CN109285069A - Resource transfers method, apparatus and server - Google Patents

Resource transfers method, apparatus and server Download PDF

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Publication number
CN109285069A
CN109285069A CN201710591695.9A CN201710591695A CN109285069A CN 109285069 A CN109285069 A CN 109285069A CN 201710591695 A CN201710591695 A CN 201710591695A CN 109285069 A CN109285069 A CN 109285069A
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resource
record
item
conversion
resources
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CN109285069B (en
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王寸涛
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Tencent Technology Shenzhen Co Ltd
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Tencent Technology Shenzhen Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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Abstract

The invention discloses a kind of resource transfers method, apparatus and servers, belong to Internet technical field.This method comprises: obtaining at least one resource conversion record, the resource conversion record includes source material item, target resource item and number of resources quantifier；It obtains at least one resource and is transferred to record, it includes the target resource item and the number of resources quantifier that the resource, which is transferred to record,；Obtain the target resource item be first resource resource conversion record in number of resources quantifier and value, as first resource total amount, and obtain the target resource item be the first resource resource be transferred to record in number of resources quantifier and value, as Secondary resource total amount；When the first resource total amount is equal with the Secondary resource total amount, the default resource of the first resource total amount is transferred to supplier's account of the first resource from intermediate account.The invention avoids the resource quantities of supplier's account transfer from intermediate account to first resource mistake occurs, improves accuracy.

Description

Resource transfers method, apparatus and server
Technical field
The present invention relates to Internet technical field, in particular to a kind of resource transfers method, apparatus and server.
Background technique
With the popularity of the internet with economic rapid development, network, which is managed money matters, gradually to be risen, a plurality of types of virtual resources Also occur in succession, such as virtual insurance, phantom stock plan, virtual fund.User can buy resource by internet whenever and wherever possible Or the source material bought is converted to equivalent target resource.To original when wherein buying source material due to user The supplier of beginning resource displaced a certain number of default resources, therefore need to preset this resource from original in tts resource The supplier of resource is transferred to the supplier of target resource.
For Secondary resource is converted to first resource, user will be purchased using the default resource of the first specified resource quantity When buying Secondary resource, server is according to Secondary resource and the current conversion scale of default resource, the determining and first specified resource The quantity of the Secondary resource of the default resource equivalence of quantity turns the default resource of the first specified resource quantity from user account Supplier's account of Secondary resource is moved on to, and equivalent Secondary resource is added in user account.Later, when user will use When Secondary resource in the account of family is converted to first resource, server is according to Secondary resource and the current substitution ratio of default resource Example, the determining quantity with the default resource of the Secondary resource equivalence in user account, the as second specified resource quantity, and according to Default resource and the current conversion scale of first resource, determining first with the default resource equivalence of the second specified resource quantity The quantity of resource, so that the Secondary resource in user account be converted to equivalent first resource, and generating includes source material The resource of item and number of resources quantifier produces record, and source material item therein is Secondary resource, and number of resources quantifier is second finger Determine resource quantity, also generates the resource including target resource item and number of resources quantifier and be transferred to record, target resource item therein is First resource, number of resources quantifier are the second specified resource quantity.Later server can be produced according to resource record by this second The default resource of specified resource quantity is transferred to intermediate account from supplier's account of Secondary resource, and note can be also transferred to according to resource The default resource of the second specified resource quantity is transferred to supplier's account of first resource by record from intermediate account, to complete Resource transfers.
During realizing the embodiment of the present invention, inventor find above-mentioned technology the prior art has at least the following problems:
It is possible that some abnormal conditions, the resource as server generates are transferred to record in actual resource conversion process In number of resources quantifier mistake perhaps server misses that a certain resource is transferred to record or server generates one more Duplicate resource is transferred to record etc., these abnormal conditions will lead to the transfer of supplier's account from intermediate account to first resource There is mistake in resource quantity.
Summary of the invention
In order to solve the problems, such as the relevant technologies, the embodiment of the invention provides a kind of resource transfers method, apparatus and services Device.The technical solution is as follows:
On the one hand, a kind of resource transfers method is provided, which comprises
Obtain at least one resource conversion record, resource conversion record include source material item, target resource item and Number of resources quantifier, for record the source material produced, the target resource item is transferred to the source material item for recording Target resource, the number of resources quantifier are used to record current equivalent with the source material and pre- with the target resource equivalence If the corresponding resource quantity of resource；
It obtains at least one resource and is transferred to record, it includes the target resource item and the resource that the resource, which is transferred to record, Quantity item；
Obtain the target resource item be first resource resource conversion record in number of resources quantifier and value, as first Total resources, and obtain the target resource item be the first resource resource be transferred to record in number of resources quantifier and value, As Secondary resource total amount；
When the first resource total amount is equal with the Secondary resource total amount, by the default money of the first resource total amount Source is transferred to supplier's account of the first resource from intermediate account, and the intermediate account is for storing from the source material The default resource of the corresponding supplier's account transfer of item.
On the other hand, a kind of resource transfers device is provided, described device includes:
Conversion record obtains module, and for obtaining at least one resource conversion record, the resource conversion record includes original Beginning resource items, target resource item and number of resources quantifier, the source material item is for recording the source material produced, the target Resource items for record the target resource being transferred to, the number of resources quantifier for record it is current with the source material equivalence and with The corresponding resource quantity of default resource of the target resource equivalence；
It is transferred to record and obtains module, be transferred to record for obtaining at least one resource, it includes institute that the resource, which is transferred to record, State target resource item and the number of resources quantifier；
Total amount obtains module, for obtaining resource quantity in the resource conversion record that the target resource item is first resource And value, as first resource total amount, and obtain the target resource item be the first resource resource be transferred in record Number of resources quantifier and value, as Secondary resource total amount；
Resource transfers module, for when the first resource total amount is equal with the Secondary resource total amount, by described the The default resource of one total resources is transferred to supplier's account of the first resource from intermediate account, and the intermediate account is used for Store the default resource shifted from the corresponding supplier's account of the source material item.
On the other hand, a kind of server for resource transfers is provided, the server includes processor and memory, At least one instruction is stored in the memory, described instruction is loaded by the processor and executed to realize such as above-mentioned money Source transfer method.
On the other hand, a kind of computer readable storage medium is provided, at least one finger is stored in the storage medium It enables, described instruction is loaded by processor and executed to realize such as operation performed in above-mentioned resource transfers method.
Technical solution provided in an embodiment of the present invention has the benefit that
Method, apparatus provided in an embodiment of the present invention and server are being the resource of first resource according to target resource item It converts the determining total resources of record and is transferred to the determining total resources of record with according to target resource item into the resource of first resource When equal, determination does not occur abnormal conditions, then shifts the total resources from intermediate account to supplier's account of first resource There is mistake, improve in default resource, the resource quantity for avoiding supplier's account transfer from intermediate account to first resource Accuracy.
Detailed description of the invention
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for For those of ordinary skill in the art, without creative efforts, it can also be obtained according to these attached drawings other Attached drawing.
Figure 1A is a kind of schematic diagram of implementation environment provided in an embodiment of the present invention；
Figure 1B is a kind of schematic diagram of implementation environment provided in an embodiment of the present invention；
Fig. 2A is a kind of flow chart of resource conversion method provided in an embodiment of the present invention；
Fig. 2 B is a kind of schematic diagram of resource displayed page provided in an embodiment of the present invention；
Fig. 2 C is a kind of schematic diagram of resource flow provided in an embodiment of the present invention；
Fig. 2 D is a kind of schematic diagram of tts resource provided in an embodiment of the present invention；
Fig. 3 A is a kind of flow chart of resource transfers method provided in an embodiment of the present invention；
Fig. 3 B is a kind of schematic diagram of resource flow provided in an embodiment of the present invention；
Fig. 3 C is a kind of schematic diagram of authentication policy provided in an embodiment of the present invention；
Fig. 4 A is a kind of flow chart of resource transfers method provided in an embodiment of the present invention；
Fig. 4 B is a kind of schematic diagram of authentication policy provided in an embodiment of the present invention；
Fig. 4 C is a kind of schematic diagram for checking process provided in an embodiment of the present invention；
Fig. 5 is a kind of structural schematic diagram of resource transfers device provided in an embodiment of the present invention；
Fig. 6 is a kind of structural schematic diagram of server provided in an embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are some of the embodiments of the present invention, instead of all the embodiments.Based on this hair Embodiment in bright, every other implementation obtained by those of ordinary skill in the art without making creative efforts Example, shall fall within the protection scope of the present invention.
