CN109472578A - The processing method and processing device of digital asset - Google Patents

The processing method and processing device of digital asset Download PDF

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Publication number
CN109472578A
CN109472578A CN201811204301.0A CN201811204301A CN109472578A CN 109472578 A CN109472578 A CN 109472578A CN 201811204301 A CN201811204301 A CN 201811204301A CN 109472578 A CN109472578 A CN 109472578A
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CN
China
Prior art keywords
digital asset
layer
digital
link layer
block link
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201811204301.0A
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Chinese (zh)
Inventor
王宝
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Oriental Silver Valley (beijing) Cci Capital Ltd
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Oriental Silver Valley (beijing) Cci Capital Ltd
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Publication date
Application filed by Oriental Silver Valley (beijing) Cci Capital Ltd filed Critical Oriental Silver Valley (beijing) Cci Capital Ltd
Priority to CN201811204301.0A priority Critical patent/CN109472578A/en
Publication of CN109472578A publication Critical patent/CN109472578A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof

Abstract

This application discloses a kind of processing method and processing devices of digital asset.This method comprises: accessing factoring system in application layer;Target block chain is accessed in block link layer, wherein the target block chain is used for the block chain as quasi- cochain;The factoring business process in application layer is deposited into card in the block link layer and forms digital asset;And it adds digital asset layer and the interface for executing predetermined registration operation to the digital asset is provided.Present application addresses lacking when handling accounts receivable, confidence level is higher, is not susceptible to the technical issues of processing method distorted.By the present processes, digital asset is formed by the way that the whole process progress cochain of accounts receivable is deposited card, so that the transfer of accounts receivable is more convenient and safer.In addition, the circulation of digital asset can be recorded visualization by operating side or client by the application.

Description

The processing method and processing device of digital asset
Technical field
This application involves finance, factoring system regions, in particular to the processing method and dress of a kind of digital asset It sets.
Background technique
The credits formed when accounts receivable is the sales behavior generation of enterprise.It include that enterprise is normally managing In the process because of business such as merchandising, product, utility services, the fund that should be collected to buyer.
Inventors have found that the accounts receivable in factoring system be easy to happen distort, confidence level it is lower.And then it transferring the possession of, converting All there is limitation and risks during paying.Further, generation bad credit is not can avoid yet.
For lacking when handling in the related technology accounts receivable, confidence level is higher, is not susceptible to the processing method distorted Problem, currently no effective solution has been proposed.
Summary of the invention
The main purpose of the application is to provide a kind of processing method and processing device of digital asset, to solve to accounts receivable Lack that confidence level is higher, is not susceptible to the problem of processing method distorted when processing.
To achieve the goals above, according to the one aspect of the application, a kind of processing method of digital asset is provided.
Processing method according to the digital asset of the application includes: to access factoring system in application layer;It is connect in block link layer Enter target block chain, wherein the target block chain is used for the block chain as quasi- cochain;In the block link layer by application layer In factoring business process deposit card and form digital asset;And it adds digital asset layer and provides to digital asset execution in advance If the interface of operation.
Further, adding digital asset layer and providing to the interface of digital asset execution predetermined registration operation includes: in number Word assets layer establishes digital asset operating side;Digital asset is configured by the digital asset operating side;And in the number Asset operation end executes predetermined registration operation to the digital asset according to corresponding operation management permission.
Further, adding digital asset layer and providing to the interface of digital asset execution predetermined registration operation includes: in number Word assets layer establishes digital asset client;The transmitting state of digital asset is obtained by the digital asset client;And Predetermined registration operation is executed to the digital asset according to corresponding customer account management permission in the digital asset client.
It further, include: to be configured to carry out the transaction port of digital asset transaction in application layer access factoring system; It is configured to the financial management port of managing digital assets;It is configured to the client port that management participates in factoring business;And match Set the air control port of the risk control for handling digital asset.
It further, include: in block link layer to accounts receivable whole process for accessing target block chain in block link layer Cochain simultaneously deposits card and forms digital asset;Digital asset is executed in block link layer and transfers the possession of and/or cash operation;And in block chain Layer, which provides, checks that card record is deposited in digital asset processing on node.
