CN112150135A - Payment method and device - Google Patents
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- CN112150135A CN112150135A CN202011010496.2A CN202011010496A CN112150135A CN 112150135 A CN112150135 A CN 112150135A CN 202011010496 A CN202011010496 A CN 202011010496A CN 112150135 A CN112150135 A CN 112150135A
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- 238000012011 method of payment Methods 0.000 claims 1
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Abstract
The application provides a payment method and a payment device, which belong to the technical field of payment, and the method comprises the following steps: acquiring current login account information; according to the obtained purchase instruction, establishing a payment order through a target payment tool of the target equipment, wherein the target payment tool is connected with a server payment interface; determining the signing state of the account information and a target payment platform; and deducting the money to be paid on the payment order from the target payment platform through the target payment tool according to the confirmation result of the signing state. The method and the device improve the compatibility of the target device during payment through the target payment tool.
Description
Technical Field
The present application relates to the field of payment technologies, and in particular, to a payment method and apparatus.
Background
With the implementation of virtual reality technology, VR has become an ideal video game tool. The VR all-in-one is the VR head that possesses independent processor shows, and the user is when using the VR all-in-one, if needs carry out the purchase of pay content such as movie & TV, recreation, need in advance at the precious VR integrated inside of machine of integrated payment precious VR version SDK, then the user binds through paying precious customer end and VR all-in-one, just can accomplish the purchase operation of pay content in the VR all-in-one.
The adaptability that needs the height between VR all-in-one and the precious VR version SDK of payment, if the VR all-in-one needs to be upgraded, also need carry out adaptation upgrading to the precious VR version SDK of payment, otherwise unable compatible problem probably appears, leads to the payment failure, reduces the compatibility of VR all-in-one.
Disclosure of Invention
The embodiment of the application aims to provide a payment method and a payment device so as to solve the problem that a Paibao SDK is incompatible.
The specific technical scheme is as follows:
in a first aspect, the present application provides a payment method, the method comprising:
acquiring current login account information;
according to the obtained purchase instruction, a payment order is established through a target payment tool of the target equipment;
determining the signing state of the account information and a target payment platform;
and deducting the money to be paid on the payment order from the target payment platform through the target payment tool according to the confirmation result of the signing state.
Optionally, the deducting, by the target payment instrument, the payment to be paid item on the payment order from the target payment platform according to the confirmation result of the contract signing status includes:
under the condition that the signing state is not signing, signing with the target payment platform through a target client matched with the target equipment;
acquiring a signing state from a server;
and if the signing state is the signing completion, deducting the money to be paid on the payment order from the target payment platform through the target payment tool.
Optionally, before creating a payment order through a target payment instrument of the target device according to the obtained purchase instruction, the method further includes:
setting an application scene of the target payment tool to be the same as a target application scene of the target device.
Optionally, the setting of the application scenario of the target payment instrument is the same as the target application scenario of the target device includes:
and setting an application scene of the target payment tool as a virtual reality scene.
Optionally, before determining the subscription status of the account information and the target payment platform, the method further includes:
displaying a plurality of payment platforms that can provide payment functions;
and selecting a target payment platform from the plurality of payment platforms through the acquired payment mode instruction.
Optionally, after the item to be paid on the payment order is deducted from the target payment platform by the target payment instrument according to the confirmation result of the contract signing status, the method includes:
determining a first client side for generating the payment order according to the source identification of the payment order;
determining all order data of the first client;
and analyzing the order data and displaying an analysis result.
Optionally, under the condition that the subscription state is not signed, signing with the target payment platform through the target client matched with the target device includes:
determining a payment mode through a target client matched with the target equipment under the condition that the signing state is not signing;
completing the signing of the target payment platform through the target client and obtaining signing information;
sending the subscription information to a server;
and receiving the signing ending information sent by the server through the target client.
Optionally, after the payment-to-be-paid item on the payment order is deducted from the target payment platform by the target payment instrument according to the confirmation result of the contract signing state, the method further includes:
receiving right opening information sent by the server;
and displaying the right and interest opening information.
