CN106355787A - Payment system adopting bank card payment - Google Patents

Payment system adopting bank card payment Download PDF

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Publication number
CN106355787A
CN106355787A CN201610763358.9A CN201610763358A CN106355787A CN 106355787 A CN106355787 A CN 106355787A CN 201610763358 A CN201610763358 A CN 201610763358A CN 106355787 A CN106355787 A CN 106355787A
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CN
China
Prior art keywords
module
payment
electric power
management platform
control module
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
CN201610763358.9A
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Chinese (zh)
Inventor
张永德
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Chengdu Payment Through New Information Technology Services Co Ltd
Original Assignee
Chengdu Payment Through New Information Technology Services Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Chengdu Payment Through New Information Technology Services Co Ltd filed Critical Chengdu Payment Through New Information Technology Services Co Ltd
Priority to CN201610763358.9A priority Critical patent/CN106355787A/en
Publication of CN106355787A publication Critical patent/CN106355787A/en
Withdrawn legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/06Energy or water supply
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/0009Details of the software in the checkout register, electronic cash register [ECR] or point of sale terminal [POS]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated
    • G07G1/14Systems including one or more distant stations co-operating with a central processing unit

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Health & Medical Sciences (AREA)
  • Economics (AREA)
  • General Health & Medical Sciences (AREA)
  • Water Supply & Treatment (AREA)
  • Public Health (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Primary Health Care (AREA)
  • Strategic Management (AREA)
  • Tourism & Hospitality (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a payment system adopting bank card payment. The payment system comprises an electricity payment terminal, a payment management platform, an electricity marketing system and a Unionpay system, wherein the electricity payment terminal comprises a first control module, an input module, a first communication module and a display module; the payment management platform comprises a second control module and a second communication module; the electricity marketing system comprises a third control module, an account inquiry module used for inquiring accounts according to user information, a storage module used for storing the user information and account information, a charge-off module used for performing charge-off after payment succeeds as well as a third communication module used for communicating with the payment management platform; the Unionpay system comprises a fourth control module, a deduction module used for performing deduction according to payment information as well as a fourth communication module used for communicating with the payment management platform. The system can inquire the account information, can directly adopt the bank card payment and is convenient and rapid.

Description

The fare payment system that a kind of employing bank card pays
Technical field
Present invention relates particularly to the fare payment system that a kind of employing bank card pays.
Background technology
Electricity is closely bound up with people's life, work, typically requires the understanding power consumption of oneself after electric consumer's electricity consumption, and according to Power consumption electricity payment.Under traditional approach, every household is provided with ammeter, and user is known and used telecommunications by reading ammeter numeral Breath, this power information collects the electricity charge after the person of checking meter makes a copy of and calculates home by home.But with informationization, digitized, automatically Turn under the overall background of intelligent grid construction of feature, this pattern obviously can not meet people's demand.Based on this, occur at present A kind of electricity consumption inquiry payment pattern different from traditional method, sets in the fixed point business hall that this pattern is opened up by Utilities Electric Co. The self-oriented terminal unit put is realized, and this terminal unit includes main frame, the memorizer of storing electricity information, prints Query Result The equipment such as printer.When user needs to inquire about electricity, initiate inquiry request to this terminal unit, then from depositing under host computer control Inquire about, in reservoir, the user's information about power having stored, and result is fed back to user.However, these self-oriented terminal units are only capable of Carry out electricity quantity inquiring it is impossible to realize electricity consumption payment function, payment must be carried out by manual type, that is, take and prestored generation by bank Detain or voluntarily pay to bank after receiving related premium notice list, this pay charge way makes the correlative detail that user withholds to bank Understand few, transparency is not high, and, related site is few, and flow process is complicated, makes troubles to user.
Content of the invention
Present invention aims to the deficiencies in the prior art, provide the fare payment system that a kind of employing bank card pays, This can be solved the above problems well using the fare payment system that bank card pays.
For reaching above-mentioned requirements, the present invention adopts the technical scheme that: provides the payment system that a kind of employing bank card pays System, including electric power payment terminal, payment management platform, Electric Power Marketing System and Unionpay's system;Described electric power payment terminal includes First control module, the input module for user input query information, for payment management platform communicated first lead to Letter module and the display module for showing business interface, described first control module connects input module, the first communication respectively Module and display module;Described payment management platform includes the second control module and is used for and Electric Power Marketing System, Unionpay's system And the second communication module that electric power payment terminal is communicated, described second communication module is connected with the second control module;Described Electric Power Marketing System includes the 3rd control module, the account inquiry module carrying out account information inquiry according to user profile, is used for Storage user profile and account information memory module, for pay the fees successfully laggard be on sale throughout account write off module and be used for and pay The third communication module that expense management platform is communicated, described 3rd control module connects account inquiry module, storage mould respectively Block, the module that writes off and third communication module;Described Unionpay system includes the 4th control module, is withholdd according to payment information Module of withholing and the fourth communication module for being communicated with payment management platform, described 4th control module junction button respectively Money module and fourth communication module.
This is had the advantage that as follows using the fare payment system that bank card pays: the inquiry of the electricity charge can be realized and pay, and Carry out the process that writes off, overall process is carried out automatically, transparency is high, and flow process is simple, subscriber payment is convenient.
Brief description
Accompanying drawing described herein is used for providing further understanding of the present application, constitutes the part of the application, at this Represent same or analogous part, the schematic description and description of the application using identical reference number in a little accompanying drawings For explaining the application, do not constitute the improper restriction to the application.In the accompanying drawings:
Fig. 1 schematically shows the block schematic illustration according to the application;
Fig. 2 schematically shows the schematic flow sheet according to the application.
Specific embodiment
Purpose, technical scheme and advantage for making the application are clearer, below in conjunction with drawings and the specific embodiments, to this Application is described in further detail.
In the following description, quoting of " embodiment ", " embodiment ", " example ", " example " etc. is shown So the embodiment of description or example can include special characteristic, structure, characteristic, property, element or limit, but not each is real Apply example or example all necessarily includes special characteristic, structure, characteristic, property, element or limit.In addition, reuse phrase " according to One embodiment of the application " is although it is possible to refer to identical embodiment, but is not necessarily referring to identical embodiment.
For the sake of simplicity, eliminate in below describing well known to a person skilled in the art some technical characteristics.
According to an embodiment of the application, provide the fare payment system that a kind of employing bank card pays, as shown in figure 1, bag Include electric power payment terminal, payment management platform, Electric Power Marketing System and Unionpay's system;Described electric power payment terminal includes the first control Molding block, the input module for user input query information, the first communication module for being communicated with payment management platform And for showing the display module at business interface, described first control module connect respectively input module, first communication module and Display module;Described payment management platform includes the second control module and is used for and Electric Power Marketing System, Unionpay's system and electric power The second communication module that payment terminal is communicated, described second communication module is connected with the second control module;Described electric power battalion Pin system includes the 3rd control module, the account inquiry module carrying out account information inquiry according to user profile, uses for storage The memory module of family information and account information, for pay the fees successfully laggard marketing account write off module and for and pay the fees manage The third communication module that platform is communicated, described 3rd control module connects account inquiry module, memory module respectively, writes off Module and third communication module;Described Unionpay system includes the 4th control module, the mould of withholing withholdd according to payment information Block and the fourth communication module for being communicated with payment management platform, described 4th control module connects module of withholing respectively With fourth communication module.
According to an embodiment of the application, electric power payment terminal also includes the impression block for printing payment transaction slip Block, is easy to print preservation transaction record.
The job step of the system is as shown in Figure 2:
S1, electric power payment terminal read the user profile of user input, and initiate account inquiry request, described account inquiry Request is forwarded to Electric Power Marketing System through payment management platform;
After s2, Electric Power Marketing System receive account inquiry request, corresponding account information is turned through payment management platform It is sent to electric power payment terminal;
S3, electric power payment terminal carry out data set bag, group according to the payment information of user input according to Unionpay's interface specification Message after bag is forwarded to Unionpay's system through payment management platform;
S4, Unionpay's system carry out, according to described message, process of withholing, and generate consumption response data packet and put down through payment management Platform is forwarded to electric power payment terminal;
S5, electric power payment terminal parsing consumption response data packet, judge whether consumer sale is successful;
S6 is if it succeeds, electric power payment terminal initiates to write off request to payment management platform;
S7, payment management platform send to Electric Power Marketing System, power marketing system after the described request that writes off is processed System carries out, according to the request that writes off, the process that writes off, and generates transaction response data and sends to payment management platform;
S8, payment management platform send to electric power payment terminal after described transaction response data is processed, and electric power is paid Expense terminal parsing transaction response data simultaneously shows;
S9 is if it fails, this time payment terminates.
Payment information includes payment amount of money, Customs Assigned Number and bank card information.
Embodiment described above only represents the several embodiments of the present invention, and its description is more concrete and detailed, but not It is understood that as limitation of the scope of the invention.It should be pointed out that for the person of ordinary skill of the art, without departing from On the premise of present inventive concept, some deformation can also be made and improve, these broadly fall into the scope of the present invention.Therefore this Bright protection domain should be defined by described claim.

Claims (2)

1. a kind of employing bank card pays fare payment system it is characterised in that include electric power payment terminal, payment management platform, Electric Power Marketing System and Unionpay's system;Described electric power payment terminal includes the first control module, for user input query information Input module, for the display mould with the payment first communication module that communicated of management platform and for showing business interface Block, described first control module connects input module, first communication module and display module respectively;Described payment management platform bag Include the second control module and the second communication mould for being communicated with Electric Power Marketing System, Unionpay's system and electric power payment terminal Block, described second communication module is connected with the second control module;Described Electric Power Marketing System include the 3rd control module, according to Family information carries out the account inquiry module of account information inquiry, memory module, use for storing user profile and account information In in successfully laggard write off module and the third communication module for being communicated with payment management platform being on sale throughout account of paying the fees, institute State the 3rd control module and connect account inquiry module, memory module, the module that writes off and third communication module respectively;System of described Unionpay System includes the 4th control module, according to payment information withholdd withhold module and for pay the fees management platform communicated Fourth communication module, described 4th control module connects withhold module and fourth communication module respectively.
2. employing bank card according to claim 1 pays fare payment system is it is characterised in that described electric power payment terminal Also include the print module for printing payment transaction slip.
CN201610763358.9A 2016-08-29 2016-08-29 Payment system adopting bank card payment Withdrawn CN106355787A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201610763358.9A CN106355787A (en) 2016-08-29 2016-08-29 Payment system adopting bank card payment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201610763358.9A CN106355787A (en) 2016-08-29 2016-08-29 Payment system adopting bank card payment

Publications (1)

Publication Number Publication Date
CN106355787A true CN106355787A (en) 2017-01-25

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Family Applications (1)

Application Number Title Priority Date Filing Date
CN201610763358.9A Withdrawn CN106355787A (en) 2016-08-29 2016-08-29 Payment system adopting bank card payment

Country Status (1)

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CN (1) CN106355787A (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109447608A (en) * 2018-09-19 2019-03-08 新开普电子股份有限公司 A kind of cloud paying platform

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109447608A (en) * 2018-09-19 2019-03-08 新开普电子股份有限公司 A kind of cloud paying platform

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WW01 Invention patent application withdrawn after publication
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Application publication date: 20170125