CN104200375A - Information processing method and information processing system for exchanging credits - Google Patents

Information processing method and information processing system for exchanging credits Download PDF

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Publication number
CN104200375A
CN104200375A CN201410406525.5A CN201410406525A CN104200375A CN 104200375 A CN104200375 A CN 104200375A CN 201410406525 A CN201410406525 A CN 201410406525A CN 104200375 A CN104200375 A CN 104200375A
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China
Prior art keywords
integration
credit card
commerce system
electronic ticket
credits
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Pending
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CN201410406525.5A
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Chinese (zh)
Inventor
王伟
卢忻
邓小茜
赵金鑫
何小锋
张舜华
张明
包辰明
张楠
周振
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China Construction Bank Corp
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China Construction Bank Corp
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Application filed by China Construction Bank Corp filed Critical China Construction Bank Corp
Priority to CN201410406525.5A priority Critical patent/CN104200375A/en
Publication of CN104200375A publication Critical patent/CN104200375A/en
Pending legal-status Critical Current

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Abstract

The invention provides an information processing method and an information processing system for exchanging credits. The method comprises the following steps: calculating the credits of a credit card required for exchange according to the amount of electronic tickets submitted by a user and preset exchange ratio parameters by an electronic commerce system; sending a credits deduction request message containing the credits information of the credit card required for exchange to a credit card credits system by the electronic commerce system; carrying out credits deduction according to the credits of the credit card required for exchange by the credit card credits system, and sending a response message indicating that the credits are successfully deducted to the electronic commerce system after the credits deduction; generating a corresponding amount of electronic tickets after the response message is received by the electronic commerce system. Through the adoption of the system, the electronic commerce system and the credit card credits system communicate with each other, and the exchange of credits is realized through credits deduction and the processing of generating the electronic tickets, so that the application range of the credits of the credit card is enlarged, the volume of business of the electronic commerce system is promoted, and the degree of activity of customer is improved.

