CN108596631A - A kind of data interactive method, apparatus and system - Google Patents
A kind of data interactive method, apparatus and system Download PDFInfo
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- CN108596631A CN108596631A CN201810432542.4A CN201810432542A CN108596631A CN 108596631 A CN108596631 A CN 108596631A CN 201810432542 A CN201810432542 A CN 201810432542A CN 108596631 A CN108596631 A CN 108596631A
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- information
- payment terminal
- physiological characteristic
- characteristic information
- data interaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
The invention discloses a kind of data interactive method, apparatus and systems, wherein this method include receive user physiological characteristic information and payment terminal account information to register；Store and bind physiological characteristic information and payment terminal account information；When receiving desired physiological characteristic information, the target payment terminal account information bound with desired physiological characteristic information is found, and e bill is sent to carry out data interaction to target payment terminal.It can be seen that when applying the data interactive method of above-mentioned offer in specific implementation, it is only necessary to which user uses a payment terminal, and when payment terminal electricity is less is not enough to carry out multi-pass operation, data interaction can be smoothly realized using this method.In addition data interaction device and system provided by the present invention equally have above-mentioned advantageous effect.
Description
Technical field
The present invention relates to convenient payment technology fields, more particularly to a kind of data interactive method, apparatus and system.
Background technology
Data interaction is to realize the basic operation of more than two communication between devices, is related to the application field of data interaction
Very much, for example, data interaction during mobile payment.
Currently, during mobile payment, for convenient payment, user can in advance will payment account on mobile terminal
APP bindings wait the information such as Quick Response Code for the side of collecting to generate electronics account on mobile terminals by scanning in payment
Single, user pays again.Obviously during this, although not needing user carries the means of payment such as bank card, need
User's multi-pass operation mobile terminal is wanted, the data interaction that mobile terminal itself is initiated excessively is relied on, is brought not to the process of payment
Just, or even when encountering mobile terminal not enough power supply, frequent operation can directly result in mobile terminal shutdown.
It can be seen that how in payment process can user less as possible be art technology to the operation of mobile terminal
Personnel's urgent problem to be solved.
Invention content
The object of the present invention is to provide a kind of data interactive method, apparatus and systems, for that can be use up in payment process
Measure operation of the less user to mobile terminal.
In order to solve the above technical problems, the present invention provides a kind of data interactive method, including：
The physiological characteristic information and payment terminal account information of reception user is to register；
Store and bind the physiological characteristic information and the payment terminal account information；
When receiving desired physiological characteristic information, finds the target bound with the desired physiological characteristic information and pay
Terminal account information, and e bill is sent to carry out data interaction to target payment terminal.
Preferably, further include：
Obtain in advance the user in registration corresponding categorical attribute with according to the categorical attribute by physiology spy
Reference ceases classification storage.
Preferably, the physiological characteristic information specifically includes finger print information, facial contour information or iris information.
Preferably, further include：
Judge the corresponding feedback information of the e bill whether is received in preset time；
If it is, this data interaction success is determined, otherwise, it determines this data interaction has delay.
Preferably, further include：
When this data interaction success, electronic certificate is sent to the target payment terminal.
In order to solve the above technical problems, the present invention also provides a kind of data interaction devices, including：
Identity information receiving module, the physiological characteristic information and payment terminal account information for receiving user are to carry out
Registration；
Memory module, for storing and binding the physiological characteristic information and the payment terminal account information；
Processing module, for when receiving desired physiological characteristic information, finding and the desired physiological characteristic information
The target payment terminal account information of binding, and e bill is sent to carry out data interaction to target payment terminal.
Preferably, the identity information receiving module is additionally operable to, and obtains the user corresponding classification in registration in advance
Attribute so as to the memory module according to the categorical attribute by the physiological characteristic information classification storage.
Preferably, the physiological characteristic information specifically includes finger print information, facial contour information or iris information.
Preferably, further include：
Judgment module, for judging whether receive the corresponding feedback information of the e bill in preset time, such as
Fruit is, it is determined that this data interaction success, otherwise, it determines this data interaction has delay.
In order to solve the above technical problems, the present invention also provides a kind of data interaction systems, including：
Identity information acquisition equipment, the physiological characteristic information and payment terminal account information for receiving user are to carry out
Registration, and the physiological characteristic information is received upon registration；
The server communicated to connect with the identity information acquisition equipment, for storing and binding the physiological characteristic information
With the payment terminal account information, and when receiving desired physiological characteristic information, find and the desired physiological feature
The target payment terminal account information of information binding, and e bill is sent to carry out data interaction to target payment terminal；
The payment terminal being connect with the server communication for receiving the e bill, and receives the input of user
Information is sent to the server to generate feedback information.
Data interactive method provided by the present invention, including receive the physiological characteristic information and payment terminal account of user
Information is to be registered；Store and bind physiological characteristic information and payment terminal account information；Receiving desired physiological feature
When information, the target payment terminal account information bound with desired physiological characteristic information is found, and send out to target payment terminal
E bill is sent to carry out data interaction.It can be seen that in the data interactive method of above-mentioned offer, it is only necessary to which user uses one
Secondary payment terminal can be realized smoothly when payment terminal electricity is less is not enough to carry out multi-pass operation using this method
Data interaction.In addition, data interaction device provided by the present invention and system, equally have above-mentioned advantageous effect.
Description of the drawings
In order to illustrate the embodiments of the present invention more clearly, attached drawing needed in the embodiment will be done simply below
It introduces, it should be apparent that, drawings in the following description are only some embodiments of the invention, for ordinary skill people
For member, without creative efforts, other drawings may also be obtained based on these drawings.
Fig. 1 is a kind of flow chart of data interactive method provided in an embodiment of the present invention；
Fig. 2 is the flow chart of another data interactive method provided in an embodiment of the present invention；
Fig. 3 is the flow chart of another data interactive method provided in an embodiment of the present invention；
Fig. 4 is a kind of structure chart of data interaction device provided in an embodiment of the present invention；
Fig. 5 is a kind of structure chart of data interaction system provided in an embodiment of the present invention.
Specific implementation mode
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation describes, it is clear that described embodiments are only a part of the embodiments of the present invention, rather than whole embodiments.Based on this
Embodiment in invention, without making creative work, what is obtained is every other by those of ordinary skill in the art
Embodiment belongs to the scope of the present invention.
Core of the invention is to provide a kind of data interactive method, apparatus and system, for that can be use up in payment process
Measure operation of the less user to mobile terminal.
In order to enable those skilled in the art to better understand the solution of the present invention, with reference to the accompanying drawings and detailed description
The present invention is described in further detail.
Embodiment one
Fig. 1 is a kind of flow chart of data interactive method provided in an embodiment of the present invention.As shown in Figure 1, this method includes：
S10：The physiological characteristic information and payment terminal account information of reception user is to register.
S11：Store and bind physiological characteristic information and payment terminal account information.
S12：When receiving desired physiological characteristic information, finds the target bound with desired physiological characteristic information and pay
Terminal account information, and e bill is sent to carry out data interaction to target payment terminal.
It should be noted that the data interactive method described in the present embodiment is related to tripartite's data interaction, applied field
Scape can be payment process of the user to businessman, it is to be understood that this payment process can be diversified forms, such as goods ratio
Form or integrated form etc..
It is the step of user is firstly the need of registering for step S10, in registration process, basic information is
Physiological characteristic information and payment terminal account information, physiological characteristic information here can be finger print information, facial contour information
Or the combination of one or more of iris information, the present embodiment are not construed as limiting.It is understood that above-mentioned three kinds of physiological characteristics
Information is only wherein specific embodiment, and it can only be these three enumerated not represent.Payment terminal can be mobile phone,
The bank card or other users payment account that payment terminal account information can be bound with payment terminal.It should be noted that right
The binding that the payment accounts such as bank card how are carried out in payment terminal in user may refer to the prior art, be not this hair
Bright involved key technical problem, details are not described herein.After user inputs above- mentioned information, so that it may to complete primary registration.
From the foregoing, it will be observed that not needing to the participation of payment terminal in step slo.
Step S11 is that physiological characteristic information and payment terminal account information are stored and bound after the completion of registration, this
The purpose of binding is in step s 12, when user inputs physiological characteristic information again, find corresponding branch
Terminal account information is paid, to lock payment terminal.In specific implementation, can by the form of database by above- mentioned information into
Row storage.From the foregoing, it will be observed that not needing to the participation of payment terminal in step s 11.
In step S12, when user is when paying, need to input the physiological characteristic information of itself again, in order to it is upper
The physiological characteristic information for stating step is distinguished, and the description of desired physiological characteristic information is used in this step, the description is merely differentiations
Purpose, have no special meaning, in other words, desired physiological characteristic information is any one in physiological characteristic information.
Due to being bound in step s 11, after obtaining desired physiological characteristic information, so that it may with according to the relationship of binding
Payment terminal account information corresponding with desired physiological characteristic information, i.e. target payment terminal account information are found, then
Target payment terminal corresponding with target payment terminal account information has just equally been locked, then can have been carried out with target payment terminal
Communication, target payment terminal is sent to by the e bill of generation.Target payment terminal is shown to after receiving e bill
User, while information input by user is received, to complete a data interaction.It is understood that e bill is sent
It can be found in that the prior art is identical, and this embodiment is not repeated to target payment terminal subsequent process.From the foregoing, it will be observed that in step S12
Middle payment terminal only needs to participate in primary.
In the present embodiment, payment terminal can download the APP used in payment process in advance, this can be on APP
It is operated accordingly, this is not construed as limiting.
Data interactive method provided in this embodiment, including receive the physiological characteristic information and payment terminal account of user
Information is to be registered；Store and bind physiological characteristic information and payment terminal account information；Receiving desired physiological feature
When information, the target payment terminal account information bound with desired physiological characteristic information is found, and send out to target payment terminal
E bill is sent to carry out data interaction.It can be seen that in the data interactive method of above-mentioned offer, it is only necessary to which user uses one
Secondary payment terminal can be realized smoothly when payment terminal electricity is less is not enough to carry out multi-pass operation using this method
Data interaction.
Embodiment two
Fig. 2 is the flow chart of another data interactive method provided in an embodiment of the present invention.On the basis of embodiment one,
Further include：
S20：Obtain in advance user in registration corresponding categorical attribute with according to categorical attribute by physiological characteristic information point
Class stores.
In specific implementation, when registration user quantity when being continuously increased, search desired physiological characteristic information correspond to
Target payment terminal account information will consume the more time, to cause user experience poor.In the present embodiment, increase
Categorical attribute, the main function of categorical attribute here are exactly that will be stored in one with the user information of same categorical attribute
In data set, in this way when user inputs desired physiological characteristic information, so that it may true with the source according to desired physiological characteristic information
It is specially which to determine categorical attribute, to lock corresponding data set.In a specific embodiment, categorical attribute can be with
For the self information of the terminal device of the physiological characteristic information of reception user, physiological characteristic information is transmitted in terminal device in this way
When coming over, the corresponding categorical attribute of the physiological characteristic information just can determine that.It can be searched to corresponding number by categorical attribute
According to collection, in the data set, payment terminal account information is found by binding relationship.Categorical attribute can be terminal device place
Organization etc., details are not described herein.
Embodiment three
Fig. 3 is the flow chart of another data interactive method provided in an embodiment of the present invention.On the basis of embodiment one,
Further include：
S30：Judge the corresponding feedback information of e bill whether is received in preset time, if it is, into
S31, otherwise, into S32.
S31：Determine this data interaction success.
S32：Determine that this data interaction has delay.
On the basis of the above embodiments, the horizon problem in data interaction is not limited, it is contemplated that it is more to leave user for
Time carry out data interaction, in the present embodiment, realized by the way that preset time is arranged.Start to count after having sent e bill
When, if having received feedback information in preset time, show that data interaction success, such as user pay corresponding gold
Volume shows that this data exchange process has delay if not receiving feedback information in preset time.In specific implementation,
The effective time that e bill can be set has been more than effective time, and system is then automatically to exceeding unfinished payment in the time limit
The amount of money add certain interest, using as the means for promoting user to pay required payment bill as early as possible.
Preferably embodiment further includes after S31：
S33：When this data interaction success, electronic certificate is sent to target payment terminal.
It is understood that user is after operating payment terminal, and do not know oneself whether success response this number
According to interaction, in the present embodiment, the step of sending electronic certificate to target payment terminal is increased so that user can pass through payment
Terminal checks the final result of this data interaction.
Careful description will be carried out to the solution of the present invention according to concrete application scene below, it is clear that the embodiment is
The section Example of the present invention, those skilled in the art should be covered in the embodiment for not making innovative achievements in the present invention
Protection domain within.
1) application of the data interactive method in dining room is paid
In dining room is paid, using a kind of double screen terminating machine, a screen inputs spending amount for staff, in addition a screen
For showing spending amount, and Fingerprint Identification Unit, face information acquisition camera are loaded with etc. for acquiring user's physiological characteristic letter
Breath.Categorical attribute at this time is place school title.When there is consumer behavior progress, Fingerprint Identification Unit or face information acquisition are taken the photograph
As head acquires the desired physiological characteristic information of user, and the data that collected desired physiological characteristic information is uploaded onto the server
Desired physiological characteristic information is referred to corresponding data collection according to categorical attribute and is identified by library, is generated after identifying successfully corresponding
E bill is simultaneously sent in payment terminal, voluntarily the means of payment is used to pay by user.
2) application of the data interactive method in public transport payment
Under this scene, categorical attribute can be city, area, town, village etc..Fixed consumption gold is set on the terminating machine of automobile
Volume, when there is consumer behavior progress, the desired physiological feature letter of Fingerprint Identification Unit or face information acquisition camera acquisition user
Breath, and the database that collected desired physiological characteristic information is uploaded onto the server, it is according to categorical attribute that desired physiological is special
Reference breath is referred to corresponding data collection and is identified, and corresponding e bill is generated after identifying successfully and is sent in payment terminal,
Voluntarily the means of payment is used to pay by user.
3) application of the data interactive method in market is paid
Under this scene, categorical attribute can be city, area, town, village, street etc..Spending amount is inputted on the terminating machine of market,
When there is consumer behavior progress, the desired physiological characteristic information of Fingerprint Identification Unit or face information acquisition camera acquisition user,
And the database that collected desired physiological characteristic information is uploaded onto the server, desired physiological feature is believed according to categorical attribute
Breath is referred to corresponding data collection and is identified, and corresponding e bill is generated after identifying successfully and is sent in payment terminal, by with
Family voluntarily uses the means of payment to pay.
Example IV
Above-described embodiment is described in detail technical solution provided by the present invention with the angle of method, this implementation
Example provides a kind of data interaction device corresponding with this method.Fig. 4 is a kind of data interaction device provided in an embodiment of the present invention
Structure chart, as shown in figure 4, the device includes：
Identity information receiving module, the physiological characteristic information and payment terminal account information for receiving user are to carry out
Registration.
Memory module, for storing and binding physiological characteristic information and payment terminal account information.
Processing module is bound for when receiving desired physiological characteristic information, finding with desired physiological characteristic information
Target payment terminal account information, and to target payment terminal send e bill to carry out data interaction.
Data interaction device provided in this embodiment, including identity information receiving module, the physiology for receiving user are special
Reference ceases and payment terminal account information is to be registered；Memory module, for storing and binding physiological characteristic information and branch
Pay terminal account information；Processing module is believed for when receiving desired physiological characteristic information, finding with desired physiological feature
The target payment terminal account information of binding is ceased, and e bill is sent to carry out data interaction to target payment terminal.Thus
As it can be seen that in the data interaction device of above-mentioned offer, it is only necessary to which user uses a payment terminal, when payment terminal electricity
It is less be not enough to carry out multi-pass operation when, can smoothly realize data interaction using this method.
Preferably embodiment, identity information receiving module are additionally operable to, and it is corresponding in registration to obtain user in advance
Categorical attribute；
Memory module is additionally operable to, according to categorical attribute by physiological characteristic information classification storage.
Preferably embodiment, physiological characteristic information specifically include finger print information, facial contour information or iris letter
Breath.
Preferably embodiment further includes：
Judgment module, for judging whether receive the corresponding feedback information of e bill in preset time, if so,
This data interaction success is then determined, otherwise, it determines this data interaction has delay.
Since the embodiment of device part is corresponded with the embodiment of method part, the embodiment of device part is asked
Referring to the description of the embodiment of method part, wouldn't repeat here.
Embodiment five
The data interactive method in the embodiment of the present invention is retouched respectively from the angle of modularization virtual bench above
It states, the data interaction system in the embodiment of the present invention is described in detail from the angle of hardware handles below.Fig. 5 is the present invention
The structure chart for a kind of data interaction system that embodiment provides, as shown in figure 5, a kind of data interaction system in the embodiment of the present invention
System, including：
Identity information acquisition equipment 20, physiological characteristic information and payment terminal account information for receiving user with into
Row registration, and physiological characteristic information is received upon registration.
The server 21 communicated to connect with identity information acquisition equipment, for storing and binding physiological characteristic information and payment
Terminal account information, and when receiving desired physiological characteristic information, find the target bound with desired physiological characteristic information
Payment terminal account information, and e bill is sent to carry out data interaction to target payment terminal.
The payment terminal 22 being connect with server communication, for receiving e bill, and receive the input information of user with
It generates feedback information and is sent to server.
It is taken the photograph it is understood that identity information acquisition equipment 20 here can be Fingerprint Identification Unit or face information acquisition
As first-class equipment.
Data interaction system provided in this embodiment, including identity information acquisition equipment, the physiology for receiving user are special
Reference ceases and payment terminal account information is to be registered；Server, for storing and binding physiological characteristic information and payment
Terminal account information, and when receiving desired physiological characteristic information, find the mesh bound with desired physiological characteristic information
Payment terminal account information is marked, and e bill is sent to carry out data interaction to target payment terminal；Payment terminal, for connecing
E bill is received, and the input information for receiving user is sent to server to generate feedback information.It can be seen that in above-mentioned offer
Data interaction system in, it is only necessary to user use a payment terminal, be not enough to carry out when payment terminal electricity is less
When multi-pass operation, data interaction can be smoothly realized using this method.
