CN110189133B - Payment system - Google Patents
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- CN110189133B CN110189133B CN201910388053.8A CN201910388053A CN110189133B CN 110189133 B CN110189133 B CN 110189133B CN 201910388053 A CN201910388053 A CN 201910388053A CN 110189133 B CN110189133 B CN 110189133B
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- 238000012795 verification Methods 0.000 claims abstract description 40
- 238000013475 authorization Methods 0.000 claims description 35
- 238000012790 confirmation Methods 0.000 claims description 25
- 238000000034 method Methods 0.000 claims description 10
- 238000010586 diagram Methods 0.000 description 10
- 230000006870 function Effects 0.000 description 7
- 238000004590 computer program Methods 0.000 description 6
- 238000012545 processing Methods 0.000 description 5
- 230000006399 behavior Effects 0.000 description 4
- 238000012986 modification Methods 0.000 description 3
- 230000004048 modification Effects 0.000 description 3
- 238000011835 investigation Methods 0.000 description 2
- 238000003032 molecular docking Methods 0.000 description 2
- 239000002699 waste material Substances 0.000 description 2
- 230000000694 effects Effects 0.000 description 1
- 238000004519 manufacturing process Methods 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
Abstract
The invention discloses a payment system, comprising: the first acquisition terminal is used for acquiring the identity card information, the first face information and the first payment order information of the user; the public security system is used for sending the identity card information, the first face information and the first payment order information to the public security system; the identity card information and the first face information are used for acquiring an identity verification result of the user from the public security system; the first payment order information is used for determining a first payment terminal for paying the user in the payment system by the public security system; the first payment terminal is used for acquiring the identity verification result and the first payment order information from the public security system; and determining whether to pay the user according to the first payment order information according to the identity verification result.
Description
Technical Field
The invention relates to the technical field of payment, in particular to a payment system.
Background
Face recognition payment is one popular payment method in the current world. The face recognition is a biological feature recognition technology for carrying out identity authentication based on personal feature information, and the technology has the biggest characteristics of avoiding personal information leakage and adopting a non-contact mode for recognition.
In the prior art, before face identification payment, a user needs to upload identity card information to a public security system through equipment of a payment mechanism, then acquire face information through the equipment of the payment mechanism system, bind the face information with the identity information, and open a face identification payment function. When the user needs to consume in a specific scene, face information and payment order information are collected through equipment of a payment mechanism, and after the identity of the user is verified, deduction processing is carried out.
Therefore, in the prior art, a series of steps of collecting identity card information, binding, collecting face information again and the like are needed to realize face recognition payment, so that the whole face recognition payment process is longer, the process is complicated, and the face recognition payment efficiency is lower. Therefore, the face recognition payment has a longer flow and lower efficiency, which is a problem to be solved urgently.
Disclosure of Invention
The embodiment of the application provides a payment system, which solves the problems of longer flow and lower efficiency of face recognition payment in the prior art.
An embodiment of the present application provides a payment system, including: the first acquisition terminal is used for acquiring the identity card information, the first face information and the first payment order information of the user; the public security system is used for sending the identity card information, the first face information and the first payment order information to the public security system; the identity card information and the first face information are used for acquiring an identity verification result of the user from the public security system; the first payment order information is used for determining a first payment terminal for paying the user in the payment system by the public security system; the first payment terminal is used for acquiring the identity verification result and the first payment order information from the public security system; and determining whether to pay the user according to the first payment order information according to the identity verification result.
Optionally, the first payment terminal is specifically configured to: and if the identity verification result indicates that the identity card information is matched with the first face information, paying the user according to the first payment order information.
Optionally, the first payment terminal is specifically configured to: if the identity verification result indicates that the identity card information is matched with the first face information, payment deduction information of a user is obtained, and the payment deduction information is sent to the public security system; the payment deduction information is used for the public security system to confirm whether the first payment terminal is authorized to pay the user; if first payment authorization information is acquired from the public security system, payment is carried out on the user according to the first payment order information; the first payment authorization information is confirmation information of the public security system for responding to the payment deduction information and authorizing the first payment terminal to pay the user.
Optionally, the first payment terminal is further configured to: if the first payment cancellation information is acquired from the public security system, outputting first cancellation indication information; the first cancellation indication information is confirmation information of the public security system responding to the payment deduction information and canceling the first payment terminal to pay the user.
Optionally, the first payment terminal is further configured to: if the identity verification result indicates that the identity card information is matched with the first face information, face payment authorization information of the user is obtained, and the face payment authorization information is sent to the public security system; the face payment information is used for authorizing any payment terminal in the payment system to carry out face identification payment on the user by the public security system.
Optionally, the system further comprises: the second acquisition terminal and the second payment terminal; the second acquisition terminal is used for acquiring second face information and second payment order information of the user; and transmitting the second face information and the second payment order information to a public security system; the face information and the second payment order information are used for acquiring a second identity verification result of the user from the public security system; the second payment order information is used for determining a second payment terminal for paying the user in the payment system by the public security system; the second payment terminal is used for acquiring the second identity verification result and the second payment order information from the public security system; and determining whether to pay the user according to the second payment order information according to the second authentication result.
Optionally, the first payment terminal is specifically configured to: if the user is determined to pay according to the first payment order information, the user is paid in the following manner: sending first payment request information to a user terminal of the user; the first payment request information is request information for requesting the user terminal to authorize the first payment terminal to deduct money from a first bank account pre-bound by the user; if the payment confirmation information sent by the user terminal is received, deducting money from the first bank account pre-bound by the user; the payment confirmation information is confirmation information of the user terminal responding to the authorization of the first payment request information and deducting money from the first bank account pre-bound by the user to the first payment terminal.
Optionally, the first acquisition terminal is further configured to acquire third face information and third payment order information of the user; the third face information is used for identifying the user; the third payment order information is used for determining the first payment terminal for paying the user in the payment system by the public security system and indicating a preset consumption authorization duration range; the preset consumption authorization duration range is used for determining whether the public security system authorizes the first payment terminal to pay the user identified by the third face information; the first payment terminal is further configured to pay the user according to the third payment order information if second payment authorization information is acquired from the public security system; the second payment authorization information is confirmation information of the public security system responding to the third payment information and authorizing the first payment terminal to pay the user.
Optionally, the third payment order information is further used for indicating a payment amount of the user, and the first payment terminal is specifically configured to: and if the second payment authorization information is acquired from the public security system and the payment amount is smaller than or equal to the preset payment amount of the user, deducting money from a second bank account pre-bound by the user according to the third payment order information, and paying the user.
Optionally, the first payment terminal is further configured to: if the second payment cancellation information is acquired from the public security system, outputting second cancellation indication information; the second canceling instruction information is confirmation information of canceling the payment of the user by the first payment terminal when the public security system responds to the third payment order information.
In the embodiment of the application, the face recognition terminal acquires the identity card information, the face information and the payment order information of the user and sends the identity card information and the face information to the public security system, so that the payment terminal acquires the identity verification result of the user from the public security system, the face information is not required to be acquired in advance in the process, the face recognition is only required to be carried out once, the payment terminal can directly acquire the identity verification result from the public security system, the identity verification of the user is realized, and if the identity verification result indicates that the identity card information corresponds to the face information, the payment of the user is completed according to the payment order information acquired from the public security system, so that the payment flow is shortened, and the payment efficiency is improved.
Drawings
Fig. 1 is a schematic structural diagram of a payment system according to an embodiment of the present application;
fig. 2 is a schematic diagram of an architecture of a payment system according to an embodiment of the present application.
Detailed Description
In order to better understand the above technical solutions, the following detailed description will be made with reference to the accompanying drawings and specific embodiments, and it should be understood that specific features in the embodiments and examples of the present application are detailed descriptions of the technical solutions of the present application, and not limit the technical solutions of the present application, and the technical features in the embodiments and examples of the present application may be combined with each other without conflict.
In the present transaction payment environment, face recognition payment is a common payment mode. The face recognition is a biological feature recognition technology for carrying out identity authentication based on personal feature information, and the technology has the biggest characteristics of avoiding personal information leakage and adopting a non-contact mode for recognition. The existing face recognition payment mode needs a user to upload identity card information and face information, is used for verifying consistency of the face information and the identity card information, binds the face information and the identity card information, and opens a face recognition payment function. When the user needs to consume in a specific scene, face information and payment order information are collected through equipment of a payment mechanism, and after the identity of the user is verified, deduction processing is carried out.
For example. In the process of popularizing face recognition and payment in the hotel industry, through field investigation, part of hotels are provided with related acquisition equipment for face recognition according to the requirements of public security departments, but the equipment is only responsible for comparing the consistency of face information and identity card information, and the payment function is not effectively integrated. Meanwhile, part of payment manufacturers autonomously acquire face information for comparison through autonomous layout of face recognition equipment, so that waste of hardware equipment, excessively complex use scenes and the like are caused, and popularization of innovative payment means is not facilitated. The face comparison result of partial areas is sent to public security management information system of public security travel industry through investigation with public security departments, and the verification result has legal effect. It should be noted that, in the embodiment of the present application, the public security system may be a public security management system (police station bureau, PSB) of public security travel industry, and the PSB is a system used by public security departments for guests to check in with hotel real names. That is, in the existing face recognition technical scheme, the payment mechanism collects face information by itself and performs repository comparison.
