CN111311356B - Verification system and method for cross-border cross-market trade background authenticity and uniqueness - Google Patents
Verification system and method for cross-border cross-market trade background authenticity and uniqueness Download PDFInfo
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- CN111311356B CN111311356B CN202010066972.6A CN202010066972A CN111311356B CN 111311356 B CN111311356 B CN 111311356B CN 202010066972 A CN202010066972 A CN 202010066972A CN 111311356 B CN111311356 B CN 111311356B
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Abstract
The invention belongs to the field of cross-border electronic commerce. A verification system and method for cross-border cross-market trade background authenticity and uniqueness, wherein the verification system comprises a user management module, a data verification module and a data auditing module; the user management module, the data verification module and the data auditing module are mutually connected. The invention is applied to the trade of the citizens mutual market, so that the settlement data interaction is unified, and the problems of paper documents and electronic data mixing and insufficient trade standardization are solved. The bank settlement relies on electronic processing, and the settlement flow is effectively verified and supervised.
Description
Technical Field
The invention belongs to the field of cross-border electronic commerce, and particularly relates to a system and a method for verifying authenticity and uniqueness of cross-border cross-market trade backgrounds.
Background
According to the requirements of relevant laws and regulations, a side trade person transacts foreign exchange balance in trade name, and the side trade personnel should have a real and legal border trade transaction background which is consistent with the conditions of goods import and export, money thereof and the like.
In the existing trade of the citizens in the mutual market, obvious settlement defects and improvement demands exist. Firstly, market behaviors are not standard, because trade settlement information transmission paths are multiple, on-line or paper forms are miscellaneous, unified technical measures are lacked to control, supervision and post-inspection effects are poor, and one-to-multiple-junction and one-to-one disordered-junction mess are easily caused by repeated generation and use of settlement information and asynchronous receipt or data transmission; secondly, the settlement process is easy to violate, the counter flow operation of settlement before verification is easy to be initiated because the manual operation of a bank is long, the bank lacks sufficient identification capability for uniqueness of the mixed data, and a supervision organization lacks an advantageous monitoring tool for business compliance; finally, the business efficiency is urgently improved, the front-stage side trade transaction process is complicated, the time consumption of manually inputting information by banks is long, errors are prone to occur, the number of manually audited paper documents is large, and management and review are difficult.
Aiming at the huge side trade business volume and the defects of the side civil cross market trade market and the requirements of settlement compliance and high efficiency and economy, the side trade settlement needs a system and a method for paperless verification, unique control and compliance monitoring of big data on trade authenticity background.
Disclosure of Invention
The invention aims to overcome the defects of the technical problems, and provides a verification system and a verification method for authenticity and uniqueness of cross-border cross-market trade backgrounds, which can improve the cross-market settlement efficiency and promote standardization of side citizen cross-market trade settlement business.
In order to achieve the above purpose, the present invention adopts the following technical scheme:
the verification system for cross-border cross-market trade background authenticity and uniqueness comprises a user management module, a data verification module and a data auditing module; the user management module, the data verification module and the data auditing module are connected with each other; wherein:
the user management module is used for storing login information and authority information of legal users of the system and judging whether any user attempting to log in the system is a legal user or not;
the data verification module is used for pre-verifying the input data and allowing a user to inquire a verification result;
and the data auditing module is used for auditing whether the received declaration information accords with the service requirement and outputting an auditing result.
Further, the data verification module comprises a declaration information pre-verification sub-module and a declaration information inquiry sub-module;
the reporting information pre-verification sub-module is used for automatically performing data verification on the received trade reporting data by the system;
and the reporting information inquiry sub-module is used for inquiring the verification result of the trade reporting data by the system user.
Further, the data auditing module comprises a service inquiring sub-module, a service processing sub-module and an information maintaining sub-module;
the business inquiry sub-module is used for inquiring all transaction detail data of the system, so that bank verification personnel can conveniently find historical data and check business conditions;
the business processing sub-module is used for the bank inspector to make up and record the declaration information, approve the settlement application and provide a work order processing application for a system administrator;
the information maintenance sub-module is used for a system administrator to maintain settlement bank information, overseas collection bank information and border mutual market point area information.
