CN112037349A - Vehicle fee deduction method and related device - Google Patents
Vehicle fee deduction method and related device Download PDFInfo
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- CN112037349A CN112037349A CN202010903901.7A CN202010903901A CN112037349A CN 112037349 A CN112037349 A CN 112037349A CN 202010903901 A CN202010903901 A CN 202010903901A CN 112037349 A CN112037349 A CN 112037349A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
- G07B15/063—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Devices For Checking Fares Or Tickets At Control Points (AREA)
Abstract
The embodiment of the application discloses a vehicle fee deduction method and a device, wherein the method comprises the following steps: acquiring a use request aiming at a vehicle, wherein the use request comprises target user identity information; determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information; and when the fee deduction request is acquired, determining the target fee deduction account number as a specified account number for the fee deduction. Therefore, in the embodiment of the invention, one ETC can correspond to a plurality of accounts of a plurality of users, each user only corresponds to one account, and the user can accurately deduct fees from the corresponding account after using a vehicle and generating ETC toll.
Description
Technical Field
The present application relates to the field of data processing, and in particular, to a vehicle fee deduction method and related device.
Background
In the prior art, Electronic Toll Collection (ETC) systems are all directed to a vehicle, an ETC card and a bank account. When a vehicle provided with the ETC device passes through a toll station, automatic deduction of fees can be performed through a bank account bound by the ETC.
However, in vehicle use, the user of some vehicles is uncertain, such as government's public service cars, car rental company vehicles, network appointments, and the like. The ETC toll accounting of the vehicles needs to finish toll deduction in a time-sharing manner according to the binding account information, and the ETC toll transaction in the time-sharing manner is not supported in the prior art.
Therefore, it is difficult to meet the actual use requirements of these vehicles by the current ETC scheme.
Disclosure of Invention
In order to solve the technical problem, the application provides a vehicle fee deduction method and a device, one ETC can correspond to a plurality of accounts of a plurality of users, each user only corresponds to one account, and after the user uses a vehicle and ETC toll is generated, the user can accurately deduct fees from the corresponding account.
The embodiment of the application discloses the following technical scheme:
in a first aspect, an embodiment of the present application provides a vehicle fee deduction method, including:
acquiring a use request aiming at a vehicle, wherein the use request comprises target user identity information;
determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information;
and when the fee deduction request is acquired, determining the target fee deduction account number as a specified account number for the fee deduction.
Optionally, the method further includes:
acquiring a logout request aiming at the vehicle, wherein the logout request comprises the identity information of the target user;
and removing the target deduction account from the specified account.
Optionally, the method further includes:
acquiring a binding request aiming at the ETC, wherein the binding request comprises the target user identity information and the target deduction account;
and saving the corresponding relation between the target user identity information and the target deduction account number aiming at the ETC.
Optionally, the deduction account includes:
any one of a bank account number, a third party payment account number or a virtual account number.
Optionally, the user identity information includes:
the method comprises the steps of identifying an application account of a user and/or user biological information, wherein the user biological information comprises voiceprint information, fingerprint information or face information.
In a second aspect, an embodiment of the present application provides a vehicle fare deducting device, including:
the system comprises a use request acquisition unit, a service request acquisition unit and a service request processing unit, wherein the use request acquisition unit is used for acquiring a use request aiming at a vehicle, and the use request comprises target user identity information;
the target deduction account determining unit is used for determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information;
and the specified account number determining unit is used for determining the target fee deduction account number as the specified account number for the fee deduction when the fee deduction request is acquired.
Optionally, the apparatus further comprises:
a logout request obtaining unit, configured to obtain a logout request for the vehicle, where the logout request includes the target user identity information;
and the removing unit is used for removing the target deduction account from the specified account.
Optionally, the apparatus further comprises:
a binding request obtaining unit, configured to obtain a binding request for the ETC, where the binding request includes the target user identity information and the target deduction account;
and the corresponding relation storage unit is used for storing the corresponding relation between the target user identity information and the target deduction account aiming at the ETC.
Optionally, the deduction account includes:
any one of a bank account number, a third party payment account number or a virtual account number.
Optionally, the user identity information includes:
the method comprises the steps of identifying an application account of a user and/or user biological information, wherein the user biological information comprises voiceprint information, fingerprint information or face information.
According to the technical scheme, compared with the prior art, the embodiment of the application has the following advantages: one ETC can correspond to a plurality of accounts of a plurality of users, each user only corresponds to one account, and the user can accurately deduct fees from the corresponding account after using a vehicle and generating ETC toll.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present application, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a flow chart of a vehicle fee deduction method provided by an embodiment of the present application;
fig. 2 is a schematic view of a vehicle fee deduction device provided in an embodiment of the present application.
Detailed Description
In order to make the technical solutions of the present invention better understood, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The inventor of the present application finds, through research, that, in the prior art, Electronic Toll Collection (ETC) systems are all directed to a vehicle, an ETC card and a bank account. When a vehicle provided with the ETC device passes through a toll station, automatic deduction of fees can be performed through a bank account bound by the ETC.
However, in vehicle use, the user of some vehicles is uncertain, such as government's public service cars, car rental company vehicles, network appointments, and the like. The ETC toll accounting of the vehicles needs to finish toll deduction in a time-sharing manner according to the binding account information, and the ETC toll transaction in the time-sharing manner is not supported in the prior art.
Therefore, it is difficult to meet the actual use requirements of these vehicles by the current ETC scheme.
In order to solve the above problem, in an embodiment of the present invention, a use request for a vehicle is obtained, where the use request includes target user identity information; determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information; and when the fee deduction request is acquired, determining the target fee deduction account number as a specified account number for the fee deduction. Therefore, in the embodiment of the invention, one ETC can correspond to a plurality of accounts of a plurality of users, each user only corresponds to one account, and the user can accurately deduct fees from the corresponding account after using a vehicle and generating ETC toll.
Various non-limiting embodiments of the present invention are described in detail below with reference to the accompanying drawings.
Exemplary method
Referring to fig. 1, the figure is a flowchart of a vehicle fee deduction method provided by an embodiment of the present application. As shown in fig. 1, may include:
s101, obtaining a use request aiming at the vehicle, wherein the use request comprises target user identity information.
In the embodiment of the invention, when the vehicle is monitored to be used by the user, a use request is initiated, and the identity of the user needs to be verified firstly, namely, the vehicle can be used only when the user is a subscriber of the current vehicle.
For example, a vehicle of a car rental company has only one ETC, but a plurality of users use the vehicle, and when a use request of the user is monitored, the use request needs to carry identity information of the user, where the identity information may include application account information of the user and/or biological information of the user, and the biological information of the user includes voiceprint information, fingerprint information, or face information. Therefore, whether the user signs a contract with a car rental company or not can be known, and the user can know which car is used by the user, so that the identity of the user is determined, and the subsequent fee deduction operation is facilitated.
S102, determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; and in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information.
In the embodiment of the invention, after the use request of the user is obtained, the use request comprises the identity information of the target user, so that the target deduction account corresponding to the identity information of the target user can be accurately selected from the bound plurality of deduction accounts.
For example, in a government vehicle, a plurality of departments may use the vehicle at different time periods during the use process, so that account numbers of the plurality of departments are bound respectively, for example, an ETC of the government vehicle corresponds to a plurality of departments such as a publicity department, a financial department, a logistics department, and the like, and each department has a unique different fee deduction account number for each department.
And S103, when the fee deduction request is obtained, determining the target fee deduction account number as a specified account number for the fee deduction.
In the embodiment of the invention, after the target deduction account number is determined, the user generates ETC toll in the use process, and at the moment, the target deduction account number is used as the designated account number of the deduction fee to realize the deduction fee, namely, the deduction fee is deducted from the designated account number.
By utilizing the method provided by the embodiment of the invention, the use request aiming at the vehicle is obtained, wherein the use request comprises the identity information of the target user; determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information; and when the fee deduction request is acquired, determining the target fee deduction account number as a specified account number for the fee deduction. Therefore, in the embodiment of the invention, one ETC can correspond to a plurality of accounts of a plurality of users, each user only corresponds to one account, and the user can accurately deduct fees from the corresponding account after using a vehicle and generating ETC toll.
In an implementation of the embodiment of the present invention, the method may further include:
s201, obtaining a logout request aiming at the vehicle, wherein the logout request comprises the identity information of the target user;
and removing the target deduction account from the specified account.
In the embodiment of the invention, when the user finishes using the vehicle, the user logs out the account number to be used by the next user, and meanwhile, the target deduction account number is removed from the specified account number in the system, so that the system does not deduct the fee from the account number corresponding to the user any more, and the use of the next user is facilitated.
S202, acquiring a binding request aiming at the ETC, wherein the binding request comprises the target user identity information and the target deduction account;
and saving the corresponding relation between the target user identity information and the target deduction account number aiming at the ETC.
In the embodiment of the invention, before the vehicle is used, the vehicle and the corresponding account are bound, namely, the identity information of the target user, such as voiceprint, fingerprint, face information and the like, is input into a system, and the account corresponding to the user is input into the system, so that the binding subscription is realized, and when the user wants to use the vehicle, the system can automatically identify the identity of the user according to the identity information input by the user.
And S203, the deduction account number comprises any one of a bank account number, a third party payment account number or a virtual account number.
In the embodiment of the invention, when the fee deduction is needed, a plurality of fee deduction modes are available, the fee deduction can be carried out from bank cards of the Unionpay, such as savings cards, debit cards and credit cards, the fee deduction can be carried out from account numbers paid by third parties, such as treasures and WeChat, and the fee deduction can also be carried out from virtual accounts, such as bitcoin and the like. The method is convenient for users, and the use experience of the users is improved.
By utilizing the method provided by the embodiment of the invention, the use request aiming at the vehicle is obtained, wherein the use request comprises the identity information of the target user; determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information; and when the fee deduction request is acquired, determining the target fee deduction account number as a specified account number for the fee deduction. Therefore, in the embodiment of the invention, one ETC can correspond to a plurality of accounts of a plurality of users, each user only corresponds to one account, and the user can accurately deduct fees from the corresponding account after using a vehicle and generating ETC toll.
Exemplary device
Referring to fig. 2, the figure is a schematic diagram of a vehicle fee deduction device according to an embodiment of the present invention.
The method comprises the following steps:
a use request obtaining unit 301, configured to obtain a use request for a vehicle, where the use request includes target user identity information. The specific implementation of the usage request obtaining unit can be implemented with reference to step 101 in the embodiment shown in fig. 1.
A target deduction account determining unit 302, configured to determine a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information; the specific implementation of the target deduction account determining unit may be implemented with reference to step 102 in the embodiment shown in fig. 1.
The designated account determining unit 303 is configured to determine the target deduction account as the designated account for deduction of the current fee when the deduction request is obtained. The specific implementation of the designated account number determination unit may be implemented with reference to step 103 in the embodiment shown in fig. 1.
In some embodiments, the apparatus further comprises: a logout request obtaining unit, configured to obtain a logout request for the vehicle, where the logout request includes the target user identity information; and the removing unit is used for removing the target deduction account from the specified account. A binding request obtaining unit, configured to obtain a binding request for the ETC, where the binding request includes the target user identity information and the target deduction account; and the corresponding relation storage unit is used for storing the corresponding relation between the target user identity information and the target deduction account aiming at the ETC.
The arrangement of each unit or module of the apparatus of the present invention can be implemented by referring to the method shown in fig. 1, and is not described herein again.
By utilizing the device provided by the embodiment of the invention, the use request aiming at the vehicle is obtained, wherein the use request comprises the identity information of the target user; determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information; and when the fee deduction request is acquired, determining the target fee deduction account number as a specified account number for the fee deduction. Therefore, in the embodiment of the invention, one ETC can correspond to a plurality of accounts of a plurality of users, each user only corresponds to one account, and the user can accurately deduct fees from the corresponding account after using a vehicle and generating ETC toll.
