CN108122159A - A kind of factoring information processing method and system based on block chain - Google Patents

A kind of factoring information processing method and system based on block chain Download PDF

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Publication number
CN108122159A
CN108122159A CN201711404491.6A CN201711404491A CN108122159A CN 108122159 A CN108122159 A CN 108122159A CN 201711404491 A CN201711404491 A CN 201711404491A CN 108122159 A CN108122159 A CN 108122159A
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China
Prior art keywords
factoring
block chain
contract
information
intelligence contract
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CN201711404491.6A
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Chinese (zh)
Inventor
卢亦斌
路成业
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Chain Technology Co Ltd
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Chain Technology Co Ltd
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Priority to CN201711404491.6A priority Critical patent/CN108122159A/en
Publication of CN108122159A publication Critical patent/CN108122159A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping
    • G06Q30/0609Buyer or seller confidence or verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

The present invention provides a kind of factoring information processing method and system based on block chain, which includes:Receive the factoring request that user sends;It is asked to form corresponding factoring intelligence contract according to factoring;Identify block chain on the relevant user information of factoring intelligence contract;Node is verified by the endorsement of corresponding user information on block chain, endorsement verification is carried out to factoring intelligence contract;When factoring intelligence contract is endorsed to be verified, factoring is carried out by factoring intelligence contract, corresponding ownership information is asked to change.Factoring information processing method and system provided by the invention based on block chain with block chain data unsuppressible-suppression, can not be distorted and safeguarded in many ways and the characteristics such as account book is shared, and each side to participate in factoring business provides business number fidelity and traces to the source.In addition, fulfiling for factoring business is completed by factoring intelligence contract, ensure that business datum can not distort, difficulty existing for aspect is recognized each other in information by each side for solving participation factoring business in the prior art.

Description

A kind of factoring information processing method and system based on block chain
Technical field
The present invention relates to technical field of electronic commerce, and in particular to a kind of factoring information processing method based on block chain and System.
Background technology
Business factoring provides trade financing, the management of sale ledger, customer credit investigation and assessment, accounts receivable for enterprise The services such as management and collection, credit risk guarantee.At present in factoring business is carried out, factoring business participates in the information exchange of each side In the process, the authenticity of information such as the authenticity of service scripts, management state of participant confirmation, it is necessary to complicated program and Higher confidence cost.Prior art is typically that business participates in each side using each different operation system, information it is each Side is recognized each other, it is necessary to respectively since the angle of own service is set out, and audits and the authenticity of confirmation message, the signing such as sales contract are double Whether the authenticity of the underlying contract of side, the ownership of accounts receivable are clear etc..Business participate in the cost recognized each other of information of each side compared with It is high.Country establishes Enterprise Credit public notification of information system and whole nation judgement publicity document publicity net, trade can be helped to participate in Each side carries out credit check, but these systems are subsequent publicity, and there is no the business information solved in process of service execution is mutual The problem of recognizing.
The content of the invention
Therefore, the technical problem to be solved in the present invention is to overcome participates in each side of factoring business in information in the prior art The difficulty of aspect is recognized each other, so as to provide a kind of factoring information processing method and system based on block chain.
According in a first aspect, one embodiment of the present of invention provides a kind of factoring information processing method based on block chain, Include the following steps:Receive the factoring request that user sends;It is asked to form corresponding factoring intelligence contract according to the factoring;Know On other block chain with the relevant user information of factoring intelligence contract;By the endorsement that the user information is corresponded on block chain It verifies node, endorsement verification is carried out to the factoring intelligence contract;When the factoring intelligence contract is endorsed to be verified, lead to It crosses the factoring intelligence contract and carries out the corresponding ownership information change of the factoring request.
Further, node is verified in the endorsement by corresponding to the user information on block chain, and the factoring is intelligently closed Endorsement verification is about carried out, including:When the factoring intelligence contract is multiple, pass through multiple common recognition services on the block chain Node, the endorsement verification node of the corresponding each factoring intelligence contract of distribution, concurrently performs the back of the body to the factoring intelligence contract Book is verified.
Further, the factoring request that user sends is received, including:Factoring contract dataset and described is stored by block chain The corresponding basic trade contract data of factoring contract dataset;Factoring request is formed according to the factoring contract dataset.
