CN106447318A - UnionPay payment platform-based payment method - Google Patents
UnionPay payment platform-based payment method Download PDFInfo
- Publication number
- CN106447318A CN106447318A CN201610763343.2A CN201610763343A CN106447318A CN 106447318 A CN106447318 A CN 106447318A CN 201610763343 A CN201610763343 A CN 201610763343A CN 106447318 A CN106447318 A CN 106447318A
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- Prior art keywords
- payment
- electric power
- unionpay
- platform
- payment terminal
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
- G06Q20/145—Payments according to the detected use or quantity
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides a UnionPay payment platform-based payment method. The method comprises the following steps that S1, an electricity payment terminal reads user information, initiates an accounting query request, and transmits the accounting query request to an electricity marketing system through a payment platform; S2, the electricity marketing system transmits an accounting query result to the electricity payment terminal; S3, the electricity payment terminal performs data packaging according to UnionPay interface standards based on payment information input by a user and transmits a data package to a UnionPay system through the payment platform; S4, the UnionPay system performs deduction processing according to a message, generates a consumption response data package and transmits the consumption response data package to the electricity payment terminal through the payment platform; S5, the electricity payment terminal analyzes the consumption response data package and judges whether a consumption transaction succeeds or not; S6, if the consumption transaction succeeds, the electricity payment terminal initiates an account cancellation request and sends the account cancellation request to the electricity marketing system for performing account cancellation processing; and S7, if the consumption transaction fails, the current payment is finished. According to the method, electricity fee query and payment can be realized; and the method is convenient to use.
Description
Technical field
Present invention relates particularly to a kind of fee payment method based on Unionpay's payment platform.
Background technology
Electricity is closely bound up with people's life, work, typically requires the understanding power consumption of oneself after electric consumer's electricity consumption, and according to
Power consumption electricity payment.Under traditional approach, every household is provided with ammeter, and user is known and used telecommunications by reading ammeter numeral
Breath, this power information collects the electricity charge after the person of checking meter makes a copy of and calculates home by home.But with information-based, digitlization, automatically
Turn under the overall background of intelligent grid construction of feature, this pattern obviously can not meet people's demand.Based on this, occur at present
A kind of electricity consumption inquiry payment pattern different from traditional method, sets in the fixed point business hall that this pattern is opened up by Utilities Electric Co.
The self-oriented terminal device put is realized, and this terminal device includes main frame, the memory of storing electricity information, prints Query Result
The equipment such as printer.When user needs to inquire about electricity, initiate inquiry request to this terminal device, then from depositing under host computer control
Inquire about, in reservoir, the user's information about power having stored, and result is fed back to user.However, these self-oriented terminal devices are only capable of
Carry out electricity quantity inquiring it is impossible to realize electricity consumption payment function, payment must be carried out by manual type, that is, take and prestored generation by bank
Detain or voluntarily pay to bank after receiving related premium notice list, this pay charge way makes the correlative detail that user withholds to bank
Understand few, transparency is not high, and, related site is few, and flow process is complicated, makes troubles to user.
Content of the invention
Present invention aims to the deficiencies in the prior art, provide a kind of payment side based on Unionpay's payment platform
Method, should the fee payment method based on Unionpay's payment platform can solve the above problems well.
For reaching above-mentioned requirements, the present invention adopts the technical scheme that：A kind of payment based on Unionpay's payment platform is provided
Method, comprises the following steps：
S1, electric power payment terminal read the user profile of user input, and initiate account inquiry request, described account inquiry
Request is forwarded to Electric Power Marketing System through paying platform；
After S2, Electric Power Marketing System receive account inquiry request, corresponding account inquiry result is turned through paying platform
It is sent to electric power payment terminal；
S3, electric power payment terminal carry out data group bag, group according to the payment information of user input according to Unionpay's interface specification
Message after bag is forwarded to Unionpay's system through paying platform；
S4, Unionpay's system carry out, according to described message, process of withholing, and generate consumption response data packet and turn through paying platform
It is sent to electric power payment terminal；
S5, electric power payment terminal parsing consumption response data packet, judge whether consumer sale is successful；
S6 request if it succeeds, electric power payment terminal initiates to write off, is sent to power marketing after processing through paying platform
System carries out the process that writes off；
S7 is if it fails, this time payment terminates.
Should be had the advantage that as follows based on the fee payment method of Unionpay's payment platform：Looking into of the electricity charge can be realized using the method
Ask and pay, marketing account of going forward side by side is processed, and overall process is carried out automatically, and transparency is high, and flow process is simple, and subscriber payment is convenient.
Brief description
Accompanying drawing described herein is used for providing further understanding of the present application, constitutes the part of the application, at this
Represent same or analogous part, the schematic description and description of the application using identical reference number in a little accompanying drawings
For explaining the application, do not constitute the improper restriction to the application.In the accompanying drawings：
Fig. 1 schematically shows the schematic flow sheet according to one embodiment of the application.
Specific embodiment
Purpose, technical scheme and advantage for making the application are clearer, below in conjunction with drawings and the specific embodiments, to this
Application is described in further detail.
In the following description, quoting of " embodiment ", " embodiment ", " example ", " example " etc. is shown
So the embodiment of description or example can include special characteristic, structure, characteristic, property, element or limit, but not each is real
Apply example or example all necessarily includes special characteristic, structure, characteristic, property, element or limit.In addition, reuse phrase " according to
One embodiment of the application " is although it is possible to refer to identical embodiment, but is not necessarily referring to identical embodiment.
For the sake of simplicity, eliminate in below describing well known to a person skilled in the art some technical characteristics.
According to an embodiment of the application, provide a kind of fee payment method based on Unionpay's payment platform, as shown in figure 1,
Comprise the following steps：
S1, electric power payment terminal read the user profile of user input, and initiate account inquiry request, described account inquiry
Request is forwarded to Electric Power Marketing System through paying platform；
After S2, Electric Power Marketing System receive account inquiry request, corresponding account inquiry result is turned through paying platform
It is sent to electric power payment terminal；
S3, electric power payment terminal carry out data group bag, group according to the payment information of user input according to Unionpay's interface specification
Message after bag is forwarded to Unionpay's system through paying platform；
S4, Unionpay's system carry out, according to described message, process of withholing, and generate consumption response data packet and turn through paying platform
It is sent to electric power payment terminal；
S5, electric power payment terminal parsing consumption response data packet, judge whether consumer sale is successful；
S6 request if it succeeds, electric power payment terminal initiates to write off, is sent to power marketing after processing through paying platform
System carries out the process that writes off；
S7 is if it fails, this time payment terminates.
According to an embodiment of the application, payment information includes payment amount of money, Customs Assigned Number and bank card information.
According to an embodiment of the application, step S6 specifically includes：
S61 is if it succeeds, electric power payment terminal initiates to write off request to paying platform；
S62, paying platform send to Electric Power Marketing System after the described request that writes off is processed；
S63, Electric Power Marketing System carry out, according to the request that writes off, the process that writes off, and generate transaction response data and send to payment
Platform；
S64, paying platform send to electric power payment terminal after described transaction response data is processed；
S65, electric power payment terminal parsing transaction response data simultaneously show.
According to an embodiment of the application, also include after step S65 printing payment transaction slip.
Embodiment described above only represents the several embodiments of the present invention, and its description is more concrete and detailed, but not
It is understood that as limitation of the scope of the invention.It should be pointed out that for the person of ordinary skill of the art, without departing from
On the premise of present inventive concept, some deformation can also be made and improve, these broadly fall into the scope of the present invention.Therefore this
Bright protection domain should be defined by described claim.
Claims (4)
1. a kind of fee payment method based on Unionpay's payment platform is it is characterised in that comprise the following steps：
S1, electric power payment terminal read the user profile of user input, and initiate account inquiry request, described account inquiry request
It is forwarded to Electric Power Marketing System through paying platform；
After S2, Electric Power Marketing System receive account inquiry request, corresponding account inquiry result is forwarded to through paying platform
Electric power payment terminal；
S3, electric power payment terminal carry out data group bag according to the payment information of user input according to Unionpay's interface specification, after group bag
Message be forwarded to Unionpay's system through paying platform；
S4, Unionpay's system carry out, according to described message, process of withholing, and generate consumption response data packet and are forwarded to through paying platform
Electric power payment terminal；
S5, electric power payment terminal parsing consumption response data packet, judge whether consumer sale is successful；
S6 request if it succeeds, electric power payment terminal initiates to write off, is sent to Electric Power Marketing System after processing through paying platform
Carry out the process that writes off；
S7 is if it fails, this time payment terminates.
2. the fee payment method based on Unionpay's payment platform according to claim 1 is it is characterised in that described payment information bag
Include payment amount of money, Customs Assigned Number and bank card information.
3. the fee payment method based on Unionpay's payment platform according to claim 1 is it is characterised in that described step S6 is concrete
Including：
S61 is if it succeeds, electric power payment terminal initiates to write off request to paying platform；
S62, paying platform send to Electric Power Marketing System after the described request that writes off is processed；
S63, Electric Power Marketing System carry out, according to the request that writes off, the process that writes off, and generate transaction response data and send flat to payment
Platform；
S64, paying platform send to electric power payment terminal after described transaction response data is processed；
S65, electric power payment terminal parsing transaction response data simultaneously show.
4. the fee payment method based on Unionpay's payment platform according to claim 3 is it is characterised in that after described step S65
Also include printing payment transaction slip.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610763343.2A CN106447318A (en) | 2016-08-29 | 2016-08-29 | UnionPay payment platform-based payment method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610763343.2A CN106447318A (en) | 2016-08-29 | 2016-08-29 | UnionPay payment platform-based payment method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106447318A true CN106447318A (en) | 2017-02-22 |
Family
ID=58090251
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610763343.2A Withdrawn CN106447318A (en) | 2016-08-29 | 2016-08-29 | UnionPay payment platform-based payment method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106447318A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111583008A (en) * | 2020-06-05 | 2020-08-25 | 孙悦 | Intelligent automatic charge cancellation system and method for electricity consumption customers |
| CN113657881A (en) * | 2021-08-02 | 2021-11-16 | 中国银联股份有限公司 | Bill payment method, system, device, equipment and storage medium |
-
2016
- 2016-08-29 CN CN201610763343.2A patent/CN106447318A/en not_active Withdrawn
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111583008A (en) * | 2020-06-05 | 2020-08-25 | 孙悦 | Intelligent automatic charge cancellation system and method for electricity consumption customers |
| CN113657881A (en) * | 2021-08-02 | 2021-11-16 | 中国银联股份有限公司 | Bill payment method, system, device, equipment and storage medium |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| WW01 | Invention patent application withdrawn after publication |
Application publication date: 20170222 |
|
| WW01 | Invention patent application withdrawn after publication |