CN109754239A - A kind of mobile financial payment terminal in internet - Google Patents

A kind of mobile financial payment terminal in internet Download PDF

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Publication number
CN109754239A
CN109754239A CN201910036844.4A CN201910036844A CN109754239A CN 109754239 A CN109754239 A CN 109754239A CN 201910036844 A CN201910036844 A CN 201910036844A CN 109754239 A CN109754239 A CN 109754239A
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CN
China
Prior art keywords
shell
lid
cash
user
cover board
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201910036844.4A
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Chinese (zh)
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CN109754239B (en
Inventor
李璨
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Wuhan Qiyun Technology Co.,Ltd.
Original Assignee
Chongqing Vocational Institute of Engineering
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Priority to CN201910036844.4A priority Critical patent/CN109754239B/en
Publication of CN109754239A publication Critical patent/CN109754239A/en
Application granted granted Critical
Publication of CN109754239B publication Critical patent/CN109754239B/en
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Abstract

The present invention relates to payment devices fields, more particularly to a kind of mobile financial payment terminal in internet, shell is closed including fixed shell and lid, the fixed shell is fixed on finance device, the lid closes shell and is detachably secured on fixed shell, the lid closes the placement opening offered on shell for placing cash, the open edge of placing is hinged with for covering the cover board for placing opening, the cover board and lid, which close to be provided between shell, closes the fixing piece of relative position between shell for fixing cover board and lid, the control loop opened and closed automatically for controlling fixing piece is provided on the fixing piece, the control loop includes control switch and insertion piece, the insertion piece setting is closed on shell in lid, the port for insertion piece insertion is additionally provided on the fixed shell.The case where payment terminal can not carry out network payment use is encountered when this programme is gone out suitable for user.

Description

A kind of mobile financial payment terminal in internet
Technical field
The present invention relates to payment devices fields, and in particular to a kind of mobile financial payment terminal in internet.
Background technique
It completes to pay the bill by network payment when payment terminal is for carrying out transaction payment, existing payment terminal includes hand Mechanical, electrical brain, POS etc..But popularizing due to network payment, more and more people depend on network payment, and go out When will not usually carry cash or bank card, once payment terminal break down, then may cause can not carry out order branch The case where paying.
By taking payment terminal is mobile phone as an example, to solve the above-mentioned problems, the Chinese patent of Publication No. CN103634429B File discloses a kind of phone housing, which is the opposite installation up and down between support seat board and protection seat board, The handset bracket and the assembling upper and lower side mobile phone branch for the upper and lower side mobile phone support member slided in the state of being installed with spring Between the flat spring of the protective cover adhered on before the support seat board of support part part;When mobile phone is installed, pass through what is installed with spring Handset bracket and the flat spring for being attached to protective cover, closely fixed mobile phone, can connect extensively between handset bracket and flat spring By fixed size, thickness and variform multiple mobile phone, install to form guide rail in the main body medial surface of the phone housing After fixed base plate and the mobile phone for moving up and down and carrying along the guide rail move seat board, when with mobile phone photograph, mobile phone will be carried Mobile seat board taken out to the top of fixed base plate, the camera lens of mobile phone to phone housing it is external expose in the state of, can To take pictures, to can have the sufficient wallet incorporating section of variform and function on the main body lateral surface of phone housing, only A phone housing is wanted, while being able to carry out the function of phone housing and the function of wallet.
The setting of wallet incorporating section, allows user to place vault cash inside it in above scheme, to avoid hand The problem of user can not pay when machine breaks down, such as: network can not be connected when mobile-phone payment.But since mobile phone occurs The rare generation of the case where failure may go out when being not turned on for a long time if vault cash is placed into wallet incorporating section by user The case where now forgetting its how many internal vault cash, and may forget to supplement into wallet incorporating section after a single use standby In cash, situations such as so that can not being paid with vault cash when mobile phone breaks down again appearance.In addition, being covered with hand on mobile phone After machine shell, due to that can distribute heat in mobile phone use process, the covering of phone housing will so that when operating handset can not be timely Carry out radiating treatment, it would be possible to influence its service life.
Summary of the invention
The purpose of the present invention is to provide a kind of mobile financial payment terminals in internet, are using money to solve existing user The problem of supplementing cash may be forgotten after amount of cash in packet incorporating section.
Base case provided by the invention are as follows: a kind of mobile financial payment terminal in internet, including fixed shell and lid close Shell, the fixed shell are fixed on finance device, and the lid closes shell and is detachably secured on fixed shell, and the lid closes The placement opening for placing cash is offered on shell, the open edge of placing is hinged with for covering the lid for placing opening Plate, the cover board and lid, which close to be provided between shell, closes the fixing piece of relative position between shell, institute for fixing cover board and lid The control loop for being provided on fixing piece and opening and closing automatically for controlling fixing piece is stated, the control loop includes that control is opened It closes and insertion piece, the insertion piece setting is closed on shell in lid, be additionally provided on the fixed shell for the logical of insertion piece insertion Casually;
It further include amount of cash input module, judgment module, reminding module of paying in cash and closing balance logging modle, institute It states input after amount of cash input module is placed with cash in placement opening for user and is put into amount of cash amount;The judgement Module is for judging whether user is able to carry out network payment, if judging, user can not carry out network payment and user's pay invoice When send monetary payment instructions;The reminding module of paying in cash according to monetary payment instructions for reminding user to use cash branch It pays, while controlling cover board unlatching;The closing balance logging modle for reminding its situation of paying in cash of user record, and according to The situation of paying in cash of user record calculates it and places the interior closing balance that is open, and reminds and use when closing balance is lower than preset value Family supplements amount of cash amount.
The present invention has the advantages that
1, when user, which encounters payment terminal, can not carry out network payment and need to carry out order payment, judgment module will be certainly It is dynamic to judge that user is able to carry out network payment, and monetary payment instructions are sent to existing after judging that user can not carry out network payment Then golden payment reminders module reminds user to pay in cash and opens cover board by reminding module of paying in cash, convenient for using Family quickly passes through vault cash and is paid.
2, it when the closing balance of vault cash is less than preset value, reminds user to supplement vault cash, user is avoided to forget Supplement vault cash and the use after influencing.
3, when user's payment terminal can not work completely, user can also be by pressing control switch opening lid Plate, and then take out vault cash and use.
4, when payment terminal heat condition than it is more serious when, control switch can also be pressed so that cover board open, then take The internal vault cash placed out is opened wide completely so that placing opening, and then is radiated convenient for payment terminal.
Further, the fixing piece includes setting iron plate on the cover board and lid is arranged in closes electromagnet on shell, The control loop is powered or powers off for controlling electromagnet.
It is powered in this programme by control electromagnet and power-off realizes that cover board and lid close consolidating for the relative position between shell It is fixed, and then the vault cash for placing placement in opening is avoided to drop out.
Further, for the placement opening all around around soft rubber pad is fixed with, the rubber pad top and lid close shell It is fixed, several ventholes are offered on the rubber pad;It is provided with slideway on the cover board, is slidably connected in the slideway limited Bit slice, limit film include the first slide plate and the second slide plate, hinged between the first slide plate and the second slide plate, and the lid by the second slide plate It closes and is provided with limit fixed plate on shell, the limit fixed plate and lid are closed to be provided between shell and be horizontally inserted into for the second slide plate Gap, the lid between the limit fixed plate and sliding slot closes the limit for being also provided on shell and being inserted vertically into for the second slide plate and inserts Mouthful.
When payment terminal is without pressing control switch when radiating, so that electromagnet powers off, then sliding limit film to limit Bit slice is inserted into limit fixed plate, so that the vault cash placed in rubber pad and placement opening is folded compression, Venthole is blocked;Limit film is skidded off from limit fixed plate when needing to radiate to payment terminal, then by second Slide plate overturns and is inserted vertically into limit socket, and rubber pad is no longer compressed, and the venthole on rubber pad is opened, eventually convenient for payment End heat dissipation.In addition, after the second slide plate is inserted into limit socket, it will be so that cover board, which is propped up and closes with lid, forms one between shell A support frame similar to triangular column, plays a supporting role to payment terminal, user-friendly.
Further, the judgment module will judge user's closing balance after judging that user can not carry out network payment Whether it is greater than the order amount of money, sends monetary payment instructions if closing balance is greater than the order amount of money, if closing balance is less than order The amount of money then reminds user to cancel payment.
This programme judges automatically the whether enough pay invoices of closing balance of user when user can not carry out network payment, If closing balance is not enough to pay invoice, reminds user to cancel payment, user is avoided to find closing balance after opening cover board Insufficient situation occurs.
Further, the lid closes and is additionally provided with Temperature indication windows on shell.
It is general just to can know that by the way of touching due to if desired knowing payment terminal heat condition in the prior art, And the heat condition of visible directly payment terminal is capable of in the setting of Temperature indication windows convenient for user in the application.
Further, the lid closes and is additionally provided with the soft column of waterproof on shell.
The setting of the soft column of waterproof, which can be avoided when payment terminal is placed into wet desktop, soaks.
Detailed description of the invention
Fig. 1 is a kind of positive structure diagram of the mobile financial payment terminal in internet in the embodiment of the present invention one;
Fig. 2 is a kind of backsight structural representation of the mobile financial payment terminal in internet in the embodiment of the present invention one.
Specific embodiment
It is further described below by specific embodiment:
Appended drawing reference in Figure of description include: display screen 1, lid close shell 2, shooting mouth 3, the soft column 4 of waterproof, cover board 5, Solution stores road 6, temperature scale point 8, rubber pad 9, limit fixed plate 10, limit film 11, slideway 12, limit socket 13.
Embodiment one
Payment terminal in this programme is mobile phone, as depicted in figs. 1 and 2, a kind of mobile financial payment terminal in internet, packet Include: control chip, camera, display screen 1 and shell, shell includes fixed shell and lid closes shell 2, and control chip is located at display Between screen 1 and fixed shell, fixed shell is fixedly connected with display screen 1, and lid closes shell 2 and is covered on fixed shell, and lid closes shell The soft column 4 of waterproof is provided on four angles of body 2, the soft column 4 of waterproof uses rubber material.Lid closes and is additionally provided with camera on shell 2 Shooting mouth 3, the setting of shooting mouth 3 exists for identifying payment code by camera when carrying out network payment, and shooting mouth 3 to be arranged By the soft column 4 of waterproof, so that the soft column 4 of waterproof can protect the camera of payment terminal when mobile phone is dropped.
Lid closes and is additionally provided with thermal window on shell 2, and thermal window includes placing opening, cover board 5 and rubber pad 9, places It is provided with lid and closes 2 middle part of shell and square shape, place opening surrounding and be surrounded with soft rubber pad 9, the rubber pad 9 Upward around being bonded in placement open edge, and several ventholes are offered on rubber pad 9;Cover board 5 is covered in placement opening, The square shape of cover board 5, and 5 a side of cover board and lid close shell 2 hingedly, its excess-three side of cover board 5 and 9 top of rubber pad are viscous It connects.Wherein, cover board 5 can be made using r c solid fiberboard, and cover board 5 can also select metal plate or hard Plastic plate is made.
It is provided with slideway 12 in 5 plate face of cover board, the limit film 11 of metal material, limit film 11 are slidably connected in slideway 12 It is upper to be brushed with the paint layer for preventing it from aoxidizing.Limit film 11 includes first slide plate in left side and second slide plate on right side, and the second slide plate is long Degree is greater than the first slide plate, and hinged between the first slide plate and the second slide plate.Lid on the right side of thermal window closes and is bonded with confession on shell 2 The limit fixed plate 10 that limit film 11 is inserted into, limit fixed plate 10 are made using sheet metal, limit 10 both ends of fixed plate and Lid closes shell 2 and is bonded, and limits fixed plate 10 and cover the gap closed between shell 2 and be inserted into for limit film 11.Limit fixed plate 10 Lid between thermal window, which closes, is also provided with limit socket 13 on shell 2.
Lid closes 2 bottom end of shell and is provided with Temperature indication windows, and Temperature indication windows include that the solution being arranged on lid conjunction shell 2 is deposited 6 are put, solution storage is provided with temperatuer detector in road 6, and temperatuer detector uses mini-size neutral spirit thermometer in the present embodiment.Separately Outside, the lid on 6 side of solution storage road, which closes, is also evenly arranged with temperature scale point 8 on shell 2, and the mode that word marking also can be used exists Temperature value is marked on temperature scale point 8.
When it is implemented, being provided with for the soft column 4 of waterproof is conducive to the payment terminal being placed on wet desktop in this programme It avoided lid to close on shell 2 when upper and is stained with water;Simultaneously as shooting mouth 3 is located at by the soft column 4 of waterproof, i.e., it is soft to be located at waterproof for camera By column 4, when the payment terminal is inadvertently fallen off, the soft column 4 of waterproof can also play support while can playing buffer function Effect, avoids camera from being broken.Mini-size neutral spirit thermometer shows payment terminal heating temperature;And temperature scale point 8 Setting more can significantly see the heat condition of the payment terminal convenient for user, and then carry out radiating treatment.
When the payment terminal calorific value fewer (such as the payment terminal do not use when) then will be on its cover board 5 Second slide plate is slided to the right and is pressed in the gap for making it slide into limit fixed plate 10 and lid conjunction shell 2, so that 9 quilt of rubber pad Compression folds, and the venthole on rubber pad 9 is blocked, and cover board 5 is closely fitted on fixed shell, and branch is used for a long time when using Terminal is paid when making payment terminal calorific value big, the second slide plate can be slided to the left, so that the second slide plate and limit fixed plate 10 are detached from, and then slide the second slide plate to the right, when the second slide plate skids off slideway 12 but the first slide plate is also located in slideway 12, to Lid close 2 the second slide plate of side to overturn of shell (since the second slide plate and the first slide plate are hinged, so may be reversed), it is then sliding by second Piece is inserted into limit socket 13, and at this moment, cover board 5 and lid are closed and separated between shell 2, and rubber pad 9 stretches, so that on rubber pad 9 Venthole be no longer blocked, outside air is entered between fixed shell and cover board 5 from venthole, accelerate payment Heat dissipation of terminal speed.
Embodiment two
Embodiment two and the difference of embodiment one are that the mobile financial payment terminal in one of embodiment two internet is also Include:
Network payment module carries out network payment for user for executing network payment process.
Amount of cash input module, input is put into amount of cash amount after being placed with cash in placement opening for user.
Whether judgment module first determines whether payment terminal when judging for judging whether user is able to carry out network payment There is network signal, user can not carry out network payment if without network signal, and judgment module then issues a finger of paying in cash It enables;Network signal then judges whether user's current balance pays the current order amount of money enough if it exists, when user balance is enough to prop up When paying the current order amount of money, network payment process are executed;When user balance is not enough to pay the current order amount of money, and user is existing When the amount of cash amount inputted in amount of money input module is greater than the order amount of money, judgment module then issues a finger of paying in cash It enables;If closing balance is less than the order amount of money, user is reminded to cancel payment.Specific implementation means refer to existing mobile phone.
It pays in cash reminding module, for receiving monetary payment instructions, and user is reminded to pay in cash, while is automatic Cover board 5 is opened to take cash for user.Such as in user account when Sorry, your ticket has not enough value to pay its current generation purchase order, cash Payment reminders module automatically controls cover board 5 and opens, while playing and reminding user using the voice messaging paid in cash or aobvious Display alarm user use is paid in cash in display screen 1.When it is implemented, port can be arranged on fixed shell, closed in lid The connectedness being used cooperatively with port is set on shell 2, closes the lid of shell 2 in lid and closes when on fixed shell, connectedness is inserted Enter to after port, then by the way that iron plate is arranged on cover board 5, lid close shell 2 on be arranged electromagnet on-off electrical circuit (when After connectedness is inserted into port, power supply in payment terminal is power on/off loop power supply), covered by control close shell 2 be powered or Person's power-off controls cover board 5 with this and is turned on or off.In addition, being additionally provided with control switch in the on-off electrical circuit of electromagnet, control The setting of system switch is closed on shell 2 in lid, causes it that can not carry out net situations such as user's payment terminal failure or electricity are finished Network presses control switch when paying, and then realizes the opening and closing of cover board 5.
Closing balance logging modle, for recording the closing balance placed and placed in opening, and in the closing balance of user Voice reminder user is put into cash when amount is less than preset cost.Three kinds of recording modes, the first record side are used when physical record When user opens cover board 5 by pressing control switch in the case that formula is not available for payment terminal failure, at this moment pass through branch It pays terminal (such as mobile phone) inside chip record user and presses control switch time and number, when the payment terminal can be subnormal again Inquiry window is jumped out when use to fill in for user.Inquiry window in inquiry content include: user press the control switch time and User presses cover board 5 is opened after control switch after using amount of cash amount fill in window, and user is filled in into the amount of money and is denoted as user Currently used amount of cash remembers that the currently used amount of cash of user is zero if user does not fill in.
The case where cover board 5 are automatically turned on when second recording mode is suitable for payment terminal without network signal, at this time cash Remaining sum logging modle automatically records 5 opening time of cover board, and then window is filled in display after the closure of cover board 5, this is filled in window Holding includes that cover board 5 automatically turns on the time, automatically turns on reason and fill in frame using amount of cash amount, and user is filled in the amount of money It is denoted as the currently used amount of cash of user, if user does not fill in, remembers that the currently used amount of cash of user is zero.
The third recording mode can also work for payment terminal, but Sorry, your ticket has not enough value to pay and order for user network payment The case where cover board 5 are automatically turned on when single amount of money, the recording mode are as follows: when user network payment of balance is not enough to pay current order Its closing balance of the amount of money but record, which is enough to record the order when cash payment amount of money, needs payment amount amount, then according to record Order need payment amount amount to issue acknowledgement window to be confirmed whether to pay equal cash for user, and generated after user's confirmation Confirmation message, the confirmation message include the currently used amount of cash of user.Closing balance is defeated from amount of cash by user when calculating The amount of cash amount for entering module input subtracts the currently used amount of cash of user.
What has been described above is only an embodiment of the present invention, and the common sense such as well known specific structure and characteristic are not made herein in scheme Excessive description, technical field that the present invention belongs to is all before one skilled in the art know the applying date or priority date Ordinary technical knowledge can know the prior art all in the field, and have using routine experiment hand before the date The ability of section, one skilled in the art can improve and be implemented in conjunction with self-ability under the enlightenment that the application provides This programme, some typical known features or known method should not become one skilled in the art and implement the application Obstacle.It should be pointed out that for those skilled in the art, without departing from the structure of the invention, can also make Several modifications and improvements out, these also should be considered as protection scope of the present invention, these all will not influence the effect that the present invention is implemented Fruit and patent practicability.The scope of protection required by this application should be based on the content of the claims, the tool in specification The records such as body embodiment can be used for explaining the content of claim.