Further, the user management module comprises an account management module and a personal center module;
the account management module is used for inquiring, logging out, disabling, enabling, resetting account passwords, distributing account rights and the like of the account of the system user by a system administrator;
the personal center module is used for inquiring personal information of a system user and modifying account passwords.
Further, the data auditing module also comprises a risk monitoring sub-module,
the risk monitoring sub-module provides various monitoring service functions such as log information checking, early warning service statistics, no-customs service statistics, repeated settlement blacklist early warning and statistics; the risk monitoring submodule comprises a log information checking unit, an early warning service statistics unit, a no-customs service statistics unit and a repeated settlement blacklist early warning and statistics unit; wherein:
the log information checking unit is used for checking the daily operation of a system user by a system administrator, and a responsible person can be found when a problem occurs;
the early warning business statistics unit is used for checking whether a great amount of conditions exceeding the payment time or exceeding the reporting time exist in all reporting records by a system user, and carrying out early warning processing in advance so as to be convenient for supervision and examination;
the system user visually checks whether reporting conditions of customs non-corresponding customs information exist in all reporting records or not, and can perform re-verification operation;
and the repeated settlement blacklist early warning and statistics unit is used for checking whether the repeated pushing condition of the reporting data exists in all reporting records by a system user, and early warning processing is carried out in advance so as to be convenient for supervision and examination.
Further, the data auditing module further comprises a report analysis submodule, wherein the report analysis submodule counts and generates a service report from multiple angles according to service processing conditions, and the report analysis submodule comprises a near seven-day service volume inquiring unit, a statistics report table unit, a fund confirmation statistics table unit and a service volume statistics table unit; wherein:
the near seven-day service volume query unit is used for a user to check the near seven-day service reporting condition and the service trend;
the statistical report table unit is used for counting the reporting data conditions of all settlement banks in a certain time period from the dimension of the civil cross-market trade service center, wherein the reporting data conditions comprise passing checking total amount, checking passing total amount, business pushing total amount and business pushing total amount;
the fund confirmation statistical table unit is used for counting the declaration data of all settlement banks in a certain time period from the dimension of the port area;
and the traffic volume statistics table unit is used for counting the number and the amount of the declared data in a certain time period from the side citizen cross-market trade service center and the dimension of banks.
The invention also provides a verification method for cross-border cross-market trade background authenticity and uniqueness, which comprises the following steps:
step 1: after the side citizens purchase goods from the shops corresponding to the side citizen mutual market points, the side citizen mutual market trade service centers fill in transaction detail information to be declared, and the side citizen mutual market trade service centers generate a settlement bill according to the requested declaration data and push the settlement bill to the verification system;
step 2: the verification system judges whether each service center repeatedly pushes the declaration information of the same-day same-edge citizen according to the declaration date and the declaration identity information, if so, the data state is recorded as repeated pushing and the declaration information is returned to be verified, the declaration data of different edge citizen mutual market trade service centers pushed to different banks or the same bank are listed in a repeated settlement blacklist, and a system administrator reports the declaration data to the data verification module to carry out examination on users carrying out repeated settlement and the edge citizen mutual market trade service centers;
step 3: the verification system performs validity pre-verification on the received declaration data, and if the validity pre-verification is not passed, the state of the declaration data is marked as 'verification is not passed'; if the validity pre-check is passed, checking the validity of the declared data, and if the validity check of the declared data is not passed, marking the declared data state as 'check failed';
step 4: after the self-verification in the step 3 is passed, the reporting data is pushed to the data verification module to carry out trade background authenticity verification, and the data verification module returns the unique identification of the reporting data;
step 5: for customs without corresponding customs information, the verification system sends out early warning, and the bank verifies the authenticity of the trade background with the side citizen inter-market trade service center through an off-line channel for the settlement so as to finish settlement and payment;
step 6: for business data exceeding the payment time, the verification system will list the business data into the early warning business statistics unit;
step 7: the side citizen cross-market trade service center calls the check system interface to acquire a declaration data check result, and a user submits a settlement application to a settlement counter according to the declaration information result; after receiving a settlement request, a settlement company logs in the verification system, inquires a corresponding settlement bill in the service processing sub-module, and processes the settlement bill, wherein the processing result is 'pass' or 'fail';
step 8: if the processing result is 'not passed', the clearing note is in a failure state, and the clearing note is required to be pushed again after being modified according to the corresponding modification suggestion by the citizen cross-market trade service center;
step 9: if the processing result is "pass", the data auditing module needs to carry out auditing operation again, the auditing operation is "pass" or "not pass", if the auditing operation is "pass", the clearing bill is in a successful state, and the final payment operation of the transaction can be carried out; if the settlement list is not passed, the settlement list is in a failure state, and the side citizen cross-market trade service center needs to be pushed again after being modified according to the corresponding modification suggestion.
