CN108109261A - A kind of method, apparatus and server of article recycling - Google Patents
A kind of method, apparatus and server of article recycling Download PDFInfo
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- CN108109261A CN108109261A CN201711106309.9A CN201711106309A CN108109261A CN 108109261 A CN108109261 A CN 108109261A CN 201711106309 A CN201711106309 A CN 201711106309A CN 108109261 A CN108109261 A CN 108109261A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/06—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by returnable containers, i.e. reverse vending systems in which a user is rewarded for returning a container that serves as a token of value, e.g. bottles
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/30—Administration of product recycling or disposal
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0283—Price estimation or determination
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- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02W—CLIMATE CHANGE MITIGATION TECHNOLOGIES RELATED TO WASTEWATER TREATMENT OR WASTE MANAGEMENT
- Y02W90/00—Enabling technologies or technologies with a potential or indirect contribution to greenhouse gas [GHG] emissions mitigation
Abstract
A kind of method of article recycling of this disclosure, device and server, recycling side is after the article recycling request of user's transmission is received in this method, it can be according to the credit information and/or risk information of the user, judge whether to perform recovery processing to the article to be recycled, if, according to the Item Information of the article to be recycled included in article recycling request, the article to be recycled is evaluated, and the user is paid as the recycling amount of money using no more than the amount of money of the appraisal, and recovery processing is performed to the article to be recycled, if not, then recovery processing is not performed to the article to be recycled.
Description
Technical field
This specification is related to field of computer technology more particularly to the method, apparatus and server of a kind of recycling of article.
Background technology
It regenerates with the continuous renewal of sci-tech product, the article replaced in user's hand increases therewith, if not to this
A little articles are handled, then can be made troubles to the life of user.
At present, the article that these are replaced can be consigned to recycling side by way of article recycling and located by user
Reason, and recycling side will pay certain amount of money to user according to the article of recycling.Specifically, recycle mould in existing article
In formula, user usually require actively by article to be recycled by posting, express delivery or modes of actively visiting etc. consign to recycling
Side, after recycling side is connected to the article to be recycled, can be detected the article to be recycled, assess, draw a unit take-back cost, and
According to the unit take-back cost, the corresponding recycling amount of money is paid to user.
Based on the prior art, it is necessary to more efficiently article way of recycling.
The content of the invention
This specification provides a kind of method of article recycling, will be brought to solve the recycling of the article of the prior art to user
The problem of inconvenient.
Present description provides a kind of article recycling method, including：
Receive the article recycling request that user sends；
According to the credit information and/or risk information of the user, judge whether that treating recycling article performs recovery processing；
If so, according to the Item Information of the article to be recycled included in article recycling request, to described to be recycled
Article is evaluated, and the user is paid as the recycling amount of money using no more than the amount of money of the appraisal, and to described to be recycled
Article performs recovery processing；
If it is not, then recovery processing is not performed to the article to be recycled.
This specification provides a kind of device of article recycling, will be brought to solve the recycling of the article of the prior art to user
The problem of inconvenient.
Present description provides a kind of article recycling device, including：
Receiving module receives the article recycling request that user sends；
Judging treatmenting module according to the credit information and/or risk information of the user, judges whether to treat recycling article
Perform recovery processing；If so, according to the Item Information of the article to be recycled included in article recycling request, treated to described
Recycling article is evaluated, and pays the user as the recycling amount of money using no more than the amount of money of the appraisal, and is treated to described
Recycling article performs recovery processing；If it is not, then recovery processing is not performed to the article to be recycled.
A kind of server for article recycling of this specification offer, will be to use to solve the recycling of the article of the prior art
The problem of family is made troubles.
Present description provides a kind of server, including：One or more memories and processor, the memory are deposited
Program is stored up, and is configured to perform following steps by one or more of processors：
Receive the article recycling request that user sends；
According to the credit information and/or risk information of the user, judge whether that treating recycling article performs recovery processing；
If so, according to the Item Information of the article to be recycled included in article recycling request, to described to be recycled
Article is evaluated, and the user is paid as the recycling amount of money using no more than the amount of money of the appraisal, and to described to be recycled
Article performs recovery processing；
If it is not, then recovery processing is not performed to the article to be recycled.
Above-mentioned at least one technical solution that this specification uses can reach following advantageous effect：
In this specification one or more embodiment, when determining that treating recycling article performs recovery processing, Ke Yigen
The Item Information included in the article recycling request sent according to user, treats recycling article and is evaluated, and will estimate no more than this
The recycling amount of money of valency first pays user, then performs recovery processing to the article to be recycled.In other words, user can perform object
During product recycling business, the recycling amount of money of the article to be recycled is first got, then article to be recycled is consigned into recycling side
It is recycled, the enthusiasm that user performs article recycling business can so be greatly improved.At the same time, since recycling side exists
Before performing recovery processing to the article to be recycled, it can first judge whether to perform back the article to be recycled by certain mode
Receipts processing, and determining to perform the article to be recycled recovery processing and then using appraisal partly or entirely as recycling gold
Volume pays user.So it can effectively ensure that recycling side does not suffer a loss during article recycling business is performed.
Description of the drawings
Attached drawing described herein is used for providing further understanding this specification, forms the part of this specification,
The schematic description and description of this specification does not form the improper restriction to this specification for explaining this specification.
In the accompanying drawings：
Fig. 1 is the schematic diagram for the article removal process that this specification provides；
Fig. 2 is the schematic diagram for the image that the terminal that this specification provides gathers article to be recycled；
Fig. 3 is the schematic diagram that the article that this specification provides recycles whole process；
Fig. 4 is a kind of schematic device for article recycling that this specification provides；
Fig. 5 is a kind of schematic diagram for server for article recycling that this specification provides.
