CN108694597A - The method of one code optimization financial service of an object based on commodity - Google Patents
The method of one code optimization financial service of an object based on commodity Download PDFInfo
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- CN108694597A CN108694597A CN201710219317.8A CN201710219317A CN108694597A CN 108694597 A CN108694597 A CN 108694597A CN 201710219317 A CN201710219317 A CN 201710219317A CN 108694597 A CN108694597 A CN 108694597A
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- 238000000034 method Methods 0.000 title claims abstract description 30
- 238000005457 optimization Methods 0.000 title claims abstract description 20
- 238000004458 analytical method Methods 0.000 claims abstract description 8
- 238000007405 data analysis Methods 0.000 claims description 10
- 230000005540 biological transmission Effects 0.000 claims description 6
- 239000002994 raw material Substances 0.000 claims description 6
- 238000011156 evaluation Methods 0.000 claims description 4
- 230000004069 differentiation Effects 0.000 claims description 2
- 238000012546 transfer Methods 0.000 claims description 2
- 238000010408 sweeping Methods 0.000 claims 1
- 230000000694 effects Effects 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000007726 management method Methods 0.000 description 2
- 238000003860 storage Methods 0.000 description 2
- WHXSMMKQMYFTQS-UHFFFAOYSA-N Lithium Chemical compound [Li] WHXSMMKQMYFTQS-UHFFFAOYSA-N 0.000 description 1
- 238000007600 charging Methods 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 238000007599 discharging Methods 0.000 description 1
- 238000003384 imaging method Methods 0.000 description 1
- 229910052744 lithium Inorganic materials 0.000 description 1
- 238000004519 manufacturing process Methods 0.000 description 1
- 238000010295 mobile communication Methods 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 230000001360 synchronised effect Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0201—Market modelling; Market analysis; Collecting market data
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
- G06K7/10544—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation by scanning of the records by radiation in the optical part of the electromagnetic spectrum
- G06K7/10821—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation by scanning of the records by radiation in the optical part of the electromagnetic spectrum further details of bar or optical code scanning devices
- G06K7/10861—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation by scanning of the records by radiation in the optical part of the electromagnetic spectrum further details of bar or optical code scanning devices sensing of data fields affixed to objects or articles, e.g. coded labels
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Abstract
The method for the one code optimization financial service of an object based on commodity that the invention discloses a kind of, by acquiring one yard of an object to end article, the sales data at the commodity retail end is recorded in real time, by the analysis to the sales data, financial service is provided to the manufacturer of the commodity, retailer accordingly.Method through the invention can accurately and efficiently obtain the sales data of end article retail terminal, the assessment foundation of financial service be provided as financial service side, to improve safety and the reasonability of financial service.
Description
Technical field
The method for the one code optimization financial service of an object based on commodity that the present invention relates to a kind of.
Background technology
In current business activity, manufacturer, the retailer of commodity usually need to apply to financial services sides such as banks
The financial services such as lending business, giving credit, credit evaluation business.Then, financial service side is needed for these manufacturers, pin
Sell the sales data of quotient(Such as commodity amount, price)Carry out data analysis, and the definition of the result based on data analysis or adjustment
Financial service content, financial service range, financial service condition.In practical operation, the quantity in of commodity, goes out purchase price
Goods quantity, go out the average informations such as commodity price it is true, acquire in real time it is complex so that financial service side, which can not obtain, really to be had
Assessment foundation of the sales data of effect as financial service, therefore, it is difficult to provide reasonable, the effective foundation of relevant financial service.
In general, commodity are relatively more true and reliable in the sales data of retail terminal, if it is possible to obtain commodity in the true of retail terminal
Real, real-time sales data, is analyzed by the sales data to the retail terminal, accordingly to the production of the commodity
Quotient, retailer provide financial service, it will greatly improve safety and the reasonability of financial service.However, due to end article
Usually all can be in thousands of a terminal sales, how accurately to obtain each commodity in the sales data of retail terminal is one multiple
Miscellaneous, cumbersome and high-cost thing.
Invention content
The method for the one code optimization financial service of an object based on commodity that the purpose of the present invention is to provide a kind of, precise and high efficiency
Ground obtains the sales data of end article retail terminal, to improve safety and the reasonability of financial service.
Based on considerations above, the present invention proposes a kind of method of the one code optimization financial service of an object based on commodity, passes through
One yard of one object is acquired to end article, the sales data at the commodity retail end is recorded in real time, by the sale number
According to analysis, accordingly to the manufacturer of the commodity, retailer provide financial service.
Preferably, one yard of color bar code for being compatible with one-dimensional bar code of an object of use.
Preferably, using the barcode scanning equipment that can identify above-mentioned color bar code, above-mentioned color bar code, transmission scanning are scanned
Information.
Preferably, above-mentioned barcode scanning equipment is:Hand-held bar code scan rifle;The hand-held bar code scan rifle comes with wireless data
Transmission module, the network equipment for being sent to above-mentioned scanning information outside certain distance.
Preferably, the financial service includes:Lending business, giving credit, credit evaluation business.
Preferably, the financial service includes:It is poor that particular commodity series or single product to target manufacturer or brand quotient provide
The financial service of alienation.
Preferably, the data for using and selling of end article raw material, the data analysis commodity based on raw material are compared
Sales situation.
Preferably, during barcode scanning equipment acquires one yard of an object to end article, when by barcode scanning device configuration
Between stamp information, geographical location information, device identification number to ensure the authenticity of the gatherer process, and acquisition information is added
Close transmission.
Preferably, data analysis, result definition or adjustment of the financial service side based on data analysis are carried out to acquisition information
Financial service content, financial service range, financial service condition.
The method of the one code optimization financial service of an object based on commodity of the present invention, by acquiring an object one to end article
Code, can accurately and efficiently obtain the sales data of end article retail terminal, by the analysis to the sales data, accordingly
Financial service is provided to manufacturer, the retailer of the commodity, improves safety and the reasonability of financial service.
Description of the drawings
The following detailed description to non-limiting embodiment, other spies of the invention are read by referring to accompanying drawing
Sign, objects and advantages will become more apparent upon.
Fig. 1 is in first embodiment for the present invention is based on the hand-held of the method for the one code optimization financial service of an object of commodity
The structural schematic diagram of bar code scanner.
Specific implementation mode
To solve above-mentioned the problems of the prior art, the present invention provides a kind of one code optimization finance of object clothes based on commodity
The method of business can accurately and efficiently obtain the sale number of end article retail terminal by acquiring one yard of an object to end article
According to by the analysis to the sales data, accordingly to the manufacturer of the commodity, retailer's offer financial service, raising
The safety of financial service and reasonability.
It, will be with reference to the appended attached drawing for constituting a present invention part in the specific descriptions of following preferred embodiment.Institute
Attached attached drawing, which has been illustrated by way of example, can realize specific embodiment.Exemplary embodiment is not intended to
Limit all embodiments according to the present invention.It is appreciated that without departing from the scope of the present invention, other can be utilized
Embodiment can also carry out structural or logicality modification.Therefore, it is below specific descriptions and it is unrestricted, and this
The range of invention is defined by the claims appended hereto.
The present invention proposes a kind of method of the one code optimization financial service of an object based on commodity, by being acquired to end article
One one yard of object, is recorded the sales data at the commodity retail end, by the analysis to the sales data, accordingly in real time
Financial service is provided to manufacturer, the retailer of the commodity.Method through the invention can accurately and efficiently obtain target
The sales data at commodity retail end provides the assessment foundation of financial service as financial service side, to improve financial service
Safety and reasonability.
One yard of an object used by the method for the present invention is preferably compatible with the color bar code of one-dimensional bar code.Application number
A kind of color bar code being compatible with one-dimensional bar code is disclosed for 201410405822.8 Chinese patent application, by one
Superposition colour information and/or half-tone information on bar code are tieed up, not only increases the information capacity of bar code so that commodity can be real
One yard of mark of an existing object, and the bar code newly obtained is mutually compatible with original one-dimensional bar code technology, that is, utilizes original
Shape code scanning device can read corresponding one-dimensional bar code information.
The method of the present invention preferably using the barcode scanning equipment that can identify above-mentioned color bar code, scans above-mentioned colored bar shaped
Code transmits scanning information.It is further preferred that above-mentioned barcode scanning equipment is:Hand-held bar code scan rifle.As shown in Figure 1, described hand-held
Bar code scanner includes:Control process module 1, for system control and image procossing, the control process module 1 for example including
MCU(Microcontroller), built-in SDRAM(Synchronous DRAM)And built-in ISP(Image-signal processor);Camera
Module 2, for scanning the image information for obtaining bar code, the camera module 2 is for example including imaging sensor and scanning lens;
Memory module 3, for storing the timestamp information configured in above-mentioned image information and bar code gatherer process, geographical location letter
To ensure the authenticity of gatherer process, and transmission is encrypted, the storage mould in acquisition information by the information such as breath, device identification number
Block 3 is, for example, FLASH(Flash memory)Or external storage chip;Wireless data transfer module 4, for scanning information to be sent to centainly
The network equipment outside distance, and obtain the information such as real-time time, geographical location, wireless data transmission mould from the network equipment
Block 4 is, for example, GSM(Global system for mobile communications)Module, GPS(Global positioning system)Module or WIFI(Wireless Fidelity)Module;
Power module 5 is used for RTC(Real-time clock)Power management, charging and discharging lithium battery, power source path management etc..
The present invention acquires one yard of an object by above-mentioned barcode scanning equipment, to end article, to accurately and efficiently obtain target
The sales data at commodity retail end.It is preferred that being analyzed collected sales data information by intelligent analysis platform, example
The data for using and selling that end article raw material can such as be compared, the sale feelings of the data analysis commodity based on raw material
Condition.It is based on data analysis as a result, financial service side accordingly to the manufacturer of the commodity, retailer provide financial service,
Such as financial service content, financial service range, financial service condition are defined or adjust, improve the safety and conjunction of financial service
Rationality.Wherein, the financial service includes:Lending business, giving credit, credit evaluation business etc..In some preferred implementations
In example, financial service side can be directed to the particular commodity series of target manufacturer or brand quotient or the finance clothes of single product offer differentiation
Business, such as different financial service contents, financial service range, financial service condition are provided.
The method of the one code optimization financial service of an object based on commodity of the present invention, by acquiring an object one to end article
Code, can accurately and efficiently obtain the sales data of end article retail terminal, by the analysis to the sales data, accordingly
Financial service is provided to manufacturer, the retailer of the commodity, improves safety and the reasonability of financial service.
It is obvious to a person skilled in the art that invention is not limited to the details of the above exemplary embodiments, Er Qie
In the case of without departing substantially from spirit or essential attributes of the invention, the present invention can be realized in other specific forms.Therefore, no matter
How from the point of view of, the present embodiments are to be considered as illustrative and not restrictive.In addition, it will be evident that one word of " comprising " not
Exclude other elements and step, and wording "one" be not excluded for plural number.The multiple element stated in device claim also may be used
To be realized by an element.The first, the second equal words are used to indicate names, and are not represented any particular order.
Claims (9)
1. a kind of method of the one code optimization financial service of an object based on commodity, which is characterized in that by being acquired to end article
One one yard of object, is recorded the sales data at the commodity retail end, by the analysis to the sales data, accordingly in real time
Financial service is provided to manufacturer, the retailer of the commodity.
2. the method for an object one code optimization financial service according to claim 1 based on commodity, it is characterised in that:Using
One yard of color bar code for being compatible with one-dimensional bar code of an object.
3. the method for an object one code optimization financial service according to claim 2 based on commodity, it is characterised in that:Using
The barcode scanning equipment that can identify above-mentioned color bar code, scans above-mentioned color bar code, transmits scanning information.
4. the method for an object one code optimization financial service according to claim 3 based on commodity, it is characterised in that:It is above-mentioned
Barcode scanning equipment is:Hand-held bar code scan rifle;The hand-held bar code scan rifle comes with wireless data transfer module, and being used for will be above-mentioned
Scanning information is sent to the network equipment outside certain distance.
5. the method for an object one code optimization financial service according to claim 1 based on commodity, it is characterised in that:It is described
Financial service include:Lending business, giving credit, credit evaluation business.
6. the method for an object one code optimization financial service according to claim 1 based on commodity, it is characterised in that:It is described
Financial service includes:Particular commodity series or single product to target manufacturer or brand quotient provide the financial service of differentiation.
7. the method for an object one code optimization financial service according to claim 1 based on commodity, it is characterised in that:It compares
The data for using and selling of end article raw material, the sales situation of the data analysis commodity based on raw material.
8. the method for an object one code optimization financial service according to claim 1 based on commodity, it is characterised in that:It is sweeping
During decoding apparatus acquires one yard of an object to end article, by barcode scanning device configuration timestamp information, geographical location letter
To ensure the authenticity of the gatherer process transmission is encrypted in acquisition information by breath, device identification number.
9. the method for an object one code optimization financial service according to claim 1 based on commodity, it is characterised in that:To adopting
Collect information and carry out data analysis, result of the financial service side based on data analysis defines or adjustment financial service content, finance clothes
Business range, financial service condition.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710219317.8A CN108694597A (en) | 2017-04-06 | 2017-04-06 | The method of one code optimization financial service of an object based on commodity |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710219317.8A CN108694597A (en) | 2017-04-06 | 2017-04-06 | The method of one code optimization financial service of an object based on commodity |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108694597A true CN108694597A (en) | 2018-10-23 |
Family
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710219317.8A Pending CN108694597A (en) | 2017-04-06 | 2017-04-06 | The method of one code optimization financial service of an object based on commodity |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110580651A (en) * | 2019-09-19 | 2019-12-17 | 宋海军 | Channel financial borrowing and lending method based on block chain |
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|---|---|---|---|---|
| US20140101229A1 (en) * | 2012-10-10 | 2014-04-10 | Verizon Patent And Licensing Inc. | Shared analytics and forecasting system |
| US20140156347A1 (en) * | 2012-12-05 | 2014-06-05 | Fair Isaac Corporation | Enhanced Market Basket Analysis |
| CN104134085A (en) * | 2014-05-08 | 2014-11-05 | 我查查信息技术(上海)有限公司 | Specific bar code and forming method thereof |
| CN104616150A (en) * | 2014-12-12 | 2015-05-13 | 李若斌 | Tracking, managing and authentic identification system and method for circulation goods |
-
2017
- 2017-04-06 CN CN201710219317.8A patent/CN108694597A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20140101229A1 (en) * | 2012-10-10 | 2014-04-10 | Verizon Patent And Licensing Inc. | Shared analytics and forecasting system |
| US20140156347A1 (en) * | 2012-12-05 | 2014-06-05 | Fair Isaac Corporation | Enhanced Market Basket Analysis |
| CN104134085A (en) * | 2014-05-08 | 2014-11-05 | 我查查信息技术(上海)有限公司 | Specific bar code and forming method thereof |
| CN104616150A (en) * | 2014-12-12 | 2015-05-13 | 李若斌 | Tracking, managing and authentic identification system and method for circulation goods |
Non-Patent Citations (1)
| Title |
|---|
| 许良等: "物联网金融在海格物流的应用研究", 《中国储运》 * |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110580651A (en) * | 2019-09-19 | 2019-12-17 | 宋海军 | Channel financial borrowing and lending method based on block chain |
| CN110580651B (en) * | 2019-09-19 | 2023-10-10 | 宋海军 | Channel finance borrowing method based on blockchain |
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Application publication date: 20181023 |
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