CN109493210A - Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain - Google Patents
Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain Download PDFInfo
- Publication number
- CN109493210A CN109493210A CN201811129458.1A CN201811129458A CN109493210A CN 109493210 A CN109493210 A CN 109493210A CN 201811129458 A CN201811129458 A CN 201811129458A CN 109493210 A CN109493210 A CN 109493210A
- Authority
- CN
- China
- Prior art keywords
- refund
- reconciliation
- account
- block chain
- transaction
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 48
- 238000012544 monitoring process Methods 0.000 claims abstract description 10
- XLYOFNOQVPJJNP-UHFFFAOYSA-N water Substances O XLYOFNOQVPJJNP-UHFFFAOYSA-N 0.000 claims description 11
- 235000013399 edible fruits Nutrition 0.000 claims description 4
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 claims description 2
- 229910052737 gold Inorganic materials 0.000 claims description 2
- 239000010931 gold Substances 0.000 claims description 2
- 239000003550 marker Substances 0.000 description 11
- 238000004891 communication Methods 0.000 description 6
- 238000010586 diagram Methods 0.000 description 6
- 230000006870 function Effects 0.000 description 4
- 230000008569 process Effects 0.000 description 4
- 230000007246 mechanism Effects 0.000 description 2
- 238000012545 processing Methods 0.000 description 2
- 229910052709 silver Inorganic materials 0.000 description 2
- 239000004332 silver Substances 0.000 description 2
- 238000012546 transfer Methods 0.000 description 2
- 230000002159 abnormal effect Effects 0.000 description 1
- 238000012550 audit Methods 0.000 description 1
- 238000013475 authorization Methods 0.000 description 1
- 230000007812 deficiency Effects 0.000 description 1
- 230000001934 delay Effects 0.000 description 1
- 230000003111 delayed effect Effects 0.000 description 1
- 238000001514 detection method Methods 0.000 description 1
- 238000013507 mapping Methods 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 230000009467 reduction Effects 0.000 description 1
- 230000001960 triggered effect Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides a kind of refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain, it include: when monitoring refund request, it is requested according to the refund, execute transaction of refunding, and refund transaction journal is generated, and the refund transaction journal is written in the account book of each block chain node；It according to the refund transaction journal in the account book of each block chain node, trades to the refund and carries out reconciliation, and when reconciliation result is not inconsistent for reconciliation, execute reconciliation diagnostic operation；According to current reconciliation diagnostic result, corresponding tune account strategy is executed, and after tune account strategy execution completion, the reconciliation operation of the transaction of refunding is continued to execute, until reconciliation result is consistent for reconciliation.The present invention can timely and effectively solve refund reconciliation and not be inconsistent, and improve the timeliness and accuracy of refund reconciliation.
Description
Technical field
The present invention relates to the technical field of block chain more particularly to a kind of refund account checking method based on block chain, device,
Equipment and readable storage medium storing program for executing.
Background technique
In the loan transaction supervised by force, internet financial institution provides platform and provides a loan for individual application, and audit is by turning
It is made loans by cooperative bank and is tendered guarantee by guarantee corporation, borrower needs to bank paying principal and interest, and public to guarantee
Take charge of payment guarantee service charge.For the bank without batch button ability, cooperative bank's authorization loan platform is on behalf of withholing capital, interest
It is transferred to cooperative bank and guarantee corporation's account respectively with guarantee services expense.It is each in above-mentioned business for the safety on trading
Corresponding reconciliation operation must be completed between participant, to check out the abnormal transaction and transaction record mistake that are likely to occur.
However, current external participates in mechanism, if the data of bank and guarantee corporation cannot often timely feedback, reconciliation work
Work is accordingly delayed, and timeliness substantially reduces, and the fund clearing period is long, and fund cannot be solved effectively in time extremely,
And the accuracy and integrality of the reconciliation data of bank's offer can not all investigate.
Therefore, how timely and effectively to solve refund reconciliation not being inconsistent, the timeliness and accuracy for improving refund reconciliation are mesh
Preceding urgent problem to be solved.
Summary of the invention
The main purpose of the present invention is to provide a kind of refund account checking method based on block chain, device, equipment and readable
Storage medium, it is intended to timely and effectively solve refund reconciliation and not be inconsistent, improve the timeliness and accuracy of refund reconciliation.
To achieve the above object, the present invention provides a kind of refund account checking method based on block chain, described to be based on block chain
Refund account checking method the following steps are included:
It when monitoring refund request, is requested according to the refund, executes to refund and trade, and generate refund transaction journal,
And the refund transaction journal is written in the account book of each block chain node；
It according to the refund transaction journal in the account book of each block chain node, trades to the refund and carries out reconciliation, and right
When account result is not inconsistent for reconciliation, reconciliation diagnostic operation is executed；
According to current reconciliation diagnostic result, corresponding tune account strategy is executed, and after tune account strategy execution completion,
The reconciliation operation for continuing to execute the transaction of refunding, until reconciliation result is consistent for reconciliation.
Optionally, it is requested according to the refund, executing the step of refunding transaction includes:
Information of withholing in advance is read from refund request, and reads repayment amount from the pre- information of withholing, refund
Account, lending bank's account and guarantee corporation's account；
Judge whether the remaining sum in the refund account is greater than or equal to the repayment amount；
If the remaining sum in the refund account is greater than or equal to the repayment amount, institute is deducted from the refund account
State repayment amount；
By in the repayment amount refund capital and refund interest be divided into lending bank's account, and by the refund
Guarantee services in the amount of money, which are taken, is divided into guarantee corporation's account.
