CN109360325B - Cash adding method and device for financial equipment, terminal and computer readable storage medium - Google Patents
Cash adding method and device for financial equipment, terminal and computer readable storage medium Download PDFInfo
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Abstract
The invention discloses a money adding method, a device, a terminal and a computer readable storage medium of financial equipment, wherein the method comprises the following steps: when a money adding instruction for starting a money adding mode is received, starting the money adding mode on the financial equipment; receiving banknote adding data input by an operator, and sending an inquiry request carrying the banknote adding data to a server to indicate the server to feed back a checking result after checking whether the banknote adding data is matched with a resource to be added; receiving a checking result fed back by the server, and when the banknote adding data is matched with the resource to be added, performing identity verification on the operator; and when the identity of the operator passes the authentication, the bank note adding operation of the financial equipment is executed. By the method, the cooperative service capability of each channel of a bank outlet can be improved, the money adding business process is perfected, the user experience is improved, automatic linked management of funds is realized, and the operation cost of a bank is reduced.
Description
Technical Field
The invention relates to the technical field of financial equipment, in particular to a cash adding method, a cash adding device, a cash adding terminal and a computer readable storage medium of the financial equipment.
Background
With the development of science and technology and the progress of society, the intelligent financial equipment gradually replaces the manual work, and the bank introduces the self-service equipment and the system service of the intelligent teller machine, thereby obtaining remarkable effects in the aspects of providing business handling efficiency, strengthening the marketing function of a website, promoting counter distribution, increasing channel cooperative service, improving customer experience and the like.
When the bank notes in the bank note box of the financial equipment are insufficient, the cash withdrawal service can be stopped, and the cash withdrawal service can be provided only after the bank notes are added after the bank note box of the teller machine is cleared or other clients deposit the bank notes to a certain amount under the common condition. However, in the traditional cash clearing and cash adding process, multiple system personnel are required to cooperate, and associated departments and personnel are too many to complete quickly and simply, so that the service function of the self-service equipment is influenced to a certain extent, and the cost of the bank operation network is increased. And the situation of waiting for other clients to deposit is often uncontrollable and difficult to achieve.
Therefore, the traditional financial equipment money adding scheme consumes time and labor, has low bank fund repeated utilization rate and low resource integration degree, influences the service efficiency of the financial equipment to a certain extent, brings inconvenience to customers and influences the satisfaction degree of users.
Disclosure of Invention
The invention provides a cash adding method, a cash adding device, a cash adding terminal and a computer readable storage medium of financial equipment, which can perfect a cash adding business process, improve user experience, realize automatic linked management of funds and reduce the operation cost of a bank.
A method of adding money to a financial device, comprising:
when a money adding instruction for starting a money adding mode is received, starting the money adding mode on the financial equipment;
receiving banknote adding data input by an operator, and sending an inquiry request carrying the banknote adding data to a server to indicate the server to feed back a checking result after checking whether the banknote adding data is matched with a resource to be added;
receiving a checking result fed back by the server, wherein the checking result comprises a matching result of the money adding data and the money to be added resource, and when the money adding data is matched with the money to be added resource, performing identity verification on the operator;
and when the identity of the operator passes the authentication, the bank note adding operation of the financial equipment is executed.
Optionally, in one embodiment, the authenticating the operator includes:
sequentially acquiring the identity marks of at least two operators, and acquiring the identity information of the operators corresponding to the identity marks; the identity information comprises one or more of fingerprint information, face information and voice information;
sending a verification request carrying the identity identification and corresponding identity information to a server to indicate the server to verify whether the identity information of at least two operators is matched with preset identity information or not according to the identity identification;
and receiving the verification result fed back by the server, and determining that the identity verification of the operators passes when the identity information of at least two operators is matched with the preset identity information.
Optionally, in one embodiment, after the identity verification of the operator passes, performing a cash adding operation on the financial device includes:
opening a paper money storing and taking port, and detecting whether a paper medium is put into the paper money storing and taking port;
closing the paper money storing and taking port after a preset closing condition is met, and if detecting that a paper medium is placed in the paper money storing and taking port, identifying data information of the paper medium and verifying authenticity of the paper medium;
determining stored data according to the paper media which are confirmed to be normal after the authenticity verification, and prompting an operator to carry out cash adding operation confirmation according to the stored data;
and finishing the money adding operation after detecting the confirmation instruction of the operator acting on the financial equipment.
Optionally, in one embodiment, the method further includes:
and when the paper media with abnormal identification or abnormal verification exist, controlling the paper media with abnormal identification or abnormal verification to return to the paper money storing and taking port, so that the operator can recycle the abnormal paper media.
