CN109426955A - Target object providing method, apparatus and system - Google Patents

Target object providing method, apparatus and system Download PDF

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Publication number
CN109426955A
CN109426955A CN201710729392.9A CN201710729392A CN109426955A CN 109426955 A CN109426955 A CN 109426955A CN 201710729392 A CN201710729392 A CN 201710729392A CN 109426955 A CN109426955 A CN 109426955A
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CN
China
Prior art keywords
account
target object
request
payment server
product servers
Prior art date
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Granted
Application number
CN201710729392.9A
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Chinese (zh)
Other versions
CN109426955B (en
Inventor
陈潇逸
徐永
李敏
谢颖
关昕
裴盼盼
周腾骏
沈嘉舟
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Tencent Technology Shenzhen Co Ltd
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Tencent Technology Shenzhen Co Ltd
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Priority to CN201710729392.9A priority Critical patent/CN109426955B/en
Publication of CN109426955A publication Critical patent/CN109426955A/en
Application granted granted Critical
Publication of CN109426955B publication Critical patent/CN109426955B/en
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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices

Abstract

This application discloses a kind of target object providing methods, apparatus and system, are related to e-commerce field.The described method includes: first terminal acquisition target object gives information；The corresponding resource of target object is transferred to the second account from the first account according to the first request that first terminal is sent by payment server；Product servers withhold request to payment server transmission；The corresponding resource of target object is transferred to third account from the second account according to request is withheld by payment server, is withheld to product servers transmission and is successfully indicated；Product servers provide target object to the second account.This application provides the modes that one kind is paid indirectly, so that the be initially paid for people and final payer of product are not same people, and the final payer of product and the product owner after buying successfully are still the technical solution of the same person, to solve the problems, such as that target object can only carry out direct payment purchase by the product owner after buying successfully.

Description

Target object providing method, apparatus and system
Technical field
The invention relates to e-commerce field, in particular to a kind of target object providing method, apparatus and system.
Background technique
With the development of on-line payment technology, user can buy financial product by the application program on mobile phone.It is common Financial product include: insurance, fund, gold, lottery ticket etc..
By purchase insurance for, typical purchasing method include: user in the application program of mobile phone to insurance company Insurance purchase page is sent to the mobile phone of user by server application purchase insurance, the server of insurance company, and user fills in purchase It buys information and is sent to the server of insurance company, the server of insurance company by the insurance purchase page that mobile phone will fill in The payment page is sent to the mobile phone of user after confirmation fill message, user is paid online by mobile phone, after paying successfully, Insurance is supplied to the user for executing payment by the server of insurance company.
In the process of purchase of above-mentioned financial product, the payment of product can only be direct by the product owner after buying successfully Payment, leads to have the function of that the application program of financial products purchasing power is more single.
Summary of the invention
It can only be paid by the product owner after buying successfully to solve product and/or service, lead to that there is gold Melt the more single problem of the function of the application program of class product purchasing power, the embodiment of the present application provides a kind of target object Providing method, device and system.The technical solution is as follows:
In a first aspect, providing a kind of target object providing method, which comprises
First terminal acquisition target object gives information, and the information of giving includes: the corresponding money of the target object Source, the first account, the second account；
The first terminal gives information according to and sends the first request to payment server；
The payment server is according to first request by the corresponding resource of the target object from first account It is transferred to second account, shifts to product servers transmission and successfully indicates；
The product servers successfully indicate to withhold request, the generation to payment server transmission according to described shift The corresponding resource of the target object is transferred to the product servers from second account for request and corresponded to by button request Third account；
The payment server withholds request for the corresponding resource of the target object from second account according to It is transferred to the corresponding third account of the product servers, the transmission of Xiang Suoshu product servers, which is withheld, successfully to be indicated；
The product servers are withheld according to successfully to be indicated to provide the target object to second account.
Second aspect provides a kind of target object providing method, which comprises
It receives the transfer that payment server is sent successfully to indicate, described shift successfully indicates to be the payment server by institute It states the corresponding resource of target object and is transferred to the instruction generated after the second account from the first account；
It successfully indicates to withhold request to payment server transmission according to described shift, it is described to withhold request for requesting The corresponding resource of the target object is transferred to the corresponding third account of the product servers from second account；
It receives the withholding for payment server transmission and successfully indicates that described withhold successfully indicates to be the payment services Device withholds request according to and the corresponding resource of the target object is transferred to the product servers from second account The instruction generated after corresponding third account；
It successfully indicates to provide the target object to second account according to described withhold.
The third aspect provides a kind of target object providing method, which comprises
The first request that first terminal is sent is received, first request is that the first terminal is generated according to information is given 's；
The corresponding resource of the target object is transferred to described second from first account according to first request Account is shifted to product servers transmission and is successfully indicated；
The request that withholds of the product servers transmission is received, it is described to withhold request for requesting the target object Corresponding resource is transferred to the corresponding third account of the product servers from second account；
It requests the corresponding resource of the target object being transferred to the product from second account according to described withhold The corresponding third account of server, the transmission of Xiang Suoshu product servers, which is withheld, successfully to be indicated.
Fourth aspect, provides a kind of target object offer device, and described device includes:
First receiving module, the transfer that be used to receive payment server transmission successfully indicate that described shift successfully indicates It is that the corresponding resource of the target object is transferred to the instruction generated after the second account from the first account by the payment server；
Sending module be used to successfully indicate to withhold request to payment server transmission according to described shift, described It withholds request and the corresponding resource of the target object is transferred to the product servers pair from second account for requesting The third account answered；
First receiving module also be used to receive the withholding for payment server transmission and successfully indicate, described Withholding successfully instruction is that the payment server withholds according to and requests the corresponding resource of the target object from described the Two accounts are transferred to the instruction generated after the corresponding third account of the product servers；
Module is provided, be used to withhold according to and successfully indicate to second account offer target object.
5th aspect, provides a kind of target object offer device, and described device includes:
Second receiving module be used to receive the first request of first terminal transmission, and first request is described first Terminal according to give information generation；
Shift module is used for the corresponding resource of the target object according to first request from first account It is transferred to second account, shifts to product servers transmission and successfully indicates；
Second receiving module also be used to receive the request that withholds of the product servers transmission, described to withhold Request is used to request that the corresponding resource of the target object to be transferred to the product servers from second account corresponding Third account；
The shift module also be used to withhold request according to for the corresponding resource of the target object from described the Two accounts are transferred to the corresponding third account of the product servers, and the transmission of Xiang Suoshu product servers, which is withheld, successfully to be indicated.
6th aspect, provides a kind of product servers, and the product servers include processor and memory, described to deposit Be stored at least one instruction, at least a Duan Chengxu, code set or instruction set in reservoir, at least one instruction, it is described extremely A few Duan Chengxu, the code set or instruction set are loaded by the processor and are executed to realize such as the embodiment of the present application second party Target object providing method described in face and its optional embodiment.
7th aspect, provides a kind of payment server, and the payment server includes processor and memory, described to deposit Be stored at least one instruction, at least a Duan Chengxu, code set or instruction set in reservoir, at least one instruction, it is described extremely A few Duan Chengxu, the code set or instruction set are loaded by the processor and are executed to realize such as the embodiment of the present application third party Target object providing method described in face and its optional embodiment.
Eighth aspect provides a kind of computer readable storage medium, at least one finger is stored in the storage medium Enable, at least a Duan Chengxu, code set or instruction set, at least one instruction, an at least Duan Chengxu, the code set or Instruction set is loaded as the processor and is executed to realize as described in the embodiment of the present application second aspect and its optional embodiment Target object providing method.
9th aspect, provides a kind of computer readable storage medium, at least one finger is stored in the storage medium Enable, at least a Duan Chengxu, code set or instruction set, at least one instruction, an at least Duan Chengxu, the code set or Instruction set is loaded as the processor and is executed to realize as described in the embodiment of the present application third aspect and its optional embodiment Target object providing method.
Tenth aspect provides a kind of target object offer system, and it includes payment services that the target object, which provides system, Device and product servers, the product servers for realizing such as the embodiment of the present application second aspect and its optional embodiment The target object providing method, the payment server is for realizing such as third aspect of the embodiment of the present invention and its optionally Target object providing method described in embodiment.
Tenth on the one hand, provides a kind of target object offer system, it includes first whole that the target object, which provides system, End, payment server, product servers and second terminal, the product servers are for realizing the second of such as the embodiment of the present application Target object providing method described in aspect and its optional embodiment, the payment server are implemented for realizing such as present invention Target object providing method described in the example third aspect and its optional embodiment.
Technical solution bring beneficial effect provided in an embodiment of the present invention includes at least:
The second account of people is given away by the way that the corresponding resource of target object to be first transferred to from the first account of donor, The corresponding resource of target object is transferred to product from the second account for being given away people according to request is withheld by payment server again The third account of provider, from product servers according to withhold successfully indicate to the second account provide target object (product and/or Service), a kind of donor is provided to the technical solution for being given away people and giving product and/or service, between which uses The mode of payment is connect, so that the actual delivery people (presented side) of product can be different with order payer (side of being given away) People, but order payer and the product owner (side of being given away) after buying successfully are still the technical solution of the same person, are made Obtaining application program has the function of that the first user is allowed to give product and/or service to second user with complimentary manner, enriches and answers With the function of program, so that direct payment purchase can only be carried out by the product owner after buying successfully by solving target object, Lead to the problem for having the function of that the application program of financial products purchasing power is more single.
Detailed description of the invention
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for For those of ordinary skill in the art, without creative efforts, it can also be obtained according to these attached drawings other Attached drawing.
Fig. 1 is that the target object that an illustrative embodiment of the invention provides provides the block diagram of system；
Fig. 2 a to 2b is the flow chart for the target object providing method that an illustrative embodiment of the invention provides；
Fig. 3 a to Fig. 3 b is the flow chart for the target object providing method that another exemplary embodiment of the invention provides；
Fig. 4 a to Fig. 4 b is the flow chart for the target object providing method that another exemplary embodiment of the invention provides；
Fig. 5 is the flow chart for the target object providing method that another exemplary embodiment of the invention provides；
Fig. 6 a to Fig. 6 b is the flow chart for the target object providing method that another exemplary embodiment of the invention provides；
Fig. 7 a to Fig. 7 b is the interface schematic diagram for the target object providing method that an illustrative embodiment of the invention provides；
Fig. 8 is the interface schematic diagram for the target object providing method that another exemplary embodiment of the invention provides；
Fig. 9 is the interface schematic diagram for the target object providing method that another exemplary embodiment of the invention provides；
Figure 10 is the interface schematic diagram for the target object providing method that another exemplary embodiment of the invention provides；
Figure 11 is the interface schematic diagram for the target object providing method that another exemplary embodiment of the invention provides；
Figure 12 is the interface schematic diagram for the target object providing method that another exemplary embodiment of the invention provides；
Figure 13 is the interface schematic diagram for the target object providing method that another exemplary embodiment of the invention provides；
Figure 14 is the block diagram for the structure that the target object that an illustrative embodiment of the invention provides provides device；
Figure 15 is the block diagram for the structure that the target object that another exemplary embodiment of the invention provides provides device；
Figure 16 is the block diagram of the structure for the product servers that an illustrative embodiment of the invention provides；
Figure 17 is the block diagram of the structure for the payment server that an illustrative embodiment of the invention provides.
