CN102332127A - Network TV (television) online payment service based account binding method and payment method - Google Patents

Network TV (television) online payment service based account binding method and payment method Download PDF

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Publication number
CN102332127A
CN102332127A CN201110273227A CN201110273227A CN102332127A CN 102332127 A CN102332127 A CN 102332127A CN 201110273227 A CN201110273227 A CN 201110273227A CN 201110273227 A CN201110273227 A CN 201110273227A CN 102332127 A CN102332127 A CN 102332127A
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CN
China
Prior art keywords
bank
payment
web
sent
service
Prior art date
Application number
CN201110273227A
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Chinese (zh)
Inventor
叶文鑫
戴青松
马丽娅
何剑
苏文华
丁媛媛
向国光
张汉成
Original Assignee
深圳市酷开网络科技有限公司
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Application filed by 深圳市酷开网络科技有限公司 filed Critical 深圳市酷开网络科技有限公司
Priority to CN201110273227A priority Critical patent/CN102332127A/en
Publication of CN102332127A publication Critical patent/CN102332127A/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Abstract

The invention is suitable for the technical field of network TV (television), and provides a network TV online payment service based account binding method, payment method, account binding device, payment device, network TV server and network TV client. The account binding method comprises the following steps of: receiving bank account information sent by the network TV client, and sending the bank account information to a bank payment system; receiving a random verification code sent by the network TV client for being input by a user and sending the random verification code to the bank payment system to be verified; and binding and storing a bank card number in the bank account information and the network TV client. In the invention, the bank account information and the network TV client used by the user are bound, and a random password sent by the bank payment system is received by a phone terminal of the user to complete the payment, thereby the situation that the bank account information with numerous content is repeatedly input in the payment process is avoided, and the payment efficiency is improved under the premise of ensuring secure payment.

Description

Account binding method and method of payment that TV on-line payment Network Based is professional

Technical field

The invention belongs to the Web TV technical field, relate in particular to TV on-line payment Network Based professional account binding method, method of payment, account binding device, payment mechanism, Web TV service end and network television client end.

Background technology

Along with popularizing of Web TV, ecommerce has also incorporated among the network TV business gradually, and people visit e-commerce website through Web TV, and utilize credit card, debit card on e-commerce website, to carry out the on-line payment behavior.For the safety of guaranteeing payment; When carrying out on-line payment, the user often need input many bank account informations such as card number, password, card information; Because Web TV adopts TV remote controller as input equipment; Do not have special alphabet key, caused the input process of bank account information loaded down with trivial details, user experience is low.

Summary of the invention

The purpose of the embodiment of the invention is to provide a kind of TV on-line payment Network Based professional account binding method, and the information that is intended to solve the input of existing network TV on-line payment service needed is various, causes the problem of user's complex operation.

The embodiment of the invention is achieved in that the professional account binding method of a kind of TV on-line payment Network Based, and said method comprises:

Receive the bank account information that network television client end is sent, and said bank account information be sent to bank payment system, with by bank payment system according to carrying out the transmission of accidental validation sign indicating number with the bank related cell-phone number of card number in the said bank account information;

Receive the accidental validation sign indicating number of user's input that said network television client end sends and be sent to bank payment system and verify;

After receiving the successful notice of checking that bank payment system returns, bank's card number in the said bank account information and said network television client end are bound and preserved.

Another purpose of the embodiment of the invention is to provide a kind of method of payment based on aforesaid account binding method, and said method comprises:

Bank's card number that the Payment Request of network television client end and said network television client end are bound is sent to bank payment system, to carry out the transmission of random cipher by the bank payment system basis with the said bank related cell-phone number of card number;

The random cipher of user's input that said network television client end is sent is sent to the bank payment system operation of paying;

After receiving the successful notice of payment that bank payment system returns, return the payment message of successful to said network television client end.

Another purpose of the embodiment of the invention is to provide a kind of TV on-line payment Network Based professional account binding method, and said method comprises:

The bank account information of user's input is sent to the Web TV service end; Said bank account information is sent to bank payment system, make bank payment system according to carrying out the transmission of accidental validation sign indicating number with the bank related cell-phone number of card number in the said bank account information by said Web TV service end;

Receive the accidental validation sign indicating number of user's input and send it to the Web TV service end, verify the accidental validation sign indicating number is sent to bank payment system by the Web TV service end;

Receiving account that the Web TV service end returns binds and successfully notifies and show.

