CN104616138A - Resource transferring method, system and device - Google Patents
Resource transferring method, system and device Download PDFInfo
- Publication number
- CN104616138A CN104616138A CN201410372793.XA CN201410372793A CN104616138A CN 104616138 A CN104616138 A CN 104616138A CN 201410372793 A CN201410372793 A CN 201410372793A CN 104616138 A CN104616138 A CN 104616138A
- Authority
- CN
- China
- Prior art keywords
- account
- server
- resource
- party
- user
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- Development Economics (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Entrepreneurship & Innovation (AREA)
- Operations Research (AREA)
- Human Resources & Organizations (AREA)
- Game Theory and Decision Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to a resource transferring method, a resource transferring system and a resource transferring device, and belongs to the field of data processing. The method includes the steps that: a terminal sends an ordering command to a third platform server; the third platform server sends a resource redeeming request to an escrow account server, and generates an order with a target server; the escrow account transfers resources to a third account; the third platform server transfers the resources to the account of the target server after the order is successfully processed at the target server. According to the resource transferring method, the resources are redeemed by the third platform server and automatically transferred to the target account, so that the problems that in the prior art the whole resource transferring process is low in efficiency due to that a user only can utilize the resources after the resources in the escrow account are redeemed to the thrift account of the user; the effect that the user can directly use the resources in the escrow account to complete resource transferring without waiting for redeeming is achieved.
Description
Technical field
The present invention relates to data processing field, particularly a kind of resource transfers method, system and device.
Background technology
Trustship account is that a kind of user carries out resource and deposits and the account managed, and resource can leave in trustship account by user, is managed by trustship account server.
A kind of resource transfers method is had in prior art, when user wants to use the resource in trustship account, the redemption instruction of the resource redeeming predetermined number first can be sent to trustship account server, this redemption instruction is received in trustship account server, and after the resource of predetermined number being sent it back the savings account of user, user utilizes the resource of this predetermined number in savings account to go to exchange target item.
Realizing in process of the present invention, inventor finds that above-mentioned technology at least exists following problem:
After user needs the resource in wait trustship account to redeem the savings account of user, the resource of this redemption could be utilized, but resource redeem to savings account process usually need expend 1 day or several days, cannot resource be used when not redeeming, making the efficiency comparison of whole resource transfers process low.
Summary of the invention
After the resource needing to wait in trustship account to solve user in correlation technique redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, make the problem that the efficiency comparison of whole resource transfers process is low, embodiments provide a kind of resource transfers system, device and method.Described technical scheme is as follows:
According to the first aspect of the embodiment of the present invention, provide a kind of resource transfers method, described method comprises:
Terminal sends lower single instrction to third-party platform server, and described lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Described third-party platform server sends the redemption request of the resource of described predetermined quantity to the trustship account server that described trustship account is corresponding, and generates the order of described target item with destination server;
The resource of described predetermined quantity is transferred in third party's account of described user according to described redemption request by described trustship account server from described trustship account;
Order described in described destination server process;
The resource of described predetermined quantity, after described destination server successfully processes described order, is transferred in the account of described destination server by described third-party platform server from third party's account of described user.
According to the second aspect of the embodiment of the present invention, provide a kind of resource transfers method, in third-party platform server, described method comprises:
The lower single instrction that receiving terminal sends, described lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
The redemption request of the resource of described predetermined quantity is sent to the trustship account server that described trustship account is corresponding, described account server is used for, after receiving described redemption request, being transferred in third party's account of described user by the resource of described predetermined quantity from described trustship account;
The order of described target item is generated with destination server;
After described destination server successfully processes described order, the resource of described predetermined quantity is transferred in the account of described destination server from third party's account of described user.
According to the third aspect of the embodiment of the present invention, provide a kind of resource transfers method, in terminal, described method, comprising:
When user places an order to target item, show at least one candidate's account;
Receive described user to operate the selection of the trustship account at least one candidate's account described;
Send lower single instrction according to described selection operation to described third-party platform server, described lower single instrction is used to indicate the Resource Exchange target item that described third-party platform server uses the predetermined quantity of user in trustship account.
According to the fourth aspect of the embodiment of the present invention, provide a kind of resource transfers system, described system comprises:
Terminal, for sending lower single instrction to third-party platform server, described lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Described third-party platform server, sends the redemption request of the resource of described predetermined quantity, and generates the order of described target item with destination server for the trustship account server corresponding to described trustship account;
Described trustship account server, for being transferred in third party's account of described user by the resource of described predetermined quantity according to described redemption request from described trustship account;
Described destination server, for the treatment of described order;
Described third-party platform server, for after described destination server successfully processes described order, is transferred to the resource of described predetermined quantity in the account of described destination server from third party's account of described user.
According to the 5th aspect of the embodiment of the present invention, provide a kind of resource transfers device, described device comprises:
The command reception that places an order module, for the lower single instrction that receiving terminal sends, described lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Redeem request sending module, the redemption request of the resource of described predetermined quantity is sent for the trustship account server corresponding to described trustship account, described account server is used for, after receiving described redemption request, being transferred in third party's account of described user by the resource of described predetermined quantity from described trustship account;
Article order generation module, for generating the order of described target item with destination server;
Predetermined resource transit module, for after described destination server successfully processes described order, is transferred to the resource of described predetermined quantity in the account of described destination server from third party's account of described user.
According to the 6th aspect of the embodiment of the present invention, provide a kind of resource transfers device, described device comprises:
Candidate's account display module, for when user places an order to target item, shows at least one candidate's account;
Selecting operation receiver module, for receiving described user, the selection of the trustship account at least one candidate's account described being operated;
Place an order instruction sending module, for sending lower single instrction according to described selection operation to described third-party platform server, described lower single instrction is used to indicate the Resource Exchange target item that described third-party platform server uses the predetermined quantity of user in trustship account.
The technical scheme that the embodiment of the present invention provides can comprise following beneficial effect:
The resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
Should be understood that, it is only exemplary and explanatory that above general description and details hereinafter describe, and can not limit the present invention.
Accompanying drawing explanation
Accompanying drawing to be herein merged in instructions and to form the part of this instructions, shows embodiment according to the invention, and is used from instructions one and explains principle of the present invention.
Fig. 1 is the schematic diagram of a kind of implementation environment of the resource transfers method that one embodiment of the present of invention provide;
Fig. 2 is the process flow diagram of a kind of resource transfers method according to an exemplary embodiment;
Fig. 3 is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment;
Fig. 4 A is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment;
Fig. 4 B is the operation chart of a kind of resource transfers method according to another exemplary embodiment;
Fig. 5 A is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment;
Fig. 5 B is the operation chart of a kind of resource transfers method according to another exemplary embodiment;
Fig. 6 is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment;
Fig. 7 is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment;
Fig. 8 is the block diagram of a kind of resource transfers device according to an exemplary embodiment;
Fig. 9 is the block diagram of a kind of resource transfers device according to another exemplary embodiment;
Figure 10 is the block diagram of a kind of resource transfers device according to another exemplary embodiment;
Figure 11 is the block diagram of a kind of resource transfers device according to an exemplary embodiment;
Figure 12 is the block diagram of a kind of resource transfers device according to an exemplary embodiment;
Figure 13 is the block diagram of a kind of resource transfers system according to an exemplary embodiment.
By above-mentioned accompanying drawing, illustrate the embodiment that the present invention is clear and definite more detailed description will be had hereinafter.These accompanying drawings and text description be not in order to limited by any mode the present invention design scope, but by reference to specific embodiment for those skilled in the art illustrate concept of the present invention.
Embodiment
Here will be described exemplary embodiment in detail, its sample table shows in the accompanying drawings.When description below relates to accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawing represents same or analogous key element.Embodiment described in following exemplary embodiment does not represent all embodiments consistent with the present invention.On the contrary, they only with as in appended claims describe in detail, the example of apparatus and method that aspects more of the present invention are consistent.