Specific embodiment
To make the object, technical solutions and advantages of the present invention clearer, below in conjunction with attached drawing to embodiment party of the present invention Formula is described in further detail.
Fig. 1 is that the target object that one exemplary embodiment of the application provides provides the block diagram of system.As shown in Figure 1, should System includes: first terminal 11, payment server 12, second terminal 13 and product servers 14.
Wherein, first terminal 11 is for giving target object to the terminal for being given away account, and target object can be Product and/or service.Schematically, first terminal 11 can be mobile terminal, such as: mobile phone, plate, portable notebook computer In any one.At least one application program with purchase target object ability is installed in the first terminal 11.It can Selection of land, the application program can be instant messaging program, and have the ability of purchase target object in the instant messaging program. The first account is logged in the application program, first terminal 11 is given by first account to the second account (being given away account) Send product and/or service.Schematically, which is the first account of the first main body, and the first main body is to give to the side of receiving Send the user of product and/or service.In the embodiment of the present application, which is to be given by first terminal to the second account The main body of target object.First account in payment server 12 for identifying the first main body.But when application program is instant When messaging application, the first account may include the first chat account bound mutually and the first payment account, the first chat Account is used to identify the identity of the first main body in instant communication function logic, and the first payment account is used in payment function logic The identity of the first main body of middle mark, but since the first chat account and the first payment account are mutually bound, so the first chat account Family and the first payment account, which can be equal, is considered as first account.
First terminal 11 can be communicated by communication network 15 with payment server 12, optionally, first terminal 11 It can also be communicated by communication network 15 with product servers 14.
Optionally, which can be at least one of local area network, wide area network, Metropolitan Area Network (MAN).
Payment server 12 is the server for being handled the fund transfer account, and/or between account The server that communication information is transmitted.Optionally, which can be by instant communication server and resource transfers service Device composition, wherein instant communication server is the server for being transmitted between the communication information account, resource transfers clothes Business device is for shifting the server handled to the resource (fund) account.
Optionally, payment server 12 can be communicated by communication network 15 with product servers 14, can also be led to Communication network 15 is crossed to be communicated with second terminal 13.
Second terminal 13 is the terminal for receiving the target object that the first account (presented side's account) is given, target object Including product and/or service.Second terminal 13 can be mobile terminal, such as: mobile phone, plate, in portable notebook computer At least one is equipped at least one application program with purchase target object ability in the second terminal 13.This applies journey Sequence can be instant messaging program, and have the ability of purchase target object in the instant messaging program.In the application program In be logged in the second account, second terminal 13 receives the product and/or service that the first account is given by second account.Signal Property, which is the second account of the second main body, and the second main body is the use for receiving presented side and giving product and/or service Family, that is, the second main body is to give the main body of target object to the second account by second terminal.Second account is for paying The second main body is identified in server 12.But when application program is instant messaging program, the second account may include tying up mutually The second fixed chat account and the second payment account, it is main that the second chat account is used for the mark second in instant communication function logic The identity of body, the second payment account are used to identify the identity of the second main body in payment function logic, but due to the second chat account Family and the second payment account are mutually bound, so the second chat account and the second payment account, which can be equal, is considered as one second Account.
Optionally, second terminal 13 can be communicated by communication network 15 with product servers 14.
Product servers 14 are the servers that third main body is set up, for selling target pair to personal user or enterprise customer As.Third main body can be to provide the enterprise customer of product and/or service.For example, product servers 14 are that insurance company sets up Server, product servers 14 are used to sell insurance products or insurance service to personal user or other enterprise customers.Product Server 14 can access payment server 12 by the open platform that payment server 12 provides.Product servers 14 have the Three accounts, third account are used to identify third main body in payment server 12.But when application program is instant messaging program When, third account may include the third chat account bound mutually and third payment account, and third chats account in sight When communication function logic in identify third main body identity, third payment account be used in payment function logic identify third master The identity of body, but since third chat account and third payment account are mutually bound, so third chat account and third payment Account, which can be equal, is considered as a third account.Third chat account can be public platform or clothes towards enterprise customer's application Business number.
It should be noted that related target object can be with physics reality in each embodiment of the application The product of body is also possible to the service without physical entity.For example, target object can be insurance products, lottery ticket, fund, Value-added service, discount coupon etc..
Fig. 2 a is the flow chart for the target object providing method that an illustrative embodiment of the invention provides.With the target pair For applying in system as shown in Figure 1 as providing method, as shown in Figure 2 a, which includes:
In step 201, first terminal obtains target object and gives information.
Target object refers to requirement payment main body and possesses the object that main body is same main body after paying successfully, optional Ground, the target object can be product, such as: insurance products, lottery ticket, fund, value-added service, discount coupon, the target object It can be service, such as: treasury management services, advisory service in investment.In the present embodiment, target object can be on first terminal The product that second account of first account in second terminal is given, and/or, the first account on first terminal is to second terminal On the service given of the second account.
Optionally, giving information includes: to give odd numbers, the second account and the corresponding resource of target object.Give odd numbers Refer to the identification number of same (group) bonus event distribution, is usually distributed by product servers.The corresponding resource of target object The meaning referred to includes but is not limited to: the physical monetary for buying target object, the virtual goods for buying target object At least one of coin, the integral for buying target object, credit score for buying target object.Optionally, " target pair As corresponding resource " it also will be understood that becoming " quantity of the corresponding resource of target object "；The number of the corresponding resource of target object Measuring referred to meaning includes but is not limited to: the corresponding ideal money value of the corresponding price of target object, target object, target pair As at least one of corresponding integrated value, the corresponding credit score of target object.
Optionally, the mode for giving information of first terminal acquisition target object includes but is not limited to:
First way: what first terminal obtained target object from product servers gives the page, and first terminal is according to the One main body gives information in the input given on the page obtain target object.
The second way: the page of giving of target object is sent to first terminal by second terminal, and first terminal is according to One main body gives the input on the page and obtains target object and give information at this.
In step 202, first terminal sends the first request to payment server.
Optionally, which may is that any one in payment request or transfer request.
Schematically Fig. 2 b is referred to it is found that including but is not limited in first request: it is corresponding to give odd numbers, target object The mark of the quantity of resource, the mark of the first account and the second account.
In step 203, payment server shifts the corresponding resource of target object from the first account according to the first request To the second account.
Optionally, the corresponding resource of target object is directly transferred to by payment server according to the first request from the first account Second account, and/or, payment server according to first request by the corresponding resource of target object from the first account indirect branch to Second account." indirect branch " refers to that the corresponding resource of target object is first transferred to third account from the first account by payment server Family, then the second account is transferred to from third account.
Schematically, the payment server according to first request in the corresponding resource of target object quantity, the first account The corresponding resource of target object is transferred to the second account from the first account by family and the second account.
In step 204, payment server is shifted to product servers transmission and is successfully indicated.
The transfer successfully indicates it is that the corresponding resource of target object is transferred to the second account from the first account by payment server The instruction generated behind family, in conjunction with Fig. 2 b it is found that the transfer successfully indicate in include but is not limited to: give odd numbers, target object pair The mark of the quantity for the resource answered, the mark of the first account and the second account.
In step 205, the transfer that product servers receive payment server transmission successfully indicates.
In step 206, product servers withhold request to payment server transmission.
Optionally, the interface that withholds that product servers can be provided by payment server withholds and asks to payment server transmission It asks.Withholding is product servers in the case where obtaining the authorization of the second account, and resource is actively transferred to production from the second account The function that the corresponding third account of product server is operated without the second account.
Product servers successfully indicate to send to payment server according to the transfer received withholds request, this withholds request It is the request for requesting for the corresponding resource of target object to be transferred to the corresponding third account of product servers from the second account. In conjunction with Fig. 2 b it is found that this withhold request in include at least: give the mark of odd numbers and third account.Optionally, this, which withholds, asks In asking further include: the corresponding resource quantity of mark and target object of the second account.
In step 207, payment server shifts the corresponding resource of target object from the second account according to request is withheld To the corresponding third account of product servers.
Optionally, the corresponding resource of target object is transferred to third from the second account according to request is withheld by payment server The mode of account includes but is not limited to:
First, payment server will give odd numbers, target object correspondence in the receive in step 203 first request The quantity of resource, the mark of the mark of the first account and the second account stored in the database, work as payment server When withholding request of product servers transmission is received, database is searched according to the odd numbers of giving withheld in request, root According to the quantity of the corresponding resource of target object corresponding with odd numbers is given in database, the mark of the second account and withhold request In the mark of third account the corresponding resource of target object is transferred to third account from the second account；
Second, it includes: the mark for giving odd numbers, third account that product servers, which are withheld to payment server is sent in request, Know, the quantity of the mark of the second account and the corresponding resource of target object, payment server is requested target pair according to withholding As corresponding resource is transferred to third account from the second account.
In a step 208, payment server withholds to product servers transmission and successfully indicates.
This withholds successfully instruction, and to be payment server request the corresponding resource of target object from the second account according to withholding It is transferred to the instruction generated after the corresponding third account of product servers, in conjunction with Fig. 2 b it is found that this withholds in successfully instruction extremely It less include: the mark for giving odd numbers or the second account.
In step 209, product servers receive withholding for payment server transmission and successfully indicate.
In step 210, product servers according to withhold successfully indicate to the second account provide target object.
Optionally, product servers can successfully indicate that odd numbers, target pair will be given according to the transfer received in step 205 As the mark of the quantity of corresponding resource, the mark of the first account and the second account is stored in the database, according to generation Be fastened as function instruction in give the data stored in odd numbers and database matched known to be given away the second of target object Account, and target object is provided to second account.
Optionally, in above-described embodiment for identify bonus event odd numbers be give odd numbers, with first request, turn Function instruction is moved into, request is withheld and withholds in successfully instruction and carry for this gives odd numbers and be illustrated, in practical behaviour In work, first request, shift successfully indicate, withhold request and withhold successfully instruction in have be used for identify bonus event Odd numbers may also be different odd numbers, be stored in the database of payment server and the database of product servers Different odd numbers and the corresponding relationship for giving odd numbers are stated, parameters corresponding with odd numbers is given are searched according to corresponding relationship.