Compared with the prior art, the invention has the following beneficial effects:
1. the system and the method for verifying the authenticity and the uniqueness of cross-border cross-market trade backgrounds are characterized in that a user authentication function is provided through a user management module, input data are pre-verified through a data verification module, and whether received reporting information meets business requirements or not is verified through a data verification module. Aiming at the problems of multiple transmission paths and various forms of trade settlement information, the invention collects the declaration data of a market port service center through a unified standard interface, replaces paper receipts with electronic certificates of a real trade background, and replaces manual input by abutting and supervising customs inspection data acquired by a civil bank through data abutting and direct transmission. The settlement whole-flow visualization, supervision and paperless settlement are realized by optimizing the data processing level and the system function architecture, and the settlement whole-flow visualization, supervision and paperless settlement is a comprehensive information acquisition and processing service platform.
2. The invention uses the digital technology to carry out matching verification on the declaration data, provides online trade background authenticity verification for the port and the bank, records the uniqueness of the use of the locking data through verification, reduces the risk of the cross-border RMB settlement business of the bank and greatly improves the mutual market settlement efficiency.
3. The monitoring platform is oriented to supervision and development of big data, and controls repeated settlement, excess settlement and other business risks through big data matching, report analysis and visual monitoring and early warning, so that the digital monitoring capability of a supervision mechanism is fully improved, and the standardized and sunshine development of the trade settlement business of the citizens in the mutual market is promoted.
Drawings
FIG. 1 is a schematic diagram of a system for verifying authenticity and uniqueness of cross-border cross-market trade backgrounds according to the present invention;
fig. 2 is a schematic business flow diagram of a verification method for cross-border cross-market trade background authenticity and uniqueness according to the present invention.
Detailed Description
The invention will be further described with reference to the drawings and examples. It should be noted that the specific embodiments of the present invention are only for describing the technical solution more clearly, and should not be taken as limiting the scope of the present invention.
Referring to fig. 1, a verification system for cross-border cross-market trade background authenticity and uniqueness includes a user management module, a data verification module and a data auditing module; the user management module, the data verification module and the data auditing module are connected with each other; wherein:
the user management module is used for storing login information and authority information of legal users of the system and judging whether any user attempting to log in the system is a legal user or not;
the data verification module is used for pre-verifying the input data and allowing a user to inquire a verification result;
and the data auditing module is used for auditing whether the received declaration information accords with the service requirement and outputting an auditing result.
The data verification module comprises a reporting information pre-verification sub-module and a reporting information query sub-module;
the reporting information pre-verification sub-module is used for automatically performing data verification on the received trade reporting data by the system;
and the reporting information inquiry sub-module is used for inquiring the verification result of the trade reporting data by the system user.
