CN108428123A - 基于身份识别的支付方法以及装置 - Google Patents

基于身份识别的支付方法以及装置 Download PDF

Info

Publication number
CN108428123A
CN108428123A CN201810150742.0A CN201810150742A CN108428123A CN 108428123 A CN108428123 A CN 108428123A CN 201810150742 A CN201810150742 A CN 201810150742A CN 108428123 A CN108428123 A CN 108428123A
Authority
CN
China
Prior art keywords
user
identity
order
payment
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201810150742.0A
Other languages
English (en)
Chinese (zh)
Inventor
吴洋
周剑锋
王小冬
朱兴
兰杰
杨宇
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Koubei Shanghai Information Technology Co Ltd
Original Assignee
Koubei Shanghai Information Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Koubei Shanghai Information Technology Co Ltd filed Critical Koubei Shanghai Information Technology Co Ltd
Priority to CN201810150742.0A priority Critical patent/CN108428123A/zh
Publication of CN108428123A publication Critical patent/CN108428123A/zh
Priority to PCT/CN2019/074350 priority patent/WO2019157984A1/fr
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4033—Local solvency checks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Collating Specific Patterns (AREA)
CN201810150742.0A 2018-02-13 2018-02-13 基于身份识别的支付方法以及装置 Pending CN108428123A (zh)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN201810150742.0A CN108428123A (zh) 2018-02-13 2018-02-13 基于身份识别的支付方法以及装置
PCT/CN2019/074350 WO2019157984A1 (fr) 2018-02-13 2019-02-01 Procédé et dispositif de paiement basé sur une identification d'identité

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201810150742.0A CN108428123A (zh) 2018-02-13 2018-02-13 基于身份识别的支付方法以及装置

Publications (1)

Publication Number Publication Date
CN108428123A true CN108428123A (zh) 2018-08-21

Family

ID=63157068

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201810150742.0A Pending CN108428123A (zh) 2018-02-13 2018-02-13 基于身份识别的支付方法以及装置

Country Status (2)

Country Link
CN (1) CN108428123A (fr)
WO (1) WO2019157984A1 (fr)

Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109816392A (zh) * 2019-01-19 2019-05-28 深圳市沃特沃德股份有限公司 智能支付方法、装置、计算机设备及存储介质
CN110009324A (zh) * 2019-02-01 2019-07-12 阿里巴巴集团控股有限公司 一种线下自助结算方法、装置和系统
CN110060061A (zh) * 2019-03-08 2019-07-26 平安科技（深圳）有限公司 请求信息的处理方法、装置、计算机设备和存储介质
WO2019157984A1 (fr) * 2018-02-13 2019-08-22 口碑(上海)信息技术有限公司 Procédé et dispositif de paiement basé sur une identification d'identité
CN110610367A (zh) * 2019-08-29 2019-12-24 深圳市元征科技股份有限公司 一种交易数据支付方法及装置、电子设备和服务器
CN111340504A (zh) * 2020-03-10 2020-06-26 北京意锐新创科技有限公司 适用于支付设备的支付方法和装置
CN111784346A (zh) * 2020-07-21 2020-10-16 支付宝(杭州)信息技术有限公司 基于无人售卖设备的用户拦截方法、装置和服务器
CN111862433A (zh) * 2020-07-27 2020-10-30 成都智元汇信息技术股份有限公司 一种无感通行支付方法及装置
CN115273358A (zh) * 2022-08-04 2022-11-01 深圳市诚丰乐琪科技有限公司 一种智能收银方法及收银平板电子设备
CN115424361A (zh) * 2022-08-31 2022-12-02 长城汽车股份有限公司 车辆控制方法、系统、终端设备及计算机可读存储介质

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105608612A (zh) * 2015-12-16 2016-05-25 青岛海信传媒网络技术有限公司 基于大数据的网购订单管理方法及装置
CN106327192A (zh) * 2016-08-18 2017-01-11 飞天诚信科技股份有限公司 一种基于云服务器和支付服务器实现的支付方法及系统
CN107393227A (zh) * 2017-08-24 2017-11-24 浙江行雨网络科技有限公司 一种智能机器人值守的多功能便利店购物系统
CN107451816A (zh) * 2017-06-23 2017-12-08 阿里巴巴集团控股有限公司 线下交易的实现方法和装置
CN107622568A (zh) * 2017-08-07 2018-01-23 集合智造（北京）餐饮管理有限公司 一种基于开放式智能便利网点的运营系统和方法

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104599122A (zh) * 2013-10-31 2015-05-06 腾讯科技（深圳）有限公司 一种快捷支付方法及相关设备、系统
CN104574064A (zh) * 2015-01-26 2015-04-29 深圳前海万融智能信息有限公司 一种预授权电子账单提示的手机支付方法及系统
CN106127529A (zh) * 2016-07-08 2016-11-16 廖志勇 一种车辆消费支付方法及系统
CN107122978A (zh) * 2017-05-17 2017-09-01 四川新网银行股份有限公司 一种基于多种生物识别技术的快捷支付方法及装置
CN107194699B (zh) * 2017-06-05 2020-11-03 深圳市优点智联科技有限公司 基于生物特征的支付系统、方法、装置及可读存储介质
CN108428123A (zh) * 2018-02-13 2018-08-21 口碑(上海)信息技术有限公司 基于身份识别的支付方法以及装置