Further, asked to form corresponding factoring intelligence contract according to the factoring, including:Pass through stepping on block chain Remember that node carries out the factoring and asks the registration of corresponding accounts receivable, and the register information of the accounts receivable is stored into area Block chain;The registered nodes are used to record the register information of pledge of accounts receivable or mortgage;It is asked according to the factoring and corresponding Accounts receivable register information, form corresponding factoring intelligence contract, and the factoring intelligence contract be published to block chain.
Further, in the register information according to factoring request and corresponding accounts receivable, corresponding factoring is formed Before being published to block chain after intelligent contract and by the factoring intelligence contract, ask to be formed according to the factoring corresponding Factoring intelligence contract, further includes:For the factoring intelligence contract allocated items sequence number, item code and contract code, and mark The initiator information of the factoring intelligence contract;To the corresponding Item number of the factoring intelligence contract, item code and contract Code and initiator information carry out Hash calculation with obtain Item number Hash, item code Hash and contract code Hash with And initiator information Hash;By the Item number Hash, item code Hash and contract code Hash and initiator information Hash is stored in block chain.
According to second aspect, one embodiment of the present of invention provides a kind of factoring information processing system based on block chain, Including:Contract module for receiving the factoring request of user's transmission, and asks to form corresponding factoring intelligence according to the factoring Contract and identification block chain on the relevant user information of factoring intelligence contract;Endorsement authentication module, for passing through block The endorsement verification node of the user information is corresponded on chain, endorsement verification is carried out to the factoring intelligence contract;Factoring performs mould Block, for when the factoring intelligence contract is endorsed be verified when, carrying out the factoring by the factoring intelligence contract please Corresponding ownership information is asked to change.
Further, the factoring information processing system based on block chain further includes:The user being arranged on block chain Node;The user node includes seller node, buyer node, factoring agency node, registered nodes, endorsement verification node and is total to Know service node, the registered nodes are used to record the register information of pledge of accounts receivable or mortgage.
According to the third aspect, one embodiment of the present of invention provides a kind of non-transient computer readable storage medium storing program for executing, described Non-transient computer readable storage medium storing program for executing stores computer instruction, and such as first is realized when the computer instruction is executed by processor The factoring information processing method based on block chain described in aspect embodiment.
According to fourth aspect, a kind of computer equipment of the invention, including:At least one processor;And with it is described extremely The memory of few processor communication connection;Wherein, the memory storage, which has, to be performed by least one processor Instruction, described instruction is performed by least one processor, so that at least one processor performs such as first aspect The factoring information processing method based on block chain described in embodiment.
Technical solution of the present invention has the following advantages that:
Factoring information processing method and system provided by the invention based on block chain carry for each participant of factoring business The environment of an information mutual trust, i.e. block chain have been supplied, with block chain data unsuppressible-suppression, can not distort and safeguard in many ways and account This characteristics, each side to participate in factoring business such as shared provide business number fidelity and trace to the source, realize the business of each behavioral agent with It is reliable in the confidence of entire service period according to data such as file and business conducts.In addition, each single item factoring business is fulfiled, from label Factoring contract is ordered, is verified to endorsement, until corresponding ownership information changes, is completed by factoring intelligence contract, on the one hand improved On the other hand factoring business corresponding capital settlement efficiency ensures that business datum can not distort, and solve and join in the prior art With each side of factoring business difficulty existing for aspect is recognized each other in information.In order to improve the work that factoring business is carried out on block chain Efficiency, factoring information processing method and system provided by the invention based on block chain, for each factoring intelligence contract point User that Shi Bie be not corresponding on block chain so that each factoring intelligence contract is only in its relevant block chain user node Upper operation.Factoring information processing method and system provided by the invention based on block chain, are related to multiple contract sides and factoring machine Structure, thus service node build consensus only it is related with business related side, transaction also only handled between business related side, correlation letter Breath also only transfers between business related side, and the execution of business simultaneously need not travel to all verification nodes and obtain all verifications Node verification, associated verification node participate in the verification of related service, can greatly improve secret protection of the system to business, simultaneously Improve verification efficiency so that system can support that multi-service is concurrent.Code is in different correlations on the chain of different intelligent contract It is run on node, realizes high concurrent and high scalability.The corresponding data of factoring business can also be rating business credit from now on Data service is provided with credit information, and then further recognizes each other aspect in information and is provided just for the business participant of various transaction Profit.
