CN109598519B - Vehicle auditing method, device, computer equipment and storage medium - Google Patents

Vehicle auditing method, device, computer equipment and storage medium Download PDF

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Publication number
CN109598519B
CN109598519B CN201811209392.7A CN201811209392A CN109598519B CN 109598519 B CN109598519 B CN 109598519B CN 201811209392 A CN201811209392 A CN 201811209392A CN 109598519 B CN109598519 B CN 109598519B
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vehicle
information
value
server
rule
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CN109598519A (en
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吕兵兵
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Ping An International Financial Leasing Co Ltd
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Ping An International Financial Leasing Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/018—Certifying business or products
    • G06Q30/0185—Product, service or business identity fraud
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0278—Product appraisal

Abstract

The present disclosure relates to the field of big data analysis, and in particular, to a vehicle auditing method, apparatus, computer device, and storage medium. The method comprises the following steps: receiving input vehicle information of a vehicle to be checked and certificate information of a user corresponding to the vehicle to be checked; inquiring the credit rating corresponding to the certificate information, and judging whether the credit rating meets the preset condition; when the credit rating meets the preset condition, acquiring a rating rule, and calculating the value of the vehicle to be checked according to the rating rule and the vehicle information; acquiring a vehicle audit rule, and auditing the value according to the vehicle audit rule; and when the value verification passes, the vehicle information and the certificate information of the vehicle to be verified are sent to the server. By adopting the method, the auditing efficiency of the vehicle can be effectively improved.

Description

Vehicle auditing method, device, computer equipment and storage medium
Technical Field
The present disclosure relates to the field of computer technologies, and in particular, to a vehicle auditing method, apparatus, computer device, and storage medium.
Background
With the rapid development of technology, car renting services are widely applied, and car renting companies need to check car selling agents and vehicles when receiving a second hand.
However, most of conventional car renting companies adopt manual valuation for evaluating and checking the second-hand cars, or firstly evaluate the second-hand cars and then check the credits of the owners or owners of the cars, so that a lot of cars meet the paying-off condition, but because personal credit is not met, the paying-off condition is not met, the calculation resources are wasted, and the checking efficiency is low.
Disclosure of Invention
In view of the foregoing, it is desirable to provide a vehicle auditing method, apparatus, computer device, and storage medium that can improve auditing efficiency.
A vehicle auditing method, the method comprising:
receiving input vehicle information of a vehicle to be checked and certificate information of a user corresponding to the vehicle to be checked;
inquiring a credit rating corresponding to the certificate information, and judging whether the credit rating meets a preset condition; when the credit rating meets preset conditions, acquiring a rating rule, and calculating the value of the vehicle to be checked according to the rating rule and the vehicle information;
acquiring a vehicle audit rule, and auditing the value according to the vehicle audit rule;
and when the value verification passes, transmitting the vehicle information and the certificate information of the vehicle to be verified to a server.
In one embodiment, after the querying the credit rating corresponding to the certificate information and determining whether the credit rating meets the preset condition, the method further includes:
when the credit rating does not meet the preset condition, the certificate information is sent to a server, and the certificate information is used for indicating the server to acquire credit rating information corresponding to the certificate information and generating a new credit rating according to the credit rating;
and receiving the new credit rating returned by the server, and continuously acquiring the valuation rule when the new credit rating meets the preset condition.
In one embodiment, after the auditing the value according to the vehicle audit rule, the method further includes:
when the value audit is not passed, the vehicle information is sent to the server, and the vehicle information is used for indicating the server to generate the value of a new vehicle to be audited corresponding to the vehicle information;
receiving the value of the new vehicle to be checked returned by the server, and checking the value of the new vehicle to be checked according to the vehicle checking rule;
and when the value audit of the new vehicle to be audited passes, continuously sending the vehicle information and the certificate information of the vehicle to be audited to a server.
In one embodiment, the sending the vehicle information and the certificate information of the vehicle to be inspected to a server includes:
when the file sizes of the vehicle information and the certificate information of the vehicle to be checked exceed a preset value, storing the vehicle photos in the vehicle information and the certificate information to a preset position;
transmitting the vehicle information and the certificate information which are not stored to a preset position to the server;
receiving a photo acquisition request of the server, and reading the vehicle photo from the preset position according to the photo acquisition request;
and sending the vehicle photo to the server.
In one embodiment, the method further comprises:
in one embodiment, the method further comprises:
extracting sample vehicle information from the vehicle information of a plurality of vehicles to be inspected according to a preset sampling proportion, and calculating a first value corresponding to the sample vehicle information according to the valuation rule;
acquiring the value of the sample vehicle information which corresponds to the sample vehicle information and is checked according to the vehicle checking rule, and calculating to obtain a second value according to the acquired value after checking;
correcting the valuation rule according to the second value when the difference between the first value and the second value is greater than a preset value.
In one embodiment, after the sending the vehicle information of the vehicle under inspection and the certificate information to the server, the method further includes:
acquiring an audit passing message sent by the server, and acquiring a vehicle owner contact way corresponding to the vehicle to be audited;
and sending the audit passing message to the vehicle owner terminal corresponding to the vehicle owner contact mode.
