CN112053081A - Credit integral adjusting method and device based on block chain and storage medium thereof - Google Patents

Credit integral adjusting method and device based on block chain and storage medium thereof Download PDF

Info

Publication number
CN112053081A
CN112053081A CN202010966529.4A CN202010966529A CN112053081A CN 112053081 A CN112053081 A CN 112053081A CN 202010966529 A CN202010966529 A CN 202010966529A CN 112053081 A CN112053081 A CN 112053081A
Authority
CN
China
Prior art keywords
credit
parking
vehicle
block chain
point
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202010966529.4A
Other languages
Chinese (zh)
Inventor
赵华峰
张宏浩
黄小金
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Guangdong Anjubao Digital Technology Co ltd
Original Assignee
Guangdong Anjubao Digital Technology Co ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Guangdong Anjubao Digital Technology Co ltd filed Critical Guangdong Anjubao Digital Technology Co ltd
Priority to CN202010966529.4A priority Critical patent/CN112053081A/en
Publication of CN112053081A publication Critical patent/CN112053081A/en
Pending legal-status Critical Current

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/06Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60Protecting data
    • G06F21/64Protecting data integrity, e.g. using checksums, certificates or signatures

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Strategic Management (AREA)
  • Human Resources & Organizations (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Economics (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Software Systems (AREA)
  • Bioethics (AREA)
  • Development Economics (AREA)
  • Computer Hardware Design (AREA)
  • Educational Administration (AREA)
  • General Health & Medical Sciences (AREA)
  • Game Theory and Decision Science (AREA)
  • General Engineering & Computer Science (AREA)
  • Health & Medical Sciences (AREA)
  • Marketing (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • General Business, Economics & Management (AREA)
  • Traffic Control Systems (AREA)

Abstract

The invention discloses a credit integral adjusting method, a device and a storage medium thereof based on a block chain, wherein the method comprises the following steps: when a vehicle enters a parking lot, acquiring an original credit score corresponding to the vehicle; when the vehicle leaves the parking lot, acquiring parking records and payment information of the vehicle in the parking lot; sending the parking record and the payment information to the block chain platform; calculating parking points by adopting the parking records and the payment information based on the intelligent contracts on the block chain platform; and calculating a credit integral according to the original credit integral and the parking integral. The invention ensures the safety and uniqueness of the data by storing and maintaining the credit points on the block chain. In addition, through a consensus mechanism of the block chains, the data synchronization consistency of each node is ensured, and the problem that credit points cannot be used across platforms is solved.

