CN109347789A - The sharing method and medium of server, fraud customer information based on block chain - Google Patents
The sharing method and medium of server, fraud customer information based on block chain Download PDFInfo
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- CN109347789A CN109347789A CN201810955457.6A CN201810955457A CN109347789A CN 109347789 A CN109347789 A CN 109347789A CN 201810955457 A CN201810955457 A CN 201810955457A CN 109347789 A CN109347789 A CN 109347789A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
- H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
- H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
- H04L63/0442—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload wherein the sending and receiving network entities apply asymmetric encryption, i.e. different keys for encryption and decryption
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/12—Applying verification of the received information
- H04L63/123—Applying verification of the received information received data contents, e.g. message integrity
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/72—Signcrypting, i.e. digital signing and encrypting simultaneously
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
- H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce
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Abstract
The present invention relates to a kind of block chain technologies, disclose the sharing method and storage medium of a kind of server, fraud customer information based on block chain, this method comprises: after receiving the application for uploading fraud customer information, it calls data check intelligence contract to initiate transaction, which is verified；After verification passes through, is signed using owner mark of the digital certificate to upload side, which is encrypted；It after receiving and checking the application of fraud customer information, calls data query intelligence contract to initiate transaction, extracts the corresponding signing messages of requesting party in the transaction, obtain authorization message, verify the requesting party and whether be authorized to and check corresponding fraud customer information；If so, obtaining the fraud customer information of corresponding encryption and being decrypted, fraud customer information is obtained.The present invention realizes the shared of safe, controlled Insurance Fraud data, can fully and effectively be used to instead cheat identification.
Description
Technical field
The present invention relates to block chain technical field more particularly to a kind of server, based on the fraud customer information of block chain
Sharing method and storage medium.
Background technique
Currently, the scope of business of many large size financing corporations is related to insurance business, behaviour is identified in the anti-fraud of insurance industry
In work, usually each financing corporation can carry out risk identification using some historical datas of oneself accumulation.However, insurance is taken advantage of
Swindleness personnel can use information dissymmetry, and Insurance Fraud is carried out between multiple financing corporations, and financing corporation can not be according to certainly
Some historical datas of body accumulation carry out anti-fraud identification, even if some financing corporations provide some Insurance Fraud people between each other
The information of member, it is also possible to due to the record disunity of each financing corporation, cannot fully and effectively be used to instead cheat identification.
Summary of the invention
The purpose of the present invention is to provide a kind of server, the sharing method of the fraud customer information based on block chain and deposit
Storage media, it is intended to realize the shared of safe, controlled Insurance Fraud data, can fully and effectively be used to instead cheat identification.
To achieve the above object, the present invention provides a kind of server, the server include memory and with the storage
The processor of device connection, is stored with the processing system that can be run on the processor, the processing system in the memory
Following steps are realized when being executed by the processor:
In the block chain network built by insurance company and financial regulator, the upper of air control system transmission is being received
After the application for passing fraud customer information, calls data check intelligence contract to initiate to upload the transaction of fraud customer information, this is taken advantage of
It cheats customer information and carries out the verification of data format and the verification of required item；
After verification passes through, signed using owner mark of the digital certificate to upload side, to the fraud customer information
It is encrypted, and records the information of this transaction in block chain account book；
Receive air control system transmission check fraud customer information application after, call data query intelligence contract hair
The transaction for checking fraud customer information is acted, the corresponding signing messages of requesting party in the transaction is extracted, acquisition is previously recorded in described
Whether authorization message on block chain account book verifies the requesting party based on the corresponding signing messages of the requesting party and the authorization message
To be authorized to the insurance company for checking corresponding fraud customer information；
If so, obtaining the fraud customer information of corresponding encryption and being decrypted, fraud customer information is obtained, in block
The information of this transaction is recorded in chain account book.
Preferably, when the processing system is executed by the processor, following steps are also realized:
It is checked in the authorization for the fraud customer information to one or more insurance companies for receiving the transmission of air control system
After application, shared intelligent contract is called to initiate to carry out the fraud customer information of the one or more insurance company what authorization was checked
Transaction；
After receiving the information that the corresponding examination & approval of the one or more insurance company pass through, corresponding authorization message is generated
And it is recorded on the block chain account book.