Specific embodiment
In the prior art, user is usually required for actively first handing over article to be recycled when performing article recycling business
Pay recycling side, recycling side will according to obtained unit take-back cost after the article to be recycled is detected, is assessed, to user into
Row payment.
This mode needs user that article to be recycled first is consigned to recycling side, then can just obtain recycling gold accordingly
Volume, therefore the enthusiasm that will greatly reduce user's execution article recycling business.
For this purpose, present description provides a kind of method of article recycling, recycling side is returned in the article for receiving user's transmission
After receiving request, it can judge whether to perform recycling to the article to be recycled according to the credit information and/or risk information of the user
Processing if so, according to the Item Information of the article to be recycled included in article recycling request, is estimated the article to be recycled
Valency, and the user is paid in advance as the recycling amount of money using no more than the amount of money of the appraisal, then the article to be recycled is performed back
Receipts processing, if it is not, then not performing recovery processing to the article to be recycled.
In other words, user can first get the recycling of the article to be recycled during article recycling business is performed
The amount of money, then article to be recycled is consigned into recycling side and is recycled, therefore greatly improve user and perform article recycling industry
The enthusiasm of business.At the same time, since recycling side to the article to be recycled before recovery processing is performed, certain side can be passed through
Formula first judges whether to perform the article to be recycled recovery processing, and is determining to perform recovery processing to the article to be recycled
Afterwards, then using appraisal partly or entirely user is paid as the recycling amount of money.So it can effectively ensure that recycling side is being held
It does not suffer a loss during row article recycling business.
In the present specification, recycling side can perform article by equipment such as terminal, servers and recycle business, for convenience
It is described, only this specification will be provided using the server of recycling side as the executive agent for performing article recycling business below
Article recovery method illustrate.
In order to which those skilled in the art is made to more fully understand the technical solution in this specification one or more embodiment,
Below in conjunction with the attached drawing in this specification one or more embodiment, to the technology in this specification one or more embodiment
Scheme is clearly and completely described, it is clear that described embodiment be only this specification part of the embodiment rather than
Whole embodiments.Based on the embodiment in this specification, those of ordinary skill in the art are not before creative work is made
All other embodiments obtained are put, should all belong to the scope of this specification protection.
Fig. 1 is the schematic diagram for the article removal process that this specification provides, and specifically includes following steps：
S100：Receive the article recycling request that user sends.
User, can be by the identity information of itself and the article of article to be recycled during article recycling business is performed
Information is inputted into the terminal (such as mobile phone, tablet computer, desktop computer equipment) held, and terminal will be inputted according to user
Information generate the recycling request of corresponding article, and then to the server of recycling side be sent to article and recycle and ask.
Wherein, user using information such as the title of article to be recycled, models as Item Information except can input to terminal
Outside, can also be inputted the image of article to be recycled as Item Information into the terminal, as shown in Figure 2.
Fig. 2 is the schematic diagram for the image that the terminal that this specification provides gathers article to be recycled.
User can use the terminal itself held, and the image of article to be recycled be gathered, so that the server of recycling side
By the image of the article to be recycled, which can be evaluated in the follow-up process.Wherein, user can be with
Gather image (such as front of the article to be recycled, side, the back side, the figure of front and rear position of the multiple angles of article to be recycled
Picture), so, image of the server based on these multiple angles accurately can implement appraisal to the article to be recycled.
S102：According to the credit information and/or risk information of the user, judge whether that treating recycling article performs recycling
Processing, if so, step S104 is performed, if it is not, then performing step S106.
S104：According to the Item Information of the article to be recycled included in article recycling request, to the object to be recycled
Product are evaluated, and the user is paid as the recycling amount of money using no more than the amount of money of the appraisal, and to the object to be recycled
Product perform recovery processing.
S106：Recovery processing is not performed to the article to be recycled.
User may there is a situation where to cheat recycling side, e.g., user fills in during article recycling business is performed
False identity information performs article recycling business, recycles what is included in request to the article to be recycled that recycling side is sent and article
The Item Information of article to be recycled is not inconsistent.
To ensure that recycling side is receiving during article recycling business is performed from loss, the server of the side of recycling
After the article recycling request that user sends, it can judge whether to treat back first according to the credit information and/or risk information of the user
It receives article and performs recovery processing.
In the present specification, credit information refer to reflect the true credit situation of user information, such as, credit scoring, credit
The information such as grade, the history negative records of user.And server judges whether to treat regenerant in the credit information by user
During product execution recovery processing, score when the credit scoring for determining the user is not less than setting (or credit grade is not less than
Set grade) when, then recovery processing can be performed to the article to be recycled, otherwise, recovery processing is not performed to the article to be recycled.
In practical applications, the history negative records of user can effectively characterize user and whether there is in history
The behaviors such as promise breaking, fraud if (or less) negative records are not present in the history negative records of user, show
The business conduct of the user is better, if having recorded the negative row of substantial amounts of the user in the history negative records of the user
For when, then show that the business conduct of the user is poor.
Based on this, server, can be according to user identifier (such as user of the user after article recycling request is received
Account, identification card number etc.), the user's history negative records of the user are determined, when according to the user's history negative records, determining
When the user is risk subscribers, then recovery processing is not performed to the article to be recycled, and work as and negatively remembered according to the history of the user
Record, when determining that the user is secured user, then can perform recovery processing to the article to be recycled.
Certainly, server can also combine the credit scoring (or credit grade) of the user and history negative records, really
It is fixed whether recovery processing to be performed to the article to be recycled.Such as, score when the credit scoring for determining the user reaches setting, and according to
When the history negative records of the user determine that the user is secured user, then recovery processing can be performed to the article to be recycled, it is no
Then, recovery processing is not performed to the article to be recycled.
