CN108876507A - A kind of purchase method for completing to show with payment under virtual scene - Google Patents

A kind of purchase method for completing to show with payment under virtual scene Download PDF

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Publication number
CN108876507A
CN108876507A CN201810412718.XA CN201810412718A CN108876507A CN 108876507 A CN108876507 A CN 108876507A CN 201810412718 A CN201810412718 A CN 201810412718A CN 108876507 A CN108876507 A CN 108876507A
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China
Prior art keywords
payment
virtual scene
information
local computer
complete
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CN201810412718.XA
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Chinese (zh)
Inventor
王闯新
张萌巍
李备
陆彦如
唐黎强
朱伟
汤沙漪
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ABC SUZHOU BRANCH
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ABC SUZHOU BRANCH
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Priority to CN201810412718.XA priority Critical patent/CN108876507A/en
Publication of CN108876507A publication Critical patent/CN108876507A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0641Shopping interfaces
    • G06Q30/0643Graphical representation of items or shoppers
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention discloses a kind of to complete to show the purchase method with payment under virtual scene, including VR glasses, VR operation handle and local computer with VR scene software systems, virtual scene is established using VR scene software by computer, user watches virtual product by VR glasses, it manipulates VR operation handle and realizes the operations in virtual scene, and Interlink Card pattern is directly shown in VR virtual scene, Interlink Card direct payment is selected, purchase is completed.The present invention can complete the displaying and payment of product in VR virtual scene, whole process can not third-party platform intervention, give the good shopping experience of user, while there is good safety and privacy, be applicable in the sale and displaying of all kinds of noble metal products.