Claims (6)

1. a kind of mobile financial payment terminal in internet, including fixed shell and lid close shell, the fixed shell is fixed on gold Melt in equipment, the lid closes shell and is detachably secured on fixed shell, and be characterized in that: the lid is closed to offer on shell and is used for The placement opening of cash is placed, the open edge of placing is hinged with for covering the cover board for placing opening, the cover board and lid It closes to be provided between shell and closes the fixing piece of relative position between shell for fixing cover board and lid, be provided on the fixing piece The control loop opened and closed automatically for controlling fixing piece, the control loop include control switch and insertion piece, described Insertion piece setting is closed on shell in lid, and the port for insertion piece insertion is additionally provided on the fixed shell;
It further include amount of cash input module, judgment module, reminding module of paying in cash and closing balance logging modle, it is described existing Input is put into amount of cash amount after amount of money input module is placed with cash in placement opening for user;The judgment module For judging whether user is able to carry out network payment, if judging hair when user can not carry out network payment and user's pay invoice Send monetary payment instructions;The reminding module of paying in cash is used to remind user's use to pay in cash according to monetary payment instructions, Cover board unlatching is controlled simultaneously;The closing balance logging modle for reminding its situation of paying in cash of user record, and according to The situation of paying in cash of family record calculates it and places the interior closing balance that is open, and reminds user when closing balance is lower than preset value Supplement amount of cash amount.
2. the mobile financial payment terminal in internet according to claim 1, it is characterised in that: the fixing piece includes setting It iron plate on the cover board and lid is set closes electromagnet on shell, the control loop is powered for controlling electromagnet or disconnected Electricity.
3. the mobile financial payment terminal in internet according to claim 1, it is characterised in that: the placement opening is all around Around soft rubber pad is fixed with, the rubber pad top and lid close shell and fix, and several ventholes are offered on the rubber pad; It is provided with slideway on the cover board, limit film is slidably connected in the slideway, limit film includes the first slide plate and the second slide plate, It is hinged between first slide plate and the second slide plate, and the lid by the second slide plate closes and is provided with limit fixed plate, the limit on shell Fixed plate and lid close and are provided with the gap being horizontally inserted into for the second slide plate between shell, between limit fixed plate and the sliding slot Lid closes and is also provided with the limit socket being inserted vertically into for the second slide plate on shell.
4. the mobile financial payment terminal in internet according to claim 1, it is characterised in that: the judgment module is judging It after user can not carry out network payment out, will judge whether user's closing balance is greater than the order amount of money, ordered if closing balance is greater than Single amount of money then sends monetary payment instructions, if closing balance is less than the order amount of money, user is reminded to cancel payment.
5. the mobile financial payment terminal in internet according to claim 1, it is characterised in that: the lid closes also to be set on shell It is equipped with Temperature indication windows.
6. the mobile financial payment terminal in internet according to claim 1, it is characterised in that: the lid closes also to be set on shell It is equipped with the soft column of waterproof.
CN201910036844.4A 2019-01-15 2019-01-15 Internet mobile financial payment terminal Active CN109754239B (en)

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Application Number Priority Date Filing Date Title
CN201910036844.4A CN109754239B (en) 2019-01-15 2019-01-15 Internet mobile financial payment terminal

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CN201910036844.4A CN109754239B (en) 2019-01-15 2019-01-15 Internet mobile financial payment terminal

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CN109754239B CN109754239B (en) 2020-07-28

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CN204291057U (en) * 2014-05-07 2015-04-22 陈燕萍 Multifunctional accumulator cell-phone cover
CN205751019U (en) * 2016-05-13 2016-11-30 北京思元软件有限公司 A kind of for automatic vending machine cashless payment based on MDB agreement transducer
CN205961229U (en) * 2016-06-30 2017-02-15 夏涛 Mobile phone protection case
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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN2696226Y (en) * 2004-03-29 2005-04-27 张黎 Mobile phone with material container structure
US7921890B2 (en) * 2008-08-13 2011-04-12 Wei-Teh Ho Credit card case
CN103634429A (en) * 2012-08-22 2014-03-12 俞昌燮 Cellular phone case
CN203405754U (en) * 2013-05-17 2014-01-22 深圳市整合市场管理有限公司 Novel common protective shell sleeve for mobile phone and tablet PC of various types
CN103549740A (en) * 2013-11-15 2014-02-05 黑龙江大学 Antitheft GPS (Global Positioning System) wallet and antitheft positioning method thereof
CN203689257U (en) * 2013-12-31 2014-07-02 深圳市整合市场管理有限公司 Novel self-adhesion universal shell jacket for cellphone or tablet computer
CN103957293A (en) * 2014-05-07 2014-07-30 姜瑞珏 Storage mobile phone cover
CN204291057U (en) * 2014-05-07 2015-04-22 陈燕萍 Multifunctional accumulator cell-phone cover
CN203969547U (en) * 2014-06-11 2014-12-03 朱绘英 Modified form mobile phone protective cover
CN204032563U (en) * 2014-07-02 2014-12-24 浙江大学 Portable multi-function handbag
CN204046674U (en) * 2014-08-26 2014-12-24 智嘉通讯科技(东莞)有限公司 With the mobile phone protecting case of drawer
CN205751019U (en) * 2016-05-13 2016-11-30 北京思元软件有限公司 A kind of for automatic vending machine cashless payment based on MDB agreement transducer
CN205961229U (en) * 2016-06-30 2017-02-15 夏涛 Mobile phone protection case
CN207411708U (en) * 2017-08-30 2018-05-29 钟茂宗 The article-storage device of mobile phone shell or cell-phone cover

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