In the present specification, server can also judge whether that treating recycling article performs according to the risk information of user
Recovery processing.Wherein, server can be based on following two aspects to determine whether treating recycling article performs recovery processing：
Whether first aspect is correct with execution this article recycling relevant information of business.Wherein, returned with this article
The relevant information of receipts business include two kinds, a kind of identity information for referring to user, e.g., name, identification card number, the mobile phone of user
Number, address information etc., another kind refers to the Item Information of article to be recycled, e.g., model, color of article to be recycled etc..Recycling
The server of side can judge whether that treating recycling article performs recovery processing by verifying both information.
Second aspect is whether user there is enough debt paying abilities can be judged by debt paying ability information, the payment of debts
Ability information is used to characterize whether user possesses the ability partly or entirely returned of the recycling amount of money of article to be recycled.At this
In specification, which can refer to the Account History of user and the credit information of user both information,
In, the information for handling credit card of the user is had recorded in the credit information of user, and table is then used in the Account History of user
The income and expenses of bright the user.
For above-mentioned in a first aspect, server may determine that the true identity information of the user and article recycling are asked
In the identity information that includes whether be consistent.When the true identity information and the body included in article recycling request that determine the user
When part information is consistent, then can perform recovery processing to the article to be recycled, and if be not consistent, which can not be held
Row recovery processing.
For example, server after the article recycling request of user's transmission is received, can recycle in request really from the article
Make the identity informations such as identification card number, delivery address, cell-phone number that the user is filled in.At the same time, server can determine
Go out the true identities information such as identification card number, delivery address, cell-phone number that the user pre-saves, asked when the definite article recycles
In the identification card number that includes, delivery address, cell-phone number and user identification card number, delivery address, cell-phone number for pre-saving etc.
When identical, then it can determine that the user's true identity of the identity information filled in and the user when performing article recycling business is believed
Manner of breathing accords with, and then determines to perform recovery processing to the article to be recycled, otherwise, does not perform recovery processing to the article to be recycled.
Wherein, the true identity information that user mentioned herein pre-saves can refer to the information filled in during user's registration account.
Whether server can also recycle the Item Information included in request according to the article, determine the Item Information with treating
Regenerant condition accords with, and performs recovery processing to the article to be recycled if so, can determine, otherwise, it may be determined that not to be recycled to this
Article performs recovery processing.Specifically, server is after article recycling request is received, it can be determined that user was filled in treats
Whether the Item Information of recycling article is consistent with the image of article to be recycled.When the figure for determining the Item Information and article to be recycled
When picture is consistent (i.e. the image of the Item Information and article to be recycled each means same article to be recycled), then to the object to be recycled
Product perform recovery processing, otherwise, do not perform recovery processing to the article to be recycled.
Wherein, server can be identified the article to be recycled according to the image of the article to be recycled got.Example
Such as, server can be carried out by default identification model, the image of the article to be recycled to being included in article recycling request
Identification, to identify the article to be recycled.For another example the article can be recycled the article to be recycled included in request by server
Image be compared with the standard picture of each article to be recycled pre-saved, to identify the article to be recycled.
In the present specification, the reviewing officer of the side of recycling after article to be recycled is received, it is necessary to the article to be recycled
Every inspection is carried out, to determine the actual setting loss information of the article to be recycled, and server then can be according to the actual setting loss
Information determines the actual recovered price of the article to be recycled.Wherein, which is used to show the article to be recycled
The information of actual damage state.
And in practical applications, the actual recovered price for the article to be recycled that server is determined may be with the server
The recycling amount of money paid in advance to user has differences.Such as, if server determines that this is to be recycled according to actual setting loss information
The damaged condition of article is than server according to the Item Information included in article recycling request and/or the image of article to be recycled
When the damaged condition determined wants high, then the actual recovered price of the article to be recycled be likely to than server first before to
The recycling amount of money of family payment is low.So in this case, server needs the recycling amount of money being higher by actual recovered valency
It is detained back from the account of user the part of lattice.
However, when if user does not possess the ability for repaying the recycling amount of money this partial amount for being higher by actual recovered price,
Then the side of recycling can not withdraw this partial amount, and then may make recycling side by loss.
For this purpose, for above-mentioned second aspect, server can judge the user according to the debt paying ability information of the user
Whether possess all or part of ability for the recycling amount of money for returning article to be recycled, and then judge whether treat recycling article
Perform recovery processing.
Specifically, server can determine whether the user has handled credit card according to the credit information of the user, if
It is that then can determine that the user has the ability returning the part or all of of the recycling amount of money of article to be recycled by credit card,
And then determine that the user possesses enough debt paying abilities, and recovery processing can be performed to the article to be recycled, it otherwise, can not be right
The article to be recycled performs recovery processing.
The income and expenses for the user that server can also be reflected according to the Account History of the user, determine the use
Whether family possesses all or part of ability for the recycling amount of money for returning article to be recycled.Specifically, it is recorded when by the account
In the revenue and expenditure amount of money number of set period of time (such as one month) that includes, determine the account of the user in current or following a period of time
When in family by there being the amount of money not less than setting number, then it can determine that the user possesses the recycling amount of money of return article to be recycled
All or part of ability, and then recovery processing can be performed to the article to be recycled, otherwise, which can not be performed
Recovery processing.
Certainly, server according to the debt paying ability information of the user, can also determine the payment of debts guarantee fund of the user, into
And when determining the payment of debts guarantee fund of the user not less than setting guarantee fund, then recovery processing can be performed to the article to be recycled,
Otherwise recovery processing is not performed to the article to be recycled.
For example, server can be recorded according to the credit card purchase of the user, estimation the user utilizes credit card purchase
Maximum amount and the Account History according to the user, determine the current account amount of the user, and then can be according to determining
The two amounts, determine the debt paying ability guarantee fund of the user.
