CN108416668A - Trade tracking and financing by accounts receivable method, system, equipment and storage medium - Google Patents

Trade tracking and financing by accounts receivable method, system, equipment and storage medium Download PDF

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Publication number
CN108416668A
CN108416668A CN201810186723.3A CN201810186723A CN108416668A CN 108416668 A CN108416668 A CN 108416668A CN 201810186723 A CN201810186723 A CN 201810186723A CN 108416668 A CN108416668 A CN 108416668A
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trade
accounts receivable
information
financing
block chain
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邱赟捷
陈垚亮
陈柏良
黄胜
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Mdt Infotech Ltd (shanghai) Mdt Infotech Ltd
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Mdt Infotech Ltd (shanghai) Mdt Infotech Ltd
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Priority to CN201810186723.3A priority Critical patent/CN108416668A/en
Publication of CN108416668A publication Critical patent/CN108416668A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis

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  • Human Resources & Organizations (AREA)
  • Operations Research (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The present invention provides a kind of trade tracking and financing by accounts receivable method, system, equipment and storage medium, the trade tracking is executed using the intelligent contract of trade tracking of block chain, including：Trade order information is received from trade participant；By the outbound received from delivery side notice and the storage Notification Record received from recipient in block chain；If receiving accounts receivable information, judge in block chain with the presence or absence of corresponding trade order information, outbound notice and storage notice；If it is, determining that the accounts receivable information received is effective, and accounts receivable information and corresponding trade order note identification are recorded in block chain；When financing using funds on account, then based on the accounts receivable information recorded in block chain.By using the present invention, it is based on block chain and technology of Internet of things, distributed storage is carried out to the data in the data and financing in trade, ensures that trade practice enters automation and the trackability of chain with financing behavior, improves safety and reliability.

Description

Trade tracking and financing by accounts receivable method, system, equipment and storage medium
Technical field
The present invention relates to block chain technical field more particularly to a kind of trade tracking and financing by accounts receivable method, system, Equipment and storage medium.
Background technology
Financing by accounts receivable is a kind of ripe application scenarios of supply chain finance.In supply chain, small-sized supplier will buy (or sell) on credit Pin-shaped at accounts receivable transfer fund raising institution, obtain part funds on account in advance, to speed up capital turnover speed, improve production Efficiency.
In the prior art, during trade, shipping and receiving behavior by manually performing, the safety of accounts receivable information and Reliability is difficult to ensure；In implementation procedure of financing, the generation of the behaviors such as shipping and receiving, loan repayment is pacified also by manually performing Full property is inadequate.Meanwhile in existing supply chain, supplier, purchaser, financial institution respectively have a set of IT system, data Consistency and authenticity are often difficult to ensure.In addition, during existing financing is refunded, due to supplier's returned money source and account The complexity of phase is specially gone back it is difficult to control special fund.
Invention content
For the problems of the prior art, the purpose of the present invention is to provide a kind of trade tracking and financing by accounts receivable sides Method, system, equipment and storage medium are based on block chain and technology of Internet of things, ensure that trade practice enters oneself of chain with financing behavior Dynamicization and trackability.
The embodiment of the present invention provides a kind of trade tracking, is executed using the intelligent contract of trade tracking of block chain, institute Trade tracking is stated to include the following steps：
Trade order information is received from trade participant；
Extract trade order note identification, delivery side's information and recipient information from trade order information, and by trade order Information is recorded in block chain；
The outbound received from delivery side notice and corresponding trade order note identification are recorded in block chain；
The storage received from recipient notice and corresponding trade order note identification are recorded in block chain；
If receiving accounts receivable information and corresponding trade order note identification from trade participant, judge in block chain With the presence or absence of the corresponding trade order information of the trade order note identification, outbound notice and storage notice；
If it is, determining that the accounts receivable information received is effective, and accounts receivable information and corresponding trade are ordered Single identification record is in block chain.
Optionally, further include following steps：
The sales contract electronics shelves through trade participant digital signature are received from trade participant；
By digital signature authentication submitter's identity of sales contract electronics shelves, if the verification passes, then by sales contract Electronics shelves are recorded in block chain；
Further include receiving trade order information from trade participant when receiving trade order information from trade participant With the correspondence of sales contract electronics shelves, the correspondence of trade order information and sales contract electronics shelves is recorded in block Chain.
Optionally, if receiving accounts receivable information and corresponding trade order note identification from trade participant, judge It notifies and enters with the presence or absence of the corresponding sales contract electronics shelves of the trade order note identification, trade order information, outbound in block chain Library notifies；
If it is, determining that the accounts receivable information received is effective, and accounts receivable information and corresponding trade are ordered Single identification record is in block chain；
Otherwise, it determines the accounts receivable information received is invalid.
Optionally, described to receive outbound notice from delivery side, further include receiving object from the intelligent scanning rifle of delivery side The single number of stream；
The trade tracking further includes following steps：
Logistics progress msg and logistics list number are received from logistics facility, by the logistics of logistics progress msg and delivery side Single number is associated, and the corresponding trade order note identification of logistics progress msg is determined, by logistics progress msg and trade order mark Knowledge is recorded in block chain.
Optionally, described to receive trade order information from trade participant, include the following steps：
The trade order information through trade participant digital signature is received from trade participant；
Then trade order is believed if the verification passes by digital signature authentication submitter's identity of trade order information Breath is recorded in block chain, otherwise, ignores the trade order information；
It is described to receive accounts receivable information from trade participant, include the following steps：
The accounts receivable information through trade participant digital signature is received from trade participant；
By digital signature authentication submitter's identity of accounts receivable information, if the verification passes, then further area is judged With the presence or absence of the corresponding trade order information of the trade order note identification, outbound notice and storage notice in block chain, if verification is lost It loses, then ignores the accounts receivable information.
Optionally, further include following steps after extracting delivery side's information and recipient information in trade order information：
Judge the trade participant for sending trade order information for delivery side or recipient；
If the trade participant for sending trade order information is delivery side, trade Firm Order notice and trade are ordered Single information is sent to recipient；
If the trade participant for sending trade order information is recipient, trade Firm Order notice and trade are ordered Single information is sent to delivery side；
If receiving the trade Firm Order successful information of delivery side or recipient, confirm that trade order information has Effect, block chain is recorded in by trade order information；
If receiving the trade Firm Order failure information of delivery side or recipient, it is determined that trade order information without Effect, ignores the trade order information.