Optionally, by the refund capital and refund interest cut-in lending bank's account in the repayment amount the step of
Later, further includes:
The refund capital and refund interest for whether increasing the corresponding amount of money in lending bank's account determined；
If increasing the refund capital and refund interest of the corresponding amount of money in lending bank's account, it is determined that it refunds successfully,
And to each block chain node broadcasts；
If not increasing the refund capital and refund interest of the corresponding amount of money in lending bank's account, it is determined that refund and lose
It loses, and to each block chain node broadcasts.
Optionally, the refund transaction journal in the account book according to each block chain node is traded to the refund and is carried out
The step of reconciliation includes:
The refund transaction journal of the transaction of refunding is obtained from the account book of the first block chain node, and is handed over from the refund
Serial number and transaction amount are read in easy flowing water；
Judge in the account book of the second block chain node with the presence or absence of the refund transaction journal comprising the serial number；
If there is the refund transaction journal comprising the serial number in the account book of the second block chain node, the friendship is judged
Whether the easy amount of money is identical as the transaction amount in the refund transaction journal comprising the serial number；
If the transaction amount is identical as the transaction amount in the refund transaction journal comprising the serial number, it is determined that institute
The reconciliation result for stating transaction of refunding is consistent for reconciliation, otherwise determines that the reconciliation result for refunding transaction is not inconsistent for reconciliation.
Optionally, described when reconciliation result is not inconsistent for reconciliation, execute reconciliation diagnostic operation the step of include:
When reconciliation result is not inconsistent for reconciliation, the serial number of the transaction of refunding is obtained, and is read from service database
Refund transaction journal comprising the serial number；
It will include the refund transaction journal of the serial number in service database, with going back in the account book of each block chain node
Money transaction journal is checked.
Optionally, the refund transaction journal in the account book according to each block chain node is traded to the refund and is carried out
Before the step of reconciliation, further includes:
The account book write-in duration of the refund transaction journal is recorded, and determines whether to trigger according to account book write-in duration
Reconciliation instruction；
If triggering reconciliation instruction, then follow the steps: according to the refund transaction journal in the account book of each block chain node, to institute
It states refund transaction and carries out reconciliation.
Optionally, the refund account checking method based on block chain further include:
Every reconciliation operation for executing the primary transaction of refunding, then record a reconciliation number；
Reach preset times in the reconciliation number, and when reconciliation result is not inconsistent for reconciliation, gives refunds transaction correspondence
Refund transaction journal mark, and stop executing the reconciliation operation of the transaction of refunding.
In addition, to achieve the above object, it is described to be based on the present invention also provides a kind of refund account checking apparatus based on block chain
The refund account checking apparatus of block chain includes:
Accounting module of trading is executed to refund and be traded for being requested according to the refund when monitoring refund request, and
Refund transaction journal is generated, and the refund transaction journal is written in the account book of each block chain node；
Reconciliation module, for the refund transaction journal in the account book according to each block chain node, to the refund trade into
Row reconciliation, and when reconciliation result is not inconsistent for reconciliation, execute reconciliation diagnostic operation；
Account module is adjusted, for executing corresponding tune account strategy according to current reconciliation diagnostic result, and in the tune account strategy
It executes after completing, the reconciliation operation of the transaction of refunding is continued to execute, until reconciliation result is consistent for reconciliation.
In addition, to achieve the above object, the refund reconciliation equipment based on block chain that the present invention also provides a kind of is described to be based on
The refund reconciliation equipment of block chain includes processor, memory and is stored on the memory and can be by the processor
The refund reconciliation program based on block chain executed, wherein the refund reconciliation program based on block chain is held by the processor
When row, realize such as the step of the above-mentioned refund account checking method based on block chain.
In addition, to achieve the above object, the present invention also provides a kind of readable storage medium storing program for executing, being deposited on the readable storage medium storing program for executing
The refund reconciliation program based on block chain is contained, wherein when the refund reconciliation program based on block chain is executed by processor,
It realizes such as the step of the above-mentioned refund account checking method based on block chain.
The present invention provides a kind of refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain, the present invention
According to the refund request monitored, transaction of refunding is executed, and refund transaction journal is written to the account book of each block chain node, then
According to the refund transaction journal in the account book of each block chain node, reconciliation is carried out to refunding to trade, and is reconciliation in reconciliation result
When not being inconsistent, reconciliation diagnostic operation is executed, finally according to current reconciliation diagnostic result, executes corresponding tune account strategy, and adjusting account
After strategy execution is completed, the reconciliation operation for continuing to execute transaction of refunding passes through above-mentioned side until reconciliation result is consistent for reconciliation
Formula refund transaction journal is written in the account book of each block chain node, when executing refund transaction to realize distributed account book
Creation, the data in the account book of each block chain node can not distort, the accuracy of reconciliation data is effectively ensured, also improves and refunds
The timeliness of reconciliation, while when reconciliation result is not inconsistent for reconciliation, it executes after adjusting account strategy, continues reconciliation, until right
Account is consistent, and can timely and effectively solve the problems, such as that refund reconciliation is not inconsistent.
Detailed description of the invention
Fig. 1 is the hardware structural diagram for the refund reconciliation equipment based on block chain that various embodiments of the present invention are related to；
Fig. 2 is that the present invention is based on the flow diagrams of the refund account checking method first embodiment of block chain；
Fig. 3 is that the present invention is based on the flow diagrams of the refund account checking method second embodiment of block chain；
Fig. 4 is that the present invention is based on the functional block diagrams of the refund account checking apparatus first embodiment of block chain.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The present embodiments relate to the refund account checking method based on block chain be mainly used in the refund based on block chain
Reconciliation equipment, should refund reconciliation equipment based on block chain can be PC (personal computer personal computer), portable
The equipment that computer, mobile terminal etc. have display and processing function.
