CN109767219A

CN109767219A - A kind of accounts receivable circulation method based on block chain technology

Info

Publication number: CN109767219A
Application number: CN201910025824.7A
Authority: CN
Inventors: 魏利
Original assignee: Shenzhen Chain Link Technology Co Ltd
Current assignee: Shenzhen Yinhengtong Trading Co.,Ltd.
Priority date: 2019-01-11
Filing date: 2019-01-11
Publication date: 2019-05-17
Anticipated expiration: 2039-01-11
Also published as: CN109767219B

Abstract

The accounts receivable circulation method based on block chain technology that the invention proposes a kind of, comprising: alliance's block chain network and alliance's block chain auxiliary activities network based on the building of supply chain ecology；The core enterprise's crawl accounts payable data and cochain of cochain；Core enterprise generates chain shellfish based on the accounts payable data of itself, and the accounts receivable of respective vendor is digitized；Chain shellfish is issued to corresponding supplier on chain；Chain shellfish circulates on line；Chain shellfish expires, and nullifies chain shellfish, and core enterprise pays accounts payable；Chain Bei Shengcheng, chain Bei Fafang, chain Bei Liuzhuan, chain shellfish nullify and circularly carry out on alliance's block chain；It realizes the quick flowing of accounts receivable, realizes any fractionation and turnover in the accounts receivable amount of money and time limit.

Description

A kind of accounts receivable circulation method based on block chain technology

Technical field

The present invention relates to block chain technical applications, in particular to a kind of accounts receivable circulation based on block chain technology Method.

Background technique

Under the conditions of modern economy, market is set up exactly to meet the needs of dealer, effective reconfiguration of assets It needs to realize in marketing, credits are as a kind of proprietary, its value is increasingly prominent in business community, and " credits " pass through Circulation relationship becomes a part of " commodity ".Law also more respects the execution of civil right mode of obligee simultaneously, assigns its freedom Space, and become today's society substantially and the system that follows jointly.In reality, it is frequently present of triangle credits relationship, Party A owes The payment for goods of Party B, Party B deal with the payment for goods of the third party, Party B are paid by Party A, then pay the third party by Party B, traditional In the mode for realizing credits, if not expiring creditor's rights, the third party, which cannot subrogate to ask at any time, to be repaid, thus, cause cash flow It is dynamic to be obstructed.

Since block chain is a kind of a kind of chain for being sequentially in time combined into data block in such a way that sequence is connected Formula data structure, and the distributed account book that can not be distorted He can not forge realized in a manner of cryptography.Block chain technology is benefit Verified with block linked data structure with storing data, using distributed node know together algorithm come generate and more new data, utilize The mode of cryptography is guaranteed the safety of data transmission and access, is programmed using the intelligent contract being made of automatized script code Completely new distributed basis framework and calculation with one kind of operation data, it is desirable to be solved using the technology of block chain The quick flow field problem of freedom of credits is difficult to realize in traditional commerce contact.

Summary of the invention

More than solving the problems, such as, the present invention can provide a kind of accounts receivable circulation method based on block chain technology, By the digital asset freely quickly flowing for realizing the digitlization of accounts receivable and based on accounts receivable.

The technical scheme of the present invention is realized as follows:

The method for the accounts receivable circulation based on block chain technology that the invention discloses a kind of, including based on supply chain ecology Alliance's block chain, accounts receivable digitlization and circulation, its supplier answers receipt on account on alliance's block chain by core enterprise Money is digitized as chain shellfish, and is issued to corresponding supplier, and chain shellfish circulates on chain；

A kind of accounts receivable circulation method based on block chain technology, method flow are as follows:

S1. alliance's block chain is realized with alliance's block chain network and alliance's block chain auxiliary activities network；

S2. alliance's block chain is constructed based on supply chain ecology；

S3. the core enterprise acquires and grabs accounts payable data and cochain；

S4. the core enterprise generates chain shellfish based on the accounts payable data of itself, by answering for respective vendor The digitlization of receipt on account money；

S5. chain shellfish is issued to the corresponding Lian Shang supplier of accounts payable by the core enterprise；

S6. the chain shellfish circulates between each main body on alliance's block chain；

S7. the chain shellfish expires, and nullifies chain shellfish, and core enterprise pays accounts payable；

S8. chain Bei Shengcheng, chain Bei Fafang, chain Bei Liuzhuan, chain shellfish nullify and circularly carry out on alliance's block chain.

Further scheme is that alliance's block chain is supervised with the core enterprise, factoring quotient, again factoring quotient or government Pipe mechanism is that the side of taking the lead is built.

The side of taking the lead refers to digitlization and circulation in order to realize accounts receivable, has the ability to dominate and initiate alliance's chain to take The main body built, the side of taking the lead can be a side or more for core enterprise described above, factoring quotient, again factoring quotient or government monitoring agencies Side.

Alliance's block chain is realized jointly by alliance's block chain network and alliance's block chain auxiliary activities network；Its Middle alliance's block chain network is collectively constituted by the corresponding node of main body, is deposited on alliance's block chain by distributed data Storage, point-to-point transmission, common recognition mechanism, Encryption Algorithm realize that the whole network is consistent, can not change, the whole network of unsuppressible-suppression witnesses data The network system of function；Wherein alliance's block chain auxiliary activities network is to be possessed except alliance's block chain network by main body What user terminal collectively constituted, using the distributed deployment of point-to-point equity, dynamic group net, both may be implemented main body business secret and Privacy protection policy, and it is able to achieve the network system that transaction data, information push are safely exchanged between different subjects；Area, alliance Block chain network and alliance's block chain auxiliary activities network collectively form, and can not only be kept accounts with the whole network distribution, common witness, but also can be with Realization body business secret and privacy protection policy, between different subjects safely exchange push transaction data based on supply chain Alliance's block catenary system of ecology.

Wherein the core enterprise refers to: occupying leading position in supply chain ecology, has stronger credit, to other Member has the supply chain Joint Enterprises of very strong radianting capacity and attraction power, is in the business transaction for generate accounts receivable Buyer is the debtor of accounts receivable, is the main body of chain Bei Shengcheng, granting.

Wherein the factoring quotient refers to: voluntarily coalize block chain, the held chain shellfish of block Lian Shang supplier, alliance of assigning The business factoring company of representative accounts receivable, business bank, trust company, securities broker company, insurance company, investment funds, SPV etc., wherein SPV is during accounts receivable asset securitization, and purchase is packed so that quotient answers receipt on account for original rights people Money assets and based on this issuing asset security, the carrier for the specific purposes financed to investor.

Wherein the factoring quotient again refers to: the held chain of factoring quotient on the block chain that voluntarily coalizes, alliance's block chain of assigning The business factoring company of accounts receivable representated by shellfish, business bank, trust company, securities broker company, insurance company, investment base Gold, SPV etc., wherein SPV is during accounts receivable asset securitization, and purchase is packed using factoring quotient as original rights people's Accounts receivable assets and based on this issuing asset security, the carrier for the specific purposes financed to investor.

Wherein the government monitoring agencies refer to: according to state's laws and policy, exercising supervision or the pipe of public power Manage mechanism.

Further scheme be include on alliance's block chain core enterprise's node and supplier's node, also and/ Or it is equipped with factoring quotient node, again factoring quotient node, credit information service's node, government regulator node, operational monitoring node.

Further scheme is that alliance's block chain auxiliary activities network uses the distributed deployment side of point-to-point equity Formula, main body possess independent auxiliary activities network user end, independently hold the data of this user terminal；

Alliance's block chain auxiliary activities network user end refers to and is possessed by main body and controlled, independently of other Main body, be made of server, memory, terminal hardware and its related software of operation, realized by same IP address and its The system of its user terminal communication interaction；

The core enterprise, supplier, factoring quotient, factoring quotient, credit information service, regulatory agency, operational monitoring can again Independently possess auxiliary activities network user end with selection；

Core enterprise's user terminal is deployed in core enterprise, including the acquisition of accounts payable data, generation chain shellfish, hair It puts chain shellfish, nullify the functional modules such as chain shellfish, the information interaction for having provided chain Bei Guanli, user terminal；

Supplier's user terminal is deployed in supplier, including chain Bei Guanli, chain Bei Zhifu, chain shellfish financing, chain shellfish arrive The functional modules such as the phase requests for payment, the information interaction of user terminal；

Factoring quotient's user terminal is deployed in factoring on factoring quotient, including active credit, line, chain shellfish re -financing, chain shellfish Repurchase, chain shellfish expire request for payment, the functional modules such as the information interaction of user terminal；

The quotient's user terminal of factoring again, is deployed on factoring quotient again, including active credit, line again factoring, chain Bei Zairong The functional modules such as money, chain shellfish, which are bought back, chain shellfish expires requests for payment, the information interaction of user terminal；

Credit information service's user terminal is deployed in credit information service, including collection, arrangement, processing and analysis business standing Information material provides credit report, provides diversified reference service, the functional modules such as information interaction of user terminal；

Regulatory agency's user terminal is deployed in supervision and administration organization, including supervision data acquisition, data storage, thing Monitoring, post-audit retrospect, the functional modules such as information interaction of user terminal in preceding control, thing；

The operational monitoring user terminal is deployed in operational monitoring side, including operational monitoring, common recognition abnormal monitoring, common recognition The abnormal monitoring of abnormality processing, the Formal Verification of intelligent contract, verifying, the information interaction for verifying abnormality processing, user terminal Etc. functional modules；

The above user terminal is coupled with point-to-point (P2P) communication modes and carries out information exchange with other user terminals.

Further scheme is that alliance's block chain is with business in block chain technical support supply chain Ecological Information scene The realization of common recognition；Original holds chain shellfish main body corresponding node for block packing, core enterprise, factoring quotient, again factoring quotient, chain Bei Shourang Main body, chain shellfish transfer the possession of whole remote holder corresponding nodes of the main body in addition to core enterprise and participate in verifying；Ensure to answer with what chain Bei Wei was represented The just rights of main body involved by receipt on account money transfer can access protection.

Further scheme is that the transaction relative subject on alliance's block chain passes through corresponding block chain node, ginseng With the transaction of block chain；

1. for the transaction relative subject for directly corresponding to block chain node, by Business agreement and technology, establish described Block chain node identification (ID) and transaction relative subject entity identities (i.e. the third party CA digital certificate public key or this public key Corresponding entity identities) corresponding relationship, participate in block chain transaction；

2. for the transaction relative subject for not corresponding to block chain node directly, by Business agreement, determine the main body and by The clientage for entrusting main body participates in the transaction of block chain by being entrusted the node that main body is held.

Further scheme is alliance's block chain, and the main body other than the side of taking the lead, non-core enterprise, the side of taking the lead can root Alliance's block chain is dynamically added or exited according to alliance's rule.

Further scheme is, in the S3 step, the core enterprise acquires and grab accounts payable data and cochain, institute Stating accounts payable data is accounts payable detail, includes vendor name, Expiration Date and the amount of money；It also and/or include to deal with The original document scan image of the relevant business contract information of funds on account, waybill information, commercial invoice information, aforementioned information.

Further scheme is, in the S4 step, the core enterprise generates chain according to itself accounts payable data Shellfish, specific method are:

A. the chain shellfish generates chain shellfish module by its user terminal by the core enterprise and generates；

B. the chain shellfish is based on core enterprise's accounts payable data；

Further scheme is, in the S4 step, the core enterprise generates chain according to itself accounts payable data Shellfish is directly to generate chain shellfish according to original accounts payable data；

Further scheme is, in the S4 step, the core enterprise generates chain according to itself accounts payable data Shellfish is to carry out manual intervention on the basis of original accounts payable data to time limit, the amount of money and generate chain shellfish.

The chain shellfish is the appellation of accounts receivable electronic certificate, can also there is other appellations, the chain shellfish in the present invention be by What core enterprise was generated based on its accounts payable data, other commercial operation main bodys are on alliance's block chain with core enterprise The electronic certificate of the accounts receivable of debtor.

The supplier of core enterprise obtains chain shellfish by the granting of core enterprise, other suppliers, guarantor on alliance's block chain Reason quotient, again factoring quotient obtain chain shellfish by assigning.The holder of chain shellfish is exactly with core enterprise representated by chain shellfish for debtor Accounts receivable creditor；The core enterprise is true to accounts receivable representated by the chain shellfish to circulate on alliance's block chain Real, legal, validity is undertaken the responsibility；

Further scheme is to be issued to the chain shellfish by core enterprise's user terminal granting chain shellfish module and answer The corresponding Lian Shang supplier of money of paying a bill, and synchronous book keeping operation is completed in alliance's block chain network.

Further scheme is that in the S6 step, the chain shellfish circulates on line, and the chain shellfish " is divided " with RMB For unit, coin 1 divides the accounts receivable of money to each chain shellfish on behalf of the people, point or less the calculating that rounds up, realize representated by chain shellfish Accounts receivable amount of money in intermediate links any fractionation；

Further scheme is that in the S6 step, the chain shellfish circulates on line, and the holder of the chain shellfish is with chain The time limit, which takes up an official post to anticipate, before accounts receivable representated by shellfish sells add-back purchaser's formula realization accounts receivable at the date of maturity splits；

Further scheme is that in the S6 step, the chain shellfish circulates on line, chain shellfish main body pair on chain The synchronous book keeping operation of the node answered and the common recognition mechanism based on supply chain Ecological Information scene, realize intermediate links core enterprise to correlation The credits of main body confirm；

Further scheme is that in the S6 step, the chain shellfish circulates on line, chain shellfish main body pair on chain The node answered is synchronous to keep accounts, and after the completion of accounts receivable representated by the chain shellfish is transferred the possession of, core enterprise is accepted by agreement The accounts receivable notification of the assignment of relative subject is received, and undertakes related responsibility, is sent out respectively from system to assignor with assignee " accounts receivable transfer know book " is sent, the mode of assignment of credit notice is changed.

Further scheme is that the chain shellfish circulates on line, using the synchronous book keeping operation of the corresponding node of main body and based on confession The common recognition mechanism for answering chain Ecological Information scene, the accounts receivable represented with chain Bei Wei is avoided repeatedly to transfer the possession of on alliance's block chain, It pledges or is disposed in such a way that other are any, it is ensured that chain shellfish holder is unique lawful right of accounts receivable representated by the chain shellfish People.

Further scheme is that the chain shellfish circulates on line, using by core enterprise in its business contract with its institute There is supplier's agreement, must not be carried out by any approach except alliance's block chain with core enterprise for the accounts receivable of debtor Circulation avoids the accounts receivable represented with chain Bei Wei from carrying out duplicate transfer except alliance's block chain, pledge or with other Where formula is disposed, it is ensured that chain shellfish holder is unique lawful right people of accounts receivable representated by the chain shellfish.

Further scheme is that the chain shellfish circulates on line, and specific method is:

1. chain shellfish described in circulates between different suppliers on alliance's block chain, holds the supplier of chain shellfish with chain shellfish institute The accounts receivable of representative transfers other suppliers, pays off the debt to other suppliers；

2. chain shellfish described in circulates between suppliers at different levels and factoring quotient, holds the suppliers at different levels of chain shellfish with chain shellfish institute The accounts receivable of representative transfers factoring quotient, realizes the financing of accounts receivable；

3. chain shellfish described in circulates between factoring Shang Yuzai factoring quotient, holds representated by the factoring Shang Yilian shellfish of chain shellfish Accounts receivable transfers factoring quotient again, realizes the re -financing of accounts receivable；

Further scheme is that in the S6 step, the chain shellfish circulates on line, supports oneself of chain shellfish with intelligent contract Dynamic circulation, specific method is:

1. intelligent contract described in supports automatic flow of the chain shellfish between supplier, has signed contract between supplier, has touched It sends out intelligent contract and executes chain Bei Liuzhuan automatically；

2. intelligent contract described in supports automatic flow of the chain shellfish between supplier and factoring quotient, supplier and factoring quotient Between signed factoring contract, trigger intelligent contract and execute chain Bei Liuzhuan automatically；Arranged according to repurchase, factoring quotient acknowledges receipt of repurchase After fund, triggers intelligent contract and execute chain Bei Liuzhuan automatically；

3. intelligent contract described in supports automatic flow of the chain shellfish between factoring quotient and again factoring quotient, factoring quotient and protects again Reason quotient has signed factoring contract again, triggers intelligent contract and executes chain Bei Liuzhuan automatically；Arranged according to repurchase, then factoring quotient acknowledges receipt of After buying back fund, triggers intelligent contract and execute chain Bei Liuzhuan automatically.

The factoring is to hold the supplier of chain shellfish for accounts receivable transfer representated by chain shellfish or pledge and give factoring quotient Realize the behavior of financing.

The factoring again is to hold the factoring quotient of chain shellfish for accounts receivable transfer representated by chain shellfish or pledge to protecting again Manage the behavior that quotient realizes re -financing.

The intelligent contract refers to: the computer code that trigger condition is written and can be executed automatically；Specific to this hair Bright, exactly one section of program code write on block chain, once reaching trigger condition, code is i.e. automatic to be executed；Intelligent contract is permitted Perhaps credible transaction is carried out in no third-party situation, these transaction are traceable and irreversible.

Further scheme is that the chain shellfish circulates between suppliers at different levels and factoring quotient, described to hold chain shellfish Supplier is based on point-to-point (P2P) communication technology, supports to select factoring quotient with way of bidding, finance.

Further scheme is that the chain shellfish circulates between suppliers at different levels and factoring quotient, described to hold chain shellfish Supplier is based on point-to-point (P2P) communication technology, supports directly to issue financing request to specific factoring quotient, finance.

Further scheme is that the chain shellfish circulates between suppliers at different levels and factoring quotient, and the factoring quotient is based on point To point (P2P) communication and synchronous book keeping operation technology, support to carry out active credit to the supplier for holding chain shellfish.

Further scheme is that the chain shellfish circulates between factoring quotient and again factoring quotient, the guarantor for holding chain shellfish It manages quotient and is based on point-to-point (P2P) communication technology, support to carry out re -financing with the selected factoring quotient again of way of bidding.

Further scheme is that the chain shellfish circulates between factoring quotient and again factoring quotient, the guarantor for holding chain shellfish It manages quotient and is based on point-to-point (P2P) communication technology, support directly to issue re -financing request to the specific quotient of factoring again, carry out re -financing.

Further scheme is that the chain shellfish circulates between factoring quotient and again factoring quotient, and the quotient of factoring again is based on Point-to-point (P2P) communication carries out active credit to the factoring quotient for holding chain shellfish with synchronous book keeping operation technology, support.

Further scheme is to issue prompt to the transaction relative subject, ensures main body right, promotes user experience, Method is as follows:

1. chain shellfish described in, which is transferred the possession of, completes, and system automatic trigger chain shellfish assignee's user terminal generates People's Bank of China's reference Center assignment of credit registration prompt；

2. chain shellfish described in, which is transferred the possession of, completes, and system automatic trigger chain shellfish assignor's user terminal generates People's Bank of China's reference Center credits nullify registration prompt；

3. chain shellfish described in, which is transferred the possession of, completes, and accounting processing prompts under system automatic trigger related side's line；

4. chain shellfish described in, which is transferred the possession of, completes, and bank settlement prompts under system automatic trigger related side's line.

Further scheme is to disclose the situation of honouring an agreement of debtor in a manner of the whole network bulletin, facilitate on alliance's block chain Credit rewards and punishments mechanism is established between main body, the method is as follows:

1. accounts receivable representated by chain shellfish described in expires, core enterprise on time, in full amount after payment, triggering system The whole network broadcast chain shellfish payment of uniting is announced；

After 2. accounts receivable representated by chain shellfish described in expires, core enterprise not on time, payment in full amount,

Chain shellfish, which nullifies time point and holds the main body of chain shellfish, can trigger system whole-network broadcast about core enterprise not on time, in full amount The bulletin of payment.

Further scheme is, the circulation of the accounts receivable that the chain Bei Wei is represented with electronic contract and/or offer, counter want About, the legal document promised to undertake is supported, and supports to have under relative subject line contract and legal document for according to solving its dispute.

Further scheme is, after the chain shellfish expires, nullifies chain shellfish, the core enterprise pays accounts payable, tool Body method is:

1. cancellation chain shellfish described in, refers to that chain shellfish exits circulation, does not influence the debtor-creditor relationship representated by it；

After 2. chain shellfish described in is nullified, accounts payable sorting system that the core enterprise is approved jointly by each main body System will cope with funds on account and pay the main body that chain shellfish cancellation time point holds chain shellfish.

Further scheme is, after the chain shellfish expires, nullifies chain shellfish, the core enterprise pays accounts payable, note Chain shellfish after pin, after the regular period, Correlation block chain data deposit technology by the shifting of block chain data and realize that shifting is deposited.

Further scheme is that alliance's block chain is by alliance's block chain network and alliance's block chain auxiliary activities network Composition, alliance's block chain network and alliance's block chain auxiliary activities network further include each node connected, user terminal and complete The net constituted at background server necessary to node, user terminal function, memory, terminal hardware and its related software of operation Network system further includes point-to-point (P2P) communication between user terminal, and any one of in energy processing operation claims 1 to 31 Method described in claim.

Implement a kind of accounts receivable circulation method based on block chain technology of the invention, there is technology effect beneficial below Fruit:

1. it is living to avoid traditional supply chain finance by the digitlization of accounts receivable and the distributed synchronization book keeping operation of block chain In dynamic, with high costs, inefficiency credits confirmation link and credits are repeatedly transferred the possession of, pledge risk, realize oneself of accounts receivable By quickly flowing, the problem that Financing in supply chain is difficult, financing is expensive is alleviated；Can also greatly reduce factoring quotient, Factoring quotient participates in the risk of supply chain finance activities again, will be greatly facilitated the development of supply chain financial industry.

2. the middle main financing tool as supply chain finance is different from the prior art, as commercial acceptance, bank hold It converts draft etc. to be limited by usage scenario, cannot achieve freely splitting for the amount of money and time limit, it is even more impossible to realize quick circulation；This Freely splitting for the amount of money and time limit may be implemented in technical solution, preferably realizes the circulation of credits and fund.

3. being based on this method, the credit of core enterprise can be circulated into entire supply chain ecology, allow entire supply chain Medium-sized and small enterprises in ecology obtain it is more increase letter, enhance the competitiveness of entire supply chain ecology, thus be greatly facilitated society with Expanding economy.