Optionally, in one embodiment, after the banknote adding operation is completed, the method further includes:
judging whether the money adding data is matched with the stored data or not;
when the money adding data are matched with the stored data, sending a transaction request carrying the money adding data and the stored data to a server so that the server feeds back a transaction result after performing transaction record;
and receiving the transaction result fed back by the server, and displaying the money adding information according to the transaction result.
A method of adding money to a financial device, comprising:
receiving an inquiry request sent by financial equipment;
extracting banknote adding data input by an operator from the query request, checking whether the banknote adding data is matched with the resource to be added, and feeding back a checking result to the financial equipment;
receiving a verification request sent by the financial device;
and extracting the identity identification of the operator and corresponding identity information from the verification request, verifying whether the identity information of the operator is matched with preset identity information, and feeding back a verification result to the financial equipment.
A banknote charging device for a financial device, comprising:
the cash adding instruction receiving module is used for starting a cash adding mode on the financial equipment when receiving a cash adding instruction for starting the cash adding mode;
the query request sending module is used for receiving the money adding data input by an operator and sending a query request carrying the money adding data to the server so as to indicate the server to feed back a verification result after verifying whether the money adding data is matched with the money adding resource to be added;
the identity verification module is used for receiving a verification result fed back by the server, wherein the verification result comprises a matching result of the banknote adding data and the banknote resource to be added, and when the banknote adding data is matched with the banknote resource to be added, identity verification is carried out on the operator;
and the cash adding operation execution module is used for executing the cash adding operation of the financial equipment after the identity verification of the operator passes.
A banknote charging device for a financial device, comprising:
the query request receiving module is used for receiving a query request sent by the financial equipment;
the bill adding data checking module is used for extracting bill adding data input by an operator from the query request, checking whether the bill adding data is matched with a resource to be added, and feeding back a checking result to the financial equipment;
the verification request receiving module is used for receiving a verification request sent by the financial equipment;
and the identity information verification module is used for extracting the identity identification of the operator and the corresponding identity information from the verification request, verifying whether the identity information of the operator is matched with preset identity information or not, and feeding back a verification result to the financial equipment.
A terminal comprising a memory and a processor, the memory having stored therein a computer program that, when executed by the processor, causes the processor to perform the steps of the above method.
A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the above-mentioned method.
The embodiment of the invention has the following beneficial effects:
according to the money adding method, the device, the terminal and the computer readable storage medium of the financial equipment, when a money adding instruction for starting the money adding mode is received, the money adding mode on the financial equipment is started, money adding data input by an operator is received, an inquiry request carrying the money adding data is sent to a server to indicate that the server feeds back a checking result after checking whether the money adding data is matched with money adding resources or not, the checking result fed back by the server is received, when the money adding data is matched with the money adding resources, the operator is authenticated, and after the authentication of the operator passes, the money adding operation of the financial equipment is executed. By the method, the cooperative service capability of each channel of a bank outlet can be improved, the money adding business process is perfected, the user experience is improved, automatic linked management of funds is realized, and the operation cost of a bank is reduced.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Wherein:
FIG. 1 is a schematic diagram of an exemplary application of the method for adding banknotes to a financial device;
fig. 2 is a schematic diagram of the internal structure of the terminal in one embodiment;
FIG. 3 is a diagram illustrating an internal architecture of a server according to an embodiment;
FIG. 4 is a schematic flow chart illustrating a method for adding banknotes to a financial device according to an embodiment;
FIG. 5 is a schematic flow chart of a method for adding money to a financial device according to another embodiment;
FIG. 6 is a schematic flow chart of a method for adding money to a financial device according to another embodiment;
FIG. 7 is a schematic flow chart of a method for adding money to a financial device according to another embodiment;
FIG. 8 is a schematic flow chart of a method for adding money to a financial device according to another embodiment;
FIG. 9 is a block diagram showing the structure of a bill adding device of the financial apparatus according to one embodiment;
fig. 10 is a block diagram showing a banknote charging device of a financial apparatus according to another embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.
Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs. The terminology used herein in the description of the present application is for the purpose of describing particular embodiments only and is not intended to be limiting of the application. It will be understood that, as used herein, the terms "first," "second," and the like may be used herein to describe various elements, but these elements are not limited by these terms. These terms are only used to distinguish one element from another. For example, a first application may be referred to as a second application, and similarly, the second application may be the first application, without departing from the scope of the present application. The first application and the second application are both applications, but they are not the same application.
Fig. 1 is a schematic diagram of an application environment of a method for adding money to a financial device according to an embodiment, and as shown in fig. 1, the application environment includes a financial device 110 and a server 120.
The financial device 110 includes a computer or a Personal Digital Assistant (PDA) or a bank self-service device such as an ATM, an intelligent teller machine, and the like. The server 120 may be a stand-alone physical server, a cluster of physical servers, or optionally a cloud server.
