CN111612469A - Signing method, payment system and mobile electronic device - Google Patents

Signing method, payment system and mobile electronic device Download PDF

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Publication number
CN111612469A
CN111612469A CN202010482686.8A CN202010482686A CN111612469A CN 111612469 A CN111612469 A CN 111612469A CN 202010482686 A CN202010482686 A CN 202010482686A CN 111612469 A CN111612469 A CN 111612469A
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page
target
signing
subscription
information
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孙晓萱
刘统丽
陈建文
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AlipayCom Co ltd
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Alipay Hangzhou Information Technology Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0234Rebates after completed purchase

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  • Engineering & Computer Science (AREA)
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  • Computer Security & Cryptography (AREA)
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  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application provides a payment system and a signing method executed by the payment system, and also provides a mobile electronic device and a signing method executed by the mobile electronic device. According to the subscription method, before the mobile electronic device displays the subscription page to the user, the mobile electronic device firstly acquires the operation information about the subscription and displays the operation information in the subscription page. When the user selects the subscription and successfully completes the subscription, the subscription completion page displays the successful subscription information and also displays the award information of the operation activities. The signing method provides the capability of configuring the operation activities on the signing page for the merchant. When the user uses the signed product, the user can clearly know the specific content and the award condition of the operation activity. Furthermore, the marketing information of the signing page is linked with the award information of the signing success page, and the promotion of the signing conversion rate by the operation activities is facilitated.

Description

Signing method, payment system and mobile electronic device
Technical Field
The present application relates to the field of payment technologies, and in particular, to a subscription method, a payment system, and a mobile electronic device.
Background
"sign on" means: and the user authorizes the account number of the merchant and the account number of the payment system to be bound, and establishes an authorization protocol relationship. The merchant may then deduct funds through a funding channel in the payment system account according to the authorization agreement.
"pay and sign up" means: and in the process of carrying out the payment process, the user agrees to an authorized payment protocol, and after the payment is successful, the user uses the account to sign a contract.
"coordinated operation" means: and setting the associated exhibition positions at the application and termination stages in the signing process, and linking the operation activities according to the signing behaviors of the users.
At present, the marketing operation means for paying the support of authorized products is as follows: and after the signing process is finished, the marketing activity is asynchronously triggered by sending the marketing event message. Because the user does not sense the activity in the signing process, the conversion rate of the operation to the signing is not high, and the merchant basically has little access to the operation activity.
Disclosure of Invention
In order to improve the conversion rate of the operation to the subscription, the application discloses a subscription method, which comprises the following steps: receiving a signing page loading request, requesting to receive data of a signing page, wherein the signing page is displayed on a payment terminal of a target transaction payer, and comprises the following steps: a target link and information of an affiliated operation, wherein triggering the target link activates a subscription process for taking a target payment service in the target transaction, and simultaneously activates the affiliated operation; acquiring the information of the auxiliary operation; generating data of the signed page, wherein the data of the signed page comprises the target link and the information of the target operation; and sending the data of the signing page.
In some embodiments, the target payment service comprises: the payer authorizes the payee to send a deduction instruction to a payment system, and authorizes the payment system to deduct a target money from the account of the payer to the account of the payee according to the deduction instruction without obtaining a password from the payer; and the dependent operations comprise: issuing at least one of an electronic consumption ticket, an electronic credit, and an electronic red envelope to the payer.
In some embodiments, the subscription method further comprises: receiving a triggering instruction of the target link; and executing the signing process and the affiliated operation of the target payment service.
In some embodiments, the subscription method further comprises: generating data of a page with successful signing; and sending data of the page with successful subscription, wherein the page with successful subscription comprises: subscription success information, and information that the dependent operation was successfully performed.
In some embodiments, the triggering the target link further activates a target deduction process sent by the payee to the payment system, the target deduction process comprising deducting a target fee from the payer's account to the payee's account.
In some embodiments, the subscription method further comprises: receiving a triggering instruction of the target link; executing a signing process of the target payment service; and executing the target fee deduction process, and deducting the target fee from the account of the payer to the account of the payee.
In some embodiments, the subscription method further comprises: generating data of a page with successful signing, wherein the page with successful signing comprises: payment success information, subscription success information, and information that the dependent operation was successfully executed; and sending the data of the signing success page.
The present application further provides a payment system, comprising: at least one memory storing at least one set of instructions; and at least one processor in communication with the at least one memory, wherein when the payment system is operating, the at least one processor reads and executes the at least one instruction set, and executes the subscription method according to the instruction of the at least one instruction set.
The application also provides a signing method, which comprises the following steps: requesting to receive data of a subscription page, wherein the subscription page comprises: the method comprises the steps of target linking and information of auxiliary operation, wherein the target linking is triggered to activate a signing process of taking target payment service in target transaction, and the auxiliary operation is activated at the same time; receiving data of the signing page, wherein the data of the signing page comprises the information of the attached operation; and loading the signing page.
In some embodiments, the target payment service comprises: the payer authorizes the payee to send a deduction instruction to a payment system, and authorizes the payment system to deduct a target money from the account of the payer to the account of the payee according to the deduction instruction without obtaining a password from the payer; and the dependent operations comprise: issuing at least one of an electronic consumption ticket, an electronic credit, and an electronic red envelope to the payer.
In some embodiments, the subscription method further comprises: receiving a target operation from a user, wherein the target operation comprises triggering the target link; and sending a trigger signal, and starting the signing process and the auxiliary operation of the target payment service.
In some embodiments, the subscription method further comprises: and loading a signing success page, wherein the signing success page comprises signing success information and information that the affiliated operation is successfully executed.
In some embodiments, the triggering the target link further activates a target deduction process sent by the payee to the payment system, the target deduction process comprising deducting a target fee from the payer's account to the payee's account.
In some embodiments, the subscription method further comprises: receiving a target operation from a user, wherein the target operation comprises triggering the target link; and requesting to execute a signing process of the target payment service, the affiliated operation and the target deduction process.
In some embodiments, the subscription method further comprises: and loading a signing success page, wherein the signing success page comprises payment success information, signing success information and information that the affiliated operation is successfully executed.
The present application further provides a mobile electronic device, comprising: at least one memory storing at least one set of instructions; and at least one processor, communicatively coupled to the at least one memory, wherein when the mobile electronic device is operating, the at least one processor reads and executes the at least one instruction set, and executes the subscription method according to an instruction of the at least one instruction set.