The data auditing module comprises a service inquiring sub-module, a service processing sub-module, an information maintenance sub-module, a risk monitoring sub-module and a report analysis sub-module;
the business inquiry sub-module is used for inquiring all transaction detail data of the system, so that bank verification personnel can conveniently find historical data and check business conditions;
the business processing sub-module is used for the bank inspector to make up and record the declaration information, approve the settlement application and provide a work order processing application for a system administrator;
the information maintenance sub-module is used for a system administrator to maintain settlement bank information, overseas collection bank information and border mutual market point area information;
the risk monitoring sub-module provides various monitoring service functions such as log information checking, early warning service statistics, no-customs service statistics, repeated settlement blacklist early warning and statistics; the risk monitoring submodule comprises a log information checking unit, an early warning service statistics unit, a no-customs service statistics unit and a repeated settlement blacklist early warning and statistics unit; wherein:
the log information checking unit is used for checking the daily operation of a system user by a system administrator, and a responsible person can be found when a problem occurs;
the early warning business statistics unit is used for checking whether a great amount of conditions exceeding the payment time or exceeding the reporting time exist in all reporting records by a system user, and carrying out early warning processing in advance so as to be convenient for supervision and examination;
the system user visually checks whether reporting conditions of customs non-corresponding customs information exist in all reporting records or not, and can perform re-verification operation;
the repeated settlement blacklist early warning and statistics unit is used for checking whether the repeated pushing condition of the reporting data exists in all reporting records by a system user, and early warning processing is carried out in advance so as to be convenient for supervision and examination;
and the report analysis submodule counts and generates a service report from a plurality of angles according to service processing conditions, so that a system user can control the service development trend integrally. The report analysis submodule comprises a near seven-day traffic inquiry unit, a statistical report table unit, a fund confirmation statistical table unit and a traffic statistical table unit; wherein:
the near seven-day service volume query unit is used for a user to check the near seven-day service reporting condition and the service trend;
the statistical report table unit is used for counting the reporting data conditions of all settlement banks in a certain time period from the dimension of the civil cross-market trade service center, wherein the reporting data conditions comprise passing checking total amount, checking passing total amount, business pushing total amount and business pushing total amount;
the fund confirmation statistical table unit is used for counting the declaration data of all settlement banks in a certain time period from the dimension of the port area;
the business volume statistics table unit is used for counting the number and the amount of the declaration data in a certain time period from the side citizen cross-market trade service center and the dimension of banks;
the data auditing module also comprises an announcement module, so that a user can know announcement information issued by the system in time.
The user management module comprises an account management module and a personal center module;
the account management module is used for inquiring, logging out, disabling, enabling, resetting account passwords, distributing account rights and the like of the account of the system user by a system administrator;
the personal center module is used for inquiring personal information of a system user and modifying account passwords.
Referring to fig. 2, a schematic business flow diagram of a method for verifying authenticity and uniqueness of cross-border cross-market trade backgrounds according to the present invention is shown. The external use units generally connected with the verification system are a citizen cross-market trade service center and a pedestrian/customs supervision department. The side citizen cross-market trade service center is a mechanism for providing trade data reporting function for side citizen cross-market trade points, and the side citizen fills in and reports trade information to the service center to complete the initiating operation of trade. The pedestrian/customs supervision department is a data checking party of the checking system.
The roles of the system are respectively a frontier, a bank verification personnel, a system manager and the like. The citizens are local personnel which are recognized by related departments, live in the border areas, hold the national citizens which can prove the effective identity credentials of the citizens and enjoy the benefits of the national municipal policies of the citizens of 8000 yuan of the daily value of each person, and act as transaction promoters in the trade transaction settlement of the citizens in the mutual market. The bank verification personnel are working personnel of commercial banks with cross-border foreign exchange payment license plates and cross-border payment business qualification, and in the side citizen cross-market trade transaction settlement, the transaction detail data of the side citizen reporting payment is checked and confirmed on a platform to verify the authenticity of the reporting information trade background, and then related settlement operation is carried out. The system administrator refers to a person who performs daily operation and maintenance on the system.
The invention relates to a verification method for cross-border cross-market trade background authenticity and uniqueness, which comprises the following steps:
step 1: according to the off-line demand, the side citizens purchase goods to the shops corresponding to the side citizen inter-market points, fill in the 'side citizen inter-market entry item customs declaration form' and declare to the sea, fill in the transaction detail information in the side citizen inter-market trade service center to declare, and the side citizen inter-market trade service center generates a clearing bill according to the requested declaring data and pushes the clearing bill to the verification system;
step 2: the verification system judges whether each service center repeatedly pushes the declaration information of the same-day same-side citizen according to the declaration date and the declaration identity information, if the repeated pushing is carried out, the data state is recorded as repeated pushing and the declaration information is returned to be verified, the declaration data of different side citizen mutual market trade service centers pushed to different banks or the same bank are listed in a repeated settlement blacklist, the system administrator reports the declaration data to a pedestrian/customs supervision department, and the pedestrian/customs supervision department carries out examination on users carrying out repeated settlement and the side citizen mutual market trade service centers through a data verification module;
step 3: the verification system performs validity pre-verification on the received declaration data, and if the validity pre-verification is not passed, the state of the declaration data is marked as 'verification is not passed'; the pre-verification content includes:
(1) The same payment account number, the name of the payer or the name of the payer must be consistent;
(2) The same collection account number, the name of the collection line or the name of the collection person must be consistent;
if the validity pre-check is passed, checking the validity of the declared data, and if the validity check of the declared data is not passed, marking the declared data state as 'check failed'; the validity check of the declared data mainly comprises the following items:
(1) Judging whether the declaration amount accords with 8000 yuan or not according with legal requirements;
(2) Whether the list of the reporting information is repeated;
(3) Whether a payment bank exists;
step 4: after the self-verification in the step 3 is passed, the result is sent to a pedestrian/customs supervision department, and reporting data is pushed to a data verification module for carrying out trade background authenticity verification, and the data verification module returns a unique identifier of the reporting data; the validity check of the declared data mainly comprises the following items:
(1) Whether the customs has corresponding customs information or not;
(2) Whether the customs declaration information is consistent with customs declaration information;
(3) Whether the payment time is exceeded;
step 5: when the customs data update is delayed, the bank and the pedestrian/customs supervision department verify that the pedestrian supervision confirms to start the emergency plan for managing trade settlement business of each city port side people. For customs no corresponding customs information, the system marks the trade authenticity as high risk, medium risk and low risk according to the number of the customs no corresponding customs information, early warning is carried out on a bank operator, and the bank verifies the trade background authenticity through off-line channels and the side citizen cross-market trade service center units for the settlement, so that settlement payment is completed. The platform deposits the business data of 'no corresponding customs clearance information' in the business and forms a 'no customs clearance business statistics table', and the business data is periodically pushed to a pedestrian/customs supervision department for verification. For the push check for many times within the stipulated time of the pedestrian/customs supervision department, the business data without corresponding customs clearance information is still prompted, and is exported from the platform and submitted to the pedestrian supervision examination.
Step 6: according to supervision and guidance of a pedestrian/customs supervision department, the service data has a valid period of 5 settlement workdays, and the service data with an out-of-date period cannot be used. For the data exceeding the payment time, the verification system marks the business data exceeding 5 settlement working days with special colors and displays the exceeding duty ratio, and the business data is listed in an early warning business statistics table in an early warning business statistics unit, so that the supervision and examination are facilitated;
step 7: according to the unique identifier of the reporting data returned in the step 4, a data verification module result query interface is called to obtain a reporting information verification result, a side-citizen cross-market trade service center calls the verification system interface to obtain the reporting data verification result, and a user submits a settlement application to a settlement counter according to the reporting information result; after the settlement company receives the settlement request, the bank sponsor logs in the verification system, inquires the corresponding settlement bill in the service processing sub-module, and processes the settlement bill, wherein the processing result is 'pass' or 'fail';
step 8: if the processing result is 'not passed', the clearing note is in a failure state, and the clearing note is required to be pushed again after being modified according to the corresponding modification suggestion by the citizen cross-market trade service center;
step 9: if the processing result is "pass", the bank rechecking personnel logs in the system, and the data auditing module carries out auditing operation again, wherein the auditing operation has two states of "pass" or "no pass", and if the auditing operation is "pass", the clearing bill is in a successful state, so that final payment operation of the transaction can be carried out; if the settlement list is not passed, the settlement list is in a failure state, and the side citizen cross-market trade service center needs to be pushed again after being modified according to the corresponding modification suggestion.
