CN109741169A - Liquidation method, system, computer equipment based on distributed account book - Google Patents
Liquidation method, system, computer equipment based on distributed account book Download PDFInfo
- Publication number
- CN109741169A CN109741169A CN201811530889.9A CN201811530889A CN109741169A CN 109741169 A CN109741169 A CN 109741169A CN 201811530889 A CN201811530889 A CN 201811530889A CN 109741169 A CN109741169 A CN 109741169A
- Authority
- CN
- China
- Prior art keywords
- block
- terminal
- capital
- money
- request
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The embodiment of the invention provides a kind of liquidation methods based on distributed account book, include: when computer equipment receive corresponding to first capital's terminal make loans request when, according to making loans, request defines instruction of making loans, it is made loans in instruction block according to the instruction definition of making loans, the instruction block of making loans is broadcast to each network node in the block chain network；After making loans successfully, according to making loans, quantity calculating should deal with the service charge amount of money to what the first capital terminal was collected；According to it is described deal with service charge definition should be transferred to service charge block, it is described to be transferred in each network node that service charge block is broadcast in the block chain network and be added in the block chain；The service charge of dealing with that should be transferred in service charge block is the first netting data, for executing the first clearance operation with the first capital terminal.The embodiment of the present invention realizes every transaction and clears in real time, transaction i.e. clearing transactions itself.It effectively increases clearance efficiency, reduce clearance error.
Description
Technical field
The present embodiments relate to block chain technical field more particularly to a kind of liquidation method based on distributed account book,
System, computer equipment and computer readable storage medium.
Background technique
Financial institution (such as bank) has site advantage and customer resources, can be used as financial platform and accesses multiple thirds
Fang Danwei carries out joint loan service with multiple the third parties.In above-mentioned joint loan service, need to be related to bank and
Fund clearing problem between each the third party.Traditional clearance mode are as follows: realized based on centralized system, centring system is protected
There is the transaction data of all members, needed between bank and each the third party in the transaction and fund pair to T days in T+1 days
After account, then carry out fund clearing.
However, it is above-mentioned tradition clearance mode have certain defect: firstly, can not real-time confirmation transaction results between each system
Consistency, need the synchronous reconciliation file of each system on T+1, after manual confirmation, just can be carried out clearance；Secondly, if each
There are Time Inconsistencies between participant, then there may be the successful situation of reconciliation is unable to, transaction results can not be real between participant
When confirm, for inconsistent reconciliation as a result, it is desirable to carry out manually adjust account extra work；Finally, the workload of fund clearing
Increase with the third party quantity and increase, the clearance mode of each the third party is made loans, refund mode is also had nothing in common with each other, clearly
It calculates difficulty greatly and is easy error.In conclusion above-mentioned tradition clearance mode has clearance inefficiency, waste of manpower, error-prone
The defects of.
Summary of the invention
In view of this, the purpose of the embodiment of the present invention is that provide it is a kind of by the liquidation method of distributed account book, system, based on
Machine equipment and computer readable storage medium are calculated, clearance efficiency is can effectively improve, reduces clearance error.
In a first aspect, to achieve the above object, the embodiment of the invention provides a kind of clearance sides based on distributed account book
Method is applied in system for settling account, and block chain network is configured in the system for settling account, includes multiple nets in the block chain network
Network node, the multiple network node correspond to financial institution terminal, multiple capital's terminals and payment system, the method packet
It includes:
When the financial institution terminal receive corresponding to first capital's terminal make loans request when:
The request of making loans is based on by the financial institution terminal and defines the first block, and first block is broadcasted
To each network node, first block is added in block chain；
First block is parsed by the first capital terminal, the second block is defined according to the request of making loans, and
Second block is broadcast to each network node, second block is added in the block chain；
Second block is parsed by the payment system, and delivery operation is initiated according to second block, according to
The delivery operation payment result produced that the payment system is initiated defines in third block, and the third block is wide
It broadcasts to each network node, the third block is added in the block chain；
Based on the third block, making loans request based on described in by the first capital terminal calculating should be to the finance
The first of mechanism terminal expenditure deals with the service charge amount of money, and deals with the service charge amount of money according to described first and define in the 4th block,
4th block is broadcast to each network node, the 4th block is added in the block chain；
Based on the third block, making loans request based on described in by financial institution terminal calculating should be to described first
What capital's terminal was collected second deals with the service charge amount of money, and deals with the service charge amount of money according to described second and define in the 5th block,
5th block is broadcast to each network node, the 5th block is added in the block chain；And
The service charge amount of money is dealt with using described first or second deals with the service charge amount of money as the financial institution terminal and institute
The first gadolinium difference data between first capital's terminal is stated, carries out the financial institution terminal and first based on the first netting data
First clearance operation of capital's terminal room.
Second aspect based on first aspect, when the financial institution terminal is received corresponding to the first capital terminal
Gathering request when:
Refund request is based on by the financial institution terminal and defines the 6th block, and the 6th block is broadcasted
To each network node, the 6th block is added in the block chain；
The 6th block is parsed by the first capital terminal, is requested to define District 7 block according to the refund, and
The District 7 block is broadcast to each network node, the District 7 block is added in the block chain；
Operation is withheld by withholding District 7 block described in system analysis, and according to District 7 block initiation, according to described
The operation result produced that withholds that withholds for withholding system initiation defines in Section Eight block, and the Section Eight block is broadcast to
In each network node, the Section Eight block is added in the block chain；
Based on the Section Eight block, being calculated by the financial institution terminal should be to described first based on refund request
The principal and interest amount of money is dealt in the payment of capital's terminal, and is defined in the 9th block according to the principal and interest amount of money of dealing with, by the 9th area
Block is broadcast to each network node, and the 9th block is added in the block chain；
Based on the Section Eight block, being calculated by the first capital terminal should be to the finance based on refund request
What mechanism terminal was collected deals with the principal and interest amount of money, and is defined in the tenth block according to the principal and interest amount of money of dealing with, by the tenth area
Block is broadcast to each network node, and the tenth block is added in the block chain；And
Using the principal and interest amount of money of dealing with as the second gadolinium between the financial institution terminal and the first capital terminal
Difference data carries out the second clearance operation of the financial institution terminal and first capital's terminal room based on the second netting data.
The step of third aspect based on first aspect, the configuration block chain network includes:
The block chain network is configured, the block chain network includes multiple network nodes, the multiple network node point
The financial institution terminal, each capital's terminal and payment system are not corresponded to；And
It is configured to the intelligent contract to cooperate between each network node.