It should be noted that, in the present specification, all the embodiments are described in a progressive manner, and the same and similar parts among the embodiments may be referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the apparatus and system embodiments, since they are substantially similar to the method embodiments, they are described in a relatively simple manner, and reference may be made to some of the descriptions of the method embodiments for related points. The above-described embodiments of the apparatus and system are merely illustrative, and the units described as separate parts may or may not be physically separate, and the parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
The above description is only one specific embodiment of the present application, but the scope of the present application is not limited thereto, and any changes or substitutions that can be easily conceived by those skilled in the art within the technical scope of the present application should be covered by the scope of the present application. Therefore, the protection scope of the present application shall be subject to the protection scope of the claims.
Claims (10)
1. A vehicle fare deduction method, characterized in that the method comprises:
acquiring a use request aiming at a vehicle, wherein the use request comprises target user identity information;
determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information;
and when the fee deduction request is acquired, determining the target fee deduction account number as a specified account number for the fee deduction.
2. The method of claim 1, further comprising:
acquiring a logout request aiming at the vehicle, wherein the logout request comprises the identity information of the target user;
and removing the target deduction account from the specified account.
3. The method of claim 1, further comprising:
acquiring a binding request aiming at the ETC, wherein the binding request comprises the target user identity information and the target deduction account;
and saving the corresponding relation between the target user identity information and the target deduction account number aiming at the ETC.
4. The method of any one of claims 1 to 3, wherein the deduction account number comprises any one of a bank account number, a third party payment account number or a virtual account number.
5. The method according to any one of claims 1 to 3, wherein the user identity information comprises an application account identification of the user and/or user biological information, and the user biological information comprises voiceprint information, fingerprint information or face information.
6. A vehicle fare deduction device, comprising:
the system comprises a use request acquisition unit, a service request acquisition unit and a service request processing unit, wherein the use request acquisition unit is used for acquiring a use request aiming at a vehicle, and the use request comprises target user identity information;
the target deduction account determining unit is used for determining a target deduction account corresponding to the target user identity information from a plurality of deduction accounts corresponding to the ETC configured by the vehicle; in the plurality of deduction account numbers, different deduction account numbers correspond to different user identity information;
and the specified account number determining unit is used for determining the target fee deduction account number as the specified account number for the fee deduction when the fee deduction request is acquired.
7. The apparatus of claim 6, further comprising:
a logout request obtaining unit, configured to obtain a logout request for the vehicle, where the logout request includes the target user identity information;
and the removing unit is used for removing the target deduction account from the specified account.
8. The apparatus of claim 6, further comprising:
a binding request obtaining unit, configured to obtain a binding request for the ETC, where the binding request includes the target user identity information and the target deduction account;
and the corresponding relation storage unit is used for storing the corresponding relation between the target user identity information and the target deduction account aiming at the ETC.
9. The apparatus of any one of claims 6-8, wherein the deduction account number comprises any one of a bank account number, a third party payment account number or a virtual account number.
10. The apparatus according to any one of claims 6-8, wherein the user identity information comprises an application account identification of the user and/or user biological information, and the user biological information comprises voiceprint information, fingerprint information or face information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010903901.7A CN112037349A (en) | 2020-09-01 | 2020-09-01 | Vehicle fee deduction method and related device |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202010903901.7A CN112037349A (en) | 2020-09-01 | 2020-09-01 | Vehicle fee deduction method and related device |
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| CN112037349A true CN112037349A (en) | 2020-12-04 |
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| CN202010903901.7A Pending CN112037349A (en) | 2020-09-01 | 2020-09-01 | Vehicle fee deduction method and related device |
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| CN113034710A (en) * | 2021-03-05 | 2021-06-25 | 支付宝(杭州)信息技术有限公司 | ETC withholding processing method and device for rental vehicle |
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Application publication date: 20201204 |