, remit money if meeting the requirements, if not meeting not into
Row remittance.
4. cross-border clearing technology according to claim 3, it is characterised in that: after the customs declaration form meets the requirements,
The banking system when audit is to when having multiple money transfer requests to remit money to the same external account, the banking system can automatically by
Multiple money transfer requests are combined to a money transfer request, while can add by a sorting detail.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910547683.5A CN110428239A (en) | 2019-06-24 | 2019-06-24 | A kind of cross-border clearing technology |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910547683.5A CN110428239A (en) | 2019-06-24 | 2019-06-24 | A kind of cross-border clearing technology |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110428239A true CN110428239A (en) | 2019-11-08 |
Family
ID=68409457
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910547683.5A Pending CN110428239A (en) | 2019-06-24 | 2019-06-24 | A kind of cross-border clearing technology |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110428239A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111311356A (en) * | 2020-01-20 | 2020-06-19 | 广西东信金服信息技术有限公司 | Verification system and method for authenticity and uniqueness of cross-border and cross-market trade background |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20150032571A1 (en) * | 2013-07-23 | 2015-01-29 | Ebay Inc. | System and method for providing cross-border transaction buying assistance |
| CN109509084A (en) * | 2018-11-19 | 2019-03-22 | 黄觅翰 | A kind of method of bank settlement in cross-border trade |
| CN109784880A (en) * | 2018-12-06 | 2019-05-21 | 中非电子商务有限公司 | The method and system of cross-border transaction |
| CN109829705A (en) * | 2018-12-06 | 2019-05-31 | 中非电子商务有限公司 | The method and system of cross-border payment |
-
2019
- 2019-06-24 CN CN201910547683.5A patent/CN110428239A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20150032571A1 (en) * | 2013-07-23 | 2015-01-29 | Ebay Inc. | System and method for providing cross-border transaction buying assistance |
| CN109509084A (en) * | 2018-11-19 | 2019-03-22 | 黄觅翰 | A kind of method of bank settlement in cross-border trade |
| CN109784880A (en) * | 2018-12-06 | 2019-05-21 | 中非电子商务有限公司 | The method and system of cross-border transaction |
| CN109829705A (en) * | 2018-12-06 | 2019-05-31 | 中非电子商务有限公司 | The method and system of cross-border payment |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111311356A (en) * | 2020-01-20 | 2020-06-19 | 广西东信金服信息技术有限公司 | Verification system and method for authenticity and uniqueness of cross-border and cross-market trade background |
| CN111311356B (en) * | 2020-01-20 | 2023-10-20 | 广西联合征信有限公司 | Verification system and method for cross-border cross-market trade background authenticity and uniqueness |
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| Date | Code | Title | Description |
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| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20191108 |