A vehicle auditing apparatus, the apparatus comprising:
the receiving module is used for receiving the input vehicle information of the to-be-inspected vehicle and the certificate information of the user corresponding to the to-be-inspected vehicle;
the credit check module is used for inquiring credit rating corresponding to the certificate information and judging whether the credit rating meets preset conditions or not; when the credit rating meets preset conditions, acquiring a rating rule, and calculating the value of the vehicle to be checked according to the rating rule and the vehicle information;
the vehicle audit module is used for acquiring vehicle audit rules and auditing the value according to the vehicle audit rules;
and the sending module is used for sending the vehicle information and the certificate information of the vehicle to be checked to a server when the value check passes.
In one embodiment, the apparatus further comprises:
The secondary credit checking module is used for sending the certificate information to a server when the credit rating does not meet the preset condition, wherein the certificate information is used for indicating the server to acquire credit rating information corresponding to the certificate information and generating a new credit rating according to the credit rating;
and the continuous auditing module is used for receiving the new credit rating returned by the server and continuously acquiring the valuation rule when the new credit rating meets the preset condition.
A computer device comprising a memory storing a computer program and a processor implementing the steps of any one of the methods described above when the processor executes the computer program.
A computer readable storage medium having stored thereon a computer program which, when executed by a processor, performs the steps of the method of any of the preceding claims
When the vehicle auditing method, the vehicle auditing device, the computer equipment and the storage medium are used for auditing the vehicle, vehicle information and certificate information of the vehicle to be audited, which are input by business personnel or users, are firstly obtained according to a database, and credit auditing is carried out on a holder of the vehicle; when the vehicle passes the verification, the vehicle value is estimated again, and the vehicle is subjected to the driving verification according to the information such as the vehicle condition, the brand and the like; when the credit database such as the front sea credit is accessed, firstly, the reputation information of the holder of the vehicle to be inspected is used for carrying out first screening on the vehicle to be inspected, the vehicle with unqualified reputation is removed, and then the vehicle is evaluated, so that the inspection efficiency of the vehicle can be effectively improved.
Drawings
FIG. 1 is an application scenario diagram of a vehicle audit method in one embodiment;
FIG. 2 is a flow diagram of a vehicle audit method in one embodiment;
FIG. 3 is a flow diagram of a sample verification step in one embodiment;
FIG. 4 is a block diagram of a vehicle audit device in one embodiment;
fig. 5 is an internal structural diagram of a computer device in one embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application will be further described in detail with reference to the accompanying drawings and examples. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the present application.
The vehicle auditing method provided by the application can be applied to an application environment shown in figure 1. Wherein the audit terminal 102 communicates with the server 104 over a network. The checking terminal receives vehicle information of the to-be-checked vehicle and certificate information of a user corresponding to the to-be-checked vehicle, which are input by a worker or a user who lifts a vehicle checking application, and the checking terminal performs credit checking on the user corresponding to the to-be-checked vehicle, and after the credit checking is passed, the vehicle is checked, and then the information of the vehicle passing the checking twice is sent to the server. The audit terminal 102 may be, but not limited to, various personal computers, notebook computers, smartphones, tablet computers, and portable wearable devices, and the server 104 may be implemented by a stand-alone server or a server cluster composed of a plurality of servers.
In one embodiment, as shown in fig. 2, a vehicle auditing method is provided, and an auditing terminal in fig. 1 is taken as an example to illustrate that the method is applied, and the method includes the following steps:
s202, receiving input vehicle information of the to-be-inspected vehicle and certificate information of a user corresponding to the to-be-inspected vehicle.
The vehicle to be checked is a new vehicle or a second-hand vehicle which is lifted by a car renting company to be sold or rented by the car renting company, and the holder of the vehicle to be checked can be an agent or a person.
The vehicle information may include vehicle type information and vehicle condition information; the vehicle type information is basic information reflecting the brand and model of the vehicle to be inspected, such as the brand vehicle type, license plate number, frame number, mileage displayed by a vehicle odometer, vehicle configuration, etc., and can be manually input by a worker. The vehicle condition information is information capable of reflecting the current appearance, maintenance condition and the like of the vehicle to be inspected, and can be that a vehicle holder or a worker or a special instrument photographs or video-inputs the appearance, the damage point or the maintenance part of the vehicle.
The user corresponding to the vehicle to be checked, namely the holder of the vehicle to be checked, can be an agent or a person; the certificate information is the information of driving license information, motor vehicle registration certificate information, passing information, insurance claim information, maintenance record, vehicle price evaluation and the like.
Specifically, a user corresponding to the vehicle to be checked puts forward a vehicle checking application to a worker, and the worker inputs vehicle information such as vehicle type information, vehicle condition information and the like of the vehicle to be checked and certificate information into the terminal so as to check the vehicle. Optionally, the vehicle auditing method may provide an input page to the terminal in an application program manner, where the page displays the type of vehicle information of the vehicle to be audited, which needs to be input by the staff, and the type of certificate information of the user corresponding to the vehicle to be audited, so that the staff can input corresponding information in the corresponding area, the page may specify which content is the content that must be input, which content is the content that must not be input, and only after all the content that must be input is provided, the staff is allowed to execute the next auditing procedure.