Fourth aspect, to achieve the above object, the embodiment of the invention also provides a kind of clearances based on distributed account book
Method is applied in computer equipment, and the computer equipment is one of network node in block chain network, the side
Method includes:
When the computer equipment receive corresponding to first capital's terminal make loans request when:
It is made loans instruction according to the request definition of making loans, is made loans in instruction block according to the instruction definition of making loans, it is described
In each network node that instruction block of making loans is broadcast in the block chain network and it is added into block chain, it is described to put
Money instruction is for notifying the first capital terminal to initiate delivery operation via payment system；
Receiving record has the payment result block based on the request of making loans；
Parse the payment result block, when include in the payment result block made loans based on this request payment success
Information, according to making loans, quantity calculating should deal with the service charge amount of money to what the first capital terminal was collected；
According to it is described deal with service charge definition should be transferred to service charge block, the service charge block that should be transferred to is broadcast to institute
It states in each network node in block chain network and is added in the block chain；
Wherein, it is described should be transferred in service charge block deal with service charge be the first netting data, for execute with it is described
First clearance operation of first capital's terminal.
The 5th aspect based on fourth aspect, when the computer equipment receives the refund corresponding to first capital's terminal
When request:
Definition is requested to be refunded instruction according to the refund, it is described according in the refund instruction definition refund instruction block
In each network node that refund instruction block is broadcast in the block chain network and it is added in the block chain, institute
Refund instruction is stated for notifying the first capital terminal to withhold operation via system initiation is withheld；
It receives to record to have and result block is withheld based on the request of refunding；
Block is withheld successfully described in parsing, when described withhold includes withholding success based on gathering request in result block
Information, the principal and interest amount of money should be dealt with to what the first capital terminal was paid by being calculated according to refund quantity；
It deals with the definition of the principal and interest amount of money according to described and should produce principal and interest amount of money block, described should to produce principal and interest amount of money block wide
It broadcasts in each network node in the block chain network and being added in the block chain；
Wherein, it is described should produce in principal and interest amount of money block deal with the principal and interest amount of money be the second netting data, for execute with
Second clearance operation of the first capital terminal.
The 6th aspect based on fourth aspect, further includes:
Intelligent contract between configuration and each capital's terminal, and the intelligent contract is written to intelligent contract block
In, the intelligence contract block is broadcast in each network node in the block chain network.
7th aspect, to achieve the above object, the embodiment of the invention also provides a kind of clearances based on distributed account book
System is applied in computer equipment, and the computer equipment is one of network node in block chain network, the system
System includes:
Receiving module, for receiving the request of making loans for corresponding to first capital's terminal；
Block definition module, for making loans according to, request defines instruction of making loans, and is put according to the instruction definition of making loans
In money instruction block, in each network node that the instruction block of making loans is broadcast in the block chain network and it is added
To in the block chain, the instruction of making loans is for notifying the first capital terminal to initiate delivery operation via payment system；
The receiving module, being also used to receive record has the payment result block based on the request of making loans；
Block parsing module, for parsing the payment result block, when in the payment result block include based on should
Make loans the payment successful information of request, calculated according to quantity of making loans should be collected to the first capital terminal deal with service charge gold
Volume；
The block definition module, service charge block should be transferred to by being also used to deal with service charge definition according to, described to answer
It is transferred in each network node that service charge block is broadcast in the block chain network and is added in the block chain；
Wherein, it is described should be transferred in service charge block deal with service charge be the first netting data, for execute with it is described
First clearance operation of first capital's terminal.
Eighth aspect based on the 7th aspect:
The receiving module is also used to receive the refund for corresponding to first capital's terminal；
The block definition module is also used to request definition refund instruction according to the refund, be instructed according to the refund
It defines in refund instruction block, the refund instruction block is broadcast in each network node in the block chain network simultaneously
It is added in the block chain, the refund instruction is withheld for notifying the first capital terminal via system initiation is withheld
Operation；
The receiving module, be also used to receive record have based on it is described refund request withhold result block；
The block parsing module, be also used to parse it is described withhold successfully block, when described withhold in result block includes
Successful information is withheld based on gathering request, this should be dealt with to the first capital terminal payment by calculating according to refund quantity
Cease the amount of money；
The block definition module, principal and interest amount of money block, institute should be produced by being also used to deal with the definition of the principal and interest amount of money according to
Stating should produce in each network node that principal and interest amount of money block is broadcast in the block chain network and be added to the area
In block chain；
Wherein, the principal and interest amount of money of dealing with produced in principal and interest amount of money block is the second netting data, for execution and institute
State the second clearance operation of first capital's terminal.
9th aspect, to achieve the above object, the embodiment of the invention also provides a kind of computer equipment, the computer
Device memory, processor and it is stored in the computer program that can be run on the memory and on the processor, it is described
The clearance side based on distributed account book as described in terms of fourth aspect to the 7th is realized when computer program is executed by processor
The step of method.
To achieve the above object, the embodiment of the invention also provides a kind of computer readable storage medium, the computers
Computer program is stored in readable storage medium storing program for executing, the computer program can be performed by least one processor, so that institute
State the step of at least one processor executes the liquidation method based on distributed account book as described in terms of fourth aspect to the 7th.
Liquidation method based on distributed account book, system, computer equipment and computer provided in an embodiment of the present invention can
Storage medium is read, a block is defined for each of transaction flow transaction step, to realize the real-time right of every transaction
Account, thus realize that every transaction is cleared in real time, transaction i.e. clearing transactions itself.It is found that every transaction of the embodiment of the present invention is real
When synchronous and clearance effectively increase clearance efficiency, reduce clearance error.
Detailed description of the invention
Fig. 1 is the system for settling account architecture diagram of liquidation method of the embodiment of the present invention based on distributed account book.
Fig. 2 is that the present invention is based on the flow charts of the liquidation method embodiment one of distributed account book.
Fig. 3 is that the present invention is based on the flow charts of the liquidation method embodiment two of distributed account book.
Fig. 4 is that the present invention is based on the flow charts of the liquidation method embodiment three of distributed account book.
Fig. 5 is that the present invention is based on the flow charts of the liquidation method example IV of distributed account book.
Fig. 6 is the program module schematic diagram of system for settling account embodiment five of the present invention.
Fig. 7 is the hardware structural diagram of computer equipment embodiment six of the present invention.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that described herein, specific examples are only used to explain the present invention, not
For limiting the present invention.Based on the embodiments of the present invention, those of ordinary skill in the art are not before making creative work
Every other embodiment obtained is put, shall fall within the protection scope of the present invention.
