CN109636629A - Processing method, device, medium and the electronic equipment of declaration form data - Google Patents
Processing method, device, medium and the electronic equipment of declaration form data Download PDFInfo
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- CN109636629A CN109636629A CN201811492258.2A CN201811492258A CN109636629A CN 109636629 A CN109636629 A CN 109636629A CN 201811492258 A CN201811492258 A CN 201811492258A CN 109636629 A CN109636629 A CN 109636629A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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Abstract
The present embodiments relate to field of computer technology, provide processing method, device, medium and the electronic equipment of a kind of declaration form data, this method comprises: receiving the declaration form call request that first server is sent, and judging whether the declaration form call request corresponds to more declaration form insurance kinds, more declaration form insurance kinds are that insurance kind of the number greater than preset threshold of declaration form is generated in the unit time；If the declaration form call request corresponds to more declaration form insurance kinds, multiple declaration forms are obtained according to the declaration form call request；It integrates the multiple declaration form and forms a declaration form of equal value, and send the declaration form of equal value to the first server, handled with declaration form of the completion to more declaration form insurance kinds.The technical solution of the embodiment of the present invention can solve the low problem of declaration form treatment effeciency caused by the data transmitting of a large amount of declaration form data between servers, the Claims Resolution efficiency of insurance company can be improved, while promoting the Claims Resolution experience of client.
Description
Technical field
The present invention relates to field of computer technology, processing method, declaration form data in particular to a kind of declaration form data
Processing unit, computer-readable medium and electronic equipment.
Background technique
With the raising of whole people's insurance awareness, more and more clients buy different types of insurance, thus, it is oneself
Life provides multi-faceted guarantee.Meanwhile insurance company provides insurance kind abundant and selects for client to adapt to the demand of client
It selects.Wherein, insurance company provides the biggish insurance kind of declaration form quantity, i.e., declaration form amount is greater than the insurance kind of certain numerical value in the unit time.
Illustratively, the insurance provided for take-away dispatching personnel or net Yue Che driver, wherein outside each list for taking out dispatching personnel dispatching
Corresponding Zhang Baodan is sold, each one-stroke that net Yue Che driver completes also corresponds to a Zhang Baodan, it is seen then that for outside each
It sells for dispatching personnel or net Yue Che driver, the declaration form amount in the unit time substantially exceeds other insurance kinds such as property insurance, personal insurance.
In the prior art, the insurance kind of certain numerical value is greater than for declaration form amount in the unit time, obtains the declaration form of a certain client
When, it is inquired by customer ID, and the declaration form inquired is called.It is larger due to declaration form quantity, it causes to call
The efficiency of declaration form is lower, it is also possible to cause system crash, and then cause declaration form treatment effeciency low.Also, after client is in danger,
Declaration form treatment effeciency directly affects the Claims Resolution efficiency to client, and it is poor that lower Claims Resolution efficiency causes the Claims Resolution of client to be experienced.
It should be noted that information is only used for reinforcing the reason to background of the invention disclosed in above-mentioned background technology part
Solution, therefore may include the information not constituted to the prior art known to persons of ordinary skill in the art.
Summary of the invention
A kind of processing method for being designed to provide declaration form data of the embodiment of the present invention, the processing unit of declaration form data,
Computer-readable medium and electronic equipment, and then overcome at least to a certain extent in the prior art for the reason of more declaration form insurance kinds
Pay for the disadvantage of low efficiency, the Claims Resolution experience difference of client.
Other characteristics and advantages of the invention will be apparent from by the following detailed description, or partially by the present invention
Practice and acquistion.
According to a first aspect of the embodiments of the present invention, a kind of processing method of declaration form data is provided, comprising:
The declaration form call request that first server is sent is received, and judges whether the declaration form call request corresponds to more guarantors
Single insurance kind, more declaration form insurance kinds are that insurance kind of the number greater than preset threshold of declaration form is generated in the unit time；
If the declaration form call request corresponds to more declaration form insurance kinds, multiple guarantors are obtained according to the declaration form call request
It is single；
It integrates the multiple declaration form and forms a declaration form of equal value, and send the declaration form of equal value to the first server,
To complete the declaration form processing to more declaration form insurance kinds.
In some embodiments of the invention, aforementioned schemes are based on, the declaration form call request includes: insurance kind mark；Its
In,
Judge whether the declaration form call request corresponds to more declaration form insurance kinds, comprising:
Judge that the insurance kind identifies whether to be present in preset more declaration form insurance kind home bankings.
In some embodiments of the invention, aforementioned schemes are based on, the declaration form call request includes: customer ID, looks into
Ask initial time, inquiry deadline；Wherein,
Multiple declaration forms are obtained according to the declaration form call request, comprising:
N number of first declaration form for belonging to the client is obtained according to the customer ID；
It is identified according to the insurance kind, M the second declaration forms is determined in N number of first declaration form；
According to the inquiry initial time and the inquiry deadline, S target is determined in the M the second declaration forms
Declaration form；Wherein, S≤M≤N.
In some embodiments of the invention, aforementioned schemes are based on, each target declaration form includes the entry-into-force time, protects
Volume, premium；Wherein,
It integrates the multiple declaration form and forms a declaration form of equal value, comprising:
The earliest entry-into-force time in the S target declaration form is obtained as the first entry-into-force time；
Determined for the second entry-into-force time according to the Effective Period of Insurance of more declaration form insurance kinds and the inquiry deadline；
Later in first entry-into-force time and second entry-into-force time one is obtained as the declaration form of equal value
The practical entry-into-force time；
Described in being used as the sum of the premium of target declaration form in the practical entry-into-force time to the period for inquiring deadline
The premium of declaration form of equal value will be made by the sum of the protection amount of target declaration form in the period of practical entry-into-force time to inquiry deadline
For the protection amount of the declaration form of equal value.