According to the subscription method, before the mobile electronic device displays the subscription page to the user, the mobile electronic device firstly acquires the operation information about the subscription and displays the operation information in the subscription page. When the user selects the subscription and successfully completes the subscription, the subscription completion page displays the successful subscription information and also displays the award information of the operation activity. The signing method provides the capability of configuring the operation activities on the signing page for the merchant. When the user uses the signed product, the user can clearly know the specific content and the award-sending condition of the operation activity, and the improvement of the signed conversion rate of the operation activity is facilitated.
Drawings
FIG. 1A shows a flow diagram of a method of signing a contract;
FIG. 1B shows a schematic diagram of a setup page;
FIG. 1C is a schematic diagram of a sign-up page;
FIG. 1D is a schematic diagram of a contract result page;
FIG. 1E illustrates a presentation page of a marketing campaign;
FIG. 1F shows a schematic view of a bonus page;
FIG. 2A shows a flow diagram of a method of paying for and signing for;
FIG. 2B shows a schematic diagram of a payment page;
FIG. 2C is a schematic diagram of a pay-and-sign-up page;
FIG. 2D shows a schematic diagram of a payment results page;
fig. 3 illustrates an application scenario of a subscription method provided in an embodiment of the present application;
fig. 4 shows a schematic hardware structure diagram of a mobile electronic device and/or a payment system provided according to an embodiment of the application;
fig. 5 is a flowchart illustrating a subscription method provided in accordance with an embodiment of the present application;
fig. 6A and 6B are schematic diagrams respectively illustrating two subscription pages provided according to an embodiment of the present application;
fig. 7 is a flowchart illustrating a part of steps of a subscription method according to an embodiment of the present application;
fig. 8 is a schematic diagram illustrating a subscription success page provided in an embodiment of the present application;
fig. 9 is a flowchart illustrating a part of steps of a subscription method according to an embodiment of the present application;
fig. 10 is a schematic diagram illustrating another subscription success page provided in accordance with an embodiment of the present application; and
fig. 11 is a flowchart illustrating a subscription method according to an embodiment of the present application.
Detailed Description
The following description is presented to enable any person skilled in the art to make and use the present disclosure, and is provided in the context of a particular application and its requirements. Various modifications to the disclosed embodiments will be readily apparent to those skilled in the art, and the general principles defined herein may be applied to other embodiments and applications without departing from the spirit and scope of the present application. Thus, the present application is not limited to the embodiments shown, but is to be accorded the widest scope consistent with the claims.
The terminology used herein is for the purpose of describing particular example embodiments only and is not intended to be limiting.
These and other features of the present application, as well as the operation and function of the related elements of structure and the combination of parts and economies of manufacture, may be significantly improved upon consideration of the following description. All of which form a part of this application, with reference to the accompanying drawings. It is to be expressly understood, however, that the drawings are for the purpose of illustration and description only and are not intended as a definition of the limits of the application.
These and other features of the present application, as well as the operation and function of the related elements of the structure, and the economic efficiency of assembly and manufacture, are significantly improved by the following description. All of which form a part of this application with reference to the accompanying drawings. It is to be expressly understood, however, that the drawings are for the purpose of illustration and description only and are not intended as a definition of the limits of the application. It should also be understood that the drawings are not drawn to scale.
Fig. 1A shows a flowchart of a subscription method S910. FIG. 1B shows a schematic view of a setup page 920. The user may trigger the subscription process S910 shown in fig. 1A through the setup page 920 of the taxi-taking applet in the mobile phone. Referring to fig. 1A, when the subscription process is triggered, the mobile phone of the user renders a subscription page and displays the page to the user. Fig. 1C shows a schematic diagram of a sign-up page 930. When the user clicks the "agree to agreement and open" button 931 on the sign-up page 930, the user's handset renders a password box to verify the sign-up. And the user inputs a password through the password box. And the mobile phone performs subscription processing. After the signing processing is completed, the mobile phone renders a signing result page. Fig. 1D shows a schematic diagram of a subscription result page 940. The user may click on button 941 to confirm that the sign-up is complete. After the signing is completed, a marketing campaign is triggered and information of the marketing campaign is sent to the user. As an example, FIG. 1E shows a presentation page 950 of a marketing campaign. When the user clicks on the marketing campaign prize winning button 951 of the presentation page 950 shown in fig. 1D, the page jumps to the page for the prize winning information. Fig. 1F shows a schematic diagram of a bonus page 960. When the user clicks the view details button 961 in the awards page 960, the award information is known.
Fig. 2A shows a flow diagram of a method S700 of payment and sign-up. Fig. 2B shows a schematic diagram of a payment page 720. The user may trigger the sign-up procedure S710 shown in fig. 2A by clicking on the confirm-to-pay button 721 in the pay page 720. Referring to fig. 2A, when the subscription process is triggered, the mobile phone of the user renders a payment and subscription page and displays the page to the user. Fig. 2C shows a schematic diagram of a pay-and-sign-up page 730.
When the user selects the "open M travel for immunity" button 731 and clicks on the "agree to open for immunity and pay" button 732 in the close payment and sign up page 730, the user has only selected payment. And the mobile phone of the user only displays order information on a page. And after the user confirms that the order information is correct, the mobile phone renders a cash page. The checkout page may include a password box. And the user inputs a password through the password box. And after the payment is finished, the mobile phone renders a payment result page.
When the user selects the "open M travel for deposit and sign up" button 731 and clicks the "agree to open for deposit and pay" button 732 in the open pay for deposit and sign up page 730, the user selects pay and sign up. The mobile phone of the user can display the order and the related information of the privacy-free payment protocol on a page at first, and then the mobile phone of the user renders a cash-receiving page. The checkout page may include a password box. And the user inputs a password through the password box. And after receiving the password, the cashier system processes the order. While the order is processed, the signing process is also performed asynchronously. And after the payment is finished and the signing is finished, the mobile phone renders a payment result page. Fig. 2D shows a schematic diagram of a payment results page 740. A copy 741 of the payment success and a copy 742 of the secure payment clearing success may be included in the payment results page 740. After the signing is completed, a marketing campaign is triggered and information of the marketing campaign is sent to the user. The marketing campaign's presentation page and the awards page may be the same as or similar to fig. 1E and 1F.
In the signing method S910 shown in fig. 1A, during the signing process, the pages perceived by the user are a signing page 930 and a signing result page 940. In the pay-and-sign-up method S710 shown in fig. 2A, during the pay-and-sign-up process, the pages perceived by the user are a pay-and-sign-up page 730 and a payment result page 740. In the two methods, in the signing process, the marketing operation activities are not shown to the user in the page which can be perceived by the user. After the subscription is successful, the user needs to perceive the marketing campaign by relying on the received notification (e.g., short message, message alert, etc.). The user does not sense the marketing activities in the signing process, and the operation has low help on the signing conversion rate. Further, the low conversion rate results in substantially less access to the operating activities by the merchant.
In order to improve the conversion rate of the operation activities to the subscription, the application provides a subscription method. Fig. 3 illustrates an application scenario of a subscription method provided in an embodiment of the present application. The application scenario may include a user 10, a merchant 20, and a payment platform 30.
The merchant 20 and the user 10 may conduct a targeted transaction. The target transaction may comprise a service transaction. The service transactions may include, but are not limited to, bus taking, subway taking, airplane taking, train taking, catering services, hotel services. The targeted transaction may include a merchandise transaction. The merchandise may include tangible merchandise and intangible merchandise. By way of example, the tangible goods may include, but are not limited to, appliances, books; the intangible goods may include, but are not limited to, stocks, options.
The target transaction includes the user 10 paying a target fee to the merchant 20; the user 10 is the payer of the targeted transaction; the merchant 20 is the recipient of the targeted transaction. The targeted transaction also includes the merchant 20 providing a service or good to the user 10; the user 10 is a sharee of the service and/or a buyer of the goods; the merchant 20 is a provider of the service and/or a seller of the goods (i.e., a merchant).
The merchant 20 may provide goods or services to the user 10. In some embodiments, merchant 20 may provide services to user 10 through target device 40 and target application 50 installed within mobile electronic device 100 of user 10. For example, the merchant 20 may be an M-trip company that provides taxi-taking services for the user 10, the target application 50 may be a taxi-taking app of the merchant 20, the target device 40 may be a vehicle registered at the taxi-taking platform, and the merchant 20 may provide taxi-taking services to the user 10 through the taxi-taking app and the registered driver and vehicle at the taxi-taking platform.
The user 10 may be a sharee of the service. Together, merchant 20 and payment platform 30 may provide the service to user 10. The services may include, but are not limited to, riding public transportation, taxi service, cell phone applications withholding, unmanned counter credit payment. The public transportation includes, but is not limited to, subway and public transport.
The mobile electronic device 100 may be an intelligent electronic device of the user 10. The mobile electronic device 100 may include, but is not limited to, a mobile device, a tablet computer, a laptop computer, an in-built device of a motor vehicle, or the like, or any combination thereof. In some embodiments, the mobile electronic device 100 may include a smart phone, a Personal Digital Assistant (PDA), a gaming device, a navigation device, a point of sale (POS) device, or the like, or any combination thereof. In some embodiments, the smart electronic device may include, but is not limited to, a laptop computer, a tablet computer, a smart home device, a wearable device, a virtual reality device, an augmented reality device, and the like, or any combination thereof. In some embodiments, the smart home devices may include smart lighting devices, control devices for smart electrical devices, smart walkie-talkies, and the like, or any combination thereof. In some embodiments, the wearable device may include a smart bracelet, smart footwear, smart glasses, smart helmet, smart watch, smart garment, smart backpack, smart accessory, or the like, or any combination thereof. In some embodiments, the virtual reality device and/or the augmented reality device may include a virtual reality helmet, virtual reality glasses, a virtual reality patch, an augmented reality helmet, augmented reality glasses, an augmented reality patch, and the like, or any combination thereof. For example, the virtual reality device and/or augmented reality device may include google glasses, Oculus Rift, Hololens, Gear VR, and the like.
The mobile electronic device 100 may have a target application 50 installed thereon. In some embodiments, target application 50 may include a first app or first applet that merchant 20 provides to user 10 that facilitates interaction between user 10 and merchant 20 over network 130. As an example, the first app may be a taxi cab app. As an example, the first applet may be a taxi cab applet. In some embodiments, the target application 50 may also include a second app or second applet that the payment platform 30 provides to the user 10 that facilitates interaction of the user 10 with the payment platform 30 over the network 130. As an example, the second app may be a third party payment app. As an example, the second applet may be a third party paid program and/or set of instructions.
The target application 50 can provide the user 10 with the ability to interact with the merchant 20 and/or the payment platform 30 over the network 130 and with pages. In some embodiments, the target application 50 may present a target page 60 to the user 10. The destination page 60 may be a web page. The destination page 60 may be displayed on a display device of the mobile electronic device 100. As an example, the display device may be a display screen of the mobile electronic device 100. The destination page 60 may include, but is not limited to, a taxi-out page, a payment setup page, a page signed up for a discount, a payment page, a page paid and signed up for a discount, a page signed up successfully, a page paid up successfully, and so forth.
In some embodiments, the target page 60 may include at least one link. The link refers to a connection relationship. The connection relationship may be a connection relationship from an initial target to an end target. The initial target may include, but is not limited to, a picture, an icon, text, a web address, etc. displayed on the target page 60. The destination targets may include, but are not limited to, pictures, email addresses, text, web pages, files, applications, and the like.
The user 10 may click on a target link of the at least one link, triggering the set of instructions pointed to by the target link. By way of example, the set of instructions may enable a subscription process of the user 10 with the merchant 20 and/or the payment platform 30. The set of instructions may also implement a payment process for a user 10 to pay a fee, as an example. It is noted that the set of instructions pointed to by the target link may be stored in at least one memory. The at least one memory may be entirely within one product or may be distributed across multiple products.
In some embodiments, the target page 60 may also display some pictures or text to show the user 10 notification information that the user 10 is required to perceive. For example, when the user 10 successfully signs up with the paymate 30, the target page 60 may display information of the successful sign-up to inform the user 10 of the successful sign-up.
In some embodiments, the user 10 may apply to the merchant 20 for enjoyment of the targeted service through the targeted page 60 in the mobile electronic device 100. For example, the user 10 applies for a taxi trip through a taxi trip page in the taxi trip app.
In some embodiments, the user 10 may apply to the payment platform 30, through the target page 60 in the mobile electronic device 100, an agreement to sign up for payment of the target transaction in a target payment manner. For example, the user 10 applies for a privacy-free payment using the payment platform 30 in the target transaction via the payment setup page.