It should be noted that the description for being related to " first ", " second " etc. in the present invention is used for description purposes only, and cannot
It is interpreted as its relative importance of indication or suggestion or implicitly indicates the quantity of indicated technical characteristic.Define as a result, " the
One ", the feature of " second " can explicitly or implicitly include at least one of the features.In addition, the skill between each embodiment
Art scheme can be combined with each other, but must be based on can be realized by those of ordinary skill in the art, when technical solution
Will be understood that the combination of this technical solution is not present in conjunction with there is conflicting or cannot achieve when, also not the present invention claims
Protection scope within.
Shown in Fig. 1, for the system for settling account architecture diagram of the liquidation method for executing distributed account book of the embodiment of the present invention.
It include multiple executing subjects in the system for settling account 1000, the multiple executing subject includes:
Financial institution terminal 2, such as the computer system of bank；
Payment system 4 initiates the computer system of the third-party institution of delivery operation according to payment instruction；
System 6 is withheld, the computer system for withholding the third-party institution of operation is initiated according to withholding command；
Multiple capital's terminals 8,10,12, provide multiple computer systems of multiple lending agencies of loan service.In Fig. 1
3 capital's terminals, be only illustrative, real data is according to can customize.
Block chain network is configured in the system for settling account 100, above-mentioned each executing subject respectively corresponds as block link network
At least one network node in network can carry out data interaction by transmission medium between these network nodes.
Illustratively, the step of configuring block chain network can be such that
Step 1 can configure block chain (alliance's chain) network by the wherein member in system for settling account 1000, i.e.,
Creation wound generation block and creation alliance's chain account.The block chain network includes multiple network nodes, the multiple network node
It respectively corresponds the financial institution terminal, each capital's terminal, payment system, withhold system etc..
Step 2 is configured to the intelligent contract to cooperate between each network node.The intelligence contract refers to one section of portion
The code in distributed account book is affixed one's name to, it can handle information, be the calculation procedure that can execute agreement terms automatically.?
In the technical program, intelligent contract can define the standard agreement of each network node information interaction, can also define bank with
Putting between each capital's terminal, gathering mode etc..
Below by with financial institution terminal 2, payment system 4, to withhold the first capital in system 6 and multiple capital's terminals whole
Multiple executing subjects such as end 8 carry out exemplary description to the liquidation method in embodiment one, two.
Embodiment one
Referring to Fig.2, showing the step flow chart of the liquidation method based on distributed account book of the embodiment of the present invention one.It can
To understand, the flow chart in this method embodiment, which is not used in, is defined the sequence for executing step.It is specific as follows.
Step S100 receives the request of making loans for corresponding to first capital's terminal 8 by financial institution terminal 2.
The financial institution terminal 2 can be published configured with the form page for filling in request of making loans, the form page
To financial platform or relative clients end App.User can be by logging in the financial platform or customer end A pp, in the list
Request for data of making loans is filled on page.The financial institution terminal can be based on request for data creation user's order of making loans.
Step S102 is based on the request of making loans by the financial institution terminal 2 and defines the first block, and by described the
One block is broadcast to each network node, and first block is added in block chain.
The financial institution terminal 2 defines instruction of making loans according to the request of making loans, and according to instruction definition first of making loans
In block.The instruction of making loans includes: the information such as first capital's Termination ID, the amount of money of making loans, interest rate, payment period.
It should be noted that " first " in first block is only used for the differentiation with other blocks, there is no actually contain
Justice, first block are not necessarily wound generation block.
Step S104 parses first block by first capital's terminal 8, defines the secondth area according to the request of making loans
Block, and second block is broadcast to each network node, second block is added in the block chain.
The first capital terminal 8 obtains the instruction of making loans by parsing the first block, when the instruction of making loans meets
Its is pre-set make loans rule when, then define payment instruction, and define in the second block according to the payment instruction.The branch
Paying instruction includes: the information such as disbursement account, credit account, payment amount.
Step S108 parses second block by payment system 4, and initiates payment behaviour according to second block
Make, defined in third block according to the delivery operation payment result produced that the payment system is initiated, by described the
Three blocks are broadcast to each network node, and the third block is added in the block chain.
The payment system 4 obtains the payment instruction of the first capital terminal 8 by parsing second block, according to
The payment instruction is to the corresponding payment amount of the bill payment that keeps accounts.And payment result information, the branch are defined according to payment result
Result information is paid to be written in third block.The payment result information include: payment amount, pay successfully, payment failure
Deng.
Step S110 is based on the third block, is calculated by the first capital terminal 8 and is answered based on the request of making loans
First paid to the financial institution terminal 2 deals with the service charge amount of money, and deals with the definition of the service charge amount of money according to described first
In 4th block, the 4th block is broadcast to each network node, the 4th block is added to the block chain
In.
The first capital terminal 8 gets paid result information by parsing the third block, and according to presetting
Rule calculate and be based on this loan service, it should what Xiang Suoshu financial institution terminal 2 was paid first deals with the service charge amount of money, institute
It states first and deals with service charge mark as the amount of money (label is negative) should be produced and be recorded in the 4th block.4th block should
Including the amount of money should be produced, object etc. is produced.
Step S112 is based on the third block, is calculated by the financial institution terminal 2 and is answered based on the request of making loans
Second collected to the first capital terminal 8 deals with the service charge amount of money, and deals with the definition of the service charge amount of money according to described second
In 5th block, the 5th block is broadcast to each network node, the 5th block is added to the block chain
In.
The financial institution terminal 2 gets paid result information by parsing the third block, and according to presetting
Rule calculate and be based on this loan service, it should what Xiang Suoshu the first capital terminal was collected second deals with the service charge amount of money, institute
It states second and deals with service charge mark as the amount of money (label is positive) should be transferred to and be recorded in the 5th block.5th block should
Including the amount of money should be transferred to, it is transferred to object (first capital's Termination ID) etc..
Step S114 deals with the service charge amount of money for described first and/or second deals with the service charge amount of money as the finance
The first gadolinium difference data between mechanism terminal 2 and the first capital terminal 8 carries out the finance based on the first netting data
The first clearance operation between mechanism terminal 2 and first capital's terminal 8.
After payment system 4 initiates payment, according in payment result defining in real time third block, include payment amount, payment
As a result succeed/unsuccessfully etc.；8 real-time verification payment result of financial institution terminal 2 and first capital's terminal, is such as transferred to success, then counts
It calculates netting data and carries out clearance operation according to netting data, each network node can be notified to check and write off clearing transactions later,
The transaction of the request of making loans terminates.
Embodiment two
With embodiment one the difference is that: the embodiment be introduce processing gathering request clearance steps flow chart.Ginseng
Fig. 3 is read, the step flow chart of the liquidation method based on distributed account book of the embodiment of the present invention two is shown.
Step S200 receives the gathering request corresponding to first capital's terminal 8 by financial institution terminal 2.
Step S202 is based on refunds request the 6th block of definition by the financial institution terminal 2, and by described the
Six blocks are broadcast to each network node, and the 6th block is added in block chain.
The financial institution terminal 2 requests definition refund instruction according to the refund, and according to refund instruction definition the 6th
In block.The refund instruction includes: the information such as first capital's Termination ID, repayment amount.
Step S204 parses the 6th block by the first capital terminal 8, according to refund request definition the
Seven blocks, and the District 7 block is broadcast to each network node, the District 7 block is added in the block chain.
The first capital terminal 8 obtains the refund instruction by parsing the 6th block, and it is fixed to be instructed according to the refund
Adopted withholding command, and defined in District 7 block according to the withholding command.The withholding command includes: to withhold account, credit account
Family withholds the information such as the amount of money.
Step S206 parses the District 7 block by withholding system 6, and withholds behaviour according to District 7 block initiation
Make, according to it is described withhold system initiate described in withhold the operation result produced that withholds and define in Section Eight block, by described the
Eight blocks are broadcast in each network node, and the Section Eight block is added in the block chain.
It is described to withhold system 6 and obtain the withholding command of the first capital terminal 8 by parsing the District 7 block, according to
Withholding command initiation withholds operation.And result information is withheld according to result definition is withheld, the payment result information is written into
Into Section Eight block.The payment result information includes: to withhold the amount of money, withhold result success, withhold the result information such as unsuccessfully.
Step S208 is based on the Section Eight block, is calculated by the financial institution terminal 2 and is answered based on refund request
What is paid to the first capital terminal 8 deals with the principal and interest amount of money, and is defined in the 9th block according to the principal and interest amount of money of dealing with, will
9th block is broadcast to each network node, and the 9th block is added in the block chain.
The financial institution terminal 2 obtains withholding result information by parsing the Section Eight block, and according to presetting
Rule calculate based on this pen collect money business, the financial institution terminal 2 should to the first capital terminal 8 pay dealing with
The principal and interest amount of money, it is described to deal with principal and interest amount of money mark as the amount of money (label is negative) produced and be recorded in the 9th block.It is described
9th block should include dealing with the principal and interest amount of money, produce object etc..
Step S210 is based on the Section Eight block, is calculated by the first capital terminal 8 and is answered based on refund request
That collects to the financial institution terminal 2 deals with the principal and interest amount of money, and is defined in the tenth block according to the principal and interest amount of money of dealing with, will
Tenth block is broadcast to each network node, and the tenth block is added in the block chain.
The first capital terminal 8 obtains withholding result information by parsing the Section Eight block, and according to presetting
Rule calculate based on this pen collect money business, it should what Xiang Suoshu financial institution terminal 2 was collected deals with the principal and interest amount of money, described to deal with
The mark conduct of the principal and interest amount of money should be transferred to the amount of money (label is positive) and be recorded in the tenth block.Tenth block should include dealing with
The principal and interest amount of money collects object (financial institution terminal 2) etc..
Step S212, using it is described deal with the principal and interest amount of money as the financial institution terminal 2 and the first capital terminal 8 it
Between the second gadolinium difference data, carried out between the financial institution terminal 2 and first capital's terminal 8 based on the second netting data
Second clearance operation.
It can be appreciated that embodiment one, two can individually be implemented, can also implement simultaneously.Technology described in embodiment one, two
Scheme defines a block for each of transaction flow transaction step, thus realize the real-time reconciliation of every transaction, thus
Realize that every transaction is cleared in real time, transaction i.e. clearing transactions itself.It is found that every transaction real-time synchronization of the embodiment of the present invention and
Clearance effectively increases clearance efficiency, reduces clearance error.Furthermore, it is possible to reduce fund in the way time, convenient for each side to money
The use of gold.
It will be below executing subject with computer equipment 2, exemplary retouch is carried out to the liquidation method in embodiment three, four
It states.It should be noted that the computer equipment 2 can be financial institution terminal 2 shown in FIG. 1, it is in block chain network
One of network node.
Embodiment three
Refering to Fig. 4, the step flow chart of the liquidation method based on distributed account book of the embodiment of the present invention three is shown.It can
To understand, the flow chart in this method embodiment, which is not used in, is defined the sequence for executing step.It is specific as follows.
Step S300 receives the request of making loans for corresponding to first capital's terminal.
Computer equipment 2 has received certain user to first capital's terminal 8 by headend equipment (e.g., mobile phone, computer etc.)
Apply for the request of making loans made loans.
Step S302 makes loans instruction according to the request definition of making loans, and is made loans instruction area according to the instruction definition of making loans
In block, in each network node that the instruction block of making loans is broadcast in the block chain network and it is added into block chain
In, the instruction of making loans is for notifying the first capital terminal 8 to initiate delivery operation via payment system 4.
Computer equipment 2 is made loans instruction according to the request definition of making loans, and is made loans instruction area according to instruction definition of making loans
In block.The instruction of making loans includes: the information such as first capital's Termination ID, the amount of money of making loans, interest rate, payment period.
First capital's terminal 8 receives make loans instruction block after, described make loans is obtained by parsing instruction block of making loans
Instruction, when the instruction of making loans meet its it is pre-set make loans rule when, then payment instruction is defined, according to the payment instruction
It defines in payment instruction block and the payment instruction block is broadcast in each network node.The payment instruction includes:
The information such as disbursement account, credit account, payment amount.
After payment system 4 receives payment instruction block, the payment instruction is obtained by parsing payment instruction block,
Delivery operation is initiated based on the payment instruction, payment result block is defined according to payment result information and by the payment result area
Block is broadcast to each network node.The payment result information include: payment amount, pay successfully, payment unsuccessfully etc..
Step S304, receiving record has the payment result block based on the request of making loans.
Computer equipment 2 receives the payment result block that the payment system 4 is broadcasted.Further, the payment result
Block may be that the payment based on the request of making loans successfully pays successfully block.
Step S306 parses the payment result block, when in the payment result block include be based on the request of making loans
Payment successful information, according to make loans quantity calculating should deal with the service charge amount of money to what the first capital terminal 8 was collected.
Computer equipment 2 obtains the payment result information of this loan service by parsing the payment result block, such as
Payment finance is paid successfully etc..And calculate be based on this loan service according to preset rules, it should which Xiang Suoshu first is provided
What square terminal 8 was collected deals with the service charge amount of money.
Step S308, according to it is described deal with service charge definition should be transferred to service charge block, it is described to be transferred to service charge block
In each network node being broadcast in the block chain network and it is added in the block chain.
It is described to deal with service charge mark as be transferred to the amount of money (label is positive) and be recorded in and should be transferred in service charge block.
The service charge block that should be transferred to includes that should be transferred to the amount of money, collects object (first capital's Termination ID) etc..
The service charge of dealing with that should be transferred in service charge block is the first netting data, for executing and first money
First clearance operation of square terminal 8.
In one embodiment, the liquidation method comprising steps of configuration each capital's terminal between intelligent contract, and
The intelligent contract is written into intelligent contract block, the intelligence contract block is broadcast in the block chain network
In each network node.
Example IV
With embodiment three the difference is that: the embodiment be introduce processing gathering request clearance steps flow chart.Ginseng
Fig. 4 is read, the step flow chart of the liquidation method based on distributed account book of the embodiment of the present invention four is shown.
Step 400, the refund request corresponding to first capital's terminal 8 is received.
Step 402, it requests definition to be refunded according to the refund to instruct, according to the refund instruction definition refund instruction block
In, in each network node that the refund instruction block is broadcast in the block chain network and it is added to block chain
In, the refund instruction is for notifying the first capital terminal 8 to withhold operation via the initiation of the system that withholds 6.
Computer equipment 2 requests definition to be refunded instruction according to the refund, and is made loans instruction area according to refund instruction definition
In block.The refund instruction includes: the information such as first capital's Termination ID, repayment amount.
After first capital's terminal 8 receives refund instruction block, the refund is obtained by parsing refund instruction block
Instruction, defines in withholding command block according to the refund instruction definition withholding command, and according to the withholding command.The generation
Button instruction includes: to withhold account, account of charging, withhold the information such as the amount of money.
Withhold after system 6 receives withholding command block, by parse withholding command block obtain it is described withhold to pay refer to
It enables, operation is withheld based on withholding command initiation.And result information, the payment result information are withheld according to result definition is withheld
It is written to and withholds in result block.The payment result information includes: to withhold the amount of money, withhold result success, withhold result mistake
The information such as lose.
Step 404, it receives to record to have and result block is withheld based on the request of refunding.
Further, it may be successfully to withhold successfully area based on withholding for gathering request that this, which withholds result block,
Block.
Step 406, block is withheld successfully described in parsing, when described withhold includes requesting in result block based on the gathering
Successful information is withheld, the principal and interest amount of money should be dealt with to what the first capital terminal 8 was paid by calculating according to refund quantity.
Computer equipment 2 is calculated according to preset rules based on this pen gathering business, it should the first capital of Xiang Suoshu
What terminal 8 was paid deals with the principal and interest amount of money.
Step 408, according to it is described deal with the principal and interest amount of money definition should produce principal and interest amount of money block, it is described to produce the principal and interest amount of money
In each network node that block is broadcast in the block chain network and it is added in the block chain.
It is described to deal with principal and interest amount of money mark as produce the amount of money (label is negative) and be recorded in and should produce principal and interest amount of money area
In block.The principal and interest amount of money block that should produce includes dealing with the principal and interest amount of money, produces object (first capital's terminal) etc..It is described to turn
The principal and interest amount of money of dealing in principal and interest amount of money block is the second netting data out, for executes and the first capital terminal 8 the
Two clearance operations.
Embodiment five
Please continue to refer to Fig. 6, the program module schematic diagram of system for settling account embodiment five of the present invention is shown.
It should be noted that system for settling account 1000 shown in FIG. 1 is the external architecture system that multiple executing subjects are constituted.This
System for settling account 20 as described in the examples is the software assembly being made of one or more program modules.
In the present embodiment, system for settling account 20 may include or be divided into one or more program modules, one or
Multiple program modules are stored in storage medium, and as performed by one or more processors, to complete the present invention, and can be real
The existing above-mentioned liquidation method based on distributed account book.The so-called program module of the embodiment of the present invention is to refer to complete specific function
Series of computation machine program instruction section, than program itself more suitable for execution of the description system for settling account 20 in storage medium
Journey.The function of each program module of the present embodiment will specifically be introduced by being described below:
Receiving module 200, for receiving the request of making loans for corresponding to first capital's terminal.
Block definition module 202, for making loans according to, request defines instruction of making loans, according to the instruction definition of making loans
In instruction block of making loans, in each network node that the instruction block of making loans is broadcast in the block chain network and added
It adds in the block chain, the instruction of making loans is for notifying the first capital terminal to initiate payment behaviour via payment system
Make.
The receiving module 200, being also used to receive record has the payment result block based on the request of making loans.
Block parsing module 204, for parsing the payment result block, when in the payment result block include be based on
The payment successful information of the request of making loans, according to making loans, quantity calculating should deal with service charge to what the first capital terminal was collected
The amount of money.
The block definition module 202, service charge block should be transferred to by being also used to deal with service charge definition according to, described
It should be transferred in each network node that service charge block is broadcast in the block chain network and be added to the block chain
In.
The service charge of dealing with that should be transferred in service charge block is the first netting data, for executing and first money
First clearance operation of square terminal.
In a preferred embodiment:
The receiving module 200 is also used to receive the refund for corresponding to first capital's terminal；
The block definition module 202 is also used to request definition refund instruction according to the refund, be referred to according to the refund
It enables and defining in refund instruction block, the refund instruction block is broadcast in each network node in the block chain network
And be added in the block chain, the refund instruction is for notifying the first capital terminal to initiate generation via the system that withholds
Button operation；
The receiving module 200, be also used to receive record have based on it is described refund request withhold result block；
The block parsing module 204, be also used to parse it is described withhold successfully block, when described withhold in result block is wrapped
It includes and successful information is withheld based on gathering request, being calculated according to refund quantity should deal with to what the first capital terminal was paid
The principal and interest amount of money；
The block definition module 202, principal and interest amount of money block should be produced by being also used to deal with the definition of the principal and interest amount of money according to,
It is described to produce in each network node that principal and interest amount of money block is broadcast in the block chain network and be added to described
In block chain；
Wherein, it is described should produce in principal and interest amount of money block deal with the principal and interest amount of money be the second netting data, for execute with
Second clearance operation of the first capital terminal.