Before the embodiment of the present invention is described in detail, first to the present embodiments relate to concept carry out it is as follows It explains:
1, virtual resource: the resource provided on the internet by suppliers such as bank, financial companies has certain valence Value, can exchange the actual resource that can be applied in real life.
For example, the virtual resource may include ideal money, virtual gold, phantom stock plan, virtual fund, virtual bond, Virtual present, virtual pet, virtual equipment etc., corresponding actual resource may include currency, gold, stock, fund, bond, Present, pet and equipment etc..
It is directed to different types of resource, it, can be using one of resource as pre- in order to uniformly measure the standard of value If resource, the value of other types resource is indicated using the quantity of default resource.Also, the value of resource is with real life In many factors and change, can increase or decrease, correspondingly, the quantity of the corresponding default resource of the resource also with Increase or decrease.For example, being indicated using the quantity of the ideal money virtual using a kind of ideal money as default resource The value of fund, when virtual Fund increment, the quantity of the corresponding ideal money of virtual fund increases therewith.
In a kind of possible implementation, reality can be comprehensively considered by bank, financial company or third party financial institution etc. Many factors in the life of border issue the current conversion scale of any two resources, can will be a certain number of according to the conversion scale Convert to a kind of value such as resource another resource of another quantity.So, when the conversion scale of a certain resource and default resource The quantity of the corresponding default resource of the resource is consequently increased (or reduction) when increasing and (perhaps reducing).
2, source material resource conversion record: is converted to the record of target resource, including source material item, target resource Item and number of resources quantifier；
Resource produces record: producing the record of source material, including source material item and number of resources quantifier；
Resource is transferred to record: being transferred to the record of target resource, including target resource item and number of resources quantifier.
Wherein, the source material that user produces, the mesh that record user is transferred in target resource item are recorded in source material item It marks resource, the quantity of the default resource for the source material equivalence that record is produced with user in number of resources quantifier, or record and uses The quantity of the default resource for the target resource equivalence that family is transferred to.
3, it intermediate account: transfers accounts in the resource between supplier's account of source material and supplier's account of target resource Family can be transferred to intermediate account from supplier's account of source material with the default resource of the resource equivalence to be converted, then therefrom Between account be transferred to supplier's account of target resource.Intermediate account, which belongs to server, to be owned, and the resource being related to is transferred to process Process is produced with resource to be executed by server.
Figure 1A is a kind of schematic diagram of implementation environment provided in an embodiment of the present invention, which includes: user terminal 101 and server 102, network connection can be passed through between user terminal 101 and server 102.
User terminal 101 can be mobile phone, computer, tablet computer etc..Server 102 can be bank server, friendship Easy Platform Server, financial server etc., can be a server, or the server set consisted of several servers Group or a cloud computing service center.
Server 102 has the function of managing multiple resources, and can issue a plurality of types of resources, these resources can be by Multiple suppliers provide.Server 102 can also safeguard the resource account of user and supplier, store in management resource account Resource, the resource account can be bank account, online account etc..
User terminal 101 is based on user identifier login service device 102, and the user identifier is for determining unique corresponding use Family can be user's pet name, user account or telephone number etc..User terminal 101 can use one by server 102 The equivalent other kinds of resource of the default resource purchase of fixed number amount, or the resource bought is converted to other equivalent classes The resource of type, or the resource bought is converted to equivalent default resource.
Wherein, user terminal 101 can install the associated Internet application of server 102, pass through Internet application and clothes Business device 102 interacts.The Internet application can be applied for the application of concrete management resource, Web bank or may be Social application etc. with resource management function.
In a kind of possible implementation, referring to Figure 1B, which can also include supplier's terminal 103, provide Network connection can be passed through between person's terminal 103 and server 102.
Supplier's terminal 103 is based on supplier and identifies login service device 102, and supplier mark is unique corresponding for determining Supplier, can be financial company code, Bank Name etc..Supplier's terminal 103 can be distributed in server 102 Few a type of resource, buys for user, then by server 102, user terminal 101 and supplier's terminal 103 can be real Existing resource transaction.
The embodiment of the present invention can be applied under the scene of financial management in the Internet, and server provides a kind of resource transaction platform, It trades for the supplier and user of resource.User can buy multiple resources, but also the resource that can will have been bought Other resources are converted to, the fund A bought are such as converted into fund B, or the gold bought is converted into stock. And server can carry out resource transfers processing for processes such as purchase resource, tts resources.
Fig. 2A is a kind of flow chart of resource conversion method provided in an embodiment of the present invention.The inventive embodiments are to by second The process that resource is converted to first resource is illustrated, and executing subject is terminal and server, referring to fig. 2 A, this method comprises:
201, terminal to server sends resource and is transferred to instruction, resource be transferred to the user identifier that instruction includes terminal login, Secondary resource to be transferred to and specified resource quantity.
The Secondary resource can be the resource of any kind type, and the subsequent first resource to be converted can be and Secondary resource Different types of resource, if the Secondary resource is fund, which is currency or first resource may be and second The identical another resource of resource type, if the Secondary resource is fund A, which is fund B.The specified resource quantity is The quantity of default resource, specifies resource quantity that can indicate the current value of Secondary resource to be transferred to using this, the specified money The value of the bigger expression of the source quantity Secondary resource to be transferred to is bigger.
The resource, which is transferred to instruct to be used to indicate using the default resource of specified resource quantity, exchanges Secondary resource, Ke Yiyou User triggers at the terminal.B referring to fig. 2, terminal show resource displayed page, may include a variety of moneys in the resource displayed page Source indicates that user wants when user therefrom selects " gold ", inputs resource quantity " 300 yuan " and clicks " confirmation purchase " button The gold that 300 yuan of make purchases worth more, then terminal to server sends resource and is transferred to instruction, and it includes user identifier which, which is transferred to instruction, " user 1 " and 300 yuan of gold.
202, server receives resource and is transferred to instruction, by the default resource of specified resource quantity from the corresponding use of user identifier Family account is transferred to supplier's account of Secondary resource, and the Secondary resource of the default resource equivalence of resource quantity will be specified with this It is transferred in user account from supplier's account of Secondary resource.
In the embodiment of the present invention, server can create corresponding user account for the user identifier, in user account Storage resources, the resource can be granted by buying, using the conversion of other kinds of resource, good friend, be shifted from other accounts Equal various ways obtain.And the user account may include multiple sub- accounts, store different type in multiple sub- accounts respectively Resource, such as user account may include cash account, gold account, stock account, fund account.
Server can also identify for each supplier and create corresponding supplier's account, store in supplier's account The resource of supplier's publication, and store the default resource that supplier is transferred to when user buys the resource of supplier's publication.This is mentioned Donor account also may include multiple sub- accounts, different types of resource be stored in multiple sub- accounts respectively, such as supplier's account Family may include cash account, gold account, stock account, fund account etc..
When server, which receives the resource, is transferred to instruction, the default resource that expression user will pay specified resource quantity is come The Secondary resource of purchase and these default resource equivalence needs server to shift according to different directions at this time and presets resource and the The default resource of specified resource quantity is transferred to supplier's account of Secondary resource from user account, will referred to this by two resources The Secondary resource for determining the default resource equivalence of resource quantity is transferred in user account from supplier's account of Secondary resource.
Wherein, server can first shift default resource and retransfer Secondary resource, alternatively, Secondary resource can also be shifted first Retransfer default resource.
Alternatively, server can also using intermediate account as preset resource intermediate account, by the way of asynchronous into Row resource transfers.I.e. server is first transferred in intermediate account from by the default resource of the specified resource quantity from user account, Equivalent Secondary resource is transferred in user account from supplier's account of Secondary resource again.Server generates a money at this time Source is transferred to record, and it includes target resource item and number of resources quantifier which, which is transferred to record, and target resource item is used to record to be transferred to Target resource, number of resources quantifier is for recording currently resource quantity corresponding with the default resource of target resource equivalence, therefore this It is Secondary resource that the resource of secondary generation, which is transferred to target resource item in record, and number of resources quantifier is the specified resource quantity.Later, it takes When business device is transferred to record progress resource transfers processing to the resource, the default resource of resource quantity is specified to turn from intermediate account this It moves on in supplier's account of Secondary resource.The schematic diagram of resource flow can be as shown in Figure 2 C in the treatment process, each user The resource that account produces is transferred in corresponding supplier's account by intermediate account.
In addition, it can also include record identification that the resource, which is transferred in record, in addition to target resource item and number of resources quantifier Item, user identifier item, resource are transferred to time term and status items.To be transferred to record unique right for recording the resource for the record identification entry The record identification answered, such as record number, the user identifier item turn for recording the user identifier that be transferred to target resource, resource Angle of incidence item is transferred to the time for recording resource, can be to receive the resource and be transferred to the time of instruction or generate the resource to turn Enter the time etc. of record, which is transferred to for recording the resource and records current state, such as Pending The Entry Into Force, come into force it is untreated Or it is processed etc., the target resource that wherein Pending The Entry Into Force refers to that the resource is transferred in record has been transferred in user account, but The default resource for needing to produce from user account is not transferred in intermediate account also；It has come into force and untreated has referred to that the resource is transferred to note Target resource in record has been transferred in user account, and the default resource produced from user account is needed also to be transferred into In intermediate account, but it is not transferred to supplier's account of target resource from intermediate account also；It is processed to refer to that the resource is transferred to note Target resource in record has been transferred in user account, and corresponding default resource has also passed through intermediate account from user account It is transferred in supplier's account of target resource, the resource transfers process which is transferred to record has handled completion.
Based on the citing of above-mentioned steps 201, when server receives above-mentioned resource and is transferred to instruction, added into user account The gold of 300 yuan of value, and 300 yuan are deducted from user account, it is added in intermediate account, generates money as shown in table 1 below Source is transferred to record, and it is untreated to have come into force to be transferred to the state of record for resource at this time.It is subsequent that record is transferred to according to the resource, then therefrom Between 300 yuan are deducted in account, be added in supplier's account of gold, it is to have located that resource, which is transferred to the status modifier of record, at this time Reason.
Table 1
203, terminal to server sends resource conversion instruction, which includes user identifier, to be produced Secondary resource, first resource to be transferred to and the specified resource quantity.
The resource conversion instruction is used to indicate the Secondary resource that will have been bought and is converted to equivalent first resource, Ke Yiyou User triggers at the terminal.
D referring to fig. 2, terminal show the resource account page, include the Secondary resource bought in the resource account page " gold ", corresponding specified resource quantity " 300 yuan " and conversion options, when the user clicks when conversion options, terminal display money Source displayed page shows other resources in addition to the Secondary resource, when user therefrom selects " fund in resource displayed page A " and while clicking " confirmation conversion " button indicates that 300 yuan of gold is converted to the fund A of 300 yuan of value by user, then terminal Resource conversion instruction is sent to server, which includes user identifier " user 1 ", gold, fund A and 300 yuan.
204, server receives resource conversion instruction, is turned the Secondary resource in user account according to the resource conversion instruction It is changed to equivalent first resource.
205, server generation source material item is Secondary resource, target resource item is first resource, number of resources quantifier is The resource of specified resource quantity converts record, and generation target resource item is first resource, number of resources quantifier is specified resource quantity Resource be transferred to record, and generate the resource that source material item is Secondary resource, number of resources quantifier is specified resource quantity and produce Record.
The above-mentioned Secondary resource by user account is converted to the process of equivalent first resource, is effectively equivalent to user It is transferred to first resource again after producing Secondary resource, and the first resource specified resource quantity corresponding with the Secondary resource is equal. Therefore when server is converted, the Secondary resource in user account is actually returned to the supplier of the Secondary resource, And the first resource is got from the supplier of the first resource, it is added in user account.
Since the supplier of Secondary resource has recycled Secondary resource, and the supplier of first resource has produced first resource, Therefore it also needs default resource the mentioning from Secondary resource of the first resource specified resource quantity corresponding with the Secondary resource Donor account is transferred to supplier's account of first resource.For the ease of carrying out the resource transfers processing, server generates resource Conversion record, resource is transferred to record and resource produces record, the foundation as following resource transfer processing process.
Wherein, resource conversion record includes source material item, target resource item and number of resources quantifier, and source material item is used for Record the source material that produces, i.e., upper resource of conversion process, target resource item turn for recording the target resource being transferred to Player whose turn comes next's resource of process is changed, number of resources quantifier is used to record the currently default money equivalent and with target resource equivalence with source material The corresponding resource quantity in source.
In addition, can also include record identification in resource conversion record in addition to target resource item and number of resources quantifier Item, user identifier item, resource conversion time item and status items.The record identification entry is unique right for recording resource conversion record The record identification answered, such as record number, the user identifier item turn for recording the user identifier that carry out resource conversion, resource Time term is changed for recording resource conversion time, can be to receive the time of the resource conversion instruction or generate the resource to turn Change the time etc. of record, the status items for record the resource conversion record current state, such as Pending The Entry Into Force, come into force it is untreated Or it is processed etc., wherein Pending The Entry Into Force refers to that the source material in resource conversion record is not converted also with target resource, The untreated source material for referring to that the resource is converted in record that come into force has been converted with target resource, but is needed from original The default resource that supplier's account of resource produces is not transferred in intermediate account also, or is not transferred to mentioning for target resource also It is processed to refer to that the source material in resource conversion record has been converted with target resource in donor account, it is corresponding Default resource also from supplier's account that supplier's account of source material is transferred to target resource by intermediate account, The resource transfers process of resource conversion record has handled completion.
Based on the citing of above-mentioned steps 201-203, when server receives resource conversion instruction, by the Huang in user account Gold is converted to fund A, and generates resource conversion record as shown in table 2 below, and the state of the record of resource conversion at this time is to have come into force It is untreated.
Table 2
Wherein, resource be transferred to record include target resource item and number of resources quantifier, in addition it can include record identification entry, User identifier item, resource are transferred to time term and status items.Server can be transferred to record mentioning to target resource according to the resource The resource can also be transferred to the supplier that record is supplied to target resource, so as to target resource by donor account transferring resource The resource is transferred to record and checked with the resource quantity being actually transferred to by supplier.
Wherein, resource produce record include source material item and number of resources quantifier, in addition it can include record identification entry, User identifier item, resource produce time term and status items.Server can produce record mentioning from source material according to the resource The resource can also be produced the supplier that record is supplied to source material, so as to source material by donor account transferring resource The resource is produced record and checked with the resource quantity actually produced by supplier.
In practical application, server can first generate source material item be Secondary resource, target resource item be first resource, Number of resources quantifier is after the resource conversion of specified resource quantity records, to be converted and recorded according to generated resource, generate target The resource that resource items are first resource, number of resources quantifier is specified resource quantity is transferred to record and source material item is the second money Source, number of resources quantifier are that the resource of specified resource quantity produces record.
Method provided in an embodiment of the present invention, generated when carrying out resource conversion mutual corresponding resource conversion record, Resource is transferred to record and resource produces record, convenient for first resource conversion being recorded and being provided before subsequent progress resource transfers processing Source is transferred to record and is compared, or resource conversion record is produced record with resource and is compared, it is therefore prevented that the resource of transfer There is the situation of mistake in quantity, improves accuracy.
In the embodiment shown in above-mentioned Fig. 2A, server has carried out resource according to the resource conversion instruction received and has turned Change, and also generate resource conversion record, resource is transferred to record and resource produces record.In practical applications, the server Can receive at least one resource conversion instruction, then the method provided using above-mentioned Fig. 2A illustrated embodiment, can be generated to Few resource conversion record, at least one resource are transferred to record and at least one resource produces record, and subsequent server can be with Resource transfers processing is carried out according to the record of generation, including from supplier's account of Secondary resource to intermediate account transferring resource, And from intermediate account to supplier's account transferring resource of first resource, shown in detailed process Fig. 3 A as described below and Fig. 4 A Embodiment.
Fig. 3 A is a kind of flow chart of resource transfers method provided in an embodiment of the present invention.The inventive embodiments are to providing Source is illustrated when converting from the process of supplier's account transferring resource of source material, and executing subject is server, referring to figure 3A, this method comprises:
301, it obtains at least one resource conversion record and at least one resource produces record.
By embodiment shown in above-mentioned Fig. 2A, server generates resource conversion record and corresponding resource produces record Afterwards, it needs to be converted according to the resource and record, from supplier's account of source material presetting to intermediate account transfer corresponding number These are preset resource transfers into supplier's account of target resource again so as to subsequent by resource, and the schematic diagram of resource flow can be with As shown in Figure 3B.
In order to simplify resource transfers treatment process, the available also untreated at least one resource conversion record of server Record is produced with corresponding at least one resource, resource transfers processing is uniformly carried out after summarizing.
In view of at least one resource conversion record should produce record at least one resource under normal circumstances Matching, i.e., a resource conversion record produces the source material item in recording with a resource and number of resources quantifier is identical.However, Many abnormal conditions are had in practical applications, such as certain resource conversion record loses, need to shift resource quantity mistake, original Supplier's account mistake or supplier's account mistake of target resource of resource etc., under these abnormal conditions, if direct basis Resource conversion record goes out according to the quantity that resource produces the default resource that record progress resource transfers processing will lead to transfer Existing mistake.
In the embodiment of the present invention, in order to avoid the problem of mistake occurs in above-mentioned quantity, server can first carry out following steps Rapid 302, record is converted at least one resource and at least one resource produces record and verifies, again when being verified Carry out resource transfers processing.
302, obtain source material item be Secondary resource resource conversion record in number of resources quantifier and value, as the 5th Total resources, and obtain source material item be Secondary resource resource produce record in number of resources quantifier and value, as the 6th Total resources.
303, judge whether the 5th total resources and the 6th total resources are equal, if so, step 304 is executed, if not, Execute step 305.
Be directed to any resource, under normal circumstances, source material item be the resource resource conversion record should with it is original Resource items are that the resource of the resource produces record matching, and the resource conversion record and resource that are mutually matched produce the resource in record Quantity item should be identical, then source material item be the resource all resources conversion record in number of resources quantifier and value should With source material item be the resource all resources produce record in number of resources quantifier and value.
In view of These characteristics, the embodiment of the present invention is by taking source material is Secondary resource as an example, when being verified, service The available source material item of device be Secondary resource resource conversion record in number of resources quantifier and value, it is total as the 5th resource Amount, the 5th total resources are that should be transferred to centre from supplier's account of Secondary resource according to resource conversion record determination The quantity of the default resource of account.And server also obtains the resource that source material item is Secondary resource and produces number of resources in record Quantifier and value, as the 6th total resources, the 6th total resources be according to resource produce record it is determining should be from second Supplier's account of resource is transferred to the quantity of the default resource of intermediate account, to judge the 5th total resources and the 6th resource Whether total amount is equal.The authentication policy can be as shown in Figure 3 C, by taking Secondary resource is fund A as an example, produces record according to resource The total resources that supplier's account of determining fund A should produce, which should be equal to, converts the determining fund A's of record according to resource The total resources that supplier's account should be shifted to supplier's account of other resources.
When the 5th total resources is equal with the 6th total resources, the resource according to source material item for Secondary resource is indicated It converts the determining resource quantity of record and produces the determining resource quantity of record with according to source material item into the resource of Secondary resource It is identical, it may be considered that the resource conversion record that source material item is Secondary resource produces record matching with resource, do not occur Abnormal conditions are verified at this time.
When the 5th total resources and unequal the 6th total resources, the money according to source material item for Secondary resource is indicated It converts the determining resource quantity of record and produces the determining number of resources of record with according to source material item into the resource of Secondary resource in source Amount is different, it may be considered that the resource conversion record that source material item is Secondary resource produces record with resource and mismatches, occurs Abnormal conditions, verify do not pass through at this time.
In a kind of possible implementation, resource conversion record further includes resource conversion time item, resource conversion time item For recording resource conversion time, resource conversion time can receive the time of resource conversion instruction with server to indicate, Can also be indicated with the time that server carries out resource conversion, or can also be generated with server resource conversion record when Between indicate；It further includes that resource produces time term that resource, which produces record, and resource produces time term and produces the time for recording resource, Resource, which produces the time, can receive the time of resource conversion instruction with server to indicate, can also carry out resource with server The time of conversion indicates, or can also generate resource with server and produce the time of record to indicate.Wherein, for phase The resource conversion record and resource matched produce record, and the resource conversion time and resource in resource conversion record produce in record It can be the identical time that resource, which produces the time,.
Server can determine the division time of each resource, with two periods for dividing the time to distinguish adjacent, then It can be using the previous period of current slot as currently carrying out resource transfers processing according to the determining division time Period, and record is produced to the resource conversion record and resource that generate in the processing period and carries out resource transfers processing.
For example, the division time of fund A, fund B and fund C are as shown in table 3 below, the division time of fund A is 24:00, It indicates to turn the record progress resource of fund A in 00:00:00-T-1 days T-1 days this period of 23:59:59 on date T day Shifting processing；The division time of fund B and fund C is 15:00, and expression will be to T-2 days 15:00:00-T-1 days 14 on date T day: The record of fund B and fund C carry out resource transfers processing in this period of 59:59.
Table 3
Fund name Divide the time
Fund A 24:00
Fund B 15:00
Fund C 15:00
If in view of source material the division time difference for dividing time and target resource when, will lead to current time The processing period of the corresponding source material of point is different from the processing period of target resource, even when producing note in resource It is handled when to source material progress resource transfers processing in the case that record, resource are transferred to record and resource conversion record matching Resource produce record be transferred to handled resource when carrying out resource transfers processing to target resource record it is also not exactly the same, The resource quantity to be shifted is not also identical, this will lead to the default money that intermediate account is transferred to from supplier's account of source material The quantity in source and the quantity of the default resource for supplier's account that target resource is transferred to from intermediate account are unequal.
In order to avoid this kind of situation, server can be converted from least one resource and be recorded when being verified In, determine that source material item is the processing period that Secondary resource and resource conversion time item belong to corresponding target resource item Resource conversion record, obtain number of resources quantifier in determining resource conversion record and value, as the 5th total resources.And to A few resource produces in record, determines that source material item is the place that Secondary resource and resource conversion time item belong to Secondary resource Manage the period resource convert record, obtain determining resource produce record in number of resources quantifier and value, as the 6th resource Total amount judges whether the 5th total resources and the 6th total resources are equal.
When the 5th total resources is equal with the 6th total resources, indicate according to the processing period in corresponding target resource Interior source material item is that the resource conversion of Secondary resource records determining resource quantity and according in the processing of the Secondary resource Between in section source material item be that produce the determining resource quantity of record identical for the resource of Secondary resource, it may be considered that source material Item is that the resource conversion record of Secondary resource produces record matching with resource, is verified at this time.
And when the 5th total resources and unequal the 6th total resources, it indicates according in the processing of corresponding target resource Between in section source material item be Secondary resource the determining resource quantity of resource conversion record with according at the place of the Secondary resource Source material item is that the resource of Secondary resource produces the determining resource quantity difference of record in the reason period, it may be considered that original Resource items are that the resource conversion record of Secondary resource and resource produce record and mismatch, and verify do not pass through at this time.
304, the default resource of the 5th total resources is transferred to intermediate account from supplier's account of Secondary resource.
305, the resource that source material item is Secondary resource is converted into record with source material item as the resource of Secondary resource It produces record to be compared, determines that abnormal resource conversion record or abnormal resource produce record.
Obstructed out-of-date when verifying, server not can be carried out resource transfers processing, but be the second money by source material item The resource conversion record in source produces record with resource and is compared, to position exception record.
For example, every resource that traversal source material item is Secondary resource produces record, judge that at least one resource is converted In record whether include and the resource that traverses produces the resource conversion of record matching and records, if there is then determining the money traversed Source, which is produced, to be recorded as normal resource and produces record, is recorded as abnormal resource if determining that the resource traversed is produced without and if is produced Record.In addition it can traverse every resource conversion record that source material item is Secondary resource, judge that at least one resource turns The resource of resource conversion record matching for whether including and traversing in record out produces record, if there is then determination traverses Resource conversion is recorded as normal resource conversion record, is recorded as abnormal resource if the resource conversion traversed determining without and if turns Change record.
Alternatively, if server first generates resource conversion record and produces further according to the corresponding resource of resource conversion record generation Record, it may be considered that server generate resource conversion record it is without exception, when being compared, only need to will be not present it is matched The resource of resource conversion record, which produces record and is determined as abnormal resource, produces record.
After determining exception record, server can carry out alarming processing, which is supplied to maintenance personnel, The exception record is verified by maintenance personnel, modify after get correct record, later can be according to correct note Record carries out resource transfers processing.
It should be noted that multiple and different source materials may be related in the resource conversion record that server generates, Then server can traverse multiple source materials, for each source material, using the method for embodiment shown in above-mentioned Fig. 3 A Carry out resource transfers processing.
It needs to illustrate on the other hand, server can not also use embodiment shown in above-mentioned Fig. 3 A to carry out resource turn It moves, but record triggering resource transfers instruction, server is produced according to the resource that server provides by the supplier of source material It is carried out at resource transfers when receiving resource transfers instruction according to the account and resource quantity that are carried in resource transfers instruction Reason.Wherein, the record identification that resource produces record can be carried in resource transfers instruction, so that server determines this transfer Resource be directed to which resource produces record.
Method provided in an embodiment of the present invention is only determined according to the resource conversion record that source material item is Secondary resource Total resources with according to the resource that source material item is Secondary resource produce the determining total resources of record it is equal when, determine not There are abnormal conditions, then shifts the default resource of the total resources from supplier's account of Secondary resource to intermediate account, avoid To the resource quantity that intermediate account shifts there is mistake in supplier's account of Secondary resource, improves accuracy.
Fig. 4 A is a kind of flow chart of resource transfers method provided in an embodiment of the present invention.The inventive embodiments opposite direction target The process of supplier's account transferring resource of resource is illustrated, and executing subject is server, referring to fig. 4 A, this method comprises:
401, it obtains at least one resource conversion record and at least one resource is transferred to record.
By embodiment shown in above-mentioned Fig. 2A, server generates resource conversion record and corresponding resource is transferred to record Afterwards, it needs to be converted according to the resource and record, from intermediate account to the default of supplier's account of target resource transfer corresponding number Resource.
In order to simplify resource transfers treatment process, the available also untreated at least one resource conversion record of server It is transferred to record with corresponding at least one resource, resource transfers processing is uniformly carried out after summarizing.
In view of at least one resource conversion record should be transferred to record at least one resource under normal circumstances Matching, i.e., a resource conversion record is transferred to the target resource item in recording with a resource and number of resources quantifier is identical.However, Many abnormal conditions are had in practical applications, such as certain resource conversion record loses, need to shift resource quantity mistake, original Supplier's account mistake or supplier's account mistake of target resource of resource etc., under these abnormal conditions, if direct basis Resource conversion record goes out according to the quantity that resource is transferred to the default resource that record progress resource transfers processing will lead to transfer Existing mistake.
In the embodiment of the present invention, in order to avoid the problem of mistake occurs in above-mentioned quantity, server can first carry out following steps Rapid 402, record is converted at least one resource and at least one resource is transferred to record and verifies, again when being verified Carry out resource transfers processing.
402, obtain target resource item be first resource resource conversion record in number of resources quantifier and value, as first Total resources, and obtain target resource item be first resource resource be transferred to record in number of resources quantifier and value, as second Total resources.
403, judge whether first resource total amount is equal with Secondary resource total amount, if so, step 404 is executed, if not, Execute step 405.
It is directed to any resource, under normal circumstances, target resource item is that the resource conversion record of the resource should be with target Resource items are that the resource of the resource is transferred to record matching, and the resource conversion record and resource that are mutually matched are transferred to the resource in record Quantity item should be identical, then target resource item be the resource all resources conversion record in number of resources quantifier and value should With target resource item be the resource all resources be transferred to record in number of resources quantifier and value.
In view of These characteristics, the embodiment of the present invention is by taking target resource is first resource as an example, when being verified, service The available target resource item of device be first resource resource conversion record in number of resources quantifier and value, it is total as first resource Amount, the first resource total amount are to convert the determining supplier that first resource should be transferred to from intermediate account of record according to resource The quantity of the default resource of account.And server also obtains the resource that target resource item is first resource and is transferred to number of resources in record Quantifier and value, as Secondary resource total amount, the Secondary resource total amount be according to resource be transferred to record it is determining should be from centre Account is transferred to the quantity of the default resource of supplier's account of first resource, to judge first resource total amount and Secondary resource Whether total amount is equal.The authentication policy can be as shown in Figure 4 B, by taking first resource is fund B as an example, is transferred to record according to resource The receivable total resources arrived of supplier's account of determining fund B, which should be equal to, converts other determining resources of record according to resource Supplier's account should to supplier's account of fund B shift total resources.
When first resource total amount is equal with Secondary resource total amount, the resource according to target resource item for first resource is indicated It converts the determining resource quantity of record and is transferred to the determining resource quantity of record with according to target resource item into the resource of first resource It is identical, it may be considered that the resource conversion record that target resource item is first resource is transferred to record matching with resource, verify at this time Pass through.
When first resource total amount and Secondary resource total amount are unequal, the money according to target resource item for first resource is indicated It converts the determining resource quantity of record and is transferred to the determining number of resources of record with according to target resource item into the resource of first resource in source Amount is different, it may be considered that the resource conversion record that target resource item is first resource is transferred to record with resource and mismatches, at this time Verifying does not pass through.
In a kind of possible implementation, resource conversion record further includes resource conversion time item, resource conversion time item For recording resource conversion time, resource conversion time can receive the time of resource conversion instruction with server to indicate, Can also be indicated with the time that server carries out resource conversion, or can also be generated with server resource conversion record when Between indicate；It further includes that resource is transferred to time term that resource, which is transferred to record, and resource is transferred to time term and is transferred to the time for recording resource, Resource, which is transferred to the time, can receive the time of resource conversion instruction with server to indicate, can also carry out resource with server The time of conversion indicates, or can also generate resource with server and be transferred to the time of record to indicate.Wherein, for phase The resource conversion record and resource matched are transferred to record, and the resource conversion time and resource in resource conversion record are transferred in record It can be the identical time that resource, which is transferred to the time,.
If in view of source material the division time difference for dividing time and target resource when, will lead to current time The processing period of the corresponding source material of point is different from the processing period of target resource, even when producing note in resource It is handled when to source material progress resource transfers processing in the case that record, resource are transferred to record and resource conversion record matching Resource produce record be transferred to handled resource when carrying out resource transfers processing to target resource record it is also not exactly the same, The resource quantity to be shifted is not also identical, this will lead to the default money that intermediate account is transferred to from supplier's account of source material The quantity in source and the quantity of the default resource for supplier's account that target resource is transferred to from intermediate account are unequal.
In order to avoid this kind of situation, server can be converted from least one resource and be recorded when being verified In, determine that target resource item is the processing period that first resource and resource conversion time item belong to corresponding source material item Resource conversion record, obtain number of resources quantifier in determining resource conversion record and value, as first resource total amount.And to A few resource is transferred in record, determines that target resource item is first resource and resource is transferred to the place that time term belongs to first resource Reason the period resource be transferred to record, obtain determining resource be transferred to record in number of resources quantifier and value, as Secondary resource Total amount judges whether first resource total amount is equal with Secondary resource total amount.
When first resource total amount is equal with Secondary resource total amount, indicate according to the processing period in corresponding source material Interior target resource item is that the resource conversion of first resource records determining resource quantity and according in the processing of the first resource Between in section target resource item be that be transferred to the determining resource quantity of record identical for the resource of first resource, it may be considered that target resource Item is that the resource conversion record of first resource is transferred to record matching with resource, is verified at this time.
And when first resource total amount and Secondary resource total amount are unequal, it indicates according in the processing of corresponding source material Between in section target resource item be first resource the determining resource quantity of resource conversion record with according at the place of the first resource Target resource item is that the resource of first resource is transferred to the determining resource quantity difference of record in the reason period, it may be considered that target Resource items are that the resource conversion record of first resource and resource are transferred to record and mismatch, and verify do not pass through at this time.
404, the default resource of first resource total amount is transferred to supplier's account of first resource from intermediate account.
405, the first record list and the second record list are obtained.
Obstructed out-of-date when verifying, server not can be carried out resource transfers processing, but orient target resource Xiang Wei The exception record of one resource.For the embodiment of the present invention by taking source material item is Secondary resource as an example, server obtains source material item Record is converted for Secondary resource, the resource that target resource item is first resource, therefrom determines abnormal resource conversion record.
And if consider Secondary resource and first resource processing period difference when, if directly progress resource transfers at Reason will lead to resource quantity from supplier's account of Secondary resource to intermediate account that shift in current slot from and from centre The resource quantity that account is shifted to supplier's account of first resource is unequal, the number of resources that intermediate account is transferred to and produces occurs Unmatched situation is measured, the balance between revenue and expenditure of intermediate account is influenced.For example, the resource quantity shifted from intermediate account is greater than to centre It is unable to make ends meet to will lead to intermediate account when the resource quantity of account transfer, causes resources loss, or shifted from intermediate account Resource quantity will lead in intermediate account that there are spare resources when being less than the resource quantity shifted to intermediate account.
The generation of above situation in order to prevent, server can be Secondary resource, target resource item according to source material item Record is converted for the resource of first resource, gets the friendship of the processing period of first resource and the processing period of Secondary resource The resource pitched in the period converts record, only converts record to these resources and carries out resource transfers processing, and temporarily not to other Resource conversion record carry out resource transfers processing.