In some embodiments of the invention, aforementioned schemes are based on, when the inquiry initial time is that insurance starts purchase
Between, the inquiry deadline is to be in danger the time.
According to a second aspect of the embodiments of the present invention, a kind of processing method of declaration form data is provided, comprising:
The settlement of insurance claim request that client sends is received, and judges whether the settlement of insurance claim request corresponds to more I/P insurance policies
Kind, more declaration form insurance kinds are that insurance kind of the number greater than preset threshold of declaration form is generated in the unit time；
If the settlement of insurance claim request corresponds to more declaration form insurance kinds, requested to generate declaration form tune according to the settlement of insurance claim
The declaration form call request is sent with request, and to second server；
The declaration form of equal value that the second server is sent is received, the equivalence declaration form is the second server according to
Declaration form call request obtains multiple declaration forms, and integrates what the multiple declaration form was formed；
It is settled a claim according to the declaration form of equal value to the client.
In some embodiments of the invention, aforementioned schemes are based on, the settlement of insurance claim request includes: that insurance starts to buy
Time, the time of being in danger；Wherein,
It is requested to generate declaration form call request according to the settlement of insurance claim, comprising:
Start the time buying according to the insurance and generate the inquiry initial time of the declaration form call request, according to it is described go out
The dangerous time generates the inquiry deadline of the declaration form call request, so that the second server is asked according to declaration form calling
It asks and obtains multiple declaration forms, and integrate the multiple declaration form and form the declaration form of equal value.
According to a third aspect of the embodiments of the present invention, a kind of processing unit of declaration form data is provided, comprising:
Declaration form call request receiving module, for receiving the declaration form call request of first server transmission, and described in judgement
Whether declaration form call request corresponds to more declaration form insurance kinds, and more declaration form insurance kinds are that the number of generation declaration form in the unit time is greater than
The insurance kind of preset threshold；
Declaration form obtains module, if corresponding to more declaration form insurance kinds for the declaration form call request, according to the declaration form
Call request obtains multiple declaration forms；
Module is integrated, forms a declaration form of equal value for integrating the multiple declaration form, and send to the first server
The equivalence declaration form, to complete the declaration form processing to more declaration form insurance kinds.
According to a fourth aspect of the embodiments of the present invention, a kind of processing unit of declaration form data is provided, comprising:
Settlement of insurance claim request receiving module for receiving the settlement of insurance claim request of client's transmission, and judges the insurance reason
Pay for whether request corresponds to more declaration form insurance kinds, more declaration form insurance kinds are that the unit time interior number for generating declaration form is greater than default threshold
The insurance kind of value；
Declaration form call request determining module, if corresponding to more declaration form insurance kinds for settlement of insurance claim request, according to
The settlement of insurance claim request generates declaration form call request, and sends the declaration form call request to second server；
Declaration form receiving module of equal value, the declaration form of equal value sent for receiving the second server, the equivalence declaration form are
The second server obtains multiple declaration forms according to the declaration form call request, and integrates what the multiple declaration form was formed；
Claims Resolution module, for being settled a claim according to the declaration form of equal value to the client.
According to a fifth aspect of the embodiments of the present invention, a kind of computer-readable medium is provided, computer is stored thereon with
Program realizes the declaration form data such as first aspect in above-described embodiment or as described in second aspect when described program is executed by processor
Processing method.
According to a sixth aspect of the embodiments of the present invention, a kind of electronic equipment is provided, comprising: one or more processors；
Storage device, for storing one or more programs, when one or more of programs are held by one or more of processors
When row, so that one or more of processors realize the declaration form number such as first aspect in above-described embodiment or as described in second aspect
According to processing method.
Technical solution provided in an embodiment of the present invention can include the following benefits:
On the one hand, in the technical solution provided by some embodiments of the present invention, first server is received to the second clothes
The declaration form call request that business device is sent, second server determine that the declaration form call request is more corresponding to obtaining after more declaration form insurance kinds
A declaration form, but the multiple declaration forms that not will acquire directly return to first server, but multiple declaration forms are integrated
A declaration form of equal value is formed, this equivalence declaration form is returned into first server.It is being serviced to solve a large amount of declaration form data
The low problem of declaration form treatment effeciency caused by data transmitting between device.
On the other hand, in the technical solution provided by some embodiments of the present invention, first server is by receiving one
A equivalence declaration form settles a claim to client, manages again after being further processed instead of the multiple declaration forms of reception and to multiple declaration forms
It pays for, thus, the Claims Resolution efficiency of insurance company is improved, while promoting the Claims Resolution experience of client.
It should be understood that above general description and following detailed description be only it is exemplary and explanatory, not
It can the limitation present invention.
