CN201535911U - Device for improving security of online transactions of bank cards - Google Patents
Device for improving security of online transactions of bank cards Download PDFInfo
- Publication number
- CN201535911U CN201535911U CN2009202661982U CN200920266198U CN201535911U CN 201535911 U CN201535911 U CN 201535911U CN 2009202661982 U CN2009202661982 U CN 2009202661982U CN 200920266198 U CN200920266198 U CN 200920266198U CN 201535911 U CN201535911 U CN 201535911U
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- Prior art keywords
- module
- equipment
- bank cards
- bank card
- online transactions
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- Expired - Lifetime
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Abstract
The utility model relates to the field of safety and protection of online transactions of bank cards, and provides a device for improving security of online transactions of bank cards. The device can satisfy the requirements of clients on online payment of bank cards more conveniently and safely. The device for improving security of online transactions of bank cards comprises a personal computer and a paying device, wherein the paying device is electrically connected with a port of the personal computer through a communication interface. The device has the advantages of high safety, wide application and the like, and is suitable for personal online transactions.
Description
Technical field
The utility model relates to the safeguard protection field of bank card online transaction, more particularly, relates to a kind of equipment that improves bank card online transaction security.
Background technology
Along with the continuous development of Internet-based banking services, increasing user relies on that Web bank transfers accounts and payment transaction.The security of bank card online payment at present guarantees that main USBkey of dependence or dynamic password carry out, but there are some problem and shortage in this mode of operation, as: USBkey can only carry out authentication, binds each bank's card number, is not the real transaction of swiping the card; The USBkey of bank of every family can only support the card transaction of one's own profession, can not inter-bank conclude the business; Transaction Information exists by the risk of computer virus or illegal program intercepting and capturing; Dynamic password needs equipment of additional configuration, has the situation that causes transaction normally not carry out because of differences such as times; Existing scheme is not have the card transaction, and is big to the type of transaction restriction.
Summary of the invention
The technical problems to be solved in the utility model is, at the above-mentioned defective of prior art, provides a kind of equipment that improves bank card online transaction security, can satisfy more convenient, the safe demand of carrying out the bank card online payment of client.
In order to solve the problems of the technologies described above, the utility model is achieved through the following technical solutions: a kind of equipment that improves bank card online transaction security is provided, comprise a PC and a payment devices, payment devices is electrically connected with the port of PC by communication interface.
Payment devices comprises processor module and the display apparatus module that is electrically connected with processor module respectively, keyboard, magnetic card reader module, IC card reader module, security module, communication module.Communication module comprises USB interface, serial ports.PC is by internet access network businessman and banking system.
Compared with prior art, the beneficial effects of the utility model are: adopt that payment devices is electrically connected with PC, the PC mode by internet access network businessman and banking system again, realize the operation localization of client to bank card, improve the security of online transaction, expanded bank card business.Simultaneously, a payment devices can be accepted the bank card of all issued by banks, has reduced the trouble of a plurality of USBkey of customer account management.In addition, online transaction has also alleviated the pressure of bank clerk, has reduced bank's operation cost.This shows, a kind of equipment that improves bank card online transaction security of the present utility model, have safe, advantage such as be widely used.
Description of drawings
Fig. 1 is the schematic block circuit diagram of payment devices of the present utility model;
Fig. 2 is the application scheme figure that the utility model combines with network;
Fig. 3 is an online payment process flow diagram of the present utility model.
Embodiment
Below in conjunction with accompanying drawing and embodiment the utility model is described in further detail:
As shown in Figure 1, the payment devices of present embodiment comprises processor module and the display apparatus module that is electrically connected with processor module respectively, keyboard, magnetic card reader module, IC card reader module, security module, communication module.Also can delete above-mentioned module as required during practical application, to reduce cost.
As shown in Figure 2, a kind of its application scheme that combines with network of equipment that improves bank card online transaction security of present embodiment is: payment devices is electrically connected with PC by the USB interface or the RS232 serial ports of communication module, and PC is connected with banking system with network businessman by the internet.
As shown in Figure 3, a kind of its online payment flow process of equipment that improves bank card online transaction security of present embodiment is: the client selects commodity by the website of PC browse network businessman, and selects online payment; The client points out according to PC and swipe the card, input password on payment devices; Payment devices and banking system are confirmed identity, swap data, finish payment transaction; Informing network businessman payment performance, closing the transaction.
The above only is preferred embodiment of the present utility model; not in order to restriction the utility model; all any modifications of within spirit of the present utility model and principle, being done, be equal to and replace and improvement etc., all should be included within the protection domain of the present utility model.
Claims (4)
1. an equipment that improves bank card online transaction security comprises a PC, it is characterized in that, also comprises a payment devices, and payment devices is electrically connected with the port of PC by communication interface.
2. a kind of equipment that improves bank card online transaction security according to claim 1, it is characterized in that payment devices comprises processor module and the display apparatus module that is electrically connected with processor module respectively, keyboard, magnetic card reader module, IC card reader module, security module, communication module.
3. a kind of equipment that improves bank card online transaction security according to claim 2 is characterized in that communication module comprises USB interface, serial ports.
4. a kind of equipment that improves bank card online transaction security according to claim 1 is characterized in that PC is by internet access network businessman and banking system.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009202661982U CN201535911U (en) | 2009-11-06 | 2009-11-06 | Device for improving security of online transactions of bank cards |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009202661982U CN201535911U (en) | 2009-11-06 | 2009-11-06 | Device for improving security of online transactions of bank cards |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201535911U true CN201535911U (en) | 2010-07-28 |
Family
ID=42535688
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2009202661982U Expired - Lifetime CN201535911U (en) | 2009-11-06 | 2009-11-06 | Device for improving security of online transactions of bank cards |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN201535911U (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103927648A (en) * | 2013-01-15 | 2014-07-16 | 深圳市朗科科技股份有限公司 | Method, device and system for achieving remote payment services |
| CN106991566A (en) * | 2017-03-23 | 2017-07-28 | 上海族蚂信息科技有限公司 | A kind of online interaction data handling system |
-
2009
- 2009-11-06 CN CN2009202661982U patent/CN201535911U/en not_active Expired - Lifetime
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103927648A (en) * | 2013-01-15 | 2014-07-16 | 深圳市朗科科技股份有限公司 | Method, device and system for achieving remote payment services |
| CN106991566A (en) * | 2017-03-23 | 2017-07-28 | 上海族蚂信息科技有限公司 | A kind of online interaction data handling system |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CX01 | Expiry of patent term | ||
| CX01 | Expiry of patent term |
Granted publication date: 20100728 |