Description

A kind of for carrying out information processing method and the system of accumulated point exchanging
Technical field
The present invention relates to data processing field, in particular to a kind of for carrying out information processing method and the system of accumulated point exchanging.
Background technology
Along with the continuous expansion of Ge Jia commercial bank credit card business and being on the increase of class of business, the business of credit card accumulated point exchanging gift has become Ge Jia commercial bank increases the important means of client's viscosity.
Existing similar techniques of directly exchanging gift with credit card integration in website at present, the realization of this technology is mainly to exchange the corresponding integration of gift deduction credit card in credit card accumulated point exchanging website.Based on prior art, credit card integration must depend on special credit card accumulated point exchanging website and exchange, and this has limited the usable range of credit card integration, and does not meet the popular custom in e-commerce platform shopping of having formed.Therefore, be badly in need of setting up a kind of information handling system that credit card integration is combined with e-commerce platform.
Summary of the invention
The invention provides a kind of for carrying out information processing method and the system of accumulated point exchanging, wherein, e-commerce system intercoms mutually with credit card integrating system, and the processing of reducing processing and generation electronic ticket by integration has realized accumulated point exchanging, has expanded the usable range of credit card integration.
The present invention adopts following technical measures to realize:
It is a kind of for carrying out the information processing method of accumulated point exchanging that the embodiment of the present invention provides, and described information processing method comprises:
The wish that e-commerce system is submitted to according to user is exchanged the quantity of electronic ticket and the credit card integration setting in advance and the exchange proportion calculation of parameter of electronic ticket and is exchanged required credit card integration;
E-commerce system sends integration to credit card integrating system and reduces request message, and described integration is reduced request message and comprised and exchange required credit card integration information;
Credit card integrating system is reduced after request message receiving described integration, carry out integration and reduce processing according to exchanging required credit card integration, and reduce and send expression integration to described e-commerce system after processing and reduce successful response message completing integration;
E-commerce system, after receiving described response message, generates the electronic ticket of respective numbers.
Correspondingly, the embodiment of the present invention also provides that a kind of described information handling system comprises e-commerce system and credit card integrating system for carrying out the information handling system of accumulated point exchanging, wherein,
Described e-commerce system comprises:
Parameter management module, for the exchange proportion parameter of credit card integration and electronic ticket is set,
Integral and calculating module, for the quantity of exchanging electronic ticket according to the wish of described exchange proportion parameter and user's submission, calculates and exchanges required credit card integration,
Accumulated point exchanging interface, reduce request message for sending integration to described credit card integrating system, and reduce successful response message for the expression integration that receives described credit card integrating system transmission, wherein, described integration is reduced request message and is comprised and exchange required credit card integration information
Electronic bill generating module, for after described accumulated point exchanging interface receives described response message, generates the electronic ticket of respective numbers;
Described credit card integrating system, for reducing after request message receiving described integration, carries out integration and reduces processing according to exchanging required credit card integration, and reduces after processing and send described response message to described e-commerce system completing integration.
Adopt the embodiment of the present invention to be provided for carrying out information processing method and the system of accumulated point exchanging, intercomed mutually by e-commerce system and credit card integrating system, the processing of reducing processing and generation electronic ticket by integration has realized accumulated point exchanging, has expanded the usable range of credit card integration.In addition, also help the user who guides card holder to be converted into e-commerce system, promote the trading volume of e-commerce system, improve client's liveness.
Brief description of the drawings
Fig. 1 is a kind of for carrying out the schematic flow sheet of information processing method of accumulated point exchanging according to the embodiment of the present invention;
Fig. 2 is a kind of for carrying out the schematic flow sheet of information processing method of accumulated point exchanging according to the embodiment of the present invention;
Fig. 3 is a kind of for carrying out the calcspar of information handling system of accumulated point exchanging according to the embodiment of the present invention;
Fig. 4 is a kind of for carrying out the calcspar of information handling system of accumulated point exchanging according to the embodiment of the present invention.
Embodiment
For making object, technical scheme and the advantage of embodiments of the invention clearer, further combined with accompanying drawing, the present invention is described in detail below.
Fig. 1 is a kind of for carrying out the schematic flow sheet of information processing method of accumulated point exchanging according to the embodiment of the present invention, and with reference to Fig. 1, described method comprises:
100: the wish that e-commerce system is submitted to according to user is exchanged the quantity of electronic ticket and the credit card integration setting in advance and the exchange proportion calculation of parameter of electronic ticket and exchanged required credit card integration.For example, exchange after the quantity of electronic ticket when user is inputted or selected wish by webpage, e-commerce system is automatically calculated and is exchanged required credit card integration, and shows user with page format.
102: e-commerce system sends integration to credit card integrating system and reduces request message, described integration is reduced request message and is comprised and exchange required credit card integration information.