To achieve the goals above, according to the another aspect of the application, a kind of processing unit of digital asset is provided.
Processing unit according to the digital asset of the application includes: application layer, for accessing factoring system;Block link layer, For accessing target block chain, wherein the target block chain is used for the block chain as quasi- cochain;The block link layer is used for Factoring business process in application layer is deposited into card and forms digital asset;And further include: digital asset layer, the digital asset Layer, for providing the interface for executing predetermined registration operation to the digital asset.
Further, the digital asset layer includes: that unit is established in operating side, for establishing number money in digital asset layer Produce operating side;Asset Allocation unit, for configuring digital asset by the digital asset operating side;And first operation it is single Member, for executing predetermined registration operation to the digital asset according to corresponding operation management permission in the digital asset operating side.
Further, the digital asset layer includes: that client establishes unit, for establishing number money in digital asset layer Produce client;State cell, for obtaining the transmitting state of digital asset by the digital asset client;And second behaviour Make unit, for executing default behaviour to the digital asset according to corresponding customer account management permission in the digital asset client Make.
Further, the application layer includes: the first configuration unit, for being configured to carry out the friendship of digital asset transaction Easy port;Second configuration unit, for being configured to the financial management port of managing digital assets;Third configuration unit, is used for It is configured to the client port that management participates in factoring business;And the 4th configuration unit, for being configured to processing digital asset Risk control air control port.
Further, the block link layer includes: digital unit, is used in block link layer to accounts receivable whole process Chain simultaneously deposits card and forms digital asset;Behaviour is transferred the possession of and/or cashed to assets processing unit for executing in block link layer to digital asset Make;And asset inventory unit, for checking that card record is deposited in digital asset processing on node in the offer of block link layer.
In the embodiment of the present application, using application layer access factoring system by the way of, by block link layer access mesh Block chain is marked, has reached and the factoring business process in application layer is deposited into card in the block link layer and forms the mesh of digital asset , while adding digital asset layer and the interface for executing predetermined registration operation to the digital asset is provided, it can be effective to realize Ground processing, record, configuration digital asset technical effect, and then solve to accounts receivable processing when lack confidence level it is higher, The technical issues of being not susceptible to the processing method distorted.
Detailed description of the invention
The attached drawing constituted part of this application is used to provide further understanding of the present application, so that the application's is other Feature, objects and advantages become more apparent upon.The illustrative examples attached drawing and its explanation of the application is for explaining the application, not Constitute the improper restriction to the application.In the accompanying drawings:
Fig. 1 is the processing method flow diagram according to the digital asset of the embodiment of the present application;
Fig. 2 is the processing method flow diagram according to the digital asset of the embodiment of the present application;
Fig. 3 is the processing method flow diagram according to the digital asset of the embodiment of the present application;
Fig. 4 is the processing method flow diagram according to the digital asset of the embodiment of the present application;
Fig. 5 is the processing method flow diagram according to the digital asset of the embodiment of the present application;
Fig. 6 is the processing unit schematic diagram according to the digital asset of the embodiment of the present application;
Fig. 7 is the processing unit schematic diagram according to the digital asset of the embodiment of the present application;
Fig. 8 is the processing unit schematic diagram according to the digital asset of the embodiment of the present application;
Fig. 9 is the processing unit schematic diagram according to the digital asset of the embodiment of the present application;
Figure 10 is the processing unit schematic diagram according to the digital asset of the embodiment of the present application;And
Figure 11 is the digital asset processing framework schematic diagram according to the application preferred embodiment.
Specific embodiment
In order to make those skilled in the art more fully understand application scheme, below in conjunction in the embodiment of the present application Attached drawing, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described embodiment is only The embodiment of the application a part, instead of all the embodiments.Based on the embodiment in the application, ordinary skill people Member's every other embodiment obtained without making creative work, all should belong to the model of the application protection It encloses.
It should be noted that the description and claims of this application and term " first " in above-mentioned attached drawing, " Two " etc. be to be used to distinguish similar objects, without being used to describe a particular order or precedence order.It should be understood that using in this way Data be interchangeable under appropriate circumstances, so as to embodiments herein described herein.In addition, term " includes " and " tool Have " and their any deformation, it is intended that cover it is non-exclusive include, for example, containing a series of steps or units Process, method, system, product or equipment those of are not necessarily limited to be clearly listed step or unit, but may include without clear Other step or units listing to Chu or intrinsic for these process, methods, product or equipment.
It should be noted that in the absence of conflict, the features in the embodiments and the embodiments of the present application can phase Mutually combination.The application is described in detail below with reference to the accompanying drawings and in conjunction with the embodiments.
Core enterprise in this application, which refers to, needs mass purchase commodity, product or the list for seeking the business such as labor service Position.
Supplier is directed to the enterprise of the business such as core enterprise's merchandising, product, utility service.
Accounts receivable refers to, supplier in normal business process because of business such as merchandising, product, utility services, The fund that should be collected to core enterprise.
As shown in Figure 1, this method includes the following steps, namely S102 to step S108:
Step S102 accesses factoring system in application layer;
Factoring system in application layer configure according to business, while can pressing factoring system It is split according to different business modules.Transaction, customer account management, account business and risk control are managed respectively.
Step S104 accesses target block chain in block link layer,
Target block chain can be accessed as bottom data process layer in block link layer, wherein the target block chain is used for Block chain as quasi- cochain.
It should be noted that the type in the block chain of the application is not defined, can be alliance's chain, publicly-owned chain or Privately owned chain, those skilled in the art can select according to different usage scenarios.
Factoring business process in application layer is deposited card in the block link layer and forms digital asset by step S106;
Specifically, the block chain service provided can deposit card to the accounts receivable in application layer factoring system and form number money It produces.
It can allow and be easy to be connect by the holder in application layer by the accounts receivable of enterprise in the application layer of cochain By.
Step S108 adds digital asset layer and provides the interface for executing predetermined registration operation to the digital asset.
By adding digital asset layer, the visual query interface of digital asset can be provided for core enterprise or user.
There is provided, which can be the interface that the digital asset executes predetermined registration operation, sells the transaction of digital asset, trades and buy Into operation.
The Integral Rule operation that can be to the interface that the digital asset executes predetermined registration operation to digital asset is provided.
There is provided, which can be the interface that the digital asset executes predetermined registration operation, deposits card record behaviour to checking for digital asset Make.
It should be noted that the interface for executing predetermined registration operation to the digital asset is not defined in this application, Those skilled in the art can select according to actual use scene.
It is as shown in figure 11 by framework obtained by the above method, wherein it is described to provide the service of block chain in block link layer, it uses In the whole process of accounts receivable is carried out cochain.Include in digital asset layer: digital asset operating side and digital asset client End can check operation to digital asset execution according to the customer account management permission of corresponding node on chain in digital asset client. Digital asset can be configured by digital asset operating side, configuration may include: Integral Rule, transaction purchase, transaction It sells, check.In application layer i.e. contain factoring system, specifically include: transaction end, core system, operation system with And air control system.Transaction end provides the login interface of user.For example, third party's credit company, insurance company.It for another example, can be with Participate in company, the supplier etc. of accounts receivable.For another example, will cope with that funds on account output it is negotiable, split and unqualified acceptance The core enterprise of electronic bill.It is mainly used for the port as financial management in core system.In operation system, management user is stepped on The operation maintenance such as record, user account management, user's registration, user's audit.Air control system cross the default air control rule of configuration or Manual examination and verification interface to the transfer of digital asset, honour carry out risk control, control financial risks that may be present.
It can be seen from the above description that the application realizes following technical effect:
In the embodiment of the present application, using application layer access factoring system by the way of, by block link layer access mesh Block chain is marked, has reached and the factoring business process in application layer is deposited into card in the block link layer and forms the mesh of digital asset , while adding digital asset layer and the interface for executing predetermined registration operation to the digital asset is provided, it can be effective to realize Ground processing, record, configuration digital asset technical effect, and then solve to accounts receivable processing when lack confidence level it is higher, The technical issues of being not susceptible to the processing method distorted.
According to the embodiment of the present application, as preferred in the present embodiment, provided pair as shown in Fig. 2, adding digital asset layer The interface that the digital asset executes predetermined registration operation includes:
Step S202 establishes digital asset operating side in digital asset layer;
The management of service operation and digital asset is used in the digital asset operating side that digital asset layer is established.
Step S204 configures digital asset by the digital asset operating side;
Digital asset can be configured by digital asset operating side, configuration may include: Integral Rule, transaction purchase It buys, trade and sell, check.
It should be noted that digital asset operating side is usually to be logged in by the mechanism on chain and checked, configure.
Step S206 executes in advance the digital asset according to corresponding operation management permission in the digital asset operating side If operation.
Transfer can be executed to digital asset according to the operation management permission of corresponding node on chain in digital asset operating side Operation, digital asset is circulated.It can be according to the operation management permission pair of corresponding node on chain in digital asset operating side Operation is cashed in digital asset execution, and digital asset is honoured.
For example, can be according to core enterprise's operation management permission of corresponding node on chain to receivable in digital asset operating side Funds on account, which execute, transfers the possession of operation, and the holder obtained after transfer can honour, is negotiable or detachable.
It for another example, can be corresponding according to core enterprise's operation management permission of corresponding node on chain in digital asset operating side Operation is cashed in the execution of receipt on account money, and the holder after cashing obtains the corresponding electronic bill of the digital asset.
According to the embodiment of the present application, as preferred in the present embodiment, provided pair as shown in figure 3, adding digital asset layer The interface that the digital asset executes predetermined registration operation includes:
Step S302 establishes digital asset client in digital asset layer;
In the digital asset client that digital asset layer is established stepping on for core enterprise, supplier or fund provider It records and checks that the card of depositing of digital asset records.
Step S304 obtains the transmitting state of digital asset by the digital asset client;
The full-range state of digital asset can be recorded by digital asset client.Ensure safety and side Just.
For example, core enterprise, supplier, fund provider etc. can be by digital asset clients to the dress of digital asset State is allowed to be recorded.
Step S306 executes in advance the digital asset according to corresponding customer account management permission in the digital asset client If operation.
Digital asset execution can be checked according to the customer account management permission of corresponding node on chain in digital asset client Operation.
Check that the content of operation includes: the transfer state for checking digital asset, checks cashing process, checking for digital asset The transfer transmitting state of digital asset.
According to the embodiment of the present application, as preferred in the present embodiment, as shown in figure 4, accessing factoring system in application layer Include:
Step S402 is configured to carry out the transaction port of digital asset transaction;
Transaction port can provide the login interface of user.For example, third party's credit company, insurance company.For another example, may be used With company, the supplier etc. for participating in accounts receivable.For another example, will cope with that funds on account output it is negotiable, split and unqualified acceptance Electronic bill core enterprise.
Step S404 is configured to the financial management port of managing digital assets;
Financial management port is as the core system in application layer, for the port as financial management.
Step S406 is configured to the client port that management participates in factoring business;
Client port logs in, user account management, user mainly as the operation system in application layer for managing user The operation maintenance such as registration, user's audit.
Step S408 is configured to the air control port of the risk control of processing digital asset.
Air control port by configure default air control rule or manual examination and verification interface to the transfer of digital asset, honour progress Risk control, control financial risks that may be present.
According to the embodiment of the present application, as preferred in the present embodiment, as shown in figure 5, in block link layer for accessing mesh Marking block chain includes:
Step S502 to accounts receivable whole process cochain and deposits card and forms digital asset in block link layer;
After block link layer executes digitlization, creditization processing to the accounts receivable whole process cochain in factoring system It deposits card and forms digital asset.
Step S504 executes digital asset in block link layer and transfers the possession of and/or cash operation;
Block link layer correspond to receipt on account money digital asset execute transfer the possession of and/or cash operate and record it is all transfer and/or The record cashed, and notify by way of broadcast the node on all block chains.
Step S506 checks that card record is deposited in digital asset processing on node in the offer of block link layer.
It can check that card record is deposited in the digital asset processing of accounts receivable on node in block link layer.And then core can be made Heart enterprise accounts payable is easier the side's of being held receiving, and holder is made to be easier to be financed with it, is more advantageous to and gets through core Enterprise's industrial chain.
It should be noted that step shown in the flowchart of the accompanying drawings can be in such as a group of computer-executable instructions It is executed in computer system, although also, logical order is shown in flow charts, and it in some cases, can be with not The sequence being same as herein executes shown or described step.
According to the embodiment of the present application, additionally provide it is a kind of for implementing the device of the processing method of above-mentioned digital asset, such as Shown in Fig. 6, which includes: application layer 10, for accessing factoring system;Block link layer 20, for accessing target block chain, In, the target block chain is used for the block chain as quasi- cochain;The block link layer is used for the factoring business in application layer Process deposits card and forms digital asset;And further include: digital asset layer 30, the digital asset layer 30, for providing to institute State the interface that digital asset executes predetermined registration operation.
Factoring system in the application layer 10 of the embodiment of the present application in application layer match according to business It sets, while can splitting according to different business modules by factoring system.By transaction, customer account management, account business with And risk control is managed respectively.
Target area can be accessed as bottom data process layer in block link layer in the block link layer 20 of the embodiment of the present application Block chain, wherein the target block chain is used for the block chain as quasi- cochain.
It should be noted that the type in the block chain of the application is not defined, can be alliance's chain, publicly-owned chain or Privately owned chain, those skilled in the art can select according to different usage scenarios.
In the block link layer 20 of the embodiment of the present application specifically, the block chain service provided can be to application layer factoring system In accounts receivable deposit card and form digital asset.
It can allow and be easy to be connect by the holder in application layer by the accounts receivable of enterprise in the application layer of cochain By.
By adding digital asset layer in the digital asset layer 30 of the embodiment of the present application, can be mentioned for core enterprise or user For the visual query interface of digital asset.
There is provided, which can be the interface that the digital asset executes predetermined registration operation, sells the transaction of digital asset, trades and buy Into operation.
The Integral Rule operation that can be to the interface that the digital asset executes predetermined registration operation to digital asset is provided.
There is provided, which can be the interface that the digital asset executes predetermined registration operation, deposits card record behaviour to checking for digital asset Make.
It should be noted that the interface for executing predetermined registration operation to the digital asset is not defined in this application, Those skilled in the art can select according to actual use scene.
According to the embodiment of the present application, as preferred in the present embodiment, as shown in fig. 7, the digital asset layer 30 includes: Unit 301 is established in operating side, for establishing digital asset operating side in digital asset layer;Asset Allocation unit 302, for passing through The digital asset operating side configures digital asset;And first operating unit 303, for being pressed in the digital asset operating side Predetermined registration operation is executed to the digital asset according to corresponding operation management permission.
The operating side of the embodiment of the present application is established in unit 301 and is used in the digital asset operating side that digital asset layer is established The management of service operation and digital asset.
Digital asset can be matched in the Asset Allocation unit 302 of the embodiment of the present application by digital asset operating side It sets, configuration may include: Integral Rule, transaction purchase, trade and sell, check.
It should be noted that digital asset operating side is usually to be logged in by the mechanism on chain and checked, configure.
It can be according to corresponding node on chain in digital asset operating side in first operating unit 303 of the embodiment of the present application Operation management permission executes digital asset and transfers the possession of operation, and digital asset is circulated.It can be by digital asset operating side Operation is cashed to digital asset execution according to the operation management permission of corresponding node on chain, digital asset is honoured.
For example, can be according to core enterprise's operation management permission of corresponding node on chain to receivable in digital asset operating side Funds on account, which execute, transfers the possession of operation, and the holder obtained after transfer can honour, is negotiable or detachable.
It for another example, can be corresponding according to core enterprise's operation management permission of corresponding node on chain in digital asset operating side Operation is cashed in the execution of receipt on account money, and the holder after cashing obtains the corresponding electronic bill of the digital asset.
According to the embodiment of the present application, as preferred in the present embodiment, as shown in figure 8, the digital asset layer 30 includes: Client establishes unit 304, for establishing digital asset client in digital asset layer;State cell 305, for by described The transmitting state of digital asset client acquisition digital asset;And second operating unit 306, in the digital asset visitor Family end executes predetermined registration operation to the digital asset according to corresponding customer account management permission.
The client of the embodiment of the present application is established in unit 304 and is used in the digital asset client that digital asset layer is established Core enterprise, supplier or fund provider login and check digital asset deposit card record.
It can be to the full-range of digital asset by digital asset client in the state cell 305 of the embodiment of the present application State is recorded.Ensure safety and conveniently.
For example, core enterprise, supplier, fund provider etc. can be by digital asset clients to the dress of digital asset State is allowed to be recorded.
In second operating unit 306 of the embodiment of the present application digital asset client can be according to corresponding node on chain Customer account management permission checks operation to digital asset execution.
Check that the content of operation includes: the transfer state for checking digital asset, checks cashing process, checking for digital asset The transfer transmitting state of digital asset.
According to the embodiment of the present application, as preferred in the present embodiment, as shown in figure 9, the application layer 10 includes: One configuration unit 101, for being configured to carry out the transaction port of digital asset transaction;Second configuration unit 102, for configuring Financial management port for managing digital assets;Third configuration unit 103 participates in factoring business for being configured to management Client port;And the 4th configuration unit 104, the air control port of the risk control for being configured to processing digital asset.
Transaction port can provide the login interface of user in first configuration unit 101 of the embodiment of the present application.For example, the Tripartite's credit company, insurance company.For another example, company, the supplier etc. of accounts receivable can be participated in.For another example, it will cope with account Money output it is negotiable, split and the electronic bill of unqualified acceptance core enterprise.
Financial management port is used as the core system in application layer in second configuration unit 102 of the embodiment of the present application In the port as financial management.
Client port is used mainly as the operation system in application layer in the third configuration unit 103 of the embodiment of the present application In operation maintenance such as management user's login, user account management, user's registration, user's audits.
Air control port is regular or artificial careful by configuring default air control in 4th configuration unit 104 of the embodiment of the present application Kernel interface to the transfer of digital asset, honour carry out risk control, control financial risks that may be present.
According to the embodiment of the present application, as preferred in the present embodiment, as shown in Figure 10, the block link layer 20 includes: Digital unit 201, for accounts receivable whole process cochain and depositing card in block link layer and forming digital asset;Assets processing is single Operation is transferred the possession of and/or cashed to member 202 for executing in block link layer to digital asset;And asset inventory unit 203, it is used for Check that card record is deposited in digital asset processing on node in the offer of block link layer.
In block link layer in the accounts receivable whole process in factoring system in the digital unit 201 of the embodiment of the present application Chain executes digitlization, creditization can deposit card after handling and form digital asset.
Receipt on account money digital asset, which is corresponded to, in block link layer in the assets processing unit 202 of the embodiment of the present application executes transfer And/or the record for operating and recording all transfers and/or cash is cashed, and notify on all block chains by way of broadcast Node.
It can check the number of accounts receivable in the asset inventory unit 203 of the embodiment of the present application on node in block link layer Card record is deposited in the processing of word assets.And then core enterprise's accounts payable can be made to be easier the side's of being held receiving, and make holder More easily with its financing, it is more advantageous to and gets through core enterprise's industrial chain.
Obviously, those skilled in the art should be understood that each module of above-mentioned the application or each step can be with general Computing device realize that they can be concentrated on a single computing device, or be distributed in multiple computing devices and formed Network on, optionally, they can be realized with the program code that computing device can perform, it is thus possible to which they are stored Be performed by computing device in the storage device, perhaps they are fabricated to each integrated circuit modules or by they In multiple modules or step be fabricated to single integrated circuit module to realize.In this way, the application be not limited to it is any specific Hardware and software combines.
The foregoing is merely preferred embodiment of the present application, are not intended to limit this application, for the skill of this field For art personnel, various changes and changes are possible in this application.Within the spirit and principles of this application, made any to repair Change, equivalent replacement, improvement etc., should be included within the scope of protection of this application.

Claims (10)

1. a kind of processing method of digital asset characterized by comprising
Factoring system is accessed in application layer;
Target block chain is accessed in block link layer, wherein the target block chain is used for the block chain as quasi- cochain;
The factoring business process in application layer is deposited into card in the block link layer and forms digital asset;And
It adds digital asset layer and the interface for executing predetermined registration operation to the digital asset is provided.
2. the processing method of digital asset according to claim 1, which is characterized in that add digital asset layer and provide to institute State digital asset execute predetermined registration operation interface include:
Digital asset operating side is established in digital asset layer;
Digital asset is configured by the digital asset operating side;And
Predetermined registration operation is executed to the digital asset according to corresponding operation management permission in the digital asset operating side.
3. the processing method of digital asset according to claim 1, which is characterized in that add digital asset layer and provide to institute State digital asset execute predetermined registration operation interface include:
Digital asset client is established in digital asset layer;
The transmitting state of digital asset is obtained by the digital asset client;And
Predetermined registration operation is executed to the digital asset according to corresponding customer account management permission in the digital asset client.
4. the processing method of digital asset according to claim 1, which is characterized in that access factoring system packet in application layer It includes:
It is configured to carry out the transaction port of digital asset transaction;
It is configured to the financial management port of managing digital assets;
It is configured to the client port that management participates in factoring business;And
It is configured to the air control port of the risk control of processing digital asset.
5. the processing method of digital asset according to claim 1, which is characterized in that in block link layer for accessing target Block chain includes:
It to accounts receivable whole process cochain and deposits card in block link layer and forms digital asset;
Digital asset is executed in block link layer and transfers the possession of and/or cash operation;And
Check that card record is deposited in digital asset processing on node in the offer of block link layer.
6. a kind of processing unit of digital asset characterized by comprising
Application layer, for accessing factoring system;
Block link layer, for accessing target block chain, wherein the target block chain is used for the block chain as quasi- cochain;
The block link layer is for depositing card for the factoring business process in application layer and forming digital asset;And further include: number Word assets layer
The digital asset layer, for providing the interface for executing predetermined registration operation to the digital asset.
7. the processing unit of digital asset according to claim 6, which is characterized in that the digital asset layer includes:
Unit is established in operating side, for establishing digital asset operating side in digital asset layer;
Asset Allocation unit, for configuring digital asset by the digital asset operating side;And
First operating unit, for being held according to corresponding operation management permission to the digital asset in the digital asset operating side Row predetermined registration operation.
8. the processing unit of digital asset according to claim 6, which is characterized in that the digital asset layer includes:
Client establishes unit, for establishing digital asset client in digital asset layer;
State cell, for obtaining the transmitting state of digital asset by the digital asset client;And
Second operating unit, for being held according to corresponding customer account management permission to the digital asset in the digital asset client Row predetermined registration operation.
9. the processing unit of digital asset according to claim 6, which is characterized in that the application layer includes:
First configuration unit, for being configured to carry out the transaction port of digital asset transaction;
Second configuration unit, for being configured to the financial management port of managing digital assets;
Third configuration unit participates in the client port of factoring business for being configured to management;And
4th configuration unit, the air control port of the risk control for being configured to processing digital asset.
10. the processing unit of digital asset according to claim 6, which is characterized in that the block link layer includes:
Digital unit, for accounts receivable whole process cochain and depositing card in block link layer and forming digital asset;
Operation is transferred the possession of and/or cashed to assets processing unit for executing in block link layer to digital asset;And
Asset inventory unit, for checking that card record is deposited in digital asset processing on node in the offer of block link layer.
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