After the bank rechecking personnel confirms that the settlement passes, if the condition that the settlement needs to be cancelled occurs, the cancellation operation can be carried out on the settlement list on the system, and after the cancellation is carried out, the reporting record corresponding to the settlement list can not influence the data pushed again later.
The verification system and the verification method for the authenticity and the uniqueness of the cross-border cross-market trade background are applied to the side-citizen cross-market trade, so that settlement data interaction is uniform, and the problems of paper documents and electronic data mixing and insufficient trade standardization are solved. The bank settlement relies on electronic processing, and the settlement flow is effectively verified and supervised.
The foregoing description is directed to the preferred embodiments of the present invention, but the embodiments are not intended to limit the scope of the invention, and all equivalent changes or modifications made under the technical spirit of the present invention should be construed to fall within the scope of the present invention.
Claims (3)
1. A verification system for cross-border cross-market trade background authenticity and uniqueness, characterized in that: the verification system comprises a user management module, a data verification module and a data auditing module; the user management module, the data verification module and the data auditing module are connected with each other; wherein:
the user management module is used for storing login information and authority information of legal users of the system and judging whether any user attempting to log in the system is a legal user or not;
the data verification module is used for pre-verifying the input data and allowing a user to inquire a verification result;
the data auditing module is used for auditing whether the received declaration information accords with the service requirement or not and outputting an auditing result; the data auditing module comprises a service inquiring sub-module, a service processing sub-module, an information maintenance sub-module, a risk monitoring sub-module and a report analysis sub-module;
the business inquiry sub-module is used for inquiring all transaction detail data of the system, so that bank verification personnel can conveniently find historical data and check business conditions;
the business processing sub-module is used for the bank inspector to make up and record the declaration information, approve the settlement application and provide a work order processing application for a system administrator;
the information maintenance sub-module is used for a system administrator to maintain settlement bank information, overseas collection bank information and border mutual market point area information;
the risk monitoring sub-module provides log information checking, early warning service statistics, no-customs service statistics, repeated settlement blacklist early warning and multiple monitoring service statistics functions; the risk monitoring submodule comprises a log information checking unit, an early warning service statistics unit, a no-customs service statistics unit and a repeated settlement blacklist early warning and statistics unit; wherein:
the log information checking unit is used for checking daily operation of a system user by a system administrator;
the early warning business statistics unit is used for checking whether a great amount of conditions exceeding the payment time or exceeding the reporting time exist in all reporting records by a system user, and carrying out early warning processing in advance so as to be convenient for supervision and examination;
the system user visually checks whether reporting conditions of customs non-corresponding customs information exist in all reporting records or not, and can perform re-verification operation;
the repeated settlement blacklist early warning and statistics unit is used for checking whether the repeated pushing condition of the reporting data exists in all reporting records by a system user, and early warning processing is carried out in advance so as to be convenient for supervision and examination;
the report analysis submodule is used for counting and generating a service report from multiple angles according to service processing conditions, and comprises a near seven-day service volume inquiring unit, a statistical report table unit, a fund confirmation statistical table unit and a service volume statistical table unit; wherein:
the near seven-day service volume query unit is used for a user to check the near seven-day service reporting condition and the service trend;
the statistical report table unit is used for counting the reporting data conditions of all settlement banks in a certain time period from the dimension of the civil cross-market trade service center, wherein the reporting data conditions comprise passing checking total amount, checking passing total amount, business pushing total amount and business pushing total amount;
the fund confirmation statistical table unit is used for counting the declaration data of all settlement banks in a certain time period from the dimension of the port area;
the business volume statistics table unit is used for counting the number and the amount of the declaration data in a certain time period from the side citizen cross-market trade service center and the dimension of banks;
