CN110276612A - Bill business intention data transmission method and related system - Google Patents

Bill business intention data transmission method and related system Download PDF

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Publication number
CN110276612A
CN110276612A CN201910484641.1A CN201910484641A CN110276612A CN 110276612 A CN110276612 A CN 110276612A CN 201910484641 A CN201910484641 A CN 201910484641A CN 110276612 A CN110276612 A CN 110276612A
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bill
intention
bill business
purchaser
business
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宋汉光
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Shanghai Bill Exchange Co Ltd
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Shanghai Bill Exchange Co Ltd
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Priority to CN201910484641.1A priority Critical patent/CN110276612A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
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  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application provides a kind of bill business intention data transmission method and related system, method includes: to receive the first bill business intention request of positive repurchase side, the bill business element of the positive repurchase side is sent to target bill match party, and according to the bill business element of the positive repurchase side, is obtained in the target bill match party and request matched reverse back purchaser with the first bill business intention;The dialogue connection between the positive repurchase side and reverse back purchaser is established, so that the positive repurchase side and reverse back purchaser carry out one-to-one transaction intention for the first bill business intention request of the positive repurchase side and talk with.The application can effectively realize the online docking of bill business both sides and the data transmission procedure of transaction etc., and effectively improve the widespread popularity of bill online transaction and comprehensive, and then the efficiency of bill online trading can be effectively improved, meet the fast-developing demand of bill industry.

Description

Bill business intention data transmission method and related system
Technical field
This application involves technical field of data transmission, and in particular to a kind of bill business intention data transmission method and correlation System.
Background technique
Bill refer to that check drawer signs and issues in accordance with the law by oneself or indicate the certain amount of money of other people unconditional payments to payee or The marketable securities of bearer, i.e., certain marketable securities that can replace cash circulation, and bill is divided into draft, check, sheet substantially Ticket, the bill of lading or bond deposit receipt, draft therein also include bank draft and commercial draft.Currently, the principal mode of bill is For electronic bill and paper-bill, the electronic bill therein e-business draft system ECDS leading basically by Central Bank (Electronic commercial draft system) completes the transaction of electronic bill, such as negotiability operation;And paper Matter bill is then circulated by the way of traditional.Based on this, in order to accelerate bill business to develop, need to bill business phone skill Art is further studied.
In the prior art, set of electronic ticket transactions mode is still in starting developing stage, usually supports online progress bill friendship Easily and payment etc. functions, bill business both sides need to first pass through reach common understanding under line after, by respectively voluntarily log in bill it is online Transaction system is traded and is paid with trading object, and the online transaction process of bill is completed.
Then, comprehensive poor due to bill online trading system in the prior art, bill friendship can not be fully met The docking demand of easy both sides, slows down the timeliness of bill business, so that the application of existing bill online transaction process Popularity is poor, is unable to satisfy the fast-developing demand of bill industry.
Summary of the invention
For the problems of the prior art, the application provides a kind of bill business intention data transmission method and phase relation System can effectively realize the online docking of bill business both sides and the data transmission procedure of transaction etc., and effectively improve bill and exist The widespread popularity and comprehensive of line transaction, and then the efficiency of bill online trading can be effectively improved, meet bill industry Fast-developing demand.
In order to solve the above technical problems, the application the following technical schemes are provided:
In a first aspect, the application provides a kind of bill business intention data transmission method, comprising:
Receive the first bill business intention request of positive repurchase side, wherein include in the first bill business intention request The bill business element of positive repurchase side;
The bill business element of the positive repurchase side is sent to target bill match party, and according to the positive repurchase side Bill business element obtains in the target bill match party and requests matched reverse back to be purchased with the first bill business intention Side;
The dialogue connection between the positive repurchase side and reverse back purchaser is established, so that the positive repurchase side and reverse back purchaser needle One-to-one transaction intention dialogue is carried out to the first bill business intention request of the positive repurchase side.
Further, the dialogue connection established between the positive repurchase side and reverse back purchaser, so that the positive repurchase Side carries out one-to-one transaction intention for the first bill business intention request of the positive repurchase side with reverse back purchaser and talks with, packet It includes:
The first bill business intention request that the positive repurchase side is sent to the reverse back purchaser, so that the reverse back purchaser Determine whether that the positive repurchase side sends intention notification according to the first bill business intention request;
If receiving the dialogue connection request for the reverse back purchaser that the positive repurchase side is sent, establish it is described just Dialogue connection between repurchase side and reverse back purchaser, so that the positive repurchase side and reverse back purchaser are directed to the of the positive repurchase side The request of one bill business intention carries out one-to-one transaction intention dialogue.
Further, further includes:
Receive the second bill business intention request of reverse back purchaser, wherein include in the second bill business intention request The bill business element of positive repurchase side;
The bill business element of the reverse back purchaser is sent to target bill match party, and according to the reverse back purchaser's Bill business element obtains in the target bill match party and requests matched positive repurchase with the second bill business intention Side;
The dialogue connection between the positive repurchase side and reverse back purchaser is established, so that the positive repurchase side and reverse back purchaser needle One-to-one transaction intention dialogue is carried out to the second bill business intention request of the reverse back purchaser.
Further, the first bill business intention request for receiving positive repurchase side, comprising:
Receive the bill business element of the positive repurchase side sent by the first Authorized operation side, wherein the positive repurchase The bill business element of side is generated by the first Authorized operation side.
Further, further includes:
The first Authorized operation side is prior to or just when generating the bill business element of positive repurchase side, if this has not been obtained The trade confirmation of positive repurchase side cancels instruction, then the first bill business intention request of the positive repurchase side is sent to second level and awarded Operation side is weighed to be confirmed, and, the first Authorized operation side is receiving second level Authorized operation policy to first bill After the confirmation instruction of transaction intention request, the first bill business intention request of the positive repurchase side is sent.
Further, the second bill business intention request for receiving reverse back purchaser, comprising:
Receive the second bill business element of the reverse back purchaser sent by the second Authorized operation side, wherein described inverse The bill business element of repurchase side is generated by the second Authorized operation side.
Further, further includes:
The second Authorized operation side is prior to or just when generating the bill business element of reverse back purchaser, if this has not been obtained The trade confirmation of reverse back purchaser cancels instruction, then the second bill business intention request of the reverse back purchaser is sent to second level and awarded Operation side is weighed to be confirmed, and, the second Authorized operation side is receiving second level Authorized operation policy to second bill After the confirmation instruction of transaction intention request, the second bill business intention request of reverse back purchaser is sent.
Further, further includes:
If receiving the billing information for the target bill that the positive repurchase side is sent, based on default inspection rule to target The corresponding target billing information of bill carries out transaction inspection;
Wherein, whether the transaction examines the integrality for test-target bill, risk and can be used for trading.
Further, further includes:
If receiving the deal message for the first bill business intention request or the request of the second bill business intention, Target bill and corresponding deal message are then sent to clearance clearing subsystem, so that the clearance settles accounts subsystem according to institute It states deal message and fund clearing is carried out to target bill, and the target bill after fund clearing is sent to bill trustship subsystem System, so that the bill trustship subsystem carries out registration to the target bill and right alteration is handled;
It receives the fund for the target bill that the clearance clearing subsystem is sent and has cleared message, and, it connects It receives the registered and ownership for the target bill that the bill trustship subsystem is sent and has changed message.
Further, the bill business element includes: the corresponding mark of the first Authorized operation side, the first Authorized operation The corresponding mark of side, clears speed, clearing form and clears the whole or any combination in type at bill classification, ticket media, It further include repo rate or transaction interest rate;
Wherein, the first Authorized operation side is the generation side of the first bill business intention request of the positive repurchase side, The second Authorized operation side is the generation side that the second bill business intention of the reverse back purchaser is requested.
Second aspect, the application provide a kind of bill business subsystem, comprising:
Positive buyback request receiving module, for receiving the first bill business intention request of positive repurchase side, wherein this first It include the bill business element of positive repurchase side in the request of bill business intention;
Positive buyback request matching module, for the bill business element of the positive repurchase side to be sent to the matching of target bill Side, and according to the bill business element of the positive repurchase side, it is obtained and first bill in the target bill match party Transaction intention requests matched reverse back purchaser;
First session module, for establishing between the positive repurchase side and reverse back purchaser dialogue connection so that it is described just Repurchase side and reverse back purchaser request to carry out one-to-one transaction intention pair for the first bill business intention of the positive repurchase side Words.
Further, first session module includes:
Intention informing unit, the first bill business intention for sending the positive repurchase side to the reverse back purchaser are asked It asks, so that the reverse back purchaser determines whether that positive repurchase side's transmission intention is accused according to the first bill business intention request Know information;
Talk with connection unit, if connecting for receiving the dialogue for the reverse back purchaser that the positive repurchase side is sent Request then establishes the dialogue connection between the positive repurchase side and reverse back purchaser, so that the positive repurchase side and reverse back purchaser needle One-to-one transaction intention dialogue is carried out to the first bill business intention request of the positive repurchase side.
Further, further includes:
Reverse back purchases request receiving module, and the second bill business intention for receiving reverse back purchaser is requested, wherein this second It include the bill business element of positive repurchase side in the request of bill business intention;
Inverse buyback request matching module, for the bill business element of the reverse back purchaser to be sent to the matching of target bill Side, and according to the bill business element of the reverse back purchaser, it is obtained and second bill in the target bill match party Transaction intention requests matched positive repurchase side;
Second session module, for establishing between the positive repurchase side and reverse back purchaser dialogue connection so that it is described just Repurchase side and reverse back purchaser request to carry out one-to-one transaction intention pair for the second bill business intention of the reverse back purchaser Words.
Further, the positive buyback request receiving module includes:
Positive buyback request receiving unit, the bill for receiving the positive repurchase side sent by the first Authorized operation side are handed over Easy element, wherein the bill business element of the positive repurchase side is generated by the first Authorized operation side.
Further, further includes:
The first Authorized operation side is prior to or just when generating the bill business element of positive repurchase side, if this has not been obtained The trade confirmation of positive repurchase side cancels instruction, then the first bill business intention request of the positive repurchase side is sent to second level and awarded Operation side is weighed to be confirmed, and, the first Authorized operation side is receiving second level Authorized operation policy to first bill After the confirmation instruction of transaction intention request, the first bill business intention request of the positive repurchase side is sent.
Further, the reverse back purchase request receiving module includes:
Reverse back purchases request reception unit, for receiving the second ticket of the reverse back purchaser sent by the second Authorized operation side According to element of transaction, wherein the bill business element of the reverse back purchaser is generated by the second Authorized operation side.
Further, further includes:
The second Authorized operation side is prior to or just when generating the bill business element of reverse back purchaser, if this has not been obtained The trade confirmation of reverse back purchaser cancels instruction, then the second bill business intention request of the reverse back purchaser is sent to second level and awarded Operation side is weighed to be confirmed, and, the second Authorized operation side is receiving second level Authorized operation policy to second bill After the confirmation instruction of transaction intention request, the second bill business intention request of reverse back purchaser is sent.
Further, further includes:
Transaction inspection module, if the billing information for receiving the target bill that the positive repurchase side is sent, is based on The default inspection rule target billing information corresponding to target bill carries out transaction inspection;
Wherein, whether the transaction examines the integrality for test-target bill, risk and can be used for trading.
Further, further includes:
Contract note receiving module, if for receiving for the first bill business intention request or the second bill business Target bill and corresponding deal message are then sent to clearance clearing subsystem, so that should by the deal message of intention request Clearance clearing subsystem carries out fund clearing to target bill according to the deal message, and by the target bill after fund clearing It is sent to bill trustship subsystem, so that the bill trustship subsystem carries out at registration and right alteration the target bill Reason;
Clearance and trustship information receiving module, for receiving that the clearance clearing subsystem sends for the target ticket According to fund cleared message, and, receive that the bill trustship subsystem sends for the registered of the target bill Message has been changed with ownership.
Further, the bill business element includes: the corresponding mark of the first Authorized operation side, the first Authorized operation The corresponding mark of side, clears speed, clearing form and clears the whole or any combination in type at bill classification, ticket media, It further include repo rate or transaction interest rate;
Wherein, the first Authorized operation side is the generation side of the first bill business intention request of the positive repurchase side, The second Authorized operation side is the generation side that the second bill business intention of the reverse back purchaser is requested.
The third aspect, the application provide a kind of bill business system, comprising: at least one client, clearance clearing subsystem System, registration trustship subsystem and the bill business subsystem;
The client, clearance clearing subsystem and registration trustship subsystem respectively with the bill business subsystem communication Connection.
Further, further includes: the member management subsystem being connect with the bill business subsystem communication and user's collection At subsystem.
Fourth aspect, the application provides a kind of electronic equipment, including memory, processor and storage are on a memory and can The computer program run on a processor, the processor realize that the bill business intention data passes when executing described program The step of transmission method.
5th aspect, the application provide a kind of computer readable storage medium, are stored thereon with computer program, the calculating The step of bill business intention data transmission method is realized when machine program is executed by processor.
As shown from the above technical solution, the application provides a kind of bill business intention data transmission method and related system, By the first bill business intention request for receiving positive repurchase side, wherein include just returning in the first bill business intention request The bill business element of purchaser;The bill business element of the positive repurchase side is sent to target bill match party, and according to institute The bill business element for stating positive repurchase side, obtains in the target bill match party and requests with the first bill business intention Matched reverse back purchaser;Establish between the positive repurchase side and reverse back purchaser dialogue connection so that the positive repurchase side with it is inverse It buys back policy and one-to-one transaction intention dialogue is carried out to the first bill business intention request of the positive repurchase side, it can be effective It realizes the online docking of bill business both sides and the data transmission procedure of transaction etc., and effectively improves the application of bill online transaction Popularity and comprehensive, meanwhile, by the reliable transmission process of bill business intention data, bill false wind can be effectively reduced Danger, and the safety in operation and operational efficiency of bill online transaction are improved, and then the effect of bill online trading can be effectively improved Rate meets the fast-developing demand of bill industry.
Detailed description of the invention
In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is the application Some embodiments for those of ordinary skill in the art without creative efforts, can also basis These attached drawings obtain other attached drawings.
Fig. 1 is the first structural schematic diagram of the bill business system in the embodiment of the present application.
The data that Fig. 2 is the bill business subsystem A1 in the embodiment of the present application transmit schematic diagram.
Fig. 3 is second of structural schematic diagram of the bill business system in the embodiment of the present application.
Fig. 4 is the flow diagram of the bill business intention data transmission method in the embodiment of the present application.
Fig. 5 be the embodiment of the present application in bill business intention data transmission method in step 300 flow diagram.
Fig. 6 be the embodiment of the present application in bill business intention data transmission method in step A00 to step C00 process Schematic diagram.
Fig. 7 be in the embodiment of the present application include that the process of bill business intention data transmission method of step 400 is shown It is intended to.
Fig. 8 be the embodiment of the present application in include step 500 and step 600 bill business intention data transmission method Flow diagram.
Fig. 9 is a kind of structural schematic diagram of the bill business subsystem in the embodiment of the present application.
Figure 10 is another structural schematic diagram of the bill business subsystem in the embodiment of the present application.
Figure 11 is conclusion of the business process schematic of inquiring the price on bill line in the application application example.
Figure 12 is the structure of the bill business subsystem and bill trustship subsystem on-line interaction in the application application example Schematic diagram.
Figure 13 is the functional structure chart of the bill business subsystem in the application application example.
Figure 14 is the intention inquiry flow chart in the application application example.
Figure 15 is the dialogue quotation inquiry flow chart in the application application example.
Figure 16 is the structural schematic diagram of the electronic equipment in the embodiment of the present application.
Specific embodiment
To keep the purposes, technical schemes and advantages of the embodiment of the present application clearer, below in conjunction with the embodiment of the present application In attached drawing, technical solutions in the embodiments of the present application carries out clear, complete description, it is clear that described embodiment is Some embodiments of the present application, instead of all the embodiments.Based on the embodiment in the application, those of ordinary skill in the art Every other embodiment obtained without creative efforts, shall fall in the protection scope of this application.
