CN109754239B - Internet mobile financial payment terminal - Google Patents

Internet mobile financial payment terminal Download PDF

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Publication number
CN109754239B
CN109754239B CN201910036844.4A CN201910036844A CN109754239B CN 109754239 B CN109754239 B CN 109754239B CN 201910036844 A CN201910036844 A CN 201910036844A CN 109754239 B CN109754239 B CN 109754239B
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China
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cash
user
payment
shell
piece
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CN201910036844.4A
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CN109754239A (en
Inventor
李璨
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Wuhan Qiyun Technology Co.,Ltd.
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Chongqing Vocational Institute of Engineering
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Abstract

The invention relates to the field of payment equipment, in particular to an internet mobile financial payment terminal which comprises a fixed shell and a covering shell, wherein the fixed shell is fixed on financial equipment, the covering shell is detachably fixed on the fixed shell, a placing opening for placing cash is formed in the covering shell, a cover plate for covering the placing opening is hinged to the edge of the placing opening, a fixing piece for fixing the relative position between the cover plate and the covering shell is arranged between the cover plate and the covering shell, a control loop for controlling the fixing piece to be automatically opened and closed is arranged on the fixing piece, the control loop comprises a control switch and an inserting piece, the inserting piece is arranged on the covering shell, and a communication port for the inserting piece to be inserted is further formed in the fixed shell. The scheme is suitable for the situation that the user can not carry out network payment when the user goes out.

Description

Internet mobile financial payment terminal
Technical Field
The invention relates to the field of payment equipment, in particular to an internet mobile financial payment terminal.
Background
The payment terminal is used for completing payment through network payment when transaction payment is carried out, and the conventional payment terminal comprises a mobile phone, a computer, a card swiping machine and the like. However, due to the popularization of network payment, more and more people rely on network payment, cash or bank cards are not always carried when going out, and once a payment terminal fails, the order payment can not be carried out.
Taking a payment terminal as an example of a mobile phone, in order to solve the above problems, chinese patent publication No. CN103634429B discloses a mobile phone case which is installed between a support seat plate and a protection seat plate in opposite directions, and between a mobile phone holder of an upper and a lower mobile phone support members sliding in a spring-mounted state and a plate spring of a protection cover attached to the front surface of the support seat plate where the upper and the lower mobile phone support members are assembled; when the mobile phone is installed, the mobile phone is closely fixed through the mobile phone support installed by the spring and the plate spring attached to the protective cover, a plurality of mobile phones with different sizes, thicknesses and shapes can be widely accepted between the mobile phone support and the plate spring, after the fixed seat plate forming the guide rail and the mobile seat plate of the mobile phone which moves up and down along the guide rail and is carried are installed on the inner side surface of the main body of the mobile phone shell, when the mobile phone is used for taking pictures, the mobile seat plate carrying the mobile phone is taken out to the upper part of the fixed seat plate, and the mobile phone can take pictures in a state that a camera lens of the mobile phone is exposed to the outside of the mobile phone shell, so that the mobile phone shell can be provided with a sufficient wallet containing part with various shapes and functions on the outer side surface of the main body.
The setting of wallet storage part in the above-mentioned scheme for the user can place reserve cash in its inside, with the problem that the user can't pay when avoiding the cell-phone to break down, for example: and the mobile phone can not be connected with the network during payment. However, since the mobile phone is rarely broken down, if the user places the spare cash in the wallet storage part, the user may forget how much spare cash is left in the wallet storage part when the wallet storage part is not opened for a long time, and may forget to replenish the spare cash in the wallet storage part after one-time use, so that the mobile phone cannot be paid with the spare cash when the mobile phone is broken down again. In addition, after the mobile phone is covered with the mobile phone shell, the mobile phone cannot be subjected to heat dissipation treatment in time when working due to the fact that heat can be dissipated in the using process of the mobile phone, and the service life of the mobile phone can be influenced.
Disclosure of Invention
The invention aims to provide an internet mobile financial payment terminal, which aims to solve the problem that the conventional user may forget to replenish cash after using the cash amount in a wallet containing part.