Detailed description of the invention
The drawings herein are incorporated into the specification and forms part of this specification, and shows and meets implementation of the invention
Example, and be used to explain the principle of the present invention together with specification.It should be evident that the accompanying drawings in the following description is only the present invention
Some embodiments for those of ordinary skill in the art without creative efforts, can also basis
These attached drawings obtain other attached drawings.In the accompanying drawings:
Fig. 1 shows the flow diagram of the processing method of the declaration form data of embodiment according to the present invention；
Fig. 2 shows the flow diagrams of the acquisition methods of multiple declaration forms of embodiment according to the present invention；
Fig. 3 shows the flow diagram of the determination method of the declaration form of equal value of embodiment according to the present invention；
Fig. 4 shows the flow diagram of the processing method of the declaration form data of embodiment according to the present invention；
Fig. 5 shows the structural schematic diagram of the processing unit of the declaration form data of embodiment according to the present invention；
Fig. 6 shows the structural schematic diagram of the processing unit of the declaration form data of embodiment according to the present invention；
Fig. 7 shows the structural schematic diagram for being suitable for the computer system for the electronic equipment for being used to realize the embodiment of the present invention.
Specific embodiment
Example embodiment is described more fully with reference to the drawings.However, example embodiment can be with a variety of shapes
Formula is implemented, and is not understood as limited to example set forth herein；On the contrary, thesing embodiments are provided so that the present invention will more
Fully and completely, and by the design of example embodiment comprehensively it is communicated to those skilled in the art.
In addition, described feature, structure or characteristic can be incorporated in one or more implementations in any suitable manner
In example.In the following description, many details are provided to provide and fully understand to the embodiment of the present invention.However,
It will be appreciated by persons skilled in the art that technical solution of the present invention can be practiced without one or more in specific detail,
Or it can be using other methods, constituent element, device, step etc..In other cases, it is not shown in detail or describes known side
Method, device, realization or operation are to avoid fuzzy each aspect of the present invention.
Block diagram shown in the drawings is only functional entity, not necessarily must be corresponding with physically separate entity.
I.e., it is possible to realize these functional entitys using software form, or realized in one or more hardware modules or integrated circuit
These functional entitys, or these functional entitys are realized in heterogeneous networks and/or processor device and/or microcontroller device.
Flow chart shown in the drawings is merely illustrative, it is not necessary to including all content and operation/step,
It is not required to execute by described sequence.For example, some operation/steps can also decompose, and some operation/steps can close
And or part merge, therefore the sequence actually executed is possible to change according to the actual situation.
Fig. 1 shows the flow diagram of the processing method of the declaration form data of embodiment according to the present invention.The present embodiment
The processing method of the declaration form data of offer is overcome in the prior art at least to a certain extent for the declaration form mistake of more declaration form insurance kinds
Cheng Zhong, time-consuming for data call, and easily leads to system crash, so as to cause the low disadvantage of declaration form treatment effeciency.Wherein, this implementation
The executing subject of the processing method for the declaration form data that example provides can be the equipment with calculation processing function, such as server
Deng.
Processing method with reference to Fig. 1, the declaration form data includes:
Step S101 receives the declaration form call request that first server is sent, and whether judges the declaration form call request
Corresponding to more declaration form insurance kinds, more declaration form insurance kinds are that insurance kind of the number greater than preset threshold of declaration form is generated in the unit time；
Step S102, if the declaration form call request corresponds to more declaration form insurance kinds, according to the declaration form call request
Obtain multiple declaration forms；
Step S103 integrates the multiple declaration form and forms a declaration form of equal value, and to described in first server transmission
Declaration form of equal value, to complete the declaration form processing to more declaration form insurance kinds.
In technical solution provided by embodiment shown in Fig. 1, on the one hand, receive first server and sent out to second server
The declaration form call request sent, second server, which determines, obtains multiple guarantors after the declaration form call request corresponds to more declaration form insurance kinds
It is single, but the multiple declaration forms that not will acquire directly return to first server, but multiple declaration forms are integrally formed
This equivalence declaration form is returned to first server by one declaration form of equal value.To solve a large amount of declaration form data server it
Between data transmitting caused by the low problem of declaration form treatment effeciency.On the other hand, first server is by receiving a guarantor of equal value
Single pair client settles a claim, and settles a claim again after being further processed instead of the multiple declaration forms of reception and to multiple declaration forms, thus, it mentions
The Claims Resolution efficiency of high insurance company, while promoting the Claims Resolution experience of client.
The specific implementation of each step of embodiment illustrated in fig. 1 is described in detail below:
In the exemplary embodiment, it is more declaration forms that the number that declaration form is generated in the unit time, which is greater than the insurance kind of preset threshold,
Insurance kind.Illustratively, the insurance kind using one month average declaration form quantity greater than 100 is as more declaration form insurance kinds.Such as, it takes out to match and make a gift to someone
Member's purchase has insurance kind A, specifically, one is taken out the declaration form of the corresponding insurance kind A of order.If it is one day average that this takes out dispatching personnel
20 take-away orders are dispensed, then the declaration form quantity taken out dispatching personnel one month is 600 or so.As it can be seen that insurance A belong to it is more
Declaration form insurance kind.
In the exemplary embodiment, the insurance kind mark for collecting more declaration form insurance kinds all in insurance company forms more declaration forms
Insurance kind home banking.It include: insurance kind mark for the declaration form call request in step S101.Further, by judging declaration form tune
It identifies whether to be present in more declaration form insurance kind home bankings with the insurance kind in request, whether can judge above-mentioned declaration form call request
Corresponding to more declaration form insurance kinds.
In the exemplary embodiment, after definite policy call request corresponds to more declaration form insurance kinds, second server
Multiple declaration forms are further obtained according to declaration form call request.Fig. 2 shows obtaining for multiple declaration forms of embodiment according to the present invention
The flow diagram for taking method is explained below in conjunction with specific implementation of the Fig. 2 to step S102.