Fig. 2 is a schematic diagram of an internal structure of the terminal in one embodiment. The terminal includes a processor, a memory, and a display screen connected by a system bus. Wherein, the processor is used for providing calculation and control capability and supporting the operation of the whole terminal. The memory is used for storing data, programs, instruction codes and/or the like, and at least one computer program is stored on the memory, and the computer program can be executed by the processor to realize the cash adding method suitable for the terminal provided by the embodiment of the application. The Memory may include a non-volatile storage medium such as a magnetic disk, an optical disk, a Read-Only Memory (ROM), or a Random-Access-Memory (RAM). For example, in one embodiment, the memory includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a database, and a computer program. The database stores data related to a cash adding method for realizing the financial equipment provided by the embodiments of the application. The computer program can be executed by a processor for implementing a cash adding method of a financial device provided by various embodiments of the application. The internal memory provides a cached operating environment for the operating system, databases, and computer programs in the non-volatile storage medium. The display screen may be a touch screen, such as a capacitive screen or an electronic screen, for displaying interface information of the terminal. In this embodiment, the terminal refers to a financial device, and may specifically be a computer or a personal digital assistant or a bank self-service device, such as an ATM, an intelligent teller machine, and the like.
Those skilled in the art will appreciate that the configuration shown in fig. 2 is a block diagram of only a portion of the configuration associated with the present application and does not constitute a limitation on the terminal to which the present application is applied, and that a particular terminal may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
Fig. 3 is a schematic diagram of an internal structure of a server (or a cloud, etc.) in one embodiment. As shown in fig. 3, the server includes a processor, a non-volatile storage medium, an internal memory, and a network interface connected through a system bus. Wherein, the processor is used for providing calculation and control capability and supporting the operation of the whole server. The memory is used for storing data, programs and the like, and at least one computer program is stored on the memory and can be executed by the processor to realize the cash adding method of the financial equipment provided by the embodiment of the application. The memory may include a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The computer program can be executed by a processor for implementing a method for charging a financial device provided in the following embodiments. The internal memory provides a cached execution environment for the operating system computer programs in the non-volatile storage medium. The network interface may be an ethernet card or a wireless network card, etc. for communicating with an external financial device. The server may be implemented as a stand-alone server or as a server cluster consisting of a plurality of servers.
It will be appreciated by those skilled in the art that the architecture shown in FIG. 3 is a block diagram of only a portion of the architecture associated with the subject application, and does not constitute a limitation on the servers to which the subject application applies, as particular servers may include more or fewer components than those shown, or may combine certain components, or have a different arrangement of components
As shown in fig. 4, which is a flowchart of a banknote adding method of a financial device in an embodiment, the banknote adding method of the financial device in this embodiment provides a new banknote adding business mode when there is insufficient banknotes in a banknote box of the financial device, so that a banknote adding business process can be completed, user experience can be improved, automatic linked management of funds can be realized, and operation cost of a bank can be reduced. The financial device may specifically be a computer, a personal digital assistant, or a bank self-service device, such as an ATM, an intelligent teller machine, or the like. The cash adding method of the financial equipment comprises the following steps 402-408:
step 402: and when a cash adding instruction for starting the cash adding mode is received, starting the cash adding mode on the financial equipment.
The cash adding instruction refers to a triggering instruction for the financial equipment to enter a cash adding state from a normal working state, and the cash adding instruction can be generated by an operator (such as a cash adder) through operation triggering on a display page on the financial equipment, can also be generated through operation triggering on a specific physical key, and can also be generated based on preset program triggering. The cash-in mode is understood to be a device mode that the financial device has for performing cash-in operations in addition to the normal transaction mode and the device maintenance mode.
In one embodiment, the financial device may display an operation page for selecting different service modes through the display screen, and when the cash adding service needs to be started, the financial device may perform corresponding operations through the operation page of the financial device to start the cash adding mode of the financial device.
Specifically, the financial device may detect a touch operation that acts on the entire operation page or a preset area in the operation page, and generate a cash adding instruction when the touch operation corresponding to the cash adding service is detected; and when a cash adding instruction for starting the cash adding mode is received, starting the cash adding mode on the financial equipment. The touch operation comprises at least one of a point touch operation, a sliding operation and a multi-point touch operation. Optionally, in other embodiments, the money adding instruction may also be generated by operation triggering such as key operation and voice operation, which is not limited in this embodiment.
Step 404: and receiving money adding data input by an operator, and sending an inquiry request carrying the money adding data to a server to indicate the server to feed back a checking result after checking whether the money adding data is matched with the resources to be added.
The cash adding data can be understood as the cash amount which is input by an operator in advance and needs to be added into the financial device. Specifically, the financial equipment prompts an operator to input money adding data after starting a money adding mode, detects input operation acting on the whole operation page or a preset area in the operation page, and receives the money adding data input by the operator according to the input operation; the input operation includes, but is not limited to, touch input, key input, voice input, and the like.
