CN108876497A

CN108876497A - Resource transfers method, apparatus and third-party server

Info

Publication number: CN108876497A
Application number: CN201710328758.1A
Authority: CN
Inventors: 张帅; 杨健明; 刘涤宇; 温呈博; 王叶茂
Original assignee: Tencent Technology Shenzhen Co Ltd
Current assignee: Tencent Technology Shenzhen Co Ltd
Priority date: 2017-05-11
Filing date: 2017-05-11
Publication date: 2018-11-23
Anticipated expiration: 2037-05-11
Also published as: CN108876497B

Abstract

The invention discloses a kind of resource transfers method, apparatus and third-party server, belong to Internet technical field.Method includes：Receive the first processing request that trading server is sent；When determining in the first order database includes specified order, determination should distribute to the first specified resource quantity of the account of second user mark；Corresponding resource is transferred to the account that second user identifies from the intermediate account of trading server.The present invention passes through setting intermediate account, the resource produced from the account of the first user identifier is stored in intermediate account, when determining the first order database includes specified order, the resource that the account of second user mark should be distributed to is transferred to the account that second user identifies from intermediate account, any resource transfers request without being sent in the case where invalidated according to trading server carries out resource transfers, the case where account that avoiding causes second user to identify resource transfers to other accounts can not receive resource improves safety.

Description

Resource transfers method, apparatus and third-party server

Technical field

The present invention relates to Internet technical field, in particular to a kind of resource transfers method, apparatus and third-party server.

Background technique

E-commerce is to realize the electricity of entire process of exchange using computer technology, network technology and telecommunication technique Sonization, digitlization and networking.It can be traded anywhere or anytime by e-commerce system, the mesh that seller user is provided Mark object is transferred to buyer user, and by the resource transfers of buyer user to seller user, without the limit by time or space System.

With the first user for buyer user, second user is for seller user, e-commerce system includes transactional services Device and third-party server, third-party server can obtain corresponding first account of the first user identifier, second user mark pair The income and expenditure account of the second account and trading server answered.

The acquisition request to object, trading server are triggered when the first user needs to buy the object of second user Order is generated according to the acquisition request, order includes object information, the first user identifier of request object, provides mesh Mark object second user mark and the first user identifier need to second user identify transfer resource quantity, trading server to Third-party server sends the receipts list request for carrying order.Third-party server receives and includes order, and base when receipts are single to request In the order included, the corresponding resource of the resource quantity is transferred to income and expenditure account from the first account.Later, work as trading server After the object is transferred to the first user by confirmation second user, processing request, the processing are sent to third-party server Request carries the order, then the corresponding resource of the resource quantity is transferred to the second account from income and expenditure account by third-party server.

In the implementation of the present invention, inventor has found that above-mentioned technology at least has the following defects：Income and expenditure account ownership In trading server, the transferring resource from income and expenditure account is requested in the processing that third-party server can be sent according to trading server, So, in above-mentioned process of exchange by after resource transfers to income and expenditure account, if trading server has sent for by revenue and expenditure account When the processing of resource transfers to other accounts in addition to the second account in family is requested, third-party server can be by income and expenditure account In resource transfers to other accounts, will lead to the second account at this time can not receive deserved resource, therefore above-mentioned resource transfers There are security risks for method.

Summary of the invention

In order to solve the problems, such as the relevant technologies, the embodiment of the invention provides a kind of resource transfers method, apparatus and thirds Square server.The technical solution is as follows：

In a first aspect, a kind of resource transfers method is provided, the method includes：

The first processing request that trading server is sent is received, the first processing request carries specified order, the finger Determine order to include object information, the first user identifier of request object, provide the second user mark of the object Know and the corresponding resource quantity of the object information, the first processing request identify the second user for requesting Corresponding resource carries out resource transfers processing；

When determining in the first order database includes the specified order, institute should be distributed to by determining in the resource quantity The first specified resource quantity of the account of second user mark is stated, first order database is for storing to be processed order It is single；

The corresponding resource of described first specified resource quantity is transferred to from the intermediate account of the trading server described The account of second user mark, the intermediate account producing with the money for storing from the account of first user identifier The corresponding resource of source quantity.

Second aspect, provides a kind of resource transfers device, and described device includes：

Receiving module, for receiving the first processing request of trading server transmission, the first processing request, which carries, to be referred to Determine order, the specified order includes object information, the first user identifier of request object, provides the object Second user mark and the corresponding resource quantity of the object information, it is described first processing request for request to described Second user identifies corresponding resource and carries out resource transfers processing；

Quantity distribution module, for determining the money when determining in the first order database includes the specified order The first specified resource quantity of the account of the second user mark should be distributed in the quantity of source, first order database is used In the order that storage is to be processed；

Resource transfers module, for by the corresponding resource of the described first specified resource quantity from the trading server Between account be transferred to the account of second user mark, the intermediate account is used to store the account from first user identifier The resource corresponding with the resource quantity that family is produced.

The third aspect provides a kind of third-party server, and the third-party server includes pocessor and storage media, At least one instruction is stored in the storage medium, described instruction is loaded by the processor and executed to realize such as first party Resource transfers method described in face.

Technical solution bring beneficial effect provided in an embodiment of the present invention is：

Method, apparatus provided in an embodiment of the present invention and third-party server, by the way that intermediate account is arranged for trading server The resource that the account of the first user identifier from specified order produces is stored in intermediate account by family, is referred to when receiving carrying When determining the first processing request of order, determines that the first order database includes specified order, then will be answered according to the first processing request Distribute to second user mark account resource from intermediate account be transferred to second user identify account, without without Any resource transfers request sent in the case where verifying according to trading server carries out resource transfers, avoids resource transfers To other accounts and cause second user identify account can not receive resource the case where, improve safety.

Detailed description of the invention

To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for For those of ordinary skill in the art, without creative efforts, it can also be obtained according to these attached drawings other Attached drawing.

Fig. 1 is a kind of schematic diagram of implementation environment provided in an embodiment of the present invention；

Fig. 2 is a kind of flow chart of resource transfers method provided in an embodiment of the present invention；

Fig. 3 A is a kind of flow chart of resource transfers method provided in an embodiment of the present invention；

Fig. 3 B is the management flow chart of seller user provided in an embodiment of the present invention a kind of；

Fig. 4 is a kind of flow chart of resource transfers method provided in an embodiment of the present invention；

Fig. 5 is a kind of flow chart of resource transfers method provided in an embodiment of the present invention；

Fig. 6 A is a kind of operation flow schematic diagram provided in an embodiment of the present invention；

Fig. 6 B is the structural framing schematic diagram of third-party server provided in an embodiment of the present invention；

Fig. 7 is a kind of structural schematic diagram of resource transfers device provided in an embodiment of the present invention；

Fig. 8 is a kind of structural schematic diagram of server provided in an embodiment of the present invention.

Specific embodiment

Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are some of the embodiments of the present invention, instead of all the embodiments.Based on this hair Embodiment in bright, every other implementation obtained by those of ordinary skill in the art without making creative efforts Example, shall fall within the protection scope of the present invention.

Before the embodiment of the present invention is described in detail, first to the present embodiments relate to concept carry out it is as follows It introduces：

1, trading server：A kind of transaction platform is provided, which is built upon enterprising do business in internet and is engaged in living The management environment that dynamic virtual network and guarantee commercial affairs is smoothly runed, is to coordinate, integrate information flow, material stream, cash flow Orderly, it is associated with, the important place of high efficiency flow.Enterprise, businessman, the personal network foundation that transaction platform can be made full use of to provide are set It applies, security platform, manage the business activity that the shared resources such as platform carry out oneself effectively, at low cost.

2, third-party server：The platform for carrying out resource transfers in process of exchange for both parties is provided, is to supervise The independent agency of both parties' interests is ensured under pipe.

3, object：It can be physical item or virtual objects, physical item may include clothes, jewellery, daily necessity It may include discount coupon, payment music etc. Deng, virtual objects.

Resource：Refer to the virtual objects with certain values, can be used to exchange the object of equal value.Resource can be with For numerical value, virtual present, virtual ticket etc..