The basic scheme provided by the invention is as follows: an internet mobile financial payment terminal comprises a fixed shell and a covering shell, wherein the fixed shell is fixed on financial equipment, the covering shell is detachably fixed on the fixed shell, a placing opening used for placing cash is formed in the covering shell, a cover plate used for covering the placing opening is hinged to the edge of the placing opening, a fixing piece used for fixing the relative position between the cover plate and the covering shell is arranged between the cover plate and the covering shell, a control loop used for controlling the fixing piece to be automatically opened and closed is arranged on the fixing piece, the control loop comprises a control switch and an inserting piece, the inserting piece is arranged on the covering shell, and a communication port for the inserting piece to be inserted is further formed in the fixed shell;
the cash payment reminding device comprises a cash amount input module, a judging module, a cash payment reminding module and a cash balance recording module, wherein the cash amount input module is used for inputting the amount of cash amount put in after a user puts cash in the putting opening; the judging module is used for judging whether the user can carry out network payment or not, and sending a cash payment instruction when the user cannot carry out network payment and pays an order form; the cash payment reminding module is used for reminding a user of using cash payment according to a cash payment instruction and simultaneously controlling the cover plate to be opened; the cash balance recording module is used for reminding a user to record the cash payment condition of the user, calculating the cash balance in the opening according to the cash payment condition recorded by the user, and reminding the user to supplement the cash amount when the cash balance is lower than a preset value.
The invention has the advantages that:
1. when a user encounters a condition that the payment terminal cannot carry out network payment and needs to carry out order payment, the judgment module automatically judges that the user can carry out network payment, sends a cash payment instruction to the cash payment reminding module after judging that the user cannot carry out network payment, and then reminds the user to carry out cash payment and open the cover plate through the cash payment reminding module, so that the user can quickly carry out payment through spare cash.
2. When the cash balance of the spare cash is less than the preset value, the user is reminded to replenish the spare cash, and the influence on the later use caused by forgetting to replenish the spare cash by the user is avoided.
3. When the user payment terminal can not work at all, the user can open the cover plate by pressing the control switch, and then takes out the spare cash for use.
4. When the payment terminal condition of generating heat is more serious, can also press control switch for the apron is opened, then takes out the reserve cash that inside was placed, makes to place the opening and opens completely, and then the payment terminal of being convenient for dispels the heat.
Further, the fixing piece comprises an iron sheet arranged on the cover plate and an electromagnet arranged on the cover shell, and the control circuit is used for controlling the electromagnet to be powered on or powered off.
Through control electromagnetism iron circular telegram and outage in this scheme realize apron and the lid close the fixed of the relative position between the casing, and then avoid placing the reserve cash of placing in the opening and fall out.
Further, a soft rubber pad is fixed around the placing opening, the top end of the rubber pad is fixed with the covering shell, and a plurality of vent holes are formed in the rubber pad; the apron is provided with the slide, sliding connection has spacing piece in the slide, and spacing piece includes first gleitbretter and second gleitbretter, and is articulated between first gleitbretter and the second gleitbretter, and is provided with spacing fixed plate on the other lid of second gleitbretter closes the casing, spacing fixed plate and lid close and are provided with between the casing and supply second gleitbretter level male clearance, lid between spacing fixed plate and the spout closes and still has seted up on the casing and supply the vertical male spacing socket of second gleitbretter.
When the payment terminal does not need to dissipate heat, the control switch is pressed to power off the electromagnet, then the limiting sheet is slid to insert the limiting sheet into the limiting fixing plate, so that the rubber pad and the standby cash placed in the placing opening are folded and compressed, and the vent hole is blocked; when the payment terminal is required to be cooled, the limiting sheet slides out of the limiting fixing plate, then the second sliding sheet is overturned and vertically inserted into the limiting socket, the rubber pad is not compressed any more, and the vent hole in the rubber pad is opened, so that the payment terminal is convenient to cool. In addition, the second gleitbretter inserts the back in the spacing socket, will make the apron be propped up and close the support frame that forms a similar to the triangle-shaped post between the casing with the lid, plays supporting role to payment terminal, and the user of being convenient for uses.