Another purpose of the embodiment of the invention is to provide a kind of method of payment based on aforesaid account binding method, and said method comprises:

Send Payment Request to the Web TV service end; So that bank's card number that the Web TV service end is bound said Payment Request and network television client end is sent to bank payment system, make the bank payment system basis carry out the transmission of random cipher with the said bank related cell-phone number of card number;

The random cipher that receives user's input also is sent to the Web TV service end, so that the Web TV service end is sent to the bank payment system operation of paying with said random cipher;

Receive successful notice and the demonstration of payment that the Web TV service end is returned.

Another purpose of the embodiment of the invention is to provide a kind of TV on-line payment Network Based professional account binding device, and said device comprises:

The accounts information forwarding module; Be used to receive the bank account information that network television client end is sent; And said bank account information is sent to bank payment system, with by bank payment system according to carrying out the transmission of accidental validation sign indicating number with the bank related cell-phone number of card number in the said bank account information;

The identifying code forwarding module is used to receive the accidental validation sign indicating number of user's input that said network television client end sends and is sent to bank payment system and verifies;

Binding module is used for after receiving the successful notice of checking that bank payment system returns, bank's card number in the said bank account information and said network television client end being bound and being preserved.

Another purpose of the embodiment of the invention is to provide a kind of payment mechanism based on aforesaid account binding device, and said device comprises:

The Payment Request forwarding module; Be used for bank's card number that the Payment Request of network television client end and said network television client end are bound is sent to bank payment system, to carry out the transmission of random cipher with the said bank related cell-phone number of card number by the bank payment system basis;

Password forwarding module, the random cipher of the user's input that is used for said network television client end is sent are sent to the bank payment system operation of paying;

The payment result forwarding module is used for after receiving the successful notice of payment that bank payment system returns, returning the payment message of successful to said network television client end.

Another purpose of the embodiment of the invention is to provide a kind of TV on-line payment Network Based professional account binding device, and said device comprises:

The accounts information sending module; Be used for the bank account information of user's input is sent to the Web TV service end; Said bank account information is sent to bank payment system, make bank payment system according to carrying out the transmission of accidental validation sign indicating number with the bank related cell-phone number of card number in the said bank account information by said Web TV service end;

The identifying code sending module is used to receive the accidental validation sign indicating number of user's input and send it to the Web TV service end, verifies by the Web TV service end accidental validation sign indicating number is sent to bank payment system;

The binding result display module is used to receive account that the Web TV service end returns and binds and successfully notify and show.

Another purpose of the embodiment of the invention is to provide a kind of payment mechanism based on aforesaid account binding device, and said device comprises:

The Payment Request sending module; Be used for sending Payment Request to the Web TV service end; So that bank's card number that the Web TV service end is bound said Payment Request and network television client end is sent to bank payment system, make the bank payment system basis carry out the transmission of random cipher with the said bank related cell-phone number of card number;

The password sending module is used to receive the random cipher of user's input and is sent to the Web TV service end, so that the Web TV service end is sent to the bank payment system operation of paying with said random cipher;

The payment result display module is used to receive successful notice and the demonstration of payment that the Web TV service end is returned.

Another purpose of the embodiment of the invention is to provide a kind of Web TV service end, and said Web TV service end comprises aforesaid account binding device or comprises aforesaid payment mechanism.

Another purpose of the embodiment of the invention is to provide a kind of network television client end, and said network television client end comprises aforesaid account binding device or comprises aforesaid payment mechanism.

In embodiments of the present invention; When the user uses on-line payment professional through Web TV; Through user's the bank account information and the network television client end of its use are bound; And the mobile phone terminal through this user receives the random cipher that bank payment system sends and accomplishes payment, thereby avoided in payment process, repeating to import the various bank account information of content, under the prerequisite that guarantees secure payment, improved payment efficient.

Description of drawings

Fig. 1 is the system architecture diagram of the professional on-line payment system of the TV on-line payment Network Based that provides of first embodiment of the invention;

Fig. 2 is the realization flow figure of the professional account binding method of the TV on-line payment Network Based that provides of second embodiment of the invention;

Fig. 3 is the realization flow figure of the professional method of payment of the TV on-line payment Network Based that provides of third embodiment of the invention;

Fig. 4 is the realization flow figure of the professional account binding method of the TV on-line payment Network Based that provides of fourth embodiment of the invention;

Fig. 5 is the realization flow figure of the professional method of payment of the TV on-line payment Network Based that provides of fifth embodiment of the invention;

Fig. 6 is the interaction diagrams of the professional account binding method of the TV on-line payment Network Based that provides of sixth embodiment of the invention;

Fig. 7 is the interaction diagrams of the professional method of payment of the TV on-line payment Network Based that provides of seventh embodiment of the invention;

Fig. 8 is the structural drawing of the professional number of the account binding device of the TV on-line payment Network Based that provides of eighth embodiment of the invention;

Fig. 9 is the structural drawing of the professional payment mechanism of the TV on-line payment Network Based that provides of nineth embodiment of the invention.

Embodiment

In order to make the object of the invention, technical scheme and advantage clearer,, the present invention is further elaborated below in conjunction with accompanying drawing and embodiment.Should be appreciated that specific embodiment described herein only in order to explanation the present invention, and be not used in qualification the present invention.

In embodiments of the present invention; When the user uses on-line payment professional through Web TV; Through user's the bank account information and the network television client end of its use are bound; And the mobile phone terminal through this user receives the random cipher that bank payment system sends and accomplishes payment, thereby avoided in payment process, repeating to import the various bank account information of content, under the prerequisite that guarantees secure payment, improved payment efficient.

Fig. 1 shows the system architecture of the professional on-line payment system of TV on-line payment Network Based that first embodiment of the invention provides, for the ease of explanation, only shows the part relevant with present embodiment.

With reference to Fig. 1, this on-line payment system has comprised at least one network television client end 11, Web TV service end 12, bank payment system 13 and at least one mobile phone terminal 14, wherein,

Network television client end 11 can comprise that Web TV, network television-set top-set-box etc. can provide the terminal of network TV business; The user browses e-commerce website and carries out the on-line payment behavior through controlling telepilot in network television client end 11; 11 of network television client end correspondingly detect and receive the Payment Request of user's input; Set up simultaneously and the communicating by letter of Web TV service end 12, to carry out the on-line payment behavior further through Web TV service end 12.

In the present embodiment, network television client end 11 has all comprised a unique device identification, and an ID that is associated with this device identification.Wherein, Device identification is that network television client end 11 is burnt to a hardware number on its ROM (read-only memory) in its production run; Device identification possesses read-only property and encryption, can not change and comprise encrypted fields, can't arbitrarily make up; Therefore for each network television client end 11, its device identification is unique.Then to be the user use in the network television client end 11 by Web TV service end 12 assignment of allocation first ID; Be used for the identifying user identity; After distributing; This ID has just been carried out relatedly in Web TV service end 12 with the device identification of this network television client end 11, and corresponding associated data is stored in the Web TV service end 12, is convenient to behaviors such as the Web TV service end is managed, chargeed, charge.In the present embodiment; Device identification that process is related and ID are as the identify label of the network television client end under it 11;, network television client end 11 and Web TV service end 12 use when communicating, to prove this network television client end 11 and user's thereof identity legitimacy.

Web TV service end 12 communicates with at least one network television client end 11 and bank payment system 13; Payment Request according to the network television client end that receives 11 transmissions; Initiate Payment Request to bank payment system 13, and the payment result that reception bank payment system 13 returns is given network television client end 11 with notice.

In the present embodiment; Bank payment system 13 receive send by Web TV service end 12 from the Payment Request of network television client end 11 and verify its legal and effectively after; Can in the mobile phone terminal that the user bound 14 of this network television client end 11, send an accidental validation sign indicating number; With the password as this on-line payment behavior, the user is finally through this accidental validation sign indicating number of input in network television client end 11, to accomplish whole on-line payment process.

Fig. 2 shows the realization flow of the professional account binding method of TV on-line payment Network Based that second embodiment of the invention provides, need to prove that present embodiment is with the executive agent of Web TV service end as step, and details are as follows for its realization flow:

In step S201, receive device identification and ID that network television client end is sent, and judge whether this device identification is related and effective with ID.

As one embodiment of the present of invention; Before execution in step S201; Also need carry out authentication to the digital certificate of network television client end, the digital certificate of concurrent SCN Space Cable Network TV service end self carries out authentication to network television client end, to prove its legitimacy and validity separately.All approve both sides under the other side's the effective prerequisite of digital certificate, can carry out corresponding account and bind step.