Optionally, described after trade participant receives trade order information, further include following steps：
Attribute and goods acceptance standard are checked and accepted in discharging of goods from trade order information；
The detection attribute value corresponding to each goods acceptance attribute is received from cargo monitoring terminal；
If receiving accounts receivable information and corresponding trade order note identification from trade participant, and exist in block chain The corresponding trade order information of the trade order note identification, outbound notice and storage notice, then further judge the detection attribute Whether value meets goods acceptance standard；
If it is, determining that the accounts receivable information received is effective, and accounts receivable information and corresponding trade are ordered Single identification record is in block chain；
Otherwise, it determines the accounts receivable information received is invalid, and Fail Transaction notice is sent to trade participant.
Optionally, further include following steps：
Accounts receivable calculative strategy is extracted from the trade order information；
If the detection attribute value meets goods acceptance standard, according to accounts receivable calculative strategy calculating Detect attribute value corresponding to the accounts receivable amount of money, and by including result of calculation accounts receivable information and corresponding trade order Identification record is in block chain.
Optionally, the goods acceptance standard includes the attribute value model of the minimum requirements corresponding to each goods acceptance attribute It encloses；
Judge whether the detection attribute value meets goods acceptance standard, includes the following steps：
Judge whether each detection attribute value is in the attribute-value ranges of corresponding minimum requirements, if so, Goods acceptance success is then determined, otherwise, it determines goods acceptance fails；
The accounts receivable calculative strategy includes multiple discount factors and the corresponding goods acceptance condition of each discount factor, The corresponding goods acceptance condition of each discount factor includes the attribute-value ranges of each goods acceptance attribute under this condition；
The accounts receivable amount of money corresponding to the detection attribute value is calculated according to the accounts receivable calculative strategy, including such as Lower step：
More each detection attribute value goods acceptance condition corresponding with each discount factor, determines each detection attribute value The goods acceptance condition of satisfaction, using the discount factor corresponding to the goods acceptance condition as the discount factor of calculating；
The initial accounts receivable amount of money is obtained according to the accounts receivable information received from trade participant, initial is answered The discount factor that the receipt on account money amount of money is multiplied by calculating obtains the accounts receivable amount of money corresponding to the detection attribute value.
Optionally, the goods acceptance standard includes the examination threshold range of each detection attribute value；
The accounts receivable calculative strategy includes that the accounts receivable amount of money calculates function, which calculates function Input value includes the detection attribute value of each goods acceptance attribute, and output valve includes the accounts receivable amount of money；
Judge whether the detection attribute value meets goods acceptance standard, includes the following steps：
Judge whether the detection attribute value is being checked and accepted in threshold range；
If it is, determining goods acceptance success, the detection attribute value, which is substituted into the accounts receivable amount of money, calculates letter In number, the accounts receivable amount of money is calculated, by accounts receivable information and corresponding trade order note identification note including result of calculation It records in block chain；
Otherwise, it determines goods acceptance fails, Fail Transaction notice is sent to trade participant.
Optionally, described after trade participant receives accounts receivable information, further include following steps：
Judge the trade participant for sending accounts receivable information for delivery side or recipient；
If the trade participant for sending accounts receivable information is delivery side, accounts receivable is verified into notice and answers receipt on account Money information is sent to recipient；
If the trade participant for sending accounts receivable information is recipient, accounts receivable is verified into notice and answers receipt on account Money information is sent to delivery side；
If the accounts receivable for receiving delivery side or recipient is proved to be successful information, confirm that accounts receivable information has Effect further judges in block chain with the presence or absence of the corresponding trade order information of the trade order note identification, outbound notice and storage Notice；
If receiving the accounts receivable authentication failed information of delivery side or recipient, it is determined that accounts receivable information without Effect.
The embodiment of the present invention also provides a kind of financing by accounts receivable method, and the financing by accounts receivable method includes answering receipt on account Money information generation step and the financing by accounts receivable step for using the financing flow intelligence contract of block chain to execute；
The accounts receivable information generation step is executed according to the trade tracking；
The financing by accounts receivable step includes the following steps：
The mark that financing request and accounts receivable information is received from delivery side, is recorded in block chain；
The mark of the financing quotation information received from fund raising institution and financing request is sent to delivery side, and is recorded in Block chain；
By the financing agreement received from delivery side and the identification record of financing request in block chain；
Agency is called to send the notice that funds on account of financing are transferred accounts to delivery side to bank；
The payment accounts receivable information of recipient that agency receives and corresponding accounts receivable information will be called from bank It is recorded in block chain；
Financing repayment amount is determined according to the financing agreement recorded in block chain, and calling agency to send to bank will branch The notice that money of paying a bill is transferred accounts to fund raising institution；
The financing refund state of block chained record accounts receivable.
Optionally, described to receive financing request from delivery side, include the following steps：
The request of the financing through delivery side's digital signature is received from delivery side；
By the digital signature authentication submitter's identity for request of financing, and judge that financing asks corresponding accounts receivable information It whether there is；
If the digital signature authentication success of financing request, and finance and corresponding accounts receivable information is asked to exist, then really It is effective to recognize financing request, financing request is recorded in block chain；
Otherwise, confirm that financing request is invalid, ignore financing request；
It is described to receive financing agreement from delivery side, include the following steps：
The financing agreement through delivery side's digital signature is received from delivery side；
Financing agreement is recorded in if be proved to be successful by digital signature authentication submitter's identity of financing agreement Otherwise block chain ignores the financing agreement.
Optionally, the payment accounts receivable information for calling agency to receive recipient from bank and corresponding receipt on account is answered After money information, include the following steps：
Judge to whether there is the corresponding financing agreement of accounts receivable information in block chain；
If it is, determining financing repayment amount according to the financing agreement recorded in block chain, proxy machine is called to bank Structure sends the notice that payment funds on account are transferred accounts to fund raising institution；
Otherwise, further judge the record in block chain with the presence or absence of the accounts receivable information；
If it is, calling agency to send the notice that payment funds on account are transferred accounts to delivery side to bank；
Otherwise, the wrong notice of payment funds on account is sent to paying party.
The embodiment of the present invention also provides a kind of financing by accounts receivable system, and the system comprises accounts receivable information to generate mould Block and financing by accounts receivable module；Wherein, the accounts receivable information generating module is used to execute the accounts receivable information Generation step；The financing by accounts receivable module is used to execute the financing by accounts receivable step.