In some embodiments, the user 10 may also authorize the payment platform 30 to pay the merchant 20 for the target transaction in an agreed-upon payment manner via the mobile electronic device 100. For example, after the ride is over, the user 10 clicks a payment icon on a payment page displayed on the mobile electronic device 100, and the payment platform 30 is authorized to deduct the target money from the account of the user 10 into the account of the merchant 20.
The payment platform 30 may be a third party payment company. The payment platform 30 may provide the user 10 and the merchant 20 with a solution for payment of a fee for the target transaction. Paymate 30 may provide a payment channel through payment system 300 to assist merchant 20 in collecting payment for user 10.
The payment system 300 may provide the user 10 and the merchant 20 with a target payment service for the target transaction as a payment broker for the user 10 and the merchant 20. The target payment service may be a withholding service. In some embodiments, the withholding service may be a password-free withholding service. The password-free withholding service may include: the payer authorizes the payee to send a deduction instruction to the payment system 300, and the payment system 300 is authorized to deduct the target money from the account of the payer to the account of the payee according to the deduction instruction without obtaining a password from the payer. For example, the payment system 300 may withdraw the user 10 from the user's 10 account for the taxi service and pay the merchant 20. The account may be an account to which the user 10 authorizes access to the payment system 300. The account may be an account that the user 10 authorizes the payment system to perform part of the management. By way of example, the account may include, but is not limited to, an electronic wallet, a bank card, an internet merchant bank, a financial product, and the like. The payment system 300 may receive a debit instruction from the transaction system 200 of the merchant 20 and debit the target fee from the account of the user 10. The target fee refers to a taxi-taking fee for the user 10 to enjoy the taxi-taking service.
The user 10 and the payment platform 30 may sign up for an agreement (surrogates) on the payment method of the target transaction. The protocol may be a password free withholding protocol. In some embodiments, through the protocol, the user 10 will authorize: the merchant 20 sends a deduction instruction to the payment system 300 for the user 10; the payment system 300 can directly deduct the corresponding amount from the account of the user 10 to the merchant 20 (i.e. the password-free payment) without verifying the information such as the password and/or the short message verification code of the user 10 according to the deduction instruction sent by the merchant 20.
The user 10 may initiate a subscription procedure to sign the withholding agreement to the payment system 300 via the target page 60 on the mobile electronic device 100. The payment system 300 may perform the sign-up process and sign the withholding agreement with the user 10.
Fig. 4 shows a hardware structure diagram of a mobile electronic device 100 and/or a payment system 300 provided according to an embodiment of the present application. For ease of understanding, the following description will describe the hardware structure by taking the mobile electronic device 100 as an example.
The mobile electronic device 100 includes at least one memory 330 and at least one processor 320. The mobile electronic device 100 may also include a communication port 350 and an internal communication bus 310 in some embodiments. Meanwhile, the mobile electronic device 100 may also include I/O components 360.
Internal communication bus 310 may connect various system components including memory 330 and processor 320.
The I/O component 360 supports input/output between the mobile electronic device 100 and other components.
Memory 330 may include data storage devices. The data storage device may be a non-transitory storage medium or a transitory storage medium. For example, the data storage devices may include one or more of a disk 332, Read Only Memory (ROM)334, or Random Access Memory (RAM) 336. The memory 330 also includes at least one instruction set stored in the data storage device. The instructions are computer program code that may include programs, routines, objects, components, data structures, procedures, modules, and the like that perform the methods of contracting provided herein.
The communication port 350 is used for data communication between the mobile electronic device 100 and the outside. For example, the mobile electronic device 100 may connect to the network 130 through the communication port 350 to receive data packets from the transaction system 200 and/or the payment system 300.
The at least one processor 320 communicates with the at least one memory 330 via an internal communication bus 310. The at least one processor 320 is configured to execute the at least one instruction set, and when the at least one processor 320 executes the at least one instruction set, the mobile electronic device 100 implements the subscription method provided herein. Processor 320 may perform all of the steps involved in the method of signing up. Processor 320 may be in the form of one or more processors, and in some embodiments, processor 320 may include one or more hardware processors, such as microcontrollers, microprocessors, Reduced Instruction Set Computers (RISC), Application Specific Integrated Circuits (ASICs), application specific instruction set processors (ASIPs), Central Processing Units (CPUs), Graphics Processing Units (GPUs), Physical Processing Units (PPUs), microcontroller units, Digital Signal Processors (DSPs), Field Programmable Gate Arrays (FPGAs), Advanced RISC Machines (ARM), Programmable Logic Devices (PLDs), any circuit or processor capable of executing one or more functions, or the like, or any combination thereof. For illustrative purposes only, only one processor 320 is depicted in the mobile electronic device 100 in the present application. It should be noted, however, that the mobile electronic device 100 may also include multiple processors and that, thus, the operations and/or method steps disclosed herein may be performed by one processor, as described herein, or by a combination of multiple processors. For example, if in the present application the processor 320 of the mobile electronic device 100 performs steps a and B, it is to be understood that steps a and B may also be performed jointly or separately by two different processors 320 (e.g. a first processor performing step a, a second processor performing step B, or a first and a second processor performing steps a and B together).
Fig. 5 is a flowchart illustrating a subscription method S100 according to an embodiment of the present application. The process S100 may be stored as at least one instruction set in a non-transitory storage medium (such as the memory 330) of the mobile electronic device 100 for signing up with the user 10. The at least one processor 320 is communicatively coupled to the at least one non-transitory storage medium, wherein when the mobile electronic device 100 is operating, the at least one processor 320 reads the at least one instruction set and executes the steps of the process S100 according to the instructions of the at least one instruction set.
The illustrated operations of the flow S100 presented below are intended to be illustrative and not limiting. In some embodiments, the process S100 may be implemented with one or more additional operations not described, and/or with one or more operations described herein. Further, the order of the operations shown in FIG. 5 and described below is not intended to be limiting.
In the following description of the present application, the role of the mobile electronic device 100 in the subscription method S100 disclosed in the present application will be described by taking a mobile phone as an example.
S110, requesting to receive data of a signing page, wherein the signing page comprises a target link and information of an auxiliary operation, triggering the target link to activate a signing flow for taking a target payment service in a target transaction, and activating the auxiliary operation at the same time.
The user 10 may trigger the process S100 through a first page presented by the screen of the mobile electronic device 100. As an example, the first page may be the payment settings page 920 in the M-row taxi-playing applet shown in fig. 1B. Referring to fig. 1B, the user 10 may click on the release button 921 on the payment setup page 920 to trigger the signing process S100 of the first password-free payment channel (e.g., password-free payment on Paypal payment platform). By way of example, the first page may be the payment page 720 shown in FIG. 2B, which is displayed after the taxi was taken. Referring to fig. 2B, the user 10 may click on a confirm payment button 721 on the payment page 720 to trigger the subscription procedure S100.
In some embodiments, the mobile electronic device 100 may also automatically jump to the subscription process S100 when the user 10 finishes typing.
When the process S100 is triggered, the mobile electronic device 100 needs to present a subscription page to the user 10. Accordingly, the mobile electronic device 100 may request to receive data of the contracted page.
Fig. 6A and 6B are schematic diagrams respectively illustrating two subscription pages provided according to an embodiment of the present application. The sign-up page may be a page that the mobile electronic device 100 pushes to the user 10 during the target transaction of the user 10 using the target application 50. As an example, the target application 50 may be an M-trip taxi app or an applet installed on a mobile phone. As an example, the target transaction may be an M trip taxi service.
The sign-up page includes a target link. The target link may be an icon displayed on the sign-up page. By way of example, the target link may be an icon 612 for "agree to agreement and open up privacy free" in the sign-up page 610 shown in FIG. 6A; by way of example, the target link may be an icon 622 in the sign-up page 620 of FIG. 6B that "approves open for pay-as-you-go".
The subscription page may also include information of the attached operation. The secondary operation may be a marketing campaign. The information of the affiliated operation may include marketing information of the marketing campaign. By way of example, the marketing message may include marketing text 611 in fig. 6A; as an example, the marketing message may include marketing text 621 in fig. 6B.
Triggering the target link activates a subscription process for taking a target payment service in the target transaction, and simultaneously activates the adjunct operation.
The secondary operation may be a reward for successful participation in the marketing campaign. For example, the marketing campaign is: the reward may be obtained if a privacy-free payment is contracted with the paymate 30. The dependent operation is then the reward for successfully signing up for the privacy-free payment of the payment platform 30. By way of example, the secondary operation includes issuing at least one of an electronic consumer ticket, an electronic credit, and an electronic red envelope to the payer (such as the user 10).
As an example, the target payment service includes: in the target transaction, the user 10 agrees to be secured by the payment system 300. Specifically, the target payment service may include: a payer (e.g., the user 10) authorizes a payee (e.g., the merchant 20) to send a debit instruction to the payment system 300, and authorizes the payment system 300 to debit a target amount from an account of the payer to an account of the payee according to the debit instruction without obtaining a password from the payer.
As an example, the signing process includes a process in which the user 10 signs a third party license free agreement with the payment platform 30.
In some embodiments, the mobile electronic device 100 may request from the payment system 300 to receive data for a sign-up page.
In some embodiments, the payment system 300 may include a payment authority of the payment platform 30. For example, when the user 10 clicks the enter privacy-exempt button 921 of the payment setup page 920 shown in fig. 1B, the M-trip taxi cab applet in the mobile electronic device 100 will go to the foreground of the payment platform 30 in the mobile electronic device 100 to request the rendering of the sign-up page. The front desk of the payment platform 30 applies for a subscription to the payment authority. For another example, when the user 10 clicks the confirm payment for taxi fee button 721 on the payment page 720 shown in fig. 2B, the front desk of the payment platform 30 in the mobile electronic device 100 sends a payment request to the mobile cash register station. And after receiving the payment request, the mobile cashier sends the payment request to a payment authorization system, and requests the payment authorization system to render a page which is paid and signed.
The payment system 300, upon receiving a sign-up page load request from the mobile electronic device 100, may request to receive data for the sign-up page.
The payment system 300 may check the parameters included in the received contracted page load request from the mobile electronic device 100 before requesting to receive the data for the contracted page.
The parameters may include information of the user 10 and information of the merchant 20. By way of example, the information of the user 10 may include, but is not limited to, identity information of the user 10, an account rating of the user 10, an account status of the user 10 (e.g., whether a balance payment function is turned off) whether the user 10 has bound to a mobile phone, and the like. As an example, the information of the merchant 20 may include whether the merchant 20 has signed up for a discount scheme.
The operations platform may be a module within the payment system 300 that may provide operations information. The operation platform can also be an independent module which can provide operation information. The operations platform may provide operations information regarding the target transaction. For example, the operations platform may provide a marketing campaign that is currently concerned with signing up for privacy-free payments in M trip taxi-outs. The operations platform may also provide information of the marketing campaign, if any. For example, if the M trip taxi taking service signs a secret-free payment by using the payment platform 30, a 5-yuan red envelope can be obtained.
After the parameters carried in the signed page load request are verified, the payment system 300 may send a consultation request to the operation platform to obtain operation information about the target transaction. Keywords may be included in the consultation request. The keyword may be one or more. The keywords may include, but are not limited to, an account number of the user 10, an account number of the merchant 20, a scene of the contract, an interface of the contract, a product code of the contract, and the like.
After receiving the consultation request from the payment system 300, the operation platform may search whether there is a current marketing activity corresponding to the keyword according to the keyword in the consultation request. If the query result is that the marketing campaign corresponding to the keyword currently exists, the operation platform assembles the information of the marketing campaign and sends the information to the payment system 300. By way of example, the information of the marketing campaign may include, but is not limited to, a paperwork description of the marketing campaign, iconic information of the marketing campaign, and the like.
The payment system 300 obtains information of the affiliated operation. The payment system 300 obtains the information of the marketing campaign in the data packet after receiving the data packet assembled with the marketing campaign from the operation platform. Wherein the information of the marketing campaign comprises information of the affiliated operation. Thus, the payment system 300 acquires the information of the affiliated operation.
The payment system 300 generates the data of the contracted page and transmits the data of the contracted page. In some embodiments, after the payment system 300 obtains the information of the affiliated operation, the contract page information may be assembled according to the data of the contract page, and then the payment system 300 returns the information of the assembled contract page to the mobile electronic device 100.
And S120, receiving the data of the signing page, wherein the data of the signing page comprises the information of the attached operation.
And S130, loading the signing page.
After receiving the data of the contracted page returned by the payment system 300, the mobile electronic device 100 obtains the information of the attached operation included in the data of the contracted page, and generates the contracted page according to the data of the contracted page. The sign-up page is displayed on the screen of the mobile electronic device 100.
The mobile electronic device 100 loads the subscription page. The user 10 sees a subscription page with subscription information and adjunct operational information (e.g., fig. 6A and 6B). After viewing the sign-up page, the user 10 can select whether to sign up.
In this way, the user 10 can see the information of the affiliated operation (i.e., marketing campaign information) at the same time when selecting whether to sign up. By adding the marketing information of the operation activities to the contract signing page, the user 10 can directly feel the marketing activities, and the conversion rate of the operation information to the contract signing can be improved.
In some embodiments, after the process S100 is completed, the mobile electronic device 100 may further execute the process S200 shown in fig. 7.
S210, receiving a target operation from a user, wherein the target operation comprises triggering the target link.
S220, sending a trigger signal, and starting the signing process and the auxiliary operation of the target payment service.
As an example, the target operation may be that the user 10 clicks a button or icon on the sign-up page that agrees to sign up.
The user 10 clicks the "agree to agreement and open up for unpaid" button displayed on the screen of the mobile electronic device 100. The mobile electronic device 100 initiates a subscription process for signing the secure discount.
The mobile electronic device 100 sends a consultation request to the payment system 300 to make a secure consultation on this subscription. The payment system 300 may invoke the security component to make a secure consultation on this subscription scenario. After the secure consultation is complete, the security component returns the consultation results to the payment system 300. As an example, the advisory results may include a risk level of the user 10.
The payment system 300 then returns the results of the security consultation to the mobile electronic device 100. After receiving the consultation result, the mobile electronic device 100 loads a subscription verification page to verify the identity of the user 10. By way of example, the subscription verification page may include, but is not limited to, a password box, fingerprint verification, face recognition, voice recognition, and the like.
The user 10 inputs a password through the subscription authentication page. The mobile electronic device 100 again transmits the authentication information input by the user 10 to the payment system 300.
The payment system 300 may again invoke the security component to verify the user 10. The security component determines whether the user 10 meets the requirements of the subscription based on the risk level of the user 10 obtained by the security consultation and the authentication information input by the user 10.
After the verification is passed, the security component will return the result of the verification to the payment system 300. The payment system 300 invokes a member center. The member center stores the content signed this time, namely, the password-free withholding protocol, into a database of the member center. After the password-free withholding protocol is successfully stored, the member center returns a result of the protocol landing to the payment system 300. The payment system 300 further returns the results of the agreement floor to the mobile electronic device 100.
The mobile electronic device 100 receives the results of the landing of the agreement, confirming that the agreement has been successfully signed.
The mobile electronic device 100 sends a trigger signal while initiating the accessory operation. The user 10 clicks the "agree to agreement and open up for unpaid" button displayed on the screen of the mobile electronic device 100. The mobile electronic device 100 initiates a subscription process for signing the secure discount. The mobile electronic device 100 confirms that the protocol has fallen to the ground, i.e. the subscription process is completed, and initiates the dependent operation. In some embodiments, the subject operation may include: issuing at least one of an electronic consumption ticket, an electronic credit, and an electronic red envelope to the payer. For example, a 5-tuple red package is issued into the account of the user 10.
After confirming that the agreement was successfully signed, the mobile electronic device 100 may send a request to the content delivery platform to obtain the operation information of the subscription. The Content Delivery Platform (CDP) may be a marketing system. The launch-containing platform can assist in creating and launching the exhibition of the page. For example, the content delivery platform may create the booth information of the successful subscription page and send the booth information of the successful subscription page to the mobile electronic device 100.
And S230, loading a signing success page, wherein the signing success page comprises signing success information and information that the attached operation is successfully executed.
After receiving the booth information of the successful signing page, the mobile electronic device 100 assembles, loads and displays the booth as a successful signing page. The subscription success page includes subscription success information and information that the dependent operation is successfully executed. As an example, the subscription success information may include a copy or icon of "the provisioning of the password success". By way of example, the information that the secondary operation was successfully performed may include a text or icon for "congratulating you, getting a privacy free pay-for-your-share-red-envelope".
As an example, fig. 8 illustrates a schematic diagram of a subscription success page 70 provided according to an embodiment of the present application. The sign-up success page 70 includes a "clear pay open success" document 71 and a "congratulatory you get a clear pay exclusive red envelope" document 72.
In some embodiments, the payment system 300 may also listen for successful agreement floor messages from the member center during the sign-up process. When the payment system 300 listens for a successful agreement floor, the payment system 300 may invoke a notification system to send an asynchronous notification to the merchant 20 to notify the merchant 20 that the privacy-free payment agreement has been successfully signed.
Of course, the payment system 300 may also send notifications to the user 10. The notification may include, but is not limited to, a short message, a service reminder, and the like. As an example, the notification may be "you have signed up for a pay-as-you-go product of the payment platform 30 at the merchant 20, and this agreement may be specifically viewed at the setup page. ", a
In this way, after the user 10 selects a subscription privacy-exempt payment and completes the subscription, the user 10 can directly see the prize information of the subscription on the page where the subscription is completed. By adding the prize exchange information of the operation activity to the successful contract page, the user 10 can directly feel the marketing activity, and the conversion rate of the operation information to the contract can be improved.
In some embodiments, the triggering the target link further activates a target deduction process sent by the payee to the payment system, the target deduction process comprising deducting a target fee from the payer's account to the payee's account.
At this time, after the execution of the process S100, the mobile electronic device 100 may also execute a process S300 shown in fig. 9. Specifically, the method comprises the following steps:
s310, receiving target operation from a user, wherein the target operation comprises triggering the target link.
And S320, requesting to execute a signing process of the target payment service, the affiliated operation and the target fee deduction process, wherein the target fee deduction process comprises deducting a target fee from an account of the payer to an account of the payee.
The following describes the execution of the target deduction process, the execution of the subscription process, and the execution of the dependent operations, respectively.
For the execution of the target deduction process: taking the sign-up page 620 shown in fig. 6B as an example, the user 10 triggers a "agree to open secure pay-and-pay" button 621 on the sign-up page 620, and activates the payment process of paying the taxi fee, the sign-up process of signing the secure withholding agreement, and the attached operations (e.g., issuing a red envelope). It should be noted that the activating the auxiliary operation refers to activating the flow of the marketing campaign, and not referring to the redemption of the marketing campaign (such as sending a red envelope) when the target link is triggered. Redemption of the marketing campaign occurs after monitoring that the agreement has fallen on ground.
A mobile cash register station in the mobile electronic device 100 may place an order to a cash center. The cashier center generates order information and returns the order information to the mobile cashier desk. After receiving the order information from the cash register center, the mobile cash register desk can render a cash register page. As an example, the checkout page may include payment channel information and payment verification information. By way of example, the payment verification information may include, but is not limited to, a password, fingerprint information, facial information, and the like.
The user 10 may enter a password through the cash register page. The foreground of the payment platform 30 in the mobile electronic device 100 may invoke a mobile cash register station in the mobile electronic device 100 to request payment. The mobile checkout station submits the password to the checkout center. The cashier center deducts the taxi-taking fee from the account of the user 10 to the account of the merchant 20 to complete the order collection.
For execution of the subscription procedure: the payment authority may listen to the message that the cashier's receipt was successful. And if the payment center is monitored to successfully receive the order, the payment authorization center executes a subscription process. The subscription process is the same as or similar to the subscription process in the process S200. For brevity, no further description is provided herein.
The execution flow of the dependent operation may be the same as or similar to the execution of the dependent operation in the flow S200. For brevity, no further description is provided herein.
S330, loading a signing success page, wherein the signing success page comprises payment success information, signing success information and information that the auxiliary operation is successfully executed.
The foreground of the payment platform 30 in the mobile electronic device 100 may poll the mobile cash register station whether the payment was successful. The mobile checkout station consults the wireless infrastructure for a payment result page. The wireless basic service can call a content delivery platform to obtain the information of the operation exhibition.
If the content delivery platform inquires the current operation activities related to the subscription, the content delivery platform can create the booth information of the page with successful subscription and send the booth information of the page with successful subscription to the wireless basic service.
And after the information of the operation exhibition position is obtained, the wireless basic service sends the information of the operation exhibition position to the mobile cash register. The mobile cashier then returns the information of the operation exhibition position to the front desk of the payment platform 30. The foreground of the payment platform 30 renders the sign-on success page.
As an example, fig. 10 shows a schematic diagram of a subscription success page 80 provided according to an embodiment of the present application. The sign-up success page 80 includes information of payment success, such as the copy of "payment success" 81 in fig. 10. The sign-up success page 80 includes information of sign-up success, such as a copy 82 of "secure pay open success" in fig. 10. The sign-up success page 80 also includes information that the subject operation was successfully performed, such as a copy 83 of "Congest you, get a secret pay-free exclusive Red envelope" in FIG. 10.
In this way, the user 10 selects to pay and sign a contract, and after the payment and sign a contract is completed, the user 10 can directly see the contracted prize exchange information on the page where the payment and sign a contract is completed. By adding the prize exchanging information of the operation activities to the successful payment and signing page, the user 10 can directly feel the marketing activities, and the conversion rate of the operation information to the signing can be improved.
Correspondingly, the application also provides a signing method. The sign-up method may be performed by the payment system 300. As previously indicated, the hardware architecture of fig. 4 is also applicable to the internal architecture of the payment system 300. The signing method may be stored as at least one instruction set in a non-transitory storage medium of payment system 300, such as memory 330. At least one processor 320 is communicatively coupled to the at least one non-transitory storage medium, wherein the at least one processor 320 reads the at least one instruction set and performs the steps of the sign-up method as directed by the at least one instruction set when the payment system 300 is operating.
Fig. 11 is a flowchart illustrating a subscription method S800 according to an embodiment of the present application. Specifically, the signing method S800 may include: s810, receiving a signing page loading request, requesting to receive data of a signing page, wherein the signing page is displayed on a payment terminal of a target transaction payer, and comprises the following steps: a target link and information of an affiliated operation, wherein triggering the target link activates a subscription process for taking a target payment service in the target transaction, and simultaneously activates the affiliated operation; s820, acquiring the information of the auxiliary operation; s830, generating data of the signed page, wherein the data of the signed page comprises the target link and the information of the target operation; and S840, sending the data of the signing page.
In some embodiments, the subscription procedure S800 may further include: receiving a triggering instruction of the target link; and executing the signing process and the affiliated operation of the target payment service.
In some embodiments, the subscription procedure S800 may further include: generating data of a page with successful signing; and sending data of the page with successful subscription, wherein the page with successful subscription comprises: subscription success information, information that the dependent operation was successfully executed.
In some embodiments, the subscription procedure S800 may further include: receiving a triggering instruction of the target link; executing a signing process of the target payment service; and executing the target fee deduction process, and deducting the target fee from the account of the payer to the account of the payee.
In some embodiments, the subscription procedure S800 may further include: generating data of a page with successful signing, wherein the page with successful signing comprises: payment success information, subscription success information, and information that the dependent operation was successfully executed; and sending the data of the signing success page.
For brevity, the process of the subscription method S800 is not described in detail here.
In summary, the present application provides a payment system 300 and a signing method S100 executed by the payment system 300, and also provides a mobile electronic device 100 and a signing method S800 executed by the mobile electronic device 100. In the subscription method, before displaying a subscription page to the user 10, the mobile electronic device 100 first obtains operation information about the subscription, and displays the operation information in the subscription page. When the user 10 selects a subscription and successfully completes the subscription, the subscription completion page displays winning information for the operation activity in addition to information on successful subscription. The subscription method provides the merchant 20 with the capability of performing operation activity configuration on the subscription page. When the user 10 uses the contracted product, the specific content and the award situation of the operation activity can be clearly known. Furthermore, the marketing information of the signing page is linked with the award information of the signing success page, and the promotion of the signing conversion rate by the operation activities is facilitated.
In conclusion, upon reading the present detailed disclosure, those skilled in the art will appreciate that the foregoing detailed disclosure can be presented by way of example only, and not limitation. Those skilled in the art will appreciate that the present application is intended to cover various reasonable variations, adaptations, and modifications of the embodiments described herein, although not explicitly described herein. Such alterations, improvements, and modifications are intended to be suggested by this application and are within the spirit and scope of the exemplary embodiments of the application.
Furthermore, certain terminology has been used in this application to describe embodiments of the application. For example, "one embodiment," "an embodiment," and/or "some embodiments" means that a particular feature, structure, or characteristic described in connection with the embodiment can be included in at least one embodiment of the application. Therefore, it is emphasized and should be appreciated that two or more references to "an embodiment" or "one embodiment" or "an alternative embodiment" in various portions of this specification are not necessarily all referring to the same embodiment. Furthermore, the particular features, structures, or characteristics may be combined as suitable in one or more embodiments of the application.
It should be appreciated that in the foregoing description of embodiments of the present application, various features are sometimes grouped together in a single embodiment, figure, or description thereof for the purpose of streamlining the disclosure aiding in the understanding of such feature. Alternatively, various features may be dispersed throughout several embodiments of the application. This is not to be taken as an admission that any of the features of the claims are essential, and it is fully possible for a person skilled in the art to extract some of them as separate embodiments when reading the present application. That is, embodiments in the present application may also be understood as an integration of multiple sub-embodiments. And each sub-embodiment described herein is equally applicable to less than all features of a single foregoing disclosed embodiment.
In some embodiments, numbers expressing quantities or properties useful for describing and claiming certain embodiments of the present application are to be understood as being modified in certain instances by the terms "about", "approximately" or "substantially". For example, "about", "approximately" or "substantially" may mean a ± 20% variation of the value it describes, unless otherwise specified. Accordingly, in some embodiments, the numerical parameters set forth in the written description and attached claims are approximations that may vary depending upon the desired properties sought to be obtained by a particular embodiment. In some embodiments, numerical parameters should be construed in light of the number of reported significant digits and by applying ordinary rounding techniques. Notwithstanding that the numerical ranges and parameters setting forth the broad scope of the embodiments of the application are approximations, the numerical values set forth in the specific examples are reported as precisely as possible.
Each patent, patent application, publication of a patent application, and other material, such as articles, books, descriptions, publications, documents, articles, and the like, cited herein is hereby incorporated by reference. All matters hithertofore set forth herein except as related to any prosecution history, may be inconsistent or conflicting with this document or any prosecution history which may have a limiting effect on the broadest scope of the claims. Now or later associated with this document. For example, if there is any inconsistency or conflict in the description, definition, and/or use of terms associated with any of the included materials with respect to the terms, descriptions, definitions, and/or uses associated with this document, the terms in this document are used.
Finally, it should be understood that the embodiments of the application disclosed herein are illustrative of the principles of the embodiments of the present application. Other modified embodiments are also within the scope of the present application. Accordingly, the disclosed embodiments are presented by way of example only, and not limitation. Those skilled in the art may implement the present application in alternative configurations according to the embodiments of the present application. Thus, embodiments of the present application are not limited to those embodiments described with precision in the application.

Claims (16)

1. A method of signing a contract, comprising:
receiving a signing page loading request, requesting to receive data of a signing page, wherein the signing page is displayed on a payment terminal of a target transaction payer, and comprises the following steps:
object link, and
information of an adjunct operation, wherein triggering the target link activates a sign-on procedure that takes a target payment service in the target transaction while activating the adjunct operation;
acquiring the information of the auxiliary operation;
generating data of the signed page, wherein the data of the signed page comprises the target link and the information of the target operation; and
and sending the data of the signing page.
2. A subscription method as defined in claim 1, wherein,
the target payment service includes: the payer authorizes the payee to send a deduction instruction to a payment system, and authorizes the payment system to deduct a target money from the account of the payer to the account of the payee according to the deduction instruction without obtaining a password from the payer; and
the secondary operations include: issuing at least one of an electronic consumption ticket, an electronic credit, and an electronic red envelope to the payer.
3. The subscription method of claim 1, further comprising:
receiving a triggering instruction of the target link; and
and executing the signing process of the target payment service and the auxiliary operation.
4. A subscription method as defined in claim 3, further comprising:
generating data of a page with successful signing; and
sending the data of the signing success page,
wherein the page on which the subscription succeeds comprises:
a subscription success information that the subscriber has successfully subscribed to the subscriber,
information that the dependent operation was successfully performed.
5. A sign-up method as claimed in claim 1, wherein the triggering the target link further activates a target fee deduction process sent by the payee to the payment system, the target fee deduction process including deducting a target fee from the payer's account to the payee's account.
6. The subscription method of claim 5, further comprising:
receiving a triggering instruction of the target link;
executing a signing process of the target payment service; and
and executing the target fee deduction process, and deducting the target fee from the account of the payer to the account of the payee.
7. The subscription method of claim 6, further comprising:
generating data of a page with successful signing, wherein the page with successful signing comprises:
information on the success of the payment is provided,
subscription success information, and
information that the dependent operation was successfully performed; and
and sending the data of the signing success page.
8. A payment system, comprising:
at least one memory storing at least one set of instructions; and
at least one processor communicatively coupled to the at least one memory, wherein the at least one processor reads and executes the at least one instruction set when the payment system is operating, and performs the subscription method of any one of claims 1 to 7 in accordance with instructions of the at least one instruction set.
9. A method of signing a contract, comprising:
requesting to receive data of a subscription page, wherein the subscription page comprises:
object link, and
information of an adjunct operation, wherein triggering the target link activates a subscription procedure for taking a target payment service in a target transaction, while activating the adjunct operation;
receiving data of the signing page, wherein the data of the signing page comprises the information of the attached operation; and
and loading the signing page.
10. A sign-up method as claimed in claim 9, the target payment service comprising: the payer authorizes the payee to send a deduction instruction to a payment system, and authorizes the payment system to deduct a target money from the account of the payer to the account of the payee according to the deduction instruction without obtaining a password from the payer; and
the secondary operations include: issuing at least one of an electronic consumption ticket, an electronic credit, and an electronic red envelope to the payer.
11. The subscription method of claim 9, further comprising:
receiving a target operation from a user, wherein the target operation comprises triggering the target link; and
and sending a trigger signal, and starting a signing process and the auxiliary operation of the target payment service.
12. The subscription method of claim 11, further comprising: and loading a signing success page, wherein the signing success page comprises signing success information and information that the affiliated operation is successfully executed.
13. A sign-up method as claimed in claim 9, wherein the triggering the target link further activates a target fee deduction process sent by the payee to the payment system, the target fee deduction process including deducting a target fee from the payer's account to the payee's account.
14. The subscription method of claim 13, further comprising:
receiving a target operation from a user, wherein the target operation comprises triggering the target link; and
requesting to execute a signing process of the target payment service, the affiliated operation and the target deduction process.
15. The subscription method of claim 14, further comprising: and loading a signing success page, wherein the signing success page comprises payment success information, signing success information and information that the affiliated operation is successfully executed.
16. A mobile electronic device, comprising:
at least one memory storing at least one set of instructions; and
at least one processor communicatively coupled to the at least one memory, wherein when the mobile electronic device is operating, the at least one processor reads and executes the at least one instruction set and performs the subscription method of any one of claims 9 to 15 in accordance with instructions of the at least one instruction set.
CN202010482686.8A 2020-06-01 2020-06-01 Signing method, payment system and mobile electronic device Pending CN111612469A (en)

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