With reference to Fig. 2, the acquisition methods for multiple declaration forms which provides include:
Step S201 obtains N number of first declaration form for belonging to the client according to the customer ID；Step S202, according to
The insurance kind mark, the inquiry initial time and the inquiry deadline, S mesh is determined in N number of second declaration form
Mark declaration form.Wherein, S≤N.
It in the exemplary embodiment, include: customer ID, inquiry initial time, inquiry section in declaration form call request
The only time.Wherein, inquiry initial time can be the insurance beginning time buying, and inquiry deadline can be the time of being in danger.Such as:
Net Yue Che driver opens the client that master worker's purchase has more declaration form insurance kind B.The insurance for opening master worker starts the time buying as May 1 in 2017
Day, Zhang master worker has met with car accident (the Claims Resolution range for belonging to more declaration form insurance kind B) on July 20th, 2018.With that is, master worker
Be in danger reporting a case to the security authorities to insurance company.Further, according to the information first server definite policy call request of reporting a case to the security authorities that is in danger,
It include: customer ID (such as: master worker's identification card number), inquiry initial time (on May 1st, 2017), inquiry deadline (2018
On July 20, in).
Illustratively, second server obtains the process of multiple declaration forms, packet according to the corresponding declaration form call request of master worker
It includes: all declaration forms for belonging to a master worker is obtained as the first declaration form according to described master worker's identification card number.Wherein, the first declaration form packet
Declaration form containing more declaration form insurance kind B, it is also possible to the declaration form comprising other insurance kinds.Further, according to the mark of more declaration form insurance kind B,
Initial time and inquiry deadline are inquired, determines the declaration form of more declaration form insurance kind B in time period as mesh in the first declaration form
Mark declaration form.
In the exemplary embodiment, after obtaining multiple declaration forms according to declaration form call request, second server passes through
It integrates multiple declaration forms and generates a declaration form of equal value, this equivalence declaration form is further sent to first server.Fig. 3 shows basis
The flow diagram of the determination method of the declaration form of equal value of the embodiment of the present invention, below in conjunction with Fig. 3 to the specific reality of step S103
Existing mode is explained.
With reference to Fig. 3, the acquisition methods for the declaration form of equal value which provides include step S301- step S305.
In step S301, the earliest entry-into-force time in the S target declaration form is obtained as the first entry-into-force time.
Still it is illustrated by taking above-mentioned more declaration form insurance kind B as an example.Each declaration form of more declaration form insurance kind B was to come into force on the purchase same day
Day, and the validity period of each declaration form is 12 months.The S target declaration form obtained according to the corresponding declaration form call request of master worker
In, earliest May 1 2017 entry-into-force time, i.e., the first effective date was on May 1st, 2017 in the present embodiment.
In step s 302, second is determined according to the Effective Period of Insurance of more declaration form insurance kinds and the inquiry deadline
Entry-into-force time.
Illustratively, the inquiry deadline (such as: being in danger the date) for opening the corresponding declaration form call request of master worker is 2018 7
The moon 20, the Effective Period of Insurance of more declaration form insurance kind B is 1 year, so that it is determined that the second entry-into-force time was on July 20th, 2017.
In step S303, obtains later in first entry-into-force time and second entry-into-force time one and be used as institute
State the practical entry-into-force time of declaration form of equal value；And step S304, it will be by the practical entry-into-force time to the period for inquiring deadline
Premium of the sum of the interior premium of target declaration form as the declaration form of equal value, will be by the practical entry-into-force time to inquiry deadline
Protection amount of the sum of the protection amount of target declaration form in period as the declaration form of equal value.
Illustratively, it is according to the actual valid time of the determining declaration form of equal value of the corresponding declaration form call request of master worker
On July 20th, 2017.It further, will be by actual valid time (on July 20th, 2017) to inquiry deadline (2018 7
Months 20 days) period in premium as the equivalence declaration form of the sum of the premium of target declaration form, and will be in time period
Protection amount of the sum of the protection amount of target declaration form as the declaration form of equal value.
Illustratively, the equivalence that second server determines the technical solution provided according to the embodiment shown in Fig. 3
Declaration form is sent to first server, so that first server settles a claim to client according to declaration form of equal value.
Fig. 4 shows the flow diagram of the processing method of the declaration form data of embodiment according to the present invention.The present embodiment
The processing method of the declaration form data of offer overcomes at least to a certain extent in the prior art imitates the Claims Resolution of more declaration form insurance kinds
The disadvantage of low, client the Claims Resolution experience difference of rate.Wherein, the executing subject of the processing method of declaration form data provided in this embodiment can
To be that there is equipment of calculation processing function, such as server etc..
It should be noted that following technical term involved in embodiment illustrated in fig. 4 and above-mentioned 1 to embodiment illustrated in fig. 3
Corresponding technical term is identical or corresponding, and technical term includes: first server, second server, declaration form call request, more reports
Single insurance kind, declaration form and declaration form of equal value etc..
With reference to Fig. 4, the processing method for the declaration form data which provides includes step S401- step S404.
In step S401, the settlement of insurance claim request that client sends is received, and judges whether the settlement of insurance claim request is right
The more declaration form insurance kinds of Ying Yu, more declaration form insurance kinds are that insurance kind of the number greater than preset threshold of declaration form is generated in the unit time.
Illustratively, the insurance kind mark for collecting more declaration form insurance kinds all in insurance company forms more declaration form insurance kind marks
Library.It include: insurance kind mark for the settlement of insurance claim request in step S401.Further, first server passes through judgement insurance
Insurance kind in Claims Resolution request identifies whether to be present in more declaration form insurance kind home bankings, can judge that above-mentioned settlement of insurance claim request is
It is no to correspond to more declaration form insurance kinds.