It is comprehensive poor in view of bill online trading system in the prior art, it is double that bill business can not be fully met The docking demand of side, slows down the timeliness of bill business, so that existing bill online transaction process is widely used The problem of property is poor, is unable to satisfy the fast-developing demand of bill industry.The application provides a kind of bill business intention data transmission Method, bill business subsystem, bill business system, electronic equipment and computer readable storage medium.Bill business therein Intention data transmission method, the first bill business intention by receiving positive repurchase side are requested, wherein first bill business meaning Bill business element into request including positive repurchase side;The bill business element of the positive repurchase side is sent to target bill Match party, and according to the bill business element of the positive repurchase side, it is obtained and described first in the target bill match party Bill business intention requests matched reverse back purchaser;The dialogue connection between the positive repurchase side and reverse back purchaser is established, so that The positive repurchase side and reverse back purchaser request to carry out one-to-one transaction for the first bill business intention of the positive repurchase side Intention dialogue can effectively realize the online docking of bill business both sides and the data transmission procedure of transaction etc., and effectively improve The widespread popularity of bill online transaction and comprehensive, meanwhile, it, can by the reliable transmission process of bill business intention data Bill false risk is effectively reduced, and improves the safety in operation and operational efficiency of bill online transaction, and then can effectively mention The efficiency of high bill online trading meets the fast-developing demand of bill industry.
Based on above content, the application also provides a kind of bill business system, includes a ticket in the bill business system According to business subsystem, referring to Fig. 1, what bill business subsystem A1 can be as shown in Figure 1 includes at least one customer end B 1, It can also be communicated to connect at least one customer end B 1, bill business subsystem A1 can also settle accounts subsystem C1 with clearance, step on Note trustship subsystem D1 and at least one target bill match party E1 are communicated to connect respectively, and the target bill match party E1 is practical Also it is a kind of client, is specifically as follows bill market, group or the corresponding client of single deal maker.
Wherein, referring to fig. 2, the customer end B 1 is used to send the first of positive repurchase side to the bill business subsystem A1 The request of bill business intention, the bill business subsystem A1 receive the first bill business intention request of the positive repurchase side, In, it include the bill business element of positive repurchase side in the first bill business intention request;Then, the bill business subsystem The bill business element of the positive repurchase side is sent to target bill match party E1 by A1, and according to the bill of the positive repurchase side Element of transaction obtains in the target bill match party and requests matched reverse back purchaser with the first bill business intention; The dialogue connection between the corresponding client in positive repurchase side client corresponding with reverse back purchaser is established, so that described just return Purchaser and reverse back purchaser carry out one-to-one transaction intention for the first bill business intention request of the positive repurchase side and talk with.
Furthermore, it is understood that in order to further increase the widespread popularity of the bill online transaction and comprehensive, the ticket If receiving the conclusion of the business for the first bill business intention request or the request of the second bill business intention according to transaction system A1 Target bill and corresponding deal message are then sent to clearance clearing subsystem C1, so that the clearance settles accounts subsystem by information System C1 carries out fund clearing to target bill according to the deal message, and the target bill after fund clearing is sent to bill Trustship subsystem D1, so that bill trustship subsystem D1 carries out registration to the target bill and right alteration is handled;And The bill business system A1 receives the fund for the target bill that the clearance clearing subsystem C1 is sent and has cleared Message, and, it receives the registered and ownership for the target bill that the bill trustship subsystem D1 is sent and has changed Message.
In addition, referring to Fig. 3, in order to further increase the safety in operation and operational efficiency of bill online transaction, the ticket According to that can also include the member management subsystem F1 communicated to connect with the bill business subsystem A1 in transaction system, it be used for Membership information in bill business system is managed.Wherein, in one or more embodiments of the application, the first transaction Side and the second counterparty all can be the bill business system member, and its membership information is by member management subsystem F1 It is managed.It and can also include to be communicated to connect with the bill business subsystem A1 in the bill business system User's integral subsystem G1.
It is understood that the customer end B 1 may include smart phone, Flat electronic equipment, network machine top box, just Take formula computer, desktop computer, personal digital assistant (PDA), mobile unit, intelligent wearable device etc..Wherein, the intelligence is worn Wearing equipment may include smart glasses, smart watches, Intelligent bracelet etc..
In the foregoing description, the bill business subsystem A1, clearance clearing subsystem C1, registration trustship subsystem D1, Member management subsystem F1 and user's integral subsystem G1 all can be server apparatus.In practical applications, bill friendship is carried out Easy part can be executed in each server side as described in above content, that is, framework as shown in Figure 1 can also own Operation all completed in the customer end B 1.It can specifically be used according to the processing capacity of the customer end B 1 and user The limitation etc. of scene is selected.The application is not construed as limiting this.If all operations are all completed in the customer end B 1, institute Stating customer end B 1 can also include processor, for carrying out the specific processing of bill business.
Above-mentioned client can have communication module (i.e. communication unit), can carry out communication link with long-range server It connects, realizes and transmitted with the data of the server.The server may include the server of task schedule center side, other Implement scene in also may include the server of halfpace, such as have the of communication linkage with task schedule central server The server of tripartite's server platform.The server may include single computer unit, also may include multiple services The server cluster of device composition or the server architecture of distributed devices.
Any suitable network protocol can be used between the server and the client device to be communicated, including In the network protocol that the application submitting day is not yet developed.The network protocol for example may include ICP/IP protocol, UDP/IP Agreement, http protocol, HTTPS agreement etc..Certainly, the network protocol for example can also include using on above-mentioned agreement RPC agreement (Remote Procedure Call Protocol, remote procedure call protocol), REST agreement (Representational State Transfer, declarative state transfer protocol) etc..
Based on above content, the application can effectively realize that the online docking of bill business both sides and the data of transaction etc. pass Defeated process, and the widespread popularity of bill online transaction and comprehensive is effectively improved, meanwhile, pass through bill business intention data Reliable transmission process can effectively reduce bill false risk, and improve the safety in operation and operation effect of bill online transaction Rate, and then the efficiency of bill online trading can be effectively improved, meet the fast-developing demand of bill industry.Especially by following Multiple embodiments and application example are illustrated.
In order to effectively realize the online docking of bill business both sides and the data transmission procedure of transaction etc., and effectively mention The widespread popularity of high bill online transaction and comprehensive, the application provide a kind of executing subject and can hand over for the bill of server A kind of embodiment of easy intention data transmission method, referring to fig. 4, the bill business intention data transmission method specifically includes Following content:
Step 100: receiving the first bill business intention request of positive repurchase side, wherein the first bill business intention is asked It include the bill business element of positive repurchase side in asking.
In step 100, server can receive the of the positive repurchase side of client transmission from the client authorized The request of one bill business intention.In a kind of citing, the first bill business intention request is specifically as follows for positive repurchase The price list of the target bill of side.
It is understood that the bill business element includes: the corresponding mark of the first Authorized operation side, the first authorization The corresponding mark of operation side, clears speed, clearing form and the whole or any in clearance type at bill classification, ticket media Combination further includes repo rate or transaction interest rate.In a kind of citing, referring to table 1, the bill business element is awarded comprising first Weigh the corresponding mark of operation side, the corresponding mark of the first Authorized operation side, bill classification, ticket media, clearance speed, clearing side Formula and clearance type, and, the full content in repo rate or transaction interest rate.
Table 1
In one or more embodiments of the application, the first Authorized operation side is the first ticket of the positive repurchase side According to the generation side of transaction intention request, the second Authorized operation side is that the second bill business intention of the reverse back purchaser is requested Generation side.
In a kind of citing, bill category classification be can wrap referring to table 2 containing quotient's ticket and silver-colored ticket.
Table 2
In a kind of citing, ticket media is classified referring to table 3, can wrap containing paper ticket and electric ticket.
Table 3
In a kind of citing, velocity sorting is cleared referring to table 4, can wrap containing T+0 and T+1.
Table 4
Step 200: the bill business element of the positive repurchase side is sent to target bill match party, and according to it is described just The bill business element of repurchase side is obtained in the target bill match party and is matched with the first bill business intention request Reverse back purchaser.
It is understood that the positive repurchase side and the reverse back purchaser it is practical be bill business system member.
Step 300: establish between the positive repurchase side and reverse back purchaser dialogue connection so that the positive repurchase side with it is inverse It buys back policy and one-to-one transaction intention dialogue is carried out to the first bill business intention request of the positive repurchase side.
As can be seen from the above description, bill business intention data transmission method provided by the embodiments of the present application, it can be effectively real The data transmission procedure of the online docking and transaction of existing bill business both sides etc., and the application for effectively improving bill online transaction is wide General property and comprehensive, meanwhile, by the reliable transmission process of bill business intention data, bill false wind can be effectively reduced Danger, and the safety in operation and operational efficiency of bill online transaction are improved, and then the effect of bill online trading can be effectively improved Rate meets the fast-developing demand of bill industry.
In order to pass through the online docking and the timeliness of transmission of transaction data that improve bill business both sides, and then can be effective The widespread popularity of bill online transaction and comprehensive is improved, in one embodiment of the application, referring to Fig. 5, the bill The step 300 of transaction intention data transmission method specifically includes following content:
Step 301: Xiang Suoshu reverse back purchaser sends the first bill business intention request of the positive repurchase side, so that described Reverse back purchaser determines whether that the positive repurchase side sends intention notification according to the first bill business intention request;
Step 302: if receiving the dialogue connection request for the reverse back purchaser that the positive repurchase side is sent, building The dialogue connection between the positive repurchase side and reverse back purchaser is stood, so that the positive repurchase side is just being returned with reverse back purchaser for described The first bill business intention request of purchaser carries out one-to-one transaction intention dialogue.
In order to further increase the widespread popularity of bill online transaction and comprehensive, in one embodiment of the application In, referring to Fig. 6, the bill business intention data transmission method also includes step A00 to step C00, it is to be understood that The step A00 to step C00 can be with the execution sequence between step 100 to 300 in no particular order, the step A00 to step Rapid C00 specifically includes following content:
Step A00: the second bill business intention request of reverse back purchaser is received, wherein the second bill business intention is asked It include the bill business element of positive repurchase side in asking.
Step B00: the bill business element of the reverse back purchaser is sent to target bill match party, and according to described inverse The bill business element of repurchase side is obtained in the target bill match party and is matched with the second bill business intention request Positive repurchase side.
Step C00: establish between the positive repurchase side and reverse back purchaser dialogue connection so that the positive repurchase side with it is inverse It buys back policy and one-to-one transaction intention dialogue is carried out to the second bill business intention request of the reverse back purchaser.
In order to further increase bill business system on behalf of request is generated by the Authorized operation side of a positive repurchase side Operational efficiency and safety, in one embodiment of the application, the step of the bill business intention data transmission method 100 include specifically following content:
Step 101: receiving the bill business element of the positive repurchase side sent by the first Authorized operation side, wherein institute The bill business element for stating positive repurchase side is generated by the first Authorized operation side.
In order to carry out trade confirmation by second level Authorized operation side to further increase the operational safety of bill business system Property, in one embodiment of the application, the first Authorized operation side is before the bill business element for generating positive repurchase side When or, if the trade confirmation that the positive repurchase side has not been obtained cancels instruction, by the first bill business of the positive repurchase side Intention request is sent to second level Authorized operation side and is confirmed, and, the first Authorized operation side is receiving second level authorization After the confirmation instruction that operation policy requests the first bill business intention, the first bill business intention of the positive repurchase side is sent Request.
In order to further increase bill business system on behalf of request is generated by the Authorized operation side of a reverse back purchaser Operational efficiency and safety, in one embodiment of the application, the step of the bill business intention data transmission method A00 specifically includes following content:
Step A00: receiving the second bill business element of the reverse back purchaser sent by the second Authorized operation side, In, the bill business element of the reverse back purchaser is generated by the second Authorized operation side.
In order to carry out trade confirmation by second level Authorized operation side to further increase the operational safety of bill business system Property, in one embodiment of the application, the second Authorized operation side is before the bill business element for generating reverse back purchaser When or, if the trade confirmation that reverse back purchaser has not been obtained cancels instruction, by the second bill business of the reverse back purchaser Intention request is sent to second level Authorized operation side and is confirmed, and, the second Authorized operation side is receiving second level authorization After the confirmation instruction that operation policy requests the second bill business intention, the second bill business intention of reverse back purchaser is sent Request.
It is understood that the second level Authorized operation can be for the first Authorized operation side and the second Authorized operation side Upper management person.
Based on above content it is found that bill business intention data transmission method provided by the embodiments of the present application, is not necessarily to user Bill transaction system is directly operated, and by the just side of repurchase and the Authorized operation side of reverse back purchaser on behalf of operation, and in order to further The safety in operation for improving entire bill business system carries out the request of bill business intention by second level Authorized operation side true Recognize, the operational efficiency and safety of bill business system can be further increased.
In order to further increase the operational efficiency and safety of bill business system by bill validation, the application's It is also specific after the step 300 or step C00 of the bill business intention data transmission method referring to Fig. 7 in one embodiment Include following content:
Step 400: if receiving the billing information for the target bill that the positive repurchase side is sent, based on default test gauge Then the target billing information corresponding to target bill carries out transaction inspection;
Wherein, whether the transaction examines the integrality for test-target bill, risk and can be used for trading.
In order to further increase the operational efficiency and safety of bill business system by completion order, the application's It also include step 500 after the step 400 of the bill business intention data transmission method referring to Fig. 8 in one embodiment With step 600, the step 500 and step 600 specifically include following content:
Step 500: if receive for the first bill business intention request or the second bill business intention request Target bill and corresponding deal message are then sent to clearance clearing subsystem by deal message, so that clearance clearing System carries out fund clearing to target bill according to the deal message, and the target bill after fund clearing is sent to bill Trustship subsystem, so that the bill trustship subsystem carries out registration to the target bill and right alteration is handled.
Step 600: it receives the fund for the target bill that the clearance clearing subsystem is sent and has cleared message, And it receives the registered and ownership for the target bill that the bill trustship subsystem is sent and has changed message.
As can be seen from the above description, bill business intention data transmission method provided by the embodiments of the present application, it can be effectively real The data transmission procedure of the online docking and transaction of existing bill business both sides etc., and the application for effectively improving bill online transaction is wide General property and comprehensive, meanwhile, by the reliable transmission process of bill business intention data, bill false wind can be effectively reduced Danger, and the safety in operation and operational efficiency of bill online transaction are improved, and then the effect of bill online trading can be effectively improved Rate meets the fast-developing demand of bill industry.
For software view, in order to effectively realize the online docking of bill business both sides and the data biography of transaction etc. Defeated process, and the widespread popularity of bill online transaction and comprehensive is effectively improved, the application provides one kind for realizing described A kind of embodiment of the bill business subsystem of bill business intention data transmission method all or part of the content, referring to Fig. 9, institute Stating bill business subsystem specifically includes following content:
Positive buyback request receiving module 10, the first bill business intention for receiving positive repurchase side are requested, wherein this It include the bill business element of positive repurchase side in the request of one bill business intention;
Positive buyback request matching module 20, for the bill business element of the positive repurchase side to be sent to target bill Formula, and according to the bill business element of the positive repurchase side, it is obtained and first ticket in the target bill match party Matched reverse back purchaser is requested according to transaction intention;
First session module 30, the dialogue connection for establishing between the positive repurchase side and reverse back purchaser, so that described Positive repurchase side and reverse back purchaser request to carry out one-to-one transaction intention for the first bill business intention of the positive repurchase side Dialogue.
As can be seen from the above description, bill business subsystem provided by the embodiments of the present application, can effectively realize bill business The data transmission procedure of the online docking and transaction of both sides etc., and effectively improve the widespread popularity and synthesis of bill online transaction Property, meanwhile, by the reliable transmission process of bill business intention data, bill false risk can be effectively reduced, and improve ticket According to the safety in operation and operational efficiency of online transaction, and then the efficiency of bill online trading can be effectively improved, meet bill The fast-developing demand of industry.
In order to pass through the online docking and the timeliness of transmission of transaction data that improve bill business both sides, and then can be effective The widespread popularity of bill online transaction and comprehensive is improved, in one embodiment of the application, the bill business subsystem First session module 30 of system specifically includes following content:
Intention informing unit 31, the first bill business intention for sending the positive repurchase side to the reverse back purchaser are asked It asks, so that the reverse back purchaser determines whether that positive repurchase side's transmission intention is accused according to the first bill business intention request Know information;
Talk with connection unit 32, if connecting for receiving the dialogue for the reverse back purchaser that the positive repurchase side is sent Request is connect, then the dialogue connection between the positive repurchase side and reverse back purchaser is established, so that the positive repurchase side and reverse back purchaser The first bill business intention request for the positive repurchase side carries out one-to-one transaction intention dialogue.