Referring to Fig.1, Fig. 1 is the hardware knot of the refund reconciliation equipment based on block chain involved in the embodiment of the present invention
Structure schematic diagram.In the embodiment of the present invention, the refund reconciliation equipment based on block chain may include (such as the centre of processor 1001
Manage device Central Processing Unit, CPU), communication bus 1002, user interface 1003, network interface 1004, storage
Device 1005.Wherein, communication bus 1002 is for realizing the connection communication between these components；User interface 1003 may include showing
Display screen (Display), input unit such as keyboard (Keyboard)；Network interface 1004 optionally may include the wired of standard
Interface, wireless interface (such as WI-FI interface)；Memory 1005 can be high speed RAM memory, be also possible to stable memory
(non-volatile memory), such as magnetic disk storage, memory 1005 optionally can also be independently of aforementioned processor
1001 storage device.It will be understood by those skilled in the art that hardware configuration shown in Fig. 1 is not constituted to limit of the invention
It is fixed, it may include perhaps combining certain components or different component layouts than illustrating more or fewer components.
With continued reference to Fig. 1, the memory 1005 in Fig. 1 as a kind of readable storage medium storing program for executing may include operating system, net
Network communication module and refund reconciliation program based on block chain.In Fig. 1, network communication module is mainly used for connection service
Device carries out data communication with server；And processor 1001 can call the going back based on block chain stored in memory 1005
Money reconciliation program, and the step of executing the refund account checking method provided in an embodiment of the present invention based on block chain.
The embodiment of the invention provides a kind of refund account checking methods based on block chain.
It is that the present invention is based on the flow diagrams of the refund account checking method first embodiment of block chain referring to Fig. 2, Fig. 2.
In the present embodiment, it is somebody's turn to do the refund account checking method based on block chain and is realized by the refund reconciliation equipment based on block chain,
The refund reconciliation equipment based on block chain can be the terminal devices such as PC, palm PC and tablet computer, be chosen as shown in Fig. 1
Equipment, the refund account checking method based on block chain the following steps are included:
Step S101, when monitoring refund request, foundation, which is refunded, is requested, and execution, which is refunded, trades, and generates refund and trade
Flowing water, and refund transaction journal is written in the account book of each block chain node；
Step S102 carries out reconciliation to refunding to trade according to the refund transaction journal in the account book of each block chain node, and
When reconciliation result is not inconsistent for reconciliation, reconciliation diagnostic operation is executed；
Step S103 executes corresponding tune account strategy according to current reconciliation diagnostic result, and account strategy execution is being adjusted to complete
Later, the reconciliation operation for continuing to execute transaction of refunding, until reconciliation result is consistent for reconciliation.
Current external participates in mechanism, if the data of bank and guarantee corporation cannot often timely feedback, reconciliation work quilt
It accordingly delays, timeliness substantially reduces, and the fund clearing period is long, fund cannot be solved effectively in time extremely, and silver
The accuracy and integrality for the reconciliation data that row provides can not all investigate.In view of the above problem, one kind is proposed in the present embodiment
Refund account checking method based on block chain, the specific steps of the refund account checking method described in detail below based on block chain:
Step S101, when monitoring refund request, foundation, which is refunded, is requested, and execution, which is refunded, trades, and generates refund and trade
Flowing water, and refund transaction journal is written in the account book of each block chain node；
In the present embodiment, the participant that transaction is related to that will refund accesses block chain as node, and in each block chain link
Point establishes corresponding account book, and the data set of chain side is entered for storing difference, and each block chain node further includes intelligent contract layer, is formed
Block catenary system.Wherein, refund participant including but not limited to loan platform, cooperative bank and the guarantee corporation that transaction is related to,
It is explained for entering chain side for loan platform, cooperative bank and guarantee corporation below.
When monitoring refund request, is requested by loan platform according to the refund, execute refund transaction, and generate refund
Transaction journal, and the refund transaction journal being written in the account book of each block chain node, i.e. write-in loan platform nodes, cooperation silver
In the account book of row node and guarantee corporation's node.Specifically, loan platform pre- information of withholing of reading from refund request, and from
Repayment amount, refund account, lending bank's account and guarantee corporation's account are read in information of withholing in advance, then judge the refund account
Whether the remaining sum in family is greater than or equal to the repayment amount, if the remaining sum in the refund account is greater than or equal to repayment amount,
Then deduct repayment amount from refund account, and by the repayment amount refund capital and refund interest be divided into lending bank's account
Family, and the guarantee services in repayment amount are taken and are divided into guarantee corporation's account, refund transaction journal is then generated, and hand over refunding
Easy flowing water is written in the account book of each block chain node, can quickly execute in the enough situations of remaining sum in refund account
It refunds and trades, realize the quick book keeping operation for transaction of refunding.The information that the refund transaction journal includes is not limited to serial number, refund gold
Volume, refund account, lending bank's account and guarantee corporation's account.
Wherein, refund request triggering mode include user actively triggering and system automatic trigger, user actively triggering tool
Body is that user can be refunded and be instructed by the mobile terminal or the triggering of PC terminal for being equipped with corresponding client, mobile terminal or PC terminal
Obtain the corresponding single pre- information of withholing, including but not limited to repayment amount (refund capital, refund interest and guarantee services of borrowing money
Device), refund account, lending bank's account and guarantee corporation's account, and generate include pre- information of withholing refund request, and will
Refund request is sent to loan platform；System automatic trigger is the loaning bill list in system queries database, and obtains each loaning bill
Then single refund designated time borrows money single refund designated time according to each, each loaning bill is singly divided into corresponding grouping, i.e.,
The refund designated time it will be singly divided into one group for loaning bill on the same day, and according to chronological order, refunded to the setting of each group
The generation time of request generates finally when current time reaches the generation time of refund request of group comprising corresponding group
Interior each refund request for borrowing money single.
Further, it if the remaining sum in the refund account is less than repayment amount, needs to send to borrower more than refund
The prompting of volume deficiency and agreement refund time next time, alerting pattern include but is not limited to short message prompting, mail reminder and client
It reminds, after next time arranges the arrival of refund time, and the remaining sum in the refund account still less than repayment amount, then automatic calculate is penalized
Breath, and default interest is calculated in repayment amount.