Description

Credit integral adjusting method and device based on block chain and storage medium thereof
Technical Field
The present invention relates to the field of credit integration technologies, and in particular, to a method and an apparatus for adjusting credit integration based on a block chain, and a storage medium thereof.
Background
With the development of strengthening government integrity, business integrity, social integrity and judicial publicity proposed in the report of the construction of the social credit system, the credit ecology is gradually perfected, but the credit system has some defects in many aspects and industries. For example:
credit application is mainly concentrated in the personal credit investigation field, such as a personal credit investigation system at the center, but a mature system is not established in the intelligent parking field; credit systems are relatively independent and cannot be unified, so that the phenomenon of credit confusion is caused; at present, most credit data are stored in a common database, and the scheme cannot solve the data security problem caused by the database server going down or suffering from actions such as hacker attack, malicious data tampering and the like.
When the current merchant or enterprise gives the credit, a credit card only belonging to the company is opened for the user, and the given credit is stored in the card. These points can only be used at the company and cannot be used across companies. Consumers need to carry different types of loyalty cards, which brings great inconvenience to the consumers, and users cannot enjoy services brought by credit to the maximum extent.
The credit points of the current merchants or enterprises to the users are generally stored in a common database, and the storage mode needs to build a plurality of servers according to the user quantity to improve the running speed and has higher cost. In addition, when a plurality of servers are down due to network problems or large access amount, data security and data consistency cannot be guaranteed. Secondly, the common database can not resist the actions of hacker attack and malicious data tampering by users.
Disclosure of Invention
The invention provides a block chain-based credit point adjusting method, a block chain-based credit point adjusting device and a storage medium thereof, which are used for solving the technical problems that the existing credit point application method cannot ensure data security and data consistency and cannot realize cross-platform use of credit points.
The invention provides a credit integral adjusting method based on a block chain, which is applied to an intelligent parking management system, wherein the intelligent parking management system comprises a block chain platform; an intelligent contract is configured on the block chain platform; the method comprises the following steps:
when a vehicle enters a parking lot, acquiring an original credit score corresponding to the vehicle;
when the vehicle leaves the parking lot, acquiring parking records and payment information of the vehicle in the parking lot;
sending the parking record and the payment information to the block chain platform;
calculating parking points by adopting the parking records and the payment information based on the intelligent contracts on the block chain platform;
and calculating a credit integral according to the original credit integral and the parking integral.
Optionally, the step of obtaining the original credit point of the vehicle when the vehicle enters the parking lot comprises:
when a vehicle enters a parking lot, acquiring license plate information of the vehicle;
judging whether the license plate information exists in the block chain platform or not;
if yes, obtaining an original credit score corresponding to the license plate information from the block chain platform;
if not, the vehicle's raw credit score is calculated based on the smart contract.
Optionally, the step of calculating the raw credit points of the vehicle based on the smart contract comprises:
acquiring a credit line of a user corresponding to the license plate information, and generating a basic credit score of the user by adopting the credit line;
acquiring historical parking information of the vehicle;
calculating a historical credit integral variable of the vehicle using the historical parking information based on the smart contract;
calculating a raw credit score for the vehicle using the base credit score and the historical credit score variable.
Optionally, after the step of calculating a credit point according to the original credit point and the parking point, the method further includes:
and adjusting the credit line of the user corresponding to the vehicle by adopting the intelligent contract and the credit point.
Optionally, the method further comprises:
and when the vehicle enters the parking lot, providing parking service corresponding to the original credit points for the user.
The invention also provides a credit integral adjusting device based on the block chain, which is applied to an intelligent parking management system, wherein the intelligent parking management system comprises a block chain platform; an intelligent contract is configured on the block chain platform; the device comprises:
the system comprises an original credit point acquisition module, a credit point acquisition module and a credit point acquisition module, wherein the original credit point acquisition module is used for acquiring an original credit point corresponding to a vehicle when the vehicle enters a parking lot;
the parking record and payment information acquisition module is used for acquiring the parking record and payment information of the vehicle in the parking lot when the vehicle leaves the parking lot;
the sending module is used for sending the parking record and the payment information to the block chain platform;
the parking integral calculation module is used for calculating parking integral by adopting the parking record and the payment information based on the intelligent contract on the block chain platform;
and the credit point calculation module is used for calculating a credit point according to the original credit point and the parking point.
Optionally, the original credit point obtaining module includes:
the license plate information acquisition sub-module is used for acquiring the license plate information of the vehicle when the vehicle enters the parking lot;
the license plate information judgment submodule is used for judging whether the license plate information exists in the block chain platform or not;
the first original credit point acquisition sub-module is used for acquiring the original credit point corresponding to the license plate information from the block chain platform if the original credit point exists;
and the second original credit point acquisition submodule is used for calculating the original credit point of the vehicle based on the intelligent contract if the original credit point does not exist.
Optionally, the second original credit score obtaining sub-module includes:
the user basic credit point generating unit is used for acquiring the credit line of the user corresponding to the license plate information and generating the user basic credit point by adopting the credit line;
a historical parking information acquisition unit for acquiring historical parking information of the vehicle;
a historical credit integral variable calculating unit for calculating a historical credit integral variable of the vehicle by using the historical parking information based on the intelligent contract;
and the original credit point calculating unit is used for calculating the original credit point of the vehicle by adopting the basic credit point and the historical credit point variable.
Optionally, the apparatus further comprises:
and the credit line adjusting module is used for adjusting the credit line of the user corresponding to the vehicle by adopting the intelligent contract and the credit point.
Optionally, the apparatus further comprises:
and the parking service providing module is used for providing the parking service corresponding to the original credit point for the user when the vehicle enters the parking lot.
The invention also provides a credit integral adjusting device based on the block chain, which comprises a processor and a memory, wherein the processor is used for:
the memory is used for storing program codes and transmitting the program codes to the processor;
the processor is configured to perform the block chain based credit integration adjustment method as described in any one of the above according to instructions in the program code.
The present invention also provides a computer-readable storage medium for storing a program code for executing the block chain based credit integration adjusting method as described in any one of the above.
According to the technical scheme, the invention has the following advantages: when a vehicle enters a parking lot, calculating the credit score of the license plate of the vehicle; when the vehicle leaves the parking lot, acquiring parking records and payment information of the vehicle in the parking lot, sending the parking records and the payment information to the block chain platform, and calculating parking points generated by the vehicle in the parking lot by adopting intelligent contracts on the block chain platform, the parking records and the payment information; and combining the license plate credit score and the parking score to obtain the user credit score. The invention ensures the safety and uniqueness of the data by storing and maintaining the credit points on the block chain. In addition, through a consensus mechanism of the block chains, the data synchronization consistency of each node is ensured, and the problem that credit points cannot be used across platforms is solved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without inventive exercise.
Fig. 1 is a flowchart illustrating steps of a block chain-based credit score adjustment method according to an embodiment of the present invention;
fig. 2 is a flowchart illustrating steps of a block chain-based credit score adjustment method according to another embodiment of the present invention;
FIG. 3 is a flowchart illustrating steps of a method for obtaining an original credit score according to an embodiment of the present invention;
FIG. 4 is a flowchart illustrating steps of a method for calculating an original credit score according to an embodiment of the present invention;
FIG. 5 is a diagram illustrating correlation dimensions of an original credit score calculation according to an embodiment of the present invention;
fig. 6 is a schematic structural diagram of a parking management system according to an embodiment of the present invention;
fig. 7 is a block diagram of a credit integration adjusting apparatus based on a block chain according to an embodiment of the present invention.
Detailed Description
The embodiment of the invention provides a block chain-based credit point adjusting method, a block chain-based credit point adjusting device and a storage medium thereof, which are used for solving the technical problems that the existing credit point application method cannot ensure data security and data consistency and cannot realize cross-platform use of credit points.
In order to make the objects, features and advantages of the present invention more obvious and understandable, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention, and it is obvious that the embodiments described below are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1, fig. 1 is a flowchart illustrating a credit integration adjustment method based on a block chain according to an embodiment of the present invention.
The invention provides a credit score adjusting method based on a block chain, which is applied to an intelligent parking management system, wherein the intelligent parking management system comprises a block chain platform; the block chain is configured with intelligent contracts, including:
step 101, when a vehicle enters a parking lot, calculating an original credit point of the vehicle;
in the embodiment of the invention, a credit parking system needs to be built in advance, the system is used as a precondition for the credit vehicle lifting of users, each user is used as a main body of the credit system, and a basic credit score can be generated for each user. A scoring dimension may then be set to score credit for the user's behavior, calculating the user's real-time credit score based on the underlying credit score. Specifically, the original credit point of the vehicle before entering the parking lot can be calculated by taking the license plate as a dimension.
Wherein the original credit point is the credit point of the vehicle before entering the parking lot.
Step 102, when the vehicle leaves the parking lot, acquiring parking records and payment information of the vehicle in the parking lot;
when the vehicle leaves the parking lot, if the vehicle carries out parking operation in the parking lot, payment information corresponding to the parking operation is generated. Whether the parking operation meets the standard or not, whether the payment is carried out on time or not and the like can influence the credit points of the users. Therefore, when the vehicle leaves the parking lot, if a parking operation occurs, the corresponding parking record and payment information need to be acquired so as to calculate the credit point variation caused by the vehicle parking at this time.
Step 103, sending the parking record and the payment information to the block chain platform;
in embodiments of the present invention, credit points may be computed, stored, and maintained by a blockchain in order to maintain consistency of credit points across different platforms. After the system acquires the parking record and the payment information of the vehicle in the parking lot, the parking record and the payment information can be sent to the block chain platform for credit point calculation.
The blockchain system is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism and an encryption algorithm. The system is a distributed shared account book and a database, and has the characteristics of decentralization, no tampering, trace retaining in the whole process, traceability, collective maintenance, openness and transparency and the like. The characteristics ensure the honesty and the transparency of the block chain and lay a foundation for creating trust for the block chain. And the rich application scene of the block chain basically solves the problem of information asymmetry based on the block chain, and realizes the cooperative trust and the constant action among a plurality of main bodies. There are also more and more companies applying blockchain techniques to solve practical problems, such as: the Alibama prevents the problems of private official seal, contract counterfeiting and the like by using a block chain technology; the insurance field realizes the automatic claim settlement of insurance policy by applying intelligent contracts.
104, calculating parking points by adopting the parking records and the payment information based on the intelligent contracts on the block chain platform;
in the embodiment of the invention, the intelligent contract is written by credit scoring dimension, which defines the accumulation mode of credit points, wherein the credit scoring dimension can comprise monthly newspaper information, parking records, default times, arrearage amount and the like. For example, the intelligent contract may specify that the longer the vehicle monthly payment recharge duration is, the more the monthly payment amount is, the higher the user credit score is.
After the block chain platform receives the parking record and the payment information of the vehicle in the parking lot, the credit point variable generated when the vehicle parks in the parking lot can be calculated according to the intelligent contract, namely the parking point of the vehicle in the parking lot.
And 105, calculating a credit integral according to the original credit integral and the parking integral.
The actual credit point of the vehicle leaving the parking lot can be obtained by adding the license plate credit point and the parking point, namely adding the credit point before the vehicle enters the parking lot and the point variable generated by the vehicle parking in the parking lot.
When a vehicle enters a parking lot, calculating the credit score of the license plate of the vehicle; when the vehicle leaves the parking lot, acquiring parking records and payment information of the vehicle in the parking lot, sending the parking records and the payment information to the block chain platform, and calculating parking points generated by the vehicle in the parking lot by adopting intelligent contracts on the block chain platform, the parking records and the payment information; and combining the license plate credit score and the parking score to obtain the user credit score. The invention ensures the safety and uniqueness of the data by storing and maintaining the credit points on the block chain. In addition, through a consensus mechanism of the block chains, the data synchronization consistency of each node is ensured, and the problem that credit points cannot be used across platforms is solved.
Referring to fig. 2, fig. 2 is a flowchart illustrating a credit integration adjustment method based on a block chain according to another embodiment of the present invention, which includes the following steps:
step 201, when a vehicle enters a parking lot, acquiring an original credit point of the vehicle;
in the embodiment of the invention, a credit parking system needs to be built in advance, the system is used as a precondition for the credit vehicle lifting of users, each user is used as a main body of the credit system, and a basic credit score can be generated for each user. A scoring dimension may then be set to score credit for the user's behavior, calculating the user's real-time credit score based on the underlying credit score. Specifically, the original credit point of the vehicle before entering the parking lot can be calculated by taking the license plate as a dimension.
In one example, as shown in fig. 3, step 201 may include the following sub-steps:
s21, when a vehicle enters a parking lot, acquiring license plate information of the vehicle;
s22, judging whether the license plate information exists in the block chain platform or not;
s23, if yes, obtaining an original credit score corresponding to the license plate information from the block chain platform;
and S24, if the license plate information does not exist, the license plate information is sent to the block chain platform, and the original credit integral of the vehicle is calculated based on the intelligent contract.
In the embodiment of the invention, the related information of a part of vehicles, including license plate information and corresponding credit point information, is stored in the parking management system, and for the part of vehicles, when the part of vehicles enter the parking lot, corresponding original credit points can be directly obtained according to the license plate information.
For a vehicle that is not registered in the parking management system, it is necessary to register it in the parking management system. After the license plate information of the vehicle is detected, a license plate record is generated, the newly added license plate record is uploaded to a block chain platform, and the intelligent contract on the block chain platform can generate an original credit integral according to the attribute of the license plate, the monthly insurance information of the vehicle, the parking record, the number of defaults, the arrearage amount and other related information.
In one example, as shown in fig. 4, step S24 may include:
s241, obtaining the credit line of the user corresponding to the license plate information, and generating a basic credit score of the user by adopting the credit line;
s242, acquiring historical parking information of the vehicle;
s243, based on the intelligent contract, calculating a historical credit integral variable of the vehicle by adopting the historical parking information;
and S244, calculating the original credit point of the vehicle by using the basic credit point and the historical credit point variable.
In the embodiment of the invention, the user's Unionpay credit limit can be used as basic data to generate the user's basic credit point, and then the user is scored according to different limits such as monthly newspaper information, parking records, default times, arrearage amount and the like generated by the vehicle's historical parking records according to the rules of intelligent contracts, and the historical credit point variable of the vehicle is calculated, for example, the historical credit point variable is calculated according to the vehicle's monthly protection charging time length, monthly protection payment amount and the like, and the longer the monthly protection charging time length is, the more the monthly protection payment amount is, the larger the historical credit point variable is, and the larger the corresponding original credit point is.
Referring to fig. 5, fig. 5 is a schematic diagram illustrating a correlation dimension of a raw credit point calculation according to an embodiment of the present invention. As shown in fig. 5, the relevant dimensions of the original credit point calculation include the basic credit point of the user, whether it is a car protection in the month, the total amount of consumption (parking, charging) in the month, the total number of parking/charging times in the month, whether parking is reserved for performing (including performing and non-performing, wherein non-performing reduces the credit investigation of the user), and whether payment is performed in a specified time (including saving and non-saving, wherein non-saving reduces the credit investigation of the user).
Step 202, when the vehicle leaves the parking lot, acquiring parking records and payment information of the vehicle in the parking lot;
step 203, sending the parking record and the payment information to the block chain platform;
step 204, calculating parking points by adopting the parking records and the payment information based on the intelligent contracts on the block chain platform;
step 205, calculating a credit point according to the original credit point and the parking point.
Step 202-.
And step 206, adjusting the credit line of the user corresponding to the vehicle by adopting the intelligent contract and the credit point.
In the embodiment of the invention, the credit point variable caused by parking operation can be updated to the personal credit line of the corresponding user through the communication mode with the data center system of the bank through the consensus mechanism of the block chain, so that personal credit investigation is influenced. The credit investigation method enables a user point system to influence more scenes and improves the credit coverage rate.
In the embodiment of the present invention, after a vehicle enters a parking lot, when a user needs to enjoy a service according to credit points, the original credit points of the user can be acquired from a blockchain, and a parking management system can provide corresponding parking services for the corresponding vehicle according to the original credit points, such as: the parking is firstly carried out and then the fee is paid, the parking time is given, the exclusive parking space is reserved and other services, and the credit parking service is realized.
In one example, public numbers, applets, APPs, and the like, which are related to the parking management system, may be generated, and a user may log in the related applications to view information such as vehicle records, payment orders, credit points, and the like.
Referring to fig. 6, fig. 6 is a schematic structural diagram of a parking management system according to an embodiment of the present invention. As shown in fig. 6, the parking management system includes:
block chain bottom layer framework: the block chain bottom layer framework is built through a FISCO BCOS technology, and the framework comprises four node arrangement services for improving the stability of the framework.
A block chain management platform: the block chain management platform is built by using a WeBASE technology and interacts with a block chain bottom layer framework, and comprises two node arrangement services, namely two node management services and two signature services; the node management service realizes interaction between block chain data and parking platform data; the signature service enables private key escrow for blockchain users.
An application layer: the application layer is a parking platform and is particularly used for realizing parking services, including credit parking, reserved parking, charging parking and the like; and is used for realizing user information acquisition services, including credit point acquisition and the like.
An intermediate layer: the middle layer is provided with nodes such as intelligent contracts, consensus mechanisms, message queues and the like and is used for realizing data interaction between the block chain management platform and the application layer, such as credit integration calculation through the intelligent contracts and the like.
When a vehicle enters a parking lot, calculating the credit score of the license plate of the vehicle; when the vehicle leaves the parking lot, acquiring parking records and payment information of the vehicle in the parking lot, sending the parking records and the payment information to the block chain platform, and calculating parking points generated by the vehicle in the parking lot by adopting intelligent contracts on the block chain platform, the parking records and the payment information; and combining the license plate credit score and the parking score to obtain the user credit score. The invention ensures the safety and uniqueness of the data by storing and maintaining the credit points on the block chain. In addition, through a consensus mechanism of the block chains, the data synchronization consistency of each node is ensured, and the problem that credit points cannot be used across platforms is solved.
Referring to fig. 7, fig. 7 is a block diagram of a credit integration adjusting device based on a block chain according to an embodiment of the present invention.
The invention provides a credit point adjusting device, which is applied to an intelligent parking management system, wherein the intelligent parking management system comprises a block chain platform; an intelligent contract is configured on the block chain platform; the apparatus may specifically include:
an original credit point acquisition module 701, configured to acquire an original credit point corresponding to a vehicle when the vehicle enters a parking lot;
a parking record and payment information obtaining module 702, configured to obtain a parking record and payment information of the vehicle in the parking lot when the vehicle leaves the parking lot;
a sending module 703, configured to send the parking record and the payment information to the block chain platform;
a parking score calculation module 704, configured to calculate a parking score using the parking record and the payment information based on the intelligent contract on the block chain platform;
and a credit point calculation module 705, configured to calculate a credit point according to the original credit point and the parking point.
In this embodiment of the present invention, the raw credit point obtaining module 701 may include:
the license plate information acquisition sub-module is used for acquiring the license plate information of the vehicle when the vehicle enters the parking lot;
the license plate information judgment submodule is used for judging whether the license plate information exists in the block chain platform or not;
the first original credit point acquisition sub-module is used for acquiring the original credit point corresponding to the license plate information from the block chain platform if the original credit point exists;
and the second original credit point acquisition submodule is used for calculating the original credit point of the vehicle based on the intelligent contract if the original credit point does not exist.
In this embodiment of the present invention, the second original credit point obtaining sub-module may include:
the user basic credit point generating unit is used for acquiring the credit line of the user corresponding to the license plate information and generating the user basic credit point by adopting the credit line;
a historical parking information acquisition unit for acquiring historical parking information of the vehicle;
a historical credit integral variable calculating unit for calculating a historical credit integral variable of the vehicle by using the historical parking information based on the intelligent contract;
and the original credit point calculating unit is used for calculating the original credit point of the vehicle by adopting the basic credit point and the historical credit point variable.
In the embodiment of the present invention, the apparatus may further include:
and the credit line adjusting module is used for adjusting the credit line of the user corresponding to the vehicle by adopting the intelligent contract and the credit point.
In the embodiment of the present invention, the apparatus may further include:
and the parking service providing module is used for providing the parking service corresponding to the original credit point for the user when the vehicle enters the parking lot.
The invention also provides a credit integral adjusting device based on the block chain, which comprises a processor and a memory, wherein the processor is used for:
the memory is used for storing program codes and transmitting the program codes to the processor;
the processor is configured to execute the block chain based credit integration adjustment method according to the instructions in the program code.
The present invention also provides a computer-readable storage medium for storing a program code for executing the block chain based credit integration adjusting method according to the embodiment of the present invention.
It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the several embodiments provided in the present application, it should be understood that the disclosed apparatus and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of implementing the solution of the present embodiment.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The above-mentioned embodiments are only used for illustrating the technical solutions of the present invention, and not for limiting the same; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.

Claims (10)

1. A credit integral adjustment method based on a block chain is characterized by being applied to an intelligent parking management system, wherein the intelligent parking management system comprises a block chain platform; an intelligent contract is configured on the block chain platform; the method comprises the following steps:
when a vehicle enters a parking lot, acquiring an original credit score corresponding to the vehicle;
when the vehicle leaves the parking lot, acquiring parking records and payment information of the vehicle in the parking lot;
sending the parking record and the payment information to the block chain platform;
calculating parking points by adopting the parking records and the payment information based on the intelligent contracts on the block chain platform;
and calculating a credit integral according to the original credit integral and the parking integral.
2. The method of claim 1, wherein the step of obtaining the vehicle's raw credit points when the vehicle enters the parking lot comprises:
when a vehicle enters a parking lot, acquiring license plate information of the vehicle;
judging whether the license plate information exists in the block chain platform or not;
if yes, obtaining an original credit score corresponding to the license plate information from the block chain platform;
if not, the vehicle's raw credit score is calculated based on the smart contract.
3. The method of claim 2, wherein the step of calculating the raw credit score for the vehicle based on the smart contract comprises:
acquiring a credit line of a user corresponding to the license plate information, and generating a basic credit score of the user by adopting the credit line;
acquiring historical parking information of the vehicle;
calculating a historical credit integral variable of the vehicle using the historical parking information based on the smart contract;
calculating a raw credit score for the vehicle using the base credit score and the historical credit score variable.
4. The method of claim 3, wherein the step of calculating a credit score based on the raw credit score and the parking score further comprises, after:
and adjusting the credit line of the user corresponding to the vehicle by adopting the intelligent contract and the credit point.
5. The method of claim 1, further comprising:
and when the vehicle enters the parking lot, providing parking service corresponding to the original credit points for the user.
6. A credit point adjusting device based on a block chain is characterized by being applied to an intelligent parking management system, wherein the intelligent parking management system comprises a block chain platform; an intelligent contract is configured on the block chain platform; the device comprises:
the system comprises an original credit point acquisition module, a credit point acquisition module and a credit point acquisition module, wherein the original credit point acquisition module is used for acquiring an original credit point corresponding to a vehicle when the vehicle enters a parking lot;
the parking record and payment information acquisition module is used for acquiring the parking record and payment information of the vehicle in the parking lot when the vehicle leaves the parking lot;
the sending module is used for sending the parking record and the payment information to the block chain platform;
the parking integral calculation module is used for calculating parking integral by adopting the parking record and the payment information based on the intelligent contract on the block chain platform;
and the credit point calculation module is used for calculating the sum of the original credit point and the parking point to obtain a credit point.
7. The apparatus of claim 6, wherein the raw credit score capture module comprises:
the license plate information acquisition sub-module is used for acquiring the license plate information of the vehicle when the vehicle enters the parking lot;
the license plate information judgment submodule is used for judging whether the license plate information exists in the block chain platform or not;
the first original credit point acquisition sub-module is used for acquiring the original credit point corresponding to the license plate information from the block chain platform if the original credit point exists;
and the second original credit point acquisition submodule is used for calculating the original credit point of the vehicle based on the intelligent contract if the original credit point does not exist.
8. The apparatus of claim 7, wherein the second raw credit score capture sub-module comprises:
the user basic credit point generating unit is used for acquiring the credit line of the user corresponding to the license plate information and generating the user basic credit point by adopting the credit line;
a historical parking information acquisition unit for acquiring historical parking information of the vehicle;
a historical credit integral variable calculating unit for calculating a historical credit integral variable of the vehicle by using the historical parking information based on the intelligent contract;
and the original credit point calculating unit is used for calculating the original credit point of the vehicle by adopting the basic credit point and the historical credit point variable.
9. A block chain based credit integration adjustment device, the device comprising a processor and a memory:
the memory is used for storing program codes and transmitting the program codes to the processor;
the processor is configured to execute the block chain based credit integration adjustment method of any one of claims 1-5 according to instructions in the program code.
10. A computer-readable storage medium for storing a program code for executing the block chain based credit integration adjusting method according to any one of claims 1 to 5.
CN202010966529.4A 2020-09-15 2020-09-15 Credit integral adjusting method and device based on block chain and storage medium thereof Pending CN112053081A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202010966529.4A CN112053081A (en) 2020-09-15 2020-09-15 Credit integral adjusting method and device based on block chain and storage medium thereof

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202010966529.4A CN112053081A (en) 2020-09-15 2020-09-15 Credit integral adjusting method and device based on block chain and storage medium thereof

Publications (1)

Publication Number Publication Date
CN112053081A true CN112053081A (en) 2020-12-08

Family

ID=73602935

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202010966529.4A Pending CN112053081A (en) 2020-09-15 2020-09-15 Credit integral adjusting method and device based on block chain and storage medium thereof

Country Status (1)

Country Link
CN (1) CN112053081A (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114255519A (en) * 2021-12-03 2022-03-29 深圳市顺易通信息科技有限公司 Vehicle parking credit authentication method, device, computer equipment and storage medium
CN115346389A (en) * 2022-06-30 2022-11-15 浙江大华技术股份有限公司 Parking space reservation method, platform, electronic device and storage medium
CN115546916A (en) * 2022-11-29 2022-12-30 成都宜泊信息科技有限公司 Management method, system and storage medium for trusted vehicle

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109086619A (en) * 2018-07-05 2018-12-25 广东天泽汇通科技有限公司 Based on the parking credit method of adjustment and its device of block chain, electronic equipment
CN110942524A (en) * 2019-12-05 2020-03-31 中国科学院自动化研究所 Cloud edge end cooperative parking management timing charging system and method based on block chain

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109086619A (en) * 2018-07-05 2018-12-25 广东天泽汇通科技有限公司 Based on the parking credit method of adjustment and its device of block chain, electronic equipment
CN110942524A (en) * 2019-12-05 2020-03-31 中国科学院自动化研究所 Cloud edge end cooperative parking management timing charging system and method based on block chain

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114255519A (en) * 2021-12-03 2022-03-29 深圳市顺易通信息科技有限公司 Vehicle parking credit authentication method, device, computer equipment and storage medium
CN115346389A (en) * 2022-06-30 2022-11-15 浙江大华技术股份有限公司 Parking space reservation method, platform, electronic device and storage medium
CN115546916A (en) * 2022-11-29 2022-12-30 成都宜泊信息科技有限公司 Management method, system and storage medium for trusted vehicle
CN115546916B (en) * 2022-11-29 2023-03-10 成都宜泊信息科技有限公司 Management method, system and storage medium of trusted vehicle

Similar Documents

Publication Publication Date Title
CN106339939B (en) Non-tamper-able distributed bill system based on secure hardware and transaction processing method
CN112053081A (en) Credit integral adjusting method and device based on block chain and storage medium thereof
CN110333948A (en) Virtual resource allocation method and apparatus based on block chain
CN109947848A (en) Card method and apparatus are deposited based on block chain
CN109347789B (en) Server, block chain-based method and medium for sharing fraudulent client information
CN109241778A (en) A kind of public transport data processing method and device based on block chain
CN108288222A (en) Property tax processing system and method based on block chain
WO2019204117A1 (en) Systems and methods for recording assets and transactions thereof in blockchains
CN109636569B (en) Credit investigation data management method and system based on block chain
CN111738844A (en) Resource allocation system, method and device based on block chain
CN111768296A (en) Block chain-based small and micro enterprise loan approval method and device
CN111143309A (en) Method, equipment and medium for sharing enterprise financial data based on block chain
CN111008903A (en) Block chain-based credit insurance accrual pledge financing system and method
CN112529660B (en) Electronic ticketing method and system based on block chain, electronic equipment and storage medium
CN110009439A (en) A kind of taxi operational know-how and device based on block chain
CN112241891A (en) Charging transaction management system based on alliance chain
CN112801778A (en) Federated bad asset blockchain
CN109064215B (en) Regional chain-based travel commission and male-to-male settlement system and method
CN111274322A (en) Block chain-based insurance management method, equipment and medium
Kwame et al. V-chain: A blockchain-based car lease platform
CN110322207A (en) A kind of construction method and device of the intellectual capital management platform based on block chain
CN111143891A (en) Method, equipment and medium for sharing enterprise financial data based on block chain
CN107798536A (en) Credit line treating method and apparatus
Hu et al. Social welfare–based concession model for build/operate/transfer contracts
CN111539724A (en) Electronic commercial acceptance bill financing method and device based on block chain architecture

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination