CN101645152A - Bank payment system, payment method and self-help terminal - Google Patents
Bank payment system, payment method and self-help terminal Download PDFInfo
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- CN101645152A CN101645152A CN200910092901A CN200910092901A CN101645152A CN 101645152 A CN101645152 A CN 101645152A CN 200910092901 A CN200910092901 A CN 200910092901A CN 200910092901 A CN200910092901 A CN 200910092901A CN 101645152 A CN101645152 A CN 101645152A
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Abstract
The invention discloses a bank payment system, a payment method and a self-help terminal, wherein the bank payment system comprises an account management module, a payment business management module and an information storage module. The self-help terminal comprises a bank card identification module, an IC card identification module, an information interactive module, wherein the bank card identification module is used for indentifying an inserted bank card, extracts the information of the bank card and sends the information of the bank card into the bank payment system; the IC card identification module is used for identifying an inserted IC card, extracting the information of the IC, and sends the IC card information to the bank payment system; and the information interactive module is used for exchanging information with the bank payment system and sending owner selective requests, invoice printing requests and payment mode selective results to the bank payment system. The inventionalso provides the payment method. The invention realizes the integration of various payment businesses in the bank system and is convenient for a user to intensively manage the everyday payment business.
Description
Technical field
The present invention relates to the electronic bill payment technology, relate in particular to a kind of bank payment system, method of payment and self-aided terminal.
Background technology
Progress along with society, living standards of the people are constantly improved, and this means the raising of life class and the diversification of life, and compare decades ago, daily life no longer is to satisfy for the simple of clothing, food, lodging and transportion--basic necessities of life, the abundant more and facilitation of the life of pursuit.The thing followed is the generation of every month various expense, comprising with closely bound up water rate, the electricity charge, gas charge, property fees and the telephone charge of people's daily life, expenses of surfing Internet or the like, these expenses are regularly to be collected, and the management unit of every expense or operator are all different, then equal disunity such as time of fee.Because the cost category that present resident need pay is more and more, the sensation that needs paying is all arranged every day therefore for the people, and people must need spended time to go to pay the fees, although bank can carry out expense and withholds now, are only limited to withholding of a few expenses.And because the cooperative relationship of operator and bank, some expense can only be paid in certain fixing bank, need arrive different bank queuings when then the resident carries out different payment of fees, for people's life brings great inconvenience, also strengthened bank counter personnel's working pressure, make the efficient of managing business reduce, cause vicious cycle.
There is a kind of electronic bill payment method in the prior art, can finish various payments of fees by self-aided terminal, this self-aided terminal is arranged in its business hall by operator or the bank that cooperates with the operator usually, a self-aided terminal can only be handled a kind of payment of fees usually, different payments of fees still need the user to go to different places just can finish, and still can not facilitate for people's life.
Summary of the invention
The object of the present invention is to provide a kind of bank payment system, method of payment and self-aided terminal, realize the integration of various fee payment services in banking system, make things convenient for the centralized management of user daily fee payment service.
To achieve these goals, the invention provides a kind of bank payment system, comprise account management module, payment transaction administration module and information storage module, wherein:
Described account management module is used to obtain bank card information, from described information storage module, extract the bank card identification information corresponding according to described bank card information with described bank card information, described bank card identification information is sent to described payment transaction administration module, withhold according to the information of paying the fees that described payment transaction administration module sends, and return the success response of withholing to described payment transaction administration module;
Described payment transaction administration module is used for extracting the owner identification information corresponding with described bank card identification information according to described bank card identification information from described information storage module, the owner who receives the self-aided terminal transmission selects to ask indicated selected owner's identification information, from described information storage module, extract and the described selected corresponding cost information of owner's identification information, pay charge way according to described cost information and self-aided terminal transmission obtains the information of paying the fees, and the described information of paying the fees sent to described account management module, the described success response of returning according to described account management module of the withholing affirmation of paying the fees;
Described information storage module is used to store the incidence relation between bank card information and bank card identification information, bank card identification information and owner's identification information, owner's identification information and the cost information.
The present invention also provides a kind of self-aided terminal, comprising:
The bank card identification module is used for the bank card that inserts is discerned, and extracts the bank card information of described bank card, and described bank card information is sent to bank payment system;
The IC-card identification module is used for the IC-card that inserts is discerned, and extracts the IC-card information of described IC-card, and described IC-card information is sent to described bank payment system;
The information interaction module is used for carrying out information interaction with described bank payment system, sends the owner to described bank payment system and selects request, printing invoice request and pay charge way selection result.
The present invention also provides a kind of method of payment, comprising:
The bank card information of bank card is discerned and obtained to self-aided terminal, and bank card information is sent to bank payment system;
Described bank payment system obtains corresponding bank card identification information according to described bank card information, obtains the owner identification information corresponding with described bank card identification information, and described owner's identification information is returned described automatic terminal;
Described self-aided terminal sends the owner according to described owner's identification information to described bank payment system and selects request, the selected owner's identification information of indication in described owner selects to ask, and send to described bank payment system;
Described bank payment system obtains the information of paying the fees according to the pay charge way that described selected owner's identification information obtains corresponding cost information and the transmission of described self-aided terminal, withhold according to the described information of paying the fees, and return the success response of withholing, according to the described success response of returning of the withholing affirmation of paying the fees.
A kind of bank payment system provided by the invention, method of payment and self-aided terminal, by various fee payment services are integrated in the bank card as a kind of auxiliary function, realized the integration of various fee payment services in banking system, made things convenient for the centralized management of user to daily fee payment service, simplified getting in touch between user and each paying entity, also strengthened the effect of bank simultaneously as payment platform.
Description of drawings
Fig. 1 is the structural representation of bank payment system first embodiment of the present invention;
Fig. 2 is the structural representation of bank payment system second embodiment of the present invention;
Fig. 3 is the structural representation of bank payment system the 3rd embodiment of the present invention;
Fig. 4 is the structural representation of self-aided terminal embodiment of the present invention;
Fig. 5 is the process flow diagram of method of payment embodiment of the present invention.
Embodiment
Below by drawings and Examples, technical scheme of the present invention is described in further detail.
Fig. 1 as shown in Figure 1, the invention provides a kind of bank payment system for the structural representation of bank payment system first embodiment of the present invention, comprises account management module 1, payment transaction administration module 2 and information storage module 3.Account management module 1 links to each other with payment transaction administration module 2, and account management module 1 links to each other with information storage module 3, and payment transaction administration module 2 also links to each other with information storage module 3, finishes user's paying general expenses by the information interaction between the three.
Wherein, account management module 1 is used to obtain bank card information, from information storage module 3, extract the bank card identification information corresponding according to bank card information with bank card information, the bank card identification information is sent to payment transaction administration module 2, withhold according to the information of paying the fees that payment transaction administration module 2 sends, and return the success response of withholing to payment transaction administration module 2.1 couple of user's of account management module bank card account manages, and when the user carried out various payment of fees, the bank card of binding in advance by the user came defrayment, finishes according to cost information and withholds accordingly and account renewal operation.When the user carries out physical operation, the user inserts bank card at self-aided terminal, self-aided terminal is discerned bank card, and obtain bank card information, bank card information comprises the account number of bank card, the name on account of bank card, the account balance of bank card, the transaction record of bank card or the like relevant information, and bank card information is transferred in the bank payment system by the interface between self-aided terminal and the bank payment system.Account management module 1 in the bank payment system gets access to the bank card information of this bank card, extract the bank card identification information corresponding with bank card information according to bank card information from information storage module 3, the bank card identification information is to be stored in the information that is used to identify this bank card in the information storage module.After account management module 1 gets access to the bank card identification information, the bank card identification information is sent in the connected payment transaction administration module 2.
Wherein, payment transaction administration module 2 is used for extracting the owner identification information corresponding with the bank card identification information according to the bank card identification information from information storage module 3, the owner who receives the self-aided terminal transmission selects to ask indicated selected owner's identification information, from information storage module 3, extract and the selected corresponding cost information of owner's identification information, pay charge way according to cost information and self-aided terminal transmission obtains the information of paying the fees, and the information of paying the fees sent to account management module 1, the success response of returning according to account management module 1 of the withholing affirmation of paying the fees.The delivery operation of 2 pairs of various fee payment services of payment transaction administration module manages, and carries out information interaction with account management module 1, finishes the user and selects each operation of paying the fees of paying.When the user carries out physical operation, select the owner that to pay the fees by self-aided terminal, promptly select charges for water and electricity to be paid, the room number of property fees, or the telephone number of telephone charge to be paid etc., can by the user by self-aided terminal that show with a plurality of owner's information current bank card binding in select, promptly the user sends the owner by self-aided terminal to bank payment system and selects request.The owner that payment transaction administration module 2 receives the self-aided terminal transmission selects request, owner's identification information that the indication user selectes in this owner selects to ask, from information storage module 3, extract the cost information corresponding according to this owner's identification information then with it, cost information can be specially the telephone charge of selected telephone number in the certain hour section herein, perhaps selected room charges for water and electricity to be paid in the certain hour section, the property fees etc. of paying the fees.The user selects pay charge way by self-aided terminal, pays as selecting payment of fees or selection to supplement with money, can also further select pay charge way in full or selection individual event pay charge way, sends to the payment transaction administration module by self-aided terminal.Payment transaction administration module 2 further obtains the information of paying the fees according to the pay charge way of this cost information and self-aided terminal transmission, the information of paying the fees is this actual information of paying the fees and will pay of user, suppose that the user gets access to current remaining sum by bank payment system, be that cost information is 8 yuan, the user pays 50 yuan of telephone charges in the time of can determining that this is paid the fees according to remaining sum.This information of paying the fees can be obtained by self-aided terminal, after payment transaction administration module 2 gets access to the information of paying the fees, the information of paying the fees is sent to account management module 1.Account management module 1 is according to the operation of withholing of this information of paying the fees, and returns the success response of withholing to payment transaction administration module 2, and payment transaction administration module 2 is according to the success response of the withholing affirmation of paying the fees.
Wherein, information storage module 3 is used to store the incidence relation between bank card information and bank card identification information, bank card identification information and owner's identification information, owner's identification information and the cost information.Wherein, bank card identification information can corresponding a plurality of owner's identification informations, and promptly bank card can corresponding a plurality of owners, and the user just can finish paying a plurality of owners' general expenses by a bank card.Certainly, owner's identification information also can corresponding a plurality of bank card identification informations, and promptly owner can corresponding many bank cards, and the user can finish paying of general expenses respectively by a plurality of bank cards, improve the dirigibility of paying the fees, also greatly facilitated the user.
This enforcement is by providing a kind of bank payment system, by various fee payment services are integrated in the bank card as a kind of auxiliary function, realized the integration of various fee payment services in banking system, made things convenient for the centralized management of user to daily fee payment service, simplified getting in touch between user and each paying entity, also strengthened the effect of bank simultaneously as payment platform.
Fig. 2 is the structural representation of bank payment system second embodiment of the present invention, on the basis of above-mentioned first embodiment, the bank payment system that present embodiment provides also comprises information binding module 4 further, information binding module 4 is connected with information storage module 3, be used to receive the information bind request, in the information bind request, carry bank card information and owner's identification information, this information bind request is that the user confirms application in infrastructure management company, owner's identification information of its bank card and resident family is bound in application, a bank card can be bound owner's identification information of a plurality of resident families, and owner's identification information of a resident family also can be bound with many bank cards.Information binding module 4 is bound bank card information and owner's identification information, and is kept in the information storage module 3.
The bank payment system that present embodiment provides is by increase information binding module, bank card information and owner's identification information are bound, make that the user can be by the bank card of its binding acknowledgement, come the general expenses of a plurality of resident families is paid, realized the integration of various fee payment services in banking system, made things convenient for the centralized management of user, simplified getting in touch between user and each paying entity, also strengthened the effect of bank simultaneously as payment platform to daily fee payment service.
Fig. 3 is the structural representation of bank payment system the 3rd embodiment of the present invention, a kind of bank payment system that present embodiment provides is based on above-mentioned second embodiment, bank payment system is carried out further refinement, present embodiment is expanded the function of bank payment system, and major function comprises the function of paying the fees in real time, supplements function with money, acts on behalf of the logistics distribution function, information issuing function, printed invoice function and withhold function in batches.As shown in Figure 3, the bank payment system that present embodiment provides also comprises reimbursement of expense module 5, be connected with payment transaction administration module 2, be used for to client of operator end mail sending charge per message inquiry request message, obtain the cost information corresponding according to the inquiry into expenses response message that returns with owner's identification information, the state of the reimbursement of expense sign corresponding with owner's identification information is set to not pay, and is kept in the information storage module 3.When the user carries out paying in real time of general expenses, the user inserts bank card at self-aided terminal, after identifying bank card information, select " characteristic service " by self-aided terminal, select corresponding operator or infrastructure management company according to treating paying, and further select owner's information to be paid the fees, after selecting to finish by reimbursement of expense module 5 to client of operator end mail sending charge per message inquiry request message.To pay telephone charge is example, when the user carries out telephone expenses when paying, then pay the corresponding telecom operators of content choice in the self-aided terminal basis, and by the self-aided terminal input number of paying the fees, carry the number of paying the fees that gets access to from self-aided terminal in the inquiry into expenses request message that reimbursement of expense module 5 sends, the inquiry into expenses response message that returns according to telecom operators obtains cost information, and this moment, cost information was the telephone expenses amount of money.The user is according to the telephone expenses remaining sum input information of paying the fees, and this moment, the information of paying the fees was the amount of money of paying the fees, and payment transaction administration module 2 sends to reimbursement of expense module 5 with the information of paying the fees.Reimbursement of expense module 5 also is used for sending the solicitation message of paying the fees to the client of operator end.Reimbursement of expense module 5 sends the payment affirmation message according to the response message of paying the fees that the client of operator end returns to payment transaction administration module 2, and the payment affirmation response message that returns according to payment transaction administration module 2.Finish pay the fees the operation and receive the payment affirmation response message after, the state of the reimbursement of expense sign that reimbursement of expense module 5 is corresponding with owner's identification information is set to pay, show that this owner has finished this payment of fees, the user can know just that according to the state of this sign its which expense do not pay.Property fees pay with telephone charge to pay process similar, the user selects " characteristic service " by self-aided terminal, selects sub-district, place property fees to pay function, selects room number, user's time interval of paying the fees as required carries out property fees inquiries, after importing the corresponding property fees amount of money, judge in the bank card whether enough defrayments of remaining sum, if, then to user's processing that enters in account book, simultaneously send the application of paying the fees to infrastructure management company, infrastructure management company just realizes paying in real time of property fees after confirming.
Further, the bank payment system that present embodiment provides comprises that also expense supplements module 6 with money, links to each other with payment transaction administration module 2, is used for obtaining IC-card information and charging information from self-aided terminal.The user inserts IC-card to be supplemented with money at self-aided terminal, and self-aided terminal is discerned this IC-card, and the IC-card information after will discern, and the expense that the charging information imported of user sends to bank payment system is supplemented module 6 with money.Expense is supplemented module 6 with money according to the owner's identification information preserved in the information storage module 3 and incidence relation and the charging information between the IC-card information, and IC-card information is upgraded, and finishes the function of supplementing with money of this bank payment system with this.
Further, the bank payment system that present embodiment provides also comprises acts on behalf of logistics distribution module 7, links to each other with payment transaction administration module 2, is used for the commercial articles ordering request message according to the self-aided terminal transmission that receives, and obtains the pricing information of order goods; Send the dispensing solicitation message to the logistics company client, send payment affirmation message to payment transaction administration module 2, and receive the payment affirmation response message that payment transaction administration module 2 returns according to the dispensing response message that returns.Act on behalf of the logistics distribution function with what this finished this bank payment system, the user can carry out the order and the dispensing of rice and flour oil and newspaper etc. by this system.
Further, the bank payment system that present embodiment provides also comprises information issuing module 8, is used to generate notice information, and notice information is sent to self-aided terminal shows.Finish the information issuing function of this bank payment system with this, infrastructure management company etc. can carry out the information issue at self-aided terminal by this system.
Further, the bank payment system that present embodiment provides comprises that also batch withholds module 9, the principal mark knowledge information that is used for obtaining employment is obtained and is withheld identification information in batches, according to withholding identification information obtains cost information from payment transaction administration module 2 in batches, automatically generate the information of paying the fees according to cost information, and automatically the information of paying the fees is sent to account management module 1.Withhold function with this batch of finishing this bank payment system, the user withholds by trust, and system can be the user and regularly withholds property fees etc. automatically.
Further, on the basis of the foregoing description, the bank payment system that present embodiment provides also comprises invoice generation module 10, be used for after the printing invoice request that receives the self-aided terminal transmission, according to the payment transaction administration module 2 information of paying the fees that sends and the owner's identification information selected that receive, generate and the selected corresponding invoice information of owner's identification information, and invoice information is sent to self-aided terminal.Finish the function of printed invoice with this, after the user finishes paying of general expenses by this bank payment system and orders, can obtain corresponding invoice by self-aided terminal, and need not to ask at this to bank or operator's sales counter again.
This enforcement is by providing a kind of bank payment system, by various fee payment services are integrated in the bank card as a kind of auxiliary function, realized the integration of various fee payment services in banking system, made things convenient for the centralized management of user to daily fee payment service, simplified getting in touch between user and each paying entity, also strengthened the effect of bank simultaneously as payment platform.
Fig. 4 is the structural representation of self-aided terminal embodiment of the present invention, and as shown in Figure 4, present embodiment provides a kind of self-aided terminal, comprises bank card identification module 401, IC-card identification module 402 and information interaction module 403.Wherein, bank card identification module 401 is used for the bank card that inserts is discerned, and extracts the bank card information of described bank card, and bank card information is sent to bank payment system.IC-card identification module 402 is used for the IC-card that inserts is discerned, and extracts the IC-card information of IC-card, and IC-card information is sent to bank payment system.Information interaction module 403 is used for carrying out information interaction with bank payment system, sends the owner to bank payment system and selects request, printing invoice request and pay charge way selection result.
Further, the self-aided terminal that provides of present embodiment also comprises printing invoice module 404 and notice information display module 405.Wherein, printing invoice module 404 is used to receive the invoice information that bank payment system sends, and invoice information is printed.Notice information display module 405 is used to receive the notice information that bank payment system sends, and notice information is shown.
This enforcement provides a kind of self-aided terminal, finish mutual between user and the bank payment system by self-aided terminal, realized the integration of various fee payment services in banking system, made things convenient for the centralized management of user to daily fee payment service, simplified getting in touch between user and each paying entity, also strengthened the effect of bank simultaneously as payment platform.
Fig. 5 is the process flow diagram of method of payment embodiment of the present invention, and as shown in Figure 5, the method for payment that present embodiment provides specifically comprises the steps: based on above-mentioned bank payment system embodiment
Further, before step 501, also comprise: bank payment system receives the information bind request, carries bank card information and owner's information in the information bind request, according to owner's identification information, bank card information and owner's identification information is bound.
This enforcement provides a kind of self-aided terminal method of payment, finish user's paying and article ordering etc. by self-aided terminal and bank payment system to general expenses, realized the integration of various fee payment services in banking system, made things convenient for the centralized management of user to daily fee payment service, simplified getting in touch between user and each paying entity, also strengthened the effect of bank simultaneously as payment platform.
It should be noted that at last: above embodiment only in order to technical scheme of the present invention to be described, is not intended to limit; Although with reference to previous embodiment the present invention is had been described in detail, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that previous embodiment is put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the spirit and scope of embodiment of the invention technical scheme.
Claims (12)
1, a kind of bank payment system is characterized in that, comprises account management module, payment transaction administration module and information storage module, wherein:
Described account management module is used to obtain bank card information, from described information storage module, extract the bank card identification information corresponding according to described bank card information with described bank card information, described bank card identification information is sent to described payment transaction administration module, withhold according to the information of paying the fees that described payment transaction administration module sends, and return the success response of withholing to described payment transaction administration module;
Described payment transaction administration module is used for extracting the owner identification information corresponding with described bank card identification information according to described bank card identification information from described information storage module, the owner who receives the self-aided terminal transmission selects to ask indicated selected owner's identification information, from described information storage module, extract and the described selected corresponding cost information of owner's identification information, pay charge way according to described cost information and self-aided terminal transmission obtains the information of paying the fees, and the described information of paying the fees sent to described account management module, the described success response of returning according to described account management module of the withholing affirmation of paying the fees;
Described information storage module is used to store the incidence relation between bank card information and bank card identification information, bank card identification information and owner's identification information, owner's identification information and the cost information.
2, bank payment system according to claim 1, it is characterized in that, also comprise: the information binding module, be used to receive the information bind request, in described information bind request, carry described bank card information and owner's identification information, described bank card information and described owner's identification information are bound, and be kept in the described information storage module.
3, bank payment system according to claim 2, it is characterized in that, also comprise: the reimbursement of expense module, be connected with described payment transaction administration module, be used for to client of operator end mail sending charge per message inquiry request message, obtain and the corresponding cost information of described owner's identification information according to the inquiry into expenses response message that returns, the state of the reimbursement of expense sign corresponding with described owner's identification information is set to not pay, and is kept in the described information storage module; Send the solicitation message of paying the fees to described client of operator end, send payment affirmation message according to the response message of paying the fees that returns to described payment transaction administration module, and the payment affirmation response message that returns according to described payment transaction administration module, the state of the reimbursement of expense sign corresponding with described owner's identification information is set to pay.
4, bank payment system according to claim 2, it is characterized in that, also comprise: expense is supplemented module with money, link to each other with described payment transaction administration module, be used for obtaining IC-card information and charging information from described self-aided terminal, incidence relation and described charging information according between the described owner's identification information preserved in the described information storage module and the described IC-card information upgrade described IC-card information.
5, bank payment system according to claim 2, it is characterized in that, also comprise: act on behalf of the logistics distribution module, link to each other with described payment transaction administration module, be used for commercial articles ordering request message, obtain the pricing information of order goods according to the described self-aided terminal transmission that receives; Send the dispensing solicitation message to the logistics company client, send payment affirmation message according to the dispensing response message that returns to described payment transaction administration module, and receive the payment affirmation response message that described payment transaction administration module returns.
6, bank payment system according to claim 2 is characterized in that, also comprises: information issuing module is used to generate notice information, and described notice information is sent to described self-aided terminal shows.
7, bank payment system according to claim 2, it is characterized in that, also comprise: withhold module in batches, be used for obtaining batch and withhold identification information from described owner's identification information, withhold identification information according to described batch and obtain described cost information from described payment transaction administration module, automatically generate the described information of paying the fees according to described cost information, and automatically the information of paying the fees is sent to account management module.
8, according to each described bank payment system among the claim 3-7, it is characterized in that, also comprise: the invoice generation module, be used for after the printing invoice request that receives the self-aided terminal transmission, described information and the described selected owner's identification information of paying the fees according to the described payment transaction administration module transmission that receives, generate and the described selected corresponding invoice information of owner's identification information, and described invoice information is sent to self-aided terminal.
9, a kind of self-aided terminal is characterized in that, comprising:
The bank card identification module is used for the bank card that inserts is discerned, and extracts the bank card information of described bank card, and described bank card information is sent to bank payment system;
The IC-card identification module is used for the IC-card that inserts is discerned, and extracts the IC-card information of described IC-card, and described IC-card information is sent to described bank payment system;
The information interaction module is used for carrying out information interaction with described bank payment system, sends the owner to described bank payment system and selects request, printing invoice request and pay charge way selection result.
10, self-aided terminal according to claim 9 is characterized in that, also comprises:
The printing invoice module is used to receive the invoice information that described bank payment system sends, and described invoice information is printed;
The notice information display module is used to receive the notice information that described bank payment system sends, and described notice information is shown.
11, a kind of method of payment is characterized in that, comprising:
The bank card information of bank card is discerned and obtained to self-aided terminal, and bank card information is sent to bank payment system;
Described bank payment system obtains corresponding bank card identification information according to described bank card information, obtains the owner identification information corresponding with described bank card identification information, and described owner's identification information is returned described automatic terminal;
Described self-aided terminal sends the owner according to described owner's identification information to described bank payment system and selects request, the selected owner's identification information of indication in described owner selects to ask, and send to described bank payment system;
Described bank payment system obtains the information of paying the fees according to the pay charge way that described selected owner's identification information obtains corresponding cost information and the transmission of described self-aided terminal, withhold according to the described information of paying the fees, and return the success response of withholing, according to the described success response of returning of the withholing affirmation of paying the fees.
12, method of payment according to claim 11, it is characterized in that, before described self-aided terminal identification and obtaining the bank card information of bank card, also comprise: described bank payment system receives the information bind request, in described information bind request, carry described bank card information and owner's information, according to owner's identification information, described bank card information and described owner's identification information are bound.
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| CN200910092901A CN101645152A (en) | 2009-09-10 | 2009-09-10 | Bank payment system, payment method and self-help terminal |
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| CN200910092901A CN101645152A (en) | 2009-09-10 | 2009-09-10 | Bank payment system, payment method and self-help terminal |
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| CN104751328A (en) * | 2013-12-30 | 2015-07-01 | 远光软件股份有限公司 | Closed fund settlement and active withholding processing method and device |
| CN104794994A (en) * | 2015-04-27 | 2015-07-22 | 北海和思科技有限公司 | Advertisement player system with bar code recognizing function |
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| CN106022773A (en) * | 2016-05-27 | 2016-10-12 | 广州羊城通有限公司 | Method of binding IC card and bank card together |
| CN107527197A (en) * | 2017-09-08 | 2017-12-29 | 张婷 | A kind of patent self-service query fee payment method and patent self-service query fare payment system |
| CN107909745A (en) * | 2017-12-19 | 2018-04-13 | 中邮科技有限责任公司 | The self-service receipts of postal intelligent post terminal and its service system |
| TWI662493B (en) * | 2018-04-18 | 2019-06-11 | 中國信託商業銀行股份有限公司 | Debit authorization method and system |
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Application publication date: 20100210 |