RU2755837C1 - Method and apparatus for providing access to control of a vehicle - Google Patents

Abstract

FIELD: controlling.SUBSTANCE: invention relates to a method and apparatus for accessing control of a vehicle. In the method, the user is registered on the server of the company providing access to control of a vehicle by entering the registration information of the user; a vehicle is selected and reserved, and preliminary payment is conducted using a bank card of the user on the server of the company providing access to control of the vehicle, the characteristics of the vehicle, the time of initiation of the user of the car, and the GPS coordinates thereof are received on the user apparatus, the above registration information of the user, allowing the user to use this vehicle, is transmitted by means of the server of the company providing access to control of the vehicle to the apparatus for accessing control of the vehicle installed on the vehicle, and the information is stored in memory of the apparatus, wherein the apparatus for accessing control of the vehicle transitions from the sleep mode to the NFC card or NFC device reading mode, the user is identified by the apparatus for accessing control of the vehicle when a bank card or a mobile apparatus of the user with the wireless short-range data transmission technology NFC is brought to the corresponding NFC reader of the apparatus for accessing control of the vehicle, wherein if the read data matches the received registration data of the user, the apparatus for accessing control of the vehicle switches to the mode of operation as a POS bank terminal and establishes communication with a processing centre processing financial transactions, a refund is made to the bank card of the user and use of the vehicle is authorised by unlocking the locks and disarming the alarm of the vehicle by means of the apparatus for accessing control of the vehicle.EFFECT: automation of vehicle access control.7 cl, 1 dwg

Description

The invention relates to vehicle access and security systems, in particular, to access systems for carsharing vehicles.

Keyless entry systems are widely known in the market. So known is the patent of the Russian Federation No. 2571395, dated 20.12.2015, which discloses a system for transferring vehicle keys to another driver. This system includes a system controller associated with a functional controller and configured to provide receipt of authentication requests, including user input, perform user authentication by matching user input parameters with at least one stored parameter, determine the mode operation of the vehicle and, using the functional controller, update the status assigned to the key fob if the vehicle mode is authorized.

The disadvantages of this system are low security and the inability to charge a fee for access to the vehicle.

The closest analogue of the proposed technical solution is the patent of the Russian Federation No. 2673329, dated 11/23/2018, which discloses a vehicle access and security system. This system includes a comfort controller that triggers a highly accurate detection of whether to enable the hello function in a small area (high current) while less accurately detecting an authorized user in a larger area around the vehicle to enable the hello function (low power). A short-range transmitter broadcasts a polling signal to a specific area. The short-range transmitter has a proximity standby mode in which a polling signal is broadcast at a first predetermined pulse repetition rate, and a basic mode in which a polling signal is broadcast at a lower pulse repetition rate. The short-range transmitter has the first level of power consumption in proximity standby mode. The wireless communication system is configured to monitor the user's actions outside the proximity region corresponding to the user's possible entry into the proximity region, while during this observation the wireless communication system operates at a lower power consumption level. If a certain user action is detected while the short-range transmitter is in basic mode, the short-range transmitter will be put into proximity standby mode. Achieved passive detection of the approaching user of the vehicle in a certain activation zone without a significant increase in the overall average value of the battery discharge.

The disadvantages of this system are low security and the inability to charge a fee for access to the vehicle.

The above methods of providing admission to driving a vehicle require presetting for a specific user, therefore, the admission cannot be transferred, it is impossible to include external conditions in the admission (insurance, no fines, the ability to move within a closed area for access control).

Also, the above methods do not provide confirmation of the identity of the vehicle owner in relation to legal actions and confirmation of his vehicle history.

The proposed method and device for its implementation is completely devoid of these disadvantages.

The proposed method and device for ensuring admission to driving a vehicle are carried out by online identification of the owner through transactions from his bank card or bank account before direct access to the vehicle.

The tasks that the proposed solution solves are improving the security of access to the vehicle, completely eliminating the substitution of information about the time, place and user of the vehicle (relevant for insurance and leasing companies), ease of delegating access rights to third parties (relatives, relatives, service stations, car washers and valet parking) and simplification of charging for vehicle access.