In step S402, if settlement of insurance claim request corresponds to more declaration form insurance kinds, according to the settlement of insurance claim
Request generates declaration form call request, and sends the declaration form call request to second server.
Illustratively, above-mentioned settlement of insurance claim request includes: that insurance starts time buying, the time of being in danger.First server root
Requesting the specific implementation for generating declaration form call request according to the settlement of insurance claim may include: to start the time buying according to the insurance
The inquiry initial time for generating the declaration form call request generates the inquiry of the declaration form call request according to the time of being in danger
Deadline so that the second server obtains multiple declaration forms according to the declaration form call request, and integrates the multiple guarantor
Simple form is at the declaration form of equal value.
In step S403, the declaration form of equal value that the second server is sent is received, the equivalence declaration form is described second
Server obtains multiple declaration forms according to the declaration form call request, and integrates what the multiple declaration form was formed；And in step
In S404, settled a claim according to the declaration form of equal value to the client.
In technical solution provided by embodiment shown in Fig. 4, first server is determining the insurance for judging that client sends
Claims Resolution request corresponds to after more declaration form insurance kinds, requests generation declaration form point to be sent with request Concurrency to second service according to settlement of insurance claim
Device, so that second server, which determines, obtains multiple declaration forms after the declaration form call request corresponds to more declaration form insurance kinds, and further
Multiple declaration forms are carried out to be integrally formed a declaration form of equal value.To, one that second server is sent declaration form of equal value is received, and
It is not multiple declaration forms before forming declaration form of equal value.To solve the data transmitting of a large amount of declaration form data between servers
Caused by the low problem of declaration form treatment effeciency.In turn, first server settles a claim to client by receiving a declaration form of equal value,
It settles a claim again after being further processed instead of the multiple declaration forms of reception and to multiple declaration forms, thus, improve the Claims Resolution of insurance company
Efficiency, while promoting the Claims Resolution experience of client.
In above-mentioned each exemplary embodiment, in declaration form of equal value comprising the protection amount that is determined according to above-mentioned multiple declaration forms and
Premium and practical entry-into-force time.To which first server directly can be that client settles a claim according to declaration form of equal value.It avoids existing
Have in technology, receive above-mentioned multiple declaration forms, and further according to the determining Claims Resolution method to client of multiple declaration forms.The present embodiment mentions
The Claims Resolution method of the more declaration form insurance kinds supplied greatly reduces the data interaction amount between server, shortens the guarantor of more declaration form insurance kinds
The Claims Resolution efficiency of single treatment effeciency and more declaration form insurance kinds is conducive to the Claims Resolution experience for improving client.
The device of the invention embodiment introduced below can be used for executing the above-mentioned Fig. 1 of the present invention to embodiment illustrated in fig. 3
The processing method of declaration form data.
Fig. 5 shows the structural schematic diagram of the processing unit of the declaration form data of embodiment according to the present invention, with reference to Fig. 5,
The processing unit 500 of declaration form data, comprising: declaration form call request receiving module 501, declaration form obtain module 502 and integrate module
503。
Wherein, declaration form call request receiving module 501 is used to receive the declaration form call request of first server transmission, and sentences
Whether the declaration form call request of breaking corresponds to more declaration form insurance kinds, and more declaration form insurance kinds are the number that declaration form is generated in the unit time
Mesh is greater than the insurance kind of preset threshold；
If declaration form, which obtains module 502, corresponds to more declaration form insurance kinds for the declaration form call request, according to the guarantor
The multiple declaration forms of unitary call request；
It integrates module 503 and forms a declaration form of equal value for integrating the multiple declaration form, and sent out to the first server
The declaration form of equal value is sent, to complete the declaration form processing to more declaration form insurance kinds.
In some embodiments of the invention, aforementioned schemes are based on, the declaration form call request includes: insurance kind mark.
Wherein, declaration form call request receiving module 501 is with specific reference to judging that it is preset that the insurance kind identifies whether to be present in
Judge whether the declaration form call request corresponds to more declaration form insurance kinds in more declaration form insurance kind home bankings.
In some embodiments of the invention, aforementioned schemes are based on, the declaration form call request includes: customer ID, looks into
Ask initial time, inquiry deadline.
Wherein, declaration form obtains module 502 and is specifically used for: being obtained according to the customer ID and belongs to N number of the of the client
One declaration form；And according to insurance kind mark, the inquiry initial time and the inquiry deadline, described N number of second
S target declaration form is determined in declaration form；Wherein, S≤N.
In some embodiments of the invention, aforementioned schemes are based on, each target declaration form includes the entry-into-force time, protects
Volume, premium.
Wherein, the protection amount for integrating entry-into-force time determination unit and declaration form of equal value that module 503 includes: declaration form of equal value determines list
Member.
It is described equivalence declaration form entry-into-force time determination unit be used for: obtain in the S target declaration form earliest come into force
Time is as the first entry-into-force time；Second is determined according to the Effective Period of Insurance of more declaration form insurance kinds and the inquiry deadline
Entry-into-force time；And it obtains later in first entry-into-force time and second entry-into-force time one and is used as the equivalence
The practical entry-into-force time of declaration form.
The insured amount determination unit of the equivalence declaration form is used for: will be by the practical entry-into-force time to the period for inquiring deadline
Premium of the sum of the interior premium of target declaration form as the declaration form of equal value, will be by the practical entry-into-force time to inquiry deadline
Protection amount of the sum of the protection amount of target declaration form in period as the declaration form of equal value.