Description of the drawings
It, below will be to specific in order to illustrate more clearly of the specific embodiment of the invention or technical solution of the prior art Embodiment or attached drawing needed to be used in the description of the prior art are briefly described, it should be apparent that, in describing below Attached drawing is some embodiments of the present invention, for those of ordinary skill in the art, before not making the creative labor It puts, can also be obtained according to these attached drawings other attached drawings.
Fig. 1 is the stream of a specific example of the factoring information processing method based on block chain in the embodiment of the present invention 1 Cheng Tu;
Fig. 2 is one of step S1 in the factoring information processing method based on block chain in the embodiment of the present invention 1 specific Exemplary flow chart;
Fig. 3 is one of step S2 in the factoring information processing method based on block chain in the embodiment of the present invention 1 specific Exemplary flow chart;
Fig. 4 is one of step S2b in the factoring information processing method based on block chain in the embodiment of the present invention 1 specific Exemplary flow chart;
Fig. 5 is concurrently to endorse the one of verification in the factoring information processing method based on block chain in the embodiment of the present invention 1 The flow chart of a specific example;
Fig. 6 is the principle of a specific example of the factoring information processing system based on block chain in the embodiment of the present invention 2 Block diagram;
The functional block diagram of one specific example of the computer equipment in Fig. 7 embodiment of the present invention 4.
Specific embodiment
Technical scheme is clearly and completely described below in conjunction with attached drawing, it is clear that described implementation Example is part of the embodiment of the present invention, instead of all the embodiments.Based on the embodiments of the present invention, ordinary skill Personnel's all other embodiments obtained without making creative work, belong to the scope of protection of the invention.
As long as in addition, technical characteristic involved in invention described below different embodiments non-structure each other It can be combined with each other into conflict.
Embodiment 1
The embodiment of the present invention provides a kind of factoring information processing method based on block chain, as shown in Figure 1, it include it is following Step:
Step S1:Receive the factoring request that user sends.
Factoring business provides trade financing, the management of sale ledger, customer credit investigation and assessment, accounts receivable for enterprise The services such as management and collection, credit risk guarantee.Factoring business is premised on creditor transfers the possession of its accounts receivable, and collection answers receipt on account Money collection, management, bad credit guarantee and financing are in the comprehensive financial service of one.Its accounts receivable is transferred factoring by creditor Mechanism provides it at least one in following services by factoring mechanism, is factoring business:
1. accounts receivable collection:Factoring mechanism actively or answers creditor to require according to the accounts receivable account phase, take phone, Letters, the modes such as visit carry out collection with legal means etc. to debtor;
2. receivable management:Factoring mechanism is periodically or non-periodically provided it according to the requirement of creditor on receivable The statistical report form of the finance such as the recovering state of funds on account, overdue funds on account situation, statement assists it to carry out receivable management.
3. bad credit is assured:After factoring mechanism signs factoring agreement with creditor, credit line is appraised and decided for debtor, and in core In quasi- amount, to accounts receivable of the creditor without trade disputes, the guarantee of payment of agreement is provided.
4. factoring is financed:By accounts receivable is legal, the financing services premised on effective transfer.
Under the prior art, the development of factoring business is online lower progress, and each side for participating in factoring business is mutual in information Recognize aspect to have difficulties, the embodiment of the present invention provides a kind of factoring information processing method based on block chain therefore, by factoring industry Business, which is transferred on the enterprising line of block chain, to be operated, and the basis to factoring information processing is information exchange.It is carried out on block chain The first step of factoring information processing, that is, step S1 receives the factoring request that user sends, in a specific embodiment, such as Fig. 2 institutes Show, following realization step S1 step by step may be employed:
Step S1a:Factoring contract dataset and the corresponding basic trade contract number of factoring contract dataset are stored by block chain According to;
Step S1b:Factoring request is formed according to factoring contract dataset.In practical applications, factoring request should include protecting The identification information of contract dataset is managed, according to the identification information of factoring contract dataset, subsequent step is completed for factoring request The confirmation of relevant user information.In the corresponding basic trade contract data of factoring contract dataset, the seller, that is, factoring of underlying contract The credits side of contract, the debt side of buyer, that is, factoring contract of underlying contract belong to the associated user that the factoring is asked.Credits After side signs factoring contract with factoring mechanism, which is stored in block chain after associated user verifies, since block chain has There is data unsuppressible-suppression, can not distort and safeguard in many ways and the characteristics such as account book is shared so that in the factoring contract of block chain storage The actual performance of data and its corresponding basic trade contract data accesses guarantee, and can trace to the source, in subsequent block chain In factoring information process, relevant each user can directly inquire about factoring contract dataset and its corresponding when needed Difficulty existing for aspect is recognized each other in information by basic trade contract data, each side for solving participation factoring business in the prior art.
Step S2:It is asked to form corresponding factoring intelligence contract according to factoring.In order to improve the factoring letter based on block chain Cease treatment effeciency, the factoring information processing method of the embodiment of the present invention using intelligent contract realize factoring business endorsement verification and Corresponding ownership information change, for this purpose, in a specific embodiment, as shown in figure 3, realizing step S2 step by step using following It is asked to form corresponding factoring intelligence contract according to factoring:
Step S2a:The registration of the corresponding accounts receivable of factoring request is carried out by the registered nodes on block chain, and should The register information of receipt on account money is stored into block chain;
Step S2b:According to factoring request and the register information of corresponding accounts receivable, form corresponding factoring and intelligently close About, and by factoring intelligence contract it is published to block chain.In order to realize effective supervision to factoring business, hold factoring business is actual Before row, provide that register system (i.e. block chain should be transferred the possession of in specified accounts receivable by underlying contract credits side according to industry On registered nodes) on complete registration, registered nodes are used to record the register information of pledge of accounts receivable or mortgage, register information Including:Credits side's information, factoring side's information, accounts receivable target detail, factoring execution of contract date etc., registration pass through each after completing The common recognition of a associated user enters chain after confirming and deposits card.In addition, by corresponding accounts receivable being asked to be registered factoring, it can Unique digital representation is carried out to the target of accounts receivable, to realize transfer of the subsequent step to accounts receivable, i.e. ownership becomes More performed by intelligent contract.
In a specific embodiment, by the corresponding master contract number of accounts receivable, accounts receivable debtor title, receivable The business information such as funds on account aging, accounts receivable currency type, the accounts receivable amount of money, accounts receivable Expiration Date, accounts receivable registration authority, And the assets measurement that carries out to the accounts receivable of relevant each user and the information of ownership identification are stored in block amount, it will be all It is packaged and is encrypted with the relevant file of the assets, to generate the unique numerical identification of the accounts receivable.
In a specific embodiment, as shown in figure 4, in the registered letter according to factoring request and corresponding accounts receivable Breath, before being formed after corresponding factoring intelligence contract and factoring intelligence contract being published to block chain, step S2b is further included Below step by step:
Step S2b-1:For factoring intelligence contract allocated items sequence number, item code and contract code, and mark factoring intelligence The initiator information of energy contract;
Step S2b-2:The corresponding Item number of factoring intelligence contract, item code and contract code and promoter are believed Breath carries out Hash calculation and is breathed out with obtaining Item number Hash, item code Hash and contract code Hash and initiator information It is uncommon;
Step S2b-3:By Item number Hash, item code Hash and contract code Hash and initiator information Hash It is stored in block chain.
Wherein, Item number is the sequence number of each trading item;Item code is mainly used for generating contract and modification is handed over Easy project status;Contract code is the clause for performing business factoring intelligence contract.The ownership that factoring intelligence contract is related to fund becomes More necessary supervision is carried out, it is necessary to issue it.The factoring information processing method based on block chain in the embodiment of the present invention leads to It crosses and is associated factoring intelligence contract and its promoter, on the one hand can carry out core to the identity and permission of contract promoter It is real, on the other hand management and control can be carried out to contract, other users illegal modifications contract is avoided to make profit.In addition, in order to ensure to hand over It is easily safe, the factoring information processing method based on block chain in the embodiment of the present invention, to Item number, item code and contract Code and initiator information have carried out Hash encryption.In practical applications, a step of step entirety Hash can be added again, Item number Hash, item code Hash and contract code Hash and initiator information Hash are integrally subjected to Hash encryption And be stored in block chain, to further enhance transaction security.On the one hand above-mentioned Hash procedure enhances the safety of transaction Property, it on the other hand can obtain and preserve the reset condition of factoring intelligence contract, it is convenient to inquire about from now on.