Further, after the judgment module judges that the user cannot carry out network payment, the judgment module judges whether the cash balance of the user is larger than the order amount, if the cash balance is larger than the order amount, a cash payment instruction is sent, and if the cash balance is smaller than the order amount, the user is reminded to cancel payment.
According to the scheme, when the user cannot carry out network payment, whether the cash balance of the user is enough for the payment order is automatically judged, if the cash balance is not enough for the payment order, the user is reminded to cancel the payment, and the situation that the user finds that the cash balance is insufficient after opening the cover plate is avoided.
Furthermore, still be provided with temperature indication window on the closure casing.
Because if the heating condition of the payment terminal needs to be known in the prior art, the heating condition can be known only by generally adopting a touch mode, and the setting of the temperature indication window in the application is convenient for a user to directly see the heating condition of the payment terminal.
Furthermore, a waterproof soft column is further arranged on the covering shell.
The setting of waterproof soft post can avoid payment terminal to soak when placing moist desktop.
Drawings
Fig. 1 is a schematic front view of an internet mobile financial payment terminal according to an embodiment of the present invention;
fig. 2 is a schematic rear view of an internet mobile financial payment terminal according to an embodiment of the present invention.
Detailed Description
The following is further detailed by way of specific embodiments:
reference numerals in the drawings of the specification include: display screen 1, lid close casing 2, shoot mouthful 3, waterproof flexible column 4, apron 5, solution and deposit way 6, temperature scale point 8, rubber pad 9, spacing fixed plate 10, spacing piece 11, slide 12, spacing socket 13.
Example one
The payment terminal in this scheme is a mobile phone, as shown in fig. 1 and fig. 2, an internet mobile financial payment terminal includes: control chip, camera, display screen 1 and casing, casing close casing 2 including fixed casing and lid, and control chip is located between display screen 1 and the fixed casing, fixed casing and 1 fixed connection of display screen, and lid closes casing 2 and covers on fixed casing, and lid closes and is provided with waterproof soft post 4 on four angles of casing 2, and waterproof soft post 4 adopts rubber material. Still be provided with the shooting mouth 3 of camera on the lid closes casing 2, through camera discernment payment sign indicating number when the setting of shooting mouth 3 is used for carrying out the internet payment, and shoot mouth 3 setting by waterproof soft post 4 for when the cell-phone drops, waterproof soft post 4 can protect payment terminal's camera.
The covering shell 2 is also provided with a heat dissipation window, the heat dissipation window comprises a placing opening, a cover plate 5 and a rubber pad 9, the placing opening is formed in the middle of the covering shell 2 and is square, soft rubber pads 9 are wound around the placing opening, the rubber pads 9 are upwards bonded to the edge of the placing opening in a surrounding mode, and a plurality of air vents are formed in the rubber pads 9; the cover plate 5 covers the placing opening, the cover plate 5 is square, one side of the cover plate 5 is hinged with the covering shell 2, and the other three sides of the cover plate 5 are bonded with the top end of the rubber pad 9. The cover plate 5 can be made of rubber-wrapped hard paperboard, and the cover plate 5 can also be made of a metal plate or a hard plastic plate.
A slide way 12 is arranged on the surface of the cover plate 5, a metal limiting sheet 11 is connected in the slide way 12 in a sliding mode, and a paint layer for preventing the limiting sheet 11 from being oxidized is brushed on the limiting sheet. Spacing piece 11 includes left first gleitbretter and the second gleitbretter on right side, and second gleitbretter length is greater than first gleitbretter, and articulates between first gleitbretter and the second gleitbretter. The cover on heat dissipation window right side closes and bonds on casing 2 and has the spacing fixed plate 10 that supplies spacing piece 11 to insert, and spacing fixed plate 10 adopts the sheetmetal preparation to form, and spacing fixed plate 10 both ends close casing 2 with the lid and bond, and spacing fixed plate 10 and the lid close the clearance between the casing 2 and supply spacing piece 11 to insert. A limit socket 13 is also arranged on the covering shell 2 between the limit fixing plate 10 and the heat dissipation window.
The lid closes 2 bottoms of casing and is provided with the temperature indication window, and the temperature indication window is deposited including the solution that the lid closed setting on the casing 2 and is said 6, and solution is deposited and is provided with the temperature detection meter in saying 6, and the temperature detection meter adopts miniature alcohol thermometer in this embodiment. In addition, the covering shell 2 beside the solution storage channel 6 is also evenly provided with temperature scale points 8, and temperature values can be marked on the temperature scale points 8 in a character marking mode.
In specific implementation, the waterproof soft column 4 is arranged in the scheme, so that the payment terminal can be prevented from being stained with water when being placed on a wet desktop; simultaneously, because shoot mouthful 3 be located waterproof soft post 4 other, the camera is located waterproof soft post 4 other promptly, when this payment terminal is dropped by accident, waterproof soft post 4 can also play the supporting role when can playing the cushioning effect, avoids the camera to break. The micro alcohol thermometer displays the heating temperature of the payment terminal; and the setting of temperature scale point 8 the user of being convenient for can be comparatively obvious see the condition of generating heat of this payment terminal, and then carry out the heat dissipation and handle.
When the payment terminal generates less heat (for example, when the payment terminal is not used), the second sliding piece on the cover plate 5 is slid rightwards and pressed to slide into a gap between the limiting fixed plate 10 and the covering shell 2, so that the rubber pad 9 is compressed and folded, the air hole on the rubber pad 9 is shielded, the cover plate 5 is tightly attached to the fixed shell, when the payment terminal generates more heat after long-term use, the second sliding piece can be slid leftwards to separate the second sliding piece from the limiting fixed plate 10, then the second sliding piece is slid rightwards, when the second sliding piece slides out of the slide way 12 but the first sliding piece is still positioned in the slide way 12, the second sliding piece is turned towards the covering shell 2 side (the second sliding piece is hinged with the first sliding piece and can be turned over), then the second sliding piece is inserted into the limiting socket 13, at this time, the cover plate 5 is separated from the covering shell 2, the rubber pad 9 extends for the air vent on the rubber pad 9 is no longer sheltered from, makes the external air can enter into between fixed casing and the apron 5 from the air vent for payment terminal radiating rate.
Example two
The difference between the second embodiment and the first embodiment is that the internet mobile financial payment terminal in the second embodiment further comprises:
and the network payment module is used for executing a network payment process for the user to carry out network payment.
And the cash amount input module is used for inputting the amount of the cash amount to be put in after the user puts cash in the placing opening.
The judging module is used for judging whether the user can carry out network payment, firstly judging whether a payment terminal has a network signal or not when judging, if not, the user can not carry out network payment, and then sending a cash payment instruction by the judging module; if the network signal exists, judging whether the current balance of the user is enough to pay the current order amount, and executing a network payment process when the balance of the user is enough to pay the current order amount; when the balance of the user is not enough to pay the current order amount and the cash amount input by the user in the cash amount input module is larger than the order amount, the judgment module sends a cash payment instruction; and if the cash balance is less than the order amount, reminding the user to cancel the payment. The specific implementation means refers to the existing mobile phone.
And the cash payment reminding module is used for receiving a cash payment instruction, reminding a user of cash payment, and automatically opening the cover plate 5 for the user to take cash. For example, when the balance in the user account is not enough to pay the purchase order in the current stage, the cash payment reminding module automatically controls the cover plate 5 to be opened, and simultaneously plays the voice message for reminding the user to use the cash payment or displays the voice message on the display screen 1 for reminding the user to use the cash payment. During specific implementation, can set up the communication mouth on fixed casing, set up the communicating piece that uses with the communication mouth cooperation on lid closes casing 2, close 2 lids of casing when closing on fixed casing at the lid, insert the communicating piece after the communication mouth, then through setting up the iron sheet on apron 5, set up the break-make electric circuit of electro-magnet on lid closes casing 2 (after the communicating piece inserts the communication mouth, the power among the payment terminal is the power supply of break-make electric circuit), close casing 2 through the control lid and open or close with this control apron 5 power-on or outage. In addition, still be provided with control switch in the on-off circuit of electro-magnet, control switch sets up on closing casing 2, presses control switch when user payment terminal trouble or electric quantity run out etc. condition lead to it can't carry out the network payment, and then realizes opening and closing of apron 5.