Preferably, when the processing system is executed by the processor, following steps are also realized:
It calls and intelligent contract is motivated to count the data of transaction, which includes counting each insurance company predetermined
The first quantity of the client in fraud customer information uploaded in time, and each insurance company of statistics look within the predetermined time
The second quantity of the client in fraud customer information seen；
If having first quantity of insurance company to be less than scheduled first uploads quantity, and described the of the insurance company
Two quantity check quantity more than or equal to scheduled, then the bill to be billed of the insurance company are generated, to limit the insurance company
Check fraud customer information.
Preferably, when the processing system is executed by the processor, following steps are also realized:
After the bill to be billed of the insurance company is the state being settled, obtain first quantity be more than or equal to it is pre-
Fixed second uploads the insurance company of quantity, and the Fee Amount in the bill is distributed to described the according to scheduled allocation rule
One quantity is more than or equal to the scheduled second insurance company for uploading quantity, and described second, which uploads quantity, is greater than the first upload number
Amount.
To achieve the above object, the present invention also provides a kind of sharing method of fraud customer information based on block chain, institutes
The sharing method for stating the fraud customer information based on block chain includes:
S1 is sent in the block chain network built by insurance company and financial regulator receiving air control system
Upload fraud customer information application after, call data check intelligence contract initiate upload fraud customer information transaction, it is right
The fraud customer information carries out the verification of data format and the verification of required item；
S2 is signed using owner mark of the digital certificate to upload side, is believed fraud client after verification passes through
Breath is encrypted, and the information of this transaction is recorded in block chain account book；
S3, receive air control system transmission check fraud customer information application after, call data query intelligently close
It about initiates to check the transaction for cheating customer information, extracts the corresponding signing messages of requesting party, acquisition in the transaction and be previously recorded in
Authorization message on the block chain account book verifies the requesting party based on the corresponding signing messages of the requesting party and the authorization message
It whether is to be authorized to the insurance company for checking corresponding fraud customer information；
S4 obtains fraud customer information if so, obtaining the fraud customer information of corresponding encryption and being decrypted,
The information of this transaction is recorded in block chain account book.
Preferably, this method further include:
It is checked in the authorization for the fraud customer information to one or more insurance companies for receiving the transmission of air control system
After application, shared intelligent contract is called to initiate to carry out the fraud customer information of the one or more insurance company what authorization was checked
Transaction；
After receiving the information that the corresponding examination & approval of the one or more insurance company pass through, corresponding authorization message is generated
And it is recorded on the block chain account book.
Preferably, this method further include:
It calls and intelligent contract is motivated to count the data of transaction, which includes counting each insurance company predetermined
The first quantity of the client in fraud customer information uploaded in time, and each insurance company of statistics look within the predetermined time
The second quantity of the client in fraud customer information seen；
If having first quantity of insurance company to be less than scheduled first uploads quantity, and described the of the insurance company
Two quantity check quantity more than or equal to scheduled, then the bill to be billed of the insurance company are generated, to limit the insurance company
Check fraud customer information.
Preferably, this method further include:
After the bill to be billed of the insurance company is the state being settled, obtain first quantity be more than or equal to it is pre-
Fixed second uploads the insurance company of quantity, and the Fee Amount in the bill is distributed to described the according to scheduled allocation rule
One quantity is more than or equal to the scheduled second insurance company for uploading quantity, and described second, which uploads quantity, is greater than the first upload number
Amount.
Preferably, the scheduled allocation rule is to be more than or equal to scheduled second in first quantity to upload quantity
In insurance company, distributed in the bill according to the ratio of the customer quantity of the fraud customer information of insurance company upload
Fee Amount.
The present invention also provides a kind of computer readable storage medium, processing is stored on the computer readable storage medium
System, the processing system realize the sharing method of the above-mentioned fraud customer information based on block chain when being executed by processor
Step.
The beneficial effects of the present invention are: the present invention builds an insurance industry fraud customer information using block chain technology
Shared block chain, each insurance company that block chain is added can upload in fraud customer information to block chain, can also basis
Agreement authorization in advance checks that range carries out fraud customer information and shares, and realizes shared, the energy of safety, controlled Insurance Fraud data
It is enough fully and effectively to be identified for instead cheating, meanwhile, using the framework of block chain, so that multiple and different insurance companies is added
Shared is not in the situation of interface system complexity mutual two-by-two, avoids centralization Single Point of Faliure, serious forgiveness is higher.
Detailed description of the invention
Fig. 1 is the optional application environment schematic diagram of each embodiment one of the invention；
Fig. 2 is the schematic diagram of the hardware structure of one embodiment of server in Fig. 1；
Fig. 3 is that the present invention is based on the flow diagrams of one embodiment of sharing method of the fraud customer information of block chain.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that described herein, specific examples are only used to explain the present invention, not
For limiting the present invention.Based on the embodiments of the present invention, those of ordinary skill in the art are not before making creative work
Every other embodiment obtained is put, shall fall within the protection scope of the present invention.
It should be noted that the description for being related to " first ", " second " etc. in the present invention is used for description purposes only, and cannot
It is interpreted as its relative importance of indication or suggestion or implicitly indicates the quantity of indicated technical characteristic.Define as a result, " the
One ", the feature of " second " can explicitly or implicitly include at least one of the features.In addition, the skill between each embodiment
Art scheme can be combined with each other, but must be based on can be realized by those of ordinary skill in the art, when technical solution
Will be understood that the combination of this technical solution is not present in conjunction with there is conflicting or cannot achieve when, also not the present invention claims
Protection scope within.
As shown in fig.1, being the preferred embodiment of the sharing method of the fraud customer information the present invention is based on block chain
Application environment schematic diagram.The application environment schematic diagram includes being provided respectively by multiple insurance companies and a financial regulator
Controllable server, server participate in book keeping operation, the server master of financial regulator as a node of the block chain network
Play the role of supervision and management.
The server be it is a kind of can according to the instruction for being previously set or store, automatic progress numerical value calculating and/or
The equipment of information processing.The server can be computer, be also possible to single network server, multiple network server groups
At server group or the cloud being made of a large amount of hosts or network server based on cloud computing, wherein cloud computing is distribution
One kind that formula calculates, a super virtual computer consisting of a loosely coupled set of computers.
In the present embodiment, it as shown in Fig. 2, server may include, but is not limited only to, can be in communication with each other by system bus
Memory 11, processor 12, the network interface 13 of connection, memory 11 are stored with the processing system that can be run on the processor 12
System.It should be pointed out that Fig. 2 illustrates only the server with component 11-13, it should be understood that being not required for implementing
All components shown, the implementation that can be substituted is more or less component.
Wherein, memory 11 includes the readable storage medium storing program for executing of memory and at least one type.Inside save as the operation of server
Caching is provided；Readable storage medium storing program for executing can be for if flash memory, hard disk, multimedia card, card-type memory are (for example, SD or DX memory
Deng), random access storage device (RAM), static random-access memory (SRAM), read-only memory (ROM), electric erasable can compile
Journey read-only memory (EEPROM), programmable read only memory (PROM), magnetic storage, disk, CD etc. it is non-volatile
Storage medium.In some embodiments, readable storage medium storing program for executing can be the internal storage unit of server, such as the server
Hard disk；In further embodiments, which is also possible to the External memory equipment of server, such as services
The plug-in type hard disk being equipped on device, intelligent memory card (Smart Media Card, SMC), secure digital (Secure
Digital, SD) card, flash card (Flash Card) etc..In the present embodiment, the readable storage medium storing program for executing of memory 11 is commonly used in
Storage is installed on the processing system in the operating system and types of applications software of server, such as storage one embodiment of the invention
Program code etc..In addition, memory 11 can be also used for temporarily storing the Various types of data that has exported or will export.
The processor 12 can be in some embodiments central processing unit (Central Processing Unit,
CPU), controller, microcontroller, microprocessor or other data processing chips.The processor 12 is commonly used in the control clothes
The overall operation of business device, such as execute control relevant to the progress data interaction of other servers or communication and processing etc..This
In embodiment, the processor 12 is used to run the program code stored in the memory 11 or processing data, such as transports
Row processing system etc..
The network interface 13 may include radio network interface or wired network interface, which is commonly used in
Communication connection is established between the server and other electronic equipments.
The processing system is stored in memory 11, is stored in including at least one computer-readable in memory 11
Instruction, at least one computer-readable instruction can be executed by processor device 12, the method to realize each embodiment of the application；With
And the function that at least one computer-readable instruction is realized according to its each section is different, can be divided into different logic moulds
Block.
In one embodiment, following steps are realized when above-mentioned processing system is executed by the processor 12:
In the block chain network built by insurance company and financial regulator, the upper of air control system transmission is being received
After the application for passing fraud customer information, calls data check intelligence contract to initiate to upload the transaction of fraud customer information, this is taken advantage of
It cheats customer information and carries out the verification of data format and the verification of required item；
After verification passes through, signed using owner mark of the digital certificate to upload side, to the fraud customer information
It is encrypted, and records the information of this transaction in block chain account book；
Receive air control system transmission check fraud customer information application after, call data query intelligence contract hair
The transaction for checking fraud customer information is acted, the corresponding signing messages of requesting party in the transaction is extracted, acquisition is previously recorded in described
Whether authorization message on block chain account book verifies the requesting party based on the corresponding signing messages of the requesting party and the authorization message
To be authorized to the insurance company for checking corresponding fraud customer information；
If so, obtaining the fraud customer information of corresponding encryption and being decrypted, fraud customer information is obtained, in block
The information of this transaction is recorded in chain account book.
Compared with prior art, the present invention builds the shared of an insurance industry fraud customer information using block chain technology
Block chain, each insurance company that block chain is added can upload in fraud customer information to block chain, can also be according in advance
Agreement authorization checks that range carries out fraud customer information and shares, and realizes shared, the Neng Gouquan of safety, controlled Insurance Fraud data
Face is efficiently used for instead cheating identification, meanwhile, using the framework of block chain, shared so that multiple and different insurance companies is added
Be not in the situation of interface system complexity mutual two-by-two, avoid centralization Single Point of Faliure, serious forgiveness is higher.
In a preferred embodiment, on the basis of the above embodiments, the processing system is executed by the processor
When, also realize following steps:
It is checked in the authorization for the fraud customer information to one or more insurance companies for receiving the transmission of air control system
After application, shared intelligent contract is called to initiate to carry out the fraud customer information of the one or more insurance company what authorization was checked
Transaction；
After receiving the information that the corresponding examination & approval of the one or more insurance company pass through, corresponding authorization message is generated
And it is recorded on the block chain account book.
In a preferred embodiment, on the basis of the above embodiments, the processing system is executed by the processor
When, also realize following steps:
It calls and intelligent contract is motivated to count the data of transaction, which includes counting each insurance company predetermined
The first quantity of the client in fraud customer information uploaded in time, and each insurance company of statistics look within the predetermined time
The second quantity of the client in fraud customer information seen；
If having first quantity of insurance company to be less than scheduled first uploads quantity, and described the of the insurance company
Two quantity check quantity more than or equal to scheduled, then the bill to be billed of the insurance company are generated, to limit the insurance company
Check fraud customer information.
In a preferred embodiment, on the basis of the above embodiments, the processing system is executed by the processor
When, also realize following steps:
After the bill to be billed of the insurance company is the state being settled, obtain first quantity be more than or equal to it is pre-
Fixed second uploads the insurance company of quantity, and the Fee Amount in the bill is distributed to described the according to scheduled allocation rule
One quantity is more than or equal to the scheduled second insurance company for uploading quantity, and described second, which uploads quantity, is greater than the first upload number
Amount.
As shown in figure 3, Fig. 3 is that the present invention is based on the processes of one embodiment of sharing method of the fraud customer information of block chain
Schematic diagram, should fraud customer information based on block chain sharing method the following steps are included:
Step S1 is receiving air control system in the block chain network built by insurance company and financial regulator
After the application of the upload fraud customer information of transmission, data check intelligence contract is called to initiate to upload the friendship of fraud customer information
Easily, the verification of data format and the verification of required item are carried out to the fraud customer information；
Wherein, server can be used hyperledger fabric as bottom block chain network service in software systems
Platform, the CA of hyperledger fabric or third-party CA are that each member in the block chain issues a number card
Book, for being encrypted and being signed in the communication of block chain network.
Wherein, each insurance company, financial regulator can recognize insurance by itself Claims Resolution risk control process and take advantage of
Fraud case example initiates the application that fraud customer information uploads, clothes to the block chain network by its existing Claims Resolution or air control system
After business device receives application, data check intelligence contract is called to initiate to upload the transaction of fraud customer information, the fraud of the transaction
Customer information includes basic five information (name, card estranged, birthday, address, telephone number) for cheating client, underwriting information
(purchase product, protection amount, premium, Effective Period of Insurance, beneficiary, insurer, warrantee), Claims Resolution information (are given the correct time in Claims Resolution case
Between, case passes through, compensates the amount of money) and biometric information (Application on Voiceprint Recognition characteristic value, face recognition features' value, wherein each insurance
Company uses identical vocal print and face characteristic extraction algorithm).The field name that the fraud customer information of transaction is related to is fixed, respectively
Insurance company of family is intelligently closed before using same field name, data that block chain is recorded when uploading by special data check
About data format and required item (five i.e. basic) are verified, undesirable data will not be recorded to block chain
On.
Step S2 is signed, to fraud visitor after verification passes through using owner's mark of the digital certificate to upload side
Family information is encrypted, and the information of this transaction is recorded in block chain account book；
Wherein, before the fraud customer information of each upload is transmitted in block chain network, the hyperledger of server
The private key that fabric will use the digital certificate of itself is signed to obtain signing messages to owner's mark of upload side, uses quilt
Authorization checks the public key of the member of the fraud customer information to fraud customer information encryption, to carry out encrypted transmission.Wherein, it encrypts
Algorithm is preferably asymmetrical public private key encryption, and ECC elliptic curve encryption algorithm etc. can be used for example.
Then, the information of this transaction is recorded in block chain account book: the signing messages in transaction is extracted, according to A.L.S.
Breath extracts the owner's mark (such as insurance company's title) for uploading the fraud customer information, by owner's mark, the fraud visitor uploaded
The information such as the brief information (such as odd numbers etc.) of family information, uplink time are recorded in block chain account book after being associated.
Step S3, receive air control system transmission check fraud customer information application after, call data query intelligence
Energy contract initiates to check the transaction of fraud customer information, extracts the corresponding signing messages of requesting party in the transaction, obtains and remember in advance
The authorization message on the block chain account book is recorded, this is verified based on the corresponding signing messages of the requesting party and the authorization message and is asked
Whether the side of asking is to be authorized to the insurance company for checking corresponding fraud customer information；
Step S4 obtains fraud client's letter if so, obtaining the fraud customer information of corresponding encryption and being decrypted
Breath records the information of this transaction in block chain account book.
Wherein, each insurance company, financial regulator can be by its existing Claims Resolutions or air control system to the block
Chain network is initiated to check the application of fraud customer information, can check the fraud customer information oneself uploaded, can also check it
The fraud customer information that its insurance company uploads.
The insurance company of the present embodiment initiates to check the fraud customer information of the upload of itself or other insurance companies, clothes
After business device receives application, data query intelligence contract is called to initiate to check the transaction of fraud customer information, the data query intelligence
Energy contract is the code write by hyperledger Chaincode, is equally deployed in the block chain network, code logic
Can not be tampered, the code of data query intelligence contract realize inquiry data when extract the signing messages of requesting party, verifying is looked into
It interrogates and sees whether range meets the requirements: extracting the signing messages of requesting party, and extract the mark of the owner in signing messages, by pre-
The authorization message being first recorded on account book verifies whether the insurance company is to be authorized to the guarantor for checking corresponding fraud customer information
Dangerous company, wherein authorization message includes an authorization insurance company, one or more authorized insurance companies, such as A insurance
Company is authorized party, and B insurance company and C insurance company are to be authorized to side, then B insurance company and C insurance company can look into
See the fraud customer information of A insurance company.It, then can be with if it is the insurance company for checking corresponding fraud customer information is authorized to
It checks corresponding fraud customer information, if not the insurance company for checking corresponding fraud customer information is authorized to, then cannot
Check corresponding fraud customer information.
Wherein, if it is the insurance company for checking corresponding fraud customer information is authorized to, then corresponding encryption is taken advantage of
Swindleness customer information be decrypted, in the present embodiment, using itself digital certificate private key pair encryption fraud customer information into
Row decryption obtains fraud customer information.
Then, the information that this transaction is recorded on block chain account book, including recording owner's mark of requesting party, being requested
Owner's mark of side, the brief information for the fraud customer information checked (such as being related to the number of policy etc. cheated) check the time etc..
The present invention builds the shared block chain of an insurance industry fraud customer information using block chain technology, and block is added
Each insurance company of chain can upload in fraud customer information to block chain, can also check range according to agreement authorization in advance
It carries out fraud customer information to share, realizes the shared of safe, controlled Insurance Fraud data, can fully and effectively be used for anti-
Fraud identification, meanwhile, using the framework of block chain, so that it is not in mutual two-by-two that multiple and different insurance companies, which is added shared,
Interface system complexity situation, avoid centralization Single Point of Faliure, serious forgiveness is higher.
In a preferred embodiment, on the basis of the embodiment of above-mentioned Fig. 3, this method is further comprising the steps of:
It is checked in the authorization for the fraud customer information to one or more insurance companies for receiving the transmission of air control system
After application, shared intelligent contract is called to initiate to carry out the fraud customer information of the one or more insurance company what authorization was checked
Transaction；
After receiving the information that the corresponding examination & approval of the one or more insurance company pass through, corresponding authorization message is generated
And it is recorded on the block chain account book.
Wherein, the block chain network of the present embodiment carries out member's mechanism of permitting the entrance, and starting can be by initial insurance company or finance
Regulatory agency initiates, and can be Ji Jia insurance company or Ji Jia financial regulator, other subsequent insurance companies can apply
It is added, after each member is added, can physically provide oneself organize controllable server as the block chain network one
A node participates in book keeping operation, uses hyperledger fabric as bottom block chain network service platform in software systems,
The CA of hyperledger fabric or third-party CA issues a digital certificate for it.
In the present embodiment, in the member being added in the block chain network, it can agree or disagree between any two mutually
Shared fraud customer information, insurance company are sent by air control system to the fraud customer information of one or more insurance companies
The application checked is authorized, after server receives application, shared intelligent contract is called to initiate to the one or more insurance company
Fraud customer information carry out the transaction checked of authorization, which, which can authorize, checks or refuses to authorize
It checks.After the examination & approval for receiving the one or more insurance company are by information, corresponding authorization message is generated, number is utilized
Certificate encrypts authorization message, and a corresponding authorization message (including authorization insurance company is recorded in block chain account book
And one or more authorized insurance companies).
The present embodiment can increase insurance company's quantity that authorization is checked, to increase the range of shared fraud customer information,
Further fully and effectively for instead cheating identification.
In a preferred embodiment, on the basis of the embodiment of above-mentioned Fig. 3, this method is further comprising the steps of:
It calls and intelligent contract is motivated to count the data of transaction, which includes counting each insurance company predetermined
The first quantity of the client in fraud customer information uploaded in time, and each insurance company of statistics look within the predetermined time
The second quantity of the client in fraud customer information seen；
If having first quantity of insurance company to be less than scheduled first uploads quantity, and described the of the insurance company
Two quantity check quantity more than or equal to scheduled, then the bill to be billed of the insurance company are generated, to limit the insurance company
Check fraud customer information.
In the present embodiment, due in block chain record have insurance company upload fraud customer information record, check it is other
Therefore the record of the fraud customer information of insurance company can design the intelligent contract of excitation and carry out shared excitation.Wherein, including
Count the first quantity of the client in each insurance company fraud customer information that (for example, one month) uploads in the given time
(for example, 8), and count the second number of the client in the fraud customer information that each insurance company is checked within the predetermined time
It measures (for example, 15).Quantity (for example, 10) are uploaded if there is the first quantity of insurance company is less than scheduled first, and should
Second quantity of insurance company checks quantity (for example, 20) more than or equal to scheduled, then illustrates the number of insurance company inquiry
It is few according to more but shared data, it needs the insurance company to pay a scheduled expense, generates the to be billed of the insurance company
Bill, while limiting the insurance company and checking fraud customer information, it can after the expense that the insurance company pays bill
Release the limitation.
