CN106991566A - A kind of online interaction data handling system - Google Patents
A kind of online interaction data handling system Download PDFInfo
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- CN106991566A CN106991566A CN201710176838.XA CN201710176838A CN106991566A CN 106991566 A CN106991566 A CN 106991566A CN 201710176838 A CN201710176838 A CN 201710176838A CN 106991566 A CN106991566 A CN 106991566A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- General Business, Economics & Management (AREA)
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- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Development Economics (AREA)
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- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The present invention relates to a kind of payment devices, including processor module and the display apparatus module, keyboard, magnetic card reader module, IC card reader modules, security module, the communication module that are electrically connected respectively with processor module；Security module is responsible for carrying out safety verification and encrypting and decrypting to paying interaction data, communication module generates group acknowledge code before each pay according to the payment data of user, and the confirmation code is divided into two groups with several combinations, the function of " apolegamy " or " any selection " can be introduced in the online transaction webpage of e-commerce field, online buyer can be given more free right to choose, so as to realize more preferable Consumer's Experience, online seller is given more production marketing chances simultaneously, while more importantly improving payment safety by improving in payment terminals.
Description
First, technical field
It is more particularly to a kind of the present invention relates to e-commerce field the present invention relates to electronic commerce data processing system
The method and system of transaction data in online transaction are generated, " choosing can be introduced in the online transaction webpage of e-commerce field
With " or " any selection " function, online buyer can be given more free right to choose, so as to realize more preferable user's body
Test, while online seller is given more production marketing chances, while more importantly being paid in payment terminals by improving to improve
Security.
2nd, background technology
Because in recent years, ecommerce is increasingly becoming the main trend of internet economy development, the letter such as internet is relied on
The E-business applications of breath technology, at present popularization and the development with surprising rapidity in worldwide.In fact, ecommerce
It is increasingly becoming one in entire society's economic activity more and more important part.Popularization and hair with ecommerce
Exhibition, people are increasingly paid close attention to whether traditional commercial activity can reappear on network.
One of key link of ecommerce is payment and settlement system, during shopping on the web, and buyer is typically using online silver
Row or third party's account or cash on delivery are paid.Existing exchange information processing method is that buyer takes the business to be bought
After product, system generates a trading order form according to the information of commodity, and buyer can use the side of Net silver, third party's account or cash
Formula is paid, and when the amount of money of one-time payment is equal to the price of the commodity, trading order form collects display user's received payment, next
Seller can just deliver to buyer.
With continuing to develop for ecommerce, the big amount of money commodity on net purchase platform are also more and more, such as factory
Heating and ventilating equipment, electromechanical equipment etc..User, just can only part payment goods because when purchasing power is not enough or only need to meet lease demand
Money, remaining payment for goods is paid by forms such as loans.For seller or net purchase platform, it is after user's lease terminates or uses
Family is provided a loan or when user is not desired to reuse the commodity because of insolvency, is still recoverable to the commodity of these durabilities, is continued two
Secondary sale or lease, while commodity value is given full play to, therefrom earn profit again.
When user is needed by loan purchase commodity on the net, when especially buying big face amount commodity, it is often necessary to described
The components such as auxiliary device, value-added service, delivery service, the after-sale service of commodity carry out the increase and decrease and negotiation of selectivity, cause use
Family can not obtain preferable Consumer's Experience, it is therefore necessary to develop a kind of brand-new transaction data generation system, make businessman can be with
By logging in the backstage of e-commerce website, essential option and apolegamy item to commodity voluntarily add and define.
In addition, in internet increasingly flourishing and popularization today, online transaction is convenient, fast, efficient, economical excellent because of its
Gesture has been increasingly becoming one of mode of doing business important in the activity of people's current transaction.But, online transaction is needed by means of interconnection
Net platform could realize that user is needed by computer input account password during transaction payment, if at this moment by black
The attack of visitor, the account password of user is just easy to leakage, user is suffered loss economically.
Current popular several assault modes include fishing, wooden horse and wooden horse fishing etc., wherein " fishing " is
Refer to the password that hacker gains user using the weakness of user by cheating；" wooden horse " refers to hacker by planting malice journey to user's machine
Sequence, reaches the purpose for distorting customer transaction, allows user to be checked for hacker；" wooden horse fishing " is referred to while being robbed using wooden horse and fishing
Customer transaction is held, and transaction is created in third party website, customer transaction is distorted and shows, shows that user wants the friendship seen to user
Easily, user's input password is defrauded of, allows user to be checked for transaction of the hacker on third party website.
In order to increase the security of transaction, password ActiveX Techniques and dynamic password OTP (one time are developed
Password, abbreviation OTP, i.e. one-time pad) technology, protected for the online transaction to user.But, initial password
ActiveX Techniques are only a static cryptoguard plug-in unit, and the OTP technologies of the first generation are based only on the angle of cryptosecurity
Design, it is poor to the prevention ability of fishing and wooden horse；Although the OPT technologies of the second generation are defeated as an outside using Transaction Information
Enter to produce password, password now has no longer been the safety based on cryptosecurity, therefore security performance has been lifted, but
Mainly some hardware products such as USB Key of two generation OTP technologies of application at present, and hardware product using scope and is using the longevity
All it is restricted in life, particularly when technology upgrading, hardware product generally requires the hardware more renewed and could realized.
Accordingly, it would be desirable to which the technical problem that those skilled in the art urgently solve is exactly：How by way of software
Two generation OTP technologies are realized, the problem of use scope, service life and technology upgrading of hardware presence can be overcome, and can solve
The problem of strick precaution fishing that current online transaction faces, wooden horse, poor wooden horse fishing ability.
Therefore, based on the above-mentioned problems in the prior art, it is necessary to when proposing that one kind had both improved user's shopping online
The online transaction system of Consumer's Experience, the problem of system can greatly take precautions against fishing, wooden horse, poor wooden horse fishing ability again.
3rd, the content of the invention
An object of the present invention is to provide a kind of payment devices for improving online transaction security, including one pays system
System, the payment system include a payment terminal, a computer, wired or wireless network, net business platform, banking system/wechat/
Treasured/apple payment platform is paid, the payment terminal includes a payment devices, the end that payment devices pass through communication interface and computer
Mouth electrical connection, and the payment terminal can directly pass through wired or wireless network and banking system/wechat/Alipay/apple
Payment platform is connected.
According to goal of the invention of the invention further, wherein the payment terminal include processor module and respectively with processing
Device module electrical connection display apparatus module, keyboard, magnetic card reader module/IC card reader modules/bar code Quick Response Code barcode scanning module,
Security module, communication module, wherein security module are responsible for carrying out safety verification and encrypting and decrypting to paying interaction data, communicate mould
Block generates group acknowledge code before each pay according to the payment data of user, and the confirmation code random combine is divided into two
Group, one group is retained among communication module caching, and another group of plain code payment data related to user's is sent to the credit together
Block telephone number or the wechat/Alipay user of binding, user is with reference to corresponding to diagramatic content is inputted within fixed time limit/time
Confirmation code and send the confirmation, when combining two group acknowledge code and consistent conclusion after communication module is received
Merchandise, and wherein the data businessman of net business's platform can net the backstage of business's platform by logging in, to the essential option of commodity
Carry out voluntarily adding and defining with apolegamy item, to carry out personalized combination and configuration for different users.
According to further goal of the invention of the invention, wherein another group of plain code payment data related to user's is sent together
The telephone number bound to the credit card or during wechat/Alipay user, described plain code is mix the picture and text generated with picture
Form.
According to further goal of the invention of the invention, wherein another group of plain code payment data related to user's is sent together
The telephone number bound to the credit card or during wechat/Alipay user, described transmission can be by short message sending, can also
Sent by Alipay and wechat.
According to further goal of the invention of the invention, wherein magnetic card reader module, IC card reader modules can also be gone
Remove, directly paid using wechat, Alipay platform, the above-mentioned payment affirmation information content is constant, also can root during practical application
According to needing to delete above-mentioned module.
Wherein according to another goal of the invention of the present invention, wherein a kind of method for improving online transaction security is provided, its
Include a kind of payment devices, the payment devices include a payment system, the payment system includes a payment terminal, a calculating
Machine, wired or wireless network, net business platform, banking system/wechat/Alipay/apple payment platform, the payment terminal include one
Individual payment devices, payment devices are electrically connected by communication interface with the port of computer, and the payment terminal can directly lead to
Wired or wireless network is crossed with banking system/wechat/Alipay/apple payment platform to be connected；Methods described comprises the steps：
User browses the content of good edited through the seller in net business's platform and selects commodity and/or service, and selects to swipe the card and/or network
Pay, swipe the card on the payment device, the confirmation code data that swiping card equipment is generated by merchandise news and according to merchandise news are sent
It is to be confirmed to user mobile phone or wechat or Alipay account etc., if user is directly paid by wechat/Alipay account, then
Above-mentioned data are sent to be confirmed to the cell-phone number related to the wechat/Alipay account etc., user's confirmation are being obtained simultaneously
And confirm after matching, swiped the card in swiping card equipment, swiping card equipment completes to hand over by confirming identity with banking system, exchanging after data
Easily, it is if user is directly paid by wechat/Alipay account, then straight after completing to confirm by wechat/Alipay account
Connect completion transaction.
According to goal of the invention of the invention further, wherein the payment terminal include processor module and respectively with processing
Device module electrical connection display apparatus module, keyboard, magnetic card reader module/IC card reader modules/bar code Quick Response Code barcode scanning module,
Security module, communication module, wherein security module are responsible for carrying out safety verification and encrypting and decrypting to paying interaction data, communicate mould
Block generates group acknowledge code before each pay according to the payment data of user, and the confirmation code is divided into two with several combinations
Group, one group is retained among communication module caching, and another group of plain code payment data related to user's is sent to the credit together
Block telephone number or the wechat/Alipay user of binding, user is with reference to corresponding to diagramatic content is inputted within fixed time limit/time
Confirmation code and send the confirmation, when combining two group acknowledge code and consistent conclusion after communication module is received
Merchandise, and wherein the data businessman of net business's platform can net the backstage of business's platform by logging in, to the essential option of commodity
Carry out voluntarily adding and defining with apolegamy item, to carry out personalized combination and configuration for different users.
Further goal of the invention of the invention, wherein another group of plain code payment data related to user's is sent to this together
The telephone number of credit card binding or during wechat/Alipay user, described plain code is mix the picture and text form generated with picture.
According to further goal of the invention of the invention, wherein another group of plain code payment data related to user's is sent together
The telephone number bound to the credit card or during wechat/Alipay user, described transmission can be by short message sending, can also
Sent by Alipay and wechat.
According to further goal of the invention of the invention, wherein magnetic card reader module, IC card reader modules can also be gone
Remove, directly paid using wechat, Alipay platform, the above-mentioned payment affirmation information content is constant, also can root during practical application
According to needing to delete above-mentioned module.
4th, illustrate
Fig. 1-2 is overall and local structural framing figure of the invention；
Fig. 3 is method of payment outline flowchart of the present invention；
Fig. 4-6 is the exemplary illustration figure after present invention net business's platform modifying.
5th, embodiment
Below in conjunction with the drawings and specific embodiments, the present invention will be described in detail.
With reference to Fig. 1-3, the present invention is in order to realize that goal of the invention provides a kind of data handling system (payment system), the data
Processing system include payment terminal, with payment terminal by USB interface/RS232 interfaces be connected computer, by internet or
The wireless network net business backstage (being normally on third-party server) being connected with computer, the department of banking being equally connected with internet
System financial platforms such as (or Alipay, wechat, apple) paying, wherein payment terminal can also directly pass through wire/wireless net
Network and banking system financial platforms such as (or Alipay, wechat, apple) paying are connected, and operator passes through computers log-on net business
Backstage, is configured or changes to being registered in operator's product under one's name or service, it is important that make in its product or service
Any component or service, which can be grouped, to be presented and provides user unrestricted choice, namely in the online transaction net of e-commerce field
The function of " apolegamy " or " any selection " is introduced in page, online buyer can be given more free right to choose, so as to realize more
Good Consumer's Experience, while online seller is given more production marketing chances, while providing corresponding to random component or service
Marked price and produced chain effect and corresponding consequence, user is informed, Fig. 4-6 is wherein several exemplary
Citing, and not its scheme is limited.
In Fig. 4, online buyer can install leather seat additional, vehicle-mounted monitoring video camera is former respectively to installing reverse image additional
Four options such as factory's car carpet carry out unrestricted choice.In diagram, online buyer chooses respectively：Install reverse image, vehicle-mounted prison additional
Control video camera, three options of genuine car carpet.Computer software adds up essential option and the total overall quotation of an apolegamy chosen generation.
Online buyer's input quantity purchase, clicks on addition cart button and is traded.
The application of the present invention not only goes for sale of automobile field, and the content of essential option and apolegamy item is also can be with
Voluntarily named and adjusted by businessman.This patent can be widely applied to all trades and professions, including and do not limit to：Sale of automobile,
Farm machinery, machinery industry, electronic equipment, wedding photo, furniture customization, household cleaning service, private tutor, training course, insurance,
Beauty treatment, financial product, cuisines dispatching etc..By taking wedding photo industry as an example, referring to Fig. 5.
Businessman can be by logging in the backstage of e-commerce website, and essential option and apolegamy item to commodity are voluntarily added
And definition：(pattern on net business backstage can be diversified, it is not limited to following diagram cases), referring to Fig. 6.
As shown in figure 1, a kind of equipment of raising bank card online transaction security of the present embodiment its with network integration
Application scheme is：Payment devices are passed through by the USB interface or RS232 serial ports of communication module with calculating mechatronics, computer
Internet is connected with net business backstage and banking system.
As shown in Fig. 2 the payment devices of the present embodiment are electrically connected including processor module and respectively with processor module
Display apparatus module, keyboard, magnetic card reader module, IC card reader modules, security module, communication module.Security module is responsible for
Safety verification and encrypting and decrypting are carried out to paying interaction data, communication module is before each pay according to the payment data of user
Group acknowledge code is generated, and the confirmation code random combine is divided into two groups, one group is retained among communication module caching, another group
Plain code (or combining the picture that picture generates picture and text combination) payment data related to user's sends to the credit card and tied up together
Fixed telephone number or wechat/Alipay user (can also can be sent by short message sending by Alipay and wechat), use
Family inputs corresponding confirmation code with reference to diagramatic content within fixed time limit/time and sends the confirmation, mould to be communicated
Block is just merchandised when the two group acknowledges code and consistent conclusion are combined after receiving.Can also be by magnetic card reader module, IC
Card reader module is removed, and is directly paid using wechat, Alipay platform, the above-mentioned payment affirmation information content is constant, actual
Using when also above-mentioned module can be deleted as needed, to reduce cost.
As shown in figure 3, a kind of its online payment flow of the equipment of raising bank card online transaction security of the present embodiment
For：Client selects commodity by the website of PC browse network businessman, and selects online payment；Client is according to PC
Prompting is swiped the card, inputs password on the payment device；Payment devices and banking system confirm identity, exchange data, complete to pay and hand over
Easily；Network businessman is notified to pay performance, closing the transaction.
Certainly, the present invention also has many other embodiments, can root in the case of without prejudice to spirit of the invention and its essence
Various corresponding changes and deformation are made according to the present invention.
Although previous description and accompanying drawing describes the preferred embodiments of the present invention, but it is understood that：This is not being departed from
In the case of the spirit of invention, various additional, modifications can be produced herein and are replaced.Those of ordinary skill in the art will be apparent that：
Do not depart from the present invention spirit or essential characteristics in the case of, can with other special shapes, structure, arrangement, ratio and
The present invention is realized using other elements, material and part.Those skilled in the art will recognize：The present invention can use hair
The bright structure used in practice, arrangement, ratio, material and part and other many modifications, these modifications are not departing from this
Particular surroundings and operational requirements are particularly adapted in the case of the principle of invention.Therefore, presently disclosed embodiment is all
Aspect should be understood limitation illustrative rather than to its claimed scope.It is all the spirit and principles in the present invention it
Interior, any modification, equivalent substitution and improvements made etc. should be included in the scope of the protection.
Claims (10)
1. a kind of payment devices for improving online transaction security, including a payment system, the payment system include one and paid
Terminal, a computer, wired or wireless network, net business platform, banking system/wechat/Alipay/apple payment platform, the branch
Paying terminal includes a payment devices, and payment devices are electrically connected by communication interface with the port of computer, and the payment is whole
End directly can be connected by wired or wireless network with banking system/wechat/Alipay/apple payment platform.
2. the payment devices according to claim 1 for improving online transaction security, it is characterised in that：The payment terminal bag
Include processor module and the display apparatus module electrically connected respectively with processor module, keyboard, magnetic card reader module/IC Card Readers
Device module/bar code Quick Response Code barcode scanning module, security module, communication module, wherein security module are responsible for entering to paying interaction data
Row safety verification and encrypting and decrypting, communication module generate group acknowledge code before each pay according to the payment data of user,
And the confirmation code is divided into two groups with several combinations, one group is retained among communication module caching, the phase of another group of plain code and user
Close payment data and send the telephone number bound to the credit card or wechat/Alipay user together, user combines diagramatic content
Corresponding confirmation code is inputted within fixed time limit/time and the confirmation is sent, institute is combined after communication module is received
Just merchandised when stating two group acknowledges code and consistent conclusion, and the data businessman of wherein net business's platform can be by logging in net
The backstage of business's platform, essential option and apolegamy item to commodity voluntarily add and define, so as to for different user's progress
Personalized combination and configuration.
3. the payment devices according to claim 2 for improving online transaction security, it is characterised in that：Another group of plain code and
It is described when the related payment data of user sends the telephone number bound to the credit card or wechat/Alipay user together
Plain code is the picture and text form that generation is mixed with picture.
4. the payment devices according to claim 2 for improving online transaction security, it is characterised in that：Another group of plain code and
It is described when the related payment data of user sends the telephone number bound to the credit card or wechat/Alipay user together
Sending can also can be sent by short message sending by Alipay and wechat.
5. the payment devices of the raising online transaction security according to claim 1-4, it is characterised in that：Can also be by magnetic
Card reader module, IC card reader modules are removed, and are directly paid using wechat, Alipay platform, above-mentioned payment affirmation letter
Cease content constant, also above-mentioned module can be deleted as needed during practical application.
6. a kind of method of payment for improving online transaction security, including a kind of payment devices, the payment devices include one
Payment system, the payment system includes a payment terminal, a computer, wired or wireless network, net business platform, department of banking
System/wechat/Alipay/apple payment platform, the payment terminal includes payment devices, payment devices by communication interface with
The port electrical connection of computer, and the payment terminal can directly by wired or wireless network and banking system/wechat/
Treasured/apple payment platform is paid to be connected；
Methods described comprises the steps：
User browses the content of good edited through the seller and selects commodity and/or service in net business's platform, and select to swipe the card and/or
Network payment,
Swipe the card on the payment device, confirmation that swiping card equipment is generated by merchandise news and according to merchandise news code data send to
User mobile phone or wechat or Alipay account etc. are to be confirmed, if user is directly paid by wechat/Alipay account, then will
Above-mentioned data send to be confirmed to the cell-phone number related to the wechat/Alipay account etc.,
After obtaining user's confirmation and confirming matching,
Swiped the card in swiping card equipment, swiping card equipment completes to merchandise by confirming identity with banking system, exchanging after data, if
User is directly paid by wechat/Alipay account, then after wechat/Alipay account complete to confirm after be done directly transaction.
7. the method for payment according to claim 6 for improving online transaction security, it is characterised in that：The payment terminal bag
Include processor module and the display apparatus module electrically connected respectively with processor module, keyboard, magnetic card reader module/IC Card Readers
Device module/bar code Quick Response Code barcode scanning module, security module, communication module, wherein security module are responsible for entering to paying interaction data
Row safety verification and encrypting and decrypting, communication module generate group acknowledge code before each pay according to the payment data of user,
And the confirmation code is divided into two groups with several combinations, one group is retained among communication module caching, the phase of another group of plain code and user
Close payment data and send the telephone number bound to the credit card or wechat/Alipay user together, user combines diagramatic content
Corresponding confirmation code is inputted within fixed time limit/time and the confirmation is sent, institute is combined after communication module is received
Just merchandised when stating two group acknowledges code and consistent conclusion, and the data businessman of wherein net business's platform can be by logging in net
The backstage of business's platform, essential option and apolegamy item to commodity voluntarily add and define, so as to for different user's progress
Personalized combination and configuration.
8. the method for payment according to claim 7 for improving online transaction security, it is characterised in that：Another group of plain code and
It is described when the related payment data of user sends the telephone number bound to the credit card or wechat/Alipay user together
Plain code is the picture and text form that generation is mixed with picture.
9. the method for payment according to claim 7 for improving online transaction security, it is characterised in that：Another group of plain code and
It is described when the related payment data of user sends the telephone number bound to the credit card or wechat/Alipay user together
Sending can also can be sent by short message sending by Alipay and wechat.
10. the method for payment of the raising online transaction security according to claim 6-9, it is characterised in that：Can also be by
Magnetic card reader module, IC card reader modules are removed, and are directly paid using wechat, Alipay platform, above-mentioned payment affirmation
The information content is constant, and also above-mentioned module can be deleted as needed during practical application.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710176838.XA CN106991566A (en) | 2017-03-23 | 2017-03-23 | A kind of online interaction data handling system |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201710176838.XA CN106991566A (en) | 2017-03-23 | 2017-03-23 | A kind of online interaction data handling system |
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| CN106991566A true CN106991566A (en) | 2017-07-28 |
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| CN201710176838.XA Pending CN106991566A (en) | 2017-03-23 | 2017-03-23 | A kind of online interaction data handling system |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112163936A (en) * | 2020-10-12 | 2021-01-01 | 苏州巴米特信息科技有限公司 | Online transaction management system of food mall |
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