In some embodiments of the invention, aforementioned schemes are based on, when the inquiry initial time is that insurance starts purchase
Between, the inquiry deadline is to be in danger the time.
Each functional module of the processing unit of the declaration form data of the example embodiment as shown in Fig. 5 of the present invention and above-mentioned figure
1 to embodiment illustrated in fig. 3 declaration form data processing method example embodiment the step of it is corresponding, therefore for apparatus of the present invention
Undisclosed details in embodiment please refers to the processing method of declaration form data of the above-mentioned Fig. 1 of the present invention to embodiment illustrated in fig. 3
Embodiment.
Another Installation practice of the invention introduced below can be used for executing the above-mentioned embodiment illustrated in fig. 4 of the present invention
The processing method of declaration form data.
Fig. 6 shows the structural schematic diagram of the processing unit of the declaration form data of embodiment according to the present invention, with reference to Fig. 6,
The processing unit 600 of declaration form data, comprising: settlement of insurance claim request receiving module 601, declaration form call request determining module 602, etc.
Valence declaration form receiving module 603 and Claims Resolution module 604.
Wherein, settlement of insurance claim request receiving module 601 is used to receive the settlement of insurance claim request of client's transmission, and described in judgement
Whether settlement of insurance claim request corresponds to more declaration form insurance kinds, and more declaration form insurance kinds are that the number of generation declaration form in the unit time is greater than
The insurance kind of preset threshold；
If declaration form call request determining module 602 corresponds to more declaration form insurance kinds, root for settlement of insurance claim request
It requests to generate declaration form call request according to the settlement of insurance claim, and sends the declaration form call request to second server；
Declaration form receiving module 603 of equal value is used to receive the declaration form of equal value that the second server is sent, the equivalence declaration form
Multiple declaration forms are obtained according to the declaration form call request for the second server, and integrate what the multiple declaration form was formed；
Claims Resolution module 604 is used to settle a claim to the client according to the declaration form of equal value.
In some embodiments of the invention, aforementioned schemes are based on, the settlement of insurance claim request includes: that insurance starts to buy
Time, the time of being in danger.
Wherein, declaration form call request determining module 602 is specifically used for: according to insurance beginning time buying generation
The inquiry initial time of declaration form call request, when being ended according to the inquiry that the time of being in danger generates the declaration form call request
Between, so that the second server obtains multiple declaration forms according to the declaration form call request, and integrates the multiple declaration form and formed
The equivalence declaration form.
Each functional module of the processing unit of the declaration form data of the example embodiment as shown in Fig. 6 of the present invention and above-mentioned figure
The step of example embodiment of the processing method of the declaration form data of 4 illustrated embodiments, is corresponding, therefore apparatus of the present invention are implemented
Undisclosed details in example please refers to the embodiment of the processing method of the declaration form data of the above-mentioned embodiment illustrated in fig. 4 of the present invention.
Below with reference to Fig. 7, it illustrates the computer systems 700 for the electronic equipment for being suitable for being used to realize the embodiment of the present invention
Structural schematic diagram.The computer system 700 of electronic equipment shown in Fig. 7 is only an example, should not be to the embodiment of the present invention
Function and use scope bring any restrictions.
As shown in fig. 7, computer system 700 includes central processing unit (CPU) 701, it can be read-only according to being stored in
Program in memory (ROM) 702 or be loaded into the program in random access storage device (RAM) 703 from storage section 708 and
Execute various movements appropriate and processing.In RAM 703, it is also stored with various programs and data needed for system operatio.CPU
701, ROM 702 and RAM 703 is connected with each other by bus 704.Input/output (I/O) interface 705 is also connected to bus
704。
I/O interface 705 is connected to lower component: the importation 706 including keyboard, mouse etc.；It is penetrated including such as cathode
The output par, c 707 of spool (CRT), liquid crystal display (LCD) etc. and loudspeaker etc.；Storage section 708 including hard disk etc.；
And the communications portion 709 of the network interface card including LAN card, modem etc..Communications portion 709 via such as because
The network of spy's net executes communication process.Driver 710 is also connected to I/O interface 705 as needed.Detachable media 711, such as
Disk, CD, magneto-optic disk, semiconductor memory etc. are mounted on as needed on driver 710, in order to read from thereon
Computer program be mounted into storage section 708 as needed.
Particularly, according to an embodiment of the invention, may be implemented as computer above with reference to the process of flow chart description
Software program.For example, the embodiment of the present invention includes a kind of computer program product comprising be carried on computer-readable medium
On computer program, which includes the program code for method shown in execution flow chart.In such reality
It applies in example, which can be downloaded and installed from network by communications portion 709, and/or from detachable media
711 are mounted.When the computer program is executed by central processing unit (CPU) 701, executes and limited in the system of the application
Above-mentioned function.
It should be noted that computer-readable medium shown in the present invention can be computer-readable signal media or meter
Calculation machine readable storage medium storing program for executing either the two any combination.Computer readable storage medium for example can be --- but not
Be limited to --- electricity, magnetic, optical, electromagnetic, infrared ray or semiconductor system, device or device, or any above combination.Meter
The more specific example of calculation machine readable storage medium storing program for executing can include but is not limited to: have the electrical connection, just of one or more conducting wires
Taking formula computer disk, hard disk, random access storage device (RAM), read-only memory (ROM), erasable type may be programmed read-only storage
Device (EPROM or flash memory), optical fiber, portable compact disc read-only memory (CD-ROM), light storage device, magnetic memory device,
Or above-mentioned any appropriate combination.In the present invention, computer readable storage medium can be it is any include or storage journey
The tangible medium of sequence, the program can be commanded execution system, device or device use or in connection.And at this
In invention, computer-readable signal media may include in a base band or as carrier wave a part propagate data-signal,
Wherein carry computer-readable program code.The data-signal of this propagation can take various forms, including but unlimited
In electromagnetic signal, optical signal or above-mentioned any appropriate combination.Computer-readable signal media can also be that computer can
Any computer-readable medium other than storage medium is read, which can send, propagates or transmit and be used for
By the use of instruction execution system, device or device or program in connection.Include on computer-readable medium
Program code can transmit with any suitable medium, including but not limited to: wireless, electric wire, optical cable, RF etc. are above-mentioned
Any appropriate combination.
Flow chart and block diagram in attached drawing are illustrated according to the system of various embodiments of the invention, method and computer journey
The architecture, function and operation in the cards of sequence product.In this regard, each box in flowchart or block diagram can generation
A part of one module, program segment or code of table, a part of above-mentioned module, program segment or code include one or more
Executable instruction for implementing the specified logical function.It should also be noted that in some implementations as replacements, institute in box
The function of mark can also occur in a different order than that indicated in the drawings.For example, two boxes succeedingly indicated are practical
On can be basically executed in parallel, they can also be executed in the opposite order sometimes, and this depends on the function involved.Also it wants
It is noted that the combination of each box in block diagram or flow chart and the box in block diagram or flow chart, can use and execute rule
The dedicated hardware based systems of fixed functions or operations is realized, or can use the group of specialized hardware and computer instruction
It closes to realize.
Being described in unit involved in the embodiment of the present invention can be realized by way of software, can also be by hard
The mode of part realizes that described unit also can be set in the processor.Wherein, the title of these units is in certain situation
Under do not constitute restriction to the unit itself.
As on the other hand, present invention also provides a kind of computer-readable medium, which be can be
Included in electronic equipment described in above-described embodiment；It is also possible to individualism, and without in the supplying electronic equipment.
Above-mentioned computer-readable medium carries one or more program, when the electronics is set by one for said one or multiple programs
When standby execution, so that the electronic equipment realizes the processing method such as above-mentioned declaration form data as described in the examples.
For example, the electronic equipment may be implemented as shown in Figure 1: step S101 receives first server and sends
Declaration form call request, and judge whether the declaration form call request corresponds to more declaration form insurance kinds, more declaration form insurance kinds are single
The number that declaration form is generated in the time of position is greater than the insurance kind of preset threshold；Step S102, if the declaration form call request corresponds to institute
More declaration form insurance kinds are stated, multiple declaration forms are obtained according to the declaration form call request；Step S103 integrates the multiple declaration form and forms one
A equivalence declaration form, and the declaration form of equal value is sent to the first server, to complete to the declaration form of more declaration form insurance kinds
Reason.
For another example, each step as shown in Figure 2 or Figure 3 may be implemented in the electronic equipment.
For another example, the electronic equipment may be implemented as shown in Figure 4: step S401, receive the insurance that client sends
Claims Resolution request, and judge whether the settlement of insurance claim request corresponds to more declaration form insurance kinds, more declaration form insurance kinds are the unit time
The interior number for generating declaration form is greater than the insurance kind of preset threshold；Step S402, if settlement of insurance claim request corresponds to more guarantors
Single insurance kind requests to generate declaration form call request according to the settlement of insurance claim, and sends the declaration form calling to second server and ask
It asks；Step S403 receives one that the second server is sent declaration form of equal value, and the equivalence declaration form is the second server
Multiple declaration forms are obtained according to the declaration form call request, and integrate what the multiple declaration form was formed.
It should be noted that although being referred to several modules or list for acting the equipment executed in the above detailed description
Member, but this division is not enforceable.In fact, embodiment according to the present invention, it is above-described two or more
Module or the feature and function of unit can embody in a module or unit.Conversely, an above-described mould
The feature and function of block or unit can be to be embodied by multiple modules or unit with further division.
Through the above description of the embodiments, those skilled in the art is it can be readily appreciated that example described herein is implemented
Mode can also be realized by software realization in such a way that software is in conjunction with necessary hardware.Therefore, according to the present invention
The technical solution of embodiment can be embodied in the form of software products, which can store non-volatile at one
Property storage medium (can be CD-ROM, USB flash disk, mobile hard disk etc.) in or network on, including some instructions are so that a calculating
Equipment (can be personal computer, server, touch control terminal or network equipment etc.) executes embodiment according to the present invention
Method.
Those skilled in the art after considering the specification and implementing the invention disclosed here, will readily occur to of the invention its
Its embodiment.This application is intended to cover any variations, uses, or adaptations of the invention, these modifications, purposes or
Person's adaptive change follows general principle of the invention and including the undocumented common knowledge in the art of the present invention
Or conventional techniques.The description and examples are only to be considered as illustrative, and true scope and spirit of the invention are by following
Claim is pointed out.
It should be understood that the present invention is not limited to the precise structure already described above and shown in the accompanying drawings, and
And various modifications and changes may be made without departing from the scope thereof.The scope of the present invention is limited only by the attached claims.
Claims (11)
1. a kind of processing method of declaration form data characterized by comprising
The declaration form call request that first server is sent is received, and judges whether the declaration form call request corresponds to more I/P insurance policies
Kind, more declaration form insurance kinds are that insurance kind of the number greater than preset threshold of declaration form is generated in the unit time；
If the declaration form call request corresponds to more declaration form insurance kinds, multiple declaration forms are obtained according to the declaration form call request；
It integrates the multiple declaration form and forms a declaration form of equal value, and send the declaration form of equal value to the first server, with complete
The declaration form processing of pairs of more declaration form insurance kinds.
2. the processing method of declaration form data according to claim 1, which is characterized in that the declaration form call request includes:
Insurance kind mark；Wherein,
Judge whether the declaration form call request corresponds to more declaration form insurance kinds, comprising:
Judge that the insurance kind identifies whether to be present in preset more declaration form insurance kind home bankings.
3. the processing method of declaration form data according to claim 2, which is characterized in that the declaration form call request includes:
Customer ID, inquiry initial time, inquiry deadline；Wherein,
Multiple declaration forms are obtained according to the declaration form call request, comprising:
N number of first declaration form for belonging to the client is obtained according to the customer ID；
According to insurance kind mark, the inquiry initial time and the inquiry deadline, in N number of first declaration form really
Determine S target declaration form；Wherein, S≤N.
4. the processing method of declaration form data according to claim 3, which is characterized in that each target declaration form includes life
Imitate time, protection amount, premium；Wherein,
It integrates the multiple declaration form and forms a declaration form of equal value, comprising:
The earliest entry-into-force time in the S target declaration form is obtained as the first entry-into-force time；
Determined for the second entry-into-force time according to the Effective Period of Insurance of more declaration form insurance kinds and the inquiry deadline；
Obtain reality of later in first entry-into-force time and second entry-into-force time one as the declaration form of equal value
Entry-into-force time；
The equivalence will be used as by the sum of the premium of target declaration form in the period of practical entry-into-force time to inquiry deadline
The premium of declaration form will be used as institute by the sum of the protection amount of target declaration form in the period of practical entry-into-force time to inquiry deadline
State the protection amount of declaration form of equal value.
5. the processing method of declaration form data according to claim 3 or 4, which is characterized in that the inquiry initial time is
Insurance starts the time buying, and the inquiry deadline is to be in danger the time.
6. a kind of processing method of declaration form data characterized by comprising
The settlement of insurance claim request that client sends is received, and judges whether the settlement of insurance claim request corresponds to more declaration form insurance kinds, institute
Stating more declaration form insurance kinds is that insurance kind of the number greater than preset threshold of declaration form is generated in the unit time；
If the settlement of insurance claim request corresponds to more declaration form insurance kinds, generation declaration form calling is requested to be asked according to the settlement of insurance claim
It asks, and sends the declaration form call request to second server；
One that the second server is sent declaration form of equal value is received, the equivalence declaration form is the second server according to
Declaration form call request obtains multiple declaration forms, and integrates what the multiple declaration form was formed；
It is settled a claim according to the declaration form of equal value to the client.
7. the processing method of declaration form data according to claim 6, which is characterized in that settlement of insurance claim request includes:
Insurance starts time buying, the time of being in danger；Wherein,
It is requested to generate declaration form call request according to the settlement of insurance claim, comprising:
The inquiry initial time that the declaration form call request is generated according to the insurance beginning time buying, when according to described being in danger
Between generate inquiry deadline of the declaration form call request so that the second server is obtained according to the declaration form call request
Multiple declaration forms are taken, and integrates the multiple declaration form and forms the declaration form of equal value.
8. a kind of processing unit of declaration form data characterized by comprising
Declaration form call request receiving module for receiving the declaration form call request of first server transmission, and judges the declaration form
Whether call request corresponds to more declaration form insurance kinds, and more declaration form insurance kinds are that the number of declaration form is generated in the unit time greater than default
The insurance kind of threshold value；
Declaration form obtains module, if corresponding to more declaration form insurance kinds for the declaration form call request, is called according to the declaration form
The multiple declaration forms of request；
Module is integrated, forms a declaration form of equal value for integrating the multiple declaration form, and to described in first server transmission
Declaration form of equal value, to complete the declaration form processing to more declaration form insurance kinds.
9. a kind of processing unit of declaration form data characterized by comprising
Settlement of insurance claim request receiving module for receiving the settlement of insurance claim request of client's transmission, and judges that the settlement of insurance claim is asked
Seeking Truth is no to correspond to more declaration form insurance kinds, and more declaration form insurance kinds are that the number of declaration form is generated in the unit time greater than preset threshold
Insurance kind；
Declaration form call request determining module, if corresponding to more declaration form insurance kinds for settlement of insurance claim request, according to described
Settlement of insurance claim request generates declaration form call request, and sends the declaration form call request to second server；
Declaration form receiving module of equal value, the declaration form of equal value sent for receiving the second server, the equivalence declaration form is described
Second server obtains multiple declaration forms according to the declaration form call request, and integrates what the multiple declaration form was formed；
Claims Resolution module, for being settled a claim according to the declaration form of equal value to the client.
10. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that described program is held by processor
The processing method of the declaration form data as described in any one of claims 1 to 7 is realized when row.
11. a kind of electronic equipment characterized by comprising
One or more processors；
Storage device, for storing one or more programs, when one or more of programs are by one or more of processing
When device executes, so that one or more of processors realize the place of the declaration form data as described in any one of claims 1 to 7
Reason method.
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| CN111489261A (en) * | 2020-04-16 | 2020-08-04 | 中国大地财产保险股份有限公司 | Reinsurance business processing method, device, equipment and readable storage medium |
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| CN109636629B (en) | 2021-07-02 |
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