CN110288476A - Method of commerce and block trade platform based on block trade platform - Google Patents
Method of commerce and block trade platform based on block trade platform Download PDFInfo
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Abstract
The invention discloses a kind of method of commerce based on block trade platform and block trade platforms; this method comprises: block trade platform initiates mutual insurance money service request to third party's finance guarantee agency; and detect whether to receive the mutual insurance money service response of third party's finance guarantee agency return; if so, block trade platform generates target transaction order according to initial transaction order；Wherein, for indicating the mutual insurance money service request of third party's finance guarantee machine receiving and generating mutual insurance money business, mutual insurance money business is used to determine the indemnity that benefit damage side obtains in both parties when target transaction order is abnormal and compensates mutual insurance money service response to benefit damage side.It can be seen that, the present invention can introduce mutual insurance money mode in trade mode on line, initiating to provide a loan and can deposit loan value when abnormal in transaction by way of mutual insurance money to third party financial institution, directly benefit damage side is compensated by mutual insurance money, the risk of online trading pattern greatly reduces.
Description
Technical field
The present invention relates to the method for commerce and block trade of Internet technical field more particularly to a kind of block trade platform
Platform.
Background technique
With the fast development of internet, the trade mode of cargo is divided into off-line transaction mode and online trading pattern, so
And due to needing purchaser by telephone ordering cargo, or purchaser is needed directly to reach the production base of cargo, sell base
Ground reasons such as indent goods face to face, the disadvantages such as that there are process of exchange is cumbersome for off-line transaction mode, trading efficiency is low, are based on this, line
Upper transaction call by pattern has been arrived universal well and has been promoted.
In practical applications, after both parties reach cooperation, purchaser can be to select the cargo for needing to buy on line
Type and quantity, seller or producer can provide corresponding cargo according to the purchasing demand of purchaser, to complete to trade.
Practice finds that the credit of both parties hardly results in control in current online trading pattern, and abandoning is ordered, backed out of the contract, breaking one's promise
And cargo the problems such as completing a business transaction, happens occasionally, this brings great risk to the interests of sincerity side in both parties.Although transaction
Both sides can select third party guarantees mechanism to assure the cooperation of both parties by relation line upper mounting plate, but in problem
When generation, third party guarantees machine can only also play the role of coordination service, and the thing after problem occurs can not be supervised well
Control and solution, this still brings very big transaction risk to both parties.As it can be seen that how to reduce the transaction of online trading pattern
Risk is particularly important.
Summary of the invention
Technical problem to be solved by the present invention lies in provide a kind of method of commerce based on block trade platform and large
Transaction platform can reduce the transaction risk of online trading pattern.
In order to solve the above-mentioned technical problem, first aspect of the embodiment of the present invention discloses a kind of based on block trade platform
Method of commerce, which comprises
After generating the initial transaction order for both parties, the block trade platform is to predefining the
Tripartite's finance guarantee agency initiates mutual insurance money service request, and the mutual insurance money service request includes and the initial transaction order pair
The mutual insurance money volume answered, and the mutual insurance money service request is used for the application of third party's finance guarantee agency and the mutual insurance money
The equal guarantee business of volume；
Whether the block trade detection of platform receives third party's finance guarantee agency for the mutual insurance money industry
The mutual insurance money service response that business request returns；
When receiving the mutual insurance money service response, the block trade platform is generated according to the initial transaction order
Target transaction order, the final trade order as the both parties；
Wherein, the mutual insurance money service response is for indicating that third party's finance guarantee machine receives the mutual insurance money business
It requests and generates mutual insurance money business corresponding with the mutual insurance money service request, the mutual insurance money business is used in the target
From the indemnity for determining that benefit damage side obtains in the both parties in the mutual insurance money volume when trade order is abnormal
And it compensates to the benefit damage side.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the block trade platform to
Before predefining the mutual insurance money service request of third party's finance guarantee agency initiation, the method also includes:
The block trade platform receives the transactions demand that purchaser initiates, and the transactions demand includes the purchaser institute
Need the first shipment identifier and the first quantity of cargo；
The block trade platform is according to the transactions demand, from all suppliers registered in the block trade platform
It is middle to search the target offerings quotient for meeting the transactions demand；
The block trade platform is directed to according to the generation of the purchaser, the target offerings quotient and the transactions demand
The initial transaction order of both parties, the both parties include the purchaser and the target offerings quotient, described initial
Trade order includes the mark of the purchaser, the mark of the target offerings quotient, first shipment identifier and described
One quantity, the initial transaction order further include the turnover or described that the purchaser need to pay to the target offerings quotient
The second shipment identifier and the second quantity for the cargo that purchaser need to deliver to the target offerings quotient.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the block trade platform according to
After the purchaser, the target offerings quotient and the transactions demand generate the initial transaction order for both parties,
The method also includes:
The block trade platform reads the target critical information that the initial transaction order includes, and according to the target
The type of transaction of key message and the initial transaction order determine corresponding with the initial transaction order mutual insurance money volume with
And mutually protect ratio, wherein the type of transaction is barter business type, futures exchange type or spot exchange type, the mesh
Mark key message by the initial transaction order for indicating the keyword group of the corresponding amount of value of the initial transaction order
At the mutual insurance money volume is more than or equal to the amount of value；
The block trade platform sends the mutual insurance money volume and mutual guarantor's ratio to the both parties respectively, supplies
Both parties' confirmation；
Whether the block trade detection of platform receives the confirmation prompt that the both parties return respectively, the confirmation
Prompt receives the mutual insurance money volume and mutual guarantor's ratio for indicating；
When detecting the confirmation prompt that the both parties return respectively, described in the block trade platform execution
Initiate the operation of mutual insurance money service request to predefining the third party's finance guarantee agency；
Wherein, the mutual insurance money volume is provided according to mutual guarantor's ratio to the purchaser from the third party financial institution
First amount of the loan and second amount of the loan composition that is provided to the target offerings quotient, mutual guarantor's ratio is equal to described
The ratio of first amount of the loan and second amount of the loan；Alternatively, the mutual insurance money volume is by the purchaser according to described mutual
First amount of money that guarantor's ratio is paid to the third party financial institution and from the target offerings quotient according to mutual guarantor's ratio to
Second amount of money composition that the third party financial institution pays, mutual guarantor's ratio are equal to first amount of money and second gold medal
The ratio of volume.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the method also includes:
The logistics information of cargo needed for the purchaser that target offerings quotient described in the block trade platform monitoring provides,
The logistics information includes the real-time logistics position of cargo needed for the purchaser that the target offerings quotient provides, Real-Time Transport
Environmental parameter, the temporary warehouse mark in logistics progress, the environmental parameter in temporary warehouse in logistics progress and in object
At least one of emergency case during stream；
The block trade platform feeds back the logistics information to the purchaser and/or the target offerings quotient.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the block trade platform monitoring
Before the logistics information of cargo needed for the purchaser that the target offerings quotient provides, the method also includes:
The block trade platform according to first shipment identifier and first quantity, from the block trade
Platform establishes selection target logistics company in all logistics companies of cooperative relationship, generates logistics order, and to the object
Stream company sends the logistics order, so that the target logistics company carries the purchaser that the target offerings quotient provides
Required cargo, the logistics order include at least the number of the cargo of first shipment identifier and first shipment identifier
Amount, wherein the quantity of the cargo of first shipment identifier is more than or equal to first quantity.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the block trade platform according to
The initial transaction order generates target transaction order, after the final trade order of the both parties, the method
Further include:
The cargo type of cargo needed for the block trade platform determines the purchaser；
When the cargo needed for the cargo type indicates the purchaser is stock, the block trade platform is to the mesh
It marks supplier and sends cargo mass detection instruction, to indicate the target offerings quotient by cargo transport needed for the purchaser to the
One shared base, the progress of cargo needed for the first shared base is used for the purchaser that provides the target offerings quotient
Quality testing；Alternatively, transport instruction is sent to the target offerings quotient, to indicate the target offerings quotient by the purchaser institute
It needs cargo to be delivered to logistics company and transports the place of receipt specified to the purchaser；
When the cargo needed for the cargo type indicates the purchaser is futures, the block trade platform is to the mesh
It marks supplier and sends cargo processing instruction, to indicate all originals of cargo needed for the target offerings quotient will process the purchaser
To the second shared base, all raw materials that the second shared base is used to provide the target offerings quotient add for material transport
Cargo needed for work obtains the purchaser simultaneously carries out quality testing to cargo needed for the obtained purchaser of processing.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the method also includes:
Target transaction order described in the block trade platform monitoring obtains monitored results with the presence or absence of exception；
When the monitored results indicate that the target transaction order is deposited when abnormal, the block trade platform is to the mesh
The corresponding abnormal conditions of mark trade order are verified, and when passed the verification, determine the benefit damage side in the both parties,
And the abnormal coordination request for being directed to the target transaction order is generated, the abnormal coordination request includes the benefit damage side
Mark；
It includes the abnormal coordination request that the block trade platform is sent to third party's finance guarantee agency, with touching
It sends out third party's finance guarantee agency described and executes following operation:
By third party's finance guarantee agency according to the abnormal benefit damage side for coordinating to include in request
Mark, from the target amount of the loan for determining responsible party in the both parties in the mutual insurance money volume；
Determine that the responsible party needs to compensate from the target amount of the loan by third party's finance guarantee agency
The amount of money；
The amount of money compensated is needed to increase to the benefit damage responsible party by third party's finance guarantee agency
In the corresponding account in side；Alternatively,
The responsibility is cut from the corresponding amount of the loan in the benefit damage side by third party's finance guarantee agency
The amount of money for just needing to compensate, the updated amount of the loan as the benefit damage side；Alternatively,
The amount of money compensated is needed to increase to the block trade responsible party by third party's finance guarantee agency
In the corresponding account of platform；
The method also includes:
When the responsible party is needed the amount of money compensated to increase to the block trade by third party's finance guarantee agency
When the corresponding account of platform, the amount of money that the block trade platform needs to compensate using the responsible party is purchased as procurement payment
Cargo needed for the purchaser.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the method also includes:
When the type of transaction of the initial transaction order is barter business type, described in the block trade platform determination
First total value of cargo needed for the purchaser that target offerings quotient provides, described, and determine that the purchaser provides, described
Second total value of cargo needed for target offerings quotient；
The block trade platform determines needs in the both parties according to first total value and the second total value
The payer of difference payment is carried out, and sends difference payment prompt to the payer, the difference payment prompt is for prompting
Another party's payments balance in both parties described in the payment direction in addition to the payer, the difference are equal to described the
The absolute value of the difference of one total value and second total value.
Second aspect of the embodiment of the present invention discloses a kind of block trade platform, and the block trade platform includes:
Initiation module, for generate for both parties initial transaction order after, to predefine third
Fang Jinrong guarantee agency initiates mutual insurance money service request, and the mutual insurance money service request includes corresponding with the initial transaction order
Mutual insurance money volume, and the mutual insurance money service request be used for third party's finance guarantee agency application with the mutual insurance money volume
Equal guarantee business；
Detection module is asked for detecting whether receiving third party's finance guarantee agency for the mutual insurance money business
Seek the mutual insurance money service response of return；
Generation module, for the detection module detection receive the mutual insurance money service response when, according to it is described just
Beginning trade order generates target transaction order, the final trade order as the both parties；
Wherein, the mutual insurance money service response is for indicating that third party's finance guarantee machine receives the mutual insurance money business
It requests and generates mutual insurance money business corresponding with the mutual insurance money service request, the mutual insurance money business is used in the target
From the indemnity for determining that benefit damage side obtains in the both parties in the mutual insurance money volume when trade order is abnormal
And it compensates to the benefit damage side.