In step S202, related with ID and effectively the time when device identification, receive the bank account information that network television client end sends and also send it to bank payment system.Otherwise when device identification and ID do not possess incidence relation or when invalid, account is bound unsuccessful, the binding behavior closes an account.

In the present embodiment; The bank account information that network television client end is sent has comprised that the user is used to carry out the relevant information of the bank account of on-line payment; For example bank's card number etc. has also carried cell-phone number related with this bank account in bank payment system simultaneously.For example concerning credit card, its bank account information has comprised credit card number, the credit card term of validity, CVV2 sign indicating number (being three figure places or the four figures at back of credit cards signature end) and the information such as cell-phone number related with card number; Concerning debit card, its accounts information has comprised card number and the information such as cell-phone number related with card number.

In step S203, when receiving the accidental validation sign indicating number of network television client end transmission, this accidental validation sign indicating number is forwarded to bank payment system.

In the present embodiment; When bank payment system is receiving the bank account information that is sent by network television client end among the step S202; Judge at first whether this bank account information is effective bank account information; When this bank account information is effective bank account information, then judge again the cell-phone number related that comprise in this bank account information with the bank card number whether with this bank payment system in the related cell-phone number of this bank's card number of writing down consistent.When confirming unanimity; Bank payment system can send the information that has comprised an accidental validation sign indicating number to this cell-phone number place mobile phone terminal; This accidental validation sign indicating number is one real-time, not re-usable interim identifying code, and the user is after receiving this accidental validation sign indicating number through mobile phone terminal; In network television client end this accidental validation sign indicating number is input into the corresponding prompt frame, this accidental validation sign indicating number is sent to the Web TV service end by network television client end.

In the present embodiment, when in one section Preset Time, not receiving the accidental validation sign indicating number of network television client end transmission, then account is bound and is got nowhere, and the binding behavior closes an account.

In step S204, after receiving the successful notice of checking that bank payment system returns, the bank's card number in this bank account information and this network television client end are bound and preserved.

At this moment; Bank's card number of user is bound in the Web TV service end with the network television client end that the user uses; The user no longer need import various bank account informations when using this bank account to carry out on-line payment, promptly the user is when carrying out the on-line payment behavior; Only need submit the bank's card number that is used to consume, save the troublesome operation step of importing bank account information one by one thus to bank payment system.

Need to prove that in embodiments of the present invention, in the Web TV service end, having carried out bank's card number that account binds with same network television client end can have a plurality ofly, promptly each network television client end all can be bound a plurality of users' bank account simultaneously.

Fig. 3 shows the realization flow of the professional on-line payment method of TV on-line payment Network Based that third embodiment of the invention provides; Present embodiment is on the basis of the professional account binding method of the TV on-line payment Network Based that second embodiment of the invention provides, to carry out, and details are as follows:

In step S301, when receiving the Payment Request of network television client end, bank's card number that Payment Request and this network television client end are bound is sent to bank payment system.

In the present embodiment; Because bank's card number that the user binds in a network television client end can have a plurality of; Therefore, when the Web TV service end receives the Payment Request from network television client end, can at first return all bank's card numbers of binding with this network television client end to network television client end according to binding relationship; Select according to actual conditions for the user, and bank's card number and Payment Request that the user is selected are sent to bank payment system.

In the present embodiment; Network television client end is sent to the Web TV service end with bank's card number and the Payment Request that the user selects; Wherein, Payment Request has comprised that payment, merchant account etc. are used to accomplish the relevant information of on-line payment, and bank payment system is behind the bank's card number and Payment Request that receive user's selection; The cell-phone number related to this bank's card number sends a random cipher; The user is after receiving this random cipher, and this random cipher of user interface input through network television client end then sends to the Web TV service end by network television client end with this random cipher.

In step S302, when receiving the random cipher of network television client end transmission, this random cipher is forwarded to bank payment system.

At this moment; Bank payment system is verified this random cipher; If when being verified as bank payment system and sending to the random cipher of the related cell-phone number of this bank card number, prove that then this user's identity is legal, verify successfully; Bank payment system is accomplished the payment action, and returns the successful notice of payment to network television client end.

In step S303, after receiving the successful notice of payment that bank payment system returns, informing network TV client is paid successfully.

In the present embodiment; The Web TV service end return to network television client end pay successfully notice in; The order status of this Payment Request is made amendment, thereby network television client end will pay successful notice through user interface and the successful state of corresponding order payment is shown to the user.

Professional account binding method and the method for payment of TV on-line payment above-mentioned Network Based that provides through the embodiment of the invention; When the user carries out on-line payment in network television client end; Need have only a random cipher through the information of telepilot input; Because random cipher is comparatively short and small usually and mostly be digital than bank account information, so user's input operation is convenient.Simultaneously; Because the bank account information that in payment process, transmits has only bank's card number; And other for example bank account information such as password, the term of validity do not appear in the payment process; And payment cipher is always random cipher, does not possess reproducibility, makes user's bank account safety obtain guarantee.

Fig. 4 shows the realization flow of the professional account binding method of TV on-line payment Network Based that fourth embodiment of the invention provides, need to prove that present embodiment is with the executive agent of network television client end as step, and details are as follows for its realization flow:

In step S401, the bank account information that the user is imported is sent to the Web TV service end.

In the present embodiment; Before the step S401; Also need the device identification of present networks TV client and related user sign together be sent to the Web TV service end to verify, verify successfully after, the bank account information of just now user being imported is sent to the Web TV service end.

In step S402, receive the accidental validation sign indicating number of user's input and send it to the Web TV service end.

In the present embodiment; The accidental validation sign indicating number verifies out that by bank payment system bank account information is effectively and during the cell-phone number unanimity related with the bank card number; Send to this cell-phone number place mobile phone terminal; This accidental validation sign indicating number is one real-time, not re-usable interim identifying code, and the user is after receiving this accidental validation sign indicating number through mobile phone terminal; In network television client end this accidental validation sign indicating number is input into the corresponding prompt frame, by network television client end this accidental validation sign indicating number is sent to the Web TV service end and verifies.

In step S403, the account that reception Web TV service end is returned is bound successfully notice.

Fig. 5 shows the realization flow of the professional method of payment of TV on-line payment Network Based that fifth embodiment of the invention provides; Present embodiment is on the basis of the professional account binding method of the TV on-line payment Network Based that fourth embodiment of the invention provides, to carry out, and details are as follows:

In step S501, obtain all the bank's card numbers and the demonstration of binding from the Web TV service end.

In the present embodiment; The user is through Web TV service end visit e-commerce website; When the payment behavior takes place; Send Payment Request through network television client end to the Web TV service end, comprised in the Payment Request that payment, merchant account etc. are used to accomplish the relevant information of on-line payment.In some cases, bank's card number of binding with network television client end possibly have a plurality of simultaneously, and the user can select suitable bank account pay from the bank's card number tabulation that shows.

In step S502, detect the card number that the user selects, and this bank's card number and Payment Request are sent to the Web TV service end.

In step S503, receive the random cipher of user's input and send it to the Web TV service end.

In the present embodiment; After the accidental validation sign indicating number was received Payment Request by bank payment system, to the related cell-phone number transmission of selecting with the user of bank's card number, this accidental validation sign indicating number was one real-time; Not re-usable interim identifying code; The user is input into the corresponding prompt frame in network television client end with this accidental validation sign indicating number receive this accidental validation sign indicating number through mobile phone terminal after, by network television client end this accidental validation sign indicating number is sent to the Web TV service end.

In step S504, the payment that reception Web TV service end is returned is successfully notified and is shown.

Fig. 6 shows the interaction flow of the professional account binding method of TV on-line payment Network Based that sixth embodiment of the invention provides, and details are as follows:

1, network television client end detects the bank account information of user's input.

2, network television client end is sent to the Web TV service end with the bank account information of device identification, ID and user's input.

3, whether Web TV service end judgment device sign is related and effective with ID.

4, related with ID and effectively the time, the Web TV service end is sent to bank payment system with bank account information when device identification.

5, bank payment system judge this bank account information whether effectively and judge the cell-phone number related that comprise in this bank account information with card number whether with this bank payment system in the related cell-phone number unanimity of this card number that writes down.

6, judge this bank account information effectively and when judging the related cell-phone number unanimity of this card number of writing down in the cell-phone number related that comprise in this bank account information and this bank payment system when bank payment system, send an accidental validation sign indicating number to the cell-phone number of this card number association with card number.