S204, inquiring the credit rating corresponding to the certificate information, and judging whether the credit rating meets the preset condition; and when the credit rating meets the preset conditions, acquiring a rating rule, and calculating the value of the vehicle to be checked according to the rating rule and the vehicle information.
The credit rating is a credit rating corresponding to the certificate information, and the credit rating corresponding to the certificate information can be obtained by rating the certificate information through a preset rating rule, for example, the auditing terminal accesses a database such as a front sea credit according to the certificate information of the vehicle to be audited, acquires a historical credit record of the certificate information in the database, and acquires the credit rating corresponding to the certificate information according to a set rating method.
The preset condition is a numerical value for judging whether the credit rating corresponding to the certificate information can pass through the auditing standard or not, and the numerical value is a set rating.
The evaluation rule is a rule for a technician to evaluate the value of the vehicle to be inspected by checking a large amount of historical information such as vehicle conditions, license plates and model information, new and old degrees, damage conditions, purchasing years, running mileage and the like of the vehicle; for example, for a vehicle to be inspected, the value of the vehicle to be inspected is obtained by subtracting depreciation cost, maintenance cost and the like according to the current market price; the value of the vehicle to be inspected is the value obtained according to the valuation rule.
Specifically, the auditing terminal acquires the credit grade of the certificate information from a database such as a front sea credit according to the certificate information of the user corresponding to the vehicle to be audited, checks whether the credit problem exists after the application corresponding to the vehicle to be audited, and whether the credit grade meets the requirement of credit auditing, namely whether the credit grade meets the preset condition, and if so, continues the next vehicle auditing flow; the vehicle auditing flow adopts the valuation rule formulated by the condition of the history auditing vehicle to calculate and obtain the value of the vehicle to be audited.
S206, acquiring a car auditing rule, and auditing the value according to the car auditing rule.
The vehicle auditing rule is a rule for auditing the value of the vehicle by setting the value of the vehicle obtained by the maintenance condition of the vehicle, the brand of the vehicle and the like in a large number of historical vehicle auditing records; the auditing object aimed by the rule is consistent with the category of the value; for example, when the value of the vehicle to be inspected is the price of the vehicle to be inspected, the vehicle inspection rule may be a judgment rule for rationality of the price; when the value of the vehicle to be checked is a score of whether the vehicle to be checked is worth of income of a renting company, the vehicle checking rule can be a judgment rule for rationality of the score, and the like.
Specifically, the auditing terminal acquires the vehicle auditing rule from the position storing the vehicle auditing rule, evaluates the value of the vehicle according to the vehicle auditing rule by combining the brand vehicle type, the vehicle age, the actual vehicle condition, the kilometer number and other data to obtain the value of the vehicle to be audited, and then audits the value to be audited according to the preset vehicle auditing rule to verify the rationality of the value of the vehicle to be audited.
In addition, after the auditing terminal evaluates the value of the vehicle according to the vehicle auditing rule to obtain the value of the vehicle to be audited, the auditing terminal can also provide a value evaluation report of the vehicle to be audited and archive the evaluation report so as to be convenient for a worker to review, and can also send the value evaluation report to a holder of the vehicle to be audited to enable the holder to know the value calculation method of the vehicle to be audited.
And S208, when the value verification passes, the vehicle information and the certificate information of the vehicle to be verified are sent to the server.
Specifically, when the credit check in step S204 and the vehicle check in step S206 are both checked, the vehicle information and the certificate information of the vehicle to be checked are sent to the server, and the server further checks the information of the vehicle to be checked, and performs the following operations of signing a rental car contract, paying a car, and the like.
When the vehicle auditing method is used for auditing the vehicle, vehicle information and certificate information of the vehicle to be audited, which are input by business personnel or users, are firstly obtained according to a database, and credit auditing is carried out on a holder of the vehicle; when the vehicle passes the verification, the vehicle value is estimated again, and the vehicle is subjected to the driving verification according to the information such as the vehicle condition, the brand and the like; when the credit database such as the front sea credit is accessed, firstly, the reputation information of the holder of the vehicle to be inspected is used for carrying out first screening on the vehicle to be inspected, the vehicle with unqualified reputation is removed, and then the vehicle is evaluated, so that the inspection efficiency of the vehicle can be effectively improved.
In one embodiment, step S204 in the vehicle auditing method queries the credit rating corresponding to the certificate information, and after determining whether the credit rating meets the preset condition, the method may further include: when the credit rating does not meet the preset condition, the certificate information is sent to the server, and the certificate information is used for indicating the server to acquire credit rating information corresponding to the certificate information and generating a new credit rating according to the credit rating; and receiving a new credit rating returned by the server, and continuously acquiring the valuation rule when the new credit rating meets the preset condition.
Specifically, when the credit rating of the to-be-inspected vehicle does not meet the preset condition in the credit inspection process of the to-be-inspected vehicle by the inspection terminal, the to-be-inspected vehicle cannot pass through the credit inspection process, at the moment, the inspection terminal sends the certificate information of the to-be-inspected vehicle to the server, the server performs secondary credit inspection on the certificate information, in the secondary credit inspection process, the server can collect more credit information aiming at the certificate information to perform more careful analysis on the credit condition of the user corresponding to the to-be-inspected vehicle, a new credit rating is generated, the server sends the new credit rating to the inspection terminal after generating the new credit rating, and the inspection terminal continuously judges whether the new credit rating meets the preset condition, if yes, the to-be-inspected vehicle still passes through the credit inspection process, and the following steps are continued.
In addition, if the second credit audit is not passed, the fact that the vehicle to be audited does not meet the credit audit requirement is judged, the audit terminal refuses the audit application of the vehicle to be audited, and the audit terminal can generate refusal information to be sent to the terminal of the holder of the vehicle to be audited, so that the refusal reason is informed.
According to the embodiment, when the first verification fails, the certificate of the user corresponding to the vehicle to be verified is verified for the second time, verification accuracy is guaranteed, and the probability that the verification application of the vehicle to be verified is refused by mistake is reduced.
In one embodiment, after the value is audited according to the vehicle audit rule in step S206 in the vehicle audit method, the method may further include: when the value verification is not passed, the vehicle information is sent to the server, and the vehicle information is used for indicating the server to generate the value of a new vehicle to be verified corresponding to the vehicle information; receiving the value of the new vehicle to be checked returned by the server, and checking the value of the new vehicle to be checked according to the vehicle checking rule; and when the value verification of the new vehicle to be checked is passed, continuously sending the vehicle information and the certificate information of the vehicle to be checked to the server.
Specifically, in the first vehicle inspection process, if the value of the vehicle to be inspected is judged to be unreasonable by the inspection terminal according to the vehicle inspection rule, namely the value inspection is not passed, the inspection terminal sends the vehicle information of the vehicle to the server, the server carries out secondary vehicle inspection on the vehicle information, in the secondary vehicle inspection process, the server can request the holder of the vehicle to be inspected to provide more vehicle information, the value of the vehicle information is evaluated again, the value of a new vehicle to be inspected is generated, the server sends the value of the new vehicle to the inspection terminal, the inspection terminal continues to inspect the value of the new vehicle to be inspected according to the vehicle inspection rule, and if the secondary vehicle passes, the process of the vehicle to be inspected is still considered to pass the vehicle inspection, and the following steps are continued.
In addition, if the second vehicle inspection is not passed, the vehicle inspection requirement is not met, the inspection terminal refuses the inspection application of the vehicle inspection, and the inspection terminal can generate refusal information to be sent to the terminal of the holder of the vehicle inspection to inform the refusal reason.
According to the embodiment, when the first vehicle inspection fails, the vehicle information of the vehicle to be inspected is subjected to secondary inspection, so that the accuracy of inspection is ensured, and the probability of the inspection application of the vehicle to be inspected being wrongly rejected is reduced.
In one embodiment, the step S208 of the vehicle auditing method sends the vehicle information and the certificate information of the vehicle to be audited to the server, including: when the file sizes of the vehicle information and the certificate information of the vehicle to be checked exceed a preset value, storing the vehicle photos in the vehicle information and the certificate information to a preset position; the method comprises the steps of sending vehicle information and certificate information which are not stored to a preset position to a server; receiving a photo acquisition request of a server, and reading a vehicle photo from a preset position according to the photo acquisition request; the vehicle photograph is sent to a server.
Specifically, in the process of transmitting the vehicle information and the certificate information of the vehicle to be inspected, which passes the inspection, to the server: if the appearance of the vehicle to be inspected and the photo or video data of the damaged point or the maintenance part are too much or the occupied storage amount is large, the other data of the photo or video data of the vehicle to be inspected except the appearance and the damaged point or the maintenance part can be sent to the server first, and the photo, the video and the like can be stored in a local preset position. When the auditing terminal receives a photo acquisition request of a server for acquiring photos or video data stored in a preset position, the stored data are sent to the server.
In the above embodiment, since the auditing terminal executing the vehicle auditing method may have more vehicles to be audited every day, and the photo and video data of each vehicle to be audited are relatively larger, if all the data of the vehicles to be audited are uploaded to the server in real time, the line may be blocked or the memory occupied is larger, which may affect the normal operation of the current auditing terminal, so that the situation can be avoided by the method in the embodiment, the key data is uploaded to the server first for the server to execute the subsequent operation, and when the terminal is idle, the photo and video data are uploaded to the server.
In one embodiment, referring to fig. 3, the vehicle auditing method may further include a step of sample verification, where the step includes:
s302, extracting sample vehicle information from the vehicle information of a plurality of to-be-inspected vehicles according to a preset sampling proportion, and calculating a first value corresponding to the sample vehicle information according to a valuation rule.
The preset sampling proportion is a proportion of sampling a plurality of pending vehicles, is a numerical value of the proportion, and can be set by a technician according to the number of vehicle information of the co-extracted pending vehicles and the degree to which the sample can reflect all data, for example, the preset sampling proportion can be set to 5%,10% or the like.
Specifically, the auditing terminal extracts a certain proportion of sample vehicle information from the historical auditing vehicle information according to a preset sampling proportion, and then calculates a first value corresponding to the sample vehicle information through a valuation rule.
S304, obtaining the value of the sample vehicle information, which is checked according to the vehicle checking rule, and calculating to obtain a second value according to the obtained checked value.
Specifically, since the accuracy of the evaluation rule for the calculation of the value is to be verified, the value of the sample vehicle information after being audited according to the vehicle audit rule can be obtained, and the second value of the sample vehicle information calculated without the aid of the evaluation rule can be obtained according to the analysis of the sample vehicle information by the technician.
S306, correcting the valuation rule according to the second value when the difference between the first value and the second value is larger than the preset value.
Specifically, if the difference between the first value and the second value of the vehicle to be assessed is larger according to the assessment rules, the assessment rules are proved to be possibly inaccurate, and the assessment rules need to be corrected, so that the accuracy of the method for assessing the vehicle to be assessed is ensured.
In the above embodiment, the accuracy of the rating rule is adjusted by sampling the vehicle information of a large number of vehicles to be checked, so that the rating rule is ensured to calculate the accurate value of the vehicles to be checked according to the vehicle information.
In one embodiment, after the vehicle information and the certificate information of the vehicle to be inspected are sent to the server in step S208 in the vehicle inspection method, the method may further include: acquiring an audit passing message sent by a server, and acquiring a vehicle owner contact mode corresponding to a vehicle to be audited; and sending the audit passing message to the vehicle owner terminal corresponding to the vehicle owner contact mode.
The vehicle owner contact way is the contact way of the holder of the vehicle or related contacts initiating the vehicle audit, such as the telephone number, account information and the like of the vehicle owner or the vehicle selling agent. The vehicle owner terminal is a terminal corresponding to the vehicle owner contact mode, such as a mobile phone or a computer of the vehicle owner or a vehicle selling agent.
Specifically, if the vehicle to be inspected can pass the above-mentioned credit rating verification and value verification, the holder of the vehicle to be inspected should be reminded that the vehicle to be inspected passes the verification, and the vehicle to be inspected has the qualification of income of the rented vehicle company and the like, and the holder of the vehicle to be inspected can actively enter to execute the following flow.
In addition, the method can inform the holder of the vehicle to be checked, and simultaneously inform the holder of the vehicle to be checked of the price after the vehicle to be checked passes the checking, and the holder of the vehicle to be checked can decide whether to sell the vehicle to be checked according to the price.
In the above embodiment, if the vehicle to be inspected passes the inspection, the owner can instantly learn about the message, so that the owner can actively execute the following process or refuse to sell the vehicle.
It should be understood that, although the steps in the flowcharts of fig. 2 to 3 are sequentially shown as indicated by arrows, these steps are not necessarily sequentially performed in the order indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least some of the steps in fig. 2-3 may include multiple sub-steps or multiple stages that are not necessarily performed at the same time, but may be performed at different times, nor does the order in which the sub-steps or stages are performed necessarily occur sequentially, but may be performed alternately or alternately with at least a portion of other steps or sub-steps or stages of other steps.
In one embodiment, as shown in fig. 4, there is provided a vehicle auditing apparatus, comprising: a receiving module 100, a credit module 200, a car audit module 300, and a transmitting module 400, wherein:
The receiving module 100 is configured to receive input vehicle information of a vehicle to be inspected and certificate information of a user corresponding to the vehicle to be inspected.
The credit check module 200 is used for inquiring credit rating corresponding to the certificate information and judging whether the credit rating meets the preset condition; and when the credit rating meets the preset conditions, acquiring a rating rule, and calculating the value of the vehicle to be checked according to the rating rule and the vehicle information.
And the vehicle audit module 300 is used for acquiring vehicle audit rules and auditing the value according to the vehicle audit rules.
And the sending module 400 is used for sending the vehicle information and the certificate information of the vehicle to be checked to the server when the value check passes.
In one embodiment, the vehicle auditing device further includes:
and the secondary credit checking module is used for sending the certificate information to the server when the credit rating does not meet the preset condition, and the certificate information is used for indicating the server to acquire the credit rating corresponding to the certificate information and generating a new credit rating according to the credit rating.
And the continuous auditing module is used for receiving the new credit rating returned by the server, and continuously acquiring the rating rule when the new credit rating meets the preset condition.
In one embodiment, the vehicle auditing apparatus may further include:
And the value recalculation module is used for sending the vehicle information to the server when the value audit is not passed, wherein the vehicle information is used for indicating the server to generate the value of the new pending vehicle corresponding to the vehicle information.
And the secondary vehicle auditing module is used for receiving the value of the new vehicle to be audited returned by the server and auditing the value of the new vehicle to be audited according to the vehicle auditing rule.
And the checking passing module is used for continuously sending the vehicle information and the certificate information of the new vehicle to be checked to the server when the value checking of the new vehicle to be checked passes.
In one embodiment, the sending module 400 in the vehicle audit device may further include:
and the storage unit is used for storing the vehicle photos in the vehicle information and the certificate information to the preset positions when the file sizes of the vehicle information and the certificate information of the to-be-inspected vehicle exceed the preset values.
And the sending unit is used for sending the vehicle information and the certificate information which are not stored to the preset position to the server.
And the photo reading unit is used for receiving the photo acquisition request of the server and reading the vehicle photo from the preset position according to the photo acquisition request.
And the photo sending unit is used for sending the vehicle photo to the server.
In one embodiment, the vehicle auditing apparatus may further include:
and the first value module is used for extracting sample vehicle information from the vehicle information of the plurality of to-be-inspected vehicles according to a preset sampling proportion, and calculating a first value corresponding to the sample vehicle information according to a rating rule.
And the second value module is used for acquiring the value of the sample vehicle information, which corresponds to the sample vehicle information and is checked according to the vehicle checking rule, and calculating the second value according to the acquired checked value.
And the correction module is used for correcting the valuation rule according to the second value when the difference value between the first value and the second value is larger than the preset value.
In one embodiment, the vehicle auditing apparatus may further include:
the contact information acquisition module is used for acquiring the auditing passing information sent by the server and acquiring the vehicle owner contact information corresponding to the vehicle to be audited.
And the audit passing notification module is used for sending the audit passing message to the vehicle owner terminal corresponding to the vehicle owner contact mode.
The specific limitation of the vehicle auditing device may be referred to above as limitation of the vehicle auditing method, and will not be described herein. The respective modules in the vehicle audit device described above may be implemented in whole or in part by software, hardware, and combinations thereof. The above modules may be embedded in hardware or may be independent of a processor in the computer device, or may be stored in software in a memory in the computer device, so that the processor may call and execute operations corresponding to the above modules.
In one embodiment, a computer device is provided, which may be a terminal, and the internal structure of which may be as shown in fig. 5. The computer device includes a processor, a memory, a network interface, a display screen, and an input device connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program, when executed by a processor, implements a knowledge base linkage update method. The display screen of the computer equipment can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, can also be keys, a track ball or a touch pad arranged on the shell of the computer equipment, and can also be an external keyboard, a touch pad or a mouse and the like.
It will be appreciated by those skilled in the art that the architecture shown in FIG. 5 is a block diagram of only some of the architecture relevant to the present application and is not intended to limit the computer device to which the present application may be applied, a particular computer device may include more or less components than those shown, or may combine some of the components, or may have a different arrangement of components
In one embodiment, a computer device is provided comprising a memory storing a computer program and a processor that when executing the computer program performs the steps of: receiving input vehicle information of a vehicle to be checked and certificate information of a user corresponding to the vehicle to be checked; inquiring the credit rating corresponding to the certificate information, and judging whether the credit rating meets the preset condition; when the credit rating meets the preset condition, acquiring a rating rule, and calculating the value of the vehicle to be checked according to the rating rule and the vehicle information; acquiring a vehicle audit rule, and auditing the value according to the vehicle audit rule; and when the value verification passes, the vehicle information and the certificate information of the vehicle to be verified are sent to the server.
In one embodiment, the method further includes, after the processor executes the computer program to query the credit rating corresponding to the certificate information and determine whether the credit rating meets the preset condition: when the credit rating does not meet the preset condition, the certificate information is sent to the server, and the certificate information is used for indicating the server to acquire credit rating information corresponding to the certificate information and generating a new credit rating according to the credit rating; and receiving a new credit rating returned by the server, and continuously acquiring the valuation rule when the new credit rating meets the preset condition.
In one embodiment, after auditing the value according to the vehicle audit rules, which is implemented when the processor executes the computer program, further comprises: when the value verification is not passed, the vehicle information is sent to the server, and the vehicle information is used for indicating the server to generate the value of a new vehicle to be verified corresponding to the vehicle information; receiving the value of the new vehicle to be checked returned by the server, and checking the value of the new vehicle to be checked according to the vehicle checking rule; and when the value verification of the new vehicle to be checked is passed, continuously sending the vehicle information and the certificate information of the vehicle to be checked to the server.
In one embodiment, the sending of vehicle information and credential information of a vehicle under test to a server, which is implemented when the processor executes a computer program, comprises: when the file sizes of the vehicle information and the certificate information of the vehicle to be checked exceed a preset value, storing the vehicle photos in the vehicle information and the certificate information to a preset position; the method comprises the steps of sending vehicle information and certificate information which are not stored to a preset position to a server; receiving a photo acquisition request of a server, and reading a vehicle photo from a preset position according to the photo acquisition request; the vehicle photograph is sent to a server.
In one embodiment, the processor, when executing the computer program, may further implement the steps of: extracting sample vehicle information from the vehicle information of a plurality of vehicles to be inspected according to a preset sampling proportion, and calculating a first price corresponding to the sample vehicle information according to a price estimation rule; acquiring the value of the sample vehicle information, which corresponds to the sample vehicle information and is checked according to the vehicle checking rule, and calculating to obtain a second value according to the acquired value after checking; correcting the valuation rule according to the second value when the difference between the first value and the second value is greater than the preset value.
In one embodiment, after the vehicle information and the certificate information of the pending vehicle are sent to the server, the processor when executing the computer program further includes: and acquiring an audit passing message sent by the server, and acquiring an owner contact way corresponding to the vehicle to be audited and sending the audit passing message to an owner terminal corresponding to the owner contact way.
In one embodiment, a computer readable storage medium is provided having a computer program stored thereon, which when executed by a processor, performs the steps of: receiving input vehicle information of a vehicle to be checked and certificate information of a user corresponding to the vehicle to be checked; inquiring the credit rating corresponding to the certificate information, and judging whether the credit rating meets the preset condition; when the credit rating meets the preset condition, acquiring a rating rule, and calculating the value of the vehicle to be checked according to the rating rule and the vehicle information; acquiring a vehicle audit rule, and auditing the value according to the vehicle audit rule; and when the value verification passes, the vehicle information and the certificate information of the vehicle to be verified are sent to the server.
In one embodiment, the computer program when executed by the processor queries a credit rating corresponding to the certificate information, and determines whether the credit rating meets a preset condition, and then further includes: when the credit rating does not meet the preset condition, the certificate information is sent to the server, and the certificate information is used for indicating the server to acquire credit rating information corresponding to the certificate information and generating a new credit rating according to the credit rating; and receiving a new credit rating returned by the server, and continuously acquiring the valuation rule when the new credit rating meets the preset condition.
In one embodiment, after auditing the value according to the vehicle audit rules, which is implemented when the computer program is executed by the processor, further comprises: when the value verification is not passed, the vehicle information is sent to the server, and the vehicle information is used for indicating the server to generate the value of a new vehicle to be verified corresponding to the vehicle information; receiving the value of the new vehicle to be checked returned by the server, and checking the value of the new vehicle to be checked according to the vehicle checking rule; and when the value verification of the new vehicle to be checked is passed, continuously sending the vehicle information and the certificate information of the vehicle to be checked to the server.
In one embodiment, a computer program, when executed by a processor, transmits vehicle information and credential information of a vehicle under test to a server, comprising: when the file sizes of the vehicle information and the certificate information of the vehicle to be checked exceed a preset value, storing the vehicle photos in the vehicle information and the certificate information to a preset position; the method comprises the steps of sending vehicle information and certificate information which are not stored to a preset position to a server; receiving a photo acquisition request of a server, and reading a vehicle photo from a preset position according to the photo acquisition request; the vehicle photograph is sent to a server.
In one embodiment, the computer program may further implement the following steps when executed by a processor: extracting sample vehicle information from the vehicle information of a plurality of vehicles to be inspected according to a preset sampling proportion, and calculating a first price corresponding to the sample vehicle information according to a price estimation rule; acquiring the value of the sample vehicle information, which corresponds to the sample vehicle information and is checked according to the vehicle checking rule, and calculating to obtain a second value according to the acquired value after checking; correcting the valuation rule according to the second value when the difference between the first value and the second value is greater than the preset value.
In one embodiment, after the vehicle information and the certificate information of the pending vehicle are sent to the server, the computer program when executed by the processor further includes: and acquiring an audit passing message sent by the server, and acquiring an owner contact way corresponding to the vehicle to be audited and sending the audit passing message to an owner terminal corresponding to the owner contact way.
Those skilled in the art will appreciate that implementing all or part of the above described methods may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed, may comprise the steps of the embodiments of the methods described above. Any reference to memory, storage, database, or other medium used in the various embodiments provided herein may include non-volatile and/or volatile memory. The nonvolatile memory can include Read Only Memory (ROM), programmable ROM (PROM), electrically Programmable ROM (EPROM), electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), dynamic RAM (DRAM), synchronous DRAM (SDRAM), double Data Rate SDRAM (DDRSDRAM), enhanced SDRAM (ESDRAM), synchronous Link DRAM (SLDRAM), memory bus direct RAM (RDRAM), direct memory bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM), among others.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The foregoing examples represent only a few embodiments of the present application, which are described in more detail and are not to be construed as limiting the scope of the invention. It should be noted that it would be apparent to those skilled in the art that various modifications and improvements could be made without departing from the spirit of the present application, which would be within the scope of the present application. Accordingly, the scope of protection of the present application is to be determined by the claims appended hereto.

Claims (8)

1. A vehicle auditing method, the method comprising:
receiving input vehicle information of a vehicle to be checked and certificate information of a user corresponding to the vehicle to be checked; the vehicle information comprises vehicle condition information and vehicle type information;
inquiring a credit rating corresponding to the certificate information, and judging whether the credit rating meets a preset condition; when the credit rating meets preset conditions, acquiring a rating rule, and calculating the value of the vehicle to be checked according to the rating rule and the vehicle information;
Acquiring a vehicle audit rule, and auditing the value according to the vehicle audit rule;
when the value auditing is passed, the vehicle information and the certificate information of the vehicle to be audited are sent to a server;
after inquiring the credit rating corresponding to the certificate information and judging whether the credit rating meets the preset condition, the method further comprises the following steps:
when the credit rating does not meet the preset condition, the certificate information is sent to a server, and the certificate information is used for indicating the server to acquire credit rating information corresponding to the certificate information and generating a new credit rating according to the credit rating;
receiving the new credit rating returned by the server, and continuously acquiring a rating rule when the new credit rating meets the preset condition;
after the value is audited according to the vehicle audit rule, the method further comprises the following steps:
when the value audit is not passed, the vehicle information is sent to the server, and the vehicle information is used for indicating the server to generate the value of a new vehicle to be audited corresponding to the vehicle information;
receiving the value of the new vehicle to be checked returned by the server, and checking the value of the new vehicle to be checked according to the vehicle checking rule;
When the value audit of the new vehicle to be audited passes, continuing to send the vehicle information and the certificate information of the vehicle to be audited to a server;
the method further comprises the steps of:
extracting sample vehicle information from the vehicle information of a plurality of vehicles to be inspected according to a preset sampling proportion, and calculating a first value corresponding to the sample vehicle information according to the valuation rule;
acquiring the value of the sample vehicle information which corresponds to the sample vehicle information and is checked according to the vehicle checking rule, and calculating to obtain a second value according to the acquired value after checking;
correcting the valuation rule according to the second value when the difference between the first value and the second value is greater than a preset value.
2. The method of claim 1, wherein the sending the vehicle information and the credential information of the pending vehicle to a server comprises:
when the file sizes of the vehicle information and the certificate information of the vehicle to be checked exceed a preset value, storing the vehicle photos in the vehicle information and the certificate information to a preset position;
transmitting the vehicle information and the certificate information which are not stored to a preset position to the server;
Receiving a photo acquisition request of the server, and reading the vehicle photo from the preset position according to the photo acquisition request;
and sending the vehicle photo to the server.
3. The method of claim 1, wherein after the sending the vehicle information of the pending vehicle and the credential information to a server, further comprising:
acquiring an audit passing message sent by the server, and acquiring a vehicle owner contact way corresponding to the vehicle to be audited;
and sending the audit passing message to the vehicle owner terminal corresponding to the vehicle owner contact mode.
4. A vehicle auditing device, the device comprising:
the receiving module is used for receiving the input vehicle information of the to-be-inspected vehicle and the certificate information of the user corresponding to the to-be-inspected vehicle; the vehicle information comprises vehicle condition information and vehicle type information;
the credit check module is used for inquiring credit rating corresponding to the certificate information and judging whether the credit rating meets preset conditions or not; when the credit rating meets preset conditions, acquiring a rating rule, and calculating the value of the vehicle to be checked according to the rating rule and the vehicle information;
The vehicle audit module is used for acquiring vehicle audit rules and auditing the value according to the vehicle audit rules;
the sending module is used for sending the vehicle information and the certificate information of the vehicle to be checked to a server when the value check passes;
the apparatus further comprises:
the secondary credit checking module is used for sending the certificate information to a server when the credit rating does not meet the preset condition, wherein the certificate information is used for indicating the server to acquire credit rating information corresponding to the certificate information and generating a new credit rating according to the credit rating;
the continuous auditing module is used for receiving the new credit rating returned by the server, and continuously acquiring the valuation rule when the new credit rating meets the preset condition;
the value recalculation module is used for sending the vehicle information to the server when the value audit is not passed, wherein the vehicle information is used for indicating the server to generate the value of a new pending vehicle corresponding to the vehicle information;
the secondary vehicle auditing module is used for receiving the value of the new vehicle to be audited returned by the server and auditing the value of the new vehicle to be audited according to the vehicle auditing rule;
The verification passing module is used for continuously sending the vehicle information and the certificate information of the new vehicle to be verified to a server when the value verification of the new vehicle to be verified passes;
the first price module is used for extracting sample vehicle information from the vehicle information of a plurality of to-be-inspected vehicles according to a preset sampling proportion, and calculating a first price corresponding to the sample vehicle information according to the valuation rule;
the second value module is used for acquiring the value of the sample vehicle information, which corresponds to the sample vehicle information and is checked according to the vehicle checking rule, and calculating to obtain a second value according to the acquired value after checking;
and the correction module is used for correcting the valuation rule according to the second value when the difference value between the first value and the second value is larger than a preset value.
5. The apparatus of claim 4, wherein the means for transmitting comprises:
the storage unit is used for storing the vehicle photos in the vehicle information and the certificate information to a preset position when the file sizes of the vehicle information and the certificate information of the vehicle to be checked exceed a preset value;
a transmitting unit configured to transmit the vehicle information and the certificate information, which are not stored to a preset position, to the server;
A photo reading unit, configured to receive a photo acquisition request of the server, and read the vehicle photo from the preset position according to the photo acquisition request;
and the photo sending unit is used for sending the vehicle photo to the server.
6. The apparatus of claim 4, wherein the device comprises a plurality of sensors,
the contact information acquisition module is used for acquiring the auditing passing information sent by the server and acquiring the vehicle owner contact information corresponding to the vehicle to be audited;
and the audit passing notification module is used for sending the audit passing message to the vehicle owner terminal corresponding to the vehicle owner contact way.
7. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the method of any of claims 1 to 3 when the computer program is executed.
8. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 3.
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