In order to further increase the widespread popularity of bill online transaction and comprehensive, in one embodiment of the application In, referring to Figure 10, the bill business subsystem also specifically includes following content:
Reverse back purchases request receiving module A0, and the second bill business intention for receiving reverse back purchaser is requested, wherein this It include the bill business element of positive repurchase side in the request of two bill business intentions;
Inverse buyback request matching module B0, for the bill business element of the reverse back purchaser to be sent to target bill Formula, and according to the bill business element of the reverse back purchaser, it is obtained and second ticket in the target bill match party Matched positive repurchase side is requested according to transaction intention;
Second session module C0, the dialogue connection for establishing between the positive repurchase side and reverse back purchaser, so that described Positive repurchase side and reverse back purchaser request to carry out one-to-one transaction intention for the second bill business intention of the reverse back purchaser Dialogue.
In order to further increase bill business system on behalf of request is generated by the Authorized operation side of a positive repurchase side Operational efficiency and safety, in one embodiment of the application, the positive buyback request of the bill business subsystem is received Module 10 specifically includes following content:
Positive buyback request receiving unit 11, for receiving the bill of the positive repurchase side sent by the first Authorized operation side Element of transaction, wherein the bill business element of the positive repurchase side is generated by the first Authorized operation side.
Wherein, the first Authorized operation side is prior to or just when generating the bill business element of positive repurchase side, if not obtaining The trade confirmation for getting the positive repurchase side cancels instruction, then is sent to the first bill business intention request of the positive repurchase side Second level Authorized operation side confirmed, and, the first Authorized operation side receive second level Authorized operation policy to this After the confirmation instruction of one bill business intention request, the first bill business intention request of the positive repurchase side is sent.
In order to further increase bill business system on behalf of request is generated by the Authorized operation side of a reverse back purchaser Operational efficiency and safety, in one embodiment of the application, the inverse buyback request of the bill business subsystem is received Modules A 0 specifically includes following content:
Reverse back purchases request reception unit A1, for receiving the second of the reverse back purchaser sent by the second Authorized operation side Bill business element, wherein the bill business element of the reverse back purchaser is generated by the second Authorized operation side.
Wherein, the second Authorized operation side is prior to or just when generating the bill business element of reverse back purchaser, if not obtaining The trade confirmation for getting reverse back purchaser cancels instruction, then is sent to the second bill business intention request of the reverse back purchaser Second level Authorized operation side confirmed, and, the second Authorized operation side receive second level Authorized operation policy to this After the confirmation instruction of two bill business intentions request, the second bill business intention request of reverse back purchaser is sent.
Based on above content it is found that bill business subsystem provided by the embodiments of the present application, is not necessarily to the direct operation order of user According to transaction system, and by the just side of repurchase and the Authorized operation side of reverse back purchaser on behalf of operation, and in order to further increase entire ticket According to the safety in operation of transaction system, the request of bill business intention is confirmed by second level Authorized operation side, it can be into one Step improves the operational efficiency and safety of bill business system.
In order to further increase the operational efficiency and safety of bill business system by bill validation, the application's In one embodiment, the bill business subsystem also specifically includes following content:
Transaction inspection module 40, if the billing information for receiving the target bill that the positive repurchase side is sent, base Transaction inspection is carried out in the default inspection rule target billing information corresponding to target bill;
Wherein, whether the transaction examines the integrality for test-target bill, risk and can be used for trading.
In order to further increase the operational efficiency and safety of bill business system by completion order, the application's In one embodiment, the bill business subsystem also specifically includes following content:
Contract note receiving module 50, if being handed over for receiving for the first bill business intention request or the second bill Target bill and corresponding deal message are then sent to clearance clearing subsystem by the deal message of easy intention request, so that The clearance settles accounts subsystem and carries out fund clearing to target bill according to the deal message, and by the target ticket after fund clearing According to bill trustship subsystem is sent to, so that the bill trustship subsystem carries out at registration and right alteration the target bill Reason.
Clearance and trustship information receiving module 60, for receiving that the clearance clearing subsystem sends for the target The fund of bill has cleared message, and, receive having stepped on for the target bill that the bill trustship subsystem is sent Note and ownership have changed message.
As can be seen from the above description, bill business subsystem provided by the embodiments of the present application, can effectively realize bill business The data transmission procedure of the online docking and transaction of both sides etc., and effectively improve the widespread popularity and synthesis of bill online transaction Property, meanwhile, by the reliable transmission process of bill business intention data, bill false risk can be effectively reduced, and improve ticket According to the safety in operation and operational efficiency of online transaction, and then the efficiency of bill online trading can be effectively improved, meet bill The fast-developing demand of industry.
In order to further illustrate this programme, present invention also provides a kind of application bill business systems to realize bill business meaning To the specific application example of data transmission method, can wrap containing our request for quote module and our conclusion of the business enquiry module: can Quotation information required for being screened according to querying condition or deal message, if query time section exceeds the period of default From turn asynchronous task processing can delay export interface queries download information, wherein if the period of default be 1 day and The period of selection is inquired beyond 1 day, then from the processing of turn asynchronous task, to alleviate the pressure of server;If query time section Without departing from the period of default, the corresponding quotation information of segmented request or deal message by the way of paging displaying;Visitor Family end and server carry out data interaction in the form of xml, and the method inquiry database of server application key-value obtains Quotation information corresponding with querying condition or deal message.Institute bill business intention data transmission method user can be handed over by bill Easy system initiates intention inquiry sheet to the whole city, deal maker or group, which can match opposite side in the market To intention inquiry sheet, for the intention inquiry sheet being matched to can turn dialogue quotation to analogue initiate talk with, it is double hair in ticket Transaction is finally achieved according to bill screening is carried out in transaction system;Simultaneously can also be directly viewable market sentiment inquiry information directly to Analogue initiates dialogue quotation and strikes a bargain after double hairs are reached an agreement in bill business system, the bill business system during concluding the transaction System can verify both sides' Transaction Information and billing information, reduce transaction risk, and the present invention realizes bill business related service The real-time online trading of product improves bill operation trading efficiency, and bill business system provides for both parties concludes the transaction Place and be not involved in both sides transaction, specifically include following content:
(1) inquiry conclusion of the business process on bill line, referring to Figure 11
S1: inquiry can issue intention inquiry transaction to the whole city, particular demographic or single deal maker, show its transaction meaning To inquiry;
(1) when the side of selling or positive repurchase side initiate inquiry transaction, the bill of addition transaction intention may be selected;
(2) target/bill as security is selected, can be from the bill of " can trade " state in mechanism bill trustship account It selects, the bill that the offer of bill business system also can be used imports template and carries out importing bill;
S2: when inquiry side needs to sell bill or positive repurchase bill, the selected inquiry of market Inquiry information can be inquired and handed over Easily check inquiry side deal maker's information, to other side initiate dialogue quotation carry out the more rounds of both parties line on offer and at It hands over:
(1) for initiate intention inquiry sheet can be matched by interest rate, credit type of subject and synthesis etc., by valence can to The intention inquiry being fitted on is converted to offers with the dialogue of inquiry side, and inquiry can be checked according to the inquiry sheet being matched to is handed over by valence side It is linked up under easy member's information doubling, by being initiated dialogue quotation transaction by valence side;
(2) intention inquiry information can not be sent out by valence, directly inquire inquiry information in the market, for buying in of choosing or The inquiry of reverse back purchase is converted to offers with the dialogue of inquiry side.