the verification method for the cross-border cross-market trade background authenticity and uniqueness verification system comprises the following steps:
step 1: the edge citizen puts forward an application settlement request through checking the system order;
step 2: the verification system judges whether each service center repeatedly pushes the declaration information of the same-day same-side citizen according to the declaration date and the declaration identity information, if the repeated pushing is performed, the data state of the declaration information is recorded as repeated pushing and the declaration information is returned to be verified, the declaration data of different citizen mutual market trade service centers pushed to different banks or the same bank are listed in a repeated settlement blacklist, and a system administrator reports the declaration data to the data verification module to examine the user performing repeated settlement and the citizen mutual market trade service center;
step 3: the verification system performs validity pre-verification on the received declaration data, and if the validity pre-verification is not passed, the state of the declaration data is marked as 'verification is not passed'; the pre-verification content includes: (1) The same payment account number, the name of the payer or the name of the payer must be consistent; (2) The same collection account number, the name of the collection line or the name of the collection person must be consistent;
if the validity pre-check is passed, checking the validity of the declared data, and if the validity check of the declared data is not passed, marking the declared data state as 'check failed'; the validity check of the declared data comprises the following items: (1) Judging whether the declaration amount accords with 8000 yuan or not according with legal requirements; (2) declaring whether the message is a list repetition; (3) whether a payment bank exists;
step 4: after the self-verification in the step 3 is passed, the reporting data is pushed to the data verification module to carry out trade background authenticity verification, and the data verification module returns the unique identification of the reporting data; the verification of the authenticity of the reporting data trade background comprises the following items: (1) whether customs has corresponding customs information; (2) whether the customs clearance information is consistent with customs clearance information; (3) whether the payment time is exceeded;
step 5: for customs without corresponding customs information, the verification system sends out early warning, and the bank verifies the authenticity of the trade background with the side citizen inter-market trade service center through an off-line channel for the settlement so as to finish settlement and payment;
step 6: for business data exceeding the payment time, the verification system will list the business data into the early warning business statistics unit;
step 7: the side citizen cross-market trade service center calls the check system interface to acquire a declaration data check result, and a user submits a settlement application to a settlement counter according to the declaration information result; after receiving a settlement request, a settlement company logs in the verification system, inquires a corresponding settlement bill in the service processing sub-module, and processes the settlement bill, wherein the processing result is 'pass' or 'fail';
step 8: if the processing result is 'not passed', the clearing note is in a failure state, and the clearing note is required to be pushed again after being modified according to the corresponding modification suggestion by the citizen cross-market trade service center;
step 9: if the processing result is "pass", the data auditing module needs to carry out auditing operation again, wherein the auditing operation is "pass" or "not pass", and if the auditing operation is "pass", the clearing bill is in a successful state, and final payment operation of the transaction can be carried out; if the settlement list is not passed, the settlement list is in a failure state, and the side citizen cross-market trade service center needs to be pushed again after being modified according to the corresponding modification suggestion.
2. A verification system for cross-border cross-market trade background authenticity and uniqueness according to claim 1, wherein: the data verification module comprises a reporting information pre-verification sub-module and a reporting information query sub-module;
the reporting information pre-verification sub-module is used for automatically performing data verification on the received trade reporting data by the system;
and the reporting information inquiry sub-module is used for inquiring the verification result of the trade reporting data by the system user.
3. A verification system for cross-border cross-market trade background authenticity and uniqueness according to claim 1, wherein: the user management module comprises an account management module and a personal center module;
the account management module is used for inquiring, logging out, disabling, enabling, resetting account passwords and distributing account rights of a system user by a system administrator;
the personal center module is used for inquiring personal information of a system user and modifying account passwords.
Priority Applications (1)
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