Detailed description of the invention

Fig. 1 is the accounts receivable circulation method flow diagram based on block chain technology of the embodiment of the present invention one；

Fig. 2 is the embodiment of the present invention one with alliance's block chain schematic diagram that core enterprise is the side of taking the lead；

Fig. 3 is the embodiment of the present invention one with alliance's block chain schematic diagram that factoring quotient is the side of taking the lead.

Fig. 4 is the embodiment of the present invention one with alliance's block chain schematic diagram that factoring quotient again is the side of taking the lead

Fig. 5 is the embodiment of the present invention one with alliance's block chain schematic diagram that regulatory agency is the side of taking the lead

Fig. 6 is the user terminal schematic diagram of alliance's block chain auxiliary activities network of the embodiment of the present invention one

Fig. 7 is the subject user end and block chain node relation schematic diagram of the embodiment of the present invention one

Fig. 8 is that the main body of the embodiment of the present invention one possesses user terminal and participates in business schematic diagram

Fig. 9 is that the main body of the embodiment of the present invention one possesses user terminal and block chain node is participated in business schematic diagram

Figure 10 is that the main body of the embodiment of the present invention one is participated in business schematic diagram by its commission subject user end

Figure 11 is alliance's block chain two-tier network schematic diagram of the embodiment of the present invention one

Figure 12 is the common recognition schematic diagram based on supply chain application scenarios of the embodiment of the present invention one

Figure 13 is the chain shellfish circulation schematic diagram of the embodiment of the present invention one

Figure 14 is the chain shellfish bid financing based on the P2P communication technology of the embodiment of the present invention one (actively to whole factorings Quotient's invitation to bid) schematic diagram

Figure 15 is the chain shellfish bid financing based on the P2P communication technology of the embodiment of the present invention one (actively to part factoring Quotient's invitation to bid) schematic diagram

Figure 16 directly initiates chain shellfish financing to specific factoring quotient based on the P2P communication technology for the embodiment of the present invention one Apply for schematic diagram

Figure 17 is that the intelligent contract of the embodiment of the present invention one supports that chain Bei Liuzhuan (no repurchase) flow chart Figure 18 is this hair The intelligent contract of bright embodiment one supports that chain Bei Liuzhuan (having repurchase) flow chart Figure 19 is the electronics of the embodiment of the present invention one Contract, legal documents evidence chain shellfish circulation schematic diagram

Specific embodiment

Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall within the protection scope of the present invention.

Please referring to Fig. 1 to Figure 19, a kind of embodiment one, the accounts receivable based on block chain technology circulates method,

Digitlization and circulation including alliance's block chain, accounts receivable based on supply chain ecology, core enterprise is in alliance The accounts receivable of its supplier is digitized as chain shellfish on block chain, and is issued to corresponding supplier, chain shellfish circulates on chain；

A kind of accounts receivable circulation based on block chain technology, method flow are as follows:

S2. alliance's block chain is constructed based on supply chain ecology；

S3. core enterprise acquires and grabs accounts payable data and cochain；

S4. core enterprise generates chain shellfish based on the accounts payable data of itself, by the accounts receivable of respective vendor Digitlization；

S5. chain shellfish is issued to the corresponding Lian Shang supplier of accounts payable by core enterprise；

S6. chain shellfish circulates on line between each main body of alliance's block chain；

S7. chain shellfish expires, and nullifies chain shellfish, and core enterprise pays accounts payable；

Further, with core enterprise, factoring quotient, one of factoring quotient or government monitoring agencies are that the side of taking the lead builds and is based on again Alliance's block chain of supply chain ecology includes alliance's block chain network and alliance's block chain auxiliary activities network.

Alliance's block chain is realized jointly by alliance's block chain network and alliance's block chain auxiliary activities network；Its Middle alliance's block chain network is collectively constituted by the corresponding node of main body, realizes that distributed data is deposited on alliance's block chain Storage, point-to-point transmission, common recognition mechanism, the network system of Encryption Algorithm；Wherein alliance's block chain auxiliary activities network is in alliance It except block chain network, is collectively constituted by the user terminal that main body possesses, using the distributed deployment of point-to-point equity, dynamic group Net not only may be implemented main body business secret and privacy protection policy, but also be able to achieve between different subjects and safely exchange number of deals According to the network system of, information push；Alliance's block chain network and alliance's block chain auxiliary activities network collectively form, both can be complete The distributed book keeping operation of net, common witness, but may be implemented main body business secret and privacy protection policy, between different subjects safely Alliance's block catenary system based on supply chain ecology of exchange push transaction data.

Wherein alliance's block chain network is realized, is needed the whole network consistent, can not be changed, and the whole network of unsuppressible-suppression witnesses data function Energy；

Wherein alliance's block chain auxiliary activities network implementations:

1. the read-only data query function that special body opens on chain；

2. being only consistent at a small number of associated user ends without the whole network distribution and unanimously, and not modifiable data book keeping operation Function；

3. must Unified coding, globally shared data function disclosed in the whole network；

4. carrying out the instant message push function of service interworking between user terminal；

Supply chain ecology refers to that one by sale enterprises, storage such as supplier, manufacturing enterprise, retail trader retailers The commercial operations main body such as loglstics enterprise, ultimate consumer；Financial institution etc. provides independently of the external resource of commercial operation main body Side；The three-dimensional ecosystem that government regulator, community organization etc. collectively constitute.

Raw material supplier, manufacturer, retail trader, retailer, warehouse logistics enterprise, end user are participated in industrial chain Production and circulation, and the main body of Value creation and transmitting is completed jointly.These main bodys are respectively with the angle of supplier or core enterprise Color participates in the alliance of alliance's block chain described in this patent.

Financial institution participates in the alliance of alliance's block chain described in this patent with factoring quotient or the again role of factoring quotient.

Specific to supply chain according to the present invention ecology, refers in particular to by the above core enterprise, supplier, factoring quotient, again protects The ecosystem that reason quotient and government monitoring agencies are collectively constituted.

The factoring quotient refers to: voluntarily coalize block chain, held chain shellfish institute, the block Lian Shang supplier, alliance that assigns The business factoring company of the accounts receivable of representative, business bank, trust company, securities broker company, insurance company, investment funds, SPV Deng wherein SPV is during accounts receivable asset securitization, and purchase, packaging and are issued at accounts receivable assets based on this Capitalization security, the carrier for the specific purposes financed to investor.

The quotient of factoring again refers to: the held chain shellfish of factoring quotient on the block chain that voluntarily coalizes, alliance's block chain of assigning The business factoring company of representative accounts receivable, business bank, trust company, securities broker company, insurance company, investment funds, SPV etc., wherein SPV is during accounts receivable asset securitization, and purchase is packed accounts receivable assets and sent out based on this Row capitalization security, the carrier for the specific purposes financed to investor.

The government monitoring agencies refer to: according to state's laws and policy, exercising supervision or the supervisor of public power Structure.

Further, alliance's block chain node may include core enterprise's node, one or more suppliers' node, Zero arrives multiple regulatory agencies to multiple factoring quotient nodes, zero to the multiple quotient of factoring again nodes, zero to multiple credit information service's nodes, zero Node, zero arrive multiple operational monitoring nodes.

Further, alliance's block chain is disposed using the physical distribution formula of following feature:

1. alliance's block chain uses the distributed deployment mode of point-to-point equity, main body possesses independent auxiliary activities network User terminal independently holds the data of this user terminal；

2. alliance's block chain auxiliary activities network user end, refers to: being possessed by main body and controlled, independently of other main bodys , be made of the related software of the hardware such as server, memory, terminal and its operation, realized by same IP address and other The system of user terminal communication interaction；

3. core enterprise, supplier, factoring quotient, factoring quotient, credit information service, regulatory agency and operational monitoring side can select again It selects and independently possesses auxiliary activities network user end；

4. wherein core enterprise's user terminal is deployed in core enterprise, including the acquisition of accounts payable data, generation chain shellfish, hair It puts chain shellfish, nullify the functional modules such as chain shellfish, the information interaction for having provided chain Bei Guanli, user terminal；

5. wherein supplier's user terminal is deployed in supplier, including chain Bei Guanli, chain Bei Zhifu, chain shellfish financing, chain shellfish arrive The functional modules such as the phase requests for payment, the information interaction of user terminal；

6. wherein factoring organization user end is deployed in factoring on factoring quotient, including active credit, line, chain shellfish re -financing, chain The functional modules such as shellfish, which is bought back, chain shellfish expires requests for payment, the information interaction of user terminal；

7. wherein factoring organization user end again, is deployed on factoring quotient again, including active credit, line again factoring, chain shellfish again The functional modules such as financing, chain shellfish, which are bought back, chain shellfish expires requests for payment, the information interaction of user terminal；

8. wherein credit information service's user terminal is deployed in credit information service, including collection, arrangement, processing and analysis business standing Information material provides credit report, provides diversified reference service, the functional modules such as information interaction of user terminal；

9. wherein regulatory agency's user terminal is deployed in supervision and administration organization, including supervision data acquisition, data storage, thing Monitoring, post-audit retrospect, the functional modules such as information interaction of user terminal in preceding control, thing；

10. wherein operational monitoring user terminal is deployed in operational monitoring side, including operational monitoring, common recognition abnormal monitoring, common recognition The abnormal monitoring of abnormality processing, the Formal Verification of intelligent contract, verifying, the information interaction for verifying abnormality processing, user terminal Etc. functional modules；

11. or more user terminal coupled with point-to-point (P2P) communication modes and with other user terminals carry out information exchange.

Further, the reality that alliance's block chain is known together with business in block chain technical support supply chain Ecological Information scene It is existing；Original holds chain shellfish main body corresponding node for block packing, and core enterprise, factoring quotient, factoring quotient, chain shellfish are assigned main body, chain again Shellfish transfers the possession of whole remote holder corresponding nodes of the main body in addition to core enterprise and participates in verifying；Ensure to turn with the accounts receivable that chain Bei Wei is represented Allow the just rights of involved main body that can access protection.

Further, the transaction relative subject on alliance's block chain participates in block chain by corresponding block chain node Transaction, in which:

1. passing through Business agreement and technology, the block of foundation for the transaction relative subject for directly corresponding to block chain node Chain node identification (ID) and transaction relative subject entity identities (i.e. third party CA digital certificate public key or the corresponding entity of this public key Identity) corresponding relationship, participate in block chain transaction；

2. for the transaction relative subject for not corresponding to block chain node directly, by Business agreement, determine the main body and by The clientage for entrusting main body holds node by entrusted main body and participates in the transaction of block chain.

Further, on alliance's block chain, the main body other than the side of taking the lead, non-core enterprise, the side of taking the lead can be advised according to alliance Then it is dynamically added or exits alliance's block chain.

Further scheme is, in S3 step, core enterprise acquires and grab accounts payable data and cochain, specific features side Method is:

1. grabbing accounts payable detail, contain vendor name, Expiration Date and the amount of money；

2. grabbing the relevant business contract information of accounts payable and original document scan image；

3. grabbing the relevant waybill information of accounts payable and original document scan image；

4. grabbing the relevant commercial invoice information of accounts payable and original document scan image；

Further, in S4 step, core enterprise generates chain shellfish, specific method based on itself accounts payable data It is:

A. chain shellfish generates chain shellfish module by its user terminal by core enterprise and generates；

B. chain shellfish is based on core enterprise's accounts payable data；

C. corresponding chain shellfish is generated with original accounts payable data；

D. on the basis of original accounts payable data, manual intervention is carried out to time limit, the amount of money and generates chain shellfish；

Chain shellfish is the appellation of accounts receivable electronic certificate, can also have other appellations, the chain shellfish in the present invention is by core What enterprise was generated based on its accounts payable data, other commercial operation main bodys are using core enterprise as debt on alliance's block chain The electronic certificate of the accounts receivable of people；

The supplier of core enterprise obtains chain shellfish by the granting of core enterprise, other suppliers, guarantor on alliance's block chain Reason quotient, again factoring quotient obtain chain shellfish by assigning.The holder of chain shellfish is exactly with core enterprise representated by chain shellfish for debtor Accounts receivable creditor；Core enterprise is true to accounts receivable representated by the chain shellfish to circulate on alliance's block chain, it is legal, Validity is undertaken the responsibility.

Further, in S5 step, chain shellfish is issued to direct supplier on the corresponding chain of accounts payable, specific method It is: chain shellfish is provided into chain shellfish module by core enterprise's user terminal and is issued to the corresponding confession of accounts payable representated by chain cochain shellfish Quotient is answered, and completes synchronous book keeping operation in alliance's block chain network.

Further, chain shellfish is with RMB " dividing " for unit, and coin 1 divides the accounts receivable of money to each chain shellfish on behalf of the people, Point or less the calculating that rounds up.Realize that accounts receivable representated by chain shellfish is arbitrarily split on the amount of money；

Further, the holder of chain shellfish sells add-back purchaser's formula with accounts receivable representated by chain shellfish and realizes accounts receivable The preceding time limit takes up an official post to anticipate and split at the date of maturity；

Further, the synchronous book keeping operation of the corresponding node of chain shellfish main body on chain and being total to based on supply chain Ecological Information scene Knowledge mechanism realizes that intermediate links core enterprise confirms the credits of relative subject；

Further, the corresponding node of chain shellfish main body on chain is synchronous keeps accounts, and accounts receivable representated by chain shellfish has been transferred the possession of Cheng Hou, core enterprise has received the accounts receivable notification of the assignment of relative subject by agreement approval, and undertakes related responsibility, by System sends " accounts receivable transfer know book " to assignor and assignee respectively, changes the mode that the assignment of credit notifies.

Further, in S6 step, chain shellfish circulates on line, using the synchronous book keeping operation of the corresponding node of main body and based on supply The common recognition mechanism of chain Ecological Information scene avoids the accounts receivable represented with chain Bei Wei from repeating transfer, matter on alliance's block chain It gives as security or is disposed in such a way that other are any, it is ensured that chain shellfish holder is unique lawful right of accounts receivable representated by the chain shellfish People.

Further, in S6 step, chain shellfish circulates on line, owns in its business contract with it using by core enterprise Supplier's agreement, must not be circulated with core enterprise for the accounts receivable of debtor by any approach except alliance's block chain, The accounts receivable represented by chain Bei Wei is avoided to carry out duplicate transfer except alliance's block chain, pledge or in such a way that other are any Disposition, it is ensured that chain shellfish holder is unique lawful right people of accounts receivable representated by the chain shellfish.