Please refer to Fig. 1, it illustrates the schematic diagram of a kind of implementation environment of the resource transfers method that one embodiment of the present of invention provide, this implementation environment comprises: terminal 110, third-party platform server 120, trustship account server 130 and destination server 140;
Terminal 110 for having the electronic equipment of interconnection network function, such as smart mobile phone, panel computer and robot calculator etc.Run in terminal 110 and have client, this client can be the client possessing resource transfers function, or possesses the client of resource transfers function and social functions simultaneously.Such as, this client can be the mobile phone QQ client that provides of Chinese Tentent Science company limited or micro-letter client, Jingdone district client of providing of Chinese Alibaba Co the Taobao's client, the Chinese Jingdone district 300 Lu Shidu ecommerce company limited that provide etc.
Third-party platform server 120 is server corresponding to third party's account of user.Third-party platform server 120 is servers possessing resource transfers function that the third party service organization is arranged.Such as, Alipay background system that wealth pays logical background system, Chinese Alibaba Co provides that Chinese Tentent Science company limited provides etc.Third party's account is the account that user registers in third-party platform server 120.In third-party platform server 120, social account and third party's account of user can give tacit consent to binding.
Trustship account server 130 is server corresponding to the trustship account of user.Trustship account server 130 is servers possessing resource transfers function that Fiduciary is arranged.In third-party platform server 120, social account and the trustship account of user can give tacit consent to binding.
The server of destination server 140 for providing target item to exchange.Destination server 140 can be other trustship account server 130, also can be to provide the server that physical item is exchanged, and can also be to provide the server that virtual objects is exchanged.
Above-mentioned third-party platform server 120, trustship account server 130 and destination server 140 can be station servers, or the server cluster be made up of some station servers, or a cloud computing service center.
Terminal 110, third-party platform server 120, can be connected by wired or wireless network between trustship account server 130 and destination server 140.
This implementation environment does not make restriction to the quantity of terminal 110.
Below the some terms involved by the embodiment of the present invention are described:
Term " trustship account " is the account that user registers in trustship account server.Be different from savings account and credit accounts, the resource in trustship account replaces user management by trustship account server.If user needs to use the resource in trustship account, usually all need to redeem after to the savings account of user, could be used by user.Such as, trustship account can be a fund account, and user can put into the account fund, by fund trustee trustship, when user needs the fund in fund account to buy other article, needs first to be redeemed by fund just can carry out buying behavior.
Term " target item " refers to that user wishes the article obtained, and can be virtual objects, such as fund, electronic ticket, e-book and redemption code etc.; Also can be actual object or service, such as: daily living article, food, service for life and video display service etc.Target item is provided by article provider usually, and article provider is often referred to tissue, individual or representative tissue.
Fig. 2 is the process flow diagram of a kind of resource transfers method according to an exemplary embodiment, and the present embodiment is applied in the implementation environment shown in Fig. 1 with this resource transfers method and illustrates.This resource transfers method can comprise following several step:
Step 201, terminal sends lower single instrction to third-party platform server, and lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Step 202, third-party platform server sends the redemption request of the resource of predetermined quantity to the trustship account server that trustship account is corresponding;
Step 203, third-party platform server and destination server generate the order of target item;
Also namely, third-party platform server when redemption process does not also complete, just can generate the order of target item with destination server.
Wherein, step 202 can perform before step 203, and step 202 can perform with step 203 simultaneously, step 203 can perform after step 203, and the execution sequence of the present embodiment to step 202 and step 203 is not limited.
Step 204, the resource of predetermined quantity is transferred in third party's account of user according to redemption request by trustship account server from trustship account;
Step 205, destination server process order;
Step 206, the resource of predetermined quantity, after destination server successfully processes order, is transferred in the account of destination server by third-party platform server from third party's account of user.
In sum, the resource transfers system that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
Fig. 3 is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment, and the present embodiment is applied to this resource transfers method in the terminal 110 in the implementation environment shown in Fig. 1 and illustrates.This resource transfers method can comprise following several step:
Step 301, when user places an order to target item, shows at least one candidate's account;
Step 302, receives user and operates the selection of the trustship account at least one candidate's account;
Step 303, send lower single instrction according to selection operation to third-party platform server, lower single instrction is used to indicate the Resource Exchange target item that third-party platform server uses the predetermined quantity of user in trustship account.
In sum, the resource transfers method that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
Fig. 4 A is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment, and the present embodiment is applied in the implementation environment shown in Fig. 1 with this resource transfers method and illustrates.This resource transfers method can comprise following several step:
Step 401, terminal sends lower single instrction to third-party platform server, and lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
In the process of first resource transfer, user operation terminal generates the lower single instrction being used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account, and this lower single instrction is sent to third-party platform server.
This step can comprise following three sub-steps:
1, when user places an order to target item, at least one candidate's account of terminal demonstration;
Candidate's account can be at least one in savings account, credit accounts and trustship account.
2, terminal reception user operates the selection of the trustship account at least one candidate's account;
3, terminal sends lower single instrction according to selection operation to third-party platform server, and this lower single instrction is used to indicate the Resource Exchange target item that third-party platform server uses the predetermined quantity of user in trustship account.
The predetermined quantity that the mark of target item, the mark of destination server that target item is corresponding, the mark of trustship account, resource are corresponding can be carried in lower single instrction.
Such as, as shown in Figure 4 B, target item can be the electronic product that user wants to exchange, and user selects this target item as after article to be exchanged in terminal, clicks exchanged form button 41.Enter candidate's account interface 42, now the multiple candidate's account of terminal demonstration, then terminal can determine according to the operation of user the account that this clearing house uses.If the account that this clearing house uses is trustship account, then terminal generates the request of placing an order of this target item.Trustship account can be a fund account, and user clicks after fund account button 43 selects exchanged form, and click confirming button 44, the instruction of this electronic product of Resource Exchange utilizing fund account is sent to third-party platform server by terminal.
Step 402, third-party platform server sends the redemption request of the resource of predetermined quantity to the trustship account server that trustship account is corresponding;
Third-party platform server, after the lower single instrction receiving terminal transmission, sends the redemption request of the resource of predetermined quantity to the trustship account server that the trustship account of user is corresponding according to this lower single instrction.
Such as, target item can be the electronic product that user wants to exchange, and trustship account can be a fund account, third-party platform server is after the lower single instrction receiving terminal transmission, and the server to fund account sends the redemption request of the resource for redeeming predetermined quantity.
Step 403, third-party platform server applies to purchase request to destination server transmission target item;
The lower single instrction that third-party server sends according to terminal, to destination server send target item apply to purchase request.
Such as, target item can be the electronic product that user wants to exchange, then third-party platform server can apply to purchase request to what provide the destination server of exchang electron product to send this electronic product.
Wherein, step 402 can perform before step 403, and step 402 can perform with step 403 simultaneously, step 402 can perform after step 403, and the execution sequence of the present embodiment to step 402 and step 403 is not limited.
Step 404, destination server generates initial order according to applying to purchase request, and waits for deduction instruction to third-party platform server feedback;
Destination server receive third-party platform server send apply to purchase request after, apply to purchase request according to this, generate an initial order, to third-party platform server send wait for deduct instruction.This initial order can include exchange information and the order number of target item.
Step 405, trustship account server asks the resource of predetermined quantity is deducted the third party's account to user and feeds back this operation to third party's account according to redeeming;
Trustship account server, after the redemption request receiving the transmission of third-party platform server, is asked according to this redemption, the resource of predetermined quantity is deducted the third party's account to user and feeds back this operation to third-party server.
It should be noted that, deduction operation can be the operation on account number, deducts and operates the actual third party's account not being transferred to user of resource when performing, and the resource ability actual transfer usually in needs more than one day trustship account is in third party's account.
Such as, trustship account can be a fund account, fund account is after the redemption request receiving the transmission of third-party platform server, the resource of predetermined number deducted in third party's account of user immediately, this resource can more than one day or one day in time actual third party's account to account to user.
Step 406, third-party platform server is according to waiting for that the resource of deduction instruction from third party's account deduction predetermined quantity of user is to the intermediate account of third-party platform server;
Third-party platform server receive destination server send wait deduction instruction after, according to this instruction deduction predetermined quantity resource to intermediate account, intermediate account be third-party platform for this reason generic operation arrange a specified account.
It should be noted that, the operation of this deduction can be the operation on account number, and when deduction operation performs, resource reality is not transferred to intermediate account.But because after this resource belongs to intermediate account, the resource in trustship account can directly be transferred in this intermediate account after reality is redeemed.
Step 407, third-party platform server is to the success response of destination server feedback deduction;
Third-party platform server deduction predetermined quantity resource to the intermediate account of third-party platform server after, to destination server send deduction success response.
Step 408, destination server, after receiving deduction success response, generates pending order according to initial order;
Destination server, after receiving the deduction success response that third-party platform server sends, starts preparation and to divert the aim article.
Step 409, destination server process order;
According to the difference of target item type, this step can be divided into two kinds of situations below:
The first situation, target item is the article that can arrive user side immediately, such as target item is virtual objects, after then destination server sends out this target item, by destination server or terminal immediately to third-party platform server feedback success processing response, this successful processing response is for representing that destination server has successfully processed order.
The second situation, target item is the article needing passing time could arrive user side, such as target item is physical item, after then destination server sends out these article, shipped prompting can be sent to the terminal of third-party platform server or user, after user receives this target item, terminal is to third-party platform server feedback success processing response, and this successful processing response is for representing that destination server has successfully processed order.
Step 410, third-party platform server after destination server successfully processes order, from intermediate account by the resource transfers of predetermined quantity to the account of destination server;
The successful processing response that third-party platform server receiving target server or terminal send, also namely after destination server successfully processes order, from intermediate account by the resource transfers of predetermined quantity to destination server.
According to the resource of predetermined quantity, whether actual transfer is to intermediate account, and this step can be divided into two kinds of situations below:
1, now the resource of predetermined quantity actual transfer to intermediate account, then third-party platform server is after receiving the successful processing response that terminal or destination server send, immediately from intermediate account by the resource transfers of predetermined quantity to the account of destination server.
2, now the resource of predetermined quantity also non-actual transfer to intermediate account, then third-party platform server is after the successful processing response receiving terminal or destination server transmission, when waiting for the resource actual transfer of predetermined quantity to intermediate account, then from intermediate account by the resource transfers of predetermined quantity to the account of destination server.
In sum, the resource transfers method that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
It should be added that, the present embodiment passes through the resource transfers of user account to intermediate account, after destination server successfully processes order, then by the resource transfers of predetermined quantity to the account of destination server, improve the reliability of whole resource transfers process.
Fig. 5 A is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment, the present embodiment is applied in the implementation environment shown in Fig. 1 with this resource transfers method, and is that another one trustship account server B illustrates with this destination server in the present embodiment.This resource transfers method can comprise following several step:
Step 501, terminal sends lower single instrction to third-party platform server, and lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in the trustship account A of trustship account server A;
In the process of first resource transfer, user operation terminal generates the lower single instrction being used to indicate the Resource Exchange target item using the predetermined quantity of user in the trustship account of trustship account server A, and this lower single instrction is sent to third-party platform server.
This step can be divided into three sub-steps below in detail:
The first step, when user places an order to target item, at least one candidate's account of terminal demonstration, this candidate's account can be at least one in savings account, credit accounts and trustship account.
Second step, terminal receives user and operates the selection of the trustship account at least one candidate's account.
3rd step, terminal sends lower single instrction according to selection operation to third-party platform server, and lower single instrction is used to indicate the Resource Exchange target item that third-party platform server uses the predetermined quantity of user in trustship account.
In the present embodiment, this target item is the resource of trustship in another trustship account server B.
Such as, as shown in Figure 5 B, this target item can be that the C fund user of trustship in trustship account server B is after the C fund having selected to exchange and quantity, click exchanged form button 51, enter candidate's account interface 52, user, after a kind of exchanged form can be selected by button click 53,54,55 in this interface, clicks confirming button 56 and sends lower single instrction.
Step 502, third-party platform server sends the redemption request of the resource of predetermined quantity to the trustship account server A that trustship account A is corresponding;
Third-party platform server, after the lower single instrction receiving terminal transmission, sends the redemption request of the resource of predetermined quantity to the trustship account server A that trustship account A is corresponding according to this lower single instrction.
Step 503, third party's account setup of user is lock-out state by third-party platform server, and lock-out state is for forbidding that the resource of user to the predetermined quantity in third party's account operates;
Third-party platform server send redeem request after, third party's account setup of user is lock-out state by third-party platform server, with forbid user in third party's account redeem but the resource of non-actual transfer operate.
Step 504, third-party platform server and trustship account server B generate the trustship account B of user;
Third-party platform server detects the trustship account B whether trustship account server B has user, if trustship account server B does not have the trustship account B of user, the then I.D. of third-party platform server by user and the trustship account B of name information generation user, this trustship account B can bind with third party's account of user.If trustship account server B has the trustship account B of user, then can skip over this step.
Step 505, third-party platform server applies to purchase request to trustship account server B transmission target item;
The lower single instrction that third-party server sends according to terminal, to trustship account server B send target item apply to purchase request.
Step 506, trustship account server B generates initial order according to applying to purchase request, and waits for deduction instruction to third-party platform server feedback;
Trustship account server B receive third-party platform server send apply to purchase request after, apply to purchase request according to this, generate an initial order, and to third-party platform server send wait for deduct instruction.This initial order can include exchange information and the order number of target item.
Step 507, the resource of predetermined quantity is deducted the third party's account to user and is fed back this operation to third party's account server by trustship account server A;
Trustship account server A, after the redemption request receiving the transmission of third-party platform server, asks according to this redemption, the resource of predetermined quantity is deducted the third party's account to user and feeds back this operation to third-party server.
It should be noted that, deduction operation can be the operation on account number, deducts and operates the actual third party's account not being transferred to user of resource when performing, and the resource ability actual transfer usually in needs more than one day trustship account is in third party's account.
Such as, trustship account A can be a fund account, fund account is after the redemption request receiving the transmission of third-party platform server, the resource of predetermined number deducted in third party's account of user immediately, this resource can more than one day or one day in time actual third party's account to account to user.
Step 508, third-party platform server is according to waiting for that the third party account of deduction instruction from user deducts the intermediate account of resource to third-party platform server of predetermined quantity;
Third-party platform server is after the wait deduction instruction receiving trustship account server B transmission, according to this instruction by the resource transfers of predetermined quantity in the resource that obtains from trustship account A to intermediate account, intermediate account is a third-party platform specified account arranging of generic operation for this reason.
It should be noted that, the operation of this deduction can be the operation on account number, and when deduction operation performs, resource reality is not transferred to intermediate account.But because after this resource belongs to intermediate account, the resource in trustship account can directly be transferred in this intermediate account after reality is redeemed.
Step 509, third party's account setup of user is released state by third-party platform server.
Now, the resource number in third party's account has been deducted to intermediate account, and user cannot operate on it, and thus can unlock third party's account.
Step 510, third-party platform server feeds back deduction success response to trustship account server B;
Third-party platform server deduction predetermined quantity resource to the intermediate account of third-party platform server after, to trustship account server B feed back deduction success response.
Such as, trustship account server B is the server of a fund account, third-party platform server feeds back deduction success response to trustship account server B, and this deduction success response represents that third-party platform server has migrated out the resource of the resource for exchanging trustship in trustship account server B of user.
Step 511, trustship account server B, after receiving deduction success response, generates pending order according to initial order;
Trustship account server B, after receiving the deduction success response that third-party platform server sends, starts preparation and to divert the aim article.
Step 512, trustship account server B process order;
Target item is transferred to user side by trustship account server B.
Such as, when trustship account server B is the server of a fund account, trustship account server B moves the resource of respective numbers to the trustship account B transfer of this user according to pending order.
Step 513, trustship account server B is to third-party platform server feedback success processing response;
After target item is transferred to user side by trustship account server B, to third-party platform server feedback success processing response.
Step 514, third-party platform server after trustship account server B successfully processes order, from intermediate account by the resource transfers of predetermined quantity to the account of trustship account server B;
According to the resource of predetermined number, whether actual transfer is to intermediate account, and this step can be divided into two kinds of situations below:
1, now the resource of predetermined quantity actual transfer to intermediate account, then third-party platform server is after receiving the successful processing response that trustship account server B sends, immediately from intermediate account by the resource transfers of predetermined quantity to the account of trustship account server B.
2, now the resource of predetermined quantity also non-actual transfer to intermediate account, then third-party platform server is after the successful processing response receiving trustship account server B transmission, when waiting for the resource transfers of predetermined quantity to intermediate account, then from intermediate account by the resource transfers of predetermined quantity to the account of trustship account server B.
In sum, the resource transfers method that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
It should be added that, the present embodiment passes through the resource transfers of user account to intermediate account, after trustship account server B successfully processes order, then by the resource transfers of predetermined quantity to the account of trustship account server B, improve the reliability of whole resource transfers process.
It should be added that, the present embodiment, by third party's account of user being locked in the corresponding time, avoiding user misoperation for exchanging the existing resource of target item, further increasing the reliability of resources shifting process.
Fig. 6 is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment, and the third-party server 120 that the present embodiment is applied in the implementation environment shown in Fig. 1 with this resource transfers method illustrates.This resource transfers method can comprise following several step:
Step 601, the lower single instrction that receiving terminal sends, lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account.
Step 602, sends the redemption request of the resource of predetermined quantity to the trustship account server that trustship account is corresponding, account server is used for, after receiving the request of redemption, the resource of predetermined quantity being transferred in third party's account of user from trustship account.
Step 603, generates the order of target item with destination server.
Step 604, after destination server successfully processes order, is transferred to the resource of predetermined quantity in the account of destination server from third party's account of user.
In sum, the resource transfers method that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
Fig. 7 is the process flow diagram of a kind of resource transfers method according to another exemplary embodiment, and the third-party server 120 that the present embodiment is applied in the implementation environment shown in Fig. 1 with this resource transfers method illustrates.This resource transfers method can comprise following several step:
Step 701, the lower single instrction that receiving terminal sends, lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account.
Step 702, sends the redemption request of the resource of predetermined quantity to the trustship account server that trustship account is corresponding, account server is used for, after receiving the request of redemption, the resource of predetermined quantity being transferred in third party's account of user from trustship account.
Step 703, what send target item to destination server applies to purchase request, and destination server is used for generating after initial order according to applying to purchase request, waits for deduction instruction to third-party platform server feedback.
Step 704, the wait deduction instruction of receiving target server feedback.
Step 705, in the resource transfers of predetermined quantity to third party's account of user, according to waiting for deduction instruction from the resource of third party's account deduction predetermined quantity of user to the intermediate account of third-party platform server.
Step 706, to the success response of destination server feedback deduction, destination server is used for, after receiving deduction success response, generating pending order according to initial order.
Step 707, after destination server successfully processes order, from intermediate account by the resource transfers of predetermined quantity to the account of destination server.
In sum, the resource transfers method that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
It should be added that, the present embodiment passes through the resource transfers of user account to intermediate account, after destination server successfully processes order, then by the resource transfers of predetermined quantity to the account of destination server, improve the reliability of whole resource transfers process.
It should be added that, after request is redeemed in transmission, be lock-out state by third party's account setup of user, lock-out state is for forbidding that the resource of user to the predetermined quantity in third party's account operates; After from the resource of third party's account deduction predetermined quantity of user to intermediate account, be released state to third party's account setup of user, this operation further increases the reliability of resource transfers process.
It should be added that, when destination server is other trustship account server, generate the trustship account of user in other trustship account server with other trustship account server.
Following is apparatus of the present invention embodiment, may be used for performing the inventive method embodiment.For the details do not disclosed in apparatus of the present invention embodiment, please refer to the inventive method embodiment.
Fig. 8 is the block diagram of a kind of resource transfers device according to an exemplary embodiment, and this resource transfers device can realize becoming the some or all of of third-party platform server by software, hardware or both combinations.This resource transfers device can comprise: the command reception that places an order module 810, redemption request sending module 820, article order generation module 830 and predetermined resource transit module 840;
The command reception that places an order module 810, for the lower single instrction that receiving terminal sends, lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Redeem request sending module 820, the redemption request of the resource of predetermined quantity is sent for the trustship account server corresponding to trustship account, account server is used for, after receiving the request of redemption, the resource of predetermined quantity being transferred to from trustship account in third party's account of user;
Article order generation module 830, for generating the order of target item with destination server;
Predetermined resource transit module 840, for after destination server successfully processes order, is transferred to the resource of predetermined quantity in the account of destination server from third party's account of user.
To sum up, the resource transfers device that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
Fig. 9 is the block diagram of a kind of resource transfers device according to another exemplary embodiment, and this resource transfers device can realize becoming the some or all of of third-party platform server by software, hardware or both combinations.This resource transfers device can comprise: the command reception that places an order module 810, redemption request sending module 820, article order generation module 830 and predetermined resource transit module 840;
The command reception that places an order module 810, for the lower single instrction that receiving terminal sends, lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Redeem request sending module 820, the redemption request of the resource of predetermined quantity is sent for the trustship account server corresponding to trustship account, account server is used for, after receiving the request of redemption, the resource of predetermined quantity being transferred to from trustship account in third party's account of user;
Article order generation module 830, for generating the order of target item with destination server;
Predetermined resource transit module 840, for after destination server successfully processes order, is transferred to the resource of predetermined quantity in the account of destination server from third party's account of user.
Optionally, article order generation module 830, comprising: apply to purchase request transmitting unit 831, deduction instruction reception unit 832, deduction instruction execution unit 833 and deduct successful feedback unit 834;
Apply to purchase request transmitting unit 831, apply to purchase request for what send target item to destination server, destination server is used for generating after initial order according to applying to purchase request, waits for deduction instruction to third-party platform server feedback;
Deduction instruction reception unit 832, for the wait deduction instruction of receiving target server feedback;
Deduction instruction execution unit 833, for the resource transfers at predetermined quantity to third party's account of user, according to waiting for that the third party account of deduction instruction from user deducts the intermediate account of resource to third-party platform server of predetermined quantity;
Deduct successful feedback unit 834, for deducting success response to destination server feedback, destination server is used for, after receiving deduction success response, generating pending order according to initial order.
Optionally, deduction instruction execution unit 833, for after destination server successfully processes order, from intermediate account by the resource transfers of predetermined quantity to the account of destination server.
Optionally, this device also comprises: account resource lock module 850 and account resource unlocked state 860;
Account resource lock module 850, for after request is redeemed in transmission, be lock-out state by third party's account setup of user, lock-out state is for forbidding that the resource of user to the predetermined quantity in third party's account operates;
Account resource unlocked state 860, after from the resource of third party's account of user deduction predetermined quantity to intermediate account, is released state to third party's account setup of user.
Optionally, this device, also comprises:
Trustship account generation module 870, during for being other trustship account server at destination server, generates the trustship account of user in other trustship account server with other trustship account server.
In sum, the resource transfers device that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
Figure 10 is the block diagram of a kind of resource transfers device according to another exemplary embodiment, and this resource transfers device can realize becoming the some or all of of terminal by software, hardware or both combinations.This resource transfers device can comprise: candidate's account display module 1010, selection operation receiver module 1020 and the instruction sending module 1030 that places an order;
Candidate's account display module 1010, for when user places an order to target item, shows at least one candidate's account;
Selecting operation receiver module 1020, for receiving user, the selection of the trustship account at least one candidate's account being operated;
Place an order instruction sending module 1030, and for sending lower single instrction according to selection operation to third-party platform server, lower single instrction is used to indicate the Resource Exchange target item that third-party platform server uses the predetermined quantity of user in trustship account.
In sum, the resource transfers device that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
About the device in above-described embodiment, wherein the concrete mode of modules executable operations has been described in detail in about the embodiment of the method, will not elaborate explanation herein.
Figure 11 shows the structural representation of the terminal that one embodiment of the present of invention provide.This terminal 1100 for implementing the resource transfers method provided in above-described embodiment, specifically:
Terminal 1100 can comprise RF (Radio Frequency, radio frequency) circuit 1110, the storer 1120 including one or more computer-readable recording mediums, input block 1130, display unit 1140, sensor 1150, voicefrequency circuit 1160, short range wireless transmission module 1170, include the parts such as processor 1180 and power supply 1190 that more than or processes core.It will be understood by those skilled in the art that the restriction of the not structure paired terminal of the terminal structure shown in Fig. 6, the parts more more or less than diagram can be comprised, or combine some parts, or different parts are arranged.Wherein:
RF circuit 1110 can be used for receiving and sending messages or in communication process, the reception of signal and transmission, especially, after being received by the downlink information of base station, transfer to more than one or one processor 1180 to process; In addition, base station is sent to by relating to up data.Usually, RF circuit 1110 includes but not limited to antenna, at least one amplifier, tuner, one or more oscillator, subscriber identity module (SIM) card, transceiver, coupling mechanism, LNA (Low Noise Amplifier, low noise amplifier), diplexer etc.In addition, RF circuit 1110 can also by radio communication and network and other devices communicatings.Radio communication can use arbitrary communication standard or agreement, include but not limited to GSM (Global System of Mobile communication, global system for mobile communications), GPRS (General Packet Radio Service, general packet radio service), CDMA (Code Division Multiple Access, CDMA), WCDMA (Wideband CodeDivision Multiple Access, Wideband Code Division Multiple Access (WCDMA)), LTE (Long Term Evolution, Long Term Evolution), Email, SMS (Short Messaging Service, Short Message Service) etc.Storer 1120 can be used for storing software program and module, such as, storer 1120 may be used for storing Preset Time list, the software program of storage of collected voice signal can also be used for, realize the software program that the software program of keyword identification, the software program realizing continuous speech recognition and realization arrange prompting item, binding relationship storing WAP and user account etc. can also be used for.Processor 1180 is stored in software program and the module of storer 1120 by running, thus perform the application of various function and data processing, function of the function " receiving the retrieval lines inputted to graphically " in the such as embodiment of the present invention, " detecting the information model whether existing and mate with retrieval lines " etc.Storer 1120 mainly can comprise storage program district and store data field, and wherein, storage program district can store operating system, application program (such as sound-playing function, image player function etc.) etc. needed at least one function; Store data field and can store the data (such as voice data, phone directory etc.) etc. created according to the use of terminal 1100.In addition, storer 1120 can comprise high-speed random access memory, can also comprise nonvolatile memory, such as at least one disk memory, flush memory device or other volatile solid-state parts.Correspondingly, storer 1120 can also comprise Memory Controller, to provide the access of processor 1180 and input block 1130 pairs of storeies 1120.
Input block 1130 can be used for the numeral or the character information that receive input, and produces and to arrange with user and function controls relevant keyboard, mouse, control lever, optics or trace ball signal and inputs.Particularly, input block 1130 can comprise Touch sensitive surface 1131 and other input equipments 1132.Touch sensitive surface 1131, also referred to as touch display screen or Trackpad, user can be collected or neighbouring touch operation (such as user uses any applicable object or the operations of annex on Touch sensitive surface 1131 or near Touch sensitive surface 1131 such as finger, stylus) thereon, and drive corresponding coupling arrangement according to the formula preset.Optionally, Touch sensitive surface 1131 can comprise touch detecting apparatus and touch controller two parts.Wherein, touch detecting apparatus detects the touch orientation of user, and detects the signal that touch operation brings, and sends signal to touch controller; Touch controller receives touch information from touch detecting apparatus, and converts it to contact coordinate, then gives processor 1180, and the order that energy receiving processor 1180 is sent also is performed.In addition, the polytypes such as resistance-type, condenser type, infrared ray and surface acoustic wave can be adopted to realize Touch sensitive surface 1131.Except Touch sensitive surface 1131, input block 1130 can also comprise other input equipments 1132.Particularly, other input equipments 1132 can include but not limited to one or more in physical keyboard, function key (such as volume control button, switch key etc.), trace ball, mouse, control lever etc.
Display unit 1140 can be used for the various graphical user interface showing information or the information being supplied to user and the terminal 1100 inputted by user, and these graphical user interface can be made up of figure, text, icon, video and its combination in any.Display unit 1140 can comprise display panel 1141, optionally, the form such as LCD (Liquid Crystal Display, liquid crystal display), OLED (Organic Light-Emitting Diode, Organic Light Emitting Diode) can be adopted to configure display panel 1141.Further, Touch sensitive surface 631 can cover on display panel 1141, when Touch sensitive surface 1131 detects thereon or after neighbouring touch operation, send processor 1180 to determine the type of touch event, on display panel 1141, provide corresponding vision to export with preprocessor 1180 according to the type of touch event.Although in fig. 11, Touch sensitive surface 1131 and display panel 1141 be as two independently parts realize input and input function, in certain embodiments, can by Touch sensitive surface 1131 and display panel 1141 integrated and realize input and output function.
Terminal 1100 also can comprise at least one sensor 1150, such as optical sensor, motion sensor and other sensors.Particularly, optical sensor can comprise ambient light sensor and proximity transducer, and wherein, ambient light sensor the light and shade of environmentally light can regulate the brightness of display panel 1141, proximity transducer when terminal 1100 moves in one's ear, can cut out display panel 1141 and/or backlight.As the one of motion sensor, Gravity accelerometer can detect the size of all directions (are generally three axles) acceleration, size and the direction of gravity can be detected time static, can be used for identifying the application (such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating) of mobile phone attitude, Vibration identification correlation function (such as passometer, knock) etc.; As for terminal 1100 also other sensors such as configurable gyroscope, barometer, hygrometer, thermometer, infrared ray sensor, do not repeat them here.
Voicefrequency circuit 1160, loudspeaker 1161, microphone 1162 can provide the audio interface between user and terminal 1100.Voicefrequency circuit 1160 can by receive voice data conversion after electric signal, be transferred to loudspeaker 1161, by loudspeaker 1161 be converted to voice signal export; On the other hand, the voice signal of collection is converted to electric signal by microphone 1162, voice data is converted to after being received by voicefrequency circuit 1160, after again voice data output processor 1180 being processed, through RF circuit 1110 to send to another terminal, or export voice data to storer 1120 to process further.Voicefrequency circuit 1160 also may comprise earphone jack, to provide the communication of peripheral hardware earphone and terminal 1100.
Short range wireless transmission module 1170 can be WIFI (wireless fidelity, Wireless Fidelity) module or bluetooth module etc.Terminal 1100 can help user to send and receive e-mail by short range wireless transmission module 1170, browse webpage and access streaming video etc., and its broadband internet wireless for user provides is accessed.Although Figure 11 shows short range wireless transmission module 1170, be understandable that, it does not belong to must forming of terminal 1100, can omit in the scope of essence not changing invention as required completely.
Processor 1180 is control centers of terminal 1100, utilize the various piece of various interface and the whole terminal of connection, software program in storer 1120 and/or module is stored in by running or performing, and call the data be stored in storer 1120, perform various function and the process data of terminal 1100, thus integral monitoring is carried out to terminal.Optionally, processor 1180 can comprise one or more process core; Optionally, processor 1180 accessible site application processor and modem processor, wherein, application processor mainly processes operating system, user interface and application program etc., and modem processor mainly processes radio communication.Be understandable that, above-mentioned modem processor also can not be integrated in processor 1180.
Terminal 1100 also comprises the power supply 1190 (such as battery) of powering to all parts, preferably, power supply can be connected with processor 1180 logic by power-supply management system, thus realizes the functions such as management charging, electric discharge and power managed by power-supply management system.Power supply 1190 can also comprise one or more direct current or AC power, recharging system, power failure detection circuit, power supply changeover device or the random component such as inverter, power supply status indicator.
Although not shown, terminal 1100 can also comprise camera, bluetooth module etc., does not repeat them here.
Terminal 1100 also includes storer, and one or more than one program, one of them or more than one program are stored in storer, and are configured to the resource transfers method being performed each embodiment of the method end side above-mentioned by more than one or one processor.
Figure 12 shows the structural representation of the server of the resource transfers method that one embodiment of the invention provides.Described server 1200 comprises CPU (central processing unit) (CPU) 1201, comprises the system storage 1204 of random access memory (RAM) 1202 and ROM (read-only memory) (ROM) 1203, and the system bus 1205 of connected system storer 1204 and CPU (central processing unit) 1201.Described server 1200 also comprises the basic input/output (I/O system) 1206 of transmission information between each device in help computing machine, and for storing the mass-memory unit 1207 of operating system 1213, application program 1214 and other program modules 1215.