In the present specification, server above by single level except that can go to judge whether that treating recycling article performs
Recovery processing can also integrate many levels and judge whether that treating recycling article performs recovery processing.Specifically, server can be with
According to the identity information included in the true identity information of the user and article recycling request, determine that the identity of the user is true
The Item Information that reality scores and included in being asked according to the image of the article to be recycled got and article recycling,
Determine the object authenticity scoring of the article to be recycled.At the same time, server can according to the credit information of the user and/or
The history negative records of the user determine the credit scoring of the user.
Server determine it is above-mentioned three kinds scoring after, can according to these three scoring and the default coefficient in recycling side, really
The business risk scoring of the user is made, and then is scored according to the business risk, judges whether to perform back the article to be recycled
Receipts processing.
For example, server by following formula, can also determine the business risk scoring of the user：
Score=b* (a*person_fraudscore+ (1-a) * goods_fraudscore)+(1-b) *
creditscore
In above-mentioned formula, score represents the business risk scoring of the user, and person_fraudscore represents to determine
The identity reality scoring of the user gone out, the article for the article to be recycled that goods_fraudscore expressions are determined
Plausibility score, the credit scoring of the user that creditscore expressions are determined, and coefficient a for the formula and
B, recycling side can be set according to actual air control demand.
Wherein, each item rating in the formula can be determined according to each default scoring method of determination.For example, for
For person_fraudscore, server is true with the user one by one by the identity information included in article recycling request
Real identity information is compared, when the identity information for determining to include in article recycling request is believed with the true identity of the user
When manner of breathing matches, then it is 100 points that can determine person_fraudscore.And when the identity letter included in article recycling request
When thering is the information not to be consistent with the true identity information of the user in breath, then this can be subtracted on the basis of this is 100 points
The corresponding fraction of information obtains identity reality scoring person_fraudscore.
After server determines the business risk scoring of the user determined by above-mentioned formula, can further it judge
Whether business risk scoring meets default condition, when the scoring of the definite business risk is not less than setting risk score, then
Recovery processing is performed to the article to be recycled, otherwise, recovery processing is not performed to the article to be recycled.
Server can evaluate the article to be recycled after determining to perform recovery processing to the article to be recycled,
And then the user is first paid as the recycling amount of money using no more than the amount of money of the appraisal, then the article to be recycled is performed at recycling
Reason.Wherein, the relation of losing of article to be recycled is preserved in server, so-called relation of losing refers to different type or different journeys
Correspondence of the damage of degree with losing the amount of money.Server can be recycled according to the article in request the Item Information that includes or
The image of article to be recycled determines the deterioration extent or damaged condition of the article to be recycled, and then loses relation according to this, right
The article to be recycled is evaluated.
For example, Item Information and the image of mobile phone to be recycled that server includes in being asked according to article recycling, really
The fixed mobile phone to be recycled is there are cut, screen fragmentation both damages, and what server preserved loses in relation, cut and screen
The amount of money of losing of fragmentation is respectively a and b, in this way, server can subtract on the basis of amount of money S is set and lose the amount of money a and b,
And then determine the appraisal of the mobile phone to be recycled.Wherein, setting amount of money S mentioned herein can be recycling side previously according to reality
The corresponding amount of money of the mobile phone to be recycled that market are determined.
After server determines the appraisal of the article to be recycled, it can be determined not by default amount of money method of determination
More than the recycling amount of money of the appraisal.Specifically, server can according to the appraisal of above-mentioned payment of debts guarantee fund, the article to be recycled with
And the business risk scoring determined, determine the recycling amount of money.
For example, server can determine to need the recycling amount of money for paying user by following formula：
Amount=min (residualvalue, wgt (score) * person_limit)
In the formula, the recycling amount of money determined of amount expressions, residualvalue expressions determine this treat back
The appraisal of article, the payment of debts guarantee fund for the user that person_limit expressions are determined are received, and wgt (score) is then used for
Represent functional relations of the weight wgt on business risk scoring score, wherein, business risk scoring score is in positive with weight
The relation of pass, i.e. business risk scoring score is bigger, and weight wgt is then bigger.
From above-mentioned formula as can be seen that server can be commented by the payment of debts guarantee fund that determines and by business risk
The weight point determined, determines a number, then using number minimum in the appraisal of the number and article to be recycled as
The recycling amount of money pays user.
Determine that the mode of the above-mentioned recycling amount of money is also very much, e.g., server can be according to the credit scoring of default user
With evaluate percentage correspondence, during this is evaluated with the credit scoring of the user it is corresponding appraisal percentage this part
The amount of money pays user as the recycling amount of money.Certainly, server can also determine the recycling amount of money in other way,
This, which just differs, one has been illustrated.
Server, according to the address information of the user, can generate picking after the recycling amount of money is paid to the user
Notice, and picking notice is sent to picking side, so that the address for the user that picking root includes in being notified according to the picking
Information goes to the address of the user to collect the article to be recycled.
As can be seen that user can first get this and treat back during article recycling business is performed in from the above
The recycling amount of money of article is received, then article to be recycled is consigned into recycling side and is recycled, user can so be greatly improved and hold
Row article recycles the enthusiasm of business.
At the same time, since recycling side to the article to be recycled before recovery processing is performed, certain mode can be passed through
Whether it is risk subscribers to user, whether user, which possesses, is returned all or part of ability of the recycling amount of money of article to be recycled etc.
Situation judged, and then according to judging result, it is determined whether recovery processing is performed to the article to be recycled.So can have
It does not suffer a loss during article recycling business is performed the guarantee recycling side of effect.
It, below will be with specific example, to the article recycling side for the above-mentioned article recovery method of further instruction
The whole process of method illustrates, as shown in Figure 3.
Fig. 3 is the schematic diagram that the article that this specification provides recycles whole process.
User perform article recycling business when, can be filled in the specified page that terminal is shown identity information and
The Item Information of article to be recycled, and pass through the image that the terminal gathers article to be recycled.And when terminal monitoring to user performs
Lower single operation when, can corresponding object be generated according to the information and the image of addition that user fills in the specified page
Article recycling request is then sent to the server of recycling side by product recycling request.Wherein, the article recycling request in except
Include outside above- mentioned information and image, some side informations can also be included, e.g., user wishes picking side's house call, and this is treated
Recycle the time of article, the supplementary notes for treating recycling article etc..
After server receives article recycling request, it can be determined that whether recovery processing is performed to the article to be recycled,
Wherein, server can be judged by following condition：
The true identity information of the user is consistent with the identity information included in article recycling request；
The image of to be recycled article of the Item Information included in article recycling request with getting is consistent；
Judge the user for secured user by the history negative records of the user；
The credit scoring of the user reaches setting scoring；
Determine that user possesses the recycling amount of money for returning article to be recycled according to the Account History of the user and credit information
All or part of ability.
When server determines that the user meets all or part of condition, then the article to be recycled can be performed at recycling
Reason, and then the user is partly or entirely paid in advance as the recycling amount of money from using the appraisal of the article to be recycled, it reinforms
Recycle the article to be recycled in picking side.Wherein, server can recycle the Item Information included in request and be treated according to article
The image of recycling article determines the appraisal of the article to be recycled.And when server determines that the user does not meet above-mentioned whole item
During part, then recovery processing can not be performed to the article to be recycled.
It should be noted that in the present specification, server can be after the appraisal of the article to be recycled be determined, then is sentenced
It is disconnected whether recovery processing to be performed to the article to be recycled, it can also judge whether to perform recovery processing to the article to be recycled
In the process, implement appraisal to the article to be recycled or be after determining to perform recovery processing to the article to be recycled, then to this
Article to be recycled is evaluated.
Server can be performed at recycling the article to be recycled when definite the user meets above-mentioned full terms
When managing or determining that the user meets above-mentioned at least one condition, recovery processing is performed to the article to be recycled or is
When the conditional number for determining that the user meets reaches setting condition number, recovery processing is performed to the article to be recycled.
In the present specification, server can also first pass through the debt paying ability information of the user, determine repaying for the user
Debt guarantee fund, and determine whether payment of debts guarantee fund meets default condition.When definite payment of debts guarantee fund is not less than
When setting guarantee fund, then pass through the credit scoring of user mentioned above, the history negative records of user, the true identity of user
Information, the information such as image of article to be recycled judge the user or this time business are with the presence or absence of risk, and then according to determining
Risk Results, judge whether to treat recycling article and perform recovery processing.And it is set when the payment of debts guarantee fund for determining the user is less than
When determining guarantee fund, then recovery processing can not be performed to the article to be recycled.
In other words, judge whether the payment of debts guarantee fund of the user not less than setting guarantee fund can be regarded as an elder generation
Certainly condition, when the prerequisite meets, server can be further by the above-mentioned means, judge whether to the article to be recycled
Recovery processing is performed, and when the definite prerequisite is unsatisfactory for, then it can directly determine not perform recycling to the article to be recycled
Processing.
It should be noted that in addition to the several ways of above description, server can also in other way, and judgement is
It is no that recovery processing is performed to the article to be recycled.For example, server is after the article recycling request of user's transmission is received, it can be with
Determine that the user performs the number of article recycling business in the past.When the number for determining the user's past execution article recycling business
During more than setting number, then recovery processing can be performed to the article to be recycled, otherwise, which is not performed at recycling
Reason.Other modes just differ herein one to be had been illustrated.
The article recovery method provided above for one or more embodiments of this specification, based on same thinking, sheet
Specification additionally provides corresponding article retracting device, as shown in Figure 4.
Fig. 4 is a kind of schematic device for article recycling that this specification provides, and is specifically included：
Receiving module 401 receives the article recycling request that user sends；
Judging treatmenting module 402 according to the credit information and/or risk information of the user, judges whether to be recycled
Article performs recovery processing；If so, the Item Information of the article to be recycled included in being asked according to article recycling,
The article to be recycled is evaluated, the user is paid as the recycling amount of money using no more than the amount of money of the appraisal, and
Recovery processing is performed to the article to be recycled；If it is not, then recovery processing is not performed to the article to be recycled.
The credit information of the user includes：Credit scoring, at least one of the history negative records of the user.
The judging treatmenting module 402, when determining the credit scoring of the user not less than setting scoring, it is determined that right
The article to be recycled performs recovery processing, does not otherwise perform recovery processing to the article to be recycled.
The judging treatmenting module 402 when the history negative records according to the user, determines that the user uses for safety
During family, it is determined that perform recovery processing to the article to be recycled, otherwise do not perform recovery processing to the article to be recycled.
The risk information includes：The identity that the true identity information of the user, article recycling include in asking
In information, the Item Information that article recycling includes in asking, the image of the article to be recycled, debt paying ability information extremely
Few one kind.
The judging treatmenting module 402, in the true identity information for determining the user is asked with article recycling
Comprising identity information be consistent when, it is determined that recovery processing is performed to the article to be recycled, otherwise not to the object to be recycled
Product perform recovery processing.
The judging treatmenting module 402, when determining the Item Information included in article recycling request and get
When the image of the article to be recycled is consistent, it is determined that perform recovery processing to the article to be recycled, otherwise do not treated to described
Recycling article performs recovery processing.
The judging treatmenting module 402 according to the debt paying ability information, judges whether to perform the article to be recycled
Recovery processing, the debt paying ability information include：The credit information of the user, the user Account History at least one
Kind；When the Account History according to the user and/or the credit information of the user, determine that the user possesses and treated described in return
When recycling all or part of ability of the recycling amount of money of article, it is determined that recovery processing is performed to the article to be recycled, it is no
Then recovery processing is not performed to the article to be recycled.
The judging treatmenting module 402, according in the true identity information of the user and article recycling request
Comprising identity information, determine the user identity reality scoring；According to the image of the article to be recycled got
And the Item Information included in the article recycling request, determine the object authenticity scoring of the article to be recycled；According to
The credit information of the user and/or the history negative records of the user determine the credit scoring of the user；According to
The identity reality scoring, object authenticity scoring, the default coefficient of the credit scoring and recycling side, really
The business risk scoring of the fixed user；It is scored according to the business risk, judges whether to perform back the article to be recycled
Receipts processing.
Described device further includes：
Determining module 403 according to the debt paying ability information of the user, determines the payment of debts guarantee fund of the user；According to
The payment of debts guarantee fund, the appraisal of the article to be recycled and business risk scoring, determine the recycling amount of money.
The method of article recycling based on above description, this specification is also corresponding to provide a kind of clothes for article recycling
Business device, as shown in Figure 5.The server includes one or more processors and memory, and the memory storage has program, and
It is configured to perform following steps by one or more of processors：
Receive the article recycling request that user sends；
According to the credit information and/or risk information of the user, judge whether that treating recycling article performs recovery processing；
If so, according to the Item Information of the article to be recycled included in article recycling request, to described to be recycled
Article is evaluated, and the user is paid as the recycling amount of money using no more than the amount of money of the appraisal, and to described to be recycled
Article performs recovery processing；
If it is not, then recovery processing is not performed to the article to be recycled.
It, can be with when determining to treat recycling article and performing recovery processing in one or more embodiments of this specification
According to the Item Information included in the article recycling request of user's transmission, treat recycling article and evaluated, and will be not more than and be somebody's turn to do
The recycling amount of money of appraisal first pays user, then performs recovery processing to the article to be recycled.In other words, user can perform
During article recycling business, the recycling amount of money of the article to be recycled is first got, then article to be recycled is consigned into recycling
Fang Jinhang is recycled, and the enthusiasm that user performs article recycling business can so be greatly improved.
At the same time, since recycling side to the article to be recycled before recovery processing is performed, certain mode can be passed through
First judge whether to perform the article to be recycled recovery processing, and after determining to perform recovery processing to the article to be recycled,
Again partly or entirely appraisal is paid to user as the recycling amount of money.So it can effectively ensure that recycling side is performing object
It does not suffer a loss during product recycling business.
In the 1990s, can clearly be distinguished for the improvement of a technology be on hardware improvement (for example,
Improvement to circuit structures such as diode, transistor, switches) or software on improvement (improvement for method flow).So
And with the development of technology, the improvement of current many method flows can be considered as directly improving for hardware circuit.
Improved method flow nearly all by being programmed into hardware circuit to obtain corresponding hardware circuit by designer.Cause
This, it cannot be said that the improvement of a method flow cannot be realized with hardware entities module.For example, programmable logic device
(Programmable Logic Device, PLD) (such as field programmable gate array (Field Programmable Gate
Array, FPGA)) it is exactly such a integrated circuit, logic function determines device programming by user.By designer
Voluntarily programming comes a digital display circuit " integrated " on a piece of PLD, without chip maker is asked to design and make
Dedicated IC chip.Moreover, nowadays, substitution manually makes IC chip, this programming is also used instead mostly " patrols
Volume compiler (logic compiler) " software realizes that software compiler used is similar when it writes with program development,
And the source code before compiling also write by handy specific programming language, this is referred to as hardware description language
(Hardware Description Language, HDL), and HDL is also not only a kind of, but there are many kind, such as ABEL
(Advanced Boolean Expression Language)、AHDL(Altera Hardware Description
Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL
(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby
Hardware Description Language) etc., VHDL (Very-High-Speed are most generally used at present
Integrated Circuit Hardware Description Language) and Verilog.Those skilled in the art also should
This understands, it is only necessary to method flow slightly programming in logic and is programmed into integrated circuit with above-mentioned several hardware description languages,
The hardware circuit for realizing the logical method flow can be readily available.
Controller can be implemented in any suitable manner, for example, controller can take such as microprocessor or processing
The computer for the computer readable program code (such as software or firmware) that device and storage can be performed by (micro-) processor can
Read medium, logic gate, switch, application-specific integrated circuit (Application Specific Integrated Circuit,
ASIC), the form of programmable logic controller (PLC) and embedded microcontroller, the example of controller include but not limited to following microcontroller
Device：ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320, are deposited
Memory controller is also implemented as a part for the control logic of memory.It is also known in the art that except with
Pure computer readable program code mode is realized beyond controller, can be made completely by the way that method and step is carried out programming in logic
Controller is obtained in the form of logic gate, switch, application-specific integrated circuit, programmable logic controller (PLC) and embedded microcontroller etc. to come in fact
Existing identical function.Therefore this controller is considered a kind of hardware component, and various to being used to implement for including in it
The device of function can also be considered as the structure in hardware component.Or even, the device for being used to implement various functions can be regarded
For either the software module of implementation method can be the structure in hardware component again.
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity,
Or it is realized by having the function of certain product.A kind of typical realization equipment is computer.Specifically, computer for example may be used
Think personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play
It is any in device, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment
The combination of equipment.
For convenience of description, it is divided into various units during description apparatus above with function to describe respectively.Certainly, this is being implemented
The function of each unit is realized can in the same or multiple software and or hardware during specification.
It should be understood by those skilled in the art that, the embodiment of this specification can be provided as method, system or computer journey
Sequence product.Therefore, in terms of this specification can be used complete hardware embodiment, complete software embodiment or combine software and hardware
Embodiment form.Moreover, this specification can be used wherein includes computer usable program code in one or more
The computer that computer-usable storage medium is implemented on (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.)
The form of program product.