4, intermediate account and income and expenditure account：Third-party server is the account of trading server maintenance.

Wherein, income and expenditure account belongs to the own account of trading server, and trading server can pass through third-party server Resource is produced from income and expenditure account or is transferred to resource to income and expenditure account, without being subjected to the verifying of third-party server.

For intermediate account as resource intermediate account, the resource quantity understood in the generated order of store transaction server is corresponding Resource.Intermediate account is dedicated by trading server, but is not belonging to the own account of trading server, and trading server cannot be with Meaning ground produces resource from intermediate account or is transferred to resource to intermediate account, and needs are by third party when per secondary carry out resource transfers Server is verified, and resource transfers can be just carried out after being verified.

Further, income and expenditure account may include two accounts：It is transferred to account and produces account, be transferred to account for therefrom Between account transferring resource, produce account for intermediate account transferring resource, the resource transfers direction of the two to be different.

5, it receives single：When buyer user will obtain the object of seller user's offer, trading server can be triggered and generate order, After the order is sent to third-party server by trading server, the process that third-party server includes the order is to receive list.

6, resource transfers are handled：Including carrying out resource transfers processing to the corresponding resource of trading server and to seller user Corresponding resource carries out resource transfers and handles two kinds of situations；

After third-party server receives list, the corresponding resource of order can be transferred to intermediate account from the account of buyer user In, and these resources should distribute to trading server and seller user according to a certain percentage, it is therefore desirable to according to the order From intermediate account to the account transferring resource of the income and expenditure account of trading server and seller user, the process of the transferring resource is Resource transfers treatment process.

7, trading server places an order：Trading server needs to report on generated order before request handles order To third-party server, so that third-party server is veritified, resource transfers processing can just be carried out by veritifying order, this is reported The process of order is to place an order.

8, the first order database：The order that store transaction server reports；

Second order database：The order that store transaction server generates；

After trading server generates order, order can be indexed to by above-mentioned acquiring process by the second order database In, later, order can be indexed in the first order database by process single under above-mentioned trading server, so that basis should Order is that trading server and seller user carry out resource transfers processing.

Fig. 1 is a kind of schematic diagram of implementation environment provided in an embodiment of the present invention, which includes：First user is whole End 101, second user terminal 102, trading server 103 and third-party server 104, the first user terminal 101 and second are used Family terminal 102 is connect with trading server 103, and trading server 103 is connect with third-party server 104.

Wherein, the first user terminal 101 and second user terminal 102 can be mobile phone, computer, tablet computer etc..It hands over Easy server 103 can be a server, or the server cluster consisted of several servers or a cloud meter Calculate service centre.Third-party server 104 is also possible to a server, or the server set consisted of several servers Group or a cloud computing service center.

First user indicated by the first user identifier that first user terminal 101 logs in is buyer user, second user The indicated second user of the second user mark that terminal 102 logs in is seller user, and the first user and second user pass through friendship Easy server 103 can trade.Wherein, the first user terminal 101 and second user terminal 102 can be installed and trade clothes The business associated Internet application of device 103, is interacted, the Internet application by the Internet application and trading server 103 It can be shopping application, payment application etc..

First user identifier and second user mark are provided with account on third-party server 104, deposit in the account Resource is stored up, the account can be the virtual account that third-party server provides, or bank account, online account etc..

Trading server 103 is provided with intermediate account and income and expenditure account, intermediate account on third-party server 104 The virtual account that tripartite's server 104 provides, it is dedicated by trading server 103, but trading server 103 does not have from intermediate account Family produces the permission of resource and is transferred to the permission of resource to intermediate account, i.e., trading server 103 can not carry out intermediate account It the operation such as supplements with money, withdraw deposit or transfers accounts.Income and expenditure account returns trading server 103 all, can be bank account, online account etc.. Trading server 103 has the permission for producing the permission of resource from income and expenditure account and being transferred to resource to income and expenditure account, can pass through Third-party server such as supplements income and expenditure account with money, withdrawn deposit or is transferred accounts at the operation.

The embodiment of the present invention is applied under the several scenes that buyer user and seller user trade, such as shopping at network field Scape, scene of paying the fees online, barcode scanning payment scene etc..Trading server provides a kind of transaction platform, buyer user and sells household Family generates order when being traded on transaction platform, by trading server, is provided by third-party server for the order Source transfer.

It is not the resource transfers that produce buyer user to trading during the resource transfers that third-party server carries out The account of server is then transferred to the account of seller user, but the resource transfers that buyer user is produced are to for trading server In the intermediate account of setting, the income and expenditure account that resource is transferred to trading server respectively from intermediate account again when to be processed is neutralized In the account of seller user, and from intermediate account transferring resource when needs third-party server to be verified, it is therefore prevented that by resource It is transferred to other accounts and seller user is caused to can not receive deserved resource.

Fig. 2 is a kind of flow chart of resource transfers method provided in an embodiment of the present invention.The inventive embodiments are used first Acquiring process when family is traded with second user is illustrated, interaction agent be the first user terminal, trading server and Third-party server, referring to fig. 2, this method includes：

201, the first user terminal shows object information page, when detecting the first use in the object information page When the confirmation operation at family, the acquisition request to object is sent to trading server.

In the embodiment of the present invention, seller user can upload to the detail information of the object provided in trading server, By the detail information of trading server storage object, detail information includes at least the seller user for providing object and target The corresponding resource quantity of object, the resource quantity refer to the resource quantity that needs produce when a certain user will obtain the object.

In addition, the detail information can also include the title of object, type, size, color, material, for showing this The information such as picture, the historical transaction record of object appearance may include once obtaining same target in the historical transaction record Time that the buyer user of object, the buyer user trade, the buyer user are to evaluation of object etc..

Trading server can provide the object information page of object, browse for any user, the object information Include the detail information of object in the page, can also include the operation button for the object, such as collection button, addition Button, ACK button of shopping cart etc..

The embodiment of the present invention is by taking the first user is buyer user, second user is seller user as an example, for second user The object provided is identified, trading server provides object information page, and the first user terminal can show that the object is believed Cease the page.When first user's browsing objective object information page, the every terms of information of object can be checked, if the first user is uncommon It hopes and obtains the object, confirmation operation can be triggered in the object information page.First user terminal detects the confirmation When operation, send to trading server to the acquisition request of the object, the acquisition request include at least the first user identifier and Object information can also include that second user identifies resource quantity corresponding with the object information, wherein first user Mark can be the first user account, the pet name, telephone number etc., the second user mark can for second user account, The pet name, telephone number etc., the object information may include the title of object, also may include the other information of object.

202, trading server upon receiving the acquisition request, generates specified order.

Wherein, order is specified to include at least object information, the first user identifier of request object, provide target The second user of object identifies and the corresponding resource quantity of object information, in addition it can include the object information, this refers to The time determined the unique number of order, generate the specified order, i.e. the exchange hour of the first user identifier and second user mark, It certainly can also include other information.

For example, the first user terminal shows information page, it include fabric, the style, face of dress in the information page The information such as color, size, price further include purchase button, and when the first user clicks purchase button, the first user terminal is to transaction Server sends the request for buying this part clothes, and trading server generates an order, includes at least the first user in order and mark Know, the price of second user mark and this part clothes.

203, trading server is sent to third-party server receives single request, receives single request and carries specified order.

Wherein, receipts list request is sent when trading server generates order, for requesting third-party server to include life At order, and corresponding resource is produced from the account of buyer user.

In addition, trading server also can store specified order, and it is subsequent to trigger the request of the processing to specified order, it asks Third-party server is asked to carry out resource transfers processing to specified order.

204, when third-party server receives receipts list request, specified order is indexed in the second order database, and The corresponding resource of first resource quantity is transferred to the intermediate account of trading server from the account of the first user identifier.

In the embodiment of the present invention, third-party server is provided with the second order database, and the second order database is for depositing The order that trading server generates is stored up, it is subsequent to carry out resource transfers processing according to these orders.When third-party server connects It when receiving single request, specifies order to be indexed in the second order database this, and determines the resource in the specified order Quantity deducts the corresponding resource of resource quantity from the account of the first user identifier, adds resources to the centre of trading server The resource can be distributed to second user mark and trading server from intermediate account so as to subsequent by account.

In practical application, it is contemplated that third-party server may receive the receipts list request for multiple specified orders, It needs for multiple specified orders to be indexed in the second order database, at this time for the ease of management, third-party server can be set Queue is set, when receiving the specified order for receiving single request carrying every time, specifies order to be stored in queue this, and every time from team A specified order is taken out in column, is stored in the second order database, and carries out resource transfers for the specified order.Its In, which can be isochronous queue or asynchronous queue.When including then multiple specified orders in isochronous queue, number can be used The thread equal with quantity on order is measured, processing is synchronized to multiple specified orders in isochronous queue, realizes that multiple specify is ordered Single synchronous storage or the queue may be asynchronous queue, then when asynchronous queue includes multiple specified orders, can use one A or multiple threads specify order to carry out asynchronous process one or more of asynchronous queue.

It should be noted that third-party server is that trading server creates intermediate account and income and expenditure account：

Intermediate account is used to store the corresponding resource of order generated, when generating order every time, the corresponding resource meeting of order It is transferred in intermediate account and is stored.Income and expenditure account is for storing the resource for distributing to trading server, the corresponding money of order The part resource for belonging to trading server in source, which can be transferred in income and expenditure account, to be stored.Wherein, trading server request from Intermediate account needs third-party server to be verified when producing resource, without being verified when producing resource from income and expenditure account.

So, for any order, the resource produced from the account of buyer user is stored in centre by third-party server In account, then income and expenditure account and the account of seller user are assigned to from intermediate account, due to trading server cannot arbitrarily from Intermediate account produces resource, therefore avoids due to the feelings that trading server produces resource and seller user is caused to can not receive resource Condition improves safety.

It,, can be with when third-party server receives receipts single request in order to improve safety in a kind of possible implementation Confirmation request is sent to the first user terminal, which carries the resource quantity, for requesting the first user to the resource Quantity is confirmed that the first user terminal shows the confirmation page, when detecting the confirmation operation of the first user, to third party's service Device sends confirmation message, when third-party server receives confirmation message, by the corresponding resource of the resource quantity from the first user The account of mark is transferred in intermediate account.

Wherein, which may include resource quantity, in addition also may include second user mark, exchange hour, Object information etc., so that the first user confirms whether every terms of information is consistent with actual information.

In alternatively possible implementation, the resource transfers of intermediate account are arrived other by third-party server in order to prevent Account and cause trading server and seller user to can not receive resource, third-party server can have the resource of intermediate account The account of seller user and the permission of income and expenditure account are produced, the resource without having intermediate account is produced except seller user Account and income and expenditure account other than other accounts permission.

Alternatively, in view of buyer user produces in the case where Fail Transaction resource needs to return to the account of buyer user In family, third-party server, which can have, produces the account of buyer user, the account of seller user for the resource of intermediate account With the permission of income and expenditure account, account, the account of seller user except buyer user are produced without having the resource by intermediate account The permission of other accounts other than family and income and expenditure account.

In alternatively possible implementation, the resource that produces in order to avoid multiple buyer users while it being transferred to intermediate account Family and lead to resource error, multiple receipts list accounts positioned at multiple levels can be set in third-party server, wrap in each level The single account of multiple receipts is included, intermediate account is the receipts list account of highest level.

It, can be first by money when third-party server is to be transferred to intermediate account from the account of the first user identifier for resource Source is transferred to the first order from the account of the first user identifier and receives in single account, and the first order receives the money that multiple orders are stored in single account Source will be transferred in the receipts list account of the second level after these resource aggregations, and so on, until being transferred in intermediate account.

After summarizing more parts of resource merging due to the receipts list account of each level, it can just be reported to the receipts list account of a level Family, as level is higher and higher, the quantity of every road resource be will increase, but resource number can gradually decrease, and this reduces more parts Resource is reported to the same probability for receiving single account simultaneously, and the resource quantity for avoiding account mistake occurs, improves stability.

On the basis of above-mentioned embodiment illustrated in fig. 2, specify the corresponding resource of order from the resource transfers of the first user to After intermediate account, need to be transferred to second user and trading server from intermediate account.Following figure 3 A and embodiment shown in Fig. 4 The process for carrying out resource transfers processing to order to second user and trading server request respectively is illustrated.

Fig. 3 A is a kind of flow chart of resource transfers method provided in an embodiment of the present invention.The inventive embodiments are used second The process that family request carries out resource transfers processing to order is illustrated, and interaction agent is second user terminal, trading server And third-party server, referring to Fig. 3 A, this method includes：

301, trading server sends order to third-party server and reports request, and it is to be processed that order reports request to carry Specified order.Wherein, which reports request to generate but also untreated order for reporting to third-party server.

When trading server generates specified order, the specified order can store, it is single sending receipts to third-party server After requesting and including the specified order by third-party server, order can be sent to third-party server immediately and report request, Or order can also be sent to third-party server after a period of time has passed and report request.

In order to simplify interaction flow, when trading server can generate an order every time, order is stored in local order In single database, and the receipts list request for carrying the order is sent to third-party server, but do not send order and report request.With The order of the passage of time, generation gradually increases, and can store multiple orders in local order database.For the multiple of storage Order, trading server periodically can send order to third-party server and report request, order reports request in can be with Carry the multiple orders for having generated but not reported also in local order database.

In the first possible implementation, for the ease of being managed to order, it can be deposited in local order database The state of each order is stored up, which includes non-uploaded state, untreated state, processed state.Wherein, non-uploaded state is Refer to that order has generated but be not reported to also the state of third-party server, untreated state refers to that order has been reported to third party's clothes Business device but also untreated state, including at least one of the untreated state of server and the untreated state of seller user, Processing status refers to that order has handled the state of completion.

Correspondingly, trading server can periodically be chosen from local order database and be in the one of non-uploaded state A or multiple orders send order to third-party server and report request as specified order, which reports request carrying to refer to Determine order.

In second of possible implementation, local order database may include multiple databases, be respectively used to store Order in different states.For example, local order database includes third order database, the 4th order database and the 5th Order database, trading server generates but the order that does not report also is stored in third order database, has reported but also not The order of processing is stored in the 4th order database, and processed order is stored in the 5th database.Then trading server The order in third order database can be periodically obtained, order is sent to third-party server and reports request, the order It reports request to carry the order in third order database, sends after order reports request, these orders reported can be with It deletes, and is stored in the 4th database from third order database.

302, third-party server receives order and reports request, and specified order is indexed in the first order database.Its In, the first order database is for storing order to be processed.

In a kind of possible implementation, since generated order is embodied in the second order database, then trade The specified order that server reports should also be as being embodied in the second order database, therefore, in order to avoid order mistake, When tripartite's server receives the order and reports request, it can first judge in the second order database whether to include specified order, When determining in the second order database includes specified order, indicate that the specified order is the order included really, at this time Can execute the step specified order being indexed in the first order database.

In practical application, it is contemplated that third-party server may be received submits a report asking on the order for multiple specified orders It asks, needs for multiple specified orders to be indexed in the first order database, at this time for the ease of management, third-party server can be with Queue is set, when receiving the specified order that order reports request to carry every time, specifies order to be stored in queue this, and every It is secondary that a specified order is taken out from queue, it is stored in the first order database.Wherein, which can be isochronous queue, Or asynchronous queue.

It should be noted that above-mentioned steps 301 and 302 are optional step, third-party server can not also execute above-mentioned Step 301 and 302, directly execution following step 303-305 carry out resource transfers processing to the order of trading server, without Trading server reports order before treatment.