Described basic input/output 1206 includes the input equipment 1209 of the display 1208 for showing information and the such as mouse, keyboard and so on for user's input information.Wherein said display 1208 and input equipment 1209 are all connected to CPU (central processing unit) 1201 by the input/output control unit 1210 being connected to system bus 1205.Described basic input/output 1206 can also comprise input/output control unit 1210 for receiving and processing the input from other equipment multiple such as keyboard, mouse or electronic touch pens.Similarly, input/output control unit 1210 also provides the output device outputting to display screen, printer or other types.
Described mass-memory unit 1207 is connected to CPU (central processing unit) 1201 by the bulk memory controller (not shown) being connected to system bus 1205.Described mass-memory unit 1207 and the computer-readable medium that is associated thereof provide non-volatile memories for server 1200.That is, described mass-memory unit 1207 can comprise the computer-readable medium (not shown) of such as hard disk or CD-ROM drive and so on.
Without loss of generality, described computer-readable medium can comprise computer-readable storage medium and communication media.Computer-readable storage medium comprises the volatibility and non-volatile, removable and irremovable medium that realize for any method or technology that store the information such as such as computer-readable instruction, data structure, program module or other data.Computer-readable storage medium comprises RAM, ROM, EPROM, EEPROM, flash memory or its technology of other solid-state storage, CD-ROM, DVD or other optical memory, tape cassete, tape, disk storage or other magnetic storage apparatus.Certainly, the known described computer-readable storage medium of those skilled in the art is not limited to above-mentioned several.Above-mentioned system storage 1204 and mass-memory unit 1207 can be referred to as storer.
According to various embodiments of the present invention, the remote computer that described server 1200 can also be connected on network by networks such as such as the Internets runs.Also namely server 1200 can be connected to network 1212 by the network interface unit 1211 be connected on described system bus 1205, in other words, network interface unit 1211 also can be used to be connected to network or the remote computer system (not shown) of other types.
Described storer also comprises one or more than one program, described more than one or one program is stored in storer, and described more than one or one routine package is containing the instruction for carrying out the resource transfers method that embodiment of the present invention server side provides.
Figure 13 is the block diagram of a kind of resource transfers system according to an exemplary embodiment, and this resource transfers system can comprise: terminal 1310, third-party platform server 1320, trustship account server 1330, destination server 1340;
Terminal 1310, for sending lower single instrction to third-party platform server 1320, lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Third-party platform server 1320, sends the redemption request of the resource of predetermined quantity, and generates the order of target item with destination server 1340 for the trustship account server 1330 corresponding to trustship account;
Trustship account server 1330, for being transferred to the resource of predetermined quantity in third party's account of user according to redemption request from trustship account;
Destination server 1340, for the treatment of order;
Third-party platform server 1320, also for after destination server successfully processes order, is transferred to the resource of predetermined quantity in the account of destination server from third party's account of user.
Optionally, third-party platform server 1320, applies to purchase request for what send target item to destination server 1340;
Destination server 1340, for generating initial order according to applying to purchase request, and feeds back the instruction of wait deduction to third-party platform server 1320;
Third-party platform server 1320, for the resource transfers at predetermined quantity to third party's account of user, according to waiting for that the resource of deduction instruction from third party's account deduction predetermined quantity of user is to the intermediate account of third-party platform server 1320, and feed back deduction success response to destination server 1340;
Destination server 1340, for after receiving deduction success response, generates pending order according to initial order.
Optionally, third-party platform server 1320, for after destination server 1340 successfully processes order, from intermediate account by the resource transfers of predetermined quantity to the account of destination server 1340.
Optionally, third-party platform server 1320, also for after request is redeemed in transmission, be lock-out state by third party's account setup of user, lock-out state is for forbidding that the resource of user to the predetermined quantity in third party's account operates;
Third-party platform server 1320, also for after from the resource of third party's account of user deduction predetermined quantity to intermediate account, is released state to third party's account setup of user.
Optionally, third-party platform server 1320, time also for being other trustship account server at destination server 1340, generates the trustship account of user in other trustship account server with other trustship account server.
In sum, the resource transfers system that the present embodiment provides, the resource in trustship account is directly used to carry out the exchange of target item by third-party platform server, the process generating order does not need to wait for that redemption process performs after completing again, after the resource that solving user in prior art needs to wait in trustship account redeems the savings account of user, the resource of this redemption could be utilized, but completing of redemption process needs to expend 1 day or several days usually, makes the problem that the efficiency comparison of whole resource transfers process is low; Reaching user can directly use the resource in trustship account to complete resource transfers, without the need to waiting for the effect redeemed.
It should be added that, the present embodiment passes through the resource transfers of user account to intermediate account, after destination server successfully processes order, then by the resource transfers of predetermined quantity to the account of destination server, improve the reliability of whole resource transfers process.
It should be added that, the present embodiment, by third party's account of user being locked in the corresponding time, avoiding user misoperation for exchanging the existing resource of target item, further increasing the reliability of resources shifting process.
Those skilled in the art, after considering the invention that instructions and practice are invented here, will easily expect other embodiment of the present invention.The application is intended to contain any modification of the present invention, purposes or adaptations, and these modification, purposes or adaptations are followed general principle of the present invention and comprised the common practise in the art or conventional techniques means that the present invention do not invent.Instructions and embodiment are only regarded as exemplary, and true scope of the present invention and spirit are pointed out by claim below.
Should be understood that, the present invention is not limited to precision architecture described above and illustrated in the accompanying drawings, and can carry out various amendment and change not departing from its scope.Scope of the present invention is only limited by appended claim.
Claims (22)
1. a resource transfers method, is characterized in that, described method, comprising:
Terminal sends lower single instrction to third-party platform server, and described lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Described third-party platform server sends the redemption request of the resource of described predetermined quantity to the trustship account server that described trustship account is corresponding, and generates the order of described target item with destination server;
The resource of described predetermined quantity is transferred in third party's account of described user according to described redemption request by described trustship account server from described trustship account;
Order described in described destination server process;
The resource of described predetermined quantity, after described destination server successfully processes described order, is transferred in the account of described destination server by described third-party platform server from third party's account of described user.
2. method according to claim 1, is characterized in that, described third-party platform server and destination server generate the order of described target item, comprising:
What described third-party platform server sent described target item to described destination server applies to purchase request;
Described destination server according to described in apply to purchase request and generate initial order, and wait for deduction instruction to described third-party platform server feedback;
The resource of described predetermined quantity is deducted the third party's account to described user by described trustship account server, and feeds back this operation to described third party's account;
Described third-party platform server deducts the resource of described predetermined quantity to the intermediate account of described third-party platform server according to the instruction of described wait deduction from third party's account of described user, and to the success response of described destination server feedback deduction;
Described destination server, after receiving described deduction success response, generates pending described order according to described initial order.
3. method according to claim 2, it is characterized in that, described third-party platform server deducts the resource of described predetermined quantity to the intermediate account of described third-party platform server according to the instruction of described wait deduction from third party's account of described user, and to the success response of described destination server feedback deduction, comprising:
Described third-party platform server after described destination server successfully processes described order, from described intermediate account by the resource transfers of described predetermined quantity to the account of described destination server.
4. according to the method in claim 2 or 3, it is characterized in that, described method, also comprises:
Described third-party platform server is after the described redemption request of transmission, and be lock-out state by third party's account setup of described user, described lock-out state is for forbidding that the resource of described user to the described predetermined quantity in described third party's account operates;
After the described third-party platform server resource of deducting described predetermined quantity from third party's account of described user to described intermediate account, be released state to third party's account setup of described user.
5., according to the arbitrary described method of claims 1 to 3, it is characterized in that, described third-party platform server and destination server also comprise before generating the order of described target item:
When described destination server is other trustship account server, described third-party platform server and other trustship account server described generate the trustship account of described user in other trustship account server described.
6. a resource transfers method, is characterized in that, in third-party platform server, described method comprises:
The lower single instrction that receiving terminal sends, described lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
The redemption request of the resource of described predetermined quantity is sent to the trustship account server that described trustship account is corresponding, described account server is used for, after receiving described redemption request, being transferred in third party's account of described user by the resource of described predetermined quantity from described trustship account;
The order of described target item is generated with destination server;
After described destination server successfully processes described order, the resource of described predetermined quantity is transferred in the account of described destination server from third party's account of described user.