For this purpose, the resource that the available source material item of server is Secondary resource, target resource item is first resource turns Record is changed, and determines the processing period of the processing period and Secondary resource of first resource.It converts and records from the resource of acquisition Middle selection source material item is Secondary resource, target resource item is first resource and resource conversion time item belongs to first resource The resource for handling the period converts record, forms the first record list, then it is second that the first record list, which includes source material item, Resource, target resource item are that the resource conversion for the processing period that first resource and resource conversion time item belong to first resource is remembered These resources should currently be converted corresponding default resource transfers the providing to first resource of number of resources quantifier in record by record Person's account.
Also, converting from the resource of acquisition and choosing source material item in record is Secondary resource, target resource item into first Resource and resource conversion time item belong to the resource conversion record of the processing period of Secondary resource, form the second record list, Second record list include source material item be Secondary resource, target resource item is first resource and resource conversion time item belongs to The resource of the processing period of Secondary resource converts record, and supplier's account of current Secondary resource, which can convert these resources, to be remembered The corresponding default resource transfers of number of resources quantifier in record are into intermediate account.
406, obtain the first record list in resource conversion record in number of resources quantifier and value, it is total as information resources Amount, and obtain the second record list in resource conversion record in number of resources quantifier and value, as the 4th total resources.
Wherein, information resources total amount is the number that should be currently transferred to the default resource of supplier's account of first resource Amount, the 4th total resources are the quantity for the default resource that supplier's account of current Secondary resource can be shifted to intermediate account.
407, judge whether information resources total amount and the 4th total resources are equal, if so, determining source material Xiang Wei Two resources, target resource item be first resource resource conversion record it is without exception, if not, execute step 408.
When information resources total amount is equal with the 4th total resources, the processing period of first resource and Secondary resource is indicated It is identical, the quantity of the default resource that supplier's account of Secondary resource produces and supplier's account that first resource should be transferred to The quantity of default resource is equal, it may be considered that source material item is Secondary resource, the resource that target resource item is first resource Conversion records without exception.
408, include and another record by one of record list in the first record list and the second record list List resource conversion record not to be covered is determined as abnormal resource conversion record.
When information resources total amount and the 4th total resources are unequal, the processing time of first resource and Secondary resource is indicated The conversion of resource that Duan Butong, the first record list and the second record list include be recorded as processing period of first resource with Secondary resource processing the period cross events section in generate resource convert record, can to these resources convert record into The processing of row resource transfers, and only the first record list includes and the second record list resource conversion record not to be covered, and Only the second record list includes and the first record list resource conversion record not to be covered is abnormal resource conversion record, when It is preceding temporarily record progress resource transfers processing not to be converted to these abnormal resource, after reaching next period, it is believed that The conversion of these abnormal resource records corresponding default resource and is transferred to intermediate account from supplier's account of Secondary resource, this When resource transfers processing can be carried out to abnormal resource that these are left conversion record, by corresponding default resource from intermediate account It is transferred to supplier's account of first resource.
For example, the resource conversion record that server generates can be as shown in table 4 below, the original of every resource conversion record Beginning resource items are fund A, and target resource item is fund B.Wherein, the division time of fund A is 24:00, the division time of fund B For 15:00.
Table 4
It then include record 1, record 2 and record 3 in the first record list, calculated information resources total amount is 600 yuan, the Two record lists include record 1, record 2, record 3, record 4 and record 5, and calculated 4th total resources is 1400 yuan, the Three total resources and the 4th total resources are unequal, and there are problems for the resource flow between expression fund A and fund B.At this point, to One record list and the second record list carry out two-way verification, can determine that abnormal resource conversion is recorded as record 4 and record 5.
It should be noted that when using first resource as target resource there are many corresponding source material possibility, above-mentioned steps Be only by Secondary resource be source material for, actually the available target resource item of server be first resource all moneys The source material for including in source conversion record is traversed, and executes above-mentioned steps 405- for each source material traversed 408, to orient all abnormal resource conversion records.
In addition, according to first resource when above-mentioned steps 405-408 is unequal with first resource total amount and Secondary resource total amount It is illustrated with for the processing period positioning abnormal resource conversion record of Secondary resource, is received to find out and influence intermediate account The abnormal resource of Zhi Pingheng converts record.
In fact, other than influencing the break-even abnormal resource conversion record of intermediate account, it is also possible to can have it His abnormal resource converts record, resource conversion record, the additional errant resource conversions generated such as number of resources quantifier mistake more Record etc..In order to orient these abnormal resource conversion record, when first resource total amount and Secondary resource total amount are unequal, clothes Target resource item can also be that the resource of first resource converts record with target resource item as the resource of first resource turn by business device Enter record to be compared, determines that abnormal resource conversion record or abnormal resource are transferred to record.
For example, every resource that traversal target resource item is first resource is transferred to record, judge that at least one resource is converted In record whether include and the resource that traverses is transferred to the resource conversion of record matching and records, if there is then determining the money traversed Source, which is transferred to, to be recorded as normal resource and is transferred to record, is recorded as abnormal resource if determining that the resource traversed is transferred to without and if is transferred to Record.In addition it can traverse every resource conversion record that target resource item is first resource, judge that at least one resource turns Enter in record the resource of resource conversion record matching for whether including and traversing and be transferred to record, if there is then determination traverses Resource conversion is recorded as normal resource conversion record, is recorded as abnormal resource if the resource conversion traversed determining without and if turns Change record.
Alternatively, if server first generates resource conversion record and is transferred to further according to the corresponding resource of resource conversion record generation Record, it may be considered that server generate resource conversion record it is without exception, when being compared, only need to will be not present it is matched The resource of resource conversion record, which is transferred to record and is determined as abnormal resource, is transferred to record.
After determining exception record, server can carry out alarming processing, which is supplied to maintenance personnel, The exception record is verified by maintenance personnel, modify after get correct record, later can be according to correct note Record carries out resource transfers processing.
It should be noted that multiple and different target resources may be related in the resource conversion record that server generates, Then server can traverse multiple target resources, for each target resource, using the method for embodiment shown in above-mentioned Fig. 4 A Carry out resource transfers processing.
Method provided in an embodiment of the present invention, according to the resource conversion record determination that target resource item is first resource When total resources is equal with the total resources for being transferred to record determination according to the resource that target resource item is first resource, determination does not go out Existing abnormal conditions, then shift the default resource of the total resources from intermediate account to supplier's account of first resource, avoid There is mistake from intermediate account to the resource quantity that supplier's account of first resource shifts, improves accuracy.And when true Fixed total resources is unequal, when determining the abnormal situation, according to the resource conversion time of source material and target resource and Exception record can quickly be positioned by dividing the time, convenient for handling exception record.
It should be noted that embodiment shown in above-mentioned Fig. 3 A turns to from supplier's account of Secondary resource to intermediate account The process for moving resource is illustrated, and embodiment shown in above-mentioned Fig. 4 A is to supplier's account from intermediate account to first resource The process of transferring resource is illustrated.In practical applications, server can will be shown in embodiment shown in Fig. 3 A and Fig. 4 A Embodiment be combined, realize the resource transfers of supplier's account from supplier's account of Secondary resource to first resource. Alternatively, server can also carry out resource transfers using embodiment shown in Fig. 4 A, without using embodiment shown in Fig. 3 A, this It, can be by the supplier of Secondary resource to the process of intermediate account transferring resource from supplier's account of Secondary resource in the case of kind It is transferred accounts by Internetbank, the modes such as cash payment carry out.
In the embodiment of the present invention, server provides an internet financing platform, in internet financing platform, user Different resources can be bought simultaneously, but also can be held at any time according to factors such as the investment yields of different resource Resource is converted to another resource, i.e. internet logical platform of managing money matters helps user to redeem source material automatically, and by these original moneys Source is converted into target resource.Platform is managed money matters in process resource stream in internet, then needs to collect use from the supplier of source material The resource produced before family, and by resource transfers to the supplier of target resource.Due to each not phase of settlement mode of different resource Together, it is therefore desirable to which effective monitoring and verification are carried out to the tts resource stream of relationship complexity between different resource.
In the embodiment of the present invention, by strategically carrying out two-way verification to the transformational relation between different resource, come It realizes the accurate verification for completing tts resource stream before system carries out resource transfers processing, and goes wrong in resource flow verification Shi Zidong, upper the resource, lower family property to go wrong is accurately and rapidly positioned from the complicated transformational relation of different resource Source and conversion abnormal between the two record, can note abnormalities in time problem and concrete reason before transferring resource, with The safety for guaranteeing internet financing platform fund tts resource stream avoids between internet financing platform and resource provider The problem of appearance fund is broken a contract.Wherein, the verification process of the embodiment of the present invention can be summarized as shown in Figure 4 C.Also, by adopting It with the strategy successively positioned, orients be transferred to resource quantity player whose turn comes next's resource of problems first, reposition on of problems Family's resource finally orients conversion record abnormal between a resource and player whose turn comes next's resource, saves the workload of system verification, Improve verification efficiency.