In specific implementation, after executing refund transaction, the corresponding amount of money whether is reduced in detection of platform refund account of providing a loan
Repayment amount, if reducing the repayment amount of the corresponding amount of money in refund account, generation is withholdd successful marker, and will button
The successful marker of money is broadcasted to other block chain node broadcasts, the successful marker label so that each block chain node will withhold
In the refund transaction journal of refund transaction, if the amount of money mistake of reduction or not reducing the amount of money in refund account, generate
It withholds the marker of failure, and the marker for failure of withholing is broadcasted to other block chain node broadcasts, so that each block chain link
Point marks the marker for failure of withholing in the refund transaction journal that the refund is traded.By giving refund transaction journal label button
The marker of money success or not, convenient for the situation of withholing of quick search refund transaction.
Further, it is determined that whether increase the refund capital and refund interest of the corresponding amount of money in lending bank's account, if
Increase the refund capital and refund interest of the corresponding amount of money in lending bank's account, it is determined that refund successfully, and to each block chain link
Point broadcast, i.e., the successful marker that will refund are broadcasted to each block chain node, will the successful mark of refund by each block chain node
Position label is in the refund transaction journal that the refund is traded, if not increasing the refund capital of the corresponding amount of money in lending bank's account
With refund interest, it is determined that failure of refunding, and to each block chain node broadcasts, i.e., the marker by failure of refunding is broadcasted to each area
Block chain node is marked the marker for failure of refunding in the refund transaction journal that the refund is traded by each block chain node.It is logical
It crosses to the marker of refund transaction journal label refund success or not, convenient for the refund situation of quick search refund transaction.
Step S102 carries out reconciliation to refunding to trade according to the refund transaction journal in the account book of each block chain node, and
When reconciliation result is not inconsistent for reconciliation, reconciliation diagnostic operation is executed；
In the present embodiment, after refund transaction journal is written in the account book of each block chain node, according to each block chain link
Refund transaction journal in the account book of point carries out reconciliation to refunding to trade, and when reconciliation result is not inconsistent for reconciliation, executes reconciliation and examines
Disconnected operation.Specifically, the refund transaction journal for transaction of refunding is obtained from the account book of the first block chain node, and is traded from refunding
Serial number and transaction amount are read in flowing water, are then judged in the account book of the second block chain node with the presence or absence of comprising the serial number
Refund transaction journal, if in the account book of the second block chain node be not present the refund transaction journal comprising the serial number,
It determines that the reconciliation result of refund transaction is not inconsistent for reconciliation, includes the serial number if existed in the account book of the second block chain node
Refund transaction journal, then judge the transaction amount whether with the transaction amount phase in the refund transaction journal comprising the serial number
Together, if the transaction amount is identical as the transaction amount in the refund transaction journal comprising serial number, it is determined that transaction of refunding
Reconciliation result is consistent for reconciliation, otherwise determines that the reconciliation result for transaction of refunding is not inconsistent for reconciliation.Wherein, the first block chain node and
Second block chain node can be configured by those skilled in the art based on actual conditions, and the present embodiment does not limit this specifically
It is fixed, it is preferable that the first block chain node is loan platform nodes, and the second block chain node is cooperative bank's node.
When reconciliation result is not inconsistent for reconciliation, reconciliation diagnostic operation is executed, that is, obtains the serial number for transaction of refunding, and is obtained employment
It is engaged in reading the refund transaction journal comprising the serial number in database, then will include the refund of the serial number in service database
Refund transaction journal in transaction journal, with the account book of each block chain node is checked, i.e., silver-colored with loan platform nodes, cooperation
Refund transaction journal in the account book of row node and guarantee corporation's node is checked, and specially judges the account book of block chain node
In whether there is the refund transaction journal comprising the serial number, if there is no including the serial number in the account book of block chain node
Refund transaction journal, it is determined that reconciliation diagnostic result be accounting information missing, if in the account book of block chain node exist packet
Refund transaction journal in service database comprising the serial number is then denoted as first also by the refund transaction journal containing the serial number
Refund transaction journal in the account book of block chain node comprising the serial number is denoted as the second refund transaction flow by money transaction journal
Water, and the first repayment amount in the first refund transaction journal and the second repayment amount in the second refund transaction journal are carried out
Comparing, if the first repayment amount is different from the second repayment amount, it is determined that reconciliation diagnostic result is repayment amount exception, if
First repayment amount is identical as the second repayment amount, it is determined that reconciliation diagnostic result is reconciliation mistake.
Step S103 executes corresponding tune account strategy according to current reconciliation diagnostic result, and account strategy execution is being adjusted to complete
Later, the reconciliation operation for continuing to execute transaction of refunding, until reconciliation result is consistent for reconciliation.
In the present embodiment, loan platform nodes execute corresponding tune account strategy, that is, inquire according to current reconciliation diagnostic result
Reconciliation diagnostic result and the mapping table for adjusting account strategy, obtain the corresponding tune account strategy of current reconciliation diagnostic result, and execute
The tune account strategy, then after adjusting account strategy execution to complete, the reconciliation operation for transaction of refunding is continued to execute, until reconciliation knot
Fruit is consistent for reconciliation.Wherein, adjusting account strategy includes but is not limited to modify block chain data and allocate and transfer funds, and is diagnosed in current reconciliation
When being as a result reconciliation mistake or accounting information missing, adjusting account strategy is modification block chain data, i.e., with going back in service database
Subject to money transaction journal, the refund transaction journal in the account book of each block chain node is modified, and is in current reconciliation diagnostic result
When repayment amount exception, adjusting account strategy is to allocate and transfer funds, that is, determines the unusual fluctuation amount of money and unusual fluctuation flow direction, and according to the unusual fluctuation amount of money and different
Dynamic flow direction is allocated and transferred funds.
