CN110223033A - A kind of management method and relevant apparatus of account data - Google Patents

A kind of management method and relevant apparatus of account data Download PDF

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CN110223033A
CN110223033A CN201910419811.8A CN201910419811A CN110223033A CN 110223033 A CN110223033 A CN 110223033A CN 201910419811 A CN201910419811 A CN 201910419811A CN 110223033 A CN110223033 A CN 110223033A
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account
target
cancellation
aggregation
mentioned
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刘海波
于立新
张慧平
梁新宇
唐江
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Ping An Bank Co Ltd
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Ping An Bank Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

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Abstract

The embodiment of the invention discloses a kind of management method of account data and relevant apparatus, this method is settled accounts suitable for assets.This method comprises: obtaining the account information of each account in account aggregation, the account information based on each account determines target account set from account aggregation；If account status update occurs for any one in account aggregation or multiple non-targeted accounts in current account data billing cycle, target account set is added to for one or more non-targeted account of target account state after account status is updated；Based on the account information of each target account in target account set, data clearing are carried out to target account each in target account set when the account data clearing moment of current account data billing cycle arrives.Using method provided in an embodiment of the present invention, progress data clearing can be effectively reduced and bring time loss, the efficiency of data clearing, strong applicability, flexibility height can be effectively improved.

Description

A kind of management method and relevant apparatus of account data
Technical field
The present invention relates to field of computer technology more particularly to the management methods and relevant apparatus of a kind of account data.
Background technique
With the continuous development of Internet technology, the field for needing people to open personal account is more and more extensive, difference neck The account quantity also sharp increase in domain becomes a very important link to the clearing of user account data.It is how accurate, high The data clearing of the completion user account of effect become current internet field urgent problem.
Existing user account data settlement method is in the case where mass users account data, traditional full dose data knot Calculation mode needs to consume a large amount of time and resource, cannot achieve data clearing in a short time, can not also improve account data knot The efficiency of calculation, applicability be not high.
Summary of the invention
The embodiment of the present invention provides the management method and relevant apparatus of a kind of account data, can effectively reduce account data knot Calculation brings time loss, can effectively improve the efficiency of account data clearing, strong applicability, flexibility height.
In a first aspect, the embodiment of the present invention provides a kind of management method of account data, this method comprises:
The account information of each account in account aggregation is obtained, the account information based on above-mentioned each account is from above-mentioned account Target account set is determined in set, includes that at least one has the target of target account state in above-mentioned target account set Account further includes at least one non-targeted account in above-mentioned account aggregation；
If any one in above-mentioned account aggregation or multiple non-targeted account hairs in current account data billing cycle Raw account status updates, then is that one or more non-targeted account of above-mentioned target account state adds after updating account status Add to above-mentioned target account set；
Based on the account information of each target account in above-mentioned target account set, week is settled accounts in above-mentioned current account data Data clearing are carried out to target account each in above-mentioned target account set when the account data clearing moment of phase arrives.
In embodiments of the present invention, by determining to need to carry out the target account collection of data clearing from account aggregation Close, can greatly reduce due to do not need carry out data settlement accounts carry out data clearing bring time loss.Working as simultaneously Target account is added to the non-targeted account for after updating account status being target account state in preceding account data billing cycle In the set of family, the accuracy that data clearing are carried out to target account each in target account set can be improved.
With reference to first aspect, in a kind of possible embodiment, the above-mentioned account information based on above-mentioned each account from Determine that target account set includes: in above-mentioned account aggregation
Account information based on above-mentioned each account determines cancellation account aggregation and non-cancellation in above-mentioned account aggregation Account aggregation；
Based on the cancellation date of each cancellation account in above-mentioned cancellation account aggregation, determined from above-mentioned cancellation account aggregation One or more target account out, open an account date and account based on each non-cancellation account in above-mentioned non-cancellation account aggregation Data volume determines one or more target account from above-mentioned non-cancellation account aggregation；
Based on one or more determined from above-mentioned cancellation account aggregation and above-mentioned non-cancellation account aggregation respectively Target account determines target account set.
In embodiments of the present invention, by the way that account aggregation is divided into cancellation account aggregation and non-cancellation account aggregation, and Target account is determined from cancellation account aggregation and non-cancellation account aggregation respectively based on different judgment basis, it can be for not Same account determines target account based on different judgment criterias, accurately can obtain needing to carry out data from account combination The target complete account of clearing, applicability are high.
With reference to first aspect, above-mentioned based on each pin in above-mentioned cancellation account aggregation in a kind of possible embodiment The cancellation date of family account determines that one or more target account includes: from above-mentioned cancellation account aggregation
Obtain the cancellation date of each cancellation account in above-mentioned cancellation account aggregation；
One or more cancellation account of cancellation date after the default cancellation date is determined as target account.
In embodiments of the present invention, the cancellation date based on each cancellation account can determine that the cancellation account in account aggregation Target account in the set of family is, it can be achieved that screening to target account in cancellation account aggregation.
With reference to first aspect, above-mentioned based on each in above-mentioned non-cancellation account aggregation in a kind of possible embodiment Open an account date and the account data amount of non-cancellation account, determine one or more target from above-mentioned non-cancellation account aggregation Account includes:
Obtain open an account date and the account data amount of each non-cancellation account in above-mentioned non-cancellation account aggregation；
By the date of opening an account be it is default open an account the date and in one or more non-cancellation account that account data is not zero it is each A non-cancellation account is determined as target account.
It in embodiments of the present invention, can be from account collection based on open an account date and the account data amount of each non-cancellation account Target account is determined in each non-cancellation account that the date is the default date of opening an account of opening an account in conjunction.
With reference to first aspect, above-mentioned based on each in above-mentioned non-cancellation account aggregation in a kind of possible embodiment Open an account date and the account data amount of non-cancellation account, determine one or more target from above-mentioned non-cancellation account aggregation Account includes:
Obtain date of opening an account, account data amount and the account number of each non-cancellation account in above-mentioned non-cancellation account aggregation According to update date；
It is not default one or more non-cancellation account for opening an account the date and account data amount is not zero by the date of opening an account In each non-cancellation account be determined as target account；And/or
Date that will open an account is not default one after default update date of date and account data update date that opens an account Or multiple non-cancellation accounts are determined as target account.In embodiments of the present invention, opening an account the date in each non-cancellation account On the basis of account data amount, based on the account data update date of each non-cancellation account, it can open an account from account aggregation Date is not to determine target account in each non-cancellation account for preset the date of opening an account.
With reference to first aspect, in a kind of possible embodiment, it is above-mentioned account status is updated after be above-mentioned target account One or more non-targeted account of family state is added to above-mentioned target account set
When the non-targeted account status of any one in above-mentioned account aggregation updates and any one above-mentioned non-targeted account When being above-mentioned target account state after account status update, any one above-mentioned non-targeted account is added to above-mentioned target account Set；
Alternatively, any one or multiple non-targeted accounts occur account status and update and above-mentioned in above-mentioned account aggregation The account status of any one or multiple non-targeted accounts update after when being above-mentioned target account state, for it is above-mentioned any one Or multiple non-targeted account addition labels, and before the account data of the above-mentioned current data billing cycle clearing moment arrives The each non-targeted account for having added label is added to above-mentioned target account set by predetermined time.