S3: the inquiry can be converted to by valence side and is offered with the dialogue of inquiry side, be formatted talk;Inquiry side's hair It rises after inquiring the price transaction, fuzzy matching can be carried out in inquiry management window and meet the inquiry sheet of this inquiry transaction in the market, if asking When this inquiry transaction of valence side is the side of selling or positive repurchase side, the inquiry single-turn that one is matched to may be selected and talk with quotation, and Execute previous step;
S4, dialogue quotation are initiated, and are initiated by the side of selling or positive repurchase side, one-to-one net price quotation, it is necessary to which complete typing is complete Portion's element of transaction;
(1) after the side of selling or positive repurchase side send dialogue quotation, system judges whether the mechanism opens trade confirmation Permission, if trade confirmation switch is "ON", state of offering is " sending to be confirmed ", there is remaining deal maker of our mechanism transaction It is identified through or is sent to the side of buying in or reverse back purchaser carries out the quote process of the more rounds of both parties;
(2) may specify when the side of selling or positive repurchase side send and talk with and offer and the side of buying in or reverse back purchaser deal maker into Row transaction;
S5: element of transaction includes: our mechanism and deal maker, other side mechanism and deal maker, bill when dialogue quotation is initiated Classification (silver-colored ticket, quotient's ticket), ticket media (paper ticket, electric ticket), clearance speed (T+0, T+1), clearing form, clearance type, repurchase Interest rate/transaction interest rate etc., while bill inventory cannot be sky, select bill and execute step S6 or S7;
S6: after the completion of executing step S4 typing element of transaction, optional click bill selects button and carries out selecting bill, writes from memory Recognize and select " can trade " bill, bill classification is consistent with ticket media with bill classification in element of transaction with ticket media;
S7: after the completion of executing step S4 typing element of transaction, importing template alternatively by bill and import billing information, Selection import bill to verify bill classification it is whether consistent with ticket media with bill classification in element of transaction with ticket media, Bill ownership whether belong to our mechanism and bill whether risk bill etc.;
S8: dialogue quotation is sent, can only the side of selling or positive repurchase side deal maker click to send to talk with and offer, if transmission at Function, while locking bill;If failure, asynchronous unlock is carried out to locked bill;Dialogue quotation is sent, can only the side of selling or just Repurchase side deal maker, which clicks, sends dialogue quotation, while locked transaction bill, if deal maker has trade confirmation permission must be by this The non-initiator deal maker of mechanism can just be sent to analogue deal maker after being identified through;
(1) bill when side of selling or positive repurchase side send dialogue quotation for transaction carries out ownership and " can trade " school It tests, if verification passes through, executes locked transaction bill, if failed in locking process, unlock locked bill, feed back client End sends failure information;If verification passes through and lock ticket success, feedback client is sent successfully;
S9: dialogue quotation modification and termination can choose confirmation and strike a bargain after both parties receive the dialogue quotation of analogue Or anti-dialogue is offered or terminated after modification element;If terminating dialogue quotation, the locking of bill status releasing;Step S4 typing is executed to hand over After the completion of easy element, optional click bill selects button and carries out selecting bill, and default selects " can trade " bill, bill classification It is consistent with ticket media with bill classification in element of transaction with ticket media.
S10: confirmation strikes a bargain, and after either party confirms conclusion of the business, transaction is reached, and system automatically generated electronics contract note simultaneously mentions For printing;System automatically generated electronics contract note simultaneously provides printing and contract note export function;
(1) both parties either party confirm conclusion of the business after, transaction i.e. reach, can be again to Transaction Information before transaction is reached Verification and billing information inspection are carried out, meeting sends the notice that strikes a bargain to both parties after verification passes through, while asynchronous transmission strikes a bargain and believes Cease clearance settlement system;
S11: fund clearing after conclusion of the business, carries out the fund clearing of both parties by line upper type and sends conclusion of the business letter Clearance clearing subsystem is ceased, night carries out the accounting of batch Transaction Information;
S12: right alteration, after transaction strikes a bargain, system carries out bill right alteration automatically;
In addition, conclusion of the business process of inquiring the price on the bill line further include:
(1) inquiry price list and dialogue quotation only had the same day to come into force, and timeliness range can be set in dialogue price list, were more than institute Price list terminates automatically and notifies both parties by prompting message event after the duration of offer of setting;
(2) dialogue quotation inquiry conclusion of the business method is one-to-one net price quotation, it is necessary to complete typing whole element of transaction, transaction Element, which fills in complete rear system, will automatically calculate this quotation transaction amount and downpayment/expiration time, check convenient for both parties.
(2) bill business subsystem, comprising: client, preposition server-side, transactional services end, distribution server end, web clothes Be engaged in end, emergency transactional services end, batch reconciliation and DB data center;
Client, comprising:
(1) deal maker's login module, to load to logging in deal maker's information and permission;
(2) market-intention inquiry module is initiated intention inquiry for deal maker, inquiry market sentiment Transaction Information, is checked Market same day deal message and market forming;The intention inquiry system initiated for deal maker oneself supports fuzzy matching function It can and turn dialogue quotation function;
(3) market-dialogue quote module, for initiating dialogue quotation, checking that the our same day effectively offers, the same day strikes a bargain and believes Breath and quotation information;Operation can be saved, is sent, modified and terminated to quotation is initiated;
(4) market-trade confirmation module is initiated after offering for the deal maker with trade confirmation permission by our mechanism Different deal makers carry out confirmation audit, and analogue deal maker is sent to if being identified through;If confirmation is rejected, initiated by we Square deal maker modifies or terminates;
(6) transaction monitoring module checks our deal maker's trading situation, deal message and market conditions for our mechanism Change information;
(7) information inquiry module, for inquiring our quotation information and our deal message;
(8) management module provides the functions such as bulletin, management and group;
Preposition server-side mainly distributes routing iinformation for client, and the initiation quotation information of monitor client is according to road Trading server and feedback trading information are assigned to client by information;
The quotation information and transaction confirmation message that transactional services end, mainly processing client are initiated;
Distribution server end, mainly the inquiry information to transactional services processing and quotation information are distributed to the whole city, transaction Member, group or dialogue quotation both sides;
Web services end, permission load and token verifying and realization client quotation information when mainly being logged in for deal maker The functions such as inquiry, deal message inquiry and the inquiry of bill inventory information;
Emergency service end, the functions such as initiation and revocation of trading of mainly meeting an urgent need for realization;
Batch reconciliation carries out the automatic reconciliation of night system primarily directed to the information that the same day strikes a bargain, ensures Transaction Information Accuracy;
DB data center mainly stores Transaction Information, membership information and authority information;
In addition, conclusion of the business system of inquiring the price on bill line is also interacted with other bill business subsystems:
(1) on-line interaction is carried out with registration trustship subsystem, the side of selling or positive repurchase side initiate inquiry transaction and dialogue report The inquiry of trustship bill, ticket checking, unlock bill interface are called when valence is traded;
(2) on-line interaction is carried out with clearance clearing subsystem, the dialogue quotation of one of inquiry conclusion of the business mode is reached conclusion of the business and handed over It calls clearance clearing interface to send deal message when easily and settles accounts subsystem to clearance;
(3) on-line interaction is carried out with member management subsystem, membership information, organization information and user information CDC are synchronized to Transaction system DB data center;
(4) on-line interaction is carried out with user's integrated management subsystem, deal maker's information, token value is carried out when user logs in And the verification such as permission.
It specifically, is a kind of bill business subsystem and the online friendship of bill trustship subsystem of the application referring to Figure 12 Mutual structural schematic diagram, the bill trustship subsystem further include:
Bill query interface, it is current for inquiring and (by querying condition active inquiry, filtering out qualified bill) The billing information of client login user institutional affiliation;
Bill verification interface, for verifying, (verified respectively to every bill by the way of repeating query: whether bill may be used For trading, bill whether risk bill, bill ownership whether belong to current mechanism of exchange etc.) state of bill of exchange, ticket According to ownership and whether risk bill (for bill by the attribute of risk bill state, it is all risk bill that state, which is not RS00) etc.;
Bill unlocks ticket interface, and for the more rounds of both parties, (no specific value range, both sides can be more before not concluding the transaction It is secondary that (increased bill locked, the bill deleted is unlocked) is increased and decreased to bill) quote process in locked transaction Bill, if releasing bill lock state after Fail Transaction or exchange settlement clearing;
Member management subsystem further include:
Membership information storage center passes through CDC synchronous applications for membership information, organization information and authority information storage To transaction system DB data center;
User's integral subsystem, comprising:
User information storage center stores for user information and authority information, passes through CDC synchronous applications to transaction system DB data center;
It specifically, is a kind of functional structure chart of bill business subsystem of the application referring to Figure 13, the bill is handed over The functional structure chart of easy subsystem includes market module, transaction monitoring module, information inquiry module and management module;
The market module for conclusion of the business system of inquiring the price on the bill line further include:
Intention inquiry module, including inquiry management module can create inquiry sheet in inquiry management module, can be to inquiry sheet Saved, sent, modified and cancelled function;
Talk with quote module, including bidding management module, one-to-one net price price list can be created in bidding management module, It the functions such as can be saved, sent, modified and be terminated to price list;
Trade confirmation module can carry out trade confirmation to dialogue price list, opponent deal maker is sent to if passing through, if refuting Hui Ze returns to initiator deal maker;
Transaction monitoring module further includes quotation monitoring, market conditions and conclusion of the business managing detailed catalogue;
Information inquiry module further include:
Our request for quote module can inquire the quotation information that we initiate in the recent period;
Our conclusion of the business enquiry module can inquire the Transaction Information that we reach conclusion of the business;
Address list enquiry module can check the details of other deal makers of address list;
The management module for conclusion of the business system of inquiring the price on the bill line includes notice information and group information.