Embodiment six
It is the hardware structure schematic diagram of the computer equipment of the embodiment of the present invention six refering to Fig. 7.It is described in the present embodiment
Computer equipment 2 is that one kind can be automatic to carry out numerical value calculating and/or information processing according to the instruction for being previously set or storing
Equipment.The computer equipment 2 can be rack-mount server, blade server, tower server or Cabinet-type server
(including server cluster composed by independent server or multiple servers) etc..As shown, the computer equipment
2 include at least, but are not limited to, can be in communication with each other by system bus connection memory 21, processor 22, network interface 23, with
And system for settling account 20.Wherein:
In the present embodiment, memory 21 includes at least a type of computer readable storage medium, the readable storage
Medium includes flash memory, hard disk, multimedia card, card-type memory (for example, SD or DX memory etc.), random access storage device
(RAM), static random-access memory (SRAM), read-only memory (ROM), electrically erasable programmable read-only memory
(EEPROM), programmable read only memory (PROM), magnetic storage, disk, CD etc..In some embodiments, memory
21 can be the internal storage unit of computer equipment 2, such as the hard disk or memory of the computer equipment 2.In other implementations
In example, memory 21 is also possible to the grafting being equipped on the External memory equipment of computer equipment 2, such as the computer equipment 20
Formula hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card
(Flash Card) etc..Certainly, memory 21 can also both including computer equipment 2 internal storage unit and also including outside it
Store equipment.In the present embodiment, memory 21 is installed on the operating system and types of applications of computer equipment 2 commonly used in storage
Software, for example, embodiment five system for settling account 20 program code etc..In addition, memory 21 can be also used for temporarily storing
Various types of data through exporting or will export.
Processor 22 can be in some embodiments central processing unit (Central Processing Unit, CPU),
Controller, microcontroller, microprocessor or other data processing chips.The processor 22 is commonly used in control computer equipment 2
Overall operation.In the present embodiment, program code or processing data of the processor 22 for being stored in run memory 21, example
System for settling account 20 is run, such as to realize the liquidation method based on distributed account book of embodiment three or four.
The network interface 23 may include radio network interface or wired network interface, which is commonly used in
Communication connection is established between the computer equipment 2 and other electronic devices.For example, the network interface 23 is for passing through network
The computer equipment 2 is connected with exterior terminal, establishes data transmission between the computer equipment 2 and exterior terminal
Channel and communication connection etc..The network can be intranet (Intranet), internet (Internet), whole world movement
Communication system (Global System of Mobile communication, GSM), wideband code division multiple access (Wideband
Code Division Multiple Access, WCDMA), 4G network, 5G network, bluetooth (Bluetooth), the nothings such as Wi-Fi
Line or cable network.
It should be pointed out that Fig. 7 illustrates only the computer equipment 2 with component 20-23, it should be understood that simultaneously
All components shown realistic are not applied, the implementation that can be substituted is more or less component.
In the present embodiment, the system for settling account 20 being stored in memory 21 can also be divided into one or more
A program module, one or more of program modules are stored in memory 21, and by one or more processors (this
Embodiment is processor 22) it is performed, to complete the present invention.
For example, Fig. 6 shows the program module schematic diagram for realizing 20 embodiment five of system for settling account, in the embodiment,
It is described that receiving module 200, block definition module 202 and block parsing module 204 can be divided into based on system for settling account 20.Its
In, the so-called program module of the present invention is the series of computation machine program instruction section for referring to complete specific function, more than program
It is suitable for describing implementation procedure of the system for settling account 20 in the computer equipment 2.The tool of described program module 200-204
Body function has had a detailed description in example IV, and details are not described herein.
Embodiment seven
The present embodiment also provides a kind of computer readable storage medium, such as flash memory, hard disk, multimedia card, card-type memory
(for example, SD or DX memory etc.), random access storage device (RAM), static random-access memory (SRAM), read-only memory
(ROM), electrically erasable programmable read-only memory (EEPROM), programmable read only memory (PROM), magnetic storage, magnetic
Disk, CD, server, App are stored thereon with computer program, phase are realized when program is executed by processor using store etc.
Answer function.The computer readable storage medium of the present embodiment is realized when being executed by processor and is implemented for storing system for settling account 20
The liquidation method based on distributed account book of example three or four.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of liquidation method based on distributed account book is applied in system for settling account, which is characterized in that in the system for settling account
It include multiple network nodes in the block chain network configured with block chain network, the multiple network node corresponds to finance
Mechanism terminal, multiple capital's terminals and payment system, which comprises
When the financial institution terminal receive corresponding to first capital's terminal make loans request when: it is whole by the financial institution
End group defines the first block in the request of making loans, and first block is broadcast to each network node, by described the
One block is added in block chain；
First block is parsed by the first capital terminal, the second block is defined according to the request of making loans, and by institute
It states the second block and is broadcast to each network node, second block is added in the block chain；
Second block is parsed by the payment system, and delivery operation is initiated according to second block, according to described
The delivery operation payment result produced that payment system is initiated defines in third block, and the third block is broadcast to
The third block is added in the block chain by each network node；
Based on the third block, making loans request based on described in by the first capital terminal calculating should be to the financial institution
The first of terminal expenditure deals with the service charge amount of money, and deals with the service charge amount of money according to described first and define in the 4th block, by institute
It states the 4th block and is broadcast to each network node, the 4th block is added in the block chain；
Based on the third block, making loans request based on described in by financial institution terminal calculating should be to first capital
What terminal was collected second deals with the service charge amount of money, and deals with the service charge amount of money according to described second and define in the 5th block, by institute
It states the 5th block and is broadcast to each network node, the 5th block is added in the block chain；And
The service charge amount of money is dealt with using described first or second deals with the service charge amount of money as the financial institution terminal and described
The first gadolinium difference data between one capital's terminal carries out the financial institution terminal and the first capital based on the first netting data
First clearance operation of terminal room.
2. the liquidation method according to claim 1 based on distributed account book, which is characterized in that when the financial institution is whole
When termination receives the gathering request corresponding to the first capital terminal:
Refund request is based on by the financial institution terminal and defines the 6th block, and the 6th block is broadcast to often
6th block is added in the block chain by a network node；
The 6th block is parsed by the first capital terminal, according to refunds request definition District 7 block, and by institute
It states District 7 block and is broadcast to each network node, the District 7 block is added in the block chain；
Operation is withheld by withholding District 7 block described in system analysis, and according to District 7 block initiation, is withheld according to described
The operation result produced that withholds that withholds that system is initiated defines in Section Eight block, the Section Eight block is broadcast to each
In network node, the Section Eight block is added in the block chain；
Based on the Section Eight block, being calculated by the financial institution terminal should be to first capital based on refund request
The principal and interest amount of money is dealt in terminal payment, and is defined in the 9th block according to the principal and interest amount of money of dealing with, and the 9th block is wide
It broadcasts to each network node, the 9th block is added in the block chain；
Based on the Section Eight block, being calculated by the first capital terminal should be to the financial institution based on refund request
What terminal was collected deals with the principal and interest amount of money, and is defined in the tenth block according to the principal and interest amount of money of dealing with, and the tenth block is wide
It broadcasts to each network node, the tenth block is added in the block chain；And
Using the principal and interest amount of money of dealing with as the second gadolinium difference between the financial institution terminal and the first capital terminal
According to the second clearance for carrying out the financial institution terminal and first capital's terminal room based on the second netting data operates.
3. the liquidation method according to claim 1 or 2 based on distributed account book, which is characterized in that the configuration block
The step of chain network includes:
The block chain network is configured, the block chain network includes multiple network nodes, and the multiple network node is right respectively
Answer the financial institution terminal, each capital's terminal and payment system；And
It is configured to the intelligent contract to cooperate between each network node.
4. a kind of liquidation method based on distributed account book is applied in computer equipment, the computer equipment is block chain
One of network node in network, which is characterized in that the described method includes:
When the computer equipment receive corresponding to first capital's terminal make loans request when:
It is made loans instruction according to the request definition of making loans, is made loans in instruction block according to the instruction definition of making loans, it is described to make loans
It in each network node that instruction block is broadcast in the block chain network and is added into block chain, the finger of making loans
It enables for notifying the first capital terminal to initiate delivery operation via payment system；
Receiving record has the payment result block based on the request of making loans；
The payment result block is parsed, when including that made loans based on this payment of request is successfully believed in the payment result block
Breath, according to making loans, quantity calculating should deal with the service charge amount of money to what the first capital terminal was collected；
According to it is described deal with service charge definition should be transferred to service charge block, the service charge block that should be transferred to is broadcast to the area
In each network node in block chain network and it is added in the block chain；
Wherein, the service charge of dealing with that should be transferred in service charge block is the first netting data, for executing and described first
First clearance operation of capital's terminal.
5. the liquidation method according to claim 4 based on distributed account book, which is characterized in that when the computer equipment
When receiving the refund request corresponding to first capital's terminal:
Definition is requested to be refunded instruction, according in the refund instruction definition refund instruction block, the refund according to the refund
In each network node that instruction block is broadcast in the block chain network and it is added in the block chain, it is described to go back
Money instruction withholds operation via system initiation is withheld for notifying the first capital terminal；
It receives to record to have and result block is withheld based on the request of refunding；
Block is withheld successfully described in parsing, when described withhold includes successfully believing in result block based on withholding for gathering request
Breath, the principal and interest amount of money should be dealt with to what the first capital terminal was paid by being calculated according to refund quantity；
According to it is described deal with the principal and interest amount of money definition should produce principal and interest amount of money block, the principal and interest amount of money block that should produce is broadcast to
In each network node in the block chain network and it is added in the block chain；
Wherein, it is described should produce in principal and interest amount of money block deal with the principal and interest amount of money be the second netting data, for execute with it is described
Second clearance operation of first capital's terminal.
6. the liquidation method according to claim 1 or 2 based on distributed account book, which is characterized in that further include:
Intelligent contract between configuration and each capital's terminal, and the intelligent contract is written into intelligent contract block, institute
It states in each network node that intelligent contract block is broadcast in the block chain network.
7. a kind of system for settling account based on distributed account book is applied in computer equipment, the computer equipment is block chain
One of network node in network, which is characterized in that the system comprises:
Receiving module, for receiving the request of making loans for corresponding to first capital's terminal；
Block definition module, for making loans according to, request definition is made loans instruction, is made loans finger according to the instruction definition of making loans
It enables in block, in each network node that the instruction block of making loans is broadcast in the block chain network and is added into institute
It states in block chain, the instruction of making loans is for notifying the first capital terminal to initiate delivery operation via payment system；
The receiving module, being also used to receive record has the payment result block based on the request of making loans；
Block parsing module, for parsing the payment result block, when including being made loans based on this in the payment result block
The payment successful information of request, according to making loans, quantity calculating should deal with the service charge amount of money to what the first capital terminal was collected；
The block definition module, service charge block should be transferred to by being also used to deal with service charge definition according to, described to be transferred to
In each network node that service charge block is broadcast in the block chain network and it is added in the block chain；
Wherein, the service charge of dealing with that should be transferred in service charge block is the first netting data, for executing and described first
First clearance operation of capital's terminal.
8. the system for settling account according to claim 4 based on distributed account book, it is characterised in that:
The receiving module is also used to receive the refund for corresponding to first capital's terminal；
The block definition module is also used to request definition refund instruction according to the refund, according to the refund instruction definition
In refund instruction block, in each network node that the refund instruction block is broadcast in the block chain network and added
It is added in the block chain, the refund instruction withholds behaviour via system initiation is withheld for notifying the first capital terminal
Make；
The receiving module, be also used to receive record have based on it is described refund request withhold result block；
The block parsing module, be also used to parse it is described withhold successfully block, when described withhold includes being based in result block
Gathering request withholds successful information, and principal and interest gold should be dealt with to the first capital terminal payment by being calculated according to refund quantity
Volume；
The block definition module, principal and interest amount of money block should be produced by being also used to deal with the definition of the principal and interest amount of money according to, described to answer
It produces in each network node that principal and interest amount of money block is broadcast in the block chain network and is added to the block chain
In；
Wherein, it is described should produce in principal and interest amount of money block deal with the principal and interest amount of money be the second netting data, for execute with it is described
Second clearance operation of first capital's terminal.
9. a kind of computer equipment, the computer equipment memory, processor and it is stored on the memory and can be in institute
State the computer program run on processor, which is characterized in that such as right is realized when the computer program is executed by processor
It is required that the step of liquidation method based on distributed account book described in any one of 4 to 6.
10. a kind of computer readable storage medium, which is characterized in that be stored with computer in the computer readable storage medium
Program, the computer program can be performed by least one processors, so that at least one described processor executes such as right
It is required that the step of liquidation method based on distributed account book described in any one of 4 to 6.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811530889.9A CN109741169A (en) | 2018-12-14 | 2018-12-14 | Liquidation method, system, computer equipment based on distributed account book |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811530889.9A CN109741169A (en) | 2018-12-14 | 2018-12-14 | Liquidation method, system, computer equipment based on distributed account book |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109741169A true CN109741169A (en) | 2019-05-10 |
Family
ID=66359001
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811530889.9A Pending CN109741169A (en) | 2018-12-14 | 2018-12-14 | Liquidation method, system, computer equipment based on distributed account book |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109741169A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110348836A (en) * | 2019-06-21 | 2019-10-18 | 中信百信银行股份有限公司 | Method of payment, device and electronic equipment based on block chain |
| CN111861477A (en) * | 2020-08-06 | 2020-10-30 | 深圳壹账通智能科技有限公司 | Block chain-based post-transaction data processing method and device and computer equipment |
| CN112632039A (en) * | 2020-12-31 | 2021-04-09 | 北京存金所贵金属有限公司 | Block chain-based account book migration method, device and equipment |
| CN112734450A (en) * | 2021-01-14 | 2021-04-30 | 上海尧信惠达信息科技有限公司 | Double-sided accounting method and system based on online guarantee and electronic equipment |
Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105808325A (en) * | 2016-03-03 | 2016-07-27 | 布比（北京）网络技术有限公司 | Data processing method and apparatus |
| CN106934715A (en) * | 2017-01-23 | 2017-07-07 | 天津米游科技有限公司 | A kind of high frequency method of commerce and system based on block chain |
| CN107194798A (en) * | 2017-04-28 | 2017-09-22 | 广东网金控股股份有限公司 | A kind of bank clearing method based on block chain alliance chain |
| CN107563880A (en) * | 2017-07-17 | 2018-01-09 | 招商银行股份有限公司 | Liquidation method, system and computer-readable recording medium |
| CN107909440A (en) * | 2017-11-21 | 2018-04-13 | 中国银行股份有限公司 | A kind of distribution general ledger system transaction synchronization liquidation method and system |
| CN108171489A (en) * | 2017-12-18 | 2018-06-15 | 深圳前海微众银行股份有限公司 | Data liquidation method, system and computer readable storage medium |
| CN108805564A (en) * | 2018-04-26 | 2018-11-13 | 布比（北京）网络技术有限公司 | A kind of method and system carrying out payment and settlement based on block chain |
| CN108921558A (en) * | 2018-07-11 | 2018-11-30 | 物数（上海）信息科技有限公司 | Assets settle accounts calculation method, system, equipment and storage medium based on block chain |
-
2018
- 2018-12-14 CN CN201811530889.9A patent/CN109741169A/en active Pending
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105808325A (en) * | 2016-03-03 | 2016-07-27 | 布比（北京）网络技术有限公司 | Data processing method and apparatus |
| CN106934715A (en) * | 2017-01-23 | 2017-07-07 | 天津米游科技有限公司 | A kind of high frequency method of commerce and system based on block chain |
| CN107194798A (en) * | 2017-04-28 | 2017-09-22 | 广东网金控股股份有限公司 | A kind of bank clearing method based on block chain alliance chain |
| CN107563880A (en) * | 2017-07-17 | 2018-01-09 | 招商银行股份有限公司 | Liquidation method, system and computer-readable recording medium |
| CN107909440A (en) * | 2017-11-21 | 2018-04-13 | 中国银行股份有限公司 | A kind of distribution general ledger system transaction synchronization liquidation method and system |
| CN108171489A (en) * | 2017-12-18 | 2018-06-15 | 深圳前海微众银行股份有限公司 | Data liquidation method, system and computer readable storage medium |
| CN108805564A (en) * | 2018-04-26 | 2018-11-13 | 布比（北京）网络技术有限公司 | A kind of method and system carrying out payment and settlement based on block chain |
| CN108921558A (en) * | 2018-07-11 | 2018-11-30 | 物数（上海）信息科技有限公司 | Assets settle accounts calculation method, system, equipment and storage medium based on block chain |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110348836A (en) * | 2019-06-21 | 2019-10-18 | 中信百信银行股份有限公司 | Method of payment, device and electronic equipment based on block chain |
| CN111861477A (en) * | 2020-08-06 | 2020-10-30 | 深圳壹账通智能科技有限公司 | Block chain-based post-transaction data processing method and device and computer equipment |
| CN112632039A (en) * | 2020-12-31 | 2021-04-09 | 北京存金所贵金属有限公司 | Block chain-based account book migration method, device and equipment |
| CN112632039B (en) * | 2020-12-31 | 2024-04-12 | 北京存金所贵金属有限公司 | Account book migration method, device and equipment based on blockchain |
| CN112734450A (en) * | 2021-01-14 | 2021-04-30 | 上海尧信惠达信息科技有限公司 | Double-sided accounting method and system based on online guarantee and electronic equipment |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN109741169A (en) | Liquidation method, system, computer equipment based on distributed account book | |
| CN110597919B (en) | Block chain-based data management method, device, equipment and storage medium | |
| CN114549156A (en) | Network resource transfer method, fund transfer method, repayment method and device | |
| CN110175908A (en) | A kind of value-added tax on imports financing method and device | |
| CN110503564A (en) | Save case processing method, system, equipment and storage medium from damage based on big data | |
| CN102136967A (en) | Method, device and system for managing service state | |
| CN110264169A (en) | A kind of payment method for routing, device, equipment and readable storage medium storing program for executing | |
| CN109493210A (en) | Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain | |
| CN110287266A (en) | A kind of distributed system and data processing method | |
| CN111861439B (en) | Cross-border money transfer transaction method, terminal, electronic equipment and storage medium | |
| CN110659993A (en) | Resource management method and device based on block chain network | |
| CN109886676A (en) | Method of payment, calculating equipment, storage medium for block chain network | |
| CN115509754A (en) | Business data processing method and device, electronic equipment and storage medium | |
| CN109753530A (en) | A kind of data processing method and its device, medium, terminal | |
| CN109615506A (en) | Collection information processing method and system | |
| CN110969520A (en) | Loan application method, loan application device, loan application server and computer storage medium | |
| CN108985894A (en) | A kind of internet trading system, method and intelligent terminal | |
| CN112634011A (en) | Multi-account linkage deposit method and device, electronic equipment and storage medium | |
| CN110533406B (en) | Payment calling method, device and system | |
| CN107133040A (en) | A kind of standardized product service apparatus and business module extend method of replacing | |
| CN107180344A (en) | For recharge method, device and system | |
| CN109245941A (en) | A kind of service compensation method and device | |
| CN103229485A (en) | Realization method and platform for service capability sharing | |
| CN114723455A (en) | Service processing method and device, electronic equipment and storage medium | |
| CN112669028A (en) | Bill management method and device, computer equipment and computer-readable storage medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |