CN103679490A - Data processing method and data processing device - Google Patents
Data processing method and data processing device Download PDFInfo
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- CN103679490A CN103679490A CN201210334077.3A CN201210334077A CN103679490A CN 103679490 A CN103679490 A CN 103679490A CN 201210334077 A CN201210334077 A CN 201210334077A CN 103679490 A CN103679490 A CN 103679490A
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Abstract
The invention relates to a data processing method. The data processing method includes the following steps: receiving payment request data of a third-party service, which includes a payment amount; obtaining the information of at least one bonus point account associated with a current user; sending bonus point deduction request data to a provider of the bonus point account, and requesting to deduct bonus points at least corresponding to part of the payment amount; receiving bonus point deduction result data sent back by the provider; sending payment result data back to the third-party service; storing the payment request data and the bonus point deduction request data in case of a successful bonus point deduction; generating settlement data according to a plurality of payment request data records and a plurality of bonus point deduction request data records; submitting the settlement data to a relevant settlement party. The data processing method can improve the data processing efficiency during bonus point redemption and reduce the bonus point redemption costs. Meanwhile, the invention further provides a data processing device.
Description
Technical field
The present invention relates to data processing technique, relate in particular to a kind of data processing method and treating apparatus.
Background technology
Hold credit card and the holder with the debit card of integrating function, presenting bank's cap product to divide, need to login the accumulated point exchanging website of each bank oneself.Each bank provides in the accumulated point exchanging website of oneself can be for the commodity of exchanging, and user selects the commodity that oneself need, input bank card relevant information, if user's bank card integration is enough, bank reduces user integral, and arranges delivery, completes at line integral shopping process.
Yet in above-mentioned business procedure, there is following shortcoming in the processing of transaction data:
Existing bank card accumulated point exchanging provides in line platform Jun You bank oneself, only supports oneself bank card accumulated point exchanging.Duplicate construction point reward exchanging system between each bank, data-handling efficiency is low.
On the other hand, if certain online shopping site will support bank card integration to pay, need bank one by one to access, programming pressure is large, and cost is higher.
Summary of the invention
In view of this, be necessary to provide a kind of data processing method and treating apparatus, it can promote the efficiency of data processing in accumulated point exchanging process, and reduces the cost of accumulated point exchanging flow process.
A data processing method, comprising: receive the payment request msg of third party's service, this payment request msg comprises payment; Obtain the information of at least one the integration account associated with active user; To the provider of this at least one integration account, send integration deduction request msg respectively, request deduction is at least corresponding to the integration of this payment part; Receive the integration deduction result data that this provider returns; Return to payment result data to this third party's service; If integration is deducted and is successfully stored this payment request msg and this integration deduction request msg; According to many of record, pay request msg and integration deduction request msg generation settlement data; And this settlement data is committed to relevant clearing side.
A data processing method, comprising: receive the integration deduction request msg that integration payment system sends; According to corresponding integration in the integration account of this integration deduction request msg deduction appointment; Return to integration deduction result data to this integration payment system; Receive the settlement data that this integration payment system is submitted to; Adjust this settlement data and settlement fund proceeded in the fund account of this integration payment system.
A data processing equipment, comprises integration payment module and settlement data processing module, and this integration payment module comprises: pay request msg receiving element, for receiving the payment request msg of third party's service, this payment request msg comprises payment; Integration account acquiring unit, for obtaining the information of at least one the integration account associated with active user; Integration deduction unit, sends integration deduction request msg for the provider to this at least one integration account respectively, and request deduction is at least corresponding to the integration of this payment part; Deduction result receiving element, the integration deduction result data returning for receiving this provider; And payment result returns to unit, return to payment result data to this third party's service; This settlement data processing module comprises: storage unit, if deduct and successfully store this payment request msg and this integration deduction request msg for integration; And settlement data generation unit, for paying request msg and integration deduction request msg generation settlement data according to many of record; And settlement data commit unit, for this settlement data is committed to relevant clearing side.
