CN108846491A - Car accident processing method and processing device based on block chain - Google Patents
Car accident processing method and processing device based on block chain Download PDFInfo
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- CN108846491A CN108846491A CN201810895966.4A CN201810895966A CN108846491A CN 108846491 A CN108846491 A CN 108846491A CN 201810895966 A CN201810895966 A CN 201810895966A CN 108846491 A CN108846491 A CN 108846491A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/20—Administration of product repair or maintenance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Abstract
The invention discloses a kind of car accident processing method based on block chain, device, calculate equipment and computer storage medium, wherein this method includes:The original accident information that vehicle end provides is received, original accident information is stored into block chain;The accident treatment destination file for receiving vehicle end or the offer of traffic police processing end, accident treatment destination file is stored into block chain, so that guard terminal carries out vehicle Claims Resolution processing according to original accident information and/or accident treatment destination file.The technical solution realizes data fidelity with block chain, enables the insurance company easily to carry out vehicle Claims Resolution processing, shortens the vehicle Claims Resolution time, improves vehicle Claims Resolution efficiency, but also efficiently solve the problems, such as vehicle insurance fraud.
Description
Technical field
The present invention relates to Internet technical fields, and in particular to a kind of car accident processing method based on block chain, dress
It sets, calculate equipment and computer storage medium.
Background technique
With the continuous growth of people's life requirement, vehicle is had become in order to which people commonly go on a journey the vehicles.Vehicle exists
It after there is traffic accident, for example collides with his vehicle, existing car accident processing mode is generally:Voluntarily by car owner
Reason carries out duty goal by traffic police department, and then car owner is shifted risk by car insurance, to reduce economic loss.Have
Car owner the vehicle damage of the non-traffic accident as caused by self reason is compensated by vehicle insurance fraud, for example oneself is accidentally
Bump against barrier and caused by vehicle damage.However, since insurance company is difficult to get relevant car accident number in real time
According to the truth of thing can not effectively being judged, so that vehicle insurance fraud event repeated.Therefore, existing car accident
The problems such as processing mode is unreliable there is data validity.
Summary of the invention
In view of the above problems, it proposes on the present invention overcomes the above problem or at least be partially solved in order to provide one kind
It states the car accident processing method based on block chain of problem, device, calculate equipment and computer storage medium.
According to an aspect of the invention, there is provided a kind of car accident processing method based on block chain, this method packet
It includes:The original accident information that vehicle end provides is received, original accident information is stored into block chain;Receive vehicle end or traffic police
Processing end provide accident treatment destination file, accident treatment destination file is stored into block chain, for guard terminal according to
Original accident information and/or accident treatment destination file carry out vehicle Claims Resolution processing.
Further, after storing accident treatment destination file into block chain, this method further includes:At accident
Reason destination file is broadcast to each participant.
Further, after storing original accident information into block chain, this method further includes:According to original accident
Information carries out accident restoration disposal, generates accident and restores analysis report.
Further, accident restoration disposal is carried out according to original accident information, it is further that the accident that generates restores analysis report
Including:According to original accident information, corresponding model data is transferred;Using accident simulation model, to model data and original thing
Therefore information carries out simulation process, obtains analog result;Using vehicle three-dimensional rendering model, rendering processing is carried out to analog result,
Generation accident restores analysis report.
Further, this method further includes:The vehicle maintenance emm message that maintenance end provides is received, by vehicle maintenance
Emm message is stored into block chain.
Further, this method further includes:The vehicle Claims Resolution information that guard terminal provides is received, by vehicle Claims Resolution information storage
Into block chain;The vehicle pass-along deal information that pass-along deal platform provides is received, vehicle pass-along deal information is stored to area
In block chain;According to accident treatment destination file, vehicle Claims Resolution information, vehicle maintenance emm message and/or vehicle pass-along deal letter
Breath updates vehicle-state.
Further, this method further includes:Receive the excitation gold of guard terminal and/or the payment of pass-along deal platform;It will excitation
Gold is distributed to vehicle end, traffic police processing end and maintenance end.
Further, original accident information includes:Collision information, location of accident information, time of casualty information and vehicle base
This information.
Further, accident treatment destination file includes:Accident treatment information and original accident information.
According to another aspect of the present invention, a kind of car accident processing unit based on block chain, the device packet are provided
It includes:Receiving module, for receiving the original accident information of vehicle end offer;The accident of vehicle end or the offer of traffic police processing end is provided
Processing result file;Memory module, for storing original accident information into block chain;Accident treatment destination file is stored
Into block chain, so that guard terminal carries out vehicle Claims Resolution processing according to original accident information and/or accident treatment destination file.
According to another aspect of the invention, a kind of calculating equipment is provided, including:Processor, memory, communication interface and
Communication bus, processor, memory and communication interface complete mutual communication by communication bus;
For memory for storing an at least executable instruction, it is above-mentioned based on block chain that executable instruction executes processor
The corresponding operation of car accident processing method.
In accordance with a further aspect of the present invention, a kind of computer storage medium is provided, at least one is stored in storage medium
Executable instruction, executable instruction make processor execute such as the above-mentioned corresponding behaviour of car accident processing method based on block chain
Make.
The technical solution provided according to the present invention receives original accident information and vehicle end or traffic police that vehicle end provides
The accident treatment destination file that processing end provides, original accident information and accident treatment destination file are stored into block chain,
Data fidelity is realized with block chain, it is ensured that the authenticity and reliability of original accident information and accident treatment destination file,
Insurance company is enabled easily to carry out vehicle Claims Resolution processing according to original accident information and/or accident treatment destination file,
The vehicle Claims Resolution time is shortened, improves vehicle Claims Resolution efficiency, but also efficiently solve the problems, such as vehicle insurance fraud.
The above description is only an overview of the technical scheme of the present invention, in order to better understand the technical means of the present invention,
And it can be implemented in accordance with the contents of the specification, and in order to allow above and other objects of the present invention, feature and advantage can
It is clearer and more comprehensible, the followings are specific embodiments of the present invention.
Detailed description of the invention
By reading the following detailed description of the preferred embodiment, various other advantages and benefits are common for this field
Technical staff will become clear.The drawings are only for the purpose of illustrating a preferred embodiment, and is not considered as to the present invention
Limitation.And throughout the drawings, the same reference numbers will be used to refer to the same parts.In the accompanying drawings:
Fig. 1 shows the process signal of the car accident processing method according to an embodiment of the invention based on block chain
Figure;
Fig. 2 shows the processes of the car accident processing method in accordance with another embodiment of the present invention based on block chain to show
It is intended to;
The process that Fig. 3 shows the car accident processing method in accordance with another embodiment of the present invention based on block chain is shown
It is intended to;
Fig. 4 shows the structural frames of the car accident processing unit according to an embodiment of the invention based on block chain
Figure;
Fig. 5 shows a kind of structural schematic diagram for calculating equipment according to an embodiment of the present invention.
Specific embodiment
Exemplary embodiments of the present disclosure are described in more detail below with reference to accompanying drawings.Although showing the disclosure in attached drawing
Exemplary embodiment, it being understood, however, that may be realized in various forms the disclosure without should be by embodiments set forth here
It is limited.On the contrary, these embodiments are provided to facilitate a more thoroughly understanding of the present invention, and can be by the scope of the present disclosure
It is fully disclosed to those skilled in the art.
Fig. 1 shows the process signal of the car accident processing method according to an embodiment of the invention based on block chain
Figure, as shown in Figure 1, this method comprises the following steps:
Step S101 receives the original accident information that vehicle end provides, original accident information is stored into block chain.
Present invention can apply to car accident processing platform, which is stored with block chain, block chain
It is made of multiple blocks, each block is stored with different information, and the block on block chain is stored sequentially in time.
In the present invention, vehicle end is corresponding with vehicle, can be vehicle-mounted computer or handheld terminal of vehicle etc.;Traffic police processing end and friendship
Alert department is corresponding, can be handheld terminal etc.;Guard terminal is corresponding with insurance company, can be computer or handheld terminal etc..
Vehicle end, traffic police processing end and guard terminal require to register in car accident processing platform in advance.
In the present invention, original accident information may include:Collision information, location of accident information, time of casualty information and vehicle
Essential information.Original accident information may also include other information, herein without limitation.Wherein, collision information may include:Collision
Information, the vehicle essential information such as intensity, position of collision, car speed, vehicle acceleration when colliding may include:License plate number
The information such as code, vehicle, engine number, chassis number, owner information, manufacturer, insurance company's title.Vehicle essential information
It can be inputted by car owner according to the actual conditions of vehicle.
Specifically, various sensors are installed on vehicle, for example, crash sensor, acceleration transducer, velocity sensor,
Range sensor, speed probe etc..It collides when traffic accident occurs for vehicle, such as with his vehicle, biography can be passed through
Sensor acquires generated collision information, acquires location of accident information, time of casualty information etc. by the communication chip on vehicle,
Then vehicle end is by calling block chain to deposit card data-interface for collision information, location of accident information, time of casualty information and vehicle
Essential information is supplied to car accident processing platform as original accident information, and car accident processing platform receives vehicle end and mentions
The original accident information supplied, and original accident information is stored into block chain, it has ensured the authenticity of original accident information, has made
Original accident information is obtained not to be tampered.
Step S102 receives the accident treatment destination file of vehicle end or the offer of traffic police processing end, by accident treatment result
File is stored into block chain, so that guard terminal carries out vehicle reason according to original accident information and/or accident treatment destination file
Compensation processing.
Wherein, accident treatment destination file includes:Accident treatment information and original accident information, accident treatment information and original
Beginning accident information correspond, according to accident treatment destination file can clearly know the accidents situations such as the collision of vehicle and
Corresponding accident treatment situation.Accident treatment information may include:Accident party concerned information, license plate number, accident responsibility determine knot
The information such as fruit, accident treatment temporal information.After traffic accident occurs for vehicle, voluntarily traffic accident can be carried out by car owner fast
Speed processing can also carry out duty goal and processing to traffic accident by traffic police department.
For voluntarily being handled by car owner, car owner and the other accidents party concerned (vehicle of his vehicle as involved in traffic accident
It is main) carry out duty goal, and the accident treatment information of textual form is write using vehicle end, then according to accident treatment information and
Original accident information constitutes accident treatment destination file, and accident treatment destination file is sent to other accidents by private key signature
Party concerned and traffic police department, other accidents party concerned and traffic police department are verified by public key decryptions, and confirm accident treatment knot
Fruit file whether there is problem, if being identified through, then vehicle end can by call block chain deposit card data-interface will be at accident
Reason destination file is supplied to car accident processing platform, and car accident processing platform receives the accident treatment result that vehicle end provides
File, and accident treatment destination file is stored into block chain, to ensure the authenticity of accident processing result file, make
Accident treatment destination file is obtained not to be tampered.
By taking traffic police department handles traffic accident as an example, the place of car owner and other accidents party concerned participation traffic accident
Reason, traffic police department carries out duty goal according to the accident fact, and is believed using the accident treatment that textual form is write in traffic police processing end
Then breath constitutes accident treatment destination file according to accident treatment information and original accident information, by calling block chain to deposit card
Accident treatment destination file is supplied to car accident processing platform by data-interface, and car accident processing platform receives traffic police's processing
The accident treatment destination file provided is provided, and accident treatment destination file is stored into block chain.
After car owner proposes vehicle Claims Resolution application, guard terminal can be inquired and vehicle Claims Resolution Shen in car accident processing platform
Please corresponding vehicle original accident information and/or accident treatment destination file, according to original accident information and/or accident treatment
Destination file carries out vehicle Claims Resolution processing, such as estimate vehicle damaed cordition, determine amount for which loss settled etc..
According to the car accident processing method provided in this embodiment based on block chain, the original thing that vehicle end provides is received
Therefore the accident treatment destination file that information and vehicle end or traffic police processing end provide, by original accident information and accident treatment knot
Fruit file is stored into block chain, realizes data fidelity with block chain, it is ensured that original accident information and accident treatment result
The authenticity and reliability of file enable insurance company easily according to original accident information and/or accident treatment result
File carries out vehicle Claims Resolution processing, shortens the vehicle Claims Resolution time, improves vehicle Claims Resolution efficiency, but also efficiently solve
Vehicle insurance fraud problem.
Fig. 2 shows the processes of the car accident processing method in accordance with another embodiment of the present invention based on block chain to show
It is intended to, as shown in Fig. 2, this method comprises the following steps:
Step S201 receives the original accident information that vehicle end provides, original accident information is stored into block chain.
The present invention is applied to car accident processing platform, and vehicle end is corresponding with vehicle, can be the vehicle-mounted computer of vehicle
Or handheld terminal etc.;Traffic police processing end is corresponding with traffic police department, can be handheld terminal etc.;Guard terminal is opposite with insurance company
It answers, can be computer or handheld terminal etc.;It is corresponding with maintenance company to maintain end, can be computer or handheld terminal
Deng.Vehicle end, traffic police processing end, guard terminal, maintenance end and pass-along deal platform require in advance in car accident processing
It is registered in platform.
When traffic accident occurs for vehicle, vehicle end is by calling block chain to deposit card data-interface for collision information, accident
Location information, time of casualty information and vehicle essential information are supplied to car accident processing platform, vehicle as original accident information
Accident treatment platform receives the original accident information that vehicle end provides, and original accident information is stored into block chain, from
And ensured the authenticity of original accident information, so that original accident information is not tampered.Wherein, original accident information can wrap
It includes:Collision information, location of accident information, time of casualty information and vehicle essential information.
Step S202 receives the accident treatment destination file of vehicle end or the offer of traffic police processing end, by accident treatment result
File is stored into block chain, and accident treatment destination file is broadcast to each participant.
After traffic accident occurs for vehicle, voluntarily traffic accident can quickly be handled by car owner, it can also be by traffic police
Department carries out duty goal and processing to traffic accident.If voluntarily being handled by car owner, car accident processing platform receives vehicle
The accident treatment destination file provided is provided;If being handled by traffic police department traffic accident, car accident processing platform is connect
Receive the accident treatment destination file that traffic police processing end provides.
After having received accident treatment destination file, car accident processing platform by accident treatment destination file store to
In block chain, and accident treatment destination file is broadcast to each participant, to ensure that the information of each participant is unified in time.Each ginseng
Refer to the vehicle end registered in car accident processing platform, traffic police processing end, guard terminal, maintenance end and second-hand friendship with side
Easy platform etc..Wherein, accident treatment destination file includes:Accident treatment information and original accident information.Accident treatment information with
Original accident information corresponds, according to accident treatment destination file can clearly know the accidents situations such as the collision of vehicle with
And corresponding accident treatment situation.Each participant can facilitate according to accident treatment destination file, traffic thing is well understood
Therefore original case and corresponding disposition.
After car owner proposes vehicle Claims Resolution application, guard terminal can be inquired and vehicle Claims Resolution Shen in car accident processing platform
Please corresponding vehicle original accident information and/or accident treatment destination file, according to original accident information and/or accident treatment
Destination file carries out vehicle Claims Resolution processing, such as estimate vehicle damaed cordition, determine amount for which loss settled etc..
Step S203 carries out accident restoration disposal according to original accident information, generates accident and restores analysis report.
The original accident informations such as collision information, the location of accident information of the associated vehicle of traffic accident have correlation, example
If A vehicle and B vehicle travel in the same direction, A vehicle hits B vehicle from the left side of B vehicle, then the left side of the sensor of the right front of A vehicle and B vehicle
Sensor can collect relevant information.The correlation of the original accident information of associated vehicle based on traffic accident, car accident
Processing platform can be believed using the original accident to the associated vehicle of traffic accident such as accident simulation model, vehicle three-dimensional rendering model
Carry out accident restoration disposal is ceased, accident is generated and restores analysis report.
Wherein, the corresponding model data of a variety of models has been stored in advance in car accident processing platform, and constructs in advance more
A accident simulation model and multiple vehicle three-dimensional rendering models.Ladder can be used in accident simulation model and vehicle three-dimensional rendering model
Degree promotes the machine learning algorithms such as tree algorithm, obtains according to the training of a large amount of sample data.Accident simulation model may include front
Impact simulation model, simulation of side impact model, rear-end impact simulation model and overturning simulation model etc..Vehicle three-dimensional rendering mould
Type and vehicle correspond, and different vehicles corresponds to different vehicle three-dimensional rendering models.Those skilled in the art can be according to reality
Border needs to be configured accident simulation model and vehicle three-dimensional rendering model, herein without limitation.
During the accident of generation restores analysis report, car accident processing platform is transferred according to original accident information
Corresponding model data;Using accident simulation model, simulation process is carried out to model data and original accident information, is simulated
As a result;Using vehicle three-dimensional rendering model, rendering processing is carried out to analog result, accident is generated and restores analysis report.
Specifically, car accident processing platform is according to the location of accident information and time of casualty letter in original accident information
Breath, determines the associated vehicle of traffic accident, and basic according to the vehicle in the original accident information of the associated vehicle of traffic accident
Information determines the vehicle of the associated vehicle of traffic accident, then transfers corresponding vehicle from the corresponding model data of a variety of models
Type data, and determine the corresponding vehicle three-dimensional rendering model of associated vehicle of traffic accident.For example, car accident processing platform is logical
It crosses the original accident information that each vehicle end stored in block chain is provided to analyze, obtains the accident position of A vehicle and B vehicle
Confidence breath is identical with time of casualty information, and the collision information of A vehicle and B vehicle is corresponding, then A vehicle and B vehicle are determined as together
The associated vehicle of traffic accident.If according to the vehicle essential information in the original accident information of A vehicle and B vehicle it is found that the vehicle of A vehicle
Vehicle for vehicle C, B vehicle is vehicle D, then transferring the corresponding vehicle of vehicle C from the corresponding model data of a variety of models respectively
Type data and the corresponding model data of vehicle D, and determine that the corresponding vehicle of vehicle C is three-dimensional from multiple vehicle three-dimensional rendering models
Rending model and the corresponding vehicle three-dimensional rendering model of vehicle D.
It, can be according in the original accident information of the associated vehicle of traffic accident after having transferred corresponding model data
Collision information determines accident simulation model corresponding with collision information, then by model data from multiple accident simulation models
It is input in identified accident simulation model with original accident information, carries out simulation process using accident simulation model, obtain
Analog result.For example, the collision in the original accident information that car accident processing platform passes through the associated vehicle to traffic accident
Information is analyzed, and determines that traffic accident belongs to side collision, then simulation of side impact model is determined as and collision information
Corresponding accident simulation model.Optionally, if the original thing that car accident processing platform passes through the associated vehicle to traffic accident
Therefore the collision information in information carries out analyzing determining traffic accident and is related to a variety of forms of collision such as front, side, overturning, then can
In conjunction with the corresponding accident simulation model of a variety of forms of collision, simulation process is carried out to model data and original accident information, is obtained
Analog result.
It is after having obtained analog result, i.e., three-dimensional using the corresponding vehicle of the associated vehicle of identified traffic accident
Rending model carries out rendering processing to analog result, is rendered to three-dimensional animation, so that generating accident restores analysis report.Its
In, accident restores analysis report and handles to obtain according to true original accident information, reference value with higher.In vehicle
After main proposition vehicle Claims Resolution application, guard terminal can inquire vehicle corresponding with vehicle Claims Resolution application in car accident processing platform
Original accident information, accident treatment destination file and/or accident restore analysis report, at original accident information, accident
Reason destination file and/or accident, which restore analysis report, can easily understand the truth of traffic accident, driving reason of going forward side by side
Compensation processing, such as estimate vehicle damaed cordition, determine amount for which loss settled etc..In addition, guard terminal, which can also inquire accident, restores analysis report
The case where accusing, the Claims Resolution situation of analysis report verification associated vehicle restored according to the accident inquired, avoids the occurrence of Claims Resolution fault.
In some alternative embodiments, as shown in figure 3, this method further includes:Step S301 receives maintenance end and mentions
The vehicle maintenance emm message of confession, vehicle maintenance emm message is stored into block chain.
After vehicle breaks down, needs to maintain or traffic accident occurs, maintenance company is required to vehicle
It repairs, maintain.After completing the maintenance to vehicle, maintenance, maintenance end is connect by calling block chain to deposit card data
Vehicle maintenance emm message is supplied to car accident processing platform by mouth.Wherein, vehicle maintenance emm message may include:Maintenance is protected
Support shops's information, maintenance temporal information, maintenance business personnel's information, maintenance project and with maintenance item
The information such as the corresponding amount of money of mesh.Car accident processing platform receives the vehicle maintenance emm message that maintenance end provides, and will
Vehicle maintenance emm message is stored into block chain, has ensured the authenticity of vehicle maintenance emm message, so that vehicle maintenance is protected
Feeding information is not tampered.In addition, also vehicle maintenance can be maintained after storing vehicle maintenance emm message into block chain
Information is broadcast to each participant, to ensure that the information of each participant is unified in time.Each participant is according to vehicle maintenance emm message
It can facilitate, be well understood the maintenance situation of vehicle.Wherein, insurance company can be according to original accident information, accident
Processing result file, accident restore analysis report and/or vehicle maintenance emm message carries out vehicle Claims Resolution processing, for example, can lead to
Cross compare vehicle vehicle maintenance emm message and original accident information come judge vehicle maintenance project whether with vehicle
Impaired project in traffic accident matches, and helps to further increase vehicle Claims Resolution efficiency, solves the problems, such as vehicle insurance fraud.
Step S302 receives the vehicle Claims Resolution information that guard terminal provides, vehicle Claims Resolution information is stored into block chain.
After having carried out vehicle Claims Resolution to vehicle, guard terminal is settled a claim vehicle by calling block chain to deposit card data-interface
Information is supplied to car accident processing platform.Wherein, vehicle Claims Resolution information may include:License plate number, vehicle, owner information, guarantor
The letters such as dangerous Business Name, Claims Resolution temporal information, Claims Resolution business personnel's information, Claims Resolution project and the amount of money corresponding with Claims Resolution project
Breath.Car accident processing platform receives the vehicle Claims Resolution information that guard terminal provides, and vehicle Claims Resolution information is stored to block chain
In, the authenticity of vehicle Claims Resolution information is ensured, so that vehicle Claims Resolution information is not tampered.In addition, settling a claim information by vehicle
After storing into block chain, information that also vehicle can be settled a claim is broadcast to each participant, and the information to ensure each participant is timely
It is unified.
Step S303 receives the vehicle pass-along deal information that pass-along deal platform provides, vehicle pass-along deal information is deposited
Storage is into block chain.
Car owner and purchaser can carry out vehicle pass-along deal in pass-along deal platform.Pass-along deal platform is according to original thing
Therefore information, accident treatment destination file, vehicle Claims Resolution information and vehicle maintenance emm message can easily and quickly be recognized
The true service condition of vehicle, including traffic accident situation, Claims Resolution situation and maintenance situation etc., it is flat convenient for pass-along deal
Platform rapidly obtains client, helps to improve vehicle pass-along deal efficiency.After completing vehicle pass-along deal, pass-along deal is flat
Vehicle pass-along deal information is supplied to car accident processing platform by calling block chain to deposit card data-interface by platform.Wherein, vehicle
Pass-along deal information may include:License plate number, vehicle, owner information, purchaser's information, pass-along deal platform names, transaction
The information such as temporal information and transaction amount.Car accident processing platform receives the vehicle pass-along deal that pass-along deal platform provides
Information, and vehicle pass-along deal information is stored into block chain, the authenticity of vehicle pass-along deal information is ensured, so that vehicle
Pass-along deal information is not tampered.In addition, after storing vehicle pass-along deal information into block chain, it can also be by vehicle
Pass-along deal information is broadcast to each participant, to ensure that the information of each participant is unified in time.
Step S304, according to accident treatment destination file, vehicle Claims Resolution information, vehicle maintenance emm message and/or vehicle
Pass-along deal information updates vehicle-state.
Car accident processing platform can be according to the received accident treatment destination file of institute, vehicle Claims Resolution information, vehicle maintenance
Emm message and/or vehicle pass-along deal information are updated vehicle-state.For example, receiving vehicle maintenance maintenance letter
After breath, car accident processing platform sends state binding instruction to vehicle end, wherein car accident processing platform utilizes vehicle
The private key of accident treatment platform signs to state binding instruction.After vehicle end receives state binding instruction, vehicle is utilized
Verifying is decrypted in the public key of accident treatment platform, binds instruction, more new vehicle shape then according to the state after decryption verification
State is simultaneously bound, and then car accident processing platform vehicle-state according to bound in vehicle end is to the vehicle-state recorded
It is updated, such as vehicle-state is updated to " maintenance is completed ".Each participant is according to current and history vehicle
State can easily recognize the true service condition of vehicle.
In some alternative embodiments, further include:Step S305 receives guard terminal and/or the payment of pass-along deal platform
Excitation gold.
Guard terminal and/or pass-along deal platform can pay a certain number of excitation gold to car accident processing platform, be used for
Data are entered each participant of chain, such as vehicle end, traffic police processing end and maintenance end etc. by excitation.Those skilled in the art can
The number quantity and form of setting excitation gold according to actual needs, herein without limitation.Such as excitation gold can be digital cash or method
The forms such as coin.
Excitation gold is distributed to vehicle end, traffic police processing end and maintenance end by step S306.
In order to motivate vehicle end, traffic police processing end and maintenance end to provide original accident letter to car accident processing platform
The data such as breath, accident treatment destination file, vehicle maintenance emm message, it is complete at vehicle end, traffic police processing end and maintenance end
After data cochain, car accident processing platform will motivate gold to be distributed to vehicle end, traffic police processing end and maintenance end, so that
Vehicle end, traffic police processing end and maintenance end obtain income.In this way, original accident letter has not been ensured only effectively
The authenticity of breath, accident treatment destination file and vehicle maintenance emm message, is tampered it not, and also improve vehicle
End, traffic police processing end and the income and its enthusiasm that above-mentioned data are carried out to cochain of maintaining end, increase platform
Usage rate of the user.
According to the car accident processing method provided in this embodiment based on block chain, the original thing that vehicle end provides is received
Therefore the vehicle maintenance maintenance that the accident treatment destination file that provides of information, vehicle end or traffic police processing end, maintenance end provide
The vehicle pass-along deal information that the vehicle Claims Resolution information and pass-along deal platform that information, guard terminal provide provide, and will be above-mentioned
Data are stored into block chain, realize data fidelity with block chain, it is ensured that the authenticity and reliability of above-mentioned data;It can also
Accident restoration disposal enough is carried out to original accident information using accident simulation model, vehicle three-dimensional rendering model etc., generates accident
Analysis report is restored, enables insurance company easily according to original accident information, accident treatment destination file and/or accident
It restores analysis report and carries out vehicle Claims Resolution processing, be effectively shortened the vehicle Claims Resolution time, improve vehicle Claims Resolution efficiency, solve
Vehicle insurance fraud problem;And pass-along deal platform is enabled easily and quickly to recognize that vehicle is true according to above-mentioned data
Service condition, help to improve pass-along deal platform obtain client efficiency and vehicle pass-along deal efficiency;Additionally, it is provided
The vehicle ends of data, traffic police processing end and maintenance end can also obtain excitation gold, effectively improve vehicle end, at traffic police
It manages end and maintains the income and its enthusiasm that above-mentioned data are carried out to cochain at end.
Fig. 4 shows the structural frames of the car accident processing unit according to an embodiment of the invention based on block chain
Figure, as shown in figure 4, the car accident processing unit 400 based on block chain includes:Receiving module 410 and memory module 420.
Receiving module 410 is used for:Receive the original accident information that vehicle end provides;It receives vehicle end or traffic police processing end mentions
The accident treatment destination file of confession.
Wherein, original accident information includes:Collision information, location of accident information, time of casualty information and vehicle are believed substantially
Breath.Accident treatment destination file includes:Accident treatment information and original accident information.
Memory module 420 is used for:Original accident information is stored into block chain;By accident treatment destination file store to
In block chain.
Optionally, which may also include:Accident restoration module 430, for carrying out accident according to original accident information
Restoration disposal, generate accident restore analysis report, for guard terminal according to original accident information, accident treatment destination file and/
Or accident restores analysis report and carries out vehicle Claims Resolution processing.
Optionally, accident restoration module 430 is further used for:According to original accident information, corresponding model data is transferred;
Using accident simulation model, simulation process is carried out to model data and original accident information, obtains analog result;Utilize vehicle three
Rending model is tieed up, rendering processing is carried out to analog result, accident is generated and restores analysis report.
Optionally, which may also include:Broadcast module 440, for accident treatment destination file to be broadcast to each ginseng
With side.
Optionally, receiving module 410 is further used for:Receive the vehicle maintenance emm message that maintenance end provides.It deposits
Storage module 420 is further used for:Vehicle maintenance emm message is stored into block chain.
Optionally, receiving module 410 is further used for:Receive the vehicle Claims Resolution information that guard terminal provides;Receive second-hand friendship
The vehicle pass-along deal information that easy platform provides.Memory module 420 is further used for:Vehicle Claims Resolution information is stored to block chain
In;Vehicle pass-along deal information is stored into block chain.
Optionally, which may also include:State update module 450, for according to accident treatment destination file, vehicle
Claims Resolution information, vehicle maintenance emm message and/or vehicle pass-along deal information, update vehicle-state.
Optionally, which may also include:Excitation module 460, for receiving guard terminal and/or pass-along deal platform
The excitation gold of payment;Excitation gold is distributed to vehicle end, traffic police processing end and maintenance end.
According to the car accident processing unit provided in this embodiment based on block chain, the original thing that vehicle end provides is received
Therefore the vehicle maintenance maintenance that the accident treatment destination file that provides of information, vehicle end or traffic police processing end, maintenance end provide
The vehicle pass-along deal information that the vehicle Claims Resolution information and pass-along deal platform that information, guard terminal provide provide, and will be above-mentioned
Data are stored into block chain, realize data fidelity with block chain, it is ensured that the authenticity and reliability of above-mentioned data;It can also
Accident restoration disposal enough is carried out to original accident information using accident simulation model, vehicle three-dimensional rendering model etc., generates accident
Analysis report is restored, enables insurance company easily according to original accident information, accident treatment destination file and/or accident
It restores analysis report and carries out vehicle Claims Resolution processing, be effectively shortened the vehicle Claims Resolution time, improve vehicle Claims Resolution efficiency, solve
Vehicle insurance fraud problem;And pass-along deal platform is enabled easily and quickly to recognize that vehicle is true according to above-mentioned data
Service condition, help to improve pass-along deal platform obtain client efficiency and vehicle pass-along deal efficiency;Additionally, it is provided
The vehicle ends of data, traffic police processing end and maintenance end can also obtain excitation gold, effectively improve vehicle end, at traffic police
It manages end and maintains the income and its enthusiasm that above-mentioned data are carried out to cochain at end.
The present invention also provides a kind of nonvolatile computer storage media, computer storage medium is stored at least one can
It executes instruction, the car accident processing method based on block chain in above-mentioned any means embodiment can be performed in executable instruction.
Fig. 5 shows a kind of structural schematic diagram for calculating equipment according to an embodiment of the present invention, the specific embodiment of the invention
The specific implementation for calculating equipment is not limited.
As shown in figure 5, the calculating equipment may include:Processor (processor) 502, communication interface
(Communications Interface) 504, memory (memory) 506 and communication bus 508.
Wherein:
Processor 502, communication interface 504 and memory 506 complete mutual communication by communication bus 508.
Communication interface 504, for being communicated with the network element of other equipment such as client or other servers etc..
Processor 502 can specifically execute the above-mentioned car accident processing side based on block chain for executing program 510
Correlation step in method embodiment.
Specifically, program 510 may include program code, which includes computer operation instruction.
Processor 502 may be central processor CPU or specific integrated circuit ASIC (Application
Specific Integrated Circuit), or be arranged to implement the integrated electricity of one or more of the embodiment of the present invention
Road.The one or more processors that equipment includes are calculated, can be same type of processor, such as one or more CPU;It can also
To be different types of processor, such as one or more CPU and one or more ASIC.
Memory 506, for storing program 510.Memory 506 may include high speed RAM memory, it is also possible to further include
Nonvolatile memory (non-volatile memory), for example, at least a magnetic disk storage.
Program 510 specifically can be used for so that processor 502 execute in above-mentioned any means embodiment based on block chain
Car accident processing method.The specific implementation of each step may refer to the above-mentioned car accident based on block chain in program 510
Corresponding description in corresponding steps and unit in Processing Example, this will not be repeated here.Those skilled in the art can be clear
Recognize to Chu, for convenience and simplicity of description, the equipment of foregoing description and the specific work process of module, can refer to aforementioned
Corresponding process description in embodiment of the method, details are not described herein.
Algorithm and display are not inherently related to any particular computer, virtual system, or other device provided herein.
Various general-purpose systems can also be used together with teachings based herein.As described above, it constructs required by this kind of system
Structure be obvious.In addition, the present invention is also not directed to any particular programming language.It should be understood that can use various
Programming language realizes summary of the invention described herein, and the description done above to language-specific is to disclose this hair
Bright preferred forms.
In the instructions provided here, numerous specific details are set forth.It is to be appreciated, however, that implementation of the invention
Example can be practiced without these specific details.In some instances, well known method, structure is not been shown in detail
And technology, so as not to obscure the understanding of this specification.
Similarly, it should be understood that in order to simplify the disclosure and help to understand one or more of the various inventive aspects,
Above in the description of exemplary embodiment of the present invention, each feature of the invention is grouped together into single implementation sometimes
In example, figure or descriptions thereof.However, the disclosed method should not be interpreted as reflecting the following intention:It is i.e. required to protect
Shield the present invention claims features more more than feature expressly recited in each claim.More precisely, such as right
As claim reflects, inventive aspect is all features less than single embodiment disclosed above.Therefore, it then follows tool
Thus claims of body embodiment are expressly incorporated in the specific embodiment, wherein each claim conduct itself
Separate embodiments of the invention.
Those skilled in the art will understand that can be carried out adaptively to the module in the equipment in embodiment
Change and they are arranged in one or more devices different from this embodiment.It can be the module or list in embodiment
Member or component are combined into a module or unit or component, and furthermore they can be divided into multiple submodule or subelement or
Sub-component.Other than such feature and/or at least some of process or unit exclude each other, it can use any
Combination is to all features disclosed in this specification (including adjoint claim, abstract and attached drawing) and so disclosed
All process or units of what method or apparatus are combined.Unless expressly stated otherwise, this specification is (including adjoint power
Benefit require, abstract and attached drawing) disclosed in each feature can carry out generation with an alternative feature that provides the same, equivalent, or similar purpose
It replaces.
In addition, it will be appreciated by those of skill in the art that although some embodiments described herein include other embodiments
In included certain features rather than other feature, but the combination of the feature of different embodiments mean it is of the invention
Within the scope of and form different embodiments.For example, in detail in the claims, embodiment claimed it is one of any
Can in any combination mode come using.
Various component embodiments of the invention can be implemented in hardware, or to run on one or more processors
Software module realize, or be implemented in a combination thereof.It will be understood by those of skill in the art that can be used in practice
Microprocessor or digital signal processor (DSP) realize one of some or all components according to embodiments of the present invention
A little or repertoire.The present invention is also implemented as setting for executing some or all of method as described herein
Standby or program of device (for example, computer program and computer program product).It is such to realize that program of the invention deposit
Storage on a computer-readable medium, or may be in the form of one or more signals.Such signal can be from because of spy
It downloads and obtains on net website, be perhaps provided on the carrier signal or be provided in any other form.
It should be noted that the above-mentioned embodiments illustrate rather than limit the invention, and ability
Field technique personnel can be designed alternative embodiment without departing from the scope of the appended claims.In the claims,
Any reference symbol between parentheses should not be configured to limitations on claims.Word "comprising" does not exclude the presence of not
Element or step listed in the claims.Word "a" or "an" located in front of the element does not exclude the presence of multiple such
Element.The present invention can be by means of including the hardware of several different elements and being come by means of properly programmed computer real
It is existing.In the unit claims listing several devices, several in these devices can be through the same hardware branch
To embody.The use of word first, second, and third does not indicate any sequence.These words can be explained and be run after fame
Claim.
Claims (12)
1. a kind of car accident processing method based on block chain, which is characterized in that the method includes:
The original accident information that vehicle end provides is received, the original accident information is stored into block chain;
The accident treatment destination file for receiving the vehicle end or the offer of traffic police processing end, the accident treatment destination file is deposited
Storage is into block chain, so that guard terminal carries out vehicle according to the original accident information and/or the accident treatment destination file
Claims Resolution processing.
2. the method according to claim 1, wherein storing by the accident treatment destination file to block chain
In after, the method also includes:
The accident treatment destination file is broadcast to each participant.
3. the method according to claim 1, wherein the original accident information is stored into block chain it
Afterwards, the method also includes:
Accident restoration disposal is carried out according to the original accident information, accident is generated and restores analysis report.
4. according to the method described in claim 3, it is characterized in that, described carry out accident recovery according to the original accident information
Processing, generation accident restore analysis report and further comprise:
According to the original accident information, corresponding model data is transferred;
Using accident simulation model, simulation process is carried out to the model data and the original accident information, obtains simulation knot
Fruit;
Using vehicle three-dimensional rendering model, rendering processing is carried out to analog result, accident is generated and restores analysis report.
5. the method according to claim 1, wherein the method also includes:
The vehicle maintenance emm message that maintenance end provides is received, the vehicle maintenance emm message is stored to block chain
In.
6. according to the method described in claim 5, it is characterized in that, the method also includes:
The vehicle Claims Resolution information that guard terminal provides is received, vehicle Claims Resolution information is stored into block chain;
The vehicle pass-along deal information that pass-along deal platform provides is received, the vehicle pass-along deal information is stored to block chain
In;
According to the accident treatment destination file, vehicle Claims Resolution information, the vehicle maintenance emm message and/or the vehicle
Pass-along deal information updates vehicle-state.
7. according to the method described in claim 6, it is characterized in that, the method also includes:
Receive the excitation gold of guard terminal and/or the payment of pass-along deal platform;
The excitation gold is distributed to the vehicle end, the traffic police processing end and maintenance end.
8. method according to claim 1-7, which is characterized in that the original accident information includes:Collision letter
Breath, location of accident information, time of casualty information and vehicle essential information.
9. method according to claim 1-7, which is characterized in that the accident treatment destination file includes:Thing
Therefore processing information and original accident information.
10. it is a kind of based on the car accident processing unit of block chain it is characterized in that, described device includes:
Receiving module, for receiving the original accident information of vehicle end offer;It receives the vehicle end or traffic police processing end provides
Accident treatment destination file;
Memory module, for storing the original accident information into block chain;The accident treatment destination file is stored
Into block chain, so that guard terminal carries out vehicle reason according to the original accident information and/or the accident treatment destination file
Compensation processing.
11. a kind of calculating equipment, which is characterized in that including:Processor, memory, communication interface and communication bus, the processing
Device, the memory and the communication interface complete mutual communication by the communication bus;
The memory executes the processor as right is wanted for storing an at least executable instruction, the executable instruction
Ask the corresponding operation of car accident processing method described in any one of 1-9 based on block chain.
12. a kind of computer storage medium, which is characterized in that be stored with an at least executable instruction, institute in the storage medium
Stating executable instruction executes processor as claimed in any one of claims 1-9 wherein based on the car accident processing side of block chain
The corresponding operation of method.
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CN109523413A (en) * | 2018-11-21 | 2019-03-26 | 腾讯科技(深圳)有限公司 | Declaration form processing method, device, computer equipment and storage medium |
CN109658260A (en) * | 2018-12-10 | 2019-04-19 | 泰康保险集团股份有限公司 | Method and device, medium and electronic equipment are determined based on the fraud of block chain |
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