Therefore, a series of steps such as collecting identity card information, binding and collecting face information again are needed to realize face recognition payment, and in order to solve the problem that the face recognition payment is long in flow and low in efficiency, the embodiment of the application provides a payment system, as shown in fig. 1, which is a schematic structural diagram of the payment system in the embodiment of the application. The first acquisition terminal is used for acquiring identity card information, first face information and first payment order information of a user; the first payment terminal is used for acquiring the identity verification result and the first payment order information from the public security system; and determining whether to pay the user according to the first payment order information according to the identity verification result.
A payment system according to an embodiment of the present application is described in detail below with reference to fig. 2, and fig. 2 is a schematic diagram of an applicable architecture of the payment system according to an embodiment of the present application.
As shown in fig. 2, an architecture diagram of a payment system applicable to the embodiment of the present application is provided. The system architecture comprises: the payment system, the public security travel public security management system and the user terminal introduce each part respectively.
The payment system comprises a first acquisition terminal and a first payment terminal. The first acquisition terminal of the payment system is used for acquiring (1) identity card information, first face information and (2) first payment order information of the user. The first acquisition terminal of the payment system is also used for sending (1) the identity card information, the first face information and (2) the first payment order information to the public security system. The identity card information and the first face information are used for acquiring an identity verification result of the user from the public security system. The first payment order information is used for determining a first payment terminal for paying the user in the payment system by the public security system. That is, the public security system determines a first payment terminal of the payment system for payment to the user according to the first payment order information.
The public security travel public security management system checks the identity card information (1) and the face information sent by the first acquisition terminal to obtain an identity verification result (3), and sends the payment order information (2) sent by the first acquisition terminal to the first payment terminal together with the obtained identity verification result (3).
The first payment terminal of the payment system is used for acquiring (2) payment order information and (3) identity verification results from the public security system, and determining whether to pay the user according to the first payment order information according to the (3) identity verification results. In a possible implementation manner, if the identity verification result indicates that the identity card information is matched with the first face information, the first payment terminal pays the user according to the first payment order information.
Another possible implementation is as follows:
if the identity verification result indicates that the identity card information is matched with the first face information, the first payment terminal acquires payment deduction information of a user and sends the payment deduction information to the public security system; the payment deduction information is used for the public security system to confirm whether the first payment terminal is authorized to pay the user.
Under this implementation, two cases are divided:
firstly, if first payment authorization information is acquired from the public security system, paying the user according to the first payment order information; the first payment authorization information is confirmation information of the public security system for responding to the payment deduction information and authorizing the first payment terminal to pay the user.
Second, if the first payment cancellation information is acquired from the public security system, the first payment terminal outputs first cancellation instruction information; the first cancellation indication information is confirmation information of the public security system responding to the payment deduction information and canceling the first payment terminal to pay the user.
Based on the implementation manner, an alternative implementation manner is as follows: if the first payment terminal indicates that the identity card information is matched with the first face information, face payment authorization information of the user is obtained, and the face payment authorization information is sent to the public security system; the face payment information is used for authorizing any payment terminal in the payment system to carry out face identification payment on the user by the public security system.
For the payment system shown in fig. 2, a second acquisition terminal and a second payment terminal may also be included. For example, the first collecting terminal and the first payment terminal are terminals in a hotel scene, the second collecting terminal and the second payment terminal are terminals in a supermarket scene, and if the user consumes in the hotel scene, the identity card information is not required to be uploaded again in the supermarket scene, which is as follows:
the second acquisition terminal is used for acquiring second face information and second payment order information of the user; and transmitting the second face information and the second payment order information to a public security system; the face information and the second payment order information are used for acquiring a second identity verification result of the user from the public security system; the second payment order information is used for determining a second payment terminal for paying the user in the payment system by the public security system; the second payment terminal is used for acquiring the second identity verification result and the second payment order information from the public security system; and determining whether to pay the user according to the second payment order information according to the second authentication result.
If the user is determined to pay according to the first payment order information, the first payment terminal pays the user in the following manner: sending (4) first payment request information to a user terminal of the user according to (2) payment order information and (3) an identity verification result; the first payment request information is request information for requesting the user terminal to authorize the first payment terminal to deduct money from the first bank account pre-bound by the user.
The user terminal receives (4) the first payment request information sent by the first payment terminal of the payment system, and is used for the user to confirm whether the user is pre-authorized to the first payment terminal of the payment system. If the user confirms the first payment terminal authorized to the payment system on the user terminal, the user terminal sends (5) payment confirmation information to the first payment terminal of the payment system. (5) payment confirmation information is: the payment confirmation information is confirmation information of the user terminal responding to the authorization of the first payment request information and deducting money from the first bank account pre-bound by the user to the first payment terminal.
After receiving the payment confirmation information (5), the first payment terminal of the payment system can deduct money from the first bank account pre-bound by the user according to the first payment order information (2) to complete payment.
A payment system in an embodiment of the present application is described below in another scenario.
In this scenario, the user may also determine a preset consumption authorization duration in the payment order, for example, in a hotel scenario, the check-in duration is set to the preset consumption authorization duration. The method comprises the following steps:
the first acquisition terminal acquires third face information and third payment order information of the user; the third face information is used for identifying the user; the third payment order information is used for determining the first payment terminal for paying the user in the payment system by the public security system and indicating a preset consumption authorization duration range; the preset consumption authorization duration range is used for determining whether the public security system authorizes the first payment terminal to pay the user identified by the third face information; the first payment terminal is further configured to pay the user according to the third payment order information if second payment authorization information is acquired from the public security system; the second payment authorization information is confirmation information of the public security system responding to the third payment information and authorizing the first payment terminal to pay the user.
In another possible implementation manner in this scenario, the third payment order information is further used to indicate a payment amount of the user, and if the second payment authorization information is obtained from the public security system and the payment amount is less than or equal to the preset payment amount of the user, the first payment terminal deducts money from the second bank account pre-bound by the user according to the third payment order information, and pays the user.
In another possible implementation manner in the scenario, if the second payment cancellation information is acquired from the public security system, the first payment terminal outputs second cancellation indication information; the second canceling instruction information is confirmation information of canceling the payment of the user by the first payment terminal when the public security system responds to the third payment order information.
In the embodiment of the application, the face recognition terminal acquires the identity card information, the face information and the payment order information of the user and sends the identity card information and the face information to the public security system, so that the payment terminal acquires the identity verification result of the user from the public security system, the face information is not required to be acquired in advance in the process, the face recognition is only required to be carried out once, the payment terminal can directly acquire the identity verification result from the public security system, the identity verification of the user is realized, and if the identity verification result indicates that the identity card information corresponds to the face information, the payment of the user is completed according to the payment order information acquired from the public security system, so that the payment flow is shortened, and the payment efficiency is improved.
The invention integrates the authentication function of public security and public security management information system and the Unionpay payment channel deeply, and carries out secondary confirmation through message pushing of the user side, thereby effectively multiplexing the acquisition equipment of the existing hotel and the existing payment user system of the payment provider, and ensuring the payment safety and convenience. Meanwhile, by means of the time points of pre-authorization transaction, check-in and check-out of the travel industry information system and the like, the requirements of one-time authorization and multiple payment under the same scene are met.
The invention realizes the verification of the identity information of the face and the user by docking with the public security management system of public security travel industry, and confirms the secondary information through the self channel of the payment provider. The pre-collection of the user identity card information and the face information is not needed. The public security authentication equipment is effectively reused, the influence of repeated collection behaviors on user experience is avoided, and meanwhile resource waste caused by repeated layout of hardware equipment is avoided. Related information of legal effectiveness related to public security is effectively utilized, and continuous consumption behavior in closed scenes such as hotels is supported to be authorized.
The invention realizes the verification of the face and the user identity information by docking with the public security management system of the public security industry, and carries out secondary information confirmation through the self-owned channel of the payment provider, thereby effectively multiplexing the requirements of the public security management system on the passenger 'real person, real name, real time and actual condition', realizing the payment requirements of one-time face identification and multiple payments in the hotel industry (especially high-star hotel), effectively multiplexing the related hardware acquisition equipment of the public security management, realizing the authorization of the user on the payment behavior by the authentication information with legal efficacy of the public security industry system, and simultaneously ensuring the authenticity and timeliness of the payment behavior.
Finally, it should be noted that: it will be appreciated by those skilled in the art that embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to the application. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
It will be apparent to those skilled in the art that various modifications and variations can be made in the present application without departing from the scope of the application. Thus, if such modifications and variations of the present application fall within the scope of the claims and the equivalents thereof, the present application is intended to cover such modifications and variations.
