CN109802916B

CN109802916B - Resource transfer method, system, server and computer readable storage medium

Info

Publication number: CN109802916B
Application number: CN201711137830.9A
Authority: CN
Inventors: 洪静彦; 朱帅奇
Original assignee: Tenpay Payment Technology Co Ltd
Current assignee: Tenpay Payment Technology Co Ltd
Priority date: 2017-11-16
Filing date: 2017-11-16
Publication date: 2022-04-15
Anticipated expiration: 2037-11-16
Also published as: CN109802916A

Abstract

The invention discloses a resource transfer method, a resource transfer system, a server and a computer readable storage medium, and belongs to the technical field of computers. The method is applied to a first server and comprises the following steps: receiving a resource transfer request which is sent by a first application and carries transfer verification information and an exchange record number; acquiring the quantity of target resources to be exchanged through a second server according to the transfer verification information and the exchange record number; and transferring the set resources with the target resource quantity in the first account to an account bound with the user account currently logged in by the first application, wherein the resources with the target resource quantity in the first account are transferred from a second account set by the second server. The invention can shorten the time required by the resource exchange process and improve the resource exchange efficiency, thereby leading the user to obtain the resource to be exchanged in a shorter time, realizing the real-time resource exchange of the user and meeting the demand of the user for instant account arrival when exchanging the resource.

Description

Resource transfer method, system, server and computer readable storage medium

Technical Field

The present invention relates to the field of computer technologies, and in particular, to a resource transfer method, system, server, and computer-readable storage medium.

Background

When a user travels outside, in order to facilitate daily activities such as eating and shopping locally during traveling, resources of a country to which the user belongs are usually exchanged for local resources for use. When the user finishes the travel journey, some local resources may remain, and since the local resources are difficult to use in the country to which the user belongs, the user often exchanges the remaining local resources back to the resources of the country to which the user belongs before leaving the border.

Currently, when a user exchanges resources before leaving the home, the remaining local resources can be stored in a self-service exchange machine and a contact mailbox is filled in. And after the resource exchange company acquires the stored local resources, sending a mail to a mailbox filled by the user. After returning to the country, the user can log in the mailbox to receive the mail and fill in the credit card number in the webpage indicated by the mail. And after the resource exchange company acquires the credit card number from the webpage, transferring the resources of the country to which the user belongs, which are equivalent to the local resources, in the set account to the account corresponding to the credit card number, and finishing the resource exchange of the user.

However, in the resource exchange process, the user needs to store the remaining local resources in the tourism place and fill the credit card number in the webpage indicated by the received email to exchange the resources after returning to the country, and the resource exchange process is very complicated. In addition, since the account corresponding to the credit card number of the user generally belongs to a different country from the account set by the resource exchange company, the resource exchange company needs to transfer the resource in the set account to the bank where the credit card number is located, and then the bank can transfer the resource to the account corresponding to the credit card number, so that the time required for completing resource exchange is long, and the resource exchange efficiency is low.

Disclosure of Invention

The embodiment of the invention provides a resource transfer method, a resource transfer device, a resource transfer system, a resource transfer server and a computer-readable storage medium, which can solve the problem of low resource exchange efficiency in the related technology. The technical scheme is as follows:

in one aspect, a resource transfer method is provided, which is applied to a first server, and includes:

receiving a resource transfer request which is sent by a first application and carries transfer verification information and an exchange record number;

acquiring the quantity of target resources to be exchanged through a second server according to the transfer verification information and the exchange record number;

and transferring the set resources with the target resource quantity in the first account to an account bound with the user account currently logged in by the first application, wherein the resources with the target resource quantity in the first account are transferred from a second account set by the second server.

In one aspect, an apparatus for resource transfer is provided, which is applied to a first server, and includes:

the receiving module is used for receiving a resource transfer request which is sent by a first application and carries transfer verification information and an exchange record number;

the acquisition module is used for acquiring the quantity of the target resources to be exchanged through a second server according to the transfer verification information and the exchange record number;

and the transfer module is used for transferring the set resources of the target resource quantity in the first account to an account bound with the currently logged-in user account of the first application, wherein the resources of the target resource quantity in the first account are transferred from a second account set by the second server.

In one aspect, a first server is provided, which includes a processor and a memory, where at least one instruction, at least one program, a set of codes, or a set of instructions is stored in the memory, and the at least one instruction, the at least one program, the set of codes, or the set of instructions is loaded and executed by the processor to implement the above-mentioned resource transfer method.

In one aspect, a computer-readable storage medium is provided, in which at least one instruction, at least one program, a set of codes, or a set of instructions is stored, which is loaded and executed by a processor to implement the above-mentioned resource transfer method.

In one aspect, a resource transfer method is provided, where the method includes:

when a first server receives a resource transfer request which is sent by a first application and carries transfer verification information and an exchange record number, generating a verification request carrying the transfer verification information and the exchange record number, and sending the verification request to a second server;

when the second server receives the verification request sent by the first server, acquiring exchange certification information included in the resource exchange record corresponding to the exchange record number;

the second server acquires the number of target resources to be exchanged, which are included in the resource exchange record, when the transfer verification information is the same as the exchange certification information;

the second server generates a verification passing message carrying the target resource quantity and sends the verification passing message to the first server;

when the first server receives the verification passing message sent by the second server, transferring the set resources of the target resource quantity in the first account to an account bound with the currently logged-in user account of the first application, wherein the resources of the target resource quantity in the first account are transferred from a second account set by the second server.

In one aspect, a resource transfer system is provided, the system including:

the system comprises a first server and a second server, wherein the first server is used for generating a verification request carrying transfer verification information and an exchange record number when receiving a resource transfer request carrying the transfer verification information and the exchange record number and sent by a first application, and sending the verification request to the second server;

the second server is used for acquiring exchange certification information included in the resource exchange record corresponding to the exchange record number when the verification request sent by the first server is received; when the transfer verification information is the same as the exchange certification information, acquiring the number of target resources to be exchanged, which are included in the resource exchange record; generating a verification passing message carrying the target resource quantity, and sending the verification passing message to the first server;

the first server is further configured to transfer the set resources of the target resource quantity in the first account to an account bound to the currently logged-in user account of the first application when receiving the verification passing message sent by the second server, where the resources of the target resource quantity in the first account are transferred from a second account set by the second server.

when a first server receives a resource transfer request which is sent by a first application and carries transfer verification information and an exchange record number, generating a first query request carrying the exchange record number, and sending the first query request to a second server;

when the second server receives the first query request, acquiring a resource exchange record corresponding to the exchange record number, and sending the resource exchange record to the first server;

when the first server receives the resource exchange record sent by the second server, acquiring exchange certification information included in the resource exchange record;

the first server acquires the number of target resources to be exchanged, which are included in the resource exchange record, when the transfer verification information is the same as the exchange certification information;

and the first server transfers the set resources with the target resource quantity in the first account to an account bound with the user account currently logged in by the first application, wherein the resources with the target resource quantity in the first account are transferred from a second account set by the second server.

In one aspect, a resource transfer system is provided, the system including:

the system comprises a first server, a second server and a third server, wherein the first server is used for generating a first query request carrying a conversion record number when receiving a resource transfer request carrying transfer verification information and the conversion record number and sent by a first application, and sending the first query request to the second server;

the second server is used for acquiring the resource exchange record corresponding to the exchange record number when the first query request is received, and sending the resource exchange record to the first server;

the first server is further configured to obtain exchange certification information included in the resource exchange record when the resource exchange record sent by the second server is received; when the transfer verification information is the same as the exchange certification information, acquiring the number of target resources to be exchanged, which are included in the resource exchange record; and transferring the set resources with the target resource quantity in the first account to an account bound with the user account currently logged in by the first application, wherein the resources with the target resource quantity in the first account are transferred from a second account set by the second server.

when the second application receives a resource exchange instruction carrying exchange certification information, generating a resource exchange request carrying the exchange certification information and the number of target resources to be exchanged, and sending the resource exchange request to a second server;

when the second server receives the resource exchange request sent by the second application, generating a resource exchange record comprising the exchange certification information and the target resource quantity, generating an exchange record number corresponding to the resource exchange record, and sending the exchange record number to the second application;

when the second application receives the exchange record number sent by the second server, generating and displaying a resource transfer code containing the exchange record number;

the first application scans the resource transfer code to obtain the exchange record number;

when the first application receives a resource transfer instruction carrying transfer verification information, generating a resource transfer request carrying the transfer verification information and the exchange record number, and sending the resource transfer request to a first server;

when the first server receives the resource transfer request sent by the first application, the target resource quantity is obtained through the second server according to the transfer verification information and the exchange record number;

In one aspect, a resource transfer system is provided, the system including:

the second application is used for generating a resource exchange request carrying the exchange certification information and the number of target resources to be exchanged when receiving a resource exchange instruction carrying the exchange certification information and sending the resource exchange request to a second server;

the second server is configured to generate a resource exchange record including the exchange certification information and the target resource quantity when receiving the resource exchange request sent by the second application, generate an exchange record number corresponding to the resource exchange record, and send the exchange record number to the second application;

the second application is further configured to generate and display a resource transfer code including the exchange record number when receiving the exchange record number sent by the second server;

the first application is used for scanning the resource transfer code to obtain the exchange record number; when a resource transfer instruction carrying transfer verification information is received, generating a resource transfer request carrying the transfer verification information and the exchange record number, and sending the resource transfer request to a first server;

the first server is used for acquiring the target resource quantity through the second server according to the transfer verification information and the exchange record number when receiving the resource transfer request sent by the first application; and transferring the set resources with the target resource quantity in the first account to an account bound with the user account currently logged in by the first application, wherein the resources with the target resource quantity in the first account are transferred from a second account set by the second server.

The technical scheme provided by the embodiment of the invention has the following beneficial effects: after receiving the resource transfer request sent by the first application, the first server may obtain the number of target resources to be exchanged through the second server according to the transfer verification information and the exchange record number carried in the resource transfer request. The second server transfers the set resources with the target resource quantity in the second account to the first account set by the first server in advance, so that the first server can directly transfer the set resources with the target resource quantity in the first account to the account bound by the currently logged user account of the first application after acquiring the target resource quantity, the time required by the resource exchange process is shortened, the resource exchange efficiency is improved, the user can obtain the resources to be exchanged in a short time, the real-time resource exchange of the user is realized, and the demand of the user for immediately arriving accounts when the user exchanges the resources is met.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

Fig. 1 is a schematic diagram of an implementation environment related to a resource transfer method provided by an embodiment of the present invention;

FIG. 2 is a flowchart of a resource transfer method according to an embodiment of the present invention;

fig. 3 is a schematic structural diagram of a resource transfer apparatus according to an embodiment of the present invention;

fig. 4A is a schematic structural diagram of an obtaining module according to an embodiment of the present invention;

fig. 4B is a schematic structural diagram of another acquisition module according to an embodiment of the present invention;

fig. 5 is a schematic structural diagram of a first server according to an embodiment of the present invention;

FIG. 6 is a diagram of a resource transfer system according to an embodiment of the present invention;

FIG. 7 is a schematic diagram of another resource transfer system provided by an embodiment of the invention;

fig. 8 is a schematic diagram of another resource transfer system according to an embodiment of the present invention.

Detailed Description

In order to make the objects, technical solutions and advantages of the present invention more apparent, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

Before explaining the embodiments of the present invention in detail, application scenarios and implementation environments of the embodiments of the present invention will be described.

First, an application scenario of the embodiment of the present invention is explained.

The embodiment of the invention is applied to resource exchange scenes, particularly, can be applied to scenes in which the user exchanges resources at a resource exchange counter or a self-service resource exchange machine before leaving the border, and can also be applied to other resource exchange scenes, and the embodiment of the invention is not limited to the scenes.

For example, the user may hand the remaining local resources to the staff at the resource exchange counter before leaving the border, and the staff may credit the local resources to a designated account and exchange the resources for the user after the credit. For another example, the user may store the remaining local resources in the self-service resource exchange machine before leaving the border, and perform resource exchange through the self-service resource exchange machine after storing.

Next, an environment in which the embodiment of the present invention is implemented will be described.

Fig. 1 is a schematic diagram of an implementation environment related to a resource transfer method provided in an embodiment of the present invention. Referring to fig. 1, the implementation environment includes: a first application 101, a first server 102, a second application 103 and a second server 104.

The first application 101 may be an application registered with a user account. The first application 101 may be a client or an applet (liteapp), and when the first application 101 is a client, the first application 101 may be installed in a user terminal, and when the first application 101 is an applet, the user terminal may open the first application 101 by searching related information (e.g., a name of the first application 101, etc.) of the first application 101, scanning a graphic code (e.g., a barcode, a two-dimensional code, etc.) of the first application 101, and the like, and at this time, the user terminal does not need to install the first application 101.

The first server 102 may be a server corresponding to the first application 101. The user account logged in by the first application 101 may be registered in the first server 102, that is, the first server 102 and the user needing resource exchange belong to the same country.

The second application 103 may be an application for transacting the resource exchange service, and the second application 103 may be installed in a device used by a staff at a resource exchange counter, or in a self-service resource exchange machine, or may be installed in other devices for transacting the resource exchange service, which is not limited in the embodiment of the present invention.

The second server 104 may be a server corresponding to the second application 103, and the second server 104 is a server managed by a resource exchange company handling the resource exchange service, that is, the second server 104 and the first server 102 belong to different countries.

The following describes an interactive process of the first application 101, the first server 102, the second application 103, and the second server 104 when transacting the resource exchange service.

Wherein the second application 103 can interact with the second server 104 to obtain the resource transfer code. The resource transfer code is a user credential when the resource is exchanged to the user, and the resource transfer code may include an exchange record number, which may be an exchange record number corresponding to the resource exchange record stored in the second server 104.

Wherein the first application 101 may interact with the second application 103 to obtain the redemption record number. Specifically, the first application 101 may scan the resource transfer code obtained by the second application 103 to obtain the redemption record number.

The first server 102 may interact with the first application 101 to obtain the exchange record number and the transfer verification information, and transfer the resource to be exchanged to an account bound to a user account currently logged in by the first application 101 according to the exchange record number and the transfer verification information, where the account bound to the user account may be a bank account, an online account, and the like bound to the user account.

The resource transfer method provided by the embodiment of the present invention is explained in detail below.

Fig. 2 is a flowchart of a resource transfer method according to an embodiment of the present invention. Referring to fig. 2, the method includes:

step 201: and when the second application receives the resource exchange instruction carrying the exchange certification information, generating a resource exchange request carrying the exchange certification information and the number of the target resources to be exchanged.

It should be noted that the resource exchange instruction is used to indicate the resource for exchanging the target resource quantity, the resource exchange instruction may be triggered by the user, the user may be triggered by a first specified operation, and the first specified operation may be a click operation, a sliding operation, a voice operation, and the like, which is not limited in this embodiment of the present invention.

In addition, the exchange certification information is a verification certificate when resource exchange is performed, the exchange certification information may be information input into the second application by the user, and for example, the exchange certification information may be the last four digits of a telephone number input in the second application by the user, an input mailbox account, and the like.

Furthermore, in step 201, in actual implementation, the user may store the local resource in the device of the second application, and select the type of resource to be exchanged. The second application may then determine a resource quantity of the resource to be redeemed that is equivalent to the deposited local resource, the determined resource quantity being the target resource quantity to be redeemed. The user may then enter the redemption certification information in the second application and trigger the resource redemption instruction to begin the resource redemption process.

Step 202: the second application sends the resource redemption request to a second server.

Step 203: and when the second server receives the resource exchange request sent by the second application, generating a resource exchange record comprising the exchange certification information and the target resource quantity, and generating an exchange record number corresponding to the resource exchange record.

After receiving the resource exchange request sent by the second application, the second server determines that the user needs to exchange the resource, so that the second server can generate a corresponding resource exchange record and an exchange record number at the moment, and the subsequent first server can complete resource exchange for the user according to the resource exchange record and the exchange record number.

Step 204: the second server sends the redemption record number to the second application.

Step 205: and when the second application receives the exchange record number sent by the second server, generating and displaying a resource transfer code containing the exchange record number.

It should be noted that the resource transfer code is a user credential when the resource is exchanged for the user, and in order to facilitate the subsequent user to use the resource transfer code, the resource transfer code may be a graphic code (such as a barcode, a two-dimensional code, and the like), at this time, the user may store the resource transfer code more conveniently, and other applications may also obtain information included in the resource transfer code more easily.

In addition, the resource transfer code may carry not only the exchange record number, but also address information of the resource exchange page, so that after the resource transfer code is scanned by the subsequent first application, the address information of the resource exchange page may be obtained, and the resource exchange page is opened to exchange the resource accordingly.

Moreover, the resource exchange page is a page for instructing the user to perform resource transfer to complete resource exchange, and the resource exchange page may guide the user to fill in transfer verification information to perform subsequent resource transfer, for example, the resource exchange page may be a page in a public account for performing resource exchange in the first application.

In practical application, after the second application displays the resource transfer code, the user can use the resource transfer code to exchange the resource. The user may directly use the resource transfer code displayed by the second application to perform resource exchange, and of course, the user may also print the resource transfer code displayed by the second application first and then use the printed resource transfer code to perform resource exchange, which is not limited in the embodiment of the present invention. Because the resource transfer code carries the exchange record number, the resource transfer codes of different exchange processes are different, so that the security of the user in exchanging the resource can be improved, and the risk that other people falsely receive the resource to be exchanged to the user is reduced.

Step 206: and the first application scans the resource transfer code to obtain the exchange record number.

It should be noted that, when the resource transfer code also carries address information of a resource exchange page, the first application may further obtain the address information of the resource exchange page after scanning the resource transfer code, and then the first application may open the resource exchange page according to the address information of the resource exchange page, so that the user may continue a resource exchange process on the resource exchange page.

When the first application scans the resource transfer code, the resource transfer code may be scanned when a scanning instruction is received, and when the resource transfer code is scanned, the resource transfer code displayed by the second application may be directly scanned, or a printed resource transfer code may be scanned, which is not limited in the embodiment of the present invention.

It should be noted that the scan instruction is used to instruct to scan the resource transfer code, and the scan instruction may be triggered by a user, and the user may trigger through a second specified operation, where the second specified operation may be a click operation, a slide operation, a voice operation, and the like, and the embodiment of the present invention does not limit this.

Further, after the first application obtains the exchange record number, the resource exchange record corresponding to the exchange record number can be obtained and displayed, so that the user can timely obtain the resource exchange record and accordingly determine whether to continue the resource exchange process.

Specifically, the first application may generate a second query request carrying the exchange record number and the account verification information, and send the second query request to the first server; when the first server receives a second query request sent by the first application, the account number verification information can be verified, and when the verification is passed, the resource exchange record corresponding to the exchange record number is obtained and sent to the first application; when the first application receives the resource exchange record sent by the first server, the resource exchange record can be displayed.

When the first application sends the second query request to the first server, the first application may call a designated interface to send the second query request to the first server, and the designated interface may be set in advance.

When the first server acquires the resource exchange record corresponding to the exchange record number, it may be determined whether the resource exchange record corresponding to the exchange record number is stored, if so, the resource exchange record is directly acquired, and if not, the resource exchange record corresponding to the exchange record number is acquired from the second server and stored.

When the first server obtains the resource exchange record corresponding to the exchange record number from the second server, the first server may send a first query request carrying the exchange record number to the second server; when the second server receives the first query request sent by the first server, the resource exchange record corresponding to the exchange record number can be obtained, and the resource exchange record is sent to the first server.

It should be noted that, in the embodiment of the present invention, after the first application scans the resource transfer code and obtains the exchange record number, the first server may be instructed to obtain the resource exchange record corresponding to the exchange record number, and in this case, scanning the resource transfer code by the first application may implement obtaining of the corresponding resource exchange record by the first server, so as to achieve an offline scanning entry effect, and enable the first server to obtain the resource exchange record from the second server as needed, and the whole process is simple and efficient.

Step 207: and when the first application receives the resource transfer instruction carrying the transfer verification information, generating a resource transfer request carrying the transfer verification information and the exchange record number.

It should be noted that the resource transfer instruction is used to indicate an account to which the account currently logged in to the first application is bound to transfer resources, where the resource transfer instruction may be triggered by a user, and the user may be triggered by a third specified operation, where the third specified operation may be a click operation, a sliding operation, a voice operation, and the like, and the embodiment of the present invention does not limit this.

In addition, the transfer authentication information is authentication information required by the user to perform resource transfer, and the transfer authentication information may be information input into the first application by the user, for example, the transfer authentication information may be four digits input in the first application by the user.

In step 207, in actual implementation, the user may input the transfer verification information in the resource exchange page in the first application, and trigger the resource transfer instruction, and then the first application may generate the resource transfer request carrying the transfer verification information and the exchange record number.

Step 208: the first application sends the resource transfer request to the first server.

Step 209: and when the first server receives the resource transfer request sent by the first application, acquiring the quantity of the target resources through the second server according to the transfer verification information and the exchange record number.

The operation of the first server obtaining the number of the target resource through the second server according to the transfer verification information and the redemption record number may include the following two ways, wherein the first way may include the following steps (1) - (4), and the second way may include the following steps (5) - (8).

The first mode is as follows:

(1) the first server generates a verification request carrying the transfer verification information and the exchange record number, and sends the verification request to the second server.

(2) And when the second server receives the verification request sent by the first server, acquiring the exchange certification information included in the resource exchange record corresponding to the exchange record number.

It should be noted that, before acquiring the exchange certification information included in the resource exchange record corresponding to the exchange record number, the second server may also verify the address of the first server, when the verification passes, may also query the resource exchange state of the resource exchange record corresponding to the exchange record number, and when the resource exchange state of the resource exchange record is incomplete exchange, execute the operation of acquiring the exchange certification information included in the resource exchange record.

In addition, when the resource exchange state of the resource exchange record is the exchange completion, it indicates that the resource exchange service corresponding to the resource exchange record is completed, and the operation may be ended at this time.

(3) And the second server acquires the number of target resources to be exchanged, which are included in the resource exchange record, when the transfer verification information is the same as the exchange certification information.

(4) And the second server generates a verification passing message carrying the target resource quantity and sends the verification passing message to the first server.

The second mode is as follows:

(5) the first server generates a first query request carrying the exchange record number and sends the first query request to the second server.

(6) And when the second server receives the first query request sent by the first server, acquiring the resource exchange record corresponding to the exchange record number, and sending the resource exchange record to the first server.

(7) And when the first server receives the resource exchange record sent by the second server, acquiring exchange certification information included in the resource exchange record.

It should be noted that, before the first server obtains the exchange certification information included in the resource exchange record, the first server may also query the resource exchange state of the resource exchange record, and when the resource exchange state of the resource exchange record is incomplete, perform the operation of obtaining the exchange certification information included in the resource exchange record.

(8) And the first server acquires the number of target resources to be exchanged included in the resource exchange record when the transfer verification information is the same as the exchange verification information.

Further, the first server may determine the number of times of verification that the exchange record number has been performed before the second server obtains the number of the target resource according to the transfer verification information and the exchange record number, and when the number of times of verification is less than or equal to a preset number, perform an operation of obtaining the number of the target resource through the second server according to the transfer verification information and the exchange record number.

It should be noted that the preset number of times may be preset, and the preset number of times may be set to be smaller, for example, the preset number of times may be 3, 4, and the like.

In addition, the number of times that the exchange record number has been verified is the number of resource transfer requests that have been sent by the first application for the exchange record number.

Moreover, when the verification times are greater than the preset times, the number of times of verification operations performed by the first application for the exchange record number is excessive, and the security is low, and then the first server may end the operations.

Step 210: the first server transfers the set resources with the target resource quantity in the first account to an account bound with a user account currently logged in by the first application, wherein the resources with the target resource quantity in the first account are transferred from a second account set by the second server.

It should be noted that, before step 210, the second server may transfer the set resources of the target resource amount in the second account to the first account set by the first server in advance, so that the subsequent first server may directly use the resources in the first account to complete resource exchange for the user.

Further, before the first server transfers the set resources of the target resource amount in the first account to the account bound to the currently logged-in user account of the first application, it may be further determined whether the target resource amount is greater than the preset resource amount, and when the target resource amount is less than or equal to the preset resource amount, the operation of transferring the set resources of the target resource amount in the first account to the account bound to the currently logged-in user account of the first application is performed. The preset resource quantity may be preset, for example, the preset resource quantity may be 500, 1000, and the like.

Further, after the first server transfers the set resources of the target resource amount in the first account to the account bound to the user account currently logged in by the first application, the first server may also send the transfer state of the resources of the target resource amount to the first application and the second server. The transfer state of the resource of the target resource amount may include a resource transfer success or a resource transfer failure.

It should be noted that, the first application may also actively query the transfer state of the resources of the target resource amount from the first server, and when the first application obtains the transfer state, the transfer state may be displayed, so that the user may obtain the resource exchange progress in time. Similarly, the second server may also actively query the transfer state of the resources of the target resource amount from the first server, and when the second server obtains the transfer state, the transfer state may be sent to the second application, and the transfer state is displayed by the second application, so that the user may timely know the resource exchange progress.

Furthermore, after the first server successfully transfers the set resources of the target resource amount in the first account to the account bound to the user account currently logged in by the first application, the first server may further update the payee information corresponding to the resource exchange record to the user account.

In the embodiment of the present invention, the second application may obtain the exchange record number from the second server, and generate and display the resource transfer code including the exchange record number. Then, the first application can scan the resource transfer code to obtain the exchange record number, generate a resource transfer request carrying the transfer verification information and the exchange record number, and send the resource transfer request to the first server. After receiving the resource transfer request sent by the first application, the first server may obtain the number of the target resources to be exchanged through the second server according to the transfer verification information and the exchange record number. The second server transfers the set resources with the target resource quantity in the second account to the first account set by the first server in advance, so that the first server can directly transfer the set resources with the target resource quantity in the first account to the account bound by the currently logged user account of the first application after acquiring the target resource quantity, the time required by the resource exchange process is shortened, the resource exchange efficiency is improved, the user can obtain the resources to be exchanged in a short time, the real-time resource exchange of the user is realized, and the demand of the user for immediately arriving accounts when the user exchanges the resources is met.

It should be noted that, in practical applications, the first server may have different components, and assuming that the components that may be present in the first server include index.

Step A: when the second application receives a resource exchange instruction carrying exchange certification information, generating a resource exchange request carrying the exchange certification information and the number of target resources to be exchanged;

and B: the second application sends the resource exchange request to a second server;

and C: when the second server receives the resource exchange request, generating a resource exchange record comprising the exchange certification information and the target resource quantity, and generating an exchange record number corresponding to the resource exchange record;

step D: the second server sends the exchange record number to the second application;

step E: when the second application receives the exchange record number, generating and displaying a resource transfer code containing the exchange record number;

step F: the first application scans the resource transfer code to obtain the exchange record number;

step G: the first application sends a second query request carrying the exchange record number and the account verification information to index.

Step H: when receiving the second query request, the index.cgi verifies the account verification information;

step I: when the account number verification information passes verification, index.cgi queries a resource exchange record corresponding to the exchange record number from a database through record query service;

step J: when the resource exchange record corresponding to the exchange record number is not inquired from the database by the index.cgi, sending a first inquiry request carrying the exchange record number to a second server;

step K: when the second server receives the first query request, acquiring a resource exchange record corresponding to the exchange record number;

step L: the second server sends the resource exchange record to index.

Step M: when the index.cgi receives the resource exchange record, storing the resource exchange record into a database through a record registration service;

and step N: sending the resource exchange record to the first application by the cgi;

step O; when the first application receives the resource exchange record, displaying the resource exchange record;

step P: when the first application receives a resource transfer instruction carrying transfer verification information, generating a resource transfer request carrying the transfer verification information and the exchange record number;

step Q: the first application sends the resource transfer request to a resource transfer CGI;

step R: when the resource transfer CGI receives the resource transfer request, verifying the transfer verification information, the resource exchange state of the resource exchange record corresponding to the exchange record number and verifying the verification times of the exchange record number through the CKV;

step S: when the transfer verification information, the resource exchange state of the resource exchange record corresponding to the exchange record number, and the verification times of the exchange record number are all verified, the resource transfer CGI obtains the number of the target resource to be exchanged from the resource exchange record corresponding to the exchange record number;

and T: the resource transfer CGI calls a transaction service to perform resource transfer operation of resources with the target resource quantity;

step U: the transaction service checks the target resource quantity;

step V: and when the target resource quantity passes the verification, the transaction service calls a resource transfer interface to transfer the set resources of the target resource quantity in the first account to an account bound with the currently logged-in user account of the first application.

Fig. 3 is a schematic structural diagram of a resource transfer apparatus according to an embodiment of the present invention, which is applied to a first server. Referring to fig. 3, the apparatus includes a receiving module 301, an obtaining module 302, and a transferring module 303.

A receiving module 301, configured to receive a resource transfer request sent by a first application and carrying transfer verification information and an exchange record number;

an obtaining module 302, configured to obtain, by a second server, the number of target resources to be exchanged according to the transfer verification information and the exchange record number;

the transferring module 303 is configured to transfer the set resource of the target resource amount in the first account to an account bound to the user account currently logged in by the first application, where the resource of the target resource amount in the first account is transferred from a second account set by the second server.

Optionally, referring to fig. 4A, the obtaining module 302 includes:

a first generating unit 3021, configured to generate a verification request carrying transfer verification information and a redemption record number;

a first sending unit 3022 configured to send an authentication request to the second server;

the first receiving unit 3023 is configured to receive a verification passing message sent by the second server and carrying the number of the target resource to be redeemed.

Optionally, referring to fig. 4B, the obtaining module 302 includes:

a second generating unit 3024, configured to generate a first query request carrying a redemption record number;

a second sending unit 3025, configured to send the first query request to the second server;

a second receiving unit 3026, configured to receive a resource exchange record corresponding to the exchange record number sent by the second server;

a first obtaining unit 3027, configured to obtain exchange certification information included in the resource exchange record;

a second obtaining unit 3028, configured to obtain the number of target resources to be exchanged included in the resource exchange record when the transfer verification information is the same as the exchange verification information.

In the embodiment of the invention, after receiving the resource transfer request sent by the first application, the first server can obtain the number of the target resources to be exchanged through the second server according to the transfer verification information and the exchange record number carried by the resource transfer request. The second server transfers the set resources with the target resource quantity in the second account to the first account set by the first server in advance, so that the first server can directly transfer the set resources with the target resource quantity in the first account to the account bound by the currently logged user account of the first application after acquiring the target resource quantity, the time required by the resource exchange process is shortened, the resource exchange efficiency is improved, the user can obtain the resources to be exchanged in a short time, the real-time resource exchange of the user is realized, and the demand of the user for immediately arriving accounts when the user exchanges the resources is met.

It should be noted that: in the resource transfer device provided in the foregoing embodiment, only the division of the functional modules is illustrated in the foregoing, and in practical applications, the function allocation may be completed by different functional modules according to needs, that is, the internal structure of the device is divided into different functional modules, so as to complete all or part of the functions described above. In addition, the resource transfer apparatus and the resource transfer method provided in the foregoing embodiments belong to the same concept, and specific implementation processes thereof are described in the method embodiments for details, which are not described herein again.

Fig. 5 is a schematic structural diagram of a first server 500 according to an embodiment of the present invention, where the server 500 may be a server in a background server cluster. Specifically, the method comprises the following steps:

the server 500 includes a Central Processing Unit (CPU)501, a system memory 504 including a Random Access Memory (RAM)502 and a Read Only Memory (ROM)503, and a system bus 505 connecting the system memory 504 and the central processing unit 501. The server 500 also includes a basic input/output system (I/O system) 506, which facilitates transfer of information between devices within the computer, and a mass storage device 507, which stores an operating system 513, application programs 514, and other program modules 515.

The basic input/output system 506 comprises a display 508 for displaying information and an input device 509, such as a mouse, keyboard, etc., for user input of information. Wherein a display 508 and an input device 509 are connected to the central processing unit 501 through an input output controller 510 connected to the system bus 505. The basic input/output system 506 may also include an input/output controller 510 for receiving and processing input from a number of other devices, such as a keyboard, mouse, or electronic stylus. Similarly, input-output controller 510 also provides output to a display screen, a printer, or other type of output device.

The mass storage device 507 is connected to the central processing unit 501 through a mass storage controller (not shown) connected to the system bus 505. The mass storage device 507 and its associated computer-readable media provide non-volatile storage for the server 500. That is, the mass storage device 507 may include a computer readable medium (not shown) such as a hard disk or CD-ROM drive.

Without loss of generality, computer readable media may comprise computer storage media and communication media. Computer storage media includes volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data. Computer storage media includes RAM, ROM, EPROM, EEPROM, flash memory or other solid state memory technology, CD-ROM, DVD, or other optical storage, magnetic cassettes, magnetic tape, magnetic disk storage or other magnetic storage devices. Of course, those skilled in the art will appreciate that computer storage media is not limited to the foregoing. The system memory 504 and mass storage device 507 described above may be collectively referred to as memory.

According to various embodiments of the invention, server 500 may also operate as a remote computer connected to a network through a network, such as the Internet. That is, the server 500 may be connected to the network 512 through the network interface unit 511 connected to the system bus 505, or may be connected to other types of networks or remote computer systems (not shown) using the network interface unit 511.

The memory further includes one or more programs, and the one or more programs are stored in the memory and configured to be executed by the CPU. The one or more programs include instructions for performing the operations performed by the first server in the embodiment of fig. 2.

Fig. 6 is a schematic diagram of a resource transfer system provided in an embodiment of the present invention, and referring to fig. 6, the system includes: a first server 601 and a second server 602.

The first server 601 is configured to generate a verification request carrying the transfer verification information and the exchange record number when receiving a resource transfer request carrying the transfer verification information and the exchange record number and sent by a first application, and send the verification request to a second server;

the second server 602 is configured to, when receiving the verification request sent by the first server, obtain exchange certification information included in the resource exchange record corresponding to the exchange record number; when the transfer verification information is the same as the exchange verification information, acquiring the number of target resources to be exchanged, which are included in the resource exchange record; generating a verification passing message carrying the number of the target resources, and sending the verification passing message to the first server;

the first server 601 is further configured to, when receiving a verification passing message sent by the second server, transfer the set resources of the target resource quantity in the first account to an account bound to the user account currently logged in by the first application, where the resources of the target resource quantity in the first account are transferred from a second account set by the second server.

In the embodiment of the invention, after receiving the resource transfer request sent by the first application, the first server may generate a verification request and send the verification request to the second server, and after receiving the verification request, the second server may obtain the number of target resources to be redeemed, which is included in the resource redemption record, and generate a verification passing request carrying the number of the target resources and return the verification passing request to the first server. The second server transfers the set resources with the target resource quantity in the second account to the first account set by the first server in advance, so that the first server can directly transfer the set resources with the target resource quantity in the first account to the account bound by the currently logged user account of the first application after acquiring the target resource quantity, the time required by the resource exchange process is shortened, the resource exchange efficiency is improved, the user can obtain the resources to be exchanged in a short time, the real-time resource exchange of the user is realized, and the demand of the user for immediately arriving accounts when the user exchanges the resources is met.

Fig. 7 is a schematic diagram of a resource transfer system provided in an embodiment of the present invention, and referring to fig. 7, the system includes: a first server 701 and a second server 702.

The first server 701 is configured to generate a first query request carrying a conversion record number when receiving a resource transfer request carrying transfer verification information and a conversion record number and sent by a first application, and send the first query request to a second server;

the second server 702 is configured to, when receiving the first query request, obtain a resource exchange record corresponding to the exchange record number, and send the resource exchange record to the first server;

the first server 701 is further configured to, when receiving a resource exchange record sent by the second server, obtain exchange certification information included in the resource exchange record; when the transfer verification information is the same as the exchange verification information, acquiring the number of target resources to be exchanged, which are included in the resource exchange record; and transferring the set resources with the target resource quantity in the first account to an account bound with the currently logged user account of the first application, wherein the resources with the target resource quantity in the first account are transferred from a second account set by a second server.

In the embodiment of the present invention, after receiving a resource transfer request sent by a first application, a first server may generate a first query request and send the first query request to a second server, after receiving the first query request, the second server may obtain a resource exchange record and return the resource exchange record to the first server, and after receiving the resource exchange record, the first server may obtain the number of target resources to be exchanged included in the resource exchange record. The second server transfers the set resources with the target resource quantity in the second account to the first account set by the first server in advance, so that the first server can directly transfer the set resources with the target resource quantity in the first account to the account bound by the currently logged user account of the first application after acquiring the target resource quantity, the time required by the resource exchange process is shortened, the resource exchange efficiency is improved, the user can obtain the resources to be exchanged in a short time, the real-time resource exchange of the user is realized, and the demand of the user for immediately arriving accounts when the user exchanges the resources is met.

Fig. 8 is a schematic diagram of a resource transfer system provided in an embodiment of the present invention, and referring to fig. 8, the system includes: a first application 801, a first server 802, a second application 803 and a second server 804.

The second application 803 is configured to generate a resource exchange request carrying the exchange certification information and the number of target resources to be exchanged when receiving a resource exchange instruction carrying the exchange certification information, and send the resource exchange request to the second server;

the second server 804 is configured to generate a resource exchange record including exchange certification information and a target resource quantity when receiving a resource exchange request sent by a second application, generate an exchange record number corresponding to the resource exchange record, and send the exchange record number to the second application;

the second application 803 is further configured to generate and display a resource transfer code including the exchange record number when receiving the exchange record number sent by the second server;

the first application 801 is used for scanning the resource transfer code to obtain an exchange record number; when a resource transfer instruction carrying transfer verification information is received, generating a resource transfer request carrying the transfer verification information and a conversion record number, and sending the resource transfer request to a first server;

the first server 802 is configured to, when receiving a resource transfer request sent by a first application, obtain the number of target resources through a second server according to transfer verification information and an exchange record number; and transferring the set resources with the target resource quantity in the first account to an account bound with the currently logged user account of the first application, wherein the resources with the target resource quantity in the first account are transferred from a second account set by a second server.

In the above embodiments, the implementation may be wholly or partly realized by software, hardware, firmware, or any combination thereof. When implemented in software, may be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. When loaded and executed on a computer, cause the processes or functions described in accordance with embodiments of the invention, to occur, in whole or in part. The computer may be a general purpose computer, a special purpose computer, a network of computers, or other programmable device. The computer instructions may be stored on a computer readable storage medium or transmitted from one computer readable storage medium to another, for example, from one website, computer, server, or data center to another website, computer, server, or data center via wire (e.g., coaxial cable, fiber optic, Digital Subscriber Line (DSL)) or wireless (e.g., infrared, wireless, microwave, etc.). The computer-readable storage medium can be any available medium that can be accessed by a computer or a data storage device, such as a server, a data center, etc., that incorporates one or more of the available media. The usable medium may be a magnetic medium (e.g., floppy Disk, hard Disk, magnetic tape), an optical medium (e.g., Digital Versatile Disk (DVD)), or a semiconductor medium (e.g., Solid State Disk (SSD)), among others.

The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like that fall within the spirit and principle of the present invention are intended to be included therein.

Claims

1. A resource transfer method applied to a first server, the method comprising:

determining the verification times of the exchange record number, and when the verification times is less than or equal to the preset times, acquiring the quantity of target resources to be exchanged through a second server according to the transfer verification information and the exchange record number, wherein the verification times is the quantity of resource transfer requests sent by the first application for the exchange record number;

2. The method of claim 1, wherein the obtaining, by the second server, the amount of the target resource to be redeemed according to the transfer verification information and the redemption record number comprises:

generating a verification request carrying the transfer verification information and the exchange record number;

sending the authentication request to the second server;

and receiving verification passing information which is sent by the second server and carries the number of the target resources to be exchanged.

3. The method of claim 1, wherein the obtaining, by the second server, the amount of the target resource to be redeemed according to the transfer verification information and the redemption record number comprises:

generating a first query request carrying the exchange record number;

sending the first query request to the second server;

receiving a resource exchange record corresponding to the exchange record number sent by the second server;

acquiring exchange certification information included in the resource exchange record;

and when the transfer verification information is the same as the exchange certification information, acquiring the number of the target resources to be exchanged, which are included in the resource exchange record.

4. A method of resource transfer, the method comprising:

when a first server receives a resource transfer request which is sent by a first application and carries transfer verification information and an exchange record number and determines that the verification times of the exchange record number is less than or equal to a preset time, generating a verification request carrying the transfer verification information and the exchange record number, and sending the verification request to a second server, wherein the verification times are the number of the resource transfer requests sent by the first application aiming at the exchange record number;

5. A method of resource transfer, the method comprising:

when a first server receives a resource transfer request which is sent by a first application and carries transfer verification information and an exchange record number and determines that the verification times of the exchange record number is less than or equal to a preset time, generating a first query request carrying the exchange record number, and sending the first query request to a second server, wherein the verification times are the number of the resource transfer requests sent by the first application aiming at the exchange record number;

6. A method of resource transfer, the method comprising:

when the first server receives the resource transfer request sent by the first application and determines that the number of verification times of the exchange record number is smaller than or equal to a preset number, acquiring the number of the target resources through the second server according to the transfer verification information and the exchange record number, wherein the verification times are the number of the resource transfer request sent by the first application aiming at the exchange record number;

7. A resource transfer apparatus applied to a first server, the apparatus comprising:

an obtaining module, configured to determine the number of times that the exchange record number has been verified, and when the number of times is less than or equal to a preset number, obtain, by a second server, the number of target resources to be exchanged according to the transfer verification information and the exchange record number, where the number of times is the number of resource transfer requests that have been sent by the first application for the exchange record number;

8. The apparatus of claim 7, wherein the acquisition module comprises:

the first generation unit is used for generating a verification request carrying the transfer verification information and the exchange record number;

a first sending unit, configured to send the authentication request to the second server;

and the first receiving unit is used for receiving the verification passing message which is sent by the second server and carries the number of the target resources to be exchanged.

9. The apparatus of claim 7, wherein the acquisition module comprises:

the second generation unit is used for generating a first query request carrying the exchange record number;

a second sending unit, configured to send the first query request to the second server;

the second receiving unit is used for receiving the resource exchange record corresponding to the exchange record number sent by the second server;

the first acquisition unit is used for acquiring the exchange certification information included in the resource exchange record;

and the second acquisition unit is used for acquiring the number of the target resources to be exchanged in the resource exchange record when the transfer verification information is the same as the exchange verification information.

10. A first server, characterized in that the first server comprises a processor and a memory, in which at least one instruction, at least one program, set of codes, or set of instructions is stored, which is loaded and executed by the processor to implement the resource transfer method according to any of claims 1-3.

11. A computer readable storage medium having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions, which is loaded and executed by a processor to implement the method of resource transfer according to any one of claims 1 to 3.

12. A resource transfer system, the system comprising:

the system comprises a first server and a second server, wherein the first server is used for generating a verification request carrying transfer verification information and an exchange record number when receiving a resource transfer request carrying the transfer verification information and the exchange record number and sent by a first application and determining that the verification times of the exchange record number is less than or equal to a preset time, and sending the verification request to the second server, wherein the verification times are the number of the resource transfer requests sent by the first application aiming at the exchange record number;

13. A resource transfer system, the system comprising:

the first server is used for generating a first query request carrying the exchange record number when receiving a resource transfer request carrying transfer verification information and the exchange record number and sent by a first application and determining that the verification times of the exchange record number is less than or equal to a preset time, and sending the first query request to a second server, wherein the verification times are the number of the resource transfer requests sent by the first application aiming at the exchange record number;

14. A resource transfer system, the system comprising:

the first server is used for acquiring the target resource quantity through the second server according to the transfer verification information and the exchange record number when the resource transfer request sent by the first application is received and the verification frequency of the exchange record number is determined to be less than or equal to a preset frequency, wherein the verification frequency is the number of the resource transfer request sent by the first application aiming at the exchange record number; and transferring the set resources with the target resource quantity in the first account to an account bound with the user account currently logged in by the first application, wherein the resources with the target resource quantity in the first account are transferred from a second account set by the second server.