As an alternative embodiment, the block trade platform also wraps in second aspect of the embodiment of the present invention
It includes:
Receiving module, for initiating mutual insurance money to the third party's finance guarantee agency is predefined in the initiation module
Before service request, the transactions demand that purchaser initiates is received, the transactions demand includes the of cargo needed for the purchaser
One shipment identifier and the first quantity；
Searching module is used for according to the transactions demand, from all suppliers that the block trade platform is registered
Search the target offerings quotient for meeting the transactions demand；
The generation module is also used to be generated according to the purchaser, the target offerings quotient and the transactions demand
For the initial transaction order of both parties, the both parties include the purchaser and the target offerings quotient, described
Initial transaction order includes the mark of the purchaser, the mark of the target offerings quotient, first shipment identifier and institute
State the first quantity, the initial transaction order further include the turnover that the purchaser need to pay to the target offerings quotient or
The second shipment identifier and the second quantity for the cargo that the purchaser need to deliver to the target offerings quotient.
As an alternative embodiment, the block trade platform also wraps in second aspect of the embodiment of the present invention
It includes:
Read module is used in the generation module according to the purchaser, the target offerings quotient and the transaction
After demand generates the initial transaction order for both parties, the target critical letter that the initial transaction order includes is read
Breath；
First determining module, it is true for the type of transaction according to the target critical information and the initial transaction order
Determine mutual insurance money volume corresponding with the initial transaction order and mutually protect ratio, wherein the type of transaction is barter business class
Type, futures exchange type or spot exchange type, the target critical information in the initial transaction order by being used to indicate institute
The keyword composition of the corresponding amount of value of initial transaction order is stated, the mutual insurance money volume is more than or equal to the amount of value；
First sending module, for sending the mutual insurance money volume and mutual guarantor's ratio respectively to the both parties,
Confirm for the both parties；
The detection module is also used to detect whether to receive the confirmation prompt that the both parties return respectively, described
Confirmation prompt receives the mutual insurance money volume and mutual guarantor's ratio for indicating；
The initiation module is specifically used for after the generation module generates the initial transaction order, and in institute
When stating the confirmation prompt that detection module detects that the both parties return respectively, to predefining the third party's finance
Guarantee agency initiates mutual insurance money service request；
Wherein, the mutual insurance money volume is provided according to mutual guarantor's ratio to the purchaser from the third party financial institution
First amount of the loan and second amount of the loan composition that is provided to the target offerings quotient, mutual guarantor's ratio is equal to described
The ratio of first amount of the loan and second amount of the loan；Alternatively, the mutual insurance money volume is by the purchaser according to described mutual
First amount of money that guarantor's ratio is paid to the third party financial institution and from the target offerings quotient according to mutual guarantor's ratio to
Second amount of money composition that the third party financial institution pays, mutual guarantor's ratio are equal to first amount of money and second gold medal
The ratio of volume.
As an alternative embodiment, the block trade platform also wraps in second aspect of the embodiment of the present invention
It includes:
First monitoring module, the logistics letter for cargo needed for monitoring the purchaser that the target offerings quotient provides
Breath, the logistics information include the real-time logistics position, in real time of cargo needed for the purchaser that the target offerings quotient provides
Transportation environment parameter, the temporary warehouse mark in logistics progress, the environmental parameter in temporary warehouse in logistics progress and
At least one of emergency case in logistics progress；
Feedback module, for feeding back the logistics information to the purchaser and/or the target offerings quotient.
As an alternative embodiment, in second aspect of the embodiment of the present invention, the generation module is also used to
Before the logistics information of cargo needed for first monitoring module monitors the purchaser that the target offerings quotient provides, according to
First shipment identifier and first quantity, it is public from all logistics for establishing cooperative relationship with the block trade platform
Selection target logistics company in department generates logistics order；
The block trade platform further include:
Second sending module, for sending the logistics order to the target logistics company, so that the target logistics
Cargo needed for company carries the purchaser that the target offerings quotient provides, the logistics order include at least described first
The quantity of the cargo of shipment identifier and first shipment identifier, wherein the quantity of the cargo of first shipment identifier is big
In equal to first quantity.
As an alternative embodiment, the block trade platform also wraps in second aspect of the embodiment of the present invention
It includes:
Second determining module, for generating target transaction order according to the initial transaction order in the generation module,
After the final trade order of the both parties, the cargo type of cargo needed for determining the purchaser；
When third sending module for the cargo needed for the cargo type indicates the purchaser is stock, Xiang Suoshu
Target offerings quotient sends cargo mass detection instruction, to indicate the target offerings quotient by cargo transport needed for the purchaser extremely
First shared base, cargo needed for the first shared base is used for the purchaser that provides the target offerings quotient into
Row quality testing；Alternatively, transport instruction is sent to the target offerings quotient, to indicate the target offerings quotient by the purchaser
Required cargo is delivered to logistics company and transports the place of receipt specified to the purchaser；And when the cargo type indicates
When cargo needed for the purchaser is futures, Xiang Suoshu target offerings quotient sends cargo processing instruction, to indicate that the target supplies
All raw materials of cargo needed for answering quotient that will process the purchaser are transported to the second shared base, and the second shared base is used for
Cargo needed for obtaining the purchaser is processed to all raw materials that the target offerings quotient provides and processing is obtained
Cargo needed for the purchaser carries out quality testing.
As an alternative embodiment, the block trade platform also wraps in second aspect of the embodiment of the present invention
It includes:
Second monitoring module obtains monitored results for monitoring the target transaction order with the presence or absence of exception；
Correction verification module, for indicating that the target transaction order is deposited when abnormal when the monitored results, to the target
The corresponding abnormal conditions of trade order are verified；
The generation module is also used to determine the benefit damage side in the both parties when passed the verification, and generates
Abnormal for the target transaction order coordinates request, and the abnormal coordination request includes the mark of the benefit damage side；
First sending module, being also used to send to third party's finance guarantee agency includes that the abnormal coordination is asked
It asks, executes following operation to trigger third party's finance guarantee agency:
By third party's finance guarantee agency according to the abnormal benefit damage side for coordinating to include in request
Mark, from the target amount of the loan for determining responsible party in the both parties in the mutual insurance money volume；
Determine that the responsible party needs to compensate from the target amount of the loan by third party's finance guarantee agency
The amount of money；
The amount of money compensated is needed to increase to the benefit damage responsible party by third party's finance guarantee agency
In the corresponding account in side；Alternatively,
The responsibility is cut from the corresponding amount of the loan in the benefit damage side by third party's finance guarantee agency
The amount of money for just needing to compensate, the updated amount of the loan as the benefit damage side；Alternatively,
The amount of money compensated is needed to increase to the block trade responsible party by third party's finance guarantee agency
In the corresponding account of platform；
Procurement module, for needing the amount of money compensated to increase to the responsible party when third party's finance guarantee agency
When the corresponding account of the block trade platform, using the amount of money that the responsible party needs to compensate as procurement payment, described in buying
Cargo needed for purchaser.
As an alternative embodiment, the block trade platform also wraps in second aspect of the embodiment of the present invention
Include payment processing module, in which:
The payment processing module, for when the type of transaction of the initial transaction order be barter business type when, really
First total value of cargo needed for the purchaser that the fixed target offerings quotient provides, described, and determine that the purchaser provides
, the second total value of cargo needed for the target offerings quotient；And it is true according to first total value and the second total value
It needs to carry out the payer of difference payment in the fixed both parties, and sends difference payment prompt to the payer, it is described
Difference payment prompt is poor for prompting another party's payment in both parties described in the payment direction in addition to the payer
Volume, the difference are equal to the absolute value of the difference of first total value and second total value.
The third aspect of the embodiment of the present invention discloses another block trade platform, and the block trade platform includes:
It is stored with the memory of executable program code；
The processor coupled with the memory；
The processor calls the executable program code stored in the memory, executes the embodiment of the present invention the
Method of commerce based on block trade platform described in one side.
Fourth aspect of the embodiment of the present invention discloses a kind of computer storage medium, and the computer storage medium is stored with
Computer instruction, when the computer instruction is called, for executing described in first aspect of the embodiment of the present invention based on large
The method of commerce of transaction platform.
The 5th aspect of the embodiment of the present invention discloses a kind of computer program product, when the computer program product is being counted
When being run on calculation machine, so that the computer executes the friendship based on block trade platform described in first aspect of the embodiment of the present invention
Easy method.
Compared with prior art, the embodiment of the present invention has the advantages that
In the embodiment of the present invention, after generating the initial transaction order for both parties, block trade platform is to pre-
The third party's finance guarantee agency first determined initiates mutual insurance money service request, and mutual insurance money service request includes and trade order pair
The mutual insurance money volume answered, and mutually insurance money service request is used for the application of third party's finance guarantee agency and the equal guarantee of mutual insurance money volume
Business；Whether block trade detection of platform receives third party's finance guarantee agency and is directed to the mutual guarantor that mutual insurance money service request returns
Golden service response；When receiving mutual insurance money service response, block trade platform generates target transaction according to initial transaction order
Order, the final trade order as both parties；Wherein, mutual insurance money service response is for indicating that third party's finance guarantee machine connects
By mutual insurance money service request and mutual insurance money business corresponding with mutual insurance money service request is generated, mutual insurance money business is used in target
It is given when trade order is abnormal from the indemnity and compensation for determining that benefit damage side obtains in both parties in mutual insurance money volume
Benefit damage side.As it can be seen that mutual insurance money mode can be introduced in trade mode on line by implementing the present invention, by specified third
Square financial institution initiates to provide a loan and can deposit loan value as the mode of mutual insurance money when abnormal in transaction, directly by mutually protecting
Gold compensates benefit damage side, and the risk of online trading pattern greatly reduces.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to needed in the embodiment
Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for ability
For the those of ordinary skill of domain, without creative efforts, it can also be obtained according to these attached drawings other attached
Figure.
Fig. 1 is disclosed by the embodiments of the present invention a kind of to realize cross-border large flow diagram bartered；
Fig. 2 is a kind of flow diagram of method of commerce based on block trade platform disclosed by the embodiments of the present invention；
Fig. 3 is the flow diagram of another method of commerce based on block trade platform disclosed by the embodiments of the present invention；
Fig. 4 is a kind of structural schematic diagram of block trade platform disclosed by the embodiments of the present invention；
Fig. 5 is the structural schematic diagram of another block trade platform disclosed by the embodiments of the present invention；
Fig. 6 is the structural schematic diagram of another block trade platform disclosed by the embodiments of the present invention；
Fig. 7 is the structural schematic diagram of another block trade platform disclosed by the embodiments of the present invention.
Specific embodiment
In order to better understand and implement, following will be combined with the drawings in the embodiments of the present invention, in the embodiment of the present invention
Technical solution be clearly and completely described, it is clear that the described embodiment is only a part of the embodiment of the present invention, without
It is whole embodiments.Based on the embodiments of the present invention, those of ordinary skill in the art are not before making creative work
Every other embodiment obtained is put, shall fall within the protection scope of the present invention.
The term " includes " of the embodiment of the present invention and " having " and their any deformation, it is intended that covering is non-exclusive
Include, for example, the process, method, system, product or equipment for containing series of steps or module are not necessarily limited to clearly arrange
Those of out step or module, but may include be not clearly listed or it is solid for these process, methods, product or equipment
The other steps or module having.
The embodiment of the invention discloses a kind of method of commerce based on block trade platform and block trade platform, Neng Gou
Mutual insurance money mode is introduced in online trading pattern, by specified third party financial institution initiate loan and using loan value as
The mode of mutual insurance money can deposit when abnormal in transaction, directly compensated by mutual insurance money to benefit damage side, greatly dropped
The low risk of online trading pattern.It is described in detail separately below.