The embodiment of the present invention also provides a kind of financing by accounts receivable equipment, including：
Processor；
Memory, wherein being stored with the executable instruction of the processor；
Wherein, the processor is configured to execute the financing by accounts receivable side via the executable instruction is executed The step of method.
The embodiment of the present invention also provides a kind of computer readable storage medium, for storing program, which is characterized in that described Program is performed the step of realizing the financing by accounts receivable method.
It should be understood that above general description and following detailed description is only exemplary and explanatory, not The disclosure can be limited.
Trade tracking provided by the present invention and financing by accounts receivable method, system, equipment and storage medium, pass through block The intelligent contract modeling accounts receivable information of chain generates and the flow of financing by accounts receivable pattern, and crucial trade and financing are gone Enter chain to be recorded as block, ensures that trade practice enters the automatic of chain with financing behavior with digital certificate technique in combination with Internet of Things technology Change and trackability improve the efficiency that accounts receivable information is generated and financed.
Description of the drawings
Upon reading the detailed description of non-limiting embodiments with reference to the following drawings, other feature of the invention, Objects and advantages will become more apparent upon.
Fig. 1 is the flow chart of the trade tracking of the present invention；
Fig. 2 is the flow chart of the trade tracking of one embodiment of the invention；
Fig. 3 is the schematic diagram that the trade tracking module of one embodiment of the invention is interacted with other equipment；
Fig. 4 is the flow chart of the financing by accounts receivable step of the present invention；
Fig. 5 is the flow chart of the financing by accounts receivable step of one embodiment of the invention；
Fig. 6 is the schematic diagram that the financing by accounts receivable module of one embodiment of the invention is interacted with other equipment；
Fig. 7 is the structural schematic diagram of the financing by accounts receivable equipment of one embodiment of the invention；
Fig. 8 is the structural schematic diagram of one embodiment of the invention computer readable storage medium.
Specific implementation mode
Example embodiment is described more fully with reference to the drawings.However, example embodiment can be with a variety of shapes Formula is implemented, and is not understood as limited to example set forth herein；On the contrary, thesing embodiments are provided so that the disclosure will more Fully and completely, and by the design of example embodiment comprehensively it is communicated to those skilled in the art.Described feature, knot Structure or characteristic can be in any suitable manner incorporated in one or more embodiments.
In addition, attached drawing is only the schematic illustrations of the disclosure, it is not necessarily drawn to scale.Identical attached drawing mark in figure Note indicates same or similar part, thus will omit repetition thereof.Some block diagrams shown in attached drawing are work( Energy entity, not necessarily must be corresponding with physically or logically independent entity.Software form may be used to realize these work( Energy entity, or these functional entitys are realized in one or more hardware modules or integrated circuit, or at heterogeneous networks and/or place These functional entitys are realized in reason device device and/or microcontroller device.
In order to solve to rely on the manually-operated trade tracking technical problem that efficiency is low, reliability is low in the prior art, this Invention provides a kind of trade tracking, is executed using the intelligent contract of trade tracking of block chain.
Block chain technology can be carried as a kind of decentralization, the distributed data base technique that can not be distorted for trade flow For believable digital evidence, the safety and reliability of the data generated in trade flow is improved, and the later stage is facilitated to trace. In addition, present invention incorporates technology of Internet of things, efficiently it can convert physical event to digital information, realize that block chain is automatic Change ground trade tracking.
As shown in Figure 1, the trade tracking includes the following steps：
S110：Trade order information is received from trade participant；
S120：Extract trade order note identification, delivery side's information and recipient information from trade order information, and by trade Order information is recorded in block chain；
S130：The outbound received from delivery side notice and corresponding trade order note identification are recorded in block chain；
S140：The storage received from recipient notice and corresponding trade order note identification are recorded in block chain；
S150：If receiving accounts receivable information and corresponding trade order note identification from trade participant, area is judged With the presence or absence of the corresponding trade order information of the trade order note identification, outbound notice and storage notice in block chain；
S160：If it is, determine that the accounts receivable information that receives is effective, and by accounts receivable information and corresponding trade Easy order note identification is recorded in block chain；
S170：If it is not, then determining that the accounts receivable information received is invalid.
In the invention, the data transmission of block chain and each mechanism, such as delivery side's terminal, recipient terminal etc., Usually other mechanisms actively send the data to trade tracking module, after trade tracking module passively receives data, carry out Screen the record with block chain.
Accordingly with the trade tracking of the present invention, the present invention also provides a kind of trade tracking system, the trade with Track system includes trade tracking module, which is executed using the intelligent contract of trade tracking of block chain.
The present invention receives the data and information of each side by Internet of Things, can be efficiently by the physical event during trade It is converted into digital information；By block chain to trade whole flow process into line trace and record, and only when the information of record is equal When meeting condition, just determine that accounts receivable information is effective, realizes to the distributed recording of trade flow, can be carried for trade practice For believable digital evidence, and further believable digital evidence can be provided for follow-up financing behavior.
The trade tracking and trade tracking system of a specific embodiment of the invention are specifically introduced with reference to Fig. 2 and 3. Such as the flow chart for the trade tracking that Fig. 2 is the embodiment, Fig. 3 be the embodiment trade tracking module and other equipment into The schematic diagram of row interaction.
In this embodiment, before step S110, which further includes following steps：
The sales contract electronics shelves through trade participant digital signature are received from trade participant, and trade participant can be with Uploading sales contract electronics shelves for the delivery side of trade and the either side of recipient or both sides can also；Trade herein is closed The correspondence of block chain intelligence contract (chaincode) and practical sales contract can be indicated with electronics shelves；
By digital signature authentication submitter's identity of sales contract electronics shelves, if the verification passes, then by sales contract Electronics shelves are recorded in block chain, if authentication failed, ignore the sales contract electronics shelves.
In step s 110, further include being received from trade participant when receiving trade order information from trade participant It is to the correspondence of trade order information and sales contract electronics shelves, trade order information is corresponding with sales contract electronics shelves Relation record is in block chain.
In this embodiment, sales contract electronics shelves can be the scanning file of papery contract, such as be added to digital label The pdf files etc. of name plug-in unit, block chain record sales contract electronics shelves, ensure the conjunction rule of accounts receivable information.It should Embodiment combines digital certificate technique, can provide legal basis for submitter's identity of file and digital information.And trade Order information can be then numerical data, include the data such as the ID of the ID of delivery side, the ID of recipient, trade order.
Based on this, in step S150, it is also necessary to which determining has the presence of corresponding sales contract electronics shelves, i.e., if from trade Participant receives accounts receivable information and corresponding trade order note identification, then judges to whether there is the trade order in block chain Identify corresponding sales contract electronics shelves, trade order information, outbound notice and storage notice；
If it is, continuing step S160, determine that the accounts receivable information that receives is effective, and by accounts receivable information and Corresponding trade order note identification is recorded in block chain；
Otherwise, then continue step S170, determine that the accounts receivable information received is invalid.
Further, the real-time progress msg of logistics can also be got in the embodiment from logistics facility.Specifically, institute It states from delivery side and receives outbound notice, further include receiving logistics list number from the intelligent scanning rifle of delivery side；
The trade tracking further includes following steps：
Logistics list is numbered corresponding logistics facility and can be periodically sent to logistics progress msg and corresponding logistics list number Trade tracking module；
Logistics progress msg and logistics list number are received from logistics facility, by the logistics of logistics progress msg and delivery side Single number is associated, and the corresponding trade order note identification of logistics progress msg is determined, by logistics progress msg and trade order mark Knowledge is recorded in block chain.
Further include receiving logistics list from the intelligent scanning rifle of recipient to compile in the storage notice received from recipient Number, the storage notice and cargo itself of recipient can be further associated with according to the logistics list of recipient number.
It is described to receive trade order information from trade participant in step S110, include the following steps：
The trade order information through trade participant digital signature is received from trade participant；
Then trade order is believed if the verification passes by digital signature authentication submitter's identity of trade order information Breath is recorded in block chain, otherwise, ignores the trade order information；
It is described to receive accounts receivable information from trade participant in step S150, include the following steps：
The accounts receivable information through trade participant digital signature is received from trade participant；
By digital signature authentication submitter's identity of accounts receivable information, if the verification passes, then further area is judged With the presence or absence of the corresponding trade order information of the trade order note identification, outbound notice and storage notice in block chain, if verification is lost It loses, then ignores the accounts receivable information.
Further, the embodiment is also by delivery side and determination of the recipient both sides to trade order information, to ensure The authenticity of trade order information specifically in step S120, extracts delivery side's information and recipient from trade order information Further include following steps after information：
Judge the trade participant for sending trade order information for delivery side or recipient；
If the trade participant for sending trade order information is delivery side, trade Firm Order notice and trade are ordered Single information is sent to recipient；
If the trade participant for sending trade order information is recipient, trade Firm Order notice and trade are ordered Single information is sent to delivery side；
If receiving the trade Firm Order successful information of delivery side or recipient, confirm that trade order information has Effect, block chain is recorded in by trade order information；
If receiving the trade Firm Order failure information of delivery side or recipient, it is determined that trade order information without Effect, ignores the trade order information.
Correspondingly, in step S150, digitally signed accounts receivable information can also be by recipient or hair Cargo interests is sent to trade tracking module, and trade tracking module is carried after receiving accounts receivable information by digital signature authentication Accounts receivable information is issued delivery side after being verified or recipient confirms, when recipient and delivery side by friendship person's identity When both sides confirm, it may be determined that the correctness of accounts receivable information.
Specifically, described after trade participant receives accounts receivable information, further include following steps：
Judge the trade participant for sending accounts receivable information for delivery side or recipient；
If the trade participant for sending accounts receivable information is delivery side, accounts receivable is verified into notice and answers receipt on account Money information is sent to recipient；
If the trade participant for sending accounts receivable information is recipient, accounts receivable is verified into notice and answers receipt on account Money information is sent to delivery side；
If the accounts receivable for receiving delivery side or recipient is proved to be successful information, confirm that accounts receivable information has Effect further judges in block chain with the presence or absence of the corresponding trade order information of the trade order note identification, outbound notice and storage Notice；
If receiving the accounts receivable authentication failed information of delivery side or recipient, it is determined that accounts receivable information without Effect.
In this embodiment, as shown in figure 3, trade tracking module can also be interacted with cargo monitoring terminal, in goods In object transportational process or when goods warehousing, obtain the data of cargo monitoring, cargo monitoring terminal can with multiple sensors into The data of multiple sensors are sent to trade tracking module by row interaction.Wherein, sensor may include temperature sensor, it is wet Spend sensor, weighing apparatus, video camera etc..The monitoring data received is sent to trade tracking module by cargo monitoring terminal When, trade tracking module is recorded in block chain.
Further, described after trade participant receives trade order information, further include following steps：
Attribute and goods acceptance standard are checked and accepted in discharging of goods from trade order information；Wherein, goods acceptance standard can be with Include the attribute-value ranges of the corresponding minimum requirements of each goods acceptance attribute；
For example, extracting goods acceptance standard from trade order information and being：Temperature：- 10 °~0 °, weight 98kg~ 102kg could check and accept success when the two is satisfied by；Or it extracts goods acceptance standard and is：30~60L of volume, weight 40~ 70kg, the two satisfaction can check and accept success；
The mode of extraction keyword may be used in the mode of extraction, such as detects " temperature ", " weight ", " humidity ", " body When the word of the characterization state such as product ", goods acceptance attribute is determined that it is, and correspond to numberical range behind as the attribute Minimum requirements attribute-value ranges.
Corresponding temperature sensor can be set in the compartment of transport cargo or at recipient and weighing apparatus (corresponds to other Other kinds of detection device and sensor can be arranged in different attribute), the detection data of temperature sensor and weighing apparatus uploads To cargo monitor terminal, cargo monitoring terminal can re-send to trade tracking module；
The detection attribute value corresponding to each goods acceptance attribute is received from cargo monitoring terminal；
After step S105, i.e., if receiving accounts receivable information and corresponding trade order mark from trade participant Know, and in block chain exist the corresponding trade order information of the trade order note identification, outbound notice and storage notify after, then into One step judges whether each detection attribute value meets goods acceptance standard；
If it is, determining that the accounts receivable information received is effective, and accounts receivable information and corresponding trade are ordered Single identification record is in block chain, such as goods acceptance standard：Temperature：It is -10 °~0 °, weight 98kg~102kg, both full Success could be checked and accepted when sufficient；To freight detection to -2 ° of temperature, weight 101kg；
If the detection attribute value is unsatisfactory for goods acceptance standard, it is determined that the accounts receivable information received is invalid, And it is sent to trade participant and checks and accepts failure information.