The present embodiment is conducive to insurance company and is balanced between the data and shared data of inquiry, by motivating intelligence
Energy contract makes insurance company more share fraud customer information on block chain, further fully and effectively takes advantage of for counter
Swindleness identification.
In a preferred embodiment, on the basis of the embodiment of above-mentioned Fig. 3, this method is further comprising the steps of:
After the bill to be billed of the insurance company is the state being settled, obtain first quantity be more than or equal to it is pre-
Fixed second uploads the insurance company of quantity, and the Fee Amount in the bill is distributed to described the according to scheduled allocation rule
One quantity is more than or equal to the scheduled second insurance company for uploading quantity, and described second, which uploads quantity, is greater than the first upload number
Amount.
In the present embodiment, the insurance company more for the customer quantity of the fraud customer information of upload is also suitable shared
Excitation is the shape being settled in the bill to be billed of insurance company each time by motivating intelligent contract to carry out shared excitation
After state, obtains the first quantity and be more than or equal to the scheduled second insurance company for uploading quantity (for example, 15), it is public in these insurances
In department, aforementioned insurance company can be distributed according to the ratio of the customer quantity of the fraud customer information of upload and be paid based on bill
Expense, the expense that this is paid can also be carried out respectively, etc..Wherein, each insurance company provides a corresponding account,
Executing will be divided in the account of these insurance companies when motivating intelligent contract based on the expense that bill is paid automatically.
The present embodiment insurance company more to the customer quantity of the fraud customer information of upload carries out shared excitation, promotes
Fraud customer information is more shared on block chain by insurance company, further fully and effectively for instead cheating identification.
The present invention also provides a kind of computer readable storage medium, processing is stored on the computer readable storage medium
System, the processing system realize the sharing method of the above-mentioned fraud customer information based on block chain when being executed by processor
Step.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal device (can be mobile phone, computer, clothes
Business device, air conditioner or the network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of server, which is characterized in that the server includes memory and the processor that connect with the memory, institute
The processing system for being stored with and being run in memory on the processor is stated, when the processing system is executed by the processor
Realize following steps:
In the block chain network built by insurance company and financial regulator, taken advantage of in the upload for receiving the transmission of air control system
After the application for cheating customer information, data check intelligence contract is called to initiate to upload the transaction of fraud customer information, to fraud visitor
Family information carries out the verification of data format and the verification of required item；
After verification passes through, is signed using owner mark of the digital certificate to upload side, which is carried out
Encryption, and this information traded is recorded in block chain account book；
Receive air control system transmission check fraud customer information application after, call data query intelligence contract initiation look into
The transaction for seeing fraud customer information, extracts the corresponding signing messages of requesting party in the transaction, and acquisition is previously recorded in the block
Authorization message on chain account book, based on the corresponding signing messages of the requesting party and the authorization message verify the requesting party whether be by
The insurance company of corresponding fraud customer information is checked in authorization；
If so, obtaining the fraud customer information of corresponding encryption and being decrypted, fraud customer information is obtained, in block chain account
The information of this transaction is recorded in this.
2. server according to claim 1, which is characterized in that when the processing system is executed by the processor, also
Realize following steps:
In the application that the authorization for the fraud customer information to one or more insurance companies for receiving the transmission of air control system is checked
Afterwards, shared intelligent contract is called to initiate to carry out the fraud customer information of the one or more insurance company friendship that authorization is checked
Easily；
After receiving the information that the corresponding examination & approval of the one or more insurance company pass through, generates corresponding authorization message and remember
Record is on the block chain account book.
3. server according to claim 1 or 2, which is characterized in that when the processing system is executed by the processor,
Also realize following steps:
It calls and intelligent contract is motivated to count the data of transaction, which includes counting each insurance company in the predetermined time
The first quantity of client in the fraud customer information of interior upload, and count what each insurance company was checked within the predetermined time
Cheat the second quantity of the client in customer information；
If having first quantity of insurance company to be less than scheduled first uploads quantity, and second number of the insurance company
Amount checks quantity more than or equal to scheduled, then generates the bill to be billed of the insurance company, checked with limiting the insurance company
Cheat customer information.
4. server according to claim 3, which is characterized in that when the processing system is executed by the processor, also
Realize following steps:
After the bill to be billed of the insurance company is the state being settled, obtain first quantity be more than or equal to it is scheduled
Second uploads the insurance company of quantity, and the Fee Amount in the bill is distributed to first number according to scheduled allocation rule
Amount is more than or equal to the scheduled second insurance company for uploading quantity, and described second, which uploads quantity, uploads quantity greater than described first.
5. a kind of sharing method of the fraud customer information based on block chain, which is characterized in that the fraud based on block chain
The sharing method of customer information includes:
S1 is receiving the upper of air control system transmission in the block chain network built by insurance company and financial regulator
After the application for passing fraud customer information, calls data check intelligence contract to initiate to upload the transaction of fraud customer information, this is taken advantage of
It cheats customer information and carries out the verification of data format and the verification of required item；
S2 signs to the owner of upload side mark using digital certificate after verification passes through, to the fraud customer information into
Row encryption, and this information traded is recorded in block chain account book；
S3, receive air control system transmission check fraud customer information application after, call data query intelligence contract hair
The transaction for checking fraud customer information is acted, the corresponding signing messages of requesting party in the transaction is extracted, acquisition is previously recorded in described
Whether authorization message on block chain account book verifies the requesting party based on the corresponding signing messages of the requesting party and the authorization message
To be authorized to the insurance company for checking corresponding fraud customer information；
S4 obtains fraud customer information, in block if so, obtaining the fraud customer information of corresponding encryption and being decrypted
The information of this transaction is recorded in chain account book.
6. the sharing method of the fraud customer information according to claim 5 based on block chain, which is characterized in that this method
Further include:
In the application that the authorization for the fraud customer information to one or more insurance companies for receiving the transmission of air control system is checked
Afterwards, shared intelligent contract is called to initiate to carry out the fraud customer information of the one or more insurance company friendship that authorization is checked
Easily；
After receiving the information that the corresponding examination & approval of the one or more insurance company pass through, generates corresponding authorization message and remember
Record is on the block chain account book.
7. the sharing method of the fraud customer information according to claim 5 or 6 based on block chain, which is characterized in that should
Method further include:
It calls and intelligent contract is motivated to count the data of transaction, which includes counting each insurance company in the predetermined time
The first quantity of client in the fraud customer information of interior upload, and count what each insurance company was checked within the predetermined time
Cheat the second quantity of the client in customer information；
If having first quantity of insurance company to be less than scheduled first uploads quantity, and second number of the insurance company
Amount checks quantity more than or equal to scheduled, then generates the bill to be billed of the insurance company, checked with limiting the insurance company
Cheat customer information.
8. the sharing method of the fraud customer information according to claim 7 based on block chain, which is characterized in that this method
Further include:
After the bill to be billed of the insurance company is the state being settled, obtain first quantity be more than or equal to it is scheduled
Second uploads the insurance company of quantity, and the Fee Amount in the bill is distributed to first number according to scheduled allocation rule
Amount is more than or equal to the scheduled second insurance company for uploading quantity, and described second, which uploads quantity, uploads quantity greater than described first.
9. the sharing method of the fraud customer information according to claim 8 based on block chain, which is characterized in that described pre-
Fixed allocation rule is in the insurance company that first quantity is more than or equal to that scheduled second uploads quantity, according to the guarantor
The ratio of the customer quantity for the fraud customer information that dangerous company uploads is come the Fee Amount that distributes in the bill.
10. a kind of computer readable storage medium, which is characterized in that be stored with processing system on the computer readable storage medium
System realizes the fraud based on block chain as described in any one of claim 5 to 9 when the processing system is executed by processor
The step of sharing method of customer information.
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| CN110955729A (en) * | 2019-12-02 | 2020-04-03 | 中国银行股份有限公司 | Block chain based cheating client information sharing method, equipment and system |
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