In a second aspect, the present application provides a payment device, the device comprising:
the acquisition module is used for acquiring the current login account information;
the creating module is used for creating a payment order through a target payment tool of the target equipment according to the obtained purchase instruction;
the determining module is used for determining the contract signing state of the account information and the target payment platform;
and the deduction module is used for deducting the money to be paid on the payment order from the target payment platform through the target payment tool according to the confirmation result of the signing state.
Optionally, the deduction module includes:
the signing unit is used for signing with the target payment platform through a target client matched with the target equipment under the condition that the signing state is not signed;
an acquisition unit configured to acquire a subscription status from a server;
and the deduction unit is used for deducting the money to be paid in the payment order from the target payment platform through the target payment tool if the signing state is that the signing is finished.
The embodiment of the application has the following beneficial effects:
the embodiment of the application provides a payment method, which comprises the following steps: the method comprises the steps that the target equipment obtains current login account information, a payment order is created through a target payment tool of the target equipment according to an obtained purchase instruction, the target payment tool is connected with a server payment interface, then the signing state of the account information and a target payment platform is determined, and finally the payment to be paid in the payment order is deducted from the target payment platform through the target payment tool according to the confirmation result of the signing state. The target payment tool is connected with the server payment interface, the deduction of money of the target payment platform is achieved through the server payment interface, the target payment platform interface does not need to be arranged in the target equipment, scene adaptation of interaction with the target payment platform in the target equipment is reduced, the target payment tool does not have complex payment logic, and adaptability and compatibility of the target payment tool and the target equipment are improved.
Of course, not all of the above advantages need be achieved in the practice of any one product or method of the present application.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly described below, and it is obvious for those skilled in the art to obtain other drawings without inventive exercise.
Fig. 1 is a flowchart of a payment method provided in an embodiment of the present application;
FIG. 2 is a flow chart of a method for deducting an outstanding payment item according to an embodiment of the present application;
fig. 3 is a flowchart of a payment method provided in an embodiment of the present application;
fig. 4 is a schematic structural diagram of a payment apparatus provided in an embodiment of the present application;
fig. 5 is a schematic structural diagram of an electronic device according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The embodiment of the application provides a payment method, which can be applied to target equipment and is used for improving the compatibility of the target equipment in the aspect of payment operation.
A payment method provided in an embodiment of the present application will be described in detail below with reference to specific embodiments, as shown in fig. 1, the specific steps are as follows:
step 101: and acquiring the information of the current login account.
In this embodiment of the application, a user may perform a payment purchase operation on a target device, and the target device needs to first acquire account information of a currently logged-in user in order to acquire information of a target payment platform bound to the account information of the user. The target payment platform is application software which can provide payment functions, and exemplarily, the target payment platform is a payment treasure, a WeChat, a bank one-network communication and the like.
Illustratively, the target device is a VR all-in-one machine, and a user can purchase paid content such as movie and television members and game equipment on the VR all-in-one machine.
Step 102: and according to the obtained purchase instruction, establishing a payment order through a target payment tool of the target equipment.
Wherein the target payment instrument is connected with the server payment interface.
In the embodiment of the application, the target device includes various application software, including a target payment tool, the target payment tool can provide an interactive interface for a user, and is used for displaying information of a user account number, a payment mode and information of paid goods, and the target payment tool is connected with the payment interface of the server and can assist the target device to complete a payment function. Illustratively, the target payment instrument may be a VR edition cash register.
After the user selects the content to be paid on the target equipment, the target equipment acquires a purchase instruction, and the target equipment is connected to the server payment interface through the target payment tool and creates a payment order.
Step 103: and determining the signing state of the account information and the target payment platform.
In the embodiment of the application, if a user needs to complete a payment function on a target device, a payment protocol subscription between account information and a target payment platform needs to be established in advance, that is, the user purchases payment content on the target device, the target payment platform automatically completes payment deduction, and a subscription result is automatically stored in a server. Wherein the payment protocol may be a privacy-free payment protocol.
When the target device creates a payment order and finishes deduction, the target device acquires a contract signing state from the server if the account information needs to be determined whether a payment protocol is signed with the target payment platform.
Step 104: and deducting the money to be paid on the payment order from the target payment platform through the target payment tool according to the confirmation result of the signing state.
In the embodiment of the application, after the target device obtains the subscription state from the server, the confirmation result of the subscription state is determined. If the target device determines that the subscription is finished, the target device is connected to the server payment interface through the target payment tool, the server payment interface deducts the money to be paid on the payment order form from the target payment platform, if the target device determines that the subscription is not finished, the subscription is required to be carried out firstly, and then the money to be paid on the payment order form is deducted from the target payment platform through the target payment tool.
According to the method and the device, the target payment tool is connected with the server payment interface, a target payment platform interface does not need to be arranged in the target device, scene adaptation of interaction with the target payment platform in the target device is reduced, and adaptability and compatibility of the target payment tool and the target device are improved. In addition, the target payment tool is application software developed together with the target device, and has high adaptability and compatibility with the target device.
As an alternative embodiment, as shown in fig. 2, deducting the outstanding payment items on the payment order from the target payment platform by the target payment instrument according to the confirmation result of the contract status includes:
step 201: and under the condition that the signing state is not signing, signing with the target payment platform through the target client matched with the target equipment.
In this embodiment, if the target device determines that the account information is not signed with the target payment platform, the target device signs a contract with the target payment platform through a target client matched with the target device.
As an optional implementation manner, in the case that the subscription state is not the subscription, the signing with the target payment platform by the target client matched with the target device includes: determining a payment mode through a target client matched with target equipment under the condition that the signing state is not signing; completing signing of a target payment platform through a target client and obtaining signing information; sending the subscription information to a server; and receiving the signing ending information sent by the server through the target client.
In the embodiment of the application, the target device is provided with a matched target client, the target client is application software, and the application software can complete the functions of account registration and login, payment mode setting, evaluation function, package recommendation and the like. The target client may be application software in the target device, or application software in a mobile terminal such as a mobile phone and a computer. If the target client is located in the mobile terminal, the target client can also be paired with the target device.
In the application, for example, a target client is located in a mobile terminal, details of a process of signing between the target client and a target payment platform are described as follows: if the target device judges that the account information is not signed with the target payment platform, the user can register and log in on the target client, then selecting a target payment platform from the plurality of payment platforms according to the payment mode, after the target client side obtains the payment mode instruction, will send the signing message to the target payment platform and wake up the target payment platform, the target payment platform will display the payment protocol after receiving the signing message, the user will confirm the signing after browsing the payment protocol on the target payment platform, the target payment platform will obtain the signing instruction of the user, then sending the signing information to the server, processing the signing information after the server receives the signing information to obtain signing state, and storing the signing state, feeding back signing end information to the target client, and displaying the success or failure of signing by the target client according to the signing end information. Wherein, the signing state is signing completion or signing incompletion.
Step 202: the subscription status is obtained from the server.
In the embodiment of the application, after the target client signs a contract with the target payment platform, the target client sends the signing information to the server, the server stores the signing state of the signing information, and the target device acquires the signing state of the signing information from the server.
Step 203: and if the signing state is that the signing is finished, deducting the money to be paid on the payment order from the target payment platform through the target payment tool.
In this embodiment of the application, if the target device determines that the target client completes the contract signing with the target payment platform, the target device may deduct the item to be paid on the payment order from the target payment platform through the target payment tool, and complete the purchase of the paid content.
If the target device determines that the target client and the target payment platform do not complete the subscription, the target device displays that the subscription is unsuccessful, and the user needs to check the reason of the unsuccessful subscription on the target device.
The user can complete the subscription with the target payment platform on the target client before using the target device, so that the user can complete the payment content purchase only through the target device without signing and relying on a mobile terminal in the subsequent payment content purchasing process, and convenience is brought to the user.
As an optional implementation manner, before creating a payment order through a target payment instrument of a target device according to the obtained purchase instruction, the method further includes: setting an application scene of the target payment tool to be the same as a target application scene of the target device.
In the embodiment of the application, the application scene of the target payment tool in the target device is the same as the target application scene of the target device, so that when the target payment tool is switched to the application in other target devices, the smoothness of switching can be improved, a user is immersed in the target application scene, and the user experience is improved.
As an optional implementation, the setting of the application scenario of the target payment instrument is the same as the target application scenario of the target device, and includes: and setting an application scene of the target payment tool as a virtual reality scene.
In the embodiment of the application, the target device can set the application scene of the target payment tool as the virtual reality scene, and specifically can develop the virtual reality scene by using the unity technology to realize the 3D effect of the target payment tool, so that the target payment tool has the same display effect with other applications in the target device, seamless docking of an immersive scene is realized, a user can be completely immersed in the 3D effect of the target device, and the experience of the user is improved.
As an optional implementation manner, before determining the subscription status of the account information and the target payment platform, the method further includes: displaying a plurality of payment platforms that can provide payment functions; and selecting a target payment platform from the plurality of payment platforms through the acquired payment mode instruction.
In the embodiment of the application, after the target device creates the payment order, the user is required to select the target payment platform from the plurality of payment platforms, the target device displays the plurality of payment platforms capable of providing the payment function, the user selects a suitable target payment platform from the plurality of payment platforms according to the actual situation of the user, and the target device acquires the payment mode instruction and selects the target payment platform from the plurality of payment platforms.
The target device provides a plurality of payment platforms for the user to select, so that the selection of the payment mode of the user is expanded, and the payment convenience is brought to the user.
As an optional implementation manner, after deducting the payment to be paid item on the payment order from the target payment platform through the target payment tool according to the confirmation result of the contract signing state, the method includes: determining a first client side for generating a payment order according to a source identifier of the payment order; determining all order data of a first client; and analyzing the order data and displaying the analysis result.
In an embodiment of the present application, the first client containing the paid content may generate a plurality of payment orders, each payment order having the same identifier, and the target device may determine the source of the payment order according to the identifier. The target equipment determines a first client with a source identifier according to the source identifier of the payment order, acquires all payment orders of the first client and obtains order data of all payment orders, analyzes the order data by the target equipment to obtain an analysis result, and displays the analysis result. The analysis result includes the name of the paid content, the amount of the paid money, the popularity of the paid package, and the like. Technicians can adjust the payment content and payment amount according to the analysis result, so that the customer requirements are determined, and the benefits are improved.
As an optional implementation manner, after deducting the payment to be paid item on the payment order from the target payment platform through the target payment tool according to the confirmation result of the contract signing state, the method further includes: receiving right opening information sent by a server; and displaying the equity opening information.
In the embodiment of the application, after the target device deducts the payment to be paid in the payment order from the target payment platform, the target payment platform sends the deduction information to the server, the server receives the deduction information, opens the corresponding payment right and benefits, and sends the right and benefits opening information to the target device, and the target device displays the right and benefits opening information so that the user can know that the right and benefits are opened, and can perform operations after the right and benefits are opened.
Optionally, an embodiment of the present application further provides a processing flow chart of a payment method, as shown in fig. 3, the specific steps are as follows.
Step 3001: the operator sets package settings of the paid content through the server.
In the embodiment of the application, if the user selects to purchase the member package, the operator sets the member package through the member background and sends the member package to the member service interface. The member package may include contents such as member price, member rights and interests, and promotion information.
Step 3002: the target device obtains the member package from the member service Interface through an API gateway (Application Program Interface gateway).
Step 3003: and the user selects the member package required by the user through the target equipment, and the purchasing operation of the member package is carried out.
Step 3004: and the target equipment creates a transaction order through the member service interface according to the acquired purchase instruction.
Step 3005: the target device connects to the server payment interface through the target payment instrument, creating a payment order.
Step 3006: the target device determines whether to complete a payment agreement subscription with the target payment platform. If the contract is not completed, the target client performs a contract for the payment agreement with the target payment platform, and if the contract is completed, step 3007 is performed.
Step 3007: and deducting the payment to be paid on the payment order in the target payment platform through the server payment interface.
Step 3008: and the target payment platform sends the payment result to a payment background.
Step 3009: and the payment background synchronizes the payment result to the member background.
Step 3010: and the member background opens the member rights and interests according to the payment result.
Based on the same technical concept, the embodiment of the present application further provides a payment apparatus, as shown in fig. 4, the apparatus includes:
an obtaining module 401, configured to obtain account information of a current login;
a creating module 402, configured to create a payment order through a target payment tool of a target device according to an obtained purchase instruction, where the target payment tool is connected to a server payment interface;
a first determining module 403, configured to determine a subscription status of the account information and the target payment platform;
and the deduction module 404 is configured to deduct the payment to be paid in the payment order from the target payment platform through the target payment tool according to the confirmation result of the contract signing status.
Optionally, the deduction module 404 includes:
the signing unit is used for signing with the target payment platform through a target client matched with the target equipment under the condition that the signing state is not signed;
an acquisition unit configured to acquire a subscription status from a server;
and the deduction unit is used for deducting the money to be paid on the payment order from the target payment platform through the target payment tool if the signing state is that the signing is finished.
Optionally, the apparatus further comprises:
and the setting module is used for setting the application scene of the target payment tool to be the same as the target application scene of the target device.
Optionally, the setting module includes:
and the setting unit is used for setting the application scene of the target payment tool to be a virtual reality scene.
Optionally, the apparatus further comprises:
the first display module is used for displaying a plurality of payment platforms which can provide payment functions;
and the selecting module is used for selecting a target payment platform from the plurality of payment platforms according to the obtained payment mode instruction.
Optionally, the apparatus further comprises:
the second determining module is used for determining the first client side for generating the payment order according to the source identification of the payment order;
the third determining module is used for determining all order data of the first client;
and the analysis module is used for analyzing the order data and displaying the analysis result.
Optionally, the subscription unit includes:
the determining subunit is used for determining a payment mode through a target client matched with the target equipment under the condition that the signing state is not signing;
the signing subunit is used for completing signing of the target payment platform through the target client and obtaining signing information;
the sending subunit is used for sending the subscription information to the server;
and the receiving subunit is used for receiving the signing ending information sent by the server through the target client.
Optionally, the apparatus further comprises:
the receiving module is used for receiving the right and interests opening information sent by the server;
and the second display module is used for displaying the right and interest opening information.
Based on the same technical concept, the embodiment of the present invention further provides an electronic device, as shown in fig. 5, including a processor 501, a communication interface 502, a memory 503 and a communication bus 504, where the processor 501, the communication interface 502 and the memory 503 complete mutual communication through the communication bus 504,
a memory 503 for storing a computer program;
the processor 501 is configured to implement the above steps when executing the program stored in the memory 503.
The communication bus mentioned in the electronic device may be a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The communication bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one thick line is shown, but this does not mean that there is only one bus or one type of bus.
The communication interface is used for communication between the electronic equipment and other equipment.
The Memory may include a Random Access Memory (RAM) or a Non-Volatile Memory (NVM), such as at least one disk Memory. Optionally, the memory may also be at least one memory device located remotely from the processor.
The Processor may be a general-purpose Processor, including a Central Processing Unit (CPU), a Network Processor (NP), and the like; but also Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs) or other Programmable logic devices, discrete Gate or transistor logic devices, discrete hardware components.
In a further embodiment provided by the present invention, there is also provided a computer readable storage medium having stored therein a computer program which, when executed by a processor, implements the steps of any of the methods described above.
In a further embodiment provided by the present invention, there is also provided a computer program product containing instructions which, when run on a computer, cause the computer to perform any of the methods of the above embodiments.
In the above embodiments, the implementation may be wholly or partially realized by software, hardware, firmware, or any combination thereof. When implemented in software, may be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. When loaded and executed on a computer, cause the processes or functions described in accordance with the embodiments of the invention to occur, in whole or in part. The computer may be a general purpose computer, a special purpose computer, a network of computers, or other programmable device. The computer instructions may be stored in a computer readable storage medium or transmitted from one computer readable storage medium to another, for example, from one website site, computer, server, or data center to another website site, computer, server, or data center via wired (e.g., coaxial cable, fiber optic, Digital Subscriber Line (DSL)) or wireless (e.g., infrared, wireless, microwave, etc.). The computer-readable storage medium can be any available medium that can be accessed by a computer or a data storage device, such as a server, a data center, etc., that incorporates one or more of the available media. The usable medium may be a magnetic medium (e.g., floppy Disk, hard Disk, magnetic tape), an optical medium (e.g., DVD), or a semiconductor medium (e.g., Solid State Disk (SSD)), among others.
It is noted that, in this document, relational terms such as "first" and "second," and the like, may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The above description is merely exemplary of the present application and is presented to enable those skilled in the art to understand and practice the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A method of payment, the method comprising:
acquiring current login account information;
according to the obtained purchase instruction, establishing a payment order through a target payment tool of the target equipment, wherein the target payment tool is connected with a payment interface of the server;
determining the signing state of the account information and a target payment platform;
and deducting the money to be paid on the payment order from the target payment platform through the target payment tool according to the confirmation result of the signing state.
2. The method of claim 1, wherein deducting, by the target payment instrument, the outstanding payment terms on the payment order from the target payment platform based on the confirmation of the signed-up status comprises:
under the condition that the signing state is not signing, signing with the target payment platform through a target client matched with the target equipment;
acquiring a signing state from a server;
and if the signing state is the signing completion, deducting the money to be paid on the payment order from the target payment platform through the target payment tool.
3. The method of claim 1, wherein before creating the payment order with the target payment instrument of the target device according to the obtained purchase instruction, the method further comprises:
setting an application scene of the target payment tool to be the same as a target application scene of the target device.
4. The method of claim 3, wherein setting the application scenario of the target payment instrument the same as the target application scenario of the target device comprises:
and setting an application scene of the target payment tool as a virtual reality scene.
5. The method of claim 1, wherein prior to determining the subscription status of the account information with the target payment platform, the method further comprises:
displaying a plurality of payment platforms that can provide payment functions;
and selecting a target payment platform from the plurality of payment platforms through the acquired payment mode instruction.
6. The method as claimed in claim 1, wherein after deducting the payment to be paid item on the payment order from the target payment platform by the target payment instrument according to the confirmation result of the contract status, the method comprises:
determining a first client side for generating the payment order according to the source identification of the payment order;
determining all order data of the first client;
and analyzing the order data and displaying an analysis result.
7. The method of claim 1, wherein, in the case that the subscription status is not signed on, signing with the target payment platform through a target client associated with the target device comprises:
determining a payment mode through a target client matched with the target equipment under the condition that the signing state is not signing;
completing the signing of the target payment platform through the target client and obtaining signing information;
sending the subscription information to a server;
and receiving the signing ending information sent by the server through the target client.
8. The method as claimed in claim 2, wherein after deducting the payment to be paid item on the payment order from the target payment platform by the target payment instrument according to the confirmation result of the contract status, the method further comprises:
receiving right opening information sent by the server;
and displaying the right and interest opening information.
9. A payment device, the device comprising:
the acquisition module is used for acquiring the current login account information;
the system comprises a creating module, a server payment interface and a payment module, wherein the creating module is used for creating a payment order through a target payment tool of target equipment according to an obtained purchase instruction, and the target payment tool is connected with the server payment interface;
the determining module is used for determining the contract signing state of the account information and the target payment platform;
and the deduction module is used for deducting the money to be paid on the payment order from the target payment platform through the target payment tool according to the confirmation result of the signing state.
10. The apparatus of claim 9, wherein the subtraction module comprises:
the signing unit is used for signing with the target payment platform through a target client matched with the target equipment under the condition that the signing state is not signed;
an acquisition unit configured to acquire a subscription status from a server;
and the deduction unit is used for deducting the money to be paid in the payment order from the target payment platform through the target payment tool if the signing state is that the signing is finished.
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