In the embodiment of the present invention, third-party server provides resource transfers service for trading server, can be to transaction The order that server generates carries out a variety of services such as receipts are single, place an order, resource transfers are handled, and reports order in each trading server When, third-party server can also therefrom extract a certain number of resources.It that is to say, this method can also include：

Third-party server receives the order that trading server is sent and reports request, determines that trading server should be to third party The third of server transfer specifies resource quantity, specifies the corresponding resource of resource quantity to be transferred to third from income and expenditure account third In the account of square server.For example, it is third allocation proportion that third-party server, which needs the resource quantity ratio that extracts, then third The product of square server computing resource quantity and third allocation proportion obtains the third and specifies resource quantity.

Wherein, the resource in the account of third-party server returns third-party server all, and third-party server can be right The account such as is supplemented with money, withdrawn deposit or is transferred accounts at the operation.

In a kind of possible implementation, income and expenditure account includes being transferred to account and producing account, then third-party server will Third specifies the corresponding resource of resource quantity to be transferred in intermediate account from account is produced.

303, second user terminal sends the first processing request to trading server, and the first processing request carries specified order It is single.

Wherein, the first processing request carries out resource transfers processing to the corresponding resource of seller user for requesting, i.e., will sell The resource transfers of the account of seller user should be distributed in the corresponding resource of order of family user into the account of seller user.

The first processing request can be triggered in second user terminal by second user, for example, second user terminal exhibition Show the order management page, second user can select untreated specified order from the order management page, trigger this at first Reason request.Alternatively, the first processing request can also be triggered by second user terminal periodic, i.e. second user terminal periodic Property to third-party server send first processing request, first processing request carry current period in also it is untreated specify orders It is single.

304, trading server receives the first processing request, sends the first processing request to third-party server.

In another embodiment, which can not be triggered by second user terminal, but by transactional services Device triggering, such as trading server can periodically send to third-party server and carry the of also untreated specified order One processing request.Alternatively, receiving operation when trading server receives the first user terminal and detects to specified Confirmation of Orders When the confirmation request that sends, indicate that the first user confirms that transaction is completed, can be at this time second user mark for the specified order Know and carry out resource transfers processing, therefore trading server is asked to the first processing that third-party server transmission carries the specified order It asks.

Based on the first possible implementation in above-mentioned steps 301, trading server can be ordered periodically from local The one or more orders for being in the untreated state of seller user are chosen in single database, as specified order, are taken to third party Business device sends the first processing request, which requests to carry specified order.

Based on second of possible implementation in above-mentioned steps 301, trading server can periodically obtain the 4th The untreated order of seller user in order database sends the first processing request to third-party server as specified order, The first processing request carries specified order.Since trading server does not also specify order to carry out resource transfers processing these, Therefore after trading server sends the first processing request for carrying specified order, specified order is still stored in the 4th order numbers According in library.

In practical application, which is triggered by the first user terminal, second user terminal or trading server and is asked Ask, trigger mode etc. of the first processing request can negotiate to determine by the maintenance personnel of second user and trading server.

305, third-party server receives the first processing request, includes specified order when determining in the first order database When, the first specified resource quantity that the account of second user mark should be distributed in the resource quantity is determined, by the first specified money Quantity corresponding resource in source is transferred to the account that second user identifies from intermediate account.

In the embodiment of the present invention, for the ease of accurately managing, resource transfers processing mistake, third-party server are avoided the occurrence of Specified order can be verified according to the first order database, when receiving the first processing request when the first order numbers When according to including specified order in library, specified Firm Order passes through, and just can determine that the specified order is true order to be processed, the Two user identifiers and resource quantity are true and reliable, and order can just be specified to carry out resource transfers processing to this at this time.And works as first and order When not including specified order in single database, specified Firm Order does not pass through, and order can not be specified to carry out resource to this at this time and turned Shifting processing.

For example, whether can first judge first order database when third-party server receives the first processing request Including specifying order, determine in first order database whether include specified order according to judging result.

It is using the reason of above-mentioned verification mode：The resource produced in intermediate account by buyer user should be transferred to and sell Family's account of user and the income and expenditure account of trading server, but it is possible that following situations：Trading server is to third party The specified order carried in the processing request that server is sent is that the seller user in false order or specified order is not Actual seller user but the resource quantity mistake etc. in other users or specified order.If third-party server connects Above-mentioned processing request is received without verifying, resource transfers will be carried out according to the specified order of mistake, this is likely to make It is handled at resource transfers and mistake occurs, the resource of intermediate account is caused to be transferred to the account except trading server and seller user Other accounts other than family, and then trading server and seller user is caused to can not receive deserved resource, cause seller user's Loss.

Furthermore, it is contemplated that the quantity on order in the first order database is more, judge whether first order database wraps Multiple orders in first order database are needed to be traversed for when including specified order, when which may spend some Between, therefore can first judge whether specified order meets primary condition before being verified, the finger of primary condition will be unsatisfactory for Determine order to filter out, in case certain specified orders for being unsatisfactory for primary condition just determine that verifying does not pass through after repeatedly traverse And the time is caused to waste.

For example, after receiving the first processing request, in this method may also comprise the following steps: 3051-3053 extremely One item missing：

If 3051, the first processing request carries multiple specified orders, the quantity on order that the first processing request carries is judged Whether it is greater than second user in the first order database and identifies quantity on order to be processed, if the first processing request carrying is ordered Odd number amount identifies quantity on order to be processed no more than second user in the first order database, judges in the first order database It whether include the specified order.

Store second user in first order database and identify one or more orders to be processed, second user this ask Quantity on order to be processed should be identified no more than second user in the first order database by seeking the quantity of the specified order of processing, Therefore third-party server is identified no more than second user wait locate by the quantity on order that judgement determines that the first processing request carries When the quantity on order of reason, specified order can just be verified.

In another embodiment, if the quantity on order that the first processing request carries is greater than second in the first order database User identifier quantity on order to be processed indicates that order goes wrong, this quantity on order to be processed of second user is more than The quantity on order that should be handled, third-party server can send a notification message to trading server at this time, notify trading server There is mistake in this processing, re-initiates processing request after the check by trading server.

Wherein, third-party server can in advance count the order in the first order database, obtain the second use Family identifies quantity on order to be processed, then directly carries out above-mentioned steps 3051 when receiving the first processing request, alternatively, the Tripartite's server can also count the order in the first order database when receiving the first processing request, obtain the Two user identifiers quantity on order to be processed.

3052, judge whether resource quantity is greater than the money that second user in the first order database identifies order to be processed Source quantity, if resource quantity identifies the resource quantity of order to be processed no more than second user in the first order database, Judge in the first order database whether to include the specified order.

Store second user in first order database and identify one or more orders to be processed, second user this ask Order to be processed should be identified no more than second user in the first order database by seeking the resource quantity of the specified order of processing Resource quantity, therefore third-party server by judgement determine the resource quantity of specified order no more than second user identify to When the resource quantity of the order of processing, specified order can just be verified.

In another embodiment, if the resource quantity of specified order is greater than second user mark in the first order database The resource quantity of order to be processed indicates that order goes wrong, this resource quantity to be processed of second user has been more than to answer The resource quantity of transfer, third-party server can send a notification message to trading server at this time, notify trading server sheet There is mistake in secondary processing, re-initiates processing request after the check by trading server.

Wherein, when specified order includes multiple orders, the resource quantity of specified order refers to the money in multiple order The summation of source quantity, the third-party server can sum to the resource quantity of multiple order, obtain resource quantity Summation, the resource quantity that multiple orders to be processed can also be identified to the second user in the first order database are asked With obtain the summation that second user identifies resource quantity to be processed.

Third-party server can in advance count the order in the first order database, obtain second user mark Resource quantity to be processed carries out above-mentioned steps 3052 i.e. according to obtained resource quantity when then receiving the first processing request Can, alternatively, third-party server can also carry out the order in the first order database when receiving the first processing request Statistics, obtains second user and identifies resource quantity to be processed.

3053, judge in subscriber identity data library whether to include that second user identifies, if subscriber identity data library Zhong Bao Second user mark is included, judges in the first order database whether to include the specified order.

Wherein, subscriber identity data library be used for store have verified that by seller user mark, i.e., object offer use Family mark.Second user mark belong to have verified that by seller's user identifier when could to the order of second user carry out resource Transfer processing, therefore when third-party server receives the first processing request judges in subscriber identity data library whether to include the Two user identifiers, with determine second user identify whether for have verified that by seller's user identifier.