In practical applications, it is also necessary in business factoring intelligence contract set business rule environmental parameter, including with reality The relevant all parameters of border business rule.For example, the relation of underlying contract and factoring contract, the accounts receivable that factoring mechanism appraises and decides Whether financing limit, financing limit are recycled, financing limit expiration date, the easy amount commitment fee of financing, and factoring mechanism opens an account letter Breath, the seller open an account information, factoring retrospect condition, and if it is direct returned money factoring, factoring service charge, factoring first payment usage charges, The accounts receivable amount of money, accounts receivable species, accounts receivable Expiration Date, factoring business's finance are set up and are checked the cycle, and reversion allows arrangement Deng, it is necessary to which corresponding in factoring intelligence contract set above-mentioned parameter.These parameter settings can be used for testing the endorsement of transaction proposal Card.
Step S3:Identify block chain on the relevant user information of factoring intelligence contract.
Factoring information processing method provided in an embodiment of the present invention based on block chain is related to multiple contract sides and factoring Mechanism since the process built consensus to a certain factoring business is only related with the relevant user node of business, and merchandises also only It is handled between the relevant user node of business, therefore, relevant information also need to only be transferred between the relevant user node of business , the execution of factoring business simultaneously need not be broadcast to all user nodes on block chain and obtain testing for all user nodes Card, associated user's node are only involved in the verification of related service.It is relevant with factoring intelligence contract on block chain by identifying User information can improve the secret protection to factoring business, while improve the efficiency verified in follow-up factoring business so that Can the factoring information processing method can support that multi-service is concurrent.
Step S4:Node is verified by the endorsement of corresponding user information on block chain, is endorsed to factoring intelligence contract Verification.In a specific embodiment, when factoring intelligence contract is multiple, the multiple common recognitions passed through on block chain service section Point, the endorsement verification node of the corresponding each factoring intelligence contract of distribution, concurrently performs the verification of the endorsement to factoring intelligence contract.Factoring When intelligent contract is concurrently carried out, due to being assigned with pair for each factoring intelligence contract by the common recognition service node on block chain The endorsement verification node answered so that concurrently can synchronously perform, and do not interfere with each other to the endorsement verification of multiple factoring intelligence contracts. It is run by code on the chain of different intelligent contract on different associated user's nodes, realizes high concurrent and height stretches, have Beneficial to factoring information processing efficiency of the raising based on block chain.In addition, according to the division of labor of user node different on block chain, It is that different user nodes imparts different priority assignations in one specific embodiment.For example, believe for national business standing Cease the user node on the corresponding block chain of publicity platform, the user node on the corresponding block chain of judgement document's publicity platform with And the user node on the corresponding block chain of executed person public notification of information platform, the whole network authentication function is assigned, to realize to protecting Effective supervision of reason business.For the user node on the corresponding block chain of factoring mechanism, then expansible verifying authorization is assigned, To meet after its business increase to the verification demand of related trade side.For trade both sides, the corresponding area in logistics side and storage side User node on block chain only assigns the verifying authorization of specific factoring business, to realize the independence of multiple factoring intelligence contracts Concurrently perform.
Below with a specific embodiment, the concurrently endorsement verification process of multiple factoring intelligence contracts is briefly introduced:
First, as shown in figure 5, disposing factoring intelligence contract on each user node, different factoring intelligence contracts is pressed It is run according to respective endorsement and verification agreement, multiple factoring intelligence contracts can be carried out parallel at endorsement verification and common recognition Reason.For example, intelligence and about 1 (i.e. chain code CC1) call the corresponding requesting nodes of CC1, local requesting node receives the calling of CC1, State transition processing is carried out, and the execution state of this request and final result are recorded, while generates corresponding state version This.Intelligence and about 1 transaction proposal, which include, needs the state Key values changed in this transaction, the Value of new state and variation institute The state Key values of dependence and current version value.Intelligence and about 1 transaction proposal are addressed to the endorsement specified during CC1 deployment and test Node is demonstrate,proved, endorsement verification node also receives the calling of CC1, and intelligence and about 1 transaction proposal are verified, verification transaction is built Whether the status modifier and State-dependence of view and implementing result actual on this node are consistent, if unanimously adding the label of this node Name returns result to requesting node.Requesting node collects the feedback of endorsement verification node, meets the endorsement of intelligence and about 1 setting During authentication policy, then verified by the endorsement of the transaction proposal.Endorsement authentication policy could be provided as the phase of each verification node Weight is answered, if the total weight of endorsement verification node that verification is participated in during verification is more than 50% and passes through verification, passes through the transaction It is recommended that endorsement verification.Similarly, intelligence and about 2 (i.e. chain code CC2) also carry out endorsement verification according to the method described above.Due to intelligent conjunction About 1 is different with endorsement verification node with intelligence and the requesting node that about 2 are related to so that intelligence and about 1 and intelligence and about 2 back of the body Book verification can be carried out concurrently and is independent of each other, and improve the effect for verification of endorsing in the factoring information process based on block chain Rate.