Further, duration is written in the account book for recording refund transaction journal, and determines whether according to account book write-in duration
Reconciliation instruction is triggered, that is, judges whether account book write-in duration reaches preset duration, if account book write-in duration reaches default
Duration then triggers reconciliation instruction, if account book write-in duration is not up to preset duration, does not trigger reconciliation instruction；If touching
Reconciliation instruction is sent out, S102 is thened follow the steps, i.e., according to the refund transaction journal in the account book of each block chain node, is traded to refunding
Carry out reconciliation.It should be noted that above-mentioned preset duration can be configured by those skilled in the art based on actual conditions, this reality
It applies example and this is not especially limited.
In the present embodiment, the present invention executes transaction of refunding, and refund transaction journal is write according to the refund request monitored
Enter the account book of each block chain node, then according to the refund transaction journal in the account book of each block chain node, to refund trade into
Row reconciliation, and when reconciliation result is not inconsistent for reconciliation, it executes reconciliation diagnostic operation and is held finally according to current reconciliation diagnostic result
The corresponding tune account strategy of row, and after adjusting account strategy execution to complete, the reconciliation operation for transaction of refunding is continued to execute, until reconciliation
As a result it is consistent for reconciliation, by the above-mentioned means, the participant being related to that will refund accesses block chain as node, and is executing also
When money is traded, refund transaction journal is written in the account book of each block chain node, to realize the creation of distributed account book, account book
In data can not distort, the accuracy of reconciliation data is effectively ensured, the timeliness of refund reconciliation is also improved, while in reconciliation knot
It when fruit is not inconsistent for reconciliation, executes after adjusting account strategy, continues reconciliation, until reconciliation is consistent, can timely and effectively solve
Not the problem of refund reconciliation is not inconsistent.
Further, referring to Fig. 3, it is based on above-mentioned first embodiment, proposes the refund reconciliation the present invention is based on block chain
The second embodiment of method, the difference with previous embodiment are, are somebody's turn to do the refund account checking method based on block chain further include:
Step S104, the reconciliation operation of the primary transaction of refunding of every execution, then record a reconciliation number；
In the present embodiment, when reconciliation result is not inconsistent for reconciliation, corresponding tune account strategy is executed, and executing corresponding tune
After account strategy, reconciliation operation, and the reconciliation operation of the primary transaction of refunding of every execution are continued to execute, then records a reconciliation time
Number.
Step S105 reaches preset times in reconciliation number, and when reconciliation result is not inconsistent for reconciliation, and to refunding, transaction is corresponded to
Refund transaction journal mark, and stop execute refund transaction reconciliation operation.
In the present embodiment, reach preset times in reconciliation number, and when reconciliation result is not inconsistent for reconciliation, gives refund transaction
Refund transaction journal mark, and stop execute refund transaction reconciliation operation.In specific implementation, trade to the refund
After refund transaction journal marks, the prompting for carrying markd refund transaction journal is sent to sets in a set manner
Fixed administrative staff carry out artificial reconciliation convenient for administrative staff.
In the present embodiment, the present invention can be reached by the threshold value of setting reconciliation number in the reconciliation number for transaction of refunding
It when threshold value, is marked to refund transaction journal, and stops reconciliation operation, prevent reconciliation from carrying out always, occupying system resources.
In addition, the embodiment of the present invention also provides a kind of refund account checking apparatus based on block chain.
It is that the present invention is based on the signals of the functional module of the refund account checking apparatus first embodiment of block chain referring to Fig. 4, Fig. 4
Figure.
It is virtual bench the present invention is based on the refund account checking apparatus of block chain, is stored in going back based on block chain shown in Fig. 1
It is functional for realizing the institute of the refund reconciliation program based on block chain in the memory 1005 of money reconciliation equipment；When monitoring
It when refund request, is requested according to the refund, executes to refund and trade, and generate refund transaction journal, and the refund is traded
Flowing water is written in the account book of each block chain node；According to the refund transaction journal in the account book of each block chain node, gone back to described
Money transaction carries out reconciliation, and when reconciliation result is not inconsistent for reconciliation, executes reconciliation diagnostic operation；It diagnoses and ties according to current reconciliation
Fruit executes corresponding tune account strategy, and after tune account strategy execution completion, continues to execute the reconciliation of the transaction of refunding
Operation, until reconciliation result is consistent for reconciliation.
Specifically, in the present embodiment, the refund account checking apparatus based on block chain includes:
Accounting module 101 of trading is executed to refund and be traded for being requested according to the refund when monitoring refund request,
And refund transaction journal is generated, and the refund transaction journal is written in the account book of each block chain node；
Reconciliation module 102 trades to the refund for the refund transaction journal in the account book according to each block chain node
Reconciliation is carried out, and when reconciliation result is not inconsistent for reconciliation, executes reconciliation diagnostic operation；
Account module 103 is adjusted, for executing corresponding tune account strategy according to current reconciliation diagnostic result, and in the tune account
After strategy execution is completed, the reconciliation operation of the transaction of refunding is continued to execute, until reconciliation result is consistent for reconciliation.
Further, the transaction accounting module 101 is also used to:
Information of withholing in advance is read from refund request, and reads repayment amount from the pre- information of withholing, refund
Account, lending bank's account and guarantee corporation's account；
Judge whether the remaining sum in the refund account is greater than or equal to the repayment amount；
If the remaining sum in the refund account is greater than or equal to the repayment amount, institute is deducted from the refund account
State repayment amount；
By in the repayment amount refund capital and refund interest be divided into lending bank's account, and by the refund
Guarantee services in the amount of money, which are taken, is divided into guarantee corporation's account.