In the embodiment of the present invention, in order to improve safety, need to carry out supervision verifying to seller user.Referring to Fig. 3 B, tool Body may include following three phases：

First stage, the seller user of new registration can send application of opening an account to third-party server on trading server, Request creates an account on third-party server.At this time third-party server require trading server to seller's user identifier and Merchant information, real name information, corporate message, contact information, bank data, certificate information, the category of employment letter of seller user The key messages such as breath, business scope, protocol validation time, unique shop number are put on record to third-party server, by third party Server authentication can just create an account after passing through.Wherein, seller's user identifier can be the real name information or only of seller user Shop No. one etc., the key message of seller user is corresponding with seller's user identifier to be stored in subscriber identity data library.

Second stage, when the information of seller user changes, by trading server by after change information send It to third-party server, is verified by third-party server, achieves and put on record after being verified.

Phase III, during seller user's going concern, administrative department by third-party server is to selling household The account at family is supervised, it is found that certain seller users there are when irregularity behavior, will notify trading server to seller user It the processing such as cleared up and discharged, punished.Wherein, which behavior irregularity behavior specifically includes and can be determined by third-party server.

It should be noted that the verification mode in above-mentioned steps 3051-3053 can be combined by the embodiment of the present invention, The judgement of multi-angle is carried out to specified order to be processed.

After determination will carry out resource transfers processing to specified order, third-party server can be according to resource quantity and pre- If allocation strategy determines the first specified resource quantity, the default allocation strategy is for determining the resource allocation for producing buyer user Can to the mode of trading server and seller user, which be preset in the resource that allocation strategy determine that the first user produces according to this A part of resource allocation distributes to second user to trading server, which part resource.

In a kind of possible implementation, which includes the first allocation proportion and the second allocation proportion, the One allocation proportion is the resource quantity ratio that extracts from order of second user, and the second allocation proportion is trading server from order The resource quantity ratio of middle extraction, and the sum of the first allocation proportion and the second allocation proportion are 100%.Wherein, the first distribution ratio Example and the second allocation proportion can be negotiated to determine by the maintenance personnel of second user and trading server.

Correspondingly, when third-party server carries out resource transfers processing to specified order, the resource in specified order is obtained Quantity, the product of computing resource quantity and the first allocation proportion obtain the first specified resource quantity, should as distribute to the second use The resource quantity of the account of family mark.

When it is 0 that the first allocation proportion, which is the 100%, second allocation proportion, indicate that the corresponding all resources of order should be complete Part dispensing second user, then the first specified resource quantity is equal with first resource quantity.

Method provided in an embodiment of the present invention will be the from specified order by the way that intermediate account is arranged for trading server The resource that the account of one user identifier produces is stored in intermediate account, is requested when receiving the first processing for carrying specified order When, it determines that the first order database includes specified order, then second user mark will should be distributed to according to the first processing request The resource of account from intermediate account be transferred to second user identify account, without in the case where invalidated according to transaction Any resource transfers request that server is sent carries out resource transfers, avoids resource transfers to other accounts and leads to second The account of user identifier can not receive the case where resource, improve safety.

Also, in the related technology with the growth of trading volume, security risk is also growing day by day, and third-party server is whole Instruction in the link of a resource transfers only according to trading server is operated, and to original business scenario not It holds, there are blind spot in terms of business authenticity, resource close rule, is unfavorable for supervising, and third-party server is not known The information of actual seller user, does not know about its authenticity, is not able to satisfy KYC (Know Your Customer understands client) Regulatory requirements.And third-party server and trading server and the information chain of seller user are established in the embodiment of the present invention It connects, seller user is supervised by third-party server, improves safety.

On the basis of above-mentioned Fig. 3 A illustrated embodiment, trading server can also carry out resource for generated order Transfer processing, detailed process embodiment as described below.

Fig. 4 is a kind of flow chart of resource transfers method provided in an embodiment of the present invention.The inventive embodiments take transaction The process that business device request carries out resource transfers processing to order is illustrated, and interaction agent is trading server and third party's service Device, referring to fig. 4, this method includes：

401, trading server sends order to third-party server and reports request, and it is to be processed that order reports request to carry Specified order.

402, third-party server receives order and reports request, and specified order is indexed in the first order database.

Above-mentioned steps 401-402 is similar with the step 301-302 in Fig. 3 A illustrated embodiment, and details are not described herein.

403, trading server sends second processing request to third-party server, and second processing request carries specified order It is single.

Wherein, second processing request carries out resource transfers processing to the corresponding resource of trading server for requesting, and will hand over The resource transfers of the income and expenditure account of trading server should be distributed in the corresponding resource of order that easy server generates to revenue and expenditure account In family.

Second processing request can periodically be triggered by trading server, and second processing request carries current week Also untreated specified order in phase.

Based on the first possible implementation in above-mentioned steps 301, trading server can be ordered periodically from local The one or more orders for being in the untreated state of trading server are chosen in single database, as specified order, to third party Server sends second processing request, and second processing request carries specified order.

Based on second of possible implementation in above-mentioned steps 302, trading server can periodically obtain the 4th The also untreated order of trading server in order database sends second processing to third-party server as specified order Request, second processing request carry specified order.Trading server can be by specified order from the 4th order database later Middle deletion, and be stored in the 5th database.

Alternatively, second processing request can also actively be triggered by the administrative staff of trading server, the specified order by Administrative staff determine.

404, third-party server receives second processing request, when in the first order database including specified order, the Tripartite's server determines the second specified resource quantity of the income and expenditure account that trading server should be distributed in the resource quantity, by The corresponding resource of two specified resource quantities is transferred to the income and expenditure account of trading server from intermediate account.

It is similar with above-mentioned steps 305, when third-party server receives second processing request, it also may determine that the first order It whether include specified order in database, to be determined whether to carry out resource transfers processing to specified order according to judging result.

In a kind of possible implementation, third-party server can determine according to resource quantity and default allocation strategy Two specified resource quantities.Default allocation strategy includes the second allocation proportion, and the second allocation proportion is trading server from generation The resource quantity ratio extracted in order, and when the second allocation proportion is not 0, third-party server carries out resource to specified order When transfer processing, the resource quantity in specified order is obtained, the product of computing resource quantity and the second allocation proportion obtains second Specified resource quantity.

When income and expenditure account includes being transferred to account and producing account, third-party server determines the second specified resource quantity Afterwards, the corresponding resource of the second specified resource quantity is transferred to from intermediate account and is transferred to account.

After resource transfers to income and expenditure account, trading server only need to send corresponding resource transfers to third-party server Request can go out resource from income and expenditure account transfer or be transferred to resource to income and expenditure account, i.e. the resource of income and expenditure account returns transaction to take Device of being engaged in is all, is free to arrange by trading server, and it is more that trading server can withdraw deposit to the resource of income and expenditure account, transfer accounts etc. Kind operation.

In addition, after receiving second processing request, in this method may also comprise the following steps: 4041-4042 extremely One item missing：

If 4041, second processing request carries multiple specified orders, the quantity on order that second processing request carries is judged Whether the quantity on order that trading server is to be processed in the first order database is greater than, if the order that second processing request carries The quantity quantity on order to be processed no more than trading server in the first order database, judge in the first order database whether Including specifying order.

One or more orders to be processed, the finger of this request processing of trading server are stored in first order database The quantity for determining order should be not more than the quantity on order that trading server is to be processed in the first order database, therefore third party takes It, just can be to finger when business device determines the quantity on order that second processing request the carries quantity on order to be processed no more than trading server Determine order to be verified.

In another embodiment, it trades if the quantity on order that second processing request carries is greater than in the first order database Server quantity on order to be processed indicates that order goes wrong, this quantity on order to be processed of trading server is more than The quantity on order that should be handled, third-party server can send a notification message to trading server at this time, notify trading server There is mistake in this processing, re-initiates processing request after the check by trading server.