Fig. 5 is a kind of structural schematic diagram of resource transfers device provided in an embodiment of the present invention.Referring to Fig. 5, the device packet It includes:
Conversion record obtains module 501, and for obtaining at least one resource conversion record, resource conversion record includes original Resource items, target resource item and number of resources quantifier, for recording the source material produced, target resource item is used for source material item The target resource being transferred to is recorded, number of resources quantifier is used to record currently equivalent with source material and default with target resource equivalence The corresponding resource quantity of resource；
It is transferred to record and obtains module 502, be transferred to record for obtaining at least one resource, it includes target that resource, which is transferred to record, Resource items and number of resources quantifier；
Total amount obtains module 503, for obtaining resource quantity in the resource conversion record that target resource item is first resource And value, as first resource total amount, and obtain target resource item be first resource resource be transferred to record in resource quantity And value, as Secondary resource total amount；
Resource transfers module 504 is used for when first resource total amount is equal with Secondary resource total amount, by first resource total amount Default resource supplier's account of first resource is transferred to from intermediate account, intermediate account is right from source material item for storing The default resource for the supplier's account transfer answered.
In a kind of possible implementation, resource conversion record further includes resource conversion time item, resource conversion time item For recording resource conversion time；It further includes that resource is transferred to time term that resource, which is transferred to record, and resource is transferred to time term for recording Resource is transferred to the time；
Total amount obtains module 503, for determining that target resource item is first resource from least one resource conversion record And resource conversion time item belongs to the resource conversion record of the processing period of corresponding source material item, obtains determining resource Conversion record in number of resources quantifier and value, as first resource total amount；
Total amount obtains module 503, is also used to be transferred in record from least one resource, determines that target resource item is the first money The resource that source and resource are transferred to the processing period that time term belongs to first resource is transferred to record, obtains determining resource and is transferred to note In record number of resources quantifier and value, as Secondary resource total amount.
In a kind of possible implementation, resource conversion record further includes resource conversion time item, resource conversion time item For recording resource conversion time, device further include:
List obtains module, for when first resource total amount and Secondary resource total amount are unequal, obtaining the first record column Table and the second record list, the first record list include source material item be Secondary resource, target resource item be first resource and Resource conversion time item belongs to the resource conversion record of the processing period of first resource, and the second record list includes source material Be Secondary resource, target resource item is the money for handling the period that first resource and resource conversion time item belong to Secondary resource Source conversion record；
Total amount obtains module 503, for obtaining the sum of number of resources quantifier in the conversion record of the resource in the first record list Value, as information resources total amount, and obtain number of resources quantifier in the resource conversion record in the second record list and value, as 4th total resources；
Abnormal determining module is used for when information resources total amount and the 4th total resources are unequal, by the first record list Include and another record list resource not to be covered conversion record is true with one of record list in the second record list It is set to abnormal resource conversion record.
In alternatively possible implementation, device further include:
Comparison module is recorded, for being by target resource item when first resource total amount and Secondary resource total amount are unequal The resource of first resource converts record and is transferred to record into the resource of first resource with target resource item and is compared, and determines money extremely Source conversion record or abnormal resource are transferred to record.
In alternatively possible implementation, device further include:
It produces record and obtains module, produce record for obtaining at least one resource, it includes original money that resource, which produces record, Source item and number of resources quantifier；
Total amount obtains module 503, for obtaining resource quantity in the resource conversion record that source material item is Secondary resource And value, as the 5th total resources, and obtain source material item be Secondary resource resource produce record in resource quantity And value, as the 6th total resources；
Resource transfers module 504 is used for when the 5th total resources is equal with the 6th total resources, by the 5th total resources Default resource be transferred to intermediate account from supplier's account of Secondary resource.
Resource conversion record further includes resource conversion time item, and resource conversion time item is used to record resource conversion time, It further includes that resource produces time term that resource, which produces record, and resource produces time term and produces the time for recording resource；
Total amount obtains module 503, for determining that source material item is Secondary resource from least one resource conversion record And resource conversion time item belongs to the resource conversion record of the processing period of corresponding target resource item, obtains determining resource Conversion record in number of resources quantifier and value, as the 5th total resources；
Total amount obtains module 503, is also used to produce in record from least one resource, determines that source material item is the second money Source and resource conversion time item belong to the resource conversion record of the processing period of Secondary resource, obtain determining resource and produce note In record number of resources quantifier and value, as the 6th total resources.
All the above alternatives can form alternative embodiment of the invention using any combination, herein no longer It repeats one by one.
It should be understood that device provided by the above embodiment, only illustrate with the division of above-mentioned each functional module It is bright, in practical application, it can according to need and be completed by different functional modules above-mentioned function distribution, i.e., it will be in server Portion's structure is divided into different functional modules, to complete all or part of the functions described above.In addition, above-described embodiment mentions The device of confession and above-mentioned embodiment of the method belong to same design, and specific implementation process is detailed in embodiment of the method, here no longer It repeats.
Fig. 6 is a kind of structural schematic diagram of server provided in an embodiment of the present invention, which can be because of configuration or property Energy is different and generates bigger difference, may include one or more central processing units (central processing Units, CPU) 622 (for example, one or more processors) and memory 632, one or more storages apply journey The storage medium 630 (such as one or more mass memory units) of sequence 642 or data 644.Wherein, 632 He of memory Storage medium 630 can be of short duration storage or persistent storage.The program for being stored in storage medium 630 may include one or one With upper module (diagram does not mark), each module may include to the series of instructions operation in server.Further, in Central processor 622 can be set to communicate with storage medium 630, the series of instructions operation in load store medium 630, and Above-mentioned resource transfers method is executed on server 600.
Server 600 can also include one or more power supplys 626, one or more wired or wireless networks Interface 650, one or more input/output interfaces 658, one or more keyboards 656, and/or, one or one The above operating system 641, such as Windows ServerTM, Mac OS XTM, UnixTM, LinuxTM, FreeBSDTMEtc..
Those of ordinary skill in the art will appreciate that realizing that all or part of the steps of above-described embodiment can pass through hardware It completes, relevant hardware can also be instructed to complete by program, the program can store in a kind of computer-readable In storage medium, storage medium mentioned above can be read-only memory, disk or CD etc..
The foregoing is merely presently preferred embodiments of the present invention, is not intended to limit the invention, it is all in spirit of the invention and Within principle, any modification, equivalent replacement, improvement and so on be should all be included in the protection scope of the present invention.

Claims (15)

1. a kind of resource transfers method, which is characterized in that the described method includes:
At least one resource conversion record is obtained, the resource conversion record includes source material item, target resource item and resource Quantity item, the source material item is for recording the source material produced, and the target resource item is for recording the target being transferred to Resource, the number of resources quantifier is for recording the current equivalent and default money with the target resource equivalence with the source material The corresponding resource quantity in source；
It obtains at least one resource and is transferred to record, it includes the target resource item and the resource quantity that the resource, which is transferred to record, ?；
Obtain the target resource item be first resource resource conversion record in number of resources quantifier and value, as first resource Total amount, and obtain the target resource item be the first resource resource be transferred to record in number of resources quantifier and value, as Secondary resource total amount；
When the first resource total amount is equal with the Secondary resource total amount, by the default resource of the first resource total amount from Intermediate account is transferred to supplier's account of the first resource, and the intermediate account is right from the source material item for storing The default resource for the supplier's account transfer answered.
2. the method according to claim 1, wherein resource conversion record further includes resource conversion time , the resource conversion time item is for recording resource conversion time；It further includes that resource is transferred to the time that the resource, which is transferred to record, , the resource is transferred to time term and is transferred to the time for recording resource；
Obtain number of resources quantifier in the resource conversion record that the target resource item the is first resource and value, as first Total resources, and obtain the target resource item be the first resource resource be transferred to record in number of resources quantifier and value, As Secondary resource total amount, comprising:
From at least one resource conversion record, determine that the target resource item is the first resource and the resource turns The resource conversion record that time term belongs to the processing period of corresponding source material item is changed, determining resource conversion record is obtained Middle number of resources quantifier and value, as the first resource total amount；
It is transferred in record from least one resource, determines that the target resource item is the first resource and the resource turns The resource that angle of incidence item belongs to the processing period of the first resource is transferred to record, obtain determining resource be transferred to record in provide Source quantity item and value, as the Secondary resource total amount.
3. the method according to claim 1, wherein resource conversion record further includes resource conversion time , the resource conversion time item is used to record resource conversion time, the method also includes:
When the first resource total amount and the Secondary resource total amount are unequal, the first record list and the second record column are obtained Table, first record list include the source material item be Secondary resource, the target resource item is the first resource And the resource conversion time item belongs to the resource conversion record of the processing period of the first resource, the second record column Table include the source material item be the Secondary resource, the target resource item is that the first resource and the resource are converted Time term belongs to the resource conversion record of the processing period of the Secondary resource；
Obtain number of resources quantifier in the resource conversion record in first record list and value, as information resources total amount, And obtain the resource in second record list conversion record in number of resources quantifier and value, as the 4th total resources；
When the information resources total amount and the 4th total resources are unequal, by first record list and described second One of record list in record list include and another record list resource not to be covered conversion record be determined as it is different Chang Ziyuan conversion record.
4. the method according to claim 1, wherein the method also includes:
It is first resource by the target resource item when the first resource total amount and the Secondary resource total amount are unequal Resource converts record and is transferred to record with the target resource item into the resource of first resource and is compared, and determines abnormal resource conversion Record or abnormal resource are transferred to record.
5. the method according to claim 1, wherein the method also includes:
It obtains at least one resource and produces record, it includes the source material item and the resource quantity that the resource, which produces record, ?；
Obtain the source material item be Secondary resource resource conversion record in number of resources quantifier and value, as the 5th resource Total amount, and obtain the source material item be the Secondary resource resource produce record in number of resources quantifier and value, as 6th total resources；
When the 5th total resources is equal with the 6th total resources, by the default resource of the 5th total resources from Supplier's account of the Secondary resource is transferred to the intermediate account.
6. according to the method described in claim 5, it is characterized in that, resource conversion record further includes resource conversion time , for the resource conversion time item for recording resource conversion time, it further includes that resource produces the time that the resource, which produces record, , the resource produces time term and produces the time for recording resource；
Obtain number of resources quantifier in the resource conversion record that the source material item the is Secondary resource and value, as the 5th Total resources, and obtain the source material item be the Secondary resource resource produce record in number of resources quantifier and value, As the 6th total resources, comprising:
From at least one resource conversion record, determine that the source material item is the Secondary resource and the resource turns The resource conversion record that time term belongs to the processing period of corresponding target resource item is changed, determining resource conversion record is obtained Middle number of resources quantifier and value, as the 5th total resources；
It is produced in record from least one resource, determines that the source material item is the Secondary resource and the resource turns Change time term belong to the Secondary resource processing the period resource conversion record, obtain determining resource produce record in provide Source quantity item and value, as the 6th total resources.
7. according to the method described in claim 5, it is characterized in that, the method also includes:
It is Secondary resource by the source material item when the 5th total resources and the 6th total resources are unequal Resource converts record and produces record with the source material item into the resource of Secondary resource and be compared, and determines abnormal resource conversion Record or abnormal resource produce record.
8. method according to claim 1-7, which is characterized in that the method also includes:
Receive resource conversion instruction, the resource conversion instruction include Secondary resource to be produced, first resource to be transferred to and Specified resource quantity；
According to the resource conversion instruction, generate that the source material item is the Secondary resource, the target resource item is institute It states first resource, the resource conversion record that the number of resources quantifier is the specified resource quantity, generates the target resource item It is transferred to record, and is generated described original for the first resource, the resource that the number of resources quantifier is the specified resource quantity The resource that resource items are the Secondary resource, the number of resources quantifier is the specified resource quantity produces record.
9. a kind of resource transfers device, which is characterized in that described device includes:
Conversion record obtains module, and for obtaining at least one resource conversion record, the resource conversion record includes original money Source item, target resource item and number of resources quantifier, the source material item is for recording the source material produced, the target resource For record the target resource being transferred to, the number of resources quantifier for record it is current with the source material equivalence and with it is described The corresponding resource quantity of default resource of target resource equivalence；
It is transferred to record and obtains module, be transferred to record for obtaining at least one resource, it includes the mesh that the resource, which is transferred to record, Mark resource items and the number of resources quantifier；
Total amount obtains module, for obtaining number of resources quantifier in the resource conversion record that the target resource item is first resource And value, as first resource total amount, and obtains the resource that the target resource item is the first resource and be transferred to resource in record Quantity item and value, as Secondary resource total amount；
Resource transfers module, for when the first resource total amount is equal with the Secondary resource total amount, described first to be provided The default resource of source total amount is transferred to supplier's account of the first resource from intermediate account, and the intermediate account is for storing The default resource shifted from the corresponding supplier's account of the source material item.
10. device according to claim 9, which is characterized in that the resource conversion record further includes resource conversion time , the resource conversion time item is for recording resource conversion time；It further includes that resource is transferred to the time that the resource, which is transferred to record, , the resource is transferred to time term and is transferred to the time for recording resource；
The total amount obtains module, for determining the target resource item for institute from least one resource conversion record State first resource and the resource conversion time item belong to corresponding source material item processing the period resource conversion record, Obtain number of resources quantifier in determining resource conversion record and value, as the first resource total amount；
The total amount obtains module, is also used to be transferred in record from least one resource, determines that the target resource item is The resource that the first resource and the resource are transferred to the processing period that time term belongs to the first resource is transferred to record, obtains Take determining resource be transferred to record in number of resources quantifier and value, as the Secondary resource total amount.
11. device according to claim 9, which is characterized in that the resource conversion record further includes resource conversion time , the resource conversion time item is for recording resource conversion time, described device further include:
List obtains module, for obtaining the first note when the first resource total amount and the Secondary resource total amount are unequal List and the second record list are recorded, first record list includes that the source material item is Secondary resource, target money Source item is that the resource for the processing period that the first resource and the resource conversion time item belong to the first resource is converted Record, second record list include the source material item be the Secondary resource, the target resource item is described the One resource and the resource conversion time item belong to the resource conversion record of the processing period of the Secondary resource；
The total amount obtains module, for obtaining the sum of number of resources quantifier in the conversion record of the resource in first record list Value, as information resources total amount, and obtain the resource in second record list conversion record in number of resources quantifier and value, As the 4th total resources；
Abnormal determining module is used for when the information resources total amount and the 4th total resources are unequal, by described first One of record list in record list and second record list includes and another record list money not to be covered Source conversion record is determined as abnormal resource conversion record.
12. device according to claim 9, which is characterized in that described device further include:
Comparison module is recorded, is used for when the first resource total amount and the Secondary resource total amount are unequal, by the target Resource items are that the resource of first resource converts record and is transferred to record with the target resource item into the resource of first resource and compared It is right, determine that abnormal resource conversion record or abnormal resource are transferred to record.
13. device according to claim 9, which is characterized in that described device further include:
It produces record and obtains module, produce record for obtaining at least one resource, it includes the original that the resource, which produces record, Beginning resource items and the number of resources quantifier；
The total amount obtains module, for obtaining resource quantity in the resource conversion record that the source material item is Secondary resource And value, as the 5th total resources, and obtain the source material item be the Secondary resource resource produce in record Number of resources quantifier and value, as the 6th total resources；
The resource transfers module, for when the 5th total resources is equal with the 6th total resources, by described the The default resource of five total resources is transferred to the intermediate account from supplier's account of the Secondary resource.
14. device according to claim 13, which is characterized in that the resource conversion record further includes resource conversion time , for the resource conversion time item for recording resource conversion time, it further includes that resource produces the time that the resource, which produces record, , the resource produces time term and produces the time for recording resource；
The total amount obtains module, for determining the source material item for institute from least one resource conversion record State Secondary resource and the resource conversion time item belong to corresponding target resource item processing the period resource conversion record, Obtain number of resources quantifier in determining resource conversion record and value, as the 5th total resources；
The total amount obtains module, is also used to produce in record from least one resource, determines that the source material item is The Secondary resource and the resource conversion time item belong to the resource conversion record of the processing period of the Secondary resource, obtain Take determining resource produce record in number of resources quantifier and value, as the 6th total resources.
15. a kind of server for resource transfers, which is characterized in that the server includes pocessor and storage media, institute It states and is stored at least one instruction in storage medium, described instruction is loaded by the processor and executed to realize such as claim 1 to the described in any item resource transfers methods of claim 8.
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