Summary of the invention
In view of the foregoing deficiencies of prior art, the purpose of the present invention is to provide a kind of quick sides of Claims Resolution of traffic accident
Method, system and a kind of server automatically process intelligent low, wasting manpower and material resources for solving traffic accident in the prior art
The problem of.
In order to achieve the above objects and other related objects, the present invention provides a kind of traffic accident and quickly settles a claim method, described
Quickly the method for settling a claim includes for traffic accident:Receive the accident video image of vehicle collision;It is determined according to the accident video image
Accident responsibility and Claims Resolution information.
In one embodiment of the invention, quickly the method for settling a claim further includes for the traffic accident:It is identical to receive vehicle collision
The accident of period supplies image, supplies image according to the accident and the accident video image determines that accident responsibility and Claims Resolution are believed
Breath.
In one embodiment of the invention, quickly the method for settling a claim further includes for the traffic accident:Real-time update feedback Claims Resolution
Progress information.
The embodiment of the present invention also provides a kind of server, including processor and memory, and the memory is stored with journey
Sequence instruction, processor operation program instruction realize that traffic accident as described above is quickly settled a claim method.
The embodiment of the present invention also provides a kind of traffic accident and quickly settles a claim method, and the traffic accident is quickly settled a claim method
Including:The video image of the 360 ° of ranges in the vehicle whole body is monitored using the multiple cameras for being installed in surrounding outside automobile body;Identification
There are the accident video images of vehicle collision in the video image of any camera monitoring;It intercepts and saves accident video figure
Picture;The accident video image of preservation is uploaded to server as described above.
In one embodiment of the invention, quickly the method for settling a claim further includes for the traffic accident:In the accident video figure
As being reminded after being saved or being uploaded to the server.It is received from the server and shows Claims Resolution progress information.
In one embodiment of the invention, quickly the method for settling a claim further includes for the traffic accident:There are vehicles recognizing
When the accident video image of collision, the video image for obtaining the identical period from other cameras supplies image as accident, by institute
The accident of stating supplies image and is uploaded to the server together.
A kind of traffic accident of the embodiment of the present invention is quickly settled a claim system, which is characterized in that the traffic accident is quickly managed
Compensation system includes:Multiple cameras, car-mounted terminal and server as described above;Multiple cameras are installed in vehicle vehicle
The outer surrounding of body, the video image of the 360 ° of ranges in the monitoring vehicle whole body;The car-mounted terminal is connected with multiple cameras respectively,
Video image is obtained from multiple cameras, including:Picture recognition module identifies the video figure of any camera monitoring
There are the accident video images of vehicle collision as in;Image interception module intercepts and saves accident video image;Reporting module,
It is connected with the server of settlement of insurance claim, the accident video image of preservation is uploaded to the server.
In one embodiment of the invention, the car-mounted terminal further includes:Reminding module, in the accident video figure
As being reminded after being saved or being uploaded to the server;Progress checks module, is connected to the server, and is used for from institute
Server is stated to receive and show Claims Resolution progress information.
In one embodiment of the invention, the car-mounted terminal further includes:Image supplies module, for recognizing presence
When the accident video image of vehicle collision, the video image for obtaining the identical period from other cameras supplies image as accident,
The server is uploaded to by the reporting module.
Method, system and a kind of server as described above, a kind of traffic accident of the invention is quickly settled a claim have following
Beneficial effect:
1, the present invention monitors the view of the 360 ° of ranges in the vehicle whole body by being installed in multiple cameras of surrounding outside automobile body
Frequency image, vehicle accidentally collide, automatic to monitor identification accident video image, and are uploaded to the server of insurance company,
The live video whole process of Claims Resolution records, and shows up without traffic police, and accident vehicle can quickly leave the road, and guarantees that the road is clear, protects
The server of dangerous company determines accident responsibility and Claims Resolution information automatically according to the accident video image of upload.
2, the present invention is simple and efficient, and has stronger versatility and practicability.
Specific embodiment
Illustrate embodiments of the present invention below by way of specific specific example, those skilled in the art can be by this specification
Other advantages and efficacy of the present invention can be easily understood for disclosed content.The present invention can also pass through in addition different specific realities
The mode of applying is embodied or practiced, the various details in this specification can also based on different viewpoints and application, without departing from
Various modifications or alterations are carried out under spirit of the invention.It should be noted that in the absence of conflict, following embodiment and implementation
Feature in example can be combined with each other.
It should be noted that illustrating the basic structure that only the invention is illustrated in a schematic way provided in following embodiment
Think, only shown in schema then with related component in the present invention rather than component count, shape and size when according to actual implementation
Draw, when actual implementation kenel, quantity and the ratio of each component can arbitrarily change for one kind, and its assembly layout kenel
It is likely more complexity.
It quickly settles a claim method, system and a kind of server the present embodiment provides a kind of traffic accident, it is existing for solving
The problem of traffic accident automatically processes intelligent low in technology, wasting manpower and material resources.
A kind of traffic accident of the invention described in detail below is quickly settled a claim method, system and a kind of original of server
Reason and embodiment, make those skilled in the art not need creative work and are appreciated that traffic accident of the invention is quickly settled a claim
Method, system and a kind of server.
It quickly settles a claim method as shown in Figure 1, the embodiment of the present invention also provides a kind of traffic accident, the traffic accident is fast
Fast Claims Resolution method includes the following steps:
Step S110 monitors the view of the 360 ° of ranges in the vehicle whole body using the multiple cameras for being installed in surrounding outside automobile body
Frequency image;
Step S120 identifies that there are the accident video figures of vehicle collision in the video image of any camera monitoring
Picture;
Step S130 is intercepted and is saved accident video image;
The accident video image of preservation is uploaded to the server of settlement of insurance claim by step S140.
Quickly the settle a claim step S110 to step S140 of method of traffic accident in the present embodiment is described in detail below.
Step S110 monitors the view of the 360 ° of ranges in the vehicle whole body using the multiple cameras for being installed in surrounding outside automobile body
Frequency image.
Wherein, multiple cameras are installed in the outer surrounding of automobile body, the video figure of the 360 ° of ranges in the monitoring vehicle whole body
Picture.
In this present embodiment, each camera is preferably wide-angle camera, is continued working, and surrounding vehicles and Ben Che are used for
Distance and whether collide.
In a specific embodiment, the camera is six, is installed in vehicle left front end one, right front ends one,
Left side body one, right side bodies one, the left tailstock one, the right tailstock one.
In this way, automobile body surrounding has monitoring camera, vehicle collides in either direction and can be collected
Collision image.
Further, it is also possible to further obtain vehicle periphery not by interior automobile data recorder and/or multimedia rearview mirror
With the video image at visual angle.
Step S120 identifies that there are the accident video figures of vehicle collision in the video image of any camera monitoring
Picture.
Step S130 is intercepted and is saved accident video image.
Wherein, it is described interception and the accident video image of preservation be specially:It intercepts and saves before vehicle collision and vehicle collision
Accident video image between preset time period afterwards.
The 2 minutes video images in front and back are hit for example, intercepting automatically and saving vehicle.
In addition, in this present embodiment, the video in each camera can be played by vehicle device, by triggering virtual or entity
Control button generates image interception instruction, intercepts command interception according to described image and saves accident video image.
The accident video image of preservation is uploaded to the server of settlement of insurance claim by step S140.
In this present embodiment, quickly the method for settling a claim further includes for the traffic accident:Recognizing the thing there are vehicle collision
Therefore when video image, the video image for obtaining the identical period from other cameras supplies image as accident, and the accident is mended
Sufficient image is uploaded to the server together.Preferably to determine cause of accident, accident responsibility determines Claims Resolution matters.
The server saves the accident video image and accident supplies image, as important subsequent Claims Resolution evidence, nothing
Need live traffic police's processing.
In this present embodiment, as shown in Fig. 2, the traffic accident quickly the method for settling a claim further includes:Step S150, described
After accident video image is saved or is uploaded to the server, reminded.
Wherein it is possible to be reminded by voice or text.
For example, vehicle is accidentally by vehicle collision below, vehicle device voice reminder:Car accident process has automatically recorded,
It please trust the scene of leaving.
So the scene of the accident video whole process of Claims Resolution records in the present embodiment, show up without traffic police, accident vehicle can be fast
Speed runs off the roadway, and guarantees that the road is clear.
In this present embodiment, as shown in figure 3, the traffic accident quickly the method for settling a claim further includes:It is connect from the server
Receive and show Claims Resolution progress information, convinent car master understands Claims Resolution progress in time.
It quickly settles a claim method as shown in figure 4, the present embodiment also provides a kind of traffic accident applied to server, the friendship
Quickly Claims Resolution method includes interpreter's event:
Step S210 receives the accident video image of vehicle collision;
Step S220 determines accident responsibility and Claims Resolution information according to the accident video image.
I.e. in the present embodiment, the server of insurance company obtains the accident video uploaded by vehicle-mounted camera, is blamed
Appoint analysis and Claims Resolution.For example, the responsibility and maintenance cost of user's Claims Resolution can be analyzed in conjunction with the bus data that vehicle is got on the bus.
In this present embodiment, as shown in figure 5, the traffic accident quickly the method for settling a claim further includes:Step S230 receives vehicle
The accident of collision identical period supplies image, supplies image according to the accident and the accident video image determines that accident is blamed
Appoint and Claims Resolution information.Furthermore server can also analyze the accident video image of same time nearby vehicle simultaneously, as auxiliary
Accident evidence.
In this present embodiment, as shown in figure 5, the traffic accident quickly the method for settling a claim further includes:Step S240, in real time more
New feedback Claims Resolution progress information.
Further, it is also possible to the accurate driving trace of vehicle be analyzed simultaneously, for as auxiliary accident evidence.
Server in the embodiment of the present invention includes processor and memory, and the memory is stored with program instruction,
Processor operation program instruction realizes that traffic accident as above as shown in Figures 4 and 5 is quickly settled a claim method.No longer to upper
Quickly the method for settling a claim is repeated for the traffic accident stated.
As shown in fig. 6, quickly settling a claim system 100 the present embodiment provides a kind of traffic accident, the traffic accident is quickly managed
Compensation system 100 includes:Multiple cameras 110 and car-mounted terminal 120.
Wherein, multiple cameras 110 are installed in the outer surrounding of automobile body, the video of the 360 ° of ranges in the monitoring vehicle whole body
Image.
In this present embodiment, each camera 110 is preferably wide-angle camera 110, is continued working, and surrounding vehicles are used for
With this vehicle distance and whether collide.
In a specific embodiment, the camera 110 is six, is installed in vehicle left front end one, right front ends one
It is a, left side body one, right side bodies one, the left tailstock one, the right tailstock one.
In this way, automobile body surrounding has monitoring camera 110, vehicle collides in either direction and can be collected
To collision image.
Further, it is also possible to further obtain vehicle periphery not by interior automobile data recorder and/or multimedia rearview mirror
With the video image at visual angle.
In this present embodiment, the car-mounted terminal 120 is connected with multiple cameras 110 respectively, described takes the photograph from multiple
As the acquisition video image of head 110, can also be connected simultaneously with automobile data recorder and/or multimedia rearview mirror, from automobile data recorder
And/or multimedia rearview mirror obtains video image.
In this present embodiment, the car-mounted terminal 120 is vehicle device or vehicle-mounted T-box, and vehicle device or vehicle-mounted T-box are joined by vehicle
Server 200 of the net with the backstage of insurance company for settlement of insurance claim is connected.
Specifically, in this present embodiment, as shown in Figure 1, the car-mounted terminal 120 includes at least:Picture recognition module
121, image interception module 122 and reporting module 123.
In this present embodiment, described image identification module 121 identifies in the video image of any monitoring of the camera 110
There are the accident video images of vehicle collision.
In this present embodiment, described image interception module 122 intercepts and saves accident video image.
Wherein, described image interception module 122 intercept and save before vehicle collision and after vehicle collision preset time period it
Between accident video image.
For example, described image identification module 121 identifies that vehicle is hit, described image interception module 122 is intercepted and is protected automatically
The 2 minutes video images in front and back are hit in bicycle parking.
In addition, in this present embodiment, the video in each camera 110 can be played by vehicle device, by trigger it is virtual or
Entity control button generates image interception instruction, and described image interception module 122 intercepts command interception according to described image and protects
Deposit accident video image.
In this present embodiment, the reporting module 123 is connected with the server 200 of settlement of insurance claim, by the thing of preservation
Therefore video image is uploaded to the server 200.
In this present embodiment, as shown in fig. 7, the car-mounted terminal 120 further includes:Image supplies module 126, for knowing
When being clipped to the accident video image there are vehicle collision, the video image of identical period is obtained as thing from other cameras 110
Therefore image is supplied, the accident supplies image and is uploaded to the server 200 by the reporting module 123, so as to better
Determine cause of accident, accident responsibility determines Claims Resolution matters.
The server 200 saves the accident video image and accident supplies image, as important subsequent Claims Resolution evidence,
It is handled without live traffic police.
As shown in fig. 7, the car-mounted terminal 120 further includes:Reminding module 124, in the accident video image quilt
After saving or being uploaded to the server 200, reminded.
Wherein it is possible to be reminded by voice or text.
For example, vehicle is accidentally by vehicle collision below, vehicle device voice reminder:Car accident process has automatically recorded,
It please trust the scene of leaving.
So the scene of the accident video whole process of Claims Resolution records in the present embodiment, show up without traffic police, accident vehicle can be fast
Speed runs off the roadway, and guarantees that the road is clear.
In this present embodiment, the car-mounted terminal 120 further includes:Progress checks module 125, with 200 phase of server
Even, for Claims Resolution progress information to be received and shown from the server 200, car owner is facilitated to understand Claims Resolution progress in time.
The server 200 receives the accident video image of vehicle collision, determines accident according to the accident video image
Responsibility and Claims Resolution information.
In the present embodiment, the server 200 of insurance company obtains the accident video uploaded by vehicle-mounted camera 110, into
Row responsibility analysis and Claims Resolution.For example, in conjunction with the bus data that vehicle is got on the bus, can analyze user's Claims Resolution responsibility and maintenance at
This.
In the present embodiment, the accident that the server 200 receives the vehicle collision identical period supplies image, according to the thing
Therefore supply image and the accident video image determines accident responsibility and Claims Resolution information.In addition, server 200 can also the same time-division
The accident video image for analysing same time nearby vehicle, as auxiliary accident evidence, server 200 can also analyze vehicle simultaneously
Accurate driving trace, for as auxiliary accident evidence.
The server 200 also real-time update feedback Claims Resolution progress information, and will Claims Resolution progress information feed back to vehicle device into
Row display, facilitates user to understand Claims Resolution progress.
In conclusion the present invention monitors the vehicle whole body by being installed in multiple cameras 110 of surrounding outside automobile body
The video image of 360 ° of ranges, vehicle accidentally collide, automatic to monitor identification accident video image, and it is public to be uploaded to insurance
The server 200 of department, the live video whole process record of Claims Resolution, shows up without traffic police, and accident vehicle can quickly leave the road, and protect
The road is clear for card, and the server of insurance company determines accident responsibility and Claims Resolution information automatically according to the accident video image of upload;
The present invention is simple and efficient, and has stronger versatility and practicability.So the present invention effectively overcome it is in the prior art various
Disadvantage and have high industrial utilization value.
The above-described embodiments merely illustrate the principles and effects of the present invention, and is not intended to limit the present invention.It is any ripe
The personage for knowing this technology all without departing from the spirit and scope of the present invention, carries out modifications and changes to above-described embodiment.Cause
This, institute is complete without departing from the spirit and technical ideas disclosed in the present invention by those of ordinary skill in the art such as
At all equivalent modifications or change, should be covered by the claims of the present invention.