Further, the financial equipment generates an inquiry request according to the money adding data and sends the inquiry request to the server. After receiving the query request, the server extracts the money adding data from the query request and queries the money adding resource to be added in the virtual teller number, the money adding resource can be understood as the amount of money to be added in the teller tail box to the financial equipment, whether the money adding data is matched with the money adding resource can be checked by comparing the money adding data with the size of the money adding resource, and the server feeds back a checking result to the financial equipment after checking whether the money adding data is matched with the money adding resource.
Step 406: and receiving a checking result fed back by the server, wherein the checking result comprises a matching result of the money adding data and the money resources to be added, and when the money adding data is matched with the money resources to be added, the identity of the operator is verified.
The server obtains a checking result by comparing the money adding data with the size of the money resources to be added, and when the money adding data is larger than the money resources to be added, the server feeds back the checking result that the money adding data is not matched with the money resources to be added; and when the banknote adding data is less than or equal to the banknote adding resource, the server feeds back a checking result that the banknote adding data is matched with the banknote adding resource. The financial device can display the check result after receiving the check result, and specifically can directly display the check result in the operation page.
Further, when the money adding data does not match with the resource to be added, the method prompts to re-input the money adding data and executes the step 404 again.
And when the money adding data is matched with the resource to be added with money, the identity of the operator is verified. Specifically, before executing the banknote storing process, the operator needs to be authenticated.
In one embodiment, the identity identifiers of at least two operators are sequentially acquired, and the authentication request carrying the identity identifiers and the corresponding identity information is sent to a server according to the identity identifiers of the corresponding operators, so as to indicate the server to verify whether the identity information of the operators is matched with the preset identity information. And further, receiving a verification result fed back by the server, and determining that the identity verification of the operators passes when the identity information of at least two operators is matched with preset identity information. Because the manager of the financial device usually includes at least two persons, the identity information of at least two operators needs to be sequentially verified in the process of identity verification of the operators, and the identity verification of the operators is confirmed to be passed after the identity information passes the verification.
Step 408: and when the identity of the operator passes the authentication, the bank note adding operation of the financial equipment is executed.
And after the identity of the operator passes the authentication, executing a bank note storage process so that the operator can add bank notes to the financial equipment. Optionally, the money adding operation can be implemented by manually adding the paper media into the money storing and taking port of the financial equipment by an operator; the set bill adding action can be executed through a mechanical component to further complete the bill adding operation, for example, the bill adding operation is executed through a bill adding robot. The paper medium in this embodiment may be specifically understood as paper products that can be supplemented by circulated paper money or circulated vouchers.
Above-mentioned financial equipment's method of adding paper money, through when receiving the instruction of adding paper money that is used for starting the mode of adding paper money, start the mode of adding paper money on the financial equipment, receive the data of adding paper money of operating personnel input to send to the server and carry the inquiry request of adding paper money data, in order to instruct the server is checking add paper money data and wait to add paper money resource and feed back the checking result after matching, receive the checking result of server feedback, work as when adding paper money data and waiting to add paper money resource when matching, it is right operating personnel carries out authentication, works as operating personnel's authentication passes the back, the execution is right financial equipment's the operation of adding paper money. By the method, the cooperative service capability of each channel of a bank outlet can be improved, the money adding business process is perfected, the user experience is improved, automatic linked management of funds is realized, and the operation cost of a bank is reduced.
As shown in fig. 5, in an embodiment, the authenticating the operator, that is, step 406, further includes the following steps 502 to 508:
step 502: and sequentially acquiring at least two identity marks of the operators, and acquiring identity information of the operators corresponding to the identity marks.
Generally, managers of financial equipment include an operation manager and a cash box manager, and the operation manager is mainly responsible for safety control of the financial equipment, supervises and urges stock checking, cash adding, account checking and the like of the cash box manager, and is also responsible for daily maintenance and abnormal condition handling of the financial equipment. The bank note box manager is responsible for managing and controlling the bank note boxes of the financial equipment, such as managing safe passwords, adding bank notes in a warehouse, assisting an operator in clearing the bank notes and the like. Therefore, at least two persons are needed to cooperate when the operator carries out the money adding operation.
Further, identity marks of at least two operators are sequentially acquired, wherein the identity marks refer to specific marks used for distinguishing identities of the operators, such as teller numbers, work numbers, identity card numbers and the like; and the financial equipment acquires the identity information of the corresponding operator according to the identity identification. The identity information includes, but is not limited to, fingerprint information, face information, voice information, and the like.
For example, the financial device prompts the first operator to input a teller number, collects fingerprint information of the first operator after the first operator inputs the teller number, and collects identity information of the second operator to perform identity verification after the identity verification of the first operator passes.
Step 504: and sending a verification request carrying the identity identification and corresponding identity information to a server to indicate the server to verify whether the identity information of at least two operators is matched with preset identity information or not according to the identity identification.