7. method according to claim 6, is characterized in that, the described order generating described target item with destination server, comprising:
What send described target item to described destination server applies to purchase request, described destination server be used for according to described in apply to purchase after request generates initial order, wait for deduction instruction to described third-party platform server feedback;
Receive the described wait deduction instruction of described destination server feedback;
In described trustship account server, the resource of described predetermined quantity deduction after feeding back this operation, is waited for according to described described predetermined quantity is deducted in the deduction instruction intermediate account of resource to described third-party platform server from third party's account of described user to third party's account of described user;
To the success response of described destination server feedback deduction, described destination server is used for after receiving described deduction success response, generates pending described order according to described initial order.
8. method according to claim 7, is characterized in that, described after described destination server successfully processes described order, the resource of described predetermined quantity is transferred in the account of described destination server from third party's account of described user, comprises:
After described destination server successfully processes described order, from described intermediate account by the resource transfers of described predetermined quantity to the account of described destination server.
9. the method according to claim 7 or 8, is characterized in that, described method also comprises:
After the described redemption request of transmission, be lock-out state by third party's account setup of described user, described lock-out state is for forbidding that the resource of described user to the described predetermined quantity in described third party's account operates;
After the resource deducting described predetermined quantity from third party's account of described user to described intermediate account, be released state to third party's account setup of described user.
10., according to the arbitrary described method of claim 6 to 8, it is characterized in that, described generate the order of described target item with destination server before, also comprise:
When described destination server is other trustship account server, generate the trustship account of described user in other trustship account server described with other trustship account server described.
11. 1 kinds of resource transfers methods, is characterized in that, in terminal, described method, comprising:
When user places an order to target item, show at least one candidate's account;
Receive described user to operate the selection of the trustship account at least one candidate's account described;
Send lower single instrction according to described selection operation to described third-party platform server, described lower single instrction is used to indicate the Resource Exchange target item that described third-party platform server uses the predetermined quantity of user in trustship account.
12. 1 kinds of resource transfers systems, is characterized in that, described system, comprising:
Terminal, for sending lower single instrction to third-party platform server, described lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Described third-party platform server, sends the redemption request of the resource of described predetermined quantity, and generates the order of described target item with destination server for the trustship account server corresponding to described trustship account;
Described trustship account server, for being transferred in third party's account of described user by the resource of described predetermined quantity according to described redemption request from described trustship account;
Described destination server, for the treatment of described order;
Described third-party platform server, for after described destination server successfully processes described order, is transferred to the resource of described predetermined quantity in the account of described destination server from third party's account of described user.
13. systems according to claim 12, is characterized in that,
Described third-party platform server, applies to purchase request for what send described target item to described destination server;
Described destination server, generates initial order for applying to purchase request described in basis, and waits for deduction instruction to described third-party platform server feedback;
Described third-party platform server, for the resource of described predetermined quantity deduction after feeding back this operation to described third party's account, being waited for according to described described predetermined quantity is deducted in the deduction instruction intermediate account of resource to described third-party platform server from third party's account of described user to third party's account of described user in described trustship account server;
Described destination server, for after receiving described deduction success response, generates pending described order according to described initial order.
14. systems according to claim 13, is characterized in that,
Described third-party platform server, for after described destination server successfully processes described order, from described intermediate account by the resource transfers of described predetermined quantity to the account of described destination server.
15. systems according to claim 13 or 14, is characterized in that,
Described third-party platform server, also for after the described redemption request of transmission, be lock-out state by third party's account setup of described user, described lock-out state is for forbidding that the resource of described user to the described predetermined quantity in described third party's account operates;
Described third-party platform server, also for after the resource of deducting described predetermined quantity from third party's account of described user to described intermediate account, is released state to third party's account setup of described user.
16., according to claim 12 to 14 arbitrary described systems, is characterized in that,
Described third-party platform server, time also for being other trustship account server at described destination server, generates the trustship account of described user in other trustship account server described with other trustship account server described.
17. 1 kinds of resource transfers devices, is characterized in that, described device comprises:
The command reception that places an order module, for the lower single instrction that receiving terminal sends, described lower single instrction is used to indicate the Resource Exchange target item using the predetermined quantity of user in trustship account;
Redeem request sending module, the redemption request of the resource of described predetermined quantity is sent for the trustship account server corresponding to described trustship account, described account server is used for, after receiving described redemption request, being transferred in third party's account of described user by the resource of described predetermined quantity from described trustship account;
Article order generation module, for generating the order of described target item with destination server;
Predetermined resource transit module, for after described destination server successfully processes described order, is transferred to the resource of described predetermined quantity in the account of described destination server from third party's account of described user.
18. devices according to claim 17, is characterized in that, described article order generation module, comprising: apply to purchase request transmitting unit, deduct instruction reception unit, deduct instruction execution unit and deduct successful feedback unit;
Describedly apply to purchase request transmitting unit, apply to purchase request for what send described target item to described destination server, described destination server be used for according to described in apply to purchase after request generates initial order, wait for deduction instruction to third-party platform server feedback;
Described deduction instruction reception unit, for receiving the described wait deduction instruction of described destination server feedback;
Described deduction instruction execution unit, for the resource of described predetermined quantity deduction after feeding back this operation, being waited for according to described described predetermined quantity is deducted in the deduction instruction intermediate account of resource to described third-party platform server from third party's account of described user to third party's account of described user in described trustship account server;
The successful feedback unit of described deduction, for deducting success response to described destination server feedback, described destination server is used for after receiving described deduction success response, generates pending described order according to described initial order.
19. devices according to claim 18, is characterized in that,
Described deduction instruction execution unit, for after described destination server successfully processes described order, from described intermediate account by the resource transfers of described predetermined quantity to the account of described destination server.
20. devices according to claim 18 or 19, it is characterized in that, described device also comprises: account resource lock module and account resource unlocked state;
Described account resource lock module, for after the described redemption request of transmission, be lock-out state by third party's account setup of described user, described lock-out state is for forbidding that the resource of described user to the described predetermined quantity in described third party's account operates;
Described account resource unlocked state, after the resource of deducting described predetermined quantity from third party's account of described user to described intermediate account, is released state to third party's account setup of described user.
21. according to claim 17 to 19 arbitrary described devices, and it is characterized in that, described device, also comprises:
Trustship account generation module, during for being other trustship account server at described destination server, generates the trustship account of described user in other trustship account server described with other trustship account server described.
22. 1 kinds of resource transfers devices, is characterized in that, described device, comprising:
Candidate's account display module, for when user places an order to target item, shows at least one candidate's account;
Selecting operation receiver module, for receiving described user, the selection of the trustship account at least one candidate's account described being operated;
Place an order instruction sending module, for sending lower single instrction according to described selection operation to described third-party platform server, described lower single instrction is used to indicate the Resource Exchange target item that described third-party platform server uses the predetermined quantity of user in trustship account.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201410372793.XA CN104616138A (en) | 2014-07-31 | 2014-07-31 | Resource transferring method, system and device |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201410372793.XA CN104616138A (en) | 2014-07-31 | 2014-07-31 | Resource transferring method, system and device |
Publications (1)
Publication Number | Publication Date |
---|---|
CN104616138A true CN104616138A (en) | 2015-05-13 |
Family
ID=53150573
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN201410372793.XA Pending CN104616138A (en) | 2014-07-31 | 2014-07-31 | Resource transferring method, system and device |
Country Status (1)
Country | Link |
---|---|
CN (1) | CN104616138A (en) |
Cited By (15)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN105761140A (en) * | 2016-02-05 | 2016-07-13 | 腾讯科技(深圳)有限公司 | Resource exchange method, device and system |
CN106101179A (en) * | 2016-05-27 | 2016-11-09 | 腾讯科技(深圳)有限公司 | Method for processing resource, device and system |
CN106934604A (en) * | 2015-12-31 | 2017-07-07 | 腾讯科技(深圳)有限公司 | The treating method and apparatus of account resource |
CN106980987A (en) * | 2016-01-18 | 2017-07-25 | 李明悌 | Feedback system for walking and step counting |
CN107292688A (en) * | 2016-03-31 | 2017-10-24 | 阿里巴巴集团控股有限公司 | A kind of method for processing business and device |
CN107563734A (en) * | 2017-08-24 | 2018-01-09 | 维沃移动通信有限公司 | A kind of resource transfers method, relevant device and system |
CN107665453A (en) * | 2017-08-31 | 2018-02-06 | 北京三快在线科技有限公司 | A kind of processing method of virtual resource, device and server |
CN109285069A (en) * | 2017-07-19 | 2019-01-29 | 腾讯科技(深圳)有限公司 | Resource transfers method, apparatus and server |
CN109377373A (en) * | 2018-08-16 | 2019-02-22 | 中国平安人寿保险股份有限公司 | Method, apparatus, storage medium and the equipment that semi-enclosed financing reservation is redeemed |
CN109711992A (en) * | 2017-10-26 | 2019-05-03 | 财付通支付科技有限公司 | Resource transfers method, apparatus, system, electronic equipment and medium |
CN109802916A (en) * | 2017-11-16 | 2019-05-24 | 财付通支付科技有限公司 | Resource transfers method, system, server and computer readable storage medium |
CN110009320A (en) * | 2018-01-04 | 2019-07-12 | 财付通支付科技有限公司 | Resource conversion method, device, system, storage medium and computer equipment |
CN110502094A (en) * | 2019-07-01 | 2019-11-26 | 维沃移动通信有限公司 | Resource transfers method and terminal |
CN110533543A (en) * | 2019-08-29 | 2019-12-03 | 上海艾融软件股份有限公司 | Terminate resource value-added product, the value-added method and device of monetary fund |
CN110766553A (en) * | 2019-09-29 | 2020-02-07 | 腾讯科技(深圳)有限公司 | Resource transfer method, device, system, electronic equipment and medium |
Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101216922A (en) * | 2007-12-28 | 2008-07-09 | 中国工商银行股份有限公司 | A system and method for real time ultra-short term financing |
CN103164790A (en) * | 2011-12-09 | 2013-06-19 | 腾讯科技(深圳)有限公司 | Internet payment system and data processing method thereof |
-
2014
- 2014-07-31 CN CN201410372793.XA patent/CN104616138A/en active Pending
Patent Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101216922A (en) * | 2007-12-28 | 2008-07-09 | 中国工商银行股份有限公司 | A system and method for real time ultra-short term financing |
CN103164790A (en) * | 2011-12-09 | 2013-06-19 | 腾讯科技(深圳)有限公司 | Internet payment system and data processing method thereof |
Cited By (22)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106934604A (en) * | 2015-12-31 | 2017-07-07 | 腾讯科技(深圳)有限公司 | The treating method and apparatus of account resource |
CN106980987A (en) * | 2016-01-18 | 2017-07-25 | 李明悌 | Feedback system for walking and step counting |
CN105761140A (en) * | 2016-02-05 | 2016-07-13 | 腾讯科技(深圳)有限公司 | Resource exchange method, device and system |
CN107292688A (en) * | 2016-03-31 | 2017-10-24 | 阿里巴巴集团控股有限公司 | A kind of method for processing business and device |
CN106101179A (en) * | 2016-05-27 | 2016-11-09 | 腾讯科技(深圳)有限公司 | Method for processing resource, device and system |
CN106101179B (en) * | 2016-05-27 | 2020-02-18 | 腾讯科技(深圳)有限公司 | Resource processing method, device and system |
CN109285069A (en) * | 2017-07-19 | 2019-01-29 | 腾讯科技(深圳)有限公司 | Resource transfers method, apparatus and server |
CN107563734A (en) * | 2017-08-24 | 2018-01-09 | 维沃移动通信有限公司 | A kind of resource transfers method, relevant device and system |
CN107665453A (en) * | 2017-08-31 | 2018-02-06 | 北京三快在线科技有限公司 | A kind of processing method of virtual resource, device and server |
CN109711992A (en) * | 2017-10-26 | 2019-05-03 | 财付通支付科技有限公司 | Resource transfers method, apparatus, system, electronic equipment and medium |
CN109711992B (en) * | 2017-10-26 | 2023-03-14 | 财付通支付科技有限公司 | Resource transfer method, device, system, electronic device and medium |
CN109802916A (en) * | 2017-11-16 | 2019-05-24 | 财付通支付科技有限公司 | Resource transfers method, system, server and computer readable storage medium |
CN109802916B (en) * | 2017-11-16 | 2022-04-15 | 财付通支付科技有限公司 | Resource transfer method, system, server and computer readable storage medium |
CN110009320A (en) * | 2018-01-04 | 2019-07-12 | 财付通支付科技有限公司 | Resource conversion method, device, system, storage medium and computer equipment |
CN110009320B (en) * | 2018-01-04 | 2024-04-16 | 财付通支付科技有限公司 | Resource conversion method, device, system, storage medium and computer equipment |
CN109377373A (en) * | 2018-08-16 | 2019-02-22 | 中国平安人寿保险股份有限公司 | Method, apparatus, storage medium and the equipment that semi-enclosed financing reservation is redeemed |
CN110502094A (en) * | 2019-07-01 | 2019-11-26 | 维沃移动通信有限公司 | Resource transfers method and terminal |
CN110502094B (en) * | 2019-07-01 | 2023-04-11 | 维沃移动通信有限公司 | Resource transfer method and terminal |
CN110533543A (en) * | 2019-08-29 | 2019-12-03 | 上海艾融软件股份有限公司 | Terminate resource value-added product, the value-added method and device of monetary fund |
CN110533543B (en) * | 2019-08-29 | 2022-04-05 | 上海艾融软件股份有限公司 | Method and device for terminating value-added products and currency fund |
CN110766553A (en) * | 2019-09-29 | 2020-02-07 | 腾讯科技(深圳)有限公司 | Resource transfer method, device, system, electronic equipment and medium |
CN110766553B (en) * | 2019-09-29 | 2024-04-16 | 腾讯科技(深圳)有限公司 | Resource transfer method, device, system, electronic equipment and medium |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
CN104616138A (en) | Resource transferring method, system and device | |
CN104915241B (en) | A kind of virtual machine (vm) migration control method and device | |
CN104601207B (en) | A kind of data transmission method, user terminal and system | |
US10762542B2 (en) | Item transfer apparatus, system and method | |
CN104618217B (en) | Share method, terminal, server and the system of resource | |
CN104618440A (en) | Intelligent equipment control method and device | |
CN104572299A (en) | resource transfer method and device | |
CN105278937A (en) | Method and device for displaying pop-up box messages | |
US9978028B2 (en) | Methods, apparatus, and communication systems for user management | |
CN104780193A (en) | Method, device and system for pushing information | |
CN104392350A (en) | Virtual resource data processing method, device and system | |
CN108984064A (en) | Multi-screen display method, device, storage medium and electronic equipment | |
CN104123686A (en) | Method, equipment and system for handling business | |
CN104901991A (en) | Methods, devices and system for transferring virtual resource | |
CN104571787A (en) | Message display method and communication terminal | |
CN103716331A (en) | Method, terminal, server and system for numerical value transfer | |
CN104657203A (en) | Task execution method, device and system | |
CN105471704A (en) | Multi-user conversation realization method, device and system | |
CN109146446A (en) | A kind of virtual objects distribution method, apparatus and system | |
CN105302452A (en) | Gesture interaction-based operation method and device | |
CN104424211A (en) | Microblog-based service data release method, device and system | |
CN103179026A (en) | Communication method and system in user interactive system, server and client | |
CN104616143A (en) | Virtual bill transfer method and device in social application | |
CN105302804A (en) | Service bill display method, terminal, and server | |
CN104780234B (en) | IP attribution inquiry method, apparatus and system |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
C06 | Publication | ||
PB01 | Publication | ||
C10 | Entry into substantive examination | ||
SE01 | Entry into force of request for substantive examination | ||
RJ01 | Rejection of invention patent application after publication | ||
RJ01 | Rejection of invention patent application after publication |
Application publication date: 20150513 |