In embodiments of the present invention, by be one of above-mentioned target account state after updating account status or more A non-targeted account is added to above-mentioned target account set and provides a variety of addition manners, can provide not for different application scenarios Same implementation, flexibility are higher.
With reference to first aspect, above-mentioned in above-mentioned current account data billing cycle in a kind of possible embodiment After account data carries out data clearing to target account each in above-mentioned target account set when settling accounts moment arrival, above-mentioned side Method further include:
Above-mentioned target account set is stored to designated memory space to obtain alternate target account aggregation；
When next account data billing cycle after above-mentioned current account data billing cycle arrives, from above-mentioned spare Determine that there is the multiple spare of the corresponding target account state of above-mentioned next account data billing cycle in target account set Target account, using as the corresponding target account set of above-mentioned next account data billing cycle；
In above-mentioned next account data billing cycle, from above-mentioned account aggregation in addition to above-mentioned multiple alternate target accounts Remaining account in determine one with the corresponding target account state of above-mentioned next account data billing cycle or more A account, and by above-mentioned one or more account with the corresponding target account state of above-mentioned next account data billing cycle Family is added to the corresponding target account set of above-mentioned next account data billing cycle.
In embodiments of the present invention, by store the target account intersection in current account data billing cycle To alternate target account intersection, can be reduced in next account data billing cycle when obtaining used in new target account set Between, the data settlement efficiency of next account data billing cycle is further increased, applicability is higher.
Second aspect, the embodiment of the invention provides a kind of managing device of account data, which includes:
Determination unit, for obtaining the account information of each account in account aggregation, the account based on above-mentioned each account Information determines target account set from above-mentioned account aggregation, includes that at least one has target in above-mentioned target account set The target account of account status further includes at least one non-targeted account in above-mentioned account aggregation；
Adding unit, if for any one in above-mentioned account aggregation or multiple in current account data billing cycle Non-targeted account occurs account status and updates, then is one or more of above-mentioned target account state after updating account status Non-targeted account is added to the above-mentioned target account set that above-mentioned determination unit determines；
Clearing unit, for the account information based on each target account in above-mentioned target account set, above-mentioned current The account data clearing moment of account data billing cycle carries out target account each in above-mentioned target account set when arriving Data clearing.
In conjunction with second aspect, in a kind of possible embodiment, above-mentioned determination unit is used for:
Account information based on above-mentioned each account determines cancellation account aggregation and non-cancellation in above-mentioned account aggregation Account aggregation；
Based on the cancellation date of each cancellation account in above-mentioned cancellation account aggregation, determined from above-mentioned cancellation account aggregation One or more target account out, open an account date and account based on each non-cancellation account in above-mentioned non-cancellation account aggregation Data volume determines one or more target account from above-mentioned non-cancellation account aggregation；
Based on one or more determined from above-mentioned cancellation account aggregation and above-mentioned non-cancellation account aggregation respectively Target account determines target account set.
In conjunction with second aspect, in a kind of possible embodiment, above-mentioned managing device includes:
Acquiring unit, for obtaining the cancellation date of each cancellation account in above-mentioned cancellation account aggregation；
Above-mentioned determination unit, for one or more cancellation account of cancellation date after the default cancellation date is true It is set to target account.
In conjunction with second aspect, in a kind of possible embodiment, above-mentioned acquiring unit, for obtaining above-mentioned non-cancellation account Open an account date and the account data amount of each non-cancellation account in the set of family；
Above-mentioned determination unit, for the date that will open an account be it is default open an account the date and account data is not zero one or more Each non-cancellation account is determined as target account in a non-cancellation account.
In conjunction with second aspect, in a kind of possible embodiment, above-mentioned acquiring unit is used for
Obtain date of opening an account, account data amount and the account number of each non-cancellation account in above-mentioned non-cancellation account aggregation According to update date；
Above-mentioned determination unit, for the date that will open an account be not it is default open an account the date and account data amount is not zero one or The multiple non-cancellation accounts of person are determined as target account；
Above-mentioned determination unit, for the date that will open an account be not it is default open an account date and account data update date it is default more One or more non-cancellation account after new date is determined as target account.
In conjunction with second aspect, in a kind of possible embodiment, above-mentioned adding unit is used for:
When the non-targeted account status of any one in above-mentioned account aggregation updates and any one above-mentioned non-targeted account When being above-mentioned target account state after account status update, any one above-mentioned non-targeted account is added to above-mentioned target account Set；
Any one or multiple non-targeted accounts occur account status and update and above-mentioned any in above-mentioned account aggregation The account status of one or more non-targeted account update after when being above-mentioned target account state, for it is above-mentioned any one or Multiple non-targeted account addition labels, and it is default before the account data of the above-mentioned current data billing cycle clearing moment arrives The each non-targeted account for having added label is added to above-mentioned target account set by the moment.
In conjunction with second aspect, in a kind of possible embodiment, above-mentioned managing device further include:
Storage unit is also used to store above-mentioned target account set to designated memory space to obtain alternate target account Set；
Above-mentioned determination unit, the next account data clearing week being also used to after above-mentioned current account data billing cycle When phase arrives, determine that there is the corresponding target of above-mentioned next account data billing cycle from above-mentioned alternate target account aggregation Multiple alternate target accounts of account status, using as the corresponding target account set of above-mentioned next account data billing cycle；
Above-mentioned determination unit is also used in above-mentioned next account data billing cycle, except upper from above-mentioned account aggregation It states and determines to have the corresponding target of above-mentioned next account data billing cycle in the remaining account outside multiple alternate target accounts One or more account of account status, and there is the corresponding target account of above-mentioned next account data billing cycle by above-mentioned One or more account of state is added to the corresponding target account set of above-mentioned next account data billing cycle.
In embodiments of the present invention, by determining to need to carry out the target account collection of data clearing from account aggregation Close, can greatly reduce due to do not need carry out data settlement accounts carry out data clearing bring time loss.By for will Account status is that one or more non-targeted account of above-mentioned target account state is added to above-mentioned target account collection after updating It closes and a variety of addition manners is provided, different implementations can be provided for different application scenarios, flexibility is higher.By that will work as Target account intersection in preceding account data billing cycle is stored to obtain alternate target account intersection, can be in next account number The time used in new target account set is obtained according to reducing in billing cycle, further increases next account data billing cycle Data settlement efficiency, applicability is higher.
The third aspect, the embodiment of the invention provides a kind of terminal device, which includes processor and memory, The processor and memory are connected with each other.The memory for store support the terminal device execute above-mentioned first aspect and/or The computer program for the method that any possible implementation of first aspect provides, which includes program instruction, The processor is configured for calling above procedure instruction, executes above-mentioned first aspect and/or first aspect is any possible Method provided by embodiment.