The financial equipment generates a verification request according to the identity identification and the identity information of the operator, and sends the verification request to the server. After receiving the verification request, the server extracts the identity identification and the corresponding identity information from the verification request, verifies whether the identity information of the operator is matched with the preset identity information, and feeds back the verification result to the financial equipment.
Step 506: and receiving the verification result fed back by the server, and determining that the identity verification of the operators passes when the identity information of at least two operators is matched with the preset identity information.
When the identity information of at least two operators of the financial equipment passes the verification at the same time, the identity verification of the operators is confirmed to pass.
The money adding method of the financial equipment provided by the embodiment enhances the safety of the financial equipment in the money adding operation process.
In one embodiment, as shown in fig. 6, after the identity verification of the operator is passed, the banknote adding operation for the financial device is performed, and the method further includes the following steps 602 to 608:
step 602: and opening the paper money storing and taking port, and detecting whether paper media are put into the paper money storing and taking port.
Specifically, the bank note storage command is called to open a deposit period of the financial equipment, the deposit period refers to a preset time length for an operator to place a paper medium into a bank note storage port, the operator is prompted to place the paper medium into the bank note storage port in the deposit period, and optionally, prompt information can be displayed on a display page or the operator can be prompted through voice. Further, whether paper media are put into the paper money storing and taking port is detected.
Step 604: and when the preset closing condition is reached, closing the paper money storing and taking port, identifying the data information of the paper media if the paper media are detected to be placed in the paper money storing and taking port, and verifying the authenticity of the paper media.
Specifically, the money access port can be closed after the deposit period is finished; or the money access port is closed after the operation that the operator actively closes the money access port is detected; and the cash storing and taking port can be automatically closed after the cash storing and taking action of the operator is detected within the preset time.
Further, the data information of the paper medium is identified, and authenticity verification is carried out on the paper medium. The data information refers to the amount of the paper money, the serial number of the paper money, and the like. The financial equipment carries out authenticity verification on the paper medium through the currency detecting device, and it can be understood that the currency detecting device is provided with an authenticity identification algorithm, authenticity verification can be realized through feature matching according to the characteristics of the paper medium, and if matching is successful, the paper medium can be determined to be normal; if the match is unsuccessful, the paper media may be determined to be anomalous.
Step 606: and determining stored data according to the paper media which are confirmed to be normal after the authenticity verification, and prompting an operator to carry out cash adding operation confirmation according to the stored data.
When the paper media are confirmed to be normally verified, the transmission channel can be controlled to transmit the paper media to a money box of financial equipment for storing the paper media, the quantity of the paper media transmitted to the money box is counted to confirm the stored data, and the stored data is displayed in a display page of the financial equipment to inform an operator of the number and the amount of the money of each money type money.
And further, prompting an operator to confirm the money adding operation. Specifically, the operator is prompted to select to continue to put the money or confirm the deposit, and if the operator selects to confirm the deposit, the money storing process is completed. If the operator chooses to continue to put the banknotes, the procedure of depositing the banknotes continues to be executed in step 602.
Step 608: and finishing the money adding operation after detecting the confirmation instruction of the operator acting on the financial equipment.
After the operator inputs the operation instruction for confirming deposit, the financial equipment records the counted deposit data, prints the transaction certificate, completes the money adding operation of the time, and normally provides the cash taking service for the external.
The cash adding method of the financial equipment provided by the embodiment can greatly improve the cooperative service capability of each channel of a network, perfect the cash adding business process, improve the user experience, improve the user satisfaction, realize automatic fund linkage management and reduce the operation cost of a bank on the basis of meeting the supervision requirement.
In one embodiment, when paper media with abnormal identification or abnormal verification exists, the paper media with abnormal identification or abnormal verification is controlled to return to the paper money access port, so that the operator can recycle the abnormal paper media.
In one embodiment, as shown in fig. 7, after the banknote adding operation is completed, the following steps 702 to 706 are further included:
step 702: and judging whether the money adding data is matched with the stored data.
Step 704: and when the money adding data is matched with the stored data, sending a transaction request carrying the money adding data and the stored data to a server so that the server feeds back a transaction result after performing transaction record.
Step 706: and receiving the transaction result fed back by the server, and displaying the money adding information according to the transaction result.
For example, after the user selects to confirm the deposit, the input amount is compared with the deposited amount, and if the amount is inconsistent, the user prompts that 'the money detection amount is smaller than the input amount, please continue to put money'; if the input amount is consistent with the deposited amount, a teller tail box deposit is initiated, the receipt is printed after the transaction is successful, and the background server realizes the automatic association of bank account settlement.
The cash adding method of the financial equipment provided by the embodiment can greatly improve the cooperative service capability of each channel of a network, perfect the cash adding business process, improve the user experience, improve the user satisfaction, realize automatic fund linkage management and reduce the operation cost of a bank on the basis of meeting the supervision requirement.
