CN108960805A - A kind of fee payment method based on Unionpay's payment platform - Google Patents

A kind of fee payment method based on Unionpay's payment platform Download PDF

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Publication number
CN108960805A
CN108960805A CN201810638015.9A CN201810638015A CN108960805A CN 108960805 A CN108960805 A CN 108960805A CN 201810638015 A CN201810638015 A CN 201810638015A CN 108960805 A CN108960805 A CN 108960805A
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electric power
payment
platform
unionpay
payment terminal
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CN201810638015.9A
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Chinese (zh)
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李丹
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Individual
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Individual
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Priority to CN201810638015.9A priority Critical patent/CN108960805A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • G06Q20/145Payments according to the detected use or quantity
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/06Energy or water supply

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Health & Medical Sciences (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Public Health (AREA)
  • Water Supply & Treatment (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Primary Health Care (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention provides a kind of fee payment method based on Unionpay's payment platform, comprising the following steps: S1, electric power payment terminal read user information, and initiate account inquiry request, are forwarded to Electric Power Marketing System through paying platform;Account inquiry result is forwarded to electric power payment terminal by S2, Electric Power Marketing System;S3, electric power payment terminal carry out data group packet according to Unionpay's interface specification according to the payment information that user inputs, and are forwarded to Unionpay's system through paying platform;S4, Unionpay's system carry out processing of withholing according to the message, generate consumption response data packet and are forwarded to electric power payment terminal through paying platform;S5, electric power payment terminal parsing consumption response data packet, judge whether consumer sale succeeds;S6, the request if it succeeds, electric power payment terminal initiation writes off, are sent to Electric Power Marketing System and carry out the processing that writes off;S7, if it fails, this time payment terminate.The present invention may be implemented the inquiry of the electricity charge and pay, easy to use.

Description

A kind of fee payment method based on Unionpay's payment platform
Technical field
Present invention relates particularly to a kind of fee payment methods based on Unionpay's payment platform.
Background technique
Electricity and people's life work closely bound up, usually require oneself electricity consumption of understanding after electric consumer's electricity consumption, and according to Electricity consumption electricity payment.Under traditional approach, every household is provided with ammeter, and user is known by reading ammeter number uses telecommunications Breath, the power information collect the electricity charge home by home after meter reader is made a copy of and is calculated.
But under with the overall background of smart grid construction that is information-based, digitizing, be automated as feature, this mode is obvious It is not able to satisfy people's demand.Based on this, occur a kind of electricity consumption inquiry payment mode different from traditional method, the mode at present The self-oriented terminal device being arranged in the fixed point business hall opened up by Utilities Electric Co. realizes that the terminal device includes host, deposits The memory of reserve of electricity information prints the equipment such as the printer of query result.When user needs to inquire electricity, to the terminal device Inquiry request is initiated, then inquires the user's information about power stored from memory under host control, and result is fed back To user.However, these self-oriented terminal devices only can be carried out electricity quantity inquiring, electricity consumption payment function can not achieve, pay the fees necessary Carried out by manual type, that is, take prestored by bank withhold or receive related premium notice list after voluntarily paid to bank, this It is few that kind pay charge way understands that user to the correlative detail that bank withholds, and transparency is not high, and related site is few, process Complexity is made troubles to user.
In view of the above-mentioned deficiencies in the prior art, it is an object of the present invention to provide a kind of payment side based on Unionpay's payment platform Method, the above problem can be well solved by being somebody's turn to do the fee payment method based on Unionpay's payment platform, have extensive market.
Summary of the invention
In view of the above-mentioned deficiencies in the prior art, it is an object of the present invention to provide a kind of payment side based on Unionpay's payment platform Method, the above problem can be well solved by being somebody's turn to do the fee payment method based on Unionpay's payment platform.
To reach above-mentioned requirements, the technical solution adopted by the present invention is that: a kind of payment based on Unionpay's payment platform is provided Method, comprising the following steps:
S1, electric power payment terminal read the user information of user's input, and initiate account inquiry request, and the account inquiry is asked It asks and is forwarded to Electric Power Marketing System through paying platform;
After S2, Electric Power Marketing System receive account inquiry request, corresponding account inquiry result is forwarded to through paying platform Electric power payment terminal;
The payment information that S3, electric power payment terminal are inputted according to user carries out data group packet according to Unionpay's interface specification, after group is wrapped Message be forwarded to Unionpay's system through paying platform;
S4, Unionpay's system carry out processing of withholing according to the message, generate consumption response data packet and are forwarded to through paying platform Electric power payment terminal;
S5, electric power payment terminal parsing consumption response data packet, judge whether consumer sale succeeds;
S6, the request if it succeeds, electric power payment terminal initiation writes off, are sent to Electric Power Marketing System after paying platform is handled Carry out the processing that writes off;
S7, if it fails, this time payment terminate.
The fee payment method based on Unionpay's payment platform has the advantage that as follows: looking into for the electricity charge may be implemented using this method It askes and pays, go forward side by side and be on sale throughout account processing, overall process carries out automatically, and transparency is high, and process is simple, and subscriber payment is convenient.
Detailed description of the invention
The drawings described herein are used to provide a further understanding of the present application, constitutes part of this application, at this The same or similar part, the illustrative embodiments and their description of the application are indicated using identical reference label in a little attached drawings For explaining the application, do not constitute an undue limitation on the present application.In the accompanying drawings:
Fig. 1 schematically shows the flow diagram according to the application one embodiment.
Specific embodiment
To keep the purposes, technical schemes and advantages of the application clearer, below in conjunction with drawings and the specific embodiments, to this Application is described in further detail.
In the following description, the reference of " one embodiment ", " embodiment ", " example ", " example " etc. is shown The embodiment or example so described may include special characteristic, structure, characteristic, property, element or limit, but not each reality Applying example or example all necessarily includes special characteristic, structure, characteristic, property, element or limit.In addition, reuse phrase " according to Although it is possible to be to refer to identical embodiment, but be not necessarily referring to identical embodiment for one embodiment of the application ".
For the sake of simplicity, some technical features known to those skilled in the art are omitted in being described below.
According to one embodiment of the application, a kind of fee payment method based on Unionpay's payment platform is provided, as shown in Figure 1, The following steps are included:
S1, electric power payment terminal read the user information of user's input, and initiate account inquiry request, and the account inquiry is asked It asks and is forwarded to Electric Power Marketing System through paying platform;
After S2, Electric Power Marketing System receive account inquiry request, corresponding account inquiry result is forwarded to through paying platform Electric power payment terminal;
The payment information that S3, electric power payment terminal are inputted according to user carries out data group packet according to Unionpay's interface specification, after group is wrapped Message be forwarded to Unionpay's system through paying platform;
S4, Unionpay's system carry out processing of withholing according to the message, generate consumption response data packet and are forwarded to through paying platform Electric power payment terminal;
S5, electric power payment terminal parsing consumption response data packet, judge whether consumer sale succeeds;
S6, the request if it succeeds, electric power payment terminal initiation writes off, are sent to Electric Power Marketing System after paying platform is handled Carry out the processing that writes off;
S7, if it fails, this time payment terminate.
According to one embodiment of the application, payment information includes payment amount of money, Customs Assigned Number and bank card information.
According to one embodiment of the application, step S6 is specifically included:
S61, if it succeeds, electric power payment terminal writes off request to paying platform initiation;
S62, paying platform are sent to Electric Power Marketing System after handling the request that writes off;
S63, Electric Power Marketing System carry out the processing that writes off according to the request that writes off, and generate transaction response data and are sent to payment and put down Platform;
S64, paying platform are sent to electric power payment terminal after handling the transaction response data;
S65, electric power payment terminal parsing transaction response data are simultaneously shown.
It further include printing payment transaction slip according to one embodiment of the application, after step S65.
Embodiment described above only indicates several embodiments of the invention, and the description thereof is more specific and detailed, but not It can be interpreted as limitation of the scope of the invention.It should be pointed out that for those of ordinary skill in the art, not departing from Under the premise of present inventive concept, various modifications and improvements can be made, these belong to the scope of the present invention.Therefore this hair Bright protection scope should be subject to the claim.

Claims (4)

1. a kind of fee payment method based on Unionpay's payment platform, which comprises the following steps:
S1, electric power payment terminal read the user information of user's input, and initiate account inquiry request, the account inquiry request Electric Power Marketing System is forwarded to through paying platform;
After S2, Electric Power Marketing System receive account inquiry request, corresponding account inquiry result is forwarded to through paying platform Electric power payment terminal;
The payment information that S3, electric power payment terminal are inputted according to user carries out data group packet according to Unionpay's interface specification, after group is wrapped Message be forwarded to Unionpay's system through paying platform;
S4, Unionpay's system carry out processing of withholing according to the message, generate consumption response data packet and are forwarded to through paying platform Electric power payment terminal;
S5, electric power payment terminal parsing consumption response data packet, judge whether consumer sale succeeds;
S6, the request if it succeeds, electric power payment terminal initiation writes off, are sent to Electric Power Marketing System after paying platform is handled Carry out the processing that writes off;
S7, if it fails, this time payment terminate.
2. the fee payment method according to claim 1 based on Unionpay's payment platform, which is characterized in that the payment information packet Include payment amount of money, Customs Assigned Number and bank card information.
3. the fee payment method according to claim 1 based on Unionpay's payment platform, which is characterized in that the step S6 is specific Include:
S61, if it succeeds, electric power payment terminal writes off request to paying platform initiation;
S62, paying platform are sent to Electric Power Marketing System after handling the request that writes off;
S63, Electric Power Marketing System carry out the processing that writes off according to the request that writes off, and generate transaction response data and are sent to payment and put down Platform;
S64, paying platform are sent to electric power payment terminal after handling the transaction response data;
S65, electric power payment terminal parsing transaction response data are simultaneously shown.
4. the fee payment method according to claim 3 based on Unionpay's payment platform, which is characterized in that after the step S65 It further include printing payment transaction slip.
CN201810638015.9A 2018-06-20 2018-06-20 A kind of fee payment method based on Unionpay's payment platform Withdrawn CN108960805A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201810638015.9A CN108960805A (en) 2018-06-20 2018-06-20 A kind of fee payment method based on Unionpay's payment platform

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201810638015.9A CN108960805A (en) 2018-06-20 2018-06-20 A kind of fee payment method based on Unionpay's payment platform

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CN108960805A true CN108960805A (en) 2018-12-07

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CN201810638015.9A Withdrawn CN108960805A (en) 2018-06-20 2018-06-20 A kind of fee payment method based on Unionpay's payment platform

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111626726A (en) * 2019-02-28 2020-09-04 百度在线网络技术(北京)有限公司 Life payment method, device, equipment and storage medium
CN113610524A (en) * 2021-08-24 2021-11-05 中国银行股份有限公司 Method and device for accessing payment merchant to channel
CN115760459A (en) * 2022-11-22 2023-03-07 广西电网有限责任公司 Method for completing electric charge account cancellation for target number

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111626726A (en) * 2019-02-28 2020-09-04 百度在线网络技术(北京)有限公司 Life payment method, device, equipment and storage medium
CN113610524A (en) * 2021-08-24 2021-11-05 中国银行股份有限公司 Method and device for accessing payment merchant to channel
CN113610524B (en) * 2021-08-24 2024-06-21 中国银行股份有限公司 Method and device for payment merchant to access channel
CN115760459A (en) * 2022-11-22 2023-03-07 广西电网有限责任公司 Method for completing electric charge account cancellation for target number

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Application publication date: 20181207

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