CN111383014A - Cross-border transaction processing method, trade information processing method, device and electronic equipment - Google Patents
Cross-border transaction processing method, trade information processing method, device and electronic equipment Download PDFInfo
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Abstract
The embodiment of the invention provides a cross-border transaction processing method, a trade information processing method, a device and electronic equipment, wherein the method comprises the following steps: acquiring order contract information signed by a buyer and a seller, and writing the order contract information into a block chain; acquiring the performance behavior information, comparing the performance behavior information with the order contract information, if the comparison result meets the preset compliance condition, executing signature processing on the performance behavior information, and writing the signed performance behavior information into the block chain. The invention utilizes the mechanism of the block chain to record the originally signed order contract information, compares the subsequent performance behavior information on the basis, and records the compared performance behavior information in the block chain, thereby ensuring the authenticity and transferability of the information of the whole cross-border trade and carrying out reasonable supervision.
Description
Technical Field
The application relates to a cross-border transaction processing method, a trade information processing method, a device and electronic equipment, and belongs to the technical field of computers.
Background
In the cross-border trade process, there are multiple links of order contract signing, logistics, customs declaration, foreign exchange payment and the like, and in the process of performing, each link also involves different participants. In addition, the performance cycle of the whole cross-border trade is very long, and an order contract may be completed through multiple performance behaviors, wherein each performance behavior involves multiple links such as logistics, customs clearance, foreign exchange payment and the like.
For the above reasons, in the prior art, there is a great difficulty in checking the cross-border trade, and a great amount of manpower and material resources are required to be consumed.
Disclosure of Invention
The embodiment of the invention provides a cross-border transaction processing method, a trade information processing method, a device and electronic equipment, which are used for conveniently checking the transaction compliance of cross-border trade.
In order to achieve the above object, an embodiment of the present invention provides a method for processing trade information, including:
acquiring order contract information signed by a buyer and a seller, and writing the order contract information into a block chain;
and acquiring the performance behavior information, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain.
An embodiment of the present invention further provides a trade information processing apparatus, including:
the order contract information acquisition device is used for acquiring order contract information signed by a buyer and a seller and writing the order contract information into the block chain;
and the information comparison module is used for acquiring the performance behavior information, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain.
An embodiment of the present invention further provides an electronic device, including:
a memory for storing a program;
a processor, coupled to the memory, for executing the program for:
acquiring order contract information signed by a buyer and a seller, and writing the order contract information into a block chain;
and acquiring the performance behavior information, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain.
The embodiment of the invention also provides a block chain-based cross-border transaction processing method, which comprises the following steps:
acquiring order contract information and writing the order contract information into a block chain;
acquiring fulfillment behavior information signed by one or more participants of the fulfillment behavior, and writing the fulfillment behavior information into a block chain;
extracting the performance behavior information from the block chain, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain;
and the performing behavior participant reads the order contract information and/or the performing behavior information and/or the performing verification result from the block chain and executes cross-border transaction processing.
An embodiment of the present invention further provides an electronic device, including:
a memory for storing a program;
a processor, coupled to the memory, for executing the program for:
acquiring fulfillment behavior information signed by one or more participants of the fulfillment behavior, and writing the fulfillment behavior information into a block chain;
extracting the performance behavior information from the block chain, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain;
and the performing behavior participant reads the order contract information and/or the performing behavior information and/or the performing verification result from the block chain and executes cross-border transaction processing.
The embodiment of the invention utilizes the block chain technology to record the originally signed order contract information, compares the subsequent performance behavior information on the basis, and records the compared performance behavior information in the block chain, thereby ensuring the transaction authenticity of the whole cross-border trade and the reliable transmission of the information and further being capable of carrying out effective supervision.
The foregoing description is only an overview of the technical solutions of the present invention, and the embodiments of the present invention are described below in order to make the technical means of the present invention more clearly understood and to make the above and other objects, features, and advantages of the present invention more clearly understandable.
Drawings
FIG. 1 is a schematic diagram of an application scenario of a trade information processing technique according to an embodiment of the present invention;
FIG. 2 is a flowchart illustrating a method for processing trade information according to an embodiment of the present invention;
FIG. 3 is a schematic structural diagram of a trade information processing apparatus according to an embodiment of the present invention;
fig. 4 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art
In the cross-border trade, after the buyer and the seller sign the order contract, the buyer and the seller face a plurality of links such as logistics, customs declaration, foreign exchange payment and the like, the period of the whole performance process is longer, and the supervision difficulty is larger.
Specifically, as shown in fig. 1, which is an application scenario diagram of the trade information processing technology according to the embodiment of the present invention, in the cross-border trading process, after the buyer and the seller sign an order contract, the trade information processing platform writes information of the order contract into a block chain to become original order contract information that cannot be tampered, in the subsequent fulfillment action, the order contract information is transmitted to the downstream information user through the block chain, the subsequent customs declaration bank that processes customs declaration transactions, cash collection bank that processes collection transactions, and logistics company that processes commodity circulation reads the order contract information on the block chain and uploads the fulfillment action information related to the business processing onto the block chain, and the trade information processing platform compares and verifies each fulfillment action information (such as logistics order information, customs declaration information, and foreign exchange collection information) with the original order contract information, in the comparison verification, the verification is performed from the perspective of checking performance of the performance to form a performance verification result, and the performance verification result is written into the block chain. The performance verification results may be recorded in the form of risk level labels, which may be classified into, for example, high risk, medium risk, low risk, and compliance levels.
An order contract may need to be completed through multiple performance behaviors, such as the performance process shown in fig. 1, after an order contract is signed, each performance behavior at least includes logistics, customs declaration, and remittance processes, in which logistics information, customs declaration information, and foreign exchange and remittance information are generated respectively, the performance behavior information is written into the block chain according to the generated time sequence, and after the trade information processing platform performs the comparison, the performance verification result corresponding to each performance behavior information is also written into the block chain. The performance information generated by each performance and the performance verification result are also written into the block chain in time sequence.
The formation of the performance verification result is mainly evaluated according to the consistency of the performance behavior information and the order contract information, wherein the evaluation may include the judgment of whether human neglect errors exist, whether money laundering is involved, tax omission and the like. For example, for some false transactions or money laundering transactions, there may be some inconsistency of information, for example, the transaction amount is much larger than that agreed in the order contract information, but the actual delivery amount is much smaller than that agreed in the order contract information, and the fulfillment is verified by comparing these characteristics.
Some compliance conditions may be preset for the performance verification result, and if the performance verification result does not satisfy the compliance conditions, the performance behavior may be aborted or an alarm message may be issued to the regulatory body. For example, when a high risk performance is found, which is likely to be a money laundering activity, performance may be immediately terminated and reported to the police department.
In the above process, the total commodity quantity and the payment amount agreed in the order contract information may be realized by performing the contract for a plurality of times. For example, a cross-border trade contract may be delivered many times, for example, a customer order is 100 ten thousand coats, only 20 ten thousand coats may be produced in the first month, the seller first issues the 20 ten thousand coats, and then 20 ten thousand coats are produced in the second month until 100 ten thousand coats are issued, so that there are records of multiple deliveries, receipts and remissions, the order contract information also includes multiple pieces of sub-order information, and subsequent performance activities are implemented one by one according to the sub-order information, so that comparison of performance activity information at each time can be compared with the sub-order information, and after comparison of performance activity information at each time is completed, remaining non-performing sub-order information in the order contract information can be re-recorded in the block chain. Therefore, when the next performance action occurs, original order contract information does not need to be read, and only the non-performing sub-order information written after the previous comparison is read, so that the efficiency of information retrieval is improved.
In addition, the comparison processing of the performance behavior information generated by each performance behavior can be realized through the intelligent contract of the block chain, and when new performance behavior information is written into the block chain, the intelligent contract can be triggered to automatically verify and compare.
The fulfillment behavior information written into the blockchain may be the fulfillment behavior information signed by one or more parties performing the fulfillment behavior, i.e. these fulfillment behavior information contain the digital signature information of the executing party. The signature processing may be performed outside the trade information processing platform, for example, the logistics list information written into the block chain may be customs clearance information signed by both the shipper (seller) and the logistics company, that is, the logistics list information is confirmed by both parties and then written into the block chain. The comparison performed by the trade information processing platform of the embodiment of the invention mainly aims at verifying the authenticity and compliance of the performance. For example, the customs transaction may be processed by a seller entrusting the customs entry, or the transaction may be processed by the trade information processing platform entrusting the customs entry, and if the transaction is processed by the trade information processing platform entrusting the customs entry, the formed customs entry information may also include a digital signature of the trade information processing platform.
In each link of the performance, the specific content to be compared for each performance behavior information may be:
for the logistics list information of the logistics company, the main comparison contents can be as follows: whether or not the information on the sender, receiver, and commodity in the logistics list information matches the information on the buyer, the information on the seller, and the commodity described in the order contract information.
For the customs declaration information processed by the customs declaration row, the main comparison contents can be as follows: whether the information of the shipper, the consignee and the commodity in the customs declaration information is consistent with the information of the buyer, the information of the seller and the commodity recorded in the order contract information or not; whether the customs declaration amount in the customs declaration information is smaller than the contract amount recorded in the order contract information or not; and if the situation of multiple customs declaration exists, whether the accumulated customs declaration amount is within the preset error range of the contract amount or not is judged.
For the foreign exchange payment information of the collection bank, the main comparison contents can be as follows: whether the information of the payer and the payee and the order information in the foreign exchange payment information are consistent with the information of the buyer, the information of the seller and the order information recorded in the order contract information; and comparing the payment amount in the foreign exchange payment information with the amount in the customs declaration information successfully compared.
The invention utilizes the mechanism of the block chain to record the originally signed order contract information, compares the subsequent performance behavior information on the basis, and records the compared performance behavior information in the block chain, thereby ensuring the transaction authenticity of the whole cross-border trade and the reliable transmission of the information and further being capable of carrying out effective supervision.
The technical solution of the present invention is further illustrated by some specific examples.
Example one
As shown in fig. 2, it is a schematic flow chart of a trade information processing method according to an embodiment of the present invention, and the method includes the following steps:
s101: order contract information signed by a buyer and a seller is obtained and written into the blockchain.
Specifically, in the cross-border trading process, a buyer and a seller sign an order contract for a certain trade transaction behavior, the order contract includes order contract information of the transaction, such as buyer information, seller information, transaction commodity information, contract amount and the like, and then the order contract information is written into a block chain through reading of a trading information processing platform to form information which is not falsifiable, so that the information can be transmitted to a user of subsequent performance behavior, such as a customs declaration bank for processing customs declaration transactions, a cash collection bank for processing remittance transactions, a logistics company for processing commodity circulation and the like. The block chain may be a alliance-type block chain, and all participants of the performance may read and write information into the block chain, that is, read order contract information on the block chain, and upload the performance information related to the service processing to the block chain. That is to say, in the embodiment of the present invention, the blockchain plays a role in recording information and ensuring that the information cannot be tampered with, and on the other hand, plays a role in transferring information, and this kind of information transfer is not only embodied in a time dimension, that is, in the whole process of the performance activity, but also can be transferred among multiple parties of the performance activity, and the parties of the performance activity can perform read and write operations on the blockchain in a peer-to-peer manner.
In addition, the above-mentioned trade information processing platform mainly plays a role in verifying the fulfillment information in the fulfillment process, so as to ensure the authenticity of the fulfillment behavior information and effectively supervise the fulfillment process, which will be specifically described in the following description.
S102: and acquiring the performance behavior information, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain.
Specifically, an order contract may need to be completed through multiple performing actions, such as the performing process shown in fig. 1, after an order contract is signed, each performing action at least includes logistics, customs declaration, remittance, and the like, in which logistics order information, customs declaration information, foreign exchange and collection information, and the like are generated respectively, and these performing action information are written into the block chain according to the generated time sequence after being digitally signed by one or more parties participating in the performing process, in this process, the trade information processing platform acquires the performing action information, compares the performing action information with the original order contract information according to consistency, and finally forms a performing verification result and writes the performing verification result into the block chain.
Wherein, the specific contents to be compared of each performance behavior information may be:
for the logistics list information of the logistics company, the main comparison contents can be as follows: whether or not the information on the sender, receiver, and commodity in the logistics list information matches the information on the buyer, the information on the seller, and the commodity described in the order contract information.
For the customs declaration information processed by the customs declaration row, the main comparison contents can be as follows: whether the information of the shipper, the consignee and the commodity in the customs declaration information is consistent with the information of the buyer, the information of the seller and the commodity recorded in the order contract information or not; whether the customs declaration amount in the customs declaration information is smaller than the contract amount recorded in the order contract information or not; and if the situation of multiple customs declaration exists, whether the accumulated customs declaration amount is within the preset error range of the contract amount or not is judged.
For the foreign exchange payment information of the collection bank, the main comparison contents can be as follows: whether the information of the payer and the payee and the order information in the foreign exchange payment information are consistent with the information of the buyer, the information of the seller and the order information recorded in the order contract information; and comparing the payment amount in the foreign exchange payment information with the amount in the customs declaration information successfully compared.
In the above comparison process, the result of performing verification may be recorded in the form of a risk level label, for example, the level may be classified into high risk, medium risk, low risk, and compliance.
Further, if the performance verification result does not meet the preset compliance condition, an instruction to stop performance may be issued to the trading participant and/or an alarm message may be issued to the regulatory body.
Specifically, some compliance conditions may be preset for the performance verification result, for example, a verification condition for the transaction amount, a verification condition for the shipment quantity in the transaction, and the like, and if the performance verification result does not satisfy the compliance condition, the performance behavior may be aborted or an alarm message may be issued to the regulatory body. For example, the transaction amount is much larger than the amount agreed in the order contract information, the actual delivery amount is much smaller than the amount agreed in the order contract information, and the actions such as money washing and the like are likely to be performed, and the measures for ending the performance can be immediately executed and reported to the public security organ.
In addition, the order contract information may include a plurality of sub-order information, the order contract needs to be completed through a plurality of times of performing behaviors, each performing behavior corresponds to each sub-order information, and the comparison process may compare the performing behavior information with the corresponding sub-order information in the order contract. For example, a cross-border trade contract may be delivered many times, for example, a customer order is 100 ten thousand coats, only 20 ten thousand coats may be produced in the first month, a seller first delivers the 20 ten thousand coats, and then produces 20 ten thousand coats in the second month until the 100 ten thousand coats are delivered, so that there are records of multiple deliveries, receipts and remissions, the order contract information also includes a plurality of sub-order information, subsequent performance behaviors are also implemented one by one according to the sub-order information, and the comparison of the performance behavior information at each time can be compared with the sub-order information. Further, after the comparison of the performance behavior information corresponding to the current performance behavior is completed, the non-performing sub-order information in the order contract information may be obtained, and the non-performing sub-order information may be written into the block chain. That is, after the comparison of the fulfillment behavior information is completed each time, the remaining sub-order information that has not been fulfilled in the order contract information may be re-recorded into the blockchain. Therefore, when the next performance action occurs, original order contract information does not need to be read, and only the non-performing sub-order information written after the previous comparison is read, so that the efficiency of information retrieval is improved.
In addition, the comparison processing of the performance behavior information generated by each performance behavior can be realized through the intelligent contract of the block chain, and when new performance behavior information is written into the block chain, the intelligent contract can be triggered to automatically verify and compare.
The invention utilizes the mechanism of the block chain to record the originally signed order contract information, compares the subsequent performance behavior information on the basis, and records the compared performance behavior information in the block chain, thereby ensuring the transaction authenticity of the whole cross-border trade and the reliable transmission of the information and further being capable of carrying out effective supervision.
Example two
As shown in fig. 3, which is a schematic structural diagram of a trade information processing apparatus according to an embodiment of the present invention, the apparatus includes:
the order contract information acquiring module 21 is configured to acquire order contract information signed by the buyer and the seller, and write the order contract information into the blockchain.
Specifically, in the cross-border trading process, a buyer and a seller sign an order contract for a certain trade transaction behavior, the order contract includes order contract information of the transaction, such as buyer information, seller information, transaction commodity information, contract amount and the like, and then the order contract information is written into a block chain through reading of a trading information processing platform to form information which is not falsifiable, so that the information can be transmitted to a user of subsequent performance behavior, such as a customs declaration bank for processing customs declaration transactions, a cash collection bank for processing remittance transactions, a logistics company for processing commodity circulation and the like. The block chain may be a alliance-type block chain, and all participants of the performance may read and write information into the block chain, that is, read order contract information on the block chain, and upload the performance information related to the service processing to the block chain. That is to say, in the embodiment of the present invention, the blockchain plays a role in recording information and ensuring that the information cannot be tampered with, and on the other hand, plays a role in transferring information, and this kind of information transfer is not only embodied in a time dimension, that is, in the whole process of the performance activity, but also can be transferred among multiple parties of the performance activity, and the parties of the performance activity can perform read and write operations on the blockchain in a peer-to-peer manner.
In addition, the above-mentioned trade information processing platform mainly plays a role in verifying the fulfillment information in the fulfillment process, so as to ensure the authenticity of the fulfillment behavior information and effectively supervise the fulfillment process, which will be specifically described in the following description.
The information comparison module 22 is configured to obtain the performance information, compare the performance information with the order contract information, generate a performance verification result, and write the performance verification result into the block chain.
Specifically, an order contract may need to be completed through multiple performing actions, such as the performing process shown in fig. 1, after an order contract is signed, each performing action at least includes logistics, customs declaration, remittance, and the like, in which logistics order information, customs declaration information, foreign exchange and collection information, and the like are generated respectively, and these performing action information are written into the block chain according to the generated time sequence after being digitally signed by one or more parties participating in the performing process, in this process, the trade information processing platform acquires the performing action information, compares the performing action information with the original order contract information according to consistency, and finally forms a performing verification result and writes the performing verification result into the block chain.
Wherein, the specific contents to be compared of each performance behavior information may be:
for the logistics list information of the logistics company, the main comparison contents can be as follows: whether or not the information on the sender, receiver, and commodity in the logistics list information matches the information on the buyer, the information on the seller, and the commodity described in the order contract information.
For the customs declaration information processed by the customs declaration row, the main comparison contents can be as follows: whether the information of the shipper, the consignee and the commodity in the customs declaration information is consistent with the information of the buyer, the information of the seller and the commodity recorded in the order contract information or not; whether the customs declaration amount in the customs declaration information is smaller than the contract amount recorded in the order contract information or not; and if the situation of multiple customs declaration exists, whether the accumulated customs declaration amount is within the preset error range of the contract amount or not is judged.
For the foreign exchange payment information of the collection bank, the main comparison contents can be as follows: whether the information of the payer and the payee and the order information in the foreign exchange payment information are consistent with the information of the buyer, the information of the seller and the order information recorded in the order contract information; and comparing the payment amount in the foreign exchange payment information with the amount in the customs declaration information successfully compared.
In the above comparison process, the result of performing verification may be recorded in the form of a risk level label, for example, the level may be classified into high risk, medium risk, low risk, and compliance.
Further, in the information comparing module 22, in the case that the result of the performance verification does not satisfy the preset compliance condition, an instruction to stop the performance may be issued to the trading participant and/or an alarm message may be issued to the monitoring authority.
Specifically, some compliance conditions may be preset for the performance verification result, for example, a verification condition for the transaction amount, a verification condition for the shipment quantity in the transaction, and the like, and if the performance verification result does not satisfy the compliance condition, the performance behavior may be aborted or an alarm message may be issued to the regulatory body. For example, if the transaction amount is much greater than that agreed upon in the order contract information and the actual delivery amount is much less than that agreed upon in the order contract information, it is likely that money laundering or the like will occur, and the fulfillment may be terminated immediately and reported to the public security agency.
In addition, the order contract information may include a plurality of sub-order information, the order contract needs to be completed through a plurality of times of performing behaviors, each performing behavior corresponds to each sub-order information, and the comparison process may compare the performing behavior information with the corresponding sub-order information in the order contract. For example, a cross-border trade contract may be delivered many times, for example, a customer order is 100 ten thousand coats, only 20 ten thousand coats are produced in the first month, the seller first sends the 20 ten thousand coats, and then produces 20 ten thousand coats again in the second month until the 100 ten thousand coats are sent out, so that there are records of multiple deliveries, receipts and remissions, the order contract information also includes multiple pieces of sub-order information, and subsequent performance activities are implemented one by one according to the sub-order information, so that comparison of the performance activity information at each time can be compared with the sub-order information, and further, in the information comparison module 22, after comparison of the performance activity information corresponding to the current performance activity is completed, the sub-order information that is not performed in the order information can be obtained, and the sub-order information that is not performed is written into the regional block chain. That is, after the comparison of the fulfillment behavior information is completed each time, the remaining sub-order information that has not been fulfilled in the order contract information may be re-recorded into the blockchain. Therefore, when the next performance action occurs, original order contract information does not need to be read, and only the non-performing sub-order information written after the previous comparison is read, so that the efficiency of information retrieval is improved.
In addition, the comparison processing of the performance behavior information generated by each performance behavior can be realized through the intelligent contract of the block chain, and when new performance behavior information is written into the block chain, the intelligent contract can be triggered to automatically verify and compare.
The invention utilizes the mechanism of the block chain to record the originally signed order contract information, compares the subsequent performance behavior information on the basis, and records the compared performance behavior information in the block chain, thereby ensuring the transaction authenticity of the whole cross-border trade and the reliable transmission of the information and further being capable of carrying out effective supervision.
EXAMPLE III
The embodiment provides a block chain-based cross-border transaction processing method, which comprises the following steps:
and acquiring order contract information and writing the order contract information into the block chain. The order contract information may be order contract information signed by buyers and sellers of the cross-border transaction, and in the order contract information, it may be agreed that the cross-border transaction needs to be completed through multiple executions, each of which corresponds to one sub-order.
Obtaining fulfillment behavior information signed by one or more parties to the fulfillment behavior, and writing the fulfillment behavior information into a blockchain. The participating party may be a seller or a buyer, or may be a role participating in the whole cross-border transaction process, such as a logistics company, a customs clearance, a customs approval authority, the aforementioned trade information processing platform, an acquirer bank, and the like.
And extracting the performance information from the block chain, comparing the performance information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain. The processing of this portion may be performed by the aforementioned trade information processing platform or may be performed by a blockchain-based smart contract technique.
And the performing behavior participant reads the order contract information and/or the performing behavior information and/or the performing verification result from the blockchain and executes cross-border transaction processing. Various information written in the block chain can be used as a basis for cross-border transaction processing, for example, logistics list information signed by a seller and a logistics company can be used as an information basis for subsequent links such as shipping and warehousing. In addition, the seller and the buyer can also perform risk assessment on the compliance of the current cross-border trade according to the performance verification result, so as to decide whether to continue to perform the subsequent cross-border trade.
Example four
The foregoing embodiment describes a flow process and a device structure according to an embodiment of the present invention, and the functions of the method and the device can be implemented by an electronic device, as shown in fig. 4, which is a schematic structural diagram of the electronic device according to an embodiment of the present invention, and specifically includes: a memory 110 and a processor 120.
And a memory 110 for storing a program.
In addition to the programs described above, the memory 110 may also be configured to store other various data to support operations on the electronic device. Examples of such data include instructions for any application or method operating on the electronic device, contact data, phonebook data, messages, pictures, videos, and so forth.
The memory 110 may be implemented by any type or combination of volatile or non-volatile memory devices, such as Static Random Access Memory (SRAM), electrically erasable programmable read-only memory (EEPROM), erasable programmable read-only memory (EPROM), programmable read-only memory (PROM), read-only memory (ROM), magnetic memory, flash memory, magnetic or optical disks.
A processor 120, coupled to the memory 110, for executing the program in the memory 110, for performing the following:
acquiring order contract information signed by a buyer and a seller, and writing the order contract information into a block chain;
and acquiring the performance behavior information, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain.
Wherein, the above-mentioned processing may further include:
and if the performance verification result does not meet the preset compliance condition, sending an instruction for stopping the performance and/or sending an alarm message.
Wherein the order contract information comprises a plurality of sub-order information, the order contract needs to be completed through a plurality of times of performance behaviors, each time of performance behaviors respectively corresponds to each sub-order information,
acquiring the performance information, and comparing the performance information with the order contract information comprises the following steps:
and acquiring the performance behavior information corresponding to the current performance behavior, and comparing the performance behavior information with the corresponding sub-order information in the order contract.
Wherein, the above-mentioned processing may further include:
and after the comparison of the fulfillment behavior information corresponding to the current fulfillment behavior is completed, acquiring the sub-order information which is not fulfilled in the order contract information, and writing the sub-order information which is not fulfilled into the block chain.
The step of obtaining the performance information and comparing the performance information with the order contract information comprises the following steps:
and responding to the new performance behavior information written into the block chain, and executing a preset intelligent contract to perform comparison processing of the performance behavior information and the order contract information.
Wherein the performance behavior information comprises logistics list information,
acquiring the performance information, and comparing the performance information with the order contract information comprises the following steps:
acquiring logistics list information from a logistics company, and comparing the logistics list information with order contract information, wherein the comparison content at least comprises: whether or not the information on the sender, receiver, and commodity in the logistics list information matches the information on the buyer, the information on the seller, and the commodity described in the order contract information.
Wherein the performance behavior information comprises customs declaration information,
acquiring the performance information, and comparing the performance information with the order contract information comprises the following steps:
acquiring customs clearance information from a customs clearance bank, and comparing the customs clearance information with order contract information, wherein the comparison content at least comprises:
whether the information of the shipper, the consignee and the commodity in the customs declaration information is consistent with the information of the buyer, the information of the seller and the commodity recorded in the order contract information or not;
whether the clearance amount in the clearance information is smaller than the contract amount recorded in the order contract information or not, and whether the accumulated clearance amount is within the preset error range of the contract amount or not if the clearance is reported for multiple times.
Wherein the performance information also comprises foreign exchange payment information,
acquiring the performance information, and comparing the performance information with the order contract information comprises the following steps:
obtaining the foreign exchange payment information from the collection bank, comparing the foreign exchange payment information with the order contract information, wherein the comparison content at least comprises: whether the information of the payer and the payee and the order information in the foreign exchange payment information are consistent with the information of the buyer, the information of the seller and the order information recorded in the order contract information;
and acquiring successfully-compared customs declaration information from the block chain, and comparing the payment amount in the foreign exchange payment information with the amount in the successfully-compared customs declaration information.
The block chain is a alliance type block chain, and all parties involved in the performance can read and write information into the block chain.
Wherein the fulfillment behavior information includes digitally signed information for one or more parties performing the fulfillment behavior.
As another embodiment of an electronic device, the electronic device includes:
a memory 110 for storing a program;
a processor 120, coupled to the memory 110, for executing a program for:
acquiring fulfillment behavior information signed by one or more participants of the fulfillment behavior, and writing the fulfillment behavior information into a block chain;
extracting performance information from the block chain, comparing the performance information with order contract information, generating a performance verification result and writing the performance verification result into the block chain;
and the performing behavior participant reads the order contract information and/or the performing behavior information from the blockchain and executes cross-border transaction processing.
The above detailed descriptions of the processing procedure, the technical principle, and the technical effect are described in detail in the foregoing embodiments, and are not repeated herein.
Further, as shown, the electronic device may further include: communication components 130, power components 140, audio components 150, display 160, and other components. Only some of the components are schematically shown in the figure and it is not meant that the electronic device comprises only the components shown in the figure.
The communication component 130 is configured to facilitate wired or wireless communication between the electronic device and other devices. The electronic device may access a wireless network based on a communication standard, such as WiFi, 2G or 3G, or a combination thereof. In an exemplary embodiment, the communication component 130 receives a broadcast signal or broadcast related information from an external broadcast management system via a broadcast channel. In an exemplary embodiment, the communication component 130 further includes a Near Field Communication (NFC) module to facilitate short-range communications. For example, the NFC module may be implemented based on Radio Frequency Identification (RFID) technology, infrared data association (IrDA) technology, Ultra Wideband (UWB) technology, Bluetooth (BT) technology, and other technologies.
The power supply component 140 provides power to the various components of the electronic device. The power components 140 may include a power management system, one or more power sources, and other components associated with generating, managing, and distributing power for an electronic device.
The audio component 150 is configured to output and/or input audio signals. For example, the audio component 150 includes a Microphone (MIC) configured to receive external audio signals when the electronic device is in an operational mode, such as a call mode, a recording mode, and a voice recognition mode. The received audio signal may further be stored in the memory 110 or transmitted via the communication component 130. In some embodiments, audio assembly 150 also includes a speaker for outputting audio signals.
The display 160 includes a screen, which may include a Liquid Crystal Display (LCD) and a Touch Panel (TP). If the screen includes a touch panel, the screen may be implemented as a touch screen to receive an input signal from a user. The touch panel includes one or more touch sensors to sense touch, slide, and gestures on the touch panel. The touch sensor may not only sense the boundary of a touch or slide action, but also detect the duration and pressure associated with the touch or slide operation.
Those of ordinary skill in the art will understand that: all or a portion of the steps of implementing the above-described method embodiments may be performed by hardware associated with program instructions. The program may be stored in a computer-readable storage medium. When executed, the program performs steps comprising the method embodiments described above; and the aforementioned storage medium includes: various media that can store program codes, such as ROM, RAM, magnetic or optical disks.
Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and the modifications or the substitutions do not make the essence of the corresponding technical solutions depart from the scope of the technical solutions of the embodiments of the present invention.
Claims (15)
1. A method of processing trade information, comprising:
acquiring order contract information signed by a buyer and a seller, and writing the order contract information into a block chain;
and acquiring the performance behavior information, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain.
2. The method of claim 1, wherein if the fulfillment verification result does not satisfy a preset compliance condition, issuing an instruction to abort fulfillment activities and/or issuing an alert message.
3. The method of claim 1, wherein the order contract information includes a plurality of sub-order information, the order contract requiring completion by a plurality of performance activities, each performance activity corresponding to a respective sub-order information,
the obtaining the performance information and comparing the performance information with the order contract information comprises:
and acquiring the performance behavior information corresponding to the current performance behavior, and comparing the performance behavior information with the corresponding sub-order information in the order contract.
4. The method of claim 3, further comprising:
and after the comparison of the fulfillment behavior information corresponding to the current fulfillment behavior is completed, acquiring the sub-order information which is not fulfilled in the order contract information, and writing the sub-order information which is not fulfilled into the block chain.
5. The method of claim 1, wherein obtaining and comparing performance information to the order contract information comprises:
and responding to the new performance behavior information written into the block chain, executing a preset intelligent contract to perform comparison processing of the performance behavior information and the order contract information.
6. The method of claim 1, wherein the fulfillment behavior information includes logistics order information,
the obtaining the performance information and comparing the performance information with the order contract information comprises:
acquiring logistics list information from a logistics company, comparing the logistics list information with the order contract information, wherein the comparison content at least comprises the following steps: and whether the information of the shipper, the consignee and the commodity in the logistics list information is consistent with the information of the buyer, the information of the seller and the commodity described in the order contract information.
7. The method of claim 1, wherein the fulfillment behavior information includes customs clearance information,
the obtaining the performance information and comparing the performance information with the order contract information comprises:
acquiring customs clearance information from a customs clearance bank, and comparing the customs clearance information with the order contract information, wherein the comparison content at least comprises:
whether the information of the shipper, the consignee and the commodity in the customs declaration information is consistent with the information of the buyer, the information of the seller and the commodity recorded in the order contract information or not;
and whether the clearance amount in the clearance report information is smaller than the contract amount recorded in the order contract information or not, and if the clearance is reported for multiple times, whether the accumulated clearance amount is within the preset error range of the contract amount or not.
8. The method of claim 7, wherein the performance information further includes foreign exchange payment information,
the obtaining the performance information and comparing the performance information with the order contract information comprises:
obtaining the foreign exchange payment information from a collection bank, and comparing the foreign exchange payment information with the order contract information, wherein the comparison content at least comprises: whether the information of the payer and the payee and the order information in the foreign exchange payment information are consistent with the information of the buyer, the information of the seller and the order information recorded in the order contract information or not;
and acquiring successfully-compared customs declaration information from the block chain, and comparing the payment amount in the foreign exchange payment information with the amount in the successfully-compared customs declaration information.
9. The method of claim 1, wherein the blockchain is a federation-type blockchain into which all parties involved in performance activities can read and write information.
10. The method of claim 1, wherein the performance activity information includes digitally signed information for performing one or more of the performance activities.
11. A trade information processing apparatus comprising:
the order contract information acquisition module is used for acquiring order contract information signed by a buyer and a seller and writing the order contract information into the block chain;
and the information comparison module is used for acquiring the performance behavior information, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain.
12. The apparatus of claim 11, wherein the order contract information includes a plurality of sub-order information, the order contract requiring completion by a plurality of performance activities, each performance activity corresponding to a respective one of the sub-order information,
the obtaining the performance information and comparing the performance information with the order contract information comprises:
and acquiring the performance behavior information corresponding to the current performance behavior, and comparing the performance behavior information with the corresponding sub-order information in the order contract.
13. An electronic device, comprising:
a memory for storing a program;
a processor, coupled to the memory, for executing the program for:
acquiring order contract information signed by a buyer and a seller, and writing the order contract information into a block chain;
and acquiring the performance behavior information, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain.
14. A block chain-based cross-border transaction processing method comprises the following steps:
acquiring order contract information and writing the order contract information into a block chain;
acquiring fulfillment behavior information signed by one or more participants of the fulfillment behavior, and writing the fulfillment behavior information into a block chain;
extracting the performance behavior information from the block chain, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain;
and the performing behavior participant reads the order contract information and/or the performing behavior information and/or the performing verification result from the block chain and executes cross-border transaction processing.
15. An electronic device, comprising:
a memory for storing a program;
a processor, coupled to the memory, for executing the program for:
acquiring fulfillment behavior information signed by one or more participants of the fulfillment behavior, and writing the fulfillment behavior information into a block chain;
extracting the performance behavior information from the block chain, comparing the performance behavior information with the order contract information, generating a performance verification result and writing the performance verification result into the block chain;
and the performing behavior participant reads the order contract information and/or the performing behavior information and/or the performing verification result from the block chain and executes cross-border transaction processing.
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