Wherein, third-party server can in advance count the order in the first order database, obtain transaction clothes Business device quantity on order to be processed directly carries out above-mentioned steps 3051 when then receiving the first processing request, alternatively, third Square server can also count the order in the first order database when receiving second processing request, be traded Server quantity on order to be processed.

4042, judge whether resource quantity is greater than the resource for the order that trading server is to be processed in the first order database Quantity, if resource quantity is not more than the resource quantity for the order that trading server is to be processed in the first order database, judgement It whether include specified order in first order database.

The one or more orders to be processed of storage the in first order database, this request processing of trading server The resource quantity of specified order should be not more than the resource quantity for the order that trading server is to be processed in the first order database, Therefore third-party server determines the resource quantity of the specified order order to be processed no more than trading server by judgement When resource quantity, specified order can just be verified.

In another embodiment, if the resource quantity of specified order is greater than trading server in the first order database and waits for The resource quantity of the order of processing indicates that order goes wrong, this resource quantity to be processed of trading server has been more than to answer The resource quantity of processing, third-party server can send a notification message to trading server at this time, notify trading server sheet There is mistake in secondary processing, re-initiates processing request after the check by trading server.

Wherein, when specified order includes multiple orders, the resource quantity of specified order refers to the money in multiple order The summation of source quantity, the third-party server can sum to the resource quantity of multiple order, obtain resource quantity The resource quantity of summation, multiple orders that can also be to be processed to the trading server in the first order database is summed, Obtain the summation of trading server resource quantity to be processed.

Third-party server can in advance count the order in the first order database, obtain trading server and wait for The resource quantity of processing carries out above-mentioned steps 4042 i.e. according to obtained resource quantity when then receiving second processing request Can, alternatively, third-party server can also carry out the order in the first order database when receiving second processing request Statistics, obtains trading server resource quantity to be processed.

Method provided in an embodiment of the present invention will be the from specified order by the way that intermediate account is arranged for trading server The resource that the account of one user identifier produces is stored in intermediate account, is requested when receiving the first processing for carrying specified order When, it determines that the first order database includes specified order, then second user mark will should be distributed to according to the first processing request The resource of account from intermediate account be transferred to second user identify account, without in the case where invalidated according to transaction Any resource transfers request that server is sent carries out resource transfers, avoids resource transfers to other accounts and leads to second The account of user identifier can not receive the case where resource, improve safety.When receiving second processing request, first is determined Order database includes specified order, then the resource that should distribute to trading server is transferred to income and expenditure account from intermediate account, It ensure that the smooth processing of trading server.

When trading server is in order to attract seller user when organizing certain preferential activities, can also be issued to seller user Resource.It that is to say, by taking second user as an example, this method further includes：Trading server sends resource to third-party server and issues Request, it is that second user issues the corresponding resource of the 4th specified resource quantity which, which issues request for requesting, then third party The corresponding resource of 4th specified resource quantity is transferred to intermediate account from income and expenditure account by server, then is transferred to from intermediate account The account of second user mark.

Wherein, the 4th specified resource quantity can be by trading server default setting, or by the pipe of trading server Reason personnel setting, or movable active degree is participated according to second user mark and is arranged.

In conjunction with above-described embodiment, trading server can send multiple business request to third-party server, including receive and singly ask It asks, order reports request, the first processing request and second processing are requested, naturally it is also possible to including other service requests, correspondingly, Third-party server can also generate multiple business data in business procession.In order to avoid business goes wrong or business Loss of data, safeguards system performance, third-party server can check business datum with trading server.It that is to say, this method Can also include：

Third-party server operates according to progress business processing and generates business datum log, in application process, transactional services Device sends business matching request to third-party server, which carries trading server according to having been issued to third The business datum that the service request of square server generates, when third-party server receives business datum, by business datum with deposit The business datum log of storage is compared, and judges whether the two matches, and can be found the problem, be gone forward side by side in time according to matching result The corresponding processing operation of row.

Wherein, trading server can periodically send business matching request, carry in business matching request current The business datum being related in period.

Fig. 5 is a kind of flow chart of resource transfers method provided in an embodiment of the present invention, the execution master of the inventive embodiments Body is third-party server, and referring to Fig. 5, this method includes：

501, the first processing request that trading server is sent is received.

First processing request carries specified order, specified order include object information, request object first User identifier provides the second user mark and the corresponding resource quantity of object information of object, and the first processing request is used Corresponding resource is identified to second user in request and carries out resource transfers processing.

502, when determining in the first order database includes specified order, the second use should be distributed to by determining in resource quantity First specified resource quantity of the account of family mark, the first order database is for storing order to be processed.

503, the corresponding resource of the first specified resource quantity is transferred to second user from the intermediate account of trading server The account of mark.

Wherein, intermediate account is for storing the resource corresponding with resource quantity produced from the account of the first user identifier.

Method provided in an embodiment of the present invention will be from the by the way that intermediate account and income and expenditure account is arranged for trading server The resource that the account of one user identifier produces is stored in intermediate account, when receiving the first processing request, determines that first orders Single database includes specified order, then the resource that should distribute to the account of second user mark is transferred to second from intermediate account The account of user identifier avoids and produces resource from intermediate account according to the specified order of mistake and second user is caused to identify Account can not receive the case where resource, improve safety.

Optionally, after receiving the first processing request that trading server is sent, method further includes：

If the first processing request carries multiple specified orders, whether the quantity on order for judging that the first processing request carries is big Second user identifies quantity on order to be processed in the first order database；

If the quantity on order that the first processing request carries is identified no more than second user in the first order database wait locate Whether the quantity on order of reason judges in the first order database to include specified order.

Judge whether resource quantity is greater than the number of resources that second user in the first order database identifies order to be processed Amount；

If resource quantity identifies the resource quantity of order to be processed no more than second user in the first order database, Judge in the first order database whether to include specified order.

Judge in subscriber identity data library whether to include that second user identifies, subscriber identity data library has verified that for storing By object provide user identifier；

If including that second user identifies in subscriber identity data library, judge in the first order database whether to include specified Order.

Optionally, method further includes：

The second processing request that trading server is sent is received, second processing request carries specified order, and second processing is asked It asks for requesting to carry out resource transfers processing to the generated order of trading server；

Judge in the first order database whether to include specified order；

When determining in the first order database includes specified order, trading server should be distributed to by determining in resource quantity Income and expenditure account the second specified resource quantity；

The corresponding resource of second specified resource quantity is transferred to the income and expenditure account of trading server from intermediate account.

Optionally, method includes：

The receipts list request that trading server is sent when generating specified order is received, single request is received and carries specified order；

Specified order is indexed in the second order database, it is raw for store transaction server in the second order database At order；

The corresponding resource of resource quantity is transferred to intermediate account from the account of the first user identifier.

Optionally, after the corresponding resource of resource quantity being transferred to intermediate account from the account of the first user identifier, side Method further includes：

It receives the order that trading server is sent and reports request, order reports request to carry specified order；

Specified order is indexed in the first order database, the first order database is for storing order to be processed.

Optionally, after the order that reception trading server is sent reports request, method further includes：

Judge in the second order database whether to include specified order, is used for store transaction service in the second order database The order that device generates；

Include specified order when determining in the second order database, executes and specified order is indexed to the first order database In step.

The product of computing resource quantity and third allocation proportion obtains third and specifies resource quantity, and third allocation proportion is Third-party server needs the resource quantity ratio extracted when trading server reports order；

The corresponding resource of resource quantity is specified to be transferred to from income and expenditure account the account of third-party server third.

Optionally, method further includes：

It receives the resource that trading server is sent and issues request, it is under second user mark that resource, which issues request for requesting, Send out the corresponding resource of the 4th specified resource quantity；

The corresponding resource of 4th specified resource quantity is transferred to intermediate account from income and expenditure account；

The corresponding resource of 4th specified resource quantity is transferred to the account that second user identifies from intermediate account.

Fig. 6 A is a kind of operation flow schematic diagram provided in an embodiment of the present invention, and Fig. 6 B is provided in an embodiment of the present invention The structural framing schematic diagram of tripartite's server.Referring to Fig. 6 A and Fig. 6 B, in the premise for fully considering resource circulation and operation flow Under, for the throughput performance of lifting system entirety as much as possible, using the framework that multilayer accesses, third-party server is on the whole It is divided into four layers：Access layer, bussiness processing layer, accumulation layer and control layer.

Access layer is responsible for being docked with external transaction platform, is responsible for identification, the transaction security encryption of trading server The work such as guarantee, system network management access.Wherein, AM access module is entered for opening an account for the seller user of new registration, receives single access Module is used to include the order of trading server generation, and lower list AM access module is provided for receiving the order that trading server reports Source AM access module is used to carry out resource transfers processing to the order of trading server or seller user, and reconciliation AM access module is used for Reconciliation is carried out with trading server.

Bussiness processing layer is responsible for completing actual service logic, information management and information butt joint work including seller user Make, receive either simplex work and receive single associated clearing work etc..Wherein, administrative unit is received only for being managed to seller user Member for the order of generation to be indexed in database, tie for that the order reported will be indexed in database by lower single unit It calculates unit and is used to carry out order resource transfers processing, point bill member is used to distribute deserved resource for trading server, asks money Unit is used to distribute deserved resource for seller user.

Accumulation layer is mainly responsible for the relevant business datum of storage, wherein the letter of subscriber identity data library storage seller user Breath, the order that the second order database storage is included, the order that the first order database storage reports settle accounts order data inventory Storage has handled the order of completion, business datum log storage service data.

Wherein, it when bussiness processing layer provides the information or order of seller user for accumulation layer, can be carried out using queue Storage.I.e. the queue for storing the information of seller user can be set in bussiness processing layer, and the information of the seller user of new registration passes through The queue is stored in subscriber identity data library, and single queue is received in setting, will be received the specified order that single request carries and is passed through the queue It is stored in the second order database, setting reports the queue of order, and the specified order for reporting request to carry on order passes through the team Column are stored in the first order database, and setting stores the queue of processed order, by it is processed at order pass through the queue It is stored in clearing order database.Isochronous queue or asynchronous queue can be used in above-mentioned queue, can be enhanced using isochronous queue Consistency, and flexibility can be improved using asynchronous queue, it can specifically be determined according to business demand using which kind of queue.

Control layer is interspersed in the inside of whole system, mainly verifies to vocational work, is responsible for entire link resource The judgement of compliance, authenticity, consistency.

Wherein, the core logic of control layer includes following four part：

1, lower single admission control：This part logic is using the single information of internal receipts as the access judgment criteria to place an order, also It is that the every order to be processed reported must have unique one associated receipts Dan Yuqi consistent.As shown in Figure 6B, the order reported It is consistent with the order included in the second order database.

2, admission control is handled：This part logic is mainly responsible for the order to be processed of transaction platform transmission, requests processing Total resources quantity must not exceed the associated total resources quantity for receiving list.As shown in Figure 6B, the resource quantity of the order of processing is wanted No more than the order resource quantity in the first order database.

3, divide account admission control：The service charge that this part logic is mainly responsible for platform is withholdd ratio and seller's users consistency Judgement.The business that needs and the platforms such as single resource to be processed (platform marketing, freight allowance) provide is received if there is other are non- Data match.

4, money admission control is asked：After seller user requests clearing house's resource to be handled, it is responsible for completing in internal account The verifying of the resource quantity of seller is carried out, it only just can be with access after asking the money amount of money to be no more than and can transfer the amount of money.As shown in Figure 6B, Seller user requests the resource quantity of processing otherwise more than the resource quantity of seller user in the first order database.

In conclusion the present embodiments relate to operating process include：

1, after buyer user initiates transaction, third-party server is completed to receive list, and trading resources enter on third-party server Intermediate account.The resource is seller user's merchandising resource obtained on the platform of trading server, all ownerships In seller user, therefore trading server does not have actual control to this kind of resource.

2, trading server needs payment procedure expense in all lower single business of third-party server, this part resource is by handing over Easy server undertakes, so needing to be transferred to intermediate account by the income and expenditure account of trading server.

3, trading server is to develop seller user to provide corresponding marketing activity, promote preferential etc., this part resource It is undertaken by trading server, is transferred to seller user, which is also required to be transferred to centre by the income and expenditure account of trading server Account is then transferred in the account of seller user.

4, during trading server receives buyer user's confirmation and receives or to settle accounts to seller on time, due to transaction Server provides transaction platform and channel, thus will therefrom extraction section resource, it is all which belongs to trading server, needs Income and expenditure account is transferred to from intermediate account.

5, when seller user just initiates processing request to settlement fund, resource is transferred in the account of its registration by request, by Trading server initiates the request on behalf of clearing to third-party server, by the resource transfers of intermediate account to the account of seller user Actual resource delivery is completed at family.

The above are complete resource flow processes, and on resource flow, third-party server remains entire resource transfers link On related information, including：Conduct when seller's user information (information that seller user puts on record in the stage of entering), ledger account Seller's account or the account of trading server of participant etc..These information occur for third-party server in system Resource change carry out thing in, subsequent veritification work.

Also, trading server can shift to an earlier date to third-party server put on record all resource types (such as guarantee fund, marketing Money, advertising expense, is imposed a fine at service charge), while needing when request withholds and transfers accounts to indicate types of deductions, and generate accordingly with Card, in case examination.

Third-party server is when necessary it may require that trading server provides Independent Audit report, institutionalized to sell Family user should cooperate.The confirmation of independent Audit Report the service request that trading server side is initiated should have really with According to for buyer user and seller's Client-initiated true sale.

Fig. 7 is a kind of structural schematic diagram of resource transfers device provided in an embodiment of the present invention.Referring to Fig. 7, the device packet It includes：

Receiving module 701, for executing the process for receiving the first processing request in above-mentioned steps 305；

Quantity distribution module 702, for executing the process for determining the first specified resource quantity in above-mentioned steps 305；

Resource transfers module 703, for executing the process for carrying out resource transfers in above-mentioned steps 305；

Optionally, which is used to execute the product of above-mentioned computing resource quantity and the first allocation proportion The step of.

Optionally, judgment module, for executing at least one in above-mentioned steps 3051-3053.

Optionally, which is also used to execute the process that second processing request is received in above-mentioned steps 404；

The quantity distribution module 702 is also used to execute the process that the second specified resource quantity is determined in above-mentioned steps 405；

The resource transfers module 702 is also used to execute the process that resource transfers are carried out in above-mentioned steps 405.

Optionally, which is used to execute the product of above-mentioned computing resource quantity and the second allocation proportion The step of.

Optionally, which further includes judgment module, and the judgment module is for executing in above-mentioned steps 4041-4042 extremely One item missing.

Optionally, which is also used to execute the process for receiving in above-mentioned steps 204 and receiving and singly requesting.

The device further includes：Module is included, for executing the process for including order in above-mentioned steps 204.

The resource transfers module 702, which is also used to execute in above-mentioned steps 204, uses the corresponding resource of resource quantity from first The account of family mark is transferred to the process of intermediate account.

Optionally, which, which is also used to execute, receives the mistake that order reports request in above-mentioned steps 302 or 402 Journey；

The device further includes：Module is included, for executing the process for including order in above-mentioned steps 302 or 402.

Optionally, which further includes judgment module, and judgment module judges the second order for executing in above-mentioned steps 302 It whether include the process for specifying order in database.

Optionally, quantity distribution module 702 is also used to execute the product of above-mentioned computing resource quantity and third allocation proportion Process；

Resource transfers module 702 be also used to execute it is above-mentioned by third specify the corresponding resource of resource quantity from income and expenditure account turn Move on to the process of intermediate account.

Optionally, receiving module 701 is also used to receive resource and issues request；

Resource transfers module 702 is used to issue request down distributing resource according to the resource.

All the above alternatives can form the alternative embodiment of the disclosure, herein no longer using any combination It repeats one by one.

It should be noted that：Resource transfers device provided by the above embodiment when transferring resources, only with above-mentioned each The division progress of functional module can according to need and for example, in practical application by above-mentioned function distribution by different function Energy module is completed, i.e., the internal structure of third-party server is divided into different functional modules, described above complete to complete Portion or partial function.In addition, resource transfers device provided by the above embodiment belong to resource transfers embodiment of the method it is same Design, specific implementation process are detailed in embodiment of the method, and which is not described herein again.

Fig. 8 is a kind of structural schematic diagram of server provided in an embodiment of the present invention, which can be because of configuration or property Energy is different and generates bigger difference, may include one or more central processing units (central processing Units, CPU) 822 (for example, one or more processors) and memory 832, one or more storages apply journey The storage medium 830 (such as one or more mass memory units) of sequence 842 or data 844.Wherein, 832 He of memory Storage medium 830 can be of short duration storage or persistent storage.The program for being stored in storage medium 830 may include one or one With upper module (diagram does not mark), each module may include to the series of instructions operation in server.Further, in Central processor 822 can be set to communicate with storage medium 830, execute on server 800 a series of in storage medium 830 Instruction operation.

Server 800 can also include one or more power supplys 826, one or more wired or wireless networks Interface 850, one or more input/output interfaces 858, one or more keyboards 856, and/or, one or one The above operating system 841, such as Windows Server^TM, Mac OS X^TM, Unix^TM, Linux^TM, FreeBSD^TMEtc..

The server 800 can be used for executing third-party server in resource transfers method provided by the above embodiment and be held Capable step.

The embodiment of the invention also provides a kind of third-party server, which includes that processor and storage are situated between Matter is stored at least one instruction in the storage medium, which is loaded by the processor and executed to realize such as above-mentioned implementation Operation performed by third-party server in the resource transfers method of example.

Those of ordinary skill in the art will appreciate that realizing that all or part of the steps of above-described embodiment can pass through hardware It completes, relevant hardware can also be instructed to complete by program, the program can store in a kind of computer-readable In storage medium, storage medium mentioned above can be read-only memory, disk or CD etc..

The foregoing is merely presently preferred embodiments of the present invention, is not intended to limit the invention, it is all in spirit of the invention and Within principle, any modification, equivalent replacement, improvement and so on be should all be included in the protection scope of the present invention.

Claims

1. a kind of resource transfers method, which is characterized in that the method includes：

It receives the first processing that trading server is sent to request, the first processing request carries specified order, and described specify is ordered It is single include object information, the first user identifier of request object, provide the second user mark of the object with And the corresponding resource quantity of the object information, the first processing request are corresponded to for requesting to identify the second user Resource carry out resource transfers processing；

When determining in the first order database includes the specified order, described the should be distributed to by determining in the resource quantity The specified resource quantity of the first of the account of two user identifiers, first order database is for storing order to be processed；

The corresponding resource of described first specified resource quantity is transferred to described second from the intermediate account of the trading server The account of user identifier, the intermediate account producing with the number of resources for storing from the account of first user identifier Measure corresponding resource.

2. the method according to claim 1, wherein described should be distributed in the determination resource quantity The specified resource quantity of the first of the account of two user identifiers, including：

The product for calculating the resource quantity Yu the first allocation proportion, obtains the described first specified resource quantity, and described first point It is that the second user identifies the resource quantity ratio extracted from order with ratio.

3. the method according to claim 1, wherein first processing for receiving the trading server and sending After request, the method also includes：

If the first processing request carries multiple specified orders, the quantity on order for judging that the first processing request carries is It is no to identify quantity on order to be processed greater than second user described in first order database；

If the quantity on order that the first processing request carries is no more than second user described in first order database Quantity on order to be processed is identified, judges in first order database whether to include the specified order.

4. the method according to claim 1, wherein first processing for receiving the trading server and sending After request, the method also includes：

Judge whether the resource quantity is greater than second user described in first order database and identifies order to be processed Resource quantity；

If the resource quantity identifies order to be processed no more than second user described in first order database Whether resource quantity judges in first order database to include the specified order.

5. the method according to claim 1, wherein first processing for receiving the trading server and sending After request, the method also includes：

Judge in subscriber identity data library whether to include that the second user identifies, the subscriber identity data library is for storing The object being verified provides user identifier；

If including that the second user identifies in the subscriber identity data library, judge in first order database whether Including the specified order.

6. method according to claim 1-5, which is characterized in that the method also includes：

The second processing request that the trading server is sent is received, the second processing request carries the specified order, institute It states second processing request and resource transfers processing is carried out to the corresponding resource of the trading server for requesting；

When determining in first order database includes the specified order, institute should be distributed to by determining in the resource quantity State the second specified resource quantity of the income and expenditure account of trading server；

The corresponding resource of described second specified resource quantity is transferred to the income and expenditure account from the intermediate account.

7. according to the method described in claim 6, it is characterized in that, the friendship should be distributed in the determination resource quantity Second specified resource quantity of the income and expenditure account of easy server, including：

The product for calculating the resource quantity Yu the second allocation proportion, obtains the described second specified resource quantity, and described second point It is the resource quantity ratio that the trading server is extracted from the order of generation with ratio.

8. method according to claim 1-5, which is characterized in that first for receiving trading server and sending Before processing request, the method also includes：

It receives the order that the trading server is sent and reports request, the order reports request to carry to be processed described specify Order；

The specified order is indexed in first order database.

9. a kind of resource transfers device, which is characterized in that described device includes：

Receiving module, for receiving the first processing request of trading server transmission, the first processing request carries specified order It is single, the specified order include object information, the first user identifier of request object, the object is provided the Two user identifiers and the corresponding resource quantity of the object information, the first processing request is for requesting to described second The corresponding resource of user identifier carries out resource transfers processing；

Quantity distribution module, for determining the number of resources when determining in the first order database includes the specified order The first specified resource quantity of the account of the second user mark should be distributed in amount, first order database is for depositing Store up order to be processed；

Resource transfers module, for the intermediate account by the corresponding resource of the described first specified resource quantity from the trading server Family is transferred to the account of the second user mark, and the intermediate account turns for storing from the account of first user identifier Resource corresponding with the resource quantity out.

10. device according to claim 9, which is characterized in that the quantity distribution module, for calculating the number of resources The product of amount and the first allocation proportion, obtains the described first specified resource quantity, and first allocation proportion is second use Family identifies the resource quantity ratio extracted from order.

11. device according to claim 9, which is characterized in that described device further includes：

Judgment module judges that the first processing request is taken if carrying multiple specified orders for the first processing request Whether the quantity on order of band, which is greater than second user described in first order database, identifies quantity on order to be processed；

The judgment module, if being also used to the quantity on order that the first processing request carries is not more than first order numbers Quantity on order to be processed is identified according to second user described in library, judges in first order database whether to include the finger Determine order.

12. device according to claim 9, which is characterized in that described device further includes：

Judgment module, for judging whether the resource quantity is greater than the mark of second user described in first order database The resource quantity of order to be processed；

The judgment module, if being also used to the resource quantity no more than second user described in first order database Whether the resource quantity for identifying order to be processed judges in first order database to include the specified order.

13. device according to claim 9, which is characterized in that described device further includes：

Judgment module, for judging in subscriber identity data library whether to include that the second user identifies, the user identifier number According to library be used for store have verified that by object offer user identifier；

The judgment module, if being also used in the subscriber identity data library includes that the second user identifies, described in judgement It whether include the specified order in first order database.

14. according to the described in any item devices of claim 9-13, which is characterized in that

The receiving module, the second processing request sent for receiving the trading server, the second processing request are taken With the specified order, the second processing request carries out resource transfers to the corresponding resource of the trading server for requesting Processing；

The quantity distribution module, for determining institute when determining in first order database includes the specified order State the second specified resource quantity of the income and expenditure account that the trading server should be distributed in resource quantity；

The resource transfers module, for the corresponding resource of the described second specified resource quantity to be transferred to from the intermediate account The income and expenditure account.

15. a kind of third-party server, which is characterized in that the third-party server includes pocessor and storage media, described At least one instruction is stored in storage medium, described instruction is loaded by the processor and executed to realize such as claim 1 To the described in any item resource transfers methods of claim 8.