Alternatively, in a kind of implementation of the present embodiment, user submits redemption request to by the page of e-commerce system, reduces request message thereby trigger e-commerce system to credit card integrating system transmission integration.
Alternatively, in a kind of implementation of the present embodiment, described integration is reduced quantity and the exchange proportion parameter that request message can also comprise wish exchange electronic ticket, exchanges required credit card integration so that credit card integrating system calculates.
104: reduce after request message receiving described integration, credit card integrating system carries out integration and reduces processing according to exchanging required credit card integration, and reduces and send expression integration to described e-commerce system after processing and reduce successful response message completing integration.
106: e-commerce system, after receiving described response message, generates the electronic ticket of respective numbers.
Alternatively, in a kind of implementation of the present embodiment, e-commerce system also sets in advance the expiration parameter of electronic ticket, and when generating after the electronic ticket of respective numbers, e-commerce system is that described electronic ticket adds term of validity information according to the expiration parameter of the electronic ticket setting in advance.Electronic ticket cancels after term of validity cut-off.
Alternatively, in a kind of implementation of the present embodiment, e-commerce system, in the time generating the electronic ticket of respective numbers, is also used for representing the mark in electronic ticket source (deriving from accumulated point exchanging) for each electronic ticket increase.
In embodiments of the present invention, can use the Web Services technology of highly encrypting to realize the intercommunication of credit card integrating system and e-commerce system.Wherein, Web Services is network, distributed modular assembly, and it carries out specific task, observes concrete technical manual, and these specifications make the assembly that Web Service can be compatible with other carry out mutual operation.
The information processing method that adopts the embodiment of the present invention to provide, is intercomed mutually by e-commerce system and credit card integrating system, and the processing of reducing processing and generation electronic ticket by integration has realized accumulated point exchanging, has expanded the usable range of credit card integration.In addition, also help the user who guides card holder to be converted into e-commerce system, promote the trading volume of e-commerce system, improve client's liveness.
Fig. 2 is a kind of for carrying out the schematic flow sheet of information processing method of accumulated point exchanging according to the embodiment of the present invention, and with reference to Fig. 2, described method comprises:
200: e-commerce system sends integration inquiry request message to credit card integrating system.
For example, e-commerce system is submitted to after integration inquiry request user, sends integration inquiry request message to credit card integrating system, carries out integration query processing to trigger credit card integrating system.
202: credit card integrating system carries out integration query processing receiving after described integration inquiry request message, and sends to described e-commerce system the response message that comprises integration Query Result.
204: the response message that comprises integration Query Result described in e-commerce system receives.Afterwards, e-commerce system can be carried out integration displaying according to integration Query Result.
206: the wish that e-commerce system is submitted to according to user is exchanged the quantity of electronic ticket and the credit card integration setting in advance and the exchange proportion calculation of parameter of electronic ticket and exchanged required credit card integration.
208: e-commerce system sends integration to credit card integrating system and reduces request message, described integration is reduced request message and is comprised and exchange required credit card integration information.
For example, e-commerce system sends described integration and reduces request message after user submits redemption request to.
210: reduce after request message receiving described integration, credit card integrating system carries out integration and reduces processing according to exchanging required credit card integration, and reduces and send expression integration to described e-commerce system after processing and reduce successful response message completing integration.
212: e-commerce system, after receiving described response message, generates the electronic ticket of respective numbers.
It will be appreciated by those skilled in the art that in the present embodiment, credit card integrating system is before carrying out integration query processing or carrying out before integration reduces processing, can carrying out authentication to user.
The information processing method that adopts the embodiment of the present invention to provide, can obtain from credit card integrating system the credit card integration that user has by e-commerce system.
Alternatively, in a kind of implementation of the present embodiment, as shown in the dotted line frame in Fig. 2, described method also comprises after 212:
214: the electronic ticket that reconciliation system generates according to described e-commerce system, the integration that described credit card integrating system is reduced carries out reconciliation processing.Particularly, reconciliation system can be obtained the flowing water that generates electronic ticket in one sky from e-commerce system, obtains in one sky and carries out the flowing water that integration is reduced from credit card integrating system, and the two is contrasted to determine abnormal transaction, for example, there is integration thread alternating, the transaction etc. of leaking button.
In conjunction with Fig. 1 and Fig. 2, the method according to this invention embodiment is illustrated above, below in conjunction with Fig. 3 and Fig. 4, system embodiment according to the present invention is described.
Fig. 3 is a kind of for carrying out the calcspar of information handling system of accumulated point exchanging according to the embodiment of the present invention, and with reference to Fig. 3, described system comprises e-commerce system 1 and credit card integrating system 2, describes respectively below.
As shown in Figure 3, e-commerce system 1 comprises:
Parameter management module 11, for arranging the exchange proportion parameter of credit card integration and electronic ticket.In addition, in a kind of implementation of the present embodiment, parameter management module 11 also can be used for arranging the expiration parameter of electronic ticket, and electronic ticket has been spent the date of expiry and cancelled.
Integral and calculating module 12, for the quantity of exchanging electronic ticket according to the wish of described exchange proportion parameter and user's submission, calculates and exchanges required credit card integration.Alternatively, in the time that user exchanges the quantity of electronic ticket by the webpage input wish of e-commerce system, integral and calculating module 12 is carried out above-mentioned calculating.E-commerce system can be shown result of calculation by form web page.
Accumulated point exchanging interface 13, reduce request message for sending integration to described credit card integrating system 2, and reduce successful response message for receiving the expression integration that described credit card integrating system 2 sends, wherein, described integration is reduced request message and is comprised and exchange required credit card integration information.
Alternatively, in a kind of implementation of the present embodiment, thereby submitting to redemption request triggering e-commerce system 1 to send described integration by accumulated point exchanging interface 13 by the page of e-commerce system 1, user reduces request message.
Electronic bill generating module 14, for after described accumulated point exchanging interface 13 receives described response message, generates the electronic ticket of respective numbers.
Alternatively, in a kind of implementation of the present embodiment, in the time that parameter management module 11 is provided with the expiration parameter of electronic ticket, electronic bill generating module 14 can be that the electronic ticket generating adds term of validity information according to the expiration parameter of electronic ticket.
Alternatively, in a kind of implementation of the present embodiment, electronic bill generating module 14, in the time generating the electronic ticket of respective numbers, is also used for representing the mark in electronic ticket source (deriving from accumulated point exchanging) for each electronic ticket increase.
In embodiments of the present invention, credit card integrating system 2 is for reducing after request message receiving described integration, carry out integration and reduce processing according to exchanging required credit card integration, and reduce and send expression integration to described e-commerce system 1 after processing and reduce successful response message completing integration.
In embodiments of the present invention, can use the Web Services technology of highly encrypting to realize the intercommunication of credit card integrating system and e-commerce system.Wherein, Web Services is network, distributed modular assembly, and it carries out specific task, observes concrete technical manual, and these specifications make the assembly that Web Service can be compatible with other carry out mutual operation.
The information handling system that adopts the embodiment of the present invention to provide, is intercomed mutually by e-commerce system and credit card integrating system, and the processing of reducing processing and generation electronic ticket by integration has realized accumulated point exchanging, has expanded the usable range of credit card integration.In addition, also help the user who guides card holder to be converted into e-commerce system, promote the trading volume of e-commerce system, improve client's liveness.
Fig. 4 is a kind of for carrying out the calcspar of information handling system of accumulated point exchanging according to the embodiment of the present invention, with reference to Fig. 4, information handling system comprises e-commerce system 1 and credit card integrating system 2, and the two comprises respectively its all functions in the embodiment shown in fig. 3, does not repeat herein.
In the present embodiment, as shown in Figure 4, e-commerce system 1 is except comprising parameter management module 11, integral and calculating module 12, accumulated point exchanging interface 13 and electronic bill generating module 14, also comprise integration query interface 15, for sending integration inquiry request message to credit card integrating system 2, and receive the response message that comprises integration Query Result that described credit card integrating system 2 sends.For example, when user submits to after integration inquiry request by the page of e-commerce system 1, e-commerce system 1 is carried out aforesaid operations by integration query interface 15.
Correspondingly, credit card integrating system 2 is also for carrying out integration query processing receiving after described integration inquiry request message, and sends to described e-commerce system the response message that comprises integration Query Result.
Alternatively, in a kind of implementation of the present embodiment, as shown in the dotted line frame in Fig. 4, information handling system is except comprising e-commerce system 1 and credit card integrating system 2, also comprise reconciliation system 3, for the electronic ticket generating according to described e-commerce system 1, the integration that described credit card integrating system 2 is reduced carries out reconciliation processing, and concrete reconciliation disposal route please refer to explanation above.It will be appreciated by those skilled in the art that reconciliation system 3 can be the system being independent of outside e-commerce system 1 and credit card integrating system 2, can be also the functional module of e-commerce system 1 or credit card integrating system 2.
By the description to above embodiment, those skilled in the art can be well understood to the present invention and can realize by the mode of software combined with hardware platform, can certainly all implement by hardware.Based on such understanding, what technical scheme of the present invention contributed to background technology can embody with the form of software product in whole or in part, this computer software product can be stored in storage medium, as ROM/RAM, magnetic disc, CD etc., comprise that some instructions (can be personal computers in order to make a computer equipment, server, or the network equipment etc.) carry out the method described in some part of each embodiment of the present invention or embodiment.
Disclosed is above only the specific embodiment of the present invention; only for the present invention is illustrated; can not limit with this protection domain of the present invention; those skilled in the art can carry out various amendments, variation or replacement under the prerequisite that does not depart from essence of the present invention; therefore; the various equivalent variations of doing according to the present invention, still belong to the scope that the present invention is contained.

Claims (8)

1. for carrying out an information processing method for accumulated point exchanging, it is characterized in that, described information processing method comprises:
The wish that e-commerce system is submitted to according to user is exchanged the quantity of electronic ticket and the credit card integration setting in advance and the exchange proportion calculation of parameter of electronic ticket and is exchanged required credit card integration;
E-commerce system sends integration to credit card integrating system and reduces request message, and described integration is reduced request message and comprised and exchange required credit card integration information;
Credit card integrating system is reduced after request message receiving described integration, carry out integration and reduce processing according to exchanging required credit card integration, and reduce and send expression integration to described e-commerce system after processing and reduce successful response message completing integration;
E-commerce system, after receiving described response message, generates the electronic ticket of respective numbers.
2. information processing method as claimed in claim 1, is characterized in that, described method also comprises:
E-commerce system is generating after the electronic ticket of respective numbers, is that described electronic ticket adds term of validity information according to the expiration parameter of the electronic ticket setting in advance.
3. information processing method as claimed in claim 1, is characterized in that, described method also comprises:
Described e-commerce system sends integration inquiry request message to described credit card integrating system;
Described credit card integrating system carries out integration query processing receiving after described integration inquiry request message, and sends to described e-commerce system the response message that comprises integration Query Result;
The response message that comprises integration Query Result described in described e-commerce system receives.
4. information processing method as claimed in claim 1, is characterized in that, described method also comprises:
The electronic ticket that reconciliation system generates according to described e-commerce system, the integration that described credit card integrating system is reduced carries out reconciliation processing.
5. for carrying out an information handling system for accumulated point exchanging, it is characterized in that, described information handling system comprises e-commerce system and credit card integrating system, wherein,
Described e-commerce system comprises:
Parameter management module, for the exchange proportion parameter of credit card integration and electronic ticket is set,
Integral and calculating module, for the quantity of exchanging electronic ticket according to the wish of described exchange proportion parameter and user's submission, calculates and exchanges required credit card integration,
Accumulated point exchanging interface, reduce request message for sending integration to described credit card integrating system, and reduce successful response message for the expression integration that receives described credit card integrating system transmission, wherein, described integration is reduced request message and is comprised and exchange required credit card integration information
Electronic bill generating module, for after described accumulated point exchanging interface receives described response message, generates the electronic ticket of respective numbers;
Described credit card integrating system, for reducing after request message receiving described integration, carries out integration and reduces processing according to exchanging required credit card integration, and reduces after processing and send described response message to described e-commerce system completing integration.
6. information handling system as claimed in claim 5, is characterized in that,
Described parameter management module also for, the expiration parameter of electronic ticket is set;
Described electronic bill generating module also for, be that the electronic ticket generating adds term of validity information according to the expiration parameter of electronic ticket.
7. information handling system as claimed in claim 5, is characterized in that,
Described e-commerce system also comprises:
Integration query interface, for send integration inquiry request message to described credit card integrating system, and receives the response message that comprises integration Query Result that described credit card integrating system sends;
Described credit card integrating system also for, carry out integration query processing receiving after described integration inquiry request message, and send to described e-commerce system the response message that comprises integration Query Result.
8. information handling system as claimed in claim 5, is characterized in that, described information handling system also comprises:
Reconciliation system, for the electronic ticket generating according to described e-commerce system, the integration that described credit card integrating system is reduced carries out reconciliation processing.
CN201410406525.5A 2014-08-18 2014-08-18 Information processing method and information processing system for exchanging credits Pending CN104200375A (en)

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CN105574738A (en) * 2015-12-15 2016-05-11 武汉德瑞斯商贸有限公司 Cross-platform integral exchange system
CN105956899A (en) * 2016-04-21 2016-09-21 秀山云智科贸有限公司 Cloud control intelligent e-commerce experience system
CN107369051A (en) * 2017-08-02 2017-11-21 拉卡拉汇积天下技术服务(北京)有限公司 The processing of service request and sending method and equipment, method for processing business and system on line
CN107679894A (en) * 2017-09-21 2018-02-09 小钱积分科技(深圳)有限公司 A kind of data transfer device, device and intelligent terminal
CN108960874A (en) * 2017-05-17 2018-12-07 北京博瑞彤芸文化传播股份有限公司 A kind of processing method of integration information
CN110533401A (en) * 2019-07-26 2019-12-03 中国银联股份有限公司 Processing method, device, server and the storage medium of available resources data
CN110704867A (en) * 2019-09-06 2020-01-17 翼集分电子商务(上海)有限公司 Method, system, medium and apparatus for integral theft prevention
CN113506142A (en) * 2021-07-27 2021-10-15 陕西维纳数字科技股份有限公司 Method, system and storage medium for coupon redemption
CN113988936A (en) * 2021-10-29 2022-01-28 深圳市轱辘车联数据技术有限公司 Electronic ticket pushing method, pushing platform, terminal device and storage medium
CN116957666A (en) * 2023-09-19 2023-10-27 南京大数据集团有限公司 Integral data processing method and system based on circulation feature recognition

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CN105574738A (en) * 2015-12-15 2016-05-11 武汉德瑞斯商贸有限公司 Cross-platform integral exchange system
CN105956899A (en) * 2016-04-21 2016-09-21 秀山云智科贸有限公司 Cloud control intelligent e-commerce experience system
CN108960874A (en) * 2017-05-17 2018-12-07 北京博瑞彤芸文化传播股份有限公司 A kind of processing method of integration information
CN107369051B (en) * 2017-08-02 2021-10-01 拉卡拉汇积天下技术服务(北京)有限公司 Method and equipment for processing and sending online service request, and method and system for processing service
CN107369051A (en) * 2017-08-02 2017-11-21 拉卡拉汇积天下技术服务(北京)有限公司 The processing of service request and sending method and equipment, method for processing business and system on line
CN107679894A (en) * 2017-09-21 2018-02-09 小钱积分科技(深圳)有限公司 A kind of data transfer device, device and intelligent terminal
CN110533401A (en) * 2019-07-26 2019-12-03 中国银联股份有限公司 Processing method, device, server and the storage medium of available resources data
CN110704867A (en) * 2019-09-06 2020-01-17 翼集分电子商务(上海)有限公司 Method, system, medium and apparatus for integral theft prevention
CN110704867B (en) * 2019-09-06 2023-06-16 翼集分(上海)数字科技有限公司 Integral anti-theft method, system, medium and device
CN113506142A (en) * 2021-07-27 2021-10-15 陕西维纳数字科技股份有限公司 Method, system and storage medium for coupon redemption
CN113988936A (en) * 2021-10-29 2022-01-28 深圳市轱辘车联数据技术有限公司 Electronic ticket pushing method, pushing platform, terminal device and storage medium
CN116957666A (en) * 2023-09-19 2023-10-27 南京大数据集团有限公司 Integral data processing method and system based on circulation feature recognition
CN116957666B (en) * 2023-09-19 2024-04-02 南京大数据集团有限公司 Integral data processing method and system based on circulation feature recognition

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