CN108537050B - Service data transfer method and related device - Google Patents

Service data transfer method and related device Download PDF

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Publication number
CN108537050B
CN108537050B CN201810234254.8A CN201810234254A CN108537050B CN 108537050 B CN108537050 B CN 108537050B CN 201810234254 A CN201810234254 A CN 201810234254A CN 108537050 B CN108537050 B CN 108537050B
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account
enterprise
data transfer
information
business data
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CN108537050A (en
Inventor
马利华
邓玉
程浩
简志枰
肖敏
胡璇
陈宇恒
宋小燕
涂文君
王湛
谭圆青
魏海洲
朱彦
梁楹
陈倬蔚
曾东裕
钱欣晓
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China Construction Bank Corp
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China Construction Bank Corp
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/606—Protecting data by securing the transmission between two devices or processes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints

Abstract

The invention discloses a business data transfer method and a related device, wherein the method comprises the following steps: acquiring an information acquisition instruction sent by a first device, wherein the information acquisition instruction comprises first information, and the first information is obtained by the first device analyzing a two-dimensional code corresponding to a first enterprise account; searching business data receiving information corresponding to the first enterprise account according to the first information; sending the service data receiving information to the first device, so that the first device generates a service data transfer list according to the service data receiving information; receiving a business data transfer application submitted by a first device according to a business data transfer sheet; verifying the operation authority of an operation account corresponding to the first device on the second enterprise account; under the condition that the verification operation authority passes, acquiring authentication information corresponding to the service data transfer application; and in the case that the verification of the authentication information is passed, transferring the target business data from the second enterprise account to the first enterprise account. The technical scheme can realize real-time service data transfer.

Description

Service data transfer method and related device
Technical Field
The present invention relates to the field of computer technologies, and in particular, to a method and a related apparatus for transferring service data.
Background
With the development of computer technology, business data transfer can be realized in various ways. The service data usually includes various information, such as account information of the receiving party, quantity information of the service data, attribute information of the service data, and the like, and the information needs to be transferred to the receiving party by a certain transfer method.
At present, in the process of business data transfer between enterprise accounts, data transfer between a charge-out party in an enterprise account and a charge-in party in the enterprise account is mainly completed through transfer modes such as check transfer, internet banking transfer, settlement card transfer and the like.
Disclosure of Invention
The invention provides a business data transfer method and a related device, which solve the problems that business data is not received timely and the business data transfer process between enterprise accounts is not timely.
In a first aspect, a method for transferring service data is provided, including:
acquiring an information acquisition instruction sent by a first device, wherein the information acquisition instruction comprises first information, and the first information is obtained by the first device analyzing a two-dimensional code corresponding to a first enterprise account;
searching business data receiving information corresponding to the first enterprise account according to the first information;
sending the business data receiving information to the first device so that the first device generates a business data transfer sheet according to the business data receiving information, wherein the business data transfer sheet comprises an account name of the first enterprise account, a business account number of the first enterprise account, the quantity of target business data, transfer use of the target business data, an account name of a second enterprise account and a business account number of the second enterprise account;
receiving a business data transfer application submitted by the first device according to the business data transfer sheet, wherein the business data transfer application is used for requesting to transfer the target business data from the second enterprise account;
verifying the operation authority of a first operation account number on the second enterprise account, wherein the first operation account number is an operation account number corresponding to the first device;
under the condition that the operation authority is verified to pass, acquiring authentication information corresponding to the service data transfer application;
and transferring the target business data from the second enterprise account to the first enterprise account if the authentication information is verified.
With reference to the first aspect, in a possible implementation manner, the verifying the operation permission of the first operation account on the second enterprise account includes:
searching second operation account numbers and determining single data transfer amount corresponding to each second operation account number, wherein the second operation account numbers are operation account numbers corresponding to second enterprise accounts;
and if the first operation account number belongs to the second operation account number and the quantity of the target service data is less than or equal to the single data transfer quantity corresponding to the first operation account number, determining that the operation permission of the first operation account number on the second enterprise account passes through verification.
With reference to the first aspect, in one possible implementation manner, the verifying the operation right of the first operation on the second enterprise account includes:
searching a second operation account number, wherein the second operation account number is an operation account number corresponding to a second enterprise account;
and if the first operation account number belongs to the second operation account number, determining that the operation authority of the first operation account number on the second enterprise account passes through verification.
With reference to the first aspect, in one possible implementation manner, the verifying the operation right of the first operation on the second enterprise account includes:
searching second operation account numbers and determining single data transfer amount and total data transfer amount corresponding to each second operation account number, wherein the second operation account numbers are operation account numbers corresponding to second enterprise accounts;
and if the first operation account belongs to the second operation account, the number of the target business data is smaller than or equal to the single data transfer amount corresponding to the first operation account, and the total amount of the business data transferred by the first operation account in the target time range is smaller than or equal to the total data transfer amount corresponding to the first operation account, determining that the operation permission of the first operation account on the second enterprise account passes through verification.
With reference to the first aspect, in a possible implementation manner, the authentication information includes a first face image and a first password, and before the transferring the target business data from the second enterprise account to the first enterprise account, the method further includes:
determining a face image and a data transfer password corresponding to the first operation account;
and if the matching degree of the first face image and the face image corresponding to the first operation account is higher than a first threshold value, and the first password is the data transfer password, determining that the authentication information is verified.
With reference to the first aspect, in a possible implementation manner, the authentication information includes a first fingerprint and a first password, and before the transferring the target business data from the second enterprise account to the first enterprise account, the method further includes:
determining a fingerprint and a data transfer password corresponding to the first operation account;
and if the matching degree of the first face image and the fingerprint corresponding to the first operation account is higher than a second threshold value, and the first password is the data transfer password, determining that the authentication information is verified.
With reference to the first aspect, in one possible implementation, the method further includes:
acquiring an information setting instruction, wherein the information setting instruction comprises a setting password, a target operation account and associated information of the target operation account, and the associated information comprises at least one of face images, single data transfer amount, total data transfer amount and data transfer passwords;
and correspondingly saving the target operation account number and the associated information of the target operation account number in an information base corresponding to the second enterprise account under the condition that the set password is determined to be the set password corresponding to the second enterprise account.
With reference to the first aspect, in a possible implementation manner, the acquiring an information acquisition instruction sent by the first apparatus further includes:
acquiring a two-dimension code generating instruction, wherein the two-dimension code generating instruction comprises business data receiving information corresponding to the first enterprise account;
and storing the business data receiving information, and generating a two-dimensional code corresponding to the first enterprise account according to the business data receiving information.
With reference to the first aspect, in a possible implementation manner, before the transferring the target business data from the second enterprise account to the first enterprise account, the method further includes:
sending a rechecking notification to a rechecking user corresponding to the second enterprise account, wherein the rechecking notification is used for requesting the rechecking user to recheck a service data transfer item corresponding to the service data transfer application, and an operation account corresponding to the rechecking user is not the first operation account;
and under the condition that a review passing indication sent by the review user is received, executing the step of transferring the target business data from the second enterprise account to the first enterprise account.
In a second aspect, a service data transfer apparatus is provided, including:
the receiving module is used for acquiring an information acquisition instruction sent by a first device, wherein the information acquisition instruction comprises first information, and the first information is obtained by the first device analyzing a two-dimensional code of a first enterprise account;
the processing module is used for searching business data receiving information corresponding to the first enterprise account according to the first information;
a sending module, configured to send the service data receiving information to the first device, so that the first device generates a service data transfer ticket according to the service data receiving information, where the service data transfer ticket includes an account name of the first enterprise account, a service account number of the first enterprise account, the number of target service data, a transfer purpose of the target service data, an account name of a second enterprise account, and a service account number of the second enterprise account;
the receiving module is further configured to receive a service data transfer application submitted by the first device according to the service data transfer ticket, where the service data transfer application is used to request transfer of the target service data from the second enterprise account;
the processing module is further used for verifying the operation authority of a first operation account number on a second enterprise account, wherein the first operation account number is an operation account number corresponding to the first device;
the receiving module is further used for acquiring authentication information corresponding to the service data transfer application under the condition that the operation authority is verified to pass;
the processing module is further configured to transfer the target business data from the second enterprise account to the first enterprise account if the authentication information is verified.
In a third aspect, another service data transfer apparatus is provided, which includes a processor, a memory, and a communication interface, where the processor, the memory, and the communication interface are connected to each other, where the communication interface is configured to receive and send data, the memory is configured to store a program code, and the processor is configured to call the program code to perform any one of the methods in the foregoing first aspect and various possible implementation manners of the first aspect.
In a fourth aspect, a computer storage medium is provided, the computer storage medium storing a computer program comprising program instructions that, when executed by a processor, cause the processor to perform the method of any one of the above first aspect and its various possible embodiments.
In the technical scheme, according to the information obtained by analyzing the two-dimensional code corresponding to the first enterprise account by the first device, the business data receiving information corresponding to the first enterprise account is returned to the first device according to the information, and the first device can generate a business data transfer list according to the business data receiving information, so that the step of filling out business data by an account issuer is omitted, and the efficiency is improved; and under the condition that the verification of the operation authority of the corresponding operation account of the first device is determined to pass and the verification of the authentication information corresponding to the service data application passes, transferring the target service data from the second enterprise account to the first enterprise account to realize real-time service data transfer, and simultaneously, ensuring the safety of service data transfer through double verification of the operation authority and the authentication information.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to these drawings without creative efforts.
FIG. 1 is a schematic diagram of a network architecture provided by an embodiment of the present invention;
fig. 2 is a flowchart illustrating a method for service data transfer according to an embodiment of the present invention;
fig. 3 is a schematic flowchart of another method for service data transfer according to an embodiment of the present invention;
fig. 4 is a schematic structural diagram of a service data transfer device according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of a service data transfer device according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The technical scheme of the invention can be realized on a device (hereinafter referred to as a service support device) for providing service support for various service devices (hereinafter referred to as service devices) with service data transfer functions, wherein a network architecture formed by the service devices and the service support devices can be shown in fig. 1, and the service device 101 directly interacts with a user to obtain the related operation of the user and the information input by the user and feeds the information back to the service support device 102 so as to complete data transfer. The service support apparatus 102 may be an independent apparatus, or may be a system composed of a plurality of apparatuses, and the service apparatus 101 may be a mobile terminal device such as a mobile phone and a tablet computer.
Referring to fig. 2, fig. 2 is a flowchart illustrating a method for service data transfer according to an embodiment of the present invention, where the method may be executed on the service support apparatus, and as shown in the figure, the method includes:
s201, an information obtaining instruction sent by a first device is obtained, wherein the information obtaining instruction comprises first information, and the first information is obtained by the first device analyzing a two-dimensional code corresponding to a first enterprise account.
Specifically, the first device may be the service device shown in fig. 1, where the first device analyzes the two-dimensional code of the first enterprise account to obtain the first information when the two-dimensional code corresponding to the first enterprise account is scanned, and then sends the information obtaining instruction. The first device may acquire the two-dimensional code by scanning the two-dimensional code displayed on another device, for example, the another device is a business device held by an operation user corresponding to the first enterprise account, and the two-dimensional code is displayed on the business device. The first device may also scan the two-dimensional code stored locally, so as to obtain the two-dimensional code, for example, an operation user corresponding to the first enterprise account sends a picture of the two-dimensional code to the first device.
In this embodiment of the present invention, the first information may be account information of the first enterprise account, such as a business account number of the first enterprise account, for example, an account name corresponding to the first enterprise account, and the like. The first information may also be an account identifier that is previously allocated to the first enterprise account and is used for uniquely identifying the first enterprise account, for example, the account identifier of the first enterprise account is 1.
S202, searching business data receiving information corresponding to the first enterprise account according to the first information.
In the embodiment of the invention, the service data receiving information is information which needs to be used in the service data transfer process. In a possible implementation manner, the business data receiving information corresponding to the first enterprise account includes information related to the first enterprise account, such as an account name of the first enterprise account, a business account number of the first enterprise account, and an account opening bank corresponding to the first enterprise account. In another possible implementation manner, the business data receiving information corresponding to the first enterprise account may include information related to the business data, such as the number of the business data to be received, the purpose of the business data to be received, and the like, in addition to the account name of the first enterprise account, the business account number of the first enterprise account, and the account opening bank corresponding to the first enterprise account being equal to the information related to the first enterprise account.
And S203, sending the business data receiving information to the first device so that the first device generates a business data transfer sheet according to the business data receiving information, wherein the business data transfer sheet comprises an account name of a first enterprise account, a business account number of the first enterprise account, the quantity of target business data, a transfer purpose of the target business data, an account name of a second enterprise account and a business account number of the second enterprise account.
Here, the number transfer purpose of the target service data is used to explain the behavior of the service data transfer, explaining why the service data is to be transferred, and what the purpose of transferring the service data is. In one possible implementation, the transfer purpose of the target business data may be obtained by the input of the operation user of the first device acquiring the second enterprise account. In another possible implementation manner, the transfer purpose of the target service data may also be obtained by the first device according to the purpose of the service data to be received in step S202, where the transfer purpose of the target service data is the purpose of the service data to be received.
The number of target service data refers to the number of service data that needs to be transferred. In one possible implementation, the amount of the target business data may be obtained by an input of an operation user of the first device acquiring the second enterprise account. In another possible implementation manner, the number of the target service data may also be obtained by the first device according to the number of the service data to be received in step S202, where the number of the target service data is equal to the number of the service data to be received.
Here, the account name of the second enterprise account and the service account number of the second enterprise account may be obtained by the service support device according to the operation account number corresponding to the first device and sent to the first device, where the operation account number corresponding to the first device is an account number held by the operation user of the second enterprise account. And when the number of the business account numbers of the second enterprise account is multiple, the business account number of the second enterprise account in the business data transfer list can be determined by the first device according to the selection of the operation user of the second enterprise account. Optionally, the account name of the second enterprise account and the business account number of the second enterprise account may also be obtained by input of an operation user who acquires the second enterprise account by the first device.
Optionally, the business data transfer ticket may further include billing information related to the business data transfer process, such as an account opening bank corresponding to the first enterprise account, an account opening bank corresponding to the second enterprise account, and the like.
And S204, receiving a business data transfer application submitted by the first device according to the business data transfer sheet, wherein the business data transfer application is used for requesting to transfer the target business data from the second enterprise account.
Specifically, the business data transfer application may include a business account number of the first enterprise account, an account number of the second enterprise, and the number of the target business data.
Optionally, the service data transfer application may further include a first operation account, where the first operation account is an operation account corresponding to the first device.
And S205, verifying the operation authority of a first operation account number on the second enterprise account, wherein the first operation account number is an operation account number corresponding to the first device.
In the embodiment of the present invention, specific implementation manners for verifying the operation permission of the first operation account on the second enterprise account include, but are not limited to, the following:
in the first mode, a second operation account corresponding to a second enterprise account is searched, whether the first operation account belongs to the searched second operation account is judged, and if the first operation account belongs to the searched second operation account, it is determined that the first operation account has the operation permission for the second enterprise account, that is, it is determined that the operation permission of the first operation account for the second enterprise account passes verification.
For example, the second operation account number corresponding to the second enterprise account is the operation account number 21, the operation account number 22, the operation account number 23, and the operation account number 24, and if the first operation account number is any one of the operation account number 21, the operation account number 22, the operation account number 23, and the operation account number 24, if the first operation account number is the operation account number 21, the first operation account number is the operation account number 22, the first operation account number is the operation account number 23, or the first operation account number is the operation account number 24, it is determined that the operation authority of the first operation account number for the second enterprise account passes verification.
And in the second mode, second operation account numbers corresponding to the second enterprise accounts are searched, single data transfer amount corresponding to each second operation account number is determined, and if the first operation account number belongs to the searched second operation account numbers and the number of the target service data is less than or equal to the single data transfer amount corresponding to the first operation account number, the operation permission of the first operation account number on the second enterprise accounts is determined to pass verification.
For example, the second operation account number corresponding to the second enterprise account and the single data transfer amount corresponding to each second operation account number are shown in table 1:
operating account numbers Single stroke data transfer amount
Operating Account 21 5000
Operating Account number 22 6000
Operating Account 23 6000
Operating Account 24 7000
TABLE 1
Then, determining that the operation authority of the first operation account for the second enterprise account passes through the verification may be: A. the first operation account is an operation account 21, and the number of the target service data is less than or equal to 5000; B. the first operation account is an operation account 22, and the number of the target service data is less than or equal to 6000; C. the first operation account is an operation account 23, and the number of the target service data is less than or equal to 6000; D. the first operation account number is the operation account number 24, and the number of target business data is less than or equal to 7000.
In a third mode, a single data transfer amount and a data transfer total amount corresponding to each second operation account are searched for and determined, wherein the second operation account is an operation account corresponding to a second enterprise account; and if the first operation account belongs to the searched second operation account, the number of the target service data is less than or equal to the single data transfer amount corresponding to the first operation account, and the total amount of the service data transferred by the first operation account in the target time range is less than or equal to the total data transfer amount corresponding to the first operation account, determining that the operation authority of the first operation account on the second enterprise account passes through verification.
Here, the target time range refers to a period of time from a past time to the present time, and may be, for example, a past day time, a past week time, a past month time, or the like.
For example, the single data transfer amount and the total data transfer amount corresponding to the second enterprise account and determined by each second operation account are shown in table 2, and the target time range is the past one month time.
Operating account numbers Single stroke data transfer amount Data transfer gross
Operating Account 21 5000 100000
Operating Account number 22 6000 200000
Operating Account 23 6000 300000
Operating Account 24 7000 1000000
TABLE 2
Then, determining that the operation authority of the first operation account for the second enterprise account passes through the verification may be: A. the first operation account is an operation account 21, the number of target business data is less than or equal to 5000, and the total amount of business data transferred in the past month according to the first operation account is less than or equal to 100000; B. the first operation account is the operation account 22, the number of target business data is not more than 6000, and the total amount of business data transferred in the past month according to the first operation account is not more than 200000; C. the first operating account is the operating account 23, the number of target business data is not more than 6000, and the total amount of business data transferred in the past month according to the first operating account is not more than 300000; D. the first operating account number is the operating account number 24, and the number of target business data is 7000 or less, and the total amount of business data transferred in the past month according to the first operating account number is 1000000 or less.
In an optional implementation manner, the operation authority of the first operation account on the second enterprise account may also be verified in combination with the number of times of the service data transfer operation performed by the first operation account within a time range and the number of times of the service data operation corresponding to the second operation account, and the like.
S206, under the condition that the operation authority is verified to pass, acquiring authentication information corresponding to the service data transfer application.
Here, the authentication information is information for identifying an identity of an operation user corresponding to the first operation account, and the authentication information includes at least one type of information for performing identity verification, such as a face image, a password, and a fingerprint, and is acquired by the first device by acquiring an input of the operation user corresponding to the first operation account.
Specifically, the authentication information may be a first face image/a first password/a first fingerprint. The authentication information may be the first face image and the first password. The authentication information may also be the first fingerprint and the first password. The authentication information may also be the first face image and the first fingerprint. The authentication information may also be a first face image, a first password, and a first fingerprint.
And S207, transferring the target business data from the second enterprise account to the first enterprise account under the condition that the authentication information is verified.
Optionally, in the case that the authentication information is the first face image, the verifying the authentication information may include: and determining a face image corresponding to the first operation account, and if the matching degree of the first face image and the face image corresponding to the first operation account is higher than a first threshold value, determining that the authentication information passes verification. The first threshold is a fraction or percentage, such as 85%, 6/7, etc.
Optionally, in the case that the authentication information is the first password, the verifying the authentication information may include: and determining a data transfer password corresponding to the first operation account, and if the first password is the same as the data transfer password corresponding to the first operation account, determining that the authentication information is verified. Here, there are two cases of data transfer cryptography: 1, each operation account number of the second enterprise account corresponds to different data transfer passwords respectively, namely one operation account number corresponds to one data transfer password. And 2, each operation account number of the second enterprise account corresponds to one data transfer password, namely a plurality of operation account numbers correspond to one data transfer password.
Optionally, in the case that the authentication information is the first fingerprint, the verifying the authentication information may include: and determining the fingerprint corresponding to the first operation account, and if the matching degree of the first fingerprint and the fingerprint corresponding to the first operation account is higher than a second threshold, determining that the authentication information is verified. The second threshold is a fraction or percentage, such as 90%, 7/9, etc. The second threshold may be the same as or different from the first threshold.
Optionally, in a case that the authentication information includes multiple types of information, if the authentication information includes the first face image and the first password, the authentication information may be determined to pass the verification of the authentication information in a verification manner in which the authentication information is a single type of information, and in a case that two verification conditions are satisfied, which is not described in detail herein.
Specifically, the target business data is transferred from the second enterprise account to the first enterprise account according to the business account number of the second enterprise account and the business account number of the first enterprise account.
In the embodiment of the invention, the business data receiving information corresponding to the first enterprise account is returned to the first device according to the information obtained by the first device analyzing the two-dimensional code corresponding to the first enterprise account, and the first device can generate the business data transfer list according to the business data receiving information, so that the trouble of manually filling the information is saved, and the list making efficiency is improved; and under the condition that the verification of the operation authority of the corresponding operation account of the first device is determined to pass and the verification of the authentication information corresponding to the service data application passes, transferring the target service data from the second enterprise account to the first enterprise account to realize real-time service data transfer, and simultaneously, ensuring the safety of service data transfer through double verification of the operation authority and the authentication information.
In some possible scenarios, in order to ensure the validity of the service data transfer, after the billing is performed, the service data transfer item corresponding to the service data transfer application may be rechecked to ensure that the service data transfer is valid. Referring to fig. 3, fig. 3 is a schematic flowchart of another method for service data transfer according to an embodiment of the present invention, where as shown in the figure, the method includes:
s301, an information acquisition instruction sent by a first device is acquired, wherein the information acquisition instruction comprises first information, and the first information is obtained by the first device analyzing a two-dimensional code corresponding to a first enterprise account.
S302, searching the business data receiving information corresponding to the first enterprise account according to the first information.
And S303, sending the business data receiving information to the first device, so that the first device generates a business data transfer sheet according to the business data receiving information, wherein the business data transfer sheet comprises the account name of the first enterprise account, the business account number of the first enterprise account, the quantity of target business data, the transfer purpose of the target business data, the account name of the second enterprise account, and the business account number of the second enterprise account.
S304, receiving a service data transfer application submitted by the first device according to the service data transfer ticket, where the service data transfer application is used to request to transfer the target service data from the second enterprise account.
S305, verifying the operation authority of a first operation account number on the second enterprise account, wherein the first operation account number is an operation account number corresponding to the first device.
S306, under the condition that the operation authority is verified to pass, acquiring authentication information corresponding to the service data transfer application.
The specific implementation manners of steps S301 to S306 refer to the specific implementation manners of steps S201 to S206, and are not described again.
And S307, sending a rechecking notification to a rechecking user corresponding to the second enterprise account when the authentication information is verified, where the rechecking notification is used to request the rechecking user to recheck a service data transfer item corresponding to the service data transfer application, and an operation account corresponding to the rechecking user is not the first operation account.
Optionally, the notification may be sent to the rechecking user corresponding to the second enterprise account in a notification manner such as a short message or an email. Specifically, when the authentication information is verified, a plurality of second operation account numbers corresponding to the second enterprise account are searched, a third operation account number different from the first operation account number is selected from the plurality of second operation account numbers, a contact manner (such as a mailbox of a rechecking user, a telephone number of the rechecking user and the like) corresponding to the third operation account number is determined, and a rechecking notification is sent to the rechecking user corresponding to the second enterprise account according to the contact manner.
S308, under the condition that the rechecking passing indication sent by the rechecking user is received, transferring the target business data from the second enterprise account to the first enterprise account.
Here, before transferring the target business data from the second enterprise account to the first enterprise account, further comprising: receiving a service data transfer item acquisition instruction sent by a second device, wherein the service data transfer item acquisition instruction comprises an operation account of a rechecking user and an item identifier corresponding to the service data transfer item; determining information in the business data transfer list according to the item identifier, and returning the information to the second device so that the second device displays the business data transfer list according to the information; and under the condition of receiving an information confirmation instruction sent by the second device, determining to receive a rechecking passing instruction sent by the rechecking user.
In the embodiment of the invention, on the basis of scanning codes to complete ordering, a rechecking process of a rechecking user for business data transfer items is added before business data transfer, namely, in the real-time data transfer process, the safety of business data transfer is ensured by authenticating operation authority and authentication information, and meanwhile, the legality of business data transfer is ensured by the participation of two roles.
In some possible scenarios, the two-dimensional code corresponding to the first enterprise account may also be generated according to a requirement that the user of the first enterprise account receives the service data. Optionally, before acquiring the information acquisition instruction sent by the first device, the method further includes:
acquiring a two-dimension code generating instruction, wherein the two-dimension code generating instruction comprises business data receiving information corresponding to a first enterprise account; and storing the business data receiving information, and generating a two-dimensional code corresponding to the first enterprise account according to the business data receiving information.
Here, for specific content of the service data receiving information, reference may be made to the description of step S202, and details are not described herein again.
In one possible implementation, the two-dimensional code generation instruction may be sent by an administrative user of the first enterprise account through the business device. For example, a management user of a first enterprise account logs in a management account corresponding to the first enterprise account on a third device, after the login is successful, a two-dimension code receiving option is clicked on the third device, the number of the business data to be received is input, account information of the first enterprise account is selected, then the click is determined, the third device takes the number of the business data to be received and the account information of the first enterprise account as business data receiving information to be carried in a two-dimension code generating instruction to be sent, and a two-dimension code corresponding to the business receiving information is requested to be generated. In another possible implementation manner, the two-dimensional code generation instruction may also be generated by triggering when the first enterprise account is created. For example, when the business data receiving information is acquired when the first enterprise account is created, the two-dimensional code corresponding to the first enterprise account is generated while the first enterprise account is created.
In a possible implementation manner, part or all of the information may be extracted from the service data receiving information as first information, and then a two-dimensional code corresponding to the first information is generated, where the two-dimensional code is, for example, a service account number of the first enterprise account, such as an account name corresponding to the first enterprise account, and so on. In another possible implementation manner, an account identifier corresponding to the service data receiving information may also be generated, the generated account identifier is used as the first information, and then a two-dimensional code corresponding to the first information is generated.
Optionally, after the two-dimensional code corresponding to the first enterprise account is generated, the two-dimensional code corresponding to the first enterprise account may also be saved. When a request for acquiring the two-dimensional code of the first enterprise account is received, the two-dimensional code corresponding to the first enterprise account can be sent to a sender of the request.
Through generating the two-dimensional code that the account number of enterprise corresponds, the usable this two-dimensional code of user that this account number of enterprise corresponds carries out business data and receives, and the payer of business data can accomplish the transfer of business data through scanning this two-dimensional code, and convenient and fast solves business data and receives the problem that appears in the business data transfer process between the untimely enterprise account of wait.
It can be known from the foregoing embodiment that, in the process of service data transfer, the operation account and the authentication information need to be verified, where correct verification information for comparison needs to be set in advance. The method for transferring service data may further include: acquiring an information setting instruction, wherein the information setting instruction comprises a setting password, a target operation account and associated information of the target operation account, and the associated information comprises at least one of information of a face image, a single data transfer amount, a total data transfer amount, a data transfer password and a fingerprint; and under the condition that the set password is determined to be the set password corresponding to the second enterprise account, storing the target operation account and the associated information of the target operation account in an information base corresponding to the second operation enterprise account.
Here, the first information setting instruction may be transmitted by the administrative user of the second enterprise account through a certain business apparatus.
In the embodiment of the invention, the associated information of the target operation account is information required for verifying the operation authority of a certain operation account on the second enterprise account and verifying the authentication information. The specific content of the associated information is related to the operation authority of the verification operation account number on the second enterprise account and the mode of verifying the authentication information. For example, the operation permission of the operation account for the second enterprise account is verified as a second implementation manner of the above specific implementation manner of verifying the operation permission of the first operation account for the second enterprise account, and the verification authentication information is a verification password and a human face, and the associated information may include a single data transfer amount, a data transfer password, and a human face image. For another example, the verifying the operation permission of the operation account for the second enterprise account is a third implementation manner of the above-described specific implementation manner of verifying the operation permission of the first operation account for the second enterprise account, and the verifying the authentication information is a verifying password and a fingerprint, and the associated information may include a single data transfer amount, a total data transfer amount, a data transfer password, and a fingerprint. The embodiments of the invention are not limiting.
The operation account number of the second enterprise account and the associated information of the operation account number are set, so that an operation user of the second enterprise can transfer the service data in the second enterprise account by using the operation account number, the associated information corresponding to the operation account number is preset, the authority and the identity of the user using the operation account number can be verified, and the safety of data transfer is ensured.
The method of the embodiment of the invention is described above, and the device for realizing the method is described below.
Referring to fig. 4, fig. 4 is a schematic structural diagram of a service data transfer apparatus according to an embodiment of the present invention, and as shown in the drawing, the apparatus 40 includes:
a receiving module 401, configured to obtain an information obtaining instruction sent by a first device, where the information obtaining instruction includes first information, and the first information is information obtained by the first device analyzing a two-dimensional code of a first enterprise account;
a processing module 402, configured to search, according to the first information, service data receiving information corresponding to the first enterprise account;
a sending module 403, configured to send the service data receiving information to the first device, so that the first device generates a service data transfer ticket according to the service data receiving information, where the service data transfer ticket includes an account name of the first enterprise account, a service account number of the first enterprise account, the number of target service data, a transfer purpose of the target service data, an account name of a second enterprise account, and a service account number of the second enterprise account;
the receiving module 401 is further configured to receive a service data transfer application submitted by the first device according to the service data transfer ticket, where the service data transfer application is used to request to transfer the target service data from the second enterprise account;
the processing module 402 is further configured to verify an operation permission of a first operation account to a second enterprise account, where the first operation account is an operation account corresponding to a first device;
the receiving module 402 is further configured to obtain authentication information corresponding to the service data transfer application when the operation permission is verified to pass;
the processing module 403 is further configured to transfer the target business data from the second enterprise account to the first enterprise account if the verification of the authentication information is passed.
Optionally, the processing module 402 is specifically configured to: searching second operation account numbers and determining single data transfer amount corresponding to each second operation account number, wherein the second operation account numbers are operation account numbers corresponding to second enterprise accounts;
and if the first operation account number belongs to the second operation account number and the quantity of the target service data is less than or equal to the single data transfer quantity corresponding to the first operation account number, determining that the operation permission of the first operation account number on the second enterprise account passes through verification.
Optionally, the authentication information includes a first face image and a first password, and the processing module is specifically configured to: determining a face image and a data transfer password corresponding to the first operation account;
and if the matching degree of the first face image and the face image corresponding to the first operation account is higher than a first threshold value, and the first password is the data transfer password, determining that the authentication information is verified.
Optionally, the receiving module 401 is further configured to: acquiring an information setting instruction, wherein the information setting instruction comprises a setting password, a target operation account and associated information of the target operation account, and the associated information comprises at least one of face images, single data transfer amount, total data transfer amount and data transfer passwords;
the processing module 402 is further configured to: and correspondingly saving the target operation account number and the associated information of the target operation account number in an information base corresponding to the second enterprise account under the condition that the set password is determined to be the set password corresponding to the second enterprise account.
Optionally, the receiving module 401 is further configured to: acquiring a two-dimension code generating instruction, wherein the two-dimension code generating instruction comprises business data receiving information corresponding to the first enterprise account;
the processing module is further configured to: and storing the business data receiving information, and generating a two-dimensional code corresponding to the first enterprise account according to the business data receiving information.
Optionally, the sending module 403 is further configured to: sending a rechecking notification to a rechecking user corresponding to the second enterprise account, wherein the rechecking notification is used for requesting the rechecking user to recheck a service data transfer item corresponding to the service data transfer application, and an operation account corresponding to the rechecking user is not the first operation account;
in the case of receiving a review pass indication sent by the review user, the processing module 402 performs the step of transferring the target business data from the second enterprise account to the first enterprise account.
It should be noted that, for details that are not mentioned in the embodiment corresponding to fig. 5 and the specific implementation manner of the step executed by each module, reference may be made to the description of the method embodiment, and details are not described here again.
In the embodiment of the invention, the business data transfer device returns the business data receiving information corresponding to the first enterprise account to the first device according to the information obtained by the first device analyzing the two-dimensional code corresponding to the first enterprise account, and the first device can generate the business data transfer list according to the business data receiving information, so that the trouble of manually filling the information is saved, and the list making efficiency is improved; and under the condition that the verification of the operation authority of the corresponding operation account of the first device is confirmed to pass and the verification of the authentication information is confirmed to pass, transferring the target business data from the second enterprise account to the first enterprise account, and realizing real-time business data transfer in a two-dimensional code transfer mode.
In one possible implementation, the relevant functions implemented by the various modules in fig. 4 may be implemented in conjunction with a processor and a communications interface. Referring to fig. 5, fig. 5 is a schematic diagram of a possible structure of a service data transfer apparatus according to an embodiment of the present invention, where the apparatus 50 includes a processor 501, a memory 502, and a communication interface 503, and the processor 501, the memory 502, and the communication interface 503 are connected through one or more communication buses.
The processor 501 is configured to support the service data transfer device to execute the corresponding functions in the above method embodiments. The processor 501 may be a Central Processing Unit (CPU), a Network Processor (NP), a hardware chip, or any combination thereof. The memory 502 is used to store program codes and the like. Memory 502 may include volatile memory (volatile), such as Random Access Memory (RAM); the memory 502 may also include a non-volatile memory (non-volatile) such as read-only memory (ROM), flash memory (flash memory), hard disk (HDD), or solid-state drive (SSD); the memory 502 may also comprise a combination of memories of the kind described above. In this embodiment of the present invention, the memory 502 is used to store information used or needed for transferring business data, such as account information of an enterprise account, association information of an operation account, and an association relationship between the enterprise account and the operation account. The communication interface 503 is used for receiving and sending data, for example, the communication interface is used for receiving business data receiving information corresponding to the first enterprise account, sending the business data receiving information, and the like.
The processor 501 may call the program code to perform the following operations:
acquiring an information acquisition instruction sent by a first device through a communication interface, wherein the information acquisition instruction comprises first information, and the first information is obtained by the first device analyzing a two-dimensional code corresponding to a first enterprise account;
searching business data receiving information corresponding to the first enterprise account according to the first information;
sending the business data receiving information to the first device through a communication interface so that the first device generates a business data transfer sheet according to the business data receiving information, wherein the business data transfer sheet comprises an account name of the first enterprise account, a business account number of the first enterprise account, the quantity of target business data, transfer purposes of the target business data, an account name of a second enterprise account and a business account number of the second enterprise account;
receiving a business data transfer application submitted by the first device according to the business data transfer sheet through a communication interface, wherein the business data transfer application is used for requesting to transfer the target business data from the second enterprise account;
verifying the operation authority of a first operation account number on the second enterprise account, wherein the first operation account number is an operation account number corresponding to the first device;
under the condition that the operation authority is verified to pass, acquiring authentication information corresponding to the service data transfer application;
and transferring the target business data from the second enterprise account to the first enterprise account if the authentication information is verified.
Further, the processor 501 may also cooperate with the communication interface 503 to perform other operations according to the embodiments of the present invention, which may be specifically referred to the description in the method embodiments and will not be described herein again.
An embodiment of the present invention further provides a computer storage medium, which can be used to store computer software instructions used by the service data transfer apparatus in the embodiment shown in fig. 4 or fig. 5, and includes a program for executing the program implemented in the service data transfer apparatus in the foregoing embodiment. The computer storage medium includes, but is not limited to, flash memory, hard disk, and solid state disk.
In an embodiment of the present invention, there is further provided a chip including a processor and a memory, where the memory includes the processor and the memory, and the memory is used to store a computer program, and the processor is used to call and run the computer program from the memory, and the computer program is used to implement the method in the above method embodiment.
The above description is only for the specific embodiments of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present invention, and all the changes or substitutions should be covered within the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the appended claims.

Claims (8)

1. A method for transferring service data is characterized by comprising the following steps:
acquiring an information acquisition instruction sent by a first device, wherein the information acquisition instruction comprises first information, and the first information is obtained by the first device analyzing a two-dimensional code corresponding to a first enterprise account;
searching business data receiving information corresponding to the first enterprise account according to the first information;
sending the business data receiving information to the first device so that the first device generates a business data transfer sheet according to the business data receiving information, wherein the business data transfer sheet comprises an account name of the first enterprise account, a business account number of the first enterprise account, the quantity of target business data, transfer use of the target business data, an account name of a second enterprise account and a business account number of the second enterprise account;
receiving a business data transfer application submitted by the first device according to the business data transfer sheet, wherein the business data transfer application is used for requesting to transfer the target business data from the second enterprise account;
verifying the operation authority of a first operation account number on the second enterprise account, wherein the first operation account number is an operation account number corresponding to the first device;
under the condition that the operation authority is verified to pass, acquiring authentication information corresponding to the service data transfer application;
transferring the target business data from the second enterprise account to the first enterprise account if the authentication information is verified; the verification mode of the operation authority is different from the verification mode of the authentication information;
wherein the verifying the operation authority of the first operation account on the second enterprise account comprises:
searching second operation account numbers and determining single data transfer amount and total data transfer amount corresponding to each second operation account number, wherein the second operation account numbers are operation account numbers corresponding to second enterprise accounts;
and if the first operation account belongs to the second operation account, the number of the target business data is smaller than or equal to the single data transfer amount corresponding to the first operation account, and the total amount of the business data transferred by the first operation account in the target time range is smaller than or equal to the total data transfer amount corresponding to the first operation account, determining that the operation authority of the first operation account on the second enterprise account passes through verification.
2. The method of claim 1, wherein the authentication information comprises a first facial image and a first password, and wherein transferring the targeted business data from the second enterprise account to the first enterprise account further comprises:
determining a face image and a data transfer password corresponding to the first operation account;
and if the matching degree of the first face image and the face image corresponding to the first operation account is higher than a first threshold value, and the first password is the data transfer password, determining that the authentication information is verified.
3. The method of claim 1, further comprising:
acquiring an information setting instruction, wherein the information setting instruction comprises a setting password, a target operation account and associated information of the target operation account, and the associated information comprises at least one of face images, single data transfer amount, total data transfer amount and data transfer passwords;
and correspondingly saving the target operation account number and the associated information of the target operation account number in an information base corresponding to the second enterprise account under the condition that the set password is determined to be the set password corresponding to the second enterprise account.
4. The method of claim 1, wherein the obtaining the information obtaining instruction sent by the first device further comprises:
acquiring a two-dimension code generating instruction, wherein the two-dimension code generating instruction comprises business data receiving information corresponding to the first enterprise account;
and storing the business data receiving information, and generating a two-dimensional code corresponding to the first enterprise account according to the business data receiving information.
5. The method of any of claims 1-4, wherein prior to transferring the target business data from the second enterprise account to the first enterprise account, further comprises:
sending a rechecking notification to a rechecking user corresponding to the second enterprise account, wherein the rechecking notification is used for requesting the rechecking user to recheck a service data transfer item corresponding to the service data transfer application, and an operation account corresponding to the rechecking user is not the first operation account;
and under the condition that a review passing indication sent by the review user is received, executing the step of transferring the target business data from the second enterprise account to the first enterprise account.
6. A service data transfer apparatus, comprising:
the receiving module is used for acquiring an information acquisition instruction sent by a first device, wherein the information acquisition instruction comprises first information, and the first information is obtained by the first device analyzing a two-dimensional code of a first enterprise account;
the processing module is used for searching business data receiving information corresponding to the first enterprise account according to the first information;
a sending module, configured to send the service data receiving information to the first device, so that the first device generates a service data transfer ticket according to the service data receiving information, where the service data transfer ticket includes an account name of the first enterprise account, a service account number of the first enterprise account, the number of target service data, a transfer purpose of the target service data, an account name of a second enterprise account, and a service account number of the second enterprise account;
the receiving module is further configured to receive a service data transfer application submitted by the first device according to the service data transfer ticket, where the service data transfer application is used to request transfer of the target service data from the second enterprise account;
the processing module is further used for verifying the operation authority of a first operation account number on a second enterprise account, wherein the first operation account number is an operation account number corresponding to the first device;
the receiving module is further used for acquiring authentication information corresponding to the service data transfer application under the condition that the operation authority is verified to pass;
the processing module is further used for transferring the target business data from the second enterprise account to the first enterprise account under the condition that the authentication information is verified; the verification mode of the operation authority is different from the verification mode of the authentication information;
wherein the processing module is specifically configured to:
searching second operation account numbers and determining single data transfer amount and total data transfer amount corresponding to each second operation account number, wherein the second operation account numbers are operation account numbers corresponding to second enterprise accounts;
and if the first operation account belongs to the second operation account, the number of the target business data is smaller than or equal to the single data transfer amount corresponding to the first operation account, and the total amount of the business data transferred by the first operation account in the target time range is smaller than or equal to the total data transfer amount corresponding to the first operation account, determining that the operation authority of the first operation account on the second enterprise account passes through verification.
7. The apparatus of claim 6, wherein the receiving module is further configured to:
acquiring a two-dimension code generating instruction, wherein the two-dimension code generating instruction comprises business data receiving information corresponding to the first enterprise account;
the processing module is further configured to: and storing the business data receiving information, and generating a two-dimensional code corresponding to the first enterprise account according to the business data receiving information.
8. A computer storage medium, characterized in that the computer storage medium stores a computer program comprising program instructions that, when executed by a processor, cause the processor to perform the method according to any one of claims 1-5.
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