The method of commerce based on block trade platform of embodiment in order to better understand the present invention, first to of the invention public
The application architecture being applicable in based on block trade platform opened is explained.As shown in Figure 1, based on block trade platform
The application architecture of method of commerce may include block trade platform, third party's finance guarantee agency, multiple purchasers and multiple
Supplier, purchaser and supplier can be in a country together, also may be at different countries, i.e. block trade platform
Cross-border transaction may be implemented.Wherein, purchaser, supplier can for by smart phone (Android phone, iOS mobile phone etc.),
Smart phone wrist-watch, tablet computer, palm PC and mobile internet device (Mobile Internet Devices, MID)
The end the B big customer of block trade platform is accessed in equal user terminals, the embodiment of the present invention is without limitation.Optionally, block trade
Platform can also include logistics/storage center (inspection center containing third party), further alternative, can also include shared processing
Base, further, purchaser and supplier register in block trade platform in advance, it may be assumed that block trade platform
Database may include the first database for storing purchaser's information and the second data for storage vendor's information
Library, and the end B big customer can be used as total purchaser, the cargo of purchase can be distributed to the small client in the end B, and purchaser and supply
Type of transaction between quotient may include spot exchange type (i.e. purchaser buys the currently owned cargo of supplier), futures
Type of transaction (i.e. purchaser buys supplier's cargo for possessing in the future, the livestock after cultivating 3 months such as a farm) or
Barter business type (purchaser exchanges cargo provided by supplier for by its provided cargo).
When the type of transaction between purchaser and supplier be barter type into when, block trade platform can be used to implement
It is cross-border it is large barter, implementing principle or implementation process can be as shown in Figure 1, Fig. 1 be one kind disclosed by the embodiments of the present invention
It realizes cross-border large flow diagram bartered, and is illustrated using user's first with user's second as both parties in Fig. 1.
Wherein:
User first, user second can issue demand of bartering in block trade platform, wherein the demand of bartering may include easy
The publisher of cargo details, demand of bartering that the publisher of goods demand is possessed to be bartered (i.e. needed for cargo) cargo it is detailed
The total value of the possessed cargo of publisher of feelings, demand of bartering and possessed cargo can exported country etc.；
Block trade platform is according to user's first/user's second publication transactions demand, from the multiple users for issuing demand of bartering
The middle corresponding trading object of matching, Fig. 1 is respectively that user's first and user's second are illustrated with both parties；
After matching completion, block trade platform initiates mutual insurance money service request by third party's finance guarantee agency,
Third party's finance guarantee agency is the third party for user's first and user's second, can be block trade platform certainly
Oneself financial guarantee agency is also possible to establish the financial guarantee agency of cooperative relationship with block trade platform, and the present invention is implemented
Example is without limitation；
Third party's finance guarantee agency respectively uses after the mutual insurance money service request for accepting the initiation of block trade platform
Family first, user's second provides the loan of certain amount, as mutual insurance money；Alternatively, third party's finance guarantee agency is accepting large friendship
After the mutual insurance money service request that easy platform is initiated, one is paid from user's first and user's second to third party's finance guarantee agency respectively
The mutual insurance money of deposit volume；
After offering a loan and paying mutual insurance money as mutual insurance money or user's first and user's second, block trade platform is generated
Barter arrangement between user's first and user's second is signed by user's first and user second both sides, after barter arrangement is signed, Yong Hujia
It delivers with user's second according to barter arrangement, specifically, can be specified by user first, Yong Huyi, block trade platform/about
Fixed cross-border logistics is delivered；
If user's first signs for the cargo of user's second offer and examination passes through and user's second signs for the cargo of user's first offer simultaneously
Examination passes through, then third party's finance guarantee agency can delete the record offered a loan to user's first and user's second as mutual insurance money
Or the mutual insurance money respectively paid is returned to user's first and user's second；
If abnormal (such as goods acceptance does not pass through) occurs in the transaction between user's first and user's second, block trade platform refers to
Show that third party's finance guarantee agency starts mutual insurance money according to barter arrangement and compensates process.
Optionally, after user's first and user second both sides sign barter arrangement, block trade platform can also according to
The total value of the provided cargo of family first and the total value of the provided cargo of user's second determine the side for needing to carry out difference payment,
And prompt to need to carry out direction another party's payments balance of difference payment, wherein the mode of difference payment can be by cross-border
Payment is realized.
Optionally, after user's first and user's second sign barter arrangement, block trade platform is to user's first and user's second
Service charge payment prompt is sent, to prompt user's first and user's second to pay corresponding transactional services expense.Alternatively, block trade platform
Corresponding transactional services expense can also be directly deducted from the account that user's first and user's second are respectively opened/contracted.
Optionally, when the cargo needed for a side is futures, what another party purchased from corresponding raw material site is used to produce
The raw material of cargo needed for purchaser can be transported directly to shared processing base；Shared processing base directly processes raw material
Cargo needed for obtaining purchaser simultaneously carries out quality inspection to obtained cargo, and in quality inspection qualification, logistics/storage center can be straight
Connect cargo needed for transporting purchaser from shared processing base and by cargo transport needed for purchaser to specified place.
Optionally, when the cargo needed for a side is stock, another party can be by stock transport to shared processing base；Altogether
It enjoys processing base and quality inspection is carried out to stock needed for purchaser, and in quality inspection qualification, logistics/storage center is from shared processing base
Cargo needed for ground transports purchaser and by cargo transport needed for purchaser to specified place.
Optionally, when the cargo needed for a side is futures and production or completion of processing, block trade platform or transaction are double
Square or shared processing base directly can initiate transport request to logistics/storage center by corresponding logistics ordering system,
To request logistics/storage center to generate logistics order and by cargo transport needed for a side to specified place.
Optionally, logistics/storage center can also monitor the logistics information of cargo during transportation, and by logistics information
Feed back to block trade platform and/or user's first and/or user's second and/or and/or both parties in specified point of either side
Sell quotient etc..
Optionally, block trade platform can also monitor the production procedure and/or quality inspection process of cargo, ensure that cargo
Quality and safety.
Optionally, block trade platform can also monitor the process of manufacture of cargo, obtain cargo and producing and processing
Parameter and/or video in journey, in order to which purchaser can check cargo in the process of production and processing from block trade platform
Parameter and/or video guarantee the trackability of cargo.Wherein, the process of manufacture of cargo may include the buying of raw material
Journey and process to raw material, also may include the deep processing process to cargo finished product, can also include animals and plants
Breeding process etc., the embodiment of the present invention is without limitation.
Further, a side can be selected by way of checking real-time video or live-pictures in block trade platform
Suitable cargo, such as ox, sheep domestic animals.
As it can be seen that application architecture described in Fig. 1 can introduce mutual insurance money mode in trade mode on line, by specified
Third party's finance guarantee agency initiate loan and using loan value as the mode of mutual insurance money or by both parties to third
Fang Jinrong guarantee agency pays certain amount of money and can deposit when abnormal in transaction as the mode of mutual insurance money, directly by mutually protecting
Gold compensates benefit damage side, and the risk of online trading pattern greatly reduces, and preferably ensure that block trade stream
The safety and high efficiency completed a business transaction under journey and line goods.Additionally it is possible to based on trade order, in conjunction with shared processing base
Mode carries out processing to raw material according to cargo mass standard and carries out quality inspection to cargo, is conducive to save purchaser and supply
The time of quotient, the loss of raw material, cargo is reduced, and entire production and processing process and entire logistic storage stream can also be monitored
Journey improves the safety and reliability of cargo.
Embodiment one
Referring to Fig. 2, Fig. 2 is a kind of process of method of commerce based on block trade platform disclosed by the embodiments of the present invention
Schematic diagram.As shown in Fig. 2, being somebody's turn to do the method for commerce based on block trade platform may include following operation:
201, after generating the initial transaction order for both parties, block trade platform is to predefining the
Tripartite's finance guarantee agency initiates mutual insurance money service request.
In the embodiment of the present invention, both parties may include purchaser and corresponding supplier, the initial transaction order
The trade order that can be signed under line between purchaser and corresponding supplier, the trade order sign it by both parties
Block trade platform is uploaded to by purchaser or corresponding supplier afterwards, alternatively, the initial transaction order is also possible to purchaser
After directly establishing cooperative relationship on block trade platform with corresponding supplier, transaction that block trade platform directly generates
Order, the embodiment of the present invention is without limitation.Optionally, the type of the initial transaction order can be specially between both parties
Trade contract, the template of the trade contract can be the template of both parties' agreement, be also possible to block trade platform according to friendship
The template that the type of transaction of easy both sides is recommended, the embodiment of the present invention is without limitation.It is further alternative, when the initial transaction order
When the trade order signed under line between purchaser and corresponding supplier, block trade platform receiving by purchaser or
After the trade order that corresponding supplier uploads, need to verify the content of trade order, to guarantee trade order
Authenticity and accuracy.Wherein, which may include the goods of cargo needed for the mark of both parties, purchaser
Object mark and quantity can also include further that the logistics specified of the delivery availability at the latest specified of purchaser, purchaser is public
Take charge of mark, the shipping address that purchaser specifies, the inlet and outlet qualifications file of purchaser, supplier inlet and outlet qualifications
File, the factor that can postpone delivery, supplier are for the production plan of cargo and the means of payment of purchaser needed for purchaser
At least one of, the embodiment of the present invention is without limitation.In the embodiment of the present invention, purchaser can purchase according to the demand of itself
The quantity that a certain number of cargos, i.e. initial transaction order include can be the actual quantity that purchaser specifies, at this point, purchaser
Buying pattern be purchased by sales volume, the corresponding trade mode of initial transaction order be normalization production and sales order form mode,
Or the initial transaction order quantity that includes may be that purchaser specifies the base of a certain size consolidating in a certain period of time
Fixed output quota output, at this point, the buying pattern of purchaser is to purchase by sales volume, the corresponding trade mode of initial transaction order is production base
The customization cropping pattern on ground；Purchaser can also buy the base of a certain size in a certain period of time according to the demand of itself
Actual output amount, i.e., the quantity that initial transaction order includes can be the base reality in a certain period of time of a certain size
Quantum of output, at this point, the buying pattern of purchaser is to purchase by soil, the corresponding trade mode of initial transaction order is production base
Customization cropping pattern, the embodiment of the present invention is without limitation.
In the embodiment of the present invention, which includes mutual insurance money volume corresponding with the initial transaction order, into
One step, can also include the particular content of above-mentioned initial transaction order, and the mutual insurance money service request is used for the third party
Financial guarantee agency's application and the equal guarantee business of the mutual insurance money volume, optionally, the equal guarantee business with the mutual insurance money volume
It can be specially the confirmation of responsibility standard and compensation ratio for different situations.Wherein, which can
The financial guarantee agency for thinking block trade platform itself is also possible to establish the finance load of cooperative relationship with block trade platform
Mechanism is protected, and third party's finance guarantee agency can be specially the finance to match with the cargo type of cargo needed for purchaser
Guarantee agency, the embodiment of the present invention is without limitation.Optionally, mutual insurance money volume corresponding with the initial transaction order can be by initial
The corresponding turnover of trade order determines, can also be advised by the historical transaction record of both parties and/or the company of both parties
The cargo type of cargo needed for the credit rating and/or purchaser of mould and/or both parties determines that the embodiment of the present invention does not limit
It is fixed.
In the embodiment of the present invention, block trade platform initiates mutual insurance money to the third party's finance guarantee agency is predefined
After service request, following operation is executed by third party's finance guarantee agency:
By third party's finance guarantee agency according to mutual insurance money service request, the mutual guarantor for including in mutual insurance money service request is judged
Whether the amount of money matches with above-mentioned initial transaction order, when the judgment result is yes, returns to mutual insurance money industry to block trade platform
Business response；When the judgment result is no, recommend the mutual insurance money volume to match with initial transaction order to block trade platform.
It should be noted that the mutual insurance money service request can also only include above-mentioned initial transaction order, at this point, large friendship
After easy platform initiates mutual insurance money service request to predetermined third party's finance guarantee agency out, assured by third party's finance
Mechanism executes following operation:
By the particular content for the initial transaction order that third party's finance guarantee agency includes according to mutual insurance money service request, school
The authenticity of initial verification order is tested, when passed the verification, the determining mutual insurance money volume to match with initial transaction order, and will packet
The mutual insurance money service response for including the mutual insurance money volume determined is sent to block trade platform；It is obstructed out-of-date when verifying, to large friendship
The easy unacceptable reason of platform back-checking and corresponding counter-measure (such as need purchaser to provide corresponding testimonial material
Deng).
Further, after third party's finance guarantee agency returns to mutual insurance money service response, third party's finance assures machine
Structure can provide corresponding loan to the corresponding account of the corresponding account of purchaser and supplier, alternatively, third party's finance is carried on a shoulder pole
Mechanism is protected after the mutual insurance money service request for accepting the initiation of block trade platform, respectively from purchaser and supplier to third party
Financial guarantee agency pays certain amount of money, as mutual insurance money.Further alternative, the corresponding account of both parties can be specific
It is the account that both parties specify, being also possible to block trade platform is the account that both parties increase, and can also be third party
Financial guarantee agency is the account that both parties open up, and the embodiment of the present invention is without limitation.
202, whether block trade detection of platform receives third party's finance guarantee agency and returns for mutual insurance money service request
The mutual insurance money service response returned, when the testing result of step 202, which is, is, triggering executes step 203；When the detection of step 202
When being as a result no, this process can be terminated.
In the embodiment of the present invention, it should be noted that when the testing result of step 202 is no, block trade platform
Following operation can be executed:
Block trade platform determine mutual insurance money service request not by by the reason of, and according to the reason of determining to third
New mutual insurance money service request is submitted by Fang Jinrong guarantee agency, which may include above-mentioned initial transaction order
Order note identification, can also include with not by by the reason of other contents for matching.For example, ought not by by the reason of be
When mutual insurance money E Taigao, which can be new mutual insurance money volume, the new mutual insurance money volume lower than above-mentioned mutual insurance money volume and
Can be specially the mutual insurance money volume that third party's finance guarantee agency is recommended, when not by by the reason of be the absence of the business of purchaser
When license copy, which can be the copy of the business license of purchaser.
203, block trade platform generates target transaction order according to above-mentioned initial transaction order, most as both parties
Whole trade order.
In the embodiment of the present invention, the mutual insurance money service response is for indicating that third party's finance guarantee machine receives mutual insurance money business
Mutual insurance money business corresponding with mutual insurance money service request is requested and generates, which is used to send out in target transaction order
From determining benefit damage side obtains in both parties indemnity in mutual insurance money volume and compensate to benefit damage side when raw abnormal.
Wherein, which can also include third party finance other than including the content of above-mentioned initial transaction order
The guarantee business equal with the mutual insurance money volume that guarantee agency provides, the embodiment of the present invention is without limitation.
As it can be seen that implementing the method for commerce based on block trade platform described in Fig. 2 can draw in trade mode on line
Enter mutual insurance money mode, initiating loan to specified third party financial institution and can by way of mutual insurance money using loan value
It is deposited when abnormal in transaction, directly benefit damage side is compensated by mutual insurance money, online trading pattern greatly reduces
Risk, preferably ensure that the safety and high efficiency completed a business transaction under block trade process and line goods.
Embodiment two
Referring to Fig. 3, Fig. 3 is the stream of another method of commerce based on block trade platform disclosed by the embodiments of the present invention
Journey schematic diagram.As shown in figure 3, being somebody's turn to do the method for commerce based on block trade platform may include following operation:
301, block trade platform receives the transactions demand that purchaser initiates, and transactions demand includes cargo needed for purchaser
First shipment identifier and the first quantity.
In the embodiment of the present invention, optionally, which can also include model, the purchaser of cargo needed for purchaser
The amount of money or purchaser that the delivery availability at the latest of cargo needed for the raw material sources of required cargo, purchaser, purchaser are paid is
Exchange required cargo for and the cargo details of the cargo that provides, purchaser specified by place of receipt, object specified by purchaser
At least one of the mark of supplier selected by stream company and purchaser, the embodiment of the present invention is without limitation.In this way can
Improve the probability that the supplier found meets purchaser's transactions demand.Further alternative, purchaser is in order to exchange required goods for
Object and the cargo details of cargo provided may include the quantity of cargo provided by purchaser, mark, total value and can go out
At least one of mouth state, the embodiment of the present invention is without limitation.
In the embodiment of the present invention, after the step 301 that is finished, execution 302 can be directly triggered.It is optional at one
In embodiment, after being finished step 301 and before executing step 302, block trade platform can also be performed with
Lower operation:
Block trade platform judges whether purchaser is registration user, when purchaser is registration user, judges purchaser
Purchaser record whether be more than default number of branches, when the purchaser record of purchaser be more than default number of branches when, triggering execute step 302；
When purchaser is not registration user, output enrollment page inputs or uploads required materials for registration for purchaser,
And the materials for registration for inputting or uploading to purchaser is checked, when checking correct, output transaction flow prompt information is for purchase
Buyer reads, and triggers and execute step 302；
When purchaser is registration user and its purchaser record is less than default number of branches, output transaction flow prompt information is supplied
Purchaser reads, and triggers and execute step 302.
As it can be seen that block trade platform can verify the identity of purchaser when purchaser initiates transactions demand, when
When being verified, corresponding operation is executed according to the purchaser record of purchaser, can be in this way new registration purchaser in purchaser
Or it is made to quickly understand the trade mode of block trade platform in the case where new hand purchaser, improve purchaser uses body
It tests.
302, block trade platform is looked into from all suppliers that block trade platform is registered according to above-mentioned transactions demand
Look for the target offerings quotient for meeting above-mentioned transactions demand.
In the embodiment of the present invention, the attribute information of multiple registration suppliers is stored in block trade platform.Wherein, each
The attribute information of supplier may include the type for the cargo that supplier is able to produce or processes, and optionally, can also include
The real-time database storage of the cargo that supplier is able to produce or processes, the raw materials provider cooperated with supplier attribute information,
Supplier's address, the production and processing scale of supplier, the production and processing qualification of supplier, supplier are able to produce or process
The average period of production of cargo, supplier is for the quotation range of its cargo for being able to produce or process and supplier's conjunction
The mark of the logistics company of work, the average shipping period of supplier and other purchasers are in vendors' evaluating information
At least one, and the attribute information for the raw materials provider cooperated with supplier may include the raw materials provider cooperated with supplier
At least one of address, mark, the raw material rate of output etc., the embodiment of the present invention is without limitation；Alternatively, in block trade platform
It is stored with the demand information of bartering of other party in request's publications with demand of bartering, which can wrap institute, party in request
Need the cargo details of the provided cargo of cargo details and party in request of cargo, wherein the cargo details of cargo needed for party in request
It may include the mark of cargo needed for party in request, can also include the quantity of cargo needed for party in request and/or required further
The source country of cargo；The cargo details of the provided cargo of party in request may include that it is provided to obtain required cargo
The mark of cargo, further, quantity of goods, the cargo that can also be provided including party in request in order to obtain required cargo are retouched
It states, total value and can at least one of exported country.It should be noted that due to issuing demand of bartering in block trade platform
The party in request of information not only demand goods but also provided cargo, and therefore, these parties in request can also be referred to as supplier.
In the embodiment of the present invention, block trade platform is according to above-mentioned transactions demand, from the institute registered in block trade platform
There is the target offerings quotient for searching in supplier and meeting above-mentioned transactions demand, may include:
Block trade platform judge in above-mentioned transactions demand whether include supplier selected by purchaser mark, when including
When the mark of supplier selected by purchaser, the attribute letter of supplier corresponding to the mark of supplier selected by purchaser is calculated
Breath/publication is bartered the matching degree of demand information and above-mentioned transactions demand；
When the matching degree is more than or equal to preset matching degree threshold value (such as 99%), block trade platform will be selected by purchaser
Supplier corresponding to the mark of supplier is determined as meeting the target offerings quotient of above-mentioned transactions demand；
When not including the mark of supplier selected by purchaser, block trade platform is selected from all registered suppliers
Select the identical multiple supplies of type cargo type corresponding with above-mentioned first shipment identifier for the cargo for being able to produce or processing
Multiple suppliers of cargo needed for screening provides purchaser in other parties in request of quotient or demand information of bartering from all publications,
And the matching degree of the attribute information of each supplier and above-mentioned transactions demand in multiple supplier is calculated, and from multiple supplies
Select matching degree more than or equal to the corresponding supplier of maximum matching degree of preset matching degree threshold value as target offerings quotient in quotient, or
Person, all suppliers for selecting matching degree to be more than or equal to preset matching degree threshold value from multiple suppliers are sent to purchaser's selection
And the target that one of supplier that purchaser selects from all suppliers is determined as meeting above-mentioned transactions demand is supplied
Answer quotient.
Further alternative, the method based on block trade platform of being somebody's turn to do can also include:
When supplier of the matching degree more than or equal to preset matching degree threshold value is not present in multiple suppliers, block trade is flat
Platform issues supplier's trade and investment promotion prompt, which, which promotes trade and investment, prompts to include above-mentioned transactions demand, and supplier trade and investment promotion prompt is used for
Find the target offerings quotient for meeting above-mentioned transactions demand.
303, block trade platform generates according to purchaser, target offerings quotient and above-mentioned transactions demand and is directed to both parties
Initial transaction order.
Wherein, which may include the mark of both parties (purchaser and target offerings quotient), purchaser
The first shipment identifier and the first quantity of required cargo, further, the initial transaction order can also include purchaser need to
The second shipment identifier and second for the cargo that the turnover of target offerings quotient payment or purchaser need to deliver to target offerings quotient
Quantity.Further, when the type of transaction of initial trade order is barter business type, which can be with
The logistics that delivery availability at the latest, purchaser and/or the target offerings quotient specified including purchaser and/or target offerings quotient specifies is public
The inlet and outlet qualification of shipping address, purchaser and/or target offerings quotient that department's mark, purchaser and/or target offerings quotient specify
Documentary evidence and at least one of the factor that delivery can be postponed；When the type of transaction of initial trade order is not barter business
When type, logistics company mark that delivery availability at the latest which can be specified with purchaser, purchaser specify,
The import qualifications file of shipping address, purchaser that purchaser specifies, target offerings quotient outlet qualifications file, can
Postpone delivery factor, supplier at least one in the production plan of cargo and the means of payment of purchaser needed for purchaser
Kind, the embodiment of the present invention is without limitation.
In the embodiment of the present invention, after the step 303 that is finished, it can trigger and execute step 304.It needs to illustrate
It is that after the step 303 that is finished, can also directly trigger and execute step 307, the embodiment of the present invention is without limitation.
In the embodiment of the present invention, optionally, after being finished step 303 and before executing step 304, the base
In the method for commerce of block trade platform can also include following operation:
Block trade platform judges whether both parties meet credit and mutually protect condition；
When judging that both parties are unsatisfactory for credit and mutually protect condition, triggering executes step 304；
When judging that both parties meet credit and mutually protect condition, the output of block trade platform mutually protects the mode option for transaction
Both sides' selection, this is mutually protected, and mode mutually protects mode including at least third party and credit mutually protects mode；
Block trade platform determines that the target of both parties' selection mutually protects mode, and mutually protecting mode when the target is third
When mode is mutually protected by side, triggering executes step 304；
When it is that credit mutually protects mode that the target, which mutually protects mode, block trade platform is flat in block trade according to both parties
The credit that virtual trading resource (platform coin or platform integral) in the account of platform establishes both parties mutually protects mode, and the credit is mutual
Guarantor's mode, which specifically includes, mutually protects resource and mutually protects ratio, and it includes supplier in the account of block trade platform that this, which mutually protects resource,
Some or all of virtual trading resource and the purchaser virtual trading some or all of in the account of block trade platform
Resource, the embodiment of the present invention is without limitation.
Further optional, block trade platform judges whether both parties meet credit and mutually protect condition, may include:
Block trade platform judges with the presence or absence of the side to participate in business for the first time in both parties, when there is no participate in for the first time
When one side of transaction, judge whether the transaction count of each comfortable block trade platform of both parties is more than preset times threshold value,
When being more than preset times threshold value, determine that both parties meet credit and mutually protect condition；Alternatively,
Block trade platform judge virtual trading resource of the both parties in the account of block trade platform whether with it is upper
It states the corresponding amount of value of initial transaction order to match, when the judgment result is yes, determines that both parties meet credit and mutually protect item
Part；Alternatively,
Block trade platform judges whether both parties protect for the cargo purchase business in above-mentioned initial transaction order
Danger, when purchase business insurance when, judge both parties purchase business insurance amount whether with above-mentioned initial transaction order
Corresponding amount of value matches, and when matching, determines that both parties meet credit and mutually protect condition.
In the embodiment of the present invention, it should be noted that participated in for the first time when block trade platform judges to exist in both parties
When one side of transaction, directly triggering executes step 304.
304, block trade platform reads the target critical information that above-mentioned initial transaction order includes, and is closed according to the target
The type of transaction of key information and above-mentioned initial transaction order determine corresponding with above-mentioned initial transaction order mutual insurance money volume and
Mutually protect ratio.
In the embodiment of the present invention, which can be barter business type, futures exchange type or spot exchange class
Type, the target critical information by initial transaction order for indicating the keyword group of the corresponding amount of value of initial transaction order
At, and above-mentioned mutual insurance money volume is more than or equal to amount of value.Wherein, for indicating that initial transaction order is corresponding in initial transaction order
The keyword of amount of value is related to type of transaction, when type of transaction is futures exchange type or spot exchange type, the key
Word can be the turnover of above-mentioned initial transaction order；When type of transaction is barter business type, which can be upper
The first shipment identifier in initial transaction order, the first quantity, the second shipment identifier and the second quantity are stated, at this point, initial transaction
The corresponding amount of value of order can correspond to the current market price of cargo by the first shipment identifier, the second shipment identifier corresponds to goods
The current market price of object and the first quantity and the second quantity determine that the embodiment of the present invention is without limitation.
305, block trade platform sends mutual insurance money volume respectively to both parties and mutually protects ratio, true for both parties
Recognize.
306, whether block trade detection of platform receives the confirmation prompt that both parties return respectively, and confirmation prompt is used
Receive mutual insurance money volume in expression and mutually protect ratio, when the testing result of step 306, which is, is, triggering executes step 307；Work as step
When rapid 306 judging result is no, retriggered executes step 304.
In the embodiment of the present invention, when block trade platform does not receive the confirmation prompt that either side returns in both parties
When, block trade platform confirmation both parties do not reach common understanding to mutual insurance money volume and mutual guarantor's ratio.Optionally, when step 306
When judging result is no, and before retriggered executes step 304, following operation is can also be performed in block trade platform:
Whether the number that block trade platform judges that both parties do not reach common understanding to mutual insurance money volume and mutual guarantor's ratio reaches
Preset times threshold value, when not up to preset times threshold value, triggering executes step 304；It is large when reaching preset times threshold value
Transaction platform is sent to third party's finance guarantee agency recommends application, which includes the interior of above-mentioned initial transaction order
Hold, and the recommendation application is used to that third party's finance guarantee agency to be requested to recommend the mutual insurance money to match with above-mentioned initial transaction order
Volume and mutually guarantor's ratio, and trigger and execute step 305.
As it can be seen that cannot meet the needs of both parties simultaneously in the determining mutual insurance money volume of block trade platform and mutual guarantor's ratio
When, it can initiate to recommend application to third party's finance guarantee agency, be based on triggering third party's finance guarantee agency to other friendships
The history guarantee business that easy order provides recommends suitable mutually insurance money volume and mutually protects ratio, is conducive to improve and determines to meet simultaneously
The mutual insurance money volume of the demand of both parties and the efficiency for mutually protecting ratio, and then be conducive to save the time of both parties, and subtract
The unnecessary operation of few block trade platform.
307, block trade platform initiates mutual insurance money service request to the third party's finance guarantee agency is predefined.
In the embodiment of the present invention, which includes mutual insurance money volume corresponding with the initial transaction order, and
The mutual insurance money service request is used for third party's finance guarantee agency application and the equal guarantee business of the mutual insurance money volume.And it should
Mutual insurance money volume protects first amount of the loan that ratio is provided to the purchaser and to target according to mutual from third party financial institution
Second amount of the loan composition that supplier provides, this mutually protects the ratio that ratio is equal to first amount of the loan and second amount of the loan；
Alternatively, first amount of money that the mutual insurance money volume is paid according to mutual guarantor's ratio to third party financial institution from purchaser and by target offerings
Quotient forms according to second amount of money that mutual guarantor's ratio is paid to third party financial institution, this mutually protects ratio equal to first amount of money and second
The ratio of the amount of money.
308, whether block trade detection of platform receives third party's finance guarantee agency and returns for mutual insurance money service request
The mutual insurance money service response returned, when the testing result of step 308, which is, is, triggering executes step 309；When the detection of step 308
When being as a result no, this process can be terminated.
309, block trade platform generates target transaction order according to above-mentioned initial transaction order, most as both parties
Whole trade order.
In the embodiment of the present invention, please refers in embodiment one and be directed to for other detailed descriptions of step 307- step 309
The detailed description of step 101- step 103, the embodiment of the present invention repeat no more.
As it can be seen that after generating the initial transaction order for online trading pattern and initiating mutual insurance money service request
Before, block trade platform can be sent to both parties' confirmation to by mutual insurance money volume and mutual guarantor's ratio, confirm by both sides
It initiates mutual insurance money service request again later, is conducive to avoid because both parties are not right after initiating mutual insurance money service request in this way
Mutual insurance money volume and mutual guarantor's ratio reach common understanding and caused by unnecessary trouble.
In an alternative embodiment, being somebody's turn to do the method for commerce based on block trade platform can also include following operation:
The logistics information of cargo needed for the purchaser that block trade platform monitoring target offerings quotient provides, logistics information include
The real-time logistics position of cargo needed for the purchaser that target offerings quotient provides, Real-Time Transport environmental parameter, in logistics progress
In temporary warehouse mark, the environmental parameter in temporary warehouse in logistics progress and the emergency case in logistics progress extremely
Few one kind, wherein Real-Time Transport environmental parameter may include real-time routes situation, real-time weather situation etc., in logistics progress
Emergency case may include change in weather, the ring for temporarily changing transit route, transportation environment abnormal parameters and temporary warehouse
At least one of border abnormal parameters, the embodiment of the present invention is without limitation；
Block trade platform is to purchaser and/or target offerings quotient's feedback stream information.
Further alternative in the optional embodiment, being somebody's turn to do the method for commerce based on block trade platform can also wrap
Include following operation:
Block trade platform is directed to purchaser institute by the corresponding production EPR system monitoring target offerings quotient of target offerings quotient
At least one process inside purchasing of raw materials process, original processing flow and the target offerings quotient of cargo in quality inspection process is needed,
And the flow conditions monitored are fed back into purchaser, wherein the flow conditions monitored may include involved in process
Data and/or process video.In this way order progress directly can be known according to the flow conditions that monitoring obtains convenient for purchaser
And carry out selecting online for cargo.
Further alternative, being somebody's turn to do the method for commerce based on block trade platform can also include following operation:
Block trade platform receive the cargo of the corresponding production ERP system feedback of different suppliers purchasing of raw materials process,
Originally at least one process inside processing flow and supplier in quality inspection process, and the flow conditions monitored are fed back to
Different purchasers merges in order to which different purchasers selects required cargo from different suppliers according to flow conditions
It buys.
As it can be seen that the optional embodiment can monitor entire production and processing process, the security reliability of cargo is improved, and
Both parties can also be allowed to understand related logistics information in real time, realize intelligent scheduling, effective solution circulation is efficient, it is safe and stable,
It can north problem.
It is further alternative in the optional embodiment, executing above-mentioned block trade platform monitoring target offerings
Quotient provide purchaser needed for cargo logistics information before, should method of commerce based on block trade platform can also include with
Lower operation:
Block trade platform establishes cooperative relationship according to the first shipment identifier and the first quantity, from block trade platform
All logistics companies in selection target logistics company, generate logistics order, and to target logistics company send logistics order, with
Cargo needed for the purchaser for providing target logistics company acknowledgement of consignment target offerings quotient, the logistics order include at least the first cargo
The quantity of the cargo of mark and the first shipment identifier, wherein the quantity of the cargo of the first shipment identifier is more than or equal to above-mentioned the
One quantity.
It should be noted that target logistics company is also possible to the logistics company of both parties' agreement, the embodiment of the present invention
Without limitation.
As it can be seen that the optional embodiment can also automatically select the logistics company to match with target transaction order, enrich
The function of block trade platform, simplifies the logistics selection operation of both parties, so that block trade platform is more intelligent
Change.
It, should the transaction based on block trade platform after the step 309 that is finished in another optional embodiment
Method can also include following operation:
Block trade platform determines the cargo type of cargo needed for purchaser；
When the cargo needed for cargo type indicates purchaser is stock, block trade platform sends cargo to target offerings quotient
Quality testing instruction, to indicate target offerings quotient by cargo transport needed for purchaser to the first shared base, the first shared base
Cargo needed for purchaser for providing target offerings quotient carries out quality testing, alternatively, the first shared base is used for mesh
Cargo needed for the purchaser that mark supplier provides is processed again and carries out quality testing to the cargo processed again；
Alternatively, transport instruction is sent to target offerings quotient, to indicate that cargo needed for purchaser is delivered to logistics company by target offerings quotient
Transport the place of receipt specified to purchaser；
When the cargo needed for cargo type indicates purchaser is futures, block trade platform sends cargo to target offerings quotient
Processing instruction, to indicate that all raw materials of cargo needed for target offerings quotient will process purchaser are transported to the second shared base, the
Cargo needed for all raw materials progress deep processing that two shared bases are used to provide target offerings quotient obtains purchaser is simultaneously right
Cargo needed for processing obtained purchaser carries out quality testing, alternatively, the second shared base is used to provide target offerings quotient
All raw materials carry out the corresponding semi-finished product of cargo needed for primary processing obtains purchaser and by obtained semi-finished product transport to
Other production bases process again obtain purchaser needed for cargo.
As it can be seen that the optional embodiment can be realized the interaction of block trade platform Yu shared base, be conducive to save confession
Time and the Existent Costs of quotient are answered, and effective control can also be carried out to the quality for the cargo produced.
In another optional embodiment, being somebody's turn to do the method for commerce based on block trade platform can also include following behaviour
Make:
Block trade platform monitoring target transaction order obtains monitored results with the presence or absence of exception；
When monitored results indicate that target transaction order is deposited when abnormal, block trade platform is corresponding to target transaction order
Abnormal conditions are verified, and when passed the verification, determine the benefit damage side in both parties, and generate and order for target transaction
Single abnormal coordination request, it is abnormal to coordinate mark of the request including benefit damage side；
It includes abnormal coordination request that block trade platform is sent to third party's finance guarantee agency, to trigger third party's finance
Guarantee agency executes following operation:
By third party's finance guarantee agency according to the mark of the abnormal benefit damage side for coordinating to include in request, from mutual insurance money
The target amount of the loan/target the amount of money paid of responsible party in both parties is determined in volume；
The gold that responsible party needs to compensate is determined from the target amount of the loan/target amount of money by third party's finance guarantee agency
Volume；
The amount of money compensated is needed to increase to the corresponding account in benefit damage side responsible party by third party's finance guarantee agency
In；Alternatively,
Cut what responsible party needed to compensate from the corresponding amount of the loan in benefit damage side by third party's finance guarantee agency
The amount of money, the updated amount of the loan as benefit damage side；Alternatively,
The amount of money compensated is needed to increase to block trade platform corresponding account responsible party by third party's finance guarantee agency
In family.
Wherein, if there is no exceptions for target transaction order, after both sides trade completion, being somebody's turn to do should be based on block trade platform
Method of commerce can also include following operation:
Block trade platform sends transaction to third party's finance guarantee agency and completes instruction, to trigger the guarantee of third party's finance
Mechanism executes following operation:
Mutual insurance money volume is returned to both parties respectively from third party's finance guarantee agency.
Specifically, when type of transaction is barter business type, if purchaser signs for and is verified target offerings quotient mentioning
The cargo of confession and target offerings quotient sign for and are verified the cargo of purchaser's offer, then block trade platform confirmation both sides transaction
It completes；When type of transaction is not barter business type, if purchaser signs for and is verified the cargo of target offerings quotient offer
And target offerings quotient receives the fund that purchaser is paid, then block trade platform confirmation both sides, which trade, completes.
Optionally, mutual insurance money is returned to both parties respectively from third party's finance guarantee agency, may include:
The mutual insurance money volume that both parties pay is returned by third party's finance guarantee agency, or deletes and is provided for both parties
The record of the amount of the loan.
Further alternative in the optional embodiment, being somebody's turn to do the method for commerce based on block trade platform can also wrap
It includes:
When responsible party is needed the amount of money compensated to increase to the corresponding account of block trade platform by third party's finance guarantee agency
When family, block trade platform needs the amount of money compensated as procurement payment using responsible party, cargo needed for purchasing above-mentioned purchaser.
It in another alternative embodiment, should the transaction based on block trade platform after the step 303 that is finished
Method can also include following operation:
When the type of transaction of above-mentioned initial transaction order is barter business type, block trade platform determines target offerings
First total value of cargo needed for the purchaser that quotient provides, and second of cargo needed for the target offerings quotient of determining purchaser's offer
Total value；
Block trade platform is determined according to the first total value and the second total value to need to carry out difference payment in both parties
Payer, and to the payer send difference payment prompt, the difference payment prompt for prompt payment direction described in trade
Another party's payments balance in both sides in addition to payer, the difference are equal to the exhausted of the first total value and the difference of the second total value
To value.
Wherein, if the first total value is greater than the second total value, the payer for needing to carry out difference payment is purchaser, if
For first total value less than the second total value, then the payer for needing to carry out difference payment is target offerings quotient.It is another to pay direction
The mode of square payments balance can be the means of payment under line, or the means of payment on line, optionally, if payer payment is poor
The mode of volume is the means of payment on line, then payer can pass through the virtual goods in the electronic account that block trade platform is opened
Coin is paid to another party.Specifically, payer by the currency of payer the country in which it is located to its block trade platform electronics
Account is supplemented with money, obtains detaining from the electronic account of payer with the matched ideal money of recharge amount, block trade platform
Except the first ideal money corresponding with above-mentioned difference, and according to the exchange proportion of the currency of another party the country in which it is located and ideal money
The second ideal money corresponding with above-mentioned difference is calculated, and is transferred to the electronic account that another party opens on block trade platform
Second ideal money.
It should be noted that the step in the optional embodiment can occur after step 303 and step 304 it
Before, can also occur at after step 309, can also occur step 308 judging result be after and in step 309
Before, the embodiment of the present invention is without limitation.
As it can be seen that the optional embodiment can also cargo provided by both sides of bartering total value it is not reciprocity, occur it is poor
When volume, block trade platform automatically confirms that the side for needing payments balance and is automatically reminded to need the side payment of payments balance poor
Volume ensure that the fairness of barter business.
It, should the friendship based on block trade platform after generating target transaction order in another optional embodiment
Easy method can also include following operation:
Block trade platform confirm above-mentioned purchaser for above-mentioned target transaction order need pay transactional services expense with
And above-mentioned target offerings quotient needs the transactional services expense that pays for above-mentioned target transaction order, and sends the to above-mentioned purchaser
The payment of one service charge prompts and takes payment prompt to above-mentioned target offerings quotient transmission second service, and first service expense, which is paid, to be mentioned
Show that second service expense payment prompt is for prompting above-mentioned target for prompting above-mentioned purchaser to pay corresponding transactional services expense
Supplier pays corresponding transactional services and takes.
Wherein, both parties can be taken by the dummy payments transactional services in respective electronic account, can also be with
Corresponding transactional services are taken to the account transferred accounts and specified to block trade platform, the embodiment of the present invention is without limitation.It needs to illustrate
, block trade platform can also directly deduct corresponding transactional services expense from the account that both parties open/contract.
As it can be seen that the method for commerce based on block trade platform described in implementing Fig. 3 can draw in trade mode on line
Enter mutual insurance money mode, initiating loan to specified third party financial institution and can by way of mutual insurance money using loan value
It is deposited when abnormal in transaction, directly benefit damage side is compensated by mutual insurance money, online trading pattern greatly reduces
Risk, preferably ensure that the safety and high efficiency completed a business transaction under block trade process and line goods.Additionally it is possible to advantageous
The mutual insurance money volume for meeting the needs of both parties simultaneously is determined in raising and mutually protects the efficiency of ratio, and then is conducive to save friendship
The time of easy both sides, and reduce the unnecessary operation of block trade platform；It can also be conducive to avoid because initiating mutual insurance money
After service request both parties not to mutual insurance money volume and mutual guarantor's ratio reach common understanding and caused by unnecessary trouble；It can also
The security reliability of cargo is enough improved, and both parties can also be allowed to understand related logistics information, effective solution circulation in real time
Efficiently, safe and stable, can north problem；The logistics company to match with target transaction order can also be automatically selected, is enriched big
The function of ancestor's transaction platform, simplifies the logistics selection operation of both parties, so that block trade platform is more intelligent；Also
The interaction that can be realized block trade platform Yu shared base is conducive to time and the Existent Costs of saving supplier, and can also
Enough quality to the cargo produced carry out effective control, improve the reliability of the quality for the cargo produced, Jin Erti
The high trading experiencings of the double hairs of transaction.
Embodiment three
Referring to Fig. 4, Fig. 4 is a kind of structural schematic diagram of block trade platform disclosed by the embodiments of the present invention.Such as Fig. 4 institute
Show, which may include:
Initiation module 401, for after generating the initial transaction order for both parties, to predefining the
Tripartite's finance guarantee agency initiates mutual insurance money service request, which includes corresponding with the initial transaction order
Mutual insurance money volume can also include further above-mentioned initial transaction order, and the mutual insurance money service request is used for the third party
Financial guarantee agency's application and the equal guarantee business of the mutual insurance money volume, optionally, the equal guarantee business with the mutual insurance money volume
It can be specially the confirmation of responsibility standard and compensation ratio for different situations.
Detection module 402 returns for detecting whether receiving third party's finance guarantee agency for mutual insurance money service request
The mutual insurance money service response returned.
In the embodiment of the present invention, optionally, initiation module 401 is initiated to the third party's finance guarantee agency is predefined
After mutual insurance money service request, first triggering command can be sent to detection module 402, the first triggering command is for triggering inspection
It surveys the execution of module 402 and detects whether that receiving third party's finance guarantee agency is directed to the mutual insurance money industry that mutual insurance money service request returns
The operation of business response.
Generation module 403, for when the detection of detection module 402 receives mutual insurance money service response, according to above-mentioned initial
Trade order generates target transaction order, the final trade order as both parties.
Wherein, mutual insurance money service response for indicate third party's finance guarantee machine receive mutual insurance money service request and generate with
The mutually corresponding mutual insurance money business of insurance money service request, mutual insurance money business are used to protect when target transaction order is abnormal from mutual
The indemnity that benefit damage side obtains in both parties is determined in the amount of money and is compensated to benefit damage side.
Optionally, initiation module 401 can be also used for detecting not receive mutual insurance money service response when detection module 402
When, determine the reason of mutual insurance money service request is not passed through, and mention to third party's finance guarantee agency according to the reason of determining
New mutual insurance money service request is handed over, which may include the order note identification of above-mentioned initial transaction order, may be used also
With include with not by by the reason of other contents for matching.
As it can be seen that mutual insurance money mode can be introduced in trade mode on line by implementing block trade platform described in Fig. 4, lead to
It crosses and initiates loan to specified third party financial institution and can exist in transaction using loan value as the mode of mutual insurance money abnormal
When, directly benefit damage side is compensated by mutual insurance money, the risk of online trading pattern greatly reduces, is preferably protected
The safety and high efficiency completed a business transaction under block trade process and line goods are demonstrate,proved.
In an alternative embodiment, described in Fig. 4 on the basis of block trade platform, the block trade platform
It can also include receiving module 404 and searching module 405, at this point, the structure of the block trade platform can be as shown in figure 5, Fig. 5
It is the structural schematic diagram of another block trade platform disclosed by the embodiments of the present invention.Wherein:
Receiving module 404, for initiating mutual insurance money to the third party's finance guarantee agency is predefined in initiation module
Before service request, the transactions demand that purchaser initiates is received, which includes the first cargo of cargo needed for purchaser
Mark and the first quantity.
Searching module 405, for being searched from all suppliers that block trade platform is registered full according to transactions demand
The target offerings quotient of sufficient transactions demand.
In the embodiment of the present invention, searching module 405 is all from registering in block trade platform according to above-mentioned transactions demand
The mode that the target offerings quotient for meeting above-mentioned transactions demand is searched in supplier is specifically as follows:
Judge in above-mentioned transactions demand whether include supplier selected by purchaser mark, when including selected by purchaser
When the mark of supplier, the attribute information of supplier corresponding to the mark of supplier selected by calculating purchaser and above-mentioned transaction
The matching degree of demand；
When the matching degree is more than or equal to preset matching degree threshold value (such as 99%), by the mark of supplier selected by purchaser
Corresponding supplier is determined as meeting the target offerings quotient of above-mentioned transactions demand；
When not including the mark of supplier selected by purchaser, select to be able to produce from all registered suppliers
Or the identical multiple suppliers of type cargo type corresponding with above-mentioned first shipment identifier of the cargo of processing, and it is more to calculate this
The matching degree of the attribute information of each supplier and above-mentioned transactions demand in a supplier, and the selection from multiple suppliers
The corresponding supplier of maximum matching degree with degree more than or equal to preset matching degree threshold value is as target offerings quotient, alternatively, from multiple
All suppliers for selecting matching degree to be more than or equal to preset matching degree threshold value in supplier are sent to purchaser's selection and will buy
One of supplier that side is selected from all suppliers is determined as meeting the target offerings quotient of above-mentioned transactions demand；
Further alternative, searching module 405 can be also used for when there is no matching degrees to be more than or equal in multiple suppliers
When the supplier of preset matching degree threshold value, publication supplier, which promotes trade and investment, to be prompted, which, which promotes trade and investment, prompts to include above-mentioned transactions demand,
And the supplier promotes trade and investment prompt for finding the target offerings quotient for meeting above-mentioned transactions demand.