Further, in S6 step, chain shellfish circulates on line, and specific method is:

A. chain shellfish circulates between different suppliers on alliance's block chain, holds the supplier of chain shellfish representated by chain shellfish Accounts receivable transfers other suppliers, pays off the debt to other suppliers；

B. chain shellfish circulates between supplier and factoring quotient at different levels on alliance's block chain, hold the suppliers at different levels of chain shellfish with Accounts receivable representated by chain shellfish transfers factoring quotient, realizes the financing of accounts receivable；

C. chain shellfish circulates between factoring Shang Yuzai factoring quotient on alliance's block chain；Hold the factoring Shang Yilian shellfish institute of chain shellfish The accounts receivable of representative transfers factoring quotient again, realizes the re -financing of accounts receivable；

Further, in S6 step, chain shellfish circulates on line, and the automatic flow of chain shellfish, specific side are supported with intelligent contract Method is:

1. intelligent contract supports automatic flow of the chain shellfish between supplier, between supplier, intelligence is triggered after having signed contract Energy contract executes chain Bei Liuzhuan automatically；

2. intelligent contract supports automatic flow of the chain shellfish between supplier and factoring quotient, signed between supplier and factoring quotient Complete factoring contract triggers intelligent contract and executes chain Bei Liuzhuan automatically；Arranged according to repurchase, factoring quotient acknowledges receipt of repurchase fund Afterwards, it triggers intelligent contract and executes chain Bei Liuzhuan automatically；

3. intelligent contract supports automatic flow of the chain shellfish between factoring quotient and again factoring quotient, factoring quotient and again factoring quotient are signed After the complete contract of factoring again, triggers intelligent contract and execute chain Bei Liuzhuan automatically；Arranged according to repurchase, then factoring quotient acknowledges receipt of repurchase After fund, triggers intelligent contract and execute chain Bei Liuzhuan automatically；

Further, circulation of the chain shellfish between suppliers at different levels and factoring quotient, the supplier for holding chain shellfish are based on point pair Point (P2P) communication technology is supported to select factoring quotient with way of bidding, be financed；

Further, circulation of the chain shellfish between suppliers at different levels and factoring quotient, the supplier for holding chain shellfish are based on point pair Point (P2P) communication technology is supported directly to issue financing request to specific factoring quotient, be financed；

Further, circulation of the chain shellfish between suppliers at different levels and factoring quotient, factoring quotient are communicated based on point-to-point (P2P) With synchronous book keeping operation technology, support to carry out active credit to the supplier for holding chain shellfish；

Further, circulation of the chain shellfish between factoring quotient and again factoring quotient holds the factoring quotient of chain shellfish based on point-to-point (P2P) communication technology is supported to carry out re -financing with the selected factoring quotient again of way of bidding；

Further, circulation of the chain shellfish between factoring quotient and again factoring quotient holds the factoring quotient of chain shellfish based on point-to-point (P2P) communication technology is supported directly to issue re -financing request to the specific quotient of factoring again, carries out re -financing；

Further, circulation of the chain shellfish between factoring quotient and again factoring quotient, then factoring quotient are communicated based on point-to-point (P2P) With synchronous book keeping operation technology, support to carry out active credit to the factoring quotient for holding chain shellfish；

Further, prompt is issued to transaction relative subject, ensures main body right, promotes user experience, the method is as follows:

It is completed 1. chain shellfish is transferred the possession of, system automatic trigger chain shellfish assignee's user terminal generates People's Bank of China's reference center debt Power transfers the possession of registration prompt；

It is completed 2. chain shellfish is transferred the possession of, system automatic trigger chain shellfish assignor's user terminal generates People's Bank of China's reference center debt Power nullifies registration prompt；

It is completed 3. chain shellfish is transferred the possession of, accounting processing prompts under system automatic trigger related side's line；

It is completed 4. chain shellfish is transferred the possession of, presentation for payment under system automatic trigger related side's line；

It is completed 5. chain shellfish is transferred the possession of, prompt of collecting money under system automatic trigger related side's line.

Further, the situation of honouring an agreement that debtor is disclosed in a manner of the whole network bulletin, facilitates the main body on alliance's block chain Between establish credit rewards and punishments mechanism, the method is as follows:

1. accounts receivable representated by chain shellfish expires, core enterprise is on time, in full amount after payment, trigger system whole-network Broadcast chain shellfish payment bulletin；

2. after accounts receivable representated by chain shellfish expires, payment chain shellfish fund, chain shellfish are not infused on time, in full amount for core enterprise Pin time point hold chain shellfish main body can trigger system whole-network broadcast about core enterprise not on time, in full amount, the public affairs of payment It accuses.

Further, it supports all to be with chain shellfish with the legal documents such as electronic contract and/or offer, counter offer, promise The circulation of the accounts receivable of representative is supported to have contract under relative subject line and legal document is foundation to solve its dispute.

Further, the chain shellfish in S7 step expires, and nullifies chain shellfish, and core enterprise pays accounts payable, and specific method is:

1. nullifying chain shellfish, refers to that chain shellfish exits circulation, do not influence the debtor-creditor relationship representated by it；

2. the accounts payable score-clearing system that core enterprise is approved jointly by each main body will cope with account after chain shellfish is nullified Money pays chain shellfish and nullifies the main body that time point holds chain shellfish；

Further, the chain shellfish in S7 step expires, cancellation chain shellfish, the chain shellfish after cancellation, after a period, Correlation block chain data deposit technology by the shifting of block chain data and realize that shifting is deposited.

Further, alliance's block chain is by alliance's block chain network and alliance's block chain auxiliary activities group of networks At alliance's block chain network and alliance's block chain auxiliary activities network further include each node, user terminal and the completion connected The network that background server necessary to node, user terminal function, memory, terminal hardware and its related software of operation are constituted System further includes point-to-point (P2P) communication between user terminal, and any one in energy processing operation claims 1 to 31 is weighed Benefit requires the method.

Compared with the existing technology, the innovation progress of this programme is as follows:

Progress 1: circulating the credit of core enterprise in industrial chain, the credit based on core enterprise, is industry A possibility that medium-sized and small enterprises on chain provide financing and lower finance costs；

Progress 2: the application of block chain technology provides more believable so that the data on chain can be traced to the source, can not be distorted Environment reduces the risk of factoring quotient, factoring quotient again, but also the financing of supplier is more feasible；

Progress 3: by core enterprise, factoring quotient, again alliance's block chain or licensed public chain, core are built centered on factoring quotient Heart enterprise, factoring quotient, the again main body on factoring quotient inherently chain；

Progress 4: in cochain, each main body is reached common understanding, and main body autonomy can be better achieved in each main body.

Block chain technology is applied to supply chain and supply chain finance, with block chain promoting technology supply chain and supply chain gold Melt business innovation, realizes factoring on line, factoring and accounts receivable circulation again on line.Using supply chain finance as point of penetration, connection is built Alliance's block chain (or licensed public chain), it is final to realize factoring quotient, again factoring quotient, core enterprise, supplier, warehouse logistics enterprise Etc. main bodys supply chain and supply chain Financial Information cochain, and then realize all things on earth interconnection.

It should be understood by those skilled in the art that, the embodiment of the present invention can provide as method, system or computer program Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the present invention Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the present invention, which can be used in one or more, The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces The form of product.

The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product Figure and/or block diagram describe.It is interpreted as to be realized by computer program instructions each in flowchart and/or the block diagram The combination of process and/or box in process and/or box and flowchart and/or the block diagram.It can provide these computer journeys Sequence instruct to general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices processor with A machine is generated, so that the instruction generation executed by computer or the processor of other programmable data processing devices is used for Realize the dress for the function of specifying in one or more flows of the flowchart and/or one or more blocks of the block diagram It sets.

These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates, Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or The function of being specified in multiple boxes.

These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one The step of function of being specified in a box or multiple boxes.

Although preferred embodiments of the present invention have been described, it is created once a person skilled in the art knows basic Property concept, then additional changes and modifications can be made to these embodiments.So it includes excellent that the following claims are intended to be interpreted as It selects embodiment and falls into all change and modification of the scope of the invention.

The foregoing is merely this patent preferred embodiments, not limit this patent range, all using specification and attached Equivalent structure or equivalent flow shift made by figure content is directly or indirectly used in other relevant technical fields, belongs to The scope of this patent.

Claims

A kind of method 1. accounts receivable based on block chain technology circulates, it is characterised in that: including the connection based on supply chain ecology The digitlization and circulation of alliance's block chain, accounts receivable, core enterprise is on alliance's block chain by the accounts receivable number of its supplier Word turns to chain shellfish, and is issued to corresponding supplier, and chain shellfish circulates on chain；

A kind of accounts receivable circulation method based on block chain technology, method flow are as follows:

S1. alliance's block chain is realized with alliance's block chain network and alliance's block chain auxiliary activities network；

S2. alliance's block chain is constructed based on supply chain ecology；

S3. the core enterprise acquires and grabs accounts payable data and cochain；

S4. the core enterprise generates chain shellfish based on the accounts payable data of itself, and respective vendor is answered receipt on account Money digitlization；

S5. chain shellfish is issued to the corresponding Lian Shang supplier of accounts payable by the core enterprise；

S6. the chain shellfish circulates between each main body on alliance's block chain；

S7. the chain shellfish expires, and nullifies chain shellfish, and core enterprise pays accounts payable；

S8. chain Bei Shengcheng, chain Bei Fafang, chain Bei Liuzhuan, chain shellfish nullify and circularly carry out on alliance's block chain.
The method 2. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the connection Alliance's block chain is that the side of taking the lead is built with the core enterprise, factoring quotient, again factoring quotient or government monitoring agencies.
The method 3. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the alliance On block chain include core enterprise's node and supplier's node, also and/or be equipped with factoring quotient node, again factoring quotient node, Credit information service's node, government regulator node, operational monitoring node.
The method 4. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the alliance Block chain auxiliary activities network uses the distributed deployment mode of point-to-point equity, and main body possesses independent auxiliary activities network and uses The data of this user terminal are independently held at family end；

Alliance's block chain auxiliary activities network user end refers to and is possessed by main body and controlled, independently of other main bodys , it is made of server, memory, terminal hardware and its related software of operation, is realized and other use by same IP address The system of family end communication interaction；

The core enterprise, supplier, factoring quotient, factoring quotient, credit information service, regulatory agency, operational monitoring side can select again It selects and independently possesses auxiliary activities network user end；

(1) core enterprise's user terminal described in is deployed in core enterprise, including the acquisition of accounts payable data, generation chain shellfish, granting Chain shellfish nullifies the functional modules such as chain shellfish, the information interaction for having provided chain Bei Guanli, user terminal；

(2) supplier's user terminal described in is deployed in supplier, including chain Bei Guanli, chain Bei Zhifu, chain shellfish financing, chain shellfish arrive The functional modules such as the phase requests for payment, the information interaction of user terminal；

(3) factoring quotient's user terminal described in is deployed in factoring on factoring quotient, including active credit, line, chain shellfish re -financing, chain shellfish Repurchase, chain shellfish expire request for payment, the functional modules such as the information interaction of user terminal；

(4) the quotient's user terminal of factoring again described in, is deployed on factoring quotient again, including active credit, line again factoring, chain Bei Zairong The functional modules such as money, chain shellfish, which are bought back, chain shellfish expires requests for payment, the information interaction of user terminal；

(5) credit information service's user terminal described in is deployed in credit information service, including collection, arrangement, processing and analysis business standing letter Breath data, provides credit report, provides reference service, the functional modules such as information interaction of user terminal；

(6) regulatory agency's user terminal described in is deployed in supervision and administration organization, including supervision data acquisition, data store, in advance Monitoring, post-audit retrospect, the functional modules such as information interaction of user terminal in control, thing；

(7) the operational monitoring user terminal described in, is deployed in operational monitoring side, including operational monitoring, common recognition abnormal monitoring, common recognition are different The abnormal monitoring of often processing, the Formal Verification of intelligent contract, verifying, verifying abnormality processing, information interaction of user terminal etc. Functional module；

(8) the above user terminal is coupled with point-to-point (P2P) communication modes and carries out information exchange with other user terminals.
The method 5. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the alliance The realization that block chain is known together with business in block chain technical support supply chain Ecological Information scene；Original holds the corresponding section of chain shellfish main body Point is that block is packaged, and core enterprise, factoring quotient, factoring quotient, chain shellfish assign main body, chain shellfish transfer main body in addition to core enterprise again Whole remote holder corresponding nodes participate in verifying；Ensure to transfer the possession of the just rights of involved main body all with the accounts receivable that chain Bei Wei is represented It can be protected.
The method 6. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the alliance Transaction relative subject on block chain participates in the transaction of block chain by corresponding block chain node；

(1) block is established by Business agreement and technology for directly corresponding to the transaction relative subject of block chain node (i.e. third party CA digital certificate public key or this public key is corresponding with the transaction relative subject entity identities for chain node identification (ID) Entity identities) corresponding relationship, participate in block chain transaction；

(2) it determines the main body by Business agreement for not corresponding to the transaction relative subject of block chain node directly and is entrusted The clientage of main body participates in the transaction of block chain by being entrusted the node that main body is held.
The method 7. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the alliance Block chain, the main body other than the side of taking the lead, non-core enterprise, the side of taking the lead can be dynamically added or exit area, alliance according to alliance's rule Block chain.
The method 8. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S3 step In rapid, the core enterprise acquires and grabs accounts payable data and cochain, and the accounts payable data include that accounts payable is bright It counts evidence accurately, includes vendor name, Expiration Date and the amount of money；Also and/or include the relevant business contract information of accounts payable, The original document scan image of waybill information, commercial invoice information, aforementioned information.
The method 9. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S4 step In rapid, the core enterprise generates chain shellfish, specific method is according to itself accounts payable data:

A. the chain shellfish generates chain shellfish module by its user terminal by the core enterprise and generates；

B. the chain shellfish is based on core enterprise's accounts payable data.
The method 10. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S4 In step, the core enterprise is generated chain shellfish, is directly according to original accounts payable based on itself accounts payable data Data generate chain shellfish.
The method 11. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S4 In step, the core enterprise is generated chain shellfish, is in original accounts payable data based on itself accounts payable data On the basis of, manual intervention is carried out to time limit, the amount of money and generates chain shellfish.
The method 12. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S5 In step, the chain shellfish is provided into chain shellfish module by core enterprise's user terminal and is issued to the corresponding chain of accounts payable Upper supplier, and synchronous book keeping operation is completed in alliance's block chain network.
The method 13. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S6 In step, the chain shellfish circulates on line, the chain shellfish with RMB " dividing " for unit, each chain shellfish coin on behalf of the people The accounts receivable of 1 point of, point or less the calculating that rounds up, realize chain shellfish representated by accounts receivable amount of money in intermediate links It is any to split.
The method 14. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S6 In step, the chain shellfish circulates on line, and the holder of the chain shellfish sells add-back with accounts receivable representated by chain shellfish Any fractionation before purchaser's formula realizes accounts receivable at the date of maturity on the time limit.
The method 15. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S6 In step, the chain shellfish circulates on line, and the corresponding node of chain shellfish main body on chain is synchronous to keep accounts and based on supply The common recognition mechanism of chain Ecological Information scene realizes that intermediate links core enterprise confirms the credits of relative subject.
The method 16. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S6 In step, the chain shellfish circulates on line, the synchronous book keeping operation of the corresponding node of chain shellfish main body on chain, the chain shellfish After the completion of representative accounts receivable is transferred the possession of, core enterprise has received the accounts receivable transfer of relative subject by agreement approval Notice, and undertakes related responsibility, sends " accounts receivable transfer know book " respectively from system to assignor and assignee, changes The mode of assignment of credit notice.
The method 17. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S6 In step, the chain shellfish circulates on line, using the synchronous book keeping operation of the corresponding node of main body and is based on supply chain Ecological Information field The common recognition mechanism of scape avoids the accounts receivable represented with chain Bei Wei from repeating to transfer the possession of on alliance's block chain, pledge or with other Where formula is disposed, it is ensured that chain shellfish holder is unique lawful right people of accounts receivable representated by the chain shellfish.
The method 18. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S6 In step, the chain shellfish circulates on line, arranges in its business contract with its all supplier using by core enterprise, with Core enterprise is that the accounts receivable of debtor must not be circulated by any approach except alliance's block chain, is avoided with chain shellfish It carries out duplicate transferring the possession of, pledging or dispose in such a way that other are any except alliance's block chain for the accounts receivable of representative, it is ensured that Chain shellfish holder is unique lawful right people of accounts receivable representated by the chain shellfish.
The method 19. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S6 In step, the chain shellfish circulates on line, and specific method is:

(1) the chain shellfish described in circulates between different suppliers on alliance's block chain, holds the supplier of chain shellfish with chain Bei Suodai The accounts receivable of table transfers other suppliers, pays off the debt to other suppliers；

(2) the chain shellfish described in circulates between suppliers at different levels and factoring quotient, holds the suppliers at different levels of chain shellfish with chain Bei Suodai The accounts receivable of table transfers factoring quotient, realizes the financing of accounts receivable；

(3) the chain shellfish described in circulates between factoring Shang Yuzai factoring quotient, holds and answers representated by the factoring Shang Yilian shellfish of chain shellfish Receipt on account money transfers factoring quotient again, realizes the re -financing of accounts receivable.
The method 20. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the S6 In step, the chain shellfish circulates on line, the automatic flow of chain shellfish is supported with intelligent contract, specific method is:

(1) the intelligent contract described in supports automatic flow of the chain shellfish between supplier, has signed contract between supplier, has triggered intelligence Energy contract executes chain Bei Liuzhuan automatically；

(2) intelligent contract described in supports automatic flow of the chain shellfish between supplier and factoring quotient, supplier and factoring quotient it Between signed factoring contract, trigger intelligent contract and execute chain Bei Liuzhuan automatically；Arranged according to repurchase, factoring quotient acknowledges receipt of repurchase money Xiang Hou triggers intelligent contract and executes chain Bei Liuzhuan automatically；

(3) the intelligent contract described in supports automatic flow of the chain shellfish between factoring quotient and again factoring quotient, factoring quotient and again factoring Quotient has signed factoring contract again, triggers intelligent contract and executes chain Bei Liuzhuan automatically；Arranged according to repurchase, then factoring quotient acknowledges receipt of back After purchasing fund, triggers intelligent contract and execute chain Bei Liuzhuan automatically.
The method 21. accounts receivable according to claim 19 based on block chain technology circulates, which is characterized in that the chain Shellfish circulates between suppliers at different levels and factoring quotient, and the supplier for holding chain shellfish is based on point-to-point (P2P) communication technology, It supports to select factoring quotient with way of bidding, finance.
The method 22. accounts receivable according to claim 19 based on block chain technology circulates, which is characterized in that described Chain shellfish circulates between suppliers at different levels and factoring quotient, and the supplier for holding chain shellfish is based on point-to-point (P2P) and communicates skill Art is supported directly to issue financing request to specific factoring quotient, be financed.
The method 23. accounts receivable according to claim 19 based on block chain technology circulates, which is characterized in that the chain Shellfish circulates between suppliers at different levels and factoring quotient, and the factoring quotient is based on point-to-point (P2P) and communicates and synchronous book keeping operation technology, branch It holds and active credit is carried out to the supplier for holding chain shellfish.
The method 24. accounts receivable according to claim 19 based on block chain technology circulates, which is characterized in that described Chain shellfish circulates between factoring quotient and again factoring quotient, and the factoring quotient for holding chain shellfish is based on point-to-point (P2P) communication technology, It supports to carry out re -financing with the selected factoring quotient again of way of bidding.
The method 25. accounts receivable according to claim 19 based on block chain technology circulates, which is characterized in that the chain Shellfish circulates between factoring quotient and again factoring quotient, and the factoring quotient for holding chain shellfish is based on point-to-point (P2P) communication technology, branch It holds and directly issues re -financing request to the specific quotient of factoring again, carry out re -financing.
The method 26. accounts receivable according to claim 19 based on block chain technology circulates, which is characterized in that described Chain shellfish circulates between factoring quotient and again factoring quotient, and the quotient of factoring again is based on point-to-point (P2P) and communicates and synchronous book keeping operation skill Art is supported to carry out active credit to the factoring quotient for holding chain shellfish.
The method 27. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that described Transaction relative subject issue prompt, ensure main body right, promoted user experience, the method is as follows:

(1) the chain shellfish described in, which is transferred the possession of, completes, and system automatic trigger chain shellfish assignee's user terminal generates in People's Bank of China's reference Heart assignment of credit registration prompt；

(2) the chain shellfish described in, which is transferred the possession of, completes, and system automatic trigger chain shellfish assignor's user terminal generates in People's Bank of China's reference Heart credits nullify registration prompt；

(3) the chain shellfish described in, which is transferred the possession of, completes, and accounting processing prompts under system automatic trigger related side's line；

(4) the chain shellfish described in, which is transferred the possession of, completes, and bank settlement prompts under system automatic trigger related side's line.
The method 28. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that described Transaction relative subject issue prompt, disclose the situation of honouring an agreement of debtor in a manner of the whole network bulletin, facilitate on alliance's block chain Main body between establish credit rewards and punishments mechanism, the method is as follows:

(1) accounts receivable representated by the chain shellfish described in expires, and core enterprise is on time, in full amount after payment, trigger system The whole network broadcast chain shellfish payment bulletin；

(2) after accounts receivable representated by the chain shellfish described in expires, payment, chain shellfish are not infused on time, in full amount for core enterprise The main body that pin time point holds chain shellfish can trigger system whole-network broadcast about core enterprise not on time, the public affairs of payment in full amount It accuses.
The method 29. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that the chain The circulation for the accounts receivable that Bei Wei is represented is supported with the legal document of electronic contract and/or offer, counter offer, promise, and is propped up Holding under relative subject line has contract and legal document for according to solving its dispute.
The method 30. accounts receivable according to claim 1 based on block chain technology circulates, it is characterised in that: the S7 In step, the chain shellfish expires, and nullifies chain shellfish, and the core enterprise pays accounts payable, and specific method is:

(1) the cancellation chain shellfish described in, refers to that chain shellfish exits circulation, does not influence the debtor-creditor relationship representated by it；

(2) after the chain shellfish described in is nullified, the accounts payable score-clearing system that the core enterprise is approved jointly by each main body, It will cope with funds on account and pay the main body that chain shellfish cancellation time point holds chain shellfish.
The method 31. accounts receivable according to claim 1 based on block chain technology circulates, it is characterised in that: the S7 In step, the chain shellfish expires, and nullifies chain shellfish, and the core enterprise pays accounts payable, the chain shellfish after cancellation, by one After the timing phase, Correlation block chain data deposit technology by the shifting of block chain data and realize that shifting is deposited.
The method 32. accounts receivable according to claim 1 based on block chain technology circulates, which is characterized in that described Alliance's block chain is made of alliance's block chain network and alliance's block chain auxiliary activities network, alliance's block chain network and alliance's block Chain auxiliary activities network further includes each node connected, user terminal and completes necessary to node, user terminal function from the background The network system that server, memory, terminal hardware and its related software of operation are constituted, further includes the point pair between user terminal Point (P2P) communication, and method described in any one claim in energy processing operation claims 1 to 31.