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105608612A (zh) * 2015-12-16 2016-05-25 青岛海信传媒网络技术有限公司 基于大数据的网购订单管理方法及装置
CN106327192A (zh) * 2016-08-18 2017-01-11 飞天诚信科技股份有限公司 一种基于云服务器和支付服务器实现的支付方法及系统
CN107451816A (zh) * 2017-06-23 2017-12-08 阿里巴巴集团控股有限公司 线下交易的实现方法和装置
CN107622568A (zh) * 2017-08-07 2018-01-23 集合智造（北京）餐饮管理有限公司 一种基于开放式智能便利网点的运营系统和方法
CN107393227A (zh) * 2017-08-24 2017-11-24 浙江行雨网络科技有限公司 一种智能机器人值守的多功能便利店购物系统

Cited By (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2019157984A1 (fr) * 2018-02-13 2019-08-22 口碑(上海)信息技术有限公司 Procédé et dispositif de paiement basé sur une identification d'identité
CN109816392A (zh) * 2019-01-19 2019-05-28 深圳市沃特沃德股份有限公司 智能支付方法、装置、计算机设备及存储介质
TWI724530B (zh) * 2019-02-01 2021-04-11 開曼群島商創新先進技術有限公司 線下自助結算方法、裝置和系統
CN110009324A (zh) * 2019-02-01 2019-07-12 阿里巴巴集团控股有限公司 一种线下自助结算方法、装置和系统
CN110060061A (zh) * 2019-03-08 2019-07-26 平安科技（深圳）有限公司 请求信息的处理方法、装置、计算机设备和存储介质
WO2020181665A1 (fr) * 2019-03-08 2020-09-17 平安科技（深圳）有限公司 Procédé et appareil de traitement d'informations de requête, dispositif informatique et support de stockage
CN110060061B (zh) * 2019-03-08 2023-09-22 平安科技（深圳）有限公司 请求信息的处理方法、装置、计算机设备和存储介质
CN110610367A (zh) * 2019-08-29 2019-12-24 深圳市元征科技股份有限公司 一种交易数据支付方法及装置、电子设备和服务器
CN110610367B (zh) * 2019-08-29 2023-09-05 深圳市元征科技股份有限公司 一种交易数据支付方法及装置、电子设备和服务器
CN111340504A (zh) * 2020-03-10 2020-06-26 北京意锐新创科技有限公司 适用于支付设备的支付方法和装置
CN111784346A (zh) * 2020-07-21 2020-10-16 支付宝(杭州)信息技术有限公司 基于无人售卖设备的用户拦截方法、装置和服务器
CN111862433A (zh) * 2020-07-27 2020-10-30 成都智元汇信息技术股份有限公司 一种无感通行支付方法及装置
CN115273358A (zh) * 2022-08-04 2022-11-01 深圳市诚丰乐琪科技有限公司 一种智能收银方法及收银平板电子设备
CN115424361A (zh) * 2022-08-31 2022-12-02 长城汽车股份有限公司 车辆控制方法、系统、终端设备及计算机可读存储介质

Also Published As

Publication number Publication date
WO2019157984A1 (fr) 2019-08-22

Similar Documents

Publication Publication Date Title
CN108428123A (zh) 基于身份识别的支付方法以及装置
US10210569B1 (en) Encouraging spending goals and discouraging impulse purchases
US20120284105A1 (en) Apparatuses, methods, and computer program products enabling association of related product data and execution of transaction
RU2598590C2 (ru) Система кассовых терминалов, использующая сеть предоплаченных/подарочных карт
US20050177456A1 (en) Method for communicating with buyers who chose a competitor
CN106779641A (zh) 信息处理方法及信息处理装置
US20130273843A1 (en) Method and Apparatus for Near Field Communication Commerce
CN107358421A (zh) 支付方法、支付装置、终端设备和服务器
Babcock Mobile payments: How digital finance is transforming agriculture
CN114708085A (zh) 一种以银行客户为会员的商户联盟平台
CN107025558A (zh) 一种交易系统及交易处理方法
WO2005017793A1 (fr) Reseau de paiements electroniques pourvu de capacites de surveillance et de commande
US11049111B2 (en) Systems and methods to provide data communication channels for user inputs to a centralized system
CN109858952A (zh) 服务场景下的数据处理方法和装置
WO2011109690A2 (fr) Moteur de consommation
Phyu Attitude towards the use of Mobile Wallet and Mobile Payment Services in Myanmar
CN110852762A (zh) 商户识别方法及装置、电子设备、存储介质
JP7359910B1 (ja) 情報処理装置、情報処理方法、およびプログラム
Khan et al. Measuring customers’ preference toward online banking in Bangladesh: A study on private commercial banks (PCBs)
JP7477679B2 (ja) 提供装置、提供方法及び提供プログラム
Nishath et al. A Study on E–Channels Service Quality in Private Bank Tiruchirappalli
THU Yangon University of Economics Master of Public Administration Programme
Berman The development, use and cultural context of M-PESA in Costal Kenya
ANDERSSON et al. Physical or Digital Payments: Towards a Dominant Design?
CN207008694U (zh) 一种基于协同过滤进行支付推送的系统

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination