CN106530423B - Method and server for realizing parking fee payment - Google Patents
Method and server for realizing parking fee payment Download PDFInfo
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- CN106530423B CN106530423B CN201610946387.9A CN201610946387A CN106530423B CN 106530423 B CN106530423 B CN 106530423B CN 201610946387 A CN201610946387 A CN 201610946387A CN 106530423 B CN106530423 B CN 106530423B
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- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems
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Abstract
The invention discloses a method and a server for realizing parking fee payment, wherein the method comprises the following steps: receiving a payment request for an uncompleted order, and finding out corresponding uncompleted order information, wherein the uncompleted order information comprises: parking lot information, total parking fee amount and vehicle information; searching a corresponding point payment rule, sending the vehicle information to a member management server corresponding to the parking lot information, and receiving member account information corresponding to the vehicle information returned by the member management server; generating a payment policy for the incomplete order; and sending a request for deducting points of the surmountable parking fee to the member management server according to the payment strategy, and finishing the payment of the unfinished order after receiving point deduction confirmation information. The technical scheme realizes that the parking fee is directly deducted by the integral, and the user does not need to select how to use the integral in the whole process of parking fee payment, thereby greatly improving the payment efficiency and the user experience.
Description
Technical Field
The invention relates to the technical field of intelligent parking, in particular to a method and a server for realizing parking fee payment.
Background
Large stores often have matching parking lots to provide parking services for customers. However, the operator of the actual store and the operator of the parking lot are not necessarily the same, so that the customer's parking is usually paid, and in order to provide the customer with the preferential service, many stores provide the customer with some parking coupons to reduce the customer's expenditure on the parking fee. For example, a membership-based store can provide customers with a service of redeeming coupons with consumption points, but such a process is complicated, requires a large amount of manual operations, requires the customers to store the coupons, and is inconvenient when parking is actually paid.
Disclosure of Invention
In view of the above, the present invention has been made to provide a method and a server for enabling parking fee payment that overcome or at least partially solve the above-mentioned problems.
According to an aspect of the present invention, there is provided a method of effecting payment of a parking fee, comprising:
receiving a payment request for an uncompleted order, and finding out corresponding uncompleted order information from an uncompleted order database, wherein the uncompleted order information comprises: parking lot information, total parking fee amount and vehicle information;
searching a corresponding integral payment rule according to the parking lot information;
the vehicle information is sent to a member management server, and member account information corresponding to the vehicle information returned by the member management server is received;
generating a payment strategy for the unfinished order according to the total parking fee amount, the point balance in the member account information and a point payment rule;
and when the payment strategy comprises a point payment mode, sending a request for deducting points of the surmountable parking fee to the member management server according to the payment strategy, and finishing the payment of the uncompleted order after receiving point deduction confirmation information.
Optionally, the method further comprises:
and after the payment is finished, finished order information is generated according to the unfinished order information and the payment strategy, stored in a finished order database and sent to the parking lot charging server, and corresponding unfinished order information is deleted from the unfinished order database.
Optionally, the receiving a payment request for an outstanding order comprises: receiving a payment request for an uncompleted order sent by a front-end page, wherein the payment request comprises: vehicle information;
the finding of the corresponding unfinished order information from the unfinished order database includes: finding out corresponding unfinished order information according to the vehicle information;
after generating a payment policy corresponding to the incomplete order information, the method further comprises: returning the payment policy to the front-end page;
and after receiving payment strategy confirmation information returned by the front-end page, sending a request for deducting points of the available parking fee to the member management server according to the payment strategy.
Optionally, the method further comprises:
recording one or more access IPs of a specified public number in a white list in advance;
after receiving a payment request for an unfinished order sent by a front-end page, judging whether an IP corresponding to the payment request is in a white list, and if not, returning a prompt of failure of point payment to the front-end page.
Optionally, the generating a payment policy for the uncompleted order according to the total parking fee amount, the point balance in the member account information, and a point payment rule includes:
calculating the maximum parking fee amount which can be deducted by the integral balance in the total parking fee amount according to the total parking fee amount, the integral balance and the integral payment rule, and obtaining the corresponding integral of the refutable parking fee; if the maximum parking fee amount deducted by the available integral balance is less than the total parking fee amount, further calculating the difference value between the total parking fee amount and the maximum parking fee amount deducted by the member integral balance;
and taking the difference value of the total amount of the surcharge parking fee deducted by the credit of the surcharge parking fee and/or the maximum parking fee amount deducted by the member credit balance in one or more preset payment modes as a payment strategy for the uncompleted order.
According to another aspect of the present invention, there is provided a server for realizing payment of a parking fee, including:
a receiving unit, configured to receive a payment request for an incomplete order, and find corresponding incomplete order information from an incomplete order database, where the incomplete order information includes: parking lot information, total parking fee amount and vehicle information;
the payment unit is used for searching a corresponding integral payment rule according to the parking lot information; the vehicle information is sent to a member management server, and member account information corresponding to the vehicle information returned by the member management server is received; generating a payment strategy for the unfinished order according to the total parking fee amount, the point balance in the member account information and a point payment rule; and when the payment strategy comprises a point payment mode, sending a request for deducting points of the surmountable parking fee to the member management server according to the payment strategy, and finishing the payment of the uncompleted order after receiving point deduction confirmation information.
Optionally, the payment unit is further configured to generate, after payment is completed, completed order information according to the uncompleted order information and the payment policy, store the completed order information in a completed order database, send the completed order information to the parking lot charging server, and delete corresponding uncompleted order information from the uncompleted order database.
Optionally, the receiving unit is configured to receive a payment request for an incomplete order sent by a front end page, where the payment request includes: vehicle information; finding out corresponding unfinished order information according to the vehicle information; the payment strategy confirmation information returned by the front-end page is received;
the payment unit is further configured to return the payment policy to the front-end page after generating the payment policy corresponding to the unfinished order information; and after the receiving unit receives payment strategy confirmation information returned by the front-end page, sending a request for deducting the credit of the available parking fee to the member management server according to the payment strategy.
Optionally, the server further comprises:
an access control unit for recording one or more access IPs specifying public numbers in a white list in advance;
the receiving unit is used for judging whether the IP corresponding to the payment request is in a white list or not after receiving the payment request for the unfinished order sent by the front-end page, and if not, returning a prompt of failure of point payment to the front-end page.
Optionally, the payment unit is configured to calculate a maximum parking fee amount that can be deducted by using the point balance within the total parking fee amount according to the total parking fee amount, the point balance and a point payment rule, and obtain a corresponding point of the surmountable parking fee; if the maximum parking fee amount deducted by the available integral balance is less than the total parking fee amount, further calculating the difference value between the total parking fee amount and the maximum parking fee amount deducted by the member integral balance; and taking the difference value of the total amount of the surcharge parking fee deducted by the credit of the surcharge parking fee and/or the maximum parking fee amount deducted by the member credit balance in one or more preset payment modes as a payment strategy for the uncompleted order.
According to the technical scheme, the payment request of the unfinished order containing the parking lot information, the total parking fee amount and the vehicle information is received, the payment strategy of the unfinished order is generated according to the determined and obtained point payment rule, the point balance in the member account and the total parking fee amount, and when the point payment is available, the point is used for finishing the payment of the unfinished order and the used point is deducted from the member management server. The technical scheme realizes that the integral obtained by the customer in the modes of market consumption and the like directly deducts the parking fee, and the user does not need to select how to use the integral in the whole process of parking fee payment, thereby greatly improving the payment efficiency and the user experience.
The foregoing description is only an overview of the technical solutions of the present invention, and the embodiments of the present invention are described below in order to make the technical means of the present invention more clearly understood and to make the above and other objects, features, and advantages of the present invention more clearly understandable.
Drawings
Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are only for purposes of illustrating the preferred embodiments and are not to be construed as limiting the invention. Also, like reference numerals are used to refer to like parts throughout the drawings. In the drawings:
FIG. 1 illustrates a flow diagram of a method of effecting payment of a parking fee in accordance with one embodiment of the present invention;
fig. 2 is a schematic structural diagram of a server for realizing payment of a parking fee according to an embodiment of the present invention.
Detailed Description
Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
Fig. 1 shows a flow diagram of a method for realizing payment of a parking fee according to an embodiment of the present invention, as shown in fig. 1, the method includes:
step S110, receiving a payment request for an unfinished order, and finding out corresponding unfinished order information from an unfinished order database, wherein the unfinished order information includes: parking lot information, total parking fee amount and vehicle information.
Step S120, searching a corresponding point payment rule according to the parking lot information, sending vehicle information to the member management server corresponding to the parking lot information, and receiving member account information corresponding to the vehicle information returned by the member management server.
Wherein, the point payment rule may include: credit redemption, e.g., credit for a parking fee amount; credit exchange rate, e.g., 10 credits exchanged for 1-dollar parking fee; the highest payable limit, e.g., the highest available points for a 5-dollar parking fee, etc. The credit payment rule may be configured in an enabled state or a disabled state, and the validity period of the credit payment rule may be configured. Existing point payment rules or newly established point payment rules can be selected for each parking lot, and the parking lots and the corresponding point payment rules are stored in the database. The corresponding relation between the parking lot information and the member management server is the corresponding relation between a market and a parking lot matched with the market in reality. Often, a store will have its own member management system and customers will need to enter information, such as vehicle information, when registering. In this embodiment, only an interface provided by the member management server of the mall needs to be accessed, and after the vehicle information is sent to the member management server, the member management server can find out the corresponding member account according to the vehicle information and return the member account information, so as to obtain the point balance in the member account information.
And step S130, generating a payment strategy for the unfinished order according to the total amount of the parking fee, the point balance in the member account information and the point payment rule.
Step S140, when the payment strategy includes a point payment mode, a request for deducting points of the surmountable parking fee is sent to the member management server according to the payment strategy, and after the point deduction confirmation information is received, payment of the uncompleted order is completed.
As can be seen, the method shown in fig. 1 completes payment for an unfinished order including parking lot information, a total amount of parking fee, and vehicle information by receiving a payment request for the unfinished order, generating a payment policy for the unfinished order according to the determined and obtained point payment rule, a point balance in a member account, and the total amount of parking fee, and when point payment is available, using points to complete payment for the unfinished order and deducting the used points from a member management server. The technical scheme realizes that the integral obtained by the customer in the modes of market consumption and the like directly deducts the parking fee, and the user does not need to select how to use the integral in the whole process of parking fee payment, thereby greatly improving the payment efficiency and the user experience.
In one embodiment of the present invention, the method shown in fig. 1 further comprises: and after the payment is finished, finished order information is generated according to the unfinished order information and the payment strategy, is stored in a finished order database and is sent to a parking lot charging server, and corresponding unfinished order information is deleted from the unfinished order database.
For example, the incomplete order information includes a total parking fee amount of 10 yuan, the vehicle information is jing a11111 (by way of example only), and the parking lot number is a 0001. The actual outstanding order information may include more information such as vehicle entry time, vehicle departure time, parking fee unit price, and the like. The payment strategy is that 100 points are deducted from the member account, and the 10-yuan parking fee is exactly offset. After the payment is completed, corresponding completed order information is generated and stored, and the completed order information can be used for generating financial statements, business flow and the like of the parking lot. In addition, the completed order information can be sent back to the parking lot charging server, so that the parking lot charging server controls the corresponding terminal to release the vehicle.
In one embodiment of the invention, in the method shown in FIG. 1, receiving a payment request for an outstanding order comprises: receiving a payment request for an uncompleted order sent by a front-end page, wherein the payment request comprises: vehicle information; finding out the corresponding unfinished order information from the unfinished order database comprises the following steps: finding out corresponding unfinished order information according to the vehicle information; after generating the payment policy corresponding to the incomplete order information, the method further comprises: returning the payment strategy to the front-end page; and after receiving payment strategy confirmation information returned by the front-end page, sending a request for deducting the credit of the available parking fee to the member management server according to the payment strategy.
In the embodiment, it is defined that the payment request is sent through the front page, and particularly, the entrance of the front page may be embedded in the public number of the shopping mall. For example, the user needs to pay attention to the public number, and registers information to become a member of the market, which is not the key point of the present invention; however, in this embodiment, the user is required to open the link of parking payment in the public number to send the payment request, so that popularization of the public number of the shopping mall can be realized. Specifically, one or more access IPs specifying public numbers may be recorded in a white list in advance; after receiving a payment request for an unfinished order sent by a front-end page, judging whether an IP corresponding to the payment request is in a white list, and if not, returning a prompt of failure of point payment to the front-end page. This ensures that the payment request is sent via the public number.
The user needs to register the relevant information after paying attention to the public number, so that the vehicle information is carried in the sent payment request, and if the vehicle information is not carried, a page for perfecting the registration information is returned to the user. And searching the unfinished order information corresponding to the vehicle information in the unfinished order database according to the vehicle information. After the payment strategy is generated, the generated payment strategy can be returned to the front-end page for the user to confirm, and the user can know the number of points spent at this time.
In an embodiment of the present invention, in the method shown in fig. 1, generating a payment policy for an unfinished order according to the total amount of the parking fee, the point balance in the member account information, and the point payment rule includes: calculating the maximum parking fee amount which can be deducted by the integral balance in the total parking fee amount according to the total parking fee amount, the integral balance and the integral payment rule, and obtaining the corresponding integral of the refutable parking fee; if the maximum parking fee sum deducted by the available integral balance is less than the total parking fee sum, further calculating the difference value between the total parking fee sum and the maximum parking fee sum deducted by the member integral balance; and (3) taking the difference value of the total amount of the deductive refundable parking fee and/or the maximum parking fee amount refunded by the member point balance in one or more preset payment modes as a payment strategy for the unfinished order.
For example, the total amount of the parking fee is 2 dollars; the credit payment rule is that 10 credits are exchanged for 1-yuan parking fee without exchanging an upper limit; the credit balance is 50 credits, then the generated payment policy is to deduct 20 credits. And if the total amount of the parking fee is 6 yuan and other conditions are not changed, the generated payment strategy is to deduct 50 credits, and the rest 1 yuan is deducted in a preset payment mode. The server can provide one or more payment modes for the user to select, and at the moment, the payment strategy needs to be sent to the front-end page and confirmed by the user. Of course, the user may also send the selected payment method to the server in advance, for example, if the user wishes to pay the parking fee with a specified credit card account, then the user does not need to confirm the parking fee payment method (other payment methods besides the credit payment, such as payment treasure payment, credit card payment, etc.) every time.
Fig. 2 is a schematic structural diagram of a server for realizing payment of a parking fee according to an embodiment of the present invention, and as shown in fig. 2, the server 200 for realizing payment of a parking fee includes:
a receiving unit 210, configured to receive a payment request for an incomplete order, and find out corresponding incomplete order information from an incomplete order database, where the incomplete order information includes: parking lot information, total parking fee amount and vehicle information.
The payment unit 220 is configured to search a corresponding integral payment rule according to the parking lot information; sending vehicle information to a member management server, and receiving member account information returned by the member management server; generating a payment strategy for unfinished orders according to the total amount of the parking fee, the point balance in the member account information and a point payment rule; and when the payment strategy comprises a point payment mode, sending a request for deducting points of the available parking fee to the member management server according to the payment strategy, and finishing the payment of the unfinished order after receiving point deduction confirmation information.
It can be seen that, the server shown in fig. 2 receives a payment request for an unfinished order including parking lot information, total parking fee amount and vehicle information through mutual cooperation of the units, generates a payment policy for the unfinished order according to a determined and obtained point payment rule, a point balance in a member account and the total parking fee amount, and finishes payment for the unfinished order using points and deducts used points from a member management server when point payment is available. The technical scheme realizes that the integral obtained by the customer in the modes of market consumption and the like directly deducts the parking fee, and the user does not need to select how to use the integral in the whole process of parking fee payment, thereby greatly improving the payment efficiency and the user experience.
In an embodiment of the present invention, in the server shown in fig. 2, the payment unit 220 is further configured to generate, after the payment is completed, completed order information according to the incomplete order information and the payment policy, store the completed order information in the completed order database and send the completed order information to the parking lot charging server, and delete corresponding incomplete order information from the incomplete order database.
In an embodiment of the present invention, in the server shown in fig. 2, the receiving unit 210 is configured to receive a payment request for an incomplete order sent by a front-end page, where the payment request includes: vehicle information; finding out corresponding unfinished order information according to the vehicle information; the payment strategy confirming information is used for receiving payment strategy confirming information returned by the front-end page; the payment unit 220 is further configured to return the payment policy to the front-end page after generating the payment policy corresponding to the incomplete order information; and after the receiving unit receives payment strategy confirmation information returned by the front-end page, a request for deducting the credit of the available parking fee is sent to the member management server according to the payment strategy.
In an embodiment of the present invention, the server further includes: an access control unit 230 (not shown) for recording one or more access IPs specifying public numbers in a white list in advance; the receiving unit 210 is configured to, after receiving a payment request for an unfinished order sent by a front-end page, determine whether an IP corresponding to the payment request is in a white list, and if not, return a tip that the point payment fails to the front-end page.
In an embodiment of the present invention, in the server shown in fig. 2, the payment unit 220 is configured to calculate a maximum parking fee amount that can be deducted by the point balance within the total parking fee amount according to the total parking fee amount, the point balance and the point payment rule, and obtain a corresponding point of the surmountable parking fee; if the maximum parking fee sum deducted by the available integral balance is less than the total parking fee sum, further calculating the difference value between the total parking fee sum and the maximum parking fee sum deducted by the member integral balance; and (3) taking the difference value of the total amount of the deductive refundable parking fee and/or the maximum parking fee amount refunded by the member point balance in one or more preset payment modes as a payment strategy for the unfinished order.
It should be noted that the specific implementation of each of the above device embodiments is the same as the specific implementation of the corresponding method embodiment, and is not described herein again.
In summary, according to the technical solution of the present invention, a payment request for an unfinished order including parking lot information, total parking fee amount, and vehicle information is received, a payment policy for the unfinished order is generated according to a determined and obtained point payment rule, a point balance in a member account, and the total parking fee amount, and when point payment is available, the point is used to finish payment for the unfinished order, and the used point is deducted from a member management server. The technical scheme realizes that the integral obtained by the customer in the modes of market consumption and the like directly deducts the parking fee, and the user does not need to select how to use the integral in the whole process of parking fee payment, thereby greatly improving the payment efficiency and the user experience.
It should be noted that the above-mentioned embodiments illustrate rather than limit the invention, and that those skilled in the art will be able to design alternative embodiments without departing from the scope of the appended claims. In the claims, any reference signs placed between parentheses shall not be construed as limiting the claim. The word "comprising" does not exclude the presence of elements or steps not listed in a claim. The word "a" or "an" preceding an element does not exclude the presence of a plurality of such elements. The invention may be implemented by means of hardware comprising several distinct elements, and by means of a suitably programmed computer. In the unit claims enumerating several means, several of these means may be embodied by one and the same item of hardware. The usage of the words first, second and third, etcetera do not indicate any ordering. These words may be interpreted as names.
Claims (8)
1. A method of effecting payment of a parking fee, the method comprising:
receiving a payment request for an uncompleted order, and finding out corresponding uncompleted order information from an uncompleted order database, wherein the uncompleted order information comprises: parking lot information, total parking fee amount and vehicle information;
searching a corresponding point payment rule according to the parking lot information, sending the vehicle information to a member management server corresponding to the parking lot information, and receiving member account information corresponding to the vehicle information returned by the member management server; the corresponding relation between the member management server and the parking lot information is the corresponding relation between a shopping mall and a parking lot matched with the shopping mall;
generating a payment strategy for the unfinished order according to the total parking fee amount, the point balance in the member account information and a point payment rule;
when the payment strategy comprises a point payment mode, sending a request for deducting points of the surmountable parking fee to the member management server according to the payment strategy, and completing payment of the uncompleted order after receiving point deduction confirmation information;
the method further comprises the following steps:
and after the payment is finished, finished order information is generated according to the unfinished order information and the payment strategy, stored in a finished order database and sent to the parking lot charging server, and corresponding unfinished order information is deleted from the unfinished order database.
2. The method of claim 1,
the receiving a payment request for an outstanding order comprises: receiving a payment request for an uncompleted order sent by a front-end page, wherein the payment request comprises: vehicle information;
the finding of the corresponding unfinished order information from the unfinished order database includes: finding out corresponding unfinished order information according to the vehicle information;
after generating a payment policy corresponding to the incomplete order information, the method further comprises: returning the payment policy to the front-end page;
and after receiving payment strategy confirmation information returned by the front-end page, sending a request for deducting points of the available parking fee to the member management server according to the payment strategy.
3. The method of claim 2, further comprising:
recording one or more access IPs of a specified public number in a white list in advance;
after receiving a payment request for an unfinished order sent by a front-end page, judging whether an IP corresponding to the payment request is in a white list, and if not, returning a prompt of failure of point payment to the front-end page.
4. The method of claim 1,
the generating of the payment strategy for the unfinished order according to the total parking fee amount, the point balance in the member account information and the point payment rule comprises:
calculating the maximum parking fee amount which can be deducted by the integral balance in the total parking fee amount according to the total parking fee amount, the integral balance and the integral payment rule, and obtaining the corresponding integral of the refutable parking fee; if the maximum parking fee amount deducted by the available integral balance is less than the total parking fee amount, further calculating the difference value between the total parking fee amount and the maximum parking fee amount deducted by the member integral balance;
and taking the difference value of the total amount of the surcharge parking fee deducted by the credit of the surcharge parking fee and/or the maximum parking fee amount deducted by the member credit balance in one or more preset payment modes as a payment strategy for the uncompleted order.
5. A server for effecting payment of a parking fee, the server comprising:
a receiving unit, configured to receive a payment request for an incomplete order, and find corresponding incomplete order information from an incomplete order database, where the incomplete order information includes: parking lot information, total parking fee amount and vehicle information;
the payment unit is used for searching a corresponding integral payment rule according to the parking lot information; the vehicle information is sent to a member management server corresponding to the parking lot information, and member account information corresponding to the vehicle information returned by the member management server is received; generating a payment strategy for the unfinished order according to the total parking fee amount, the point balance in the member account information and a point payment rule; when the payment strategy comprises a point payment mode, sending a request for deducting points of the surmountable parking fee to the member management server according to the payment strategy, and completing payment of the uncompleted order after receiving point deduction confirmation information; the corresponding relation between the member management server and the parking lot information is the corresponding relation between a shopping mall and a parking lot matched with the shopping mall;
and the payment unit is also used for generating finished order information according to the unfinished order information and the payment strategy after payment is finished, storing the finished order information into a finished order database, sending the finished order information to the parking lot charging server, and deleting corresponding unfinished order information from the unfinished order database.
6. The server according to claim 5,
the receiving unit is configured to receive a payment request for an incomplete order sent by a front-end page, where the payment request includes: vehicle information; finding out corresponding unfinished order information according to the vehicle information; the payment strategy confirmation information returned by the front-end page is received;
the payment unit is further configured to return the payment policy to the front-end page after generating the payment policy corresponding to the unfinished order information; and after the receiving unit receives payment strategy confirmation information returned by the front-end page, sending a request for deducting the credit of the available parking fee to the member management server according to the payment strategy.
7. The server of claim 6, wherein the server further comprises:
an access control unit for recording one or more access IPs specifying public numbers in a white list in advance;
the receiving unit is used for judging whether the IP corresponding to the payment request is in a white list or not after receiving the payment request for the unfinished order sent by the front-end page, and if not, returning a prompt of failure of point payment to the front-end page.
8. The server according to claim 5,
the payment unit is used for calculating the maximum parking fee amount which can be deducted by the integral balance in the total parking fee amount according to the total parking fee amount, the integral balance and an integral payment rule, and obtaining the corresponding integral of the refutable parking fee; if the maximum parking fee amount deducted by the available integral balance is less than the total parking fee amount, further calculating the difference value between the total parking fee amount and the maximum parking fee amount deducted by the member integral balance; and taking the difference value of the total amount of the surcharge parking fee deducted by the credit of the surcharge parking fee and/or the maximum parking fee amount deducted by the member credit balance in one or more preset payment modes as a payment strategy for the uncompleted order.
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