EFFECT: increased security of access to a vehicle, simplified transfer of access rights to third parties and simplified collection of fees for access to a vehicle.

The technical result is achieved by the fact that the method of access to driving a vehicle includes:

- registration of the user on the server of the company providing access to vehicle control;

- selection and reservation of a vehicle, as well as prepayment by a user's bank card on the server of a company that provides access to driving a vehicle,

- obtaining by the user the characteristics of the vehicle, the time of initiation of the use of the car and its GPS coordinates,

- transmission by the company providing access to vehicle control to the vehicle control access device installed on the vehicle of information allowing the user to use this vehicle and storing this information in the memory of this device,

- user identification by the vehicle control access device, when a bank card or mobile device with short-range wireless data transmission technology is applied - the user's NFC to the corresponding NFC reader of the vehicle control access device,

- implementation by a POS terminal (a POS terminal is an electronic software and hardware device for accepting payment cards for payment), devices for accessing vehicle control, returning funds to the user's bank card and authorizing the use of this vehicle, by unlocking the locks and

removing the alarm from the vehicle.

In this case, the vehicle can be a car or a bicycle or a scooter or a motorcycle or a boat or other watercraft.

The information allowing the user to use this vehicle is indicated by the user during registration and includes: the user's bank details, passport data, driver's license number, data on the user's insurance.

The transmission by the company providing access to vehicle control to the vehicle control access device installed on the vehicle of information allowing the user to use this vehicle is carried out by long-range radio channels - GSM, CDMA, WCDMA.

A device for implementing the method is also proposed, namely, a device for accessing vehicle control,

including:

- control microcontroller,

- at least one memory block,

- NFC reader,

- a wireless transceiver capable of communicating with a server of a company providing access to vehicle control and with a processing center processing financial transactions,

- power unit,

at the same time, the control microcontroller is connected to a memory unit, an NFC reader, a wireless transceiver, a power supply unit, an information bus of a vehicle and a security complex, and

configured to receive and store user registration information from the server of the company providing access to vehicle control, upon receipt of user registration information, switch from sleep mode to the mode of reading NFC cards or NFC devices, read data of an NFC card or NFC device the user through an NFC reader, in case of coincidence of the read data and the received registration data of the user, switch to the mode of operation as a bank POS terminal, establish communication with the processing center that processes financial transactions, return to the bank card the user's funds that were paid by the bank with a user card on the server of the company providing access to the vehicle control, and authorize the use of this vehicle by unlocking the locks and removing the alarm from the vehicle.

In this case, the control controller must be connected to the information bus of the vehicle and / or the security complex connected to it.

Also, the device should preferably include a display associated with the control controller showing the access status.

The proposed device for providing access to vehicle control is a multifunctional device integrated into the vehicle by connecting to the information buses (CAN, LIN, FlexRay, etc.) of the vehicle, installed in a convenient place for the user, for example, integrated into the rear side mirror type, and allowing holders of bank card accounts to drive vehicles through financial transactions or mechanisms for verifying the legality of bank card account transactions.

The scheme of operation of the proposed device is shown in the figure

A partner bank or other processing center can act as a processing center 1. Processing center 1 is used to implement the functionality of a mobile acquiring terminal (POS-terminal) installed in the proposed device, or rather by means of software installed in the memory of the control controller 10. Agreement between the access operator 4 and the partner bank or other processing center 1 is for all offered devices that are used by the access operator 4.

Communication channel 2 is used to transfer information between the partner processing center 1 and the access operator 4 for the full functioning of the proposed device.

Long-range radio channels 3 (GSM, CDMA, WCDMA and others) are used to interact the proposed device with the server software of the access operator 4.

The operator of access 4 to the vehicle provides:

хранение пользовательских данных, необходимых для корректной работы предлагаемого устройства;

storage of user data necessary for the correct operation of the proposed device;

управление настройками предлагаемого устройства;

managing the settings of the proposed device;

передачу управления транспортным средством третьим лицам;

transfer of vehicle control to third parties;

владение эквайринговым контрактом предлагаемого устройства, в качестве POS-терминала, с процессинговым центром 1;

possession of an acquiring contract for the proposed device, as a POS terminal, with a processing center 1;

обновление и управление релизами программного обеспечения предлагаемого устройства.

updating and managing software releases of the proposed device.

Short-range radio channels 5 (BlueTooth, WiFi, LoRa) are used for enhanced interaction of user mobile devices 6 by the control controller 10 of the proposed device.

The user's mobile device 6 interacts with the control controller 10 of the proposed device through the NFC reader 9 via the NFC channel 8, where only standard software is used that is used when making mobile payments (Google Pay, Samsung Pay, Apple Pay, etc.) ...

User / owner 7 of the vehicle. The user 7 brings the mobile device 6 to the NFC reader 9 for the purpose of his authentication, through the mechanisms of financial transactions, to control the vehicle 12. The installer / customizer of the proposed device can act as a special case of the user.

NFC channel 8 is used to interact the user's mobile device 6 with the NFC reader 9 of the proposed device.

NFC-reader 9 is an integral part of the functionality of the proposed device. It interacts with the control controller 10 of the proposed device via a wired or wireless data channel.

In the memory of the control controller 10, the software of the proposed device is installed, which performs the functionality of an acquiring terminal (POS terminal) and a remote terminal of the operator company.

Information bus 11 of a vehicle or a security complex connected to it, interacting with the control controller 10 of the proposed device through a wired or wireless information channel.

The proposed device is installed in any place convenient and easily accessible to the user 7 of the vehicle 12, while the control controller 10 and the NFC reader 9 can be installed in different places of the vehicle.

Long-range radio channels 13 (GSM, CDMA, WCDMA and others) are used for interaction of the proposed device with the processing center 1 as an acquiring terminal (POS terminal).

It is most expedient to use the proposed method and device as an authentication mechanism for a car-sharing company (CC) client. To do this, you must first perform the following actions:

1. QC installs the proposed device in its cars

2. CC registers the proposed device as acquiring terminals with a partner bank.

3. CC opens a bank current account, through which the interaction of CC clients with cars will be carried out

4. CC installs the necessary information systems on its servers. Below is one of the possible options for a set of information systems:

a. Internet portal. The presence of a mobile application is optional.

b. Registration data recognition system.

c. System for storing and working with settlement (card) accounts of KK clients

d. The system of interaction with the bank settlement account of KK. It is a modernized version of the "bank-client" system.

Registration of an individual (FL) as a client of a car-sharing company:

1. The FL enters the QC Internet portal or launches the QC mobile application after having installed it on his smartphone.

2. FL indicates, on the Internet portal or mobile application, all the data required for registration (name, date and place of birth, etc.) and documents (driver's license, passport, etc.).

3. The FL makes a test payment towards the CC by running the appropriate script on the Internet portal or mobile application using his bank card.

4. As a result of the above operation, in the information systems of the QC, the bank data of the FL (current account, card account, etc.) appear.

5. CC automatically launches the due diligence of the FL using the credit scoring method, by using the appropriate service of its partner bank (as an option, this is the bank where the CC's current account is located). If the result of the check is positive, then the FL becomes a client of the CC.

Using the proposed device

1. The KK client enters the Internet portal or the KK mobile application, selects the car he needs and books it.

2. In the process of booking a car, a certain amount of money is withdrawn from the client's bank account (current / card account) specified during registration. The descriptive part of the payment contains information on the booked car (car ID, GPS coordinates, etc.) received from the proposed vehicle device through the "Interface with an external device"

3. Information systems of the QC, receive from the bank all data on the conducted banking operation. In the event that a complete match is found in the information systems of the CC of the settlement (card) account with the settlement (card) account from which the money was received, the client of the CC is uniquely identified.

4. CC information systems change the status of the vehicle (on the Internet portal and mobile application) in order to exclude the use of this vehicle by another CC client.

5. Information systems of the QC send to the proposed device of the booked car, data on the conducted banking transaction and the identified client.

6. The proposed device from the "sleep" mode goes into the mode of reading NFC-cards.

7. The KK client presents his mobile device (smartphone, "smart watch", bracelet, tablet) with an activated payment system (Samsung Pay, Apple Pay, Google Pay, etc.), or his bank card, which he used during registration yourself as a QC customer.

8. The proposed device, by means of the "Reader of contactless payment devices", reads the data from the attached device / card and, if they coincide with the data sent from the information systems of the QC, proceeds to the next stage.

9. The proposed device switches to the mode of the bank POS-terminal and, based on the data received from the QC information systems, generates the operation "Cancellation of payment" or "Refund". In case of receiving a response from the bank about the success of the operation, the client is authenticated as a user who is allowed to use this car. The client's access to the car is granted.

10. Information systems of the QC, based on the data received from the bank about the success of the "Cancellation" or "Refund", are informed about the start of using the respective car by the client.

11. After using the KK car, funds are debited from the user's account in accordance with the KK tariffs.

Claims (20)

1. A method of access to driving a vehicle, in which: - register the user on the server of the company providing access to the vehicle control by entering the user's registration information; - choose and reserve a vehicle, as well as make a prepayment with the user's bank card on the server of the company that provides access to driving the vehicle, - get on the user's device the characteristics of the vehicle, the time of initiation of the car user and his GPS coordinates, - transmit, through the server of the company providing access to vehicle control, to the vehicle control access device installed on the vehicle, the aforementioned user registration information allowing the user to use this vehicle, and store this information in the memory of this device, while the device access to control the vehicle switches from sleep mode to the mode of reading NFC cards or NFC devices, - identify the user by the vehicle control access device when a bank card or mobile device of the user with short-range wireless data transmission technology is applied - NFC to the corresponding NFC reader of the vehicle control access device, in the event that the read data and the received registration data match the user, the vehicle control access device switches to the mode of operation as a bank POS terminal and establishes communication with the processing center that processes financial transactions, - by means of an access device for driving a vehicle, the funds are returned to the user's bank card and permission to use this vehicle is carried out by unlocking the locks and removing the alarm from the vehicle. 2. The method according to claim 1, characterized in that the vehicle is a car or a bicycle, or a scooter or motorcycle, or a boat or other watercraft. 3. The method according to claim 1, characterized in that the information allowing the user to use the vehicle is indicated by the user during registration and includes: the user's bank details, passport data, driver's license number, data on the user's insurance. 4. The method according to claim 1, characterized in that the transmission by the company providing access to vehicle control to the vehicle control access device installed on the vehicle of information allowing the user to use the vehicle is carried out by long-range radio channels - GSM , CDMA, WCDMA. 5. A device for access to driving a vehicle, including: - control microcontroller, - at least one memory block, - NFC reader, - a wireless transceiver capable of communicating with a server of a company providing access to vehicle control and a processing center processing financial transactions, - power unit, at the same time, the control microcontroller is connected with a memory unit, an NFC reader, a wireless transceiver, a power supply unit, a vehicle information bus and a security complex, and configured to receive and store user registration information from the server of the company providing access to vehicle control, upon receipt of user registration information, switch from sleep mode to the mode of reading NFC cards or NFC devices, read data of an NFC card or NFC device the user through an NFC reader, in case of coincidence of the read data and the received registration data of the user, switch to the mode of operation as a bank POS terminal, establish communication with the processing center that processes financial transactions, return to the bank card the user's funds that were paid by the bank with a user card on the server of the company providing access to the vehicle control, and authorize the use of this vehicle by unlocking the locks and removing the alarm from the vehicle. 6. Device for access to control of a vehicle according to claim 5, characterized in that the control controller is connected to the information bus of the vehicle and / or a security complex connected to it. 7. The vehicle control access device according to claim 5, characterized in that it includes a display associated with the control controller showing the access status.

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