This specification is with reference to the method, equipment (system) and computer according to this specification one or more embodiment
The flowchart and/or the block diagram of program product describes.It should be understood that it can realize flow chart and/or side by computer program instructions
The combination of flow in each flow and/or block and flowchart and/or the block diagram and/or box in block diagram.It can provide
These computer program instructions are set to the processing of all-purpose computer, special purpose computer, Embedded Processor or other programmable datas
Standby processor is to generate a machine so that is performed by computer or the processor of other programmable data processing devices
Instruction is generated to be used to implement and specified in one flow of flow chart or multiple flows and/or one box of block diagram or multiple boxes
Function device.
These computer program instructions, which may also be stored in, can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that the instruction generation being stored in the computer-readable memory includes referring to
Make the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one box of block diagram or
The function of being specified in multiple boxes.
These computer program instructions can be also loaded into computer or other programmable data processing devices so that counted
Series of operation steps is performed on calculation machine or other programmable devices to generate computer implemented processing, so as in computer or
The instruction offer performed on other programmable devices is used to implement in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in a box or multiple boxes.
In a typical configuration, computing device includes one or more processors (CPU), input/output interface, net
Network interface and memory.
Memory may include computer-readable medium in volatile memory, random access memory (RAM) and/or
The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium
Example.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method
Or technology come realize information store.Information can be computer-readable instruction, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase transition internal memory (PRAM), static RAM (SRAM), moves
State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable
Programmable read only memory (EEPROM), fast flash memory bank or other memory techniques, read-only optical disc read-only memory (CD-ROM),
Digital versatile disc (DVD) or other optical storages, magnetic tape cassette, the storage of tape magnetic rigid disk or other magnetic storage apparatus
Or any other non-transmission medium, the information that can be accessed by a computing device available for storage.It defines, calculates according to herein
Machine readable medium does not include temporary computer readable media (transitory media), such as data-signal and carrier wave of modulation.
It should also be noted that, term " comprising ", "comprising" or its any other variant are intended to nonexcludability
Comprising so that process, method, commodity or equipment including a series of elements are not only including those elements, but also wrap
Include other elements that are not explicitly listed or further include for this process, method, commodity or equipment it is intrinsic will
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that wanted including described
Also there are other identical elements in the process of element, method, commodity or equipment.
This specification can be described in the general context of computer executable instructions, such as journey
Sequence module.Usually, program module include routines performing specific tasks or implementing specific abstract data types, program, object,
Component, data structure etc..One or more embodiments of this specification can also be put into practice in a distributed computing environment, at this
In a little distributed computing environment, by performing task by communication network and connected remote processing devices.It is counted in distribution
It calculates in environment, program module can be located in the local and remote computer storage media including storage device.
Each embodiment in this specification is described by the way of progressive, identical similar portion between each embodiment
Point just to refer each other, and the highlights of each of the examples are difference from other examples.It is real especially for system
For applying example, since it is substantially similar to embodiment of the method, so description is fairly simple, related part is referring to embodiment of the method
Part explanation.
It is above-mentioned that this specification specific embodiment is described.Other embodiments are in the scope of the appended claims
It is interior.In some cases, the action recorded in detail in the claims or step can be come according to different from the order in embodiment
It performs and still can realize desired result.In addition, the process described in the accompanying drawings not necessarily require show it is specific suitable
Sequence or consecutive order could realize desired result.In some embodiments, multitasking and parallel processing be also can
With or it may be advantageous.
The foregoing is merely one or more embodiments of this specification, are not limited to this specification.For
For those skilled in the art, one or more embodiments of this specification can have various modifications and variations.It is all in this explanation
Any modifications, equivalent replacements and improvements are made within the spirit and principle of one or more embodiments of book, should be included in
Within the right of this specification.
Claims (21)
1. a kind of method of article recycling, including：
Receive the article recycling request that user sends；
According to the credit information and/or risk information of the user, judge whether that treating recycling article performs recovery processing；
If so, according to the Item Information of the article to be recycled included in article recycling request, to described to be recycled
Article is evaluated, and the user is paid as the recycling amount of money using no more than the amount of money of the appraisal, and to described to be recycled
Article performs recovery processing；
If it is not, then recovery processing is not performed to the article to be recycled.
2. the method as described in claim 1, the credit information of the user includes：Credit scoring, the history of the user are born
At least one of face record.
3. method as claimed in claim 2 according to the credit information and/or risk information of the user, judges whether to treat
Recycling article performs recovery processing, specifically includes：
When determining the credit scoring of the user not less than setting scoring, it is determined that the article to be recycled is performed at recycling
Reason, does not otherwise perform recovery processing to the article to be recycled.
4. method as claimed in claim 2 according to the credit information and/or risk information of the user, judges whether to treat
Recycling article performs recovery processing, specifically includes：
When the history negative records according to the user, when to determine the user be secured user, it is determined that described to be recycled
Article performs recovery processing, does not otherwise perform recovery processing to the article to be recycled.
5. method as claimed in claim 1 or 2, the risk information includes：The true identity information of the user, the object
Item Information, the article to be recycled included in the identity information that is included in product recycling request, article recycling request
At least one of image, debt paying ability information.
6. method as claimed in claim 5 according to the credit information and/or risk information of the user, judges whether to treat
Recycling article performs recovery processing, specifically includes：
When the true identity information for determining the user is consistent with the identity information included in article recycling request, then really
It is fixed that recovery processing is performed to the article to be recycled, otherwise recovery processing is not performed to the article to be recycled.
7. method as claimed in claim 5 according to the credit information and/or risk information of the user, judges whether to treat
Recycling article performs recovery processing, specifically includes：
When the Item Information for determining to include in the article recycling request is consistent with the image of the article to be recycled got
When, it is determined that recovery processing is performed to the article to be recycled, otherwise recovery processing is not performed to the article to be recycled.
8. method as claimed in claim 5 according to the credit information and/or risk information of the user, judges whether to treat
Recycling article performs recovery processing, specifically includes：
According to the debt paying ability information, judge whether to perform the article to be recycled recovery processing, the debt paying ability letter
Breath includes：The credit information of the user, at least one of the Account History of the user；
When the Account History according to the user and/or the credit information of the user, determine that the user possesses described in return
During all or part of ability of the recycling amount of money of article to be recycled, it is determined that recovery processing is performed to the article to be recycled,
Otherwise recovery processing is not performed to the article to be recycled.
9. method as claimed in claim 5 according to the credit information and/or risk information of the user, judges whether to treat
Recycling article performs recovery processing, specifically includes：
According to the identity information included in the true identity information of the user and article recycling request, the use is determined
The identity reality scoring at family；
According to the Item Information included in the image of the article to be recycled got and article recycling request, determine
The object authenticity scoring of the article to be recycled；
According to the credit information of the user and/or the history negative records of the user, the credit risk of the user is determined
Scoring；
It is default according to identity reality scoring, object authenticity scoring, the credit scoring and recycling side
Coefficient, determine the user business risk scoring；
It is scored according to the business risk, judges whether to perform recovery processing to the article to be recycled.
10. method as claimed in claim 9 determines the recycling amount of money no more than the appraisal, specifically includes：
According to the debt paying ability information of the user, the payment of debts guarantee fund of the user is determined；
According to the payment of debts guarantee fund, the appraisal of the article to be recycled and business risk scoring, the recycling is determined
The amount of money.
11. a kind of device of article recycling, including：
Receiving module receives the article recycling request that user sends；
Judging treatmenting module according to the credit information and/or risk information of the user, judges whether that treating recycling article performs
Recovery processing；If so, according to the Item Information of the article to be recycled included in article recycling request, treated to described
Recycling article is evaluated, and pays the user as the recycling amount of money using no more than the amount of money of the appraisal, and is treated to described
Recycling article performs recovery processing；If it is not, then recovery processing is not performed to the article to be recycled.
12. device as claimed in claim 11, the credit information of the user includes：Credit scoring, the history of the user
At least one of negative records.
13. device as claimed in claim 12, the judging treatmenting module, when the credit scoring for determining the user is not less than
During setting scoring, it is determined that perform recovery processing to the article to be recycled, otherwise do not perform recycling to the article to be recycled
Processing.
14. device as claimed in claim 12, the judging treatmenting module, when the history negative records according to the user,
Determine the user be secured user when, it is determined that recovery processing is performed to the article to be recycled, is not otherwise treated back to described
It receives article and performs recovery processing.
15. the device as described in claim 11 or 12, the risk information includes：The true identity information of the user, institute
State Item Information, the object to be recycled included in the identity information included in article recycling request, article recycling request
At least one of the images of product, debt paying ability information.
16. device as claimed in claim 15, the judging treatmenting module, when determine the true identity information of the user with
When the identity information included in the article recycling request is consistent, it is determined that recovery processing is performed to the article to be recycled, it is no
Then recovery processing is not performed to the article to be recycled.
17. device as claimed in claim 15, the judging treatmenting module include in determining that the article recycling is asked
When Item Information is consistent with the image of the article to be recycled got, it is determined that the article to be recycled is performed at recycling
Reason, does not otherwise perform recovery processing to the article to be recycled.
18. device as claimed in claim 15, the judging treatmenting module according to the debt paying ability information, judge whether
Recovery processing is performed to the article to be recycled, the debt paying ability information includes：The credit information of the user, the user
At least one of Account History；When the Account History according to the user and/or the credit information of the user, institute is determined
When stating user and possessing all or part of ability for the recycling amount of money for returning the article to be recycled, it is determined that described to be recycled
Article performs recovery processing, does not otherwise perform recovery processing to the article to be recycled.
19. device as claimed in claim 15, the judging treatmenting module, according to the true identity information of the user and
The identity information included in the article recycling request determines the identity reality scoring of the user；According to the institute got
The Item Information included in the image of article to be recycled and article recycling request is stated, determines the object of the article to be recycled
Product plausibility score；According to the credit information of the user and/or the history negative records of the user, determine the user's
Credit scoring；According to identity reality scoring, object authenticity scoring, the credit scoring and return
The default coefficient of debit determines the business risk scoring of the user；It is scored, judged whether to described according to the business risk
Article to be recycled performs recovery processing.
20. device as claimed in claim 19, described device further include：
Determining module according to the debt paying ability information of the user, determines the payment of debts guarantee fund of the user；According to the payment of debts
Guarantee fund, the appraisal of the article to be recycled and business risk scoring, determine the recycling amount of money.
21. a kind of server, including：Including：One or more memories and processor, the memory storage program, and
And it is configured to perform following steps by one or more of processors：
Receive the article recycling request that user sends；
According to the credit information and/or risk information of the user, judge whether that treating recycling article performs recovery processing；
If so, according to the Item Information of the article to be recycled included in article recycling request, to the article to be recycled
Evaluated, the user is paid as the recycling amount of money using no more than the amount of money of the appraisal, and to the article to be recycled
Perform recovery processing；
If it is not, then recovery processing is not performed to the article to be recycled.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711106309.9A CN108109261A (en) | 2017-11-10 | 2017-11-10 | A kind of method, apparatus and server of article recycling |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711106309.9A CN108109261A (en) | 2017-11-10 | 2017-11-10 | A kind of method, apparatus and server of article recycling |
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| Publication Number | Publication Date |
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| CN108109261A true CN108109261A (en) | 2018-06-01 |
Family
ID=62206981
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| Application Number | Title | Priority Date | Filing Date |
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| CN201711106309.9A Pending CN108109261A (en) | 2017-11-10 | 2017-11-10 | A kind of method, apparatus and server of article recycling |
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