Further, the transaction accounting module 101 is also used to:
The refund capital and refund interest for whether increasing the corresponding amount of money in lending bank's account determined；
If increasing the refund capital and refund interest of the corresponding amount of money in lending bank's account, it is determined that it refunds successfully,
And to each block chain node broadcasts；
If not increasing the refund capital and refund interest of the corresponding amount of money in lending bank's account, it is determined that refund and lose
It loses, and to each block chain node broadcasts.
Further, the reconciliation module 102 is also used to:
The refund transaction journal of the transaction of refunding is obtained from the account book of the first block chain node, and is handed over from the refund
Serial number and transaction amount are read in easy flowing water；
Judge in the account book of the second block chain node with the presence or absence of the refund transaction journal comprising the serial number；
If there is the refund transaction journal comprising the serial number in the account book of the second block chain node, the friendship is judged
Whether the easy amount of money is identical as the transaction amount in the refund transaction journal comprising the serial number；
If the transaction amount is identical as the transaction amount in the refund transaction journal comprising the serial number, it is determined that institute
The reconciliation result for stating transaction of refunding is consistent for reconciliation, otherwise determines that the reconciliation result for refunding transaction is not inconsistent for reconciliation.
Further, the reconciliation module 102 is also used to:
When reconciliation result is not inconsistent for reconciliation, the serial number of the transaction of refunding is obtained, and is read from service database
Refund transaction journal comprising the serial number；
It will include the refund transaction journal of the serial number in service database, with going back in the account book of each block chain node
Money transaction journal is checked.
Further, the refund account checking apparatus based on block chain further include:
Logging modle, for record the refund transaction journal account book be written duration, and according to the account book write-in when
It is long to determine whether to trigger reconciliation instruction；
If triggering reconciliation instruction, traded by the reconciliation module 102 according to the refund in the account book of each block chain node
Flowing water trades to the refund and carries out reconciliation.
Further, the reconciliation module 102 is also used to:
Every reconciliation operation for executing the primary transaction of refunding, then record a reconciliation number；
Reach preset times in the reconciliation number, and when reconciliation result is not inconsistent for reconciliation, gives refunds transaction correspondence
Refund transaction journal mark, and stop executing the reconciliation operation of the transaction of refunding.
Wherein, the function of modules is realized with above-mentioned based on block chain in the above-mentioned refund account checking apparatus based on block chain
Refund account checking method embodiment in each step it is corresponding, function and realization process no longer repeat one by one here.
In addition, the embodiment of the present invention also provides a kind of readable storage medium storing program for executing.
The refund reconciliation program based on block chain is stored on readable storage medium storing program for executing of the present invention, wherein described be based on block chain
Refund reconciliation program when being executed by processor, realize such as the step of the above-mentioned refund account checking method based on block chain.
Wherein, the refund reconciliation program based on block chain, which is performed realized method, can refer to that the present invention is based on blocks
Each embodiment of the refund account checking method of chain, details are not described herein again.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the system that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or system.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in one as described above
In storage medium (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that terminal device (it can be mobile phone,
Computer, server, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of refund account checking method based on block chain, which is characterized in that the refund account checking method packet based on block chain
Include following steps:
It when monitoring refund request, is requested according to the refund, executes to refund and trade, and generate refund transaction journal, and will
The refund transaction journal is written in the account book of each block chain node；
It according to the refund transaction journal in the account book of each block chain node, trades to the refund and carries out reconciliation, and in reconciliation knot
When fruit is not inconsistent for reconciliation, reconciliation diagnostic operation is executed；
According to current reconciliation diagnostic result, corresponding tune account strategy is executed, and after tune account strategy execution completion, is continued
The reconciliation operation for executing the transaction of refunding, until reconciliation result is consistent for reconciliation.
2. as described in claim 1 based on the refund account checking method of block chain, which is characterized in that it is requested according to the refund,
Executing the step of refunding transaction includes:
Read from refund request and withhold information in advance, and read from the pre- information of withholing repayment amount, refund account,
Lending bank's account and guarantee corporation's account；
Judge whether the remaining sum in the refund account is greater than or equal to the repayment amount；
If the remaining sum in the refund account is greater than or equal to the repayment amount, described go back is deducted from the refund account
The money amount of money；
By in the repayment amount refund capital and refund interest be divided into lending bank's account, and by the repayment amount
In guarantee services take and be divided into guarantee corporation's account.
3. as claimed in claim 2 based on the refund account checking method of block chain, which is characterized in that will be in the repayment amount
After the step of refund capital and refund interest are divided into lending bank's account, further includes:
The refund capital and refund interest for whether increasing the corresponding amount of money in lending bank's account determined；
If increasing the refund capital and refund interest of the corresponding amount of money in lending bank's account, it is determined that it refunds successfully, and to
Each block chain node broadcasts；
If not increasing the refund capital and refund interest of the corresponding amount of money in lending bank's account, it is determined that failure of refunding, and
To each block chain node broadcasts.
4. as described in claim 1 based on the refund account checking method of block chain, which is characterized in that described according to each block chain link
Point account book in refund transaction journal, to refunds transaction progress reconciliation the step of include:
The refund transaction journal of the transaction of refunding is obtained from the account book of the first block chain node, and from the refund transaction flow
Serial number and transaction amount are read in water；
Judge in the account book of the second block chain node with the presence or absence of the refund transaction journal comprising the serial number；
If there is the refund transaction journal comprising the serial number in the account book of the second block chain node, the trade gold is judged
Whether volume is identical as the transaction amount in the refund transaction journal comprising the serial number；
If the transaction amount is identical as the transaction amount in the refund transaction journal comprising the serial number, it is determined that described to go back
The reconciliation result of money transaction is consistent for reconciliation, otherwise determines that the reconciliation result for refunding transaction is not inconsistent for reconciliation.
5. such as the refund account checking method of any of claims 1-4 based on block chain, which is characterized in that described right
When account result is not inconsistent for reconciliation, execute reconciliation diagnostic operation the step of include:
When reconciliation result is not inconsistent for reconciliation, the serial number of the transaction of refunding is obtained, and is read from service database and includes
The refund transaction journal of the serial number；
It will include the refund transaction journal of the serial number in service database, handed over the refund in the account book of each block chain node
Easy flowing water is checked.
6. such as the refund account checking method of any of claims 1-4 based on block chain, which is characterized in that the foundation
Refund transaction journal in the account book of each block chain node, to the refund trade carry out reconciliation the step of before, further includes:
The account book write-in duration of the refund transaction journal is recorded, and determines whether to trigger reconciliation according to account book write-in duration
Instruction；
If triggering reconciliation instruction, then follow the steps: according to the refund transaction journal in the account book of each block chain node, being gone back to described
Money transaction carries out reconciliation.
7. such as the refund account checking method of any of claims 1-4 based on block chain, which is characterized in that described to be based on
The refund account checking method of block chain further include:
Every reconciliation operation for executing the primary transaction of refunding, then record a reconciliation number；
Reach preset times in the reconciliation number, and when reconciliation result is not inconsistent for reconciliation, it is corresponding to refunds transaction and also
Money transaction journal marks, and stops executing the reconciliation operation of the transaction of refunding.
8. a kind of refund account checking apparatus based on block chain, which is characterized in that the refund account checking apparatus packet based on block chain
It includes:
Accounting module of trading is executed to refund and be traded, and generate for being requested according to the refund when monitoring refund request
Refund transaction journal, and the refund transaction journal is written in the account book of each block chain node；
Reconciliation module carries out pair refund transaction for the refund transaction journal in the account book according to each block chain node
Account, and when reconciliation result is not inconsistent for reconciliation, execute reconciliation diagnostic operation；
Account module is adjusted, for executing corresponding tune account strategy according to current reconciliation diagnostic result, and in the tune account strategy execution
After completion, the reconciliation operation of the transaction of refunding is continued to execute, until reconciliation result is consistent for reconciliation.
9. a kind of refund reconciliation equipment based on block chain, which is characterized in that the refund reconciliation equipment packet based on block chain
It includes processor, memory and is stored in the refund based on block chain that can be executed on the memory and by the processor
Reconciliation program, wherein when the refund reconciliation program based on block chain is executed by the processor, realize such as claim 1 to
The step of refund account checking method described in any one of 7 based on block chain.
10. a kind of readable storage medium storing program for executing, which is characterized in that be stored with the refund pair based on block chain on the readable storage medium storing program for executing
Account program, wherein realizing when the refund reconciliation program based on block chain is executed by processor as appointed in claim 1 to 7
The step of refund account checking method described in one based on block chain.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811129458.1A CN109493210A (en) | 2018-09-27 | 2018-09-27 | Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811129458.1A CN109493210A (en) | 2018-09-27 | 2018-09-27 | Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109493210A true CN109493210A (en) | 2019-03-19 |
Family
ID=65689907
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811129458.1A Pending CN109493210A (en) | 2018-09-27 | 2018-09-27 | Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109493210A (en) |
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109949144A (en) * | 2019-03-22 | 2019-06-28 | 深圳前海微众银行股份有限公司 | Keep accounts processing method, device, equipment and computer readable storage medium |
| CN111179047A (en) * | 2019-12-31 | 2020-05-19 | 中信百信银行股份有限公司 | Business data checking method and device, computer equipment and readable storage medium |
| CN111210330A (en) * | 2020-01-06 | 2020-05-29 | 中信百信银行股份有限公司 | Account adjusting method and device, electronic equipment and computer readable storage medium |
| CN111275905A (en) * | 2020-03-05 | 2020-06-12 | 链农(深圳)信息科技有限公司 | Currency processing method and device of block chain system and hardware equipment |
| CN111445325A (en) * | 2020-04-13 | 2020-07-24 | 中国银行股份有限公司 | Credit card information processing method, device, system and storage medium |
| CN112598505A (en) * | 2020-12-25 | 2021-04-02 | 无锡航吴科技有限公司 | System and method for supervising nationally-owned financing platform based on comparison rule |
| CN112734450A (en) * | 2021-01-14 | 2021-04-30 | 上海尧信惠达信息科技有限公司 | Double-sided accounting method and system based on online guarantee and electronic equipment |
| CN114004610A (en) * | 2021-10-29 | 2022-02-01 | 北京理房通支付科技有限公司 | Business processing method and device, electronic equipment and storage medium |
Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106504089A (en) * | 2016-10-14 | 2017-03-15 | 平安科技（深圳）有限公司 | Method of commerce and system are applied to purchase based on the fund of block chain |
| CN107358422A (en) * | 2017-06-23 | 2017-11-17 | 现在（北京）支付股份有限公司 | Payment system based on block chain technology |
| CN107358417A (en) * | 2017-06-23 | 2017-11-17 | 现在（北京）支付股份有限公司 | The method of payment supervised based on block chain technology |
| WO2018031433A1 (en) * | 2016-08-10 | 2018-02-15 | Jpmorgan Chase Bank, N.A. | Systems and methods for account reconciliation using a distributed ledger |
| CN107862600A (en) * | 2017-10-24 | 2018-03-30 | 深圳四方精创资讯股份有限公司 | Bank transfer method and its system based on block chain |
| CN108074177A (en) * | 2017-12-05 | 2018-05-25 | 深圳前海微众银行股份有限公司 | Data account checking method, system and computer readable storage medium |
| CN108171489A (en) * | 2017-12-18 | 2018-06-15 | 深圳前海微众银行股份有限公司 | Data liquidation method, system and computer readable storage medium |
| WO2018120121A1 (en) * | 2016-12-30 | 2018-07-05 | 深圳前海达闼云端智能科技有限公司 | Block chain permission control method, device, and node apparatus |
| GB201809171D0 (en) * | 2017-07-19 | 2018-07-25 | China Merchants Bank Company | Remittance processing method and system, and computer-readable storage medium |
-
2018
- 2018-09-27 CN CN201811129458.1A patent/CN109493210A/en active Pending
Patent Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2018031433A1 (en) * | 2016-08-10 | 2018-02-15 | Jpmorgan Chase Bank, N.A. | Systems and methods for account reconciliation using a distributed ledger |
| CN106504089A (en) * | 2016-10-14 | 2017-03-15 | 平安科技（深圳）有限公司 | Method of commerce and system are applied to purchase based on the fund of block chain |
| WO2018120121A1 (en) * | 2016-12-30 | 2018-07-05 | 深圳前海达闼云端智能科技有限公司 | Block chain permission control method, device, and node apparatus |
| CN107358422A (en) * | 2017-06-23 | 2017-11-17 | 现在（北京）支付股份有限公司 | Payment system based on block chain technology |
| CN107358417A (en) * | 2017-06-23 | 2017-11-17 | 现在（北京）支付股份有限公司 | The method of payment supervised based on block chain technology |
| GB201809171D0 (en) * | 2017-07-19 | 2018-07-25 | China Merchants Bank Company | Remittance processing method and system, and computer-readable storage medium |
| CN107862600A (en) * | 2017-10-24 | 2018-03-30 | 深圳四方精创资讯股份有限公司 | Bank transfer method and its system based on block chain |
| CN108074177A (en) * | 2017-12-05 | 2018-05-25 | 深圳前海微众银行股份有限公司 | Data account checking method, system and computer readable storage medium |
| CN108171489A (en) * | 2017-12-18 | 2018-06-15 | 深圳前海微众银行股份有限公司 | Data liquidation method, system and computer readable storage medium |
Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109949144A (en) * | 2019-03-22 | 2019-06-28 | 深圳前海微众银行股份有限公司 | Keep accounts processing method, device, equipment and computer readable storage medium |
| CN111179047A (en) * | 2019-12-31 | 2020-05-19 | 中信百信银行股份有限公司 | Business data checking method and device, computer equipment and readable storage medium |
| CN111179047B (en) * | 2019-12-31 | 2024-01-05 | 中信百信银行股份有限公司 | Service data checking method, device, computer equipment and readable storage medium |
| CN111210330A (en) * | 2020-01-06 | 2020-05-29 | 中信百信银行股份有限公司 | Account adjusting method and device, electronic equipment and computer readable storage medium |
| CN111275905A (en) * | 2020-03-05 | 2020-06-12 | 链农(深圳)信息科技有限公司 | Currency processing method and device of block chain system and hardware equipment |
| CN111445325A (en) * | 2020-04-13 | 2020-07-24 | 中国银行股份有限公司 | Credit card information processing method, device, system and storage medium |
| CN111445325B (en) * | 2020-04-13 | 2023-09-15 | 中国银行股份有限公司 | Credit card information processing method, device, system and storage medium |
| CN112598505A (en) * | 2020-12-25 | 2021-04-02 | 无锡航吴科技有限公司 | System and method for supervising nationally-owned financing platform based on comparison rule |
| CN112734450A (en) * | 2021-01-14 | 2021-04-30 | 上海尧信惠达信息科技有限公司 | Double-sided accounting method and system based on online guarantee and electronic equipment |
| CN114004610A (en) * | 2021-10-29 | 2022-02-01 | 北京理房通支付科技有限公司 | Business processing method and device, electronic equipment and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN109493210A (en) | Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain | |
| US7756789B2 (en) | Method and system for debt recovery | |
| CN109242483A (en) | A kind of dual trading method and system based on centralization and decentralization | |
| CN107945008A (en) | Credit methods, device, equipment and computer-readable recording medium | |
| CN107818428A (en) | The decision-making technique and device of business channel | |
| WO2004061552A2 (en) | Servicer compensation system and method | |
| CN108182502A (en) | The generation method of growing quality evaluation index, the statistical method of business growth value | |
| CN110443694A (en) | Financing method and device on little Wei enterprise line | |
| CN110533521A (en) | Method for early warning, device, equipment and readable storage medium storing program for executing after dynamic is borrowed | |
| CN111062796A (en) | Block chain-based payroll distribution method and device and electronic equipment | |
| CN108629584A (en) | Mode of payment, device based on block chain and computer readable storage medium | |
| WO2021098273A1 (en) | Online car-hailing transaction data processing method, apparatus, and system | |
| CN108614864A (en) | Bank transaction information processing method and processing device | |
| CN110046995A (en) | Refund request processing method, device and equipment | |
| US20210026687A1 (en) | Computer-implemented system and methods for computing valuation | |
| CN109636380A (en) | Expense treating method and apparatus | |
| CN109345371A (en) | Personal reference report backtracking method and system | |
| JP2007133742A (en) | Loan acceptance device, loan request terminal, loan settlement system, and loan acceptance method | |
| CN110046985A (en) | Data processing system, method and terminal device | |
| CN109726249A (en) | A kind of decentralization chip research and development transaction data storage method and system | |
| KR102321436B1 (en) | Server and method for providing information of p2p finance banking and system thereof | |
| CN109636594A (en) | Assets package management method, device, equipment and storage medium based on big data | |
| CN110060149A (en) | Risk management and control method and system after a kind of loan | |
| CN110033353A (en) | User object recommended method, device, computer readable storage medium and computer equipment | |
| CN107833034A (en) | Method of payment and device, computer installation and computer-readable recording medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| REG | Reference to a national code |
Ref country code: HK Ref legal event code: DE Ref document number: 40012039 Country of ref document: HK |
|
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20190319 |
|
| WD01 | Invention patent application deemed withdrawn after publication |