In conclusion target object providing method provided in this embodiment, by by the corresponding resource of target object first from First account of donor is transferred to the second account for being given away people, then by payment server according to withholding request for target object Corresponding resource is transferred to the third account of product provider from the second account for being given away people, by product servers according to withholding Success indicates to provide target object (product and/or service) to the second account, provides a kind of donor and give to people is given away Product and/or the technical solution of service, the technical solution by the way of paying indirectly, so that the actual delivery people of product (gives The side of sending) with order payer (side of being given away) it can be different people, but order payer and the product after buy successfully own People (side of being given away) is still the technical solution of the same person, allows the first user to second user to give so that application program has The function of sending mode to give product and/or service, enriches the function of application program, so that solving target object can only be by purchasing Product owner after buy function carries out direct payment purchase, leads to the function with the application program of financial products purchasing power Problem that can be more single.
When the corresponding resource of target object is transferred to the second account from the first account by payment server, there are two kinds of solutions Certainly mode:
The corresponding resource of target object is first transferred to from the first account by the first indirect branch mode, payment server Three accounts, then it is transferred to the second account from third account, the embodiment that Fig. 3 a used below is provided is illustrated.
Second of direct branch mode, payment server directly adopt the mode of transferring accounts for the corresponding resource of target object from One account is transferred to the second account, and the embodiment that Fig. 4 a used below is provided is illustrated.
In an alternative embodiment, the first request shown in Fig. 2 a and Fig. 2 b is payment request, passes through the payment The corresponding resource of target object is transferred to after third account by request from the first account first is transferred to second by third account again Account.It as shown in Figure 3a, is the flow chart for the target object providing method that another exemplary embodiment of the application provides, it is described Method includes the following steps:
In step 301, first terminal obtains target object and gives information.
Optionally, giving information includes: to give odd numbers, the mark of the second account, the mark and target pair of third account As the quantity of corresponding resource.It gives odd numbers to refer in the target object providing method, to the mark of same (group) bonus event Knowledge number.
Optionally, the mode for giving information of first terminal acquisition target object includes but is not limited to:
First way: what first terminal obtained target object from product servers gives the page, and first terminal is according to the One main body gives information in the input given on the page obtain target object.
The second way: the page of giving of target object is sent to first terminal by second terminal, and first terminal is according to One main body gives the input on the page and obtains target object and give information at this.
In step 302, first terminal sends payment request to payment server.
The corresponding resource of target object is transferred to third account from the first account for requesting by the payment request.In conjunction with figure 3b is it is found that the payment request includes: to give the mark of the corresponding resource of odd numbers, target object, the mark of the first account, the second account The mark of knowledge and third account.
In step 303, payment server shifts the corresponding resource of target object from the first account according to payment request To third account.
Schematically, the payment server according in payment request the corresponding resource of target object, the first account and The corresponding resource of target object is transferred to third account from the first account by third account.
In step 304, payment server pays to product servers transmission and successfully indicates.
It is payment server according to payment request by the corresponding resource of target object from the first account that the payment, which successfully indicates, Be transferred to the instruction generated after third account, in conjunction with Fig. 3 b it is found that the payment successfully indicate in include but is not limited to: give list Number, the mark of the resource of target object, the mark of the first account and the second account.
In step 305, the payment that product servers receive payment server transmission successfully indicates.
Within step 306, product servers are requested to payment server Sending Payments.
The payment request is for requesting the corresponding resource of target object being transferred to asking for the second account from third account It asks, in conjunction with Fig. 3 b it is found that being included at least in the payment request: giving odd numbers.Optionally, in the payment request further include: third The mark of account, the mark of the second account and the corresponding resource of target object.
Optionally, product servers call enterprise's payment interface to request to payment server Sending Payments, enterprise payment Interface is the interface for allowing enterprise customer to pay the bill to personal user that payment server provides.
In step 307, payment server shifts the corresponding resource of target object from third account according to payment request To the second account.
Optionally, payment server will give odd numbers, target in payment request according to the payment request in step 303 The quantity of the corresponding resource of object, the mark of the first account, the mark of the mark of the second account and third account are in database In stored, payment server is searched in the database according to the odd numbers of giving in payment request, according to give list The mark of the corresponding resource of number corresponding target object, the mark of the second account and third account is by the corresponding money of target object Source is transferred to the second account from third account.
In step 308, payment server is shifted to product servers transmission and is successfully indicated.
It is payment server according to payment request by the corresponding resource of target object from third account that the transfer, which successfully indicates, Be transferred to the instruction generated after the second account, in conjunction with Fig. 3 b it is found that the transfer successfully indicate in include but is not limited to: give list Number.
In a step 309, the transfer that product servers receive payment server transmission successfully indicates.
In the step 310, product servers withhold request to payment server transmission.
Product servers successfully indicate to send to payment server according to the transfer received withholds request, this withholds request It is the request for requesting for the corresponding resource of target object to be transferred to the corresponding third account of product servers from the second account. In conjunction with Fig. 3 b it is found that this withhold request in include at least: give odd numbers.Optionally, this withholds in request further include: third account Mark, the quantity of the mark of the second account and the corresponding resource of target object.
In step 311, payment server shifts the corresponding resource of target object from the second account according to request is withheld To the corresponding third account of product servers.
Optionally, the corresponding resource of target object is transferred to third from the second account according to request is withheld by payment server The mode of account includes but is not limited to:
First, payment server will give odd numbers, target object correspondence in the payment request received in step 303 The quantity of resource, the mark of the first account, the mark of the mark of the second account and third account deposited in the database Storage, when payment server receive product servers transmission when withholding request, according to withhold request in give odd numbers logarithm It is searched according to library, according to the quantity of the corresponding resource of target object corresponding with odd numbers is given in database, the second account The corresponding resource of target object is transferred to third account from the second account by the mark of mark and third account；
Second, it includes: the mark for giving odd numbers, third account that product servers, which are withheld to payment server is sent in request, Know, the quantity of the mark of the second account and the corresponding resource of target object, payment server is requested target pair according to withholding As corresponding resource is transferred to third account from the second account.
In step 312, payment server withholds to product servers transmission and successfully indicates.
This withholds successfully instruction, and to be payment server request the corresponding resource of target object from the second account according to withholding It is transferred to the instruction generated after third account, in conjunction with Fig. 3 b it is found that it includes: to give odd numbers that this, which withholds successfully instruction,.
In step 313, product servers receive withholding for payment server transmission and successfully indicate.
In a step 314, product servers according to withhold successfully indicate to the second account provide target object.
Optionally, product servers can successfully indicate that odd numbers, target pair will be given according to the payment received in step 305 As the mark of the quantity of corresponding resource, the mark of the first account and the second account is stored in the database, according to generation Be fastened as in function instruction give the data stored in odd numbers and database matched known to be given away the second account of target object Family, and target object is provided to second account.
Optionally, the odd numbers for identifying bonus event in above-described embodiment is to give odd numbers, in payment request, branch Successfully instruction, payment request are paid, is shifted and is successfully indicated, withholds request and withhold in successfully instruction and give odd numbers with this and be Example is illustrated, and in actual operation, in payment request, is paid successfully instruction, payment request, is shifted and successfully indicate, withhold and ask Seeking and withhold the odd numbers for identifying bonus event having in successfully instruction may also be different odd numbers, in payment services It is stored with above-mentioned different odd numbers in the database of device and the database of product servers and gives the corresponding relationship of odd numbers, root Parameters corresponding with odd numbers is given are searched according to corresponding relationship.
Optionally, it above-mentioned transfer process and withholds process user is not perceived, but user can be from transaction details It inquires above-mentioned transfer process and withholds the relative recording of process.
In conclusion by the way that the corresponding resource of target object is first shifted from the first account by calling enterprise's payment interface The corresponding resource of target object is transferred to second from third account according to withholding request to third account, then by payment server The corresponding resource of target object is transferred to giving for third account realization target object from the second account finally by withholding by account It send, solves the problems, such as that product and/or service can only be paid by the product owner after buying successfully.Simultaneously as will Resource have passed through the third account of product servers during being transferred to the second account from the first account, so product servers Can the timely learning transfer process whether succeed, and then issue withhold request in time.
In an alternative embodiment, the first request shown in Fig. 2 a and Fig. 2 b is transfer request, is transferred accounts by this The corresponding resource of target object is directly transferred to the second account from the first account by request.It as shown in fig. 4 a, is that the application is another The flow chart for the target object providing method that a exemplary embodiment provides:
In step 401, first terminal obtains target object and gives information.
Optionally, giving information includes: to give the quantity of odd numbers, the second account and the corresponding resource of target object.It gives Odd numbers is sent to refer in the target object providing method, to the identification number of same group of bonus event.
Optionally, first terminal obtains the mode for giving information of target object and includes but is not limited to: second terminal is by mesh The page of giving of mark object is sent to first terminal, and first terminal gives information according to what this gave that the page obtains target object； First terminal gives the page to product servers acquisition, gives the page according to this and obtains target object and gives information.
In step 402, first terminal sends Comp Requests to product servers.
In conjunction with Fig. 4 b it is found that including: the quantity for giving the corresponding resource of odd numbers, target object, first in the Comp Requests The mark of the mark of account and the second account.
In step 403, product servers receive the Comp Requests of first terminal transmission.
In step 404, product servers send call request of transferring accounts to payment server.
The Comp Requests that product servers are sent according to the first terminal received send calling of transferring accounts to payment server Request, the call request of transferring accounts are initiated to turn the corresponding resource of target object from the first account for request call payment server Move to the transfer process of the second account.
It optionally, include: to give odd numbers, target object corresponding resource in call request it is found that this is transferred accounts in conjunction with Fig. 4 b Quantity, the mark of the mark of the first account and the second account.
In step 405, payment server receives the call request of transferring accounts of product servers transmission.
In a step 406, payment server sends transfer information to first terminal.
The payment server, which is sent according to the call request of transferring accounts that the product servers received are sent to first terminal, to be turned Account information.
Optionally, in conjunction with Fig. 4 b it is found that the transfer information includes: the quantity for giving the corresponding resource of odd numbers, target object And second account mark.
In step 407, first terminal receives the transfer information of payment server transmission.
In a step 408, first terminal sends transfer request to payment server.
The transfer information that the first terminal is sent according to the payment server received is transferred accounts to payment server transmission and is asked It asks, in conjunction with Fig. 4 b it is found that the transfer request includes but is not limited to: giving odd numbers.
Optionally, the transfer request is for indicating that first terminal allows (or authorization) payment server that target object is corresponding Resource be transferred to the second account from the first account.
In step 409, payment server shifts the corresponding resource of target object from the first account according to transfer request To the second account.
Optionally, payment server can will transfer accounts call request according to the call request of transferring accounts received in step 405 In the quantity for giving the corresponding resource of odd numbers, target object, the mark of the mark of the first account and the second account is in data It is stored in library, is inquired in the database according to the odd numbers of giving in the transfer request received, and tied according to matching Fruit obtains the mark of the quantity of the corresponding resource of corresponding with odd numbers is given target object, the mark of the first account and the second account Know, and the corresponding resource of target object is transferred to the second account from the first account.
In step 410, payment server is shifted to product servers transmission and is successfully indicated.
The transfer successfully indicates it is that the corresponding resource of target object is transferred to the second account from the first account by payment server The instruction generated behind family, in conjunction with Fig. 4 b it is found that the transfer successfully indicate in include but is not limited to: give odd numbers.
In step 411, the transfer that product servers receive payment server transmission is successfully indicated.
In step 412, product servers withhold request to payment server transmission.
Product servers successfully indicate to send to payment server according to the transfer received withholds request, this withholds request It is the request for requesting for the corresponding resource of target object to be transferred to the corresponding third account of product servers from the second account. In conjunction with Fig. 4 b it is found that it includes: the mark for giving odd numbers and third account that this, which withholds in request,.
In step 413, payment server shifts the corresponding resource of target object from the second account according to request is withheld To third account.
Optionally, the corresponding resource of target object is transferred to third from the second account according to request is withheld by payment server The mode of account includes but is not limited to:
First, payment server will give odd numbers, target object in the call request of transferring accounts received in step 405 The mark of the quantity of corresponding resource, the mark of the first account and the second account is stored in the database, when payment takes Business device receives when withholding request of product servers transmission, is looked into according to the odd numbers of giving withheld in request database It looks for, according to quantity, the mark of the second account and the generation of the corresponding resource of target object corresponding with odd numbers is given in database The corresponding resource of target object is transferred to third account from the second account by the mark of the third account in button request；
Second, it includes: the mark for giving odd numbers, third account that product servers, which are withheld to payment server is sent in request, Knowledge, the mark of the second account and the corresponding resource of target object, payment server are corresponding by target object according to request is withheld Resource be transferred to third account from the second account.
In step 414, payment server withholds to product servers transmission and successfully indicates.
This withholds successfully instruction, and to be payment server request the corresponding resource of target object from the second account according to withholding Be transferred to the instruction generated after the corresponding third account of product servers, in conjunction with Fig. 2 b it is found that this withhold successfully instruction in can To include: to give odd numbers.
In step 415, product servers receive withholding for payment server transmission and successfully indicate.
In step 416, product servers according to withhold successfully indicate to the second account provide target object.
Optionally, product servers can successfully indicate that odd numbers, target pair will be given according to the transfer received in step 402 As the mark of the quantity of corresponding resource, the mark of the first account and the second account is stored in the database, according to generation Be fastened as in function instruction give the data stored in odd numbers and database matched known to be given away the second account of target object Family, and target object is provided to second account.
Optionally, in above-described embodiment for identify bonus event odd numbers be give odd numbers, with Comp Requests, turn Account call request, transfer information, transfer request, shift successfully indicate, withhold request and withhold successfully instruction in should Give and be illustrated for odd numbers, in actual operation, Comp Requests, call request of transferring accounts, transfer information, transfer request, It shifts and successfully indicates, withholds request and withhold the odd numbers for identifying bonus event having in successfully instruction be not Same odd numbers, is stored with above-mentioned different odd numbers and is given in the database of payment server and the database of product servers The corresponding relationship for sending odd numbers searches parameters corresponding with odd numbers is given according to corresponding relationship.
In conclusion by the way that the corresponding resource of target object is directly first transferred to the from the first account by transferring accounts to call Two accounts, then the corresponding resource of target object is transferred to third account from the second account according to request is withheld by payment server Family, product servers successfully indicate to provide target object to the second account according to withholding, and solving product and/or service can only be by The problem of product owner after buying successfully pays.
When payment server is provided to product servers transfers accounts calling interface, can implement using provided by Fig. 4 a Example, since resource is directly to reduce the processing step of payment server from the first account transfer to the second account, work as business The processing pressure that payment server can be efficiently reduced when busy, saves the process resource of payment server.
In an alternative embodiment, product servers are before withholding request to payment server transmission, it is also necessary to What acquisition second terminal was authorized withholds permission, as shown in figure 5, being the target object that another exemplary embodiment of the invention provides The flow chart of providing method, the target object providing method include:
In step 501, first terminal obtains target object and gives information.
Target object refers to the product being given away and/or service, and optionally, which can be insurance products, coloured silk Ticket, fund, value-added service, discount coupon etc..In the present embodiment, target object can be the first account on first terminal to The product that the second account in second terminal is given, and/or, second account of first account in second terminal on first terminal The service that family is given.
Optionally, giving information includes: to give the quantity of odd numbers, the second account and the corresponding resource of target object.It gives Odd numbers is sent to refer in the target object providing method, to the identification number of same group of bonus event；The corresponding resource of target object The meaning that quantity is referred to includes but is not limited to: the corresponding ideal money value of the corresponding price of target object, target object or mesh Mark at least one of corresponding bit value of money of object.
Optionally, first terminal obtains the mode for giving information of target object and includes but is not limited to: first terminal is to production The page is given in the acquisition of product servers, gives the page according to this and obtains target object and gives information.
In step 502, first terminal is to product servers sending object Comp Requests.
The object Comp Requests are for requesting product servers generation to give confirmation request and giving this to confirmation request hair Give second terminal.It optionally, may include: the number for giving the corresponding resource of odd numbers, target object in the object Comp Requests The mark of amount, the mark of the first account and the second account.
Optionally, payment server includes instant communication server and resource transfer server, and first terminal passes through will be right After being sent to instant communication server as Comp Requests, object Comp Requests are sent to by product clothes by instant communication server Business device.
In step 503, product servers give confirmation request according to the generation of object Comp Requests.
This is given target object of the confirmation request for allowing the second account to give the first account and confirms, optionally, This give include: in confirmation request the quantity and the first account of giving the corresponding resource of odd numbers, target object mark.
Optionally, this is given in confirmation request further include: withholds authority request, this withholds authority request for request Permission is withheld by what the corresponding resource of target object was transferred to the corresponding third account of product servers from the second account.Alternatively, It includes withholding authority request, but this gives confirmation request with identical as authority request is withheld that this, which is given explicit in confirmation request, Function.
In step 504, product servers give confirmation request to payment server transmission.
Product servers need to give confirmation request to second terminal transmission by payment server.
Optionally, payment server includes: instant communication server and resource transfer server, and product servers pass through Instant communication server sends this to second terminal and gives confirmation request.
In step 505, payment server receive product servers transmission give confirmation request.
In step 506, payment server gives confirmation request to second terminal forwarding.
In step 507, second terminal to give confirmation request confirmed and generate give confirmation instruction and permission it is true Recognize instruction.
Second terminal confirms that is, second terminal receives the target object that first terminal is given to confirmation request is given, And generate and give confirmation instruction, optionally, it includes: the mark for giving odd numbers and the second account that this, which is given in confirmation instruction,.
Optionally, second terminal is to while giving confirmation request and confirm, to giving the generation for including in confirmation request Button authority request is confirmed, and generates permission confirmation instruction according to authority request is withheld, and permission confirmation instruction is for authorizing The corresponding resource of target object is withheld withholding to the corresponding third account of product servers from the second account by product servers Permission, i.e. second terminal, which allow that the corresponding resource of target object is actively transferred to product from the second account by product servers, to be taken The corresponding third account of device of being engaged in includes: optionally the mark for giving odd numbers and the second account in permission confirmation instruction.
In step 508, second terminal confirms to payment server sending permission and indicates.
It optionally, include: the mark for giving odd numbers and the second account in permission confirmation instruction.
Optionally, it is disposably, alternatively, having in short-term that permission confirmation instruction was authorized to product servers, which withholds permission, Effect.Optionally, the upper limit for withholding permission that permission confirmation instruction is authorized to product servers, it is corresponding to be no more than target object Resource quantity.
In step 509, the permission confirmation instruction that payment server sends second terminal is saved into database.
Optionally, payment server is given in confirmation request according to what is received in step 504: giving odd numbers, target The quantity of the corresponding resource of object and the mark that the second account in odd numbers corresponding permission confirmation instruction is given with this, by this The mark of the quantity and the second account of giving the corresponding resource of odd numbers, target object is stored in database.
Optionally, payment server stores the permission that withholds of second terminal according to permission confirmation instruction, withholds power Limit be used to indicate product servers have resource is withheld from the second account to the permission of the corresponding third account of product servers.
In step 510, second terminal gives confirmation instruction to product servers transmission.
It is that second terminal gives the instruction generated after confirmation request confirms to what is received that this, which gives confirmation instruction, can Selection of land, it includes: the mark for giving odd numbers and the second account that this, which is given in confirmation instruction,.
Optionally, payment server includes: instant communication server and resource transfer server, and second terminal passes through i.e. When communication server to product servers send this give confirmation instruction.
In step 511, the confirmation of giving that product servers receive second terminal transmission is indicated.
In step 512, product servers give confirmation instruction to first terminal transmission.
Optionally, payment server includes: instant communication server and resource transfer server, and product servers pass through Instant communication server thinks that first terminal sends this and gives confirmation instruction.
In step 513, first terminal generates the first request according to confirmation instruction is given.
First request is for requesting the corresponding resource of target object being transferred to asking for the second account from the first account It asks, includes but is not limited in first request: giving odd numbers.Optionally, which, which may is that payment request or transfer accounts, asks At least one of ask.
In the step 514, first terminal sends the first request to payment server.
In step 515, payment server shifts the corresponding resource of target object from the first account according to the first request To the second account.
Schematically, payment server gives giving in confirmation request of receiving in step 504 to odd numbers, target pair As the quantity of corresponding resource, the mark of the first account and the second account mark save in the database, asked according to first The odd numbers of giving asked is matched with the data in database, obtains giving the corresponding target object of odd numbers corresponding money with this The quantity in source, the first account and the second account, and the corresponding resource of the target object is transferred to the second account from the first account Family.
In step 516, payment server is shifted to product servers transmission and is successfully indicated.
The transfer successfully indicates it is that the corresponding resource of target object is transferred to the second account from the first account by payment server The instruction generated behind family, the transfer successfully indicate in may include: to give odd numbers.
In step 517, the transfer that product servers receive payment server transmission is successfully indicated.
In step 518, product servers withhold request to payment server transmission.
Product servers successfully indicate to send to payment server according to the transfer received withholds request, this withholds request It is the request for requesting for the corresponding resource of target object to be transferred to the corresponding third account of product servers from the second account. It may include: the mark for giving odd numbers and third account that this, which withholds in request,.
In step 519, payment server shifts the corresponding resource of target object from the second account according to request is withheld To the corresponding third account of product servers.
It optionally, include: to give odd numbers and the in the confirmation instruction of payment server receives in step 508 permission The mark of two accounts, payment server are matched according to the odd numbers of giving withheld in request with the confirmation instruction of giving of storage, Confirm that payment server is corresponding by target object according to request is withheld when indicating when matching obtains give corresponding with odd numbers is given Resource be transferred to third account from the second account.
Optionally, be stored in payment server it is multiple withhold permission, payment server can be according to giving odd numbers, second At least one of the mark of account, the mark of third account information withholds permission to inquire.When payment server confirms product Server, which has, is transferred to withholding for the corresponding third account of product servers from the second account for the corresponding resource of target object When permission, responded to request is withheld.Otherwise, it does not respond to withholding request.
Wherein, the corresponding resource of target object is transferred to third account from the second account according to request is withheld by payment server The mode at family includes but is not limited to:
First, payment server gives giving in confirmation request for receiving in step 504 to odd numbers, target object The mark of the quantity of corresponding resource, the mark of the first account and the second account saves in the database, works as payment server When withholding request of product servers transmission is received, database is searched according to the odd numbers of giving withheld in request, root According to the quantity of the corresponding resource of target object corresponding with odd numbers is given in database, the mark of the second account and withhold request In the mark of third account the corresponding resource of target object is transferred to third account from the second account；
Second, it includes: the mark for giving odd numbers, third account that product servers, which are withheld to payment server is sent in request, Know, the quantity of the mark of the second account and the corresponding resource of target object, payment server is requested target pair according to withholding As corresponding resource is transferred to third account from the second account.
In step 520, payment server withholds to product servers transmission and successfully indicates.
This withholds successfully instruction, and to be payment server request the corresponding resource of target object from the second account according to withholding It is transferred to the instruction generated after the corresponding third account of product servers, optionally, this, which withholds in successfully instruction, may include: Give odd numbers.
In step 521, product servers receive withholding for payment server transmission and successfully indicate.
In step 522, product servers according to withhold successfully indicate to the second account provide target object.
Optionally, product servers can give odd numbers, target according to giving in confirmation request of receiving in step 504 Second in permission confirmation instruction received in the quantity of the corresponding resource of object, the mark and step 508 of the first account The mark of account saves in the database, carries out according to the data that giving in successfully instruction stores in odd numbers and database are withheld It is given away the second account of target object known to matching, and provides target object to second account.
In above-described embodiment, carried out by the second account to withholding for authority request confirms in confirmation request is given Illustrate, when the second account is to authority request confirmation failure or network failure or server failure is withheld, payment server Resource can not be transferred to third account from the second account, i.e., payment server can not be by the corresponding resource of target object from second Account is transferred to third account, then the corresponding resource of target object will be still stored in the second account, step 512 to step 515 execute failure.
In conclusion resource is transferred to the from the second account in payment server by obtain that the second account authorizes The corresponding resource of target object is transferred to third from the second account according to request is withheld by payment server by the permission of three accounts Account, product servers according to withhold successfully indicate to the second account provide product, and/or, to the second account provide service, mention The high safety of the resource transfers of second account.
After withholding unsuccessfully, resource be will be left in the second account without returning to the first account, reduce product servers Unnecessary reimbursement business, while also avoiding the execution frequency of failure of the presentation business relative to first terminal, still may be used To be considered that presentation business is successfully executed or half successful execution.
In one optionally embodiment, payment server can be by instant communication server and resource transfer server group At, first terminal, by giving of sending of instant communication server, the page obtains target object gives information.As shown in Figure 6 a, It is the flow chart for the target object providing method that another exemplary embodiment of the invention provides:
In step 601, second terminal sends acquisition request to product servers.
The acquisition request is the target pages for request target object, includes target object in the target pages The quantity of corresponding resource.
It optionally, include: the mark of target object and the mailing address of second terminal in the acquisition request.
Schematically, which is lottery products, and second terminal is used for the acquisition request that product servers are sent The target pages of the request lottery products include the price of the lottery products in the target pages.
In step 602, product servers receive the acquisition request of second terminal transmission.
In step 603, the target pages of target object are sent to second terminal by product servers.
Optionally, product servers obtain the page object of target object according to the mark of the target object in acquisition request Face, and target pages are sent to by second terminal according to the mailing address of second terminal.
In step 604, second terminal receives the target pages of product servers transmission.
In step 605, second terminal gives the page according to target pages generation.
This gives the page for requesting to receive the target object in the target pages, and optionally, this, which is given in the page, includes: The quantity and the second account of the corresponding resource of target object, second account are the account for requesting to receive the target object.
In step 606, second terminal gives the page to instant communication server transmission target object.
Optionally, instant messaging application program is installed in the second terminal, is logged in the instant messaging application program Second account, second account are communicated by the instant messaging application program with the first account on first terminal, then and The communication information sent between two accounts and the first account is needed through the corresponding instant messaging service of instant messaging application program Device.
In step 607, instant communication server gives the page to first terminal transmission target object.
In step 608, product servers withhold authority request to second terminal transmission.
This withholds authority request and the corresponding resource of target object is transferred to product clothes from the second account for request The permission for the corresponding third account of device of being engaged in.Optionally, it may include: request odd numbers and third account that this, which withholds in authority request,.
Optionally, product servers withhold authority request to second terminal transmission by instant communication server.
In step 609, second terminal receive product servers transmission withhold authority request.
In step 610, second terminal generates permission confirmation instruction according to request is withheld.
Second terminal is to generation permission confirmation instruction after authority request confirms is withheld, and optionally, permission confirmation refers to It include: request odd numbers, the second account and permission confirmation result in showing, wherein permission confirmation result can be confirmation or deny.
In step 611, second terminal confirms to resource transfer server sending permission and indicates.
In step 612, resource transfer server receives the permission confirmation instruction of second terminal transmission.
In step 613, resource transfer server deposits the permission that withholds of the second account according to permission confirmation instruction Storage.
Optionally, payment server is true by the second account and permission according to the permission confirmation result in permission confirmation instruction Recognize result to be stored.
Optionally, it is disposable that permission confirmation instruction was authorized, which withholds permission, or effective in short-term.It is effective in short-term Time span is unlimited, can be 10 seconds, 1 minute, 1 hour, 1 day, 1 week or other time length.
In step 614, resource transfer server generates authorization instruction.
Optionally, when permission confirms that result is confirmation, generation, which authorizes, successfully to be indicated, when rights objects are to deny it being life It is indicated at authorization failure.
In step 615, resource transfer server sends authorization instruction to product servers.
At this point, product servers receive authorization instruction, permission is withheld to know and be granted by by second terminal.
In step 616, first terminal obtains target object and gives information according to the page of giving of target object.
In the present embodiment, the presenting leaf for the target object that first terminal is sent according to instant communication server is in face of obtaining Target object gives information, and optionally, giving information includes: to give odd numbers, the second account and the corresponding money of target object The quantity in source.It gives odd numbers to refer in the target object providing method, to the identification number of same group of bonus event.
In step 617, first terminal sends payment request to resource transfer server.
The corresponding resource of target object is transferred to third account from the first account for requesting by the payment request.The payment Request may include: the mark of the quantity for giving the corresponding resource of odd numbers, target object, the mark of the first account, the second account And the mark of third account.
In step 618, resource transfer server according to payment request by the corresponding resource of target object from the first account It is transferred to third account.
Schematically, the payment server is according to quantity, the first account of the corresponding resource of target object in payment request The corresponding resource of target object is transferred to third account from the first account by family and third account.
In step 619, resource transfer server pays to product servers transmission and successfully indicates.
In step 620, the payment that payment server receives resource transfer server transmission successfully indicates.
It is payment server according to payment request by the corresponding resource of target object from the first account that the payment, which successfully indicates, Be transferred to the instruction generated after third account, the payment successfully indicate in include but is not limited to: give the money of odd numbers, target object The mark in source, the mark of the first account and the second account.
In step 621, payment server is requested to resource transfer server Sending Payments.
The payment request is for requesting the corresponding resource of target object being transferred to asking for the second account from third account It asks, includes: to give odd numbers in the payment request optionally.
In step 622, resource transfer server according to payment request by the corresponding resource of target object from third account It is transferred to the second account.
Optionally, payment server will give odd numbers, target in payment request according to the payment request in step 618 The quantity of the corresponding resource of object, the mark of the first account, the mark of the mark of the second account and third account are in database In stored, payment server is searched in the database according to the odd numbers of giving in payment request, according to give list The mark of the quantity of the corresponding resource of number corresponding target object, the mark of the second account and third account is by target object pair The resource answered is transferred to the second account from third account.
In step 623, resource transfer server is shifted to product servers transmission and is successfully indicated.
It is payment server according to payment request by the corresponding resource of target object from third account that the transfer, which successfully indicates, Be transferred to the instruction generated after the second account, the transfer successfully indicate in include but is not limited to: give odd numbers.
In step 624, the transfer that product servers receive resource transfer server transmission is successfully indicated.
In step 625, product servers withhold request to resource transfer server transmission.
Product servers successfully indicate to send to payment server according to the transfer received withholds request, this withholds request It is the request for requesting for the corresponding resource of target object to be transferred to the corresponding third account of product servers from the second account. Optionally, it includes: to give odd numbers that this, which withholds in request,.
In step 626, resource transfer server is according to withholding request for the corresponding resource of target object from the second account It is transferred to the corresponding third account of product servers.
Optionally, be stored in resource transfer server it is multiple withhold permission, payment server can according to give odd numbers, At least one of the mark of second account, the mark of third account information withholds permission to inquire.Work as resource transfer server Confirmation product servers, which have, is transferred to the corresponding third account of product servers from the second account for the corresponding resource of target object When withholding permission of family responds to request is withheld.Otherwise, it does not respond to withholding request.
Optionally, the corresponding resource of target object is transferred to by resource transfer server according to request is withheld from the second account The mode of third account includes but is not limited to:
First, resource transfer server will give odd numbers, target object in the payment request received in step 618 The quantity of corresponding resource, the mark of the first account, the mark of the mark of the second account and third account in the database into Row storage, when resource transfer server receive product servers transmission when withholding request, according to withhold request in giving Odd numbers searches database, according to the quantity of the corresponding resource of target object corresponding with odd numbers is given in database, The corresponding resource of target object is transferred to third account from the second account by the mark of two accounts and the mark of third account；
Second, it includes: to give odd numbers, third account that product servers, which are withheld to resource transfer server is sent in request, Mark, the quantity of the mark of the second account and the corresponding resource of target object, resource transfer server is according to withholding request The corresponding resource of target object is transferred to third account from the second account.
In step 627, resource transfer server withholds to product servers transmission and successfully indicates.