Generation module 403 is also used to be generated according to purchaser, target offerings quotient and transactions demand for both parties'
Initial transaction order, which includes purchaser and target offerings quotient, and the initial transaction order may include purchase
Mark, the mark of target offerings quotient, the first shipment identifier and the first quantity of side, the initial transaction order can also include purchase
Second cargo mark of the cargo that the turnover or purchaser that buyer need to pay to target offerings quotient need to be delivered to target offerings quotient
Knowledge and the second quantity.
It is further alternative in the optional embodiment, as shown in figure 5, the block trade platform can also include reading
Modulus block 406, the first determining module 407 and the first sending module 408, in which:
Read module 406, for generating needle according to purchaser, target offerings quotient and transactions demand in generation module 403
After the initial transaction order of both parties, the target critical information that initial transaction order includes, target critical letter are read
Breath is by being used to indicate that the keyword of the corresponding amount of value of initial transaction order to form in initial transaction order.
In the embodiment of the present invention, optionally, after generation module 403 generates the initial transaction order for both parties,
The starting of read module 406 can be triggered.
First determining module 407, target critical information and initial transaction for being read according to read module 406 are ordered
Single type of transaction determines mutual insurance money volume corresponding with initial transaction order and mutually protects ratio, wherein the mutual insurance money volume is greater than
Equal to the corresponding amount of value of above-mentioned initial transaction order represented by target critical information, which can be barter business
Type, futures exchange type or spot exchange type.
First sending module 408, for sending mutual insurance money volume respectively to both parties and mutually protecting ratio, for both parties
Confirmation.
Detection module 402 is also used to detect whether to receive the confirmation prompt that both parties return respectively, confirmation prompt
For indicating to receive mutual insurance money volume and mutually protecting ratio.
Initiation module 401 specifically for after generation module 403 generates above-mentioned initial transaction order, and is detecting
When module 402 detects the confirmation prompt that both parties return respectively, sent out to the third party's finance guarantee agency is predefined
Play mutual insurance money service request.
Wherein, above-mentioned mutual insurance money volume is from third party financial institution according to mutual the first loan gold protecting ratio and providing to purchaser
Volume and second amount of the loan composition provided to target offerings quotient, this mutually protects ratio equal to first amount of the loan and the second loan
The ratio of the amount of money；Alternatively, first amount of money that mutually insurance money volume is paid to third party financial institution from purchaser according to mutual guarantor's ratio and
It is made of target offerings quotient according to second amount of money that mutual guarantor's ratio is paid to third party financial institution, mutually protects ratio and be equal to the first gold medal
The ratio of volume and second amount of money.
As it can be seen that the initial friendship for being directed to online trading pattern can also generated by implementing block trade platform described in Fig. 5
After easy order and before initiating mutual insurance money service request, block trade platform can protect ratio with mutual to by mutual insurance money volume
Be sent to both parties' confirmation, initiating mutual insurance money service request again after both sides' confirmation, be conducive to avoid in this way because
Initiate after mutual insurance money service request both parties not to mutual insurance money volume and mutual guarantor's ratio reach common understanding and caused by it is unnecessary
Trouble.
In another optional embodiment, in the structure basis of block trade platform described in Fig. 5, large friendship
Easy platform can also include the first monitoring module 409 and feedback module 410, at this point, the structure of the block trade platform can be with
As shown in fig. 6, Fig. 6 is the structural schematic diagram of another block trade platform disclosed by the embodiments of the present invention.Wherein:
First monitoring module 409, for monitoring objective supplier provide purchaser needed for cargo logistics information, the object
Stream information includes the real-time logistics position of cargo needed for the purchaser that target offerings quotient provides, Real-Time Transport environmental parameter, in object
Temporary warehouse mark during stream, the environmental parameter in the temporary warehouse in logistics progress and the burst in logistics progress
At least one of situation.
Feedback module 410 is used for purchaser and/or target offerings quotient's feedback stream information.
As it can be seen that entire production and processing process can also be monitored by implementing block trade platform described in Fig. 6, cargo is improved
Security reliability, and both parties can also be allowed to understand related logistics information in real time, realize intelligent scheduling, effective solution circulation
Efficiently, safe and stable, can north problem.
Further alternative in the optional embodiment, generation module 403 is also used to supervise in the first monitoring module 409
Before the logistics information of cargo needed for controlling the purchaser that target offerings quotient provides, according to the first shipment identifier and the first quantity,
Selection target logistics company in all logistics companies of cooperative relationship is established from block trade platform, generates logistics order.And
As shown in fig. 6, the block trade platform further include:
Second sending module 411, for sending logistics order to target logistics company, so that target logistics company carries mesh
Cargo needed for marking the purchaser that supplier provides, the logistics order include at least the first shipment identifier and the first shipment identifier
Cargo quantity, wherein the quantity of the cargo of first shipment identifier be more than or equal to the first quantity.
In the embodiment of the present invention, optionally, after the second sending module 411 sends logistics order to target logistics company,
The second triggering command can be sent to the first monitoring module 409, execute above-mentioned monitoring objective to trigger the first monitoring module 409
The operation of the logistics information of cargo needed for the purchaser that supplier provides.
In another optional embodiment, as shown in fig. 6, the block trade platform can also include:
Second determining module 412 is made for generating target transaction order according to initial transaction order in generation module 403
After the final trade order of both parties, the cargo type of cargo needed for purchaser is determined.
In the embodiment of the present invention, optionally, generation module 403 generates target transaction order according to initial transaction order, makees
After the final trade order of both parties, the starting of the second determining module 412 can also be triggered.
Third sending module 413, for when cargo type indicate purchaser needed for cargo be stock when, to target offerings quotient
Cargo mass detection instruction is sent, to indicate target offerings quotient for cargo transport needed for purchaser to the first shared base, this
Cargo needed for the purchaser that one shared base is used to provide target offerings quotient carries out quality testing；Alternatively, to target offerings
Quotient sends transport instruction, is delivered to logistics company to indicate target offerings quotient for cargo needed for purchaser and transports to purchaser and specifies
Place of receipt；And when cargo type indicate purchaser needed for cargo be futures when, to target offerings quotient send cargo processing
Instruction, to indicate that it is total to the second shared base, second that all raw materials of cargo needed for target offerings quotient will process purchaser are transported
Base is enjoyed for being processed cargo needed for obtaining purchaser to all raw materials that target offerings quotient provides and being obtained to processing
Purchaser needed for cargo carry out quality testing.
Match as it can be seen that implementing block trade platform described in Fig. 6 and can also automatically select with target transaction order
Logistics company enriches the function of block trade platform, simplifies the logistics selection operation of both parties, so that block trade is flat
Platform is more intelligent.
In another optional embodiment, as shown in fig. 6, the block trade platform can also include:
Second monitoring module 414 obtains monitored results for monitoring objective trade order with the presence or absence of exception.
Correction verification module 415, for indicating that target transaction order is deposited when abnormal when monitored results, to target transaction order pair
The abnormal conditions answered are verified.
Generation module 403 is also used to when passed the verification, determine the benefit damage side in both parties, and generate and be directed to
The abnormal of target transaction order coordinates request, this coordinates the mark that request includes benefit damage side extremely.
First sending module 408, being also used to send to third party's finance guarantee agency includes abnormal coordination request, with triggering
Third party's finance guarantee agency executes following operation:
By third party's finance guarantee agency according to the mark of the abnormal benefit damage side for coordinating to include in request, from mutual insurance money
The target amount of the loan of responsible party in both parties is determined in volume；
The amount of money that responsible party needs to compensate is determined from the target amount of the loan by third party's finance guarantee agency；
The amount of money compensated is needed to increase to the corresponding account in benefit damage side responsible party by third party's finance guarantee agency
In；Alternatively,
Cut what responsible party needed to compensate from the corresponding amount of the loan in benefit damage side by third party's finance guarantee agency
The amount of money, the updated amount of the loan as benefit damage side；Alternatively,
The amount of money compensated is needed to increase to block trade platform corresponding account responsible party by third party's finance guarantee agency
In family；
Procurement module 416, for needing the amount of money compensated to increase to large responsible party when third party's finance guarantee agency
When the corresponding account of transaction platform, the amount of money that needs to compensate using responsible party is as procurement payment, cargo needed for buying purchaser.
In the embodiment of the present invention, optionally, when the abnormal coordination request that the first sending module 408 is sent is triggering by third
When responsible party is needed the amount of money compensated to increase to the request in the corresponding account of block trade platform by Fang Jinrong guarantee agency, the
After sending abnormal coordination request, triggering procurement module 416 starts one sending module 408, needs to compensate to monitor responsible party
The amount of money whether have increased to the corresponding account of block trade platform, if it is, needing the amount of money compensated to make with responsible party
For procurement payment, cargo needed for purchasing purchaser.
In another optional embodiment, as shown in fig. 6, the block trade platform can also include payment processing module
417, in which:
Payment processing module 417, for determining target when the type of transaction of initial trade order is barter business type
The first total value that supplier provides, cargo needed for purchaser, and determine needed for purchaser provides, target offerings quotient
Second total value of cargo；And it is determined according to the first total value and the second total value and needs to carry out difference branch in both parties
The payer paid, and difference payment prompt is sent to payer, difference payment prompt is for prompting in payment direction both parties
Another party's payments balance in addition to payer, difference are equal to the absolute value of the difference of the first total value and the second total value.
As it can be seen that the friendship of block trade platform Yu shared base can also be realized by implementing block trade platform described in Fig. 6
Mutually, be conducive to save time and the Existent Costs of supplier, and effectively handle can also be carried out to the quality for the cargo produced
Control.Can also cargo provided by both sides of bartering total value it is not reciprocity, there is difference when, block trade platform automatically confirms that
It needs a side of payments balance and is automatically reminded to need side's payments balance of payments balance, ensure that the justice of barter business
Property.
Example IV
Referring to Fig. 7, Fig. 7 is the structural schematic diagram of another block trade platform disclosed by the embodiments of the present invention.Such as Fig. 7
Shown, which may include:
It is stored with the memory 701 of executable program code；
The processor 702 coupled with memory 701；
Processor 702 calls the executable program code stored in memory 701, executes in embodiment one or embodiment two
The described method of commerce based on block trade platform.
Embodiment five
The embodiment of the invention discloses a kind of computer readable storage medium, storage is used for the calculating of electronic data interchange
Machine program, wherein the computer program executes computer described in embodiment one or embodiment two based on large friendship
Step in the method for commerce of easy platform.
Embodiment six
The embodiment of the invention discloses a kind of computer program product, which includes storing computer
The non-transient computer readable storage medium of program, and the computer program be operable to make computer execute embodiment one or
The step in method of commerce based on block trade platform described in embodiment two.
Installation practice described above is only illustrative, wherein the module as illustrated by the separation member can be with
It is or may not be and be physically separated, the component shown as module may or may not be physical module,
Can be in one place, or may be distributed on multiple network modules.It can select according to the actual needs wherein
Some or all of the modules achieve the purpose of the solution of this embodiment.Those of ordinary skill in the art are not paying creativeness
In the case where labour, it can understand and implement.
By the specific descriptions of above embodiment, those skilled in the art can be understood that each embodiment
It can realize by means of software and necessary general hardware platform, naturally it is also possible to pass through hardware.Based on this understanding,
Substantially the part that contributes to existing technology can be embodied in the form of software products above-mentioned technical proposal in other words,
The computer software product may be stored in a computer readable storage medium, and storage medium includes read-only memory (Read-
Only Memory, ROM), random access memory (RandomAccess Memory, RAM), programmable read only memory
(Programmable Read-only Memory, PROM), Erasable Programmable Read Only Memory EPROM (Erasable
Programmable Read Only Memory, EPROM), disposable programmable read-only memory (One-time
Programmable Read-Only Memory, OTPROM), the electronics formula of erasing can make carbon copies read-only memory
(Electrically-Erasable Programmable Read-Only Memory, EEPROM), CD-ROM (Compact
Disc Read-Only Memory, CD-ROM) or other disc memories, magnetic disk storage, magnetic tape storage or can
For carrying or any other computer-readable medium of storing data.
Finally, it should be noted that the method for commerce and block trade disclosed by the embodiments of the present invention based on block trade platform
It is only present pre-ferred embodiments disclosed by platform, is only used to illustrate the technical scheme of the present invention, rather than its limitations；
Although the present invention is described in detail referring to the foregoing embodiments, those skilled in the art should understand that；Its according to
It can so modify to technical solution documented by aforementioned every embodiment, or part of technical characteristic is equal
Replacement；And these modifications or substitutions, so that the essence of corresponding technical solution is detached from bold and unrestrained every embodiment technical solution
Spirit and scope.
Claims (10)
1. a kind of method of commerce based on block trade platform, which is characterized in that the described method includes:
Generate for both parties initial transaction order after, the block trade platform to predefine third party
Financial guarantee agency initiates mutual insurance money service request, and the mutual insurance money service request includes corresponding with the initial transaction order
Mutual insurance money volume, and the mutual insurance money service request is used for the application of third party's finance guarantee agency and the mutual insurance money volume etc.
The guarantee business of volume；
Whether the block trade detection of platform receives third party's finance guarantee agency is asked for the mutual insurance money business
Seek the mutual insurance money service response of return；
When receiving the mutual insurance money service response, the block trade platform generates target according to the initial transaction order
Trade order, the final trade order as the both parties；
Wherein, the mutual insurance money service response is for indicating that third party's finance guarantee machine receives the mutual insurance money service request
And mutual insurance money business corresponding with the mutual insurance money service request is generated, the mutual insurance money business is in the target transaction
From indemnity and the compensation for determining that benefit damage side obtains in the both parties in the mutual insurance money volume when order is abnormal
Pay the benefit damage side.
2. the method for commerce according to claim 1 based on block trade platform, which is characterized in that in the block trade
Before platform initiates mutual insurance money service request to predetermined third party's finance guarantee agency out, the method also includes:
The block trade platform receives the transactions demand that purchaser initiates, and the transactions demand includes goods needed for the purchaser
The first shipment identifier and the first quantity of object；
The block trade platform is looked into from all suppliers that the block trade platform is registered according to the transactions demand
Look for the target offerings quotient for meeting the transactions demand；
The block trade platform is generated according to the purchaser, the target offerings quotient and the transactions demand for transaction
The initial transaction order of both sides, the both parties include the purchaser and the target offerings quotient, the initial transaction
Order includes the mark of the purchaser, the mark of the target offerings quotient, first shipment identifier and first number
Amount, the initial transaction order further include the turnover or the purchase that the purchaser need to pay to the target offerings quotient
The second shipment identifier and the second quantity for the cargo that side need to be delivered to the target offerings quotient.
3. the method for commerce according to claim 2 based on block trade platform, which is characterized in that the block trade is flat
Platform generates the initial transaction order for being directed to both parties according to the purchaser, the target offerings quotient and the transactions demand
Later, the method also includes:
The block trade platform reads the target critical information that the initial transaction order includes, and according to the target critical
Information and the type of transaction of the initial transaction order determine mutual insurance money volume corresponding with the initial transaction order and mutual
Guarantor's ratio, wherein the type of transaction is barter business type, futures exchange type or spot exchange type, and the target is closed
Key information is by being used to indicate that the keyword of the corresponding amount of value of the initial transaction order to form in the initial transaction order, institute
Mutual insurance money volume is stated more than or equal to the amount of value；
The block trade platform sends the mutual insurance money volume and mutual guarantor's ratio to the both parties respectively, for described
Both parties' confirmation；
Whether the block trade detection of platform receives the confirmation prompt that the both parties return respectively, the confirmation prompt
For indicating to receive the mutual insurance money volume and mutual guarantor's ratio；
When detecting the confirmation that the both parties return respectively prompt, the block trade platform execute it is described to
Predefine the operation that the third party's finance guarantee agency initiates mutual insurance money service request；
Wherein, the mutual insurance money volume provided from the third party financial institution according to mutual guarantor's ratio to the purchaser
One amount of the loan and second amount of the loan composition provided to the target offerings quotient, mutual guarantor's ratio are equal to described first
The ratio of the amount of the loan and second amount of the loan；Alternatively, the mutual insurance money volume is by the purchaser according to mutual guarantor's ratio
First amount of money paid to the third party financial institution of example and from the target offerings quotient according to mutual guarantor's ratio to described
Second amount of money composition that third party financial institution pays, mutual guarantor's ratio are equal to first amount of money and second amount of money
Ratio.
4. the method for commerce according to claim 1-3 based on block trade platform, which is characterized in that the side
Method further include:
The logistics information of cargo needed for the purchaser that target offerings quotient described in the block trade platform monitoring provides, it is described
Logistics information includes the real-time logistics position of cargo needed for the purchaser that the target offerings quotient provides, Real-Time Transport environment
Parameter, the temporary warehouse mark in logistics progress, the environmental parameter in temporary warehouse in logistics progress and in logistics
At least one of emergency case in journey；
The block trade platform feeds back the logistics information to the purchaser and/or the target offerings quotient.
5. the method for commerce according to claim 4 based on block trade platform, which is characterized in that the block trade is flat
Before the logistics information of cargo needed for platform monitors the purchaser that the target offerings quotient provides, the method also includes:
The block trade platform according to first shipment identifier and first quantity, from the block trade platform
Selection target logistics company in all logistics companies of cooperative relationship is established, generates logistics order, and public to the target logistics
Department sends the logistics order, so that the target logistics company is carried needed for the purchaser that the target offerings quotient provides
Cargo, the logistics order includes at least the quantity of the cargo of first shipment identifier and first shipment identifier,
Wherein, the quantity of the cargo of first shipment identifier is more than or equal to first quantity.
6. according to the described in any item method of commerce based on block trade platform of claim 2-5, which is characterized in that described big
Ancestor's transaction platform generates target transaction order according to the initial transaction order, the final trade order as the both parties
Later, the method also includes:
The cargo type of cargo needed for the block trade platform determines the purchaser；
When the cargo needed for the cargo type indicates the purchaser is stock, the block trade platform is supplied to the target
Quotient is answered to send cargo mass detection instruction, to indicate that cargo transport needed for the purchaser to first is total to by the target offerings quotient
Base is enjoyed, cargo needed for the purchaser that the first shared base is used to provide the target offerings quotient carries out quality
Detection；Alternatively, transport instruction is sent to the target offerings quotient, to indicate the target offerings quotient by goods needed for the purchaser
Object is delivered to logistics company and transports the place of receipt specified to the purchaser；
When the cargo needed for the cargo type indicates the purchaser is futures, the block trade platform is supplied to the target
Quotient is answered to send cargo processing instruction, to indicate all raw materials fortune of cargo needed for the target offerings quotient will process the purchaser
The second shared base is transported to, all raw materials that the second shared base is used to provide the target offerings quotient process
Quality testing is carried out to cargo needed for the purchaser and to cargo needed for the obtained purchaser of processing.
7. the method for commerce according to claim 3 based on block trade platform, which is characterized in that the method is also wrapped
It includes:
Target transaction order described in the block trade platform monitoring obtains monitored results with the presence or absence of exception；
When the monitored results indicate that the target transaction order is deposited when abnormal, the block trade platform hands over the target
The easy corresponding abnormal conditions of order are verified, and when passed the verification, determine the benefit damage side in the both parties, and raw
Coordinate request at for the abnormal of the target transaction order, the exception coordinates the mark that request includes the benefit damage side
Know；
The block trade platform to third party's finance guarantee agency send it is described it is abnormal coordinate request, to trigger described the
Tripartite's finance guarantee agency executes following operation:
Coordinate the mark for the benefit damage side for including in request according to the exception by third party's finance guarantee agency,
From the target amount of the loan for determining responsible party in the both parties in the mutual insurance money volume；
The gold that the responsible party needs to compensate is determined from the target amount of the loan by third party's finance guarantee agency
Volume；
The amount of money compensated is needed to increase to the benefit damage side pair the responsible party by third party's finance guarantee agency
In the account answered；Alternatively,
Cutting the responsible party from the corresponding amount of the loan in the benefit damage side by third party's finance guarantee agency needs
The amount of money to be compensated, the updated amount of the loan as the benefit damage side；Alternatively,
The amount of money compensated is needed to increase to the block trade platform responsible party by third party's finance guarantee agency
In corresponding account；
The method also includes:
When the responsible party is needed the amount of money compensated to increase to the block trade platform by third party's finance guarantee agency
When corresponding account, the block trade platform is using the amount of money that the responsible party needs to compensate as procurement payment, described in buying
Cargo needed for purchaser.
8. the method for commerce according to claim 2 or 3 based on block trade platform, which is characterized in that the method is also
Include:
When the type of transaction of the initial transaction order is barter business type, the block trade platform determines the target
First total value of cargo needed for the purchaser that supplier provides, described, and determine the target that the purchaser provides, described
Second total value of cargo needed for supplier；
The block trade platform is determined according to first total value and the second total value to need to carry out in the both parties
The payer of difference payment, and difference payment prompt is sent to the payer, the difference payment prompt is described for prompting
Another party's payments balance in both parties described in direction in addition to the payer is paid, it is total that the difference is equal to described first
The absolute value of value and the difference of second total value.
9. a kind of block trade platform, which is characterized in that the block trade platform includes:
Initiation module, for generate for both parties initial transaction order after, to predefine third party gold
Melt guarantee agency and initiate mutual insurance money service request, the mutual insurance money service request includes corresponding with the initial transaction order mutual
Insurance money volume, and the mutual insurance money service request is equal with the mutual insurance money volume for applying to third party's finance guarantee agency
Guarantee business；
Detection module returns for detecting whether receiving third party's finance guarantee agency for the mutual insurance money service request
The mutual insurance money service response returned；
Generation module, for the detection module detection receive the mutual insurance money service response when, according to the initial friendship
Easy order generates target transaction order, the final trade order as the both parties；
Wherein, the mutual insurance money service response is for indicating that third party's finance guarantee machine receives the mutual insurance money service request
And mutual insurance money business corresponding with the mutual insurance money service request is generated, the mutual insurance money business is in the target transaction
From indemnity and the compensation for determining that benefit damage side obtains in the both parties in the mutual insurance money volume when order is abnormal
Pay the benefit damage side.
10. a kind of block trade platform, which is characterized in that the block trade platform includes:
It is stored with the memory of executable program code；
The processor coupled with the memory；
The processor calls the executable program code stored in the memory, executes as claim 1-8 is any
The method of commerce based on block trade platform described in.
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