Secondly, the transaction proposal being verified is sent to the whole network common recognition node cluster (such as whole nation on block chain by requesting node On user node, the corresponding block chain of judgement document's publicity platform on the corresponding block chain of credit information of enterprise publicity platform User node on user node and the corresponding block chain of executed person public notification of information platform) it is broadcasted, each broadcast warp Hash processing forms unique message Hash, is not repeated with the broadcast message for ensureing transaction proposal.The whole network knows together node to whole The total order message of transaction proposal verified that at this moment the whole network common recognition node only makees cryptographic verifications, endorsement policy validation and version This state verification.If the transaction proposal that there is equal state to rely on that endorsement is verified by requesting node is submitted to the whole network and is total to Know node cluster twice, the whole network common recognition node cluster can distribute two sequence numbers to the two transaction proposals and be sent to each the whole network common recognition Node.When the whole network common recognition node cluster carries out local state version dependence verification, the transaction proposal first received is due to having had verified that Finish, local state has increased a version newly so that later identical transaction proposal is due to having relied on an out-of-date version Originally it is determined as illegal transaction and is dropped.
Step S5:When factoring intelligence contract is endorsed to be verified, factoring request pair is carried out by factoring intelligence contract The ownership information change answered.The triggering factors of factoring intelligence contract include Transaction Information and external trigger information, when credits side with Factoring mechanism signs factoring contract and after the registration of accounts receivable transfer confirms, factoring mechanism can be according to factoring contract about Surely the execution of the formalities such as the factoring first payment is triggered, i.e., carrying out factoring by factoring intelligence contract asks corresponding ownership information to become More.
Factoring information processing method provided in an embodiment of the present invention based on block chain carries for each participant of factoring business The environment of an information mutual trust, i.e. block chain have been supplied, with block chain data unsuppressible-suppression, can not distort and safeguard in many ways and account This characteristics, each side to participate in factoring business such as shared provide business number fidelity and trace to the source, realize the business of each behavioral agent with It is reliable in the confidence of entire service period according to data such as file and business conducts.In addition, each single item factoring business is fulfiled, from label Factoring contract is ordered, is verified to endorsement, until corresponding ownership information changes, is completed by factoring intelligence contract, on the one hand improved On the other hand factoring business corresponding capital settlement efficiency ensures that business datum can not distort, and solve and join in the prior art With each side of factoring business difficulty existing for aspect is recognized each other in information.It is carried out to improve on block chain at factoring business information The work efficiency of reason, the factoring information processing method provided by the invention based on block chain, for each factoring intelligence contract User corresponding on block chain is identified respectively so that each factoring intelligence contract is only saved in its relevant block chain user It is run on point, and carries out data common recognition verification, avoided factoring business data carrying out the whole network broadcast and common recognition verification, on the one hand contract The common recognition verification scope of small factoring business data is conducive to improve the verification efficiency of factoring business data, on the other hand so that Multiple factoring intelligence contracts can be concomitantly operated together on block chain so that the factoring business that different business main body participates in can With concurrent processing.The corresponding data of factoring business can also provide data service for rating business credit from now on and credit information, And then further aspect is recognized each other in information and provide facility for the business participant of various transaction.
Embodiment 2
The embodiment of the present invention provides a kind of factoring information processing system based on block chain, as shown in fig. 6, the factoring information Processing system includes:Contract module 1, endorsement authentication module 2 and factoring execution module 3.Wherein, contract module 1 is used for receiving The factoring request that family is sent, and according to factoring ask to be formed on corresponding factoring intelligence contract and identification block chain with factoring intelligence The energy relevant user information of contract, detailed content can refer to described in step S1-step S3.Endorsement authentication module 2 is used to pass through area The endorsement verification node of corresponding user information, carries out endorsement verification, detailed content can refer to step to factoring intelligence contract on block chain Described in rapid S4.Factoring execution module 3 be used for when factoring intelligence contract is endorsed be verified when, pass through factoring intelligence contract carry out Factoring asks corresponding ownership information change, and detailed content can refer to described in step S5.
Embodiment 3
The embodiment of the present invention provides a kind of non-transient computer readable storage medium storing program for executing, and the computer storage media is stored with Computer executable instructions, the computer executable instructions can perform the guarantor based on block chain in above-mentioned any means embodiment Manage information processing method.Wherein, the storage medium can be magnetic disc, CD, read-only memory (Read-Only Memory, ROM), random access memory (RandomAccess Memory, RAM), flash memory (Flash Memory), Hard disk (Hard Disk Drive, abbreviation:) or solid state disk (Solid-State Drive, SSD) etc. HDD;The storage is situated between Matter can also include the combination of the memory of mentioned kind.
Embodiment 4
The embodiment of the present invention provides a kind of computer equipment, as shown in fig. 7, the computer equipment is included at one or more Device 4 and memory 5 are managed, in Fig. 7 by taking a processor 4 as an example.
Processor 4, memory 5 can be connected by bus or other modes, in Fig. 7 exemplified by being connected by bus.
Processor 4 can be central processing unit (Central Processing Unit, CPU).Processor 4 can also be Other general processors, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), field programmable gate array (Field- Programmable GateArray, FPGA) either other programmable logic device, discrete gate or transistor logic, The combination of the chips such as discrete hardware components or above-mentioned all kinds of chips.General processor can be microprocessor or the processing Device can also be any conventional processor etc..
Memory 5 be used as a kind of non-transient computer readable storage medium storing program for executing, available for store non-transient software program, it is non-temporarily State computer executable program and module, as the factoring information processing method based on block chain in the embodiment of the present application corresponds to Program instruction/module (for example, contract module 1 shown in attached drawing 6, endorsement authentication module 2 and factoring execution module 3).Processing Device 4 is by running non-transient software program, instruction and the module of storage in the memory 5, so that execute server is various The factoring information processing method based on block chain of above method embodiment is realized in application of function and data processing.
Memory 5 can include storing program area and storage data field, wherein, storing program area can storage program area, At least one required application program of function;Storage data field can be stored according to the factoring information processing system based on block chain Use created data etc..In addition, memory 5 can include high-speed random access memory, can also include non-transient Memory, for example, at least a disk memory, flush memory device or other non-transient solid-state memories.In some implementations In example, memory 5 is optional including compared with the remotely located memory of processor 4, these remote memories can pass through network It is connected to the factoring information processing system based on block chain.The example of above-mentioned network includes but not limited to internet, enterprises Net, LAN, mobile radio communication and combinations thereof.
One or more of modules are stored in the memory 5, are held when by one or more of processors 4 During row, such as Fig. 1-method shown in Fig. 4 is performed.
The said goods can perform the method that the embodiment of the present invention is provided, and possesses the corresponding function module of execution method and has Beneficial effect.The not technical detail of detailed description in the present embodiment, for details, reference can be made to as in Fig. 1-embodiment shown in Fig. 4 Associated description.
Obviously, the above embodiments are merely examples for clarifying the description, and is not intended to limit the embodiments.It is right For those of ordinary skill in the art, can also make on the basis of the above description it is other it is various forms of variation or It changes.There is no necessity and possibility to exhaust all the enbodiments.And the obvious variation thus extended out or Among changing still in the protection domain of the invention.

Claims (9)

1. a kind of factoring information processing method based on block chain, which is characterized in that include the following steps:
Receive the factoring request that user sends;
It is asked to form corresponding factoring intelligence contract according to the factoring;
Identify block chain on the relevant user information of factoring intelligence contract;
Node is verified by the endorsement that the user information is corresponded on block chain, endorsement is carried out to the factoring intelligence contract and is tested Card;
When the factoring intelligence contract is endorsed to be verified, the factoring request pair is carried out by the factoring intelligence contract The ownership information change answered.
2. the factoring information processing method according to claim 1 based on block chain, which is characterized in that by block chain The endorsement verification node of the corresponding user information, endorsement verification is carried out to the factoring intelligence contract, including:
When the factoring intelligence contract is multiple, by multiple common recognition service nodes on the block chain, distribute corresponding each The endorsement verification node of the factoring intelligence contract, concurrently performs the verification of the endorsement to the factoring intelligence contract.
3. the factoring information processing method according to claim 1 or 2 based on block chain, which is characterized in that receive user The factoring request of transmission, including:
Factoring contract dataset and the corresponding basic trade contract data of the factoring contract dataset are stored by block chain;
Factoring request is formed according to the factoring contract dataset.
4. the factoring information processing method according to claim 1 or 2 based on block chain, which is characterized in that according to described Factoring asks to form corresponding factoring intelligence contract, including:
The factoring is carried out by the registered nodes on block chain and asks the registration of corresponding accounts receivable, and answers receipt on account by described The register information of money is stored into block chain;The registered nodes are used to record the register information of pledge of accounts receivable or mortgage;
According to factoring request and the register information of corresponding accounts receivable, corresponding factoring intelligence contract is formed, and by institute It states factoring intelligence contract and is published to block chain.
5. the factoring information processing method according to claim 1 or 2 based on block chain, which is characterized in that according to institute The register information of factoring request and corresponding accounts receivable is stated, is formed after corresponding factoring intelligence contract and by the factoring Intelligent contract is published to before block chain, is asked to form corresponding factoring intelligence contract according to the factoring, be further included:
For the factoring intelligence contract allocated items sequence number, item code and contract code, and mark the factoring intelligence contract Initiator information;
Hash is carried out to the corresponding Item number of the factoring intelligence contract, item code and contract code and initiator information It calculates to obtain Item number Hash, item code Hash and contract code Hash and initiator information Hash;
By the Item number Hash, item code Hash and contract code Hash and initiator information Hash deposit block Chain.
6. a kind of factoring information processing system based on block chain, which is characterized in that including:
Contract module for receiving the factoring request of user's transmission, and asks to form corresponding factoring intelligence according to the factoring Contract and identification block chain on the relevant user information of factoring intelligence contract;
Endorsement authentication module, for passing through the endorsement verification node that the user information is corresponded on block chain, to the factoring intelligence Energy contract carries out endorsement verification;
Factoring execution module, for when the factoring intelligence contract is endorsed be verified when, pass through the factoring intelligence contract It carries out the factoring and asks corresponding ownership information change.
7. the factoring information processing system according to claim 6 based on block chain, which is characterized in that further include:It sets User node on block chain;The user node include seller node, buyer node, factoring agency node, registered nodes, Endorsement verification node and common recognition service node, the registered nodes are used to record the register information of pledge of accounts receivable or mortgage.
8. a kind of non-transient computer readable storage medium storing program for executing, which is characterized in that the non-transient computer readable storage medium storing program for executing is deposited Computer instruction is stored up, realizes that claim 1-5 any one of them such as is based on area when the computer instruction is executed by processor The factoring information processing method of block chain.
9. a kind of computer equipment, which is characterized in that including:
At least one processor;And
The memory being connected at least one processor communication;Wherein, have can be by described at least one for the memory storage The instruction that a processor performs, described instruction is performed by least one processor, so that at least one processor is held The factoring information processing method based on block chain any one of row claim 1-5.
CN201711404491.6A 2017-12-22 2017-12-22 A kind of factoring information processing method and system based on block chain Pending CN108122159A (en)

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CN109669986A (en) * 2018-12-12 2019-04-23 深圳乐信软件技术有限公司 Blacklist sharing method, device, equipment and storage medium based on block chain
CN109710695A (en) * 2018-12-26 2019-05-03 百度在线网络技术(北京)有限公司 The identification of transactions requests validity and initiating method, device, equipment and medium
CN109800598A (en) * 2018-12-29 2019-05-24 中链科技有限公司 Certificate administration method, apparatus, electronic equipment and storage medium based on block chain
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