It is shown in Figure 14, it is a kind of intention inquiry process of one of bill business intention data transmission method of the application Figure, the intention inquiry refer to that deal maker shows its intention of trading to the whole city, particular demographic or single deal maker sending Inquiry;Deal maker can click " new order " in intention inquiry bidding management window after client logs in and create intention inquiry sheet, Window can also be managed in intention inquiry chooses a meaning of a passage to behaviour such as inquiry sheet progress " modification calcellation, matches, transmission, preservation " Make.
The intention inquiry transaction flow, A deal maker log in bill business system and initiate intention inquiry, in inquiry typing circle The face typing one transaction intention list sold or just bought back simultaneously is sent to whole city field, group (group comprising B deal maker), single Deal maker (B deal maker), at the same B deal maker inquiry system initiate one buy in or reverse back purchase transaction intention list and be sent to The whole city, group (group of A deal maker), single deal maker (A deal maker), if A deal maker clicks the progress of " matching " button Match, the inquiry sheet for meeting transaction can be matched to, selection wherein one (inquiry sheet that B deal maker initiates) turns dialogue quotation and carries out More round dialogue inquiry transaction, can also check and link up then directly hair under the mechanism and deal maker's information wire that this inquires the price in advance Play dialogue quotation;If B deal maker clicks " matching " button and matches, it can be matched to the inquiry sheet for meeting transaction, select it In one (A deal maker initiate the inquiry sheet) mechanism for checking this inquiry and link up in advance so under deal maker's information wire by selling Side or positive repurchase side (the deal maker side A) initiate dialogue quotation inquiry transaction.
It is shown in Figure 15, it is a kind of dialogue quotation inquiry of one of bill business intention data transmission method of the application Flow chart, the dialogue quotation refers to be initiated by the side of selling or positive repurchase side, one-to-one net price quotation, it is necessary to which complete typing is whole The dialogue of element of transaction, which is inquired the price, trades;Deal maker can click " new order " in dialogue valence bidding management window after client logs in Creation dialogue price list, can also dialogue bidding management window choose dialogue price list carry out " save, modification, transmission, The operations such as termination, conclusion of the business ".
The dialogue quotation inquiry transaction flow, A deal maker log in bill business system and initiate dialogue quotation, report in dialogue One trade quotation sold or just bought back of valence input interface typing, when price list typing, want complete input interface editable to record The element of transaction entered, not editable element of transaction are checked by echoing (bill inventory cannot be sky) automatically after selecting bill Typing element completely clicks " transmission " button afterwards, if having trade confirmation permission to deal maker, is handed over by the non-initiator of our mechanism Yi Yuan (C deal maker) carries out trade confirmation, is otherwise transmitted directly to quotation opponent deal maker (B deal maker).
The price list for needing trade confirmation is sent to quotation opponent deal maker (B deal maker) if trade confirmation passes through, if Trade confirmation rejection, which is then gone back to, gives initiator deal maker (A deal maker), and A deal maker can modify to it and retransmit or terminate simultaneously Solve ticket.
After reciever (B deal maker) receives the dialogue quotation of initiator (A deal maker) initiation, quotation letter in detail is checked Breath, can to quotation modify element of transaction and label the bill inventory to be rejected and be sent to initiator deal maker (A trade Member);Reciever (B deal maker) can also with direct business and send deal message to clearance clearing subsystem carry out fund clearing, Quotation conclusion of the business notification information is sent to initiator (A deal maker) simultaneously.
From the point of view of hardware view, embodiments herein also provides the bill business intention that can be realized in above-described embodiment The specific embodiment of a kind of electronic equipment of Overall Steps in data transmission method, referring to Figure 16, the electronic equipment is specific Including following content:
Processor (processor) 601, memory (memory) 602, communication interface (Communications Interface) 603 and bus 604;
Wherein, the processor 601, memory 602, communication interface 603 complete mutual lead to by the bus 604 Letter;The communication interface 603 is for realizing bill business subsystem A1, customer end B 1, clearance clearing subsystem C1, registration trustship Subsystem D1, target bill match party E1, member management subsystem F1, user's integral subsystem G1 and other participate in mechanisms it Between information transmission;
The processor 601 is used to call the computer program in the memory 602, and the processor executes the meter The Overall Steps in the bill business intention data transmission method in above-described embodiment are realized when calculation machine program, for example, the place Reason device realizes following step when executing the computer program:
Step 100: receiving the first bill business intention request of positive repurchase side, wherein the first bill business intention is asked It include the bill business element of positive repurchase side in asking.
Step 200: the bill business element of the positive repurchase side is sent to target bill match party, and according to it is described just The bill business element of repurchase side is obtained in the target bill match party and is matched with the first bill business intention request Reverse back purchaser.
Step 300: establish between the positive repurchase side and reverse back purchaser dialogue connection so that the positive repurchase side with it is inverse It buys back policy and one-to-one transaction intention dialogue is carried out to the first bill business intention request of the positive repurchase side.
As can be seen from the above description, electronic equipment provided by the embodiments of the present application, can effectively realize bill business both sides' The data transmission procedure of online docking and transaction etc., and the widespread popularity of bill online transaction and comprehensive is effectively improved, together When, by the reliable transmission process of bill business intention data, bill false risk can be effectively reduced, and it is online to improve bill The safety in operation and operational efficiency of transaction, and then the efficiency of bill online trading can be effectively improved, meet bill industry Fast-developing demand.
Embodiments herein is also provided in the bill business intention data transmission method that can be realized in above-described embodiment A kind of computer readable storage medium of Overall Steps is stored with computer program on the computer readable storage medium, should The Overall Steps of the bill business intention data transmission method in above-described embodiment are realized when computer program is executed by processor, For example, the processor realizes following step when executing the computer program:
Step 100: receiving the first bill business intention request of positive repurchase side, wherein the first bill business intention is asked It include the bill business element of positive repurchase side in asking.
Step 200: the bill business element of the positive repurchase side is sent to target bill match party, and according to it is described just The bill business element of repurchase side is obtained in the target bill match party and is matched with the first bill business intention request Reverse back purchaser.
Step 300: establish between the positive repurchase side and reverse back purchaser dialogue connection so that the positive repurchase side with it is inverse It buys back policy and one-to-one transaction intention dialogue is carried out to the first bill business intention request of the positive repurchase side.
As can be seen from the above description, computer readable storage medium provided by the embodiments of the present application, can effectively realize bill The data transmission procedure of the online docking and transaction of both parties etc., and effectively improve bill online transaction widespread popularity and It is comprehensive, meanwhile, by the reliable transmission process of bill business intention data, bill false risk can be effectively reduced, and mention The safety in operation and operational efficiency of high bill online transaction, and then the efficiency of bill online trading can be effectively improved, meet The fast-developing demand of bill industry.
All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for hardware+ For program class embodiment, since it is substantially similar to the method embodiment, so being described relatively simple, related place is referring to side The part of method embodiment illustrates.
It is above-mentioned that this specification specific embodiment is described.Other embodiments are in the scope of the appended claims It is interior.In some cases, the movement recorded in detail in the claims or step can be come according to the sequence being different from embodiment It executes and desired result still may be implemented.In addition, process depicted in the drawing not necessarily require show it is specific suitable Sequence or consecutive order are just able to achieve desired result.In some embodiments, multitasking and parallel processing be also can With or may be advantageous.
Although this application provides the method operating procedure as described in embodiment or flow chart, based on conventional or noninvasive The labour for the property made may include more or less operating procedure.The step of enumerating in embodiment sequence is only numerous steps One of execution sequence mode, does not represent and unique executes sequence.It, can when device or client production in practice executes To execute or parallel execute (such as at parallel processor or multithreading according to embodiment or method shown in the drawings sequence The environment of reason).
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity, Or it is realized by the product with certain function.It is a kind of typically to realize that equipment is computer.Specifically, computer for example may be used Think personal computer, laptop computer, vehicle-mounted human-computer interaction device, cellular phone, camera phone, smart phone, individual Digital assistants, media player, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or The combination of any equipment in these equipment of person.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates, Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one The step of function of being specified in a box or multiple boxes.