This withholds successfully instruction, and to be payment server request the corresponding resource of target object from the second account according to withholding It is transferred to the instruction generated after third account, optionally, it includes: to give odd numbers that this, which withholds successfully instruction,.
In step 628, product servers receive withholding for resource transfer server transmission and successfully indicate.
In step 629, product servers according to withhold successfully indicate to the second account provide target object.
Optionally, product servers can successfully indicate that odd numbers, target pair will be given according to the payment received in step 620 As the mark of the quantity of corresponding resource, the mark of the first account and the second account is stored in the database, according to generation Be fastened as in function instruction give the data stored in odd numbers and database matched known to be given away the second account of target object Family, and target object is provided to second account.
It is worth noting that, when causing to withhold unsuccessfully because of reasons such as network failure, server failures, payment server without The corresponding resource of target object is transferred to third account from the second account by method, i.e. step 626 to step 629 can not carry out, then The corresponding resource of target object will be left in the second account.
In conclusion by the way that the corresponding resource of target object is first transferred to third account from the first account, from passing through Payment request is transferred to the second account from third account, finally according to request is withheld that target object is corresponding by payment server Resource is transferred to third account from the second account, and product servers successfully indicate to provide product to the second account according to withholding, and/ Or, providing service to the second account, solves product, and/or service can only be propped up by the product owner after buying successfully The problem of paying, and resource is transferred to third account from the second account in payment server by what the second account of acquisition was authorized Permission after, then by payment server the corresponding resource of target object is transferred to third account from the second account according to request is withheld Family improves the safety of the resource transfers of the second account.
After withholding unsuccessfully, resource be will be left in the second account without returning to the first account, reduce product servers Unnecessary reimbursement business, while also avoiding the execution frequency of failure of the presentation business relative to first terminal, still may be used To be considered that presentation business is successfully executed or half successful execution.
In a specific embodiment, with first terminal for presented side's terminal, the first account is the account of presented side, the Two terminals are the side's of receiving terminal, and the second account is the account for the side of receiving, and payment server is that instant messaging application program provides Server, the first account is communicated with the second account by the instant messaging application program, and payment server is by Instant Messenger Inquiry server and resource transfer server composition, target object are insurance products A, and product servers are belonging to insurance products A The insurance company server that insurance company provides, as shown in Figure 6 b, the providing method of insurance products A includes:
In step 601, the side's of receiving terminal sends the acquisition request of insurance products A to insurance company server.
Schematically, which is the information page for request insurance products A, includes in the information page There are the price of insurance products A, such as 20RMB.
It optionally, include: the mark of insurance products A, and the mailing address of the side's of receiving terminal in the acquisition request.
In step 602, insurance company server receives the acquisition request of the side's of receiving terminal transmission.
In step 603, the target pages of insurance products A are sent to the side's of receiving terminal by insurance company server.
Optionally, insurance company server obtains the mesh of insurance products A according to the mark of the insurance products A in acquisition request The page is marked, and target pages are sent to by the side's of receiving terminal according to the mailing address of the side's of receiving terminal.
In step 604, the side's of receiving terminal receives the target pages of the insurance products A of insurance company server transmission.
In step 605, the side's of receiving terminal gives the page according to target pages generation.
This gives the page for requesting to receive the insurance products A in the target pages, and optionally, this is given in the page and wraps Include: the quantity of the corresponding resource of insurance products A and the account for the side of receiving, the account of the side of receiving request to receive insurance production The account of product A.
In step 606, the side's of receiving terminal gives the page to instant communication server transmission insurance products A.
Optionally, instant messaging application program is installed in the side's of receiving terminal, is logged in the instant messaging application program There are the account for the side of receiving, the account that the account of the side of receiving passes through the presented side in the instant messaging application program and presented side's terminal Family is communicated, then the communication information sent between the account for the side of receiving and the account of presented side is needed through instant messaging application The corresponding instant communication server of program.
In step 607, instant communication server gives the page to presented side's terminal transmission insurance products A.
Above-mentioned steps 601 are further understood to step 607 in combination with Fig. 7 a, are xx with the side of receiving as shown in Figure 7a For, the side of receiving xx sends the acquisition request of insurance products A to insurance company server first, and insurance company server will insure The target pages 71 of product A are sent to the side of receiving xx, and include the price of insurance products A in the target pages 71: 20RMB is received Side selection application pay out option after, generation give the page 72, this give include in the page insurance products A price: 20RMB with And the side's of receiving account, it may be assumed that xx, the side of receiving enter selection good friend interface 73 and select presented side, as shown in interface 73, receive Side selects good friend A for presented side, and as shown in interface 74, the side of receiving sends the insurance to good friend A by instant communication server and produces Product A's gives the page.
In one optionally embodiment, in interface 75 as shown in Figure 7b, the side of receiving, can when carrying out selection presented side To select good friend's cluster as unit of group, such as select friend group A, include in the friend group A side of receiving xx and it is multiple at Member, as included 4 members: the side of receiving xx, member A, member B and member C in friend group A, as shown in interface 76, the side of receiving will The page of giving of insurance products A is sent to friend group A, and the member in friend group A can giving by insurance products A The page gives insurance products A to the side of receiving xx.
In step 608, insurance company server withholds authority request to the transmission of the side's of receiving terminal.
This withholds authority request and the corresponding resource of insurance products A is transferred to guarantor from the account for the side of receiving for request The permission of the corresponding insurance company's account of dangerous corporate server.Optionally, it may include: request odd numbers that this, which withholds in authority request, With insurance company's account.
In step 609, the side's of receiving terminal receive insurance company server transmission withhold authority request.
In step 610, the side's of receiving terminal generates permission confirmation instruction according to request is withheld.
The side's of receiving terminal is to generation permission confirmation instruction after authority request confirms is withheld, and optionally, which confirms It include: to request odd numbers, the account for the side of receiving and permission confirmation result in instruction, wherein permission confirmation result can be confirmation Or deny.
In step 611, the side's of receiving terminal confirms to resource transfer server sending permission and indicates.
In step 612, resource transfer server receives the permission confirmation instruction of the side's of receiving terminal transmission.
In step 613, resource transfer server according to permission confirmation instruction by the account for the side of receiving withhold permission into Row storage.
Optionally, payment server confirms result by the account and power of the side of receiving according to the permission in permission confirmation instruction Limit confirmation result is stored.
In step 614, resource transfer server generates authorization instruction.
Optionally, when permission confirmation result is confirmation, generation, which authorizes, successfully to be indicated, when permission confirmation result is to deny It is to generate authorization failure instruction.
In step 615, resource transfer server sends authorization instruction to the side's of receiving terminal.
Schematically, above-mentioned steps 608 are further understood to step 615 in combination with Fig. 8, as shown in figure 8, being insurance Company withholds the interface schematic diagram of authority request to the side's of receiving application, and insurance company will withhold authority request and be sent to the side's of receiving end End, generation withholds authority request interface 81, and as shown in interface 81 and 82, the side of receiving carries out after selecting progress authorization options Password Input, and confirm to resource transfer server sending permission and indicate, resource transfer server returns to authorization to the side of receiving and refers to Show, as shown in interface 83, resource transfer server will authorize successfully instruction to be sent to the side of receiving.
In step 616, presented side's terminal obtains insurance products A and gives information according to the page of giving of insurance products A.
In the present embodiment, the presenting leaf for the insurance products A that presented side's terminal is sent according to instant communication server faces Obtain insurance products A gives information.Optionally, giving information includes: to give odd numbers, the account for the side of receiving and insurance products The quantity of the corresponding resource of A.It gives odd numbers to refer in insurance products A providing method, to the identification number of same group of bonus event.
In step 617, presented side's terminal sends payment request to resource transfer server.
The payment request is for requesting the corresponding resource of insurance products A being transferred to insurance company's account from the account of presented side Family.The payment request may include: give odd numbers, the quantity of the corresponding resource of insurance products A, the mark of the account of presented side, The mark of the account for the side of receiving and the mark of insurance company's account.
In step 618, resource transfer server according to payment request by the corresponding resource of insurance products A from presented side's Account is transferred to insurance company's account.
Schematically, quantity of the payment server according to the corresponding resource of insurance products A in payment request, presented side Account and insurance company's account the corresponding resource of insurance products A is transferred to insurance company's account from the account of presented side.
In step 619, resource transfer server pays to insurance company server transmission and successfully indicates.
In step 620, the payment that payment server receives resource transfer server transmission successfully indicates.
It is payment server according to payment request by the corresponding resource of insurance products A from presented side that the payment, which successfully indicates, Account is transferred to the instruction generated after insurance company's account, the payment successfully indicate in include but is not limited to: give odd numbers, insurance The mark of the resource of product A, the mark of the account of presented side and the account for the side of receiving.
In step 621, payment server is requested to resource transfer server Sending Payments.
The payment request is for requesting the corresponding resource of insurance products A being transferred to the side of receiving from insurance company's account The request of account includes: optionally to give odd numbers in the payment request.
In step 622, resource transfer server according to payment request by the corresponding resource of insurance products A from insurance company Account is transferred to the account for the side of receiving.
Optionally, payment server will give odd numbers, insurance in payment request according to the payment request in step 618 The quantity of the corresponding resource of product A, the mark of the account of presented side, the mark of the account for the side of receiving and insurance company's account Mark is stored in the database, and payment server is searched in the database according to the odd numbers of giving in payment request, According to quantity, the mark of the account for the side of receiving and the insurance company of the corresponding resource of insurance products A corresponding with odd numbers is given The corresponding resource of insurance products A is transferred to the account for the side of receiving by the mark of account from insurance company's account.
In step 623, resource transfer server is shifted to insurance company server transmission and is successfully indicated.
It is payment server according to payment request by the corresponding resource of insurance products A from insurance company that the transfer, which successfully indicates, Account is transferred to the instruction generated after the account for the side of receiving, the transfer successfully indicate in include but is not limited to: give odd numbers.
In step 624, the transfer that insurance company server receives resource transfer server transmission is successfully indicated.
In step 625, insurance company server withholds request to resource transfer server transmission.
Insurance company server successfully indicates to send to payment server according to the transfer received withholds request, this withholds Request is for requesting the corresponding resource of insurance products A being transferred to the corresponding guarantor of insurance company server from the account for the side of receiving The request of dangerous corporation account.Optionally, it includes: to give odd numbers that this, which withholds in request,.
In step 626, resource transfer server is according to withholding request for the corresponding resource of insurance products A from the side of receiving Account is transferred to the corresponding insurance company's account of insurance company server.
Optionally, payment server according to withhold request by the corresponding resource of insurance products A from the account for the side of receiving shift Mode to insurance company's account includes but is not limited to:
First, payment server will give A pairs of odd numbers, insurance products in the payment request received in step 618 The quantity of the resource answered, the mark of the account of presented side, the mark of the mark of the account for the side of receiving and insurance company's account exist Stored in database, when payment server receive insurance company server transmission when withholding request, asked according to withholding Odd numbers of giving in asking searches database, according to the corresponding money of insurance products A corresponding with odd numbers is given in database The mark of the quantity in source, the mark of the account for the side of receiving and insurance company's account is by the corresponding resource of insurance products A from receiving The account of side is transferred to insurance company's account；
Second, it includes: to give odd numbers, insurance company that insurance company server, which is withheld to payment server is sent in request, The quantity of the mark of account, the mark of the account for the side of receiving and the corresponding resource of insurance products A, payment server is according to withholding The corresponding resource of insurance products A is transferred to insurance company's account from the account for the side of receiving by request.
In step 627, resource transfer server withholds to insurance company server transmission and successfully indicates.
This withholds successfully instruction, and to be payment server request the corresponding resource of insurance products A from the side of receiving according to withholding Account is transferred to the instruction generated after insurance company's account, and optionally, it includes: to give odd numbers that this, which withholds successfully instruction,.
In step 628, insurance company server receives withholding for resource transfer server transmission and successfully indicates.
Above-mentioned steps 616 are further understood to step 628 in combination with Fig. 9, as shown in figure 9, with the side of receiving xx's In communication interface 91, the insurance products A that presented side receives the side of receiving xx transmission gives the page, and presented side gives the page to this Selected to give the page 92 into this, presented side select carry out payment options after enter the Password Input page 93 and to password into Row input, optionally, resource transfer server are sent out after shifting between the corresponding 20RMB progress account of insurance products A to presented side Send a payment success page 94.
In step 629, insurance company server according to withhold successfully indicate to the account for the side of receiving provide insurance products A。
Optionally, insurance company server can successfully indicate that odd numbers will be given according to the payment received in step 620, protect The mark of the quantity of the corresponding resource of dangerous product A, the mark of the account of presented side and the account for the side of receiving in the database into Row storage match according to the data stored in odd numbers and database of giving withheld in successfully instruction and is given away insurance The account of the side of receiving of product A, and insurance products A is provided to the account of the side of receiving.
It as shown in Figure 10, include the valence of insurance products A in the insurance products A that insurance company provides to the account for the side of receiving The presented side of lattice and insurance products A.
It is worth noting that, being illustrated in above-described embodiment with permission confirmation result for confirmation, when permission confirms result When to deny, the corresponding fund of insurance products A can not be transferred to insurance company's account from the account for the side of receiving by payment server, I.e. step 626 to step 629 can not carry out, then the corresponding fund of insurance products A will be left in the account for the side of receiving.
In conclusion by the way that the corresponding fund of insurance products A is first transferred to insurance company's account from the account of presented side, From the account for being transferred to the side of receiving from insurance company's account by payment request, request is finally withheld for insurance products by basis The corresponding fund of A is transferred to insurance company's account from the account for the side of receiving, insurance company server according to withhold successfully indicate to The account for the side of receiving provides insurance products A, and solve insurance products A (can only be received by the product owner after buying successfully The problem of just) directly being paid.
In an alternative embodiment, it is illustrated so that target object is " dotey's departmental coffer " product as an example, such as Figure 11 To shown in Figure 13:
If Figure 11 is that the side of receiving initiates the user interface given, firstly, the side of receiving obtains the target object, i.e., " dotey is small Reward interface 1101 is beaten in the application of national treasury " product, and the side's of receiving selection application, which is beaten, to select to appreciate this dozen in user interface 1102 after reward Application is sent to good friend A, good friend B or group C, group D or friend circle, and receiving the good friend for beating and appreciating and applying can be by right The selection of air exercise reward message, which enters, beats reward interface.As shown in figure 11, the side of receiving has selected A pairs of good friend in user interface 1102 After " dotey's departmental coffer " product is given, in user interface 1103, receives direction good friend A and have sent dozen reward message.
In one optionally embodiment, in interface 1102 as shown in figure 11, the side of receiving when carrying out selection presented side, It can choose good friend's cluster as unit of group, such as select group C, include the side of receiving and multiple members in group C；It obtains The side of giving can also will beat message be sent in friend circle, the side of receiving have check that the good friend of permission can be by this dozen Reward message carries out the side of receiving to beat reward.
As shown in figure 12, user interface when giving for carrying out " dotey's departmental coffer " product to the side of receiving for presented side, In user interface 1201, presented side receives beating for the side of receiving xx transmission and appreciates message, and selects this dozen reward message, enters Reward interface 1202 is beaten, includes the relevant information for the product received about the side's of receiving request, such as in this dozen reward interface 1202 " dotey's departmental coffer " product has corresponded to the side of receiving and the photo of child, optionally, presented side to this dozen reward interface 1202 " I wants Beat reward " selected after, in selection interface 1203 select want beats reward the amount of money, as shown in figure 12, presented side select gold Volume is 50 yuan, and is selected " beating reward dotey ", is inputted into the Password Input page 1204 and to password, optionally, Resource transfer server will send a branch to presented side after transfer between the corresponding 50 yuan of progress account of " dotey's departmental coffer " product Pay success page 1205.
Optionally, since " dotey's departmental coffer " is the savings type insurance periodically paid, if user had bought " treasured before The insurance products of shellfish departmental coffer ", then this time payment, which belongs to, renews payment.As shown in figure 13, the side of receiving passes through the successfully boundary that continues to pay dues Face 1301 knows that the declaration form of dotey's departmental coffer renews and pays the fees successfully, and knows including number of policy, insurance kind, payment date, payment The much informations such as the amount of money, pay charge way and donor, by clicking to enter account, into dotey's departmental coffer account interface 1302, it is shown in the interface and increases 50 yuan of growth gold in the account of dotey's departmental coffer.It is above-mentioned to be shown in user interface 1301 The information of the related target object shown is only a schematical citing, in actual operation, the information it is also possible to including mentioning For the company information of target object, the expiration time etc. of target object, the embodiment of the present invention is not limited this.
Figure 14 is that the target object that one exemplary embodiment of the application provides provides the structural block diagram of device.The target pair As provide device can by software, hardware or both be implemented in combination with as product servers all or part of.Such as Shown in Figure 14, it includes: the first receiving module 1401, sending module 1402 and offer module which, which provides device, 1403。
Wherein, the first receiving module 1401 be used to receive the transfer that payment server is sent and successfully indicate, the transfer Succeed and indicate to be given birth to after the corresponding resource of the target object is transferred to the second account from the first account by the payment server At instruction；
Sending module 1402, be used for according to it is described shift successfully indicate to the payment server send withhold request, Described withhold is requested for requesting the corresponding resource of the target object being transferred to the service of goods from second account The corresponding third account of device；
First receiving module 1401 also be used to receive the withholding for payment server transmission and successfully indicate, It is described that withhold successfully instruction be that the payment server withholds according to and requests the corresponding resource of the target object from institute It states the second account and is transferred to the instruction generated after the corresponding third account of the product servers；
Module 1403 is provided, be used to withhold according to and successfully indicate to second account offer target pair As.In an alternative embodiment, first receiving module 1401 is also used to receive what the payment server was sent It pays and successfully indicates, described to pay successfully instruction be the payment server by the corresponding resource of the target object from described the One account is transferred to the instruction generated after the third account；
Sending module 1402 is also used to successfully indicate to request to the payment server Sending Payments according to described pay, The corresponding resource of the target object is transferred to second account from the third account for requesting by the payment request.
In an alternative embodiment, sending module 1402 is also used to successfully indicate to pay by enterprise according to described pay Money interface is requested to the payment server Sending Payments, and enterprise's payment interface is that the payment server is enterprise customer To interface provided by personal user's payment.
In an alternative embodiment, the first receiving module 1401 is also used to receive giving for first terminal transmission Request, the Comp Requests are the first terminals according to the request for giving information generation；
Sending module 1402 is also used to send call request of transferring accounts to the payment server according to the Comp Requests, The call request of transferring accounts is initiated the corresponding resource of the target object for payment server described in request call from described First account is transferred to the transfer process of second account.
In an alternative embodiment, sending module 1402 are also used to withhold permission to second terminal transmission and ask It asks, it is described to withhold authority request the resource is transferred to the product servers pair from second account for request The permission for the third account answered.
In an alternative embodiment, the first receiving module 1401 is also used to receive what the second terminal was sent Acquisition request, target pages of the acquisition request for target object described in request, the target pages include: described The corresponding resource of target object；
Sending module 1402 is also used to be sent to the target pages of the target object according to the acquisition request described Second terminal.
Figure 15 is that the target object that another exemplary embodiment of the application provides provides the structural block diagram of device.The target Object provide device can by software, hardware or both be implemented in combination with as payment server all or part of. As shown in figure 15, it includes: the second receiving module 1501 and shift module 1502 which, which provides device,.
Wherein, the second receiving module 1501, be used to receive the first request of first terminal transmission, and first request is The first terminal according to give information generation；
Shift module 1502 is used for the corresponding resource of the target object according to first request from described first Account is transferred to second account, shifts to product servers transmission and successfully indicates；
Second receiving module 1501 also be used to receive the request that withholds of the product servers transmission, described It withholds request and the corresponding resource of the target object is transferred to the product servers pair from second account for requesting The third account answered；
The shift module 1502 also be used to withhold request according to for the corresponding resource of the target object from institute It states the second account and is transferred to the corresponding third account of the product servers, the transmission of Xiang Suoshu product servers, which is withheld, successfully to be referred to Show.
In an alternative embodiment, shift module 1502 are also used to the target pair according to the payment request As corresponding resource is transferred to the third account from first account,
Described device further include: transmission unit is successfully indicated for paying to product servers transmission；
Second receiving module 1501, is also used to receive the payment request that the product servers are sent, and the payment is asked It asks for requesting the corresponding resource of the target object being transferred to second account from the third account；
Shift module 1502 is also used to the corresponding resource of the target object according to the payment request from the third Account is transferred to second account.
In an alternative embodiment, the second receiving module 1502 is also used to receive what the product servers were sent Transfer accounts call request, it is described transfer accounts call request for initiate by the corresponding resource of the target object from first account turn Move to the transfer process of second account；
Transmission unit is also used to the corresponding transfer information of call request of transferring accounts described in first terminal transmission；
Second receiving module 1501 is also used to receive the transfer request that the first terminal is sent.
In an alternative embodiment, the second receiving module 1501, the permission for being also used to receive second terminal transmission are true Recognize instruction, the permission confirmation instruction be used to indicate the second terminal to the product servers authorize by the resource from What second account was transferred to the corresponding third account of the product servers withholds permission；
Described device further include: storage unit, for confirming that instruction will be described in the second terminal according to the permission Permission is withheld to be stored.
Figure 16 is the structural block diagram for the product servers that one exemplary embodiment of the application provides.As shown in figure 16, should Product servers include: processor 1601 and memory 1602.
Processor 1601 can be single core processor, multi-core processor, embedded chip and the place with computing capability Manage at least one of device.
Memory 1602 is stored with the executable instruction of processor 1601.Schematically, a kind of calculating in memory 1602 Machine readable storage medium storing program for executing is stored at least one instruction, at least a Duan Chengxu, code set or instruction set in the storage medium, At least one instruction, an at least Duan Chengxu, the code set or instruction set are loaded and are held by the processor 1601 Row is to realize the step of product servers in any one target object providing method as shown in Fig. 1 to Fig. 6 b execute.
Figure 17 is the block diagram of the structure for the payment server that one exemplary embodiment of the application provides.As shown in figure 17, The payment server includes: processor 1701 and memory 1702.
Processor 1701 can be single core processor, multi-core processor, embedded chip and the place with computing capability Manage at least one of device.
Memory 1702 is stored with the executable instruction of processor 1701.Schematically, a kind of calculating in memory 1702 Machine readable storage medium storing program for executing is stored at least one instruction, at least a Duan Chengxu, code set or instruction set in the storage medium, At least one instruction, an at least Duan Chengxu, the code set or instruction set are loaded and are held by the processor 1701 Row is to realize the step of payment server in any one target object providing method as shown in Fig. 1 to Fig. 6 b executes.
Optionally, the embodiment of the present application also provides a kind of computer readable storage medium, a kind of meter in the storage medium Calculation machine readable storage medium storing program for executing is stored at least one instruction, at least a Duan Chengxu, code set or instruction in the storage medium Collection, at least one instruction, an at least Duan Chengxu, the code set or instruction set are loaded and are executed by the processor The step of being executed with the product servers realized in any one target object providing method as shown in Fig. 1 to Fig. 6 b, it is optional Ground, the computer readable storage medium include high speed access storage, nonvolatile memory.
Optionally, the embodiment of the present application also provides a kind of computer readable storage medium, a kind of meter in the storage medium Calculation machine readable storage medium storing program for executing is stored at least one instruction, at least a Duan Chengxu, code set or instruction in the storage medium Collection, at least one instruction, an at least Duan Chengxu, the code set or instruction set are loaded and are executed by the processor The step of being executed with the payment server realized in any one target object providing method as shown in Fig. 1 to Fig. 6 b, it is optional Ground, the computer readable storage medium include high speed access storage, nonvolatile memory.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Those of ordinary skill in the art will appreciate that realizing that all or part of the steps of above-described embodiment can pass through hardware It completes, relevant hardware can also be instructed to complete by program, the program can store in a kind of computer-readable In storage medium, storage medium mentioned above can be read-only memory, disk or CD etc..
The foregoing is merely presently preferred embodiments of the present invention, is not intended to limit the invention, it is all in spirit of the invention and Within principle, any modification, equivalent replacement, improvement and so on be should all be included in the protection scope of the present invention.

Claims (15)

1. a kind of target object providing method, which is characterized in that the described method includes:
What first terminal obtained target object gives information, and the information of giving includes: the corresponding resource of the target object, the One account, the second account；
The first terminal gives information according to and sends the first request to payment server；
The payment server shifts the corresponding resource of the target object from first account according to first request To second account, shifts to product servers transmission and successfully indicate；
The product servers according to it is described shift successfully indicate to the payment server send withhold request, described withhold is asked It asks for requesting the corresponding resource of the target object being transferred to the product servers corresponding the from second account Three accounts；
The payment server withholds request according to and shifts the corresponding resource of the target object from second account To the corresponding third account of the product servers, the transmission of Xiang Suoshu product servers, which is withheld, successfully to be indicated；
The product servers are withheld according to successfully to be indicated to provide the target object to second account.
2. the method according to claim 1, wherein it is described first request be payment request, the payment request For requesting the corresponding resource of the target object being transferred to the third account from first account；
The payment server shifts the corresponding resource of the target object from first account according to first request To second account, comprising:
The payment server shifts the corresponding resource of the target object from first account according to the payment request To the third account, the transmission of Xiang Suoshu product servers, which is paid, successfully to be indicated；
The product servers successfully indicate to request to the payment server Sending Payments according to described pay, and the payment is asked It asks for requesting the corresponding resource of the target object being transferred to second account from the third account；
The payment server shifts the corresponding resource of the target object from the third account according to the payment request To second account, Xiang Suoshu product servers send described shift and successfully indicate.
3. according to the method described in claim 2, it is characterized in that, the product servers according to it is described pay successfully indicate to The payment server Sending Payments request, comprising:
The product servers successfully indicate to call enterprise's payment interface to pay to payment server transmission according to described pay Money request, enterprise's payment interface be the payment server be enterprise customer to personal user pay the bill provided by interface.
4. the method according to claim 1, wherein it is described first request be transfer request, the transfer request For requesting the corresponding resource of the target object being transferred to second account from first account；
The first terminal gives information according to and sends the first request to payment server, comprising:
The first terminal gives information according to and sends Comp Requests to the product servers；
The product servers send call request of transferring accounts, the tune of transferring accounts to the payment server according to the Comp Requests It initiates to turn the corresponding resource of the target object from first account for payment server described in request call with request Move to the transfer process of second account；
The payment server to the first terminal send described in transfer accounts the corresponding transfer information of call request；
The first terminal sends the transfer request to the payment server according to the transfer information.
5. according to claim 1 to method described in any claim in 4, which is characterized in that the payment server according to It is described to withhold request that the corresponding resource of the target object from second account is transferred to the product servers is corresponding Before third account, further includes:
The product servers withhold authority request to second terminal transmission, and the authority request that withholds is used for request for institute State the permission that resource is transferred to the corresponding third account of the product servers from second account；
The second terminal withholds authority request generation permission confirmation according to and indicates, described in the transmission of Xiang Suoshu payment server Permission confirmation instruction；
The payment server stores the permission that withholds of the second terminal according to permission confirmation instruction, the generation Button permission be used to indicate the product servers have the resource is withheld from second account to the product servers The permission of corresponding third account.
6. a kind of target object providing method, which is characterized in that the described method includes:
It receives the transfer that payment server is sent successfully to indicate, described shift successfully indicates to be the payment server by the mesh The corresponding resource of mark object is transferred to the instruction generated after the second account from the first account；
It successfully indicates to withhold request to payment server transmission according to described shift, it is described to withhold request for requesting institute It states the corresponding resource of target object and is transferred to the corresponding third account of product servers from second account；
It receives the withholding for payment server transmission and successfully indicates that described withhold successfully indicates to be the payment server root It requests the corresponding resource of the target object being transferred to the product servers correspondence from second account according to described withhold Third account after the instruction that generates；
It successfully indicates to provide the target object to second account according to described withhold.
7. a kind of target object providing method, which is characterized in that the described method includes:
Receive the first request that first terminal is sent；
The corresponding resource of the target object is transferred to second account from first account according to first request, It shifts to product servers transmission and successfully indicates；
Receive the request that withholds that the product servers send, described to withhold request corresponding by the target object for request Resource is transferred to the corresponding third account of the product servers from second account；
It requests the corresponding resource of the target object being transferred to the service of goods from second account according to described withhold The corresponding third account of device, the transmission of Xiang Suoshu product servers, which is withheld, successfully to be indicated；Described withhold successfully indicates to be used to indicate institute It states product servers and provides the target object to second account.
8. a kind of target object provides device, which is characterized in that described device includes:
First receiving module, the transfer that be used to receive payment server transmission successfully indicate that described shift successfully indicates to be institute It states payment server and the corresponding resource of the target object is transferred to the instruction generated after the second account from the first account；
Sending module be used to successfully indicate to withhold request to payment server transmission according to described shift, described to withhold Request is used to request that the corresponding resource of the target object to be transferred to the product servers from second account corresponding Third account；
First receiving module also be used to receive the withholding for payment server transmission and successfully indicate, described to withhold Success indicates it is that the payment server withholds according to and requests the corresponding resource of the target object from second account Family is transferred to the instruction generated after the corresponding third account of the product servers；
Module is provided, be used to withhold according to and successfully indicate to second account offer target object.
9. a kind of target object provides device, which is characterized in that described device includes:
Second receiving module be used to receive the first request of first terminal transmission, and first request is the first terminal According to give information generation；
Shift module be used to be shifted the corresponding resource of the target object from first account according to first request To second account, shifts to product servers transmission and successfully indicate；
Second receiving module also be used to receive the request that withholds of the product servers transmission, described to withhold request For requesting the corresponding resource of the target object being transferred to the corresponding third of the product servers from second account Account；
The shift module also be used to withhold request according to for the corresponding resource of the target object from second account Family is transferred to the corresponding third account of the product servers, and the transmission of Xiang Suoshu product servers, which is withheld, successfully to be indicated.
10. a kind of product servers, which is characterized in that described includes processor and memory, be stored in the memory to Few an instruction, at least a Duan Chengxu, code set or instruction set, it is at least one instruction, an at least Duan Chengxu, described Code set or instruction set are loaded by the processor and are executed to realize target object providing method as claimed in claim 6.
11. a kind of payment server, which is characterized in that the equipment includes processor and memory, is stored in the memory Have at least one instruction, at least a Duan Chengxu, code set or instruction set, at least one instruction, an at least Duan Chengxu, The code set or instruction set are loaded by the processor and are executed to realize target object provider as claimed in claim 7 Method.
12. a kind of computer readable storage medium, which is characterized in that be stored at least one instruction, extremely in the storage medium A few Duan Chengxu, code set or instruction set, at least one instruction, an at least Duan Chengxu, the code set or instruction Collection is loaded by the processor and is executed to realize target object providing method as claimed in claim 6.
13. a kind of computer readable storage medium, which is characterized in that be stored at least one instruction, extremely in the storage medium A few Duan Chengxu, code set or instruction set, at least one instruction, an at least Duan Chengxu, the code set or instruction Collection is loaded by the processor and is executed to realize target object providing method as claimed in claim 7.
14. a kind of target object provides system, which is characterized in that the target object provide system include: payment server and Product servers, the product servers are for realizing target object providing method as claimed in claim 6, the payment clothes Device be engaged in for realizing target object providing method as claimed in claim 7.
15. a kind of target object provides system, which is characterized in that it includes: first terminal, product that the target object, which provides system, Server, payment server and second terminal, the product servers mention for realizing target object as claimed in claim 6 For method, the payment server is for realizing target object providing method as claimed in claim 7.
CN201710729392.9A 2017-08-23 2017-08-23 Target object providing method, device and system Active CN109426955B (en)

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