And the cash balance recording module is used for recording the balance of the cash placed in the placing opening and reminding the user of placing the cash by voice when the balance of the cash of the user is less than the preset amount. Three recording modes are adopted during specific recording, the first recording mode is used when a user presses a control switch to open the cover plate 5 under the condition that the payment terminal is out of order, at the moment, the time and the times of pressing the control switch by the user are recorded through an internal chip of the payment terminal (such as a mobile phone), and when the payment terminal can be normally used again, the payment terminal jumps out of an inquiry window for the user to fill. The query content in the query window comprises: and the user presses the control switch for time, opens the cover plate 5 after pressing the control switch, uses the cash sum filling window, records the user filling sum as the current cash sum of the user, and records the current cash sum of the user as zero if the user does not fill.
The second recording mode is suitable for the condition that the cover plate 5 is automatically opened when the payment terminal has no network signal, at the moment, the cash balance recording module automatically records the opening time of the cover plate 5, then a filling window is displayed after the cover plate 5 is closed, the contents of the filling window comprise the automatic opening time of the cover plate 5, the automatic opening reason and a filling frame for using the amount of cash sum, the filling sum of the user is recorded as the current cash sum of the user, and if the user does not fill, the current cash sum of the user is recorded as zero.
The third recording mode is used for the situation that the cover plate 5 is automatically opened when the payment terminal can still work but the balance paid by the user network is not enough to pay the amount of the order, and the recording mode is as follows: when the network payment balance of the user is not enough to pay the current order amount but the recorded cash balance is enough to pay the cash amount, recording the amount of the order required to be paid, then sending a confirmation window according to the recorded amount of the order required to be paid for the user to confirm whether the user pays the equal amount of cash, and generating confirmation information after the user confirms, wherein the confirmation information comprises the current cash amount used by the user. The cash balance calculation subtracts the current cash amount used by the user from the cash amount input by the cash amount input module.
The foregoing is merely an example of the present invention, and common general knowledge in the field of known specific structures and characteristics is not described herein in any greater extent than that known in the art at the filing date or prior to the priority date of the application, so that those skilled in the art can now appreciate that all of the above-described techniques in this field and have the ability to apply routine experimentation before this date can be combined with one or more of the present teachings to complete and implement the present invention, and that certain typical known structures or known methods do not pose any impediments to the implementation of the present invention by those skilled in the art. It should be noted that, for those skilled in the art, without departing from the structure of the present invention, several changes and modifications can be made, which should also be regarded as the protection scope of the present invention, and these will not affect the effect of the implementation of the present invention and the practicability of the patent. The scope of the claims of the present application shall be determined by the contents of the claims, and the description of the embodiments and the like in the specification shall be used to explain the contents of the claims.

Claims (1)

1. The utility model provides an internet removes financial payment terminal, closes the casing including fixed casing and lid, fixed casing is fixed on financial equipment, lid closes the casing and can dismantle to fix on fixed casing, characterized in that: the cash box comprises a cover shell, a control circuit and a communication port, wherein the cover shell is provided with a placing opening for placing cash, the edge of the placing opening is hinged with a cover plate for covering the placing opening, a fixing piece for fixing the relative position between the cover plate and the cover shell is arranged between the cover plate and the cover shell, the fixing piece is provided with the control circuit for controlling the fixing piece to be automatically opened and closed, the control circuit comprises a control switch and an inserting piece, the inserting piece is arranged on the cover shell, and the fixing shell is also provided with the communication port for the inserting piece to be inserted;
the cash payment reminding device comprises a cash amount input module, a judging module, a cash payment reminding module and a cash balance recording module, wherein the cash amount input module is used for inputting the amount of cash amount put in after a user puts cash in the putting opening; the judging module is used for judging whether the user can carry out network payment or not, and sending a cash payment instruction when the user cannot carry out network payment and pays an order form; the cash payment reminding module is used for reminding a user of using cash payment according to a cash payment instruction and simultaneously controlling the cover plate to be opened; the cash balance recording module is used for reminding a user to record the cash payment condition of the user, calculating the cash balance in the opening according to the cash payment condition recorded by the user, and reminding the user to supplement the amount of cash sum when the cash balance is lower than a preset value;
the fixing piece comprises an iron sheet arranged on the cover plate and an electromagnet arranged on the covering shell, the control circuit is used for controlling the electromagnet to be powered on or powered off, a soft rubber pad is fixed around the periphery of the placing opening, the top end of the rubber pad is fixed with the covering shell, and a plurality of vent holes are formed in the rubber pad; the cover plate is provided with a slide way, the slide way is connected with a limiting piece in a sliding way, the limiting piece comprises a first slide piece and a second slide piece, the first slide piece and the second slide piece are hinged, a limit fixing plate is arranged on the covering shell beside the second sliding sheet, a gap for the second sliding sheet to be inserted horizontally is arranged between the limit fixing plate and the covering shell, a limit socket for the second sliding sheet to be vertically inserted is also arranged on the covering shell between the limit fixing plate and the sliding chute, the judging module judges whether the cash balance of the user is larger than the order amount after judging that the user can not carry out network payment, if the cash balance is larger than the order amount, a cash payment instruction is sent, if the cash balance is smaller than the order amount, then remind the user to cancel the payment, still be provided with the temperature indication window on the lid casing, still be provided with waterproof soft post on the lid casing.
CN201910036844.4A 2019-01-15 2019-01-15 Internet mobile financial payment terminal Active CN109754239B (en)

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CN109754239B true CN109754239B (en) 2020-07-28

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CN205751019U (en) * 2016-05-13 2016-11-30 北京思元软件有限公司 A kind of for automatic vending machine cashless payment based on MDB agreement transducer
CN205961229U (en) * 2016-06-30 2017-02-15 夏涛 Mobile phone protection case
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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN2696226Y (en) * 2004-03-29 2005-04-27 张黎 Mobile phone with material container structure
US7921890B2 (en) * 2008-08-13 2011-04-12 Wei-Teh Ho Credit card case
CN103634429A (en) * 2012-08-22 2014-03-12 俞昌燮 Cellular phone case
CN203405754U (en) * 2013-05-17 2014-01-22 深圳市整合市场管理有限公司 Novel common protective shell sleeve for mobile phone and tablet PC of various types
CN103549740A (en) * 2013-11-15 2014-02-05 黑龙江大学 Antitheft GPS (Global Positioning System) wallet and antitheft positioning method thereof
CN203689257U (en) * 2013-12-31 2014-07-02 深圳市整合市场管理有限公司 Novel self-adhesion universal shell jacket for cellphone or tablet computer
CN103957293A (en) * 2014-05-07 2014-07-30 姜瑞珏 Storage mobile phone cover
CN204291057U (en) * 2014-05-07 2015-04-22 陈燕萍 Multifunctional accumulator cell-phone cover
CN203969547U (en) * 2014-06-11 2014-12-03 朱绘英 Modified form mobile phone protective cover
CN204032563U (en) * 2014-07-02 2014-12-24 浙江大学 Portable multi-function handbag
CN204046674U (en) * 2014-08-26 2014-12-24 智嘉通讯科技(东莞)有限公司 With the mobile phone protecting case of drawer
CN205751019U (en) * 2016-05-13 2016-11-30 北京思元软件有限公司 A kind of for automatic vending machine cashless payment based on MDB agreement transducer
CN205961229U (en) * 2016-06-30 2017-02-15 夏涛 Mobile phone protection case
CN207411708U (en) * 2017-08-30 2018-05-29 钟茂宗 The article-storage device of mobile phone shell or cell-phone cover

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