Data interactive method provided by the present invention, apparatus and system are described in detail above.It is each in specification
A embodiment is described by the way of progressive, and each embodiment focuses on the differences from other embodiments, respectively
Just to refer each other for identical similar portion between a embodiment.For the device disclosed in the embodiment, due to itself and embodiment
Disclosed method is corresponding, so description is fairly simple, reference may be made to the description of the method.It should be pointed out that pair
For those skilled in the art, without departing from the principle of the present invention, the present invention can also be carried out
Some improvements and modifications, these improvement and modification are also fallen within the protection scope of the claims of the present invention.
It should also be noted that, in the present specification, relational terms such as first and second and the like be used merely to by
One entity or operation are distinguished with another entity or operation, without necessarily requiring or implying these entities or operation
Between there are any actual relationship or orders.Moreover, the terms "include", "comprise" or its any other variant meaning
Covering non-exclusive inclusion, so that the process, method, article or equipment including a series of elements includes not only that
A little elements, but also include other elements that are not explicitly listed, or further include for this process, method, article or
The intrinsic element of equipment.In the absence of more restrictions, the element limited by sentence "including a ...", is not arranged
Except there is also other identical elements in the process, method, article or apparatus that includes the element.
Claims (10)
1. a kind of data interactive method, which is characterized in that including：
The physiological characteristic information and payment terminal account information of reception user is to register；
Store and bind the physiological characteristic information and the payment terminal account information；
When receiving desired physiological characteristic information, the target payment terminal bound with the desired physiological characteristic information is found
Account information, and e bill is sent to carry out data interaction to target payment terminal.
2. data interactive method according to claim 1, which is characterized in that further include：
Obtain in advance the user in registration corresponding categorical attribute the physiological characteristic to be believed according to the categorical attribute
Cease classification storage.
3. data interactive method according to claim 1, which is characterized in that the physiological characteristic information specifically includes fingerprint
Information, facial contour information or iris information.
4. data interactive method according to claim 1, which is characterized in that further include：
Judge the corresponding feedback information of the e bill whether is received in preset time；
If it is, this data interaction success is determined, otherwise, it determines this data interaction has delay.
5. data interactive method according to claim 4, which is characterized in that further include：
When this data interaction success, electronic certificate is sent to the target payment terminal.
6. a kind of data interaction device, which is characterized in that including：
Identity information receiving module, the physiological characteristic information and payment terminal account information for receiving user are to note
Volume；
Memory module, for storing and binding the physiological characteristic information and the payment terminal account information；
Processing module is bound for when receiving desired physiological characteristic information, finding with the desired physiological characteristic information
Target payment terminal account information, and to target payment terminal send e bill to carry out data interaction.
7. data interaction device according to claim 6, which is characterized in that
The identity information receiving module is additionally operable to, obtain in advance the user in registration corresponding categorical attribute so as to described
Memory module is according to the categorical attribute by the physiological characteristic information classification storage.
8. data interaction device according to claim 6, which is characterized in that the physiological characteristic information specifically includes fingerprint
Information, facial contour information or iris information.
9. data interaction device according to claim 6, which is characterized in that further include：
Judgment module, for judging whether receive the corresponding feedback information of the e bill in preset time, if so,
This data interaction success is then determined, otherwise, it determines this data interaction has delay.
10. a kind of data interaction system, which is characterized in that including：
Identity information acquisition equipment, the physiological characteristic information and payment terminal account information for receiving user are to note
Volume, and the physiological characteristic information is received upon registration；
The server communicated to connect with the identity information acquisition equipment, for storing and binding the physiological characteristic information and institute
Payment terminal account information is stated, and when receiving desired physiological characteristic information, found and the desired physiological characteristic information
The target payment terminal account information of binding, and e bill is sent to carry out data interaction to target payment terminal；
The payment terminal being connect with the server communication for receiving the e bill, and receives the input information of user
It is sent to the server to generate feedback information.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201810432542.4A CN108596631A (en) | 2018-05-08 | 2018-05-08 | A kind of data interactive method, apparatus and system |
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| CN201810432542.4A CN108596631A (en) | 2018-05-08 | 2018-05-08 | A kind of data interactive method, apparatus and system |
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| CN111626735A (en) * | 2020-05-28 | 2020-09-04 | 上海逐鲨智能科技有限公司 | Data interaction system, method and module |
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