In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net Network interface and memory.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium Example.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.This Field technical staff is it should be appreciated that the embodiment of this specification can provide as method, system or computer program product.Therefore, originally Complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in specification embodiment Form.This specification embodiment can describe in the general context of computer-executable instructions executed by a computer, example Such as program module.Generally, program module include routines performing specific tasks or implementing specific abstract data types, program, Object, component, data structure etc..This specification embodiment can also be practiced in a distributed computing environment, in these distributions Formula calculates in environment, by executing task by the connected remote processing devices of communication network.In distributed computing environment In, program module can be located in the local and remote computer storage media including storage equipment.In this specification Various embodiments are described in a progressive manner, and the same or similar parts between the embodiments can be referred to each other, each What embodiment stressed is the difference from other embodiments.For system embodiment, since it is basic It is similar to embodiment of the method, so being described relatively simple, the relevent part can refer to the partial explaination of embodiments of method.At this In the description of specification, reference term " one embodiment ", " some embodiments ", " example ", " specific example " or " some to show The description of example " etc. means that particular features, structures, materials, or characteristics described in conjunction with this embodiment or example are contained in this explanation In at least one embodiment or example of book embodiment.In the present specification, schematic expression of the above terms necessarily needle Pair be identical embodiment or example.Moreover, particular features, structures, materials, or characteristics described can any one or It can be combined in any suitable manner in multiple embodiment or examples.In addition, without conflicting with each other, those skilled in the art The feature of different embodiments or examples described in this specification and different embodiments or examples can be combined and group It closes.The foregoing is merely the embodiments of this specification, are not limited to this specification embodiment.For art technology For personnel, this specification embodiment can have various modifications and variations.It is all this specification embodiment spirit and principle it Interior any modification, equivalent replacement, improvement and so on should be included within the scope of the claims of this specification embodiment.

Claims (15)

1. a kind of bill business intention data transmission method characterized by comprising
Receive the first bill business intention request of positive repurchase side, wherein include just returning in the first bill business intention request The bill business element of purchaser;
The bill business element of the positive repurchase side is sent to target bill match party, and according to the bill of the positive repurchase side Element of transaction obtains in the target bill match party and requests matched reverse back purchaser with the first bill business intention;
The dialogue connection between the positive repurchase side and reverse back purchaser is established, so that the positive repurchase side and reverse back purchaser are directed to institute The the first bill business intention request for stating positive repurchase side carries out one-to-one transaction intention dialogue.
2. bill business intention data transmission method according to claim 1, which is characterized in that described establish described is just returned Dialogue connection between purchaser and reverse back purchaser, so that the positive repurchase side and reverse back purchaser are directed to the first of the positive repurchase side The request of bill business intention carries out one-to-one transaction intention dialogue, comprising:
To the reverse back purchaser send the positive repurchase side the first bill business intention request so that the reverse back purchaser according to First bill business intention request determines whether that the positive repurchase side sends intention notification;
If receiving the dialogue connection request for the reverse back purchaser that the positive repurchase side is sent, the positive repurchase is established Dialogue connection between side and reverse back purchaser, so that the positive repurchase side and reverse back purchaser are directed to the first ticket of the positive repurchase side One-to-one transaction intention dialogue is carried out according to transaction intention request.
3. bill business intention data transmission method according to claim 1, which is characterized in that further include:
Receive the second bill business intention request of reverse back purchaser, wherein include just returning in the second bill business intention request The bill business element of purchaser;
The bill business element of the reverse back purchaser is sent to target bill match party, and according to the bill of the reverse back purchaser Element of transaction obtains in the target bill match party and requests matched positive repurchase side with the second bill business intention;
The dialogue connection between the positive repurchase side and reverse back purchaser is established, so that the positive repurchase side and reverse back purchaser are directed to institute The the second bill business intention request for stating reverse back purchaser carries out one-to-one transaction intention dialogue.
4. bill business intention data transmission method according to claim 1, which is characterized in that described to receive positive repurchase side The first bill business intention request, comprising:
Receive the bill business element of the positive repurchase side sent by the first Authorized operation side, wherein the positive repurchase side Bill business element is generated by the first Authorized operation side.
5. bill business intention data transmission method according to claim 4, which is characterized in that further include:
The first Authorized operation side is just returned prior to or just when generating the bill business element of positive repurchase side if this has not been obtained The trade confirmation of purchaser cancels instruction, then the first bill business intention request of the positive repurchase side is sent to second level authorization behaviour Work side confirmed, and, the first Authorized operation side is receiving second level Authorized operation policy to first bill business After the confirmation instruction of intention request, the first bill business intention request of the positive repurchase side is sent.
6. bill business intention data transmission method according to claim 3, which is characterized in that the reception reverse back purchaser The second bill business intention request, comprising:
Receive the second bill business element of the reverse back purchaser sent by the second Authorized operation side, wherein the reverse back purchase The bill business element of side is generated by the second Authorized operation side.
7. bill business intention data transmission method according to claim 6, which is characterized in that further include:
The second Authorized operation side is prior to or just when generating the bill business element of reverse back purchaser, if the reverse back has not been obtained The trade confirmation of purchaser cancels instruction, then the second bill business intention request of the reverse back purchaser is sent to second level authorization behaviour Work side confirmed, and, the second Authorized operation side is receiving second level Authorized operation policy to second bill business After the confirmation instruction of intention request, the second bill business intention request of reverse back purchaser is sent.
8. bill business intention data transmission method according to claim 1, which is characterized in that further include:
If receiving the billing information for the target bill that the positive repurchase side is sent, based on default inspection rule to target bill The corresponding target billing information carries out transaction inspection;
Wherein, whether the transaction examines the integrality for test-target bill, risk and can be used for trading.
9. bill business intention data transmission method according to claim 3, which is characterized in that further include:
It, will if receiving the deal message for the first bill business intention request or the request of the second bill business intention Target bill and corresponding deal message be sent to clearance clearing subsystem so that the clearance settle accounts subsystem according to it is described at It hands over information to carry out fund clearing to target bill, and the target bill after fund clearing is sent to bill trustship subsystem, make It obtains the bill trustship subsystem and registration and right alteration processing is carried out to the target bill;
It receives the fund for the target bill that the clearance clearing subsystem is sent and has cleared message, and, receive institute The registered and ownership for the target bill for stating the transmission of bill trustship subsystem has changed message.
10. bill business intention data transmission method according to claim 6, which is characterized in that the bill business is wanted Element includes: the corresponding mark of the first Authorized operation side, the corresponding mark of the first Authorized operation side, bill classification, ticket media, The whole or any combination in speed, clearing form and clearance type are cleared, further includes repo rate or transaction interest rate;
Wherein, the first Authorized operation side is the generation side of the first bill business intention request of the positive repurchase side, described Second Authorized operation side is the generation side that the second bill business intention of the reverse back purchaser is requested.
11. a kind of bill business subsystem characterized by comprising
Positive buyback request receiving module, for receiving the first bill business intention request of positive repurchase side, wherein first bill It include the bill business element of positive repurchase side in the request of transaction intention;
Positive buyback request matching module, for the bill business element of the positive repurchase side to be sent to target bill match party, And according to the bill business element of the positive repurchase side, obtained and first bill business in the target bill match party Intention requests matched reverse back purchaser;
First session module, the dialogue connection for establishing between the positive repurchase side and reverse back purchaser, so that the positive repurchase Side carries out one-to-one transaction intention for the first bill business intention request of the positive repurchase side with reverse back purchaser and talks with.
12. a kind of bill business system characterized by comprising at least one client, clearance clearing subsystem, registration support Tube system, and bill business subsystem as claimed in claim 11;
The client, clearance clearing subsystem and registration trustship subsystem connect with the bill business subsystem communication respectively It connects.
13. bill business system according to claim 12, which is characterized in that further include: with the bill business subsystem The member management subsystem and user's integral subsystem of system communication connection.
14. a kind of electronic equipment including memory, processor and stores the calculating that can be run on a memory and on a processor Machine program, which is characterized in that the processor realizes any one of claims 1 to 10 bill business when executing described program The step of intention data transmission method.
15. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program quilt The step of claims 1 to 10 described in any item bill business intention data transmission methods are realized when processor executes.
CN201910484641.1A 2019-06-05 2019-06-05 Bill business intention data transmission method and related system Pending CN110276612A (en)

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Application publication date: 20190924