A data processing equipment, comprises integration deduction module and settlement data processing module; This deduction of points deduction module comprises: deduction request reception unit, the integration deduction request msg sending for receiving integration payment system; Integration deduction unit, for asking corresponding integration in integration account according to this integration deduction; Deduction result is returned to unit, for returning to integration deduction result data to this integration payment system; This settlement data processing module comprises: settlement data receiving element, the settlement data of submitting to for receiving this integration payment system; Settlement data is adjusted unit, for adjusting this settlement data.
In above-mentioned data processing method and device, third party service only needs to carry out the clearing of integration payment with integration payment system and realizes cashing of integration in a plurality of integration accounts, promote integration and cashed the efficiency of data processing in process, and reduced the cost of accumulated point exchanging flow process.In addition, for third party's service provider, only need to carry out from integration payment system that data interaction can realize and different integration account provider between integration pay.
For above and other object of the present invention, feature and advantage can be become apparent, preferred embodiment cited below particularly, and coordinate appended graphicly, be described in detail below.
Accompanying drawing explanation
Fig. 1 is the data processing method process flow diagram of the first embodiment.
Fig. 2 is the data processing method process flow diagram of the second embodiment.
Fig. 3 is the data processing method process flow diagram of the 3rd embodiment.
Fig. 4 is the data processing method process flow diagram of the 4th embodiment.
Fig. 5 is the data processing method process flow diagram of the 5th embodiment.
Fig. 6 is the structured flowchart of the data processing equipment of the 6th embodiment.
Fig. 7 is the integration account binding module structured flowchart of the data processing equipment of the 6th embodiment.
Fig. 8 is the integration payment module structured flowchart of the data processing equipment of the 6th embodiment.
Fig. 9 is the settlement data processing module structured flowchart of the data processing equipment of the 6th embodiment.
Figure 10 is the structured flowchart of the data processing equipment of the 7th embodiment.
Figure 11 is the binding authentication module structured flowchart of the data processing equipment of the 7th embodiment.
Figure 12 is the integration deduction modular structure block diagram of the data processing equipment of the 7th embodiment.
Figure 13 is the settlement data processing module structured flowchart of the data processing equipment of the 7th embodiment.
Embodiment
For further setting forth the present invention, realize technological means and the effect that predetermined goal of the invention is taked, below in conjunction with accompanying drawing and preferred embodiment, to the data processing method proposing according to the present invention and embodiment, structure, feature and the effect thereof for the treatment of apparatus, be described in detail as follows.
The first embodiment provides a kind of data processing method, and as shown in Figure 1, the method comprises the following steps:
Step S110, receives the payment request msg that third party serves initiation, and this payment request msg comprises payment.
Third party's service for example can be shopping at network service or third party's payment services.Be appreciated that shopping at network is herein not limited to concrete material object, also comprise various virtual objects, service etc.Shopping at network service provider can provide shopping website or the shopping application program moved in intelligent system provides service to user.Correspondingly, user can use browser to log in shopping website and do shopping in various platforms, directly uses shopping application program to do shopping.
Third party's service can provide multiple payment entrance to select as Web bank, third party's payment services and integration pay for user to user, is to describe for example for integration pays in the present embodiment.After user selects the integration modes of payments and confirms, third party's service creation pays request msg and forwards it to integration payment system.Pay request msg and for example can comprise following information: payment, O/No. and loopback address.
Correspondingly, integration payment system receives the payment request msg that third party serves initiation, i.e. step S110.
Step S120, obtains the information of at least one the integration account associated with active user.
Above-mentioned integration account for example refer to by various mechanisms as bank or businessman be the account that user offers, it has integrating function.The provider of integration account need to provide the requests such as the inquiry of integration payment interface with reception integration payment system, deduction, return, clearing.
Integration payment system, after receiving the payment request msg of third party's service, is inquired about all integration accounts associated with active user and is selected for user, and then the integration operating in one or more integration account of selection according to user pays.Be appreciated that, in order to facilitate user to select integration account, integration payment system can also be listed the amount of money that the integration in integration account can be converted when listing all integration accounts.Particularly, integration payment system is sent integration inquiry request to the corresponding integration payment interface of different integration accounts respectively, and calculates according to the conversion relation of integration and fund in different integration accounts the amount of money that integration can be converted.
User can select arbitrarily the integration in one or more integration account to pay.If be appreciated that, selected integration account is not enough to pay the required amount of money, can point out to user, if enough pay, carries out step S130.
Further, user can also select to adopt integration to prop up and cash without discount payment in part the amount of money, and remaining part directly adopts the fund of prepayment or adopt other on-line payment modes to pay as Web bank, third-party payment system.This kind of mode is particularly useful for the situation that integration is not enough to pay the order amount of money.Certainly, user is also unrestricted when paying, and can to the amount of money that uses integration pay, modify arbitrarily.And adopt the fund of prepayment or the payment that adopts other on-line payment modes to carry out an order amount of money part to belong to content common in prior art, do not repeat them here.
Step S130, sends integration deduction request msg to the provider of this at least one integration account respectively, and request deduction is at least corresponding to the integration of this payment part.
The provider of integration account is the various mechanisms of the above-mentioned account of offering for user as bank or businessman.The request of integration deduction can directly be sent to the provider's of integration account integration payment interface.
The request of integration deduction at least needs to comprise following information: integration account and the integration that will deduct.If be appreciated that, the provider's of integration account integration payment interface need to be many integration payment system services, and the request of integration deduction also needs to comprise identification code or the loopback address of integration payment system.In addition, be appreciated that because the exchange relation of integration and fund is determined, so in the request of integration deduction, also can directly make number instead of integration number in cash.
The provider of integration account, after receiving the request of integration deduction, can and will draw button result from stroke integration that button will be deducted in corresponding integration account and be back to integration payment system.
Step S140, receives the integration deduction result data that this provider returns.It is successful or unsuccessful that integration deduction result can be deduction, and integration deduction result data can adopt respectively 1 and 0 to represent.
Step S150, returns to payment result data to this third party's service.
Corresponding generation payment result after the integration deduction result that integration payment system is returned the provider who receives integration account, and payment result is back to third party's service.Whether no matter deduct successfully, integration payment system also can show corresponding information.
Third party's service is moved respectively according to payment result, for example, if pay, successfully arrange follow-up delivery or directly adopt online mode for user provides various services, if pay unsuccessful display reminding information, to facilitate user again to pay or to pay entrance from other, pay.
Step S160, successfully stores this payment request msg and this integration deduction request msg if integration is deducted.For example, data such as paying order number in request msg, date, payment are stored, by integration deduct the integration account in request msg, the data such as integration of deduction store.Be appreciated that for the online trading that adopts each time integration to pay all there is corresponding payment request msg and integration deduction request msg.For example, after (billing cycle, one month) can a large amount of data of accumulation through after a while.
Step S170, pays request msg and integration deduction request msg generation settlement data according to many of record.As mentioned above, according to all data in a billing cycle, generate settlement data.The clearing side that integration payment system need to be carried out data interaction comprises the provider of integration account and the provider of third party's service.Be appreciated that for both settlement datas not identical.
If clearing side is the provider of integration account, settlement data need to comprise: the integration number of integration account data and deduction.Correspondingly, this settlement data is for being committed to the provider of integration account.
If clearing side is the provider of third party's service, settlement data need to comprise: order number and the amount of money.Correspondingly, this settlement data is for being committed to the provider of third party's service.
No matter the side of clearing why, and settlement data can be regular submission.
Step S180, is committed to relevant clearing side by this settlement data.
For example, by predetermined network channel, settlement data is uploaded in the server of clearing side, then by clearing side, completes data and adjust and the corresponding capital settlement that carries out.
In the data processing method of the present embodiment, third party service only needs to carry out the clearing of integration payment with integration payment system and realizes cashing of integration in a plurality of integration accounts, promote integration and cashed the efficiency of data processing in process, and reduced the cost of accumulated point exchanging flow process.In addition, for third party's service provider, only need to carry out from integration payment system that data interaction can realize and different integration account provider between integration pay.
The second embodiment provides a kind of data processing method, and it is similar to the first embodiment, and difference is, before the payment request msg that receives third party's service, also comprises: binding integration account.
Consult Fig. 2, binding integration account can comprise the following steps:
Step S210, the information of the integration account of reception user input.
Integration payment system for example can provide the binding interface of integration account, allows the account etc. of information such as provider and integration account of user's input integral account.
Step S220, carries out user rs authentication.For example, allow the payment cipher of user's input integral payment account, after being verified, carry out step S230.
Step S230, generates account verification request.Account verification request can be a character string, and it at least comprises following information: the account of integration account and loopback address.Be appreciated that according to the agreement predetermined with integration account provider, the account of above-mentioned integration account and loopback address can be the character strings through encrypting.
Whether step S240, sends account verification request to the provider of this integration account, legal to verify the information of this integration account.For example, after the account verification request obtaining in step S230 is added into the account verification network address that integration account provider provided in the mode of additional character string and jump to account checking network address, account verification request is submitted to integration account provider.
Then, user can input authentication information if password, phone number, ID (identity number) card No. etc. are to complete checking in integration account provider's website.After completing checking, integration account provider is back to above-mentioned loopback address by the result in the mode of additional character string.
Step S250, receives the result that integration account provider returns.The result is for example to return in the mode of the additional character string of loopback address.According to predetermined protocol analysis additional character string, can be verified result.
Step S260, records the binding relationship of this integration account and this user's integration payment account if be verified.The associated binding relationship recording between integration payment account and integration account that for example refers to of integration payment account by this integration account with this user.In addition, also can display reminding information indicating user have completed the binding of integration account.
Repeat above flow process, can continue to bind one or more integration accounts.
In the data processing method of the present embodiment, by binding integration payment account and integration account, the number of times that can reduce user's input in online trading data handling procedure, has promoted integration and has cashed the efficiency of data processing in process, and reduced the cost of accumulated point exchanging flow process.
The 3rd embodiment provides a kind of data processing method, and as shown in Figure 3, it is similar to the first embodiment, and difference is, the payment request msg in step S110 also comprises the fund account of this third party service provider.
In addition, this data processing method also comprises step S310: if integration is deducted the fund account that successfully the fund corresponding to this payment is proceeded to immediately to this third party service provider from the fund account of integration payment system.
In the data processing method of the present embodiment, after completing integration deduction immediately by the payment funding corresponding to payment to the fund account of third party service provider, reduced the treatment cycle of capital settlement data.
The 4th embodiment provides a kind of data processing method, and it for example can be carried out by the provider of integration account, and as shown in Figure 4, it comprises the following steps:
Step S410, receives the integration deduction request msg that integration payment system sends.Integration deduction request msg for example at least comprises: integration account and the integration number that will deduct; Also can further comprise the loopback address of integration payment system.In addition, because the exchange relation of integration and cash is determined, so the integration number in the request of integration deduction also can directly replace by amount in cash.
Step S420, according to corresponding integration in this integration deduction request deduction integration account.If the request of integration deduction comprises the integration number that will deduct, directly deduct corresponding integration; If the request of integration deduction comprises amount in cash, first according to exchange relation, be converted to integration volume, then in integration account, deduct corresponding integration.
Step S430, returns to integration deduction result data to this integration payment system.If the success of deduction integration, returns to integration deduction result to integration payment system.For example, according to predetermined agreement, adopt character string as the additional character string of loopback address, and make browser jump to loopback address, integration can be deducted to result data and be back to integration payment system.Integration payment system is resolved and display reminding information after receiving integration deduction result.
Step S440, receives the settlement data of submitting to this integration payment system.In settlement data, for example can comprise for example, in a billing cycle (month) all integrations that relate to integration account and deduction.
Step S450, adjusts this settlement data and settlement fund is proceeded in the fund account of this integration payment system.Step S450 for example can regularly carry out, and for example each month (billing cycle) carries out once.In addition, step S450 is to carry out according to the clearing request of integration payment system, or automatically carry out.For example, integration payment system generates settlement file according to transaction data in billing cycle and settlement file is committed to the provider of integration account, and in settlement file, can comprise the information such as the integration number of order number, integration account, deduction and trade date.The provider of integration account receives after settlement file, after checking, deduction integration sum is converted to cash, will pay the bill to the account of integration payment system.
In the data processing method of the present embodiment, integration account provider's integration only need carry out capital settlement with integration payment system, need not be separately and user or third party service provider carry out capital settlement, promote integration and cashed the efficiency of data processing in process, and reduced the cost of accumulated point exchanging flow process.
The 5th embodiment provides a kind of data processing method, and it is similar to the 4th embodiment, and difference is also to comprise before step S410: carry out integration account binding verification operation.
Consult Fig. 5, carry out integration account binding verification operation and specifically comprise:
The account verification request that step S510, reception integration payment system send.Account verification request is generated by integration payment system, and it can be a character string, should at least comprise following information: the account of integration account and loopback address.Be appreciated that according to the agreement predetermined with integration account provider, the account of above-mentioned integration account and loopback address can be the character strings through encrypting.Integration payment system is committed to integration account provider in the mode of the additional character string of integration account provider's integration account binding interface network address by account verification request.
Step S520, the authorization information of inputting according to user are carried out account verification.In the corresponding page of above-mentioned integration account binding interface network address, can allow user's input validation information.Above-mentioned authorization information is such as comprising password, phone number, ID (identity number) card No. etc.
Step S530, return to the result to this integration payment system.Regardless of the result, all the result can be back to integration payment system.Particularly, the result can be committed to readjustment network address as additional character string.
In the data processing method of the present embodiment, by integration account and integration payment account are bound, can reduce the number of times of user's input integral accounts information, thereby promote the efficiency of data processing method, and reduce the cost of accumulated point exchanging flow process.
The 6th embodiment provides a kind of data processing equipment, and as shown in Figure 6, it comprises: integration account binding module 610, integration payment module 620 and settlement data processing module 630.
Integration account binding module 610 is for the interface of binding integration payment account and integration account is provided to user, and the integration accounts information of inputting according to user carries out bindings.Particularly, consult Fig. 7, integration account binding module 610 comprises:
Accounts information receiving element 611, for receiving the information of the integration account of user's input.
Checking request generation unit 613, for generating account verification request.
Whether checking request transmitting unit 614, sends account verification request for the provider to this integration account, legal to verify the information of this integration account.
The result receiving element 615, the result returning for receiving integration account provider.
Binding unit 616, if for being verified the binding relationship of the integration payment account that records this integration account and this user.
About other details of integration account binding module 610, also can be with further reference to Fig. 2 and associated description.
620 couples of third parties of integration payment module serve open payment interface.Payment interface is for example a specific network address, and integration payment module 620 is the network request to this network address by monitoring, and from the additional character string of network request, resolves and extract payment request msg.
Consult Fig. 8, integration payment module 620 can comprise that paying request msg receiving element 621, integration query unit 622, integration account acquiring unit 623, integration deduction unit 624, deduction result receiving element 625 and payment result returns to unit 626.
Pay request msg receiving element 621 and for receiving third party, serve the payment request msg of initiation.
Integration account acquiring unit 623 is for obtaining the information of one or more integration account of binding with integration payment account.
The integration deduction result data that deduction result receiving element 625 returns for receiving this provider.
Payment result is returned to unit 626 for returning to payment result data to this third party's service.
About the further details of integration payment module 620, also can be with reference to figure 1 and associated description.
Consult Fig. 9, settlement data processing module 630 comprises storage unit 631, settlement data generation unit 632, and settlement data commit unit 633.
If storage unit 631 is deducted and is successfully stored this payment request msg and this integration deduction request msg for integration.
Settlement data generation unit 632 is for for paying request msg and integration deduction request msg generates settlement data according to many of record.
Settlement data commit unit 633 is for being committed to relevant clearing side by this settlement data.
About the further details of settlement data processing module 830, also can be with reference to figure 1 and associated description.
In the data processing equipment of the present embodiment, third party service only needs to carry out the clearing of integration payment with integration payment system and realizes cashing of integration in a plurality of integration accounts, promote integration and cashed the efficiency of data processing in process, and reduced the cost of accumulated point exchanging flow process.
The 7th embodiment provides a kind of data processing equipment, and as shown in figure 10, it comprises binding authentication module 710, integration enquiry module 720, integration deduction module 730 and settlement data processing module 740.
Consult Figure 11, binding authentication module 710 comprises that checking request reception unit 711, authentication unit 712, the result return to unit 713.
The account verification request that checking request reception unit 711 sends for receiving integration payment system.
Authentication unit 712 is for carrying out account verification according to the authorization information of user's input.
The result returns to unit 713 for returning to the result to this integration payment system.
About the further details of binding authentication module 710, also can be with reference to figure 5 and associated description.
Consult Figure 12, integration deduction module 730 comprises that deduction request reception unit 731, integration are deducted unit 732, deduction result is returned to unit 733.
The integration deduction request msg that deduction request reception unit 731 sends for receiving integration payment system.
Deduction result is returned to unit 733 for returning to integration deduction result data to this integration payment system.
Consult Figure 13, settlement data processing module 740 comprises settlement data receiving element 741 and settlement data accounting unit 742.
The settlement data that settlement data receiving element 741 is submitted to for receiving this integration payment system.
Settlement data is adjusted unit 742 for adjusting this settlement data.
After the accounting that completes settlement data, corresponding fund can be proceeded in the fund account of integration payment system.
In the data processing equipment of the present embodiment, integration account provider's integration only need carry out capital settlement with integration payment system, need not be separately and user or third party service provider carry out capital settlement, promote integration and cashed the efficiency of data processing in process, and reduced the cost of accumulated point exchanging flow process.
In addition, the embodiment of the present invention also provides a kind of computer-readable recording medium, is stored with computer executable instructions, and above-mentioned computer-readable recording medium is for example for example CD, hard disk or flash memory of nonvolatile memory.Above-mentioned computer executable instructions is for allowing computing machine or similar arithmetic unit complete the various operations of the data processing method of above-mentioned online trading.
The above, it is only preferred embodiment of the present invention, not the present invention is done to any pro forma restriction, although the present invention discloses as above with preferred embodiment, yet not in order to limit the present invention, any those skilled in the art, do not departing within the scope of technical solution of the present invention, when can utilizing the technology contents of above-mentioned announcement to make a little change or being modified to the equivalent embodiment of equivalent variations, in every case be not depart from technical solution of the present invention content, any brief introduction of above embodiment being done according to technical spirit of the present invention is revised, equivalent variations and modification, all still belong in the scope of technical solution of the present invention.
Claims (20)
1. a data processing method, comprising:
The payment request msg that receives third party's service, this payment request msg comprises payment;
Obtain the information of at least one the integration account associated with active user;
To the provider of this at least one integration account, send integration deduction request msg respectively, request deduction is at least corresponding to the integration of this payment part;
Receive the integration deduction result data that this provider returns;
Return to payment result data to this third party's service;
If integration is deducted and is successfully stored this payment request msg and this integration deduction request msg; According to many of record, pay request msg and integration deduction request msg generation settlement data; And
This settlement data is committed to relevant clearing side.
2. data processing method as claimed in claim 1, is characterized in that, before the payment request msg that receives third party's service, also comprises:
Receive the information of this at least one integration account of user's input;
Whether the provider to this at least one integration account sends account verification request, legal to verify the information of this at least one integration account;
If be verified by this at least one integration account and this user-association.
3. the data processing method of carrying out as claimed in claim 1, is characterized in that, this settlement data comprises:
The integration number of integration account data and deduction, is committed to relevant clearing side by this settlement data and comprises:
This settlement data is committed to the provider of this integration account.
4. the data processing method of carrying out as claimed in claim 3, is characterized in that, the provider who this settlement data is committed to this integration account regularly carries out.
5. the data processing method of carrying out as claimed in claim 1, is characterized in that, this settlement data comprises: order number and the amount of money, be committed to relevant clearing side by this settlement data and comprise: the provider who this settlement data is committed to this third party's service.
6. the data processing method of carrying out as claimed in claim 5, is characterized in that, the provider who this settlement data is committed to this third party's service regularly carries out.
7. the data processing method of carrying out as claimed in claim 1, is characterized in that, this payment request msg also comprises the fund account of this third party's service;
The method also comprises: if integration is deducted the fund account that successfully the fund corresponding to this payment is proceeded to immediately to this third party's service from the fund account of integration payment system.
8. a data processing method, comprising:
Receive the integration deduction request msg that integration payment system sends;
According to corresponding integration in the integration account of this integration deduction request msg deduction appointment;
Return to integration deduction result data to this integration payment system;
Receive the settlement data that this integration payment system is submitted to;
Adjust this settlement data and settlement fund proceeded in the fund account of this integration payment system.
9. data processing method as claimed in claim 8, is characterized in that, receives the settlement data of this integration payment system submission and adjusts this settlement data and regularly carry out.
10. data processing method as claimed in claim 8, is characterized in that, before the integration deduction request that receives the transmission of integration payment system, also comprises:
Receive the account verification request that this integration payment system sends;
According to the authorization information of this integration payment system or user's input, carry out account verification; And
Return to the result to this integration payment system.
11. 1 kinds of data processing equipments, comprise integration payment module and settlement data processing module, and this integration payment module comprises:
Pay request msg receiving element, for receiving the payment request msg of third party's service, this payment request msg comprises payment;
Integration account acquiring unit, for obtaining the information of at least one the integration account associated with active user;
Integration deduction unit, sends integration deduction request msg for the provider to this at least one integration account respectively, and request deduction is at least corresponding to the integration of this payment part;
Deduction result receiving element, the integration deduction result data returning for receiving this provider; And
Payment result is returned to unit, returns to payment result data to this third party's service;
This settlement data processing module comprises:
Storage unit, if deduct and successfully store this payment request msg and this integration deduction request msg for integration; And
Settlement data generation unit, for paying request msg and integration deduction request msg generation settlement data according to many of record; And
Settlement data commit unit, for being committed to relevant clearing side by this settlement data.
12. data processing equipments as claimed in claim 11, is characterized in that, also comprise integration account binding module, and this integration pays binding module and comprises:
Accounts information receiving element, for receiving the information of the integration account of user's input;
Whether checking request transmitting unit, sends account verification request for the provider to this integration account, legal to verify the information of this integration account;
Binding unit, if record the associated of integration account and this user for being verified.
13. data processing equipments as claimed in claim 11, is characterized in that, this settlement data comprises:
The integration number of integration account data and deduction, this settlement data commit unit is for being committed to this settlement data the provider of this integration account.Settlement data processing module settlement data processing module.
14. data processing equipments as claimed in claim 13, is characterized in that, this settlement data commit unit is for being regularly committed to this settlement data the provider of this integration account.
15. data processing equipments as claimed in claim 11, is characterized in that, this settlement data comprises: order number and the amount of money, this settlement data commit unit is for being committed to this settlement data the provider of this third party's service.
16. data processing equipments as claimed in claim 15, is characterized in that, this settlement data commit unit is for being regularly committed to this settlement data the provider of this third party's service.
17. data processing equipments as claimed in claim 15, is characterized in that, this payment request msg also comprises the fund account of this third party's service;
This data processing equipment also comprises payment funding unit, if deduct successfully and the fund corresponding to this payment is proceeded to the fund account of this third party's service from the fund account of integration payment system immediately for integration.
18. 1 kinds of data processing equipments, comprise integration deduction module and settlement data processing module;
This deduction of points deduction module comprises:
Deduction request reception unit, the integration deduction request msg sending for receiving integration payment system;
Integration deduction unit, for asking corresponding integration in integration account according to this integration deduction;
Deduction result is returned to unit, for returning to integration deduction result data to this integration payment system;
This settlement data processing module comprises:
Settlement data receiving element, the settlement data of submitting to for receiving this integration payment system;
Settlement data is adjusted unit, for adjusting this settlement data.
19. data processing equipments as claimed in claim 18, is characterized in that, this settlement data receiving element is for regularly receiving the settlement data that this integration payment system is submitted to.
20. data processing equipments as claimed in claim 18, characterized by further comprising binding authentication module, and this binding authentication module comprises:
Checking request reception unit, the account verification request sending for receiving this integration payment system;
Authentication unit, for carrying out account verification according to the authorization information of this integration payment system or user's input;
And
The result returns to unit, for returning to the result to this integration payment system.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210334077.3A CN103679490B (en) | 2012-09-11 | 2012-09-11 | Data processing method and processing device |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210334077.3A CN103679490B (en) | 2012-09-11 | 2012-09-11 | Data processing method and processing device |
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| CN104200375A (en) * | 2014-08-18 | 2014-12-10 | 中国建设银行股份有限公司 | Information processing method and information processing system for exchanging credits |
| CN104732418A (en) * | 2014-12-11 | 2015-06-24 | 科技先知有限公司 | Reward point transaction system and method |
| CN105046490A (en) * | 2015-08-25 | 2015-11-11 | 王滢鑫 | Synchronous payment method for multiple types of electronic data |
| CN106530423A (en) * | 2016-11-02 | 2017-03-22 | 北京悦畅科技有限公司 | Method for paying parking fee, and server |
| CN106559307A (en) * | 2015-09-24 | 2017-04-05 | 宇龙计算机通信科技(深圳)有限公司 | A kind of data interactive method and device |
| CN107506991A (en) * | 2017-07-21 | 2017-12-22 | 中国建设银行股份有限公司 | A kind of method of payment for supporting a variety of means of payment, system, device and storage medium |
| CN107862533A (en) * | 2016-11-14 | 2018-03-30 | 平安科技（深圳）有限公司 | The account points transfer method and system of cross-system |
| CN108320151A (en) * | 2018-01-26 | 2018-07-24 | 北京微油科技服务有限公司 | Method of payment and device for oiling |
| CN108985747A (en) * | 2017-06-02 | 2018-12-11 | 苹果公司 | Split transaction executes |
| CN109886696A (en) * | 2017-12-05 | 2019-06-14 | 上海花事电子商务有限公司 | A kind of integral cash mixed payment system |
| CN112712370A (en) * | 2020-12-17 | 2021-04-27 | 宝付网络科技（上海）有限公司 | Method and system for monitoring appropriation of payment interface |
| CN113643026A (en) * | 2021-08-30 | 2021-11-12 | 重庆世纪禾马科技有限公司 | Settlement system |
| CN114581152A (en) * | 2022-03-16 | 2022-06-03 | 杭州龙骞科技有限公司 | Data management method and system based on intelligent village |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104200375A (en) * | 2014-08-18 | 2014-12-10 | 中国建设银行股份有限公司 | Information processing method and information processing system for exchanging credits |
| CN104732418A (en) * | 2014-12-11 | 2015-06-24 | 科技先知有限公司 | Reward point transaction system and method |
| CN105046490A (en) * | 2015-08-25 | 2015-11-11 | 王滢鑫 | Synchronous payment method for multiple types of electronic data |
| CN106559307A (en) * | 2015-09-24 | 2017-04-05 | 宇龙计算机通信科技(深圳)有限公司 | A kind of data interactive method and device |
| CN106530423A (en) * | 2016-11-02 | 2017-03-22 | 北京悦畅科技有限公司 | Method for paying parking fee, and server |
| CN106530423B (en) * | 2016-11-02 | 2020-04-21 | 北京悦畅科技有限公司 | Method and server for realizing parking fee payment |
| CN107862533A (en) * | 2016-11-14 | 2018-03-30 | 平安科技（深圳）有限公司 | The account points transfer method and system of cross-system |
| CN107862533B (en) * | 2016-11-14 | 2021-04-30 | 平安科技（深圳）有限公司 | Cross-system account point transfer method and system |
| CN108985747A (en) * | 2017-06-02 | 2018-12-11 | 苹果公司 | Split transaction executes |
| CN107506991A (en) * | 2017-07-21 | 2017-12-22 | 中国建设银行股份有限公司 | A kind of method of payment for supporting a variety of means of payment, system, device and storage medium |
| CN109886696A (en) * | 2017-12-05 | 2019-06-14 | 上海花事电子商务有限公司 | A kind of integral cash mixed payment system |
| CN108320151A (en) * | 2018-01-26 | 2018-07-24 | 北京微油科技服务有限公司 | Method of payment and device for oiling |
| CN112712370A (en) * | 2020-12-17 | 2021-04-27 | 宝付网络科技（上海）有限公司 | Method and system for monitoring appropriation of payment interface |
| CN113643026A (en) * | 2021-08-30 | 2021-11-12 | 重庆世纪禾马科技有限公司 | Settlement system |
| CN114581152A (en) * | 2022-03-16 | 2022-06-03 | 杭州龙骞科技有限公司 | Data management method and system based on intelligent village |
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