Claims (7)
1. A payment system, comprising:
the first acquisition terminal is used for acquiring the identity card information, the first face information and the first payment order information of the user; the public security system is used for sending the identity card information, the first face information and the first payment order information to the public security system; the identity card information and the first face information are used for acquiring an identity verification result of the user from the public security system; the first payment order information is used for determining a first payment terminal for paying the user in the payment system by the public security system; the method is also used for acquiring third face information and third payment order information of the user; the third face information is used for identifying the user; the third payment order information is used for determining the first payment terminal for paying the user in the payment system by the public security system and indicating a preset consumption authorization duration range; the preset consumption authorization duration range is used for determining whether the public security system authorizes the first payment terminal to pay the user identified by the third face information;
the first payment terminal is used for acquiring the identity verification result and the first payment order information from the public security system; if the identity verification result indicates that the identity card information is matched with the first face information, payment deduction information of a user is obtained, and the payment deduction information is sent to the public security system; the payment deduction information is used for the public security system to confirm whether the first payment terminal is authorized to pay the user; if first payment authorization information is acquired from the public security system, payment is carried out on the user according to the first payment order information; the first payment authorization information is confirmation information of the public security system responding to the payment deduction information for authorizing the first payment terminal to pay the user; the public security system is further used for acquiring second payment authorization information from the public security system, and then paying the user according to the third payment order information; the second payment authorization information is confirmation information of the public security system responding to the third payment order information and authorizing the first payment terminal to pay the user.
2. The system of claim 1, wherein the first payment terminal is further configured to:
if the first payment cancellation information is acquired from the public security system, outputting first cancellation indication information; the first cancellation indication information is confirmation information of the public security system responding to the payment deduction information and canceling the first payment terminal to pay the user.
3. The system of claim 1, wherein the first payment terminal is further configured to:
if the identity verification result indicates that the identity card information is matched with the first face information, face payment authorization information of the user is obtained, and the face payment authorization information is sent to the public security system; the face payment information is used for authorizing any payment terminal in the payment system to carry out face identification payment on the user by the public security system.
4. The system of claim 3, wherein the system further comprises: the second acquisition terminal and the second payment terminal;
the second acquisition terminal is used for acquiring second face information and second payment order information of the user; and transmitting the second face information and the second payment order information to a public security system; the face information and the second payment order information are used for acquiring a second identity verification result of the user from the public security system; the second payment order information is used for determining a second payment terminal for paying the user in the payment system by the public security system;
the second payment terminal is used for acquiring the second identity verification result and the second payment order information from the public security system; and determining whether to pay the user according to the second payment order information according to the second authentication result.
5. A system according to any one of claims 1 to 3, wherein the first payment terminal is specifically configured to:
if the user is determined to pay according to the first payment order information, the user is paid in the following manner:
sending first payment request information to a user terminal of the user; the first payment request information is request information for requesting the user terminal to authorize the first payment terminal to deduct money from a first bank account pre-bound by the user;
if the payment confirmation information sent by the user terminal is received, deducting money from the first bank account pre-bound by the user; the payment confirmation information is confirmation information of the user terminal responding to the authorization of the first payment request information and deducting money from the first bank account pre-bound by the user to the first payment terminal.
6. The system of claim 1, wherein the third payment order information is further used to indicate a payment amount for the user, the first payment terminal being specifically configured to:
and if the second payment authorization information is acquired from the public security system and the payment amount is smaller than or equal to the preset payment amount of the user, deducting money from a second bank account pre-bound by the user according to the third payment order information, and paying the user.
7. The system of claim 1, wherein the first payment terminal is further configured to:
if the second payment cancellation information is acquired from the public security system, outputting second cancellation indication information; the second canceling instruction information is confirmation information of canceling the payment of the user by the first payment terminal when the public security system responds to the third payment order information.
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| CN201910388053.8A CN110189133B (en) | 2019-05-10 | 2019-05-10 | Payment system |
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| CN201910388053.8A CN110189133B (en) | 2019-05-10 | 2019-05-10 | Payment system |
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| CN110189133B true CN110189133B (en) | 2024-02-27 |
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| US20220198459A1 (en) * | 2020-12-18 | 2022-06-23 | Visionlabs B.V. | Payment terminal providing biometric authentication for certain credit card transactions |
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| CN105681316A (en) * | 2016-02-02 | 2016-06-15 | 腾讯科技（深圳）有限公司 | Identity verification method and device |
| WO2017148258A1 (en) * | 2016-02-29 | 2017-09-08 | 中国银联股份有限公司 | Payment method, device, and apparatus |
| CN109064178A (en) * | 2018-06-29 | 2018-12-21 | 北京金山安全软件有限公司 | Payment method, payment device, server and computer-readable storage medium |
| CN109523271A (en) * | 2018-12-28 | 2019-03-26 | 上海汇付数据服务有限公司 | Face payment system and method |
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