Summary of the invention
In view of this, reconciliation process can be simplified this application provides a kind of account checking method based on block chain, prevent from counting
According to being tampered, trading efficiency and transaction security are promoted.
This application provides a kind of account checking methods based on block chain, which comprises
Every transaction record of bank is included in block chain, bank's reconciliation distribution account book based on block chain is formed;
Every transaction journal record of payment platform is included in block chain, the payment platform reconciliation based on block chain is formed
Distributed account book;
Based on intelligent contract, bank's reconciliation distribution account book and the payment platform reconciliation distribution account book are checked,
Generate reconciliation result.
Preferably, the method also includes:
Every transaction journal record of node and record payment platform of the block chain of every transaction record of linkage record bank
Node, formed alliance's chain.
Preferably, described based on intelligent contract, check bank's reconciliation distribution account book and the payment platform reconciliation
Distributed account book, generating reconciliation result includes:
Judge whether the cryptographic Hash of account in bank's reconciliation distribution account book is distributed with the payment platform reconciliation
The cryptographic Hash of account is consistent in account book, if so:
Judge whether account and account in payment platform reconciliation distribution account book are consistent in bank's reconciliation distribution account book, if
It is then to generate the consistent report of transaction account, if it is not, then:
Generate the transaction inconsistent report of account.
Preferably, account and account in payment platform reconciliation distribution account book in the judgement bank reconciliation distribution account book
Whether unanimously include:
Judge significant field that account in bank's reconciliation distribution account book records whether with payment platform reconciliation distribution account
Respective field of account record is consistent in this.
Preferably, the method also includes:
Judge in bank's reconciliation distribution account book in the record time of account and/or payment platform reconciliation distribution account book
Whether the record time of account is more than preset duration, if so:
Generate warning information.
A kind of reconciliation system based on block chain, comprising:
First logging modle forms the silver based on block chain for every transaction record of bank to be included in block chain
Row reconciliation distribution account book;
Second logging modle forms for every transaction journal record of payment platform to be included in block chain and is based on area
The payment platform reconciliation distribution account book of block chain;
Processing module, for checking bank's reconciliation distribution account book and the payment platform pair based on intelligent contract
Account distribution account book generates reconciliation result.
Preferably, the system also includes:
Link block, the node and record payment platform every of the block chain for every transaction record of linkage record bank
The node of transaction journal record, forms alliance's chain.
Preferably, the processing module includes:
First judging unit, for judge account in bank's reconciliation distribution account book cryptographic Hash whether with the branch
The cryptographic Hash for paying account in platform reconciliation distribution account book is consistent;
Second judgment unit, for the cryptographic Hash and the payment platform reconciliation when account in bank's reconciliation distribution account book
When the cryptographic Hash of account is consistent in distributed account book, judge that account and payment platform reconciliation are distributed in bank's reconciliation distribution account book
Whether account is consistent in formula account book;
Generation unit, for when account in account in bank's reconciliation distribution account book and payment platform reconciliation distribution account book
When consistent, the consistent report of transaction account is generated, or when account in bank's reconciliation distribution account book and payment platform reconciliation are distributed
When account is inconsistent in account book, the transaction inconsistent report of account is generated.
Preferably, the second judgment unit is specifically used for:
Judge significant field that account in bank's reconciliation distribution account book records whether with payment platform reconciliation distribution account
Respective field of account record is consistent in this.
Preferably, the system also includes:
Judgment module, for judging the record time of account and/or payment platform reconciliation in bank's reconciliation distribution account book
Whether the record time of account is more than preset duration in distributed account book;
Generation module, for when the record time of account in bank's reconciliation distribution account book and/or payment platform reconciliation point
When the record time of account is more than preset duration in cloth account book, warning information is generated.
It, will be by bank when needing reconciliation in conclusion this application discloses a kind of account checking methods based on block chain
Every transaction record is included in block chain, bank's reconciliation distribution account book based on block chain is formed, by every of payment platform
Transaction journal record is included in block chain, is formed the payment platform reconciliation distribution account book based on block chain, is then based on intelligence
Contract checks bank's reconciliation distribution account book and payment platform reconciliation distribution account book, generates reconciliation result.The application is based on area
Block chain can simplify reconciliation process, and data is prevented to be tampered, and promote trading efficiency and transaction security.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, technical solutions in the embodiments of the present application carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of embodiments of the present application, instead of all the embodiments.It is based on
Embodiment in the application, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall in the protection scope of this application.
As shown in Figure 1, for a kind of flow chart of the account checking method based on block chain disclosed in the embodiment of the present application 1, it is described
Method may comprise steps of:
S101, every transaction record of bank is included in block chain, it is distributed forms bank's reconciliation based on block chain
Account book;
When needing reconciliation, every transaction record that bank generates is included in block chain, wherein the transaction record of bank
It include: order number, the order amount of money, stateful transaction, the return amount of money, processing result, transaction record cryptographic Hash etc..By transaction record meter
Enter in block chain, i.e., the account of bank is packed into block, be then based on common recognition mechanism, is recorded in block chain, and be distributed
It is stored in each accounting nodes, forms bank's reconciliation distribution account book based on block chain.
S102, every transaction journal record of payment platform is included in block chain, it is flat forms the payment based on block chain
Platform reconciliation distribution account book;
Meanwhile every transaction journal record that payment platform generates being included in block chain, wherein payment platform can wrap
It includes: Third-party payment platform (e.g., wechat, Alipay, electricity e treasured etc.), electric power payment APP, store marketing system etc..By transaction flow
Water record is included in block chain, i.e., the account of payment platform is packed into block, is then based on common recognition mechanism, is recorded in block
It in chain, and is distributed and is stored in each accounting nodes, form the payment platform reconciliation distribution account book based on block chain.
S103, it is based on intelligent contract, checks bank's reconciliation distribution account book and the payment platform reconciliation distribution account book,
Generate reconciliation result.
Then according to intelligent contract, according to whether meet account uniform condition, automatic checking bank reconciliation distribution account book
With payment platform reconciliation distribution account book, reconciliation result is generated.By the intelligent contract write, supports reconciliation to execute automatically, make
Entire reconciliation process it is automatic, it is intelligent, reduce reconciliation cost, improve efficiency, reduce transaction errors risk.
In conclusion in the above-described embodiments, when needing reconciliation, every transaction record of bank will be included in block chain
In, bank's reconciliation distribution account book based on block chain is formed, every transaction journal record of payment platform is included in block chain
In, the payment platform reconciliation distribution account book based on block chain is formed, intelligent contract is then based on, verification bank's reconciliation is distributed
Account book and payment platform reconciliation distribution account book generate reconciliation result.The application, which is based on block chain, can simplify reconciliation process, prevent
Only data are tampered, and promote trading efficiency and transaction security.
As shown in Fig. 2, for a kind of flow chart of the account checking method based on block chain disclosed in the embodiment of the present application 2, it is described
Method may comprise steps of:
S201, every transaction record of bank is included in block chain, it is distributed forms bank's reconciliation based on block chain
Account book;
When needing reconciliation, every transaction record that bank generates is included in block chain, wherein the transaction record of bank
It include: order number, the order amount of money, stateful transaction, the return amount of money, processing result, transaction record cryptographic Hash etc..By transaction record meter
Enter in block chain, i.e., the account of bank is packed into block, be then based on common recognition mechanism, is recorded in block chain, and be distributed
It is stored in each accounting nodes, forms bank's reconciliation distribution account book based on block chain.
S202, every transaction journal record of payment platform is included in block chain, it is flat forms the payment based on block chain
Platform reconciliation distribution account book;
Meanwhile every transaction journal record that payment platform generates being included in block chain, wherein payment platform can wrap
It includes: Third-party payment platform (e.g., wechat, Alipay, electricity e treasured etc.), electric power payment APP, store marketing system etc..By transaction flow
Water record is included in block chain, i.e., the account of payment platform is packed into block, is then based on common recognition mechanism, is recorded in block
It in chain, and is distributed and is stored in each accounting nodes, form the payment platform reconciliation distribution account book based on block chain.
S203, every transaction record of linkage record bank block chain node and record every transaction journal of payment platform
The node of record forms alliance's chain;
Connection block chain respectively participates in the node of unit, forms alliance's chain.For example, every transaction record of linkage record bank
The node of block chain and the node of record every transaction journal of payment platform record, form alliance's chain, so that based on block chain
Bank's reconciliation distribution account book and payment platform reconciliation distribution account book based on block chain can be shared.
S204, judge account in bank's reconciliation distribution account book cryptographic Hash whether with payment platform reconciliation distribution account book
The cryptographic Hash of middle account is consistent, if so, into S205:
Each account has corresponding cryptographic Hash, has uniqueness, is identification information.Therefore, first during reconciliation
First compare bank's reconciliation distribution account book in account cryptographic Hash whether the Kazakhstan with account in payment platform reconciliation distribution account book
Uncommon value is consistent, and the consistency verification of account is just carried out when cryptographic Hash is consistent.
S205, judge in bank's reconciliation distribution account book in account and payment platform reconciliation distribution account book account whether one
It causes, if so, into S206, if it is not, then entering S207:
When the Kazakhstan of account in the cryptographic Hash of account in bank's reconciliation distribution account book and payment platform reconciliation distribution account book
When uncommon value is consistent, it is based further on intelligent contract and judge account and payment platform reconciliation distribution in bank's reconciliation distribution account book
Whether account is consistent in account book, when account one in account in bank's reconciliation distribution account book and payment platform reconciliation distribution account book
When cause, the consistent report of transaction account is generated, when account in bank's reconciliation distribution account book and payment platform reconciliation distribution account book
When middle account is inconsistent, the transaction inconsistent report of account is generated.
S206, the consistent report of transaction account is generated;
S207, the transaction inconsistent report of account is generated.
In conclusion the present embodiment is on the basis of embodiment 1, based on intelligent contract, verification bank's reconciliation is distributed
Account book and payment platform reconciliation distribution account book, when generating reconciliation result, especially by judging bank's reconciliation distribution account
Whether the cryptographic Hash of account is consistent with the cryptographic Hash of account in the payment platform reconciliation distribution account book in this, when consistent,
Further judge whether account and account in payment platform reconciliation distribution account book are consistent in bank's reconciliation distribution account book, if one
Cause then generates the consistent report of transaction account, and the transaction inconsistent report of account is generated if inconsistent.During reconciliation, it is based on
Block chain technology realizes the integrality and consistency of verifying transaction data using transaction record cryptographic Hash.
As shown in figure 3, for a kind of flow chart of the account checking method based on block chain disclosed in the embodiment of the present application 3, it is described
Method may comprise steps of:
S301, every transaction record of bank is included in block chain, it is distributed forms bank's reconciliation based on block chain
Account book;
When needing reconciliation, every transaction record that bank generates is included in block chain, wherein the transaction record of bank
It include: order number, the order amount of money, stateful transaction, the return amount of money, processing result, transaction record cryptographic Hash etc..By transaction record meter
Enter in block chain, i.e., the account of bank is packed into block, be then based on common recognition mechanism, is recorded in block chain, and be distributed
It is stored in each accounting nodes, forms bank's reconciliation distribution account book based on block chain.
S302, every transaction journal record of payment platform is included in block chain, it is flat forms the payment based on block chain
Platform reconciliation distribution account book;
Meanwhile every transaction journal record that payment platform generates being included in block chain, wherein payment platform can wrap
It includes: Third-party payment platform (e.g., wechat, Alipay, electricity e treasured etc.), electric power payment APP, store marketing system etc..By transaction flow
Water record is included in block chain, i.e., the account of payment platform is packed into block, is then based on common recognition mechanism, is recorded in block
It in chain, and is distributed and is stored in each accounting nodes, form the payment platform reconciliation distribution account book based on block chain.
S303, every transaction record of linkage record bank block chain node and record every transaction journal of payment platform
The node of record forms alliance's chain;
Connection block chain respectively participates in the node of unit, forms alliance's chain.For example, every transaction record of linkage record bank
The node of block chain and the node of record every transaction journal of payment platform record, form alliance's chain, so that based on block chain
Bank's reconciliation distribution account book and payment platform reconciliation distribution account book based on block chain can be shared.
S304, judge the record time of account and/or payment platform reconciliation distribution account in bank's reconciliation distribution account book
Whether the record time of account is more than preset duration in this, if then entering S305, if it is not, then entering S306:
Furthermore it is also possible to further judge the record time of account and/or payment platform in bank's reconciliation distribution account book
Whether the record time of account is more than preset duration in reconciliation distribution account book, that is, judges whether account is more than the reconciliation time limit, when
When more than the reconciliation time limit, warning information is generated.
S305, warning information is generated;
S306, judge account in bank's reconciliation distribution account book cryptographic Hash whether with payment platform reconciliation distribution account book
The cryptographic Hash of middle account is consistent, if so, into S307:
Each account has corresponding cryptographic Hash, has uniqueness, is identification information.Therefore, first during reconciliation
First compare bank's reconciliation distribution account book in account cryptographic Hash whether the Kazakhstan with account in payment platform reconciliation distribution account book
Uncommon value is consistent, and the consistency verification of account is just carried out when cryptographic Hash is consistent.
S307, judge whether the significant field that account records in bank's reconciliation distribution account book is distributed with payment platform reconciliation
The respective field that account records in formula account book is consistent, if so, into S308, if it is not, then entering S309:
When the Kazakhstan of account in the cryptographic Hash of account in bank's reconciliation distribution account book and payment platform reconciliation distribution account book
When uncommon value is consistent, it is based further on intelligent contract, by rule verification order number, the order amount of money, stateful transaction, returns the amount of money, place
Manage the information such as result.Whether the significant field for checking account record in bank's reconciliation distribution account book is distributed with payment platform reconciliation
The respective field that account records in formula account book is consistent, when the significant field and payment that account records in bank's reconciliation distribution account book
When the respective field that account records in platform reconciliation distribution account book is consistent, the consistent report of transaction account is generated, when bank's reconciliation
The respective field that account records in the significant field and payment platform reconciliation distribution account book that account records in distributed account book is not
When consistent, the transaction inconsistent report of account is generated.
S308, the consistent report of transaction account is generated;
S309, the transaction inconsistent report of account is generated;
In conclusion the present embodiment, on the basis of embodiment 1 and embodiment 2, further by judging bank's reconciliation point
The respective field whether significant field that account records in cloth account book records with account in payment platform reconciliation distribution account book
It is consistent to carry out reconciliation, meanwhile, further judge that the record time of account in bank's reconciliation distribution account book, and/or payment put down
Whether the record time of account is more than preset duration in platform reconciliation distribution account book, when being more than preset duration, generates early warning letter
Breath.During reconciliation, it is based on block chain technology, the integrality of verifying transaction data is realized using transaction record cryptographic Hash
And consistency.
As shown in figure 4, for a kind of structural schematic diagram of the reconciliation system based on block chain disclosed in the embodiment of the present application 1,
The system may include:
First logging modle 401 is formed for every transaction record of bank to be included in block chain based on block chain
Bank's reconciliation distribution account book;
When needing reconciliation, every transaction record that bank generates is included in block chain, wherein the transaction record of bank
It include: order number, the order amount of money, stateful transaction, the return amount of money, processing result, transaction record cryptographic Hash etc..By transaction record meter
Enter in block chain, i.e., the account of bank is packed into block, be then based on common recognition mechanism, is recorded in block chain, and be distributed
It is stored in each accounting nodes, forms bank's reconciliation distribution account book based on block chain.
Second logging modle 402, for every transaction journal record of payment platform to be included in block chain, formation is based on
The payment platform reconciliation distribution account book of block chain;
Meanwhile every transaction journal record that payment platform generates being included in block chain, wherein payment platform can wrap
It includes: Third-party payment platform (e.g., wechat, Alipay, electricity e treasured etc.), electric power payment APP, store marketing system etc..By transaction flow
Water record is included in block chain, i.e., the account of payment platform is packed into block, is then based on common recognition mechanism, is recorded in block
It in chain, and is distributed and is stored in each accounting nodes, form the payment platform reconciliation distribution account book based on block chain.
Processing module 403, for checking bank's reconciliation distribution account book and the payment platform reconciliation based on intelligent contract
Distributed account book generates reconciliation result.
Then according to intelligent contract, according to whether meet account uniform condition, automatic checking bank reconciliation distribution account book
With payment platform reconciliation distribution account book, reconciliation result is generated.By the intelligent contract write, supports reconciliation to execute automatically, make
Entire reconciliation process it is automatic, it is intelligent, reduce reconciliation cost, improve efficiency, reduce transaction errors risk.
In conclusion in the above-described embodiments, when needing reconciliation, every transaction record of bank will be included in block chain
In, bank's reconciliation distribution account book based on block chain is formed, every transaction journal record of payment platform is included in block chain
In, the payment platform reconciliation distribution account book based on block chain is formed, intelligent contract is then based on, verification bank's reconciliation is distributed
Account book and payment platform reconciliation distribution account book generate reconciliation result.The application, which is based on block chain, can simplify reconciliation process, prevent
Only data are tampered, and promote trading efficiency and transaction security.
As shown in figure 5, for a kind of structural schematic diagram of the reconciliation system based on block chain disclosed in the embodiment of the present application 2,
The system may include:
First logging modle 501 is formed for every transaction record of bank to be included in block chain based on block chain
Bank's reconciliation distribution account book;
When needing reconciliation, every transaction record that bank generates is included in block chain, wherein the transaction record of bank
It include: order number, the order amount of money, stateful transaction, the return amount of money, processing result, transaction record cryptographic Hash etc..By transaction record meter
Enter in block chain, i.e., the account of bank is packed into block, be then based on common recognition mechanism, is recorded in block chain, and be distributed
It is stored in each accounting nodes, forms bank's reconciliation distribution account book based on block chain.
Second logging modle 502, for every transaction journal record of payment platform to be included in block chain, formation is based on
The payment platform reconciliation distribution account book of block chain;
Meanwhile every transaction journal record that payment platform generates being included in block chain, wherein payment platform can wrap
It includes: Third-party payment platform (e.g., wechat, Alipay, electricity e treasured etc.), electric power payment APP, store marketing system etc..By transaction flow
Water record is included in block chain, i.e., the account of payment platform is packed into block, is then based on common recognition mechanism, is recorded in block
It in chain, and is distributed and is stored in each accounting nodes, form the payment platform reconciliation distribution account book based on block chain.
Link block 503, the node and record payment platform of the block chain for every transaction record of linkage record bank
The node of every transaction journal record, forms alliance's chain;
Connection block chain respectively participates in the node of unit, forms alliance's chain.For example, every transaction record of linkage record bank
The node of block chain and the node of record every transaction journal of payment platform record, form alliance's chain, so that based on block chain
Bank's reconciliation distribution account book and payment platform reconciliation distribution account book based on block chain can be shared.
Whether the first judging unit 504, the cryptographic Hash for judging account in bank's reconciliation distribution account book are flat with payment
The cryptographic Hash of account is consistent in platform reconciliation distribution account book;
Each account has corresponding cryptographic Hash, has uniqueness, is identification information.Therefore, first during reconciliation
First compare bank's reconciliation distribution account book in account cryptographic Hash whether the Kazakhstan with account in payment platform reconciliation distribution account book
Uncommon value is consistent, and the consistency verification of account is just carried out when cryptographic Hash is consistent.
Second judgment unit 505, for when the cryptographic Hash of account and the payment platform in bank's reconciliation distribution account book
When the cryptographic Hash of account is consistent in reconciliation distribution account book, account and payment platform reconciliation in bank's reconciliation distribution account book are judged
Whether account is consistent in distributed account book;
When the Kazakhstan of account in the cryptographic Hash of account in bank's reconciliation distribution account book and payment platform reconciliation distribution account book
When uncommon value is consistent, it is based further on intelligent contract and judge account and payment platform reconciliation distribution in bank's reconciliation distribution account book
Whether account is consistent in account book, when account one in account in bank's reconciliation distribution account book and payment platform reconciliation distribution account book
When cause, the consistent report of transaction account is generated, when account in bank's reconciliation distribution account book and payment platform reconciliation distribution account book
When middle account is inconsistent, the transaction inconsistent report of account is generated.
Generation unit 506, for working as in bank's reconciliation distribution account book in account and payment platform reconciliation distribution account book
When account is consistent, the consistent report of transaction account is generated, or when account in bank's reconciliation distribution account book and payment platform reconciliation point
When account is inconsistent in cloth account book, the transaction inconsistent report of account is generated.
In conclusion the present embodiment is on the basis of embodiment 1, based on intelligent contract, verification bank's reconciliation is distributed
Account book and payment platform reconciliation distribution account book, when generating reconciliation result, especially by judging bank's reconciliation distribution account
Whether the cryptographic Hash of account is consistent with the cryptographic Hash of account in the payment platform reconciliation distribution account book in this, when consistent,
Further judge whether account and account in payment platform reconciliation distribution account book are consistent in bank's reconciliation distribution account book, if one
Cause then generates the consistent report of transaction account, and the transaction inconsistent report of account is generated if inconsistent.During reconciliation, it is based on
Block chain technology realizes the integrality and consistency of verifying transaction data using transaction record cryptographic Hash.
As shown in fig. 6, for a kind of structural schematic diagram of the reconciliation system based on block chain disclosed in the embodiment of the present application 3,
The system may include:
First logging modle 601 is formed for every transaction record of bank to be included in block chain based on block chain
Bank's reconciliation distribution account book;
When needing reconciliation, every transaction record that bank generates is included in block chain, wherein the transaction record of bank
It include: order number, the order amount of money, stateful transaction, the return amount of money, processing result, transaction record cryptographic Hash etc..By transaction record meter
Enter in block chain, i.e., the account of bank is packed into block, be then based on common recognition mechanism, is recorded in block chain, and be distributed
It is stored in each accounting nodes, forms bank's reconciliation distribution account book based on block chain.
Second logging modle 602, for every transaction journal record of payment platform to be included in block chain, formation is based on
The payment platform reconciliation distribution account book of block chain;
Meanwhile every transaction journal record that payment platform generates being included in block chain, wherein payment platform can wrap
It includes: Third-party payment platform (e.g., wechat, Alipay, electricity e treasured etc.), electric power payment APP, store marketing system etc..By transaction flow
Water record is included in block chain, i.e., the account of payment platform is packed into block, is then based on common recognition mechanism, is recorded in block
It in chain, and is distributed and is stored in each accounting nodes, form the payment platform reconciliation distribution account book based on block chain.
Link block 603, the node and record payment platform of the block chain for every transaction record of linkage record bank
The node of every transaction journal record, forms alliance's chain;
Connection block chain respectively participates in the node of unit, forms alliance's chain.For example, every transaction record of linkage record bank
The node of block chain and the node of record every transaction journal of payment platform record, form alliance's chain, so that based on block chain
Bank's reconciliation distribution account book and payment platform reconciliation distribution account book based on block chain can be shared.
Judgment module 604, for judging the record time of account and/or payment platform in bank's reconciliation distribution account book
Whether the record time of account is more than preset duration in reconciliation distribution account book;
Furthermore it is also possible to further judge the record time of account and/or payment platform in bank's reconciliation distribution account book
Whether the record time of account is more than preset duration in reconciliation distribution account book, that is, judges whether account is more than the reconciliation time limit, when
When more than the reconciliation time limit, warning information is generated.
Generation module 605, for when the record time of account and/or payment platform pair in bank's reconciliation distribution account book
When the record time of account is more than preset duration in account distribution account book, warning information is generated.
Whether the first judging unit 606, the cryptographic Hash for judging account in bank's reconciliation distribution account book are flat with payment
The cryptographic Hash of account is consistent in platform reconciliation distribution account book;
Each account has corresponding cryptographic Hash, has uniqueness, is identification information.Therefore, first during reconciliation
First compare bank's reconciliation distribution account book in account cryptographic Hash whether the Kazakhstan with account in payment platform reconciliation distribution account book
Uncommon value is consistent, and the consistency verification of account is just carried out when cryptographic Hash is consistent.
Second judgment unit 607, for when the cryptographic Hash of account and the payment platform in bank's reconciliation distribution account book
When the cryptographic Hash of account is consistent in reconciliation distribution account book, the significant field that account records in bank's reconciliation distribution account book is judged
It is whether consistent with the respective field that account in payment platform reconciliation distribution account book records;
When the Kazakhstan of account in the cryptographic Hash of account in bank's reconciliation distribution account book and payment platform reconciliation distribution account book
When uncommon value is consistent, it is based further on intelligent contract, by rule verification order number, the order amount of money, stateful transaction, returns the amount of money, place
Manage the information such as result.Whether the significant field for checking account record in bank's reconciliation distribution account book is distributed with payment platform reconciliation
The respective field that account records in formula account book is consistent, when the significant field and payment that account records in bank's reconciliation distribution account book
When the respective field that account records in platform reconciliation distribution account book is consistent, the consistent report of transaction account is generated, when bank's reconciliation
The respective field that account records in the significant field and payment platform reconciliation distribution account book that account records in distributed account book is not
When consistent, the transaction inconsistent report of account is generated.
Generation unit 608, for working as in bank's reconciliation distribution account book in account and payment platform reconciliation distribution account book
When account is consistent, the consistent report of transaction account is generated, or when account in bank's reconciliation distribution account book and payment platform reconciliation point
When account is inconsistent in cloth account book, the transaction inconsistent report of account is generated.
In conclusion the present embodiment, on the basis of embodiment 1 and embodiment 2, further by judging bank's reconciliation point
The respective field whether significant field that account records in cloth account book records with account in payment platform reconciliation distribution account book
It is consistent to carry out reconciliation, meanwhile, further judge that the record time of account in bank's reconciliation distribution account book, and/or payment put down
Whether the record time of account is more than preset duration in platform reconciliation distribution account book, when being more than preset duration, generates early warning letter
Breath.During reconciliation, it is based on block chain technology, the integrality of verifying transaction data is realized using transaction record cryptographic Hash
And consistency.
Each embodiment in this specification is described in a progressive manner, the highlights of each of the examples are with other
The difference of embodiment, the same or similar parts in each embodiment may refer to each other.For device disclosed in embodiment
For, since it is corresponded to the methods disclosed in the examples, so being described relatively simple, related place is said referring to method part
It is bright.
Professional further appreciates that, unit described in conjunction with the examples disclosed in the embodiments of the present disclosure
And algorithm steps, can be realized with electronic hardware, computer software, or a combination of the two, in order to clearly demonstrate hardware and
The interchangeability of software generally describes each exemplary composition and step according to function in the above description.These
Function is implemented in hardware or software actually, the specific application and design constraint depending on technical solution.Profession
Technical staff can use different methods to achieve the described function each specific application, but this realization is not answered
Think beyond scope of the present application.
The step of method described in conjunction with the examples disclosed in this document or algorithm, can directly be held with hardware, processor
The combination of capable software module or the two is implemented.Software module can be placed in random access memory (RAM), memory, read-only deposit
Reservoir (ROM), electrically programmable ROM, electrically erasable ROM, register, hard disk, moveable magnetic disc, CD-ROM or technology
In any other form of storage medium well known in field.
The foregoing description of the disclosed embodiments makes professional and technical personnel in the field can be realized or use the application.
Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the application.Therefore, the application
It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one
The widest scope of cause.