Fourth aspect, the embodiment of the invention provides a kind of computer readable storage medium, the computer-readable storage mediums Matter is stored with computer program, which is executed by processor to realize that above-mentioned first aspect and/or first aspect are appointed A kind of method provided by possible embodiment.
In embodiments of the present invention, by determining to need to carry out the target account collection of data clearing from account aggregation Close, can greatly reduce due to do not need carry out data settlement accounts carry out data clearing bring time loss.Simultaneously by account Family state is added in target account set after updating for the non-targeted account of target account state, can be improved to target account collection Each target account carries out the accuracy of data clearing in conjunction.By the way that the target account in current account data billing cycle is closed Collection is stored to obtain alternate target account intersection, can further improve the data clearing effect of next account data billing cycle Rate, applicability are higher.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to needed in the embodiment Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for ability For the those of ordinary skill of domain, without creative efforts, it can also be obtained according to these attached drawings other attached Figure.
Fig. 1 is the flow diagram of the management method of account data provided in an embodiment of the present invention；
Fig. 2 is the flow diagram of determining target account set provided in an embodiment of the present invention；
Fig. 3 is the structural schematic diagram of the managing device of account data provided in an embodiment of the present invention；
Fig. 4 is the structural schematic diagram of terminal device provided in an embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall within the protection scope of the present invention.
Account data provided in an embodiment of the present invention management method (for convenience of describe, can the abbreviation embodiment of the present invention mention The method of confession) it is applicable to every field, each account management system in various industries, such as bank account management system, Game account management system and securities account management system etc., herein with no restrictions.Method provided in an embodiment of the present invention can By distinguishing to obtain target account set account each in account aggregation, can avoid carrying out data to non-targeted account Clearing, can be improved account data settlement efficiency.It, below can be with the account aggregation in certain bank account management system for convenience of description For, method provided in an embodiment of the present invention is described.
Method provided in an embodiment of the present invention and relevant apparatus are illustrated respectively below in conjunction with Fig. 1 to Fig. 4.Referring to Fig. 1, Fig. 1 are the flow diagrams of the management method of account data provided in an embodiment of the present invention.It is provided in an embodiment of the present invention Method may include following steps S11-S13:
S11, the account information for obtaining each account in account aggregation, the account information based on above-mentioned each account is from above-mentioned Target account set is determined in account aggregation.
In some possible embodiments, the account information of each account in account aggregation can be obtained, first so as to base Target account set is determined from above-mentioned account aggregation in the account information of above-mentioned each account.Wherein, above-mentioned target account Have the target account of target account state including at least one in set, and further includes that at least one is non-in above-mentioned account aggregation Target account.That is, include the target account and non-targeted account with target account state in above-mentioned account aggregation, In the above-mentioned target account with target account state refer to meet become target account condition and data knot can be carried out to it The account of calculation, above-mentioned non-targeted account refer to the account for not needing that data clearing are carried out to it.It should be noted that above-mentioned account Each account in set can be electronic account, be also possible to common (non-electronic) account, herein with no restrictions.Specific implementation In, it can be above-mentioned to judge based on the key message for describing account status included in the account information of above-mentioned each account Whether each account is target account, which can be account data amount, cancellation date, account are opened an account date and account User data update date etc., herein with no restrictions.For example, target account can will be determined as the account when certain account data amount is zero Family.For another example when certain account open an account the date be clearing the same day (current date of account management system) and data volume be not zero when, The account it will not be determined as target account.When determining target account set from above-mentioned account aggregation, specific determination side Method and determination basis can be determined according to the actual demand of the account management system where above-mentioned account aggregation, not limited herein System.
In some possible embodiments, it is determined from above-mentioned account aggregation based on the account information of above-mentioned each account The specific method of target account set can be found in Fig. 2 out, and Fig. 2 is the stream of determining target account set provided in an embodiment of the present invention Journey schematic diagram, specific method may include following steps S21-S24:
S21, the account information based on above-mentioned each account determine cancellation account aggregation in above-mentioned account aggregation and not Cancellation account aggregation.
In some possible embodiments, some in cancellation account information due to still retaining in account management system Essential information, such as address name, contact method userspersonal information, but the account data in cancellation account information shifts note The information relevant to account data such as record, account data settlement records are sky.Therefore it can be from the account information of above-mentioned each account Obtain relevant to the account data of each account account information as account data shifts record and/or account data clearing are remembered It is cancellation account or non-cancellation account that above-mentioned each account is distinguished in record.For example, if obtaining each account in above-mentioned account aggregation When account settlement in account information records, account settlement in account information can be recorded as to empty account and be determined as cancellation account It family can be by account data in account information if obtain the account data transfer record in the account information of above-mentioned each account Transfer is recorded as empty account and is determined as cancellation account.Optionally, if account management system retains the account when account is in cancellation The cancellation date at family can then obtain the cancellation date in the account information of above-mentioned each account, will have not been obtained from account information Account to the cancellation date is determined as cancellation account.Wherein, above-mentioned each account is determined into cancellation account and non-cancellation account When specific differentiation foundation can be determined according to the real account information of practical application scene and each account, do not limit herein System.It should be noted that when determining the cancellation account aggregation and non-cancellation account aggregation in above-mentioned account aggregation, need by Above-mentioned each account all distinguishes, and above-mentioned account aggregation is divided into cancellation account aggregation and non-cancellation account aggregation. That is, the sum of account quantity in above-mentioned cancellation account aggregation and account quantity in above-mentioned non-cancellation account aggregation with it is upper The account quantity stated in account aggregation is consistent.Optionally, any cancellation account in above-mentioned cancellation account aggregation can be user The cancellation account that active cancellation obtains is also possible to the cancellation account obtained by account management system active cancellation, does not do herein Limitation.
S22, the cancellation date based on each cancellation account in above-mentioned cancellation set are determined from above-mentioned cancellation account aggregation One or more target account out.
In some possible embodiments, above-mentioned cancellation account is determined in the account information based on above-mentioned each account After set, the cancellation date of each cancellation account in above-mentioned cancellation account aggregation can be directly acquired.By the cancellation date in default pin Whole cancellation accounts after the date of family are determined as target account, by the cancellation date not one after the default cancellation date or Each cancellation account is determined as non-targeted account in the multiple cancellation accounts of person, when each cancellation account in above-mentioned cancellation set Whole cancellation accounts in above-mentioned cancellation set directly can be determined as non-mesh not after the default cancellation date by the cancellation date Mark account.Optionally, if determining to have target account when one or more target account from above-mentioned cancellation account aggregation (including but not limited to cancellation account is electronic account, account levels of cancellation account etc. to further term restriction, is not done herein Limitation), such as when only needing to carry out data clearing to the electronic account in cancellation account, first determine the cancellation date default Cancellation account after the cancellation date, then electrical type is determined from cancellation account of the cancellation date after the default cancellation date The cancellation account of type simultaneously determines it as target account.Wherein, the above-mentioned default cancellation date can be according to above-mentioned each cancellation account Account management system where family and the specific requirements of data clearing are carried out to determine, herein with no restrictions to target account. For example, the above-mentioned default cancellation date is determined as first 30 days apart from the current system date by system in certain account management system, I.e. when determining one or more target account from the cancellation account aggregation in account management system, by the cancellation date Target complete cancellation account of the system of distance date no more than 30 days is determined as target account, by the system of distance date on cancellation date Whole cancellation accounts greater than 30 days are determined as non-targeted account, and the above-mentioned target complete cancellation account determined is determined as Part account in the final target account set for carrying out data clearing.
S23, open an account date and account data amount based on each non-cancellation account in above-mentioned non-cancellation account aggregation, from upper It states in non-cancellation account aggregation and determines one or more target account.
In some possible embodiments, one or more target account is being determined from above-mentioned cancellation account aggregation After family, open an account date and the account data amount of each non-cancellation account in above-mentioned non-cancellation account aggregation can be obtained.Due to upper State each non-cancellation account in non-cancellation account aggregation open an account the date and account data amount is not quite similar, therefore can be first based on above-mentioned The date of opening an account of each non-cancellation account is determined from above-mentioned non-cancellation account aggregation in day of opening an account in non-cancellation account aggregation Phase is the non-cancellation account on default date of opening an account, then by the above-mentioned date of opening an account is default to open an account the date and account data amount is not zero All non-cancellation accounts be determined as target account.It can also be first based on each non-cancellation account in above-mentioned non-cancellation account aggregation Account data amount, determine the non-cancellation account that account data amount is not zero from above-mentioned non-cancellation set, then from determining The non-cancellation account that is not zero of account data amount in determine to open an account non-cancellation account that the date is the default date of opening an account and will It is determined as target account.Wherein, it is above-mentioned it is default open an account the date can be according to the actual motion environment and account of account management system The actual demand of data clearing is determining, herein with no restrictions.For example, when the default date of opening an account works as the day before yesterday for account management system When the phase, the non-cancellation account opened in the current date of account management system can be first determined, then will wherein account data Whole accounts that amount is zero are determined as target account, can also first determine that account data amount be zero is cancellation account, then by its In in whole accounts that the current time limit of account management system opens be determined as target account.
It in some possible embodiments, is being default to open an account the date and account data amount is not by the above-mentioned date of opening an account Zero one or more non-cancellation account is determined as after one or more target account, is pre- from the above-mentioned date of opening an account is removed If opening an account the date and determining target account in the non-cancellation account of residue that account data amount is not zero.Optionally, it can will open an account Date be not it is default open an account the date and all non-cancellation accounts that account data amount is not zero are determined as target account, can also will open The family date is not that the default all non-cancellation account of date and account data update date after default update date of opening an account is true It is set to target account, the date that can also will open an account is not the default date of opening an account, account data amount is not zero and account data updates All non-cancellation account of the date after default update date is determined as target account.In other words, day of opening an account is being determined After phase is the target complete account in the non-cancellation account on default date of opening an account, can first obtain the date of opening an account is not default open an account day The all non-cancellation account of phase.It is not again to determine that account data updates in the default whole accounts for opening an account the date from the date of opening an account It, will be in above-mentioned non-cancellation account aggregation except account data update before date and all non-cancellation accounts that account data amount is zero Remaining account before date and except all non-cancellation accounts that account data amount is zero is determined as target account.Wherein, on Stating default renewal time can determine according to application scenarios and real account management system demand, herein with no restrictions, specifically never Determine the method for determination of target account herein also with no restrictions in cancellation account aggregation.For example, when above-mentioned preset is opened an account the date For account management system current date when, the date of opening an account in above-mentioned non-cancellation account aggregation is not the current of account management system The non-cancellation account on date has non-cancellation account A, non-cancellation account B and non-cancellation account C, wherein the number of non-cancellation account B According to amount, which be zero, and the data update date of non-cancellation account B is in default update date (herein can be determined as default renewal time The previous day of system current date) before, then above-mentioned non-cancellation account A and non-cancellation account B can be determined as target account.
For another example include in certain non-cancellation account aggregation non-cancellation account D, non-cancellation account E, non-cancellation account F with And non-cancellation account G.Wherein, the date of opening an account of non-cancellation account D is the year two thousand twenty April 21 and account data amount is not zero, not The date of opening an account of cancellation account E is the year two thousand twenty April 21 and account data amount is zero, and the date of opening an account of non-cancellation account F is The year two thousand twenty January 21 and account data amount is zero, wherein the data update date of non-cancellation account F is the year two thousand twenty January 22, not The date of opening an account of cancellation account G is the year two thousand twenty January 21 and account data amount is not zero.When needing from the non-cancellation account aggregation In determine target account therein, and current preset date of opening an account is the year two thousand twenty April 21, and current preset update date is It, can be based on method described in above-mentioned specific implementation by the non-cancellation in the non-cancellation set when the year two thousand twenty March 21 Account D and non-cancellation account G are determined as target account.
S24, based on determined from above-mentioned cancellation set and above-mentioned non-cancellation account aggregation respectively one or more Target account determines target account set.
In some possible embodiments, when determining one or more target account from above-mentioned cancellation account aggregation It, can be to determine one or more target account addition label with from the cancellation account from above-mentioned cancellation account aggregation behind family One or more target account confirmed is distinguished in set.When determined from above-mentioned non-cancellation account aggregation one or After the multiple target accounts of person, it can be marked to determine that one or more target account is added from above-mentioned non-cancellation account aggregation To distinguish one or more target account confirmed from the non-cancellation account aggregation.Wherein, it is above-mentioned be one or The label of multiple target account additions can be including but not limited to text information, character string information and other kinds of ginseng Number, herein with no restrictions.It should be strongly noted that above-mentioned label is only used for marking target account.Therefore above-mentioned cancellation account The label of each target account in set can be same tag, or not isolabeling, above-mentioned non-cancellation account combine In the label of each target account can be same tag, or not isolabeling, appointing in above-mentioned cancellation account aggregation The label of one target account and may be the same or different for the either objective account in above-mentioned non-cancellation account aggregation, This is with no restrictions.When determining one or more mesh from above-mentioned cancellation account aggregation and above-mentioned non-cancellation account aggregation respectively Mark account and for determine one or more target account addition label after, from above-mentioned cancellation account aggregation and it is above-mentioned not One or more target account for having added label is obtained in cancellation account aggregation to obtain target account set.On at this point, Stating the remaining account in account aggregation in addition to each target account in above-mentioned target account set is non-targeted account, herein not It is repeated again.
If S12, any one in above-mentioned account aggregation or multiple non-targeted accounts in current account data billing cycle Family occurs account status and updates, then is one or more non-targeted account of above-mentioned target account state after updating account status Family is added to above-mentioned target account set.
In some possible embodiments, account data billing cycle is the account management system preset fixed cycle, Its period can be one day, one month or a season, and the beginning and ending time can be daily 0:00 when 23:59, can also be with It is monthly first day 0:00 when the 23:59 of monthly last day, cycle duration and beginning and ending time in period specifically can roots It is determined according to actual account data clearing demand, herein with no restrictions.When account management system will work as locating for the current system date When the 0:00 of its (such as the year two thousand twenty 1 day 2 months) is determined as current account data billing cycle when 23:59, if above-mentioned account Any one in set or multiple non-targeted accounts occur the time that account status updates be 1 day 2 months 0:00 of the year two thousand twenty up to When in the range of when 23:59, it is determined that account status occurs for any one in above-mentioned account aggregation or multiple non-targeted accounts The time of update is in current account data billing cycle.Similarly, since each account data billing cycle must be consistent, Therefore each account data billing cycle is consistent in the daily beginning and ending time.With above-mentioned current account data billing cycle For beginning and ending time, the beginning and ending time of next account data billing cycle is 2 days 2 months 0:00 of the year two thousand twenty when 23:59, Remaining each account data billing cycle can be determined according to the method for determination of above-mentioned next account data billing cycle, no longer superfluous herein It states.
If in current account data billing cycle, when non-targeted account status any in above-mentioned account aggregation update and on State any non-targeted account account status update after when being above-mentioned target account state, any of the above-described non-targeted account is added To above-mentioned target account set.As long as before the account data clearing of current account data billing cycle do not have started, only There is any non-targeted account (remaining account in above-mentioned account aggregation in addition to each target account in above-mentioned target account set Family) account status update has occurred (such as account data amount is updated to be not zero from zero, at this time any non-targeted account Account status is above-mentioned dbjective state after updating), then any non-targeted account can be added to while updating State target collection.It should be strongly noted that the account status when a certain non-targeted account is updated, such as this is non-targeted The account data amount of account is zero, but (such as user shifts account number since user has carried out invalid update operation to account According to amount, cause account data transfer failure to produce account data since account data amount is zero and update), although therefore should The account status of non-targeted account is updated, but it does not have above-mentioned target account state.In other words, the non-mesh The account status of mark account is updated, but the account management system where it does not need to carry out data clearing to it, Therefore above-mentioned target account set will not be added it to.
In some possible embodiments, if having in current account data billing cycle when in above-mentioned account aggregation When any one non-targeted account generation account status updates and is above-mentioned target account state after account status update, can be should Any one non-targeted account addition label.Wherein above-mentioned label can be including but not limited to text information, character string information And other kinds of parameter or other account can be marked the label information of differentiation, herein with no restrictions.When upper It is above-mentioned target account shape that stating in account aggregation, which has multiple non-targeted accounts that account status after account status is updated and updated occurs, It can be that multiple non-targeted accounts one that account status after account status is updated and updated is above-mentioned target account state occur when state One addition label (label of different non-targeted accounts can be the same or different, herein with no restrictions).In above-mentioned current number Predetermined time before arriving according to the account data clearing moment of billing cycle (i.e. will be a certain before progress target account data clearing Specific moment, such as account data clearing moment are 18:00, which can be 17:59:55, the tool of the predetermined time The setting at body moment can be determining according to account management system Run-time scenario and actual demand, herein with no restrictions), mark will have been added The target complete account of note is uniformly added to above-mentioned target account set.Specified otherwise is needed, is settled accounts in above-mentioned current data When predetermined time before the account data clearing moment arrival in period arrives, account management system is no longer by any non-targeted account It is added in above-mentioned target account set.In other words, which is to determine finally to need to carry out account data clearing The deadline of target account set counts each target account in above-mentioned target account set after this predetermined time According to clearing.
S13, the account information based on each target account in above-mentioned target account set, in above-mentioned current account data knot Data clearing are carried out to target account each in above-mentioned target account set when calculating the account data clearing moment arrival in period.
It in some possible embodiments, is above-mentioned target after determining target account set and updating account status It, can be from above-mentioned target account set after one or more non-targeted account of account status is added to above-mentioned target account set The account information of the middle each target account for obtaining above-mentioned target account set, and believed based on the account of above-mentioned each target account Breath carries out data clearing to above-mentioned each target account.Wherein, the account information of above-mentioned each target account may include but unlimited In sub- account informations such as data volume, Account Type, data clearing form and userspersonal informations, herein with no restrictions.Right When above-mentioned each target account carries out data clearing, can based in above-mentioned account information each sub- account information it is one or more Combination carries out data clearing to above-mentioned each target account, and specific combination is herein with no restrictions.For example, a certain mesh can be based on The account data amount of the data calculation and the target account of marking account carries out data clearing to the target account.For another example, also Data can carried out to the target account on the basis of data calculation and account data amount based on the target account Add the userspersonal information etc. of the target account when clearing, specific clearing form is herein with no restrictions.
In some possible embodiments, each target account carries out data clearing in above-mentioned target account set Later, which can be stored to designated memory space to obtain alternate target account aggregation.Wherein, above-mentioned specified The a certain storage location of account management system, is also possible to and above-mentioned mesh where memory space can be above-mentioned target account set The movable memory equipment and/or medium that account management system where mark account aggregation is connected can also be that certain cloud stores Space, specific storage location is herein with no restrictions.In addition, the above-mentioned alternate target account aggregation stored to designated memory space can When next account data billing cycle arrives, determine that there is above-mentioned next account number from above-mentioned alternate target account aggregation According to multiple alternate target accounts of the corresponding target account state of billing cycle, using as above-mentioned next account data billing cycle Corresponding target account set.It can effectively reduce before above-mentioned next account data billing cycle starts from above-mentioned account aggregation Determine the time consumed by the corresponding target account set of above-mentioned next account data billing cycle.Due in next account number According in billing cycle, there may be do not have the corresponding mesh of next account data billing cycle in above-mentioned alternate target account aggregation The account of account status is marked, therefore needs not having next account data billing cycle pair from above-mentioned alternate target account aggregation The account for the target account state answered removes, or determines there is above-mentioned next account from above-mentioned alternate target account aggregation Multiple alternate target accounts of the corresponding target account state of data billing cycle are to obtain above-mentioned next account data clearing week Phase corresponding target account set.Similarly, it is also necessary in above-mentioned next account data billing cycle, from above-mentioned account aggregation Determine have above-mentioned next account data billing cycle corresponding in remaining account in addition to above-mentioned multiple alternate target accounts One or more account of target account state, and there is the corresponding target of above-mentioned next account data billing cycle by above-mentioned One or more account of account status is added to the corresponding target account set of above-mentioned next account data billing cycle.When When the account data clearing moment of above-mentioned next account data billing cycle arrives to above-mentioned next account data billing cycle Each account in corresponding target account carries out data clearing.
In embodiments of the present invention, by only carrying out data knot to the target account set determined from account aggregation It calculates, the time loss of data clearing can be greatly reduced.By by the target account intersection in current account data billing cycle into Row storage obtains alternate target account intersection, can reduce in next account data billing cycle and obtain next account data clearing Time used in period corresponding target account set further increases the data clearing effect of next account data billing cycle Rate, applicability are higher.
It is the structural schematic diagram of the managing device of account data provided in an embodiment of the present invention referring to Fig. 3, Fig. 3.The present invention The managing device of account data that embodiment provides includes:
Determination unit 31, for obtaining the account information of each account in account aggregation, the account based on above-mentioned each account Family information determines target account set from above-mentioned account aggregation, includes that at least one has mesh in above-mentioned target account set The target account of account status is marked, further includes at least one non-targeted account in above-mentioned account aggregation；
Adding unit 32, if for any one in above-mentioned account aggregation or more in current account data billing cycle A non-targeted account occurs account status and updates, then is one of above-mentioned target account state after updating account status or more A non-targeted account is added to the above-mentioned target account set that above-mentioned determination unit 31 determines；
Clearing unit 33 is worked as the account information based on each target account in above-mentioned target account set above-mentioned Preceding account data billing cycle account data clearing the moment arrive when to each target account in above-mentioned target account set into The clearing of row data.
In some possible embodiments, above-mentioned determination unit 31 is used for:
Account information based on above-mentioned each account determines cancellation account aggregation and non-cancellation in above-mentioned account aggregation Account aggregation；
Based on the cancellation date of each cancellation account in above-mentioned cancellation account aggregation, determined from above-mentioned cancellation account aggregation One or more target account out, open an account date and account based on each non-cancellation account in above-mentioned non-cancellation account aggregation Data volume determines one or more target account from above-mentioned non-cancellation account aggregation；
Based on one or more determined from above-mentioned cancellation account aggregation and above-mentioned non-cancellation account aggregation respectively Target account determines target account set.
In some possible embodiments, above-mentioned managing device includes:
Acquiring unit 34, for obtaining the cancellation date of each cancellation account in above-mentioned cancellation account aggregation；
Above-mentioned determination unit 31, for one or more cancellation account by the cancellation date after the default cancellation date It is determined as target account.
In some possible embodiments, above-mentioned acquiring unit 34, it is each in above-mentioned non-cancellation account aggregation for obtaining Open an account date and the account data amount of a non-cancellation account；
Above-mentioned determination unit 31, is used for
By the date of opening an account be it is default open an account the date and in one or more non-cancellation account that account data is not zero it is each A non-cancellation account is determined as target account.
In some possible embodiments, above-mentioned acquiring unit 34, is used for
Obtain date of opening an account, account data amount and the account number of each non-cancellation account in above-mentioned non-cancellation account aggregation According to update date；
Above-mentioned determination unit 31, for the date that will open an account be not it is default open an account the date and account data amount is not zero one Or multiple non-cancellation accounts are determined as target account；
Above-mentioned determination unit 31 is not default open an account date and account data update date default for the date that will open an account One or more non-cancellation account after update date is determined as target account.
In some possible embodiments, above-mentioned adding unit 32 is used for:
When the non-targeted account status of any one in above-mentioned account aggregation updates and any one above-mentioned non-targeted account When being above-mentioned target account state after account status update, any one above-mentioned non-targeted account is added to above-mentioned target account Set；
Any one or multiple non-targeted accounts occur account status and update and above-mentioned any in above-mentioned account aggregation The account status of one or more non-targeted account update after when being above-mentioned target account state, for it is above-mentioned any one or Multiple non-targeted account addition labels, and it is default before the account data of the above-mentioned current data billing cycle clearing moment arrives The each non-targeted account for having added label is added to above-mentioned target account set by the moment.
In some possible embodiments, above-mentioned managing device further include:
Storage unit 35 is also used to store above-mentioned target account set to designated memory space to obtain alternate target account Family set；
Above-mentioned determination unit 31, the next account data clearing being also used to after above-mentioned current account data billing cycle When period arrives, determine that there is the corresponding mesh of above-mentioned next account data billing cycle from above-mentioned alternate target account aggregation The multiple alternate target accounts for marking account status, using as the corresponding target account collection of above-mentioned next account data billing cycle It closes；
Above-mentioned determination unit 31 is also used in above-mentioned next account data billing cycle, removes from above-mentioned account aggregation Determine that there is the corresponding mesh of above-mentioned next account data billing cycle in remaining account outside above-mentioned multiple alternate target accounts One or more account of account status is marked, and there is the corresponding target account of above-mentioned next account data billing cycle by above-mentioned One or more account of family state is added to the corresponding target account set of above-mentioned next account data billing cycle.
In the specific implementation, above-mentioned managing device can execute such as figure 1 above each step into Fig. 2 by the modules built in it Implementation provided by rapid.For example, above-mentioned determination unit 31 can be used for the account for obtaining each account in account aggregation Information, the account information based on above-mentioned each account determine target account set and other implementations from above-mentioned account aggregation, For details, reference can be made to implementations provided by above-mentioned each step, and details are not described herein.Above-mentioned adding unit 32 can be used for working as Account status update occurs for any one in above-mentioned account aggregation or multiple non-targeted accounts in preceding account data billing cycle When, then it is that one or more non-targeted account of above-mentioned target account state is added to above-mentioned determination after updating account status The above-mentioned target account set and other implementations that unit 31 determines, for details, reference can be made to realization sides provided by above-mentioned each step Formula, details are not described herein.Above-mentioned clearing unit 33 can be used for the account based on each target account in above-mentioned target account set Information, when the account data clearing moment of above-mentioned current account data billing cycle arrives to each in above-mentioned target account set A target account carries out data clearing and other implementations, and for details, reference can be made to implementations provided by above-mentioned each step, herein It repeats no more.Above-mentioned acquiring unit 34 can be used for obtaining the cancellation date etc. of each cancellation account in above-mentioned cancellation account aggregation Implementation, for details, reference can be made to implementations provided by above-mentioned each step, and details are not described herein.Said memory cells 35 can For storing above-mentioned target account set to designated memory space to obtain alternate target account aggregation and other implementations, specifically It can be found in implementation provided by above-mentioned each step, details are not described herein.
In embodiments of the present invention, by determining to need to carry out the target account collection of data clearing from account aggregation Close, can greatly reduce due to do not need carry out data settlement accounts carry out data clearing bring time loss.By for will Account status is that one or more non-targeted account of above-mentioned target account state is added to above-mentioned target account collection after updating It closes and a variety of addition manners is provided, different implementations can be provided for different application scenarios, flexibility is higher.By that will work as Target account intersection in preceding account data billing cycle is stored to obtain alternate target account intersection, can be in next account number The time used in new target account set is obtained according to reducing in billing cycle, further increases next account data billing cycle Data settlement efficiency, applicability is higher.
Fig. 4 is the structural schematic diagram of terminal device provided in an embodiment of the present invention.As shown in figure 4, the end in the present embodiment End equipment may include: one or more processors 41 and memory 42.Above-mentioned processor 41 and memory 42 pass through bus 43 Connection.Memory 42 is for storing computer program, which includes program instruction, and processor 41 is for executing storage The program instruction that device 42 stores, performs the following operations:
The account information of each account in account aggregation is obtained, the account information based on above-mentioned each account is from above-mentioned account Target account set is determined in set, includes that at least one has the target of target account state in above-mentioned target account set Account further includes at least one non-targeted account in above-mentioned account aggregation；
If any one in above-mentioned account aggregation or multiple non-targeted account hairs in current account data billing cycle Raw account status updates, then is that one or more non-targeted account of above-mentioned target account state adds after updating account status Add to above-mentioned target account set；
Based on the account information of each target account in above-mentioned target account set, week is settled accounts in above-mentioned current account data Data clearing are carried out to target account each in above-mentioned target account set when the account data clearing moment of phase arrives.
In some possible embodiments, above-mentioned processor 41 is used for:
Account information based on above-mentioned each account determines cancellation account aggregation and non-cancellation in above-mentioned account aggregation Account aggregation；
Based on the cancellation date of each cancellation account in above-mentioned cancellation account aggregation, determined from above-mentioned cancellation account aggregation One or more target account out, open an account date and account based on each non-cancellation account in above-mentioned non-cancellation account aggregation Data volume determines one or more target account from above-mentioned non-cancellation account aggregation；
Based on one or more determined from above-mentioned cancellation account aggregation and above-mentioned non-cancellation account aggregation respectively Target account determines target account set.
In some possible embodiments, above-mentioned processor 41 is used for:
Obtain the cancellation date of each cancellation account in above-mentioned cancellation account aggregation；
One or more cancellation account of cancellation date after the default cancellation date is determined as target account.
In some possible embodiments, above-mentioned processor 41 is used for:
Obtain open an account date and the account data amount of each non-cancellation account in above-mentioned non-cancellation account aggregation；
By the date of opening an account be it is default open an account the date and in one or more non-cancellation account that account data is not zero it is each A non-cancellation account is determined as target account.
In some possible embodiments, above-mentioned processor 41 is used for:
Obtain date of opening an account, account data amount and the account number of each non-cancellation account in above-mentioned non-cancellation account aggregation According to update date；
It is not default one or more non-cancellation account for opening an account the date and account data amount is not zero by the date of opening an account In each non-cancellation account be determined as target account；And/or
Date that will open an account is not default one after default update date of date and account data update date that opens an account Or multiple non-cancellation accounts are determined as target account.
In some possible embodiments, above-mentioned processor 41 is used for:
When the non-targeted account status of any one in above-mentioned account aggregation updates and any one above-mentioned non-targeted account When being above-mentioned target account state after account status update, any one above-mentioned non-targeted account is added to above-mentioned target account Set；
Alternatively, any one or multiple non-targeted accounts occur account status and update and above-mentioned in above-mentioned account aggregation The account status of any one or multiple non-targeted accounts update after when being above-mentioned target account state, for it is above-mentioned any one Or multiple non-targeted account addition labels, and before the account data of the above-mentioned current data billing cycle clearing moment arrives The each non-targeted account for having added label is added to above-mentioned target account set by predetermined time.
In some possible embodiments, above-mentioned processor 41 is used for:
Above-mentioned target account set is stored to designated memory space to obtain alternate target account aggregation；
When next account data billing cycle after above-mentioned current account data billing cycle arrives, from above-mentioned spare Determine that there is the multiple spare of the corresponding target account state of above-mentioned next account data billing cycle in target account set Target account, using as the corresponding target account set of above-mentioned next account data billing cycle；
In above-mentioned next account data billing cycle, from above-mentioned account aggregation in addition to above-mentioned multiple alternate target accounts Remaining account in determine one with the corresponding target account state of above-mentioned next account data billing cycle or more A account, and by above-mentioned one or more account with the corresponding target account state of above-mentioned next account data billing cycle Family is added to the corresponding target account set of above-mentioned next account data billing cycle.
It should be appreciated that in some possible embodiments, above-mentioned processor 41 can be central processing unit (central processing unit, CPU), which can also be other general processors, digital signal processor (digital signal processor, DSP), specific integrated circuit (application specific integrated Circuit, ASIC), ready-made programmable gate array (field-programmable gate array, FPGA) or other can Programmed logic device, discrete gate or transistor logic, discrete hardware components etc..General processor can be microprocessor Or the processor is also possible to any conventional processor etc..
The memory 42 may include read-only memory and random access memory, and provide instruction sum number to processor 41 According to.The a part of of memory 42 can also include nonvolatile RAM.It is set for example, memory 42 can also store The information of standby type.
In the specific implementation, above-mentioned terminal device can be executed by each functional module built in it if above-mentioned Fig. 1 is into Fig. 2 Implementation provided by each step, for details, reference can be made to implementations provided by above-mentioned each step, and details are not described herein.
In embodiments of the present invention, by determining to need to carry out the target account collection of data clearing from account aggregation Close, can greatly reduce due to do not need carry out data settlement accounts carry out data clearing bring time loss.By for will Account status is that one or more non-targeted account of above-mentioned target account state is added to above-mentioned target account collection after updating It closes and a variety of addition manners is provided, different implementations can be provided for different application scenarios, flexibility is higher.By that will work as Target account intersection in preceding account data billing cycle is stored to obtain alternate target account intersection, can be in next account number The time used in new target account set is obtained according to reducing in billing cycle, further increases next account data billing cycle Data settlement efficiency, applicability is higher.
The embodiment of the present invention also provides a kind of computer readable storage medium, which has meter Calculation machine program is executed by processor to realize Fig. 1 method provided by each step into Fig. 2, and for details, reference can be made to above-mentioned each Implementation provided by step, details are not described herein.
Above-mentioned computer readable storage medium can be the Task Processing Unit or above-mentioned that aforementioned any embodiment provides The internal storage unit of terminal device, such as the hard disk or memory of electronic equipment.The computer readable storage medium is also possible to The plug-in type hard disk being equipped on the External memory equipment of the electronic equipment, such as the electronic equipment, intelligent memory card (smart Media card, SMC), secure digital (secure digital, SD) card, flash card (flash card) etc..Above-mentioned computer Readable storage medium storing program for executing can also include magnetic disk, CD, read-only memory (read-only memory, ROM) or deposit at random Store up memory body (randomaccess memory, RAM) etc..Further, which can also both include The internal storage unit of the electronic equipment also includes External memory equipment.The computer readable storage medium is for storing the calculating Other programs and data needed for machine program and the electronic equipment.The computer readable storage medium can be also used for temporarily Store the data that has exported or will export.
Claims of the present invention and term " first " in specification and attached drawing, " second " etc. are for distinguishing difference Object is not use to describe a particular order.In addition, term " includes " and " having " and their any deformations, it is intended that It covers and non-exclusive includes.Such as it contains the process, method, system, product or equipment of a series of steps or units and does not limit Due to listed step or unit, but optionally further comprising the step of not listing or unit, or optionally further comprising it is right In the intrinsic other step or units of these process, methods, product or equipment.Referenced herein " embodiment " is it is meant that knot The a particular feature, structure, or characteristic for closing embodiment description may include at least one embodiment of the present invention.In specification In each position show that the phrase might not each mean identical embodiment, nor the independence with other embodiments mutual exclusion Or alternative embodiment.Those skilled in the art explicitly and implicitly understand, embodiment described herein can be with It is combined with other embodiments.Refer in description of the invention to term "and/or" used in the appended claims related Join any combination and all possible combinations of one or more of item listed, and including these combinations.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure Member and algorithm steps, can be realized with electronic hardware, computer software, or a combination of the two, in order to clearly demonstrate hardware With the interchangeability of software, each exemplary composition and step are generally described according to function in the above description.Specially Industry technical staff can use different methods to achieve the described function each specific application, but this realization is not It is considered as beyond the scope of this invention.
The above disclosure is only the preferred embodiments of the present invention, cannot limit the right model of the present invention with this certainly It encloses, therefore equivalent changes made in accordance with the claims of the present invention, is still within the scope of the present invention.

Claims (10)

1. a kind of management method of account data, which is characterized in that the described method includes:
The account information of each account in account aggregation is obtained, the account information based on each account is from the account aggregation In determine target account set, include that at least one has the target account of target account state in the target account set Family further includes at least one non-targeted account in the account aggregation；
If account occurs for any one in the account aggregation or multiple non-targeted accounts in current account data billing cycle Family state updates, then is that one or more non-targeted account of the target account state is added to after updating account status The target account set；
Based on the account information of each target account in the target account set, in the current account data billing cycle Data clearing are carried out to target account each in the target account set when account data settles accounts moment arrival.
2. the method according to claim 1, wherein the account information based on each account is from described Determine that target account set includes: in account aggregation
Account information based on each account determines cancellation account aggregation and non-cancellation account in the account aggregation Set；
Based on the cancellation date of each cancellation account in the cancellation account aggregation, one is determined from the cancellation account aggregation A or multiple target accounts, open an account date and account data based on each non-cancellation account in the non-cancellation account aggregation Amount, determines one or more target account from the non-cancellation account aggregation；
Based on one or more target determined from the cancellation account aggregation and the non-cancellation account aggregation respectively Account determines target account set.
3. according to the method described in claim 2, it is characterized in that, described based on each cancellation account in the cancellation account aggregation The cancellation date at family determines that one or more target account includes: from the cancellation account aggregation
Obtain the cancellation date of each cancellation account in the cancellation account aggregation；
One or more cancellation account of cancellation date after the default cancellation date is determined as target account.
4. according to the method described in claim 2, it is characterized in that, described do not sold based on each in the non-cancellation account aggregation Open an account date and the account data amount of family account, determine one or more target account from the non-cancellation account aggregation Include:
Obtain open an account date and the account data amount of each non-cancellation account in the non-cancellation account aggregation；
It is default to open an account the date and one or more non-cancellation account that account data is not zero is determined as mesh by the date of opening an account Mark account.
5. according to the method described in claim 2, it is characterized in that, described do not sold based on each in the non-cancellation account aggregation Open an account date and the account data amount of family account, determine one or more target account from the non-cancellation account aggregation Include:
Obtain date of opening an account, account data amount and the account data of each non-cancellation account in the non-cancellation account aggregation more New date；
It is not default to open an account the date and one or more non-cancellation account that account data amount is not zero determines by the date of opening an account For target account；And/or
To open an account the date be not it is default open an account date and account data update date one after default update date or Multiple non-cancellation accounts are determined as target account.
6. method according to any one of claims 1 to 5, which is characterized in that it is described account status is updated after be described One or more non-targeted account of target account state is added to the target account set
It is the target account after the non-targeted account status of any one in the account aggregation updates and account status updates When state, any one described non-targeted account is added to the target account set；
Alternatively, account status update and account status occur for any one or multiple non-targeted accounts in the account aggregation When being the target account state after update, any one or multiple non-targeted account additions for described in are marked, and described Predetermined time before the account data clearing moment arrival of current data billing cycle, will add each non-targeted account of label Family is added to the target account set.
7. method according to any one of claims 1 to 6, which is characterized in that described to be settled accounts in the current account data After the account data clearing moment in period carries out data clearing to target account each in the target account set when arriving, The method also includes:
The target account set is stored to designated memory space to obtain alternate target account aggregation；
When next account data billing cycle after the current account data billing cycle arrives, from the alternate target Multiple alternate targets with the corresponding target account state of next account data billing cycle are determined in account aggregation Account, using as the corresponding target account set of the next account data billing cycle；
It is surplus in addition to the multiple alternate target account from the account aggregation in next account data billing cycle One or more account with the corresponding target account state of next account data billing cycle is determined in remaining account Family, and described one or more account with the corresponding target account state of next account data billing cycle is added Add to the corresponding target account set of next account data billing cycle.
8. a kind of managing device of account data, which is characterized in that the managing device includes:
Determination unit, for obtaining the account information of each account in account aggregation, the account information based on each account Target account set is determined from the account aggregation, includes that at least one has target account in the target account set The target account of state further includes at least one non-targeted account in the account aggregation；
Adding unit, if for any one in the account aggregation or multiple non-mesh in current account data billing cycle It marks account and account status update occurs, be then one or more non-mesh of the target account state after updating account status Mark account is added to the target account set that the determination unit obtains；
Clearing unit, for the account information based on each target account in the target account set, in the current account Data are carried out to target account each in the target account set when account data clearing moment of data billing cycle arrives Clearing.
9. a kind of terminal device, which is characterized in that including processor and memory, the processor and memory are connected with each other；
The memory is for storing computer program, and the computer program includes program instruction, and the processor is configured For calling described program to instruct, method as described in any one of claim 1 to 7 is executed.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has computer journey Sequence, the computer program are executed by processor to realize method described in claim 1 to 7 any one.
CN201910419811.8A 2019-05-20 2019-05-20 A kind of management method and relevant apparatus of account data Withdrawn CN110223033A (en)

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Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106096854A (en) * 2016-06-20 2016-11-09 财付通支付科技有限公司 A kind of data processing method and device
CN108647952A (en) * 2018-04-26 2018-10-12 北京悦畅科技有限公司 A kind of e-payment account checking method and device

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106096854A (en) * 2016-06-20 2016-11-09 财付通支付科技有限公司 A kind of data processing method and device
CN108647952A (en) * 2018-04-26 2018-10-12 北京悦畅科技有限公司 A kind of e-payment account checking method and device

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Application publication date: 20190910