7, after user's mobile phone terminal is received this accidental validation sign indicating number, network television client end receives the accidental validation sign indicating number of user's input.

8, network television client end is sent to the Web TV service end with the accidental validation sign indicating number that receives.

9, the Web TV service end is sent to bank payment system with the accidental validation sign indicating number that receives.

10, bank payment system is verified the accidental validation sign indicating number, when verifying successfully, sends the successful notice of checking to the Web TV service end.

11, the Web TV service end is bound this bank's card number and this network television client end and preserve after the checking of receiving bank payment system is successfully notified.

12, the Web TV service end will be bound successful notice and sent to network television client end.

13, network television client end shows the notice that binding is successful.

Fig. 7 shows the interaction flow of the professional method of payment of TV on-line payment Network Based that seventh embodiment of the invention provides, and details are as follows:

1, network television client end is obtained all the bank's card numbers and the demonstration of binding from the Web TV service end after having sent Payment Request.

2, network television client end detects bank's card number that the user selects.

3, network television client end is sent to the Web TV service end with bank's card number that the user selects.

4, the Web TV service end is initiated Payment Request to bank payment system, and card number and Payment Request that the user is selected are sent to bank payment system.

5, bank payment system sends an accidental validation sign indicating number to the related cell-phone number of card number with user's selection after receiving Payment Request.

6, after user's mobile phone terminal is received this accidental validation sign indicating number, network television client end receives the accidental validation sign indicating number of user's input.

7, network television client end is sent to the Web TV service end with the accidental validation sign indicating number that receives.

8, the Web TV service end is sent to bank payment system with the accidental validation sign indicating number that receives.

9, bank payment system is verified the accidental validation sign indicating number, and when verifying successfully, bank payment system is accomplished the payment behavior.

10, bank payment system sends the successful notice of payment to the Web TV service end.

11, the Web TV service end is sent the successful notice of payment to network television client end, and revises the pay invoice state.

12, network television client end shows the notice that payment is successful.

Because the embodiment of the invention two to seven all is based on account binding method or method of payment that identical principle realizes; The main body of just carrying out is different; Therefore, the concrete realization principle of the embodiment of the invention four to seven such as the realization principle of the embodiment of the invention two, three repeat no more at this.

Fig. 8 shows the structure of the professional number of the account binding device of TV on-line payment Network Based that eighth embodiment of the invention provides, for the ease of explanation, only shows the part relevant with present embodiment.

With reference to Fig. 8, this number of the account binding device runs on respectively in Web TV service end 81 and the network television client end 82, in Web TV service end 81, specifically comprises:

Accounts information forwarding module 811 receives the bank account information that network television client end is sent, and this bank account information is sent to bank payment system.

Identifying code forwarding module 812 receives the accidental validation sign indicating number of said network television client end transmission and is sent to bank payment system and verifies;

Binding module 813 after receiving the successful notice of checking that bank payment system returns, is bound bank's card number in the said bank account information and said network television client end and preserve.

Also comprise:

Judge module 814 is used to receive device identification and the ID that said network television client end is sent, and judges whether said device identification is related and effective with said ID.

In network television client end 82, specifically comprise:

Accounts information sending module 821, the bank account information that the user is imported is sent to the Web TV service end;

Identifying code sending module 822 receives the accidental validation sign indicating number of user's input and sends it to the Web TV service end;

Binding result display module 823 receives account that the Web TV service end returns and binds and successfully notify and show.

Also comprise:

Sign sending module 824, to Web TV service end transmitting apparatus sign and ID, said device identification is used for the unique identification network television client end.

Fig. 9 shows the structure of the professional payment mechanism of TV on-line payment Network Based that nineth embodiment of the invention provides, for the ease of explanation, only shows the part relevant with present embodiment.

With reference to Fig. 9, this payment mechanism runs on respectively in Web TV service end 91 and the network television client end 92, in Web TV service end 91, specifically comprises:

Payment Request forwarding module 911, bank's card number that the Payment Request and the said network television client end of network television client end are bound is sent to bank payment system.

Password forwarding module 912, the random cipher that said network television client end is sent are sent to the bank payment system operation of paying.

Payment result forwarding module 913 after receiving the successful notice of payment that bank payment system returns, returns the payment message of successful to said network television client end.

In network television client end 92, specifically comprise:

Payment Request sending module 921 sends Payment Request to the Web TV service end.

Password sending module 922 receives the random cipher of user's input and is sent to the Web TV service end.

Payment result display module 923 receives successful notice and the demonstration of payment that the Web TV service end is returned.

In embodiments of the present invention; When the user uses on-line payment professional through Web TV; Through user's the bank account information and the network television client end of its use are bound; And the mobile phone terminal through this user receives the random cipher that bank payment system sends and accomplishes payment, thereby avoided in payment process, repeating to import the various bank account information of content, under the prerequisite that guarantees secure payment, improved payment efficient.

The above is merely preferred embodiment of the present invention, not in order to restriction the present invention, all any modifications of within spirit of the present invention and principle, being done, is equal to and replaces and improvement etc., all should be included within protection scope of the present invention.

Claims (17)

1. account binding method that TV on-line payment Network Based is professional is characterized in that said method comprises:
Receive the bank account information that network television client end is sent, and said bank account information be sent to bank payment system, with by bank payment system according to carrying out the transmission of accidental validation sign indicating number with the bank related cell-phone number of card number in the said bank account information;
Receive the accidental validation sign indicating number of user's input that said network television client end sends and be sent to bank payment system and verify;
After receiving the successful notice of checking that bank payment system returns, bank's card number in the said bank account information and said network television client end are bound and preserved.
2. the method for claim 1 is characterized in that, bank's card number of binding simultaneously with said network television client end has a plurality of.
3. the method for claim 1 is characterized in that, before the step of the bank account information that said reception network television client end is sent, said method also comprises:
Receive device identification and ID that said network television client end is sent, said device identification is used for the said network television client end of unique identification;
Judge whether said device identification is related and effective with said ID, is the step of then carrying out the bank account information of said reception network television client end transmission, otherwise terminating operation.
4. one kind based on the method for payment like each described account binding method of claim 1 to 3, it is characterized in that said method comprises:
Bank's card number that the Payment Request of network television client end and said network television client end are bound is sent to bank payment system, to carry out the transmission of random cipher by the bank payment system basis with the said bank related cell-phone number of card number;
The random cipher of user's input that said network television client end is sent is sent to the bank payment system operation of paying;
After receiving the successful notice of payment that bank payment system returns, return the payment message of successful to said network television client end.
5. method as claimed in claim 4 is characterized in that, the step that said bank's card number that the Payment Request and the said network television client end of network television client end are bound is sent to bank payment system specifically comprises:
Receive the Payment Request that said networking client sends;
Send all bank's card numbers of binding with said network television client end to said network television client end;
Receive bank's card number that said network television client end is selected;
Bank's card number of said Payment Request and the selection of said network television client end is sent to bank payment system.
6. account binding method that TV on-line payment Network Based is professional is characterized in that said method comprises:
The bank account information of user's input is sent to the Web TV service end; Said bank account information is sent to bank payment system, make bank payment system according to carrying out the transmission of accidental validation sign indicating number with the bank related cell-phone number of card number in the said bank account information by said Web TV service end;
Receive the accidental validation sign indicating number of user's input and send it to the Web TV service end, verify the accidental validation sign indicating number is sent to bank payment system by the Web TV service end;
Receiving account that the Web TV service end returns binds and successfully notifies and show.
7. method as claimed in claim 6 is characterized in that, before said bank account information with user's input was sent to the step of Web TV service end, said method also comprised:
To Web TV service end transmitting apparatus sign and ID, said device identification is used for the unique identification network television client end.
8. the method for payment based on account binding method as claimed in claim 6 is characterized in that, said method comprises:
Send Payment Request to the Web TV service end; So that bank's card number that the Web TV service end is bound said Payment Request and network television client end is sent to bank payment system, make the bank payment system basis carry out the transmission of random cipher with the said bank related cell-phone number of card number;
The random cipher that receives user's input also is sent to the Web TV service end, so that the Web TV service end is sent to the bank payment system operation of paying with said random cipher;
Receive successful notice and the demonstration of payment that the Web TV service end is returned.
9. method as claimed in claim 8 is characterized in that, after the Web TV service end was sent the step of Payment Request, said method also comprised said:
Obtain all bank's card numbers of binding from the Web TV service end;
Detect bank's card number of user's selection and return to the Web TV service end.
10. account binding device that TV on-line payment Network Based is professional is characterized in that said device comprises:
The accounts information forwarding module; Be used to receive the bank account information that network television client end is sent; And said bank account information is sent to bank payment system, with by bank payment system according to carrying out the transmission of accidental validation sign indicating number with the bank related cell-phone number of card number in the said bank account information;
The identifying code forwarding module is used to receive the accidental validation sign indicating number of user's input that said network television client end sends and is sent to bank payment system and verifies;
Binding module is used for after receiving the successful notice of checking that bank payment system returns, bank's card number in the said bank account information and said network television client end being bound and being preserved.
11. device as claimed in claim 10 is characterized in that, said device also comprises:
Judge module is used to receive device identification and the ID that said network television client end is sent, and judges whether said device identification is related and effective with said ID.
12. one kind based on the payment mechanism like claim 10 or 11 described account binding devices, it is characterized in that said device comprises:
The Payment Request forwarding module; Be used for bank's card number that the Payment Request of network television client end and said network television client end are bound is sent to bank payment system, to carry out the transmission of random cipher with the said bank related cell-phone number of card number by the bank payment system basis;
Password forwarding module, the random cipher of the user's input that is used for said network television client end is sent are sent to the bank payment system operation of paying;
The payment result forwarding module is used for after receiving the successful notice of payment that bank payment system returns, returning the payment message of successful to said network television client end.
13. the account binding device that TV on-line payment Network Based is professional is characterized in that said device comprises:
The accounts information sending module; Be used for the bank account information of user's input is sent to the Web TV service end; Said bank account information is sent to bank payment system, make bank payment system according to carrying out the transmission of accidental validation sign indicating number with the bank related cell-phone number of card number in the said bank account information by said Web TV service end;
The identifying code sending module is used to receive the accidental validation sign indicating number of user's input and send it to the Web TV service end, verifies by the Web TV service end accidental validation sign indicating number is sent to bank payment system;
The binding result display module is used to receive account that the Web TV service end returns and binds and successfully notify and show.
14. device as claimed in claim 13 is characterized in that, said device also comprises:
The sign sending module is used for to Web TV service end transmitting apparatus sign and ID, and said device identification is used for the unique identification network television client end.
15. one kind based on the payment mechanism like claim 13 or 14 described account binding devices, it is characterized in that said device comprises:
The Payment Request sending module; Be used for sending Payment Request to the Web TV service end; So that bank's card number that the Web TV service end is bound said Payment Request and network television client end is sent to bank payment system, make the bank payment system basis carry out the transmission of random cipher with the said bank related cell-phone number of card number;
The password sending module is used to receive the random cipher of user's input and is sent to the Web TV service end, so that the Web TV service end is sent to the bank payment system operation of paying with said random cipher;
The payment result display module is used to receive successful notice and the demonstration of payment that the Web TV service end is returned.
16. a Web TV service end is characterized in that, said Web TV service end comprises like claim 10 or 11 described account binding devices or comprises payment mechanism as claimed in claim 12.
17. a network television client end is characterized in that, said network television client end comprises like claim 13 or 14 described account binding devices or comprises payment mechanism as claimed in claim 15.
CN201110273227A 2011-09-15 2011-09-15 Network TV (television) online payment service based account binding method and payment method CN102332127A (en)

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CN102611943A (en) * 2012-02-24 2012-07-25 福建鑫诺通讯技术有限公司 Method for realizing user payment by applying additional SIM card to set-top box
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CN104852884A (en) * 2014-02-14 2015-08-19 中兴通讯股份有限公司 Registration method of third party payment platform, device, and system
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CN104883352A (en) * 2015-03-31 2015-09-02 北京畅游天下网络技术有限公司 Message anti-fake method and apparatus for use in social software
CN104883352B (en) * 2015-03-31 2018-09-28 北京畅游天下网络技术有限公司 A kind of message method for anti-counterfeit and device in social software
CN107358419A (en) * 2016-05-09 2017-11-17 阿里巴巴集团控股有限公司 Airborne Terminal pays method for authenticating, device and system
CN107464114A (en) * 2017-07-12 2017-12-12 北京奇安信科技有限公司 The automation real name identification method and device of a kind of payment services
CN109977387A (en) * 2019-03-21 2019-07-05 广东顺德淘力网络科技有限公司 A kind of method, mobile terminal and the storage device of batch binding bank card

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