Further, since goods acceptance standard is minimum acceptance criteria, when meeting goods acceptance standard, it is also possible to It needs to be adjusted the accounts receivable amount of money there is a situation where cargo has slight damage.The embodiment of the present invention can pass through two kinds Mode carrys out the automatic accounts receivable amount of money calculated after adjustment：The mode of discrete acceptance condition and discount factor；It is continuous receivable The funds on account amount of money calculates the mode of function, and can automatically record the accounts receivable amount of money calculated automatically in block chain.
First way is to establish the mapping item of discrete multiple acceptance conditions and multiple acceptance conditions and discount factor Part.Specifically, which further includes following steps：
Accounts receivable calculative strategy is extracted from the trade order information；
If the detection attribute value meets goods acceptance standard, according to accounts receivable calculative strategy calculating Detect attribute value corresponding to the accounts receivable amount of money, and by including result of calculation accounts receivable information and corresponding trade order Identification record is in block chain.
Accounts receivable calculative strategy includes multiple acceptance conditions.For example, goods acceptance standard is：Temperature：- 10 °~10 °, Weight 80kg~120kg could check and accept success when the two is satisfied by.Setting accounts receivable calculative strategy includes：Work as cargo temperature 0 °~10 °, when weight 80kg~90kg, the initial accounts receivable amount of money is multiplied by 0.7 coefficient by discount factor 0.7；When - 10 ° of cargo temperature~0 °, when weight 80kg~90kg, the initial accounts receivable amount of money is multiplied by 0.8 by discount factor 0.8 Coefficient, when 0 °~10 ° of cargo temperature, weight 90kg~100kg, discount factor 0.9, i.e., by initial accounts receivable gold Volume is multiplied by 0.9 coefficient；When -10 °~0 ° of cargo temperature, weight 90kg~100kg, the former accounts receivable amount of money is multiplied by 0.95 Coefficient；When 0 °~10 ° of cargo temperature, weight 100kg~120kg, discount factor 0.95, i.e., by initial accounts receivable The amount of money is multiplied by 0.95 coefficient；When -10 °~0 ° of cargo temperature, weight 100kg~120kg, initial accounts receivable gold is kept Volume is constant.It is only herein a kind of enumerating for example, in practical applications, different accounts receivable can be configured as needed Amount of money calculative strategy.
When detecting accounts receivable amount of money calculative strategy, the mode of detection keyword is again may be by, such as detection is closed Keyword " condition ", " if " or " if " subsequent attribute keywords and attribute-value ranges will as a Rule of judgment Behind the Rule of judgment " then " or modification coefficient of " then " the subsequent numerical value as the accounts receivable amount of money, to realize corresponding receipt on account The automation of money amount of money calculative strategy is extracted.
Second of mode for being continuous accounts receivable amount of money calculating function, the accounts receivable calculative strategy includes receivable The funds on account amount of money calculates function, and the input value which calculates function includes the detection attribute of each goods acceptance attribute Value, output valve includes the accounts receivable amount of money.The goods acceptance standard includes the examination threshold value model of each detection attribute value It encloses.
It can be following formula that the accounts receivable amount of money, which calculates function,：
Y=f (x1,x2,x3,…,xn)
The output valve of the y representative functions, that is, accounts receivable amount of money, x1,x2,x3,…,xnEach goods acceptance attribute is indicated respectively Corresponding goods acceptance attribute value, n indicate the quantity for the goods acceptance attribute for needing to check and accept.Such as x1Indicate temperature value, x2Table Show humidity value, xnIndicate weight etc..
The accounts receivable amount of money calculates the specific formula for calculation of function and the type of goods acceptance attribute that is related to can be from It is automatically extracted in trade order information, the standard calculated as the accounts receivable amount of money after extraction.
In this kind of embodiment, judge whether the detection attribute value meets goods acceptance standard, includes the following steps：
Judge whether the detection attribute value is being checked and accepted in threshold range；
If it is, determining goods acceptance success, the detection attribute value, which is substituted into the accounts receivable amount of money, calculates letter In number, the accounts receivable amount of money is calculated, by accounts receivable information and corresponding trade order note identification note including result of calculation It records in block chain；
Otherwise, it determines goods acceptance fails, Fail Transaction notice is sent to trade participant.
In order to solve the problems, such as that financing by accounts receivable is inefficient in the prior art, reliability is low, the present invention also provides one Financing by accounts receivable method is planted, the financing by accounts receivable method includes accounts receivable information generation step and use block chain The financing by accounts receivable step that flow intelligence contract of financing executes；
The accounts receivable information generation step is executed according to the trade tracking；
As shown in figure 4, the financing by accounts receivable step includes the following steps：
S210：The mark that financing request and accounts receivable information is received from delivery side, is recorded in block chain, hair herein Cargo interests refers to the delivery side corresponding to this accounts receivable information；
S220：The mark of the financing quotation information received from fund raising institution and financing request is sent to delivery side, and It is recorded in block chain；The financing quotation information received from financing structure, preferably financing of the fund raising institution Jing Guo digital signature Quotation information can determine the identity of fund raising institution by the verification of digital signature；
S230：By the financing agreement received from delivery side and the identification record of financing request in block chain；
S240：Agency is called to send the notice that funds on account of financing are transferred accounts to delivery side to bank；
S250：The payment accounts receivable information of recipient that agency receives and corresponding accounts receivable will be called from bank Information is recorded in block chain, and payment accounts receivable information is preferably to call the payment accounts receivable information of agency's digital signature through bank, The identity of agency is called according to digital signature authentication bank, it is ensured that pay the authenticity of accounts receivable information；
S260：Financing repayment amount is determined according to the financing agreement recorded in block chain, and agency's hair is called to bank Send the notice that payment funds on account are transferred accounts to fund raising institution；
S270：The financing refund state of block chained record accounts receivable.
With the financing by accounts receivable method of the present invention correspondingly, the present invention also provides a kind of financing by accounts receivable system, The system comprises trade tracking module, the step of executing above-mentioned trade tracking, the system also includes answer receipt on account Money financing module, uses the financing flow intelligence contract of block chain to execute above-mentioned financing by accounts receivable step.
The present invention ensures that trade practice and financing behavior enter the automation of chain using technology of Internet of things and digital certificate technique And trackability.Meanwhile after recipient is paid the bill, payment information can be obtained rapidly, and can transfer accounts with transmitting bank, to Avoid delivery side, recipient and the unsmooth problem of fund raising institution's information communication, also avoid may delivery side have been received by goods Money and without financing refund the case where occur.
The specific embodiment of the present invention is further described with reference to Fig. 5 and Fig. 6.
In this embodiment, security guarantee is carried out to financing request and financing agreement also in conjunction with digital signature technology. Specifically, described to receive financing request from delivery side in step S210, include the following steps：
The request of the financing through delivery side's digital signature is received from delivery side；
By the digital signature authentication submitter's identity for request of financing, and judge that financing asks corresponding accounts receivable information It whether there is；
If the digital signature authentication success of financing request, and finance and corresponding accounts receivable information is asked to exist, then really It is effective to recognize financing request, financing request is recorded in block chain；
Otherwise, confirm that financing request is invalid, ignore financing request；
It is described to receive financing agreement from delivery side in step S230, include the following steps：
The financing agreement through delivery side's digital signature is received from delivery side；
Financing agreement is recorded in if be proved to be successful by digital signature authentication submitter's identity of financing agreement Otherwise block chain ignores the financing agreement.
Further, step S250, it is described from bank call agency receive recipient payment accounts receivable information and After corresponding accounts receivable information, include the following steps：
Judge to whether there is the corresponding financing agreement of accounts receivable information in block chain；
If it is, determining financing repayment amount according to the financing agreement recorded in block chain, proxy machine is called to bank Structure sends the notice that payment funds on account are transferred accounts to fund raising institution；
Otherwise, further judge the record in block chain with the presence or absence of the accounts receivable information；
If it is, calling agency to send the notice that payment funds on account are transferred accounts to delivery side to bank；
Otherwise, illustrate that the accounts receivable information of paying party remarks may be wrong, it is wrong to send payment funds on account to paying party Notice, after subsequently getting the newer accounts receivable information of paying party, can re-execute each judgement flow again.
The embodiment of the present invention also provides a kind of financing by accounts receivable equipment, including processor；Memory, wherein storing State the executable instruction of processor；Wherein, the processor is configured to described to execute via the executable instruction is executed The step of financing by accounts receivable method.
Person of ordinary skill in the field it is understood that various aspects of the invention can be implemented as system, method or Program product.Therefore, various aspects of the invention can be embodied in the following forms, i.e.,：It is complete hardware embodiment, complete The embodiment combined in terms of full Software Implementation (including firmware, microcode etc.) or hardware and software, can unite here Referred to as circuit, " module " or " system ".
The electronic equipment 600 of this embodiment according to the present invention is described referring to Fig. 7.The electronics that Fig. 7 is shown Equipment 600 is only an example, should not bring any restrictions to the function and use scope of the embodiment of the present invention.
As shown in fig. 7, electronic equipment 600 is showed in the form of universal computing device.The component of electronic equipment 600 can wrap It includes but is not limited to：At least one processing unit 610, at least one storage unit 840, (including the storage of connection different system component Unit 840 and processing unit 610) bus 630, display unit 640 etc..
Wherein, the storage unit has program stored therein code, and said program code can be held by the processing unit 610 Row so that the processing unit 610 execute described in this specification above-mentioned electronic prescription circulation processing method part according to this The step of inventing various illustrative embodiments.For example, the processing unit 610 can execute step as shown in fig. 1.
The storage unit 840 may include the readable medium of volatile memory cell form, such as random access memory Unit (RAM) 8401 and/or cache memory unit 8402 can further include read-only memory unit (ROM) 8403.
The storage unit 840 can also include program/practicality work with one group of (at least one) program module 8405 Tool 8404, such program module 8405 include but not limited to：Operating system, one or more application program, other programs Module and program data may include the realization of network environment in each or certain combination in these examples.
Bus 630 can be to indicate one or more in a few class bus structures, including storage unit bus or storage Cell controller, peripheral bus, graphics acceleration port, processing unit use the arbitrary bus structures in a variety of bus structures Local bus.
Electronic equipment 600 can also be with one or more external equipments 700 (such as keyboard, sensing equipment, bluetooth equipment Deng) communication, can also be enabled a user to one or more equipment interact with the electronic equipment 600 communicate, and/or with make Any equipment that the electronic equipment 600 can be communicated with one or more of the other computing device (such as router, modulation /demodulation Device etc.) communication.This communication can be carried out by input/output (I/O) interface 650.Also, electronic equipment 600 can be with By network adapter 660 and one or more network (such as LAN (LAN), wide area network (WAN) and/or public network, Such as internet) communication.Network adapter 660 can be communicated by bus 630 with other modules of electronic equipment 600.It should Understand, although not shown in the drawings, other hardware and/or software module can be used in conjunction with electronic equipment 600, including but it is unlimited In：Microcode, device driver, redundant processing unit, external disk drive array, RAID system, tape drive and number According to backup storage system etc..
The embodiment of the present invention also provides a kind of computer readable storage medium, and for storing program, described program is performed The step of financing by accounts receivable method described in Shi Shixian.In some possible embodiments, various aspects of the invention are also It can be implemented as a kind of form of program product comprising program code, when described program product is run on the terminal device, Said program code is for making the terminal device execute described in this specification above-mentioned electronic prescription circulation processing method part According to various illustrative embodiments of the invention the step of.
Refering to what is shown in Fig. 8, describing the program product for realizing the above method according to the embodiment of the present invention 800, portable compact disc read only memory (CD-ROM) may be used and include program code, and can in terminal device, Such as it is run on PC.However, the program product of the present invention is without being limited thereto, in this document, readable storage medium storing program for executing can be with To be any include or the tangible medium of storage program, the program can be commanded execution system, device either device use or It is in connection.
The arbitrary combination of one or more readable mediums may be used in described program product.Readable medium can be readable letter Number medium or readable storage medium storing program for executing.Readable storage medium storing program for executing for example can be but be not limited to electricity, magnetic, optical, electromagnetic, infrared ray or System, device or the device of semiconductor, or the arbitrary above combination.The more specific example of readable storage medium storing program for executing is (non exhaustive List) include：It is electrical connection, portable disc, hard disk, random access memory (RAM) with one or more conducting wires, read-only Memory (ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disc read only memory (CD-ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.
The computer readable storage medium may include the data letter propagated in a base band or as a carrier wave part Number, wherein carrying readable program code.Diversified forms, including but not limited to electromagnetism may be used in the data-signal of this propagation Signal, optical signal or above-mentioned any appropriate combination.Readable storage medium storing program for executing can also be any other than readable storage medium storing program for executing Readable medium, which can send, propagate either transmission for being used by instruction execution system, device or device or Person's program in connection.The program code for including on readable storage medium storing program for executing can transmit with any suitable medium, packet Include but be not limited to wireless, wired, optical cable, RF etc. or above-mentioned any appropriate combination.
It can be write with any combination of one or more programming languages for executing the program that operates of the present invention Code, described program design language include object oriented program language-Java, C++ etc., further include conventional Procedural programming language-such as " C " language or similar programming language.Program code can be fully in user It executes on computing device, partly execute on a user device, being executed as an independent software package, partly in user's calculating Upper side point is executed or is executed in remote computing device or server completely on a remote computing.It is being related to far In the situation of journey computing device, remote computing device can pass through the network of any kind, including LAN (LAN) or wide area network (WAN), it is connected to user calculating equipment, or, it may be connected to external computing device (such as utilize ISP To be connected by internet).
Trade tracking provided by the present invention and financing by accounts receivable method, system, equipment and storage medium, pass through block The intelligent contract modeling accounts receivable information of chain generates and the flow of financing by accounts receivable pattern, and crucial trade and financing are gone Enter chain to be recorded as block, ensures that trade practice enters the automatic of chain with financing behavior with digital certificate technique in combination with Internet of Things technology Change and trackability improve the efficiency that accounts receivable information is generated and financed.
The above content is a further detailed description of the present invention in conjunction with specific preferred embodiments, and it cannot be said that The specific implementation of the present invention is confined to these explanations.For those of ordinary skill in the art to which the present invention belongs, exist Under the premise of not departing from present inventive concept, a number of simple deductions or replacements can also be made, all shall be regarded as belonging to the present invention's Protection domain.

Claims (17)

1. a kind of trade tracking, which is characterized in that executed using the intelligent contract of trade tracking of block chain, the trade with Track method includes the following steps：
Trade order information is received from trade participant；
Extract trade order note identification, delivery side's information and recipient information from trade order information, and by trade order information It is recorded in block chain；
The outbound received from delivery side notice and corresponding trade order note identification are recorded in block chain；
The storage received from recipient notice and corresponding trade order note identification are recorded in block chain；
If receiving accounts receivable information and corresponding trade order note identification from trade participant, judge in block chain whether There are the corresponding trade order information of the trade order note identification, outbound notice and storage notices；
If it is, determine that the accounts receivable information that receives is effective, and by accounts receivable information and corresponding trade order mark Knowledge is recorded in block chain.
2. trade tracking according to claim 1, which is characterized in that further include following steps：
The sales contract electronics shelves through trade participant digital signature are received from trade participant；
By digital signature authentication submitter's identity of sales contract electronics shelves, if the verification passes, then by sales contract electronics Shelves are recorded in block chain；
Further include receiving trade order information and trade from trade participant when receiving trade order information from trade participant The correspondence of trade order information and sales contract electronics shelves is recorded in block chain by the correspondence of easy contract electronics shelves.
3. trade tracking according to claim 2, which is characterized in that answer receipt on account if received from trade participant Money information and corresponding trade order note identification then judge to whether there is the corresponding sales contract of trade order note identification in block chain Electronics shelves, trade order information, outbound notice and storage notice；
If it is, determine that the accounts receivable information that receives is effective, and by accounts receivable information and corresponding trade order mark Knowledge is recorded in block chain；
Otherwise, it determines the accounts receivable information received is invalid.
4. trade tracking according to claim 1, which is characterized in that it is described to receive outbound notice from delivery side, Further include receiving logistics list number from the intelligent scanning rifle of delivery side；
The trade tracking further includes following steps：
Logistics progress msg and logistics list number are received from logistics facility, logistics progress msg and the logistics list of delivery side are compiled It number is associated, determines the corresponding trade order note identification of logistics progress msg, logistics progress msg and trade order note identification are remembered It records in block chain.
5. trade tracking according to claim 1, which is characterized in that described to receive trade from trade participant and order Single information, includes the following steps：
The trade order information through trade participant digital signature is received from trade participant；
Then trade order information is remembered if the verification passes by digital signature authentication submitter's identity of trade order information It records in block chain, otherwise, ignores the trade order information；
It is described to receive accounts receivable information from trade participant, include the following steps：
The accounts receivable information through trade participant digital signature is received from trade participant；
By digital signature authentication submitter's identity of accounts receivable information, if the verification passes, then further block chain is judged In with the presence or absence of the corresponding trade order information of the trade order note identification, outbound notice and storage notice, if authentication failed, Ignore the accounts receivable information.
6. trade tracking according to claim 1, which is characterized in that extract delivery side's letter from trade order information Further include following steps after breath and recipient information：
Judge the trade participant for sending trade order information for delivery side or recipient；
If the trade participant for sending trade order information is delivery side, trade Firm Order notice and trade order are believed Breath is sent to recipient；
If the trade participant for sending trade order information is recipient, trade Firm Order notice and trade order are believed Breath is sent to delivery side；
If receiving the trade Firm Order successful information of delivery side or recipient, confirm that trade order information is effective, it will Trade order information is recorded in block chain；
If receiving the trade Firm Order failure information of delivery side or recipient, it is determined that trade order information is invalid, suddenly The slightly trade order information.
7. trade tracking according to claim 1, which is characterized in that described to receive trade from trade participant and order Further include following steps after single information：
Attribute and goods acceptance standard are checked and accepted in discharging of goods from trade order information；
The detection attribute value corresponding to each goods acceptance attribute is received from cargo monitoring terminal；
If receiving accounts receivable information and corresponding trade order note identification from trade participant, and there are the trades in block chain The corresponding trade order information of easy order note identification, outbound notice and storage notice, then further judge that the detection attribute value is It is no to meet goods acceptance standard；
If it is, determining goods acceptance success, and determine that the accounts receivable information that receives is effective, and by accounts receivable information It is recorded in block chain with corresponding trade order note identification；
Otherwise, it determines goods acceptance fails, and determines that the accounts receivable information received is invalid, and sends and hand over to trade participant Easy failure notification.
8. trade tracking according to claim 7, which is characterized in that further include following steps：
Accounts receivable calculative strategy is extracted from the trade order information；
If the detection attribute value meets goods acceptance standard, the detection is calculated according to the accounts receivable calculative strategy The accounts receivable amount of money corresponding to attribute value, and by including result of calculation accounts receivable information and corresponding trade order note identification It is recorded in block chain.
9. trade tracking according to claim 8, which is characterized in that the goods acceptance standard includes each cargo Check and accept the attribute-value ranges of the minimum requirements corresponding to attribute；
Judge whether the detection attribute value meets goods acceptance standard, includes the following steps：
Judge whether each detection attribute value is in the attribute-value ranges of corresponding minimum requirements, if it is, really Goods acceptance success is determined, otherwise, it determines goods acceptance fails；
The accounts receivable calculative strategy includes multiple discount factors and the corresponding goods acceptance condition of each discount factor, each The corresponding goods acceptance condition of the discount factor includes the attribute-value ranges of each goods acceptance attribute under this condition；
The accounts receivable amount of money corresponding to the detection attribute value is calculated according to the accounts receivable calculative strategy, including is walked as follows Suddenly：
More each detection attribute value goods acceptance condition corresponding with each discount factor determines that each detection attribute value meets Goods acceptance condition, using the discount factor corresponding to the goods acceptance condition as the discount factor of calculating；
The initial accounts receivable amount of money is obtained according to the accounts receivable information received from trade participant, initial is answered into receipt on account The discount factor that the money amount of money is multiplied by calculating obtains the accounts receivable amount of money corresponding to the detection attribute value.
10. trade tracking according to claim 8, which is characterized in that the goods acceptance standard includes each institute State the examination threshold range of detection attribute value；
The accounts receivable calculative strategy includes that the accounts receivable amount of money calculates function, which calculates the input of function Value includes the detection attribute value of each goods acceptance attribute, and output valve includes the accounts receivable amount of money；
Judge whether the detection attribute value meets goods acceptance standard, includes the following steps：
Judge whether the detection attribute value is being checked and accepted in threshold range；
If it is, determining goods acceptance success, the detection attribute value, which is substituted into the accounts receivable amount of money, to be calculated in function, The accounts receivable amount of money is calculated, by including result of calculation accounts receivable information and corresponding trade order note identification be recorded in area Block chain；
Otherwise, it determines goods acceptance fails, Fail Transaction notice is sent to trade participant.
11. trade tracking according to claim 1, which is characterized in that it is described received from trade participant it is receivable Further include following steps after accounts receivable information：
Judge the trade participant for sending accounts receivable information for delivery side or recipient；
If the trade participant for sending accounts receivable information is delivery side, accounts receivable verification notice and accounts receivable are believed Breath is sent to recipient；
If the trade participant for sending accounts receivable information is recipient, accounts receivable verification notice and accounts receivable are believed Breath is sent to delivery side；
If the accounts receivable for receiving delivery side or recipient is proved to be successful information, confirm that accounts receivable information is effective, into One step judges in block chain with the presence or absence of the corresponding trade order information of the trade order note identification, outbound notice and storage notice；
If receiving the accounts receivable authentication failed information of delivery side or recipient, it is determined that accounts receivable information is invalid.
12. a kind of financing by accounts receivable method, which is characterized in that the financing by accounts receivable method include trade tracking step and The financing by accounts receivable step executed using the financing flow intelligence contract of block chain；
The trade tracking step trade tracking according to any one of claim 1 to 11 executes；
The financing by accounts receivable step includes the following steps：
The mark that financing request and accounts receivable information is received from delivery side, is recorded in block chain；
The mark of the financing quotation information received from fund raising institution and financing request is sent to delivery side, and is recorded in block Chain；
By the financing agreement received from delivery side and the identification record of financing request in block chain；
Agency is called to send the notice that funds on account of financing are transferred accounts to delivery side to bank；
The payment accounts receivable information and corresponding accounts receivable information record of recipient that agency receives will be called from bank In block chain；
Financing repayment amount is determined according to the financing agreement recorded in block chain, calls agency to send to bank and branch is paid a bill The notice that money is transferred accounts to fund raising institution；
The financing refund state of block chained record accounts receivable.
13. financing by accounts receivable method according to claim 12, which is characterized in that described to receive financing from delivery side Request, includes the following steps：
The request of the financing through delivery side's digital signature is received from delivery side；
By the digital signature authentication submitter's identity for request of financing, and judge whether financing asks corresponding accounts receivable information In the presence of；
If the digital signature authentication success of financing request, and finance and corresponding accounts receivable information is asked to exist, then confirm and melts Money request is effective, and financing request is recorded in block chain；
Otherwise, confirm that financing request is invalid, ignore financing request；
It is described to receive financing agreement from delivery side, include the following steps：
The financing agreement through delivery side's digital signature is received from delivery side；
Financing agreement is recorded in block if be proved to be successful by digital signature authentication submitter's identity of financing agreement Otherwise chain ignores the financing agreement.
14. financing by accounts receivable method according to claim 12, which is characterized in that described to call agency from bank After the payment accounts receivable information and the corresponding accounts receivable information that receive recipient, include the following steps：
Judge to whether there is the corresponding financing agreement of accounts receivable information in block chain；
If it is, determining financing repayment amount according to the financing agreement recorded in block chain, agency's hair is called to bank Send the notice that payment funds on account are transferred accounts to fund raising institution；
Otherwise, further judge the record in block chain with the presence or absence of the accounts receivable information；
If it is, calling agency to send the notice that payment funds on account are transferred accounts to delivery side to bank；
Otherwise, the wrong notice of payment funds on account is sent to paying party.
15. a kind of financing by accounts receivable system, which is characterized in that the system comprises trade tracking module and financing by accounts receivable Module；Wherein, the trade tracking module requires the trade tracking step described in 12 for perform claim；The accounts receivable is melted Module is provided for the financing by accounts receivable step described in perform claim requirement 12.
16. a kind of financing by accounts receivable equipment, which is characterized in that including：
Processor；
Memory, wherein being stored with the executable instruction of the processor；
Wherein, the processor is configured to come any one of perform claim requirement 12 to 14 institutes via the execution executable instruction The step of financing by accounts receivable method stated.
17. a kind of computer readable storage medium, for storing program, which is characterized in that described program is performed realization power Profit requires the step of financing by accounts receivable method described in any one of 12 to 14.
CN201810186723.3A 2018-03-07 2018-03-07 Trade tracking and financing by accounts receivable method, system, equipment and storage medium Pending CN108416668A (en)

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CN113139775A (en) * 2021-05-12 2021-07-20 北京京东乾石科技有限公司 Cargo allocation information processing method, device, equipment and storage medium
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