Description

A kind of purchase method for completing to show with payment under virtual scene
Technical field
The present invention relates to a kind of information processing technology more particularly to a kind of purchases for completing to show with payment under virtual scene Object space method.
Background technique
With the continuous development of communication network technology, people increasingly get used to the production that respective demand is bought using internet Product, however the merchandise news that most e-commerce website is presented all is based on plane picture, text narration, it is difficult to meet The requirement of consumer.The virtual scene (Virtual Reality, VR) of newest release is done shopping, and is a kind of completely new shopping way, By stage properties such as the dedicated eyeshade of VR, handles, the three-dimensional overall picture of product can be closely watched in virtual environment, is superior to plane Photo explanation, is especially embodied in the purchase to some specialty goods, such as noble metal commodity, in the past in addition to planar picture, in net Point is also only capable of watching in showcase medium and long distance.After VR virtual scene, it is clearly visible product, but when confirming purchase, still It so needs to take eyeshade, be paid using the existing means of payment, such as mobile-phone payment, bank card, by Third-party payment platform Complete purchase payment operation.
Therefore, when client is immersed in product drawing true to nature, how safety certification fast to be carried out to target service, and It is completed by being similar to the direct payment as swiping the card, is to promote the important component of user VR shopping experience, and people in the industry The direction that scholar makes great efforts.
Summary of the invention
It is an object of the present invention to provide a kind of to complete to show the purchase method with payment under virtual scene, by making the party Method, can the purchased commodity of close-ups, and easily, the completion of safety payment, promote the user experience done shopping under VR virtual scene.
In order to achieve the above objectives, the technical solution adopted by the present invention is that:One kind is completed to show and be paid under virtual scene Purchase method utilized including VR glasses, VR operation handle and local computer with VR scene software systems by computer VR scene software establishes virtual scene, and user watches virtual product by VR glasses, and manipulates VR operation handle and realize virtual Operations in scene need to carry out the association of identification and payment information before manipulating VR operation handle, Manipulation process is:
(1) fence is established, and setting can call the effective coverage range of teledata;
(2) it is being located within the scope of effective coverage, is reading customer identification number;
(3) generate and encoded with the associated order of the customer identification number, be sent to remote server;
(4) remote server is encoded according to the order received, calls all Unionpay's numbers corresponding with customer identification number According to, and be back in local computer;
(5) local computer shows corresponding Interlink Card pattern after receiving Unionpay's data in VR virtual scene;
(6) user chooses Interlink Card pattern to be paid by VR operation handle, and inputs the instruction for determining payment;
(7) the bill information comprising confirmation instruction is uploaded to remote server by local computer, and remote server is receiving After bill information, determines the payment instruction under the order coding, deduct user and correspond to the correspondence fund in bill information, update Database information, and the successful information of transaction is returned to local computer;
(8) local computer completes payment after receiving the successful information of transaction.
In above-mentioned technical proposal, the step (1) in fence refer to, be arranged geo-location parameter, in the step (2) when reading customer identification number in, a location parameter can be produced simultaneously, which will encode with the order and upload together Into remote server, remote server judges whether the location parameter is effective coverage, thens follow the steps (4) if meeting, otherwise It sends in error message to local computer, program determination.
In above-mentioned technical proposal, the customer identification number be identification mobile phone slap silver-colored two dimensional code, read Interlink Card card number or One of second-generation identification card information.
In above-mentioned technical proposal, the step (3) in order coding include user information and stochastic production authentication code, The authentication code has time limit validity, and the order coding is just valid order in presetting effective time limit, otherwise remotely Server will return in error message to local computer, program determination.
In above-mentioned technical proposal, (6) middle input determines the instruction paid to the step, and process is:Local computer passes through Key schedule generates a string of confirmation passwords, and user can input the confirmation password by voice, and local computer is acquiring To after voice messaging, voice messaging is compared with the confirmation password, confirmation instruction is sent after comparison is consistent to long-range Server then shows error when password is inconsistent, returns to Interlink Card and chooses picture.
Another technical solution is that (6) middle input determines that the instruction of payment is pattern authentication process, process to the step For:Display has the random pattern of relic in VR virtual scene, and user grabs corresponding pattern by manipulation VR operation handle At fragment filling incompleteness, complete pattern is constituted, local computer sends confirmation instruction after detecting the complete information of pattern To remote server, if the complete information of pattern is not detected, error is shown, return to Interlink Card and choose picture.
In above-mentioned technical proposal, the input determines that the instruction of payment has timeliness, instructs after generating output default Return information is not received in fixing time, then instructs failure, and display error returns to upper level picture.
In above-mentioned technical proposal, the step (7) in, local computer generate bill information include user choose Unionpay (3) the middle order generated encodes for card information, the information for buying product and step.
In above-mentioned technical proposal, the local computer refers to one or several PC machine in bank outlets, is located at effective district Within the scope of domain.
Since above-mentioned technical proposal is used, the present invention has following advantages compared with prior art:
1. the present invention uses VR virtual scene, make user that can closely watch product, the especially purchase in some noble metals When buying, that is, the shopping experience of user's close-ups material object is met, also ensures that the safety of noble metal dealing and user are hidden Private;
2. using Interlink Card direct payment, whole process is completed in VR virtual scene, is paid without third flat Platform promotes the experience that user buys integrality, avoids in VR scene without VR glasses cCredit card payment under virtual condition is taken With the switching in reality scene, whole self-help shopping of the user under VR virtual scene is realized, confidentiality and safety are more preferably;
3. the present invention uses multiple authentication, a weight is customer identification number certification when carrying out VR scene, double to enclose for electronics The effective coverage on column authenticates, triple certifications for payment instruction, and payment instruction has randomness, timeliness, without in VR scene Lower input Unionpay password changes validation testing, promotes safety and user experience;
4. completely new shopping way gives user completely new experience, be suitable for all kinds of valuables (such as objects made from precious metals) or It is not easy the use of outpost display product, purchasing process is done shopping similar to supermarket self-help, convenient, What You See Is What You Get.
Detailed description of the invention
Fig. 1 is the method flow block diagram of the embodiment of the present invention one;
Fig. 2 is the interaction flow diagram in the embodiment of the present invention one under VR virtual scene.
Specific embodiment
The invention will be further described with reference to the accompanying drawings and embodiments:
Embodiment one:Ginseng as shown in FIGS. 1 and 2, it is a kind of under virtual scene complete show with payment purchase method, including VR glasses, VR operation handle and the local computer with VR scene software systems are established by computer using VR scene software Virtual scene, user watch virtual product by VR glasses, and manipulate VR operation handle and realize every behaviour in virtual scene Make, before manipulating VR operation handle, needs to carry out the association of identification and payment information, manipulation process is:
(1) fence is established, and setting can call the effective coverage range of teledata;
(2) it is being located within the scope of effective coverage, is reading customer identification number, is can choose the palm silver on brush mobile phone, can also select It selects and swipes the card;
(3) generate and encoded with the associated order of the customer identification number, be sent to remote server;
(4) remote server is encoded according to the order received, calls all Unionpay's numbers corresponding with customer identification number According to, and be back in local computer;
(5) local computer shows corresponding Interlink Card pattern after receiving Unionpay's data in VR virtual scene;
(6) user chooses Interlink Card pattern to be paid by VR operation handle, and inputs the instruction for determining payment;
(7) the bill information comprising confirmation instruction is uploaded to remote server by local computer, is generated bill information and is included (3) the middle order coding generated, remote server are connecing the information and step of CUP card information, purchase product that user chooses After receiving bill information, determines the payment instruction under the order coding, deduct user and correspond to the correspondence fund in bill information, more New database information, and the successful information of transaction is returned to local computer;
(8) local computer completes payment after receiving the successful information of transaction.
In the present embodiment, the step (1) in fence refer to, setting geo-location parameter (can by IP Location is that the division mark in region is pre-stored in remote service as location parameter identification range), in the step (2) middle reading When customer identification number, a location parameter can be produced simultaneously, which will encode with the order and be uploaded to long-range clothes together It is engaged in device, remote server judges whether the location parameter is effective coverage, thens follow the steps (4) if meeting, and otherwise sends error In information to local computer, program determination.
The step (3) in order coding include user information and stochastic production authentication code, the authentication code have the time limit Validity, the order coding is just valid order in presetting effective time limit, and otherwise remote server malfunctions passback In information to local computer, program determination.General effective time limit can be set to 10~20 minutes, and have randomness, can Ensure the safety of order coding.
(6) middle input determines the instruction paid to the step, and process is:Local computer (can by key schedule Using algorithm in the prior art, such as standard MAC algorithm.) a string of confirmation passwords are generated, it can be number or text, without specific Meaning, user can input the confirmation password by voice, and local computer is after collecting voice messaging, by voice messaging The confirmation password raw with local computer is compared, and confirmation instruction (purchase instruction) is sent after comparison is consistent to long-range Server then shows error when password is inconsistent, returns to Interlink Card selection picture and (is rendered as in VR glasses, returns to upper one Grade picture).
The input determines not to be received in preheating setting time after there is timeliness, instruction to generate output for the instruction of payment Return information, then instruct failure, and display error returns to upper level picture.
The step (7) in, local computer generate bill information include user choose CUP card information, purchase product Information and step (3) in generate order coding.
The local computer refers to one or several PC machine in bank outlets, is located within the scope of effective coverage.
Actual user operation process be:
As shown in Figure 1, user before entering and doing shopping room, open mobile phone palm silver APP or with Interlink Card brush once, and it is laggard Enter room of doing shopping, wear VR glasses, it can be seen that the product introduction scene built up, user, can by manipulation VR operation handle Selection needs ornamental product, if selection purchase, grabs in the shopping cart that product is placed in picture, after shopping, Click shopping vehicle is settled accounts, and associated Interlink Card pattern under user name is shown on picture, and user can choose clearing and this time do shopping Interlink Card, picture shows statement of account, after clicking payment, the password of confirmation payment occurs, user is bright to read corresponding number Or text, the clearing of remote server are waited, after password is errorless, display is traded successfully, shopping is completed, if password error or nothing Method payment (such as exceeds limit), then picture returns to upper level and pays picture, can again attempt to pay.
Embodiment two:A kind of purchase method for completing to show with payment under virtual scene, it is in the present embodiment, basic Method is similar to embodiment one, and difference is:
(6) middle input determines that the instruction of payment is pattern authentication process to the step, and process is:In VR virtual scene Display has the random pattern of relic, and user is grabbed at corresponding pattern fragment filling incompleteness by manipulation VR operation handle, structure At complete pattern, local computer sends confirmation instruction to remote server, if not after detecting the complete information of pattern It detects the complete information of pattern, then shows error, return to Interlink Card and choose picture.
By the way of combining fragment pattern, verifying, confirmation payment password can mention to avoid leakage actual delivery password Rise safety and user experience.

Claims (9)

1. it is a kind of under virtual scene complete show with payment purchase method, including VR glasses, VR operation handle and have VR The local computer of scene software systems establishes virtual scene using VR scene software by computer, and user is seen by VR glasses It sees virtual product, and manipulates VR operation handle and realize the operations in virtual scene, it is characterised in that:In manipulation VR operation Before handle, need to carry out the association of identification and payment information, manipulation process is:
(1) fence is established, and setting can call the effective coverage range of teledata;
(2) it is being located within the scope of effective coverage, is reading customer identification number;
(3) generate and encoded with the associated order of the customer identification number, be sent to remote server;
(4) remote server is encoded according to the order received, calls all Unionpay's data corresponding with customer identification number, and It is back in local computer;
(5) local computer shows corresponding Interlink Card pattern after receiving Unionpay's data in VR virtual scene;
(6) user chooses Interlink Card pattern to be paid by VR operation handle, and inputs the instruction for determining payment;
(7) the bill information comprising confirmation instruction is uploaded to remote server by local computer, and remote server is receiving bill After information, determines the payment instruction under the order coding, deduct user and correspond to the correspondence fund in bill information, more new data Library information, and the successful information of transaction is returned to local computer;
(8) local computer completes payment after receiving the successful information of transaction.
2. according to claim 1 complete to show the purchase method with payment under virtual scene, it is characterised in that:It is described Step (1) in fence refer to, geo-location parameter is set, the step (2) in read customer identification number when, can simultaneously A location parameter is produced, which will encode with the order and be uploaded in remote server together, and remote server is sentenced Whether the location parameter that breaks is effective coverage, is thened follow the steps (4) if meeting, and is otherwise sent in error message to local computer, Program determination.
3. according to claim 1 complete to show the purchase method with payment under virtual scene, it is characterised in that:It is described Customer identification number is that identification mobile phone slaps silver-colored two dimensional code, reads one of Interlink Card card number or second-generation identification card information.
4. according to claim 1 complete to show the purchase method with payment under virtual scene, it is characterised in that:It is described Step (3) in order coding include user information and stochastic production authentication code, the authentication code have time limit validity, pre- The order coding is just valid order in the effective time limit of setting, and otherwise remote server will return error message to local meter On calculation machine, program determination.
5. according to claim 1 complete to show the purchase method with payment under virtual scene, it is characterised in that:It is described (6) middle input determines the instruction paid to step, and process is:Local computer generates a string of confirmation mouths by key schedule It enables, user can input the confirmation password by voice, and local computer is after collecting voice messaging, by voice messaging and institute It states confirmation password to be compared, confirmation instruction is sent after comparison is consistent and is then shown to remote server when password is inconsistent Error returns to Interlink Card and chooses picture.
6. according to claim 1 complete to show the purchase method with payment under virtual scene, it is characterised in that:It is described (6) middle input determines that the instruction of payment is pattern authentication process to step, and process is:Display has relic in VR virtual scene Random pattern, user grabbed at corresponding pattern fragment filling incompleteness by manipulation VR operation handle, constitute complete pattern, Local computer sends confirmation instruction to remote server, if it is complete that pattern is not detected after detecting the complete information of pattern Whole information then shows error, returns to Interlink Card and chooses picture.
7. according to claim 5 or 6 complete to show the purchase method with payment under virtual scene, it is characterised in that: The input determines does not receive reply letter after there is timeliness, instruction to generate output for the instruction of payment in preheating setting time Breath, then instruct failure, and display error returns to upper level picture.
8. according to claim 1 complete to show the purchase method with payment under virtual scene, it is characterised in that:It is described Step (7) in, local computer generate bill information include user choose CUP card information, buy product information and step Suddenly (3) the middle order generated encodes.
9. according to claim 1 complete to show the purchase method with payment under virtual scene, it is characterised in that:It is described Local computer refers to one or several PC machine in bank outlets, is located within the scope of effective coverage.
CN201810412718.XA 2018-05-03 2018-05-03 A kind of purchase method for completing to show with payment under virtual scene Pending CN108876507A (en)

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Cited By (9)

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CN110415037A (en) * 2019-07-30 2019-11-05 赵超 A kind of virtual life & amusement and purchase and sale method of tripleplane's holographic panoramic image
CN110458639A (en) * 2019-06-27 2019-11-15 江苏河海新能源股份有限公司 A kind of purchase system based on entity shop
CN111210214A (en) * 2020-01-06 2020-05-29 湖南博铭信息科技有限公司 Virtual reality payment system and payment method thereof
CN112150135A (en) * 2020-09-23 2020-12-29 南京爱奇艺智能科技有限公司 Payment method and device
CN113052605A (en) * 2021-03-22 2021-06-29 中国工商银行股份有限公司 Transaction authorization method and device and virtual reality equipment
CN113095809A (en) * 2021-03-31 2021-07-09 聚好看科技股份有限公司 Intelligent glasses, server and payment method
CN113345083A (en) * 2021-06-28 2021-09-03 中国平安财产保险股份有限公司 Product display method and device based on virtual reality, electronic equipment and medium
CN113672155A (en) * 2021-07-02 2021-11-19 浪潮金融信息技术有限公司 Self-service operating system, method and medium based on VR technology
CN115134416A (en) * 2021-03-22 2022-09-30 中国联合网络通信集团有限公司 Virtual reality service processing system and method

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CN106408285A (en) * 2016-09-30 2017-02-15 中国银联股份有限公司 AR-technology-based payment method and payment system
CN106997239A (en) * 2016-10-13 2017-08-01 阿里巴巴集团控股有限公司 Service implementation method and device based on virtual reality scenario
CN107122642A (en) * 2017-03-15 2017-09-01 阿里巴巴集团控股有限公司 Identity identifying method and device based on reality environment

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CN106096929A (en) * 2016-03-24 2016-11-09 成都市微辣科技有限公司 A kind of payment solution based on virtual reality
CN106408285A (en) * 2016-09-30 2017-02-15 中国银联股份有限公司 AR-technology-based payment method and payment system
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Cited By (10)

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Publication number Priority date Publication date Assignee Title
CN110458639A (en) * 2019-06-27 2019-11-15 江苏河海新能源股份有限公司 A kind of purchase system based on entity shop
CN110415037A (en) * 2019-07-30 2019-11-05 赵超 A kind of virtual life & amusement and purchase and sale method of tripleplane's holographic panoramic image
CN111210214A (en) * 2020-01-06 2020-05-29 湖南博铭信息科技有限公司 Virtual reality payment system and payment method thereof
CN112150135A (en) * 2020-09-23 2020-12-29 南京爱奇艺智能科技有限公司 Payment method and device
CN113052605A (en) * 2021-03-22 2021-06-29 中国工商银行股份有限公司 Transaction authorization method and device and virtual reality equipment
CN115134416A (en) * 2021-03-22 2022-09-30 中国联合网络通信集团有限公司 Virtual reality service processing system and method
CN113095809A (en) * 2021-03-31 2021-07-09 聚好看科技股份有限公司 Intelligent glasses, server and payment method
CN113345083A (en) * 2021-06-28 2021-09-03 中国平安财产保险股份有限公司 Product display method and device based on virtual reality, electronic equipment and medium
CN113672155A (en) * 2021-07-02 2021-11-19 浪潮金融信息技术有限公司 Self-service operating system, method and medium based on VR technology
CN113672155B (en) * 2021-07-02 2023-06-30 浪潮金融信息技术有限公司 VR technology-based self-service operation system, method and medium

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