CN108647952B - Electronic payment reconciliation method and device - Google Patents

Electronic payment reconciliation method and device Download PDF

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CN108647952B
CN108647952B CN201810384894.7A CN201810384894A CN108647952B CN 108647952 B CN108647952 B CN 108647952B CN 201810384894 A CN201810384894 A CN 201810384894A CN 108647952 B CN108647952 B CN 108647952B
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electronic payment
parking
reconciliation
record
information
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CN108647952A (en
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和巍锋
常翠娥
戴巍
赵景龙
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Beijing Yuechang Technology Co ltd
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Beijing Yuechang Technology Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • G06Q20/145Payments according to the detected use or quantity
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems

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Abstract

The invention discloses an electronic payment reconciliation method and device, wherein the method comprises the following steps: receiving parking records of vehicles which come out after electronic payment of parking fees uploaded by each parking lot; finding out a corresponding electronic payment record according to the parking record, wherein the electronic payment record comprises parking fee amount information, summing the parking fee amounts in the found electronic payment record, and transferring equal parking fees from a public parking fee account to an account of the parking lot according to a summation result; and generating a reconciliation page indicating electronic payment posting information, and sending the generated reconciliation page to a reconciliation client of the parking lot for displaying. From this, avoided the manual work to check whether the electronic payment record has been posted and is leaded to the problem of wasting time and energy, moreover, can provide clear and definite account to the parking area, alleviateed the financial workload in parking area.

Description

Electronic payment reconciliation method and device
Technical Field
The invention relates to the technical field of intelligent parking systems, in particular to an electronic payment reconciliation method and device.
Background
With the advancement of technology, essentially all parking lots currently employ intelligent parking systems and support electronic payment. However, there are some technical problems in the reconciliation process of the existing electronic payment, for example, when the account is checked in the parking lot, the parking record details of the current day can only be compared with the parking records uploaded to the cloud one by one to find out which parking records correspond to which electronic payment is not settled, and obviously, the method has large workload and low efficiency. Moreover, for the parking lot, it is impossible to visually see whether the account of the parking fee for electronic payment at a specified time (for example, a certain day) is settled, that is, the settlement account at the parking lot end is unclear, which brings trouble to the financial work of the parking lot.
Disclosure of Invention
The invention provides an electronic payment reconciliation method and device, and aims to solve the problems of high workload, low efficiency and unclear accounts caused by manual denucleation of an electronic payment account in the conventional electronic payment reconciliation process, and trouble brought to financial work of a parking lot.
According to an aspect of the present application, there is provided an electronic payment reconciliation method comprising:
receiving parking records of vehicles which come out after electronic payment of parking fees uploaded by each parking lot;
finding out a corresponding electronic payment record according to the parking record, wherein the electronic payment record comprises parking fee amount information, summing the parking fee amounts in the found electronic payment record, and transferring an equal parking fee from a public parking fee account to the parking lot account according to a summing result;
and generating a reconciliation page indicating electronic payment posting information, and sending the generated reconciliation page to a reconciliation client side of the parking lot for displaying.
Optionally, the receiving the parking records of vehicles leaving the parking lot after the electronic payment of the parking fee uploaded by each parking lot includes: receiving total number information of parking records of vehicles which come out after the electronic payment of parking fees on the same day uploaded by each parking lot, wherein the method further comprises the following steps: counting the number of parking records of vehicles which come out of the parking lot after the parking fee is electronically paid on the same day after the parking lot is received at the appointed settlement and entry time to obtain a statistical value; subtracting the statistics value from the number indicated in the total number information to obtain a difference value, and adding the difference value to a position corresponding to the number information which is not uploaded on the account checking page.
Optionally, the method further comprises: after finding out the corresponding electronic payment record according to the parking record, adding the found electronic payment record into an entry list, and classifying the electronic payment record in the entry list according to the exit date in the corresponding parking record by taking the vehicle exit date as a preset condition: if the departure date in the corresponding parking record is the same day, adding a normal settlement posting mark for the electronic payment record and using the normal settlement posting mark as a first type; and if the departure date in the corresponding parking record is the date before the current day, adding a delayed settlement posting mark as a second type to the electronic payment record, adding the parking fee amount indicated in the electronic payment record added with the delayed settlement posting mark to obtain a delayed settlement total amount, and adding the delayed settlement total amount to the position corresponding to the receiver non-posting information in the generated reconciliation page.
Optionally, the aggregating the parking fee amount in the found electronic payment record, and transferring an equal parking fee from a public parking fee account to the parking lot account according to the aggregation result includes: when settlement posting time is appointed, after the sum of the parking fee amount indicated in the electronic payment record added with the normal settlement posting mark is added, the parking fee with the same amount is transferred from the public parking fee account to the account of the parking lot; the generating a reconciliation page indicating electronic payment posting information comprises: judging whether a difference value obtained by subtracting the statistical value from the number indicated in the total number information is greater than 0 or equal to 0, and if the difference value is greater than 0, adding information of bad network at a position of the generated account checking page indicating the account checking state of the current day; if the difference is equal to 0, further judging whether the delayed settlement total amount is greater than 0 or equal to 0, and if the delayed settlement total amount is equal to 0, adding settled information at a position of the generated reconciliation page indicating the reconciliation state on the current day; and if the delayed settlement total amount is larger than 0, adding information of bad network at the position of the generated reconciliation page indicating the reconciliation state on the current day.
Optionally, the method further comprises: for the electronic payment record with the date of departure in the corresponding parking record in the posting list as the current day, if the electronic payment record is generated by using a third-party electronic payment channel to complete electronic payment, adding a third-party electronic payment mark to the electronic payment record, and summing the parking fee amount in each electronic payment record added with the third-party electronic payment mark to obtain the third-party electronic payment sum amount; and adding the third-party electronic payment sum to the position corresponding to the third-party electronic payment information in the generated reconciliation page.
Optionally, the method further comprises: receiving the actual electronic payment amount which is sent by each parking lot after the parking lot is calculated according to the parking records of vehicles which come out of the parking lot after the parking fee is electronically paid on the same day; adding the actual electronic payment amount which is receivable to a position corresponding to the electronic payment information in the generated reconciliation page; receiving a detail checking request sent by a checking client of the parking lot when a checking detail control on the checking page is triggered; returning a detail page containing specified information to a reconciliation client of the parking lot according to the vehicle departure date information in the detail viewing request so as to display the detail page; the specified information includes departure time information, parking fee information, electronic payment amount information, check-in state information, checked-in amount information and non-checked-in amount information of vehicles which are corresponding to departure after electronic payment of parking fee.
According to another aspect of the present invention, there is provided an electronic payment reconciliation apparatus comprising:
the receiving module is used for receiving parking records of vehicles which come out after electronic payment of parking fees uploaded by each parking lot;
the transfer-out module is used for finding out a corresponding electronic payment record according to the parking record, wherein the electronic payment record comprises parking fee amount information, summing the parking fee amounts in the found electronic payment record, and transferring an equal parking fee from a public parking fee account into the parking lot account according to a summation result;
and the reconciliation module is used for generating a reconciliation page indicating electronic payment posting information and sending the generated reconciliation page to a reconciliation client side of the parking lot for displaying.
Optionally, the receiving module is further configured to receive total parking record number information of vehicles that come out of the parking lot after the parking fee is electronically paid on the same day uploaded by each parking lot; the device further comprises: the counting module is used for counting the number of parking records of vehicles which come out of the parking lot after the parking fee is electronically paid on the same day after the parking lot is appointed to settle accounts and enter into the account to obtain a counting value, and subtracting the counting value from the number indicated in the total number information to obtain a difference value; the reconciliation module is specifically configured to add the difference value to a position corresponding to the non-uploaded number information of the reconciliation page.
Optionally, the apparatus further comprises: the classification module is used for adding the found electronic payment records into an entry list after finding out the corresponding electronic payment records according to the parking records, and classifying the electronic payment records in the entry list according to the exit date in the corresponding parking records by taking the vehicle exit date as a preset condition: if the departure date in the corresponding parking record is the same day, adding a normal settlement posting mark for the electronic payment record and using the normal settlement posting mark as a first type; if the departure date in the corresponding parking record is the date before the current day, adding a delayed settlement posting mark as a second type for the electronic payment record,
the reconciliation module is further used for summing the parking fee amount indicated in the electronic payment record added with the delayed settlement posting mark to obtain a delayed settlement total amount, and adding the delayed settlement total amount to the position corresponding to the non-posting information of the receiver in the generated reconciliation page.
According to yet another aspect of the present application, there is provided an electronic device including: the electronic payment reconciliation method comprises a memory and a processor, wherein the memory and the processor are in communication connection through an internal bus, the memory stores program instructions capable of being executed by the processor, and the program instructions can realize the electronic payment reconciliation method in one aspect of the application when being executed by the processor.
The beneficial effects of the invention are: the electronic payment reconciliation method and device provided by the embodiment of the invention receive the parking records uploaded by each parking lot, find out the corresponding electronic payment record according to the parking records, transfer the equivalent parking fee from the public parking fee account to the account of the parking lot according to the electronic payment record, generate a reconciliation page indicating electronic payment posting information, and send the generated reconciliation page to the parking lot for display. Therefore, the cloud server transfers the parking fee with the equal amount indicated by the electronic payment record to an account of the parking lot, and generates and displays a reconciliation page indicating electronic payment posting information for a parking lot end to check. Not only avoided the artifical problem of wasting time and energy that whether the parking fee in the record of electronic payment was posted and leads to of denucleating, moreover, instructed electronic payment posting information in the reconciled page, provided clear and understood audio-visual settlement account to the parking area, alleviateed the financial workload in parking area, promoted parking area user's experience.
Drawings
FIG. 1 is a flow diagram of an electronic payment reconciliation method according to an embodiment of the invention;
FIG. 2 is a schematic view of an electronic payment reconciliation page in accordance with one embodiment of the invention;
FIG. 3 is a schematic diagram of a details page of one embodiment of the present invention;
FIG. 4 is a block diagram of an electronic payment reconciliation apparatus in accordance with an embodiment of the invention;
fig. 5 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
The design concept of the invention is as follows: the electronic payment reconciliation scheme is provided, the reconciliation page is generated after the account is checked and the parking fee is transferred out to a parking lot account through a cloud server, the electronic payment reconciliation information (the reconciliation is performed to the parking lot) is displayed for a parking lot end to check, the inconvenience of manual checking of the parking lot end is avoided, the clear settlement account of the parking fee paid by an electronic payment mode can be displayed, the reconciliation efficiency is improved, and the financial workload of the parking lot is reduced.
It should be noted that the electronic payment in this embodiment means that a parking user (e.g., a car owner) pays a parking fee to a parking lot through an electronic payment channel (e.g., a parking APP with a parking fee payment function) of an intelligent parking system provider. For the parking records of the electronic payment departure, electronic payment settlement and entry are carried out. The general settlement logic is: the cloud server of the intelligent parking system provider finds the corresponding electronic payment record for the parking record uploaded by the parking lot sentry box, puts the electronic payment record into the posting list according to the payment amount, and then transfers out the posting process according to the posting list. In this case, the payment fee paid by the vehicle owner will first enter the public parking fee account of the intelligent parking system provider, and then the intelligent parking system provider will settle and enter the parking fee electronically paid by the vehicle owner into the account of the corresponding parking lot, thereby completing the electronic payment settlement and entry.
Fig. 1 is a flowchart of an electronic payment reconciliation method according to an embodiment of the invention, and referring to fig. 1, the electronic payment reconciliation method of the embodiment comprises the following steps:
step S101, receiving parking records of vehicles which come out after electronic payment of parking fees uploaded by each parking lot;
during practical application, the server at the cloud end can be connected with the sentry box control systems of a plurality of parking lots, and receives parking records uploaded by the sentry box control systems after parking fact occurs every time.
Step S102, finding out a corresponding electronic payment record according to the parking record, wherein the electronic payment record comprises parking fee amount information, summing the parking fee amounts in the found electronic payment record, and transferring equal parking fees from a public parking fee account to the account of the parking lot according to the summing result;
when the electronic payment is carried out, the parking fee paid by the vehicle owner is stored in the public parking fee account, and the cloud server generates and stores a corresponding electronic payment record for each electronic payment. In practice, the cloud server can receive an entrance record uploaded by a parking lot sentry box when a vehicle enters (namely enters a parking lot), then, the parking fee of the vehicle is monitored according to a preset parking rate, and an electronic payment request submitted by a vehicle master user when the vehicle is out of the parking lot is received. And receiving the parking fee paid by the owner user through the payment channel according to the electronic payment request and then storing the parking fee into the public parking fee account.
And step S103, generating a reconciliation page indicating electronic payment posting information, and sending the generated reconciliation page to a reconciliation client of the parking lot for displaying.
The cloud server can gather electronic payment posting information of preset time such as a certain day or a certain month and the like according to the query request of the posting client of the parking lot, generate a posting page indicating the electronic payment posting information, and display the posting page by the posting client after sending the posting page to the posting client of the parking lot, so that workers in the parking lot can check accounts conveniently.
As shown in fig. 1, in the electronic payment reconciliation method of the embodiment, the parking records uploaded by each parking lot are received, the corresponding electronic payment record is found according to the parking record, and then the parking fee with the corresponding amount of money is transferred to the account of the parking lot according to the electronic payment record, so that the electronic payment settlement posting is completed. The problems of low manual checking efficiency and large workload are avoided. And the generated account checking page can enable the parking lot to directly see whether the electronic payment parking fee is paid in, help the parking lot to determine the income source and the amount of money which is not paid in, reduce the financial workload of the parking lot and improve the account checking efficiency.
The implementation steps of the electronic payment reconciliation method of the present invention are described below with reference to a specific embodiment. It can be understood that the reconciliation in the embodiment refers to account checking between a public parking fee account and an account of a parking lot, and in the prior art, when a parking user pays a parking fee by using an electronic payment method, the parking lot needs to manually check the amount of the parking fee transferred from the public parking fee account one by one according to parking details to determine which electronic payment parking fee is credited, so that the workload is large and the reconciliation efficiency is low. In addition, the parking lot cannot directly see whether the electronic payment parking fee in the same day is transferred to the account of the parking lot, namely, the account is not clear, and the application requirement cannot be met.
The embodiment provides an electronic payment reconciliation method, when the electronic payment reconciliation is carried out, the cloud (a branch party) carries out electronic payment settlement, the parking fee is transferred to a parking lot account (a receiver) and a reconciliation page is provided for displaying in a parking lot, the parking lot can conveniently see the posting information of the electronic payment parking fee in a settlement period, the account is clear, the parking lot can know which parking fees are posted and which are not posted, and the use experience of the parking lot is improved.
The electronic reconciliation method of the embodiment is executed by the cloud server. The flow of the electronic account checking method is roughly as follows: firstly, the parking records of vehicles which come out after electronic payment of parking fees uploaded by each parking lot are received. And then, finding the corresponding electronic payment record according to the parking record, summarizing the parking fee amount in the electronic payment record, and transferring the parking fee with the same amount from the parking fee public account to the account of the parking lot. And finally, generating a reconciliation page, and sending the reconciliation page to a reconciliation client side of the parking lot for displaying by the reconciliation client side.
In this embodiment, the cloud server may receive total number information (for example, 500) of parking records of vehicles that come out after the electronic payment of parking fees of the same day uploaded by each parking lot. Then, at a specified settlement entry time (for example, 1 am the next day), counting the number of received parking records of vehicles which come out of the parking lot after the parking fee is electronically paid on the day of the parking lot to obtain a statistical value (for example, 495); and subtracting the statistic value (495) from the number (500) indicated in the total number information to obtain a difference value (5), and adding the difference value to a position corresponding to the number information which is not uploaded on the account checking page.
Considering that in practice, the network condition of the parking lot is not always good, after the sentry box control system of the parking lot establishes connection with the cloud server, the sentry box control system can upload the parking records to the cloud at any time, but if the network condition is bad, the time for the sentry box control system to upload the parking records is later than the settlement and check-in time (or settlement and check-in deadline) of the day. The cloud end makes a difference with the total number of the statistics value and can calculate the difference value by counting the number of the received parking records on the same day, adds the difference value into the reconciliation page and prompts that the network of the parking lot is not good, so that the parking lot can be conveniently checked in time, and the service quality is improved.
In this embodiment, the cloud server finds out a corresponding electronic payment record according to the received parking record, and then adds the found electronic payment record to the posting list. The posting table is only exemplary, and in other embodiments, other data results may be used to store the found electronic payment records, such as a set, an array, or the like.
For the electronic payment records in the posting list, the electronic payment records are classified according to the departure date in the corresponding parking record by taking the vehicle departure date as a preset condition. Specifically, if the departure date in the corresponding parking record is the same day (for example, 1 month and 3 days), a normal settlement posting mark is added to the electronic payment record and is used as a first type; if the departure date in the corresponding parking record is a date before the current day (for example, 1 month and 2 days), a delayed settlement posting mark is added to the electronic payment record as a second type.
Here, the normal settlement entry means that the cloud server receives a parking record of a vehicle for electronically paying a parking fee on the same day, and the parking fee is settled (i.e., entered into an account of a parking lot) at a settlement time corresponding to the same day (for example, 1 am the next day). The delayed settlement entry means that (due to the delayed uploading of the parking records by the sentry box control system), the parking records of vehicles which are present before the current day are received on the current day and the corresponding settlement time on the current day is missed, so that the parking fee can only be settled and entered (namely, entered into the account of the parking lot) in the next settlement period (for example, the third day is 1 am).
In this embodiment, for the electronic payment record to which the delayed settlement posting flag is added, the parking fee amount indicated in the electronic payment record is summed up to obtain a delayed settlement total amount (for example, 30000 yuan), and the delayed settlement total amount is added to a position corresponding to the recipient non-posting information in the generated reconciliation page.
It can be understood that in practice, the network conditions of each parking lot are different, the situation that the parking records of the same day are not uploaded to the cloud end in time can exist, under the situation, after the cloud end receives the parking records uploaded by the parking lots, the electronic payment records corresponding to the parking records of vehicles leaving the same day are added to the entry table according to the date of leaving the vehicles, and when the parking is settled, the parking fee indicated by the electronic payment records in the entry table is settled. Meanwhile, since the part of the electronic payment parking fee is not entered into the account of the parking lot in the settlement period of the day, and the parking lot can know the settlement condition of the part of the parking fee in time, in the embodiment, the part of the delayed settlement total amount is added to the position corresponding to the receiver non-posting information in the generated reconciliation page. That is, this part of the parking fee is not billed now to the receiver (parking lot), but is expected to be billed in the next settlement period.
As described above, the time when the cloud receives the parking record is different, and the marks added to the corresponding electronic payment records are also different, in this embodiment, the two types of electronic payment records are respectively processed, and for the first type of processing, after the parking fee amount indicated in the electronic payment record added with the normal settlement entry mark is summed up at the specified settlement entry time (for example, 2 am the next day), the equal parking fee is transferred from the public parking fee account to the account of the parking lot.
And for the delayed settlement parking fee amount indicated by the electronic payment record added with the delayed settlement posting mark, only recording the parking fee amount to the position corresponding to the non-posting information in the current settlement posting period, and not performing settlement posting.
In this embodiment, the cloud performs settlement processing and displays a status on the generated reconciliation page to prompt the settlement condition of the parking fee electronically paid in the current day in the parking lot.
Specifically, generating a reconciliation page indicating electronic payment posting information herein includes: judging whether a difference value obtained by subtracting the counted value from the number indicated in the total number information is greater than 0 or equal to 0, and if the difference value is greater than 0, adding information of bad network at a position of the generated account checking page indicating the account checking state of the current day; and if the difference value is equal to 0, adding settled information at a position of the generated reconciliation page indicating the reconciliation state on the day. Note: this is because the parking lot network is not good, so that the parking records of vehicles which come out of the parking lot after the electronic payment of parking fees are not all uploaded, that is, a delay in uploading the parking records occurs. If the difference value is equal to 0, further judging whether the total amount of the delayed settlement is greater than 0 or equal to 0, wherein the difference value is equal to 0, which indicates that the sentry box control system of the parking lot uploads all parking records of vehicles which come out of the parking lot after the parking fee is electronically paid on the same day to the cloud server. The cloud server needs to further determine whether the delayed settlement total amount is equal to or greater than 0. If the delayed settlement total amount is equal to 0, adding settled information at a position of the generated reconciliation page indicating the reconciliation state on the current day; and if the delayed settlement total amount is larger than 0, adding information of bad network at the position of the generated reconciliation page indicating the reconciliation state on the current day.
And if the delayed settlement total amount is larger than 0, the condition that the parking record is uploaded in a delayed manner is indicated. For example, on day 1 month and 3, the vehicle a leaves after paying the parking fee (for example, 7 dollars) electronically, the sentry box uploads the parking record to the cloud server at 1 point 30 on day 1 month and 4, and it is assumed that the cloud server receives the parking records of all vehicles paying the parking fee electronically, which leave on day 1 month and 3, at this time, that is, the number of the uploaded vehicles is equal to 0. However, the parking record of the vehicle a is uploaded at 1 o 'clock 1/4/day, and the parking fee amount (7 dollars) indicated in the electronic payment record corresponding to the parking record is added to the non-posted field of the reconciliation page later than the settlement posting deadline set by the cloud server for the current day (for example, 1 o' clock 1/4/day). That is, the electronic payment records corresponding to the parking records with the date of departure as the current day (1 month and 3 days) are not all settled, and there is a parking fee which is not paid in the current period. In this case, the parking record is uploaded by the parking lot sentry box in a delayed manner, so that in this embodiment, information of "network failure" is added to a field indicating the current state of the account checking page, so as to prompt the parking lot to check the network and improve the service quality.
And if the delayed settlement total amount is equal to 0, the settled information may be added at a position where the generated reconciliation page indicates the reconciliation status of the present day. That is, in the case where the number of non-uploaded pieces is equal to 0 and the unsettled amount is also 0, the parking fee for the electronic payment of the day is settled.
In this embodiment, the cloud server further receives an actual receivable electronic payment amount sent by each parking lot after the parking lot is calculated according to the parking record of the vehicle which comes out after the parking fee is electronically paid on the same day, and adds the actual receivable electronic payment amount to a position corresponding to the electronic payment information in the generated reconciliation page.
In practical application, some parking lots also provide electronic parking fee payment through other payment platforms such as a third party payment channel, for this part, because the payment channel is inconsistent with the payment channel of the intelligent parking system provider, the parking fee of this part of electronic payment cannot be settled by the intelligent parking system provider and the parking lot, and the cloud server of the intelligent parking system provider marks the total amount on the generated reconciliation page.
The specific implementation manner can be that, for the electronic payment record with the date of departure in the parking record corresponding to the entry table being the current day, if the electronic payment record is generated by using a third-party electronic payment channel to complete electronic payment, a third-party electronic payment mark is added to the electronic payment record, and the parking fee amount in each electronic payment record added with the third-party electronic payment mark is summed to obtain the third-party electronic payment sum amount; and adding the third-party electronic payment sum to the position corresponding to the third-party electronic payment information in the generated reconciliation page.
In this embodiment, for the parking record that the date of departure is the current day, the electronic payment record is marked as normal settlement entry, and for the date of departure before the current day, the electronic payment record is marked as delayed settlement entry; because there are instances where a portion of the parking lot may be electronically paid using other payment applications, this portion of the electronic payment record may be flagged as a third party electronic payment.
Fig. 2 is a schematic diagram of an electronic payment reconciliation page according to an embodiment of the invention, and referring to fig. 2, fig. 2 is a schematic diagram of a reconciliation page displayed by a reconciliation client of a parking lot, wherein information of year and month is displayed in the reconciliation page, so that the parking lot can conveniently view the reconciliation state and information of the electronic payment parking fee of corresponding year or month. Referring to fig. 2, reconciliation information for electronic payment records from day 1 to day 6 is shown. As can be seen, the daily electronic payment amount (units, dollars), status (network bad or cleared), billed amount (units, dollars), unsettled amount (units, dollars), third party electronic payment amount and not uploaded (units, bars).
Referring to fig. 2, fig. 2 summarizes on a daily basis, and in one embodiment, one month of data may be presented at a time.
The corresponding amount of the electronic payment is uploaded after being gathered by the local sentry box of the parking lot and is the amount of the electronic payment actually received by the parking lot;
the checked-in amount is the amount of the electronic payment in the vehicles which are out of the field on the same day and is checked in;
the unsettled amount is the amount of the electronic payment in the vehicles on the present day in the parking lot account, but the electronic payment has not yet been settled and billed to the parking lot account;
the third party electronic payment is a part for payment through a third party payment channel, and the part does not settle and only marks out the total amount;
the number of the vehicles which are out of the parking lot on the same day is uploaded by the local sentry box of the parking lot, the cloud compares the total number with the number of the received parking records, and the difference value is the number which is not uploaded;
it should be noted that, referring to the information corresponding to day 6, when the information is not uploaded for more than 0, it indicates that the parking lot network is not good, and there is a part of parking records that are not uploaded yet, at this time, the electronic payment > checked in, not checked in, and third-party electronic payment, and in this case, the cloud server may mark the state of the day as "network not good".
When "not uploaded" is equal to 0, the electronic payment is credited + not credited + third party electronic payment.
If the number of the parking records is larger than 0, the situation that the parking records are uploaded in a delayed mode is shown, and the cloud server still marks that the current state is 'poor network'; if the unsettled account is 0, the parking lot is shown to have settled and completed all electronic payments in the day, and the cloud server marks the current state as 'settled';
when the 'settled' state appears, the parking lot can directly know that all electronic payments in the day are posted into the parking lot account;
if the 'network is not good' state occurs, the parking lot needs to check the network to ensure the service quality. And important attention needs to be paid to records that have not been posted or uploaded for the day until their status becomes "cleared".
Referring to fig. 2, the method of this embodiment further receives a detail viewing request sent by the reconciliation client of the parking lot when the viewing detail control on the reconciliation page is triggered; returning a detail page containing the specified information to a reconciliation client of the parking lot according to the vehicle departure date information in the detail viewing request so as to display the detail page; the designation information includes departure time information, parking fee information, electronic payment amount information, posting status information, posted amount information, and non-posted amount information of the vehicle that departs after the corresponding electronic payment of the parking fee.
That is, the parking lot staff can click on "view details" every day to see the details of the electronic payment reconciliation for that day. Fig. 3 is a schematic diagram of a detail page according to an embodiment of the present invention, and it should be noted that fig. 3 is a page returned by the cloud server after the user clicks the view details control in fig. 2.
Referring to fig. 3, the reconciliation information for the partial electronic payment record with the vehicle departure date xx months (e.g., 2016, 1, 3) is shown on the detail page, wherein the posted information is shown in the upper left of the page, and as can be seen from fig. 4, the current day is posted 12345.00 yuan. It is understood that the posted is that the cloud server transfers the 12345-member parking fee in the public parking fee account to the parking lot account.
On the upper right part of the detail page, there is displayed non-billed information, for example, a non-billed 0, which indicates that the parking fee of the current electronic payment is totally settled, and in practical applications, if there is a non-billed electronic payment record, the billing is settled in the next period (for example, the next morning). The details page also shows that 0 strips have not been uploaded, i.e., the parking lot kiosk has all uploaded the parking records for the vehicles that are present on board after the electronic payment of the parking fee.
The following details are also displayed in the posted electronic payment record: license plate number (such as Beijing 11111), departure time, parking duration, parking fee, and electronic payment, i.e., the amount (unit, yuan) of parking fee, check-in status, check-in amount, and third party electronic payment. Here, the settlement entry time (x month x day x year) is displayed in the entry state, and the settlement entry time here is, for example, 2016, 1 month, 4 days.
The third-party electronic payment in the page is the parking fee electronic payment completed through a third-party electronic payment channel, see the column corresponding to the kyo 22222 in fig. 3, the parking fee of the vehicle for this parking is 20 yuan, the amount of the credit is 12 yuan, and the third-party electronic payment is 8 yuan, that is, when the vehicle owner user performs electronic payment for parking, the payment channel of the intelligent parking system provider (i.e. the payment channel corresponding to the public parking fee account) is used for paying 12 yuan of parking fee, and the rest 8 yuan of parking fee is paid through a third-party payment channel (e.g. a payment treasure or a WeChat). This part of the parking fee common parking fee account is not collected, so the posting process is not performed, and the settlement posting process is performed only for the received 12-yuan parking fee.
As can be seen from the above, the electronic payment reconciliation method of the embodiment takes the vehicle departure date as a dimension, shows the settlement entry details of one day, and the user can view the details of the settlement order and can export the details to be used as the basis of financial settlement. Thereby provide clear account, reduced the financial affairs work load in parking area, improved account checking efficiency, improved service experience, improved the satisfaction in parking area, convenient extensive popularization and application.
Fig. 4 is a block diagram of an electronic payment reconciliation apparatus in one embodiment of the invention, referring to fig. 4, the electronic payment reconciliation apparatus 400 comprises:
the receiving module 401 is configured to receive parking records of vehicles which come out after electronic payment of parking fees uploaded by each parking lot;
a transfer module 402, configured to find out a corresponding electronic payment record according to the parking record, where the electronic payment record includes parking fee amount information, aggregate the parking fee amounts in the found electronic payment record, and transfer an equal parking fee from a public parking fee account to the parking lot account according to an aggregation result;
and the reconciliation module 403 is configured to generate a reconciliation page indicating electronic payment posting information, and send the generated reconciliation page to a reconciliation client of the parking lot for display.
In an embodiment of the present invention, the receiving module 401 is further configured to receive total parking record number information of vehicles that come out of the parking lot after the parking fee is electronically paid on the same day uploaded by each parking lot;
the electronic payment reconciliation apparatus 400 further comprises: the counting module is used for counting the number of parking records of vehicles which come out of the parking lot after the parking fee is electronically paid on the same day after the parking lot is appointed to settle accounts and enter into the account to obtain a counting value, and subtracting the counting value from the number indicated in the total number information to obtain a difference value;
the reconciliation module 403 is specifically configured to add the difference value to a position corresponding to the non-uploaded number information of the reconciliation page.
In an embodiment of the present invention, the electronic payment reconciliation apparatus further includes: the classification module is used for adding the found electronic payment records into the entry list after finding out the corresponding electronic payment records according to the parking records, and classifying the electronic payment records in the entry list according to the exit date in the corresponding parking records by taking the vehicle exit date as a preset condition: if the departure date in the corresponding parking record is the same day, adding a normal settlement posting mark for the electronic payment record and using the normal settlement posting mark as a first type; if the departure date in the corresponding parking record is the date before the current day, adding a delayed settlement posting mark as a second type for the electronic payment record,
And the reconciliation module is also used for summing the parking fee amount indicated in the electronic payment record added with the delayed settlement posting mark to obtain a delayed settlement total amount, and adding the delayed settlement total amount to a position corresponding to the non-posting information of the receiver in the generated reconciliation page.
In an embodiment of the invention, the transfer-out module is specifically configured to transfer the parking fee with the same amount from the public parking fee account to the account of the parking lot after the parking fee amount indicated in the electronic payment record added with the normal settlement posting mark is summed up at the specified settlement posting time;
the reconciliation module is used for judging whether a difference value obtained by subtracting the statistical value from the number indicated in the total number information is greater than 0 or equal to 0, and if the difference value is greater than 0, adding information of bad network at a position of the generated reconciliation page indicating the reconciliation state on the current day; if the difference is equal to 0, further judging whether the delayed settlement total amount is greater than 0 or equal to 0, and if the delayed settlement total amount is equal to 0, adding settled information at a position of the generated reconciliation page indicating the reconciliation state on the current day; and if the delayed settlement total amount is larger than 0, adding information of bad network at the position of the generated reconciliation page indicating the reconciliation state on the current day.
In one embodiment of the present invention, the electronic payment reconciliation apparatus further comprises: the third-party payment marking module is used for adding a third-party electronic payment mark to the electronic payment record with the current date in the parking record in the posting list if the electronic payment record is generated by completing electronic payment by using a third-party electronic payment channel, and summing the parking fee amount in each electronic payment record added with the third-party electronic payment mark to obtain the third-party electronic payment sum amount;
and the reconciliation module is used for adding the third-party electronic payment total amount to a position corresponding to the third-party electronic payment information in the generated reconciliation page.
In one embodiment of the invention, the receiving module is further configured to receive an actual receivable electronic payment amount sent by each parking lot after calculating according to the parking record of vehicles coming out after the parking fee is electronically paid for the current day; and the reconciliation module is used for adding the actual receivable electronic payment amount to the position corresponding to the electronic payment information in the generated reconciliation page.
In an embodiment of the invention, the electronic payment reconciliation device further comprises an inquiry module, which is used for receiving a detail viewing request sent by a reconciliation client side of the parking lot when a viewing detail control on a reconciliation page is triggered;
The account checking module is used for returning a detail page containing the specified information to an account checking client of the parking lot according to the vehicle departure date information in the detail checking request so as to display the detail page;
the designation information includes departure time information, parking fee information, electronic payment amount information, posting status information, posted amount information, and non-posted amount information of the vehicle that departs after the corresponding electronic payment of the parking fee.
It should be noted that the electronic payment reconciliation device of the present embodiment corresponds to the electronic payment reconciliation method, and therefore, the contents that are not described for the electronic payment reconciliation device in the present embodiment can refer to the description in the foregoing method embodiment, and are not described again here.
Fig. 5 is a schematic structural diagram of an electronic device according to an embodiment of the present invention. As shown in fig. 5, the electronic device includes a memory 501 and a processor 502, the memory 501 and the processor 502 are communicatively connected through an internal bus 503, the memory 501 stores program instructions capable of being executed by the processor 502, and the program instructions, when executed by the processor 502, are capable of implementing the electronic payment reconciliation method described above.
In addition, the logic instructions in the memory 501 may be implemented in the form of software functional units and may be stored in a computer readable storage medium when the logic instructions are sold or used as independent products. Based on such understanding, the technical solution of the present invention or a part thereof, which essentially contributes to the prior art, can be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method described in the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
Another embodiment of the present invention provides a computer-readable storage medium storing computer instructions for causing the computer to perform the above-described electronic payment reconciliation method.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention has been described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It is to be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
In the description of the present invention, numerous specific details are set forth. It is understood, however, that embodiments of the invention may be practiced without these specific details. In some instances, well-known methods, structures and techniques have not been shown in detail in order not to obscure an understanding of this description. Similarly, it should be appreciated that in the foregoing description of exemplary embodiments of the invention, various features of the invention are sometimes grouped together in a single embodiment, figure, or description thereof for the purpose of streamlining the disclosure and aiding in the understanding of one or more of the various inventive aspects. However, the disclosed method should not be interpreted as reflecting an intention that: that the invention as claimed requires more features than are expressly recited in each claim. Rather, as the following claims reflect, inventive aspects lie in less than all features of a single foregoing disclosed embodiment. Thus, the claims following the detailed description are hereby expressly incorporated into this detailed description, with each claim standing on its own as a separate embodiment of this invention.
While the foregoing is directed to embodiments of the present invention, other modifications and variations of the present invention may be devised by those skilled in the art in light of the foregoing teachings. It should be understood by those skilled in the art that the foregoing detailed description is for the purpose of illustrating the invention rather than the foregoing detailed description, and that the scope of the invention is defined by the claims.

Claims (8)

1. An electronic payment reconciliation method, comprising:
receiving parking records of vehicles which come out after electronic payment of parking fees uploaded by each parking lot;
finding out a corresponding electronic payment record according to the parking record, wherein the electronic payment record comprises parking fee amount information, summing the parking fee amounts in the found electronic payment record, and transferring an equal parking fee from a public parking fee account to the parking lot account according to a summing result;
generating a reconciliation page indicating electronic payment posting information, and sending the generated reconciliation page to a reconciliation client side of the parking lot for displaying, wherein the method further comprises the following steps:
after finding out the corresponding electronic payment record according to the parking record, adding the found electronic payment record into an entry list, and classifying the electronic payment record in the entry list according to the exit date in the corresponding parking record by taking the vehicle exit date as a preset condition:
If the departure date in the corresponding parking record is the same day, adding a normal settlement posting mark for the electronic payment record and using the normal settlement posting mark as a first type;
if the departure date in the corresponding parking record is the date before the current day, adding a delayed settlement posting mark as a second type for the electronic payment record,
and adding the parking fee amount indicated in the electronic payment record added with the delayed settlement posting mark to obtain a delayed settlement total amount, and adding the delayed settlement total amount to a position corresponding to the receiver non-posting information in the generated reconciliation page.
2. The electronic payment reconciliation method of claim 1 wherein receiving a parking record of vehicles coming out after an electronic payment parking fee uploaded from each parking lot comprises:
receiving the total number information of the parking records of vehicles which are discharged after the electronic payment of the parking fee on the same day and uploaded by each parking lot,
the method further comprises the following steps:
counting the number of parking records of vehicles which come out of the parking lot after the parking fee is electronically paid on the same day after the parking lot is received at the appointed settlement and entry time to obtain a statistical value;
subtracting the statistics value from the number indicated in the total number information to obtain a difference value, and adding the difference value to a position corresponding to the number information which is not uploaded on the account checking page.
3. The electronic payment reconciliation method of claim 2, wherein the aggregating the parking fee amounts found in the electronic payment record, and the transferring of an equal parking fee from a common parking fee account into an account of the parking lot according to the aggregating result comprises:
when settlement posting time is appointed, after the sum of the parking fee amount indicated in the electronic payment record added with the normal settlement posting mark is added, the parking fee with the same amount is transferred from the public parking fee account to the account of the parking lot;
the generating a reconciliation page indicating electronic payment posting information comprises:
judging whether a difference value obtained by subtracting the statistical value from the number indicated in the total number information is greater than 0 or equal to 0,
if the difference is larger than 0, adding information with poor network at the position of the generated account checking page indicating the account checking state on the current day;
if the difference is equal to 0, further judging whether the delayed settlement total amount is greater than 0 or equal to 0,
if the delayed settlement total amount is equal to 0, adding settled information at a position of the generated reconciliation page indicating the reconciliation state on the current day;
and if the delayed settlement total amount is larger than 0, adding information of bad network at the position of the generated reconciliation page indicating the reconciliation state on the current day.
4. The electronic payment reconciliation method of claim 1 further comprising:
for the electronic payment record with the date of departure in the corresponding parking record in the posting list as the current day, if the electronic payment record is generated by using a third-party electronic payment channel to complete electronic payment, adding a third-party electronic payment mark to the electronic payment record, and summing the parking fee amount in each electronic payment record added with the third-party electronic payment mark to obtain the third-party electronic payment sum amount;
and adding the third-party electronic payment sum to the position corresponding to the third-party electronic payment information in the generated reconciliation page.
5. The electronic payment reconciliation method of claim 1 further comprising:
receiving the actual electronic payment amount which is sent by each parking lot after the parking lot is calculated according to the parking records of vehicles which come out of the parking lot after the parking fee is electronically paid on the same day;
adding the actual electronic payment amount which is receivable to a position corresponding to the electronic payment information in the generated reconciliation page;
and the number of the first and second groups,
receiving a detail viewing request sent by a viewing detail control of a checking client of the parking lot when the viewing detail control on the checking page is triggered;
Returning a detail page containing specified information to a reconciliation client of the parking lot according to the vehicle departure date information in the detail viewing request so as to display the detail page;
the specified information includes departure time information, parking fee information, electronic payment amount information, check-in state information, checked-in amount information and non-checked-in amount information of vehicles which are corresponding to departure after electronic payment of parking fee.
6. An electronic payment reconciliation device, comprising:
the receiving module is used for receiving parking records of vehicles which come out after electronic payment of parking fees uploaded by each parking lot;
the transfer-out module is used for finding out a corresponding electronic payment record according to the parking record, wherein the electronic payment record comprises parking fee amount information, summing the parking fee amounts in the found electronic payment record, and transferring an equal parking fee from a public parking fee account into the parking lot account according to a summation result;
the reconciliation module is used for generating a reconciliation page indicating electronic payment posting information and sending the generated reconciliation page to a reconciliation client of the parking lot for displaying, and the device further comprises:
The classification module is used for adding the searched electronic payment records into an account entry table after the corresponding electronic payment records are found out according to the parking records, and classifying the electronic payment records in the account entry table according to the departure date in the corresponding parking records by taking the vehicle departure date as a preset condition: if the departure date in the corresponding parking record is the same day, adding a normal settlement posting mark for the electronic payment record as a first class; if the departure date in the corresponding parking record is the date before the current day, adding a delayed settlement posting mark as a second type for the electronic payment record,
the reconciliation module is also used for summing the parking fee amount indicated in the electronic payment record added with the delayed settlement posting mark to obtain a delayed settlement total amount, and adding the delayed settlement total amount to the position corresponding to the non-posting information of the receiver in the generated reconciliation page.
7. The electronic payment reconciliation device of claim 6, wherein the receiving module is further configured to receive information on the total number of parking records of vehicles leaving the parking lot after the electronic payment of parking fees on the day uploaded by each parking lot;
The device further comprises:
the counting module is used for counting the number of parking records of vehicles which come out of the parking lot after the parking fee is electronically paid on the same day after the parking lot is appointed to settle accounts and enter into the account to obtain a counting value, and subtracting the counting value from the number indicated in the total number information to obtain a difference value;
the reconciliation module is specifically configured to add the difference value to a position corresponding to the non-uploaded number information of the reconciliation page.
8. An electronic device, characterized in that the electronic device comprises: a memory and a processor, the memory and the processor being communicatively coupled via an internal bus, the memory storing program instructions executable by the processor, the program instructions, when executed by the processor, being capable of implementing the electronic payment reconciliation method of any of claims 1-5.
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CN109949430A (en) * 2019-03-28 2019-06-28 西安艾润物联网技术服务有限责任公司 Parking payment management method, cloud platform and storage medium
CN110223033A (en) * 2019-05-20 2019-09-10 平安银行股份有限公司 A kind of management method and relevant apparatus of account data
CN113379408A (en) * 2021-06-10 2021-09-10 杭州立方控股股份有限公司 Method and system for checking electronic payment of parking lot

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