In an embodiment, as shown in fig. 8, there is further provided a method for adding money to a financial device, which is applied to a server communicatively connected to the financial device, and specifically includes the following steps 802 to 808:
step 802: and receiving a query request sent by the financial equipment.
Step 804: and extracting the money adding data input by an operator from the query request, checking whether the money adding data is matched with the resources to be added, and feeding back a checking result to the financial equipment.
Specifically, the financial device generates an inquiry request according to the money adding data input by the operator, and sends the inquiry request to the server. After receiving the query request, the server extracts the money adding data from the query request and queries the money adding resource to be added in the virtual teller number, the money adding resource can be understood as the amount of money to be added in the teller tail box to the financial equipment, whether the money adding data is matched with the money adding resource can be checked by comparing the money adding data with the size of the money adding resource, and the server feeds back a checking result to the financial equipment after checking whether the money adding data is matched with the money adding resource.
Step 806: and receiving an authentication request sent by the financial device.
Step 808: and extracting the identity identification of the operator and corresponding identity information from the verification request, verifying whether the identity information of the operator is matched with preset identity information, and feeding back a verification result to the financial equipment.
Specifically, the financial device generates a verification request according to the identity and the identity information input by the operator, and sends the verification request to the server. After receiving the verification request, the server extracts the identity identification and the corresponding identity information from the verification request, verifies whether the identity information of the operator is matched with the preset identity information, and feeds back the verification result to the financial equipment.
The bank note adding method of the financial equipment can improve the cooperative service capability of all channels of bank outlets, improve the bank note adding business process, improve the user experience, realize automatic linked management of funds and reduce the operation cost of banks.
In one embodiment, the method for charging money of the financial device further comprises: receiving a transaction request sent by the financial device; and extracting money adding data and deposit data of the financial equipment from the transaction request, and feeding back a transaction result to the financial equipment after performing bank account settlement automatic association according to the money adding data and the deposit data. The method provided by the embodiment greatly improves the cooperative service capability of each channel of the bank outlets.
It should be understood that although the various steps in fig. 4-8 described above are shown in order as indicated by the arrows, the steps are not necessarily performed in order as indicated by the arrows. The steps are not performed in the exact order shown and described, and may be performed in other orders, unless explicitly stated otherwise. Moreover, at least some of the steps in fig. 4-8 may include multiple sub-steps or multiple stages that are not necessarily performed at the same time, but may be performed at different times, and the order of performance of the sub-steps or stages is not necessarily sequential, but may be performed in turn or alternating with other steps or at least some of the sub-steps or stages of other steps.
As shown in fig. 9, in one embodiment, a cash adding apparatus for a financial device is provided, and the apparatus includes a cash adding instruction receiving module 910, an inquiry request sending module 920, an authentication module 930, and a cash adding operation executing module 940.
The cash adding instruction receiving module 910 is configured to start a cash adding mode on the financial device when a cash adding instruction for starting the cash adding mode is received.
And the query request sending module 920 is configured to receive the banknote adding data input by the operator, and send a query request carrying the banknote adding data to the server to indicate that the server feeds back a verification result after verifying whether the banknote adding data is matched with the to-be-added banknote resource.
And an identity verification module 930, configured to receive a verification result fed back by the server, where the verification result includes a matching result of the banknote adding data and the banknote resource to be added, and perform identity verification on the operator when the banknote adding data is matched with the banknote resource to be added.
And a cash adding operation executing module 940, configured to execute a cash adding operation on the financial device after the identity verification of the operator passes.
Above-mentioned financial equipment add paper money device receives through adding paper money instruction receiving module 910 and is used for starting the paper money instruction that adds of adding the paper money mode when, starts the last paper money mode that adds of financial equipment, and inquiry request sending module 920 receives the paper money data that adds of operating personnel input to send to the server and carry the inquiry request of adding the paper money data, work as when adding paper money data and waiting to add paper money resource matching, authentication module 930 is right operating personnel carries out authentication, works as operating personnel's authentication passes through the back, and it is right to add paper money operation execution module 940 execution financial equipment add the paper money operation. By the device, the cooperative service capability of each channel of a bank outlet can be improved, the money adding business process is perfected, the user experience is improved, automatic linked management of funds is realized, and the operation cost of a bank is reduced.
As shown in fig. 10, in an embodiment, there is further provided a banknote adding apparatus for a financial device, which is applied to a server communicatively connected to the financial device, and includes a query request receiving module 1010, a banknote adding data checking module 1020, a verification request receiving module 1030, and an identity information verifying module 1040.
The query request receiving module 1010 is configured to receive a query request sent by a financial device.
And the banknote adding data checking module 1020 is used for extracting banknote adding data input by an operator from the query request, checking whether the banknote adding data is matched with the to-be-added banknote resource, and feeding back a checking result to the financial equipment.
An authentication request receiving module 1030, configured to receive an authentication request sent by the financial device.
The identity information verification module 1040 is configured to extract the identity identifier of the operator and corresponding identity information from the verification request, verify whether the identity information of the operator matches preset identity information, and feed back a verification result to the financial device.
The money adding device of the financial equipment can improve the cooperative service capability of all channels of a bank outlet, perfect the money adding business process, improve the user experience, realize automatic linked management of funds and reduce the operation cost of a bank.
The division of each module in the cash adding device of the financial equipment is only used for illustration, and in other embodiments, the cash adding device of the financial equipment can be divided into different modules as required to complete all or part of the functions of the cash adding device of the financial equipment.
For specific limitations of the banknote adding device of the financial equipment, reference may be made to the above limitations of the banknote adding method of the financial equipment, and details are not described here. All or part of each module in the cash adding device of the financial equipment can be realized by software, hardware and a combination thereof. The modules can be embedded in a hardware form or independent from a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.
The implementation of each module in the cash adding device of the financial equipment provided in the embodiment of the present application may be in the form of a computer program. The computer program may be run on a terminal or a server. The program modules constituted by the computer program may be stored on the memory of the terminal or the server. The computer program, when executed by a processor, performs the steps of the method for adding banknotes to financial devices described in the embodiments of the present application.
The embodiment of the application also provides a computer readable storage medium. One or more non-transitory computer-readable storage media containing computer-executable instructions that, when executed by one or more processors, cause the processors to perform a method of adding money to a financial device as described in the embodiments above.
The embodiment of the application also provides a computer program product. A computer program product containing instructions which, when run on a computer, cause the computer to perform the method of adding banknotes to a financial device as described in the various embodiments above.
In the above embodiments, all or part of the implementation may be realized by software, hardware, firmware, or any combination thereof. When implemented using a software program, may be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. When loaded and executed on a computer, cause the processes or functions described in accordance with the embodiments of the invention to occur, in whole or in part. The computer may be a general purpose computer, a special purpose computer, a network of computers, or other programmable device. The computer instructions may be stored in a computer readable storage medium or transmitted from one computer readable storage medium to another computer readable storage medium. The computer-readable storage medium can be any available medium that can be accessed by a computer or a data storage device, such as a server, a data center, etc., that incorporates one or more of the available media. The usable medium may be a magnetic medium (e.g., floppy Disk, hard Disk, magnetic tape), an optical medium (e.g., DVD), or a semiconductor medium (e.g., Solid State Disk (SSD)), among others.
The above disclosure is only for the purpose of illustrating the preferred embodiments of the present invention, and it is therefore to be understood that the invention is not limited by the scope of the appended claims.
Claims (8)
1. A method for adding money to financial equipment, comprising:
when a money adding instruction for starting a money adding mode is received, starting the money adding mode on the financial equipment;
receiving money adding data input by an operator, and sending an inquiry request carrying the money adding data to a server to indicate the server to feed back a checking result after checking whether the money adding data is matched with money resources to be added, wherein the money adding data is money amount of money to be added into the financial equipment, which is input by the operator in advance, and the money resources to be added are money amount to be added into the financial equipment in a teller tail box;
receiving a checking result fed back by the server, wherein the checking result comprises a matching result of the money adding data and the money to be added resource, and when the money adding data is matched with the money to be added resource, the identity of the operator is verified, wherein the matching of the money adding data and the money to be added resource means that the money adding data is less than or equal to the money to be added resource;
after the identity verification of the operator passes, the money adding operation of the financial equipment is executed, and the money adding operation comprises the following steps:
opening a paper money storing and taking port, and detecting whether a paper medium is put into the paper money storing and taking port;
closing the paper money storing and taking port after a preset closing condition is met, and if detecting that a paper medium is placed in the paper money storing and taking port, identifying data information of the paper medium and verifying authenticity of the paper medium;
determining stored data according to the paper media which are confirmed to be normal after the authenticity verification, and prompting an operator to carry out cash adding operation confirmation according to the stored data;
when a confirmation instruction of the operator acting on the financial equipment is detected, the money adding operation is completed;
judging whether the money adding data is matched with the stored data or not;
when the money adding data are matched with the stored data, sending a transaction request carrying the money adding data and the stored data to a server so that the server feeds back a transaction result after performing transaction record;
and receiving the transaction result fed back by the server, and displaying the money adding information according to the transaction result.
2. The method of claim 1, wherein the authenticating the operator comprises:
sequentially acquiring the identity marks of at least two operators, and acquiring the identity information of the operators corresponding to the identity marks; the identity information comprises one or more of fingerprint information, face information and voice information;
sending a verification request carrying the identity identification and corresponding identity information to a server to indicate the server to verify whether the identity information of at least two operators is matched with preset identity information or not according to the identity identification;
and receiving the verification result fed back by the server, and determining that the identity verification of the operators passes when the identity information of at least two operators is matched with the preset identity information.
3. The method of claim 1, further comprising:
and when the paper media with abnormal identification or abnormal verification exist, controlling the paper media with abnormal identification or abnormal verification to return to the paper money storing and taking port, so that the operator can recycle the abnormal paper media.
4. A method for adding money to financial equipment, comprising:
receiving an inquiry request sent by financial equipment;
extracting money adding data input by an operator from the query request, checking whether the money adding data is matched with money resources to be added, and feeding back a checking result to the financial equipment, wherein the money adding data is money amount of money needing to be added to the financial equipment and input by the operator in advance, the money resources to be added are money amount to be added to the financial equipment in a teller tail box, and the matching of the money adding data and the money resources to be added means that the money adding data is smaller than or equal to the money resources to be added;
receiving a verification request sent by the financial device;
and extracting the identity identification of the operator and corresponding identity information from the verification request, verifying whether the identity information of the operator is matched with preset identity information, and feeding back a verification result to the financial equipment.
5. A banknote adding device for financial equipment, comprising:
the cash adding instruction receiving module is used for starting a cash adding mode on the financial equipment when receiving a cash adding instruction for starting the cash adding mode;
the system comprises an inquiry request sending module, a checking module and a processing module, wherein the inquiry request sending module is used for receiving money adding data input by an operator and sending an inquiry request carrying the money adding data to a server so as to indicate the server to feed back a checking result after checking whether the money adding data is matched with money resources to be added, the money adding data is money amount of money to be added into the financial equipment, which is input by the operator in advance, and the money resources to be added are money amount to be added into the financial equipment in a teller tail box;
the identity verification module is used for receiving a verification result fed back by the server, the verification result comprises a matching result of the banknote adding data and the banknote resource to be added, and when the banknote adding data is matched with the banknote resource to be added, identity verification is performed on the operator, wherein the matching of the banknote adding data and the banknote resource to be added means that the banknote adding data is less than or equal to the banknote resource to be added;
the cash adding operation execution module is used for executing the cash adding operation of the financial equipment after the identity verification of the operator passes, and comprises:
opening a paper money storing and taking port, and detecting whether a paper medium is put into the paper money storing and taking port;
closing the paper money storing and taking port after a preset closing condition is met, and if detecting that a paper medium is placed in the paper money storing and taking port, identifying data information of the paper medium and verifying authenticity of the paper medium;
determining stored data according to the paper media which are confirmed to be normal after the authenticity verification, and prompting an operator to carry out cash adding operation confirmation according to the stored data;
when a confirmation instruction of the operator acting on the financial equipment is detected, the money adding operation is completed;
judging whether the money adding data is matched with the stored data or not;
when the money adding data are matched with the stored data, sending a transaction request carrying the money adding data and the stored data to a server so that the server feeds back a transaction result after performing transaction record;
and receiving the transaction result fed back by the server, and displaying the money adding information according to the transaction result.
6. A banknote adding device for financial equipment, comprising:
the query request receiving module is used for receiving a query request sent by the financial equipment;
the cash adding data checking module is used for extracting cash adding data input by an operator from the query request, checking whether the cash adding data is matched with a to-be-added cash resource or not, and feeding back a checking result to the financial equipment, wherein the cash adding data is the cash amount of the financial equipment required to be added and input by the operator in advance, the to-be-added cash resource is the amount of the financial equipment to be added in a cash dispenser tail box, and the matching of the cash adding data and the to-be-added cash resource means that the cash adding data is less than or equal to the to-be-added cash resource;
the verification request receiving module is used for receiving a verification request sent by the financial equipment;
and the identity information verification module is used for extracting the identity identification of the operator and the corresponding identity information from the verification request, verifying whether the identity information of the operator is matched with preset identity information or not, and feeding back a verification result to the financial equipment.
7. A terminal, comprising a memory and a processor, the memory having stored thereon a computer program that, when executed by the processor, causes the processor to perform the steps of the method according to any one of claims 1 to 4.
8. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 4.
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| CN110766858A (en) * | 2019-10-31 | 2020-02-07 | 浪潮金融信息技术有限公司 | Cash adding method of financial self-service terminal |
| CN110852613A (en) * | 2019-11-08 | 2020-02-28 | 中国建设银行股份有限公司 | Banknote adding method, device, equipment and medium |
| CN112070990B (en) * | 2020-09-29 | 2022-02-25 | 中国银行股份有限公司 | Cash adding control method and device and electronic equipment |
| CN113538771B (en) * | 2021-07-16 | 2023-04-14 | 中国银行股份有限公司 | Identity authentication method and device |
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